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HomeMy WebLinkAbout97-05657 , , Jli \ I , ) I , , I :' I ,I I '1 " No. Q7. ~~7 avll T.rm I, l ! "~~tuk -+ 11~.hY' I, I' vs. ~^^'J' ~ court of Common Pltl. ~mb. co.' " I , , './' " ,'-' "l::.a.l\, ":.or-t-:"c 6. COtltl"iuy to thf.l terms and provisicms of the Pt'OmisBOt'Y ,Tudfjment Note, Defendant has failed to make timely payments which constitutes a default under the Note, and Plaintiff exercises its option to declare the obligation immediately due and payable. 7. Consequently, the Defendant is liable to Plaintiff as follows I Principal amount dU..!1 $ 875.32 Interest I $ 81. 79 Attorney's collect ion fee: $ 47.85 Total: $ 1004.96 All Sheriff's and other costs and fees incidental to execution and levy. , WHEREFORE, Plaintiff demands judgment in the sum of One Thousand Four ($1,004.96) Dollars and 96/100 Cents, plus all Sheriff's and other costs and fees incidental to execution and levy, as authorized by the warrant of attorney appearing in the attached instrument. Respectfully submitted, FENSTERMACHER AND ASSOCIATES .' > ~~_.~ -~. >, c BYt .-,- ~ .?_-~ .'-' Mark . Emery, ~sq~ Supreme Court 1.0. #72787 5232 East Trindle Road Mechanicsburg, PA 17055 (717) 691-5400 Attorney for Plaintiff , ., I , , DATED: 10- I3'Q7 AMOUN';C $1l75.32 DATE AND PLACE April 4, 1997 Mechanlcsburg, PA PROMISSORY JUDGMENT NOrE FOR VALUE RECEIVED, AND INTENDING TO BE LEGALLY BOUND, Beasie H. Yoho, of 266-B North Arlington Avenue, Harrisburg, Dauphin County, Pennsylvania 17109 (hereinafter whether singular or plural called the "Maker") promises to pay Fenstermacher and Associates, of 5232 East Trindle Road, Mechanicsburg, Cumberland County, Pennsylvania (hereinafter called the "Holder") the sum of Eight Hundred Seventy-five and 32/100 ($875.32) Dollars lawful money of the United States of America. 'rhis Note is being executed by Maker in connection wi th a business transaction of Eight Hundred Seventy-five and 32/100 ($875.32) Dollars whereby Maker has incurred the principal amount of in legal fees due and owing to Holder. This obligation shall bear interest at the annual rate of one and one-half (1 1/2) percent per month. Maker shall pay the sum of no less than One Hundred ($100.00) Dollars per month, due on the 1st day of each month, commencing May 1, 1997. The remaining outstanding balance wIth any accrued interest shall he due and payable on or before February 1, 1998. The full amount due hereunder shall be due and paYdble on demand by Holder. Maker does hereby empower the prothonotary, clerk of court or any attorney of any court of record in the C;,mmonwealth of Pennsylvania, at any time before or after maturity whether or not any default has occurred, to appear for it and, with or without declaration filed, confess judgment against it for the above sum with costs of suit, release of errors, and without stay of execution, and with five (5%) percent added as part of the judgment for attorney's fees for collection. Maker fully understands and agrees to the attached Explanation of Rights which is incorporated herein by reference. THIS NOTE MAY BE RECORDED AS A JUDGMENT AGAINST THE MAKER WITHOUT PREVIOUS NOTICE TO MAKER AND MAY HAVE AN IMPACT UPON THE CREDIT HISTORY OF THE MAKER. The failure of Holder to declare this Note due and payable on the Maturity Date or at any other time shaJ I not constitute a waiver of any of Holder's remedies, and the same shall be available to Holder until such time as this Note is satisfied. EXPLANATION OF RIGHTS A. I clearly and specifically understand that by signing tho foregoing promissory Judgment Note dated oven date herewith in the amount of Eight lIundred Seventy-five and 32/100 ($875.32) Dollars (the "Note"), payable to Fenstermacher find Associates (hereinafter the "Holder") which contains a confession of judgment clause: 1. I will authorize the Holder to enter a judgment against me in Holder's favor which will give the Holder a lien upon any real estate which I may own, including my home. 2. I will give up the right to any notice or opportunity to be heard prior to the entry of this judgment on the records of the court. 3. I will agree that the Holder can enter this judgment without any proof of nonpayment or other default on my part. 4. I will subject all of my property, both personal property and real estate, to execution ( and sheriff's sale) pursuant to this judgment prior to proof of nonpayment or other default on my part. 5. I will be unable to challenge this judgment, should the Holder enter it, except by a proceeding to open or strike the judgment; and such a proceeding will result in attorneys' fees and costs which I will have to pay. 6. I know and understand that it is the confession of judgment clause in the Note which gives the Holder the rights enumerated above. B. IF I DO NOT SIGN A NOTE WHICH CONTAINS A CONFESSION OF JUDGMENT CLAUSE. I UNDERSTAND I WOULD HAVE THE FOLLOWING: 1. The right to have notice and an opportunity to be heard prior to judgment. 2. The right to have the burden of proving default rests upon the Holder before my prQperty can be exposed to execution. 3. The right to avoid the additional expense of attorneys' fees and costs incident to the opening or striking off a confessed judgment. c. I fully and completely understand these rights which I have received prior to l3igning the Note and am clearly aware that these rights will be given up, waived, relinquished and abandoned if I sign the Note. Nevertheless, I freely and voluntarily choose to sign the Note, my intention being to give up, waive, relinquish and abandon my known rights (as described in Paragraph 8 ahove) and subject myself to the circumstances described immediately above. D. which has a $10,000.00 or WITNESS: I hereby cert.ify that I, a signatory to the Note, confession of judgment clause, have earnings of more per year. I IlAV:: READ 'rHIS ENTIRE F'ORM AND FULLY UNDERSTAND ITS CONTENTS Ji,L.V IJ .n./U'tl 'It 1) ~JJ Bessie H. Yohe " ;'1 " ." ',.1 tl . " ./'. ~ ~ ....... \ ~ ~ >/, ~ e,. t1-, , , ( '" ~' , l.Ll t.: ", ....... I',",' , ~ ...::). ;Q 1.)1, .f=5 ~ (", . ~ \. ..,.., -...::;. " '1 [t. t I,ll ~ '"'h .. i:.. ~. 1.'- r. . )' cd j~~ l.J (,-' ',J r , ,. , , "