HomeMy WebLinkAbout97-06969
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IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
GREEN TREE CONSUMER DISCOUNT
COMPANY
Plaintiff
vs.
Civil Action No. CJ '/ - f- 9 f.. 9 C" ~ ( ~1'l...l>J
HARRY J. BELL and
KATHI 8, BELL afkJa
KATHE B. BELL
Defendants
COMPLAINT IN CIVIL ACTION. ASSUMPSIT
You have. been sued In court, If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this complaint and notice are served, by
entering a written appearance personally or by an attorney and filing In writing with the court your
defenses or objections to the claims set forth against you. You are warned that If you fall to do so the
case may proceed without you and a Judgment may be entered against you by the court without further
notice for any money claimed In the complaint or for any other claim or relief requested by the plaintiff.
You may lose money or property or other rights Important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. OF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH 8EL-OW
TO FIND OUT WHERE YOU CAN GET LEGAL HELP
LAWYER REFERRAL SERVICE
PA BAR ASSOCIATION
P.O. BOX 186
HARRISBURG, PA 17108
1.800.692.7375
OCT-03-9'7 FR I 01: 53 PH
FAX NO, 1
p, 05/11
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-- C("QruQR~tlkb or PtDllU)'lY1U\11l
... Spac. "b.... nit Un. F.. R.....IlD~ Oab --.
OPEN-END MORTGAGE
This MorlgQlle secures Culure advances
1. DATE AND PARTIES, The date of Ihis Morlgege (Securfly (1\.SIrument) Is .......~,;:U;:~,~....,..........,....". and Ihe
partlC.'l, their addresses and lax identlflcallon nUl1\ber.s.lf required. arc as (ollows:
MORTGAGOR:
Harry J. Bell &
(UthL B. Ball '1,k.a. Kathe n. Bell
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CO
Green TrOll Con.!lUnlllr Oi ecount Co.
3401 Hartzdale Drive Ste 132
camp H1II,Pa 17011
.\.
2.. CONVEYANCE, For good and valuable cnruide..tlon, the reoelpl and sufliciency of which is acknowledged. and
to securo tbe Secured Debl (defined below) and Mortgagor's performance under tbis Security Inmumenl.
Mortgagor grant!, bargains, conveys and morrgages to LCQder tbe lollowlng des<ribed properlY:
Brief Legal Description I
See Follhibit A 0 ttocbed hereto.
. ClJllberland
The propeny Is located '" .............'..'.................'....i'Coo;.ij.l"..-...................-............ 81 ..........................................__...._.._
400 Brick Church Rd., Enola 17025
..... .......... -,..... ,... ....i'A..,;;n.)-.-.-..-.......-... .......,..., .........,...... (O:II;.f"..... ........ -.......... Pennsylvania. ..,.." ...;zlp.c;;J.'j........
Together wilh all rlghls, e..emen,s, appUllenan~e.s. roynlrJes, mlnerol r(ghu. 011 and gas righls, oil WO'u anu rip.rlan
rlghls, dilehes. and walCt steek and aU exisUnc and (ulure Improvements. .lruClllres. fixtures. ond (eplacem~nts Ihol
mQy now. or at any lime in Ihe fUlure, be part of Ihe real eSlate described obove (all referred 10 a. "Propeny").
3. MAXIMUM OBLlGA nON LIMIT. The 10lal prirdp.1 amounl secured by this Security InS'rUl1\lnl at anyone
11m. .holl nOt exceed S .....?Ii.,},'i,Q."O'O.................",...".... . This limitation 01 amounl does nol include Inkrest ~n"
olh~r r.es and charges validly ",aue pursllanl 10 this Security Inshument. Also. Ihis IImilo1llorl dues nUl "pply (u
odvonees 11\3d. under Ihe lerms Ollhis Seeurlly InslrUmenllo prorecl Lender's security ond to perform any or the
eovenanls contained In Ihis Securily Inshument.
4. SEC\JRED DEBT AND FUTUI~E ADVANCES. The lerm "Secured Deb\" Is deOned as follows:
A. Debl incurred under Ih. tenn. of all promissory nOle(s). eOnlr.cl(s), guaranty(s) orolher evid~n~c of dehl descrll>dd
below and all Ihei', extensions, renewals, mOdiflcDrions or .ubllilulions. (Wlltn re/trtne/nu rh, ,Ithr. 6rlo.. Ills
1//"0$10" rho, YOII/M/lI/lt IrenU' such <IS borrowers' namu. nore omounlS. Inrtrul roru, moruriry dart..., m:.)
PINNlInV"NI~. i\40l'lrOAOC (t<<lT '0" ~"4, flH..Mc, '1<< on VAU~f,
o '""IIltIlll,,,''''''"''........SJ 1:""....".... IHIOlM.,.~'MIJ 'Otnl~,I,4'ro.'A t.V11I14
.coodJ07 fACE1169
(p.g. , 01 ~)
EXHIBIT \'~ II
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OCT-03-97 FRI 01:53 PH
FAX NO,
P. 06/11
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B. All (ulure ~<.Ivances frollllen<.ler 10 Morlga~or or olher rut'ui. ~bllgotions "f Morlsagor I" un<.lor under any
promIssory nOle, CMlroel, 1,,0ronlY, or olher evi<.lenco uf <.I~bl "xccule<.l by MorlsoBor In fOl'or or lender
execuled o(ler I1l1s SecurilY In>lrumon\ whelher or nOllhl. Securily InllrllJllenl II specifically rdorenced. If
more lhon ono 1'0 "on siens, \hll S~curily In.trument, ,e~ch M"rl~.80r esroes 'hat Ihis Securily In~lrumcnl
wlllsecur. all fUlure .<.Ivlnoes .nil future oblll:allolls Ih.t are 1Ilv.n 10 or inellrred by any nno Or more
MOllgesor, or anyone or more Morlgacor and olhels. All fulure ~dvances amI olher fulure <>hllsalions .re
secured by Ihls SecurilY Instrumenl even Ihough all or pan may not yel be advan""d. All (uture ndvance, and
01 her hllure obllgallMs Ore .ecured os it made on Ih. dato o( lhls Security Inslrumenl. NOlhlng In Ihl,
Securlly Ins\rumenl shall tonslilu\e a commltmenl 10 nlake addilional or fUlUte loans or advances In any
al1)Ounl, Any .uch eommitmenl must l1e agreed ro in a separale wrillng.
C. All obligallons Morlgallor owes 10 lender, which nlay IMer arise, 10 Ihe OXlent nOl prohlblled by law.
includinl. bUl nOI limited to, Iiabllilles (or ol'enlral\s lolallng 10 any deposll accounl a&reemenl belwe.n
Mortgagor and l.ender,
D. All additional sums advanced and ~xpensea incurred by lender for Insuring, prelorvlng or otherwise
ploCeelinlllhe ProperlY and it> value and any olher .ums advanced and expen.1e.s IntUlIed by Lender under
lhelerms at Ihis Security In$lrllmenL
'lbis Security Instrument wiU not 'C<:UI~ any olher debt If Lender falls 10 slve any requirod noli... or Ih. right ot re,t!ss!nn.
5. VA YMENTS. MOrl&a~orallrees IhalaU paymenlS under Ihe Secured Debt will be paid when duo and in accordance
with Iho torma or the Secured Debl end Ihls Securi'y In.trumenl.
6. WARRANTY OF TITLE. M~rt8lgor warra.nts Iha' Morlcagor is Or will b,e lowfully soiud of the eSlale conveyed
by this Soeurlty Instrumenl and has Iho ,IAhl 10 Cl',anl, bargain, convey, ..n, and mongage lbo ProperlY. MOrlgagor
also warranll thallhe PrnperlY is unencumberod, e'""pI tOI encllmbrances of record.
7. PRIOR ~ECUR1Tlf INTEHESTS:, ;.vith regard 10 any olher mortgage. deed or tru'l. soeuri~y agroemenl or other
lien documenr that crealed a prior seeu.lly inleresl or encumbranco on Ihe ProperlY, Morl~goragree.s:
A. To make .U p.ymen" when duo and 10 perform or comply willI aU cove.ants, '
11. To promplty deliver 10 Lender any norices lhat Mortgagor rceeivc.s from the holder.
C Not 10 allow any moditicalion or e.len.ion 0(, nor to requ"l any (uture advanco. under any nole or
agreemenl ,ecured by Ihe lien documenl withoul Lend~,'s prior wrllleo consenl.
8. CLAIMS AGAINST TITLE. MorlgaGor will pay alll..es, a.selSmenl., liens, encumbrances. le..e paymenls.
lIround rents. ulllllles, and olher charges relaling to Ihe Property when due. lender may require Morlga,or Iu
provide 10 Lender copies of all nOlice. lhol such am<>unll are due and Ihe recelpU evidencing Morlgasol's payment.
MOnll"1I0r will dorend Iille to Ihe Properly IlIail\.5l any claims Ihar would impair lhe lien of lhls S.curlly Imuument
MOrlll".or "lIrtes 10 a"lgn 10 lender, as JOquelled by lender. any right.. claims or deton.es Mongagor nl3Y have
IlllIDSI parlie. who supply I.bol or ","Ierillslo main rain or improve Ihe Propeuy.
~. DUE ON SALE OR ENCUMBRANCE. Lendor m..y, 01 lis option. declare Ih. eollr. balance of lh. Secur.cd Debt
to b. Immedlalely due and payable upon Ih. <reation of, or conuocl fN Ihe cre.tlon of, Iny lien, encumbrance.
lronsfcr or ..Ie of Ihe Property, This righlls subjtello Ihe r"-'Irictions imposed hy federal law (12 C,f,R. 59J), as
applicablo. This coven.nl.hall nm wilh Ih. Property and shall remain In effecl un Ii! the Secured Debl is paid in rull
and Ihis Socurily Inslrumenl b released,
10, I'ROPERTY CONDITION, ALTERATIONS AND INSI'ECTION. Mortgagor will keep the Property in good
eondiUon and make .11 ..pairs Ihal ore reasonlbly necessary, Morlgagor shall nOI commit or allow any waIte,
impairmenl, or dOleriorarlon of Ihe ProperlY. Morlg.gor will keep Ihe Properly Cree oC noxious weeds and J:rasses.
Morlaagor agroos ,hol lhe nature nf Ihe occupancy and use will not substantially ch.nllo wllhoul Lender's prior
wriHen consent Morlgagor will nol pem.il .ny ehango In any IIcen.e. rcslriclive coven anI or easemenl wlthoul
under'fprlor wrlnen consent. Me",gagor will notify Lender or all demand.. proeeedine', claims and aelloDs agalnSl
Morlgagor. and of .ny 10'"' or damage 10 Ih<ProperIY,
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~,tt'BNIUI",tIIMoIl.lr"".JlI.OcJud,Yf'l. ..lO.fJ1p.tll "I~.4,~l(J'n 1Vltl.1,
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cood . 17 PI,.1 '70
[pog. ,./.,
OCT-03-97 FRI 01:54 PM
FAX NO, 1
p, 07/1 l'
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Len~~r or L~n~er'5 aRenl1 may, al [.c'lder's oplron, tnler Ihe Property 01 ony re310nablll lime for Ihe purp-osa oC
Inll'Celin~ lhe Property. Lender shall give M.rlgDBor nolice nl Ihe (Ime 01 or berore on Inspeelion spec,Iying "
rea.onable pU~Ole lor Ihe inspecllon. Any Inspecllon or Ihll ProperlY .hall be enllrely Cor Lender's beMlil cnu
Morlgngor will III no wny rely on Lender's ~nlpecll(\n,
11, AU1HORITY TO l'ERr-OnM. II M."'~.gc: lolls 10 perrOI'lTl Dny dUly or .lny of II'. cnVen.,,1S cootaloed In lhls
Security fnstrument, Lender m"y, wlihoul nOlite, pcrCor~1 or caule lhCIlI lu bo performeu. MO(lgagur opp"lnlS
Lemle, os altomey io IDol 10 lign Morlgogor', Mme or pay ony amO'JoI nce.....",y fo, perfurmance. Lender's right
10 perh>rm for Morlgngor sholl nol creole nn ohllgation 10 perrorm. and I.ender's follllro 10 perrorm will nnl
preelude Lllmler from exercising any of Londer's Olher li~hlS ullder Ihe low or Ihls Security InSlromenr. lC ony
conslrucllon on rho Properly I~ disconllnulId or not con leu on In . roneonablll maoner. l~II~.r moy lake alllleps
neeenary to proleet Lender's .ecurlLy lolerellln Ihe Property.lncludin: complellnn of Ihe conslruelion.
12.. ASSIGNMENT OF LEASES ANn !tENTS. Morlgllgor inevocably cranll. IlOrgoin., conveys Dnd mOrlgag.' to
L~nder n. addiUonal securlly .lIlhe righi, tlLle and lnlerellln and 10 any amI all exbUng or rUlure I~o.es.sublen.e.,
nnd nny olher wrlLlen or verbal agreemeotl for the Ule nnd occupancy of any rOlll<lD nr tho Properly, includlnc ony
eXlenslons, renewals, moullicotlonl or subsUlutlons of such .cr.emellrs (01 referred 10 ns ..Lcn.....) ond renlS.
rssues ond prolil. (all reCcrred ro as "Ren.."). MOrlgasor will promplly provide teneler wilh t,ue and correel copies
of all exlsllng and CUIUro Leo.el. Mortgagor may collecr, receive, enjoy Bnd Ule lhe RenlS so tong 01 Morlg.gor is
nOl in der.ull under lhe terms or lhis SceOlity I",Irumenl.
Mort&ngor agr..s th~.\ !,!lis assignment il Immediately elreclive b~lween Ihe porlie. 10 Ihls Secorlty Instramenl nnd
erfecllve 01 '0 third poules on Ih. recording of this Securily Instrument, ond Ihi. "..ignmenl will remain erf.ctive
ulltillh. Obligollons Ore sOllsned. Mortgagor 'glces Ihal Lender Is entilled 10 notify MOllgngor or Morlg.gor'.
tenonts to make payments of Renl~ due or 10 become duo dlreclly 10 lender oller such r.el.lrdlnc. however Lender
ngrees oot to nOllCy Mortsagur's lenOllrs untillvlurlgngor dcl:lolrs and Lender nulilies M<Jrt!:ilgor oC lh. d.r.ult nnd
d.monds Ih~t MOrlgagor and Mort&ogor's ten~lIlS p~y 011 Rllnls du~ or '" b~c"nlO due dlr~<lly 10 Lender. On
receiving nolice 01 der.ult. MOrlc~gor will endorse nnd deliver ro Lender .oy paymenl or Rents In Mortgagor',
pI.l5lel"jon and wlll receive any Rents in lrUl1 C.r Lender Dnu will 1101 commlngl~ Ihe Rents wilh any olher fun<J>.
Any .mounlS <ollected will be appli<d .5 provldeu in Ihis Security Inllrument. Morlgagor worranU Ih~l 00 default
exis,s unde," th~ le.sel or any oppllcoble londlordlleMnl I~w. Morlgoeor abu ~crees 10 molnlaln 0",1 rc"ullll ony
lenanl to comply with the lerml or Ihe Leasel and applicable I~w,
13. LEASF:1I0LDS; CONDOMINIUMS; I'LANNED UNIT DILVEI.OPMENTS. MOrlgogor ngrecs 10 <O'l1l'ly Wilh
(he prov\slons oC aoy lense iC Ihis Security Insllumenlls o~ a lealehold. If lhe Property includes a unit in ~
condominium or ~ I'IDnned unll developmenl, Morlgagor wlll p..lorm all oC MOrlg~r:or's dUlles un~er the
coven.nls, by.laws. or regulations or Ihe condominium or planned unll development.
14. DEFAULT. MOlIgaior will b. in defaull iC .IIY parly ohlig.led on Ihe Secured Debtloils 10 m.ke poyn,ont when
due. MOrliogor will be In dc/ault ir a breach occurs unde, Ihe lerms or rhll SecurllY Instrumenl or ony olher
documenl <xecaled ror Ihe pU'l'05C or cr.aling, securiog or g~aranlylng th~ Secured Debl. A good faith bolio! by
lender Ihat Lender al any lime is insecure wllh respecl 10 any person or elllily obllgal~d un Ihe Ser.uled Debt ur
Ihal the prospect of any paymenl or Ihe value oC Ihe Properly i. imp ailed shall also consli!ule on evenl of d~laull.
15. REMF.OIES ON DEVAULT. In some illslanc~s, Cederal nml stMe low will require Lender '0 provld. MOrl~ogor
wilh nolic. of the ri~ht 10 cure or olhe, nOlie.. ~nd may eSlabli,h lime schedules furloreelosule oe,lon,. SUbJecI'o
(hes. Iimitallons. If any, lender may occelerole Ihe Secured Debl and Coreelose Ihll Sr.eurlly InSlrUmenl in 0
monner provided by law if MOllgagol il i!1 deCault,
At the opllon of Lendor, all or ony pori of the agreed Ices ond charses, lIecru".] 10lcresl and I'rilleipalshall beco",e
immedialely dUll and paynble. ofl" giving nOliee Ir ri:4uir<d by law, upon 'h. occorrence or a deloull '" anYllm"
Ih.re~(r.r. In ad,llIloo. Len~er shall be oOlilled 10 011 Ihe reme~ies plovld~d by law, lh. lerms oC Ih. Secured Dobr.
Ihls Security Insrrumeot ond any rdaled dOcum""IS, All reDledies are dislincl. cumulaliw nnd nol uelusive. andlhe
lender is eOI;II.d \0 All remedies provi"ed al law or equilY, whelher or oot expleslly 5<1 lorlh, Th. .<<tplDnee by
Lentler of any lum in p,'ymcnl or p.rlilll paymeot On Ihe Secured Debl oCrer Ihe balance is duo or Is llc<~ler.l.d or
.Iler Cor.closure proee~din&s arc filed shall not conSlillllo a \Volve:r or Lender's righllo require <oDlplel. cur. 01 any
..illlnc defaull. fly nole.erciling any rc.ntdy 011 Morlg'~or's defaull. Lender does nOI\Voive Lenuer's II&ht 10 lalar
conllder the event a delaultll iI conlinu., or hoppens agolO.
BOO~ 1307 rAGeii 71
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o 1~lIrin,.,s.,....IIW.h!.,~C\W4,~ 11.601)1110.11 ,."""IIMYO,",,, l'J/IatH
OOT-03-97 FRI 01:55 PH
FAX NO, 1
p, 08/11
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16, EXPENSES; ADVANCeS ON COVENANTS; ATIORNlCl'S' FEES; COLLECt'ION COSTS, Excepl when
prohibited by law. Morl~a~or .sree' 10 pny all 01 Lend"', .,.ponse. IC Morlgagor breaches any covena,ll in Ihls
Securlly JlUlrumenl. Morlgagor will also pay ou demand allY amounllncurred by Lender Cor InsurinB, inspeclln"
f,rese"'ln& or olhe""lse prolectina lhe Properly on<l Lender', .ecurlty Inlere,t. These expens.., will beer Inleresl
rom lhe dnle of the paynlenl until paid in CuU allhe hl~hellll\ler.51 raleln eCCecl as provided in Ihe lenns oe lhe
Secured Debt. Mortgagor "gre.s 10 pay all coslS and exp./lses i/lcurred by Lender in collecll/lg, e/lCorcinB or
'. prolecting Lender's riShls and remedies under Ihls Security Instrument. Thi. amounl may Include, bUI is nOllimlled
10. aHomey.' Cees, courl cosls, nnd other Iccal expcnse,l. This Securily Instrument sball remain In effect bmi)
Nle..ed. Mortgagor agrees 10 pay Cor nny recordaliOl, COslS uC such release.
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17. ENVJRON~'ENTAL LA WS AND IIAZAnnOUS SUBSTANCES. As used in lhissecllon, (I) Environmental Law
Inean., wilhoutlimll.lion, Ihe Clmprehcnslve Environmental Respo",e, Compen..'ioll and li.bilily Acl (CERCLA.
42 U.S.C. 9601 el seq.), and all olher Cedernl, stale and local law<, rerlllallons, oruinance., court orders. anorncy
Beneral opinions or inrerpretive lellers concerning Ihe public heallh, soCe,y, weUare, CJlvironmenl or a haurdous
subslance; and (2) It.:urdou, Subslanc:e mean. .ny IOxlc, radio'.li.. Or ha1.ardo\1' male rial, was,e, pollulanl or
.. ',". CDDlanUnalll which bas characleristics which renuer lhe substance uongerous or potenllally dangerous 10 the public
heallh, saCely, welCore or cnvironll1enl. The leon 11lclude.s, withoutlimilatlon, any sllbnances deCined as "hawdous
material," .'loxic sLJbsiance5." "hazardous wa$le" or "hazardous substanco't under any Eovironmenlal Law.
Morlgagor represents, Warronts and agree.lthat'
A. Except as previously disclosed and acknowledged in writing 10 Lender, nO Hazardous SUbslance Is 01' will be
localed, slored or released on or in the Property. This resrrletion does no! apply 10 .mall quantilie. oC
Hazardous Substance. tbal arc generally recognized 10 be appropriate for tbe nonnal ose and mainlenance
of the Property.
n. a,.epl as previously disclosed and acknow/ed~cd in writing to lender, Morrg.gor and every lenanl hove
been, are, and shall remain in full cOUtpliancc w,lh any applicable Environmental Law.
C Morl,agor shall lmmedialely notify Lender IC a release Or lhrealened relense o{ . Hazardous SubSlance
occurs on, under or aboul Ihe Prop.rty or Ihere Is a viol. lion oC any Environmenlal l.aw concerning Ihe
Property. In such an event, Mor'gagor sh.U take an necesury remedial aclion in Dccordance with Dny
Environruemal Law, .
D. Morlgagor shaU immediately notify Lender in writing es soon as Morlga,or has reason 10 believe there is any
pending or lhrealened investig.rion, clolm, or proceeding relating 10 Ihe release or Ibrealened release of any
HllZardou. Sub.lance or Ih. violation a/any Envlroruncnlal Law.
18. CONDEl\INA nON. Mortgagor will give Lender prompl nOllce or eny rending or Ihrealencd aclioll. by flrivale Or
pUblic enllties 10 purChase or lake any or all of lhe ProperlY 'hrollgh cundemnalion, eminent domain, or anr other
means, Mongagor authorizes Lender 10 inle",ene in MOrlgagor'. name in any of the above dcscribed acllons or
c1aiml. Mortgagor auigns '0 Lellder Ih. ,proceed. oC an)' .ward or claim Cor damages connecled wilh .
condemnation or olher taking of all or any r.art of lh. Proper'y. Such proceeds shall be considered paymenlS and
will b. applied as provided In this Securily n,lrumenl. This asslgnmenl oC proceed. is .ubj.cIIO Ih" 'erm. oC any
prior mOrlcage, dead of Irllsl, security Dgrecmcnl or olher lien document.
19. INSURANCr:. Morls"aor shall keep I'foperly insllred against loss by Cire, nand, Ihell and olhor hazanls and risk!
reasonably ."oci.led Wilh Ihe Properly <lu. 10 Its Iype and locolion, This Insurance shall b. malnlnlned In Ihe
amounlS and ror Ihe period. lhal Lender requires. The iMur.nc. carrier providina Ih.lnsurance .hall he chosen by
Mortg.gor sub)ul 10 Lender's approval. which dull no\ be unreasonably wilhbeld. It MOrlear,or tails 10 main loin
Ihe eoverage described above. 1.ender m,y, a\ Lender"s option. oblain C<r\I"age 10 prOlec:\ Lender's rlllhu In lhe
P,'opertYj!;teording 10 Ihe lerms of Ihis S~curllY Instrument.
All in''l.Irance policies and Tenewall .h.1I be .",eplable 10 Lender and shalllnchlde a standard "mortgage clause"
and, where applicable, "loss payee claus.." Morlgagur sholl immedialely nollCy Lender 01 cancoltalion or
I_rmin.tion or Iho in,uronce. Lender shall h". Ih. riijhllo hold tho polld., and renQwal~, It Lon<ler requires,
MOrlgagor .haUlmnledialely give 10 Lender ~J1 r.celp" oC paid (Jremhlms and ren.wal nOllees, Upon loS!.
Mortga,or shall give irntncdiato nollee 10 Ihe insu",ncc carrier and L.cnder. Lender may make prooC oC In.. If nol
m:f.de immedlalc\y by Morlgagor.
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COOk j307 rAGE1ii
(p.g.4"")
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OCT-03-97 FRl 01:55 PH
FAX NO, 1
p, 09/11
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UnIon olherwbe ag,.e~ In wrlllng, alllnsulnllce procce~l 511,,11 he applied to Ihe reotornlion .,r refl~\r or Ih~
Pwperry or 10 tho Secured Oehl, whelher or n"l Ihen <luc, .1 Len<l.r'l opllon, Any apl'lIcOllon uC proceo~s 10
prlnclp.\ sholl nol e~l.n~ or pnOlponc Ihe ~UU d.le oC Ihe schcduled paymenl nor ehilnge Ihe amounl oC any
p.ymenr. Any escess will h. pDldlO Ihe MortgDCor. IIlhe Properly Is acquired by Len~er. Mortgagor's rlghllo any
InsurDncO policies and proceu~s resulting' Crolll ~amDg. to Iho Property beCore Ihe Dcqulshlon shall pass to Lender
10 lhe eXIDnl oC Ihe Secured Debl Imme~lalcly beCore 'he acqubllion,
20. ESCROW FOR 'fAX~ AND CNSIJllANCE. Unless olherwise provided In . "p.r.lo .ureemenl, Mortgagor will
not be required 10 pay 10 Lender Cunw Cor laxes and Insurance in escrow.
. I
:n, f1NANt~AL REPORTS AND ADDttlON,\L f,lOCUMENl'S. Mortgagor will provide 10 Len~er upon requ""l,
any Onancial slDlemenl or InConllaliqn lender m.y deem rcasonably necess.ry. Morl80gor ogree. '0 sign, d~liver,
and file any addltiono' documents or ci:rtilic'lioIl5 th~1 Lender m~y consider necessary 10 perCecl, continue. alll!
preserve MorIQ.gor's obligalions under lhil Securl'y In51rumenl and l.ender's lien stelus on lh. rropellY,
22. JOINT ANI> INDIVIDUAL LIABILITY; CO-SIGNERS; SUCCESSORS AND ASSIGNS BOUND. All dUII.~
umler Ihl. SecurilY Inslrumclll arc Jolllt and Individual, If MongDgor sign. lhl. Sccurlly Instrumenr bul <Iou 001
s/J:n un evidanC' oC deht, MorlJ:.gor doc. so only 10 morteate Morlgagor'. iolereslln ,he Prol,erty 10 5ccure
payment oC Ihe Secure~ Debl aod Mortgagor ~ocs nol agree to b. personally liable on Ih, Secored Pebl. If this
Securhy Inslru"'ent secures a goaranlY belween l.ender and Morlgagor. Morlg.gor 'Sre.. 10 wulve ooy rlghl.S Ihat
may prevenl Lender Crom bringing any aclion or claim ogol1\.51 Morrgagor or .ny parry Ind,t"od uDder Ih.
obllga'ion. Thes. righls may Include, bUI are nOllimlte~ 10, any anti.delictency or one,aclion laws. MorlJ:a~or
agues lhU l.ender an<l ~ny porly 10 this SecurilY Illslrument may eXlend, modfly or make arlY change in Ihe 'trill.
"C Ihl~ SecurilY Insuum.nl or aoy avidence or debl Wilhoul Motleagor's eonsent. Such a change will nut relunse
Morls.&or Crom Iho lerms oC Ihl> S.curhy InSlrument. 111e dUlle. an~ beoefils of Ihls Seeorily InStrUmullt shall bind
and beneO! Ihe SUC;Co.slorS and a,slgns 01 Morlgagor and Lender.
13, ,\PPLlCAnLE LA W; SEVJ!R.\B1I.1TY; INl'ERPltETATION. This Sccurily Inslrumenl is governe~ by the laws
oC the jurisdicllor.ln which tender is loeal~d. e.cept 10 Ihe eXlenl otherwise r~quired by Ihe laws oC Ihelurls~iction
where lhe ProperlY ;s locale~. 11\ls S.eurily !nmumenl is complele nnd Cully inlegrnre~. Thi. Security lnslrumenl
may nOI be amended or mo~lflcd by oralll~r.elll.nl. Any lecllon in Ihis Securily Instrumenl, nllachm.nll. or any
ngreemenl relared 10 Ih~ Sccllrc~ Debl IhM conniels wilh applic.hle law will nOI be elleclive. un Ie" Ihal law
.xpl'~ssly or hnplkdly NrmilS Ihe varia lions by wrillon a~reernenf. cr allY secllon ollhis Securily Inslrumenl canl10l
he enCorced according 10 113 lerms, lh.l uClion will b~ severed and will nOI O[Cecl tho enCorceAbllity oC lhe
,emalnder ollhls Seeorily Inllrum.nl. Whenever used. Ihe Ilngular shalt Include Ihe ploral anti Ihe plu,~1 Ih"
singUlar. The captions nll~ headin&! o( lhe .leetions ,,(Ihis Security InSlrumenl arc Cor convenience only and are nOl
10 b. used to interpret or dellne Ihe lerm. ollhls Securlly Inllrumenl. Time \s oC Ih. essence in Ihi$ Securlly
Inslfument, '
24. NOTICE. Unle" otherwise re'lulred by law, allY notice shall be given by delivo,rill& it or by mailing il by fir$! cia..
m.i1lo Ihe appropriate p.rty's .ddre,s on p.ge I ollhi, Sec1.lI11y tnsltUmenl. or 10 any olher add,e$S deslgnaled in
writing. Nollce 10 one morlgo~or will be ~ecl)lcd 10 be nOlice 10.1t mOTlg~sors.
2S. WAIVERS. ExcepllO Ihe e.lent prohiblte~ by law. Mortgagor waivCl any nghllo apprallement rela,ing 10 Ih. Property.
eOON1307 PAetH 73
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OCT-03-97 FRl 01:56 PH
FAX NO, 1
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26. OTHER TERMS.IC cllecked.the following arc applicable 1<:\ this Seenrlly InsllUment:
DUne of Credll. n,e Secured Debtlnclud.. a revolving line of credit provision. AlthouCll1he Seenr.d Debl
may be red'lced 10 a zero balaoce: Ihis ~eCfl'!ly l/\Strwn.Dt will remain In eCfecl until released.
o Cons.ruell.n 1.<>0... This Security In.trumenl secures an obligation Incurred for the eonstruclion oC an
improvement on Il\e Property.
D Fbl..r. FIling. Morlg3;or granls 10 tender a security Interest In all goods that Mortgagor owns now or I..
the fUlure and Ihal Dre or will become flXlures relDled 10 tbe Propclly, This Security InmulIlcnl suffice.s as a
/inandng slatemenl and any cubon, pholonraphic or oth.r reproduction ma,y be m.d of record Cor pUrp05l!.1
of Arriele 9 of the Uolform Comnle"ial Code.
D I'urd.... Money. This Security lnsllumenl secures advanc", by \.ender used in whole Or in pari 10 acquire
the PropePl'. Actordiogly, Ihi. Securily !nstrumenl, and Ihe lJen hereunder, Is and shall be conslrued .s a
!,urchase money morlgage wllh all of the rlghls, prloritics and beneCils lhereof under lhe laws of Ih.
Common"ealth oll'enns)'lvania,
o NOTICE TO BORROWER: TillS DOCUMENT CONTAINS PROVISIONS FOR. A
VAR.IABLE INTEREST RATE.
D Riders, TIi~ covenanlS and agreements of each of Ihe riden checked below arc in;orporalcd inlO and
supplemenl and amend tile lerll15 oC this Security InstrUmenl. [Check aU applle.ble boxes)
o Condominium Rider 0 Flanned Unit Development Rider 0 Olher ........................-................................
o Addition.1 Terms.
SIGNATURES. By .Igning below, Morlgagor.lntending to be legaUy bound hereby, agree510 Iho lerms and coven.nls
conl.ined In lhis SeculilY Instrumen\ and in allY allaehmenls. Mortgagor al,o acknowledges receipt of. copy of Ibis
SOCII ly In rumenl ?,O, e I a DO page 1,
J. '1\011 ,
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.....:;J:at.lu...~.~....~.~.!:\,:. ...,.."....................
(Sl."..u ) K.nt~B. Bell O1.k..a lCat({le ,111:;\\
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ACKNOWI..EDGMENTI ' " . CuTb
COMMONWEAL TII OF .....".:,!:4."...:...:..................,....... COUNTY OF ................~;J....a~~~...................'C..1 56.
On Ihis. lh~ ........1.4,th........ day of ..........M~,U:\l~.9.L,......_..:..,..::;..., belore me .1M. , , !.U...'i;;;M&QA.~
.~~, Ihe Undee'll.ne"JllliyCI, !,~~so,qally appeared ...t.:'~.1<,\.Ij..g:...I~.eL1..(OLtI....'0f... !..P.L.f:J:JR.lf.............,
\1 'AA;, .......J..\.~....,,!.....~:.a."tM..e..~dbt(!,L....................,___..,..._,..,__., known to me (or .allsraclorily proven) 10 be
...-.;;~\. '4;':/I~ the pcuon(s) whose name(s) is subscribed to Ihe within instrumenl, and acknowledged Ihat he/she exeouled
'S' ~\::. 'e' /n; lh. samefQrth. pU'1'o\es lhorelll conlained.
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~:"II. ~~ ., h, wllnes5 whereor.1 heteunlo set my hand alld orlicial seal.
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. l#-! (5 '~k1n K.~:~~~ PubUe, '..'J..u11.J..?fI!LUL.r.t.ljU,:b.1.J.?Q.................
..~.. ~"\..~ Carlisle, CUlllberland C/lUllty
'~\\'" My c/llllmlssioD eIpires July 27, 1998. ,......l1~ftJ,!..u.....T2u.U&.C:"..........."......,........."....-_...
, lillu(OUhotr U r"
Ills lere y c.nined that Ih. acJdross 01 Ihe l.ender wllhln lIam..d is: ..,..."..........."...................,....,......"............,...............,.....
.....h~~.O.1..11Ad~~n.l.~..J:1j;'.l.y.9...:i.t.Tl...Ui1....,...f~..1I,I,11..P.iJ7\!.1J,J.I.,.. ..,.... .";D1""jG ....:;;..'..7OJJw-"'.'..........'..
.. ..,...!.tiltA2JU..........,.. ,.....f:xL,........,....._...........,__
eood307 rAG.ii 74
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