HomeMy WebLinkAbout97-06539
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Green Tree Consumer Discount
Company,
CIVIL DIVISION
No, tj7 - 6539
6.tJJ dun->
Plainliff,
Complaint In Civil Action. Replevin
v,
Filed on behalf of: Green Tree
Consumer Discount Company
Doug T, Schreiner and Kimberly M,
Schreiner, p/kla Kimberly M, Dulski,
p/kla Kimberly M, Jones,
Counsel of Record for this Party:
Defendants,
Erin p, Dyer, Esquire
PA 1.0, #52748
Erin p, Dyer, Esquire
2021 Murray Avenue, Suite B
Pittsburgh, PA 15217
(412) 422.8975
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Green Tree Consumer Discount
Company,
CIVIL DIVISION
Plaintiff,
)
)
)
)
)
)
)
)
)
No.
v,
Doug T, Schreiner and Kimberly M,
Schreiner, p/kla Kimberly M, Dulski,
p/kla Kimberly M, Jones.
Defendants,
NOTICE
You have been sued in court, If you wish to defend against the claims set forth in the
following pages, you must take action within /wenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
court your defenses or objections to the claims set forth against you, You are warned that if you
fail 10 do so the case may proceed without you and a judgment may be entered against you by Ihe
court without further notice for any money claimed in the complainl or for any other claim or relief
requested by the plaintiff, You may 1056 money or property or other rights Important to you,
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU 00 NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP,
Court Administrator
4lh Floor
Cumberland Coumy Courthouse
Carlisle. PA 17013
(717) 240-6200
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Green Tree Consumer Discount
Company,
)
)
)
)
)
)
)
)
)
CIVIL DIVISION
No. 91- (,.n'J ~ r."...-
Plainliff,
v,
Doug T, Schreiner and Kimberly M,
Schreiner, pl'tJa Kimberly M, Dulski,
p/kla Kimberly M, Jones,
Defendants,
COMPLAINT
COUNT I - REPLEVIN
AND NOW comes Green Tree Consumer Discount Company, by and through its attorney
Erin p, Dyer and avers the following in support of its Complaint in Replevin:
1, Green Tree Consumer Discount Company, hereinafter referred to as "Plaintiff." is
a corporalion duly authorized to conducl business in the Commonwealth of Pennsylvania and has
its principal place of business located at Stonewood Commons 111, 105 Bradford Rd" Suite 200,
p, 0, Box 1158, Wexford, Pennsylvania 15090,
2, Doug T. Schreiner and Kimberl\l M, Schreiner, p/kla Kimberly M, Dulski, p/kla
Kimberly M, Jones, hereinafter referred 10 as "Defendants," are individuals whose last known
address is at 371 Old York Road, #7, New Cumberland, Pennsylvania 17070,
9, Plaintiff avers that under the terms of the Security Agreement and Pennsylvania law
it is now entitled to immediale possession of said Mobile Home,
10, The Security Agreement provides that in the event of default:
a, Defendants will pay the reasonable attorney's fees of seller or of seller's
assignee, provided that prior to commencement of legal action such fee
shall not exceed $50,00;
b, Court costs and disbursements; and
c, Costs incurred by seller or of seller's assignee to foreclose on the Mobile
Home including the costs of storing, reconditioning and reselling the Mobile
Home,
11, In order to bring this action Green Tree Consumer Discount Company was required
to retain an attorney and did so retain Attorney Erin p, Dyer,
WHEREFORE, Plaintiff, Green Tree Consumer Discount Company, requests:
a) judgment against Defendants to recover the Mobile Home, plus detention damages, special
damages consisting of inter alia, detaching and transporting the Mobile Home, shipping fees, any
cost for insurance placed on the Mobile Home by Plaintiff, late charges, and all allowable damages
per the Security Agreement, any further costs for repossession and sale, and attorney's fees and
costs of litigation in order to obtain possession of the Mobile Home; and b) In the event Plaintiff
repossesses said Mobile Home and resells or otherwise disposes of said Mobile Home, a
deficiency judgment in an amou"t to be determined by the Court upon petition of Plaintiff, which
amount shall be equal to the difference between the amount owed pursuant to the said Security
Agreement plus the damages set forth in paragraph (a) above and the amount recovered by
Plaintiff from the resale or other disposition of the said Mobile Home, less expenses,
COUNT II . DAMAGES
3
By way of separate and alternative pleading, Plaintiff, Green Tree Consumer Discount
Company, alleges the following:
12, Paragraphs 1 through 11 of this Complaint are incorporated herein by reference as
though fully set forth,
13, This Count is brought in the alternative to Ihe relief sought In Count!.
WHEREFORE, Plaintiff, Green Tree Consumer Discount Company, requests:
a) judgment againsl Defendants in the amount of $32,590,75 with interest and lale charges plus
detention damages, special damages consisting of inter alia, detaching and transporting the Mobile
Home, shipping fees, any cost for insurance placed on the Mobile Home by Plaintiff, late charges,
and all allowable damages per the Security Agreement, any further costs for repossession and
sale, and attorney's fees and costs of litigation in order to obtain possession of the Mobile Home;
and b) In the event Plaintiff repossesses said Mobile Home and resells or otherwise disposes of
said Mobile Home, a deficiency judgment in an amount to be determined by the Court upon petition
of Plaintiff, which amount shall be equal to Ihe difference between the amount owed pursuant to
the said Security Agreement plus the damages set forth in paragraph (a) above and the amount
recovered by Plaintiff from Ihe resale or other disposition of the said Mobile Home, less expenses,
By:
<;~ ~
Erin p, Dyer, Esquire
Altorney for Green Tree Consumer
Discount Company,
L \GREENTREISCHREINElcmcumberwpd
QT.IO->>\,,1' 14'"1 ~,.C
BUY!,.:
'-,
DISBURS~ DATI: 9/3~/9S
,).~~ lqqfcouwr /I 73319131
O..e ~r;:'
WAJ'ION v.utrt t1Dltu: tlcQ.S.. l'4d E. KAUi ST, A.L..:N'U. rA l7071
SELLEl'l:
ASSIGNU: GUIll rm CONSUIIU Dl3COlJIlT COKPAn, 300 wnIWt PlAZA SUITE 440, rrmllI1GB. PA ISla
Amount
Financed
. .".ij/\1 ., :tt~jl JIG'
Id.4 II m. 01 on "''I ~,^,i1.1
$ 31112.10
Total ot Payments
!Th...._I...."'"
Jai' .UII t I'Intma.1 ad
~.Iymen1J II uhlduld.l
Total Sale Price
lTli.IOlal COlli' "" I\ll'
eft... .. .,,1iI. ........
tftyfo.... pay1'll,"1 of
$ IUl.IO
$ .OSOO.'O
$ 7180', ao
Amounr 01 /'aymenl!l
Ua,J7
When Payments ...re Oue
MonUlly beglnnl"ll
ec::r. ~q~ 14\1\)
SECUlIlTY: I am giving a secumy interest In:
....x... Th. gOOd' or propertY being purChas.d, _ Ileal property 10Gared at
FILING FE!!S: . 20.00 , LATE CHARGE: If 'Plymenr ie more rhan-l!- days late. I will boeharged' 5,00 or 2.00 ~
af the Plyment, whichev., iJ WS ....
PIIUAYMENT: II I pav oft ..fly, I will nOt D' cnarged a prepayment penally,
AS$\JMPTION: Someone buying my hOme may. Subjeer to condi~on', oe euo""ed to ...ume the remainder 01 Ule Contrac, on Ule
origlnalllrms,
Se. tn. Contract document belOW fot any ,addition. I informltlon 'bo""t nonpayment. defauJt, any required tepaym.nt in tull blfar.
Ute scneduted dat.. ind greoayment refunds and penalties.
T FINAN E
1, Casn SAIA P"CA
l,nClud,ng Texes otl ,
2, Gross Trade.,n ,......,....' ,
UII AmIUnI Owed QI1 1r.41-,n S
Net Trade.in .............. ,
OescriOtion: Mike
Vear 0000 S,ze 00 x 00
3, Cash Oown Payment....' "U.10
4, TOtalll<lwn Payment,..,......,............,........ "
5, Unpaid Balance 01 Cun Sa" Price 11 . 41 ,.. . ,
6. Paid to Public Officlil, ........._......... ......... ....
7. P8id to In.urlnel Camplnlll ......................
8. Plld to Apprals.r........................................S
9, a, Paid to . $
b, P'ld to . ,
c. Paid Co . S
d, Paid to .,
t. "aid 10 .. S
I, Paid '0 .,
g, Paid '0 . ,
10, Prlnclpal.alaneoIS.8.7 -8.9 ",-Q,I,..,.'
11. Prepaid F;nance Charges................,........, .,
12, Amount F;nanctd 11 0 . , 1) ,......,..,.......... ,
.00
,00
.00
,00
A
""Yllc:al Oamago Inll(tallco I. roqulted but I ""'Y oIlreln ;1 I,om
anyone I went Ulet is accOllUbJ. 10 you. It I gOI lh. """,onco
dloClled ~ow Irom you 01 througll you. I will pay you
. .00 fOt insutanc. protection 'or. t.rm 0' ~ y......
~ Com~r.l'le".iv.,. .00 d.ducllble,
~ Flood
~ ulIbility
~ Olner
NI~ Vendor's 5i_;I. Interest
OPTIONAL CREDIT UFIi
AND DISABILITY INSURANCe
Cred;t ule .nd Olub,I,l'f Insurlnce atO nOI requi,ed to obllin
credit Ind will not tI. gro...tld.d unleSS I sIgn Ind Igree to pay the
additional eo st.
The term ot this insurance is
00
yea's.
FEDE
L FINANCE
PERCENTAOE RATE CHAROE
cTbl Clift If IftV ell'll u a I foilv atnO\lftl VII
I yUlfy far..) . u,el 'MH"II 11I..1
II. 00 ~ 4U9S , 90
My PI men, .c~edule ""," be:
NumOlr of PaymentS
240
J"'''.oo
,
tlU.tO
311n,90
10.00
.00
,00
.00
.00
,00
.00
,00
,00
,00
11312.'0
,00
Jill J, 90
~ Single Credit ute In,urance ,
~ JOint Crtdit LAf, Insurance S
~ Single Credit O,ubilily Insuranco .
Total ,
.00
.00
.00
.00
x ;JIlL
Signature ot Buytrlsllnsurod
O.t.
CONTRA AND se RITY A REEM NT
1. CEFINrTION$: "1-, "me.. .my" means t"e Buyerf51. "You". .your. means t"e Seller and alSO I"'e AuIlJnee tatter 1"'. Cont',c, is
Iu'gned 9Y SeU.r!. .ManufactUred Hom." means t~e manufactured home and any o'her prope/'tV descnDed below and on peg. 2,
Contract or - AQre:ement. me."s this Aet,lllnSflllment ContrlC: and Secutltv ....qreement.
EWO /"It rpMm
"
It9&
n.nn:OOD
., 1...._., '''t II c::..... ...~ cl.,OO.JI1 U'&1l ,.."" err..".
~a 'd
96C:S~E5:.
'AttS1lA..71..PllJ
14 X 70
IlT.tt\,>>t01 ''''HI
.... I ., JI
~I..I W'MI"
EXHIBIT "A"
",~ecurity Agreement
m~
~ij 6~:60 nHl L6-90-^ON
$CBUUliA . 00.55Q'8
'1.I.-ARS:'TRAfION: AU dlsputlS. c:laims;.....w~contrO\lirsles at,s,"g from Qr relallt,g to tnj~nt'iCt or tn. g.",.. theretO snaJl be resoh~eCl
by b,ndin'il .,bltrltlon ~'I onl '(bitt' COt ::tc~ by you Wltn my ,oount. ThIS .9taem '1 m.de putluam co . u.n"c(lon In InterState
_comm.rc. and Inall bl gOlJerf'led bv tl_ t'~deral Arbitration Ace if 9 U S.C. Sec:lon ._ Judoment uoan tne award rendettd miV b.
..,t.t.d In ,ny COlJ;" "1'oI.ng JUflSdlctlcn. The partir I ilgru .Ind undarstilnd t~U tr''1IV c/'\Oo.. "t)I(t.t'I0n Il1l'Cud 01 litll,'flon to r..olv.
.. disputes. Tn. 03""1 undBlnand thiif tn.v n.vl I ngnr fa htlljare alsoutes In eou"., but tn3t tMev orefer to reSOlv. tn'lr diSQytls
tl'ltOl.lgrt IIbltflt.on, exC,gt.1 prOVided "ereln. TH' PAIIITIU \/OLUNTAIt'LY AND tCNOWIHOLY WAN! ANY ~IGHT THEY HAVi TO A
JURY' TRIAL Q'TliiJI PURSUANT TO ARBITRATION UNOER THIS CLAUSE OR PURSUANT TO A COUllT ACTION BY YOU IAS
'AQVIDIliO HIMlINl_ Th. aar'U" 019". .)('lcf \"I(lcl"'~Jn" U'\~r .all d''10\"l'U allSlng \"Iod,r c.1CO law. natutory law at1d all gtn., law.
Induaino. but not limited to. all conlr.ct. tore and QrogcrtY dlsgutU Will ae Subject to ~nding .rtlltrauon In accold with tnlt ConVict.
Th. ".rtJu 10'" t#"l.t tM' ,raltratOl sn,U have jll I)owers grovlded t)y lAw. tt't. COn1tact an~ t", "gft.m.nt ot tn. ".nllS. ThUI
"ow.r. .nall Include all 119,1 and 'Qyit.bl. tlmldi.. including. but not limited to. money damages, decJar,nol\' relief And in,unctlve
Ilht1. NOflNI(nIUlndln; ,nytnlno "eflunto tn. contrary, you tetaln an cDnon to us. JudlCIil (flhng a lawayit) at non-tudicial t8l1e' to
entorc. . .eC~/IC'Y agreement relatIng to tn, Manufacture" 110me saCurel3 .11 " Uansactlon undetlYlng tnlS ,rbllt.tlon ."reament, to
,Mote. tn. monlury ODli03tlOn secuted I)y tne M.nutacruteo Mome Ot to 'OteClos. on the Mi"ufactured 110m.. The lnstlft.!tlon Jno . i
mllntenance 0' a lawtwt to 'Ot.close 1.Ioon .ny Colllt.rll, to oOtaln I monlta", jUdament or to ,n'orce tnl!l securiry IQteemtnc .1\111 nOt
eO"stlfufe . wllver Of tn. (Ignt ot .nv g.~ to comOOI ,uD/tratlon regarOlng Iny otner dispute or remedy SUDjeC1 to ItoitrJ{10n In en.,
Contract. inCluding In. filing of a countelClalm ;n alUlt CluuQnt Cv you OUISlJlnllO InlS OIOVISlon,
NOTICE: ANY HO~DER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO A~L CLAIMS AND ,
DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE Sl!LLl!R 0' GOODS OR SERVICES
OBTAINED PURSUANT HERiTO OR WITH THE PROCEEDS HEREOF, RECOVERY HEREUNDER BY THE
oeeTOR SHALL NOT EXCEED AMOUNTS PAID BY TH! DI!BTOR HEREUNDER.
NOTICE TO BUYER: 1. DO NOT SIGN THIS CONTRACT IF IT CONTAINS ANY BLANK SPACES, 2. YOU ARE
ENTITLED TO AN EXACT COPY OF THE CONTRACT YOU SIGN, KEEP IT TO PROTECT YOUR LEGAL .
RIGHTS. 3. LIABILITY INSURANCe COV~RAGe FOR BODILY INJURY AND PROPeRTY DAMAGE CAuseo TO "
OTHERS IS NOT INCLUDED UNLESS INDICA TED IN THE PROPERTY INSURANCE BOX ON PAGE 1,
BUY' ACKNO'l"L CGES RECEIPT OF A COMPLETED COPY OF THI CONTRACT.
- gAY' ~ I ',If X .
i n'lIll. 01 !luvfY / DOue t, SCIlUI Si naMe of 8 t UlIEUY H. ts
ASSIGNMiNT IV SlliiR
S.II., ".,.av ..1I.. ...ign. dnd tr.ft.t.tS itl .ntltl tiOht. tIll' end lnt.ttlt In Ih, Contrlct Ind thl ptOC'rrv duc:rlOld Ch.'ln IIh. .PtOgerty.'
co A...gne.. To Induc. AIIIOt'l~ co purChase Ct't, C~nlt.ct. Souer wartant. 'till: It) Ii'll Contrlct ana GUlflntv. " ,ny. Ir. Q.,,,,..in.. leoaUv
v.1id and Inforcllttl. Ind "0" Irom th. hi, ot tn. PrOGlf'tv: lb. rP'l, Cgnltlct it subi.ct co no d,f,n,.. countttcf,im 01 tltoH: Ie) caDi.. of
tl'l. Contract .nd .11 other docu",.t'UI Iionld bv rl't, IUYlltsl WIf. glvan to thl Buy., pnar (0 caruumll"laUQn; fd) s.ntt "'. comc1itd With III
-.sDlie.blt tlde,al, Itatl and loc.ll.wl. ttOUtlnons. tulU and ordinances; {el tnO Buylt II not. minot end h.1 1'011 C'D_Clly to lX.cut. tnll
Canutec;: en thl Prop.ft\t ~ ".. l1nd clllr of ..If li.n. #\d .nC1.lmbr.ncu ,XClpt lh. 'lcuritY inc.r..t ;ranttd h".il"l at'ld S,II.,. 1'111 thl riQht to ,-
...ionlc. Int""11 in Uti Conttact; (gl m. ..cumy Inl.....t orlnt.d to S.II" c:.onltlt\.ll.. I vIJid Iim Ii,., on tn. IfrODII'tV 'nd ".. ts.." hlld or 1--.
r.corcMd according tel raw iftdic:atlna A"iO"" al first ..cur.d piny: (hi U\I dow" payment IhQ"Wn an thl f.e. "AlIO' Mt b.att recllv.d and
no port th.'lo' w.. advannd ciitlOU" " .ndit-lotlv by 'o'Iet fa I",yo,; h) oM 31010rnO"I' ot loa, mlGe In ,,,. ControQt anlll 0111 aIOCtm,n'l mllde
by 01 on beh.1f 0' tho Suyet in the credit applicatIon, and any other forms tel4ti"g to the COMtact Ite true to the btllt of Seller's know Ie doe
.nd beli.f: tiJ Buyer "u physicII d.m.~. insuranc. in Ill. .mount of th' Ind.bt.dn...: [k) th,r, nev, b..n no m,tlfl,l ch'ngll In tn, Buv.,,'
incom.. ind.btednls. or .mployment .nd no Olhlt matln.1 CMnOIl betwl.n Io.n 'OP/ov.1 and funding. Thll II . condlllon to AutQn..
tuncl/no the Canu.ct. " tn.re IS e Dleacn at any ot tn. tCrl~GlnQ Wlrrantlu, IJ SOlely determined by ASlt;ne.. Without reglrd to tn. S.Jlet'.
knowlldg. with '1IDICt tll"ero or Aallgn.... liliane, Ihtf'lOn. Seller .Qte.. uncondiuonallv ro tfPutC"'" chi Conuact f,om AUlgn... uoon
:J.m,nc;l, tor the full .mount It'!." unp.id piJ. ;OICI Ind up.n... ,nCurrtd Dy Au/gnt' [plu. JCct\&lIld .nd unp.td Intll'uU. w""n., tht
;onttlcr ,h.U C"'ln be. 0' I"lot M. il'l d,'.ul'. .nd 10 ind.mnlfv. dellnd .3nd hold Auign.. harm loss from ,ny Iou. dtm'OII or cllama of 4ny
""dtwl by r...on ot s...en br'l4c:n of Wlrrlnty, inc:J\.Idin; Inoln'v,' t.... C::O\.Irl ;o,t.. di,burtlmfntl ,nd oul.O'..ClocI(If .)Io.n....
5111., 'lJrthat aQt'I. tn.t in tn. .v.nt 8uv., ....t'll IO'lnsc Anignl' any cl'lIn. def.nse 01 c:ountltcl'Im liglln.t Cllvmanl of .nv sum
;winv \,Inder the Contract 0' in d,'.nn 0' r,poneulOn on the UUthon. eilhlU oral or wfIt'ten. ch.t U,e ~ropeny i. defectivl. not IS
..'orealnt.a to auy.,. by SaUer ot l"lt 5,,,., r"I.I&'1 to I\ono, any w.,ttnty Ot ..,....ICI IQI'..mont ot S.lIer Of tne m,nufacrurlt, S,II., Will, upon
A..IQI\.... dlm.lnd, flDutCh... Ih, Conttaet tlom A.llon" .nd p'v AUJgnu U'I' lull amount IImaltuna unpallil 101u. .ccrued and unpIIQ
",,'...tl pk.i. A..lgn.... co.ta end ...p.n.... ,neluding .notn.v" t.... wh.th., Ot not Iny .ueh cle"". d.t,n.. or counterclt"" .hall bl
meritotious Ind Without aWIltlnO adjudic:auon ot 8uytr', claim. defense 01 countercloim; and Seller .110 ,gree. to Ind,mnlfy. d,'.nd Ind Ilold
AntOni' I'\t,mle.. from .nv tuCI"I c~iml. mcludlno utorntVI' tees. eourt eOIU, dlsbut..m,nrs Ind QIH-ot'Doclc.r 'lCgent.,
Th.'i,biJilyof Seller ,naU not b. affected by sny extlnstOn. renewal Of Oln.r d'I.ngl in the tTllnn.r. plIlC. or tllm. of I),ym.nt rPt.tlof, or
tta. re'e.... Ilttlement or campromtH ot or With 'nv panV lI'ble 'or payment tnereot. Of ,", r.leU. or non,p,,',cllon at tnv IIl:UntV
thefeundtr. Alii;"'. shill nat be bound to ""ault iu ttcoune aO'lnst 8uyet' 01 Inv Ott'l., glrlO" or 'l'Iy IIcunW b,fOt' b'lng ,nllll'd to
payment by I'" Siller ""lUndlf. SeUIt WI'VII notlCI ot .ce.punc. ar thl' Agr..m.ne tOU no tic.. 0' nonp.ym.nt and nonp.,tlHm-.nc. of tit.
Contr.e, and any ot".r no tIC" rlquited by law Ind WIlY" ,II stlfotts end counlerclalms.
In Iddition. tt'ut AUI;nmlnt inC::ludea tnlt c:ert.in grovilion 10 'ollow. g'o....d.d th.t. if non. of tl'l. 'oJlow'''G g,ovitiont hu b.ln e:h.ekad b\'
rh. SIU.r. thi. Auionm.nt shall b. considered to heve been checked .With Recou',,-; A. -Wlthour Reoo&IN.... Tha "'Ignmllnl at Ih,
Contrlct il tnd Shall 1M wnhout rlCourlt IC,'nst the 5.11., tXClpt as p,ovlded 'bove Ind in Iny IIO"..t. d..I" IQtllm,nt blrw..n Sitler
.n~ Au;;n.. rellting ;0 tn. p~rch"l of Co",rll:tI. .. "t.imit8d Aecou".... In tn. .v.nt at d,/'ull 01 Buy.,. be'O" Buver .".11 hlY. illiG th.
numb., of monthly p,ym."" und., rhl ContrtC1 II U' fOl1h b.low under .Llmlf.d R.cou".... It\e 5411.t WIll. \.IDon {ltm.M. tIP\ltCh... tll.
Conu'l:t from .....lQn.. fa, rht fuU .mount 'em.ining unpaId undlt Ih. Conttect. -:. .."*Purd'l.s.... It t"e AUlgnee lepos...... cne
M.nurlctvraG MOm., 1M' S.IlI' Will. uDon d.m.na, rtQytct\Ut U'l' (,;Qntt4ct trom tno AnIQ"O' fot tne rUII ,moum "matnlng ",np'ld ",ncs.r tn.
Conlflct. O. "Wit" IIItc.ou".". The SIller uncondltlonlltv guetln~... pavm.nt of In. full .mount remaining unp.id under the Contrac::t ,nd
Igr,.. to purchlse I", Contr.ct 'tom Ine ASSignee. up>:l" demencJ. fat tll. full amount then unpeid. whenever me Conul" 'hill b. In def.ult.
E. "Limited Aepul"C:Mllt". In the Ivent of deflult of SUVIt b.fore SUVlr an.1I h.ve paid the numbel 0' mantnl..., c,ymenta undtt tft. COI'I,rlct ..
Nt tOft" below under "Limited Reputcnes.'". the Stilet will. upon demand. tepute!"!..e UUt Conlroct trom the Anlonee 'or th. t\.lll .mount
r.mlining unp.i~ unCltt tt'l. CQnt"C:~ If It'll Ani;"', 'IOOUU&t. tll. M,f\\I'.ctutt<l Home.
IICI.III Ihil ConlflCl Ind .Iao IUlgnt Il'le sam. to th. AUlona. in accordancl With tne tOtego&nQ provisions.
"fine'"r ,n., elnl'" plo'''lon '"' 'on" Ibo.. wnie" '. enlekld bllow:
IS'll'rl Titll~~1
I 8. umllt~ Rtco"r.. I ) C, Rtpurcnut ( I 0, Wltn Recouls.
_ Payments
.......... I"t.....'. lroc.. Sf. CI.~. .....ti /l.'C:O.JI'.Z:olll ,.,,.,. c-r."",I1fIIC:..Al'A "22:"
O/lllf>>HAl
J E, Limited Atpulcn...
_ Pavments
GT.lo-,,,101 14i'SI '1...1.1 JI
50 'd
96E5~E6,!~ 'ON X~j
EL Had 33~lN331a
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T SCHREINeR
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LOT 7
NeW CUM9ERLANO PA 11010
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EXHIBIT nBn
Certificate of Title
90'd
962SpE6W 'Otl X~:!
EL H8d 33H!hmv
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PENNSYLVANIA
FHAlVA ' ~ CAYS
CONV . ~ CAY3
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GRE~*:rREE
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NOTICE OF OEFAUL T
ANO
RIGHT TO CURE OEFAUL T
Oall 01 Noace
"01/'7
DoUG T. SCHaEtUER
JllU.....IUKAItD
"I" CUKBEaLAND'A ,,010
QUid 'faz& CQltSUruR DUC:OuH"t
'O~.\ItY
lOS SIWlFOall all sunE JOO
"~ArU~, FA 1'010
100-HI-lGU
Account No,:
,nUI]l
c.r~lh.4 JIA U. .
"51101411
Bnal,dentilieahon 01
cradit transaction:
M:lInulaotuled home loan
Forty.rlVe (4S) days 110m the dale olthil Noac. (aI d.scnbld b.low) Is the LAST OATE FOR PAYMENT,
$ .n" '!..--ialhe AMOUNT NOW OUE,
You are In OEFAUL T on thIS cr.dlt tranl:lction, II you pay Ihe AMOUNT NOW OUE (abov.) (plus all amount. coming due dunn~
the cure period) by tha LAST OATE FOR PAYMENT (above), you may conanue with the conl/act a.s though you wele not lat.,
At tile explratlon 01 thirty (~O) days from th. date 01 tnlS ncdce we can tal<o aclion 10 repossess your Manufactured Home, Upor
rwpo..eallon and aendlng 01 a nodoe 01 pl1vata sale you will have filtaen (15) days remaining to pay the amount then due, Yo~
may alao cure youI delault by contacting. within th. am. allowed, the Green Tree FinQncial Servicing Corporation, rOreer
Treel reprel8ntative stated below to ruquear a modlft~Don agreement or repayment agre.m.nt Irom Green Tree for repaymen'
01 the alleg.d d.IIUlt, You mUlt compl.lI any modlftcauon or repaym.nt agreem.nt Allowed by Green Tree to cure thl. default
It you lailto cure your delautt by taking the atepa lisltd above w,thin tn. cura p.nod described above, th.n :IS 01
lutv , , 111 ~ , the maturity 01 tho. contr:lct i. lutomancally aceelar.,.d and lull p.yment of all amounta dUll in lhl
amount 01 $ ,,1>>,," ,shall 1::9 dUll and payabl. Oncludln9 tM remtinlng unpaid prinClplll balanc.
plu. eamid Interut to such dati) WithOUt any further nobc. from us, Addittonal 9xpenlu accru.d till/the data oltnll nod a
.haJl also be due and payable, II tnis default is not cured, Gillen Tre. Will repurt the defaulted loan 10 the appropriate cr~di
rwponing ag.ncy,
IF THIS LOAN IS FHA INSURED. IT IS INSURED AGAINST NONPAYMENT BY THE FEDERAL GOVERNMENT, IF YOU OC
NOT REPAY THE LOAN AS AGREeO, WE MAY ASSIGN THE DEBT TO rrlE U,S, OePARTMENT OF HOUSING ANO URBA~
DEVELOPMENT (HUO) FOR COLLECTION, FAILURE TO PAY THE DEBT IN ACCOROANCE WITH THE TERMS SET BY HUe
MAY RESULT IN ANY OR ALL OF THE FOLLOWING ACTIONS:
,SEIZING YOUR i'eOeRAL INCOME TAX REFUNOS
. GARNISHMENT OF YOUR WAGES IF YOU ARE A FEDERAL aMPLOYEE,
, REFERRING THE DEBT TO THE U,S, OEPARTMENT OF JUSTICE FOR COLLECTION,
II your loan is FHA insured and you are unable to cura tha d.faull due to an involuntwy loss 01 employmant or other I..,on
ooun.eling asSlstanc. may b. aVllIlablto 10 yuu 'rom cell...n agllncia. thaI are HUD,approv.d mortgag. coun..Ung .g.net..
You may contact ua to gel the name of tha mOllga\j1l coun.eling :l9.ncy thaI is cloa..tlO you,
II you are I:lt. more than three (3) lImu in any cal.ndar yeal In makmg your payments, w. may exercise our righll withou
IInoIMg you any otMr Nobce(a) like IhlS ene, If you ilDa~QOn Ill. nome or, vOluntarily surrandar It In lit. lutu,. w. at. no
required to send a Nonc. 01 D,'autt to you, II you have any quesbona, prorn~J, wnte or IIlephone ua <he .ddle.. giver
above "
-"
EXHIBIT "e"
Notice of Inlenl 10 Repossess
GT-4"'~' 17M)
,O'd
96ES~E6,1~ 'ON X
i L~:60 OHl L6-90-^ON
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PENNSYLVANIA
FH~VA . 45 OAYS
CONV ,45 DAYS
NOTICE OF DEFAULT
AND
FliGHT TO CURE eF AUL T
G REE'~'";TREE
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Oat. of Nolice
6/0"'7
1l1ll!I\LY M. JOHU
HI OLD YOIUe RD
NEil CUIIIEIl!.o\1I0 n 11010
OAEI' fAl! CONIUMIR DISCOUNt
oDII1lAIIY
10S l~rORD RD SUtf! lo~
WlX7CaD, 'A 150'0
'OO_'lI_)DU
Accounl No.: 113U111
carU,U.d MILl .
"'llO'UO
Srilf Idlnllfication of
ertdll \ranuoaon:
MlnuflclUr.d ham. lOin
Forty, five (45) days from Ih. dat. of this Notice (as ducnbtd b.IOw) iuh. LAST DATE FOR PAYMENT,
$
10f. H
i. the AMOUNT NOW DUE,
You are in DEFAULT on this credit transacoon, If you pay the AMOUNT NOW DUE (abov~) (plus all amount. coming due durin~
the cure period) by Ihl LAST DATE FOR PAYMENT (above). you may cononue with the conlract as though you wer. nollale,
At thl expiration of thirty (30) days from th. datt of this nodce w. can rake acnlon to repolleas your Manufactured Ham., Uper
repeuullon and sending of a nooce of privati sal. you will havI flltlln (15) day. "'mainlng to pay thl amount thIn dUI, Yo,
may allo cure your delaull by contacting, wllhln the ame allowed, tM Green Tree Financial Servicing Corporation, rOreer
Tree'l reJ:resenlabve Slated below to request a moalhc3bon agreemenl or repaymenl agreement trom Grnn Tnt. for "'payrnen
ot Ih. all.gld default, You must complete any modlticaoon or repayment agreement allow.d by Or..n Tre. to cura this delault
If you fail to cure your datault by taking the Iteplllialed above within !he cura period described above. tIlen as 01 -
JULY . , 19 !2.- , the maturity of tIlis contract is automaocatly accelerated ana tull payment 01 all amounts due In th.
amount of $ )'19), 71 . Ihall be due and payable (Including the remaining unpaid prinCIpal bllan"
plus .amed in~rlSt to such aate) without any lurther notice from us, AddlOonal ixpens.s accrued atter the dats of Ihi' nooce
Iholl 01.0 be due end payable, II !hia dltault la nOI cured, Orean Tr.e will report the defaulled loon to Iho ~proprtate .radl
reporting agency,
IF THIS LOAN IS FHA INSURED, IT IS INSURED AGAINST NONPAYMENT BY THE FEDERAL GOVERNMENT, IF YOU DC
NOT REPAY THE LOAN AS AGREED. WE MAY ASSIGN THE OE8T TO THE U,$, DEPARTMENT OF HOUSING AND URSA~
DEVELOPMENT (HUD) FOR COLLECTION, ,..AILURE TO PAY THE OEST IN ACCOROANCE WITH THE TERMS SeT BY Hue
MA Y RESULT IN ANY OR ALL OF THE FOLLOWING ACTIONS
. SEIZING YOUR FEOERAL INCOME TAX REFUNDS,
, GARNISHMENT OF YOUR WAGES IF YOU ARE A FEDERAL SMPLOVEe,
. REFERRING THE DEBT TC THE U,S, DEPARTMENT OF JUSTICE FOR COLLECTION,
If your loan il FHA Insured end you ere unable to cure the derault due to an involuntary 1018 of employment or other reuon
counaeling illill&tilnce may De avallaDle to you Irom certain agancII' thai are HUO..pprond mortgaga ooun..ling asenCle.
Vou may contact ua to get the name of the fTlortgag. counseling agency that i. clo.est ID you
II you arl la~ more than threl p) umls in any calendar year in making your peyments, WI may exerei.. our rights withou
sanding you any other Nooce(s) like this on., It you :lbandon the home or volunlanly .urrender II In Ihe fulure w. art no
reqUired 10 send a Nooce 01 Default tc you It you have any qUlSoons, pro.mpl~nre or ttlephone ua at thl acldrass giver
above,
QT,..,,.,02. ("'1)
EO 'd
96ES~E6m 'ON X!i~
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SHERIFF'S RETURN
CASE NO: 1997-06~J9 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY Of CUMBERLAND
\..i!.JT OF COUNTY
GREEN TREE CONSUMER DISC CO
VS,
~CHREINER DOUG T ET AL
R. Thomas Kline
, Sheriff. who
being duly sworn according
and 1nquiry for the within
to law, says, that he made a di11gent search
named defendant, to Wit: SCHREINER !HMBERLY M P/K/A
KIMBERLY M DULSKI
but was unable to locate
deputized the sheriff of
Her
in his bailiwick. He therefore
County, Pennsylvania,
YORK
to serve the wlthin COMPLAINT - REPLEVIN
On January
13th.
1998
the attached return from
YORK
, this office was in receipt of
County, Pennsylvania.
Sheriff's Costs:
Docketing
Out of County
Surcharge
6.00
,00
2.00
So 3ns"er:~,: /' ~
-'b
~ ~~#-
R:'"" oma.s Kllne, ;:,;) E'T1
-S~ ERIN p, DYER
01/13/1998
swo~n an~subscr1b~to before me
thu. /3 day of ~~"~"?
19 'f~ A,D,
\...,1 ~~'
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1 ~t rot onQ~at~
SHERIFF'S RETURN - OUT OF COUNTY
CASE NO: 1997-065J9 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
GREEN TREE CONSUMER DISC CO
--,._.._-"-
VS.
SCHREINER DOUG T ET AL
R. The'mas Klino;>
, Sheri!!, vho
belng duly svorn according
and inquiry for the wlthin
to law, says, that he made a dillgent search
named defendant. to wit: SCHREINER DOUG T
but was unable to locate
Him
1n h1S ba1liwlck.
He therefore
deputlzed the sherl!! of YORK
to serve the w~thin COMPLA~- REPLEVIN
County, Pennsylvania.
the att~ched return from
YORK
this of!1ce was in receipt of
CQun t y. Pennsylvania.
On January
IJth. 1998
Sher~ff's Costs:
[locket~ng
Out of County
Surcharge
York County
18.00
9.00
2,00
51,56
~80,56 ERIN p, DYER
01113/1998
Sworn an~ SUbscrlbe,)to before me
th1S ...iJ..._ cl;jy of l_ ,.... .'/
19---9.L A, [l,
(I '-'- Q, ~~ ~
-~ Prothonotary
In 1 he Lourl 01 Lommon Y1eaS 01 LUmOerl:.lnu LUUlll~ I rCllm~ n anla
G~een Tree Consumer Discount Company
'IS,
Kimberly M. Schreiner p/k/a Kimberly M. Dulski p/k/a Kimberly M. Jones
No. 97-6539 Civil Term 19_
I'ow, Nov. 25.
York
199719_.1 SHERIFF OF Cl:MBERLA:'Il> COl:l'iTY, PA do hereb~' d.pullz. lb. SberllTof
Coual)' 10 .ucul. Ibis Wrll, Ibis d,puI~lloa b.laa mad. allb. requ,sl aad risk of lb. Plain lilT.
~~-t:~
Sb.rIlTofCumb.rlaod Coua!)', Pa.
Affidavit of Sen'ice
Now, n..,...mh..r A 19 97 .01 ~. ~~ o'clock
wltbln Complaint in Replevin
upoa Doug T. Schreiner
Dl 371 Old York Rd., 17, New Cumberland, PA 17070
by boncilaa 10 Doug T. Schre iner
alluledcopyoflh.or11llaal Complaint in Replevin
him lh. cOOlenls Ibereof,
p ~I. serv.d lb.
a Iru. aad
and m~de kaown 10
So answers.
....
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.
SherllTar York C p
William M. Hose aunry. a.
George Akins, Deputy Sheriff
COSTS
S"arn and subscrlb.d b.fore
m'lhis 7t day of Janu ry 19 98
o Ira I
M.H... J, Groll, Not.ry Public
Va",. Vork County
My Cammlll,on E,,,,r.. APflI20, 1998
SERVICE
MILEAGE
AFFIDA \'IT
S
s
In '1 he Court 01 Lommon l'leas 01 LumlJerl:ma LOunt), rennS)lyunla
Green True Consumer Discount Company
VS.
Doug T. Schreiner
No, 97-6539 Civil Term 19_
Now, Nov. 25.
York
199719_,1 SHERIff OF Cl'l\IBERlA:'oll COl:NTY, p,-\ do bereby dlpUllzllbl Sblrltror
Coual)' 10 luculllbb Wrll, lbb dlpullllloa bllal modi alIbi nqulsl ODd risk ar Ibl PllIlnlltr.
r:~.--~~
5blritrarCumberload Caua~'. Po.
...
~
Affidavit of Sen'ice
Now, December 8 1997 .al 6,55
wllbia Comolaint in Replevin
upaa Kimberly M. Schreiner
01 371 Old York Rd.. .7. New Cumberland, PA 17070
bybondiallo Kimberly M. Schreinel'
olte5lld copy Oflbl orlaful Compla int in Replevin
her lhl coallnls Ibereof.
o'c1ock P i\I. served Ibe
a Irue oad
ond modi known 10
So answers.
.....
.-'
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Sherlrrof York Coun~', Po.
William M. Hose
George Akins, Deputy Sheriff
COSTS
Sworn ond subscrlbld befure
melhis 7th day orJlInullry \9~
SERVICE
MILEAGE
AFFIDA \'IT
S
No~~.1 Sui
M.HIII J, Gro.., No~ry Publlo
Yorl<, Vorl< County
My Commlts'on E,p"..Ap~120, 199"
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