HomeMy WebLinkAbout03-0340
FEDERMAN AND PHELAN, LLP
By: FRANK FEDERMAN, ESQ., Id. No, 12248
LAWRENCE T. PHELAN, ESQ" Id, No. 32227
FRANCIS S. HALLINAN, ESQ" Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
(215) 563-7000
ATTORNEY FORPLAINTWF
COURT OF COMMON PLEAS
CIVIL DIVISION
CITWINANCIAL MORTGAGE COMPANY, INe. F/KJA
CITWINANCIAL MORTGAGE CONSUMER DISCOUNT COMPANY
1111 NORTHPOINT DRIVE
COPPELL, TX 75019
TERM
Plaintiff
NO, 03 -.3'10
e,'u~L ~~
v,
CUMBERLAND COUNTY
RONALD E. LAMBERT
MARIAN PATRICK
STAR D. LAMBERT
3 ELMWOOD COURT
CAMP HILL, PA 17011
Defendant( s)
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
**THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY
INFORMA nON OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY
RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS
CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT
A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. **
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by attorney and filing in writing with the court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so the case may proceed without you and a judgment may be entered against you by the court
without further notice for any money claimed in the Complaint or for any other claim or relief
requested by the Plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. W YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LffiERTY AVENUE
CARLISLE, P A 17013
(717) 249-3166
Loan #: 5000195938
IF THIS IS THE FIRST NOTICE THAT YOU HAVE
RECEIVED FROM THIS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.c. ~ 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF
THE DEBT OR ANY PORTION THEREOF. IF
DEFENDANT(S) DO SO IN WRITING WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
OBTAIN AND PROVIDE DEFENDANT(S) WITH
WRITTEN VERIFICATION THEREOF;
OTHERWISE, THE DEBT WILL BE ASSUMED TO
BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
SEND DEFENDANT(S) THE NAME AND ADDRESS
OF THE ORIGINAL CREDITOR, IF DIFFERENT
FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT
UNTIL THE END OF THE THIRTY (30) DAY
PERIOD FOLLOWING FIRST CONTACT WITH
YOU BEFORE SUING YOU TO COLLECT THIS
DEBT. EVEN THOUGH THE LAW PROVIDES
THAT YOUR ANSWER TO THIS COMPLAINT IS
TO BE FILED IN THIS ACTION WITHIN TWENTY
(20) DAYS, YOU MAY OBTAIN AN EXTENSION OF
THAT TIME. FURTHERMORE, NO REQUEST
WILL BE MADE TO THE COURT FOR A
JUDGMENT UNTIL THE EXPIRATION OF THIRTY
(30) DAYS AFfER YOU HAVE RECEIVED THIS
COMPLAINT. HOWEVER, IF YOU REQUEST
PROOF OF THE DEBT OR THE NAME AND
ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS
UPON YOUR RECEIPT OF THIS COMPLAINT,
THE LAW REQUIRES US TO CEASE OUR
EFFORTS (THROUGH LITIGATION OR
OTHERWISE) TO COLLECT THE DEBT UNTIL
WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY
FOR ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
1. Plaintiff is
CITIFINANCIAL MORTGAGE COMPANY, INe. F/KJA CITIFINANCIAL
MORTGAGE CONSUMER DISCOUNT COMPANY
1111 NORTHPOINT DRIVE
COPPELL, TX 75019
2. The name(s) and last known addressees) of the Defendant(s) are:
RONALD E. LAMBERT
MARIAN PATRICK
STARD. LAMBERT
3 ELMWOOD COURT
CAMP HILL, P A 17011
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described.
3. On 03/19/02 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to PLAINTIFF which mortgage is recorded in the Office of the
Recorder of CUMBERLAND County, in Mortgage Book No. 1755, Page 2802.
4. The premises subject to said mortgage is described as attached,
5, The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 09/01/02 and each month thereafter are due and unpaid, and by the terms of
said mortgage, upon failure of mortgagor to make such payments after a date specified by
written notice sent to Mortgagor, the entire principal balance and all interest due thereon
are collectible forthwith,
6, The following amounts are due on the mortgage:
Principal Balance
Interest
08/01/02 through 01/01/03
(Per Diem $34,30)
Attorney's Fees
Cumulative Late Charges
03/19/02 to 01/01/03
Cost of Suit and Title Search
Subtotal
$126,759.60
5,282,20
1,250,00
0.00
550.00
$133,841.80
Escrow
Credit
Deficit
Subtotal
0,00
0,00
$ 0.00
TOTAL
$133,841.80
7. The attorney's fees set forth above are in conformity with the Mortgage documents and
Pennsylvania Law, and will be collected in the event of a third party purchaser at
Sheriff's Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees
will be charged,
8. This action does not come under Act 6 of 1974 because the original mortgage amount
exceeds $50,000.00.
9, The Combined Notice has been sent to the Defendant(s) by regular and certified mail as
required by 35 P,S, ~1680.403c.
10. The Temporary Stay as provided by the Homeowner's Emergency Mortgage Assistance
Program, Act 91 of 1983, has terminated because either:
(i,) Defendant(s) have failed to meet with the Plaintiff or an authorized Credit
Counseling Agency in accordance with Plaintiffs written Notice to Defendants;
or
(ii.) Defendant(s) application for assistance has been rejected by the Pennsylvania
Housing Finance Agency,
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$133,841.80, together with interest from 01/01/03 at the rate of $34.30 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale ofthe mortgaged property,
FED~~l~
By: /s/Fralfulis S. Hallinan
FRANK FEDERMAN, ESQUIRE
LAWRENCE T. PHELAN, ESQUIRE
FRANCIS S, HALLINAN, ESQUIRE
Attorneys for Plaintiff
.....
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ALl. utA l' caT AIN piece or parcel of land, s~. in Hampdca Township (off the Clearvlew
fan :l5), Cumbct~ COIa1ty, pelIllSylYlUlla, more pan1cularly boundtd and described 113 folloWS,
l:) ~ it:
bE~ :INNINO at I point on tho Wcstr.rly side ot ElmwoaCl Court whil:h point l:I at tht: division line
of L 01S Nos. 208 and 209 on lbc hcICmfter melUiDncd pia: of lob; thence Sout!1 seventy-MVCIl
dl.lgl ccs forty miautes West along said division W1e B dis~ of eighty-<llle alIti twcnt)'-sevcl1
Olle- bllDdredtba (eel: U) II point at tbc division line between Lots No,. 209 ADell'S lll1 said phm:
tIIe:::c North twO aegtees ~lrty-n.iDc minUteS We$t along said dlv1!liaD line llJ1d beyolld It dillWIU
of O:!l: hCt'..m:d seventy feet to a point 011 the Southml side oC Lot No. 104 011 said plan: thence
Soub forty"two degtCOll [wenly-five miDutcs East slollll tht: divlslollllnc bcr:weel1 LoIS No:!. 210
BDd 209 11 dllumcc of one hundred tlfty-tWO aud cigb=n oac-bwIdredths feet to a pOint on the
We:! tetly side of Elmwcod Col1t[: thence in a $olllhaly diIcctiOn In IlI1 arc alan; ElmWOQ(1 Court
a dll~ of fony-five Cc:eI: to a point., !be plllce of BeGINNING.
IT llEINO Lot No. 209 an the 0eAcral Plan or Sec.tion 2 and , of ClclIrllew Farms !1:I:ot(!ed i.n
Plll11Book9, paga6.
HA lING lheteo.n erected a single brick naell type dweLUrI!;, said premises being knOWn JIld
llUD:bercd u Number 3 E1mwood Collt'l.
:.'t.'
VERIFICA TlON
DIANNE WHATLEY hereby states that she is NORTHEAST REGIONAL
MANAGER ofCITlFINANCIAL MORTGAGE COMPANY, INC., mortgage
servicing agent for the plaintiff in this matter, that she is authorized to take this
Verification, and that the statements made in the foregoing Civil Action in
Mortgage Foreclosure are true and correct to the best of her knowledge,
information and belief. The undersigned understands that this statement is made
subject to the penalties of 18 Pa. C.S, Sec. 4904 relating to unsworn falsification to
authorities
DATE~ Islll'2=>
CH;o~~
DIANNE WHATLEy
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SHERIFF'S RETURN - REGULAR
CASE NO: 2003-00340 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CITIFINANCIAL MORTGAGE CO INC
VS
LAMBERT RONALD E ET AL
BRYAN WARD
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
LAMBERT RONALD E
the
DEFENDANT
, at 1331:00 HOURS, on the 28th day of January
2003
at 3 ELMWOOD COURT
CAMP HILL, PA 17011
by handing to
STAR LAMBERT
ADULT IN CHARGE
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
8.97
.00
10.00
.00
36.97
.r~~~
R. Thomas Kline
01/29/2003
FEDERMAN & PHELAN
Sworn and Subscribed to before
me this 36Jt day of
By:
~/l h/ --' l
Dep ty Sheriff
A.D.
~Dto
SHERIFF'S RETURN - REGULAR
CASE NO: 2003-00340 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CITIFINANCIAL MORTGAGE CO INC
VS
LAMBERT RONALD E ET AL
BRYAN WARD
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
PATRICK MARIAN
the
DEFENDANT
, at 1331:00 HOURS, on the 28th day of January , 2003
at 3 ELMWOOD COURT
CAMP HILL, PA 17011
by handing to
STAR LAMBERT
ADULT IN CHARGE
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
6.00
.00
.00
10.00
.00
16.00
.rJ1:-t'~C&~'~~
R. Thomas Kline
01/29/2003
FEDERMAN & PHELAN
Sworn and Subscribed to before
By:
~ tvL. j
Deputy Sheriff
me this
day of
SHERIFF'S RETURN - REGULAR
CASE NO: 2003-00340 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CITIFINANCIAL MORTGAGE CO INC
VS
LAMBERT RONALD E ET AL
BRYAN WARD
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
LAMBERT STAR D
the
DEFENDANT
, at 1331:00 HOURS, on the 28th day of January
2003
at 3 ELMWOOD COURT
CAMP HILL, PA 17011
by handing to
STAR LAMBERT
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
6.00
.00
.00
10.00
.00
16.00
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R. Thomas Kline
01/29/2003
FEDERMAN & PHELAN
Sworn and Subscribed to before
3D i {,.
c( 003
By:
4 ~ w_____ I
Deput6 Sheriff
me this
day of
A.D.
PHELAN HALLINAN & SCHMIEG, LLP
BY: FRANCIS S. HALLINAN, ESQUIRE
Identification No. 62695
One Penn Center at Suburban Station
1617 John F. Kennedy Boulevard, Suite 1400
Philadelphia, P A 19103-1814
(215) 563-7000
Citifinancial Mortgage Company
A TTORNEY FOR PLAINTIFF
Court of Common Pleas
Plaintiff
Civil Division
vs.
Cumberland County
Ronald E. Lambert
Marian R. Patrick
Defendant( s)
No. 03-340
PRAECIPE
TO THE PROTHONOTARY:
Please mark the above referenced case Discontinued and Ended without
prejudice.
Please mark the above referenced case Settled, Discontinued and Ended.
Please mark Judgments satisfied and the Action settled, discontinued and
ended.
Please Vacate the judgment entered and mark the action discontinued and
ended without prejudice.
X Please withdraw the complaint and mark the action discontinued and
ended without prejudice.
Date:~
~ f11JJ'
Francis S. Hallinan, Esquire
Attorney for Plaintiff
PHS# 66522
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