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II i .j ;:f,.II'.' ,!-I.I' , ., " q, , ~ ' ': i,"''- '(I' -. .;1 "';1,' , , ," , " -;-, " , " /, ,j " "I ;" ""1,('1 .,'i'I,.,I-",' , 11,",' " ' ,,',,1,: " , !, ,', ',1"1 , I): " il 1-; " 'I "/, , ,-'! ,-",- 'I '.'.,'11,1 , 'I 'j' '" I" " ,,1,,'\ "I 'I' -.- ," , , DALEY LAW OFFICES ", . " , " 1029 SCENERY DRIve ,HARRlsauRG. PENNSVLVANIA 171'09 '(717)657-4795 ,I; ,d , " 'r: " L"l' , , , , II, ' , ......... , NOTICIA Le hnn delllandndo u usled en la corte, SI IJsted quierc defendersc de cstns dcmandns e"pueslns en Ins pUl!inns sil!ulentes, uSled tiene vlente (20) dias de pl11Z0 al pnrtlr de la fecha de la demwldu y la notitleaeion, Usted debe presentur una aparlenelu eserita 0 en persona 0 por abol!ado Y BrehivBr en la corte en formu cseritu sus detensas 0 sus obJeelones a Ius demand/Is en contra de su personu, Sen avl511do que slusted no se dellcnde. la corte tomara Illcdidas y puedc entrur una orden eontru usted sin previo aviso 0 notllleuclon y por eualquler queJa 0 uHvlo que es pedido cnla pedclon do demundu. Usted puede perder dinero 0 sus propiedudcs 0 otl'OS dercehos importanates pnra usted, LLEVE ESTA DEMANDA A UN ABODAGO INMEDlATAMENTE, Sl NO TlENE ABOGADO 0 SI NO TlENE EL DINERO SUFIClENTE DE PAGAR TAL SERV1CIO. VAVA EN PERSONA 0 LLAME POR TELFONO A LA OFIC1NA CUY A DlRECC10N SE ENCUENTRA ESCRITA ABAJO PARA AVEIUGUAR DONDE SE PUEDE CONSEGUIR ASISTENC1A LEGAL,. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE. PENNSYLVANIA (717) 249-3166 'j, " 'i, Plalntlll. : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY. PENNSYLVANIA : NO, 97-6385 CIVIL TERM JODI A. DEIMLllR. v, JACOB PETER RICHCREEK, Defendant ; CIVIL ACTION . LAW ANSWF.I~ A~ATTER AND NOW, eOllles the DelendlUlt, Jacob p, Richcreek. by and through his attorney, Kathleen Carey Daley. Esquire, and states the following: 1. Admitted, 2, Admitted, 3, A4mitted, 4, Admitted In part, Denied In part, It Is admitted that the Defendanl used crlldll cal'ds of Ms,. Deimler during this period of lime but it is denied that he did so without her knowledg~ or authorization, " 5. Admitted in part, Denied in part. It is admilted lhat the Defendant was authorized lo use Ms, Deimler's credit card but there was no express agreement that he would lllake repayment to her for these purchases, 6, Denied, It is denied that Delendant used tbe P1aintirr s credit card without her authorization but it is adlllitted that she has made repealed requests for repayment. 7, Denied, It is denied that Defend~nt has failed and refused abide by his agreement to make repayment on the credit card debt. WHEREFORE, the Delimdum requcijlij thaI the Court dCJlY judllmelllln favor of the Jllalmilt' and allalnat the Delimdanl III an amount of ICija thun $35.000.00 being the mundatory aum for urbltratlon, r:lEW MATTEI~ 8, Durinllthe period of time that the purtlesllved tOilet her. the Defendanl was aCllvely enllaged in employment and provided larlle sums of money to the PlalntllT. 9, These SUlllS ofllloney were deposited into ajolnt checking account oflhe Plaintiff and the Defendant. Both the Plalnliff and the Defendant used this account to pay tor purchases Including the use of credit cards which the parties both used, (0, Durinll the period of tlllle that the parties lived tOilet her the Defendant provided sufficient funds to cover any and all expenses that he had charged on the credit cards of the Plaintiff, This is documented in the bunk ree~rds of lhe parties. 11, There 15 no legal or equitable requirement that the Defendant provide additional sums to the Pluintiff as the result of this aellvity, "",1 I WHEREFOlm. tho Dolimdalllllrays Ihls Ilonorablo Courlto dony Iho claim ol'lhe Illalotill' and award judyment in her favor In an amounl 01' less than $35,QOO,00, Iho mandatory SUIII for urbltration, RespoelllJlly submitted, . , J Miu... it tl Jt',,, . Kalh oen Carey Daley. ~,s~ulre l.J Allorney No, 30078 Daley Law Offices 1029 Scenery Drlvo Harrlsbury. PA 17109 (717) 657-4795 Allorney for Defendant Date: .1 It,tJ/1g ( , ,./1 vr.lunCATION Upon my personal knowledge,lnlormadon and bellet; I, Jucob p, Richcreek. do hereby verilY that the facts averred and stlllell1enls mllde In the toregoing Answer and New Matter are true and correct, I understllnd t1l11t tillse slatements or IIverlllenls therein made will subject me to the crlminlll penultles of I B PII.C,S,A, ~4904 reladng to unsworn falsification to Bulhorides. Dllte: J #/f(f , B ?/'-'] .' ,...,r:::::- , Richcreek, De~eqdllnt ,. , . ,'., , , il " , ' , , ., 11'11'11'11I1' '1'1"',1111 NillIll' III II.ltI\jlllh~111 ~'" "IIIHIlI l'M,1 h,-. ~li'IIOIIOIII H~C'WIlCtlIIUlln IIA V IIIMe< VllU filII VIXJII I'AVm,n 1'.1)111<'111\/\ , '1I'Ihl~ IIlVIr. 11'1113 1111111, UIlII?UOI"'I/,Un XIiI~ fill iU37lluiuhn./u', I'AVIIWI .. n,Oo 20U,U" . . . . ACl'lVA/~ YlXJII Oln~lIll.lJV Mill t_lfHI'loVlmn ImmnTo IUOAV, F.lmOll l~lH DY IIII1'1Alml TII~ lUll I'uIIIIOII 01' YIXIII IIIA/EHEIIT 'U OF. 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NON-CHECK TRANSACTIONS DATB--~OmSORIPTION---~-------------------~------------------------AHOUNT 10/12 OVER THE COUNTER DEPOSIT 455.00 101.16 OVER THE COUNTER D!lPOSIT 200.00 101.26 OVER THE COUNTER DEPOSIT 1,000,00 101. 31 OVER TilE COUNTER DEPOS IT 1,000.00 111.02 OVER THE COUNTER DEPOSIT 300.00' 11/06 OVER TilE COUNT!lR OEPOSIT 300.00 CHECKS IN ORDER PATE-NUHBER--------I\MOUNT 10/16 115 100,00 101.22 116 300.00 101.16 117 63.00 101.17 lIS 196,96 101.30 119 997.29 101.31 120 141.21 101.31 121 200,00 11/04 122 21.90 DATE-NUMBER--------AMOUNT 10/31 123 200.00 111.01 124 145.00 111.07 125 34.59 111.06 126 35.62 111.06 127 83,43 111.07 126 167.50 1110B 129 60.00 DAILY BALANCE SUMMARY DATE-------BALANCE 10/10 137.10 101.12 592.10 101.16 409.10 101.17 212.12 lOllS 412.12 ACCOUNT SUlIH/IRY PREVIOUS STATEMENT OATE BALANCm 10/10/96 137.10 + OEPOSIT6 3,255,00 INTmREST + PAID - WITIIDRAWALS - .00 2,766.52 DATE-------BALANom 11/02 72S.62 111.04 706,72 111.06 5S7,67 111.07 /"1~r::J 11/06 ~ TOTAL ENDING FEmS . BALANOE .00 605.58 OATE-------BALANCE 10/22 112.12 101.26 1,112.12 10/30 114.63 101.31 573,62 11/01 428.62 STATEMENT PERIOD FROM 10/11/96 THRU 11/09/96 ,", AVER/IOE BALANCE I 52S .14 MINIMUM BALANCE I 112.12 " ,\"" i ,,~.. c" ,j I, ~~~****...*...SUMMARY or DEPOSIT ~CCOUNTS **.****.*.....***.~.**...........***. AP ACCOUNT TAX-ID-NBR BALANCE INT-RATE' YTD-INT YTD-PENALTY MATURITY CK 3200000425 170647019 605. 5S .,,' ,,; , ' t'., ........u..........................................a......~......... , "',I HAVE YOU OPINED YOUR CHRISTMAS CLUB YET? NEED A MORTGIII LOAN? WE CAN HELP I "',", ,j ":,~ , ~. ~,~~, I h.: . '\.J~lol't" '~ .~','.!" , . ~ . ,'t'". ,\.,.',." -'Ii, , .~, HARRIS' SAVINGS BANK PO BOX 1711 'HARRISBURG PENNSYLVANIA 17105' PHONE: (717) 236.4041 , , HARRIS ACCESS LINE (717) 731.1135 or TOll FREE 1.800.327-7997 " - N tl~~~+i\~~ p l) I!~)" ,: 1 \ !iAIHHt;UlJHll l'I~~IN~;'tl.'/Mjll\ \, 1(11) PHONE I :Ill ,)J!j-.H),11 10 9 JIICOB P Incllcl1~~K 011 JODI II D~IML~11 6403 GL~NWOOD ST IIP'r 2 M~CHIINICSBUI1G PII 17055 STIITIllMI!lN~' DIITI!l 12/10/96 PI1I!lVIOUS STIIT~M~NT 11/09/96 ' IICCOUNT NUHB~11 3200000425 SOCIIIL SmCUI1IT~ NO 1 ?O~'Ulla ................... TOTIILLY FI1I!lE CHECKING 3200000425 .................. NON~CHECK TRANSIIC'HOlitl . DIITE~--DESCRIPTION----~~-~~-~-~-~----~~~~-~---------~-------~-----IIHOUNT 11/14 OVER TilE COUNT~R DEPOSIT '/00.00 11/.22 OVEI1 TilE: COUNTI!lI1 D~POSIT 200.00 11/23 'OVI!lR TilE COUNTER DEPOSIT 500.00 CIIECKS IN ORDER DIITE-NUMBER----~---IIMOUNT 12/09 1 31,39 11/.15 130' 500,00 11/13 131 50.00 11/.18 132 580,8U 11/.14 133 76,00 11/.13 134 50,00 11/.14 135 50,00 11/.26 136 45,00 11/26 137 50.12 (') CIIECK NUMBERS MISSING DAILY BALANCI!l sqHHAR~ DIITE---.'---BALIINCE 11/09 605.58 11/13 505.58 11/.14 1,079.58 11/15 579.58 ACCOUNT SUMMARY PREVIOUS STIITEMENT DATE BALANCE 11/09/96 605.~8 DIIT~-NUMBER-~------IIHOUNT 11/27 139' 9.95 11/.26 140 ,150.00 12/03 141 9,99 11/.27 142 14.28 11/.26 143 60.00 12/.03 144 100.00 12/.03 145 100.00 12/.03 146 100.00 12/06 148' 20.00 DATE-----~-BALANCE 11/18 '1,27- 11/22 19B,73 11/23 698,73 11/26 386,61 DATE-------8ALIINCE 11/27 361.38 12/.03 61.39 12/.06 31.39 12/09 .00 TOTIIL FBES .00 ENDING' BALANCE .00 ,- INTEREST + DEPOS ITS + PIIID - WITHDRAWIILS - 1,400,00 .00 2,005.58 . STATEMENT PERIOD FROM 11/10/96 TIIRU 12/09/96 AVERAGE BIILANCE. '341,09 MINIMUM BALANCE. 1.27- .. .. GIFTS RI!lCEIVED IN CONNECTION WITH THIS CHECKING ACCOUNT WILL BE REPORTED AT FACE VALUE AS INTEREST ON ~OUR 1099 STATEHBNr. j,f. ** \;~. , ** ".,1-.4/, ,!;~ :"~~t'- 'r' ..............SUHHARY OF DEPOSIT IICCOUNTS ..................................... AP ACCOUNT TAX-ID-NBR SALANCE INT-RATE' YTD-INT YTD-PBNALTY MATURITY CK 3200000425 170647019 .00 ' ~.'tr t." ------ CONTINUED ON NEXT PAOK ------ ';'I,j '.', .,," "',"1 r HARRIS' SAVINGS BANI( PO BOX 1711 . HARRISBURG, PENNSYLVANIA 17105' PHONE: (717) 236.4041 , , HARRIS ACCESS LINE (717) 731.1135 or TOLL FREE 1.600.327.7997 i .il HARRIS' , NHARRIS - ..;....,;._~';'"-;-_.--;..;. .. S,'\\ l:'\l,S 11:\:'\1\ I'll BOX 1/11 HM~HISI1LJIlO I'FNNSYLVMIIA ',"11)<) PHONI: (! 17) ;~:)lj"IiJ.lI 1l'l'/I'l'IUlllltl'l'D/I'l'1!: . 12/10/96 fRI!:VIOUS S'l'/I'l'IllHllltl'l' 11/09/96 /lCCOUtl'l' tlUMBER 3200000425 SOCI/lL SECURI'l'Y tlO .170-64-7019 fllGIS 2 J/lCOB P RICHCREIllK OR JODI " OI!:IHLIllR 6403 oLmtlWQOO S'l' /lP'l' 2 MECH/ltlICSBURG ,P/I 17055 ..~......~....~a................N.............*..................... WE WISH yOU /I JOYOUa HOLIDIIY SE/lSOtl, 'l'H/ltlK YOU FOR ~/ltlKltlG WI'l'H ua, , . ' ,'1I It , "i.;, 'I ",. -.".\1 '."/\IlI ' .~. .__-~j~il~~;:; ." ';jt1:~Jr~~ .1.. \ '.~;.lfl:;(fr.",,' !' ~t-PiW;-"':' .,.~\~;:(t::\'~..- !~;,W'~h)~",. ',.itt,l\ \.,',~j!. " . 1 ,,' '.--.~;I..' .1 SAVINGS BANK P.O, BOX 1711 . HARRISBURG, PENNSYLVANIA 17105' PHONE: (717) 236.4041 HARRIS ACCESS LINE (717) 731.1135 or rOLL FREE 1.800.327.7997 01'01 B/oa7BIO/OHHCI.B~~1 ':~i~~o"I~_. _H;;:~~i:~~? .. An)i'JlIl~ -Ii' I'll I' 'tl , 1..111 '1111111 I 51~;-;:;~::1I~;~, ~04L'1.... ._. 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R~el BOCH RUI~UB~1I1 ORL~HDO fL 07/00 R~C~ BOCH BIOTAUB~IIT ORLAIIDO fL 07/0~ ORLAIIDO DlocoUllr OUIDI ORL~HDO fL 07/00 qUAl,lIY 111110 lHT'L ORLAIIDO fL 07/00 1I00lERO Of CIIURCII 51R~ OBLMlDO rL 07/0! CRIDIT HHART OOOOORL~IIUU rL 07/00 CARIDOII WORLD ORLAIIDO fL 07/00 LAH~ nU~IIA VIOTA SI77L ORLAIIDO fL 01/00 011111 1I0Tn ROS~II ORLAIIOO fL 07/00 CII00077b fOOD IIARI.2 LUIIDERIOII IIC 07/06 SEA WORLD fLORIOA'IIERC ORLAIIOU fL or/07 WARII~R OROS, 00001!00 SAllrORO fL 07/07 OPEEDWAY 'OS, sAllfORO fL 07/07 WlltTEIIALL 0260 sAllfORD fL 07/07 COllfORT 111115 LK OU~II~ ORLAllno fL 07/0? SUIIIIITRACIIIO,CATALOO TF.L!!0b!002!001l U',H. In," no,,2$ . UO,qO' , In,u' IU,bQ U'bleo .. UO'f121 .. t10,'2. no,&? ' I!.!OCR nOl,16 UO,6b "0,00 126,10 11'0,0' " ,,~ , " ,~",2:S . 1'5',22 . IIO!,OO . 1I07,O~ ' .............................. PAYIIEIIIS, MIJUOIIIEIII5 AIIO OlllERO 7520!00b1676207l7161b'6 67/00 PAYIIEIII . TfIAIIK YOU , WIIEII IT' S TI~' In pi .~ ynll" VACA nnll, REIIEllnER YOUR 011 CARD 11110 5UIIIIER f YOU'LL RECEIVE 0% 011 CARD EARIIIIIOS WIIEII YOU USE YOUR 011 CAIIU IUW~RO S ER q lJ PURCIIAS:S._-=_S:AR~=::~~.y:UR_ EARIII.II0: :::_~~O_fll.J:Y~~__ _ )~~ l' ,-14~ ,cP,aJ ',\11 1I1d I ,1111"1'" "11111111111 \ P""o;,:~"~g: 26 --'rm[',"~I~n~';':'7~- '-r,#~1::~ :0" -r.;;;"i":::'~o L''""'~';~(~'~";\2 'II~'~~";I: ~~ AMII'l'II' Oil' "r,:;;;-;;i4ijiTij (N, FAI~lr~'. ......p;;;;; hln,nQI ~'fI"~ .j III "",, It, d I '" Il' 05/23/95 $\0(1.07 ,$0,00 "",, ", ",," , ",t1111'~0 IllllHIII' ~-~_._-,.--_._---'--- --.-----.---.-. --- - ai"let 01,1, @~'l/f' PilI 'i:"':"l' I.k~UJ.l IINANtl AlI"-1l "KutAC! ___-- !~1'!.!!. _~~[U!! ~~_ ~It PURCIIA5E CASIt AOVAIICE e^Slt/CIIEC~S 10,00 ,0011% 18,60% to.OO ,05~2% lQ.80% 10,00 ,0011% 18,65% '0,00 to,OO 10,00 PrhIQIIIBIIIM' 0100% llulf.hUH o . 00% CUh Adllnm 0,00% tr'~lll Ply,m" Oth"C~IW' flumO't" --r - I Cll' 'M~~ !O ' _.- _._'""----- f'i)IU,j ft''l'I~t!~1 el . Pul Cui AmrlJ/lI '--I-'~;m'Jln ~~l~fM 0'1. 10,00 ~ 1'1,00 '!,I"CII~CW~P 1l^1~'l')I2' ~1"~; c~ ~~I~~' Account Summuy 176' , 71 12006,05 tOIOO 'O,OOCR 176',71CR to.OO '0,00 07/51/'b ~f'/l' 1IIInct '2034.75 I~H thflH 1M 1M" Int~I~'h~nl <II I C-jI.tO,i.tIL/ " 1.1111' ,j.j II III ..111111 HII" ., U-Ol R/oIHi71a/QHHCIbRl'jftI '-_.'-'--~rt)rllj!lmbH _n.._.. I.----~ --- ~~~rr!.i1mr.--.-.._....J -'---"1:"iijH~tI~ _ -r----.J:mr;r,;;ji- _._~W. 0506 1085~0_6~..'~.m:--._08i!I.c~~m______.!~.0~.'!..'_'n.__ _. .5~~,_~_.. I1,It1ttlf"'limhfl g':;' I;:\~I'" lJrfl{1lplw.~ '~ITVJ/l1l - ------~-_.,.-_._-~----~--~~_._._.- ... -.....--- .._._--_._-~---+--_.--- .__.--_....._..."---_._.._.~.~,, 7041779619506IUOIU6n 07/1Q 07/1 0 ojI-III1B5'5-t~HLIBLE t~HL ISLE r~ 1~1.15 704U41b1960U50IUO',59 07115 07115 BlIlIOtO 02750 PLooIIUIIHO I'~ 121,00 00549106196900176462228 07/15 07/15 EVEHL~8rIIl0 EII5HOIDEHY BRLllollr III 150,00 50549106196950176468225 07/15 07/13 EVRHL~8rlIl0 EII5HOIDERY PELHollr III 151,00 70442956197090546525872 07116 07/15fllILL8 DErr, BrOHERU5 8LOOlla8URO I'~ 146,14 7843178b199076968U8754 ,07/10 01116 8E~H5 HOUUtR 2204 BLOOH85UHO r~ tB72,04 78451716199076960278807 07/10 07/16 SE~HB HOE5UtR 2214 BLoOll8PUHO r~ 1921,00 71452U620~000756171571 07/~2 07/20 1I0ROlt THAtR 000-860.,,449 HN "70,~' 0542259U049022n069850 07125 07/07 tO~ST~L lUll LUNBERTOII Nt U4,b5 75431776210076960007052 07/29 07/~7 SE~HS HOUUCR 1224 IIMHIB8UHO PA 1229,01 7049298UI8090546102870 00/06 00/04.jf IIILLG STORU .n IIEST YOHK rA 1'.2,70 75451776220076967058540 00/00 08/06 SE~HS HonUCR 1224 II~RHISBUHO rA U29,e1~, 70451776R200769670U55~ 08/0B 00/06 CREOIT 8UR8 HOUUCK 122411~RR188UHO PA un,8It.!!.J 00415756222052396065014 00/11 OB/08 SIIELL NO,55746000029 PINE GHOVE rA 129,05 05421556222~55755654b97 00/11 08/08 ~JIIIJOHDAN CTH TICKET UIIIV P~HK PA "9,50 ............................-- r~VNENTS, MIJUSINENIS AND OUIERS .......................--..... ,I" 75255006211621115'41946 07129 r~VNENr . TIIANK YOU "00, OOtH . . INPGHT~NT NOrltE, EFFEtTlVE HIIII VOUH NE"I DILLING STAIENENT IIIE FOLLOHINO CII~IIGU IIILL DE N~DE 10 VOUR ACtOUNT, loA TE CII~ROE, RETURN CIIECR CII~HOE AND OVEHLIIIIT FEE HILL DE 120 EACII, IIIUE CII~NOES IIILl NOT EFFECT VOUR ~CCOUNI PROVIDED VOU N~N~OE VOUR ~CCOUNI IN ACCORD~IICE 111111 VOUR C~RDIIENBER ~OREENENI ~NO DISCLOSURE SI~'EIIENT, . . IISE YOUH ON e~RD FOR D~CR'IO'BCIIOOL SlIorrlNOI VOU CAN BUV NEil ClOIIIES, SCIIOOL SUPPLIES, DR EVEN USE ~ 011 CARD CIIECR 10 COVEH 1lI1T10N, 10 ORDEH ON t~HO DAL~NtE IRAIISFER ~~D CONVENIENCE CIIECRS OR AN ~DDlTIOII~L tARD, PLE~SE e~LL 1 800 947,1000, 11..1I't;,~L~ 55,00 15 ?, '). "'? oJ;..), c_ I, \1' ,11,11 11'1111" iI'I'III,1I; ItlIQ~ 21~';~1. 98 C;Ti;n'~';~(~~;~-I--".1~1~~~1: .00- --lir;;,nq. .1IJ~I~'".1I0 0 AMll't..,} Ollt .MII'!!lI~ 1.1 0 C;;-flln'n~' . l:r;:;;f~;i ~-1""'rt OS/25/95 $217,45 $0,00 , ,,0101 I ., d 'II'H"... ' r.u"tnl P'IIIl~ IInlr91 $115 , 5~ "..lllnlr91~ $551. 54 &,1111' Ol-I~ P IFl"" .-.----- --- --- -.----- --- rlt ',;l''''I'lIIMUll flNun _MItftC(MllQ .~ _~!J~~!~ '~~llGIMII ._~__ kill PUHCII~SE CASIt ~DV~NCE C~SIt/CItECRS ( " , ! , " .3446.51 .0511% to,OO ,0542% to.OO ,0611% 18,6S:{ 19,80% 18,65%' .54,56 .0,00 .0,00 16,65% 0,00% 0.00:'. Accoonl Somma,y P'hlnu\ 811m. '2054.15 PU'(~II" '21\". '92 CI'~ .d~l"ru to. 00 Clfrtll\ tZ2'.81CI PI,m'ntt 'f700,OOe. Olhrl ChllOH to. 00 limn Chr,. '54.68 . .(' , P,"Ou. Am~llnl l.I,nl""J/I\FA1""nIOUf ., Ol~' I~I\ ~11I1~9 Cj(I, 51 fl,m,n! II~Wll'~ B~ 09/06/96 ~'liI9111"(' t565'.Q4 I~" Ih,.~t 1m m~" Inlrr/lul100I 10,00 , 174,06 r~A("HlIi~Cf!llt' ',F 0 A(II ml ' Sll"~l 0 411l'1~' , I ,,'lill' ,,,01 ,,,,", ,II ;"'11 \"'1"'"'' 01'01 OID07~7~IDNNCI~D"~1 "..._-,---.r:;;m;;r'...---.....--. .-"1 '1\:,,,.li.W' l '1;;,]11;;,1 "--""Iu ""'--~'I..,;;r.,~ii-' __~1JL.!!5; ';'i.~~. 5~~L" ..._' O?IUI1-~_.___.._..~~OO~_.....,_.._...~~~.~~_... ~!!'..!.I~___._..._!l~;'..., ::::c ...., ......__._.1/'."',:":,,,_..._._,....... -,._~'q"' ,--- 701,177'b~R5Db~U1701'''D' DDIU 0010' COVJ II~VEH ~~KJVIL~I'~ n.,711 DI~ID7abU75D$lOU7U~D DDIU DDllI~OI~H' rooo u, DID NJCII~HICDPUR p~ t7D,'~ DD~IU'.~DDIOUOOODDaOD DD/I. DDII~ KWIK flLL DnlDDDaD NECII~HICUUROP~ noo,OD 70~UOlun~U'DOII~D~~ Dall~ DO!I" nVIHO J J'C~RI C~R~U~E'~ UI,.D 71~I~a7.~aODDOOD70DI"1I ODII' OO/I~ H~KIHO NOHEY HOW I TIll lEL r~ ",,02 DD~Dl~0~DaaaonI70IMDI ODIDI ODII' C~R~ElnH allEETD eoO.~aD.nU I~ un,.e DI~16n~R5~5Dal0D271ua DOIDO DRI1~ fOI~Hr roOD 15' SIR NECII~HICSDUR I'~ U~,67 7"al77"UIOO~D~'ODalOa ODIDO 00/01 DIH I'WH DT'C~PIT~~ I," NIOO~ITDWH r~ naD,DD 7D~al77~~~DD"0'''ODboal ODllO OOIDO OUHII^NB UI~ HECII~HICUURDr~ u~," .............................. r~YItUHO, ~OJU5'HEHlD MID Orllf.RO .............................. 752aaOO~D~abD"llS71D~71 OD/lO 1'~YHEHr . r11~H~ yOI, UOO,ODCR " " P~I~OI RHER ro TIlE orECIA~ IIIDEIII III TlIlO o'~lEHEHr III~rll~D IINElV HEWB ADDUI litE 1"7 ~EDAD"E DY DUIC~, IT' 0 MIIRIC~ '0 BEBT .DElLlHO ru~~ .51Z1 C~R rOR rouR YEARD HI ^ ROH..~HO COUHIIHO, rOR NORE IHrOR"~1I0H OR rOR TilE H~NE or TIlE DIIIC~ OE~~ER Hf~REDI yoU, r~U8E C~~~ UD ~r I eoo ~~ BUIC~, " " USE YOUR ON C~RO rOR BAC~.IO.DCItOO~ OltorrlllOI YOU C^H BUY HEW C~OJIIE5, 1'1 ':? 5CIIOO~ 5urp~IU, OR EVEH UOE ~ OH CARD CItEC~ 10 COVER IUITIOH, 10 ORDER '1" ,',1 :. Olt CARD DA~AHCE IRAH5rER CllfC~5, COHVEHIEHCE tIIEC~S OR AH ~DOITIOHA~ C~"D, P~EASE CA~~ I 000 '~7'1000, l,p I, I, I ,1 -........-.... \ , r ' 1,1' I" \ 1\ I , \ -' I I, , .,'1' '53,."w9 \' \ ~-p----- ----.-...----.-- C~tttnl Fttl~" ~.'nl~4. $56,42 Ii" I 1l1,1 I lllllllll' 'nllllllill \ P'nlM l~'~'~4~ .rt. hl~ln~\ "m'lU t."---"l~~.tl~MI (lt~'~~' _tnln;i1~;:;;; J .551,5~ $56,42 $0,00 $0,00 ~MII'IU!yOI'1 ' ~~nll.ll.rliIO(tll~ .p;i;;;;;ll'r'~1~~.~Hm.~ -..-----.-- . 05/25/95 $255,85 $0,00 . -- ---'.-. -.---...-. 'Ihlill illl\ '1I111l11!Il' .-~.. ----------~ .--' .---.- ---,. ------ ._- l'n !l'.,"I'/,k.~lI. fjN~"tl llMltUtltllUrA I!~!!~_ "~tl~ __t.~~~~.~_..._ _m~~__ I'URCIIA5E CADII 'ADVAHCE C~51t/CIIECK5 I~o~a, aq 10,00 U,OD ,0511% 18,~&% .05,,2:'. 1 q, 80:'. ,0511% 16,6&% ,~~,05 .0.00 10,00 10,65% 0,00% 0,00% AttOunl Summary PlhIOU'@IIJntf '5656,"'4 FurI"W' .728."'5 (IIh _dl,nr.H .'.00 r.IUII~ .0.00 Pa,m,nl' .1500. oOeR 01huChltqU '0.00 flnUl CUr,. .64. OS -~-~_...-------..--~".-'-- 1,JU~' 0.1, p.'I"r. Pill Out lmQu~1 I f'I~I!I!um fllm.nl Ou' ..._--\ '0", r," 8,11'"1 (,,,,[Plymtnl "t~'Jf\\P~ 8, 10,00 17,,00. 31 10/07/~. r~Crdtl)\l~~tll PO tltJ,m2 I ~~I~ U 9l'112fY:"~ ~_.. -----;--- --.- ; ~"llllnct .5"4&.'''' I~!f 111'1\' IQr ",n.. InlClmlMM II l.j 1 II II I, H >. ' III '11111 I 11 ~I'~I a/~a~7aa/DHIICI~e~~1 . ....1%1l1mi------I--...-T .I"~""_ r;~--- u._,..-"!l~.'!.--_ _____~..!..5!~~_. In~ a~~ ;i1oliiiil.,'L---m;\i-- '._-,_._"'-lW;,1Il,~", '~.'--""-['" ....Ii7.ijO.;;-. -,,,. .1" 5~37 0306 1085 3060 10/11/96 n_-F-- to-----..".. .".-",._u.",' n'ltllOCtlll~__________-1)!!~_ 'IF,~~c~ n .,__. _~"___.._~~..J~~~I..~_'.~~_~ 7a4u7aUUU~~1017q~0l ~'/17 09/14 IISH DIRICI · ............................... PAYIIUHa, ADJU511111115 AIID 01l1lR5 .............................. 7Sn!~~U7aU7al97~a4S~ 101~4 PAYHIHI . IIIAIIK yoU U~~.DDCR . . RIUHIL Y, yOU HAY IIAVI IIEARD AlOUI CIIAHOU 10 Till Oil DOLO CARD PROORAII, WI IIAIII 10 ASSURE YOU TlIA I 111151 CIIAIIOU 00 HOT ArrECT YOUR Oil CARD ACCDUHT III AHY WAY. YOU CAli COllrlHUI 10 IARII 5~ 011 YOUR OH CARD PURCIIA5U. -UP TO UDD PER ACCOUHr YIAR. fOR A 10lAL Of UP TO U,5DD OVIR 51VIII YIARS, 1I1AIIK YOU rOR USIIID TIlE aH CARO, . . WII"II YOU DIVI IIIIS 1I0L!DAY SEASOH, YOU'LL AL50 RECElVI S~ EARHIIIOS 011 IVERY Oil CARD ,URCIIA5I, IIIAOIIIE, EVERY 1I0LIOAY OIFT YOU BUY WILL DIVE 50llUIIIIID SACK TO YOU .. all CARD EARIIIHOS YOU CAli U51 TOWARD TIlE Oil CAR OR TRUCK or YOUR CIIOICE, SD 110 HAlTER WIIERE YOU SIIOP, VACArlOH OR EIIIIRTAIII 11115 I~LIDAY SEASOH. 0011'1 rORDET YOUR Oil CAROl Q cP , 1 (\0 "'{ (V') '[.' ,1.. 1 leI q(,J I. 'II ,,,>, I II '''"'' ,I '"'' II' I'''M Ilnln4' 0367,76 AnIIIUlUI,Dllt 05/23/95 tft EJrnl~'\ "".'lf~ $1,96 n11l1trllfW t. 0 Cort Ilnl"11 0255.81 .11~I!lcnll {lfnlnOI - $0 ,00 l '!tm, 'mlno' '1"",'~ $0 ,00 "/ll"gl A11~llm,nll $0.00 II _r~lngl Clll 0369,72 ;',11 ,I I . I... ".1"'''1\111111..'' >,,11 III'" '. t"I'I>' . ',1111 tdl II 01 I 111"11 11"'1, , ,I, I ~ "I 'II"" 1. .'~!~O,C.i1.Pl'.m ,01"1 'It'''''II/JW\lAl Ptl'W~ "~(m~ IIMIMII tKl!al llIlIlIR!UWIIGI !In PURCHASE CASH ADVAIICE CASH/CUECKS t5952,1I ,DSlI~ to,OO ,054a~ to.OO ,OSll~ 18.6S~ 19.80Y. 1~.6S:l. t60, au to,DD to,OO IU,65~ O.OOY. O,OD~ Account Summary PlhlOd BlllMt n'48. 94 PUlchl1l! n9.11 Cllh .dilnt'~ to. 00 C"dlll ".00 PI~mfnh noo .OOC' Olh'lChllQH ".00 flUII.OII" "0.28 PIIIDu,Amcunl' Illnlmum Plym'.nl Out I O~l' '~'19111In~ C,!lt [F~tm'M J;,~uU',~1l 0;-- , 50 _~ II/OS/9~ ~e" 8,1,"[. netes. 55 IS', t'i,ru lOt m~I,'nlnlm.llnnl '~,OO '77,O~ GUCrdClAltmtfCtn\fl1 PO eol~ I S.','u CA 9ltl20Cf1 " I I,'!iil , III Ii II illI' ," Ijllll '11111111 II \ n.DI ~IU77I~IDHIICIU~~' 51\37 O:O;W~-5_306!l-.-]"- - --'~~;'~~;96 -"-1_._--=~.~1:.00 [~~~~~~51 1ltI1l1fl(,N",to I - 't~,:' '";;t;,.----.-------O..ol'l''' - -- --~~-- ----... ..... -....--...-.,.-------.---....-----. BB~~$'$6R'BOI52.02'1515 10/25 1012~ CELLULAR DNE IELOOO~~U~56INC f20,'0 BO~e4076$1!5001'110"b' 11/10 11/05lSVRACUSE 5PLV.CDHSIR D SYRACUSE HV '11$,$B 70~10n6$uuhBn7!S7B 11/11 1I/0'1'llLIVE aARDEH 00n~712 HECIlAHIcnURapA f25,52 .............................. PAVHEHIB, ADJUSIHEHIS AHD OIlIERS .............................. 752$$006$0~b20~1775012& 101$0 PAVHEHT . !ltAHK YOU noo,oOCR . . IIIlEN YOU OIVE lIIlB 1l0LIDAV SEASOH. YOU CAN ALSO RlCUVE ax EARHIHas OH PURCIlASES TOWARD A HEll aH CAR OR IRUCR I IHAaIHE EVERV 1I0LlDAV OIn YOU BUV IIILL OIVE SOHElIIIHa SACK ID YOU! SO Ita HATTER IIlllRE YOU SIIOP. VACATlOH. OR INTUTAlN 11116 1I0LIDAV SEASOH. RIHEH~ER YOUR aH CARD, . . TNANKS A HILLIOHI aH CARDHEHDERS IIAVE IURNED PLASTIC IHIO SlEn DHE HILLIOH TUtES. AND, WE'RE LOORINO fORIIARD TO IIELPIHO YOU DECDIIE OHE Of OUR NEKI HlLLIDH TO SAVE OH A HEll OH VEIIICLE, SO RUP US Ilia VDUR OH CARD fOR. a~ EARNIHDS aH PURCIIASES TOWARD A HEll DH CAR OR TRUCR, lItAHR VOU fOR CIIOOSIHO Till DH CARD, , .( \" .'\ \ W \\ \ 113,3~ ,2., j \.. , ~ ',' , l' /" \' I 2..l..,1 ~ I, \1 f 111,11 'IIIIIIU' '''Iout"nlft" 1'"1111,11\ ol'l,nl",1 fC'llld ""1/\91 dl~llmtnt. $0,00 ~41!IOft.1 Ilfll"~' $378,12 .1, 'I '..I" I' ,.1. lull.I"1'1I1 ,..'" 1.\1' .lld I 'tltlll. ",1'11\ '" Ill"" I \ I II III 11111 I., ,dill" ,III "nil ill: 1111111 to ,00 _Mllllll !In Account Summuy ~.lrl'tCIII,hllm CI'!, 1I0000l11U1rl flum r,u04'c nil, "RttlllU""" ("'UI PllllOullllUII 18.65:'. 'urt~lItI 0.00:'. Cnhl'WlftCll 0.00i'. C.,4111 P.,mulS 'OIU,Chl',,, flUlUC"t,' "B4B,55 U67,BO tQ,OO tQ,OO t200,OOCR tQ,OO "0,5& - PURCNASE CASH ADVAHCE CASH/CHECRS "Bl0, 2~ ,05n~ tQ,OO ,06~2~ tQ,OO ,05n~ 1D,66~ n,so~ 1D,66~ "0, $6 '0,00 '0,00 P"t Out Amouftl ""inllllumPI~mtnl Out ,OlrlUIlIBllllft,Cltll 51 PI,mtftl Rt1utlltdB, fO.OO f7B.00 Q/jC04Cu1l...."".' PO Bcll\l'l' SOk'oICA 9~11OO!1 121061'6 Nil hllm tS876.1t9 III rI1flUlft'lIIn.'lft'~lmlhOftl .. .,., .",._Lo.::l.:llJ.-..-1/1 I I __.. .lJ2.::.I<<-ql6,_ " rI z.. . I , I.-.......LD= L...'l '" : II ~ 1.__....\D~\_'.sI".,' 111.1 <'l /..' I In.l/.,L.r.II'i , 'I.L. It> .14.Ql.o " 11(.. .. ~'/____~jj' %. ~\ t' \\ "\ e i:'),;"lC' ~_~ \l. - . ~ ,..,.~V'\'\..lL , h '\>""1 ,I" _....,,,,,.. 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RcdQ.lQ.(boo\r..~ 2lY,5Q --.,,--,., 1I,1.'ll,! . __ . ..I~/f .s4>.....- . ..W4\.MOt.\. d,dO .35, iI'Z. ---..-...'. /1-1.'114 ,._12.1 ~... C:.;on+toods ..... .., ..JQ,4~._-"_..._._,,. II ,,'1-%. . .. .. ....IZ'l* Sdue( 'SpllnJ~ ?i9.. . 0 -.-"' ..1141.50.,__.-". .'-"- II. '), .'}II ,....__11.'1 ." ~w,t:..~l\l... ...-.'-'. ,___"._...IlO.OCL---.,.,- II.., -l)~ ,. ,.,. ...I.3D....... _.. .:1h!..'101 ~../2)o,.,'" ..."......," ._...500..~Q.-~-_..-,- 11- q . q", ... .. __ L~ I. ___....... __ ,,~...\~_E!. \1... ...-,--_..._ .,.._....:.....S3?,'.OO --'-'~--- 11.:'L'l(;' ,. ..:_...J2l'Z- . .. ...;..._.___'::le.k\. C\.Q.\So<'1:__..._...... ..28b.~S:.' , II .t>.:C\.l,r.... ........,t.3.:L..... ._ ..__jbt ,O.!'L rn,.\"-r.-:' .._.__,_~~.....~_l.~,.C)tl .' ,'.' ' ..' ')' -.- I ' . . 11:'o.:'1!->;,..,____, '!l.i___......._._."v...,''(.....!~~:.\L..J..--.._.,,-----_.,SQ,l;Q. ,'.l'r \-:...-.- ./ , I .. ',/ 1/ 1/ " -...-- / " --_.,-- q,<tC} .,P.,l ,< ' I " ~j '''-t.7 fw(.,. ....". III t V '!.o.o,Oo '. tol. ;" 10D.01'\ " ". '., ~'.r<;'.l. (':','\ '/OD.CU ",:,1 ~:l. '\ -~~;b:,:~~~:L 14\-_. (\0. hi '1..<...k.u'e....ea.aL..-.. \'11-_. ._~.__S...'o....'oc.A-CA.Io\c... \~2 ..,. ..L\l,....,)'t..G1L_-.;.: .-.-- .' U).OO .,f', ( , ,~, Hof).~ ' . ;, ,.llll'L,.. ___..,._ <t . I~, '..: . "f 1 , SIilI\RS AMOUNT CHI\RGmPI Charges d:~ L r ,f'., pt:i , . - I.JIJ' ~O + 21.0 APR . $754,00 lift on truck ~OUNT pAID I OUTSTANDING I JOINT CHmEKING ACCT his expenses I $5119,12 her eXpenses I $ 895,55 cred,card paYI $2280,30 otherl $ 153,64 11, , , , 1:1 " , , " , I; " SEARS Card p,O, BOX 555 CO~UMBUS OH 43210 - 1",111".111".,1,1"1,1".,111,1"11",11",11",,,11,1,1,,I JODI A DEIMLER 6403 GLENOOD ST APT 2 MECHANICSBUR PA 17055.1900 - - - - - _ TRANSACTIONS Mar 20 PAYMENT. THAN/< yOU""""....,."..",.. ,-$160,00 Mar 20 PAYMENT. THAN/< yOU"..",...."",........., ~60,OO T1MEL V OFFERS FROM SEARS I Look for hot values In appllancee, home office and electronics at Seere Brand Central, Find over 80 national bronds like GE, Whirlpool, Sony, Ponosonlc, Pockord Bell, And only at Brond Centrol will' you find Konmore, America's 1/1 brond of oppllances. - ({l/J 1 ~q 7 r\( ~I /{ 7, o~ f\ ACCOllllt Numher: Bllllno delu: 'I 03 621~3 700786 April 1, 1007 ,...-...-:.'.. '--','~-:'~'r~""-'-p I"~ i ACCOUNt.;~_~~li'~~I!~i,I~,g:iV:,~ll'i ' ,.0,_ _ ,_.~..._ll...........~UJ1tI""l'''._ ..,'lUl.I..I Previous bnlencu $214,02 Pnyments & credlls 210.00 Purchnsee 0,00 Olhur cheroes . 0,00 fiNANCE CHARGE. 2,03 Nuw hnlance 57,00 Schaduled pnY/l1unl' $10,00 Minimum duo: '0,00 I Duo doto: , April 30, 1997. ,I HELPFUL INFORMATION Available Credit: 52,722 If the nmount of Avellable Credit Is not sufflclont, or you hove 0 question, call: 1.800-347.8414 1M. S 9.9, SUN 12.5 ET Moll ony billing error notices to: p,O, BOX 8 BOISE 1083707.0008 Ploose Include your account number with any correspondence. , SEARS aONUS CLUB Vou con eern monoy.sovlng Bonus Certlflcotes Just by using your Seors account. Now, more thon ever, It pays to shop at Seorsl FINANCE CHARGE Averoge' ANNUAL Monthly Avaroga FINANCE SCHEDULE Dolly PERCENTAGE Periodic Dolly CHARGE Bolanca RATE Rata 8Bhmce Saara National Bonk over $0:00 21.0% 1,75% $144,84 $2,53 Total $2,53 NOTE: See other side for Important Information - - - - .... - ,,-- - - - -' - - - - - - - -- - - -- - - - - - - - - - - - . SEA.RS Card I)J II1.U:J /1)11/6 Ii N'JVlllllllnt l. lUOII /11:'''""11 Nlllllllllt: 131111111111111": fl I'Q,llllXr,r,!i COlUMIlUH [Jtl4~~10 ACOOUNT SUMMAJW r'''VI'''11I hlllllll"" $0.00 rny,,","111 & CJlllllll1 000 1'1111:111111"" ' 75440 0111,,, .:IIIHI)II" 0.00 El~1\!;Il1.~..QHARG~ oqg N"w IInlllllcn 5704,40 6,:111111111"11 P"y,"""I' $10,00 Mllllmlllll dllD' S 10,00 OliO ,Int., Nov.mhor JO, 1090 HELPFUL INFORMA TION Avnlllllll" Clollll: 51,070 II IlIn nlllolllll 01 Avnllnhlo Clodlllo 1101 Olllllr.lnlll, or YOII IInvn n 1111nolloll, r.nll: 1-800.347,8414 M. S 9.9, SUN 1200 ET Mnll nllY hllllnl) orror 1I01lcoo 10: P,O, BOX 8 BOISE 10 83707,0008 Plonoo IlIclllllo VOllr nr;colIIII IIl1mhor willi nllY corroopolldollCO, - 1",111",111""1,1"1,1""111,1,,11,,,111,,11,,,,,11,1,1,,1 JODI ^ IlEntlER 6Q03 GLEIIOIlIl 5 T M'l 2 HEClt^IIICSnUfl I'A 17055-1900 TRANSACTIONS Oct 06 ENVII10NMENTAl rEE, f1l1E, V^lV~ """"."", $754.40 TIMELY OFFERS FROM BEARSI Cnll J.800.733.STVLE for YOllr 1I0ntool HQlnoLlht Fllfllllllfn 610ro, cP 11\5b" \'. i CjlD 1,1,1 0' \'~~ iSy,...lo 6EARS BONUS CLUB CONGRATULATIONSI VOII hnvo onmnel n 13011110 Corllncnlo Vlorlh $10,47 In onvh'OIl nl SOArO, VOII will IlIulll ollclooou wlllllllln OWOIIIOIII, - FINANCE CHARGE 'Avornoo ANNUAL Monthly Avornoo FINANCE SCHEDULE DAily PERCENT~GE porlodlc DAily CHARGE BRlnneD RATE Anlo Bnlnned SonID NAllolIAI BAlik ovor $0.00 21,0% 1,76% TOIAI $0,00 NOTE, 500 olllor slelo lor hnl1ortnntlllforlllAllon - - ..- - -, - - - - - - -- -- - - -- - - - - - - - - - - - - - - - - - '~~,V~'~~~;\1.t1~'.i.tI' . ~".' ~~""'I~'~11""'''1:""~,,,,!t~,I'''';~(1~ii,,'.~II';''''.l..n' (o~~~itlf\tl..." t,~v. " 1)~'~.~ljr,4-I"'.f.)V\Ht,\'U1.'J"~~~i~~l:'~\.: "J',~~ '. , ) I 'r ,4Jrll ,,,\.,,-, , " "'1'" I' '" ".. I.'.. . A\ '-" -I'.' I'L ,/'U1l.\/"JdiJ,',-.. 1 ""~.J.IIO ...~l. h.~.Io;.": J...~I.\. ~_ ~_" ...... _ .. ~ ;~,~'...~ . ...,'.. .\t.. h. ,... I.. i!" 'I ...', ,'.. 1.., ., .L... ...,.,.. l. ,. ..I~ .,.,u...;. . ,.....J,:, ..'fIr" L. .~. , i.. . " ;1 ,', SEARS Card - P,O, DOX 555 ':OLUMDUS OH 43210 , (\'\ t9 n) '1,'b' 0' '<~' 4 VJ .-1, I:., 1",11I,..111",,1.1..1,1,..,111,1,,11.,,11,..11..,.,11,1.1..1 JODI A DEIHLER 6403 OLENIlOD ST APT 2 HECHANICSBUR PA 17055-1900 - - - - - _".II~"h"'Rf" i-"fI'-"'''.1''', " ..--..........I..'":'.~:.~..,.,,--,.-"f...:.... '_-"",p,' " . _TRAN8AcnoNs.v'N.:';I:"j~l"~I.,l.{~) ~'_Il"~."lll:, ,'" );'1 , 'F~b'lr'p~YMENT:mANKYOU,~~~.~,;..~~,,-$300,OO L-r"F~rl)},~kf1Y~~NT. THANK VOU,',.t ';' , ~"",',' I'~."'.'." -60,~ .... ,,',,-,. .r,r.-,I.,I I.t " .- ."bi "., I~' ;';-1,""'"','" . " 1 'II ' , i ,'.' ~ .,/' ,,(, DIDYOUKNOW1, '" ," ."". i,' ',.'1""" ',' "., , .\., "., , r Your S8Dr~ card can halp you atratch your budgat bV lotting :, 'you ililpihll,)aymanl. Jual aklp your pavmant, and rosuma .. pavmants naxt month, (Rogular flnanco chargoa continue to app!vl;/' "., ,MI\I TII\IlEL Y OFFERS FROM SEARSI Craltsman Sam'~Annual Tool Solo bsglnnlng on Fabruary 23rd __ Introducoa ovar 50 now Craftsman Tools, Plus lor tha Ilrsttlma wo'ro orlorlng a 2.pc, valuo pock 01 our boot-aolllng Handl.Cuts and Auto Lock pllara, ' I: ',' --.',1 ':i"t\?'~~'~:;";<':' " -({':, ..l,:, /~ ' ;. J '- "-r . <t~~ ,- ',' " ..';, , ' , ~ I ,- , ,;' ,.1 ,'.' ',' ~', . '", ~ ~ '. ", . , 'r ." ~..~. Account Nlllnhor: Dllllno dnlo: 0362133700780 Mnrch 1, 1007 ;' ~'(...::,'., 1(,~..- ~ ..~ . ~', ...: Provlous balanca Paymanta & crodlla Purchaoas Olhor chargos FINANCE CHARGE Now balonco Snhodulod paVmont: $5e~,OO 350,00 0.00 0,00 0,52 .214.62 '10,00 ,,', f:', + + + ,'i, \l" '1'"-, ..~ . ',." Ii!....",. till8, HELpfULINFORMAnON l"W'1' ':1k :) Avollabla Crodlt: .2,ll111 "',, '.')' , _'.1. -" ' II tho amount 01 Avallabla Cradllla not sumc'ent, or you hava 0 quastlon. call: 1.100.347.8414"11,),,,, M . S 0.9, SUN 12.0 liT: " Mall anv billing arror notlca's to: . p,O, BOX 8 BOISE 10 83707.0008 " " \/ Ploua Includa your account" " numbor with anv corrospondonca, SEARS BONUS CLUa '" !', You can aorn monav.aovlng Bonui" Cartlllcatoa Just bV using your " ' Soars account, Now, mora than avar, It pays to shop at Saarsl' FINANCE CHARGE Avorlga ANNUAL Monthlv Avaraga FINANCE SCHEDULII 'Dallv PERCENTAGII Parlodlc Dolly CHARGE Balanca RATE Rota _ Balanca Saara Notional Sank ovar $0,00 21,0% 1,70% $372,29' $8,62 ,. ,'" I',; ,I .. Total', $8,82 "_ ,.....1... '"_i,r,t_ . .L ,I " NOTE: Saa othar alda lor Importantlnlormallon . , ~_. .._. _ _. _. __ _ _ _ .__._ ...... _ _ _ _ _ _ _ ___._._-.__._.._.__.-1":'-'__' ,-',\.:: . ~, " JODI A. DEIMLER, Plaintiff IN THE, COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 97-6385 V. JACOB PETER RICHCREEK, Defendant CIVIL ACTION - LAW NOTICE OF HEARINg BY BOAgO OF ARBITRATORS You are hereby notified that the Board of Arbitrators appointed by the Court in the above captioned case will sit for the purpose of their appointment at the offices of DaleF, Shughart, Jr., Esquire, 35 East. High Street, Suite 203, Second , ' Floor, Carlisle, Pennsylvania, on Wednesday, June 24, 1998 at 1130 p.m. DATE: May 12, 1998 " , TOI Bradley A. Schutjer, Esquire KILLIAN & GEPHART 218 Pine etreet, P,O. Box 886 Harrisburg, PA 17108-0886' Kathleen Carey Daley, Esquire Daley Law Offices 1029 Scenery Drive Harrisburg, PA 17109 Mark E. Halbruner, Esquire 1013 Mumma Drive Lemoyne, PA 17043 Charles P. Mackin, Esquire 831 Market Street Lemoyne, PA 17043 Court Administrator Cumberland County Courthouse One courthouse Square Carlisle, PA 17013 Tft. LAW ~I"M O~ KIl.LIAN' & PEPHART ' ..1,. , I~~ "lr4c lir4u! 1'1 Q, lOX ,.. HARRI!lSURG. PENN8YL.vANlA 17108.08BO, , " d '" CIRTIl'IIl) CO,"" " . I' ,I " " " , C\2}{4~A\':' , ' " "1' " ". . I I I \ . I I ! I I c' I r iol~- ~., ;';"'O;'T"rII."'_ ...,.J-.......... ;.. . ,-' JODI A. DEIMl,JilR, Plaintiff IN THJil COURT or COMMON Pl,JilAS or CUMSJilRl,AND COUNTY, PENNSYINANIA v. No. CI'7- &'.3(/0) I' ,A.../ CW0' ,,-,hm JACOB PETJilR RICHCREEK, Defendant' CIVIl, ACTION - l,AW NOTICE TO DEFEND AND CLAIM RIGHTS YOU HAVE BEJilN SUED IN COURT, If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20), days after this Petition and Notice, are served, by entering a written appearance personally or by an attorney and file in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Petition or for any other claim or relief requested by the Petitioners. You may lose money or property or other rights important to you. YOU ,SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF'YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL'HELP. Court Administrator 4 th Floor Cumberland County Courthouse Carlisle, PA 17013 (717) 240-6200 JODI A. DEIMl,ER, plaint if f ,IN 'rHE COURT OF COMMON PLlllAS OF CUMBERLAND COUNTY, PENNSYLVANIA No, 'I '), I,d J'~j' (.1'~;I) 7(<,., v. JACOB PETER R!CHCREEK, Defendant CIVIL ACTION - LAW OOMPLAINT AMP NOW, plaintiff, JODI A. DEIMl:.ER, by and through her counsel, Killian & Gephart, maltes the following complaint f 1. Jodi A. Deim1er is an adult individual residing at 6403 G1enwood street, Apt. 2, Mechanicsburg, PA 17055 2. Defendant, Jacob Peter Richcreek is an adult individual residing at 5955 Blue Mountain Trail, Eno1a Pa. 17055. 3. Ms. Deim1er and the Defendant lived together from approximately June, 1996 through August, 1996. 4. During this time, unbeknownst to Ms. DeimIElr" the Defendant, used her credit cards to make various purchases, many of which were for the benefit of his business. 5. ' Also during this time, Defendant, who did not have a credit card of his own, entered into an agreement with Ms. Deim1er whereby he was authorized to use her credit card to make certain purchases with the understanding that he would make ,repayment. 6. Upon discovering that the Defendant had used her credit cards without her authorization, Ms. Deim1er m,:\de repeated requests " for repayment which have been ignored. - 1 - 7. Further, DQfendant. has failed and reful3ed to ab~de by hill agreement to make repayment on the cred.lt card debt. WHBlRlIlrORE, Jodi A. Deim1er, requests that the Court enter judgment in her favor and againl3t Defendant in an amount lel3l3 than , , $35,000, qeing the mandatory sum for arbitration. Respectfully submitted, KILLIAN & GIIlPHART B d1 A. Esquire ttorney I. . >>75954 218 Pine Street P. O. Box 886 Harrisburg, PA 17108-0886 (717) 232-1851 Datedl November 13, 1997 Attorneys for Plaintiff " I, IJ - 2 - ,- ~ , , ' " " , l~ ~ ~ ~ " . ~ ~~ ~\ ~'J' ~ -4.~~ ft ., ". ., I . 'i , rHIl L~IV ~I"" O~ KI~LIAN &.GEPHART >, 'I ;1'1 It,e ~Nr "'"liT ..~o. 10>>1"" H/lRRI!!BURG. PENNllyi.,V....N.'/l 17108'0IlBO, , , ,0 R , ~rN'f\J;p,~'! .', F ..... ,.., 'I "}; 'I , " , ' I;' ,,;1 -"'dC, " , ,,-I :, , "'H:" " "" " " . I \ \ . I I ! , ' " " ..."....':....-- . ,;........ . , . , , 7~t <;,1 -,.. \:'; .~., I- .' "J. " \J.{~' -- (-.., .;~ .- (f~ ( ~ .... Vt., ...- ,'. ..j (;)'" :;. :", , , In . ,/1 ('II t '\:"" ICI ''''\\It:l .,11, ,- \..L ..l~' ,.)\'..L. \, 'J: t"" ~~j <'t:l J ." 'OBRTIFIOATE OF SERVICIIl I HJ!lREl!Y CERTIFY that r. have forwarded a copy of the foresoing document this 22nd day of April, 1998, by first class mail, postage prepaid, to the following personl Kathleen Carey Daley, Esquire Daley Law Offio.es . 1029 Scenery Drive, Harrisburg, PA 17109 RespectfullY submitted, KILLIAN & GEPHART ey, A. Schut Esquire torney r.. D. >>7 218 Pine Street P. O. Box BB6 Harrisburg, PA 17108-0886 (717) 232-1851 Attorneys for Plaintiff " " g ~ G1 .... ,:r.iJl "'Jr'l -n r'J ':1' :..U "'0 i'~ N 13.lLJ (~2) ~,.) / '.;J ,h\~ ~l ~ ....' ,r~ . r,i ..,., \,:- ?\ :.u. I,lt'~ , r 1'1 C,.l " .. fu ~ ~. ;,) I.~ ,r. ~ ? ~ ~''-..l , '-'l .' i.:'. '" l$'- "'-l ......... ~. ~ ">I ,I I, , , J;JDl A- Df) \ YVI\I' lO ~1r'I..;rlfl:: CumbllrlBnd County, ~anns:-,l'lan14 ~o,.:l1, /. '~r:r, < 19 In The Court of Common ~l~as of ) ) ) ) ) ~_I( CiU? l't' 1s.J ,Dc: (ff'/f}/-',t1 ,1/2J( tJ~ P,(~J(2 ./ OATH C/ We do solamnly awear (or affirm) that we will support, obey and defend the Constitutl.on of the United States and thd Constit~tion of this Common" '.ealth and thet we '.ill discharge the duties of o'~r oftic:e '4th ~~~(r --.... /., ~ lil:~t 41ft'-- AWARD We, the undars~8ned arbitrators, having been duly appointed and sworn (or affirmed), make the following award: (Note: If damages for delay are awarded, they shall be separetely stated.) f I HI' ,) dr;! (), .~ v ;'/., tL~~' C\ ~,,() C (Ie b ...- Arbitrator, dissents. t name i:. applicable. ) Date of Hearing: (; / Z 'II r S- f ( Date of Award: C/ 2--'L/ '7 Y 1I0TICE OF MR'l OF AWARD Mow, the.l 'it!- day of (lu.,,<._ . 19 f) r , at': Sit , p, .:1., the above -t. - I~- award was enured .upon tholl docket and notice thereof gi'len by mail to, the parties or their attorneys. Arbitrators' cOlDllensatio\l to be paid upon appeal: $ .1 '10, ,}I) C l.<...bA R ,i?'.:fJ... h--. ,. (/ ... I'r6tho'not~ry ....._ U1'L-'l.tl- 0. n'U.{!11~..-'. # , 0 ~ e-puty By: Ch~\ ~( lJ..ll,., ~I.) ...:JI' ~(LI .. h-ld.dt.J'. ., I I /)(.....tJU..'l...l,A...... . H..., ! /Jo ".. I ' ,l..C1.'J'"' O/:i /}I,t.",,'L'II.~ ) :J LHV"rL, t ", , , " ,. ,II " ,I r ., 1 ) i\ hI , 'n "i C' , :11 " ., , , ,. , I.' , .j' '" "-'-" 'I r t:' -f . ' .1. .l1o ". ,l:\ . "'- ,t-.r 4.f ~~) .' " " , I' 'I 'I , , .1' '.- , I. '-, ~ ;11 ,)1 'I d . rH~ LAW~I"M q~, I, KILLIAN Be, GEF'HAR;T7 " Ill. PINIt 'Tn II' p, 0, QO.ll "po HARRllOSlJRG, Pll:~NSYLVANJ... 17108.06S8 " , i! ;., .; t - ;-; ;"....... ; I..., ,I, C"IlTII'IED COF'\[ ,... ;, -I ~~, ,.,,' . ,I , II , '" " .,. . ( ,I \ . I " " , , , 'I' ....... , , ,"_' ~"'P'-_. .. , ",.-. ;.. . JODI A DlllIl>\LIllR, Jillaintift! IN THill OOURT OF COl>lMON PLEAS OF CUWBlllRl:.AND,OOUNTY, ~IllNNSYl:.VANIA V. I I , I I 'NO. 97,'6385 1990 I , I JACOB PETER R!OHCREEK, Defendant: TOI Jacob Peter Richcreek, Defendant You are hereby notiUed that on 7. .;)t? , 1998, the following judgment has been entered against you in the above- captioned case. Judgment in the ,amount of $5,652.00 together with interest at the statutory rate from December 1, 1996. and co~ts of suit. DATE I ).;)<?9t' 1$1 /tM.~' /. ~r.-r J?rothono ary //lrt. .7 YOU SHOULD'TAKE THIS PAPER TO YOUR LAWYER AT ONCE. I~ YOU DO NOT HAVS A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. DAUPHIN COUNTY LAWYER REFERRAL SERVICE 213, N. Front street Harrisburg, PA 17101 (717) 232-7536 I hereby certify that the name and address of the proper person to receive this notice iSI, Jacob Peter Richcreek c/o Kathleen C. Daley, Esq. 1029 Scenery'Drive Harrisburg"PA 171.09 c? ~y 'fo, 1,p-- OERTIF~CATm QF SERVIOE on thill J.[tn day of '=y~\,-~ _, 1998, I hereby certify that I served the foregoing document on tne following by depositing a true and correot. copy in the Unlted Stllt<;lS Mail, postage prepaid, addressed tOI Jacob Peter Richcreek c/o Kathleen C. Daley~ Esq. 1029 Scenery Drive Harrisburg, PA' 17109 K~LLIAN & GEPHA~T Ii ,Sc er, Esqu re I.D. 17 954 218 Pine Street P. O. Box 8tl6 Harrisburgi PA 17108-0886 (717) 232-,1851 " . " , ,! , , " V. IN THE COURT OF OOMMON PLEAS OF CUMBERLAND COUNTY, PIIlNNSYLVANIA NO. 97, 6385 1991l JODI A DEIMLER, PlaintUf JACOB PETER RIOHCREEK, Defendant AFFIDAVIT or NO APPIIlAL I, 13rad1ey A. Schutjer, Esquire, do hereby swear and affirm that the above-captioned Defendant has not appealed this action. I hereby verify tha~ the statements of fact made in this Affidavit are true and correct to the best of my know1~dge, information and " I belief. I understand that any false st;.atements therein are subj ect to the criminal penalties contained in 18 Pa. C.S. Section 4904, relating to unswQrn falsification to authorities. Oatedl \)"'~\:)'?; \o..,C'\ i? r ~) \ . -IRE ',' " . ' , " d ~ ~ ~ ~' , ~ ''') ~ I " ~ " ~, \ '" ..~ ~ ,) . ,~ ~ ,.I ~ " ~'1 " " ,,' 'J , , , " ~u I'''' ! ~'''r, k, . I J~ 'ii': ,111'1 (IA " ' .li,jl'M IN TIUl UNITED FOR THE HIDDLE DEl: au 1990 'j STAIJIElS 13ANKRUPTOY CO RT ".-..-........ DISTRIOT OF I?I!lNNS'lLV UIA. 'JI'd i1iJIi 11 1\ :;"",111 .........1/) Imh III 11111 IJIII1HIJ/llt;~ C.:lIl/rl Por -:-__ IJoipulyClu,k I IN BANKRUPTCY I CHAPTER 7 PROCEEDINC I BK, NO, 1-98-05043 I I I I I IN REI JACOB P. RICHCREEK Debtor /Movant v. JUDGMEN'l' CUMBERLAND COUJ'I'~'Y~, ,,- NO, 97-1'385 (oj 0 ') LIEN AVOIDANCE ' JODI A. DEIMLER Respondent ORDI!l~ OF OOURT FOR JUDGHElNT BY DEFAULT \\ ' th I _~,Xl''\ d . ,,~ \~. ~:l i AND NOW, ...s ,:. '" ay or '::::..::u~" \'\oJi~j , 199~, n consideration of the w thin Mot;J.on for. Entry of JUdgment by Default filed by counsel for the Debtor/Movant, the Court finds that the Respondent has failed to file an Answer or otherwise plead to the Motion for an Order Avoiding Judicial Lien filed on November 23, 1998; and duly served upon the Respondent; therefore, the Court orders judgment by default in favor of the Debtor{Movant,' Jacob P. Richcreek, and against the Respondent, Jodi A. Deimler, to the relief requested in the Motion. IT IS HEREBY ORDERED, adjudged and decreed that the jUdgment lien heJ.d by the Respondent is hereby declared void in its entirety and of no further force and effect as it viola'tes 11 U.S.C. 5522(f) (1) and Section 522(d) of the Bankruptcy Code, as a pref/e: / / B'I THE COURT; ( -\ "I flobull t Wouillkl~ ' - ..-./' / Robert J. Woodside chief Bankruptcy Judge , . j, (-I., CERTIFIEq FROM THE RECORD thls~ day 01 ~1JtI u /1<<"'-1------ .19 :tL.. Margaret f'. S,l1)lth'19~\ (3a~~ptcy Court PAr ( (1/1), I )("-- .-' Deputy Clerk , , C~\~ ib '. ~"~ ~~ ~. ~1 (~) (;' \.;) l.',} ,,) ,II , '1 I II I ;-j:' I l:;,';; '\1 I", '. ','I , >"1 ~ I :;{ ~ (.;.j (,) " l,;) . I ltl ! ~-q "~. ] ", r;'. C~) " " OI:C ~ 1nlJ3'