HomeMy WebLinkAbout97-05474
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OFFICI OF THI PROTHONOTARY
COURT 0' COMMON PLIAS
COMBIRLAMO COUNTY COURTHOUSB, CARLISLI, PA 17013
Curtb R. Long
Prothonotary
To: United States of America
c/o United States Attorney
for the Middle District of PA
235 North Washington Street
Scranton, PA 18503
LaSalle National Bank, as Trustee
for the Regietered Holders of
Nomura Asset Securities Corporation,
Mortgage Paes-Through Certificates,
Series 1994-5
v.
Paul G. Engle
Linda S. Engle
United States of America
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
NUMBER 97-5474
NOTICZ
Pursuant to Rule 236, you are hereby notified that $
JUDGMENT has been entered in the above proceeding as indicated
below.
Curtis R. Long
Prothonotary
x Judgment by Default
Money Juc;igment
Judgment in Replevin
Judgment for Possession
If you have any questions concerning this Judgment, please call
Terrence J. McCabe, Esquire at (215) 790-1010.
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Mc~ABB, WEISBERG AND CONWAY, P.C.
BY, TERRENCE J. McCABE, ESQUIRE
Identification Number 16496
1608 Walnut Street, suite 402
Philadelphia, Pennsylvania 19103
(215) 790-1010
LaSalle National Bank, as Trustee
for the Registered Holders of
Nomura Asset Securities
Corporation, Mortgage Pass-
Through Certificates, Seriee
1994-5
v.
Paul G. Engle
and
Linda S. Engle
and
UNITED STATES OF AMERICA
c/o United States Attorney
for the Middle District of
Pennsylvania
Attorney for Plaintiff
Cumberland County
Court of Common Pleas
Number 17- Jlt74 G~~t
CIVIL ACTION/MORTGAGE FORECLOSURE
NOTICE
You have betn aued In court. If you wish to d&fend
Igllnl' 'nl olllml II' fortn In ,n" followfng
plgtl, you must take Bctlon within twenty (20) days
.fter this c~lBlnt and notice are served, by
tntering I written appnrance personally or by
,ttorney and filing In writing with the court your
deftn,,, or objections to the clolms set forth
.glfnat you. You Ire warned that If you fall to do
10 the C8" may proceed without you and I Judgment
mey be ent.r~ 8gllnst you by the court wi tnout
further notice for eny money claimed In the
complaint or for any other claim or relief
requelted by thl plaintiff. You may lose money or
property or other rights fmportant to you.
YOU SHOULD TAKE THIS PAPER TO YOUR
LAWYER AT ONCE, IF YOU DO NOT HAVE A
LA WYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE TilE OI-TICf' SET FORTH BELOW
TO FIND OUT WHERE YOU CAN GET HELP,
AVISO
Le hen demendado a usted en II cortI. 51 usted
qultr. do fenders. d. IStlS demand.. ex-PUlSUS In
los paolna$ slgulentos, usud tltn. v.lnu (20)
dlas de pluo el pert'r d. le leche d. le demand. y
la notlflcaclon. HICI felte .senter une
cOfTl)Brencla escrl to 0 en persone 0 con un .bogado y
entregar 8 1e corte en forma escrit. IUS d.fenses 0
sus objeclonfts . laB demand" .n .::ontr. de au
per$on.. See avissdo que If usted no 8e dltlend.,
lo corte tomara medldn y puede contlnuar la
demand. en contra luya sin previa Iviso 0
notfflcaclon. Adl!'mas, II corte puede d.cldlr .
favor del demandant. y requl"l que U8ted c~l.
con tod8~ liS provfsion,s de .at. demand.. Ulted
puede perder dfnero 0 IUS propledede. u atrol
derechos importantes par. IJsted.
LLEVE ESTA DEMANDA A UN ADOGADO
INMEDIATAMENTE, SI NO TIENE ADOGADO 0
SI NO TIENE EL DINERO SUFICIENTE DE PAGAR
TAL SERVICO, VAYA EN PERSONA 0 LLAME
POR TELEFONO A LA OFICINA CUYA
DIRECCION SE ENCUENTRA ESCRITA ABAJO
PARA AVERIGUAR DONDE SE PUEDE
CONSEGUIR ASISTENCIA LEGAL.
Court Administrator Court Administrator
4th Floor, C~rlflnd Count)' Courthouse 4th Floor, Cumberland County Courthous.
elrlllll, PA 17013 Corll.ll, PA 17013
(717) 240.6200 TRUE COpy FROM R (717) 240.6200
In Testimony Whereof I h ECORO
at, ,ere unto set my hand
r m ot sal "rilt CiJrlisle. Pa.
dfLe~. 19 97
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08/10/87
18103
O.H,~ SEARCH
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O.~.r1ma'" tf Vwt T,...urt .1"'1"". R.....'"Il. Gln'n
Nolloe of Flderal Tilt L1Bn
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.0 bun ....I.... ..",nllllh' foao"ln....lm.. I..,IY", W. h'" m.d.
, dem.n. fo' p.ym.nl 01 IhlllI.e,"~,..UII\ 'o<1Il'n, un,.'.' Th"'IO'..
,n.. \II . lI.n In .....' 01 lilt Unlf" .",.. On .11 p'oP'r1y Ino ".hll". .
propertY ~.IC"Q\ng to trill .ty" rClt 'hi .moum or 'Mil u.ue. I~d
addlllDI'\at p.".ll,.e. 11'\1c:rtl"ln4J:.Olll.tb.lLD\.IY ,"Nt-
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,:;,"AN ( lJII() . ',. I" l!!..:C7 e
IMPORTANT 111i'.EAOl! INFORMATION: 'OI...n "..Mm.nllltlM btlo'~, olI'l ....
unllll MI'" 01 ::.nll ,"nlld by Ihl d&l. gi'" \n ..Ium. \"\' \III. nollc:..lllll, ,QO,....
on "'. ..y .'."....'no ....h d.lo, .p...1o .. . eoninc... 0 II'.... .. G.lln.. (;,l.t1 'I'l~*..
In IR :It · , "". ..
T... ",Iod DIIIO' ....1 ~y or
anor,d l..nlll\'l~~rmMr Ao"'~r.nl R~~J"O
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(H01", C."ilI.."., "n.., 1\11""1". ., It.. ~. "~I &elt"....'"''''fl.'' II "'I umlll.l I' trI. \I,I~\I'" """U tf ,..,,,, Till..,.
.tv, "vi. 11'''''. tn. .10.1.40.) ..S (Y)
PI" 1 -I<.pl By R....dlnl Offl.. ,........ (~... 'O.s\l
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KNOW ALL MEN BY THESE PRESENTS Ihol
Equit~ One, Incorporated
lor conslderallon paid, doos horoby osslgn. Iranslor ond sel ovor unlo
Industry Mortgage Company, L.P. 501 Office Center Drive
Ihal cerlaln mo/lgago deed doted J u 1 y 2'j, 1994
Irom Paul G. Engle and Linda 5. Engle
2 Patton Road Mechanicsburg, PA .1~055
~ Equity One, Incorporated
5uite#450 Ft.Washing'
PA 19034
lIIed lorrecord In Ihe olllce oflho Counly Clork?f Cumber land Counly. pennsyl van ia. ,on Iho
a ~ day 01 ~ ,19 ~ I{ ,01 o'clock m., and recordod In Book /).) S- 01 Morlages
01 page l S I .<<1110 re60rds 01 sold county. logelher wllh Iho nolo or noles Iheroln monlloned ond alllndebledness secured
thereby. " "'1"""
DATED Ihls ~7th dey 01 July 19 94 . ''\ r"""~'\
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Allesl:
.. ACKNOWLEDGEMENT (For IndivIduals)
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STATE OF
County 01
155.
On Ihls day of ' 19 , before me. tho undorslgned, a Notary Publle for said
slate, personally appoared
pel$onally known 10 me (or provod 10 me on Iho basis 01 sallslaclory ovldonco) 10 bo tho porson(s) whoso name(s)
subscribed to tho forogolng Inslrumenl and acknowledged that oxoculed the
same.
WITNESS my hand and olllclel 5001.
Slgnalure:
STATE OF pennsyl vani a
Counly 01 Bucks
}ss,
H.m.I'ypld,O' prlnlod)
~r;:l 0U%!T\fJ?1'j)'I
"LU',', ..-~"l "l!l!II,
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ir! SEP 12 )Sg~ 1;;\
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L:..~;:;'.?h-2'.J, l,.7,J"
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(RII.N.d 'or olllel,' ...1)
My Commission expires:
ACKNOWLEDGEMENT (For Corporallon)
Onlhls 27th dayo! JulY ,19 94
stalo. personally appeared Phv 11 i s WlUi.I,'l.- ,--"
who executed the wllhln In~trumenl as ('r"~ I r n f f ; ,.." r
Bnd Lisa~qel
, before mo, Ihe und'orslgnod, a Notery Public lor seld
who executed the wllhln Instrument as
_ personally known 10 mo (or proved to me on the basis 01 '
sallslactory ovld.nco) to bo the persons who exocuted tho wllhln Inslrument on boholf or Iho corpor.llon Ihereln named. and
acknowledged t~ me ihat'S'Ueh~o.rpor.llon oxocutod tho wllhln Instrumenl P suanllo lis by.laws or a resolullo 'lis ~oa!d
of dlreclors. ,"""....,.. J;l'
,.".', 'I ;,/..~ :J """ '\, I . '
WITN~~~/.lV,h';;;lr&~'I.ICI.1 seal. Slgnalure: ' . f ! ~ ','" . /1.(
::,r. ~v.~rrrr..tJ '. l/' . '
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l',I'.':1'r:nt,Y M'I~j ~'4->q'lSICR ~"" lr' P ~I J
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~.;,_C;_~.!i~~~' E' -t~'!~03'.~:'.:... ~i:J2~H_J
2. fund. for Tn.. .nLl In.utlJlCI. SlIb)ect to .ppllClbl. law or 10' wrlll." wain, by lendo" Borrow" .h.1I
PlY 10 Linder on 1/,. dlY monlhly paymlnl. '11 dill und" Ih. Noll, l.lnllllh. Nol. II pllll In 'ull, . tum ("Fundi") forI (.)
yuill t.... .nd ,u...monl, which mDY IlUltn prlorlty 0", tbll St~urlty lutrum.nl If . It'A on Ih. Propt"YI (b)
YOlldy II1Iohhold paymllnt. or around nnl. on the Properly, If .nYi (d y"rl)' hllZllrd or property Il\IUunu pr.mlumli (d)
)I.ul}' 1l00d In.unnu promlum., II .ny; (.) YOllrly motliol' lns\lllnc. pnmlum., If .ny; and (I) tRy JUmI poy.bl. by
BouowGr to Llndol, In occordllnc. w~U. lh. pro,ltlol\l of p.nauph B, In 11.11 01 Ih. paym.nt of morll'.' ,,,,uranu
pr.mlum.. Thill 111m. .to Cllth:!.! "ucraw II.m." und., mil)'. al Iny 11m., colhrcl .nu hold funu. In In amounl not 10
ucccd Ih, mulnluIU alllount . londer lor a lodurally rolaled marlaaea laDn may InquIre lor Borrowor', o'~row accounl
und.r Ih.llldenl Real ulllto Saltllllnlnt Pro(odljrtl, AtlOI 1974 lI.mrndod Irom time 10 IIml, 12 U's,C. 82601 .1 Hq,
("RESPA"). Unlc~' anothor law Ihol .ppHII' la tho Fund. "L. alouar .moun!. J.I '0, tonuor may, at an)' Ilmo, colloet Ind
huld Fund. In Gn amoUnt nol 10 O:4.CIIQU Iho Illlfor amount. londor may "lImal, Ihe amount 01 fund. due on Ihe bu\6 III
(ur"nt dolo anI.! ,eolonllble o5tirnolll' of "pllndllure, olluluro ucraw item. or olherwl$l In accordance wllh .ppllcabl.
low,
Tho Funl.!. .11I~1I be haM III IIn inllitution who.. doposlt. aro lnaured by ol.dotlll 'Ioncy, in.lrumllnlllUly, or onllly
Oncluuin. Lendor, II LllnJor I. .ueh IIn In~lltuUan) or In any fO<Joral Uomo l.Qon Donk. Llndor .holl 'pply the Fund, to
pay Iho ucrow It.m,. lendor mllY nol chara' &rro,",'or lor holtJlni .nd apply In, Ih. funda, annually .nolyzln, Ih.
.ferow Accounl, or worifyllli Iho ucrow JtomJ, unlo.. l.ndor PIlY' Derrowar Inllllrall on Iho fund. Dnd appllcllbl. law
pormlt. lendar 10 mok, .ucll I chule. Howo"r, lander may requIre Derrowar 10 pay a onl.Um, charll lor an
Independent rOll I ul.lo In roporUn.r IInlco u.cd b)' Londor In connKlton with thta loon, unl", IppllCllbr.. law proYld..
olherwiso. (Jnln, lln IIlt.omont II mado Ilr DppllCllbl. 14w "qulro. InllltOll 10 bo r,old. L.ndor rhall not bo required to f'Y
Dorrower In)' Inhtrll.1 or Illrnlnl' an tho Fund., Borrower and lond.r mly'ar" n wrltlnl. howoyor. Ihollnlllt!lt .hol be
paid on tho F\lnde, Lender .hallliv. 10 Borrower. wllhoul chorio, In Innual,ccountlnl ollho Fundi, .l\owlnll;rodllt and
dobiL. 10 Ih. Fund. .nd tho purpo.. lor which each dablt 10 Ihn Fund. wu mId.. The Fund. ar. plodKod ... additional
'KurHy lor oll.um. .ocurcd by Ihl. S<<urity In.lrumtnt.
" Iho Fund. held by Londor CIlcood Ihe omounl. permlllod 10 bo hold by appllcabl. law, undor .holl Decount 10
Borrower far Ih. a.cau Fund. In lu:cordanea with Iho roqulromant. 01 oppllc.blo low. IIlho .mounl 01 tho Fund. hlld by
Landor II Iny limo i. nol.ufllclonl 10 pay Iha ucrow lIem. whon dUl, lendor m.y.o notlly Darrowor In wrllini. and. In
lUck CD'O Borrower ,holl poy 10 Lendtr thlt omounl nllCou;IIY te mllke up Iho delh:loncy. Borrowor .holl mako \lp Iho
dollcloncy In no more Ihan twain monlhly poymllntJ, allendar', .011 dimollon.
Up"n p..ym.nl ~" lull 01 011 .um. .lCurtd by thl, SICurUy (",trum,nl. l.nder .h,1l rromptly nlund to Borrewer Iny
Fundi hold by lender. U. unu.:r porolroph 21, lendor .hlll.equlre or IOU Iho Praperly, ender, prior 10 Iho acqultltlon Of
1D10 01 thl Properly, .hall apply Dny Fund. hold by l.nder It tb, Ume 01 acqullltlon er IDle DI . credit 1I801n.s1 tb, IUN
.ltCurctd by Ihls Securlly In.trun1anl.
3, Applil:ation er P"ymonl.. Un Ie.. IppHclbla law provld.. olhotwl.t., .11 poymonlt recolved by landar under
pOrDlroph. lon~ ~ .hall bo applied: lint, to ony prc:paymont chorla. duo unullr Ih, Noloi 'lCond, to Imounll poyabll und.r
panaraph. 2j Ihlrd, 10 Inlllrclt due; (ourlh, to prlnclplll dUI: and lul, 10 lOy l~te chl1ra" dUI under tb, Nol"
4, Cblrlo.; Lions. Borrewer .hall pay .11 I...., ulOumenll, chorao" lin.. Ind Imporlllon. allributlblo to Ih,
Preperly whIch. may allllin prierlly o~ar Ihil Security Inllrum.nt, and I,asehold Plymonl. or around rant:J, If Iny.
Dorrowor .hllll PIlY Ih',0 0~1i2otlon. In Iho mlnner provided In ponaroph 2, or II nol pol'J In Ihol monnor, Darrowor Iholl
pay Ihom on limo diroclly 10 tho porson owod poymont. Borrower .holl promplly furnish to lundor all notice. of amount.
10 bo paid undor Ihl. pllrogr:lph. It Borrowor makoa Iho,. poymanl. dirll(t1y, llorrowor .holl promptly lurnl.1I to londor
rlX:oljlt. avidanclna tho pllYlIlcnll. '
Borrowet .hlll promptly dl&chorge .ny Bon which hlll priority ever Ihl, Socurily In'lrumont union Borrowor: (0)
'irOilo in wrlllna Ie tho PQymont ollho eultgolien roeurqd by Iho lion In II monnor otccplllulo 10 Londer; (b) cenlo.1I In
lood loith Iho II.n by. or dofonds lallin,1 ontorcomont of Iho lion In.leall procaedi/li' which In tho Landor'. opinion aporotl
10 prevent Ihe Inlorcament el Ihe Hon; or (c) aacuru Irom the holder of Iho li.n In I,reomonl .oti,fllclory to lender
,ubordlnalin, Ih. Ilen 10 Ihio Securil} In.lrumonl, II londllr dotc:rmlnOl Ihol Iny port 01 the Properly it .ubjoct to I lion
which moy 11101" priority ovor thi, Sacurity In.humonl, Londor may II" Borrower a notlce ldenlllylnl the lion.
Borrower .holl ntl.ly tho lion or toko eno or more allho .cllon. .ellorlh ,00\" wllhln 10 day. 01 tho slvlnl of nollclI,
S. Ihurd or Proporty {n,uunco. l3orrowor .holl klllp tho improvemant. now lIIi~linl or horllofter ItlClod on Ih,
Prepqrly in,urlld Iloln,t loss by fin, hozord. Includvd within tho 111m "nlondod cOYOrIgo" ond o"y olkor hazurd,.
Includlni llood.. or flooding. Illr which Lendor raquirtll 1n.1unnce. Thl, In$uronc. ,hllll be moinl..lnud in Iho IImounlJl and for
Ihe ptrlod. thai l.nder roquiro~. Tho insurance corrior providinl Iho Insuranco rh:dl bo choson by Borro'ol.'or .ubjocl to
l.nder'. epprowol which sholl not bo unrollJanobly wlthhald. II Derrow" fait. to malnl.ln covoroll do.crlbod aboYl.
lender may, at lender'. opl.ien, obtain covatllg' 10 prolllCt Lend,,', rlghllln tho Proporty In accordonc, with POtllltlph 7.
AllllUutlnce pcllcill' and ronewol, ,hall b.lccaplobl. 10 Londer and .halllncludo I.landord morlilla' clauso. Lender
.holl h:lu Iho rlaht 10 hold Iho policios ond unowala. If lendor requirllJ, Borrowo. rhall premptly liw. 10 Lend.r III
rtceipl. of paid pnmlum. "nel ronow.1 nolice.. In the 1Y0nt of lou, Borrewer l/holl II.. prampl nolico to Ihe In.unnc.
corrier and londor. londor may moko prool of lOll If nol mado promptly by Darrow".
Unlcn l.ndor Ind Borrowor 0lhemi51t ogno In writing, InlUrcnce proceods rh..U be Ippliod 10 rostoroUon or ropalr of
Iho Preparly domJllcd. if Iho roslorallon or ropoir I. ecenomicolly le.uiblo Ilnd lcnrlor':I soc!Jrity I, nol lossoned. If tho
to.loration or ropllir if "01 oconohli":i:llly IOlliiillo or londor'. .ocurity would be lossonod, Iho inauronca procood. ohall bo
oppllod to Iho .um. ,Cl;utod by thIs Sacurily In~lrumcnl, whother or not thcm duo, wilt, ony O:4.COO paiu to Dorrowor. If
13errowor abandon, Iho Proporly. or doo~ not an. war wllhin 30 day. 0 notico from lllndllr that Iho insuronce carrl., hu
offared to 1011I0 .. c:aim. Il:on Landor m..y collect Ihe insuranco proceod,. l.nder may un Ihe prQCood. to ropolr or roslote
the Proporly or 10 poy sums .ocurlld by Ihl. SacurHy fn.lrumonl, whelher er nal Ihon duo. Tho JO.doy period will bIllln
whllO tho nolico it "ivon
Unleu tonder and Oorrowor elherwl,o oano In wrltinl, ony opplication of proceeds 10 principal .hall not olllond or
po.tpono Ihe dUI dolo of Iho monthly paymontlf rafurod 10 In POllir.pha land 2 or choneo tho .mount of Iho poymon". If
under ponlnph 21 thl Proporty I. acquirod by Lond.r, Borrow,,', rlahllo Iny In.uranc. pollcioa and procood. rOfUltlne
Irom damoal 10 Iho Properly prior 10 Iho ocqulsition .hol! P'" 10 lend" 10 Ih. o:4.llInt oltho.um. .ecurod by lid. Security
Inltrumont Immodiolaly prior 10 Iho acquisition.
6. OCCUP:lOcy, Prosorulion, 1\-I31nlonllnco and Preloclion of Iho Proporly; Borrowor'. Loan AppllclHon;
Lo,uoholds. Borrowor .holl occupy, /l$1~IJlish. and uso Iho Proporly .. &rro.....~r.~ princlplIl ro"ldonco w\lhin ,llIly doy'
after tho olllculion 01 Ihis Socurity In~trumenl Ind .h..1I conllnuo 10 occupy Ih. Proparly u Borrowor's principal re.hJonc.
lor at loosl eno yur ollar tho dolo of occupancy, unloss lend., olhorwiso naroo, In wrillnr. which con.ont .hllll not be
unrllJ~onobly withhold. or uniOnS o~tonuoling clrcum!ltanclls OlIisl which an beyond Bcrrower'lf conlro!. Borrowor .holl nol
dl).lray, dom31' or impair Iho Properly, ollow Iho Proporly to dlllorLOr3lo, or commil W3It. on Iho PIOPftrty. Borrower
.h311 bo in uolault if any forfoituro odion or procllorJinlf. whother ci~i1 or crlr-lin3l, Is bogun IhJt i!\ Lonullr'. 100d 'OIlIh
PENNSYlVANIA -, ."". h.",
'mi. MIII/rreddle "',e IJUIFlJnM 11l5TA\JMEHT
PI~1 Z It ,
eooi1::!25 PAcr 152
rorm 30n ,.to
(,.tl) '.11114.42
/uJ,:mllnl (01111.1 lO1U1t III lorloltutu III Ih. PrOIHtlly Of IIlh.twin trlll.dlll)' unpair Ihll Uln tluoluJ by 1M. SleUtll)'
In.I,,,m.,,' or lAnd.,', .t'Cyrll)' Inletlll, Borrow., may cur. ,""ch . d,l,ult and lawlll'l II pro.ldod In P'''I''pb II, by
clu.ln. th, lellon Of proceedln, 10 b. dl.mlllad wllh . ",11111 that, In Linda,', .0CllJ ,.llh lJolornllnlllon, prtcludar
forl,llur. 01 Ih. Bo"owor', Inlorul In Ih, Prop-rly or oth., ""I.rlol Implllrm.nt lid Ih, lien en_lid by Ihll Sleurll)'
1",lrum.nl or lanlla,', IlJCurlly Inlt'lIl. 0.'''0'11I'' .hall allo be In d,',ull If Borrow", durln.lhl loon .ppllcllion F'OC"',
.". mlt.rllUy 1111.. or Inlceunl. Inll)rmlltlon or ,1,I,mlnl, 10 1.Indrr <0, ',UM 10 pro_hI' Lind., with any m,totl,1
Inlolmollon) In connocllon with tho lo.n 1.ld.ncti.l by Ih, Nol., InchJJlnl, bUI nol Umllod 10, r.wDftlllallol\l cOl'lurnln.
Borrow,,', oeeupancy allh.l'roporty III II principal ,,,Idtnee. If Ihl, murll)' In.lrunwlIl II on II.aUlhuld, Dorro\.l.'or .holl
comply with III Iho protlslonl ollho II1JIO, If [).mower Icqul,.. foo HIl. 10 tho P,operly, Ih. 101lJllhold .nd Ih, I.. 1iI1,
.holl not merl' IInlu.. ltnder II' rile. 10 Ih. mor,'r In wrllln,. ,
7. ',ol.clIon oJ londor'. RI,hl. In Ih. Property. If 80r/awllr loll. to ptrlorm tho cow.nontJ and alrHm.nt.
L'onllllnltd In Ihl. SKurlly In'lrum.nl, or Ih." I. . 1'801 procHdlnr tllIal MOr. .llnlllcllnlly aHocl und,,'. r1lhu In lh.
Properly <tuth II . proc:uodln, In bonkruplcy, Ilroblll., Illr candamnollan or orf,llu" or to onforc. law. or 'llIu1allol\l),
Ih.n l""d.r mil)' do and pay for whal.tor i. 1I0c...a.y 10 prolKI Ih. ",Iue 01 ,he Properly and Lond,,', .I.hu In Ih.
Properly. l.nder', llclion, may Includ. payln, any .um. ,ocurtd by a lien which hQ,f prlorlly aUlt IhI, Securlly
'",Irumont, appllrln, In courl, pay!n, rODlonobl. Illorn.)'.' f." IU1d .nlorln, on Iho Properly to mako rcpllln. Allhoueh
Lund.. moy Iwb action undor Ihl. plt~lroph 7, L.ndor dOCl. nol h.uo 10 do 10.
Any amount. dllbutlcd by llnder undor Ih(J plnltDph 7.holl become Iddltlonal dabt of 8o"ow" ..curad by lhl.
Socurlly In.lrunulnl. UnIon DorrlJwllr and Londor 01"1 10 other tltl'111 of pay mont, IIntl. Dmo"'nl. ..hlllllHtor Inl.rut Irom
the dal. 01 di.butl.monl .1 Iho Nolo rol. Ind .holl be pay obi., with Inloro.l, upon nolicD 'rom Lend., 10 Borrowor
r~u.,Lin, paym.nl.
8. Mo.l.a.1 Inluranu. II Londor rtqulrod morti"o IllIuronc, U 0 tondlLlon el moldne Ihl loon .ocurod by Ihll
Socurlly (lUIl/umllnl, l\orrowor .holl fWly Ihl premlu,..". ..qulrtd 10 main lain Ih, mOrlll/l:' IMuronCl In ,Iloct, II, lor ,ny
""iOn, Iho morlaolo inlurlnto coVoro/l:lf roqufrlOd by londor lop''' or cO(I~oa 10 b. In lIf1oct, Dorrowor ,hall pa)' Iho
premlllml .equlred 10 <lbloln cOYora" .lIb.llnll.lly ~ul..lent 10 tho mortlll' IntllnnCl pr.yloutly in .IfICI, II I COlt
.ubellnll.lly tqlllvlIlllnl 10 the co.I 10 Dorrowllr 0' the modlol' II'II\ltllnCl pny\ou.ly In .1I.el, from an IlIttnll. morl,lIa'
Inl\lnr .pprotod by llndor. If I"ub.lonllolly equlvDlont morlloll' IMunnCl counl' I. nol aYllllobll, Borrow., .hllll pay 10
Lender IlIch monlh l&"Um equal 10 ont'twtlflh 0' Iho yoarly morl/l:lllo Il\Iufllnco premium boln. pllld by Borrower whon the
Intllnneo contll' IIp.od or colUcd 10 bp in .Ueel. ltnuor will aee.pt, un and nloln IhOlo paymonl. u. lilt. roto"'o In
lI.u o. moria',' InlUnnel, Lon rallrYl plllymanta may no Ionl" be r"lulred, II lh. option of Londer, II morl.'I'
iAIIJrDnc, cotllol' Un tho omounl and for Ih. period thllt lender roqulru) provided by In Inwror approyed by Lendor
'illln baeom.. ",olloblo .nd I. obllllnod. Borrowor .holl poy Ih. promlulJ\I roqulrtd 10 main lain mO/l'llal IMunnc. In
.lIlCt, or to provldo II 10.0 r1l50....0, until Ih. raqulrnm.nt for morllel' huuronel .nd. In Accordanc. with any wriUon
alrtom.nt atwoon Darro~'or and londer or appllcabl. lAW.
9. Inlpltcll~n. ltndor or IL. olllnt mllY make "olOnohlo tntrl'l" upon alld buptcLloM of the Pro",rty. lAnder .hall
,I", Borrowlt noUc. at tho tlm. 01 or prior 10 an In.pectlon .pocllylna "&!Ion.bl, C4U.. for lh. inlplCllon.
10. Condomnatlon. Tho procood. of any Iward or claim for dlm'ID., dlracl or conAquontlal, In connecllon willi
Iny condomnalion or olhor lllklnll of IIny pori 0' Iho Prllporly, or for conuyonc. In lIou 01 eondomnlLlon, ar. hltoby
o.lislancxJ Ilnd .holl bo paid 10 londor,
In Iho .vonl 01 . lolal IlIking of Iho Properly, tho procood. .hall ba opplio..t 10 Iho ..Ul\' .ocurw by Ihll Socurlty
IMtrumonl, whllhllr or nol Ihon duo, with IIny OIlClti' pold 10 Borrow... In tho Innl 01 . parlllll loklna of Ih, Properly In
which Ih, fllr m"k,1 Ylluo of tho Prop..ly Immodl310ly b.foro Ih, tokln, II oqulll 10 or arolll" than lh, amount of Ih,
'UrM i;Oi:UrcxJ by Ihl. Socurlly Inslrumonl Immlldlololy bofon Iho hlkina, unlolll Borrow" And Londor olhorwlso '1"0 In
wrllinl, Iho .unu loclltld by Ihi. Socurity In.lrumltnl .hllll be roducCh! by th. .mounl If Ih, procoadl multl,Hod by Ih,
follow In, Irllcllon: (II) Iho 10101 omounl of Iho .ums 50cured immodh~loly bolotl Iho lllkilllt, dlyhJod by (b) Ih. lair mark,t
valu. of Ih, Prop.rty Immtdlaloly b.fo" Ih. hklne, Any blllonu .hlllt a pold 10 Borrowllr. In lho .tonl of a pllrllol taklnl
01 the Properly In which Iho lair maiko I YIlluo of tho Properly Immodlotoly boron Iho taklnrlllo61 Ihon Ih. Imollnt 01 lh.
I\lm. Hl:urtd Immodilltoly baforo Iho loklnl. unl... Borrow.. .nd Lend" olh"wl.. .,rM In wrltlnl or IInl... appllcabl.
I.w olherwla. pro'idll', Ih. procood. .h.1I bo Ippllod to Ih. I\lm. locurtd by Ihlt $ocllrlty 1n.lrumonl wholhor or nol the
I\lmt It. th.n dUI,
II Ih, Proptrty ".bondonod by Derrow", or II, aft" notico by londor 10 Borrowor Ihllt tho Cllnd.mnor olfort 10
make In .ward or IIUI. . claim for domflia., Borrower filII. 10 respond 10 Londor within 30 doy. .f1" Ih, dol. Ih. nolico tI
al"n, lAndll II aUlhorlud to coll.et Ilnd apply lho procaod., at Ita opl\on, ailhor 10 rulorlltlon or "polr or the Property or
10 Ih. IUm' .tcured by Ihls Security In.lrumonl, wh.IMr or not Ihon duo.
Unlos. l.ndar ond Darrower olh.rwi.u I~roo In wrillng, Iny ,ppUclltion of proclld. 10 prlncipol .holl nol '1Iland or
potlpono Ih. du. dll. of Iho monthly poymllntJ rolorrod 10 In pllrDlr.ptaa l.nd 20r chango the amount oll'U':h pllymllnta.
tI. Dorrowor Not Roluuod; Forboaranco By L,ndar Not, W.int. Exton.lon of thl limo 'or Plym.nt or
modlfiClUon olamorllz31ion Ilf Iho .um. .ocured by this Sac:udly Il\Slrumollt iunted by Londer to .ny ,uccCllor In
inl".al o. Borrow" .hill! nol operalll to relolli'o Iho liability of Iho oriiinll Borrower cr Borrowor'. .UCCOllort in Inl"..I.
lendor .hllll nol b. nquiroiJ 10 commenco procoodln" o/l:IIin11 InY luccellor In lnterlll or rohao 10 .lIond tlmo lot
paymanl or olhorwllO modify amorllzolion of Iho Bum. I"oeurod by Ihis Sacurlty IH=,ll'umtnl by tlll.on ol.ny dom3nd m.do
by Ih, orhllnlll Darrower or Dorrower'. .ueeOlllO" In inlornlll. Any forboorl1ne. by Lender In ourcllllne any rl,M or
remody .holll not be. woivor of or ptDeludo thll ollorcilO 0' ony ri8hl or rOlnoJy.
12. SUCCOISOrs Ind Aulan' Dound; Joinl InLl Soyoral Liability; Co.sl~nou. Tho eovononl. .nd a,ream.nl' 01
lhi. Securily In.lrumenl Iholl blntlllnd bonoHI Iho l"uce05l0" anc! UGl,nt 01 landor ond Borrowor, .ubjoct to lh. prowl.lol\I
01 porolraph 1,. Borrowor't CDyononl, and 08roomonl. .holl be joint and .ovorol. Any Dorrowor who co.tlant Ihls Security
In,lrumllnl bul don nol allcr.ule til. Nol.: <.) i. co.'i,nln8 thl. S.eurlty lnlllrllmonl only 10 morllll'o, Irani Ind conv.y
Ihot Dorrowar', lnlornl In Iho Proport}' undor Iho I"m. 01 Ihll SocurHy Illi.lrumonlj (b) Is not porsonolly obllao1od 10 poy
Iho .um. .ocurod by Ihis SlIcurily In.lrumonl; and <c) '8toos thot londor and .ny olllQr Dorrowor moy llgroo 10 ollond,
modify, 'orallr or mako Iny Ilccommodolion. wllh rGiard to Ih, lorm. of Ihi, .'Socurily In.trumonl or lh. Nol. wllhllu~ thlll
Batrow.,'. cenlonl.
13. Lo.n Ch3rllll. II Iho 101ln IIcurod by Ihl. Soeurily In.lrumanl 11 .ublocl 10 a low which llta moll mum IOlln
chariOl, Ind Ih31 law Is finolly inlerp"lod so Ihol Ih. inlerul or other 104n ch~rgo' collocled 01 to be collocl.d In
con~tion wilh Ih. lo.n .llClOd Ih, pormilled limit., Iholl: <a) ..ny .I,lch 10lln choral .holl be roducOlJ by Ih. Inlounl
ntcUlory to reduce lh. charg. IQ Ih. pormltlod limit; .nd (b) any .umII.lrtlldy collllClod from Borrow.. which ..eNded
per milled limit:! will 1xI rll/llndod 10 Darrowor. Lendor mllY choos. 10 mlllkil Ihl. nlund by reduelna tho principal owed
undor Ih. Nol. or by moklna 0 direct pllymonl 10 Dorrowor, If o.dund "duco. principII!, Iho rodueticn will bo Iroolod iii" a
portilll prop~ytnlnt withoul ony Ilrop3ymonl clWKo unJllr Iho Nolo.
'.
I
.'
PENNSYLVANIA - SUlgla hmill'
hllnlo MIO/".ddl. PIlle lJHlFanM HI:;InlJMHn
PIOI t It ~
rriii'i f ~2~ FAGF 153
rarm Jon '.'0
(t."l f.1!I1'14-4J
14. Noll".. ^ny AllIIn h,l Il4rrour prowhJod lor In Ihl. S~CY.II)' In.ltum.nl Ih~1I l.Jt ,Iyon by dollr.rln, It GJ by
mallin, II by lint elu. tnlll unl... appllcabl. law nqul,.. IlU 01 '1loth" m.thod. Th. noUet .b.1I '- dlncted 10 Ih,
Properly Add".. 01 an)' oth., ..Jd"u Uorrow., dlll,n.l.. by DOtltl 10 under, AftY nolle. to Le.d., ahall be ,IUD by
lint 1:1.... mill to und.,', add,... ,I,IN h".ln or .ny OIMf .dlt,... lInd., dOllan.t.. by noUce 1.0 Darrow.,. Any nolle.
prorldod lor 1I1hll Socurlly In.lrum.nl .hllll b. do.mld to hn. bet" linn to Dono....' or Londo, whon ,Inn U PJo,ldod
In thll ,.n'rlph.
15. Oonrnln, l.wj Sounblllly. Thy SlIcurlly In.humonl .h.1I lM tortlAN by 11'd.,...1 law Ind Ih. law 01 lIlI
J"rli'Jlcllon In which Ih. fropa,')' I. IOCllIN, In Ih. .nnl Ih.t .ny prorlllon or el'\I" ollhll Socurlty IMllum.nl or Ih.
NOI. cconllicll wllh .ppBnbl. law. .uc:h c:onlllct .holll nol .11",1 IIlh" prowlIlQn. IIll1ti, Socurlly hutrumtnl or Iht NIII.
which COil be .lun tllocl wlthoul Ih. conlHc:tlne prllvl.lon. To Ihl. .nd Ihe prl)~lIlon. ollhu. Security IMIlum.nl .nd Uti
Nol. I" dKloud 10 bt IInrolbl..
16. Oorrowor'. Copy. Uorro\\'" .hllllll. .Iwo" on. conlorm.d copy ollho No I. In..! 01 IhI. Sl('urUy In.l,um.nl,
17. Tnnllllr 01 tho Proporly or. Donllllel,,1 Inlaull In Dorrowar. 11111 ur Iny port 01 Iho II,ollorty or Iny
Inl.,o"t In II I. IOld or Inn"lIlrrnd (or II . lIontUclol Inlllft.1 In IJilrrow.r II IOld or tnnlforrod Ind ~rrow., II nol I
uluul perMn) without Londer'. prior wdll.n cunlOnl, Len.J,r may. 1111. oplion. rOl\ul,. In,mNlolll paYlnllnl In lullal IU
.umf 'l:(urtd by thl. Srcurlly Inlllrum.nl. t!uwlur, Ihlt opllon .hall nol be cturelled by ltnll., II ul(I,:l.. II ptohlblltd
by kd.ul low II ollho 111110 01 thl. ~oeu,\Iy In.l,um,nl.
If ltndtr .."dll' Ihl. oplion, L.nd" ,hlll.lu Borrow., nolleo of leellloratlol\. TIl. nolle. .boll prnrld. IP'rlo4 0'
nol lOll Ihln 30 dlY' Irom Iho dol. Ih. nolln II d.Uu,ed Or mlilH within which Borrower mWlt p'y III.unY lleur. by
thl. SteurHy In.trum.nl. If Bttrrower IlllIlo PlY Ih".. ","" pdor to th. ..plnHon ollhll ptrlod, L.nd" mlY tnvok. Iny
umodlo. p'rmllltd by Ihlt SlCurlly 'n.lr.,mlnl wlthoul Ivrlh" nollc:. or damoncJ on Borrowor.
18, Dorrow.,'. Rllhl IlJ Ralnltal.. II Borrow., mtoll urtlln condtllonl, Dorrowar Ihllll hi" Iho ri.M 10 har.
.n'ercom.nl ollhl. SKurlty Inllrumonl dllconllnuod II tny 11m. prior to Iho .orll,r 01: <I) 5 dayt (ur .uch olhor period ..
.ppliclbl. law may .poclly lor roIMllllm.nt) bolo,. ..I. 01 tb. Prup.rly puuulnl 10 Iny pow., 01 nl. conl.alnod In lhll
Stcurlly In'lrum.nl: er (b) tnlry ol'lud,m.nt .nlorclna tM. SleurHy lnalrum.nl.'Thon condlllolll ar. Ihll Borrower:
(a) p.y. l.nder ,lItum. wblch Ih.n would be dUI undor IItiJ $l('u,lIy IMlrum.n! Ind th. Note.. II no leell.,.IIoa. had
occurrtd; (b) cur... Iny dollull 01 IhY olhor cOYlnonl. or 'Irllmlnll; (0) PlY' 'II .ltPOMU Lneurrtd In .nforcln. Ihll
Socurily In'lrum.nl. Ineludln.. bUI not limited 10. "U<lnlbl. allotnlYI' '"'i Ind (d) lok.. weh ,cllon u ltnd., m.y
".,onably requlll to U'UII Iha' Ih. lion ollhl. SteurHy In.trum.nl, Lond.r'. rllhtJ: 1ft Ih. Proptrly lnd Borrowl("
obll.IUon to pay Ih. IU"" ..curld by thll Steurlly In.trumanl .h,1I contlnu. unchanaod. Upln ulnaltllm.nl by
8o"owII. Ihll Steurity In.lrum.nt and th. oblll.liona MCUrtd hor.by ,hill "mlln Mly 1!flCtir. II II no .ce.I".Hon had
occu"td. !lown...r, Ihll rlaM lo raln.hll Ihall not .pply In 'h. cln of Icc.I".lIon undot POfl,"pb 17.
19. Sal. 0' Noll; Chan.. 01 Loan Sonic.,. Thl Not. or. plrliollnl.,..1 In Ih. Nol. (loa.lhO( wllh Ihll s.cu,Uy
Inatrum.ntJ mlY be RId onl or mOil UmOl without prlo, notlc. to Borrower. ^ "I. mllY r.",1t in I chanl' In the ."lity
(known U Ih. "Loon Sonleor") thll colltel. monlhly poym.nt. du. und., Ih. Nol. and Ihbl s.cu,lty IntlrUmlnl. Th."
.1.0 m~y bI on. or mati chon... 01 th. LOIn S."lcII unfll.led 10 a "I. 01 th. Not.. II 'hlf' II . chin.. 01 Ih. LoID
Sonic II, Borrower will bt .Iwon writtun nolit. of Ih. chonl' in lecordlnc. wllh pa".roph 14 lbo" and 'ppllelbl. Ilw.
Th. nollCt will .1010 Iho nomo ond Idd".. 01 Iho now Loon S.nlcII and Ih. add,... 10 which plIymontl .hould be modo.
nl nolln will 11'0 (onllin lilY olher Informollon roqulrod by.ppllclbll low.
20. 1I.,I,iJou. Subllllneel. Borrower .hllH nol nu.. or permit Ih. p"..nCl, \lfO, dbpoaol, .tofl", or "llu. oJ
Imy th:lIdoUl Sub.l.nell on or In Ihl Properly. norrowtr .hollno! d.o, nor .1I0w .nyono .1I. 10 do, anylhlnl IUll:ltn. 'h.
Property Ihll .. In wlolotlon 0' Iny Envlronml'nlol llw. TIu, proc"'lnl Iwo ..nt.nc.. .holl nol apply 10 Iho pru.ne., UII.
0( .Iotll' on Ill. Pr090rly ol.mall qUllnllU.. 01 l{llZlrdoUl $ubllonclI Ihot Iro Ranltoll)' rocoll"izod 10 bo oppraprlol. 10
normll r..ldanti.1 u.o. InoJ 10 nualntononco ollh. Proporly.
Borrow., .h.1l promplly alvo Londor wrlllon nolic. 01 any Inro.lIll1l1on, claIm, demond. low.ult or olher lellen by
Iny .0ftrnm.nl.1 or "Iulolory 'alney or prlnl. porty Involrlna th. Properly Ind ny 1I0urdoUl Sublllne. or
Enrlronmonlol ltw 01 which Borro~or hili Icluol knowlod... II Derrow., 1.lrRl. or I. nolillod by Iny 10wlfnm.nt,1 or
"Iwl.lory IUlhoril)'. thai .ny romoyol ur olh"r "medianon 01 Iny f1ozor..!ou. Sub_lonco .lloctlna tho Properly"
/\Iconary, Borrow., ,hall promplly hlto .11 nllClul3ry tlmodlll .cliont In Iccordonct wilh En,lronmontal Law.
A. ulld In Ihl. poroauph 20, "HuOIdou. Sub. lane.." lI. 'hon JUb,lone" d.llnod u 10.lc or huordout .ub.llInc..
by [nvlronmlnlal Ltw And Iho followina .uhsllneo.: 1'lOlIn.. korOl.n., olh.r lIamm.bl. or toxic P'lroloum productJ. loxle
palicldu Ind hltbicld... woloW. .olnnl., mllltrlall ~onlalnln, ubulOl or lormlldehyd.. and rtdIOll~I\" mallflllt. ^'
und In Ihll p".,raph 20, .. Enwlronmenlll Law" mOlln. fodonl law. and IlIw, 01 Ih. jurltdlcUon whir. tho Praporly It
loc'led thai ,.I,tl 10 h.ollh, .ol.ly or Inrlronmll'ltal proleclion.
NON-UNIFORM COVENANTS. Borrowlt and L.ndo, furlhlt coyonlnlllnd Ilr.. u follow.:
21. AculortUoni Romodiu. L.ndor .h.1I ,h. nollce 10 Borrowor prior 10 .ec.lontlon followln,
Borrower', brllch 01 any covenanl or 'Iroomonl in Ihll Socvrlty Instrumont (but nol prior 10 Ice.llratlon
onllor panlnph 17 unIon applicable law prow idol otherwbo). Lend., thin nollly Borrowor 01, Imon,
olhll Ihinll: (e) Ih. .Jofaull; (b) tho .cation u'luirad 10 CUll tho dofnll; (0) wh.n Ih. dorull mu.1 be
curadi Ind (d) Ih.1 1.lh.,. to CUll tit. dehull I' .paclllod may ro.ult In .eeolontion 01 Ih. JUnta ..ourod
by Ihl. S.eurily In.lrumonl, 10rcelo.ufO by judicial proclldin, and ..1. of Iho Proporly. Lende, .h.1l
lurlhor lnform 80rrol\'or 01 tho rllhl 10 rolnolalo Iflor Iceolonlion and Iho rilhl 10 ..Iorl in Iho
loroclo.ur" prouadinl tho non-ollslonco 01 I default or Iny othar dolonst 01 Dorrowor 10 .ceolotalllm Ind
lorolllo.ur.,. If Ih. dohull I. not curod .. Ipoelllod, Londor al ill: option may require ,mmodialo plymont In
lull o. .11 IUn\l locurall by Ihls SoeurUy Inltrum.ul wlthoul lurlhor domand .ntl m'y 'oulllo.. Ihla
Socurily In.trumonl by judici:al procoodinl. Lonllor .hall bo enlltled 10 collact all uponsn Incurred In
punuinl Iho romodiLl' provhlad in thl. ftlllUIUph 21, ineludln,. but nol Iin,itod 10, IUlllnoy.' foct' Ind
co. II oJ 11110 ..idance tlJ Iho ulonl pormiltotJ by .ppllclbl. law.
22. RoIIIISO, Upon poymant 01011 .um..ecurad by Ihl. Security Instrumont. IhI. Soeurity lnalrument Ind Ihl 111111
conYlYod .h,1I ,.,mlnolo Ind baeorno woi..!, Altlu .uch oceurronCl, Land., .h,ll dllchorao In..! .aliltly this Socurily
fntlrum.nl wllhllul cheri' to CorrowlI. Borrowlf .holl PlY any rteordotion co.I..
23. Wal..". Dorrowor. 10 Iho '1I1el\l perrnlllt'd by appllcAbl. law. wll". and '010011I' ony .rror or dolecll In
proc.cxlina' 10 .nforn thi. Socurlly InslrullulIll. olllJ J\llfllby wahos Iho bonofil ollny pllsonl or 'uluro low. pruvhlini lor
'IllY oluocullon. ulen,iun 01 Urn., 'Jlomplion Irom 'lIochm.nl. lowy Indlll., Ind homOlt.ad ..omllllon.
24. Rlin.lallmont Poriod, Borrow.,'. tirnl to (Gin.llIIl. prorld.d In p.tI,uph 18 aholl,xluncJ 10 on. hour prlor 10
th. COnlmllnc.rn.nl of blddilll al. 1hotifl'. nl17 or olhor ilIa puuuont 10 Ihll Sacu,lty In'lrument.
25. Purehuo MollOY Morllalo. 1/ any 01 th. duM ..curl'oJ by Ihl. Socurily fn:ltrumont Is lonl IQ Bo"ow.r 10
aC'luiro Illla 10 tho Pr~l'lHly. Ihi'l S,'~urily lrullrurnonl .h"lI ba apureha50 monoy morlRoRn.
PENNSYLVANIA - ,,, ." '"''''
hmll 11411",."111 M.. !JlllfllRM III:!IRUMIIH
hll' "., S
iiJoW!25 rAc! 154
'er," 30.11 I~IO
t'~'11 '.11114.44
H.....h,ld f1n.",I~ S",lm
A Houloll,~ Inttm.lIon~
Camp.",
961 W.I;.IO""
IImhunl,ILeOl16
C~" seo ~91 ~4S9
... (ACT 6) ...
June 04/ l.997
Paul G Engle
LinJa S Engle
2 Patton Rd
Mechanicsburg,
~ II~;:!
\ IID~ae __"
REI HFS Loan No: 037541-0 '.\ _________
Property Location: 2 Patton Rd, Mechanicsburg ~-
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
"'.
PA 17055
Dear Mortgagor:
The mortgage held or serviced by Household Financial Services
hereinafter we, us or ours) on your property located at:
2 Patton Rd, Mechanicsburg PA 17055,
IS IN SERIOUS DEFAULT because you have not made the monthly payments
since 04-29-97 through today. The total amount required to bring
your mortgage current is calculated below.
The last assessed late charge on this account was $ 55.74/ at the
late charge rate of.05000 for each delinquent payment. As of today,
late charges have accrued to the total amount of $ 55.74. Other
charges, including LIST CHARGES have accrued to the total amount of
$.00. The total amount now required to cure this default and
become current as of the date of this letter, is $ 2285.40.
You may cure this default within THIRTY (30) DAYS of the date of this
letter by paying $ 2285.40/ plus any additional monthly payments and
late charges which may fall due during this period. Such payment must
be made either by cash, cashier's check, certified check, or money
order, and made to:
HOUSEHOLD FINANCIAL SERVICES - CFI
Attn: Risk Management
P.O. Box 1308
Elmhurst, IL 60126
If you do not cure the default within THIRTY (30) DAYS, we intend
exercise the lender's right to accelerate the mortgage payments.
means that whatever is owing on the original amount borrowed will
considered due immediately and you may lose the chance to payoff
original mortgage in monthly installments.
to
This
be
the
If full payment of the amount of. default is not made within thirty
(30) days, the lender also intends to instruct our law firm to start
a lawsuit to foreclose your mortgaged property. If the mortgage is
foreclosed, your mortgaged property will be sold by the Sheriff or
other similar official to payoff the mortgage debt. If you cure the
default before we begin legal proceedings against you, you will still
. .
EYJ. ~~1~'~ '''''t'
,,,e. _."" ~ "
C1J:\)~, ,j ~ J ~.dj J oJ
"'\"r'"
. ".....
"
Hcu..hcl4 Flnanc!al S.rwlCtl 961 W.I~.1 Om. (If,. lee 315 HJ~
~Houlfllold Inl.rn.~"'~ !lmhu"t,llEOI2!
Compll1V
have to pay the re~sonable attorney's feAA actually incurred. up to
$50.00. HO'o'/ever, if the legal pl'oceedings al'e ~cal'ced aga lr,st you,
you will have to pay the reasona~le attorney's fees even if the, are
over $50.00. Any attorney's fee will be added to whatever yo~ owe
the lender, which may also include C~l' reasonable costs, If y:~ ~ure
che default within the thit.ty da,' period, you will not be rF:'::'_~""~
pay attorney's fees, The lendoet. may also su~ Yuu pel'sonal~:t.~~
unpaid principal balance and all 9th",t. sl.!ms ",ue dj~...u~~l!l'I'ie,
If you have not cured the default within the th~30) day !=',ri;>.9._and
foreclosure proceedings have begun, you still ~ve the righ.s. to-ture the
default and prevent the sale at any time up to.one (1)~0~ before the
sheriff's or other similar official's foreclos a_sale, You may do so
by paying the total amoullt of the unpaid monthly payments, plus any late
or other charges then due, as wall as the reasonable attorney's fees
and costs connected with the foreclosure sale and perform any other
requiremente under the mortgage. It is estimated that the earliest
date that such a sheriff's or other similar official's sale could be
held would be approximately seven (7) months from today. A notice of
the date of the sheriff's or similar official's sale will be sent to
you before the sale. Of course, the amount needed to cure the default
will increase the longer you wait. You may find out at any time exactly
what the required payment will be by calling us at (800) 395-3489.
This payment must be cash, cashier's check, certified check or money
order and made payable to us at the address stated above. You should
realize that a sheriff's or other similar official's sale will end your
ownership of the mortgaged property, and your right to remain in it.
If you continue to live in the property after the sheriff's or other
similar official's sale, a lawsuit could be started to evict you.
You shall have the right to assert in the foreclosure proceedings the
non-existence of a default or any other defense that you may have to
acceleration of foteclosure. You have additional rights to help
protect your interest in the propercy. You have the right to sell the
property to obtain money to payoff the mortgage debt, or to borrow
money from another lending institution to payoff this debt, You may
have the right to sell or transfer the property subject to the mortgage
to a buyer or transferee who will assume the mortgage debt, provided
that all the outstanding payments, charges, and attorney's fees and
costs are paid prior to or at the sale, and that the other requirements
under the mortgage are satisfied. Contact us to determine under
what circumstances this right might exist. You have the right to have
this default cured by any third party acting on your behalf. If you
cure the default, the mortgage will be restored to the same position
as if no default had occurred. However, you are not entitled to this
right to cure your default more than three times in any calendar year.
Sincerely,
HOUSEHOLD FINANCIAL SERVICES
BERNIE MILLER
RISK MANAGEr~ENT
XC535/B,T~1
(Certified Mail)
037541..0
~CUI'hold f\non,1II 5,1'1""
~ HcUlohold \nllm'hOl1~
Comp"',
SII W,I;,I Orl"
!Imhurat, IL 50125
ornCl !eo m l459
June 04, 1997
Paul G Engle
Linda S Engle
2 Patton Rd
Mechanicsburg, PA 17055
\
BriD!~
tlDIIS /'
.--,.....-
.---
'"
REI HFS Loan NOI
037541-0
Property Location: 2 Patton Rd
Mechanicsburg PA 17055
Dear Borrower I
You may be eligible for financial assistance that will prevent
foreclosure on your mortgage if you comply with the provisions
of the Homeowner' s Emergency Assistance Act of 1983 (the "Act") .
You may be eligible for emergency temporary assistance if your
default has been caused by circumstances beyond your control, and
if you meet the eligibility requiremente of the Act as determined
by the Penneylvania Housing Finance Agency. Please read all of this
Notice. It contains an explanation of your rights.
under the Act, you are entitled to a temporary stay of foreclosure on
your mortgage for thirty (30) days from the date of this Notice.
During that time, you must arrange and attend a face-to-face meeting
with a representative of this lender, or with a designated consumer
credit counseling agency. The purpose of that meeting is to attempt
to work out a repayment plan, or to otherwise settle your delinquency.
This meeting must occur in the next thirty (30) days.
If you attend a face-to-face meeting with this lender, or with a
consumer credit counseling agency identified in this notice, no
further proceedings in mortgage foreclosure may take place for
(30) days after the date of this meeting. The name/ address and
telephone number of our representative is:
Terrence McCabe
1608 walnut Suite 402
philadelphia PA 19103
Telephone 215/790-1010
Facsimile 215/790-1274
The names and addresses of designated consumer credit counseling
agencies are shown on the attached sheet. It is only necessary to
schedule one face-to-face meeting. You should advise this lender
immediately of your intentions.
Your mortgage is in default because you have failed to pay promptly,
installments of principal and interest as required for a period of
at least sixty (60) days. "'~.," total amount of the cie linquen,cy is
$ 2285.40. That sum includes the following: 2 monthly pay~ents
of $ 1114.83 each, late charges of $ 55.74 and NSF of $.00.
'--
......-- - -7--"-'- -.;', ,......_ ,_'-;;;:.~" t:.. -~ ,.~
J. .. '-' ~
7 I 'i,"'~ I'
,- . ..,
MQUllhcld FIn"'cl~ 511'/1'"
A H","hold Inl.mallonal
Comp.",
G6\ W.~.I Or'"
Elmhurlt, 1LI0 126
C~:CI 1(0 m 3'13
11 Did
If you have tried and are unable 'to resolve t ilLlLfl~f'or after
your face- to- face meet ing, you have the right, tn,,:y for f inanci!}l-"
assistance from the Homeowner's Emergency Mort age Assista~ FutlO.
In order to do this, you must fill out, sign a d fil~..completed
Homeowner's Emergency Assistance Application wi ne of the designated
consumer credit counseling agencies listed on the attachment. An
application for assistance may only be obtained from a consumer credit
counseling agency. The consumer credit counseling agency will assist
you in filling out your application and will submit your completed
application to the Pennsylvania Housing Finance Agency. Your
application must be filed or postmarked, within thirty (30) days of
your face-to-face meeting.
It is extremely important that you file your application promptly.
If you do not do eo, or if you do not follow the other time periods
set forth in this letter, foreclosure may proceed against your home
immediately.
Available funds for emergency mortgage aseistance are very limited.
They will be disbursed by the Agency under the eligibility criteria
established by the Act.
It's extremely important that- your application is accurate and complete
in every respect. The Pennsylvania Housing Agency has sixty (60) days
to make a decision after it receives your application. During that
additional time, no foreclosure proceedings will be pursured against
you if you have met the time requirements set forth above. You will be
notified directly by the Agency of its decision on your application.
The Pennsylvania Housing Agency is located at 2101 North Front Street,
P.O. Box 8029, Harrisburg, PA 17105. Telephone number: (717) 780-3800
or (800) 342-2397 (toll free number). Persons with impaired hearing
can call 1-800-342-2397.
In addition you may receive another notice from thie lender under Act 6
of 1974. That notice is called a "Notice of Intention to Foreclose".
You must read both notices, since they both explain rights that you
now have under Pennsylvania law. However, if you choose to exercise
your rights described in this notice, you cannot be foreclosed upon
while you are receiving that aRsistance.
oo
Sincerely,
HOUSEHOLD FINANCIAL SERVICES
BERNIE MILLER
RISK MANAGEMENT
XC534/BJM (Certified Mail)
037541-0
,
..~
Hcullhcr~ 'inltlclaJ Slr,lcI' 961 WIlgIIOr,,, CIf.CI 8(0 m H!l
A Hou"h,ld ~ltm.U"'~ !Imhu,,~ UOll6
Comp"'y
... (AI:4' 6 ) . . .
June 04, 1997
Paul G Engle
Linda S Engle .~
2 Patton Rd '.
Mechanicsburg, PA 17055
REI HFS Loan NOI 037541-0
Property Location I 2 Patton Rd, Mechanicsburg"
1I0!Z;
tlDIISe ---
-~
NOTICE Of' INTENTION TO FORECLOSE 40RTGAGE
Dear Mortgagorl
The mortgage held or serviced by Household Financial Services
hereinafter we, us or ours) on your property located atl
2 Patton Rd, Mechanicsburg PA 17055,
IS IN SERIOUS DEFAULT because you have not made the monthly payments
since 04-29-97 through today. The total amount required to bring
your mortgage current is calculated below.
The last assessed late charge on this account was $ 55.74, at the
late charge rate of.05000 for each delinquent payment. As of today,
late charges have accrued to the total amount of $ 55.74. Other
charges, including LIST CHARGES have accrued to the total amount of
$.00. The total amount now required to cure this default and
become current as of the date of this letter, is $ 2285.40.
'..
You may cure this default within THIRTY (30) DAYS of the date of this
letter by paying $ 2285.40, plus any additional monthly payments and
late charges which may fall due during this period. Such payment must
be made either by cash, cashier's check, certified check, or money
order, and made tOI
HOUSEHOLD FINANCIAL SERVICES - CPI
Attnl Risk Management
P.O. Box 1308
Elmhurst, IL 60126
If you do not cure the default within THIRTY (30) DAYS, we intend to
exercise the lender'S right to accelerate the mortgage payments. This
means that whatever is owing on the original amount borrowed will be
considered due immediately and you may lose the chance to payoff the
original mortgage in monthly installments.
If full payment of the amount of default is not made within thirty
(30) daye, the lender also intends to instruct our law firm to start
a lawsuit to foreclose your mortgaged property. If the mortgage is
foreclosed, your mortgaged property will be sold by the Sheriff or
other similar official to payoff the mortgage debt. If you cure the
default before we begin legal proceedings against you, you will still
..
HcuuhcllJ FlllAncial SIr.lctlS
A Hcusthalrt tnlrrnAllonal
Col11lll/lj
have to pay the r.easonab1e attorney's fees actually in~urred, up to
$50.00. Howevet., if the legal proceedings are stat'ted agair,": you,
you will have to pay the reasonable attorney's fees even if they are
over $50.00. Any &ttorney's fee will be added to whatever you owe
the lender, which may also include our H:asonable coats, If )'0'.1 cldUt'
the default within the thirty d"y period, you will not be reJuire
pay attorney's fees. The lender may also SUi, you pet'son~l~~
unpaid principal balance and all Qther SU,,",ij ,,\le ~uW'.;.{~~.~e,
If you have not cured the default within the ~h~30) day period..and
foreclosut's proceedings have begun, you still\1ave the righ:;~.to-trU're the
default and prevent the sale at any time up to,one (l~our-before the
sheriff's or other similar official's forec10su~~-sale. You may do so
by paying the total amount of the unpaid monthly payments, plus any late
or other charges then due, as well as the reasonable attorney's fees
and costs connected with the foreclosure sale and perform any other
requirements under the mortgage. It is estimated that the earliest
date that such a sheriff's or other similar official's sale could be
held would be approximately seven (7) months from today. A notice of
the date of the sheriff's or similar official's sale will be sent to
you before the sale. Of course, the amount needed to cure the default
will increase the longer you wait. You may find out at any time exactly
what the required payment will be by calling us at (800) 395-3489.
This payment must be cash, cashier's check, certified check or money
order and made payable to us at the address stated above. You should
realize that a sheriff/s or other similar official/s sale will end your
ownership of the mortgaged property, and your right to remain in it.
If you continue to live in the property after the sheriff's or other
similar official/s sale, a lawsuit could be started to evict you.
Gtil WII~'I O'I~I!
ElrnlilJfst,ILe0126
Grf;clt eel; ~:jS Ha~
You shall have the right to assert in the foreclosure proceedings the
non-existence of a default or any other defense that you may have to
acceleration of foreclosure. You have additional rights to help
protect your interest in the property. You have the right to sell the
property to obtain money to payoff the mortgage debt, or to borrow
money from another lending institution to payoff this debt, You may
have the right to sell or transfer the property subject to the mortgage
to a buyer or transferee who will assume the mortgage debt, provided
that all the outstanding payments, charges, and attorney's fees and
coste are paid prior to or at the sale, and that the other requirements
under the mortgage are satisfied. Contact us to determine under
what circumstances this right might exist. You have the right to have
this default cured by any third party acting on your behalf. If you
cure the default, the mortgage will be restored to the earns position
as if no default had occurred, However, you are not entitled to this
right to cure your default more than three times in any calendar year,
Sincerely,
HOUSEHOLD FINANCIAL SERVICES
~
BERNIE MILLER
RISK MANAGEr~ENT
XC533/BJM
(Regul,:u Nail)
037541-0
",",.hO~ Fin",clll 5oNlc"
~ Houuhold Inl.m.Uonal
CoInp"'!
061 W.II.I Orl"
Elm"",II,11I0126
011," 600. 3913489
June 04, 1997
....old
tloaleel' ....--'
Paul G Engle
Linda S Engle
2 Patton Rd
Mechanicsburg, PA 17055
",
REI HFS Loan NOI
property Locationl
037541-0
2 Patton Rd
Mechanicsburg
PA 17055
Dear Borrower:
YoU may be eligible for financial assistance that will prevent
forecloeure on your mortgage if you comply with the provisions
of the Homeowner's Emergency Assistance Act of 1983 (the "Act").
YoU may be eligible for emergency temporary assistance if your
default has been caused by circumstances beyond your control, and
if you meet the eligibility requirements of the Act as determined
by the pennsylvania Housing Finance Agency. please read all of this
Notice. It contains an explanation of your rights.
Under the Act, you are entitled to a temporary stay of foreclosure on
your mortgage for thirty (30) days from the date of this Notice.
During that timer you must arrange and attend a face-to-face meeting
with a representative of this lender, or with a designated consumer
credit counseling agency. The purpose of that meeting is to attempt
to work out a repayment plan....or to otherwise settle your delinquency.
This meeting must occur in the next thirty (30) days.
If you attend a face-to-face meeting with this lender, or with a
consumer credit counseling agency identified in this notice, no
further proceedings in mortgage foreclosure may take place for
(30) days after the date of this meeting. The name, address and
telephone number of our representative is:
Terrence Mccabe
1608 Walnut suite 402
Philadelphia PA 19103
Telephone 215/790-1010
Facsimile 215/790-1274
The names and addresses of designated consumer credit counseling
agencies are shown on the attached sheet. It is only necessary to
schedule one face-to-face meeting. You should advise this lender
immediately of your intentions.
Your mortgage is in default because you have failed to pay promp':ly,
installments of principal and interest as required for a period of
at least sixty (60) days. The total amount of the delinquency is
$ 2285.40. That sum includes the following: 2 monthly payments
of $ 1114.83 each, late charges of $ 55.74 and NSF of $.00.
,
~cu..hold Flnlll1dal 5....,,,,
A ~cu..h,ld Int.rn",,".1
ComPIl1Y
iSI W.lg.1 0,1"
!lrnhulI~ IL 60 126
Offic. eeo 3953'50
_..--~~
If you have tried and are unable ~o resolvet i~Ob p."~r
your face-to-face meeting, you have the right t ti~ancial
assistance from the Homeowner's Emergency Mort ssistance Fund~~
In order to do this, you must fill out, sign a d file a comp.],.eted"
Homeowner's Emergency Assistance Application wfth one 9l-tne designated
consumer credit counseling agencies listed on t e_a~chment, An
application for assistance may only be obtained from a consumer credit
counseling agency. The consumer credit counseling agency will assist
you in filling out your application and will submit your completed
application to the Pennsylvania Housing Finance Agency. Your
application must be filed or postmarked, within thirty (30) days of
your face-to-face meeting.
It is extremely important that you file your application promptly.
If you do not do so, or if you do not follow the other time periods
set forth in this letter, foreclosure may proceed against your home
immediately.
Available funds for emergency mortgage assistance are very limited.
They will be disbursed by the Agency under the eligibility criteria
established by the Act.
It's extremely important that your application is accurate and complete
in every respect. The Pennsylvania Housing Agency has sixty (60) days
to make a decision after it receives your application. During that
additional time, no foreclosure proceedings will be pursued against
you if you have met the time requirements set forth above. You will be
notified directly by the Agency of its decision on your application.
The Pennsylvania Housing Agency is located at 2101 North Front Street,
P.O. Box 8029, Harrisburg, PA 17105. Telephone number: (717) 780-3800
or (800) 342-2397 (toll free number). Persons with impaired hearing
can call 1-800-342-2397.
In addition you may receive another notice from this lender under Act 6
of 1974. That notice is called a "Notice of Intention to Foreclose".
You must read both notices, since they both explain rights that you
now have under Pennsylvania law. HowJver, if you choose to exe~cise
your rights described in this notice, you cannot be foreclosed upon
while you are receiving that assistance.
Sincerely,
HOUSEHOLD FINANCIAL SERVICES
..
BERNIE MILLER
RISK MANAGEMENT
XC532/BJM
(Regular Mail)
037541-0
2. The Defendant is Paul G. Engle/ who is one of the
mortgagors and real owners of the mortgaged property hereinafter
described, nnd his last-known address is 2 Patton, Road,
Mechanicspurg, PA 17055.
3. The Defendant is Linda S. Engle, who is one of the
mortgagors and real owners of the mortgaged property hereinafter
described, and her last-known address is 2 Patton Road,
Mechanicsburg, PA 17055.
4. On February 15/ 1995/ the Defendant, United States of
America, acquired a lien against the premises hereinafter described
in the sum of $6/042.62/ subordinate to the mortgagee hereinafter
referred to/ by reason of Federal Tax Lien, Number 95-1480/ in
favor of the United States of America against Paul G. Engle, and
which is recorded in the Office of the Prothonotary of Cumberland
County/ Pennsylvania.
5. Notice of this lien was filed on March 22/ 1995/ at the
Office of the Prothonotary of Cumberland County/ by the Revenue.
Officer, Internal Revenue Service, Philadelphia, Pennsylvania. A
true and correct copy of Notice of Federal Tax Lien is attached
hereto and marked as Exhibit "A."
6. By the filing of this action, Plaintiff seeks a judicial
sale of the premises hereinafter described.
7. On July 25/ 1994/ mortgagorg made, executed and delivered
a mortgage upon the premises hereinafter described to Equity One/
Incorporated, which mortgaqe is recorded in the Office of the
Recor.der of CUMberland Count.y in MortgarJEl Book 1225, Page 151.
8. On July 27, 1994, the aforesaid mortgage was thereafter
assigned by Equity One Incorporated to Industry Mortgage Company,
L.P., by Assignment of Mortgage recorded .in the Office of the
Recorder of Cumberland County in Assignment of Mortgage Book 480,
page 780. A true and correct copy of said Assignment is attachp.d
hereto and marked as Exhibit "B."
8. On August I, 1994, the aforesaid mortgage was thereafter
assigned by Industry MCJrtgage Company, L. P. to LaSalle National
Bank, as Trustee for the Registered Holders of Nomura Asset
Securities Corporation, Mortgage Pass-Through Certificates, Series
1994-5, Plaintiff herein. This Assignment of Mortgage is in the
process of being recorded in the Office of the Recorder of
Cumberland County. A true and correct copy of said Assignment of
Mortgage is attached hereto and marked as Exhibit "C."
9. The premises subject to said mortgage is described in the
mortgage attached as Exhibit "D."
10. The mortgage is in default because monthly payments of
principal and interest upon said mortgage due April 29, 1997 and
each month ther.eafter are due and unpaid, and by the terms of said
mortgage, upon default in such payments for a period of one month,
the entire principal balance and all interest due thereon are
collectible forthwith.
11. The following amounts are due on the mortgage:
00/10/01
16' 113 'C'~lln 63~ 11l1l0
U,\ H 5HRCH
.!I-1.~." ~ ~ 'IIa c
--
1I>-T17
IlJOlOg,'Oll
',11
nf
O'Il.t1't\1",,, \I1It T,.lIuP'f .1"\""" R.vI"U' Ilr4lu
Notlae ot Fld"-' Till Lien
!St'lll Numb,r
"ovleleO OJ i. . 1. n2J, .nd UZ3 .1 ,lie n'\i1lo 1I...nu.
I, WI.n glvtnl . noUn that tu.. lInch,a4lnl tfl"',.... ."11 pen,llI")
_Itn u...... ...'nlll.. ,..oWlnl...m.o'..'WYO" W. hOve ,,,,d.
. ..m.nd 10' '.V...nl .1 IhI. lIotl'.~.. ~ulll ,....1.. unp.'o. 111.."'"
1_ '- . U.n In 18'1" of 1M Unit" II.... On .U pr.,.."" on. rlIM.' to .
pro,.."" bOlo"OInO 10 1II1O __V" ,., 1II1 .moum .1 !.... ...... .nO
Oddlll.nll p.n.IlI.., 1.'.....1. .n4.COA",IllJtIlUY ,"NO,.
~Im. 01 TI..p4'1'~
I'PIII. l~ ENi:'\.\,.
....ld.nn
,,. r1 '...I'~
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KNOW ALL MEN DY THESE PRESENTS fhol
Equit~ One, Incorporated
lor consldarallon pold, deos horoby osslgn. lronslor ond sol ovor unlo
Industry Mortgage Company, L, p, 501 or fica
Iha' cerlaln morlgoge dood dolod J u 1 Y 2 5, 1 994
Irom Paul G. Engle and Linda S. F.nqll1
2 Patton Road Mechanicsburg, PA 170SS
~ Equity One, Incorporated
Con tor ori vo
suito#450 Ft.Washingl
PA 190:>4
fIIod lor record In Ihe olllce of tho Counly Clark 01 Cumherland Counly, Fannsyl van i a. ,on tho
J. ~ day 01 ~ , 1!) 7' 'I .01 o'clock m.. and recordod In Book /.}.) S- 01 Morlages
el pego I- S I dflho r060rds 01 sold counly, logolhor wilh Iho nolo or nolos Ihoroln monllonod end 011 Indoblodnoss socurod
Ihereby. . "II"""
DATEDth~ _~7th day or JUly _,10 94 :....~':.~".~0
" ,\' ~. 0 10
,j' 4..~"""' io"
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Allesl:
\
ACKNOWLEDGEMENT (For Indlvlduala)
, """,,""wttt"""
~"::'::'~,.
~.
STATE OF
Counly 01
lss.
On Ihls day or , 19 , boforo mo, Iho undo13lgnod, a Notary Public ror sold
stalo, personally appoored
personally known to mo (or proved to mo on tho basis 01 sollsloclary ovldonce) to bo tho porsonCs) whoso nomo(s)
subscrlbod to tho rarogolng Instrumont and ocknowledgod Ihol oxocutod tho
seme,
WITNESS my hand and official soal.
Slgnoluro:
STATE OF pennsylvania
County or Bucl<s
)SS,
N.m'llyptd,o, p"nlld)
ffirr r'\ r:mii IT-J ~
[nJI r ' , ., :, r
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... Fe.:. Y. Q .1. v. .':1. 1. d:
IAo"....d 'Of 011I,10. 0..11
My Commission oxplres:
ACKNOWLEDGEMENT (For Corpar.llon)
On this 27th d3v or J u 1 Y ,19 94
slate, personally appearad Phv 11 i s W>lJi.rQ..... . ---
whoexeculodlhewllhlnlnslrumont3s ('rprll ~ OFF; ,"pr -
and Li sa Lenqel
, borore mo, Ihe und'e13lgnod, a Notery Public ror said
who oxecutod the wllhln Inslrumenl 35
po/sanally known to mo (or provod 10 mo on Iho basis 01 '
sallsloclary ovldonco) to bo Iho persons who e,eculed tho wllhln Inslrumant on boholt 01 Iho corporallan Iharoln named. ond
acknowledged to mo itiai ;lll:h~rpOrollan oxoculod tho within Instrumonl P ,suant to 115 by,lows or 3 rosolulla lis ~oard
01 dlreclors, ,,' "".... /" J II \'"
....', '( ;.1..'1 /;J.'.'., '\, r I' I r
WITN~~~lI:~lr.~II)Clal sool. Slonaluro\--'/''' " " i/ ., 1(1 (
.... ~lfI"~" f/\ " ' '. (
....,u.._,.
-...,. 'm' I
"':. ,~ \:a i .~ II "~'I >> .N IJ n , '
In..~. l.-L ir """..~ ,jan 1.~I'r "'C^ ,-~ INIn101Iyptdo,p~nlod),
.,~ ",,"'.0'('.1 ., J"',OI [, -.--.
t ".'.. '.!t:';J I ',"'.i' " " . '.~ l,aTARIA!. ~,[ "., I
o.:...:rSY~~"Z ~.. My Commls51on expIre:.>: ~ 1~,lOEru y ,\:In ~~W)Si[Fl, Nl"'\tdrl f'lJt;h'~
~If, ...~~.~". . (' L1n!1h(lrr1~. BuCks COIJnty
FORM NO.l11",~,n:~:,.~~,,\\,e\)ius,"lC-""\f'"""" ..~~, ..~,,\,::?' F.r"~:cf_e!L.l'!".l!l'!~J
,~I- :J1i'!'1
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nEconD AND flE I UIIN TO,
EOUiTY ONE. INCORPonATEO
340 EAST MAPLE AVENUE. SUITE 304
LANGHORNE, I'A 1U047
\ .f)y ,
PREPAREO DY, -V"~
(Sl'AU A\o,", l"hl.1.1nl '" M."..,4hll U,..'
)
MORTGAGE
'"E NOH 'illS SECURIlV INSTRUMEN' srCUIlU CONTAINS PROV'SIONI 'OR A BALLOON 'AVMENT,
IIIE ENIIRE PR.NCIPAL eALANCE OF "IE LOAN ANO UNPAID INIERUT IS PAVABlE IN FULL AT
MATURIlV.
TillS MUkTUAlH.!. ("Sucurlly III.humln"') I. ,lw," 011 JULY 26, 1994 . ,hi mor"'I. ~
PAUL G, ENGLE ANO LINOA S, ENGLE. HIS WIFE
Till. Socurlly In.lruml'nt I. I'nn 10 eau I TV ONE. I NCORPonATEO
("Borrow.,lI),
,
which ~ "I.nl"d .nd ..~lInl .ndor 'h.lcw,.1 THE STATE OF PENNSYLVANIA ,.nd
wh...llld,... ~ 340 EAST MAPLE AVENUE. SUI TE 304.
LANGHORNE. PA 19047 ("Lend.."),
Dotrow.t OW". lender Ihll Ilrlncllllll bum o'
ONE HUNDRED EIGHTEEN TIIOUSANO AND NO/l00...............................
00111,. (U.S. $ 118 00 U , 00 ), Thll doll I. nldllnclXl by Horrowu,', nole dilled II.. lima dDlo u lh~
SocUtHy In.lrumonl (" Nolo"', which pro.ldlle lor monthly Pllymonl., with lh. lull dobl, If 1101 pold Clorllor, dllo and
pay.blo on JULY 29, 2009 ' Thi. Sll(lIrity In.hum.nl 'QClur.. to Londor: (a) Ih. ropaym.nl 01 Ih.
dobl "id,nc:CKl by Ill. Noht, wUh ~nlcroll, DlId oil nnawI", ulon.lon. Ind modlllC'llion. 01 tho Noloj (b) Iho paymanl
0' III olh,r .um., wllh Inl.roil, odvanced undor plrolraph 1 10 prolocl Ih. .oourlly of Ihlo SoeurUy "utrumanl: Ind
(d Ih. IHlrlormllllco ul Uorrowor'. (uwononl. alld 'Ilfu,"onl. ullII.r Ihll SlK:lIrlly "lllrumont Ind Ill" Null, Por Ihi.
purpoH, Borro.....' doo. horoby ,"orl,.", 'rllRt .nll conw,y 10 Londlr tho lollowln, doac:ribod prol)Orly localed In
CUMBERLAND County, P"nn.yl..nlo:
seE A IT ACHEO
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18-22-519-302
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whlcb h.. Ih. addr... o' 2 PATTON "OAD
PORMyl"nl. 110515
CZlp Cod.)
TOGI~THi::R WITII lill lho Improvomonl. now Dr h.uoH., oreclld on lho properly, .nd III ollom.nll,
Ipp,,,'.nlnc_, Ind 1I,luro. r,ow or horeafter I pcrl of Ih. properly. All ropllcomulIl' onu lIJJIlIQrll ohall 11110 hi
cOY.rod by Ihi. s.curlly Inlo'lrumnnl. All o' Ih. 10rl,oln, I. rolorrod 10 in Ihl. Security Inslrulllonl Oil tllO "Properly,"
UOIiROWI':a COV~NANTS Ihlll Oorrowflr is lowlully lIoilr['d Qllho oslolo horoby r:on,oyoIJ IlId laDI Ih" rlXhl 10
morllol., Inn I .nd convoy Ih. I'roporly .nll Ihol lh. Properly I. u'Ioncumlwnd, IIcopl for l'Inuumbnnco. 01 ,ocord.
Bor,ow., warnnl. and will dofend XOMully Ih. till. 10 Ih. Properly .,.In.1 ,II Clllllll .nd donlluu.I., .ubjc!cl to .ny
.ncumbnnco. o. roconJ.
TillS SECURITY n..';TRUMENT combinOl uniform co..nlnl. for national un and non'unlform c:onn.nll wllh
IImilod .ui.llon.r by jutlstJlclion 10 con.lilul. I unllorm lllCurlty hUllrumonl co..tln. rtol properly.
UNIFORM COVENANTS. Dorrowl( and l.ndor co"n.nl and ,.rH u'l)llow.:
I. Paymenl 01 P,inclp.1 ,nd Int"..t: Prep.ym.nt Ind ble Ch.'.... Borrowlr .hall p,omplly pay whon
dill lb. prlnalp.1 01 and 1111""1 on III. dobt ..idonced by tb. Nol,. and Iny p,.plymlPnl Ind 1,10 chari" dUI und.,
;;N:::VANIA -11",1. ".'1, P,p I.,. EXHIBit. :,~D"
'~I, MIlI/.,.eN', hi. lImOnM IHStKUM{H, -"19"5 1"1 11.'11 '.011114.4'
800~...r. PAC! v
(SI,..II
("Proporly ^ddl,.....)j
MECHAN'CSOURG
(Cllr)
2. l:u,,&I. lor Till.. .mllnlunnu. S",btect 10 .pplh:.bl. l.w lH' III' wlllt.n wal.,., by l.end", tJqrrO\ur .h,ll
p'Y II) Lend., on lh. d.)' monlhly p.ymlnl. Ifl du. "od., 'h. Noll, "nllllh. Nol. \.I,.leI LA ""I,. .um (.Fun~") lort h)
y..rly I.... .nd .....m.nu which m.)' .H.ln priority OVI' ihll Security IMllumanl ... . UtA 1M Ih. 'rol*IYI (b)
)I.arly I....hald payment. or IUlund lInt. on Ih, ProjMrly, II any~ (0) )'Mtly hl"uS or ploperly h\Jvr.nu pt'.mlum.I; (d)
)1....1)' 1I0Qd lnlunnc. promlum., If tny; (.) Yllrly mort,.a. In.I\lunc. premium., II .nYI .nd (I) In)' 1\111'\1 pt)'.bll by
&trowOf' 10 LAnder, In Ill:CO,d,lnn wllh lh. pro'rI,lonJ Ql p'rI,uph I, In lieu 01 It" paym.nl o. morll'" IM\lnnu
pI.mhlfnl. ThH' lI.m. IfD ullltd "Uclaw 11'1111," LAnd., m.y, ,t Iny tlm., collocl In'" buhl f~tJ. In In Ilnou"l nol 10
..nod Ih. mlllmum 'muunl I II/Ilfor lor . lodortlly nllled marl.... lOin mil' roqul,. lur IMrowtJ'l f/JerDW Iccount
"ndlr Ih. led.,11 K..II:..III. SlUI.mlnt l'Ioc:lK!ur.. Ad 01 1914 If ImlntJ.... 'rom 11m. to 11m., 12 US,C. 82601 .1 MIl.
("IU:.sP^~), unl," tnolhor ItW Ihal 'fIIU", 10 Ih. fund...lJ I I..,., alllouna. II.., und.r lI\'y,.1 any Illn., colloel .nd
holll fundi in .n a/nounl nullo o.cNd Ih. 101l0r amounl, L.nd.r may..Umtl, lh. .Rlount D. t'undt du. on Ih. bull of
evrr.,,1 d.11 .nd nll.onabl. olllmal., of np.ndllur.. 01 IVlu,. E..crow II.m. Dr olherwln In Dccurdlnu wllh .ppllclbl.
law.
n. Fund. .hall l.lo h.ld In ~n In.IUullon whu" dOl>>O.ll. .r. In,"uod by II led.ral lionel', illlhumonltllly, Of' .nllly
Uncludln, undar, it landor I. .uch an Inllll\lllon) OJ In Iny hd'nl 110m. Loan Dank. undor .hall apply Ih. f'undt 10
ply Ih. Eacrow lI.m.. Londor may nol char,. aorrowor for hohHn. .nd apply In, Ih. Fun"", Innually Inalyzln, Ih.
..row Iccol.lnl, or wlttllyln, Ih. wrow Ilomt, I.Inl... l.nd.r plY' Uorrow.r InllrOlI on lh. Fundi and appllcabl. law
IMrmll. L.nd.r 10 mok. I\lch I chorl" 119wonr, L.nd.r mil)' rlqulrl Borrowlt 10 pay. on.'lImt cbar.. lor an
lnd'plndltnl real ..101. lu ruporlln, ..rwln u..d by Ltnd., In connie lion wilb Ihllloln, un I... IppllClbl. I.w prowld..
olhlrwtt.. Unlit" on 'irtom.nt I. mid. Dr ,p:r.lh:obl. I.w ,.qulr., Inlorlll 10 be r,.ld, lAndur .hall nol be rDquir.d 10 ply
I3ot'row.r .Iny loltrlt.1 or ltorninll' DO Ih. rlln .. Derrow.r and Land., m.y a.r.. n wrlUn,. howuor, Ib.l Int""1 .hlll be
paid on Ih. rllnd.. Landor .hull,ir. 10 Borrow.r, without d~a'II" .n IMl.l.l1l1 .ccollnUnl 01 tho Fund., .howln. crodl.. and
d.bl" 10 lh. I~vnd. Ind Ih. PU'POA lltr whlc:h .ach doblt to the fllnd. wu mad.. Th. I~und. ar' plodaod at .ddlllon.1
aoc:urily lor .II,UIII. locuruJ by Ihl. Sccllrlly Inll,umanl.
II Ih. FunJ. huhJ by Londor ucooo Iho .mollnl, parmlllod 10 be hold by Ipplicobl. lI.w, l,ondor .hlll Iccollnt to
&rrowtr lor Ih. \)1(011 Fund. In l~co,lJanc. with Ih, roqulr.mont. 01 applicabl. I.w. II Iho amounl 01 Ih. Fundi h.ld by
Lendor .1 any limo I. nol .ulliclont 10 pol' Ih, Eacrow II.m. whon dll', londor may ID nullly Borrowor In wtllln" .nd, In
IUch l'Ue Borrow., .holl pay 10 land" tho Ilmol.lnl noe...ary 10 ml" up Ih. dolicluncy. Derrowor .hall moko up th.
dellcltncy In no mort Ih.n Iwaho monlhly Plym.nb, .1 Lendor', .ule dllCrollon.
Upon plym.nl In lull 01 oll,uN'Kured by Iblt Stcurlty 1""lrumenl, lond., lhall promptly rtfund 10 Borrow.r any
Fllndl b,ld by lendlr. II, und!'!r pOrlllrlph 21, llnd.r .h.1I Icqul,. or..1I Ih, Properly, Lend." prior 10 Ih. .cql.lItIUon ot
..I. o. lb. Prop.lrly, .holl ol'l'ly Iny Fund. holl.l by L.nd" Il lh. Um. 01 .cqultltlon or ..I. u a crodit '80111lt lb. 1\0111\1
lICurtd by IbLt Soc:urlty In.INm,nl.
3. AppllcaUon 01 Paym.nl.. Unl... Appllcabl. lAW prowldAa olhDrwllt, lit p.ymonLl rllC.Iwtd by Lend., und.,
par"rlph. I and 21hall be I1PI,liltd: llral, 10 any prltp.ymonl choran dl.l. undor Ih. Nol'j HCc:nd, to .mounlt plyabl. undor
plJI.ropb 2j Iblrd, 10 Inlllrcsl duo; lourlh, 10 principal du.: .nd lul, to any lalo chl1rlll du. under Ihe Nol..
4. Chlt'o.; Llonlli, Borrow., .hall pay .11 In", ..,...m.nll, charlO', IIn.. and Impo.itlol\l IlIribullble III the
Properly wblch moy .Hoin pdorlly onr Iht. SocllrUy ll\ltr\lm.nt, .nd IOl1sohold plymontJ or around rlnll, II lny.
Borrowor .hall pay Iboft obligation. In Ih. mllnnltr prowlded In parolraph 2, or If nol paid in Ill,,1 manner, Borrower ,h.1I
PlY thorn on 11m. diroclly 10 Iho poriOn owod paymonl, norrow.r .holl promplly fllrnlah to ~ndor all notice. of amiJunl,
10 be paid I.Indor Ihill PflJlllilroph, II Dorrowor milko, Iholo pl1ymonlJ diroclly, 8orrowor ,hall promptly IlIrnillh 10 londor
rOCltlplt Ivldondn. Iho pllymcnll.
Botro.., .hnll promptly dlschorga any lion which h.. priority 0'" lhi. Secu,lty fn.trl.lRlltnl \Inion borrowor: (,)
l.rOll In wrUina 10 Iho paymltnl ollho oblialllion sKllred by Ih. lion In a mannor IccoplQ"lo 10 Londo,; (b) conlollll: in
aood I.llh lb. lI.n by, or dol.nd. la.ln.1 onforcomonl of Ih. Ii.n in, I.aal procoodinl' which In Ih. Lendrtr', opinion operal.
to prawenl lh. .nforCln~Dnl of Ih. lI.n; or (c) Hellr" from Ih. holder 01 Ihe lian In 'IIrlOmonl ..nd,clory 10 Londer
I\lbordlnlUn, lh. lIan 10 lhi. Sac:urlty lnltrum.nt. II Landor dotormin.. lba' .ny porI 01 Ih. Propotly tI rubjocl 10 I lion
which mlY alliin priority ow., Ihl. Socurily In.llum.nl, l.ndor mAY .h, Borrow., . nolic. Idontlfyln, Ih, lien.
Borrow., .ball tall.fy Iho lion or lake ono or morll o. In. action. 801lorlb 100'10 within 10 dllY' of tho glvlna 01 notlc..
5, IlliUrd or Proporty In.l.luIICI. Borrower _boll koep lh, implowomonl. now ..itllna or horeoll.r .,eclod on tb.
Properly IllIurctd ..0iul loss by IIn, hOlord. Incllldtd wllhin the tarm "utendod cOWDroio" .nd any olher hOZllru.,
I.ncludlna f100de or ll00dinll', 'or which Landor rctquires Insuranc.. Thill insuranc. sh,,1I bu mainloinoo In 1110 omou.nts Gnd lor
tbe ptrioda lbtl lond.r requ.iro" Tbo insunnco carrier providing Ih. Il\I\lnnc. ,haJJ bo croson by Borrower .ubjocl to
lAnder'. .ppronl which .holl nol bo unr.llonobly withhold. If &rrow., faila 10 m.Inlaln cQvOJal' dOlCribod .boWl,
lend.r may, ,I llnd,,'. option, oblaln co"ra.. to p,olect lender'll dlhla In tho Prop.,ty ln Iccordlnc. wllh pans"ph ,.
All h\.luranc. pollcio. Ind renewals aholl be Icc,pltbl. 10 Lendor and .hlU include. .tlndard mortaol' CIOUN. lAnder
&ball hov. Ih. rillhl 10 hold lho polici.s ond ronowalt. If Londor nquin", Borrow.r shall promptly liw. 10 lAnder .11
'ltC.Iplt 01 paid premium. Ind ron.wal MliclI. In Ih. ."nt of lou, Borrower .h.1I .1" prompl notico 10 Ih. I",uranc.
eat,I., .nd u,nder. Landor may n\ok. prool 011011. II nol m.de promplly by Borrow.,.
Unl... L.ndar .nd Borrow., olhorwilll '1". in .riUna. in.uranc. proceed. .hln bo .ppli6d to ro.lora!lon or "pllr of
Ih. Proptrly damaged, II Iho rlt.torauon or ropnir It economically fOll.iblo ond Lcndor':J soc'Jl'ily it nol lossltnod. If lb.
r.slonlion 01' ropoir i, nul oconGlllit.:olly 101l.ib1D or Lllndo,'. .ocurily woull' bo 101l.nod, Ih. huuranco plocoodl .hllJl be
.ppllod 10 Iho .um. sneurad by thil Socurily In.trumllnl, wholhor Dr nnl Ihltn du., with ony o.cos. poiIJ 10 8orrowo,. II
Oorrowor Ibll.ndol\l lb. Propo,ly, or door not In.war wllhin 30 doy. . nolle. from Ltlndor Ihll Iho Il\IuJI1nce carrl.r hu
olltrtd 10 nltl. Q clolm. Ihon Londor may collact Ih.ln.uronc. proctodl, Lendor moy un Iho proclGi'J. 10 nplllr or r..lorl
Ih. 7roporly or 10 pay iUmlt socl.lrod by Ihllt Socurl1y In.lrumltnl, wholhor or nol Ibon duo. Tho 3O-d01 period will bttein
wbon Iho nolico ~ airon,
Unl... lAnd., and Durrowor olh.rwtt. IRro. In wrlllnl. ony .ppllcolion 01 proctod. to principal .hall nol o.lond or
potlpen. Ih. due dll. ollh. monlhly paymonl. rel.rrod 10 In poraanplw 1 and 2 or chana. tho .mounl 0' lb. poymon", [f
und.r pln'tlph 21 lb. Proporly it acquired by L.nd,r, Borrowor'. rlllhl 10 Iny Inrur.nc. policl.. .nd proc:ood. rllUltl.n.
Irom domas. 10 Ih. Property prior 10 lb. I1cqulltlti\Jn .holl pUllo und., 10 lh, ..I.nt of Ih. .Umll fllCurtd by Ihtl Security
hwlrumonl Immodlol.ly prior to Iho Icql.li$lIion.
6. Occup.ncy, Prolonltion, MainlonanCl Ind Prol.clioR ollh. Properly; Dorrow.r', loIn AppllClltion;
l....hold.. Borrowor .hoU occupy, ..tabli.h, and us. lh. Proporly at Darrow.,'. prlnolp.1 ,..Id.nce wilhi" .I.ly dllY'
aft., Ih. '.e<lullon 0' Ihw SocllrUy IlkJlrurnlllnt Ind .hlll conllnu. to occl.lpy the P,op'rty .. Borrow.t', principal r..ld.nc.
lor .1 leul on. y"r .lIor the dale 01 occupancy, unt... Lendtr olherwln 8arlOl In wrllln" .hkh cORlllnl ahln nol be
unroallOnlbly wllhhold, or \lnlo.. o.lonuoUna clrcum.lanco. ..11,1 whicb .to beyond 8orrowtr', conlrol. Botr!)w., .hall nol
do.lroy, doma.. or Impair Ih. Prope,ly, .1I0w Ih. Property 10 d.t.rioral., or commit wut. on lh. Proptrly. Borrowtr
.hau be In 1.I.laull if Iny forfoilur. aclion or proc:.odina, whelhtr oa,1I or criminal, Lt boluR Ihat il\ Ltnd,,', .ood 'allh
PINNSVl.VANIA - 11",1' ".'"
'mi. M."r...l. M. lImOAM IHSl"UMDH
'tgt I" .
Iooi 1~25 PACE 152
'If'. 1031 ....0
(....1) '..11'14-41
1-1I,lllmlllll cOlllaJ r.I,,~1I In forlllllurll 01 Ih. PrDp,l'Iy or olb.rwlM ,"11"lllIy Impalr Ih. lI.n tJDllud by Ih~ Socurlty
IUII",,>>..I or LAnd.,'. locurUy Inl"..I. Douo"",, may cur. .weh a .s,',ull Ind'lwlll., .. pro..ldod In pan.npb lI, by
1:1....1111 Ih.. MlI!). or ptouedln. 10 be> dl.ml..lId .lIh . fulln, lbal, In und,,', 1* '.lIh dltllmln.Uon, pncludlMl
hH'r.Uurt 0' Ihlf l\ottowa,', Inl"II' In lh. Prop'rl)' or olh" ma'"I,1 Impllrm.nl 0' tho H,. cr..11d by Ihll Sec:urlly
1",1,"mlnl or LOll""" 1000urll)' Inl"..I. &rrowlf .h.1I ,110 bill. d,ll'll! If Oorrow.r, durlna Ih. lOin .ppBeaUOA proceff,
I'" mll.daUy 1111.. Of Inace".,.lt Inlormllllon Of 11,I'm'nlll 10 lAndo, (or f.U,d 10 pro..ld. Lend., with IA)' mal.rI,1
InloullIUon) In connoc:lhm wllh Ih. lOin .,hl,ncld by lh, Nol., Includln., but Dol Umllitd 10, "r"..nltUOAI cone.tllln,
Borrow.,', oeeuptney Clllh. P,oplrly .. II,rinc:lptl ,..ld.ncI. IIlhlr s.curily lnalrum.nl II on I ....hold, Borrow.r .hlll
comr'Y .lIb .11 tho Ilro~llIon. or Ih. Iou.. If Hortow.r ,cq'dr.. r.. till. 10 Ih. Proporty, Ih. I...chold ,nd Ih. I.. 1It1.
th,1 ftOl m'rl' unlo.. unda, 'Iroe. to Ih. morl.r In wrllln..
7. ProlHllon 01 L.nd.r'. Mil hi. In Ih. Proverly. If Dorrowor 1.11. to perforfD the corln.n" and ..r..m.n"
conl.lned in lhi. Stc:urlty In,trum.nl, or Ih.r. II. 1...1 proc..dlnl Ih,t may.l.nille.nUy afltel LAnd.,', rl,h" in the
Propwly (weh u. procuedlne In b.nkruplcy, probal., for cond.mll.llon or lorl.ltur. or to .nlotc. I.w. ot i..ul,Uonl),
Ih.n L.nd.r m.y d" .nd p.y lor wh.t.,or I. MCI.nry 10 prollCl Ih. ..Iu. 01 lh. Properly ,nd Lend.,'. rllh" In Ih.
ProPfrly. undor'. oellana moy Includ. plliyln, .ny wm. ..cured by . lI.n which hu priority o~or Ihlt Socurlly
Indrumonl, 'pf)Oarlng In courl, pilylnl roo.,on.bl. .Ilern.y.' fOOf ond enl,tina on Iho Prop'rly to mlk. ropIII". AllhQUlh
l.nd.r m.y lake .cllon under Ihl. P.,aaraph 7, llndor doe. nol hu. 10 d4.eo.
Any .mOUn" dllburliod by l.nd.r und" Ihlt p",.raph 1.h,lI become ,ddlllonll dobt 0' Borrow" flturod by Ihll
Securlly In.lrumonl. Union DorrQw~r 'nd lendor '.r.. loollllr t"",, 01 Plym.nl, Ih... IInloUnlf .hlU boar Inl.n.1 from
Ih. dll. 01 dllburAmonl II Ih. Nol' ral. Dnd .h,lI be paYlbl., wi In Inl".f1. UP'ln. notlet from lAnd" 10 Botrow.r
req"..tin, paytntnl.
e. Morl.a.. I Ruranu. If L.ndor requlrld morlll.' IfUlllflnCII II II 1:0ndIHon 01 mllklnl Ih. lOAn lOCurod by Ihlt
Securlly In,trumonl, Horrow,r .hall pay Ih. prIm III 1m required 10 m.lntlln Ih. morllol_ Inruronu In .Ilocl. II, lor Iny
"110I1, Ih. morla-.' iroliunne. (ov.tDI' nqulr" by londor 11Ip''' Of' COllhO' 10 be in olfoc:l, !JonowDr .h.1l I'D)' Ih.
pnmlulNI requlrud 10 oblllln cou".. .ubtlanlllUy equlul.nl 10 lh. morll'" Inwtlnce pt"ioUlly In .flocl, II I co.t
rubel.nllllly Itqui'alnnl 10 Ih. COIl 10 Borrower ~llh. morl,.,. haur.nu ptl~lou.llly In .IIICI, 'rom In ,1I.rnat. morlllll'
inl1lr" .pproyod by Londer. H .ub.ltnllally ~uhlllfnl morl,ol' Intu"nc:. cou"I' LI nol IVall.bl., Dorrow" ,hall pay 10
lend.r each month. .um equ.llo on,'lw.lllh ollh'l.lIt1y morl.... 1/\IIInneo ptlmlum boln. paid by Uonow.r wh.n Ih.
In.uuneo co,.tll' lap'lJd or c..sod 10 be In .ffec:L .nd.r will .ce.pl, 11M .nd "tlin Iho.. Plym.nlt u a 1011' r...r" In
lI.u 01 mortllDI' InwrAr.c.. loll r...r" paym.nll mlY no lonl" be rlClu1rtd, II lh. of II !.on 01 Lend.r, II morlall'
IRlUranc. coutll' (In tho amounl .fld lor Ih. podoll Ih.t l.nder requlr..) proYldod by In Il\I\Ir., Ippro'ed by Lender
'elln bocom.. ouUablo Ind I. oblalned. Uorrower .hllll PlY Ih. premiulnI ruqulred 10 malnl.in motllol' lnauttncl In
.1I101, or 10 pro~ldo . 10.. "'llrva, until Ih. roqlllrom.nl lor morl"I' inautanc. .nd. In ac:cordanc. wllh Iny .rlllen
o.r..m.nl belw...n Uorrowor and L.ndor or .pptlcabl. I.w.
9. In'ptlCtlon. L'nder or il.a.enl mllY m~kt fluonablo Intrl.. upon Ind In.tpeclloM of th, Properly. Lender .haU
II" Borrower Mlle. al tho 11m. 0' or prior 10 an In'J*Uan IpICHylnl tluonabll CIUII 10f' thl IntpIlCUon.
10, Cond.mnatlon. Tb. proc:lIltd. 01 Iny Iw.,d or cl.lm lor d.mllo.. dirK I or co",*\u.nU.I, 10 connecllon .ilb
.ny candomnol\on or olh" IlIltlnl 01 .ny pari 01 Ih. Praptrly, or lor (anw.yane. ln liou 01 cond.mn,UoA, It. her.by
anltnod and .hall1w paid 10 Londor.
In Iho tronl 01 . tolal loklAI 01 Ih. Properly, Ih. procoOlSl ,h,1I b. .ppliod 10 the IUn~ lIocuroJ by IhL- Soc:urUy
'n.lrumenl, wh.lher qr nol thon du., with ony ..COII pllld 10 Borrow.r. In lh. u.nl 01 . p.rtlll tlklnl ollh. Properly In
which Ih. Jllr markot f11luQ 01 Ih. Property Immodlllloly betor. Ih. t'kinl II equal to or Irolt" thin the Imounl 0' lh.
IUR\llocurod by Ihl. Securily In.lrllm.nl Immodl~I.ly befotl Ih. lakin" unl... &trow.r .nd Londor olhorwl. 'Ito. In
"rIUn" the .Uml lOCurod by 11,1. Security In.lum.nl .hall b. reduced by th. .mount 0' Ih. prae..u multiplied by Ih.
lollowil'll '"clion: (a) Ih. tollll amount 0' Iho lum.,ocured immedlololy bolotl Ih. I.klne, dl,lded by (b) 'h. ,.Ir markel
..Iu. 0' lb. Properly ImmedlDI.ly bolotl the toklne. Any balanc. .~all be paid 10 Borrow.,. In tb. .unt oil perUal toklnl
oJ lb. Properly In which Ih. Ilk markot ulu. ollb Properly Irnmedlal.ly blfofl Ih. 10"10,111", th'n the Imount 01 Ih.
lUll'll MeUrH lmmedill.ly bolor. Ih. lakin" unlo.. Borrowlt .nd lAnd" olh.rw!.. 'Ir.. in writlne or unl... .ppHc.bll
It. oth.rwlM pro~id.., Ih. praeood. .h.1I b. .ppHod 10 the .urn. NCurod by Iht.a Soc:urily Intlru.m.nl wh.lher or nol Ih.
IVmt UI thIn du..
II Ih. Properly IIlbllndonod by Borrow", or if, IIIIt notte. by Londor 10 Borrow., that Ih. cond.mnor oUOtt 10
make In .ward or IIltI. . claim for damn,,,, Borrow" f,lI. 10 r..pond to Lend.r within 30 dllY' aU" the d.l, the nolic. t.a
8'1"n, Lendtt II oulhoriud 10 collecl and Ipply Ih. procotd., .t III opllon, .lth.r 10 r..tonllon or "p.ir of the Properly or
to IhllUm. .ocurod by thl. Security lnalrumonl, wh.lker or nol lh.n du..
Unl... Lender and Dorrowor olhltwl.lu 'Irot in wrlllnl. Iny 'ppllcltion of procMd. to principal .holl nol .al.nd or
poIlpon' Ih. due date oj lh. monthly poymen" r.lorrad 10 In P'''ltaphl llnd 20r chona' Ih. .mount 01 fUeh paymln".
II, Borrowlt Not Rol...od; forbeattnCl By L.nd., Not. Wllnr. Eal.",lun of th. lime for paymlnt or
modUleltlon of omortl:uUon o. Ih. 'UInt Il/N:urtd by Ihl, Socurily lultumlnl I"nttd by L.nd.r to .ny fUCClMlOr In
iAt"..t of Bonowlt .hllll nol opo"l. to r.l.o.M Ih. li.bilily of Ib. orlllAII Borrow.t or Dorrower', .uc:ceuor. In Int.,..1.
und.r .h.1I nol be r~uirod 10 commonco procHdlnl' '1Ii,,,. .ny ,ucc.lIOr In InharOlI or ruflll' to '11.nd Urn. for
paym.nt or otharwl.o modify omorllzllion ollh.. .lJmJ .ocurtd by lhi, Security 'l\lIlrumenl by "aeon ol.ny dllmlnd mid.
by the orl11n,I Borrol'" or Dorrowllr'. ,UCCOlilOtI In Inlorlll. Any lorboaranu by lAtod" In .torcilln, any rllkl or
tlmldy .hall not bo a \uiwGt of or precludo Ih. IIltrc:i.. 0' any rlthl or rall\lIdy.
12. Succouon and Auian. Boundj 'olnl ond SOrlnl Ulblllly; Co.,lln",. Tho co'.nanlt .nd l.rlOm,nlt 0'
Ihit Socurlly In'lrum.tnl .holl bind and bonelll Iha.uccouotl Ind Utllln. 0' londer land Borrowlt, .ubjocl lolh. pro,ltion.t
01 paraltlfth 17. Bonowor'. covonanl. end alroom.lIlt: .hall be join I Ind .'oul. Any Dorrowar who cni,nt Ihll Socurlly
In.trum.nl but dot. nol oIlClt:ul. Ih. NOI': (,) I. cO.'llnlnll Ihit Security In.trum.nl only 10 morl,ol', e,.nl .nd con"y
th.1 Donow,,'. In lorn' in tho Properly undelr Ih. I,rm. 0' thLl Securlly In.lrum.nlj (b) .. not parlOn,lIy oblllllod to pay
the .Ulnt .tcurod by Ihi. Sllcurily In.lrllmonl; ond (c) ",rH' Ihlt Londor Ind .ny othor Donowor may o.rOl to a.tond,
modl'y, 'arMor or moke Iny ,ccomModolion.l wllh roaud 10 Ih. lerm. oJ IhlJ SllCurlly h\lllrum.nl Of' Ih. Not. wlthoul thai
Borrow.,'. con..nl.
13. LOin Cha,.o.. IIlh. lalln .ocurod by Iht.a Sec:urlly '""Irumonl it IUb)tct to II Ilw which .." mlllmum iOID
cherl_. Ind Ihol I.w LI UnoUy int.rpttltd '0 Ihal Itt. Intor,,1 or olh" loan char," eollocled 01 10 be colltcled In
COMICIU_ _i1h Ih. loan ..eNd lhe ptrmltled IIml", th.n: (a) .ny IUClh loa. char,. ....11 be rtdlMltd by I'" .mounl
.--ry 10 reduce lM chltl' 10 Ih. ptrmllled limit; and (b) any IUmI .Ittady coll.cl'" IrOID Borro,", wblch IIC_ed
permilled IIml" will bit tlfundtd to Borrow.r. Land" may choose 10 m.k. thll ,,'und by rMfIUlIn. Ih. principal ..ed
under !.h. NQI. or by makin, . direct paym.nt to Borrowlt. II I tlfund rltduc. prlnciplIl, Iho redueUon will M Ir..led u I
plrU.1 prlpaym.nl without Iny pr.paymonl ohlt.. under the Nol..
,
I
,
PENNmVANIA - Sino" ".'"
'WIll .../'r.... Mil: W.IPOIIM IH$flIUMDI'
'IQII,' I
Miii f ~2~ Plcr t 53
,... 1011 .~.o
(I.IIJ '.1''''.~4I
I... Nlllh.... ^")' lIulleD I" UorrUWl1f IltlnldiN Il)r hi thl, SucurUy In.tlumonl .hlltllll ,Itltn by doll..rln. II CH' by
mllll", II by II,.. 1:1... mull ulll... Illllllelbl. law requl,.. UIt of .lUIlh.r m.lhod. Th. nollct .h,lI b. dlrltOllMI 10 lh,
P,optrl)' Add,", or .n)' ulh., .!JII,,,, nort""" d..llnll.. by Aolk, 10 lend". An)' nulle:. I. wdl, .h,1I be II... by
Unl claN mill 10 lend.,', Idd,... alllllld h",m Of' .IlY I;Ilh., add,... Laud" dlll,nll.. by nutlel 10 Dor,O"I,. AllY noHe.
r.ro'hlod lor 1II1hll Socurlt y In.hum.nl .h.1I bt dllmN 10 h... bten ,I...n 10 Uot'Dw.r IH' lAnd., whDn ahon .. pJo,ldod
n thLt "'I.,.ph,
IS. O...rnln, 1"wl S...nbllil)f. 11llJ Socurlly In.bum.nl ,h,1I '-aq,.rn.d by '....,.11.. Ind lh. law .1 lb.
)u,i~lqllon In which Ih, Prop',ly if IOCIII,d, In Ih. ....nl Ihl' In)' prod. 11m Of' e1IU.. 01 IhiJ s.curlly 1",lrum.nl or lh.
Nol. conllkl. with 'PIIHcabl. law, .weh eonlllel .hDII nol .lItcl ollllt plo"IIIOnl 01 Ihl.l Socurlly lutrum.nl Dr Ih. Not.
VtMch ,:.n be Ilw.n .IIuc:1 wllh.1UI th. eonlllelln, pro"I.lon. To IhI. .nd It.. Ilrorl..lon. of th" s.curily h\llrum.nl IIW Ih.
Not. .,. dICIIJft! 10 be HurIlM..
16. bouowur'. COllY. Uorrl)l.~'ar .hllll bI rhl'n on. conlormld copy ollho Nol. .nd 01 Ihlt Security 'n.lrllm,nl.
17. Tnnal.r 0' lh. Prop.rly or I 1I01l01I"lal Inllroll In Dorrowor. II all or any pllrl 0' Ih. rrullOrly or Iny
'nl.ro.1 In II I. IOIJ or Inn.lcrroJ (or II . Ucln.llelal Inlure.1 In norrowllr II told or Innllforr..J .nd &rrow., lt not.
nolu,,,1 per....n) wllhoul LundClr'~ Ildor wrllllln con..nl, Lind., m.y, ,III. oflllon, r..qulr. In/modlal. peYtnllnt In '1.111 01 .11
1N1lll> MCured by Ihl. SO(u,lIy Inllrument. I!own", Ihle oplhm .hall nol be UlrcitOtt by Ltnd" II ....rcl.. 1.1 prohlbllacJ
by ,...1.rll I.w U 0' Iho J.lt 0/ thl, Sot.-urity In'lrum.nl,
II L.nder .lIrc",,, Ihl, Ilpllon, Lend., .h.II,I.. Uorrow" nolle. of .ccllllt.llon, Th. nolle. th.n prorldt . pitied oj
nol I". th.n JO d.y. fro III Ih.. d.l. Ih. nollel I. dlll"r.J IH' mlllad wlthlo whleb Borrow., mWlI PlY .11 .UIU lIICurad by
Ihl. *urlly Il\Ilrumlnl. II Oo"owlr '1IlIIo pay IhI.. 'UI'nII prior 10 Ih. ..plnUlin of Ihit plrlod, Ltnd.r m.y In"okl Iny
"modi.. plrmlllod by lhl. StcurUy In.lrumonl wlthoul 'urlhor nolh:. or d.m.nd on 8o"owor.
II. Borrow,,'. IlIahl 10 Roln.t'I', II Donow.r ,"HI. c.rtaln condlllonl, Dorrower .hall hut Iho rlaM 10 hn.
.nforeaml"t ollhl. Security IA.lnunonl dl.tc:onlinutllJ .1 any tlmo prior 10 'hi ."lIlr of: (.) 5 day. (or .ueh oUllr poriod ..
.ppllcabl. law m.y .pocUy lor roln.t,lem.nl) llelor, ..I. allho Pro)HIrly pUrI\Ilnl 10 .ny pow" 0' nil cUQI.lnod In thlt
Stcurlly '",Irum.nl; or (b) .nlry ola ludllllt"1 .nlorclnlf Ihl. Security In.lrumlnl.' ThOl. eondlllo", "' thlt Sorrow,,:
Ca) ply. Lend" all ,um. which Ih.n would be dUI uncJor lhl. Soc"rlly '",Irum.nl lnd lh. Nol. u If no aec,I."Uon hid
occurredj (b) cur.. .ny d.hlull 01 .ny olh.r (o..n.nllll or ,.r"m.nll; (c) p.y. .11 llIpeI"," Incurrtd In ,nforeln, Ihill
Stcurll)' In.lrumenl, Includln., bul nol IImlltd 101 reyonlbl. .1I0rnlY" '".; .nd (d) loh. lUeb .cllon u under m.y
r..ltOnably requlrl 10 Inur. lhol Iho lion ollhl. SltCwdly 'n.lrumenl, Land,,'. r1ahll In Ih. Properly .nd 8orrow,,',
oblla.llon '0 pay Ih. .um. _u"d by Ihlt SlCurll)' (n.lrumonl .hln cemllnu. unchDnaod. Upon rlln.l.llm'l'll by
Borrow", Ihl.. Securlly In.lrum.nl .nJ Ih. ollBr.lloM Meurtd hor.by .h.1I "m.ln fully ,UiIClliv. .. If no l1ec.I".tlon had
occurred. Howlwer, IhI. dahlia "Inallll. .hall nollpply In Ihl ean 0' .&:elllraUon undor pOrl.raph 17.
19. oS.l. 01 NOI'; Chin" 01 loan S.nltlr. Th. Noll 0' I p.rllllllnl"oll In Ih. Nol. (Ior.lh.r with thl.. Securily
(",Irum.nt) may bt IOld on. or mort limit' wllhoul prior nolln 10 aorrowor. ^ nl. may rOfUII In. chii'll' In Ih. .ntll)'
(known.. lh. "loGn Sonlclr.) Ihol coll.cl. monlhly plym.nl. du. ijndtr lh. Nol. .nd Ihl. Sec:urUy In'lrum.nl. nit.
lito m.y be on. 0' mort chllnr" 0' Ih. llian S.niclt unttl.led 10 a ,.1. 01 Ih. Nol.. It th." it I chin,. 0' the Lo'D
S."lctr, Oo"ower will be Klun wrlU.n Mllcl of Ih. chlnl' In leeClrdallc. wll" Plraltlph 14 .bore Ind Ippllclbl. Ilw.
Th. nolic. will .1,10 tho l'I.m. and adJ,... ollh. now Loon Sank.r and Ih. addr... 10 which poymonll .hould be mode.
Th. nollc. will ,110 contain Iny othor Inlormatlon roqulrod toy Ipplicabl. I.w,
2l). lIuer.sou 5ubal.n&:lI. Borrowor Ihll!1 not ellU.. Dr parmlt Ihl pr...ncI, ""', Jltpool, .Io"al, or "I.... 0'
Iny H.urdoua 5u"'I,"(O, on or In Ih. Property, IlQrrowor .hlll 1'101 do, nor .1I0w .nyon. .IR 10 do, Inylhin. IUKlln. lh.
Plop'rly Ihll it In vlolallon 01 .ny Envlronmonllll I.IW, Tb. procldln. Iwo ..nllnc.. .hall nol '11111y 10 Iho pr...nc.. Utt,
or .tOrlWI on Ih. Proporly 01 .mall quanlltl.. 01 lIutrdou. Subtllnc... thai a,. I.nllnlly roc:oRni;roo 10 be a"p'oprial. 10
AMm.1 r..ldonll.1 u... and 10 mlllnl.nancD oJ Ihl Properly.
Dorrow., .hlll prom'llly Iln Londor wdUln noll&:. of .ny In,e.II,llIol'I. cl.lm, domand, law6ull or olh.., Icllon by
.oy ,owtr"m.nlll or r'lulalory .,oncy or prl"l. parly Inwol"ln, Ih. Property end Iny lIollldoua Subtl'nce or
E.\.lronmonlll Law 01 which Borrowo, hoa al:lu;l knowlod"l. II Dorrow" I..rn.. or It nollfllkl by Iny ,o'trnm.nlll 01'
r'lul.lory .ulhorHy, Ihlll Iny romonl or olh.r "modiaUen 01 any IIl1urdou. 5ubfttonc, .lInennr Iho Proparly it
nte.ary, Oorrow" lihall flromplly I.kl allllllCllllllty ttmodlollcllon. In Iccordlnc. with En"lronmanlal Law.
A, ttRd In Ihl. p"'nlnph 20, "lIozordou. S"bllonc:.." .re lho.. ,fUblIllln&:.. doflned u 101le or hlZDrdoUl INb.htnCII
by En,lronmlnlal L.w ond Ih. followlnl .ubshlnclf: I,sollnl, klrotan., olhlr IIID1m.bl. or lo.ic pllrol.um producll, lollc
ptlUcW.. .nd htrblc:ld.., '01.11I. IOlnn", mal.,llIlJ cOIHalnln, ubulOl or formlld.hyde, ,nd radlolcllVl mal.rlall. A.
\lItd In Ihlt p'r'lraph 20, "Envlronmantll Llw" mlln. fedora I law. and low. of lh. furltdlclion wber. Ih. Proporly It
Iac.led th.t ,,1111 10 h..llh, ..f,ly or Inwlronmlnlll proloclion.
NON. UNIFORM COVENANTS. Borrowlr and L.ndllr lurlh., ,ovon.nl.nd 18rH at follow.:
21. Acclllt.tion; Ram.dlu. L.nd.r ,h.1I ,i". nolle. ... Dorrower prior to acul.ntion followln,
Borro".r'. br..ch o' any to"n.nl or a,rtlmlnt in .hl. S.curlCy (nthumont (but nol prior to lee.l.ration
and.r p'''.nph .7 un 1011 .ppIIClbl. 11141 prorldo. Oehlt"..d). und.r .hall nolily Borrower of, amon,
olh.r thin,.: (a) th. d.fault; (b) Ih. aoHon required 10 cur. Ih. dol.uU;: (0) wh.n Ih, d,l.ult mUlt be
c.redj and (d) Ih.t 'aHure 10 cure tho dofauU u 1~III.d may r..ull in ACcel.,.Uon 01 Ih. IUmI a-.:urtd
'Y thll Stcurlly Inslrumenl, 'orlclolur. by ludlc:lal prooHdln, and .al. of thl Propttly. L.ndor .hall
'.rlh" In'orm Oorrowor 01 Ihl rllhl 10 rllln.lal. ,'I.r Icelllr.llon and Ih. ri,hI h. ...ert in Ih.
10rtelOlur. prouldln. ih. non".d,lone. 01 I dol.ult or Iny olh.r d.lon.. o' Borrowor td .ceolorallon and
'orecIOlllr.. If tho d.fluU I. nol eurod a. Ipoelliod, L.nd".1 U. opfion may roqulre immlKlla" p.ym.nl In
full of .11 .uma .ocured by thi. Soc:urlly (n,'rum.nl wlthoul furlhlr d.m.nd .nd m.y loreelo.. thl.
SOl",arlly In.lrumlnl by judicill proce.dln.. Lend.r .hall bit .nliUod fI, I:olloct .11 ..ponla' incurrod in
pur.uin. 'h. "modi.. pro.ldod In Ih!. pa","ph 21, includin., but not Hmilod 10, aUorn.)'.' f... .nd
ClOlI, of IItI. "Idlnee to th. 1.I.nl pormHl.d by .pplicabl. la..
22. RII..... Upon pay mIni ol.lIlUm. JlCurod by thw SecurUy Intlrumonl, Ihll Securlly IllIlrum.nl and the IIl.l.
con"ytd ,hili I.rmlnlll. .nd *om. .oid. AlI,r .uch occurrenc., Lendor .hall diJchl1rl' and IIlitfy Ihill Socurily
lulrum.nl "lthoulcharCI 10 Dorro"". Borrower .hlll p.y any rtcol\:lollon COlLI.
23. Wa'"". Dorrowe" 10 Iho ..Ionl permllltd by .pplle.bl. law, "II,.. .nd rll.,... any .,ror or defeclt In
prOC1lldlnl' 10lnforc. Ihit Socurity In.lrumanl, and h,reby wlive. the benofit ol.ny presont or fulure Ilw. prowldlnl lor
.I.y ol..ecllllon, "I.naion olllml, ...mptlon from 11I.chmlnl, I..y ."d ..I., .nd hom..l.ad ...mpllon.
24. R.ln.lal.m.nt Period. Bo"ow.r', IIml 10 r,i",I,11 p,ovlded 11'1 PI"I"ph II.h.1I I. lend 10 onl hour prior to
the Commlnc.m.nl 01 blddin, 01. .httlll'. ..II or oth., ..I. purlN.nl 10 Ihlt Security (nalrumonl.
25. P.rch..o Mon.y Mort,.,.. If .ny 0' Ih. dlbl lICured by Ihll Security (nalrumonl It I.nl to Borrower 10
Icqulrt till. 10 Iho Proporly, IhiG 5<<urlly In.trumonl .hall bo . purehlll' mon.y morl,aaG.
PINNSY1.VANIA - .,,,,,, ".'"
'nit ...,,"""'. lie. L.llro~ IH'TIIUlielHf
'IP 4 .r I
aiioW'!25 PAC! 154
,..lit '031 .~.o
CI..., r..1"14~44
Houllhold Financial S.NIclS
A Houlthokllnllf11l1lOnll
Complll1Y
961 WII1U.1 On....
('mho,,\, IL 60126
ONlco 100. 301 H60
... (ACT 6) ...
June 04, 1997
Paul G Engle
Linda S Engle
2 Patton Rd
Mechanicsburg,
~ ..old
\ tlolisB':--
~~~per~~SL~~:~i~~: 20~~~~~~ORd, Mechanicsburg ~"--
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
"
PA 17055
Dear Mortgagor:
The mortgage held or serviced by Household Financial Services
hereinafter we, us or ours) on your property located at:
2 Patton Rd, Mechanicsburg PA 17055,
IS IN SERIOUS DEFAULT because you have not made the monthly paymentR
since 04-29-97 through today. The total amount required to bring
your mortgage current is calculated below.
The last assessed late charge on this account was $ 55.74, at the
late charge rate of.05000 for each delinquent payment. As of today,
late charges have accrued to the total amount of $ 55.74. Other
charges, including LIST CHARGES have accrued to the total amount of
$.00. The total amount now required to cure this default and
become current as of the date of this letter, is $ 2285.40.
You may cure this default within THIRTY (30) DAYS of the date of this
letter by paying $ 2285.40, plus any additional monthly payments and
late charges which may fall due during this period. Such payment must
be made either by cash, cashier's check, certified check, or money
order, and made to:
HOUSEHOLD FINANCIAL SERVICES - CPI
Attn: Risk Management
P . 0 . Box 13 0 8
Elmhurst, IL 60126
If you do not cure the default within THIRTY (30) DAYS, we intend
exercise the lender's right to accelerate the mortgage payments.
means that whatever is owing on the original amount borrowed will
considered due immediately and you may lose the chance to payoff
original mortgage in monthly installments.
If full payment of the amount of default is not made within thirty
(30) days, the lender also intends to instruct our law firm to start
a lawsuit to foreclose your mortgaged property. If the mortgage is
foreclosed, your mortgaged property will be sold by the Sheriff or
other similar official to payoff the mortgage debt. If you cure the
default before we begin legal proceedings against you, you will still
to
This
be
the
EXHIBIT HE.
HOYI.f10hj FlllilIH:lnl5endus 061 Wulijol Om. Olll(~ eoo 3~5 3,lij'J
A Hoo.ehok2 ltlllrnatlonal Elmhurst, IL 130126
Comp",y
have to pay the reasonable attorney's fp0G actually incurred, up to
$50,00. However, if the legal proceedings are s~arted againsc you,
you will have to pay the reasonable attorney's fees even if they are
over $50.00. Any attorney's fee will be added to whatever you owe
the lender, which may also include our t'easonable costs, If j''': rure
che default within the thil'ty d<1Y period, you will not b,o rea'~~L"~ilIl'
pay attorney's fees. The lendel' may also su~ you personal~""
unpaid principal b<1lance and all other sums ~lIe ~~"".JtI!"\'5''''.
If you have not cured the default within the ~~30) day perioQ._and
foreclosure proceedings have begun, you still' ave the righ!. to-eure the
default and prevent the sale at any time up to, one (l!..-houl' before the
sheriff's or other similar official's foreclos -safe. YOll may do so
by paying the total amount of the unpaid monthly payments, plus any late
or other charges then due, as well as the reasonable attorney's fees
and costs connected with the foreclosure sale and perform any other
requirements under the mortgage. It is estimated that the earliest
date that such a sheriff's or other similar offi~ial's sale could be
held would be approximately seven (7) months from today. A notice of
the date of the sheriff's or similar official's sale will be sent to
you before the sale, Of course, the amount needed to cure the default
will increase the longer you wait, You may find out at any time exactly
what the required payment will be by calling us at (800) 395-3489.
This payment must be cash, cashier's check, certified check or money
order and made payable to us at the address stated above. You should
realize that a sheriff's or other similar official's sale will end your
ownership of the mortgaged property, and your right to remain in it.
If you continue to live in the property after the sheriff's or other
similar official's sale, a lawsuit could be started to evict you.
You shall have the right to assert in the foreclosure proceedings the
non-existence of a default or any other defense that you may have to
acceleration of foreclosure. You have additional rights to help
protect your interest in the property, You have the right to sell the
property to obtain money to payoff the mortgage debt, or to borrow
money from another lending institution to payoff this debt. You may
have the right to sell or transfer the property subject to the mortgage
to a buyer or transferee who will assume the mo~tgage debt, provided
that all the outstanding payments, charges, and attorney's fees and
costs are paid prior to or at the sale, and that the other requirements
under the mortgage are satisfied. Contact us to determine under
what circumstances this right might exist. You have the right to have
this default cured by any third party acting on your behalf. If you
cure the default, the mortgage will be restored to the same position
as if no default had occurred. However, you are not entitled to this
right to cure your default more than three times in any calendar year.
Sincerely,
HOUSEHOLD FINANCIAL SERVICES
BERNIE MILLER
RISK MANAGE~1ENT
XC535!BJM
(Certified Mail)
037541-0
Household Financial Scr,ICII
~ HO<J.ehold ~I.m.llon~
ComP"'j
061 WelIJlII Orl~1I
[tmhu"l, IL ~QI2~
ONICI BOO 301 3~80
June 04, 1997
Paul G Engla
Linda S Engle
2 Patton Rd
Mechanicsburg, PA 17055
RE. HFS Loan No.
037541-0
iio1d
IIDIISe
----------
.-
~.-~
Property Location. 2 Patton Rd
Mechanicsburg PA 17055
Dear Borrower,
You may be eligible for financial assistance that will prevent
foreclosure on your mortgage if you comply with the provisions
of the Homeowner's Emergency Assistance Act of 1983 (the "Act").
You may be aligible for emergency temporary assistance if your
default has been caused by circumstances beyond your control, and
if you meet the eligibility requirements of the Act as determined
by the Pennsylvania Housing Finance Agency. Please read all of this
Notice. It contains an explanation of your rights.
Under the Act, you are entitled to a temporary stay of foreclosure on
your mortgage for thirty (30) days from the date of this Notice.
During that time, you must arrange and attend a face-to-face meeting
with a representative of this lender, or with a designated consumer
credit couneeling agency. The purpose of that meeting is to attempt
to work out a repayment plan, or to otherwise settle your delinquency.
This meeting must occur in the next thirty (30) days.
If you attend a face-to-face meeting with this lender, or with a
consumer credit counseling agency identified in this notice, no
further proceedings in mortgage foreclosure may take place for
(30) days after the date of this meeting. The name, address and
telephone number of our representative is:
Terrence McCabe
1608 walnut Suite 402
Philadelphia PA 19103
Telephone 215/790-1010
Facsimile 215/790-1274
The names and addresses of designated consumer credit counseling
agenciee are shown on the attached sheet. It is only necessary to
schedule one face-to-face meeting. You should advise this lender
immediately of your intentions.
Your mortgage is in default because you have failed to pay promptly,
installments of principal and interest as required for a period of
at leaet sixty (60) days. The total amount of the delinquency is
$ 2285.40. That sum includes the following: 2 monthly payments
of $ 1114.83 each, late charges of S 55.74 and NSF of $.00.
Household Financial Servlclll5
A HoIlhhold InlernoUO<1ol
Comp""y
0131 WelgelO,ive
ElinliUllt, IL 10111
Oltice 100 30! 3~eO
bold
If you have tried and are unable to resolve i~~f'or after
your face-to-face meeting, you have the right t~y fQr financiiU-"'
assistance from the Homeowner' s Emergency Mort age AssistanS!i Fun"'d:'
In order to do this, you must fill out/ sign a' d file~"corl1pleted
Homeowner's Emergency Assistance Application wi ne of the designated
consumer credit counseling agencies listed on the attachment. An
application for assistance may only be obtained from a consumer credit
counseling agency. The consumer credit counseling agency will assist
you in filling out your application and will submit your completed
application to the Pennsylvania Housing Finance Agency, Your
application must be filed or postmarked, within thirty (30) days of
your face-to-face meeting.
It is extremely important that you file your application promptly.
If you do not do so, or if you do not follow the other time periods
set forth in this letter, foreclosure may proceed against your home
immediately.
Available funds for emergency mortgage assistance are very limited.
They will be disbursed by the Age.1cy under the eligibility criteria
established by the Act,
It / S extremely important that' your application is accurate and complete
in every respect. The Pennsylvania Housing Agency has sixty (60) daye
to make a decision after it receives your application. During that
additional tims, no foreclosure proceedings will be pursured against
you if you have met the time requirements set forth above. You will be
notified directly by the Agency of it~ decision on your application.
The Pennsylvania Housing Agency is located at 2101 North Front Street,
P.O. Box 8029/ Harrisburg, PA 17105. Telephone number: (717) 780-3800
or (800) 342-2397 (toll free number). Persons with impaired hearing
can call 1-800-342-2397.
In addition you may receive another notice from this lender under Act 6
of 1974. That notice is called a "Notice of Intention to Foreclose".
You must read both notices, since they both explain rights that you
now have under Pennsylvania law. However, if you choose to exercise
your rights described in this notice, you cannot be foreclosed upon
while you are receiving that assistance.
Sincerely,
HOUSEHOLD FINANCIAL SERVICES
BERNIE MILLER
RISK MANAGEMENT
XC534/BJM (Certified Maili
037541-0
HculIIholiJ FlnancloJ SmlClII
A Hou..hokJ ~1.mlll""oI
Camp"',
061 Woli.IC,I"
Elm',urol,ll60126
OffiCI 600 J?! 3460
... (ACT 6) ...
June 04, 1997
Paul G Engle
Linda S Engle
2 Patton Rd
Mechanicsburg, PA 17055
REI HFS Loan No: 037541.-0
Property Location: 2 Patton Rd, Mechanicsburg
~
lIold
IIOal.e ---'
NOTICE OF INTENTION TO FORECLOSE
ORTGAGE
Dear Mortgagor:
The mortgage held or serviced by Household Financial Services
hereinafter we, us or ours) on your property located at:
2 Patton Rd, Mechanicsburg PA 17055,
IS IN SERIOUS DEFAULT because you have not made the monthly payments
since 04-29-97 through today. The total amount required to bring
your mortgage current is calculated below.
The last assessed late charge on this account was $ 55.74, at the
late charge rate of.05000 for each delinquent payment. As of today,
late charges have accrued to the total amount of $ 55.74. Other
charges, including LIST CHARGES have accrued to the total amount of
$.00. The total amount now required to cure this default and
become current as of the date of this letter, is $ 2285.40.
You may cure this default within THIRTY (30) DAYS of the date of this
letter by paying $ 2285,40, plus any additional monthly payments and
late charges which may fall due during this period. Such payment must
be made either by cash, cashier's check, certified check, or money
order, and made to:
HOUSEHOLD FINANCIAL SERVICES - CPI
Attn: Risk Management
p , O. Box 1308
Elmhurst, IL 60126
If you do not cure the default within THIRTY (30) DAYS, we intend
exercise the lender'~ right to accelerate the mortgage payments.
means that whatever is owing on the original amount borrowed will
considered due immediately and you may lose the chance to payoff
original mortgage in monthly installments.
If full payment of the amount of default is not made within thirty
(30) days, the lender also intends to instruct our law firm to start
a lawsuit to foreclose your mortgaged property. If the mortgage is
foreclosed, your mortgaged property will be sold by the Sheriff or
other similar official to payoff the mortgage debt. If you cure the
default before we begin legal proceedings against you, you will still
to
This
be
the
HoullhokJ fIl11U -jaJ Sal"llCe5
A Houalhold Inl tna!looftl
C<mpony
have to pay the reasonable attorney's fees actually incurred, up to
$50.00. Huwever, if the legal proceedin<j:'J are stal'ted agains': you,
you will have to pay the reasonable attorney's fees even if they are
over $50.00. Any attorney's fee will be added to whatever you owe
the lender, which may also include our reasonable costs. If you cur
the default within the thirty day period, you will not be re uire
pay attorney's fees, The lender may also su~, you personal~
unpaid principdl balance and all Qther sums ,ue a.;-,ws"
If you have not cured the default within the ~h~30) day perioJ1,..and
fol"tlclosure proceedings have begun, you stilll1ave the right_t~e the
default and prevent the sale at any time up to \one (lJ-l1our""before the
sheriff's or other similar official's foreclos~-sale. You may do so
by paying the total amount of the unpaid monthly payments, plus any late
or other charges then due, as well as the reasonable attorney's fees
and coste connected with the foreclosure sale and perform any other
requirements under the mortgage. It is estimated that the earliest
date that such a sheriff's or other similar official's sale could be
held would be approximately seven (7) months from today. A notice of
the date of the sheriff's or similar official's sale will be sent to
you before the sale. Of course, the amount needed to cure the default
will increase the longer you wait. You may find out at any time exactly
what the required payment will be by calling us at (800) 395-3489.
This payment must be cash, cashier's check, certified check or money
order and made payable to us at the address stated above. You should
realize that a sheI'iff's or other similar official's sale will end your
ownerehip of the mortgaged property, and your right to remain in it.
If you continue to live in the property after the sheriff's or other
similar official's sale, a lawsuit could be started to evict you.
t)1) I WI!I~~1 Orl~1t
ElllI11ur~t.IL60126
OffiCI! El:O 3'.J5 3~alJ
You shall have the right to assert in the foreclosure proceedings the
non-existence of a default or any other defense that you may have to
acceleration of foreclosure. You have additional rights to help
protect your interest in the property. You have the right to sell the
property to obtain money to payoff the mortgage debt, or to borrow
money from another lending institution to payoff this debt. You may
have the right to sell or transfer the property subject to the mortgage
to a buyer or transferee who will assume the mortgage debt, provided
that all the outstanding payments, charges, and attorney's fees and
costs are paid prior to or at the sale, and that the other requirements
under the mortgage are satisfied. Contact us to determine under
what circumstances this right might exist. You have the right to have
this default cured by any third party acting on your behalf. If you
cure the default, the mortgage will be restored to the same position
as if no default had occurred, However, you are not entitled to this
right to cure your default more than three times in any calendar year.
Sincerely,
HOUSEHOLD FINANCIAL SERVICES
BERNIE MILLER
RISK MANAGEMENT
XC533/BJM
(Regular Mail)
037541-0
Household Fln81lcio.I 5e",lclI
A Houaehold ~1.m.lJon~
Comp"',
061 Weigel D,'ve
Elmhurel,ll60126
0111<1800. 396 3489
June 04, 1997
Paul G Engle
Linda S Engle
2 Patton Rd
Mechanicsburg, PA 17055
bold
110".. ___
RE! HFS Loan No!
Property Location!
037541.0
2 Patton Rd
Mechanicsburg PA 17055
Dear Borrower I
You may be eligible for financial assistance that will prevent
foreclosure on your mortgage if you comply with the provisions
of the Homeowner' s Emergency Assistance Act of 1983 (the "Act").
You may be eligible for emergency temporary assistance if your
default has been caused by circumstances beyond your control, and
if you meet the eligibility requirements of the Act as determined
by the Pennsylvania Housing Finance Agency. Please read all of this
Notice. It contains an explanation of your rights.
Under the Act, you are entitled to a temporary stay of foreclosure on
your mortgage for thirty (30) days from the date of this Notice.
During that timer you must arrange and attend a face-to-face meeting
with a representative of this lender, or with a designated consumer
credit counseling agency. The purpose of that meeting is to attempt
to work out a repayment plant" or to otherwise settle your delinquency.
This meeting must occur in the next thirty (30) days.
If you attend a face-to-face meeting with this lender, or with a
consumer credit counseling agency identified in this notice, no
fl.rther proceedings in mortgage foreclosure may take place for
(30) days after the date of this meeting. The name/ address and
telephone number of our representative is:
Terrence McCabe
1608 Walnut Suite 402
Philadelphia PA 19103
Telephone 215/790-1010
Facsimile 215/790-1274
The names and addresses of designated consumer credit counseling
agencies are shown on the attached sheet. It is only necessary to
schedule one face-to-face meeting. You should advise this lender
immediately of your intenticns.
Your mortgage is in default because you have failed to pay promptly,
installments of principal and interest as required for a period of
at least sixty (60) days. The total amount of the delinquency \s
$ 2285.40. That sum includes the following: 2 monthly payments
of $ 1114.83 each, late charges of $ 55.74 and NSF of $.00.
Houllhold F~anclol5.",ICOI
A Houllhold ~1.m.llon.1
Company
661 Weigel O,IYI
Elrnhural, Il60 116
ONlce 800 398 3~89
If you have tried and are unable to resolve t ~~ter
you, '",-'o-fooo mee"ng, you ho,. ,ho "g" IIfr:n:'~
assistance from the Homeowner' s Emergency Mor' Bsistance Fund.___
In order to do this, you must fill out, sign a d fil~ a comp~ted--'
Homeowner' s Emergency Assistance Application wj]th one Q.t.othe designated
consumer credit counseling agenc ies listed on t ll.attachment. An
application for assistance may only be obtained from a consumer credit
counseling agel\cy. The consumer credit counseling agency will assist
you in filling out your application and will submit your completed
application to the Pennsylvania Housing Finance Agency. Your
application must be filed or. postmarked, within thirty (30) days of
your face-to-face meeting.
It is extremely important that you file your application promptly.
If you do not do so/ or if you do not follow the other time periods
set forth in this letter, foreclosure may proceed against your home
immediately.
Available funds for emergency mortgage assistance are very limited.
They will be disbursed by the Agency under the eligibility criteria
established by the Act.
It/s extremely important that your application is accurate and complete
in every respect. The Pennsylvania Housing Agency has sixty (60) days
to make a decision after it receives your application. During that
additional timer no foreclosure proceedings will be pursued against
you if you have met the time requirements set f.orth above. You will b~
notified directly by the Agency of its decision on your application.
The Pe~nsylvania Housing Agency is located at 2101 North Front Street,
P.O. Box 8029/ Harrisburg, PA 1'7105. Telephone number: (717) 780-3800
or (800) 342-2397 (toll free number). Persons with impaired hearing
can call 1-800-342-2397.
In addition you may receive another notice from this lender under Act 6
of 1974. That notice is called a "Notice of Intention to Foreclose".
You must read both notices, since they both explain righte that you
now have under Pennsylvania law. However, if you choose to exercise
your rights described in this notice, you cannot be foreclosed upon
while you are receiving that assistance.
Sincerely,
HOUSEHOLD FINANCIAL SERVICES
BERNIE MILLER
RISK MANAGEMENT
XC532!BJM
(Regular Mail)
037541-0
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NOTICB OF OWNER'S RIGHTS
YOU MAY BB ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this sheriff's sale you must take immediate actionl
1. The sale will be canceled if you pay to LaSalle
National Bank, as Trustee for the Registered Holders of
Nomura Asset Securities Corp., Mortgage Pass-Through
Certificates, Series 1994-5 the back payments, late
charges, costs, and reasonable attorney's fees due. To
find out how much you must pay, you may call Terrence
J. McCabe, Esquire at (215) 790-1010.
2. You may be able to stop the sale by filing a petition
asking the Court to strike or open the judgment, if the
judgment was improperly entered. You may also ask the
Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other
legal proceedings.
You may need an attorney to assert your rights. The sooner you
contact one, the more chance you will have of stopping the sale.
(See the following notice on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVB YOUR PROPERTY
AND YOU HAVE OTHBR RIGHTS
BVEN IF THE SHERIFF'S SALE DOES TAKE PLACE
1. If the Sheriff's Sale is not stopped, your property will be
sold to the highest bidder, You may find out the price bid
by calling Terrence J. McCabe, Esquire at (215) 790-1010.
2. You may be able to petition the Court to set aside the sale
if the bid price was grossly inadequate compared to the
value of your property.
3. The sale will go through only if the buyer pays the Sheriff
the full amount due on the sale. To find out if this has
happened, you may call Terrence J. McCabe, Esquire at (215)
790-1010.
4. If the amount due from the buyer is not paid to the Sheriff,
you will remain the owner of the property as if the sale
never happened.
5. You have a right to remain in the propertY' until the full
amount due is paid to the Sheriff and the Sheriff gives a
deed to the buyer. At that time, the buyer may bring legal
proceedings to evict you.
6. You may be entitled to a share of the money which was paid
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RECEIVE!:I '1" I 4 Iq9~
UNITED STATE'i BANKRUPTCY COURT
MJDDLE DISTRKT OF PENNSYLVANIA
IN REI
ENOLE, PAUL O.
CASE NO. 98.oo:47R,JW.l
CHAPrER 13
ENOLE, LINDA S.
Debtor(5)
Nollce I. b,reby liveD Ibal:
The above referenced case has been REINSTATED by ORDER OF COURT dated JULY 10, 1998
DATE: July 10, 1998
aerk, u.s. Bankruptcy COU"
P.O. BOX ~
HARRISBURO, PA 171~
VAN.76
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Office of the Sheriff
JOHN SZYMANSKI SHERIFF
l'" ~^V'.M",^" 'I,rjl', . " 1'1111. I, Ill,'" .1 .;.r,ll, 'I" I I . r,I n '/1) Illlllj
SHERIFF'S AFFIDAVIT OF RETURN
" PLAINTlFF,51
LaSalle National Bank
3, DEFENDANT 151
Paul G. Engll~ at al
SERVE{6 NAME OF INDIVIDUAL, COMPANY, COnl'OnA nON E I C
.. United Stotc::; of f.nll'ricn c/o US M ty [nr Hirldl"
.,. 6-AODRESS (Slreet or RFO, ApndllltUll. City. Bnlo, rwp ~ll,\li' 1II111llP COdl~l
AT 235 ~l llashington Ave
Scrantno, PA lR503
~ COURT NUMLJEfI
97-5474 Civil Term
. fYPE OF WRIT OR COMPLAINT
Complaint (, Noticfl
CllI'lberl'md COlmty
7.1 horoby CERTIFY and RETURN Ihilt I hO'Je 0 hnvo pm:j'Hlillly hl)IVl!d, ~I Illlve wtvn(j Ihl~ pl~160n in chnrgo, CJ hllYO served a person 0' lull.
ablt.lBge and discretion thon t051c1H1g 111 tile dl~fp/1lJllnl5 lHilJill n1au! ollltlOd(I, 0 hl1l/o p05hHJ the nbo'olO described properly with the wrIt or
complaint do scribed on Ihl! IndlVldul1l, compnny, corporation, oIL: .;1I1t1O "ddres/l shown nhoveoron tho individUAl, I;ompany, corporation, .IC,.
allhe address inserted h(.'low by hAnding/or Posting It TRUE AND ATTESTED COpy ltwnJo!
8,0 I hmeby certify and rClllrn NO SERVICE tJCCl1US') I om llnlltllrJ 10 locnln Ih~! mdlvidunl, compAny, corporalum. elc,. named above.
9, Address where served ICo)lllpl~!t!'Jnly " ."III'I"l1r 1!1ill1 ,1'"...." ilh'J~"II!-jl""'I'H 1,1' I I III'flll"".'''' NfJ r;,ly, limo, r '^'P I
10 Dole of Service
11/05/97
11 Tim.
3:05pn
12. Name and t11le of individual sorved ru 111)1 ~h,w,Jl IIhl)~I!I
Hay !liller, Secretary
----_._---.-
13, DescriptIon. De~pondenl describes tho Il1dlYldlJl11 smved CHi lolloWSI
o Mal. o WhilO Skin o Black ~lilir o Whlll'H.11r o 1,1.20 Y". o Under 5' o Under 100 Lbo,
o Female o BIRek Skin o Bruwn Hilir o Balding 021- 35Y" o 6'0" - 5'3" o 100 - 130 Lbo,
o Brown Skin o Blond Hair o 36 - 50 Y,o o 6'4" . 6'8" o 131 - 160 Lbo,
0' Yellow Skin o Red HllIr o MustachE' D51-65Yrs o 6'9" . 6'0" o 161 - 200 Lbo,
DOray Him o Ooord o Ovor 65 Vrs DOver 6' o . Over 200 Lbo,
14.0 I do furlher attcst and declare Ihat I ama Deputy Sheri If in and for Iha Counlyor LackawannB, SIRloo' Pennsylvania; !hall am III resident 0'
Ihe County And Slale aforesaid, thai I am over the nge 01 21 YUMa; IhAt I Am chJty qunllfiod under the rules 0' our court, to make aervlc.
hereunder; Bnd th8t I am not a party to tho Within ncllOn
16, a Al the time 01 service, Ihe said
was not in Ihe Armed Service or the United Stl'.'.
16. ADVANCE COSTS: Sh.""
$26.20
NoIll'Y Public $2.00
C08TII Dtll
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SO ANSWERS, JOHN SZYMANSKI, SHERIFF
- . .
D"illily . ~lcparj 1J"?'j2~n__::;t.--C
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,MoCABE, WEISBERG AND CONWAY, P,C.
BY: TERRENCE J. McCABE, ESQUIRE
Identification Number 16496
1608 Walnut Street, suite 402
philadelphia, Pennsylvania 19103
(215) 7SC -1010
LaSalle National Bank, as Trustee I
for the R<;gi"tered Holders of I
Nomura Asset Securities t
Corporation, Mortgage Pass- t
Through Certificates, Series t
1994-5 I
v. I
Paul G. Engle I
and I
Linda s. Engle :
and I
UNITED STATES OF AMERICA t
c/o United States Attorney I
for the Middle District of t
Pennsylvania I
Attorney for Plaintiff
'.
cumberland County
Court c~ Common Pleas
17 - J If- 7 4- (]~{.. ~ L-ct~,
Number
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CIVIL ACTION/MORTGAGE FORECLOSURE
NOTICE
You hlYI beln lued In court. II you wllh to d.llnd
Igllnat thl clllml lit forth In tho 10110~lng
plg.I, you I!IJlt Uk. Ictlon within tWlnty (20) dlya
after tkf. complaint end notice ar. served, by
Inuring I written appearance personally or by
IltornlY Ind filing In writing with the court your
d.ftn... or obJlctlona to thl claims lit forth
against you. You Ire ....rned that if you feU to do
10 the Cllf may proceld wi thout you and . Judgment
m.y b, entered lliIatnst you by the court without
further nottel for IIny money clelmed In th.
cOll'fllllnt or for Iny oth.r clllm or relief
requllttd by th. plllntlff. You mlY 10.. mon.y or
proplrty or othlr rlghtl Importlnt to you.
YOU SHOULD TAKE'THIS PAPER TO YOUR
LA WYER AT ONCE, I F YOU DO NOT HAVE A
LA WYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW
TO FIND OUT WHERE YOU CAN GET HELP,
AVISO
l. h.n d.mand.do a usted .n la cart.. sf uutd
qu!.r. d.fend.r.. d. lit.. d.mlndu ex-pu"t.. .n
In plgln.. 118ulonu., uSlld tlln. v.lntl (20)
din dl plllo II portlr d. II Iochl dl II domandl y
la "otiffelclon. Hlc. fllu .sentlr una
cCM"J1)ar.ncla tlcrl tl 0 .n ptrlona 0 con un abogldo y
entr.gar . la corti en 10r/lll IIcrit. au. def.N.1 0
IUS obJlcionl. . lla d.mandll In contra d. IU
p.rlonl. 51. avllldo qUI II ustld no ., dl'hndl,
l. cart. tomar. mldldll y pu.dl contlnulr la
d.mand. en contra 'UYI Iln prevlo .vllo 0
notlflclclon. Adlm.., II cort. pued. docldlr I
favor del demlndllnte y requl". que usud c\lllPll
con ladle LII provllfon.. d. lit. d,mand.. Ulttd
pu.d. perd.r dln.ro 0 .us proptedadfl U otrol
d.rtchol I~rtantal para ult,d."'
LLEVE ESTA DEMANDA A UN ABOGADO
INMCDIATAMENTE, 51 NO TIENE ABOGADO 0
SI NO TI ENE EL DINERO SUFICIENTE DE PAGAR
TAL SERVICO, VAYA EN PERSONA 0 LLAME
POR TELEFONO A LA OFICINA CUYA
DlRECCION SE ENCUENTRA ESCRITA ABAJO
PARA AVERIGUAR Om-mE SE PUEDE
CONSEGUIR ASISTENCIA LEGAL.
,"
Court Admtnlltrltor Court Admlnl strator
4th floor, Cumblrlen~-=<lIlUlliloli.'l. FROM ~.lloor. Cu"berlend County Courthouse
Carlllll, PA 17013 . nul: \iUt"T RE~~O,'"A 17013
(717) 240-6200 In TlIIImony whereof. I here unlO sel IflVhAit6200
IIlC! t I 01 j Co al Carlisle, Pa.
Thl' Y of ' 19 7')
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,McCABE, WEISBERG AND CONWAY, P.C.
BYI TERRENCE J. McCABE, ESQUIRE
Identification Number 16496
1608 Welnut Street, Suite 402
Philadelphia, Pennsylvania 19103
(215) 790-1010
LaSalle National Bank, as Truscee
for the Regiscel'ed Hold.n'5 of
Nomura Asset Securities
Corporation, Mortgage Pass-
Through Certificates, Series
1994-5
v.
Paul G. Engle
and
Linda s. Engle
and
UNITED STATES OF AMERICA
c/o United States Attorney
for the Middle District of
Pennsylvania
Attorney for Plaintiff
Cumberland County
Court of Common Pleas
q7- S'1f74- &~L~
Number
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CIVIL ACTION/MORTGAGE PORECLOSURE
NOTICE
You hlvl boon IUld In court. If ycu wl.~ to d;rond
Igllnll t~1 clllma 1ft fort~ In t~o fo\lo~lng
plgU, you lIIlll IIkl ICtlon wlt~ln twonty (20) dlY'
liter this complaint and notlet .r. IIrvld, by
.nttrtng I writun 'pp'8r8n~. perlonaUy or by
Iltornoy.nd filing In writing w{t~ t~o court your
dlltn... or obJoctlon. to t~o cl.11III lit forth
Igllnat you. You orl warnad that If ycu Itll to du
'0 t~. u.o m.y procoad without you .nd a Judsmont
may be entered agetnat you by thl court without
further notte. for any mon.y claimed In thl
complaint or for Iny other clolm or roll of
roqu"lOd by tho plaintiff. You IIIIY lOll monoy or
property or othar rlghll Importont to you.
YOU SHOULD TAKE'THIS PAPER TO YOUR
LA WYER AT ONCE. IF YOll DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW
TO FIND OUT WHERE YOU CAN GET HELP.
~ourt Admlnl'trator
4th 'loor, Cumblrland County Courtnoys,
'.rli..., PA 17013
(717) 14D-6200
AVISO
Lo hen domand.do I UBlod on la corto. II u.tod
quflr. dlhncler.. de lUll demand.. ex-pu"t.. In
I.. p.gln.. ,Igulont.., u.tod tlono volnt. (20)
dl.. do pl..o al portlr do la Itcho do I. d_nd. y
La notlffe.clon. Hac. hlU IlIntlr un.
cOITpar,ncf. .Icrl te a tn per,ona 0 con un abog.do y
.ntrlglr . la corti In forma o,crltl lue defen... a
'u, obJeclon.. . III d.mandll en contre d. au
perlona. Sta Ivfudo qUill ustld no It defltnde,
La corU tamer. m.dtdes y pu.d. contlnuar La
d.mand, en cantr. luya Iln previa .vlla a
nctlflelelon. Adorn.., II eort. puode doeldlr a
favor del demandente y reC\ullre qUI u.tld c"",l.
con tod.. les provlstonl:S dl lit. demend.. Ulttd
pUlde perdlr dfnlra 0 IUI propltdadtl U otrol
derlchol In.,ortantll para uned.'
LLEVE ESTA DEMANDA A UN ABOOADO
INMEDIATAMENTE, SI NO TIENE ABOOADO 0
SI NOTIENE EL DINE!l.O SUFICIENTE DE PAOAR
TAL SERVICO, VAYA EN PERSONA 0 LLAME
POR TELEFONO A LA OFICINA CUYA
DIRECCION SE ENCUENTRA ESCRITA ABAJO
PARA AVERIGUAR pmWE SE PUEDE
CONSEGUIR ASISTElolCIA LEGAL.
.',
Court Administrator
4th floor, Cumberland County Courthouse
C"II,lo, PA 17013
(717) 240.6200
2. The Defendant is ral.ll G. Engle, who ill one of the
mortgagors and real owners of the mortgaged property hereinafter
de~cribej, and his last-knovm address 3,5 .. ~atton F,cad,
,
Nechanicsburg, I'll. 17055.
3. The Defendant is Linda S. Engle, who is one of the
mortgagors and real owners of the mortgaged property hereinafter
described, and her last-known address is 2 Patton Road,
Mechanicsburg, pA 17055.
4. On February 15, 1995, the Defendant, United States of
America, acquired a lien against the premises hereinafter described
in the sum of $6,042.62, subordinate to the mortgagee hereinafter
referred to, by reason of Federal Tax Lien, Number 95-1480, in
favor of the United States of America ag~inst Paul G. Engle, and
which is recorded in the Office of the Prothonotary of Cumberland
County, Pennsylvania.
5. Notice of this lien was filed on March 22, 1995, at the,
Office 'Jf the Prothonotary of Cumberland County, by the Revenue
Officer, Internal Revenue Service, philadelphia, Pennsylvania. A
true and correct copy of Notice of Federal Tax Lien is attached
,'.
hereto and marked as Exhibit "h."
6. By the filing of this action, Plaintiff seeks a judicial
sale of the premises hereinafter described.
7. On July 25, 1994, mortgagors made, executed and delivered
a mortgage upon the premises hereinafter described to Equity One,
.' .
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RECORD AlIO RETURN TO,
EOUiTY ONE. INCORPORATED
340 EAST M~PLE AVENUE. SUITE 304
LArIGHORiIE, FA 19047
PREPARED BY,
-lil'Q.....;
(Sr'lU Al;ll)v, Till. L1n, h, PUllr,.IInl'DII.l
MORTGAGE
I
J
IHI Non tHIS SlCUAIIV INSTAUMINT SlcunlS COtll~INI PAOVIIIONS
IHI INrlnl PAINCIP~L BAL~NCI OP THI LO~N AND UNP~ID INIIAIST
MAIUAITV.
THIS MORTOAOE(.Socurl'y ,..I.uma.''') "II... an JULY 26. lB94
PAUL G. ENGLE AND LINDA S. ENOLE, HIS WifE
POA ~ DALLOON PAVMINr.
IS PAVABLI IN PULL ~r
. jh' marl"I" 10
('"Oorrow.,'"),
"'10 Socurlty 1..I,um..t !. ,I... 10 EOU I TY ONE. I NCORPORA TED
, , .
vhl.h 10 "1..lud ond "Iotlnl und" Ih. "10' 01 THE STATE Of PENNSYLVANIA . ,nd
vh_add,..." 340 EAST MAPLE AVENUE. SUITE 304.
LANGHORNE. PA '19047 ("L,.d".).
Borrowor ow.. undor tho p,ll\clplIl .urn 01
ONE HUNDRED EIGHTEEN THOUSAND AND NO/lOa........"......................
Doll." (US. S 118 000.00 l. Tbl. d.lt 10 "Id...od Iy Do."",,', ..,. d.lad Ih. nm. d,'a u Iblo
SlCwlly I",(rumont ("Not,"', which provtd(l' 10f monlbly po.ymonu, with tho lull dab I, U not paid ,arltot, duo aAd
pay.bl. on JULY 29, 2009 . Thl. Sacurtty In.lr'~m.nl 'lICllrU 10 Londor: h> 111I rop.ym.nl ,. lh,
d,~1 "Id.ne" by 1111 Nolo, wtth In1clrll.l, Dnd III ran. will, utlU\llol\.I Ind modlllc:atloM of tho Nolo; (b) \ho paymGGt
of III olhlt .\un', with Inl.r..I, adnnctd und., pmlraph 7 to prolecl III. IIl:urlly or Ihl. Stourlty Il\Ilruman.ti Inef
(c) tho ptrlormllnco 01 Dorrower', c01enllnl, tnel olroomont. \",d" Ihll SKllrUy In.ltunlonl Ind II" Nolo. for 'hi.
purpoto, Borrow., doo.. horoby morla',_. Iflnt and conYlY 10 l.nd.r Iho lollowtnl dNCrtbod ptopltt)" localod In
CUMBERLAND Col.lnty, Ptnn.yho~IQ:
SEE ATT~CHEO
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18-22-519.302 " C.,) ~
which hu lhe addr... of 2. , AT TON ROAD
Ponnlylnnla 17055
CZlr CadI)
TOO1i.nil!.R. WITH ...n Ihl) Improtlum.nl' now ., h"oal!or erectod on tho propltly, and .It' oAlomonll,
'ppurlonanc~, Ind 'blure. now or herealler . pllrl or Iho properly. hll roplllcomlllll. anll IlddHlolU ohoU alia bo
coyored by Ihl. Socurll)' In.humonl. hll 01 Iho fOfoilllna Is re/arted 10 III 1~ls Secllrlty Illl#lrullIanl os Iho "ProPQrly."
UORROWER COVENA.NTS th~1 Darrow,," I. I~wfully .oi.od ollho ,,1010 horot,y contayod Olll! 11M Iho ria'" 10
morlaaao, annt Inll couvoy tho Ilto~orl'y ancJ Ihol tho rroporly I. unoncum~;r~d. ucopl lor oncumt,nnco. of luord.
Borrow., wmul. ond will dotand lanorally tho 1111. 10 Ih, Proparly alloln.1 011 cl:llm. anJ don1ondr, fUbllJcl 10 Iny
onculnbnnca. 01 neonl.
THIS SECURITY INSTRUMENT comblnos 1l.,il<Jrll\ I;o\'.:unl. lor n';~>,11 un IImI non.unilorlll covanant. with
Iimllod uriallen. uy juris.Jir.tijfl 10 tOMtilula 1I unllerm 'llc'~ri:jI lilShufHll.ll (llmini rMI proparly.
(SlUt I)
("Prop"ly ^dd".,");
MECHANICSBUAO
ICU,1
".
UNIFO;~'.I COVEN/\NTS. Dorrowar ond londer covana..1 and oarn LI rol/ows:
l. P1i'mJnl or Pril'.t.:ljl.\1 ~nJlnt.Jt.:~t; Prcp::r.>'l.,..'. J t r.dl ChJrR~J.l)Qrrowor .noll prClnlplly F'.
d'J1 I'~~ r.......~ c! ~d ht::~~l 1:11 I~'<! t!:',Jl '!ii'!'~i,cuJ I~:.. t.,~ ,~:oto or,dlln)' Frc;:Jj'l1lunl lIlld llt,. Chiri"J dlll] Imal!'r
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PENN3YLV,!,.', ..~ S:I';ic 'J.II~I
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RECOPO AND R~TURN TO,
EOUiTY ONE, INCORPORATED
340 EAST MAPLE AVENUE. SUITE 304
LANGHORiIE, FA 19047
PREPARED BY,
-.urQ....;
[BpIlCl A"n. Thb Un' .., lhurlllnl' lJah 1
)
1\lORTGAGE
THS HOn THIS SlCUAITV INSTRUMSNT Slcunu CONTAINS PROVISIONS
THI INTIRI PRINCIPA~ aA~ANCI Of TNI LOAN AND UNPAID INTIRSSI
MATunITV,
THIS MORTOAOE('Socurlly 1..lrum..I") \.Illn. 0" JULY 25, 1994
PAUL G. ENGLE AND LINDA 5, ENGLE, HIS WIFE
fon A SA~LOON PAYMUlT,
II PAYAILI IN 'U~L Al
. '{hi mqrl"IDr II
("Dorrawarll).
TII" S..urlly 1..hum..1 \.l"". 10 EOU I TY ONE, I NCORPORA TED
, / ,
whl.h" ",..1..4..4 ..\.lU., un40r the f"" of THE STATE OF PENNSYLVANIA ,ond
wh... dol...." 340 EAST MAPLE AVENUE, SUITE 304,
LANGHORNE, PA 19047 ("Londor').
norrowlr 01"0' Lender Ih. principal .um 01
ONE HUNDRED EIGHTEEN THOUSAND AND NO/l00...............................
00110.. (U.s, S 118 000.00 ). Thl, 4.bl \.l ,,14..eod by Dorrow,,', no I, 40t04 Iho 10." 010'0 .. thlt
Security (n.lrumonl ("Nolo.), whIch prorlda. for monthly poymontJ. with tho lull dabl, U ftQl pold 10rUor_ duo Ind
p:lyp,bllJ on JULY 29, 2009 . Thl,SKurll'lll\Jlrum.nt nCUru to r.andorl <.) Ih, rop.ym.nt of the
dobt "ld.nc:td by III' Nolo, wllh lntoro.t, Dnd oil tlnowll" IItonllon. .nd modlllcattolUl 01 Ul0 Nolo, (b) tho pDyment
of .11 oth., .lIm', with Inl.rut, odVMctd under pmulr'ph 7 to protect tIl. "curlty 01 Ihl. Socurlty Il\Ilrum.nl; and
Cc) tho pctlormllnu 0' Dorrowor.. cowen en I' .nd "fotmanl, undor Ihll Security In.lrUn)onl 'nel 1I1' Not.. For Ihl,
purpotl, Borrowu dou horoby morl,l,', IfOnl Ind COnwlY 10 Londu Ih, lollowln, ducrlbtd prop.rly loceted In
CUMBERLAND County, Ponnlylnnlo:
SEE ATTACHED
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18-22-519-302 (,,) ''''
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whl.h hot th. .dd,... 01 1 P A liON ROAD
Pllnn.ylyonlG non
CZlp Cod,)
TOOETH~R. W1TII &all Iho Improvem,nt, naw or horcreltcrf Iftctcrd on tho propltty, Ind III IllUomonll,
Ippurlol\OnCOf, Ind lixlurol now or 'mollllor I pori or tho propo6ty. hll roplocomllllt. onu flJcUlIor.o ohnl! 0110 bo
cowored by Ihr. Socurit}' In.lrun\ool. All of Iho 'ofllloln, I. rclorred to In Ihl. Sccurtly Illo[rulllilllt Dr lito "Proporty."
lJOltROWtR. COVENh,N'rS Ihol DOfrowtlr it! Illwfully .ol.od 01 Iho ClI~lo horol,,)' conwoyad olld hll' Ihu dill I 10
morllo,,,, Iron I and conway Iho I'ro1'ofly anaJ lhal Ifln flraporly 1. \Inoncumlmcd, ,xcopt for C1nc\lml"rancOI 01 IIlcord.
CorrowlI'r wamnb and will dolontJ lononlly tho 1iI1. to tho Properly ,,31n11 011 clolnll Ind dOnlond,. "Jb!t'el I" any
oncumbrancCII 01 record.
THIS SE.CURlrV IN.')'I'RUMf.Wr c'3rn\)lncr~ 1,;;,;rOflll tOVCHHlnl, lor 11:~::~]1 un oud non.unllorRl coven.ols with
limillld uri"licn, U)' jlJri~Jiclioll 10 c"Il~(itulo D unllerm f')e'~rily IlUlr\lr.\o;,~~. ,,1'.,] f,)]1 propllrly.
(SItU I)
("Provorl)' ^dlJru,");
MICHANICSBURG
(ClIfl
'.
,
UNIFORM COVENM,'TS, p,,:,.. ! Lr.i't~ C','
I. PaY'I,qnl 01 hi"'.:,).\1 ;1;,. i,,,,,,,.',l; L.j'<'
dd 1\:'1 r-' ',;: ~;r i,',I.,"'"' IJ" II.., If,''~l l"il'!'ln~~'1 I~' t'"
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~:'l:" 3d O"Y Fopynwnl ond hI" t11"r~1I;J
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~Jllml"1 (0\,11'-' ,.,...11 In h,t"ltvr" 01 Ih, Prop"')' It Ilh.twin malubl:,)I 1;T'r" r 1;\' Illn en,lod by lhl.. Sourlty
I- ""''''~/'ll or Len",,', '1](lIr11i' tnl""I. Oorr"w,r mo;.' C'JU ",eh . d.h'j!t ftf.d tt ..,'~Iq, D' ptc~l~qd In F'n".ph U,~)'
c~'."'~ the ICliu " P'OClNI", 10 b. dl.ml,," "'lIh . ,ulln, 0..1, In Lind.,', IoN ',lIh dotormlnlltian, ,,,chll'"
f.rI.lturt o' lh. Do"ow.,', Inloto'l In Ih, Propltt)' Ot olh., mal,tI,l Implllrm.nl cf Iho lion cnol,d by IhlJ S.eurlty
Il\Ilrwm.nl It L,nJ,,'. ..cutlly Inl.,,,I, t.J,r~'.l.c' .~..~l ,:'Q ~. In chh'~ll If e~rrc'....r. durin, th,loo1n .ppl.qollon proc....
I'" mlhrlllly !DIu or l"tGlunta InfQrmollon Of .lol.mlnll 10 Lind., h, hll,d h Fro,ld. Lind., wHh Iny mal",..
inlormJlicn) h c:~,,~~<:l:<:, ....:~:\ ';101 I~~n IHi~tll',.~,J uy \,1' NOI., IncluJ.r.r. ~'"t r.~, . ...,,~.; l.l, "1;tc"I\I.~lic;f" ~unccrAill~
e.:r.;...,' Ii (ccupancy ollh. PrCFl:rly Q:l1l prlnclF~1 re:' !',..~'I. II ,~': S.:~ .':', !, ;", -. ".t l!f~" . 1,,~uhlJld, f-:m::,~,.,r rhll
comply wllll 1111 the Frorl.lol'I' 0111\1 I,,~... 1/ D..rrc'.o.'or acq"lr.. I" 111\. to Ih. PrCForty, 1'1. ""~,!~,)I-l ~~,J Ih. 1ft t;ll.
.hallnd mer., I/.nbs L.!\J':I Ilirlll, 10 Ih. mor.., In ....,llIn.. .
7, Proloellon liIl le"Jor'. Rilhtl In Iho PraplUly, lIl!.c:rro'Jo'or h,li I~ ~..rlolm tho corOnlll'lU In~ 1l,'Hm.nll
c:<:nt:l~cJ in Illi. SlIlo:urll)' In'lrllnl,nl, or Ih.1ll I. II I(Z~I F'~or.Jinr Ill~t mq ':i~...~:C:llnt:i' .11.:(1 LcnulII'. fi,hl.. In th.
PIOFItI)' <.ych U II FrccocJina In b1nhllr1cy, r'f.bl., leI ccr.c,jmMlicn CI Icrle:'.... tl 10 .n!;r~1I law. or r.f'Jlllllc....),
Ihon L.nd., may do Ind pA)' Ic;r \4hJIIIII/I I, n.euuI)' 10 plol.ct Ih. Ht..., d I~" Prop.rly .,uj Londor'. rI,hll In lb.
Proporly. Lond.:r', ocllonl IlI~Y 'nelud. pllyln, Iny .um. Itc\lled ~y . II," \Io~.tch hu p,lortly owor thlt SQCurlly
In.!rumonl, Ippolltln. In court, pllyln. ro,uanllbl. IlIern.y.' II" Gnd Inlo,ln, an Iho Prop"Iy 10 mako replll", Allhoulh
Lend., may laka lCt[OI'l wnder thl, pan,roph " tend., dQl. nol han 10 do '0.
Any Ima"nl.. dllbunoll by Linder "nller tht. pm,rllph 1.h.a1l b.com. IIdJjl;tr,al debl ot c.o"ower ..cured by IhlJ
SocurltylNlrumonl. UnleD Borrower Gnd l.ndor .,,,. loolhor lorN of Fllymtnl, IhUG amounts .hall blot Inter"l from
lit. dall 01 dl.burllmlnt II Iho Not. nt. and .hllll b. payabl., "lIh Inlltul, UfO" notico Irom Lander 10 Borr.""
r"tu.tln, I'llym.nl.
8, Marl,lIl. 'Inlllnnca. II tontlor nqulnd mllrl'll" II\IUrllnCII U II c:ondltllll'l of mllklfl.,lho IOlln IOcurod by Ih1l
Soc\lrlly lulrumonl, LIotto..or ,holl poy Ul. premlutl'll required to malnl.l" Ih. merlllllo InI\Irlnn 1n .lIccl. H. lor "''I
roulln, Iho mOll.alo In'\lnneo co'onao roq\llrod: by Londtlr lap'o, or eu.lt. 10 tA In oUocl, &rro..or .hall pay Ul.
prlmh."" rtq,ulrod 10 .~IIII'I co,,,,,, nbltlltlllally "tul..1ol'Il 10 Ih. morl.... IMlIllne. prert.lUlly in .lfoot, at a c",
.ull.lllnUIII)' .qwlnlonl 10 tho COIl to BorrowoI of Ih. morlao" Il'Iliuranu prulolllly In IIfICI, bom art .It"aol. mort",.
In'lItor 'pplOnd by L.nd." II I'lb.t..nlllllly tq,\llnlonl morl.al' IMllrlnU COUIII' II not .nllabl., Borrow., .ball poy to
Lend., IIlch monlh ll'Um Iqullllo ono'twolllh o' Ih. YI"ly morllo" IllIlItlnco pnmlllm bolnl pllld by Borrow., whl. lht
In.uunco co,otlll_ lap..d It c.lltod 10 \1. In .If.el. l.nd" will aec.pl, w. Ind IItotn 'ko.o po.ym.nlJ U I Iou rotOr.. IA
lI.u 01 morl,ol' In".IInCl, Lou n.on. poym",', m~y no Illnior ht r':O.lIl"d, It 'h. OpllOIl o.r Lender, If mo.rll'I'
lMuranco co..".o (I" lho Imounl lAd lor the period 01.. lender req,ulru) prowldtd by In InI\lrot approud by lAadlt
Ilaln hcom.. avallablo Ind I. obtained, 8o,,0,*or .hllll pay Ih. pnmluml r~lllltd to mlllnlJlll morl"I' t~nnu 1A
.Ueet, o.r I. pruld. I lOll "'01'10. untt! Ih. lllC!,ulrom.nt 'er morlla,. 1....lll1ne. .nd. III Clecordanc. wllh '''y w,Ut.n
'anom.nl bolwoon 80llowor And L.nd" o.r oppllcobl. low,
9. In.pocl1on. L.nd., cr 11. 'I.nt may m.ke II&IOnobl. Inltl.. upon Ind W;:tctlOnl 0' Iho Prope,ty, lAndot &hAil
,h. DoIIOW" nollco II IhI Um. .r or prlllr 10 .n In.pecllol'l 'pecUyln, uuon.\1I. CIIUro for tho In.tpIOllon.
10, Condomn.llon, Tho proc..u cf IMY Iward or claim '0' d.malet, dlntt or con.tOq\llnllal, III connlCllon willa
IIn)' condomnatllln or othor '~klnl 01 In)' pllrt 01 th. Prap"ly, at lor eonr')'llne. In lIel1a 01 eondoml'lalion, .,. bltoby
...I,nod Il'Id .hall be paid to Londor.
In Iho IVOl'lt o. . 10111I Illkln, 01 Iho Proporly, Iho procced. .koll be oppli.d I; Ih. run" .acuroJ by IhUll S4lc\;rU,r
In'lrllmol'll, wh.ther or nal Ihon du., wlth ony ,ICIU paid 10 8orrowlt. IIlI~. .unl of 0 parllllllllklnl or tho Praptrly In
which Iho I.tr mllrket YIltu. 01 Iho Propltly tmm.dl~lllly bl"'" 'h. hkln, II '~IJ~I to Ot Irolltlt Ihon th. amount 01 0\.
'1111\I .~curod by IhtJ S,eullly In.lrumlnt Immedl~I.ly belotl Ik. lallln" unl.., eerrl)wot Ind Londor othorwlaG l,rH IR
wrilina. tho 111m. .ocu"d by lhi. SoeuIUy In.trum.nt IhIlll ~I ","uced b)' tho .mollnl 01 Ih. plocoodt mulllpliod by tb.
lollo\l/inl 'lOetion: (a) Iho lal:ll 'moun I or Iho IUtl'll loeulld Immodllltoly boro" th. hkln., dlvldod ~y (b) th. 'otr markll
ntu. gf Ih. Propltly Immldlat.ly befall the hklnJ, Any blll~nr:. .hall be paid 10 f,.;rrowtr, In Iho ,yonl of. partilll toklR,
of th. Prop"ly In which Iho fIllr mllrkol ..11.1. or Ih. P,optrly Immodlololy b.lcrllh. hklnl 11 leu Ihlln th, Imount III UtI
.lIm.lI:clu.d Immctdtll.ly boforo Iho takln., unt,.. Borrow" .nd L.nd" clh.r.....iu .Itoo In wrltln, or unl... .pplic.bl.
13W othotwlto plowldtl, Iho procood. Ihlll \1. .pplitd to tho I\lm. .oeurl'd bylhll StCllrlty In,lrijm.nt whather or I\ol th.
'Uti'll aro th.n dll..
II tho Ptaporly " .b:tndon.d by aorrowor, 01 II, 1ft" nolleo ~y l.nder III BerrowOl Ihal tho condomnor oUar, 10
mllh .n Iword or IOHlo I clllm for clomblOl, Borrow" fal~ 10l..pond 10 L.nder WIthin 30 doy. III" the dale Ih. noUc. It
,Inn, Lend.t 11 nthorlltd 10 colllCl .nd .pply Ihe proclld" .lllr opllon, .1ther l~ rutoranon or upolr of 'h. Property or
10 Ih.lUm. ,ocutod by Ihlt S.curtty In.trumont, wh,llh., e1t not Ihon dUI.
UI'II... Llndor ond Borrower otherwlso I'''' In wrllln., ony oppllulion 01 ptOl:Hd. 10 prlnolpal .hall nol ..lond or
poetpen. tho d\lo d~lo ollh. monthly pllym.nlJ rofo,," to In plllllS"phl 1 .nd 201 chanle the amollnt 0' l\Ieh poym.nll.
II, Darrowot Not Ralonod; Forbo:tnnco Dy L.ndor Nol I Walur, Elt.nsian 01 tho Umo lor poym.nl or
modllleollon of amortiutlon or tho 1Un\. ..curod by thl. Socllrlt,y ll'LSlrllmllnl Ir~"tod by lendor 10 II'IY IUcccaOt 1A
Inloroll of Borrower .h311 l'Iot oponto 10 "Ioal, tho IIlbllil)' of Iho orl,in~1 Borto'...." or Borrowcr'. .uccu,on in ltItltOlI.
Londol .hllll not \1. nqulnd to common..:a prccoodinl' Il.~in.t any I\lcc.ner In InlorOlt or rofu.o 10 utond tlm. tor
po.)'monl or OthOfWI,o modify Ilmortization ollho .urn. .ocund by Ihl, S':'Jdty Ill.:~,~::':ent by rcuon 01 ony r!omo.nd m~do
~)' Iho oritin~l Dorrower or Oorlowbr'. 'UCCOdOrl In Inlertsl, Any I~r~-:~..:~:. ~:: tc".J~r In olorcl.lna ony ri;hl or
raml:dy .h:.1l nat 1111 a wlli'or 01 or prcc:ludo Iho oxorcilO 01 ony ri,hl or remedy,
I:!, SlleCOllOU IlId Aulans Doundj JoInt Ilntl Sevorlll Lbbllilyj Co'sl,noll, Tho covon~nt, and oirlOmlJllII or
I~i, Seclllity In,ll\lmont .h~1I blnJ and bonofillho "JCellUUn .:'Id ul:ll:t1 cf Linder Il"d Borrower, lubjocl to Iho pra\'l,lonl
or p~r~iraph 17, Borrowor'. eOVIll\3nt, .nd Iliroomonl. .holl ~, Ioinlllnd .overo.!. Any DorrowoI who co,.ianll t";' Socurity
(ntlrumont ~ut 111111. nol oxecula Iho Nuto: (0) I. ell..llnlna Ihi.:J Sccurily J',f~~'~::"c~.~ cnly Ir] rncrla~'o, arGnl ond COM.y
Ih1~ 00"0\1101" \nlollsl In tl10 Proporly undor tho tUnl' of Ihi.:J Security Ir1l1rurr,o,',:, (b) 1I nol p;rronally obli,Qtod 10 po.y
11111 .um, ..cured by Ihi. Soc\lrlty IlUIlrumonl; .nd (c) 'I"~' Ih:.1 Loncar and .~y clhor Dorrowor n13Y olroa 10 C:t~:IIJ,
Ij,:t!ify, forbo~r or m:.ko on; Ilc~omll\od~lion' w\lh tDiud 10 Ihl termr of Ihiol St(~ritj' In.t,unlonl or Iho Nol. wltholl~ Ihlll
Bortowor'. contonl.
13, Loon Cl",. ' ,,: ' . ., "':~\OroJ b) lhi, Socljritj' Inslru~:,."," u..~~>~: III n I~w which .ot" t:'\..:i.dnlum lo~n
ChJfaU, .'JtI'j t~JI I:m i, 1;1I~:ly inlorproloJ '11 lh:.l tho Inlo:~_.~ or o~:u~ Ic~~ C;,1:'CS cdkctod cr L: l..' coltlXltcd In
C1t1noclion wit!! Ih. I,:~,... o~cccu Ihll purmlllod limH.., 1:lon: (~) 31'\)' rJch IO~n e~~:i' .h.,1I l:.o roducll<l t:. Ih" or-.:~~t
r.1:I141Jry 1'1 re4iJ:o lhll t!i:rg. to lho JlllrmlUod limllj and (b) ony .um' Illmcy eoli"tod 'rllm &rrowllr w~lch .Ie.od.d
F,)rmtll.'d Ilml',J will t.oJ rllf.;,\J~J II) 13>Jrl'o'.\~f, londer 1m)' c.';'. ,J 1,1 r,-,~",'J t.",-, ;~:_,J \.oj" r;:'.; :'::(lJ 1:\1) Fln.:ipl O\...oJ
'.-~~rl':!~:~~~~'\:,'t:\;',I'.;:'(!'~"'r ,~t: . r,'k~:'lr,:!,:"'.' '!'-'~ ~::-"\.:~~\;)!.,, (~
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H. NoUn.. Any nlllieo hI 00"0\1,1:1 prGwhJOIIlor \n Ih~ SIl(Il,llylnJltluntl\1 .hollll. ,In" by Ilcl\mln, "or by
mollln, II by 11,.1 el.n mall \In I... 'prllnbl. I~w ',,\111,.. 1,1" .,.ftoth" m.l~cJ, Tho nelite .:1011 ~., ~:'NloJ 10 lh.
Properly Add,... ., an)' other ,dllr... a.",WI' dul,MI.. II)' noltn I, L,ndt(, An,! nQli!;1 l4 I...nu., .;uli M ,iu. It)'
lint clo.u moll 10 lrnder', ,dll,... .Iolld h:,rtln It .ny ,ther .dll,... Lind" dul,n.l.. by nollee 10 ~rrow." Any ..lIct
pruhlQlt 'or In Ihu So,;clltlly In1tr'.m~nl .hol'. 1:0 d.~m.d 10 h~~. teo" It un 10 ~o,;,,~.a c:t Londru ""il~1I ,..a. u ~r;~l.!o,;J
In IhI~ f"":~,~~> . I ".~; SIIYllu!Jijil}'. Till.! !l...~r.ti 1." . ..- , .',.': l. .;';""'~ 10,)' I..,J"..",,: 1..',- 01,'; ~:," 101',,"' 01 Ih.
l'uh'JiO:lio::n In \I!'tic:h lh, Preperl) I. 1;~JI~J I" 1:1'1 runl t~:1 ~n>' F':I'I:~n cr ctJ'lft 4' IhI. S'l('/rlly I' "',-!rl f;~ l~,,,
Nol. canlUcll wilh .pplicllbllt law, .lIch conflIct .h~1I 1'101 _Iltel ath" pro~1I10nl allh!. S.eutHy Il\IIlrllm'.",t or 'h. Notl
It.hl,h un bQ li,.n 1I!:~ci wlLhoul t:',) ccr.l:iclinll: pravllltln, To Ih;, If,J t~. pri.vlllc:n. 01 tll!. Socllrlty ll\lllrllfr..tll In" I~.
N~to oro decl~rcJ IQ ~ll u~cr-'Jlo,
II). Dorron-c,', Copy. U.:rr~\~qr ,hall 1;11 R:~l'n cr," t~d~.-"' ~TJ qf Iht! Nelo a.nJ of Ihi; S(c'.r::j' L\'lr'JIiI.:nl.
l7. Tranlfor of lite: Proporly or 0 lh:n"h~iJI In!.Hul In l!~rrrHWcr. !loll or ony pari ollho ProFllrly cr ~,'}'
Inllu':lt In II i. ,old or Irlu\flcrrcJ Icr II . llenllllel~1 InlorOlI In Bcru"licr I. .old Ilr 'nn.torrod ond e.,Jtrolt.lt if 1'101 .
nlllur.)1 pennnl .....ithclI! LlIndor'. prior wr\llcn unnnl, Londer mlly,.t III optlcn, roquln Immodlolo pll)'mllnlln "'" 01 ,II
run" .llcwrtd by thll Stewrlty In.lrumont. Bowonr, Ihu opllon .hall not b. ourcl.ud by I..ndor If .IIICla. if prohlblt.d
b)' lc:doul law u oll~c: dolo ef Ihl. ~cc\lrllj' Incln:mcnl,
If L.nder ...rcl... 'hi. opl1on, lend.r .hllll.h. Borrow., nllltc. of acclIl.nllan. Th. noUc. .hlll! pravld. 'period ,r
nul lOll thllA 30 day. from 'hQ dill. Ih. nollc. if d.U"," or mollod wlthl. which Bofr.w.r mUll PlY .11 .UIU Ne""" by
'hi. S.curlly In.lrum.nl. If Gorrower 1.11110 pll)' th... .umo prlar IlIlh nplrlllllln allhI. p.ried, Llndor mil)' In,o'" 'A)'
,.m!:dlu pcIrmlll!:d by IhI. Socurlty In.lrumonl wlthol.ll 'I.Irlhtt nolln 01 dGmllnd In Borrowor.
18. Darrow.,', Rlahl In Roln'lall. II Borrawllr mtoll nrbln condlllo"" Borrower .haU hu. th. ,11M to br.
.nrorcom.n' .llhl. Security In.lfumanl dbc(lntlnucd .1 .ny Um. prlllr 10 Iha .~rll'r 01: (D) IS dDY' (or .ueh athor period ..
Ippllcabl. I,w may .poclly 'or roln.I,lomul) bollln "I. 01 th. Propctly putIJ\lInl to .ny pow" 01 nl. contllned In lhI.
Socurlty ."'Irllr.'ltntj or (b) .nlry all ludlm."l .n'orclnl thl. S.cuIHy In.lrum.nt.'TbIlIl cQruUllonl Irt 'hd Borrowlt:
h) PllY' L'11C11t .Ulum. which Ih.n \lIollld b. due under 1f,I, SlCurlly Il\Ilrumon' .nd Ih, Nut. u U no .cc.l.nllotl had
occurrodj (b) cur.. Iny dolllult of .ny olher conunt. or 'Inom.nll; (c) pay. .11 up''''" lnoutred In .nflllal.... thll
Socurlty In.lrllm.nl, Includl"I, but not lI.nllod 10, nuonobl. .1I0rnty.' f.llj tnd (d) tall.. lUeh .cllon u Lend., D"l
rtllOnllbl,)' tolllllrt 10 IISlln thai Iht lIan or 'hlt SCC:llrlly In.lrumtnl, Lond.,'. r1lhll In Iho Property Ind Dorrowlt.
cblll~t1on 10 PlY Ih. .1Irn1 ..curtd by Ihto S.eurHy 1",IIl.ItIl.nl .hall conllnu. IIn~:inled, Upe" nIAltlt'm'A.t by
Borrower, Ihlt Stcllrlly In'lrum.nl and th'llbll.ollo", uCllred hlt.by .hall nmaln !idly .UtcU" u If no '(c.I....tlo" ',d
occurted. How.n" Ihtt ,Iaht to rolnollll. .holl nol .pply In tho cu. ol,celltnllon "nder PlU'I."P" 17.
19. Salo of Noto; Chanao or Lo:an Sontcor. Th. No I. or. pullallnltl..1 in Ih. Nato (141olhor wUh Iblo Socurlty
r""trum.nl) mlY b. .old on. or mort IImOl wtlhalll prior notlu 10 Borra'ltl. ^ nl. may "wlt In I ebllnl' In lh, .nllty
(known u tho -Llla.n S,nlcor-) tht coll.cltl monlhly ,aym.nl. dll. IInd.t 'h. NIII. end 'hlt s.cuIUy (n.!rum.n'. Th.II
.1.0 may b. an. or mOil chlln." ollh. Loan Sonlcl( IIn"lollld 10. nl. ollh. Not.. 11 Ihlt. I. . chonl' .Ith. Loll.
Sonlclt, Borrower will b. air." wrlllon aOlle. 01 Ih. cblnllll tn .ccor4.4e1 with p:anlnph 14 abo" Ind .ppllc.bl. Ilw.
Tho nolle. \ylll .I:alo Ihll nomo Ind oddn.. of the nllw Loon S.nlclt an4 thl .ddr... 10 wbleb pllymonll .hould be mado.
Th. nollco will 01'0 c"nl~ln IIny othClr Informotlon rOlll,llnd by .ppllc:ib!t law.
20. Uuanlou. SubsbncOI. Borrowor .hllll nol CIII.. f;f plrmll 'b. pntlnc., Ullt, dttponl, .Iotl", c:r nl.u. o'
.ny tluordou. Sub.laneltl on or In tho Prop.rly. Oorrllwlt .holl not do, ncr .lIow Inyon, .IIt '0 do, '"Ylhln. IlIlCllfla lb.
Propltty lh:at I. In vlololion 0' IIny Envlronmtntol La.... Tho proeodlnllwll ..nl.nc.. .holl no' .pply to Iho pro..ne., I~,
or .Ionl' on 1110 Proporly of 'mill! ClII~nllll.. of Hourdou. S'ubll~nCl' tht arc l,n"oUy rocolnlzod 10 bo Ipproprllll. to
nOlm~1 ro.ldanllol 1110' .nd 10 ",otnleAllnto of Iho Proporly.
&"owor ,holl plomptly alvo Londor wrlllon nolie. 01 any invulilalion, cllllm, demond, la"nllll or other action by
any ,oYlrnmanl~1 c:r ttlulolory G.rney or print. p~rly Inv~lvl~1 It,. Ptopctly and Iny H~Zlrdo\IJ Subalanc. or
Envllonm'lnllll Low at which Dorrowor h. IIctuIII knowlodlll. II Berrow., loorM, or if nollflod by .ny 10Yltnm."I,1 or
IIlullllolY IUlklltily, Ih~1 ony romonl or alher tlme.Jillllon 01 '^y HourdclJa Su~lllnco .lIcclln, Ihll Propolty if
nlltUllllY. Borrowar .h~1l promptly 13110 0\1 nocll..~ry umt:di~llltli~1U In ct(Ord:r,c. with Envlronnlontlll LAw.
A, ullfd In Ihl. pllulnph 20, "Hu~rdou, Sub.bne,," It. Ibon I\lb,l~nc.. 1!.1Intd u tOIle or htz~rdoUl I\lb.tlnclt
by Envlronm.n(~1 Law IInd Iho followinl .ub.llIncu: 11",lIn., k.rllrln., olh., lI.mmlbl. at tode petroleum ploduclt, tode
puticid.. .nd htrbicldu, ,olalilo .0Ivonll, mllt.rllIlI cllnlolninl ubulOl or fermald.hyd., .nd radlolllltlV' 1\\41.,lall. ~
"lid In Ihla potolroph 20, "Envltonm.nllll lIw" mOllnl (.donI 1,110" end I~w. cf th. luttodlcUlln whcra lb. Proporty 1.0
localtd thot ulot. to hullh, 101.ly or .n.lronm.nttl proltetl,)n.
NON'UNIFORM COVENANTS. Borrow., II\d und., furlhlt cOVln.nl and tlu, U lolloM:
21. Acceloration; Romodio.. Lonllor .h:oll Itv. noUc. to Borrowor prior to IIccolonllon Jol1owinl
Borrowor'. breach 01 any COYonant Ilr lIareomont In Ihls SClcurlly lno"umonl (but not prior to accoloranon
I,Indor paraanph 17 unroll QPplicil~lo law provldos othorwlso). l.nd., .hal1 nolify Dorrowor 01, limon,
01 her thlnls: (~) tho dohu1t: (ll) Iho IIclion raqulrod 10 cure Iho dclaull; (c) whon tho dofault mu.st b.
curod: IInd (d) th~1 '.lIur. to curo Iho dolault II' .pacHlad molY result In .ecoloratlon of Iho lunlS IIlcured
by this Security Inslrumonl, 'orcclasurlJ by Judicial pracoedina and 1.11. 01 Iho Proporly. Landor ah:1I1
'urlhllr in(cflll DorrQ"~ur 01 Iho dahl (0 tQinsl:.lo IIflet IIccolllrallon .nd tho riahl '0 usorl In Iho
'oro(lo.uru proCllcdin, Iho nonoo:ciJlonco of :0 dllhult or IIny olher dllfense 01 Dorrowor 10 accoleratlon .nel
latocloluro. If Iho dllhull I. not curad lIS spoc:ilicd, Lendar lit Its option may roquiro Inlnlodi"lo poymont In
lull of 1111 sums socured by thls Security In.lrumont wllhoul (lI1lhat domllnd and may '0(<<1(1010 1hl,
Sccurlly Instrumonl by Judicial pfOcocdinl, Londar .hall bo onlitled 10 colloct IlI1 o:lponsu incurlcd In
pur.ulna 'ha romodio. provhlud In Ihl. pllt:iQ:nph 21, Ind..Jil\8, but Mt Iimilod to, atlornoys' 1001 and
cas I. of tltlo tyidonc:o (a Iho o..ctonl pormlttod by.pplic"blo law.
n. Rc103sa. Upon pllymont of cll.um. .ocurod by Ihto SQtllrlty Jl\llrumClnl, thts Sccurity lnulrumenl and the ulcl.
con~Qyad ,h~l~ lorrnin31a ol,d bocoml) void. Allar luch c..eClJrrcncr-. l~i.d~r s~lll disch::lrgo Gnd nHsly 1:11s Socul'ily
Inslrumenl wil~.~.'. C::3,-.0 10 (lorrawor. Borrawllr s~JH PY o~y t'Ctrd3licn tOils,
23. W,,1vorJ. S"rrowor, 10 thn nlcnl porm'dlcd by 1I;:?lic~~lt lollY, \Io'~;H'~ ond rolallsos ony orror Ilr dllfocLt In
pfeo:~,Jing' 10 anferco t:::s SCC1lrily Ir~llruwrd, and ~cr~bj' ""Ji',~~ r',~ Lcr.d,[ cf a~'i' pr~scnl or futuro b\!os Fovldh,& lor
SIIY ef Ull.;;ul:o:'\, ulonsion af limo, uomplilln Irer,' Ql!~ckn1cnl, 101;.' 3i,! .]1", .~J bomulo~d uompliJrt,
24. Roir.sl.JllIntcnl Pllrlod, ecrrcw~r'l I~~~IJ 1'1 r~il\JI31. e~:":~t,lln F~r~?..:::, 12 5h~1l ulond 1<) onll ~cl.lr prl"r 10
l'oc'-'''';','~'.:'1:-~~,~c~L:~: 1" ,";-;' :I.,!.;irl.:,~"~.'..
:, ~~5. FIH h~.' I!__o;' 'r"f'~d;;,'"" II :l.'j.' d .,' '.: .;, t: ,"; I ;:,~"'~,,: j, L,',\ I) I':..r~',,~r t"
',.1,',) i'''::;~~I'I, II"i'l.s~;l.Irily fr,JI~I.I:l': ,I S:\1:: l...'~.' 'r'~ ','
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,l\ll THAT Ct"~^IH phe. or parcol of hn~ aHllata J.Q Ha~lIanloabti ,:{ F '.' '
C"'ber.l,en~' C,0'.ll1t1. Ponn./lvanh. 1o\0U partlcularly bOun~a4 .n~ ' ',':
~..c.lba~ ~'I followa, to wLt I , , " : ,1,':
BE~L.i.I~.,1i fl!;., ,. s;~lnt; on tho 5rJuthorn. .L~, ct Pa':ton p.:lid ""IL,h .PQ nt; 'I'
1. aL.o tho dlYl<lLna llr.. of Lot. Ho.. l~ .,,! It, E!'.~. ilL en tho '
h.rkln.fea. F.ontle,..d PLan' of Lot'l th.ne. alonR ul4 dlY dLna I I
LLno South.O/. dOil"" 01 l:'Lr."~t1 47 ncond. EaH'121.82 hat to, 0 , ,
~olntl thanc,a alona tho dlYL~Ln. Hr.o c; Lo~. 1100. 10 ad 24, ~lOJ~' '"
-1 ell eho I,",.tnofeer ,,",,el<:,, ) Pla.'\ of Lota South 79 do~.... ~7 "
.. nut.. 1I0~tl 98. l, ;,,: :0 . poLntt theneo atona e;" dlY.dLna ~lr. .'
of Lot. HOI.110 and 2' on tha h... nafea. c.ntlonad i'l'in Of'Loj' i~:'.'':;
Horth 61 da."'" 37 llIinueu lIut 43.87 faat to a polntl eli.noo ',':' ",;.n
atona eha 1I.~eam aL~. of Lolt Ho. 10. Block D. 141.39 foat to': .' ":1"
polnt on ehal80lltho... aUa of tat tOil 1\0a~1 thonea bi' Ad Are ",'
ourvLn. tol cl'a lafc havLnl a ..odllla of 175 faat an aro ,dLitane 0 ". .
60.0 fut to, a poLnt and. plaoe of BXOIHlllllO, . fl' '
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June 04, 1997
P""ll G Engle
Linda S Engle
? !?,,:;ton Rd
i'lechanicsu',,;':;j ,
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RE: HFS Loan No: 0375..1-0 '\ ,."
Property Location: 2 Patton Rd, NechaniCSbUr9~""
NOTICE OF INTENTION TO FORECLOSE ~ORTGAGE
".
,;; :''','055
Dear Mortgagor:
The mortgage held or serviced by Household Financial Services
hereinafter we, us or ours) on your property located at:
2 Patton Rd, Mechanicsburg PA 17055,
IS IN SERIOUS DEFAULT because you have not made the monthly payments
since 04-29-97 through today. The total amount required to bring
your mortgage current is calculated below.
The last assessed late charge on this account was $ 55.74, at the
late charge rate of.05000 for each delinquent payment. As of today,
late charges have accrued to the total amount of $ 55.74. Other
charges, including LIST CHARGES have accrued to the total amount of
$.00. The total amount now required to 'cure this default and
become current as of the date of this letter, is $ 2285.40.
You may cure this default within THIRTY (30) DAYS of the date of this
letter by paying $ 2285.40, plus any additional monthly payments and
late charges which may fall due during this period. Such payment mU3t
be made either by cash, cashier's check, certified check, or money
order, and made to:
HOUSEHOLD FINANCIAL SERVICES - C!?I
Attn: Risk Management
P.O. Box 1308
Elmhurst, IL 60126
If you do not cure the default within THIRTY (30) DAYS, we intend to
exercise the l~nder's right to accelerate the mortgage payments. This
means that whatever is owing on the original amount borro~led will be
considered due immediately and you may lose the chance to payoff the
original mortgage in monthly installments.
If full payment of the amount of default is not made within thirty
(30) days, the lender also intends to instruct our la~1 firm to start
a lawsuit to foreclose your mortgaged property. If the mortgage is
:oreclosed, your mortgaged property will be sold by the Sheriff or
other similar official to payoff the r.Clrtgage debt. If you cure the
default before we begin legal proceedings against you, you will still
rr r.:i r;, ;')' i.. ',' nJ:~~~,~:! ~~ "',.:11 :.J? [Co.
.', tj":',:;:'_.:;,; ,r
t-':l,;UP':CI': jI:narc'at 5'....1'"
_ "'CI.:S4~':~4 Ir.lar".',-:ro!;
Cr,r.-PII\l
'~I \',t'';fl Cr:',t
Irrt,l.;fat. IL E~t,~
''''-':1 !:r. J j! ~:1;
have to pay the reasonable atto~~ey's fee, actually incurred, u~ to
550.00. However, if the legal pr.oceedi,,:!. <Ire 6~arced a,,&lr.e: you,
ycu will have to pay the re&so~a~le atto~~e/'s fees even if ttey are
over $50.00. Any attorney's fee ~Iill be ad1ed to ~'l':;Itever yo'~ C',:"
the lendet', which may also include out' reasonable c:sts, If :::': ':'.Il'e
:~,e d."fault I:ithin the thiV"! ::::' : ,de:;, ,':'.: '.:ij,: ~,:'_ I" ~""::'--~ri.,f',j
~")' 1;\ L L'. . :~o.::~' I s .I: I;:dg, '1 n..' J.r:.'-'~,~:: ../ :.:..:;':' .:... ~ :.' _ __ ~.:; ~'.s',)nal ~:(~~~~
-,.'1'" I' '.,i".; b-lanc~' -.-' e" ~.I..cv - U' ,.,.' ",rn,..::" '..
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If you have I'.:: cured the def<l',:1~ within the th~ll-P~.:, ,;0" ~~"-." ,'~~i
fore('lns'.lr.:: p~'o.::eedings have begun, you still ..~~ave tr.e 2'iS:::,:':'-'c'Ca'e the
default and prevent the sr,le at any time up to one (l),..Jloufbe::re the
sheriff's or other similar official's foreclosu .-sale, Yo~ ~ay do so
by paying the total amount of the unpaid monthly payments, plus any late
or other charges then due, as well as the reasonable attorney's fees
and costs connected with the foreclosure sale and perform any other
requirements under the mortgage. It is estimated that the earliest
date that such a sheriff's or other similar official's sale could be
held would be approximately seven (7) months from today. A notice of
the date of the sheriff's or similar official's sale will be sent to
you before the sale. Of course, the amount needed to cure the default
will increase the longer you wait, You may find out at any time exactly
what the required payment will be by calling us at (600) 395-3~69.
This payment must be cash, cashier's check, certified check or money
order and made payable to us at the address stated above. You should
realize that a sheriff's or other similar official's sale will end your
ownership of the mortgaged property, and your right to remain in it.
If you continue to live in the property after the sheriff's or other
similar official's sale, a lawsuit could be started to evict you.
You shall have the right to assert in the foreclosure proceedings the
non-existence of a default or any other defense that you may have to
acceleration of foreclosure. You have additional riahts to helD
protect your interest in the property. You have the-right to sell the
property to obtain money to payoff the mortgage debt, or to borrow
money from another lending institution to payoff this debt. YC".l may
have the right to sell or transfer the property subject to the ~ortgage
to a buyer or transferee who will assume the mortgage debt, provided
that all the outstanding payments, charges, and attorney's fees and
costs are paid prior to or at the sale, and that the other requirements
under the mortgage are satisfied. Contact us to determine under
~/hat d.rcumstances this right might exist. You have the right to have
this default cured by any third party acting on your behalf. If you
cure the default,' the mortgage ~1i1l be restored to the same posi~ion
as if no default had occurred. HO'dever, you are not entitled to this
right to cure your default more than three times in any calendar year.
Sincerely,
HOUSEHOLD FINANCIAL SERVICES
..
BERNIE fULLER
?,ISK r.~r.NAGE:':ENT
XC535/8JN
(C>21'tiLiE;j i,:"i;.
037541-0
toCI,/Uf':cl<j ";I1Ir.CIal Strllcu
,. "'Ct..U"c'.Jlrllrr.I~(rll
C<m,lr./
Ul W,l~'IC',I./,
rl':'~"'lt.IL t~,a
C"'", !~~ 31! HU
June 04, 1997
Paul c; Engle
Linda S Engle
2 Patton Rd
~!"!chanicsburg, P/I. "/"",,
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-----------
-'
R:::: HFS Loan No I
037541-0
Property Locationl 2 Patton Rd
Mechanicsburg PA 17055
Dear Borrower:
You may be eligible for financial assistance that will prevent
foreclosure on your mortgage if you comply with the provisions
of the Homeowner's Emergency Assistance Act of 1983 (the "Act").
You may be eligible for emergency temporary assistance if your
default has been caused by circumstances beyond your control, and
if you meet the eligibility requirements of the Act as determined
by the Pennsylvania Housing Finance Agency. Please read all of this
Notice. It contains an explanation of your rights.
Under the Act, you are entitled to a temporary stay of foreclosure on
your mortgage for thirty (30) days from the date of this Notice.
During that time, you must arrange and attend a face-to-face meeting
with a representative of this lender, or with a designated consumer
credit counseling agency. The purpose of that meeting is to atte~pt
to work out a repayment plan, or to otherwise settle your delinquency.
This meeting must occur in the next thirty (30) days.
If you attend a face-to-face meeting with this lender, or with a
consumer credit ~ounseling agency identified in this notice, no
further proceedings in mortgage foreclosure may take place for
(30) days after the date of this meeting. The name, address and
telephone number of our representative is:
Terrence McCabe
1608 Walnut Suite 402
Philadelphia PA 19103
" Telephone 215/790-1010
Facsimile 215/790-1274
The names and addresses of designated consumer credit counseling
agencies are shown on the attached sheet. It is only necessary to
schedule one f.ace-to-face meeting. You should advise this lender
immediately of your intentions.
Your mortgage is in default because you have failed to pay prOm9tly,
installments of principal and interEst ES required for a period :~
at least sixty (60) days, 1e,e totcl E7,:J'Jnt ot the d~U,nquency j"
$ 2285.40. That sum incllld~: ~hc :,-~lc;,.;ing: 2 monthly pay,',ents
of $ 1114,83 each, latE: char.(J,,!,g (If < ,:r,,7'; and NSF r: $.nr
'.
"~..ur~" fJ1I1',';" 6"",u
A IoIcliU"c'd lnt.mll!CnIJ
c.m~~y
54: W.:,.I Cr.~'
l'mh.rlf,ILeQI2i
CWa ref. O$!,JU
, hog&l
IE YO'J h~"e t.i",d ,.l,d are unab~,c' ~" ~'!~"lve titd-ft~~~" i>tCel
YO'!" '!\ce"t~ :".....: rleeting, you have the right ~tf.r""~i' fo~' :::,a~.c;~l,
assist/lnce from tr.e Homeowner's Emergency Mort~ge Assista~.,;:utra.
In order to do this, you must fill out, sign a d fil~..co~,;:.leted
Homeowner's Emergency Assistance Application wI ~ of the designated
consumer credit counseling agencies listed on t e attachment. An
application for assistance may only be obtained from a consumer credit
counseling agency. The consumer credit counseling agency will assist
you in filling out your application and will submit your completed
application to the Pennsylvania Housing Finance Agency. Your
application must be filed or postmarked, within thirty (30) days of
your face-to-face me~ting.
It is extremely important that you file your application promptly.
If you do not do so, or if you do not follow the other time periods
set forth in this letter, foreclosure may proceed against your home
immediately. .
Available funds for emergency mortgage assistance are very limited.
They will be disbursed by the Agency under the eligibility criteria
established by the Act.
It's extremely important that"your application is accurate and complete
in every respect. The Pennsylvania Housing Agency has sixty (60) days
to make a decision after it receives your application. During that
additional time, no foreclosure proceedings will be pursured against
you if you have met the time requirements set forth above. You will be
notified directly by the Agency of its decision on your application.
The Pennsylvania Housing Agency is located at 2101 North Front Street,
P.O. Box 8029, Harrisburg, PA 17105. Telephone number: (717) 780-3800
or (800) 342-2397 (toll free number). Persons with impaired hearing
can call 1-800-342-2397. "
In addition you may receive another notice from this lender under Act 6
of 1974. That notice is called a "Notice of Intention to Foreclose".
You must read both notices, since they both explain rights that you
now have under Pennsylvania law. Ho'"ever, if you choose to exercise
your rights described in this notice, you cannot be foreclosed upon
~Ihile you are receiving that assistance.
Sincerely,
HOUSEHOLD FINANCIAL SE~VICES
"
..
BERNIe: NILLER
RISK r':~l:;,C;ENENT
XC53~/;JM (Certified Nli')
G3'i5';1-O
t';.lt":e'4 ,:nare't' Strite..
A r,..uh,iQ II'ItJrn.~cn.J
C<m~II\Y
&~1 \'J,I~II Cr~11
Ilmr."I~ ILI-;llI
err" !:.: ~;! ~JU
... (,r,<:::r 61 ...
June 04, 1997
Pe.',;l G Engle
Linda S Engle
2 Patton F,d
Mec~~~icsburg, PA 17055
r:1 ,}'1
l'J>\Il/li 11-' '-;I
\ '~-:l...o)l~~ v
\\ ttt1@!~~~
~.
REI HFS Loan NOt 037541-0
Property Locat ion I 2 Patto:l Rd, N~chanicsburg"
NOTICE OF INTENTION TO FORECLOSE NORTGAGE
Dear Mortgagor:
The mortgage held or serviced by Household Financial Services
hereinafter we, us or ours) on your property located at,
2 Patton Rd, Mechanicsburg PA 17055,
IS IN SERIOUS DEFAULT because you have not made the monthly payments
since 04-29-97 through today. The total amount required to bring
your mortgage current is calculated below.
The last assessed late charge on this account was $ 55.74, at the
late charge rate of.05000 for each delinquent payment. As of today,
late charges have accrued to the total amount of $ 55.74. Other
charges, including LIST CHARGES have accrued to the total amount of
$.00. The total amount now required to cure this default and
become current as of the date of this letter, is $ 2285.40.
'-
You may cure this default within THIRTY (30) DAYS of the date of this
letter by paying $ 2285.40, plus any additional monthly payments and
late charges which may fall due during this period. Such payment must
be made either by cash, cashier's check, certified check, or money
order, and made to:
HOUSEHOLD FINANCIAL SERVICES - CPI
Attn: Risk Management
P.O. Box 1308
Elmhurst, IL 60126
If you do not cure the default within THIRTY (30) DAYS, vIe intend to
exercise the lender's right to accelerate the mortgage payments. This
means that whatever is o~ling on the original amount borrowed will be
considered due immediately and you may lose the chance to payoff the
original mortgage in monthly installments.
If full payment of the amount of defaul.t is not made within thirty
(30) days, the lender also intends to instruct our law firm to start
a lawsuit to foreclose your mortgaged property. If the mortgage is
foreclosed, your mortgaged property will be sold by the Sheriff or
other similar official to payoff the rr,ortgage debt. If yo"'! cure the
defadt before \'Ie begin legal proceedings against: you, YO''': \'!ill still
..
..
t-:'~!'''Ci,: Firart,lal S4r,tcils
,. ~c~!.h~ld Int.rn.llen.1
c.:~,;u:y
&~' 'N,ll;,1 t",
E If,I",l.,rtf,ll.l012S
,..,,!;: ~l! ~ H~
have to pay the reasonable atto~~5;'E fees actually incurred, up ~~
S50, 00. Ho',:evel', if the legal proceedin",s "l'e staned agair,s: i''::>'~,
you will have to pay the reasonable attorney's fees even if they are
over $50.00. Any attorney's fee ...:ill l:-~ added to ',',':-,?tever 1':::'.1 o',!e
the ~ender, which may also inc1tlri"! our ~easonabl"! cC'sts. If y::'.1 Cl;l~
tne aefault ...Ilthln the tnirt\' Cl,,': r'-.~:lO''l, \'0'1 ','1" ;',:: t'. '''_.~., f"""
. ..' \1 ..-. "'1C,l
pai' altoLll'-", ,," fe,,,,;. The lend", ' ";-,150 sUI: you persor.?ll" ~' .",;"-,'"
ur.::-aid principal balance and all c,::.hel' sum" ,,~e ':"U~:"'I~~er~"'J(.'
. w~i~9 ",:J;
If you have not Clll'<'"i Li,", default 'dithin the nhtr'~; 1~01 '~"I l-Cl.;:.:;.>',."',.,.
foreclosure proceedings have begun, you still ,,~ave the l' is:,:,.t,, 'cur" the
default and prevent the sale at any time up to \one (lJ.-hour befol'e the
sheriff's or other similar official's foreclosul!;:s:..sa1:e. You may do so
by paying the total amount of the unpaid monthly payments, plus any late
or other charges then due, as well as the reasonable attorney's fees
and costs connected with the foreclosure sale and perform any other
requirements under the mortgage. It is estimated that the earliest
date that such a sheriff's or other similar official's sale could be
held would be approximately seven (7) months from today. A notice of
the date of the sheriff's or similar official's sale will be sent to
you before the sale. Of course, the amount needed to cure the default
will increase the longer you wait. You may find out at any time exactly
what the required payment will be by calling us at (800) 395-3469.
This payment must be cash, cashier's check, certified check or money
order and made payable to us at the address stated above. You should
reali~e that a sheriff's or other similar official's sale will end your
ownership of the mortgaged property, and your right to remain in it.
If you continue to live in the property after the sheriff's or other
similar official's sale, a lawsuit could be started to evict you.
You shall have the right to assert in the foreclosure proceedings the
non-existence of a default or any other defense that you may have to
acceleration of foreclosure. You have additional rights to help
protect your interest in the property. You have the right to sell the
pr.operty to obtain money to payoff the mortgage debt, or to borrow
ffioney from another lending institution to payoff this debt. You may
have the right to sell or transfer the property subject to the mortgage
to a buyer or transferee who will assume the mortgage debt, provided
that all the outstanding payments, charges, and attorney's fees and
costs are paid prior to or at the sale, and that the other requirements
under the mortgage are satisfied. Contact us to determine under
what circumstances this right might exist. You have the right to have
this default cured by any third party acting on your behalf. If you
cure the default, the mortgage ...,ill be restored to the same position
as if no default had occurred. However, you are not en:itled to this
right to cure your default more than three times in any calendar year.
Sincerely,
HOUSEHOLD FINA}!CIAL SERVICES
..
..
E=::;"IE mLLER
P.:S;( r.r,h,NAGF:r1ENT
XC533/BJr,;
(Regular ~Iail)
037541-0
,. '. ,~..~. ~6, ..~...o
,. l-(IoI.",C'd Inllm.~cn'J
C.:r.-.'If.I
~~: ~',. 'i" Cr:,1
IJrr/"IJrlr, lL ~':.~~
C~Cter.1} 31!3,tn
June 0<', 1997
Pa'll G Engle
Linda S F:ngle
2 Pa~to:1 Rd
Mechanicsburg, fA 17055
"
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--....---"-
RE: HFS Loan No:
,~operty Location:
037541-0
2 Patton l\d
Nechanicsburg
PA 17055
Dear Borrower:
You may be eligible for financial assistance that will prevent
foreclosure on your mortgage if you comply with the provisions
of. the Homeowner's Emergency Assistance Act of 1983 (the "Act").
You may be eligible for emergency temporary assistance if your
default has been caused by circumstances beyond your control, and
if you meet the eligibility requirements of the Act as determined
by the PennSYlvania Housing Finance Agency. Please read aU of this
Notice. It contains an explanation of your rights.
Under the Act, you are entitled to a temporary stay of foreclosure on
your mortgage for thirty (30) days from the date of this Notice.
During that time, you must arrange and attend a face-to-face meeting
with a repreSentative of this lender, or with a designated consumer
credit counseling agency. The purpose of that meeting is to attempt
to work out a repayment plan,'or to otherwise settle your delinquency.
This meeting must occur in the next thirty (30) days.
If you attend a face-to-face meeting with this lender, or ~Iith a
consumer credit counseling agency identified in this notice, no
further pJ:'oceedings in mortgage foreclosure may take place for
(30) days after the date of this meeting. The name, address and
telephone number of our representative is:
Terrence McCabe
J.608 Walnut Suite 402
Philadelphia PA 19103
Telephone 215/790-1010
Facsimile 215/790-1274
"
Tne names and addresses of deSignated Consumer credit counseling
agencies are shown on the attached sheet. It is only necessary to
schedule one face-to..face meeting. You should advise this lender
immediately of your intentions.
Your mortgage is in default because you have failed to pay promptly,
installments of principal and interest as required for a period of
at least sixty (60) days. The total amount of the cielinquer:cy is
S 2285.<'0. That sum includes the following; 2 m,=",tr.ly payments
of $ 111<',83 each, J-::,," charges of $ 55.74 and NSF'of $.00,
..
,"~'..U~~14 F "r,111 S4r,rCIU
'. A HClJuhcld Ir.t.rn,!:cr:a!
c.:m~I/l'
C~" I(Q m l~n
~ ",~...,~l(~
If )"1.1 ;-,.we tried ann are unable 1;0 rest)lve t:: is.QtobWll:~~;;l.~~;'
your facO!!-to-face meeting, YO'J hav'e th'll right' 1:.000000000t.ft-~ :i:-'.!l!':d,r,!
assi~tl'\ncp. from the Homeo'..:nel' ~ E':\ergency Mort';:H('It"'~~1 ..tance Fund.,._
In order to d.:;, l.i.iti, you must ill! out, sign artd file a cOr.lpj,..e.cetl'
Homeowner's Emergency Assistance Application wi~h one ~~the designated
consumer credit counseling agencies listed on t~e_attilchmO!!nt. An
application for asaistance may only be obtained from a consumer credit
counseling agency. The consumer credit counseling agency will assist
you in filling out your application and will submit your completed
application to the Pennsylvania Housing Finance Agency. Your
application must be filed or postmarked, within thirty (30) days of
your face-to-face meeting.
It is extremely important that you file your application promptly.
If you do not do so, or if you do not follow the other time periods
set forth in this letter, foreclosure may proceed against your home
immediately.
Available funds for emergency mortgage assistance are very limited.
They will be disbursed by the Agency under the eligibility criteria
established by the Act.
It's extremely important that. your application is accurate and complete
in every respect. The Pennsylvania Housing Agency has sixty (60) days
to make a decision after it receives your application. During that
additional time, no foreclosure proceedings will be pursued against
you if you have met the time requirements set forth above. You will bG
notified directly by the Agency of its decision on your application.
The Pennsylvania Housing Agency is located at 2101 North Front Street,
P.O. Eox 8029, Harrisburg, PA 17105. Telephone number: (717) 780-3800
or (800) 342-2397 (toll free number). Persons with impaired hearing
can call 1-800-342-2397.
In addition you may receive another notice from this lender under Act 6
of 1974. That notice is called a "Notice of Intention to Foreclose".
You must read both notices, since they both explain rights that you
now have under Pennsylvania law. However, if you choose to exercise
your rights described in this notice, you cannot be foreclosed upon
while you are receiving that assistance.
Sincerely,
HOUSEHOLD FINANCIAL SERVICES
..'
BERNIE r,:ILLER
RISK r';;'..NJl,GENENT
XC532/BJi';
(Regular i<'\L
037541.(
,
UNITED STA1'ES UANKRUPTCY COURT
MIDDLE DISTRICT OF PENNSYLVANIA
IN RE: Rldlord A, Fuller and LlnJJ S, Fuller
Chapter; 7
Debtors' Account Number: 7IS\02.2H07755
Number: 97.01907
RF.AFFI.RMAIION AGI~F.EMENT
Debtors Stlttl
I. This Reomrmotlon Agreement Is filed with the Bankruptcy Court pursuant to II U,S,C., ~524 on behalf
of the debtors whose names appcar In the capllon
2. Debtors reomrm and ngree to pay the following debt according to the terms I1I\d conditions of such
obligation, notwithstanding their petition In bnnkruplcy med in the above.captioned proceeding.
Creditor's Nome and Address: Household Realty Corporation
96\ Weigel Drive
P,O, Box 8632
Elmhurst, IL 60126
Dille unJ lype of loon: October S, 1996, Secured Mortgage
Amount of debt to be reaffirmed: 549,121.83, Plus Interest at Interest Rate 12.0000/. Per I1I\num due end
payable from: 7/97 until the debt Is paid In full.
Amount of Payment: 5521.00
Modllleotlon of Terms:
3. THIS AGREEMENT WAS MADE BEFCRE THE GRANTING OF THE DISCHARGE UNDER II
U.S.C. 1727.
4. THIS AGREEMENT MAY BE RESCINDED AT ANY TIME PRIOR TO DISCHARGE OR WITHIN
SIXTY DAYS AFTER RESCISSION SUCH AGREEMENT IS FILED WITH THE COURT
WHICHEVER OCCURS LATER BY GIVING NOTICE OF TO THE CREDITOR,
5. THIS AGREEMENT IS NOT REQUIRED Ui\DER THE BANKRUPTCY CODE, UNDER
NONBANKRUPTCY LAW, OR UNDER ANY AGREEMENT NOT IN ACCORDANCE WITH THE
PROVISIONS ON II U,S,C, 1524(c),
_.______..._.4.._.... _
D1BTOR ,,/"
~ LLp.~
DE TOR
Declaration by Debtors' Attorney
The undersigned declares that he Is the attorney that represented the debtors during the course of negotiating this
Reaffirmation Agreement. that this agreement represents a fully Informed I1I\d voluntary agreement by the debtors
and does not Impose an undue hardship on the deblOrs or a dependent of the debtors, llIId that the undersigned
has fully advised the debtors of the legal effecl and consequences of an agreement of the k~lnttHn'U"
U,S.C. 1524(c) and any default under such an agreement. - -
~--= ~J-S=~~
< C'OU:--:SEL FOR DEB:ro;S ".
Joffro)' S, Troat, Esquire
AttQrne)' I.D, Number:
'1\(1 Chur-.::h Street
Hon.:".,bll!, PA 1 ~.l ~ f
LuSulle Nutionallllmk us Trustee
For the Registered Ilolders of
Nomura Asset Securities Corp"
Mortgage Pass-Through Certilicutes Series
1994.5
In the Court of Common Plells of
Cumberlund County, I)ennsylvunlll
No. 97-5474 Civil Term
Shannon M, Sunduy. Deputy SheirlT, who being duly sworn according to law, suys on
Murch 31, 1999 ut 10:33 o'clock A.M. EST, she posted a copy of real Estate Writ Notice
Poster und Description on the property of PaulO, Engle and Linda S. Engle located at 2
Patton Road. Mechunicsburg, Cumbcrland County.l'ennsylvlmia according to law.
Shannon M, Sunday, Deputy Sheriff who being duly sworn according to law, says on
March 31, 1999 lit 10:33 o'c1ock A,M. EST.. she served a true copy or Real Estate Writ
Notice Poster and Description in the above entitled action upon one of the within named
defendants to wit: Paul G, Engle by muking known unto Paul Engle at2 Pallon Road,
Mechanicsburg Cumberland County, Pennsylvania, its contenls and Dllhe same lime
handing to him personally the said true and allested copies of thc same.
Shannon M, Sunday, Deputy SherilTwho being duly sworn according to law, says on
March 31, 1999at10:33 o'clock A.M, EST, she served a true copy of Real Estate Writ
Notice Poster and Description in the ubove entitled action upon one of the within named
defendants to wit: Linda S. Pallon by making known unto Paul Engle husband at 2 Patton
Road, Mechanicsburg. Cumberland County, Pennsylvania, its contents and at the same
time handing to her personally the said true and allested copies of the same.
R. Thomas Kline Sheriff, who being duly sworn according to law, says he served the
above Real Estate Writ Notice Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action by regular mail to one of the within
named defendants to wit: Paul G. Engle to his last known address 2 Pallon Road,
Mechanicsburg, Pennsylvania. This letter was mailed under the date of April I, 1999 and
never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the
above Real Estate Writ Notice Poster and Description in the following manner: The
Sheriff mailed a notice of the pendency of the action to one of the within named
defendants to wit: Linda Engle by regular mail to her last known address 2 Patton Road,
Mechanicsburg, Pennsylvania, This Letter was mailed under the date of April I, 1999 and
never returned to the Sheriffs Office.
R. Thomas Kline, SherifT, who being duly sworn according to law, says that after due
and legal notice had been given according to law, exposed the within described premises
at public venue or outcry at Court House, Carlisle, Cumberland County, Pennsylvania, on
June 9,1999 at 10:00 o'clock A,M. EDST and sold the same for the Slim of$ 1.00 to
Attorney James Flower for LaSalle national Bank, its successors and assigns. It being the
highest bid and best price quoted fort he same LaSalle National Bank, 961 Weigel Drive,
Elmhurst,lL 60126, being the buyer in this execution paid to SheriffR, Thomas Kline $
725.79 it being Sheriffs Costs,
Sheriffs Costs:
Docketing
Poundage
30.00
14.24
Advertising
Posting Bills
Acknowledging deed
Auctioneer
Law Library
County
Mileage
Certified Mail
Levy
Surchnrge
Law Journal
Patriot News
Shnre of Bills
Distribution 01' Proceeds
Sheriff's Deed
Sworn and Subscribed To Before Me
This JI...... ~ayOf~
1999, A.D~,h _ Q,'"hwDL , . ~ '
P ot onotary
15.00
15.00
30.00
10.00
.50
1.00
6.20
1.54
15.00
24.00
211.25
278.06
22.50
25.00
26.50
$ 725.79 pd by Ally
. 6-30-99
So ansWers:
. I ~'
," tf/f'l" "',, ',_
.""'t..l~ ",.." . ~,.:",..J*
:,';.:.... .".;.!~~..I....-..'-..-,,; "',../ .' .
,
R. Thomas Kline, Sheriff
By _/"Lt'~u,i~b &;'
, Real Estate Deputy,
'3\)"v
'~
/~
\. cJe.:l'S'1~1
,) r~Jlf
,Ut, , 6-"
~
,- ,
NOTICE OF OWHU.!JL}UgHI~
YOU MAY Bill ABI&_.'l~~LWYJlliT__THIS_.6lIJmIlF' S SAL"
To prevent this Sheriff' u Uale YOll lllllllt take immediate actionl
1. The sale will be c<lncelNl it: y"u pay to LaSalle
National Bank, an 'l'nlste(! tot' the Registered Holders of
Nomura Asset securities corp., Mortgage PaBB-1~rough
Certificatell, ~)erieB 1991, 5 thl' back payments, late
charges, costH, ilnd reason[jbl,~ at torney I n teen due. To
find out how much you must pay, you may call 'l'(HrenCe
J. McCabe, Enquire at (215) 790-1010.
2. You may be able to stop the sale by filing a petition
asking the Court to strike or' open the judgment, if the
judgment was improperly entered. You may also ask the
Court to postpone the sale for good cause,
3. You may also be able to stop the sale through other
legal proceedings.
You may need an attorney to assert your rights. The sooner you
contact one, the more chance you will have of stopping the sale.
(See the following notice on how to obtain an attorney.)
YOU MAY STILt...JilJii ABLE TO SAVE YOUR PROPERT,X
l\mLJOU HAVE OTHER~.s
EVEN IF THE SImRll'F' S SALE ~~ PLACE
1. If the Sheriff's ~;ale is not stopped, your property will be
sold to the highest bidder, You may find out the price bid
by call ing Terrence J. McCabe, Esquire at (215) 790 -1010.
2. You may be able to petition the Court to set aside the sale
if the bid price was grossly inadequate compared to the
value of your property.
3. The sale: will go through only if. the buyer pays the sheriff
the full amount due on the sale. '1'0 find out if this has
happened, you m;,y call Terrence J. McCabe, Esquire at (215)
790-1010,
4, If the amount due from the buyer in not paid to the Sheriff,
you will remain the owner of the property as if the sal~
never happened,
5. You have alight. to remain in the propf!r-ty until the full
amount due ifJ paid to the Sheriff and the Sheriff Hives a
deed to the buyer. At l hat. time, the buyer may bring legal
pro~eedings to evict you.
f,. You may be ~'Illi.tl, d to ;\ "han: of tlw mOJley which was paid
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) NO, 97-5_4 74 CIVIL 19__
COUNTY OF CUMBERLAND) CIVIL ACTION. LAW
TO THE SHERi~BJ:l~_L.'\ND .... ... _. _u u..._ COUNTY
To satisfy the debt, Inlorest and cosls due Lllsal_l_"_ ~_a~tona.:, I3IInk,. as 'l'rust_ for t_~ Rdgist"rt:lCl
Holdtlrs of Nanura J\sStlt s"cur-i t itlS Corp., t>brtgagtl Pass-'i'hrough Ctlrtificattls Stlpl'ATNfit4-1sr
I~~-P';~l-G:-;;-~d-Li~d-';-S:- E~-gi~;-2,qP6-t i:-;;~---Rd ;;-Mtlchan ic sburgpAl7 0 5 5 IInd
Un it~d-.St-a-i:~'~.c;.T^m~rfcaii'c:)ousjitt-o-rn-';y~nTor-thtl"f.jIddl" -6'is t ric t 0 f PA,
235N--:--WBsl1ingt-oii--si:-;-;-scr-an-ton--pi\---TB503 :------------------------
""__u____~~__ '__nO'_q_' ..__,_,___,_____________, ,__..________.________, DEFENDANT(S)
(1) You are directed 10 levy upon the property oflhe dofendant(s) and 10 sell Rtlal <IS ta ttl loca ttld at
2 Patton Road, Mtlchanicsburg PA 17055 (Stltl attachtld 1"9a1 dtlscription).
~------._-------._-~------_._---_._._------
(2) You are also directed to allach the property 01 the delendant(s) nollevled upon In the possession 01
GARNISHEE(S) as follows:
and to notify the garnlshee(s) that: (a) an attachment has been Issued; (b) the garnlshee(s) ISlare enjoined from paying any
debt to or for the account 01 the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing
thereof;
(3) II property 01 the delendant(s) not levied upon an subject to attachment is lound In Ihe possession of anyone other
than a named garnishee, you are directed to notify him/her that he/she has been added es a garnishee and Is onjolned as above
stated,
Amount Due S 14 5, 6 B 3 . 36
2/13/99
L.L.
$.50
$1.00
Interest
Due Proth't
Other Costs
AllY'S Comm__,__ %
Ally Paid $ 164. 02
Plalntllf Paid
Dale:
March 10, 1999
CURTIS R. LONG
Address:
REQUESTING PARTY:
Name T..rrtlnc" S. McCabtl, Esq.
123 S. Broad St" St~080-
----,-_..
PhilBdtl1phia PA 19109
--------
Plaintiff
'. -
]Olar ,Civil Division
by: .- rOM- "Cl-GG.r~ ..
/ ( 'Deputy
I
\
Attorney lor: '___",,__
Telephone: ( 215) 7 9 0 -.,~.O 1 ~___,,___ _____
Supreme Court 10 No, ,___16..42.~___._._
/
I I..