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HomeMy WebLinkAbout97-05993 ! I i I 11 3! . I -J .d j ~ j~ ~ ;/ I , i , , I i i , I [ ! ~ f J SHERIFF'S RETURN - REGULAR CASE NOI 1997-0~993 P CO""ONWEALTH OF PENNSYLVANIA. COUNTY OF CU"BERLAND BANK OF A"ERICA FSB VS. WENTZ JOSEPH C "ICHAEL BARRICK CU"BERLAND County, Penn.y1v.nia, who to law, .ay., the within CO"PLAINT - upon WENTZ JOSEPH C defendant, at 932100 HOURS, on the ~ day of November 192Z at 160 KONHAUS ROAD SILVER SPING TOWNSHIP "ECHANICSBURG. PA 170~~ County, Penn.ylvania, by handing to JOSEPH WENTZ a true and atte.ted copy of the CO"PLAINT - "ORT FORE together with NOTICE and at the .ame time directing H1R attention to the contenta thereof. , Sheriff or Deputy Sheriff of being duly aworn according "ORT FORE waa .~rved the . . CU"BERLAND . . . Sheriff'. Co.ta. Docketing Service Affidavit Surcharge 18.00 :l.~8 .00 2.00 So an.wer.. .-~# ~ _F_ // "C.' .'~<' .',..-<../..< U H. T&O... Kl1n., 5 .r .2~.~B yEDER"AN AND PHELAN 11/1211997 ~~ by ~' _~V . epu y ~ - Sworn and aubacribed to before me thi. I~ ~ day of "-1!"'1...,~j.... 19 q 7 A. D. C) ,," ~ro~o~~~r~n \~ J ? '.... o " ... ..., ;4 ,'. " .) s:; !J Q 'n ::r ... ';J "" \,.; T .. ~ ~ 8 ~'>-- ZE ~~ Cl ~- ~ flf ~2g:f a::a;.., u, ..Q, ~bj!' . 001I)"(1.1:-.,.,.... DtllUrt'OOt 'A.1l -~-"'I/II.-..oy '.'40 lW9flUY1S-1,., 0' FEDERMAN AND PHELAN By: FRANK FEDERMAN, ESQUIRE IDENTIFICATION NO. 12248 TWO PENN CENTER PLAZA, SUITE 900 PHILADELPHIA, PA 19102 12151 563-7000 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION BANK OF AMERICA, FSB P.O. BOX 26388 RICHMONO, VA 23260-6388 Plaintiff TERM NO. Q7. !,1'13 Cu..:.l""'~ v. CUMBERLAND COUNTY JOSEPH C. WENTZ 160 KONHAUS AOAD SILVER SPRING TOWNSHIP MECIIANICSBURG, PA 17055 Defendant(s) CIVIL ACTION - LAW MORTGAGE FORECLOSURE NOTICE THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Ycu have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or. by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any cther claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU 00 NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY COURT ADMINISTRATOR 4TH FLOOR CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 1. Plaintiff is BANK OF AMERICA, FSB P.O. BOX 26388 RICHMOND, VA 23260-6388 2. The name(s) and last known addressees) of the Defendant(s) are JOSEPH C. WENTZ 160 KONHAUS ROAD SILVER SPRING TOWNSHIP MECHANICSBURG, PA 17055 who is/are the mortgagor(s) and real owner(s) of the property hereinafter described. 3. On 8/18/94 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to PHH US MORTGAGE CORPORATION which mortgage is reccrded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book Nc. 1229, Page 358. By Assignment of Mortgage dated 8/1/95 the mortgage was assigned to PLAINTIFF which Assignment is recorded in Assignment of Mortgage Book No. 509, Page 440. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortga1e due 5/1/97 and each mcnth thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. A copy of such notice is attached as Exhibit "A." 6. The following amounts are due on the mortgage: principal Balance Interest 4/1/97 through 9/1/97 (psr Diem $21.11) Attorney's Fees Cumulative Late Charges 8/18/94 to 9/1/97 Cost of suit and Title Search $85,634.16 3,229.83 4,281.00 140.48 550.00 Subtotal 93,835.47 Escrow Cred i t Deficit 0.00 500.85 500.85 subtotal TOTAL $94,336,32 7. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania Law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged. 8. This action does not come under Act 6 of 1974 because the original mortgage amount exc~eds $50,000.00. 9. The Temporary stay as provided by the Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983, has terminated because Defendant(s) have failed to meet with the Plaintiff or an authorized Credit Counseling Agency in accordance with Plaintiff's written Notice to Defendants, a true and correct copy of which is attached hereto as Exhibit "B". 10. Pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. S 1692 et seq. (1977), Defendant(s) may dispute the validity of the debt or any portion thereof. If Defendant(s) do so in writing within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will obtain and provide Defendant(s) with written verification thereof; otherwise, the debt will be assumed to be valid. Likewise, if requested within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will send Defendant(s) the name and address of the original creditor if different from above. WHEREFORE, PLAINTIFF demands Judgment against the Defendant(s) in the sum of $94,336.32, together with interest from 9/1/97 at the rate of $21.11 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclcsure and sale of the mortgaged property. -r~c-~,a,,~... /s/ Frank Federman FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff ....''. July 10. 1997 MR JOSEPH C WBNTZ 160 KONHAUS RD SILVER SPRING TOWNSHIP PA 17050 RE; loan No. 0030165997 Dear Mr, Wentz; BANKAMERICA MORTGA::6E, A DMSION or BANK or AMERICA. rSB, IS ATIEMYI'ING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NanCE OF INTElIiTIQN TO FORECLOSE We represent the bolder of thc mongage on this propeny and bereby advise that we will accelerate your mongage (demand payment in full) and pursue the foreclosure remedies permitted by lbe mongage unless your loan delinquencies are cured as provided below. You may dispute the validity of the debt ur any ponion thereof. If you do so in wriling within tbirty (30) days of the receipt of this leIter, this firm will obtain and provide you with written verification thereof; otherwise. the debt will be assumed to be valid. likewise. you may requesl tbe name and address of the original credilOr if different from above, Tbe total delinquency. including late cbarges and other fees. is $2,655.43 for May tbrougb July 1997. Your failure 10 pay the delinquent amount. plus any addilional monthly payment and late cbarge and other fees (including any accrued interest) that may come due within the ne~t thiny (30) days. will result in the acceleration of all sums due under your mongage. After acceleralion occurs, a foreclosure action or any other remedy permilted by your mongage may be instilUted, To avoid the acceleration of your mongage and subsequent foreclosure action. the delinquency menlioned above and any accrual IherelO must be paid by CERTIFIED CHECK OR MONEY ORDER and received in OUI' office at 2810 N, Parbam Road. Richmond. Virginia 23294. in or before thirty (30) days from the date of this letter. Please call our Customer Service Department loll-free at 1-800-552-7992 for the e~act amount required. You bave the ngbt to reinstate your mortgage after acceleration by fulfilling the conditions stated in your mongage pertaining to sucb reinstatement. You may call our office 10 discuss lhese conditions. G 10-4.57 EXHIBIT A Mr, Joseph C, Wentz Paae2 July 10, 1997 Any fuwrc llCaotialions o!!temptina to reinslale your loan or acceptance of any payment less man me full amount due shall not cO'I'ltiWIC a waiver by !he monaaae holder of !he acceleration unless aareed to In wrilina by !he mOrlaaae holder. You have me right to assen in me foreclosure proceedings !he non-existence of a derault or any o!her defense to acceleration and foreclosure. Sincerely. Collection Department DEF481MUvm 010-4,58 EXHIBIT A ,. , """ ... m BankAmerlca ACT 91 NOTICE BANKAMERICA MORTGAGE, A DMSION OF BANK OF AMERICA, FSB. IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE The Commonwealth of Fennsylvania's Homeowner's Emergency Mortgage Assistance Program may be able to help you. Read the following notice to find out how the program works, ICyou need more information call the Pennsylvania Housing Finance Agency at 1.800.342. 2397. La notificacion en adjunto es de suma importancia, pues sCecta su derecho a continuar viviendo en su casa. Si no comprende el contenido de esta nofificacion obtenga una traduccion immediatamente llamanda esta agencia (pennsylvania Housing Finance Agency) sin cargoa al numero mencionado arriba. Puedes ser elegible para un prestamo por el programa llamado "Homeowner's Emergency Mortgage Assistance Program" el cual puede salvar su casa de la perdida del derecho a redimir su hipoteca. ACT 91 NOTICE IMPORTANT: NOTICE OF HOl'vIEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE YOU MAY BE ELIGffiLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS DATE: JULY 14,1997 RE: Loan No. 0030165997 Mortgaged Premises: 160 KONHAUSE ROAD SILVERSPRING PA 17055 TO: JOSEPH C WENTZ 160 KONHAUSE ROAD, SILVER SPRING PA 17055 FROM: Bank of America. FSB 2810 N, Parham Rd.. Richmond, Virginia 23294.4400 EXHIBrr l3 BankAmeflc.a Mongage. A DIVISIon at Bank at America. FSB PO. Box 26388 Richmond. VA 23260,6388 m BankAmerlca YOU MAY BE EUGIBLE FOR FINANCIAL ASSISTANCE THAT WILL PREVENT FORECLOSURE on your mortgage if you comply with the provisions of the HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (the "ACT"). You may be eligible for emergency temporary assistance if your default has been caused by circumstances beyond your control, you have a reasonable prospect of resuming your mortgage payments and if you meet the eligibility requirements of the Act as determined by the Pennsylvania Housing Finance Agency. PLEASE READ ALL OF THIS NOTICE. IT CONTAINS AN EXPLANATION OF YOUR RIGHTS. Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you have the right to arrange a "face-to face" meeting with a representative of this lender or with a designated consumer credit counseling agency, The purpose of this meeting is to attempt to work out a repayment plan or to otherwise settle your delinquency. THIS MEETING I\fUST OCCUR IN THE NEXT THIRTY (30) DAYS. If you attend a face-to-face meeting with this lender or with a designated consumer credit counseling agency identified in this notice, no further proceedings in mortgage foreclosure may take place for thirty (30) days after that meeting, The name, address, and telephone number of our representative is: COLLECTIONS DEPARTMENT Bank of America, FSB 2810 N. Parham Road Richmond Y A 23294 Toll Free: 1-800-535-5170 The names and addresses of designated consumer credit counseling agencies are shown on the attached sheet. It is only necessary to schedule one face-to-face meeting. You should advise this lender immediately of your intentions. YOUR MORTGAGE IS IN SERIOUS DEFAULT because you have failed to promptly pay installments of principal, interest, and sscrow for at least SIXTY (60) days. The total amount of delinquency is $2655.43. That sum includes the following: $849,69 for each month due (MAY, JUNE AND JULY 1997), plus miscellaneous and/or late charges of $115.36. If you have tried and are unable to resolve this problem at or after your face-to-face meeting, you have the right to apply for financial assistance from the Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you must fill out, sign. and file a completed Homeowner's Emergency Assistance Application with the Pennsylvania Housing Finance Agency. The consumer credit counseling agency will assist you in filling out your application, IT MUST BE FILED, OR POSTMARKED, WITHIN THIRTY (30) DAYS OF YOUR FACE- TO-FACE MEETING, IT IS EXTREMELY IMPORTANT nL\T YOC FILE YOUR APPLICATION PROMPTLY, IF YOU DO NOT DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS BaoioAmenca Mongago A 0'''5'on 01 a~~~!,€!J:t8B ..,. Ifl BankAmerlca STATED IN THIS LE'ITER, FORECLOSURE MAY PROCEED IMMEDIATELY AGAINST YOUR HOME. Available funds for emergency mortgage asaistance are very limited. They will be disburssd by the Agency under the eligibility criteria established by the Act, IT IS EXTREMELY IMPORTANT THAT YOUR APPLICATION BE ACCURATE AND COMPLETE IN EVERY RESPECT, The counseling agency will help you to fill out the application. The Pennsylvania Houaing Finance Agency haa sixty (60) days to make a decision after it receives your application. During that additional time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth sbove. You will 00 notified directly by that Agency oCits decision on your application. The Pennaylvania Housing Finance Agency is located at: 2101 North Front Street, PO Box l/it530, Harrieburg, PA 17105. Their telephone numbers are: (717)780-3800 or toll Cree 1-800- 342-2397. In addition, you will receive another notice Crom us under Act 6 of 1974. That notice is called a "Notice oCIntention to Foreclose." You must reael both notices because they both explain rights that you now have undsr Pennsylvania law. However, if you choose to exercise your rights described in this notice, we cannot foreclose upon you during that time. Also, if you received financial assistance Crom the Pennsylvania Housing Finance Agency, your home cannot be foreclosed upon while you are receiving that assistance. BANK OF AMERICA. FSB COLLECTIONS DEPARTMENT Certificate of Mailing Enclosure COLLECTION DEPARTMENT TOLL FREE NUMBER IS AS FOLLOWS: 1-800-535-5170 BankAmo"ca Moog.go, A O'''$lon 01 E.~f11!i!lTs~- PO.8012838S Rlcllmond, VA 23260,6388 Acorn Hou.ing COF:lloratioQ 8.' North Broad Street Philadllphia, PA L91]0 (H51 16S.U,H {11SI 165.14.7 (taxI luck., Cbl.tlr, DIla.lra, IIOntgoaery, Pbiladllpbia ActioQ louliag, Inc. Number Two Oltlway Clnter 9th Floor Pittlburgh. PA 15J:1J (u.) ]91.1956 (4111 ]91.451:1 (taxi Alleghaay. Ilav.r, lutlar. rayatta, Orllnl, Wa.hington, Wa.tmoraland AM Credit Counseling Institute 175 StraHord Avenue. Sui te 1 Wayne, PA 19081 (UO) 911.",,10 16101 687.7860 (tax) luck.. Chaltar, DIla.lra, Montgomlry. PhUadalphia American aed Cros.. Hanover Chapter 529 Carli9le Street Hanover. PA 17J]1 17171 6]7.)768 (7171 637.]Z94 (t.!ox) Ad~. York. rranklin a.dford~'ulton Housing Serviea. R.D. ~1. Box J8~ Everett. PA 15537 18U) 62J-9129 (8141 62]-118' ftaxl Ildford, Blair, Cambria, rulton. Huntingdon, SOMr.lt Ilair County Icon Opportunity Council HOO 6th Avenue Altoon.. PA. 16602 (8UI 9016-3651 (8101) 946-5451 (tax) Ad.... B~okar T. Wa.hington Cantlr 17.0 Holland Street Erie. PA 1650] 18141 4S3-S1H 18141 453.51.9 (tax) Crawford. Iria. Warrln luck. County Houaing OrQUp, Inc. 1.0 E. Richardson AVenue Langhorne. PA 190.7 (2151 750-.JlO f2151 750-.318 (fax) Buckl Budget Counleling Ca~ter ..7 !lorth Pitth Street Reading. ~A 19601 (6101 )75-7866 (6101 376-6575 (faxl Berkl, Cha.tar, Montg~ry. Schuylkill PENNSYLVANIA HOUSING 'IHANCE AGBNCY HOMBOWNBR'S aMBRGBNCY MORTGAGE ASSISTANCI PROGRAM CONSUMER CREDIT COUNSELING AGBNCIIS cees of We.tlra pennlylvania. lac. 312 Cheltn~t Street Suite ;z;n Ma.dville. PA 16335 (8101) 3)).8570 LawrencI cecs of WI.tera Pennaylvania, Inc. Senior Activity Center 550 Main Street John.town. PA 15~01 (8UI 539-6]]5 Caabria, Somar.et eecs of Nortblaltern Pannsylvania 185 Elmir~ Street P.O. Box H8 Troy, PA 16941 (1111 ;Z91.HOl 11111 291.2199 (f~xl Bradford. Sullivan. suaquebanna. Tioga. wayna. Wyoming cecs of Northeaatlra Plnn.ylvania Human Services Building 5.1 Wyoming Avenue. Box 168 Scranton. PA ld501 (11 il H2-107~ or 800-9:!~-9S]7 17171H:!..aO~0 If.1x) Bradford. Carbon, Columbia. Lackawanna, Luzernl. Lyeoming. Monroa. Montour, Nortbumbarland, Pike. Sullivan. SUlquehanna. Tioga. Wayna, Wyoming eces of We. tarn .ennaylvania, Inc. 1 North Gate Squ4re .2 Garden Center Drive Greensburg. PA lStiOl (41:) 8]8-1290 ,ayatta, Greana. Indiana. Som.r.at. Wa.hington, We.tmoreland cecs of Delaware Valley 1515 Market Street SUJ.te 112li Philadelphi4. PA 19101 {H51 563-5665 InSl 864.2666 (taxI Buckl, Che.tar, Delawarl. Montgo, Pbiladelphia CCCS of WI.tarn Penn.ylvania. Inc. 309 Smithfield St. Pitt9burgh, PA 15222 (U:!.l 471-7584 AUegbeny cces of Nortbaa.tara Pannsylvania 17 er~fton Street Wellllboro. PA 10701 1717'l i:!.4 -5:5~ (711) 7201-5783 lfax) Bradford. Sullivan. SUlquehanna. Tioga, Wayne. Wyoming cees of We. tern Plnnly1vania. lac. 500'0;Z }rd A~enue P. O. Sox 178 Ounc.lnlJ'/l11e. PA. 16635 ISI41 6'16-]SU Ar.lt~ong, 'e4ford, Blair. C..aria. C...ron, Cantre. Cle.rfiald. 8untingcion. Juniata, lUff Un. Union cces of Nortba.atern 'ennaylvania 31 W. Market Street WHkes-Barre, PA 18102 (1111 821.~8J7 or 800 - 922 - 95 J7 (7171 821-1785 (taxi Bradford. Carbon. Columbia. Lacka.anaa, LuaerQI, Lycoming. Monroa, Montour, HorebWDbarland. Pikl, Sullivan. Su.quehann.a, Tioga. Wayne. Wyoming cecs of Northea.tern Penn.ylvania ') South 7th 3treet Stroud9bur~. PA 1336Q BOO - 3;!;!. :J5j'" (71-:'1 4:0-398:' (fax.) Bradford. Carbon.Honroe, Pika, Wayne cccs of WIstern Penn.ylvania, Inc. 675 ~herry~ree L.ne Uniontown. PA 15<10:' (<1121 <lH-a9B Waatmoraland eccs of We.elrn Pennaylvania. Inc. 58 E. Cherry Avenue Washington. pa 15301 (-\1:!.1 .22.2-8:!.'12 Waahington cccs ot Nortbealtern pennsylvania Ge rman St reet P.O. Box 38'1 Cushon. PA la6U (717) 92Q.966a 1717) 9:!.8-alH (taxi Bradford. Sullivan, suaquebanna, Tioga, Wayne. WyOlD.1Dg cces of We. tern 'Ianaylvania, Inc. YMCA Building 339 N. waahJ.ngton Street Butler, PA 16001 (.12) 28:!.-78l:!: Bueler. ClarJ.on, Jatterlon. Merear, Vanango CCCS of Lahigh ValllY 36~1 Crescent Court Edit ....hitehall. PA lSlJS2 \610' a:!.l-<lOll or 800~2;!0-Z7}] (-:'1""') or (SHl onl'l (6101 8:!.1-Q1l7 (fJ.x) 1610 I 8:!.1. ..010 'f.txI I.rk.. Buckl, Carbon, Lanea.tar. Lehigb. Norehampton, Schuylkill aav lit? CCCS of WI' tern 'ennaylvania. Ia~. 2000 Lingle.town Ro.d Harrillburg. PA 1110. 17111 S'U -1751 11171 7)],.-9589 (faxl Ad..., c:u.berlaAeS. Daupbin. 'l'ankUa, .erry, IDydel'. Yock accs of Wa.tern 'ana.ylvania, lac. 971 Thlrd Street B.av.r. PA 15009 IU11 714 -079' aeaver ec:cs of Norebaaltlm 'enn.ylvania 10) Warren Street '.0. Box 709 Tunkhannock. PA 18657 (i1.7) 8H.68~0 (1111 816-6332 Bradtord. Sullivan. Su.quabanna, Tioga. wayne. ttyoming CCCS of North.a.tern 'enn.ylvania 9Jl MaJ.n Street Honesdale. PA lUJl {-:'111 251--1.981 (-:'171 ;!51-~fH7 lfaxl Bradford. Sullivan. SUlqulbanna, Tioga. wayne, ttyolUng CCCS of WI.tern P.nnlylvania. Inc. 91:!. Soutn George St:~et '{ork. PA :,140] (711) 8<16-01176 Pulton. L&ncaatar. York f''C'anJcI in cecs of Weatern Penn.ylvania, Inc. 1st Federal Plaza Suite <&~6 North Mill Street Ne'~ Castle. PA 16101 (..L:lI 652-8014 Lawrenca Coaai.aion OD. ICOQoaUcs Opportunity of Luzarna County 163 Ambar Lane Wilkes-Sarre. PA 18702 (7171 9J6-0510 or 800-8:!.J-0159 17171 829 1665 call before faxing i "17) 455-.;194 (Ha:el:.onJ P17J <&55 56Jl Itaxl call before taxing (717) 836-4-):10 {Tunk-hannockl Carbon, Columbia. Lusarne. Konroe. Scbuylkill. Wyoming Co.munity Action Commilaion of tbe Capital Reg-10n 151. Cerrl Street Harrisburg. PA 17:,a<l (1'171 J]2 - !li'57 (117) J]~.2:!.27 ,t~x) Cumbarland. Daupbin. rranklin. Parry. Snyder co..unity Ac~ioG D.v.lo~Dt C~ 101 Oek.lb S~re.t Nornatown, PA lHoJl 16101 ~11''l'1 (6101 ~77-J:1~J d.ax) )lgat;~ry C~ity D.velo~at COrp. of 'rAAkfor4 Orou-p Minuery t6JO Ori.com Strlle Pbil.delphll, PA L'lJ~ (115) 744..,90 lJ1Sl '.4.~011 (t,xl luckl, Cb..ter. Dela.are philadelphia Co..uaity Aotioa 'outh.e.t 11 We'~ Ki9h S~rllt w.yne.burg. PA 15170 14141 aSJ-2891 Allegbaay. 'Iyette, Orlaa.. ...bington, We. tD)rel a.a.d Co..~oity lou.iag Cou.alllor, lac. P.O. Box 1401 Kennett squ.ara. PA 191U (6101 H4-1682 (610) H4.1l18 fhxi lerk.. Cha.tar, Dallver.. L.oc..~.r. Moatgoaery Icoao.ic Opportunity Cabia.t o.e Scbuylkill Couoty J1S N. Centre Stree~ Pott.ville, PA 11901 17171 6:!2.U95 1111j 62~-04~9 I f.ul aerkl. C.rbon, Lebanon. Lehigb. Lu.era.a. NOC'thuaberlaa.d, ScbuyUtUl 'aYltt. Co C~1ty Action Aglncy, lac. 111 North Seeson Avenue Uniontown, PA 15401 141J} 431.6050 or aOO-.H'1.WFO (4U) oI]"'1-HlB rayett. riaaaciel Coua..liag Servic.. o.e rranklln )1 West lrd Street W.ynesboro. PA 17J68 (711) 162.J285 Ad.... Cu.berlaad, rulton, 'arry ria.nclal Sarvic., Dnliaited 11 We.t lrd Street Waynesboro, PA 11268 1111) 162.l21J5 r;-a.nklla Creaear Irle Cammunity Action Coaa.1et.ee la ftest 9~h St:ee: Erie. PA 16501 (alol) ol59-olSal ISH) -456-0L61 (taXI Crawford. Irie, venango. War ran lilpanic Alloe. of Coatractor./latarpri.a. ~9.1-J7 North Sch jtreet Philddelph~~, ~A l)LJ) 1215~ 'U.2;190 IH51 7H';:OU j!.xl luckl. Cha.tar. Oalawara Pbilad.lpbi. .oullag Oppo~tWGltlae of laav.r COUAty. lac. 1501 lrd 3tr..~ a......r, PA 15009 lUll 1n.7'511 141~} U4.1.590 (UJ) 1a.120. Ifaxl IUJ) 6'''-081) {hxl I..v.r. lutler. ~.wraoa. .ouelog OpportUAiti... loa. 111 3.ven~h Str.'~ '.0. 80x 9 McKeeeport. PA 151H (oIlJl '....15JO 1~121 "-4.0811 (fax) A1I.gbeny, I..var. lutlar, Wa.bington. We,tmoreland aoulln~ COUDcil of Tork 1.16 North ~eorge Street 'lork. fjI~ 1 Hal 11171 8S-l-li-41 l71"1) IH5-19H If.ul York Hou'ing ...oeiation a! D.l.vace Val hy 1500 Walnut Street Suits 601 Phlladelphi4, PA 1910J (2151 545.<5010 (J151 79U-9132 (faxl PbUadelphl. IndiaaA county community Action ,rogc.. 821 W.ter Street. Box 187 Indiana, PA 15101 tol121 "65-2657 (412J 0165-5118 {.e.x} Ar..~roa9. Cambria, ClaaC'field. Indian., Jlttereon, Mel~rel&Qd John ,. Xennedy Ceater. lac. ~021 East 20th $treet Erie. PA 16510 tllU) 1198-00100 1814) 1198.1243 ltax) Crawforct, Ilk, Irl.. Jett.rloo. Mckeaa, V.aango XeYltooe Iconomie Develo~Dt Corp. 19501 Mary Grace Lane Johnstown. filA 15901 111101 l 515.6550 (8101) 519-168a (taxI I.dford. Il.lr, Caabrla, Clearfi.ld, Iadian.. Somerl.t, w.stmOreland Lyc~og.CllatoDCouatiel C~..ion for Community Action tSTI') 2111 Lincoln St~eet P.O. Box lJ:!9 William.port. PA 11701 1711) ]:16.0581 (117) J22.~19'1 (faxl Centr.. Clinton, Lyc:caaiog. Union Media rel1ow.bip Rou.e lOl j J~ckson jt:eee Medu. PA 1906J l61JJ 5~5.'JtlH Cb..ter. Del..are. NoDtg~ry. Pb11adelpb11 Kedl. r.llow.bip Rou,e 658 Nor~h ~att. Street &l1".11.delphu. PA 1911) I;US} 911.0224 11151 "5-16101 (fax) Philadelpbia MoD-Valley Unemployed C~ttea 110 I. 9th Avenu. Ho...~ead. PA 15120 IU21 46~-996;1 fUll 46...9964 Ifaxl Allegbany, a.aver, lutler. rayetee, Gr..ne, ...nington, ..,e.ar.land IIortbera Thr C~ity ActloD corp. , O. Box 1 B:J 1)5 We.t oIth Streee Imporium. ~A 15U4 {8HI 0&86.1161 (U"I -la6.oa25 {fax} C...ron, Ilk. MeKe&l1. Potter pbiladelphia COUDcll .ear Ccmmuaity Adv&Dc...n~ 100 Uorth 17th Street SU1l: 600 &lh11.1delphi.l. PA 1110) l~151 561.180) \2151 96].99011 lhx1 Cbe.~.r. D.I.wa~.. Koftt;ozary. Pbilad.lpbi. Sbenanqo Valley Urban League, lac. 601 Indi~na Avenue Firrell. PA 16121 IUJ.I 9IH.5HIJ Cravtord. Lavreace. M.reer Tableland Service.. lac. 131 Nor:h Center Av.nue Somerset, PA l55J~ (au I H5-9623 ISHl ""J-1690 (f.1xl ledford. Ca.bri., rayett.. 8omer..~, Wut.:llOralaad Ta.bor Ccaauni ty Servle.I, loa. 4]9 E. King Street L.ncolllter, &lA 17602 1~11) 191.5182 or 100.188-5062 lM.a. onl'll ('117) 199.4127 (fax) Che.e.r. L.nca.ter, Lebanon Tbe Treha.b Cenear at Horth...tarn PA 1 Lake Avenue, Sox ]]9 Montrose. p~ 18801 (7111 278-llll1 or 1100-982.010015 1111\ 278-1U9 {faxl Iradford, Sullivan, SUlqu.h&aa., T109., w.yna. Wyoai.:l; EXHIBIT B Orban L.agu. of 'itt.burgb. loCi. BUl1dlng 'or lqual OpporeurHti' On. Smlthf~.ld 3tr.et iJ1ttlburgn, PA 15121- 2.2;1 10&121 1..7-01802 I,H~1 161-5201 (hxl Allevh.DY Orb.n Leagu. of M4tropolitaa I.rri.burg ~5 N. 'rQn~ Streat Harrilbu1'9. &lA 11101 (111) 1]4-59.15 (111) Jlol-9.S9 (tlxl 'erry Orbsa Le.guI of M.~ropoli~aa .a~r1Iburg 1107 N. 'th Stre.t Harrt_burg. PA 17101 17111 1U.SnS (117) ;JH-945i Cumb.rland. Dauphin, r;-anklln. Sny4ar ".r~.a-ror~e.t Coun~le, leoaomic oppo~tualty Council 204 Llberty Street P.O. 80x 51":' ~arron. PA 16165 '3lol J 7;:6 - J~OO 161011 72]-05LO (hxl rorelt, War rea Wa.~heri.a~loa Ot.eice ~l~ ~i!fl~n 5treet Huntingdon. PA 16652 181011 641-2HJ aadford. 8lair. rulton, BUA~ln9don. Juniae., Mitflin. Perry YWCA of C.~ll.le ]01 G Street Carlisle. PA 17011 (717) Hl.ll18 (711) 7l1.95a9 (tax) Cumberla.nd, ,ranklin. parry ..v 1/91 LEGAL DESCRIPTION s1051'l[) TRACT NO, 1. ALL THAT Ca.TAIK tract of land sltuats In ths Township of Silver Spring. County ot Cumberland and State of Pennsylvania, bounded and described ao tottowa, to wit: BBGINNING at a point In the center linl! ot a public township road CT~566). at corner of lamt now or late or JConhaUBj thence along the center line of RAid publ ie township road. North 62 dsgreeA ~5 minutes West. one hUlldred thirty (130) teet to R point j thence along the 1 lne ot landn now or late ot Helen L. Shoemaker, North 27 degrees 25 minutes Bast, one hundred fifty (150) teet to a point; thence by thl! same, South 59 degrees 04 minutes 37 seconds Bast. one hundred sixty-one and fifteen ane.hundredths (161.15) (@et to a point in the line of land now or late ot J(onhau8, atot'ementiolled; thence along the line of said land now or late ot Kanhauo. South 40 degrees west, one hundred torty-three and fifty.one one-hundredths 114],51) teet tn a point in the center line of the pUblic township road, (T-566), aforementioned, at the point ilnd place of BBGINNING. TRACT NO, 2, ALL THAT CBRTAIN tract of land situate in the Township of Silver Spring, County of Cumberland and State of Pennsylvania, bounded and described as followa, to wit: BBGINNING at a point marked by a pipe in the Northeast corner ot: other lands ot Newton H. and Charlotte R.. Small, said point being North 40 degrees Bast, a distance of one hundred forty-three and titty-one one-hundredthD (14].51) feet from the center line ot' Township Road T- 5661 thence alollg the 1 ine ot land now or late of Vance Brackbill, North 11 degrees 04 minutes Bast, three hundred seventy (370) feet to an iron pipe; thence along the line of other l....nd of lIelen L. Shoemaker, ot which this is a part, North 78 degrees 56 minutes West, one hundred twanty.tive (25) teet to a pipe: thence by the same, South 11 degrees 04 minutes West, eighty (80) fset to a pipe; thencs by lands ot the same, South 17 degrees 28 minutes West. two hundred thirty-six and fifty-three on8whundredths (236.53) feet to a pipe at the Northwestern corner of said other lands of Newton U. and Charlotte R. Small; thence along the line of said other land at Newton H. and Charlotte R. Small, South 59 degrees 04 minutes 37 seconds East, one hundred sixty-one and fifteen one-hundredths (161.151 feet to a point. the place of BBGINNING. BBING THa SAMB PREMISBS which Newton H. Small snd Chsrlotte R. Small, his wite" by their deed to be recorded herewith, in ths Office of the Recorder of Deeds of Cumberland County, granted and conveyed unto Joseph C. Wentz. PREKISES: 160 KONBAUS ROAD MECHAHICSBUKG, PA 17055 ,. . ~: a /~. is':';;''' . - , I, .- #,," ,t... \ :;., (l~' '.! "\: '~;~; l'~" ,.-~ ' "',," :'; " ",i" .' ;"i..~: ''''i}) .";,,~ .. ...... .' 0.. .~:.'''' ._.. "'\. '.. . .-,..... ,~... .-., of PennaylVlnl. } -'-HIlty of CUmtMJrlend sa :~.. "r"'~-::tc:~lce 'or the reconfJng of D... I ~,berllndcoun~~ "'line my hl:m v.,.-=- PIli" c.r"r"""'hlo~~Y- R_dw ~ aDDK t:~2:J fAC! 3fi3 VERIFICATION Yvonne E. Geissberger hereby states that she is Assistant Vice President of Bank of America, FSB, Plaintiff cr mcrtgage servicing agent fcr Plaintiff in this matter, that she is authcrized to take this Verification, and that the statements made in the foregoing civil Action in Mortgage Foreclosure are true and correct to the best of her knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. I U&JVllj.J, tr;. ~J"dW~JL' I ~NNE E. GEISSBERGER l,Jd;sistant Vice presi ent DATE: /()-A4 -'/J ~- eH is; u,; r~ :-'i .. n ,)>:J ~J~. ,)/'. :r: '....) ~.. II' , c;/.: '"' I" ".::j (,; 0 ::: (i ~ci. C'J ..l::-; E:;\: w .';'lJ~) " ~ , 'JUo 1-- "'- a 'L r- CJ 0" i} '.1400 ooeo-Ul_rN"OI"Uf(IOI ll<I ...-..'" -.......~. _. ~J1U"1S>"" , ~,~; ~, ''4 i<',.... ~, ' FEDERMAN AND PHELAN By: Frank ~ederman, Esquire Atty. I.D. No. 12248 Two Penn Center Plaza, Suite 900 Philadelphia, PA 19102-1799 (215) 563-7000 ATTORNEY FOR PLAINTIFF Bank of America, FSB v. Cumberland county Court of Common pleas Civil Division Joseph C. Wentz No. 97-5993-Civil Term PRABCIPI Tn THE PROTHONOTARY: A. plaintiff hereby withdraws the complaint filed in this matter. please mark this case discontinued and ended without prejudice. __x__ B. Please mark this case settled, discontinued, and ended. C. Plaintiff hereby withdraws/vacates the judgment it filed against Defendant (s) in this case because the judgment was inadvertently filed in violation of the bankruptcy automatic stay. D. plaintiff hereby vacates the judgment it filed against Defendant (s) in this case. please mark this case discontinued and ended without prejudice. E. Please mark the judgment in this case "satisfied". /?-27'~7 Date )(;,~~.~M'~ Frank Federman Attorney for plaintiff