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HomeMy WebLinkAbout03-0305COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW OLENA W. STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion Jenkintown, PA 19046 (215) 572-8111 I.D. #33591 U.S. BANK NATIONAL ASSOCIATION, as Trustee on behalf of the registered holders of the Home Equity Pass Through Certificates, series 2002-1, by its attorney in fact, OCWEN FEDERAL BANK FSB, 1675 Palm Beach Lakes Blvd. : West Palm Beach, FL 33401 VS. TAMMY S. ANDERSON 1353 Zimmerman Road Carlisle, PA 17013 : NO. -- CIVIL ACTION- ACTION MORTGAGE FORECLOSURE This is an attempt to collect a debt and any information obtained will be used for that purpose. NOTICE You have been sued in Court. If you wish to defend the claims set forth in the following pages, you must take action within twenty (20) days after this Civil Action and notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defense or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Civil \\Server\office docum\Diane\COMPLAIN\OCWEN-ANDERSON CUMBERLAND 11-02.wpd Action or for any other claim or relief requested by the plaintiff. You may lose money or property of other rights important to you. YOU SHOULD TAKE THIS PAPER TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR 4TH FL., CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 \\Server\office docum\Diane\COMPLAIN\OCWEN-ANDERSON CUMBERLAND 11-02.wpd COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW OLENA W. STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion Jenkintown, PA 19046 (215) 572-8111 I.D.//33591 U.S. BANK NATIONAL ASSOCIATION, : as Trustee on behalf of the registered holders of the Home Equity Pass Through Certificates, series : 2002-1, by its attorney in fact, OCWEN FEDERAL BANK FSB, 1675 Palm Beach Lakes Blvd. : West Palm Beach, FL 33401 VS. : NO. TAMMY S. ANDERSON 1353 Zimmerman Road Carlisle, PA 17013 CIVIL ACTION- MORTGAGE FORECLOSURE 1. Plaintiff is U.S. Bank, National Association, as Trustee on behalf of the registered holders of the Home Equity Pass-Through Certificates Series 2002-1, by its attorney in fact, Ocwen Federal Bank FSB, a federal savings bank with offices located at 1675 Palm Beach Lakes Blvd., West Palm Beach, FL 33401. 2. Defendant is Tammy S. Anderson, an adult individual with a last-known address of 1353 Zimmerman Road, Carlisle, PA 17013. 3. Under date of January 9, 2002, defendant executed and delivered to Accredited Home Lenders, Inc. a mortgage upon premises 1353 Zimmerman Road, Carlisle, PA 17013 to secure the payment of the sum of $88,000.00. The said mortgage is recorded in the Department \\Server\office docum\Diane\COMPLAIN\OCWEN-ANDERSON CUMBERLAND 11-02.wpd of Records in and for the County of Cumberland in Mortgage Book No. 1746, page 189, recorded January 14, 2002 and is incorporated herein by reference. A copy of the legal description of the premises is attached hereto and made a part hereof as Exhibit "A". 5. By Assignment which is being duly recorded, the loan was assigned to U.S. Bank National Association, as Trustee. 6. Ocwen Federal Bank FSB is the attorney in fact, for U.S. Bank National Association, as Trustee. 7. The defendant is the real owner of the premises. 8. In accordance with Act 91 of 1983, as amended, a combined notice providing the information required by §403 of Act 6 of 1974, and Act 91 aforesaid, was sent to the defendant and no response was made in the appropriate period of time. A true and correct copy of the aforesaid notice is attached hereto and made a part hereof as Exhibit "B". 9. The said loan is in default as a result of the failure to pay the monthly installments of $706.81 due on July 1, 2002 and on the 1st day of each month thereafter. 10. The following is due on the loan: PRINCIPAL BALANCE INTEREST (accrued thru 11/27/02 of $3,871.27. Interest after 11/27/02 shall accrue at the per diem rate of $21.84.) LATE CHARGES (accrued thru 11/02 of $127.23. Late charges after 11/02 shall accrue at the monthly rate of $42.41.) FEES BILLED LESS SUSPENSE BALANCE COSTS ATTORNEY'S FEE TOTAL $ 87,804.71 3,871.72 127.23 4.97 -640.00 300.00 4,400.00 $ 95,868.63 \\Server\office docum\Diane\COMPLAIN\OCWEN-ANDERSON CUMBERLAND 11-02.wpd 11. Pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq. (1977), Defendants may dispute the validity of the debt or any portion thereof. If Defendants do so in writing within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will obtain and provide Defendants with written verification thereof; otherwise, the debt will be assumed to be valid. Likewise, if requested within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will send Defendants the name and address of the original creditor if different from above. WHEREFORE, Plaintiff, U.S. Bank National Association, as Trustee on behalf of the registered holders of the Home Equity Pass-Through Certificates Series 2002-2, by its attorney in fact, Ocwen Federal Bank FSB requests this Court to enter judgment for foreclosure of the mortgaged property for the sum of $87,804.71, plus interest thereon of $3,871.27 plus $21.84 per day from November 27, 2002 until judgment is paid in full, late charges of $127.23, plus late charges of $42.41 per month from November, 2002until judgment is paid in full, fees billed of $4.97, costs of $300.00, attorney's fees of $4,400.00, plus record costs, less suspense balance of $640.00. STERN AND STERCHO OLENA W. STERCHO, Attorney for Plaintiff \\Server\office docum\Diane\COMPLAIN\OCWEN-ANDERSON CUMBERLAND 11-02.wpd ~,-o--, N "N.~-~x*.'~--'~ is theL~.~V-e~,-,----,~% of Ocwen Federal Bank FSB and is authorized to sign this Verification on behalf of same, and states that he/she verifies the foregoing Civil Action against Tammy S. Anderson and avers the statements of fact therein contained are made subject to the penalties of 18 PA C.S. Section 4904 relating to the unswom falsification to authorities, and that same are true upon the signer's personal knowledge or infomtation and belief. DATE: OCWEN-ANDERSON TO DARIN #31364920.doc EXHIBIT "A" Legal Description Tammy S. Andcrson 1353 Zimmerman Road Carl;sic, PA 17013 22-! 0-06¢0-041B ALL THAT CERTAIN tract ofland situate in Monroe Township, Cumberland County, Pennsylvania, bounded and described in accordance with a Final Subdivision Plan for Raymond Diehl, as recorded in Cumberland County Plan Book 37, Page 56, as follows: BEGINNING at a spike in the center line of Zimmerman Road (Township Route 553) at the corner of land now or formerly of Gerald Butler; thenc~ by said land now or formerly of Gerald Bu~ler South 75 degrees 53 minutes 12 seconds West 511.90 feet to a point; thence by land now or formerly of Marlin Stoner North 2 degrees 57 minutes 36 seconds West 94.88 feet to a point on the dividing line between Lots Nos. 1 and 2 on the aforementioned Subdivision plan; thence by said dividing line North 7S degrees 53 minutes 12 seconds East 464.67 feet to a spike in the center line of Zimmerman Road aforesaid; thence by the center line of Zimmerw~n Road South 31 degrees 21 minutes 00 seconds East 97.46 feet to the Place of BEGINNING. being Lot No. 1 on the aforementioned Subdivision Plan... HAVING thereon erected a single family dwelling house with mailing address of 1353 Zimmerman Road, Carlisle, Pennsylvania. SUBJECT, HOWEVER, to the restriction that this tract of land shall not be further su3~dlvided by the Grantee, her heirs and assigns. SUBJECT, FL~R~.amR, to a certain first mortgage in favor of Farmers Home Administration dated September 3, 1982, and recorded in the above-mentioned Recorder's Office in Mortgage Book 714, Page 59 in the amount of $47,000.00 OCWEN 7104 5400 2100 0548 0751 September 30, 2002 *0001668618* Monroe Twp Carl, PA 17013 Tammy S. Anderson 1353 Zimmerman Road ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. IMPORTANT INFORMATION CONCERNING YOUR RIGHTS IS CONTAINED ON PAGE FOUR The Homeowners' Emergency Mortgage Assistance Program (HEMAP) may be able to help to save your home. This notice explains how the program works. To see if HEMAP can help you, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the counseling agency. The name, address, and phone number of Consumer Credit Counseling Agencies serving your county are listed at the end of this Notice. If you have any questions, you may call the Pennsylvania Housing Finance Agency toll free at 1-800-342-2397 (persons with impaired heating can call 717-780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. La Notificaion en adjunto es de suma importancia, pues afecta su derecho a continuar viviendo en su casa. Si no comprende el contenido de esta notificion obtenga una traduccion immediatamente llamando esta agencia (Pennsylvania Housing Finance Agency) sin cargos al numero mencionado arriba. Puedes ser elegible para un prestamo por el programa llamado "Homeowners' Emergency Mortgage Assistance Program" al cual puede salvar su casa de la perdida del derecho a redimir su hipoteca. HOMEOWNER'S NAME(S) :~_Tammy S. Anderson_ PROPERTY ADDRESS: 11353 Zimmerman Road. FMonroe Twp, PA 17013-0000 LOAN ACCOUNT NUMBER:4_31364920 ' CURRENT SERVICER LEND]~PdSERVICER: Ocwen Federal Bank FSB You may be eligible for fmancial assistance which can save your home from foreclosure and help you make future mortgage payments if you comply with the provision of the Homeowners' Emergency Mortgage Assistance Act of 1983 (the "Act"). You may be eligible for emergency mortgage assistance: if your default has been caused by circumstances beyond your control, you have a reasonable prospect of being able to pay your mortgage payments and if you meet other eligibility requirements established by the Pennsylvania Housing Finance Agency. TEMPORARY STAY OF FORECLOSURE- Under the Act, you are entitled to a temporary stay of the foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the designated consumer counseling agencies hsted at the end of this Notice. This meeting must occur within the next thirty (30) days. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. Page two I 31364920 CONSUMER CREDIT COUNSELING AGENCIES- If you attend a face-to-face meeting with one of the consumer credit counseling agencies listed at the end of this Notice, the lender may NOT take further action against you for thirty (30) days after the date of this meeting. The names, addresses and telephone numbers of desi~ated consumer counseling agencies for the county in which your property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. You should advise this lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE- Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default). If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you must fill out, sign and file a completed Homeowners' Emergency Assistance Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a completed application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION- Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing finance Agency has sixty (60) days to make a decision after it receives you application. During that additional time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance) HOW TO CURE YOUR MORTGAGE DEFAULT(Bring it up to date). NATURE OF THE DEFAULT - The MORTGAGE debt held by the above lender on your property located at 1353 Zimmerman Road Monroe Twp, PA 17013-0000 IS SERIOUSLY IN DEFAULT because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following mounts are now past due: i(a) Monthly payments from 07/01/2002: $2,120.43 (b) Late charge(s): $42.41 (c) Other charge(s): NSF & Advances $4.97 (d) Less: Credit Balance $640.00 (e) Total amount required as of 09/27/2002: $1,527.81 YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (if applicable): HOW TO CURE THE DEFAULT- You may cure this default within THIRTY (30) days from the date of this letter BY PAYING THE TOTAL AMOUNT PAST DUE TO LENDER, WHICH IS $1,527.81, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES (and other charges) WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check, or money order made payable to Ocwen Federal Bank FSB at PO BOX 514577, LOS ANGELES, CA 90051-4577. I Page three 131364920 IF YOU DO NOT CURE THE DEFAULT- If you do not cure the default within THIRTY (30) days of this letter date, the lender intends to exercise its right to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately, and you may lose the chance to pay the mortgage in monthly installments. If full payment of the amount of default is not made within THIRTY (30) days of the letter date, Ocwen Federal Bank FSB also intends to instruct their attorneys to start a legal action to foreclose upon your mortgaged property. IF THE MORTGAGE IS FORECLOSED UPON-. The mortgaged property wi!1 b,e sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before they begin legal proceedings against you, you will have to pay the reasonable attorney's fees actually incurred up to $50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees actually incurred even if they are over $50.00. Any attorney's fees will be added to the mount you owe the lender, which may also include their reasonable costs. If you cure the default within the THIRTY (30)DAY period, you will not be required to pay attorneys' fees. OTHER LENDER REMEDIES- The lender may also sue you personally for the unpaid principal balance, and all other sums due under the Mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE- If you have not cured the default within the THIRTY (30) day period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paying the total amount then past due plus any late charges, charges then due, reasonable attorneys' fees and costs connected with the foreclosure sale and any other costs connected with the Sheriff's Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this Notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE- It is estimated that the earliest date that such sheriff's sale could be held is would be approximately five (5) months from the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may f'md out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER Name of Lender: Ocwen Federal Bank FSB Address: Telephone Number: 12650 Ingenuity Drive, Orlando, FL 32826 (800) 746-2936 EFFECT OF SHERIFF'S SALE- You should realize that a sheriff's sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the sheriWs sale, a lawsuit to remove you and your furniture and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE- You may not sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorneys' fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT To sell the property to obtain money to pay offthe mortgage debt, or borrower money from another lending institution to pay off this debt. To have this default cured by any third party acting on your behalf. To have the mortgage restored to the same position as if no default had occurred. (However, you are not entitled to this right more than three times in a calendar year). To assert the nonexistence ora default in any foreclosure proceeding or any other lawsuit instituted under the mortgage documents. To assert any other defense you believe you may have to such action by. the lender. To seek protection under the federal bankruptcy law. I Page four 131364920 I Ocwen Federal Bank FSB is attempting to collect a debt, and any information obtained will be used for that purpose. Federal law gives you thirty days after you receive this letter to dispute the validity of this debt or any part of it. If you notify us in writing at the below address within the thirty day period that the debt, or any portion thereof, is disputed, we will: 1) Provide to you, upon your written request, verification of the debt or a copy of any judgment entered against you. 2) Provide to you, upon your written request, the name and address of your original creditor, if the original creditor is different from the current creditor Unless you dispute the debt within that 30 day period, we will assume that it is valid. Sincerely, Ocwen Federal Bank FSB P 19'331 PA Ir'PA ~ Smdl '?f' Slnm PA- II]iQ 11~14 ....~.; .'~. , ~: :~. · ,/. ::~, :' · · .~'..~..:.:. · ~.~... · '.? ::~....'... ':.~.: ~. ,,'~.~:. · :,. L.~Ui II W~mbst ~ ·: .'... ~.~:, ~..: ." , .~ · .~.: . ~.-~'.,~.. ,..~j . '-:' '..:;::' · .':- · ." .:.~ · ~..?.. : , · '.'*:.':;5 '~. · .' .~*~ ·.._"5 -'' ~B" ...,:.:~.~ .~,~ · :..j...~ :.'~ ....:.. ~ ~....~ , -.'..~. % . ... ,:,~ .-~ ~uubImii pA L~ rJbisi ~z4Mz~zz~ lui~l 11411 SHERIFF'S RETURN - REGULAR CASE NO: 2003-00305 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND U S BANK NATIONAL ASSOCIATION VS ANDERSON TAMMY S BRIAN BARRICK , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon ANDERSON TAMMY S the DEFENDANT , at 1642:00 HOURS, on the 27th day of January at 1353 ZIMMERMAN ROAD CARLISLE, PA 17013 by handing to TAMMY ANDERSON a true and attested copy of COMPLAINT - MORT FORE , 2003 together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 4.14 Affidavit .00 Surcharge 10.00 .00 32.14 Sworn and Subscribed to before me this ~ day of )~~[~ ~{)0~ A.D. So Answers: R. Thomas Kline ~ 01/28/2003 . / STERN & STERCHO ~ [// _L By: ~///[{ /,~,~ D'eputy Sheriff - COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW OLENA W. STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion Jenkintown, PA 19046 (215) 572-8111 I.D. # 33591 U.S. BANK NATIONAL ASSOCIATION, : as Trustee on behalf of the registered holders of the Home Equity Pass Through Certificates, Series : 2002-1, by its attorney in fact, Ocwen Federal Bank FSB VS. TAMMY S. ANDERSON · NO. 03-305 CIVIL PRAECIPE FOR ENTRY OF JUDGMENT AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Enter judgment in favor of Plaintiff and against defendant TAMMY S. ANDERSON for failure of said defendant to file a responsive pleading to the Complaint within twenty (20) days after service thereof. Please assess damages as follows: BALANCE DUE INTEREST (accrued thru 3/24/03 of $6,427.00· Interest after 3/24/03 shall accrue at the per diem rate of $21.84.) LATE CHARGES (accrued thru 3/03 of $296.87. Late charges after 3/03 shall accrue at the monthly rate of $42.41.) $ 87,804.71 6,427.00 296.87 \\Server\office docum\Diane\SALES\OCWEN-ANDERSON CUMBERLAND 3-03.wpd FEES BILLED LESS SUSPENSE BALANCE COSTS ATTORNEY'S FEE TOTAL 4.97 -640.00 300.00 $ 98,593.55 STERN AND STERCHO OEENA W. STERCHO, Attorney for Plaintiff \\Server\office d°cum\Diane\SALES\OCWEN_ANDERSON CUMBERLAND 3-03.wpd COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW OLENA W. STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion Jenkintown, PA 19046 (215) 572-8111 I.D.//33591 U.S. BANK NATIONAL ASSOCIATION, · as Trustee on behalf of the registered holders of the Home Equity Pass Through Certificates, Series · 2002-1, by its attorney in fact, Ocwen Federal Bank FSB VS. TAMMY S. ANDERSON · NO. 03-305 CIVIL CERTIFICATION UNDER RULE 237.1 I, the undersigned, attorney on the writ and attorney for plaintiff, hereby certify that a ten day notice of intention to enter judgment by default was sent to defendant in accordance with Pa. R.C.P. 237.1. A tree and correct copy of said notice is attached hereto. STERN AND STERCHO BY: ~//~"~ ~ OLENA W. STERCHO, Attorney for Plaintiff \\Server\office docum\Diane\SALES\OCWEN-ANDERSON CUMBERLAND 3-03.wpd IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW U.S. BANK NATIONAL ASSOCIATION, : as Trustee on behalf of the registered holders of the Home Equity Pass Through Certificates, series 2002-1, by its attorney in fact, OCWEN FEDERAL BANK FSB VS. · NO. 03-305 TAMMY S. ANDERSON To: Tammy S. Anderson 1353 Zimmerman Road Carlisle, PA 17013 Date of Notice: March 13, 2003 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: COURT ADMINISTRATOR 4TH FL., CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 STERN AND STERCHO BY: OLENA W. STERCHO Attorney for Plaintiff 410 The Pavilion Jenkintown, PA 19046 (215) 572-8111 I.D.//33591 \\Server\office docum\Danielle\10 day notices\Cumberland\Anderson - Tammu 3-13-03.wpd Pa.R.C.P. 3180-3183 U.S. Bank National Association, as. T~ustee "bh"lS~ti~IlF'~5'f"~h~'"f~i~'6cT'~i6~'~'~'of the Home-Equity Pass Through .1_ ! _..~ .... CertiFicates'" the .Cou,~.t. of Common Pleas of 2oo~-1, bx~ its attor~e~ in-r~ .... cu~.~*.~ County Pennsylvania. Series "f~'cl: 7"~la" ~a~3'al'"B~tlU~SB ................. vs / No. 03-305 .T.~ a. Anders~n .................................. PRAECIPE FOR WRIT OF EXECUTION (MORTGAGE FORECLOSURE) To the P~othonotary: ,-~. Issue wffit of execution in the above matter: . :,~, : ->. -' :" ' Amount Due ~ $...9~.,5~.3~55 ...... ~"' Interest from the date ';~ $ ............................ and Coats. jud~t is entered at the per diem r~g~ of $21.84. .:~:~., N o t;'~: P1 ease attach Atter*~ for the PZaintilf (s) OLENA W. STERCHO, ESQ. #33591 description of Property. d o~c~ m..~ o M ~0 ., I x~mcq I All that certain tract of land situate in Monroe Township, Cumberland CountY, Pennsylvania, bounded and described in accordance with a Final Subdivision Plan for Raymond Diehl, as recorded in Curnberland CountY Plan Book 37, Page 56, as. follows: Begirming at a spike in the center Line of Zimmerman Road (Township Route 553(at the comer of land now or formerly of Gerald Butler, thence by said land now or formerly of Gerald Butler South 75 degrees 53 minutes 12 seconds, West 511.90 feet to a point; thence by land now or formerly of Marlin Stoner North 2 degrees 5'7 minutes 36 seconds West 94.88 feet to a point on the dividing line between Lots No. i and 2 on the aforementioned subdivision plan; thence by said dividing line North 75 degrees 53 minutes 12 seconds East 464.67 feet to a spike in the center line of Zimmerman Road aforesaid; .thence by the center tine of Zimmerman Road South 31 degrees 21 minutes 00 seconds East 97.46 feet to the Place of Begirming. Containing .0993 acres (including right-of-~vay) and being Lot No. 1 on the aforementioned Subdivision Plan. Having thereon erected a single-family dwelling house with mailing address of 1353 Zimmerman Road, Carlisle, Pennsylvania. Subject, however, to the restriction that this tract of land shall not be further subdividing by the Grantee, her heirs and assigns. .Being the same premises which Barry L. Anderson, by Deed'dated April 23, 1991, and recorded May 23, 1991, in Book 135, Page 1162, granted and conveyed unto Tammy S. Anderson, in fee. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 03-305 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF THE REGISTERED HOLDERS OF THE HOME EQUITY PASS THROUGH CERTIFICATES, SERIES 2002-1, BY ITS ATTORNEY IN FACT, OCWEN FEDERAL BANK FSB, Plaintiff (s) From TAMMY S. ANDERSON, 1353 ZIMMERMAN ROAD, CARLISLE, PA 17013 (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachmem has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $98,593.55 L.L. $.50 Interest FROM THE DATE JUDGMENT IS ENTERED AT THE PER DIEM RATE OF $21.84 Atty's Comm % Due Prothy $1.00 Atty Paid $114.14 Other Costs Plaintiff Paid Date: MARCH 31, 2003 (Seal) REQUESTING PARTY: Name OLENA W. STERCHO, ESQUIRE Address: STERN AND STERCHO 410 THE PAVILION JENKINTOWN, PA 19046 Attorney for: PLAINTIFF Telephone: 215-572-8111 CURTIS R. LONG Deputy Supreme Court ID No. 33591 COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW OLENA W. STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion Jenkintown, PA 19046 (215) 572-8111 I.D. # 33591 U.S. BANK NATIONAL ASSOCIATION, : as Trustee on behalf of the registered holders of the Home Equity Pass Through Certificates, Series : 2002-1, by its attorney in fact, Ocwen Federal Bank FSB VS. TAMMY S. ANDERSON : NO. 03-305 CIVIL AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA: SS COUNTY OF MONTGOMERY : OLENA W. STERCHO, being duly sworn according to law, deposes and says, to the best of her knowledge, information and belief, defendant's: 1. Last-known address is: 1353 Zimmerman Road, Carlisle, PA 17013 2. Is over the age of twenty-one. 3. Is not now nor have been within the last six (6) months in the Armed Services of the oldiers' Civil ReliefSTERNACt of AND1940' STERCHoaS amended. Sworn to and subscribed before me this~ff~ay o~.~F~ ~ ,2003. \\Server\office docum\Diane\SALES\OCWEN-ANDERSON CUMBERLAND 3-03.wpd BY: ///~? ~ (Y-L'fENX W. STERCHO, Attorney for Plaintiff C~ C~~ COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW OLENA W. STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion Jenkintown, PA 19046 (215) 572-8111 I.D. # 33591 U.S. BANK NATIONAL ASSOCIATION, : as Trustee on behalf of the registered homers of the Home Equity Pass Through Certificates, Series : 2002-1, by its attorney in fact, Ocwen Federal Bank FSB VS. TAMMY S. ANDERSON · NO. 03-305 CIVIL CERTIFICATE UNDER ACT 91 OF 1983 It is hereby certified that the Sheriff's Sale scheduled in the above-captioned matter is not protected under the Homeowner's Emergency Assistance And Mortgage Foreclosure Act, P.L. 1688, No. 621 because notice, as required, was sent to defendant and no timely response was made. STERN AND STERCHO BY: /'/~ ~ 6LENA ~. STE-RCHO, Attorney for Plaintiff \\Server\office docum\Diane\SALES\OCWEN-ANDERSON CUMBERLAND 3-03.wpd COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW OLENA W. STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion Jenkintown, PA 19046 (215) 572-8111 I.D.//33591 U.S. BANK NATIONAL ASSOCIATION, : as Trustee on behalf of the registered holders of the Home Equity Pass Through Certificates, Series : 2002-1, by its attorney in fact, Ocwen Federal Bank FSB VS. TAMMY S. ANDERSON · NO. 03-305 CIVIL CERTIFICATION OF ADDRESS It is hereby certified that the last known addresses of the parties are as follows: Ocwen Federal Bank FSB 1675 Palm Beach Lakes Blvd. West Palm Beach, FL 33401 Tammy S. Anderson 1353 Zimmerman Road Carlisle, PA 17013 STERN AND STERCHO OLENA W. STERCHO, Attorney for Plaintiff \\Server\office docum\Diane\SALES\OCWEN_ANDERSON CUMBERLAND 3-03.wpd COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW OLENA W. STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion Jenkintown, PA 19046 (215) 572-8111 I.D. # 33591 U.S. BANK NATIONAL ASSOCIATION, : as Trustee on behalf of the registered holders of the Home Equity Pass Through Certificates, Series : 2002-1, by its attorney in fact, Ocwen Federal Bank FSB VS. TAMMY S. ANDERSON · NO. 03-305 CIVIL AFFIDAVIT PURSUANT TO RULE 3129.1 OLENA W. STERCHO, attorney for Plaintiff in the above caption, sets forth as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 1353 ZIMMERMAN ROAD, CARLISLE, PA 17013. 1. Name and address of Owner(s) or Reputed Owner(s): Tammy S. Anderson 1353 Zimmerman Road Carlisle, PA 17013 2. Name and address of Defendant(s) in the judgment: Tammy S. Anderson 1353 Zimmerman Road Carlisle, PA 17013 \\Server\office docum\Diane\SALES\OCWEN_ANDERSON CUMBERLAND 3-03.wpd _ 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: N/A 4. Name and address of the last recorded holder of every mortgage of record: Board of Commissioners of Cumberland Co. CDBG Program Counthouse Carlisle, PA 17013 5. Name and address of every other person who has any record lien on the property: N/A 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: N/A 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in 'the property which may be affected by the sale: Tax Claim Bureau Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 Domestic Relations Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date: 3/24/03 STERN AND STERCHO BY:.. ~ OLENA W. STERCHO, Attorney for Plaintiff \\Server\office docum\Diane\SALES\OCWEN_ANDERSON CUMBERLAND 3-03.wpd . COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW OLENA W. STERCHO, ESQUIRE STERN AND STERCHO 410 The Pavilion Jenkintown, PA 19046 (215) 572-8111 I.D. # 33591 U.S. BANK NATIONAL ASSOCIATION, : as Trustee on behalf of the registered holders of the Home Equity Pass Through Certificates, Series : 2002-1, by its attorney in fact, Ocwen Federal Bank FSB VS. TAMMY S. ANDERSON · NO. 03-305 CIVIL NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: TAMMY S. ANDERSON 1353 ZIMMERMAN ROAD CARLISLE, PA 17013 Your real estate at 1353 ZIMMERMAN ROAD, CARLISLE, PA 17013 is scheduled to be sold at Sheriff's Sale on SEPTEMBER 3, 2003 at 10:00 A.M., in the Cumberland County Courthouse, Carlisle, PA, to enforce the court judgment of $98,593.55 obtained by Ocwen Federal Bank FSB against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABI.E TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be cancelled if you pay to Stern and Stercho the back payments, late charges, costs and reasonable attorney's fees due. To fine out how much you must pay, you may call Stern and Stercho, telephone (215) 572-8111. \\Server\office docum\Diane\SALES\OCWEN-ANDERSON CUMBERLAND 3-03.wpd ~ 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Stern and Stercho, telephone (215) 572-8111. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer Pays the Sheriff the full amount due in the sale. To find out if this has happened you may call Stern and Stercho, telephone (215) 572-8111. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A Schedule of distribution of the money bid for your house will be filed by the Sheriff on a date specified by the Sheriff no later than 30 days after the sale date. This Schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the date of filing of said schedule. You should check with the Sheriff's Office by calling (717) 240-6390 to determine the actual date of filing of said schedule. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED \\Server\office docum\Diane\SALES\OCWEN_ANDERSON CUMBERLAND 3-03.wpd _ BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERENCE SERVICE COURT ADMINISTRATION CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 \\Server\office docum\Diane\SALES\OCWEN_ANDERSON CUMBERLAND 3-03.wpd All that certain tract of land situate in Monroe Township, Cumberland County, Pennsylvania, bounded and described in accordance with a Final Subdivision Plan for Raymond Diehl, as recorded in Cumberland County Plan Book 37, Page 56, as follows: Beginning at a spike in the center line of Zimmerman Road (Township Route 553(at the comer of land now or formerly of Gerald Butler, thence by said land now or formerly of Gerald Butler South 75 degrees 53 minutes 12 seconds, West 511.90 feet to a point; thence by land now or formerly of Marlin Stoner North 2 degrees 57 minutes 36 seconds West 94.88 feet to a point on the dividing line between Lots No. 1 and 2 on the aforementioned subdivision plan; thence by said dividing line North 75 degrees 53 minutes 12 seconds East 464.67 feet to a spike in the center line of Zimmerman Road aforesaid; thence by the center line of Zimmerman Road South 31 degrees 21 minutes 00 seconds East 97.46 feet to the Place of Beginning. Containing .0993 acres (including right-of-way) and being Lot No. 1 on the aforementioned Subdivision Plan. Having thereon erected a single-family dwelling houSe with mailing address of 1353 Zimmerman Road, Carlisle, Pennsylvania. Subject, however, to the restriction that this tract of land shall not be further subdividing by the Grantee, her heirs and assigns. -Being the same premises which Barry L. Anderson, by Deed dated April 23, 1991, and recorded May 23, 1991, in Book 135, Page 1162, granted and conveyed unto Tammy S. Anderson, in fee. OLENA W. STERCHO, ESQUIRE STERN and STERCHO 410 The Pavilion Jenkintown, PA 19046 (215) 572-8111 I.D. #33591 U.S. BANK, N.A., as Trustee on behalf of the registered holders of the Home Equity Pass Through Certificates, Series 2002-1, by its attomey in fact, OCWEN FEDERAL BANK FSB VS. TAMMY S. ANDERSON :IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY :NO. 03-305 CWIL CERTIFICATE OF SERVICE I, OLENA W. STERCHO, ESQ., attorney for the within Plaintiff, hereby certify that notice of the SherifFs Sale was mailed to the Defendants by regular and certified mail, return receipt requested on May 1, 2003. I further certify that notice of the Sheriff's Sale was mailed to each lienholder by regular, first-class, postage prepaid mail on May 1, 2003 as evidenced by copy of certificates of mailing attached. STERN AND STERCHO OLENA W. STERCHO Attorney for Plaintiff 5/01/2003 \\Server\office docum~Anne Marie\Certificates\OCWEN.ANDERSON.T.CERT.CUMBERLAND.5.03.wpd U.S, POSTAL SERVtCE CERTIFICATE OF MAILING~"~='~-~;~,~ MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE--POSTMASTER .ec.i.od F .... STERN & STERCHO Attornevs at [ Aw Jenkintown, PA 19046 ~ - PS Form 3817, Mar. 1989 ' ,..i:!;: U.S. POSTAL SERVICECERTIFICATE OF MAILING 1 o~tael~,Afflx fee herein stamps o ta and .~.~ ~ .... STERN & STERCHO JenUntown, PA 19~0 Courthouse PS Form 3817, Mar. 1989 Affix fee here U.s. POSTAL SERVICE CERTIFICATE OF MAILING MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL. DOES NOT P~OVlDE FOR INSURANCE--PQSTMASTER Received F .... STERN & STERCHO Attorneys at Law 41G The Havilion Jen~ntown, PA 19048 PS Form 3817. Mar. 1989 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ~ SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which U S Bank N A Tr is the grantee the same having been sold to said grantee on the 3.rd day of Sept A.D., 2003, under and by virtue of a writ Execution issued on the 31st day of March, A.D., 2003, out of the Court of Common Pleas of said County as of Civil Term, 2003 Number 305, at the suit ofU S Bank N A tr for Home Equity Pass ThrouMa Certificates Series 2002-1 aif against Tammv S Anderson is duly recorded in Sheriff's Deed Book No. 260, Page 178. 1N TESTIMONY WHEREOF, I ha~_[eunto set my hand and seal of said office this o? ~ day of ~_,~gM- , A.D. 2003 ~7~_p/~ --..R~corder of Deeds U.S. Bank National Association, as Trustee on behalf of the registered Holders of the Home Equity Pass Through Certificates, Series 2002-1, By its attorney in fact, Ocwen Federal Bank FSB VS Tammy S. Anderson In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2003-305 Civil Term Ronald Kerr, Deputy Sheriff, who being duly sworn according to law, states that on May 9, 2003 at 10:28 o'clock AM, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Tammy S. Anderson, by making known unto Tammy S. Anderson, personally, at 1353 Zimmerman Road, Carlisle, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and correct copy of the same. Robert Bitner, Deputy Sherifl; who being duly sworn according to law, states that on July 7, 2003 at 6:22 o'clock P.M., he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Tammy S. Anderson located at 1353 Zimmerman Road, Carlisle, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants, to wit: Tammy S. Anderson, by regular mail to her last known address of 1353 Zimmerman Road, Carlisle, PA 17013. This letter was mailed under the date of July 3, 2003 and never returned to the SherifFs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on September 3, 2003 at 10:00 o'clock A.M. He sold the same for the sum of $1.00 to Attorney Olena W. Stercho for U.S. Bank, National Association, as Trustee. It being the highest bid and best price received for the same, U.S. Bank, National Association, as Trustee of 1665 Palm Beach Lakes Blvd., West Palm Beach, FL 33401, being the buyer in this execution, paid to Sheriff R. Thomas Kline the sum of $802.43. Sheriff's Costs: Docketing $30.00 Poundage 15.73 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 Prothonotary 1.00 Mileage 9.66 Levy 15.00 Surcharge 20.00 Law Journal 302.60 Patriot News 244.54 Share of Bills 28.90 Distribution of Proceeds 25.00 SherifPs Deed 39.50 $ 802.43 Sworn and subscribed to before me This J-? ¢°day of ~ · Frothonotary So Answers: R. Thomas Khne, Sheriff Real Estatff l~ePuty Real Estate Sale # 14 On May 2, 2003 the sheriff levied upon the defendant's interest in the real property situated in Monroe Township, Cumberland County, PA known and numbered as 1353 Zimmerman Road, Carlisle, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: May 2, 2003 By: ...JO_doq ~ Real Estate Deputy THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Ac~ No. 587, Approved May 16, 1929 Commonwee{th of Pennsylvania, County of Dauphin} ss Joseph A. Dennison, being duly sworn according to law, deposes and says: That he is the Asst. Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/Metro editions which appeared on the 22nd and 29th day(s) of July and the 5th day(s) of August 2003. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", VD(urea 14, Page 317. OTARY PUBLICcity Of Hamsbu~g, Dag~in Count/ My C(xnmissk~ Expires June 6, 2(306 [ N MembecPenns,/,v~aAsaocla~OtNo~a~s My commission expires June 6, 2006 CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates Probating same NotaPJ Fee(s) Total $ 242.79 $ 1.75 $ 244.54 Publisher's Receipt for Advertising Cost The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid.