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Home My WebLink About97-05422 , I 1'1 ", " I " , " , I , " , , " ,I I , , , , Ii' , il i' , I 1-',' , , \, ~ ~' j' I, II , I " 'I " , I '\ 012 " " .,1: ',' 'I 'q ~ ~ 'l ~.~ ~ ..t- '- ~ U, :>.... '" ~ ~ ~ ,0 .\ +:~ ~~ ) t I I' 'I' , "I' " II . 1"1 I, , I '" " , , , II , , I, ili I " " I, 'I , , ! - c. "', I, " , , i,11 I d. 'I , , 'I, I' I, ,-'I I ''I II' ", " Ii ;'! j'l I 1,1 " , I_I I I) , I I ,IJ!. " " 'I, I '''-' !'I '" ,', , , " I, , -"I I' i,l, 1-, "I " I " ,I,' ,I I . !, " '1 , , I', 'i ,I, , " I, " " " ",1\ I' " I" " ., 1',I_'!i I, , ...... .... :) , .... " 'i ~ ~ , ~/ . , t"-( ~I ,I " , , "I' , , , I, " \1 I, , , I" I,' , " " , " 'I , " , , ~' !,' ;'1 I I " , " , ii, " 1/ I ,I National City~ ~\~n~~~e1997 Nollonol Oily Mo,l"o"o OO.~. 3232 Newmork Olive. Mlolt1l!sburlJ, Ohio 415342 rulophol1U (037) 436.30~5 Momn" Ad....... PO Box 1820 Coylon, Ohio 4M01.1820 Certified Mail/Return Receipt Re Anthony 0 Ebner 42 Palmer Dr Camp Hill PA 17011 RE, Loan No. 854041-9 Property Address: 42 Palmer Dr Camp Hill PA 17011 Deal' Customer: Notice of Intention to Foreclose Mortgage The mortgage serviced by National City Mortgage for Fhlmc on your property located at 42 Palmer Dr Camp Hill PA 17011 is in serious default because you have not made the monthly payment of $ 541.17 for the months of 6-1-97 through 8-1-97. Late charges and other charges have also accrued to this date, The total amount now required to cure this default. as of the date of this letter is $ 1,824.99. You may cure this default within thirty (30) days of the date of this letter, by paying $ 1,824.99 plus any additional monthly payments and late charges which may become due. Such payments must be made either by cashier's check, certified check or money order, and forwarded to National City Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, to the attention of the collection Department, If you do not cure the default within thirty (30) days, we intend to exercise our right to accelerate the mortgage payments, This means whatever is owing on the original amount borrowed will be considered due immediately, and you may lose the chance to payoff the original mortgage in monthly installments, If full payment of the amount of default is not made within thirty (30) days, we also intend to instruct our attorney to begin foreclosure on your mortgaged property. If the mortgage is foreclosed, your mortgaged property will be sold by sheriff sale to payoff the mortgage debt, If we refer your case to our attorney and you cure the default before they begin legal proceedings against you, you will still owe reasonable attorney's fees actually incurred, Attorney's fees will be added to the amount owed to us, which may also include our reasonable costs. If you cure the default within a thirty day period, you will not be required to pay attorney fees. We may also file a suit against you personally for the unpaid principal balance and all other sums due under,the mortgage, If you have not cured the default with total amount due under the mortgage and within the thirty day period, foreclosure proceedings will begin. You still EXHIBIT A August 05, 1997 Loan No. 854041-9 Page 2 ~ Nallonal CIIV Mo,lgaga Co. 3232 NewnllJ/k OIlVl) . MlolnI6bu'Q. Ohio 45342 rulupl,onu (631) 430.3025 Mailing Add,a.., PO 80,IB21) Ollvlan, Ohl" 4540/.1620 , National City. Mortgage have the right to cure the default and prevent the sale at any time up to one hour before the sheriff's foreclosure sale, You may do so bY paying the total amount of the unpaid monthly payments plus any fees and costs connected with the foreclosure sale (and perform any other requirements under the mortgage). It is estimated that the earliest date that a sheriff's sale could be held would be February 5, 1998, A notice of the date of the sheriff's sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling us at 1-800-523-8654. This payment must be in cashier's check, certified check or money order made payabls to us at the address stated above, You should realize that a sheriff's sale will end your ownership of the mortgaged property and your right to remain in it. If you continue to occupy the property after the sheriff's sale, a lawsuit would be started to evict you, You have additional rights tv help protect your interest in the property, You have the right to sell the property to obtain funds to pay the mortgage in full or to borrow money from another lending institution to payoff this debt, (You may have the right to sell or transfer the property subject to the mortgage to a buyer or transferree who will assume the mortgage debt provided that all outstanding payments, charges and attorney's fees and costs are paid to or at the sale, and that the other requirements under the mortgage are satisfied,) You may contact us to determine under what circumstances this right might exist, You have the right to have this d~fault cured by any third party acting on your behalf. If you cure the default, the mortgage will be restored to the same position as if no default had occurred, However, you are not entitled to this right to cure your default more than three times in any calendar year, If you have any questions, please call our collection Department at 1-800-523-8654, Sincerely, MS. HARTSHORN Collectioq Department XC824 FTA EXHIBIT A Page 2 Loan No. 854041-9 Nollono' Cllr Mo,l,o,o Co. ~ 3232 Nowmork Orivo . MllJrnltsbura. OhlQ 4!531i2 rel.pho". (9J7) 436.3025 Mallin, Add,.... po. 80' 1820 Doylon. Ohio 45401.'820 . National City" Mortgage You may be eligible for financial assistance that will prevent foreclosure on your mortgage if you comply with the pruvisions of the Homeowners' Emergency Mortgage Assistance Act of 1983 (The "Act"). You may be eligible for emergency temporary assistance if your default has been caused by circumstances beyond your control, you have a reasonable prospect of resuming your mortgage payments, and if you meet the eligibility requirements established by the Pennsylvania Housing Finance Agency. Please read all of this notice. It contains an explanation of your rights. Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage Eor (30) days from the date of this not ice. During that time, you have the right to arrange a "face-to-face" meeting with a representative of this lender, or with a designated consumer credit counseling agency. The purpose of that meeting is to attempt to work out a repayment plan or to otherwise settle your delinquency. That meeting must occur in the next thirty (30) days. If you attend a face to face meeting with this lender, or with a consumer cred~t counseling agency identified in this notice, no further proceedings in mortgage foreclosure may take place for thirty (30) days after the date of that meeting. The name, address, and telephone number of our representative is: National City Mortgage 3232 Newmark Drive Miamisburg, ohio 45342 Attn: Collection Department 1-800-523-8654 See the attached list for the name(s) and address (es) of (a) designated consumer credit counseling agency(ies). It is only necessary to schedule one face to face meeting. You should advise this lender immediately of your intentions. Ii you have tried and are unable to resolve this problem at or after your face to face meeting, you have the right to apply for financial assistance from the Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you must fill out, sign, and file a completed Homeowners' Emergency Assistance Application. It must be filed or postmarked within (30) days of your face to face meeting. You must either mail your application to the Pennsylvania Housing Finance Agency, or YOll must file it at the office of one of the designated consumer credit counseling agencies listed on the attachment. The Pennsylvania Housing Finance Agency is located at 2101 North Front Street, P.O. Box 8029, Harrisburg, PA 17105, telephone number 717-780-3800 or 1-800-342-2397 (toll free number). Persons who are hearing impaired can call 1-800-342-2397. EXHIBIT B . 1.,,\' .' :\":"'11~~'1/,"\" ~, ~ 1'''-', ;..0, '" . '. '.' ,,'.'.' ~ '.' , ':i'I.._."," '. ."" . "-!' ". f:..I"\/'Jp:,..... , . ' '., ...,_lr"~~~.~ Wld~rthlo ~urlty l1iotrUmont and th"No~: jr~r 'ilia iiWii.;i!{:,QrrowJlr dOlo hORby mo~..., ,ran& and conv.y to Lend.r tho Collowlnlr d..crIbed prop.rty located In ,oer J.ana County, P.nnoylvania: ALL THAT CERTAIN tract of land with the improvements thereon erected, situate on the south side of Palmer Drive, m lAwer Allen Township, Clm1berland County, Penn- sylvania, being Lot 18, Block M, Plan of Country and 'lQm Hanes, Inc., recorded in Deed Ilook 7, Page 41, bounded and described in accordance with a Plan by Michael C. D'Angelo, Registered Surveyor, dated September 20, 1978, and bearing drawing No. 18-53, as follows, to wit: . BEX:;INNIN:; at a hub on the south side of. Palmer Drive (50 feet wide right-of-way), at a corner of Lot 19 on the abovementioned Plan of Lots, said point being 830.00 feet to Nottingham Road: thence extending fran said beginning point and along Lot 19, South 00 degrees 56 degrees 00 seconds West, a distance of 145.00 feet to a pin at a corner of Lot 10 of the above mentioned Plan of Lots; thence extending along same, North 89 degrees 04 minutes 00 seconds West, a distance of 75.00 feet to a pin at a corner of Lot 17 of the above mentioned Plan of Lots; thence extending along same, North 00 degrees 56 minutes 00 seconds East, a distance of 145.00 feet to a pin on the south sidci of Palmer Drive aforesaid; thence extending along Palmer Drive, South 89 degrees 04 minutes 00 seconds East, a distance of 75.00 feet to the first mentioned hub and Place of BEX:;INNIN:;. BEIN:; known and n1.DT1bered as 42 Palmer Drive, Camp Hill, Pennsylvania. UNDm AND SUEJJ:X:T, neverthelfi!ss, to easements, conditions, restrictions, reservations, and rights-of-way of record. BEING the SaIll! premise:! which Joseph J. Gabriel and PaIlI!la M. Gabriel, his wife granted and conveyed to Antohny otto Ebner, Borrower herein. which ha. the addree. ot 42 Palmer Drive [S""') Camp Hill (Cllyl P.nneylvania , 7~1 ' l p Codl) ("Prop.rty Addr.....); TOOETHER WITH all the improvements now or hereaner erecled on the properlY, and all easemenls, rilhll, oppurlenonces, renls, royalti.., mineral, oil ond aIlS riahts and proftts, water riahts and stock and all blures now or hereaner a part orthe properly. All replocements and additions shall also be covered by this Security Inslrumenl. All orthe (oreloina is rer.rr.d 10 in this Security Instrument as Ihe "Property." . BORROWER COVENANT5 Ihat Borrower is lowrully seised or the estate hereby conveyed and hIlS the rilhl to , '" '~ mO~laae, aront ond convey the Properly and Ihatthe Properly is unencumbered, except (or encumbrances or r""ord. ......". ",," I . '...... .... ," , ...... . '." .'.'.... ....1 .I.___.II~ ~.."":~....... .._.. @) . : II-I~ {"H". (,1'" "','I':)J/il'f '11,nn .,;) Mill: t,~ ('III'i ~ ..\, . {.\',:.Ji'J1Y I,,';'';' J';'II d,', 'i1 l.\ 5, 150 pd Q~ Q.u,.il ar~S8q (l"i\ 5'1' 81 ." , ," ., " , , r-::~:~:,M';N AND PHELAN f\;;~~:~JOO \\'JU pnn;) CUlt,~r PI2ZG l'I,rl-'cr. '1"11'1" I'A 1':>1 0;) I.." "IJ ""I ... [,1,,\ '/1101) ;'; film (;IT:O: ('F " I: I """ t' '1 r .( I I, ' L J\ I. 1\ \1 (,;,11: 11 ,!I ,.r CU:\t I', '" " ,.1 !' il. " ",I "_,i , " , ' '" '1 " ~ ' \ , ' " I , 'I " I, I