HomeMy WebLinkAbout01-5743' Spear & Hoffman, P.A.
BY: BONNIE DAHL, ESQUIRE
Attorney I.D. No. 79294
1020 North Kings Highway, Suite 210
Cherry Hill, New Jersey 08034
(856) 755-1560, Attorney for Plaintiff; Loan No.: 5944629665
FANNIE MAE
P.O. BOX 1093
NORTHR1DGE, CA 91328-1093
PLAiNTIFF,
VS.
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. 01 ~ .~9'q,~
COMPLAINT - CIVIL ACTION
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
You hav~ been sued in court. If you wish to defend against the claims set forth in the following pages, you
must take action within twenty (20) days after this complaint and notice are served, by entering a written
appearance personally or by attorney and filing in writing with the court your defenses or objections to the
claims set forth against you. You are warned that if you fail to do so the case may proceed without you and
a judgment may be entered against you by the court without further notice for any money claimed in the
complaint or for any other claim or relief requested by the Plaintiff: You may lose money or property or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW
TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17103
(717) 249-3166
AVISO
Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las
paginas siguientes, usted tiene veinte (20) dias de plazo a partir de la fecha de la demanda y la notificacion.
Hace falta asentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma
escrita sus defensas o sus obj eciones a las demandadas en contra de su persona. Sea avisado que si usted no
se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o
notificacion. Ademas, la corte puede decidir a favor del demandato y requiere que usted cumpla con todas
las provisiones de esta demanda. Usted puede perder dinero o sus propiedades o otros dereches importantes
para usted.
LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE, SI NO TIENE ABOGADO O SI NO
TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR
TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA
AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIAL LEGAL.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17103
(717) 249-3166
Spear & Hoffman, P.A.
BY: BONNIE DAHL, ESQU1RE
Attorney I.D. No. 79294
1020 North Kings Highway, Suite 210
Cherry Hill, New Jersey 08034
(856) 755-1560, Attorney for Plaintiff, Loan No.: 5944629665
FANNIE MAE
P.O. BOX 1093
NORTHRIDGE, CA 91328-1093
PLAINTIFF,
VS.
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. 0
COMPLAINT IN MORTGAGE FORECLOSURE
1. Plaintiff is FANNIE MAE, with its principal place of business located at P.O. BOX 1093
NORTHRIDGE, CA 91328-1093.
2. The names and last known addresses of the Defendants are: LYNDA H. SUMMERS, 502
APPALACHIAN AVENUE, MECHANICSBURG, PA 17055.
3. The interest of each individual Defendant is as mortgagor, real owner of the real property
subject to the mortgage described below, or both.
4. On or about AUGUST 26, 1999, Mortgagors made, executed and delivered a Mortgage upon
the premises hereinafter descril~ed to NORTH AMERICAN MORTGAGE COMPANY, which Mortgage
is recorded as follows:
Office of the Recorder of Deeds in and for CUMBERLAND COUNTY
DATE OF MORTGAGE:
DATE RECORDED:
BOOK: 1570. PAGE:
AUGUST 26, 1999
SEPTEMBER 14, 1999
423
The Mortgage is a matter of public record and is incorporated herein as provided by Pa. R.C.P. 1019(g). A
true and correct copy of said Mortgage is attached hereto as Exhibit "A" and incorporated herein by
reference.
5. On or about AUGUST 26, 1999, in consideration of their indebtedness to NORTH
AMERICAN MORTGAGE COMPANY, LYNDA H. SUMMERS made, executed and delivered to NORTH
AMERICAN MORTGAGE COMPANY their promissory Note in the original principal amount of
$116,800.00. The Note is referenced herein only insofar as the terms of the Note are incorporated into the
Mortgage.
6. Plaintiff is the.legal holder of the Mortgage by virtue of being either the original Mortgagee,
the legal successor in interest to the original Mortgagee, or the present holder of the Mortgage by virtue of
the following assignments:
ASSIGNOR: NORTH AMERICAN MORTGAGE COMPANY
AssIGNEE: PNC MORTGAGE CORPORATION OF AMERICA
DATE OF ASSIGNMENT: MAY 1, 2001
RECORDING DATE: MAY 1, 2001
BOOK: 673 'PAGE: 582
7. The Mortgage is secured by property located at 502 APPALACHIAN AVENUE,
MECHANICSBURG, PA 17055, which is more particularly described in the legal description attached
hereto as Exhibit "B" and incorporated herein by reference.
8. The Mortgage is in default because the monthly installments of principal and interest and
other charges stated below, all as authorized by the Mortgage, due 05/01/01 and monthly thereafter are due
and have not been paid, whereby the whole balance of principal and all interest due thereon have become
immediately due and payable forthwith together with late charges, escrow deficit (if any), and costs of
collection including title search fees and reasonable attorney's fees.
The following amounts are due on the Mortgage:
Principal Balance
8.52% interest from 04/01/01 to
SEPTEMBER 25, 2001 at $26.95 per day
Accrued Late Charges
Other Fees
Attorney's Fees
TOTAL AMOUNT DUE
$115,466.95
$4,797.10
$252.50
$15.60
$2,829.50
$123,361.65
2
Interest continues to accrue at the per diem rate of $26.95 for every day after SEPTEMBER 25,2001
that the debt remains unpaid.
10. During the course of this litigation costs may continue to accrue, including but not limited
to escrow advances, late charges, attorney's fees, etc.
11. The original principal balance of the Mortgage is in excess of $50,000.00 and therefore,
Notice of Intention to Foreclose Mortgage, pursuant to Act 6, 41 P.S. §403 is not applicable.
12. Pursuant to the notice provisions of Act 91, 35 P.S. §1680.403(c), notice was sent to
Defendants, dated JULy 3, 2001. Defendants have failed to meet with the plaintiff or any of the consumer
credit counseling agencies listed in the notice and/or have further failed to meet the time limitations specified
in the notice and/or have been denied assistance from the Pennsylvania Housing Finance Agency.
13. Notice pursuant to the Fair Debt Collection Practices Act is attached as Exhibit "C".
WHEREFORE, Plaintiff respectfully requests this Court to enter judgment IN REM in favor of
Plaintiff and against the within named property of the Defendants in the amount set forth in paragraph 9,
together with interest accruing after SEPTEMBER 25,2001 to the date of Judgment, plus 6% legal rate of
interest from date of Judgment to Final Sale, and Sheriff Sale costs, together with all costs of suit and any
money hereafter expended bythe Plaintiff in payment of taxes, sewer and water rents, claims or charges for
insurance or repairs and any and all other advances hereafter made by the Plaintiff as stated in paragraph 10,
pursuant to the rights andprivileges granted under the terms of the subject mortgage, and for foreclosure and
sale of the Mortgaged propertS/.
SPEAR & HOFFMAN, P.A.
3
VERIFICATION
I, BONNIE L. DAHL, verify that I am the attorney for the plaintiffin this action and that the
foregoing Complaint in Mortgage Foreclosure is true and correct to the best of my knowledge,
information and belief. I make this verification in lieu of FANNIE MAE, who is outside the
jurisdiction of the court and its verification could not be obtained within the time allowed for filing
this pleading. I understand that false statements herein are made subject to the penalties of 18
Pa.C.S.A. § 4904 relating to unsworn falsification to authorities.
DAT~: [
BONNIE L. DAHL
Attorney for Plaintiff
Exhibit "A"
IIgNDIgg lligillfl I~iIHIIliJl~
89/21/2881 14:38 2311585
E
E
E
89/21/2881 14:38 2311585 P~G~ 07
89/21/2881 14:3~
2311585
E
E
E
89/21/2881 14:38 2311585
.429
,fi<.
Exhibit "B"
i4:38 2311§o5
L~OALDgSCP, IFI'IoN
I Certify this,'
In CumberPr
PA(~ 14
bc r¢co~ext
County
~'ordcr of Deeds
Exhibit "C"
NOTICE REQUIRED BY THE FAIR DEBT COLLECTION
PRACTICES ACT, (the Act) 15 U.S.C. SECTION 1601 AS AMENDED
1. This la~v firm may be deemed a "debt collector" under the Fair Debt Collection
Practices Act. Any and all information obtained during the prosecution of this lawsuit maybe
used for the purpose of collecting the debt.
2. The amount of the debt is stated in paragraph 9 of the Complaint.
3. The Plainti fl' as named in the Complaint is the creditor to whom the debt is owed,
or is servicing agent for the creditor to whom the debt is owed. The undersigned attorney
represents the interests of the Plaintiff.
4. The debt described in the Complaint, evidenced by the copy of the mortgage note
attached hereto, will be assumed to be valid by the creditor's law firm unless the debtor, within
thirty (30) days after the receipt of this notice, disputes in writing the validity of the debt or some
portion thereof.
5. If the debtor notifies the creditor's law firm in writing within thirty (30) days of
the receipt of this notice that the debt or any portion thereof is disputed, the creditor's law firm
will obtain a verification of the debt and a copy of the verification will be mailed to the debtor by
the creditor's law firm.
6. If the creditor named as Plaintiff in the Complaint is not the original creditor, and
if the debtor makes a written request to the creditor's law firm within the thirty (30) days from the
receipt of this notice, the nam9 and address of the original creditor will be mailed to the debtor by
the creditor's law firm.
7. Written requests should be addressed to Spear & Hoffman, P.A., 1020 North
Kings Highway, Suite 210, Cherry Hill, NJ 08034.
SHERIFF'S RETURN - REGULAR
CASE NO: 2001-05743 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
FANNIE MAE
VS
SUMMERS LYNDA H
SHANNON SUNDAY
Cumberland County,Pennsylvania,
says, the within COMPLAINT - MORT FORE
SUMMERS LYNDA H
Sheriff or Deputy Sheriff of
who being duly sworn according to law,
was served upon
the
DEFENDANT , at 2112:00 HOURS, on the 4th day of October , 2001
at 502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
LYNDA SUMMERS
by handing to
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 6.50
Affidavit .00
Surcharge 10.00
.00
34.50
Sworn and Subscribed to before
me this /~ ~ day of
~ ~l A.D.
P~oth6~otary '
So Answers:
R. Thomas Kline
lO/OS/2OOl
SPEAR & HOFFMAN
Deputy Sherif ~
SPEAR & HOFFMAN, P.A.
BY: BONNIE DP&IL, ESQUIRE
ATTORNEY I.D. NO. 79294
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 75%1560
ATTORNEY FOR PLAINTIFF
LOAN# 5944629665
FANNIE MAE
P.O. BOX 1093
NORTHRIDGE, CA 91328-1093
PLAINTIFF,
VS.
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET 01-5743 CIVIL TERM
PRAECIPE FOR JUDGMENT FOR FAILURE
TO ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Enter Judgment IN REM in the amount of $124,574.40 in favor of the Plaintiff and against the
defendant(s), jointly and severally, for failure to file an answer to PlaintiWs Complaint in Mortgage
Foreclosure within 20 days from service thereof and assess Plaintiff's damages as follows and calculated
as stated in the Complaint:
Principal of mortgage debt due and unpaid
Interest at 8.52% from 04/01/01
to NOVEMBER 9, 2001 (223 days ~ $26.95 per diem) $6,009.85
Accrued Late charges $252.50
Other Fees $15.60
Attorneys Fees $2,829.50
TOTAL AMOUNT DUE
Attorney for Plaintiff
$115,466.95
$124,574.40
AND NOW, judgment is entered in favor of the Plaintiff and against the Defendant(s) and
damages are assessed as above in the sum of $124,574.40
PRO PROTHY j~
SPEAR & HOFFMAN, P.A.
BY: BONNIE DAHL, ESQUIRE
ATTORNEY I.D. NO. 79294
1020 NORTH KiNGS HIGHWAY
SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
FAX (856) 755-1570
ATTORNEY FOR PLAiNTIFF
FANNIE MAE
PLA!N. TIFF,
VS.
LYNDA H. SUMMERS
DEFENDANTS
COURT OF COMMON PLEAS
CLrMBERLAND COUNTY
DOCKET NO. 01-5473
CERTIFICATION OF
MAILiNG NOTICE PURSUANT
TO RULE 237.1
The undersigned hereby certifies that a Written Notice of Intention to file a Praecipe for the Entry of
Default Judgment was mailed to Defendant(s) and to his, her or their attorney of record, if any, after the
default occurred and at. least ten (10) days prior to the date of the filing of the Praecipe for the Entry of
Judgment. A true and e6rrect copy of each Notice is attached hereto, sent as stated.
Dated: 10/26/01
SPEAR & HOFFMAN, P.A.
BONNIE DAHL, ESQUIRE
Attorney for Plaintiff
SPEAR AND HOFFMAN, P.A.
BY: BONNIE DAHL, ESQUIRE
ATTORNEY I.D. NO. 79294 '
1020 NORTH KINGS HIGHWAY; SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
FAX (856) 755-1570
ATTORNEY FOR PLAINTIFF, LOAN NO.: 5944629665
FANNIE MAE
PLA~i~T'!FF,
LYNDA H. SUMMERS
DEFE~qDA .,NT(S)
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. 01-5743
NOTICE
To: LYNDA H. SUMMERS
502 APPALAG'ItlAN AVENUE
MECHANICSB'URG, PA 17055
Date of Notice: 10/26~...11
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN
THIS CASE. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A
JUDGMENT MAY BI~-ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE
YOUR PROPERTY OR, O]'HER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A
LAWYER AT ONCE. 1F YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET HELP:
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17103
(717) 249-3166
Attorney for Plaintiff
THIS LAW FIRM MAy BE DEEMED A "DEBT COLLECTOR" UNDER THE FAIR DEBT
COLLECTION PRAOrICES ACT. ANY AND ALL INFORMATION OBTAINED DURING
THE PROSECUTION OF Tills LAWSUIT MAY BE USED FOR THE PURPOSE OF
COLLECTING THE DEBT.
SPEAR & HOFFMAN, P.A.
BY: BONNIE DAHL, ESQUIRE
ATTORNEY I.D. NO. 79294
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
PLAINTIFF,
VS.
LYNDA H. SUMMERS
DEFENDANT(S)
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
NO. 01-5743 CWIL TERM
CERTIFICATION OF ADDRESS
I hereby certify that the correct address of the judgment creditor (Plaintiff) is:
FANNIE MAE
P.O. BOX 1093
NORTHRIDGE, CA 91328-1093
and that the last known address(es) of the judgment debtor (Defendant (s)) is (are):
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
SPEAR~& HOFFM(~P.A.
DP&IL, ESQUIRE
SPEAR & HOFFMAN, P.A.
BY: BONNIE DAHL, ESQUIRE
ATTORNEY I.D. NO. 79294
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
PLAINTIFF,
VS.
LYNDA H. SUMMERS
DEFENDANT(S)
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
NO. 01-5743 CIVIL TERM
CERTIFICATE OF SERVICE
We, Spear and Hoffman, P.A., Attorney for the Plaintiff, hereby certify that we have served by
first class mail, postage prepaid, true and correct copies of the attached papers upon the following
person(s) or their attorney of record:
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
Date mailed: _~ /
BY:
SPEAR & HOFFMAN, P.A.
SPEAR & HOFFMAN, P.A.
BY: BONNIE DAHL, ESQUIRE
ATTORNEY I.D. NO. 79294
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
PLAINTIFF,
VS.
LYNDA H. SUMMERS
DEFENDANT(S)
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. 01-5743 CIVIL TERM
AFFIDAVIT OF NON-MILITARY SERVICE
BONNIE DAHL, ESQUIRE, being duly swom according to law, deposes and says that he is
attorney for Plaintiff in the above-captioned matter, that he makes this Affidavit on Plaintiffs behalf, and
that the statements in this Affidavit are true to the best of his knowledge, information and belief.
Defendant, LYNDA H. SUMMERS, is over 21 years of age. Her last employment is unknown.
Defendant is not in the military service of the United States as contemplated by the Soldiers' and
Sailors' Civil Relief Act, as amended.
This Affidavit is made in connection with the judgment upon a note and mortgage secured upon
the premises located at 502 APPALACHIAN AVENUE, MECHANICSBURG, PA 17055.
SWORN TO AND SUB, SCRIBED ~ONNIE Dp.T-IL, ESQUIRE
BEFORE ME THIS \~
DAY OF~, 200!.
/'- ~ICH,~LE I1~. Io:=~LER
November 15, 2001
OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
LAWRENCE E. WELKER
Prothonotary
TO:
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
FANNIE MAE
PLAINTIFF,
VS.
LYNDA H. SUMMERS
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. 01-5743 CIVIL TERM
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a
Judgment has been entered against you in the above proceeding as indicated below:
X Judgment by Default
Money Judgment
Judgment for Possession
Judgment on Award of Arbitration
Judgment on Verdict
Judgment on Court Findings
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL:
ATTORNEY BONNIE DAHL, ESQUIRE at this telephone number: (856) 755-1560
SPEAR & HOFFMAN, P.A.
BY: BONNIE L. DAHL, ESQUIRE
ATTORNEY I.D. NO. 79294
1020 NORTH KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
FANNIE MAE
PLAINTIFF,
VS.
LYNDA H. SUMMERS
DEFENDANT
COURT OF COMMON'PLEAS
CUMBERLAND COUNTY
NO. 01-5743 CIVIL TERM
PRAEC~E TO WITHDRAW JUDGMENT BY DEFAULT
TO THE PROTHONOTARY:
Kindly withdraw the judgment by default in the above captioned matter which was filed on
NOVEMBER 20, 2001, as the Mortgagors have reinstated their mortgage.
SPEAR AND HOFFMAN, P.A.
BONNIE L. DAHL, ESQUIRE
Attorney for Plaintiff
SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
LOAN# 5944629665
FANNIE MAE
P.O. BOX 1093
NORTHRIDGE, CA 91328-1093
PLAINTIFF,
VS.
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBUiRG, PA 17055
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET 01-5743 CIVIL TERM
PRAECIPE FOR JUDGMENT FOR FA/LURE
TO ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Enter Judgment IN REM in the amount of $137,510.40 in favor of the Plaintiff and against the
defendant(s), jointly, and severally, for failure to file an answer to Plaintiff's Complaint in Mortgage
Foreclosure within 20 days from service thereof and assess Plaintiff's damages as follows and
calculated as stated in the Complaint:
Principal of mortgage debt due and unpaid
Interest at 8.52% from 04/01/01 to MARCH 4, 2003
(703 days @ $26.95 per diem)
Late charges
Other Fees
Attorney's Fees (As stated in Complaint)
TOTAL AMOUNT DUE
$115,466.95
$18,945.85
$252.50
$15.60
$2,829.50
~ :_~_.~! $137,510.40
LAURENCE R. CHASHIN, ESQUIRE
Attorney for Plaintiff
AND NOW, judgment is entered in favor of the Plaintiff and against the Defendant(s) and
damages are assessed as above in the sum of $137,510.40
PRO PROTHY
SPEAR & HOFFMAN, P.A.
BY: BONNIE DAHL, ESQ. UIRE
ATTORNEY I.D. NO. '79294
1020 NORTH KINGS HIGHWAY
SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
FAX (856) 755-1570
ATTORNEY FOR PLAINTIFF
FANNIE MAE
VS.
PL .A!NTIFF,
LYNDA H. SUMMERS
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. 01 ~
CERTIFICATION OF
MAILING NOTICE PURSUANT
TO RULE 237.1
The undersigned herebY, certifies that a Written Notice of Intention t° file a Praecipe for the Entry of
Default Judgment was .mailed to Defendant(s) and to h/s, her or their attorney of record, if any, after the
default occurred and at least ten (10) days prior to the date of the filing of the Praecipe for the Entry of
Judgment. A true and e¢rrect copy of each Notice is attached hereto, sent as stated.
Dated: 10/26/01 ".
BY:
SPEAR & HOFFMAN, P.A.
BONNIE DAHL, ESQUIRE
Attorney for Plaintiff
SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
LOAN//5944629665
FANNIE MAE
P.O. BOX 1093
NORTHRIDGE, CA 91328-1093
PLAINTIFF,
VS.
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBUiRG, PA 17055
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET 01-5743 CIVIL TERM
PRAECIPE FOR JUDGMENT FOR FAILURE
TO ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Enter Judgment IN REM in the amount of $137,510.40 in favor of the Plaintiff and against the
defendant(s), jointl~ and severally, for failure to file an answer to Plaintiff's Complaint in Mortgage
Foreclosure within 20 days from service thereof and assess Plaintiff's damages as follows and
calculated as stated in the Complaint:
Principal of mortgage debt due and unpaid
Interest at 8.52% from 04/01/01 to MARCH 4, 2003
(703 days @ $26.95 per diem)
Late charges
Other Fees
Attorney's Fees (As stated in Complaint)
TOTAL AMOUNT DUE
$115,466.95
$18,945.85
$252.5O
$15.60
$2,829.50
_~? *137,510.40
LAURENCE R. CHASHIN, ESQUIRE
Attorney for Plaintiff
AND NOW, judgment is entered in favor of the Plaintiff and against the Defendant(s) and
damages are assessed as above in the sum of $137,510.40
PRO PROT ¥
SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
LOAN//5944629665
FANNIE MAE
P.O. BOX 1093
NORTHRIDGE, CA 91328-1093
PLAINTIFF,
VS.
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBUj~G, PA 17055
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET 01-5743 CIVIL TERM
PRAECIPE FOR JUDGMENT FOR FAILURE
TO ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Enter Judgment IN REM in the amount of $137,510.40 in favor of the Plaintiff and against the
defendant(s), jointl~ and severally, for failure to file an answer to Plaintiff's Complaint in Mortgage
Foreclosure within 20 days from service thereof and assess Plaintiff's damages as follows and
calculated as stated in the Complaint:
Principal of mortgage debt due and unpaid
Interest at 8.52% from 04/01/01 to MARCH 4, 2003
(703 days @ $26.95 per diem)
Late charges
Other Fees
Attorney's Fees (As stated in Complaint)
TOTAL AMOUNT DUE
$115,466.95
$18,945.85
$252.50
$15.60
$2,829.50
~~~_ :_~? $137,510.40
LAURENCE R. CHASHIN, ESQUIRE
Attorney for Plaintiff
AND NOW, judgment is entered in favor of the Plaintiff and against the Defendant(s) and
damages are assessed as above in the sum of $137,510.40
PRO PROTHY /,da~_
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due Fannie Mae Plaintiff (s)
From Lynda H. Summers
(2)
of
NO 01-5743 Civil
CIVIL ACTION - LAW
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
You are also directed to attach the property of the defendant(s) not levied upon in the possession
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount DueS137,510.40
Interest $2,214.80
Atty's Comm %
Atty Paid $115.50
Plaintiff Paid
L.L.$.50
Due Prothy $1.00
Other Costs
Date: March 10, 2003
(Seal)
REQUESTING PARTY:
Name Laurence R. Chashin, Esq.
Address: 1020 N. Kings Highway, Suite 210
Cherry Hill, NJ 08034
Attorney for: Plaintiff
Telephone: 856-755-1560
CURTIS R. LONG
Prothonotary
By: ~'~. ~_ ~. ~
Deputy
Supreme Court ID No. 77558
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
PRAECIPE FOR WRIT OF EXECUTION
FANNIE MAE : ( )
: ( )
vs. : File No.
: Amount Due
LYNDA H. SUMMERS : Interest
: Atty's Comm
: Costs
TO THE PROTHONOTARY OF THE SAID COURT:
Confessed Judgment
Other
01-5743 CIVIL TERIVI
$137,510.40
$ 2,214.80
The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or
account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed
pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended.
Issue writ of execution in the above matter to the Sheriff of CUMBERLAND
debt, interest and costs upon the following described property of the defendant(s)
502 APPALACHIAN AVENUE, MECHANICSBURG, PA 17055
County, for
PRAECIPE FOR ATTACHMENT EXECUTION
Issue writ of attachment to the Sheriff of CUMBERLAND County, for debt, interest
and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real
estate, supply six copies of the description; supply four copies of lengthy personalty list)
and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s).
(Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the
defendant(s) described in the attached exhibit. \
DATE: March4,2003 Signature:~o,-.~-~...~ /]~57~ ~___~~ ~
Print Name: LAURENCE R. CHASHIN, ESQUIRE
Address: 1020 N. Kings Highway, Suite 210
Cherry Hill, N.J. 08034
Attorney for: FANNIE MAE
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IN THE UNITED STATES BANKRUPTCY COURT
FOR THE MEDDLE DISTRIC~T OF PENNSYLVANIA
INRE:
Lynda H. Summers
Washington Mutual Bank, (n)
MOVANT,
VS.
Lynda H. Summers
RESPONDENT(S)/DEBIOR(S)
Charles J. Dehart,llI, Trustee
RESPONDENT/TRUS TEE
BKY CASE NO. 01-05871/RJW
CHAPTER NO.: 13
11 U.S.C. SECTION 362
ORDER MODIFYiNG §362 AUTOMATIC STAY
AND NOW, this 9th day of August , 2002, at the MIDDLE District of Pennsylvania,
upon failure of the Debtor to file an answer within the time allowed, appear or otherwise respond
to the Motion of the above-named Movant for Relief from the Automatic Stay, and for good
cause shown, it is:
ORDERED AND DECREED that the Automatic Stay of all proceedings, as provided
under §362 of the Bankruptcy Reform Act of 1978 (The Code) 11, U.S.C. §362 is modified to
allow the above-named Movant, its successors or assigns to proceed with, or to resume
proceedings in mortgage foreclosure, including, but not limited to, Sheriff's or Marshal's Sale of
502 Appalachian Avenue, Mechanicsburg, PA 17055; and to take action, by suit or otherwise as
permitted by law, in its own name or the name of its assignee, to obtain possession of said
premises.
FURTHER, this order shall take effect immediately without regard to Bankruptcy Rule
4001(a)(1).
Id John J. Thomas
UNITED STATES BANKRUPTCY JUDGE
CC:
Robert W. Cusick, Esquire
SPEAR & HOFFMAN, P.A.
1020 North Kings Highway, Suite 210
Cherry Hill, NJ 08034
856-755-1560
SPEAR & HOFFMAN, P.A.
BY: BONNIE DAHL, ESQUIRE
ATTORNEY I.D. NO. '79294
1020 NORTH KINGS HIGHWAY
SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
FAX (856) 755-1570
ATTORNEY FOR PLAINTIFF
FANNIE MAE
PLAIN. TIFF,
VS.
LYNDA H. SUMMERS
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. 01 ~
CERTIFICATION OF
MAILING NOTICE PURSUANT
TO RULE 237.1
The undersigned hereby, certifies that a Written Notice of Intention t° file a Praecipe for the Entry of
Default Judgment was .mailed to Defendant(s) and to h/s, her or their attorney of record, if any, after the
default occurred and at. lleast ten (10) days prior to the date of the filing of the Praecipe for the Entry of
Judgment. A true and e6rrect copy of each Notice is attached hereto, sent as stated.
Dated: 10/26/01
BY:
SPEAR & HOFFMAN, P.A.
BONNIE DAHL, ESQUIRE
Attorney for Plaintiff
ALL THAT CERTAIN PIECE OR PARCEL OF LAND, SITUATE IN THE TOWNSHIP OF UPPER
ALLEN COUNTY OF CUMBERLAND AND STATE OF PENNSYLVANIA, MORE
PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS:
BEGINNING AT A POINT ON THE WESTERN LINE OF APPALACHIAN AVENUE AT THE
SOUTHERN LINE OF LOT NO. 32, AS SHOWN ON THE HEREIN AFTER MENTIONED PLAN
OF LOTS; THENCE ALONG THE SOUTHERN LINE OF LOT NO. 32 NORTH 76 DEGREES 16
MINUTES WEST ONE HUNDRED TWENTY (120) FEET TO A POINT; THENCE SOUTH 13
DEGREES 44 MINUTES WEST NINETY (90) FEET TO A POINT; THENCE ALONG THE
NORTHERN LINE OF LOT NO. 34 ON SAID PLAN SOUTH 76 DEGREES 16 MINUTES EAST
ONE HUNDRED TWENTY (120) FEET TO APPALACHIAN AVENUE, THENCE ALONG THE
WESTERN LINE OF APPALACHIAN AVENUE NORTH 13 DEGREES 44 MINUTES EAST
NINETY (90) FE~_ET TO THE PLACE OF BEGINNING.
BEING LOT NO. 33, PLAN OF SECTION 2, MT. ALLEN HEIGHTS, SAID PLAN BEING
RECORDED IN THE OFFICE OF THE RECORDER OF DEEDS IN AND FOR CUMBERLAND
COUNTY IN PLAN BOOK 12, PAGE 16.
BEING THE SAlV~E PREMISES WHICH LYNDA H. SUMMERS BY DEED DATED AUGUST 26,
1999 AND RECORDED SEPTEMBER 14, 1999 IN THE COUNTY OF CUMBERLAND AND
STATE OF PENI~.~SYLVANIA IN DEED BOOK 207 PAGE 738 CONVEYED UNTO LYNDA H.
SUMMERS, MORTGAGOR HEREIN.
PARCEL NO. 42128-2421-267
PROPERTY ADF~RESS: 502 APPALACHIAN AVENUE, MECHANICSBURG, PA 17055.
SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
VS.
PLAINTIFF,
LYNDA H. SUMMERS
DEFENDANT(S)
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
NO. 01-5743 CIVIL TERM
CERTIFICATION OF ADDRESS
I hereby certify that the correct address ot the judgment creditor (Plaintiff) is:
WASHINGTON MUTUAL BANK
C/O FANNIE MAE
P.O. BOX 1093
NORTHRIDGE, CA 91328-1093
and that the last known address(es) of the judgment debtor (Defendant (s)) is (are):
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
BY:
SPEAR & HOFFMAN, P.A.
LAU~I~NCE R. CHASHIN, ESQUIRE
SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
VS.
PLAINTIFF,
LYNDA H. SUMMERS
DEFENDANT(S)
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
NO. 01-5743 CIVIL TERM
CERTIFICA FE OF SERVICE
We, Spear and Hoffman, P.A., Attorney for the Plaimiff, hereby certify that we have served by
first class mail, postage prepaid, true and correct copies of the attached papers upon the following
person(s) or their attorney of record:
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
Date mailed: ~- -~- 03
BY:
SPEAR & HOFFMAN, P.A.
LAURENCE R. CHASHIN, ESQUIRE
SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
VS.
PLAINTIFF,
LYNDA H. SUMMERS
DEFENDANT(S)
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. 01-5743 CIVIL TERM
AFFIDAVIT OF NON-MILITARY SERVICE
LAURENCE R. CHASHIN, ESQUIRE, being duly sworn according to law, deposes and says
that he is attorney for Plaintiff in the above-captio,,ed matter, that he makes this Affidavit on Plaintiff's
behalf, and that the statements in this Affidavit are true to the best of his knowledge, information and
belief.
Defendant, LYNDA H. SUMMERS, is over 21 years of age. His last employment is
unknown.
Defendant is not in the military service of the United States as contemplated by the Soldiers'
and Sailors' Civil Relief Act, as amended.
This Affidavit is made in connection with the judgment upon a note and mortgage secured upon
the premises located at 502 APPALACHIAN AVFNUE, MECHANICSBURG, PA 17055.
SWORN TO AND S~UB~CRIBED
BEFORE ME THIS L~
DAY OF ]/h ~ bc,/~, , 20 ~ .
BY:
CE R. CHASHIN, ESQUIRE
'March 4, 2003
DONNA M. LUPO
Notary Public of New Jersey
My Commission Expire8
February 22, 2005
OFFICE OF THE PROTHONOTARY
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
LAWRENCE E. WELKER
Prothonotary
TO:
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
FANNIE MAE
VS~
PLAINTIFF,
LYNDA H. SUMMERS
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. 01-5743 CIVIL TERM
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a
Judgment has been entered against you in the above proceeding as indicated below:
Judgment by Default
Money Judgment
Judgment for Possession
Judgment on Award of Arbitration
Judgment on Verdict
Judgment on Court Findings
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL:
ATTORNEY LAURENCE R. CHASHIN, ESQUIRE at this telephone number: (856) 755-1560
SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560 ·
ATTORNEY FOR .:PLAINTIFF
FANNIE MAE
PLAINTIFF,
VS.
LYNDA H. SUMMERS
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. 01-5743 CIVIL TERM
AFFIDAVIT PURSUANT TO RULE 3129.1
FANNIE MAE, plaintiff in the above action, by its attorney, LAURENCE R. CHASHIN, ESQUIRE
sets forth, as of the date the Praecipe for the Writ c~f Execution was filed, the following information
concerning the real Property located at 502 APPALACHIAN AVENUE,
MECHANICSBURG, PA 17055:
Name and address of Owner(s) or Reputed Owner(s):
.'
LYNDA H! SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
Name and address of Defendant(s) in the judgment:
LYNDA Hi SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
3. Name and list known address of every judgment creditor whose judgment is a record lien on
the real property to be sold:
UPPER ALLEN TOWNSHIP
4714 INDIAN TRAIL ROAD
NORTHAMPTON, PA 18067
REF# 2001'2657
o
Name and a, ddress of the last recorded holder of every mortgage of record:
WASHINGTON MUTUAL BANK
C/O FANI'4IE MAE
P.O. BOX 1093
NORTHRIDGE, CA 91328-1093
NORTH AMERICAN MORTGAGE COMPANY
3883 AIRWAY DRIVE
SANTA ROSA, CA 95403
PNC MORTGAGE CORP.
P.O. BOX 2026
FLINT, MI[48501-2026
Name and address of every other person who has any record lien on the property:
NONE
6. Yl ........ d ,addrcaa of every other p~r~on who has any record interest in the property and whose
interest may be affected by the sale:
DOMESTIC RELATIONS
P.O. BOX 320
13 N. HANOVER ST.
CARLISLE, PA 17013
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE - LIEN
BUREAU OF COMPLIANCE
DEPT. 280946
HARRISBURG, PA 17128-0946
ATTENTION: SUE BLOUGH
CUMBERLAND COUNTY
TAX CLAIM BUREAU
1 COURTHOUSE SQUARE
CARLISLE, PA 17013
CAROLY~q MCQUILLEN
TAX COLLECTOR
1044 PINE ROAD
CARLISLE, PA 17013
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX DIVISION
DEPT. 280601
HARRISBURG, PA 17128-0601
interest
Name and address of every other person of whom the plaintiff has knowledge who has any
in the prop.erty which may be affected by the sale:
TENANT(S)/OCCUPANT(S)
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge, information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities.
SPEAR & HOFFMAN, P.A.
LAURENCE R. CHASHIN, ESQUIRE
Attorney for Plaintiff
SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
PLAINTIFF,
VS.
LYNDA H. SUMMERS
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. 01-5743 CIVIL TERM
CERTIFICATION
LAURENCE R. CHASHIN, ESQUIRE, hereby verifies that she is the attorney for the
Plaintiff in the above captioned matter, and that the premises are not subject to the provisions of Act 91
because it is:
( )
( )
( )
(x)
an FHA mortgage
non-owner occupied
vacant
Act 91 procedures have been fulfilled
This certification is made subject to the penalties of 18 Pa.C.S. section 4904 relating to
unsworn falsification to authorities.
LAURENCE R. CHASHIN, ESQUIRE
Attorney for Plaintiff
SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, blEW JERSEY 08034
(856) 755-1560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
VS.
PLAINTIFF,
LYNDA H. SUMMERS
DEFENDANTS
COURT OF COMMONPLEAS
CUMBERLAND COUIITY
DOCKET NO.01-574~IVIL TERM
NOTICE OF SHERIFF'S SALE OF REAL PROPER'_g
TO:
LYNDA H. SUMMERS
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
Your house (real estate) at:
502 APPALACHIAN AVENUE
MECHANICSBURG, PA 17055
is scheduled to be sold at Sheriff's Sale on JUNE 11, 2003 at:
CUMBERLAND COUNTY COURTjSE
2ND FLOOR, COMMISSIONERS HEAY ROOM
1 COURTHOUSE SQUAF
CARLISLE, PA 17013-37
at 10:00 a.m. to enforce the court judgment of $137,510.40 c'd by FANNIE MAE against you.
NOTICE OF OWNER?iTS
YOU MAY BE ABLE TO PREVEN ' SHERIFF'S SALE
To prevent this Sheriff's Sale you must take i__m:~:
lie MAE the amount of the judgment plus
1. The sale will be canceled if you pay tb attorney's fees due. To find out how
costs or the back payments, late charges, costs and r,
much you must pay, you may call: (856) 755-1560.
a petition asking the Court to strike or open
2. You may be able to stop the sale lou may also ask the Court to postpone the
the judgment, if the judgment was improperly eh'
sale for good cause.
n other legal proceedings.
3. Yqu may be able to stop the s~~
~. The SOoner you contact one, the more chance
You may need an attorney to assert ,~e two on how to obtain an attorney.)
you will have of stopping the sale. (See no'
YOU MAY STILL BE ABLE TO SAVE -OPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder.
You may find out the price bid by calling (717)240-6390.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the
sale. To find out if this has happened, you may call (717)240-6390.
4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner
of the property as if the sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the
Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings
to evict you. .
6. Yqu may be entitled to a share of the money which was paid for your house. A
schedule of distribution of the money bid for your house will be filed by the Sheriff no later than JULY
11, 2003 This schedule will state who will be receiving the money. The money will be paid out in
accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are
filed with the Sheriff within ten (10) days after the date of filing of said schedule.
7. You may also have other rights and defenses, or ways of getting your house back, if
you act immediate!y after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY COURTHOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17103
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED
THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO
COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSE.
SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 N. KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
(856) 755-I560
ATTORNEY FOR PLAINTIFF
FANNIE MAE
PLAINTIFF,
VS.
LYNDA H. SUMMERS
DEFENDANTS
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO.01-5743 CIVIL TERM
CERTIFICATION AS TO THE SALE OF REAL PROPERTY
I hereby certify that I am the Attorney of record for the Plaintiff in this Action against Real
Property and further certify this property is:
[ ] FHA - Tenant Occupied or Vacant
[ ] Commercial
[ ] As a result of a Complaint in Ass,,mpsit
[ X ] That the Plaintiff has complied in all respects with Section 403 of the
Mortgage assistance Act including but not limited to:
(a)
(b)
(c)
(d)
Service of notice on Defendant(s)
Expiration of 30 days since the service of notice
Defendant(s) failure to request or appear at meeting with Mortgagee or
Consumer Credit Counsehng Agency
Defendant(s) failure to file application with Homeowners Emergency
Assistance Program.
I further agree to indemnify and hold harmless the Sheriff of CUMBERLAND County for any
false statement given herein.
LAURENCE R. CHASHIN, ESQUIRE
Attorney for Plaintiff
CERTIFICATE TO THE SHERIFF
SHERIFF'S OFFICE
CUMBERLAND COUNTY COURTHOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17013-3387
FANNIE MAE
VS.
LYNDA H. SUMMERS
: COURT OF COMMON PLEAS
: NO.01-5743 CIVIL TERM
I HEREBY CERTIFY THAT
I. The judgment entered in the above matter is based on an action:
X
Ao
B.
C.
D.
In Assumpsit (Contract)
In Trespass (Accident)
In Mortgage Foreclosure
On a note accompanying a purchase money mortgage and the property being
exposed to sale is the mortgaged property.
II. The defendant(s) own the property being exposed to sale as:
X
B.
C.
D.
E.
F.
An individual
Tenants by the Entireties
Joint tenants with right of survivorship
A partnership
Tenants in Common
A corporation
III. The defendant(s) is (are):
X
Ao
Resident in the Commonwealth of Pennsylvania
Not resident in the Commonwealth of Pennsylvania
If more than one defendant and either A or B above not applicable, state which
defendants are residents of the Commonwealth of Pennsylvania.
Residents:
Phone No.
(856) 755-1560
Name:
Signature:
Address:
LAURENCE R. CHASHIN, ESQUIRE
Attorney I.D. No. 77558
1020 N. Kings Highway, Suite 210
Cherry_ Hill, N.J. 08034
12 03 04:04p Spear&Hog,man
185675515?0
p.1
Law Offices
Spear and Hoffman, P.A,
Irvinc C. Spear (1922-i976)
March 12, 2003
SHERIFF'S OFFICE
CUMBERLAND COUNTY COURTHOUSE
1 COURTHOUSE SQUARE
CARLISLE, PA 17013-3387
ATTN: JODY
RE:
FANNIE MAE vs. LYNDA H. SUMMERS
Docket No. 01-5743 CIVIL TERM
Sale Date: JUNE 11, 2003
Our File WMS-P-273
Dear Sir/Madam:
Kindly stay the sale scheduled for the above-referenced case due to the fact that Defendant LYNDA H.
SUMMERS has' satisfied her payments to our client. No monies were received.
In order for our firm .to properly bill our cliem, please take the time to send us the refund of $1,500.00
and a copy of the w.rit.
Please return the writ to the prothonotary.
If you have any questions or concerns, please do not hesitate to contact the undersigned.
Thank you for your anticipated cooperation and courtesy in this matter.
Very truly yours,
SPEAR AND HOFFMAN, P.A.
/hck
VIA FACSIMILE TO 717-240-6397
NJ/PA: 1020 N. Kings Highway/Suite 210/Cherry Hill, New Jersey 08034/(856) 755-1560/FAX(856) 755-
1570
SPEAR & HOFFMAN, P.A.
BY: LAURENCE R. CHASHIN, ESQUIRE
ATTORNEY I.D. NO. 77558
1020 NORTH KINGS HIGHWAY, SUITE 210
CHERRY HILL, NEW JERSEY 08034
FANNIE MAE
VS.
PLAINTIFF,
LYNDA H. SUMMERS
DEFENDANT
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 01-57'43 CIVIL TERM
PRAECIPE TO WITHDRAW JUDGMENT BY DEFAULT
TO THE PROTHONOTARY:
Kindly withdraw the judgment by default in the above captioned matter which was filed on March
10, 2003.
SPEAR AND HOFFMAN, P.A.
Attorney for Plaintiff