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Home My WebLink About97-05713 . i ....s << ~ . ... j 1', ~ ., " u ~ " ~ \" a ~ ~ t: -0 ~ .0 ;:: ~ I ~ - <.;~ y..... ';1 (I /", " J - . n') - if .... -0 '- ~ ~: ""; [. I ,. " 01 , ,-,. . . " I ii, , ~ ' : l;'.. " (lo. li';, '\ ! ~Mi .--:~) ,- L ~ ;'; '1',1 , ',- .1, ,( ~ :;,.." I. . ~:; 1"11 I ,;:.l.. ,. ,.- :':i () (I' U (j ....,0 ~ld__~1ol01.tuUll lllII'..........tmt...iOwo....-aV "T'rtIl1U'f'u'm , ( FEDERMAN AND PHELAN By: Frank Federman, Esquire Atty, I,D. No, 12248 Two Penn Center Plaza, Suite 900 Philadelphia, PA 19102-1799 (215) 563-7000 NATIONSBANC MORTGAGE CORPORATION IF/K/A NCNB MORTGAGE CORPORATION) A'M'ORNEY FOR PLAINTIFF v. CUMBERLAND County Court of Common Pleas Civil Division MICHAEL N. WHITCOMB AND SUSAN M. WHITCOMB A/K/A SUSAN N, WHITCOMB No, 97-5713 PRAECIPE TO THE PROTHONOTARY: X A. Plaintiff hereby withdraws the complaint filed in this matter. Please mark this case discontinued and ended without prejudice. B. Please mark this case settled, discontinued, and ended. c. Plaintiff hereby withdraws/vacates the judgment it filed against Defendant (s) in this case because the judgment was inadvertently filed in violation of the bankruptcy automatic stay. D, Plaintiff hereby vacates the judgment it filed against Defendant(s) in this case. please mark this case discontinued and ended without prejudice. E, Please mark the judgment in this case "satisfied". h. " ell Date 1.,/:. ~cIb Frank Federman, Esquire Attorney for Plaintiff - :'\i 1._..,1. ~.,dd ,;, ,,ii'.', .' .1, 'lilt L --.lLI;.J:.~..!i L.. ,.:r,'!' ~--_..._. ,;ii'_'l 1.1.1 l,l ,~ ~ 11 ,)i ~_'j-"'p\J L I ."11.- ---.-' ,.,;' .qr. ' t,f,.~}' i',.' ,1 i. i ," , iJU 1 Y :.H.C,,;' I L'll.i>;'; Vl.'-:i ;,L- UiU ;.../.,')1 (j i, , , ,,' Lll ;;.vj,LL.h,i..ll! '1 --~- :.;~ 1.,.1 ''- '" __. H." ,,,_,;, f' _'hi, '\oj d;;~ .J !.li ..,..~ili,~L c L._' .. _t..!......_ ,_..c.. "Ii t l \ .~ ~~,j:.i)' CO,t I:! I~ I,' . 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" ". - ;:;.LLU~~tb.'\;iJ.____ r ' :.l.__~_ ---._--- -----_.- , ., .. I, [.1;,,111 .. ll; '___~Lih,.i. !-.-U._.____ ~.J._~::.L~,j.~ '--jiL ..t , '_.1 ,. 'e" . li.!...;._. __.____.__.__...____________t J I t l :.' ; ; ~ i'~ ,_ '-..' I ; L .~ ;; '.ll' .j .' '.;.'_'L ': ""r~~ .~ ~~~-;. ---.---.-- 'I ,. ~ i . . .. -J',' il", ". -;---..--'- "L ,.. 1\..; " 3,1.A C)7 ~~~ C. ~~- 7k.A~ I ~' o- r l._. " '" .J ~ ~~\~ ~ ~ ~ - ~ ~ ~"" Ci~ "\) ~ ~ \'- . ~ r:;~ 'V v~, ~ \:::::J \<;: - ,.J ,.. "'; @ ; m~ ~ ~~ ~ ~~ - Q) ~ 0'" ~o I::i.~ o:~oc.,:.r~ (Jl (1) l" UJ oCLl.') O.~ (J!'l ~ol~r1. ,; . , "1'0 (lmUla ~.-..~ "..... OltoffHIOI ",,,,,--0 --mlf1IJ'rLS'l': , FEDERMAN AND PHELAN By: FRANK FEDERMAN, ESQUIRE IDENTIFICATION NO. 12248 TWO PENN CENTER PLAZA, SUITE 900 PHILADELPHIA, PA 19102 (2151 563-7000 NATIONSBANC MORTGAGE CORPORATION (F/K/A NCNB MORTGAGE CORPORATION) P,O. BOX 35140 LOUISVILLE, KY 40232-5140 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Plaintiff TERM NO. 1'7- ,57/3 (l~~~~ v. CUMBERLAND COUNTY MICHAEL N. WHITCOMB SUSAN M. WHITCOMB a/k/a SUSAN N. WHITCOMB 32 MAYBERRY LANE MECHANICSBURG, PA 17055 Defendant(s) CIVIL ACTION - LAW MORTGAGE FORECLOSURE NOTICE THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take acticn within twenty (20) days after this complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY COURT ADMINISTRATOR 4TH FLOOR CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 1. Plaintitt is NATIONSBANC MORTGAGE (F/X/A NCNB MORTGAGE P.O. BOX 35140 LOUISVILLE, KY CORPORATION CORPORATION) 40232-5140 2. The name(s) and last known addressees) ot the Oetendant(s} are MICHAEL N. WHITCOMB SUSAN M. WHITCOMB a/k/a SUSAN N. WHITCOMB 32 MAYBERRY LANE MECHANICSBURG, PA 17055 who is/are the mortgagor(s) and real owner(s) of the property hereinatter described. 3. On 12/21/96 ~ortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to AVSTAR MORTGAGE CORPORATION which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 999, Page 903. By Assignment of Mortgage dated 12/21/90 the mortgage was assigned to PLAINTIFF which Assignment is recorded in Assignment of Mortgage Book No. 391, Page 1028. 4. The premises subject to sald mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 6/1/97 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. A copy of such notice is attached as Exhibit "A." 10. Pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. S 1692 et seq. (1977), Defendant(s) may dispute the validity of the debt or any portion thereof. If Defendant(s) do so in writing within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will obtain and provide Defendant(s) with written verification thereof; otherwise, the debt will be assumed to be valid. Likewise, if requested within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will send Defendant(s) the name and address of the original creditor if different from above. WHEREFORE, PLAINTIFF demands Judgment against the Defendant(s) in the sum of $118,614.52, together with interest from 9/1/97 at the rate of $28.93 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. ~J}~ Isl Frank Federman FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff NationsBanc Mortgage corporation P. O. Box 35140 Louisville, KY 40232-5140 July 24, 1997 Michael N Whitcomb 32 Mayberry Lane Mechanicsburg PA 17055 RE: NATIONSBANC MORTGAGE CORPORATION 52 ACT 6.1 ACCOUNT NUMBER: 0007095235 MORTGAGORS: Michael N whitcomb Susan M Whitcomb PROPERTY ADDRESS: 32 Mayberry Lane Mechanicsburg PA 17055 NOTICE OF INTENTION TO FORECLOSE MORTGAGE THE MORTGAGE HELD BY Nationsbanc Mortgage corporation. (HEREINAFTER WE, US, OR OURS) ON YOUR PROPERTY LOCATED AT 32 Mayberry Lane, Mechanicsburg PA 17055, IS IN SERIOUS DEFAULT BECAUSE YOU HAVE NOT MADE MONTHLY PAYMENTS OF $1,172.25 FOR THE MONTHS OF 06/01/97 THROUGH 07/01/97 AND $ FOR THE MONTHS OF THROUGH THE TOTAL DELINQUENCY AS THIS DATE IS 2,442.32 COMPUTED AS FOLLOWS: DELINQUENCY AS OF July 24, 1997 LATE CHARGES TO July 24, 1997 TOTAL DELINQUENCY AS OF July 24, 1997 $ $ 2,344.50 97.82 2,442.32 THE TOTAL AMOUNT NOW REQUIRED TO CURE THIS DEFAULT, OR IN OTHER WORDS, BRING YOUR PAYMENTS CURRENT, AS OF THE DATE OF THIS LETTER IS $ 2,442.32. YOU MAY CURE THIS DEFAULT WITHIN THIRTY (30) DAYS OF THE DATE OF THIS LETTER, BY PAYING TO THE MORTGAGE COMPANY THE ABOVE AMOUNT OF $ 2,442.32, PLUS ANY ADDITIONAL MONTHLY PAYMENTS AND LATE CHARGES WHICH MAY FALL DUE DURING THIS PERIOD. SUCH PAYMENT MUST BE MADE EITHER BY CASH, CASHIER'S CHECK, CERTIFIED CHECK OR MONEY ORDER, AND MAILED TO P.O. BOX 35140, LOUISVILLE, KENTUCKY 40232, OR MAILED TO OUR PHYSICAL ADDRESS, 101 East Main Street, suite 400, Louisville, Kentucky 40202. IF YOU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS, THE MORTGAGE COM- PANY INTENDS TO EXERCISE THE RIGHT TO ACCELERATE THE MORTGAGE PAYMENTS. THIS MEANS THAT THE AMOUNT OWING ON THE ORIGINAL MORTGAGE AMOUNT BORROWED WILL BE CONSIDERED DUE IMMEDIATELY AND YOU MAY LOSE THE CHANCE TO PAY OFF THE ORIGINAL MORTGAGE IN MONTHLY INSTALLMENTS. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN THIRTY (30) DAYS, THE MORTGAGE COMPANY ALSO INTENDS TO START A LAWSUIT TO FORECLOSE YOUR MORTGAGED PROPERTY. IF THE MORTGAGE IS FORECLOSED, YOUR MORTGAGED PROPERTY WILL BE SOLD BY THE SHERIFF TO PAY OFF THE MORTGAGE DEBT. IF YOl CURE THE DEFAULT BEFORE WE BEGIN LEGAL PROCEEDINGS AGAINST YOU, YOU WILL STILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, ACTUALLY INCURRED, UP TO $50.00. HOWEVER, IF LEGAL PROCEEDINGS ARE STARTED AGAINST YOU, YOU DR013 034 DT1 EXHIBIT A NationsBanc Mortgage corporation P. O. Box 35140 Louisville, KY 40232-5140 July 24, 1997 Susan M Whitcomb 32 Mayberry Lane Mechanicsburg PA 17055 RE: NATIONSBANC MORTGAGE CORP-ORATION 52 ACT 6.1 ACCOUNT NUMBER: 0007095235 MORTGAGORS: Michael N Whitcomb Susan M Whitcomb PROPERTY ADDRESS: 32 Mayberry Lane Mechanicsburg PA 17055 NOTICE OF INTENTION TO FORECLOSE MORTGAGE THE MORTGAGE HELD BY Nationsbanc Mortgage corporation. (HEREINAFTER WE, US, OR OURS) ON YOUR PROPERTY LOCATED AT 32 Mayberry Lane, Mechanicsburg PA 17055, IS IN SERIOUS DEFAULT BECAUSE YOU HAVE NOT MADE MONTHLY PAYMENTS OF $1,172.25 FOR THE MONTHS OF 06/01/97 THROUGH 07/01/97 AND $ FOR THE MONTHS OF THROUGH THE TOTAL DELINQUENCY AS THIS DATE IS 2,442.32 COMPUTED AS FOLLOWS: DELINQUENCY AS OF July 24, 1997 LATE CHARGES TO July 24, 1997 TOTAL DELINQUENCY AS OF July 24, 1997 $ $ 2,344.50 97.82 2,442.32 THE TOTAL AMOUNT NOW REQUIRED TO CURE THIS DEFAULT, OR IN OTHER WORDS, BRING YOUR PAYMENTS CURRENT, AS OF THE DATE OF THIS LETTER IS $ 2,442.32. YOU MAY CURE THIS DEFAULT WITHIN THIRTY (30) DAYS OF THE DATE OF THIS LETTER, BY PAYING TO THE MORTGAGE COMPANY THE ABOVE AMOUNT OF $ 2,442.32, PLUS ANY ADDITIONAL MONTHLY PAYMENTS AND LATE CHARGES WHICH MAY FALL DUE DURING THIS PERIOD. SUCH PAYMENT MUS~ BE MADE EITHER BY CASH, CASHIER'S CHECK, CERTIFIED CHECK OR MONEY ORDER, AND MAILED TO P.O. BOX 35140, LOUISVILLE, KENTUCKY 40232, OR MAILED TO OUR PHYSICAL ADDRESS, 101 East Main street, suite 400, Louisville, Kentucky 40202. IF YOU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS, THE MORTGAGE COM- PANY INTENDS TO EXERCISE THE RIGHT TO ACCELERATE THE MORTGAGE PAYMENTS. THIS MEANS THAT THE AMOUNT OWING ON THE ORIGINAL MORTGAGE AMOUNT BORROWED WILL BE CONSIDERED DUE IMMEDIATELY AND YOU MAY LOSE THE CHANCE TO PAY OFF THE ORIGINAL MORTGAGE IN MONTHLY INSTALLMENTS. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN THIRTY (30) DAYS, THE MORTGAGE COMPANY ALSO INTENDS TO START A LAWSUIT TO FORECLOSE YOUR MORTGAGED PROPERTY. IF THE MORTGAGE IS FORECLOSED, YOUR MORTGAGED ' PROPERTY WILL BE SOLD BY THE SHERIFF TO PAY OFF THE MORTGAGE DEBT. IF yot' CURE THE DEFAULT BEFORE WE BEGIN LEGAL PROCEEDINGS AGAINST YOU, YOU WILL STILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, ACTUALLY INCURRED, UP TO $50.00. HOWEVER, IF LEGAL PROCEEDINGS ARE STARTED AGAINST YOU, YOU DR193 005 DT1 EXHIBIT A WILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, EVEN IF THEY ARE OVER $50.00. ANY ATTORNEY'S FEES WILL BE ADDED TO WHATEVER YOU OWE THE MORT- GAGE COMPANY WHICH MAY ALSO INCLUDE REASONABLE COSTS. IF YOU CURE THE DEFAULT WITHIN THE (30) DAY PERIOD, YOU WILL NOT BE REQUIRED TO PAY ATTORNEY FEES. YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE PROCEEDINGS THE NONEXIST- ENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO ACCELERATION AND FORECLOSURE. THE MORTGAGE COMPANY MAY ALSO SUE YOU PERSONALLY FOR THE UNPAID PRINCIPAL BALANCE AND ALL OTHER SUMS DUE UNDER THE MORTGAGE. IF YOU HAVE NOT CURED THE DEFAULT WITHIN THE THIRTY (30) DAY PERIOD AND FORECLOSURE PROCEEDINGS HAVE BEGUN, YOU HAVE THE RIGHT TO CURE THE DEFAULT AND PREVENT THE SALE AT ANY TIME UP TO ONE HOUR BEFORE THE SHERIFF'S FORECLOSURE SALE. YOU MAY DO SO BY PAYING THE TOTAL AMOUNT OF THE UNPAID MONTHLY PAYMENTS PLUS ANY LATE OR OTHER CHARGES THEN DUE, AS WELL AS THE REASONABLE ATTORNEY FEES AND COSTS CONNECTED WITH THE FORECLOSURE SALE (AND PERFORM ANY OTHER REQUIREMENTS UNDER THE MORTGAGE). IT IS ESTIMATED THAT THE EARLIEST DATE THAT SUCH A SHERIFF'S SALE COULD BE HELD APPROXIMATELY FIVE (5) TO SIX (6) MONTHS FROM THE DATE OF THIS NOTICE. A NOTICE OF THE DATE OF THE SHERIFF'S SALE WILL BE SENT TO YOU BEFORE THE SALE. OF COURSE, THE AMOUNT NEEDED TO CURE THE DEFAULT WILL INCREASE THE LONGER YOU WAIT. YOU MAY FIND OUT AT ANY TIME EXACTLY WHAT THE REQUIRED PAYMENT WILL BE BY CALLING THE MORTGAGE COMPANY AT THE FOLLOWING TOLL FREE NUMBER, 1-888-915-6262 PAYMENT COUNSELING DEPT. THIS PAYMENT MU BE IN CASH, CASHIER'S CHECK, CERTIFIED CHECK OR MONEY ORDER AND MADE PAYABLE TO THE MORTGAGE COMPANY AT THE ADDRESS STATED ABOVE. YOU SHOULD REALIZE THAT A SHERIFF'S SALE WILL END YOUR OWNERSHIP OF THE MORTGAGED PROPERTY AND YOUR RIGHT TO REMAIN IN IT. IF YOU CONTINUE TO LIVE IN THE PROPERTY AFTER THE SHERIFF'S SALE, A LAWSUIT COULD BE STARTED TO EVICT YOU. YOU HAVE ADDITIONAL RIGHTS TO HELP PROTECT YOUR INTEREST IN THE PROPERTY. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. (YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE; AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BE- HALF. IF YOU CURE THE DEFAULT, THE MORTGAGE WILL BE RESTORED TO THE SAME POSI- TION AS IF NO DEFAULT HAD OCCURRED. HOWEVER, YOU ARE NOT ENTITLED TO THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR. VERY TRULY YOURS, John Reiber Payment Counseling Department CERTIFIED MAIL-RETURN RECEIPT REQUEST RETURN RECEIPT NO. P 453 827 004 cc: EXHIB1T A VA/FHA/PMI No. DR040 024 DT1 Nationsbanc Mortgage corporation P. O. Box 35140 Louisville, KY 40232-5140 IMPORTANT: NOTICE OF HOMEOWNERS' - EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 - PLEl.SE READ THIS NOTICE. YOU HAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE, WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS. LA NOTIl"ICACION EN ADJUNTO ES DE SUHA IMPORTANCIA. PUES AFECTA au DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIl"ICACION OBTENGA UNA TRADUCCION IMHEDIATAHENTE LLAMANDA ESTA AGEtlCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUHERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAHA LLAHADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. July 24, 1997 Michael N Whitcomb 32 Mayberry'Lane Mechanicsburg, PA 17055- RE: Nationsbanc Mortgage corporation - 52 ACT 91.1 ACCOUNT NO. 0007095235 MORTGAGORS: Michael N Whitcomb Susan M whitcomb PROPERTY ADDRESS: 32 Mayberry Lane Mechanicsburg PA 17055 DEAR NATIONSBANC CUSTOMER: YOU HAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE THAT WILL PREVENT FORECLOSURE ON YOUR MORTGAGE IF YOU COMPLY WITH THE PROVISIONS OF OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"). YOU HAY BE ELIGIBLE FOR EMERGENCY TEMPORARY ASSISTANCE IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, YOU HAVE A REASONABLE PROSPECT OF RESUMING YOUR MORTGAGE PAYMENTS AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. PLEASE READ ALL OF THIS NOTICE. IT CONTAINS AN EXPLANATION OF YOUR RIGHTS. UNDER THE ACT, YOU ARE ENTITLED TO A TEMPORARY STAY OF FORECLOSURE ON YOUR PROPERTY FOR THIRTY (30) DAYS FROM THE DATE OF THIS NOTICE. DURING THAT TIME, YOU MUST ARRANGE AND ATTEND A "FACE-TO-FACE" MEETING WITH A REPRESENTATIVE OF THIS LENDER, OR WITH A DESIGNATED CONSUMER CREDIT COUNSELING AGENCY. THE PURPOSE OF THIS MEETING IS TO ATTEMPT TO WORK OUT A REPAYMENT PLAN, OR TO OTHERWISE SETTLE YOUR DELINQUENCY. THIS MEETING MUST OCCUR IN THE NEXT THIRTY (30) DAYS. IF YOU ATTEND A FACE-TO-FACE MEETING WITH THIS LENDER, OR WITH A CONSUMER CREDIT COUNSELING AGENCY IDENTIFIED IN THIS NOTICE, NO FURTHER PROCEEDING IN MORTGAGE FORECLOSURE HAY TAKE PLACE FOR THIRTY (30) DAYS AFTER THE DATE OF THAT MEETING. THE NAME, ADDRESS AND TELEPHONE NUMBER OF THE MORTGAGE COMPANY'S REPRESEN- TATIVE IS: P.O. BOX 35140 LOUISVILLE, KENTUCKY 40232-5140 TOLL FREE NUMBER: 1-888-915-6262 DR133 010 DT1 EXHIBIT B Nationsbanc Mortgage Corporation P. O. Box 35140 Louisville, KY 40232-5140 IMPORTANT: NOTICE OF HOMEOWNERS' - EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 - PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE, WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA. PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COHPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION IMMEDIATAMENTE LLAMANDA ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. July 24, 1997 Susan M Whitcomb 32 Mayberry Lane Mechanicsburg, PA 17055- RE: Nationsbanc Mortgage corporation - 52 ACT 91.1 ACCOUNT NO. 0007095235 MORTGAGORS: Susan M Whitcomb PROPERTY ADDRESS: 32 Mayberry Lane Mechanicsburg PA 17055 DEAR NATIONSBANK CUSTOMER: YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE THAT WILL PREVENT FORECLOSURE ON YOUR MORTGAGE IF YOU COMPLY WITH THE PROVISIONS OF OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT") . YOU MAY BE ELIGIBLE FOR EMERGENCi TEMPORARY ASSISTANCE IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, YOU HAVE A REASONABLE PROSPECT OF RESUMING YOUR MORTGAGE PAYMENTS AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. PLEASE READ ALL OF THIS NOTICE. IT CONTAINS AN EXPLANATION OF YOUR RIGHTS. UNDER THE ACT, YOU ARE ENTITLED TO A TEMPORARY STAY OF FORECLOSURE ON YOUR PROPERTY FOR THIRTY (30) DAYS FROM THE DATE OF THIS NOTICE. DURING THAT TIME, YOU MUST ARRANGE AND ATTEND A "FACE-TO-FACE" MEETING WITH A REPRESENTATIVE OF THIS LENDER, OR WITH A DESIGNATED CONSUMER CREDIT COUNSELING AGENCY. THE PURPOSE OF THIS MEETING IS TO ATTEMPT TO WORK OUT A REPAYMENT PLAN, OR TO OTHERWISE SETTLE YOUR DELINQUENCY. THIS MEETING MUST OCCUR IN THE NEXT THIRTY (30) DAYS. IF YOU ATTEND A FACE-TO-FACE MEETING WITH THIS LENDER, OR WITH A CONSUMER CREDIT COUNSELING AGENCY IDENTIFIED IN THIS NOTICE, NO FURTHER PROCEEDING IN MORTGAGE FORECLOSURE MAY TAKE PLACE FOR THIRTY (30) DAYS AFTER THE DATE OF THAT MEETING. THE NAME, ADDRESS AND TELEPHONE NUMBER OF THE MORTGAGE COMPANY'S REPRESEN TATIVE IS: P.O. BOX 35140 LOUISVILLE, KENTUCKY 40232-5140 TELEPHONE NUMBER: 1-800-444-4302 EXT. 3690 DR196 003 DT1 EXHIBIT B 0007095235 Michael N Whitcomb PAGE 2 THE NAMES AND ADDRESSES OF DESIGNATED CONSUMER CREDIT COUNSELING AGENCIES ARE SHOWN ON THE ATTACHED SHEET. IT IS ONLY NECESSARY TO SCHEDULE ONE FACE-TO-FACE MEETING. YOU SHOULD ADVISE THIS LENDER IMMEDIATELY OF YOUR INTENTIONS. YOUR MORTGAGE IS IN DEFAULT BECAUSE YOU HAVE FAILED TO PAY PROMPTLY INSTALLMENTS OF PRINCIPAL AND INTEREST, AS REQUIRED, FOR A PERIOD OF AT LEAST SIXTY (60) DAYS. THE TOTAL AMOUNT OF THE DELINQUENCY IS $ 2,442.32. THAT SUM INCLUDES THE FOLLOWING, UNPAID PRINCIPAL AND INTEREST, LATE CHARGES, AND ANY OTHER ASSESSED CHARGES. IF YOU HAVE TRIED AND ARE UNABLE TO RESOLVE THIS PROBLEM AT OR AFTER YOUR FACE-TO-FACE MEETING, YOU HAVE THE RIGHT TO APPLY FOR FINANCIAL ASSISTANCE FROM THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE FUND. IN ORDER TO DO THIS, YOU MUST FILL OUT, SIGN AND FILE A COMPLETED HOMEOWNERS' EMERGENCY ASSISTANCE APPLICATION WITH WITH ONE OF THE DESIGNATED CONSUMER CREDIT COUNSELING AGENCIES LISTED ON THE ATTACHMENT. AN APPLICATION FOR ASSISTANCE MAY ONLY BE OBTAINED FROM A CONSUMER CREDIT COUNSELING AGENCY. THE CONSUMER CREDIT COUNSELING AGENCY WILL ASSIST YOU IN FILLING OUT YOUR APPLICATION AND WILL SUBMIT YOUR COMPLETED APPLICATION TO THE PENNSYLVANIA HOUSING FINANCE AGENCY. YOUR APPLICATION MUST BE FILED OR POSTMARKED WITHIN THIRTY (30) DAYS OF YOUR FACE-TO-FACE MEETING. IT IS EXTREMELY IMPORTANT THAT YOU FILE YOUR APPLICATION PROMPTLY. IF YOU DO NOT DO 50, OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDI- ATELY. AVAILABLE FUNDS FOR EMERGENCY MORTGAGE ASSISTANCE ARE VERY LIMITED. THEY WILL BE DISBURSED BY THE AGENCY UNDER THE ELIGIBILITY CRITERIA ESTA- BLISHED BY THE ACT. IT IS EXTREMELY IMPORTANT THAT YOUR APPLICATION IS .I\.CCURATE AND COfol.PLETE IN EVERY RESPECT. THE PENNSYLVANIA HOUSING FINANCE AGENCY HAS SIXTY (60) DAYS TO MAKE A DECISION AFTER IT RECEIVES YOUR APPLICATION. DURING THAT ADDITIONAL TIME, NO FORECLOSURE PROCEEDINGS WILL BE PURSUED AGAINST YOU IF YOU HAVE MET THE TIME REQUIREMENTS SET FORTH ABOVE. YOU WILL BE NOTIFIED DIRECTLY BY THAT AGENCY OF ITS DECISION ON YOUR APPLICATION. THE PENNSYLVANIA HOUSING FINANCE AGENCY IS LOCATED AT: 2101 NORTH FRONT STREET. POST OFFICE BOX 8029 HARRISBURG, PENNSYLVANIA 17105. TELEPHONE NO. (717-780-3800 OR 1-800-342-2397 (TOLL FREE NUMBER). PERSONS WITH IMPAIRED HEARING CAN CALL 1-800-342-2397. DR134 009 DT1 EXHIBIT B 0007095235 Michael N Whitcomb Paqe 3 IN ADDITION YOU MAY RECEIVE ANOTHER NOTICE FROM THIS LENDER UNDER ACT 6 OF 1974. THAT NOTICE IS CALLED A "NOTICE OF INTENTION TO FORECLOSE". YOU MUST READ BOTH NOTICES, SINCE THEY BOTH EXPLAIN RIGHTS THAT YOU NOW HAVE UNDER PENNSYLVANIA LAW. HOWEVER, IF YOU CHOOSE TO EXERCISE YOUR RIGHTS DESCRIBED IN THIS NOTICE, YOU CANNOT BE FORECLOSED UPON WHILE YOU ARE RECEIVING THAT ASSISTANCE. VERY TRULY YOURS, John Reiber Payment Counselinq Department Nationsbanc Mortqaqe corporation CERTIFIED MAIL CERTIFIED MAIL-RETURNED RECEIPT REQUESTED RETURN RECEIPT NO. P 453 827 007 cc: VA/FHA/PMI No. DR135 007 DT1 EXHIBIT B P~iNS'n.'I;l.'f"".-.'\. IlOOSDlG n.'lA..'lC3 ~Z:IC'! IlOKEOWNZa' 5 3MBRGDlC'1 MClRTGAGa ASSIST;\NC! PROGlL'UC CONSUMER ~tT COONS3L~G AGKNCt3S AaoC'Ci ao.....LCig CorpQC'au.cG 14' ~oC'~~ 1:0.4 ic:eaC I'tul.adelplu..... I'A l.Jl"JQ (215) ",.1.1:1. (115) "S-U17 (!a.x] IlIall., Cm..c.er, Oe1&wu'. liIca.~.OIUry. 'l&J.lodolplUa 1.G1:.1oQ, ~\U1.A9. %.D.c. MUmb.r ~~ Gat.way C.a.c..r Itl:l '1001: .....burgh. 'A l'~~~ 141~I In-us; I<UI Ul-<'U Itax) Al1'9m.~y. ..&v.~, Iqc.lec. ray.cte. Qceca.. ...A1Agcoo. ...~~.1&Dd AM Credie c~un..ling lllaeieut. 175 sc:a!!o:-d Avenu.. suice 1. W.yne. PA. 17087 (1101 9":"1...1::.0 l'lQI ,a7-7UO If.J.xl luc:lcs. Cb..s,.e::. Del..ac.. Maa.c;olUlr/. .tu,laclelptlla AIu:dc:.&A aed. C:o.... I&a.over C::Lai>>cu' 5.1' C.J.rl~21e Sc:eet Hanover. ~A t":"13'l In1) SJ1.I1Sa (7l71 63":"-):9~ It3Xl Ad...... Yoc)c. 'ranJcli::J. a.d:ocd.'uleoa. lousia.q I.rltee. R.'. .:.. Box 1a~ Ive:-.c~. ~A 15517 (II'-"l Ii,U-n:9 (8l..' 6:1-7l8":" (~ax) ..d:o:-4. 11a1r. c~c1&. ,ulcoa.. Bua.cia.;cloa.. S~UeC 81air Coua.ey Ic:.oa. Oi>>i>>oreunity Council .1100 6e:1. ~'/enue Alcoona. PA. 1660: (SU) 9.U-lfiSl IH" ,.s-H5l It",,) Ad..... .aok~r T. "..hia.~toU Cencer 1710 Holland St:..e Erie. PA US03 <8HI 453..51"" IH" <51-51" Itaxl Cravtoccl. Irie. Warreo aucka County Bou.ia.q GJ:'OUi>>. Iac. 1..0 l. Richardson Avenue L4n9ho~~e. PA 190..7 (ll,SI 7SJ...Ul,O (.1151 15J...ll~ (t~~l Bucks audgee Coun.eliAq Ceucer 2..7 ~or~~ V~!~:1. Street Reading. PA 13'Ol ('tal J75.7.60 (6l0) )16.'5;5 (faxl ..rle.. Cb...ter. Kaa.cgcma~i. Ic~uylk111 cccs o! ...eer~ ,~.y1-~~.. IAc. )lJ ~.sc~uc 3t:eec Su.i,e. 1:%7 M..avill.. ~A 1e)J5 (11-41 )31 .a.si'O L.wr.zlC:. cccs ot w..t.r~ .~ylv&D1a. IAc. Janiar Ae:ivt~y Ceucer UO )tdn 5e:..1: Jonnst~wn. PA 15301. 111'1 13'-1115 C&Db~11. SaaeJ:'s.c cees at Mo~thea.c.~ ,.un.aylva.a.J.a 111.5 Il:D.i r~ Str..t. '.0. 80x .1lJ Trov. fA 1iH7 (717) :U1..UJ1 (7t1) aI7-17" Itaxl Ira4!or4.S~11iY&m. lusq~e~anAa. Tl09&. waya... WyOmiAg CCcs ot No~:~e..te~ 'aa.n.ylvaA.l.a H~~ S.~l~ce, 3u~:di~; S~~ ~ycm~~i Ave~~e, BoX lU SC=3nt~C. PA l35J: 17-:.11 14:..~J-l Qr aOO~9::.i5.1'" P1 ~l .11:. JO.~J (:1;(! IrA~:ar~. Ca:=oa.. Coluab~.. Lac~awana.a. Lu: _::1.. Ly::om.i.:lq. HOQ=o.. K~n:oU=. KOJ:":..:.u=.b.rl.a.=d.. ,lic.. Sull.l.van. Susqueb&n::1a. Tioga. Kayne. Wyo~Qq cees 0: W.st.rn 'ea.nsylv&A.!.a. Inc. 1 ~O:~~ Oa:e S~~3:~ _~ Ca:~.~ :e~:er ~rive G:eenscu:1. ~~ :5~J: (~:':l !I~a.l:90 rayee:e. Cr..ae. India.na. Somers.t. Was~in9tau. w..aor.la.nd cees ot D.laware Valley 15-:" ~a=~et St:ee~ Su~:e 1.1::S 'nil&del~nia. .~ 19107 (2151 50).;a05 (%:.51 Bi0:5....:U6 (:'3xl lucks. el::l..st.r. Cal"war.. MoGtgo. 'n1~ad.lpnia cces ae W.sterG Pennsylvania. IQc. J09 Smi:~Hel~ 5:. Pi:~5bu=;h. PA 152~: 1-ll21 .P:'..i5H Alhgh.ny cces of Kort~.astern Pet:l.:1syl-,...nJ.a 17 C:3~:;n St:ee~ We::lbor~. p~ 1~31~ 1":"171 1:"-525: ('7111 7:"'.5-:'83 (~~x: .rad!or~. Sullivan. su.quelu:uU. 'tiaqa. Na~.. WyomJ.:!g cces 0= w..t.ra. ,~1~aA1a. t~c. !OO..Jl )ra ~v.nu' p, Q. lox .1'!& DunC~SV1~1.. PA 16'35 (IUI ..)&..)5". &=-.::rOG'i'. 'ecl!Q~4. '1&i~. C~ci.. C~~OD. C:.a.t:.. Cle..:tie14. .uncil1gdoQ.. .1u.a.J.&Ca. II1ftllA. lI1U." ecel of .o~the..ce~ .~yl',aAJ.a 31 w. M.r~ee St:,ec wilkes-i.::.. PA 18701 (7171 1J.1~.Q8)7 aC' .OO..~.12.:n)" (71'71 8::'-1.'785 (ta.xl ..:.4:0:4. Ca.:bom. c:01.WIlb.i.a. r..cJca"aAU&. L~a.~a.e. toyc:oIll1a.g. Moaro.. Naa.Co~':. 1foJ:':~umberla.a.d. Pilee. Sullivan. Susqu.h.ua. Tioga. Wa~.. wyo=1a.q cecs ot Nort~."Ce~ pec.c.yl.,aa.i& 9 SC~:~ 1:~ St:ee: S:.:::uc.s:t.;:-:. ~^ U.J6J aoa-l::"1Sj7. Pl"l ",:-1..31:3: 1~J.:<l Ir3d:~r~. C&r~on.MOG=o.. ,:.i<I. \01&'(1:1. cces 0: Wls:.r~ '.AnSY:'vaa.~~. 1:10. 6~'5 ::~e::-..':.:ee ..ane Un.:.:n~='.oT.: PA. l'540J:' l"'~:: U)-i913 ...a. ':.:\0 rl land. eccs o~ We.tl:r::J. 'enn.yl~aa.i~. I:!c. sa E:. c~err"l ,\.,enue :.Ias:.~::.s':.:::.. P.1 l.SJll~ (4::1 2:::.~:92 w.u:.i:;:::n cees oe N'or,:~.aster=. ..c.=.,svl'/&A1a Cl!~an 5:.:~e~ P.O. Bc;( )a9 cusr.ore. PA 1.a6~~ (i'!.;) 9:3.,6,;a (~li) i':3-au... It'axl Ira4:Q=~. Sul11van. susquebanna. Tioga. W&y:1.. WycaU.:2.q CCC9 0: Weste~U '.na,sv1.~&nia. l:!c_ YMC-^ au.:.:di:t9' JH :1. Wash..:.n9t~n Street Bu:~e::. PA. UJOl (41~1 29:.781Z B~tle=. ClarloG. J_e~erson. Kerc.~. Vea.anqo cccs of ~.high Valley 3671 Crescen: C~u:: Ease ~h~~e~l::. PA laoS: (ol.)l iZl....01.l0r aoa..~::'J.:71) (n.':'l or (3l~1 on!.,! lol.)l a::..Ol37 leul (6:.-)1 l::t-"01.J I~.a.xl larks, lucka. cuboa.. Lal1::.&I:er. Lebiq~. 1fcr:~~tOG. Schuylkill EXHIBIT "B" .tv 1/'7 Cc:c:s at ....c.r~ '.cuuyl.'aIlJ.... be. 1000 ~i~9l..t~VQ IO&Q aar:iIDu:l. 'A 1710. (7ti'1 5H..L7S'7 171.71 131.9Sa9 U'Ul .1.4.... CuJlLb.rl&Cl4. aaullA.1A. ,:aaJtl1.A. '.KTf. 'Gyde~. 'for:Jc Cc:CS Q! ...cel'~ ,enzuylva.a..1.a. lAc. '71 th~=~ Str..e aea.,er. iA LSJQ~ 141.1.) 71"-0791 ..av.r cce! oe ",Or'~...c.r: '.cuuy1-/aAi.a 10) ~.r:.a. St=..~ P.O. Box 109 tu.nk-~ar.::ock. ~A 13&5; ('71.71 8H.;;a-40 (7l ":"J 816 ..;;JJZ I:ad..!o:cl. lull i'Ia~, Su.qu.ban::u, T :"0;01. wayn.. Wyom..i.:1~ cce9 0: No::':.~.a~:'~ '.nzuyt',ania :n: :-t.1i:'l. ~:::'e:. Hcnesda:i. i~ l3~!: l-:":"1 Hi 4"'1'3: 171-: :SJ.H:~ ~~~;(,~ B=.4~ .Jr~. Sul:' ~-,,,:. Su'q-J.en.anna. or ~o9':J, Wa'(l:1.. lfYOJ:IU.:\q cces 0 ~ Wa, :-::-- Pecn~yl,~&nia. I:.c. 91: Sct.;:~ G.e::. S::=~': '(e::-:. ,~ :. ~~J). (1:-J aH.":'~5 'u1:~n. r.(~cas:lr. YQ:x '':'3J1icl.i.:! cces o~ W.s:er: 'ac.=.syt,,.c..l.a. !::.c_ ls: rede:a: ~~a:l Su.:.~~ ..."oS Nc:~:-' ~~:"l 3::='.: Ne~ C3s::e. p~ ti:J: (4:'.21 '32.~O~.. Lawr1ll'1C' COm:aU.J1.Loa. oa. .c~a.c::zlJ,.: Cppor:uni~i' Q!' Iou:":::' C~uney 1il MJ:e: t...r.. W:.lices-!I.ar':'II. p~ 13-J: (':'171 a:5~iJS:''J or soo-a::.oJ!) ('711) 8:9 16;3 e3: be!ore t'a.x~::.c: ('711) "SS.H9-.. (H.i.::.:'::::-- (71.110455 50J: I~&;(,l C.I: be!cr~ fa.x:.::..; (1111 B)'-.&J? 1':".m.k~1&::..."oc!tl Ca~~on. Calu=~lJ Lu:.r~..' Kon=~~ Sc~uylkill. Wye~:q Ca~m~a.i:y A:::.= C:::=mJ..u1cu oe e.l1. C.lpit;ll llagioa. 1S:.\, C.=~I St:.e~ H3==isbu:;. PA. li':H (1l11 ~J:!..9':'5; ('71":"1 %J~...2::j (fa~J Cumbarlaa.d.. Cauilt:..:. 'rankli~. '.=~/. S~y~e o..uaL~Y A4=l~o ...,.lo~1l C:l_ Q~ O.k~l~ ic:ee~ 'o&,::..t:ovl'l. 'A 1.J401- '1.01 117~f3'1 .1.0) a11.1~J,J Ce:&.X} aa.C~rt :~,../ a....lopIMAC :OQ. ., 'Z'~O..d. JZ'QUP M1:l.iIC:/ ~.~O Qt1IC~. SC:..C 'h>l&d&l~h>&. fA l~l~~ nUl 1H-a~Q I~l') 1.0-201~ Itaxl I\&GJLI, Qe.I.~. g.l.wue ......lo4elpl&J.& CQ..umLcy Aa~Loo '0\I&A1N. c '2 ..,e ligh sc:..e Vayn.ebu:g. fA 15110 1&l~1 152-Un Al1e~h.AY. ,ay.cee. Qr..Ae. ..lb1nqcoA, .e.c;:a:\:.l&A4 CO"~Aity 8o~liQq CQUJUeloz:. IAc. P.O. lox 241.& ~.nn.c: squA:e. PA 1.93"9 ('101 4,,~.uaJ, 1.1.0l .......]115 (tax} ia.rk.. Cheac.:. i D.lawa:.. L&Aca.Ce:. MaDCI1~rl : i Icoa.oaia oppoC':.u.aiCY ; Cui:l.ec ot' Sc~uy1.jcJ.ll I COUAt'l 1 ~JS :I. . C.nl::~ St,:ee: I Poc:.v~:~.. PA 11901 (717) 0,,:-1.995 (~l71 'J,:.O~:~ (!&.,''C: 11.:u, Cu~oc. tebanon, Leb1q~. Lu:.::1e. 1fo::,~u2113e:1..::1c1. Ichuyljc:Ul r.yette Co co=mu.niCY Ace10c Ag.ncy. Ioc. 1.31 No::.~ ae.son Avenue Uniont~wn. p^ 15.&Ol 14111 "'3"'-'~S.J or 100.,,:7.::110 ("1%1 ..31....".:.a rayett.. '1cacaia1 Coun.eliA~ 'erl1el' o! ,r&Ak11:1 31 We.: 3=: S:=ee~ WAyn..:oro, PA li:,a (711) 162-n,S A4Ams. Ca=be~lac4. rultan. 'er-:-/ '1oana1Al Se:v1c.' 0'a.l1..lllJ.e.4 3~ Welt 3r~ Sc=e~~ Wayn.sboro. PA 17:$a (7171 761-3%85 '%'anJcl1c Or..Cer .ri. Community Act10n C~~~te. 18 Wstt gt~ S::ee~ &.de. ilA l'SOl (IHI "':J."sal UUI ",..OUl (!4xl C:a~!or~. .:i.. Venango. Wan en a1.apoUlJ.;: U.Od. of COQc:aceo~s/tDt.cpr1~" 11;11.11 :lor'::1 5::.:1 it:::..l: Vb.ll<ld.li;lA.U, f1A ~;nJ) CUSI ',u.J.no 1.1lS1 7H ';lQU t~.aXI ~. O.atU'. a.l.avue 'Ulad.lpllJ..& ao~14q Oppor~UA!c1.. 0' ....,.1:' CO".A~/. tAG. 1501 lr3 ,it:..c ....v..:, 'A 15009 140HI na.1S1l (.HI ......UtO (40UI 11.1-7101 {h.:,cl (..HI "'''.0111 IhJC) 'e.ve~. 'utlec. :"WT.04e aoUI1.c4' epSlol'eua.J.t1... lAc. .3] s.v.nth Scr..C ',0. lOx. J McJA..~or:. VA lSlJ% IOU) ",.lHQ (<121 '''-0811 (tax) Al1eqb..uy. ,..ve:, .utler. Ma.bl~9t:gA, ...t:.n:.land. .ou.ing Ca~cil ot York 115 Nort~ George Strle: "orx. ilA J. HO:' (i1.71 SS".lH:' (1t1l US-19J1 (hxl TorM Souling ~IQc~.ac~Qn of aelav.:_ Val1.ey 1500 ~.:ou: St:..:. Sui:. oiiJ: ilhl:<ldelilh~~. PA :'J1:3: (:151 545..01.0 1:~SI 790.91,J: {t4~l 'b.11.ad.lpb.i.a Icdi&D& Coun~y C=~i~ AG:.i.on 't'oq1:'UI 8%1 ;.Iatt: St;:~s~. Sax 1.87 I:J,di.lnA. PA lSi'Ol HlJI US.:ti!; l"lJl 4.5-51.:'$ (!a.;cl Arms~=QDg. Ca:D.brt... Cl..r:.1.ld. %:l.41ac&. 3et:.rsoc. Me~~rel4Dd J'0bJ:l. ,. Kenned.y C.ncer. Ice. 40:1. Kas~ 10t~ St,:..t Krie. pA US1'l 181') Ua.HOO (8~",l 898.LJ.~J (!.l.X1 craweord. Iljc. Ir1.. J.~!.r5oD. Kcke&c. Venango ~.YltoQe leonom1c aev.lo~t Corp. 195" Marl OrJc. ~an. Johnstown. PA 1.59Ql (S:"-&l 53S-&31O CSUI SJg..uu 1:.1.."C1 ledford. 11ai:. C~ri&, Cle.r:le1.d. Ind.iana. Sc.erle~. We.e.:are1AAd Lyccaicq.Cl i::u:oc C,:,unti.. C~'liaD for C==munit:y Ac:c10c 1ST!:') 2135 Li~c~ln St:se: P.O. Bax 1J:!I Willi~mspor~. ilA l1703 (1111 3:6.0Sr 171.7' 3:!.J1~i' (!Axl CeQcre. Cl1ct:oc, Lycom.i..::1I). tJQioa. ~dJ.. '.l:ow.l:I.~~ 1Qu.. 101 $ J.CXi~~ Jt:..t l'I.d::..4. ,.. ~Noij 11101 HS...lI.hi cn..eer. aelaw.re. )lQcu:gO&er'/'. 'tul.ad.lill:lia Nadia '.llowel:lip Iou.e UI :.10:"'::1 ifac.:a It:..t 'tu.ladal;uu<l. PI. U1.lJ (Z151 ti'I-.u:4 1~151 "'.',l-& (eu) 'UladelpAla "".....011.., llA_loyod C~t:,e. 120 I. teA Avenue Icu.lc..ad. 'A 1,51.:0 IOU 1 ..~-"U IU~I ..~.".. (hx) Al1eqb.GY. ,.&yer. .utl.~. ..yette. Or.en.. ...AiAgCOU. .~ae=cral&Dd. tforuer:a. T1er C=mw1J.ty Accioc Corp. P.O. Box ]19 135 ~e.e ~~~ St:,.~ ~crium. PA 1.Sa3~ llUI "6-LL6L (I:~l 4a6.i)S:5 (~lX~ CamarQD. Il;.c. Kclt.an. 'oc:_r 'hi:'adal.b1a Coucc~l fo~ c==muo1:y ld~acc&meA~ 1.00 ~Io::':;" 1":~ 3::~.~ Su.:.: '''0 ~h.:.:&d.:~h~l, )A l3:J3 (: :'3l so; "-1'!'J ~ 1::.3) ::}Ql.i94: (~~;e: C~e.~e:. D.:'.a"'~=., KoQ:;c~r/. p~~:4d.lp~~~ Shenanqo ",,:':.y tJ:~a.a. L.aqu.. lAC. ,~: t~di~nl ~~.~~S r.:=I:~, PA :,&::1 (":':1 ge:.5):J Cr~w!orcl. c.aw:,ea.ce. Mer:er Tabl.l&Ad s_~riQ... tee. 1.J1 ~o::~ :sn:t: Av.~ue Som.:se~, r~ :'S3J:' (a:.fol .HS.U:~ (e:'.fol ~1].16)a (!Jxl B.d~a=d. C&:lbrt... P.yet~.. Somera.t. We.::orelud T&J:)or C::malW1ity Se=-ric.,. Inc. "33 I. X~::.; s::u~ Lanc~st.:. PA l7'O~ (1:' 7l 39i.SU:l; or 800.18a.5.:161 (H.O. onlyl (il i) 399."1:7 l~<lxl c~..ter. Laa.c..t.~, to_baDon Th. Tr.bu CeDt.r of Nor:he.lt..nl PA, 1 Lake Avenu.. Box 339 Hon::o.e. p^ l.dlOl (i1~1 ~~a-31a:.: 800.98J-"O"S (i111 J7S"UU (!ax) .:&deo~d. sul11van. su.quabana... Tioga, WAyne. WycmJ.=tl EXHIB1T liB" Orba: L_aq~e Q! 'ltC'~UZ9h. tAc. lu::.:'d...:.oq. 'or Equal O~pOI:':-.wJ.t./, One S~:h~.:..ld St=.et Ptt:~~urgn. 'A 1.5JJ1- HH (411J 1%1....8QJ 1&l~I Hl-U01 (tax) Ul~A.a.y Orbaa. ~..WQ. 0: "tro~o11=&A ~1ab~ 25 _. ';on~ It:..~ Ka:;~'Duz~. 'A 11101 (71,il ~J4"SU' (111) ~H."U (taxi 'ony Urba3 Le.8~a ot ..c:o~o11t&A ~l.bUZf 2107 W. 'c~ 't:..e R.rri.bu:~. PA 171Q1 (7111 ~H-'n' 111" ~H-,.'9 Cumb.:l&Ad. gaupb1c. ':~li=. IDyd.~ .ar1:'.n.'~r....t C;)Wlt1.. .aOQO~c OSlpor:an1:'l COW:lC:~l 20" L::.=e:":... 3::!~: p.o. 1cx :~~ War=en. i'o\. 16.l65 (1:40) 7:6.11;)0 111."\ "':J-,H:J (~a;c) 'ar..C. W~=:'.Q W.ae~e~~=.c~=a. o~~i;e 9~~ ~::.~~:~~ aC=!.~ Hun:.::.~;~=~. ~A :iQ3: {a:... I .;,,~.:Hl .ed.:!!cr::1. 11Ai:. ,u1~=c.. ilu=:~:;d.ou. ':un:'a:.1., tc.~~1~;1. '.r=-I Y'..rCA Q: C.a:.lhle ]01 0 3:'=5.t C.ar'!..:..:'.. i'A 170:.1 (1'~ -1 HJ ~31:9 (1'17: n:.-ua9 l=&;() Cumb4C'l&A::l. ':,a.cJc.l1n. '4r:=-/ aev 1/9-:' u .. _ . _.0 ~ ,__ P"'-' '. ~ First American Titlelnsurance Company Commitment No. 370604 SCHEDULE C ALL TDU CI!lTAIH ploCl! or parcel or land .!t'IOlU In 'Oilver Rpdng Township, C...mb.tJnnd Counti'. PonnsylvaniA, enote ru.ticuJarly bounded end delCtibod II rol10w~1 BEGINNING at e point ~n the wostern richt-~f-wey line of t~yhorr7 Lane at the sou~he..tDl'n corner ~f Lot No. 86 on th~ horufter mcnt.;,oMd SubdivhLon plun. thence ulang lhe tastern line of Lot Ho. 81i, /lorth 20 desrees 2~ mlnutos 00 second. Wijst, a distance of 170.02 feet. to $ rolnt .t tho ~outhu.,torn cornor ~I Ll.lt No. 68: t.henr.o along ~he sOlltnal'n line oI Lut No. 68, Hurlh 69 doerol"' 35 minutes 00 GeConds Eost, e dhtallco at 125.00 Ieet to ~ point on the WOGtern dght-oI-wIlY 11110 of Surrey Lallai thlnce along sama 0 SOllth 20 ,jecrea5 25 mjnut~s far-t, 2l 7.48 teot to a point; thence $lill aiong same by an arr., curving ~o tho right, havinB a l'ndius of 25 (fel. .In arc len~~h uf 3?12 foot to a point I.ln ",stern r1ght-o(-way iiI.. ~C tlayherry I.ano: the lice 110ng same South 5~ dogr..s j) minutos 00 seconds West. II distance of 81,.32 fact to a point: thence still along .ame. by an are curving to thll r iiht, hov inll a radiu$ ~t 25.00 feet, an arc dlstance of 25.39 foot to a paInt, the place of BECJNNtHC, BEING Lot No. 67 on the Hajor Final Subdivision Plan of Z6 Lot.s 'Stonecrost'-Soction I, roearded.,in Plan Book 56, Paee 116, Cumberland County Recardor of Doods OfUee. ~ UIfDt:1l AJCD SUIIJI:CT. If!:VtR1I1EI.ESS, to nUdctlon.. flSl_ntl. cov.n&nt. ,nd dlShl& u/-w.Y 01 prinr r<rarel, ond c"ve"'n~s, u'LrlctIunl ,,,d rPlOrvu inns recorded In Hlaclll.noaus aaak 331, P'ge 9J8. Cumberland County Rlcordar aC Dud. Offlco. Pre.ises: 32 Mayberry Lane Kecbsnicsburg. PA 17055 YDr'ICA'I'IO. .1aa.c H. IrOVll .'W'~J a~a~.. ~ba~ b.,.b. i. Vic.-Predel.Dt of Nation.b.nc Korc.... CorporaU.oD. "~~,a,. .Ir.ioia, a'ln~ tor 'l.intiff in tbia ..ttlr, tbat './.'1 1. .atbor!." ~o tatl tbi. VlrificatioD, Ind tbat tbl .t.t....t. _d. ia tb. forlfoiaq ciy!l ACUOD in Martqa'll Foz-Ioloav. _. tl'\l. ... aorr.ot to tb. bla~ of hia/b.r Illlo..l.a,., iaforaat:l.oa aaa beli.f. ~. UDdlrliqa.. uad.r.tana. tbat tbi. at.t..IDt i. ..d. .ubj.ot to tb. PlllllU.. of 11 'a. C.8. .IC. no. rlla~iD' to uaawora fal.itic.tioD to .uthoritil'. ~ ----- DA'l'8. /().?0 ") -