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Home My WebLink About97-07070 , /, / ..... ,~ d "C) ~ <:;:) t"""- , cl ~ 'OQ '< \ \ I + ~ .r '2 ~ ~ ""> "+-' .>-C .~ 3 ~ r1: ( .J " r't " ,-, , MARC R. PENWRIGHT, plBJntiff , IN 'l'HE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. DANA E. PENWRIGHT, Defendant CIVIL ACTION - LAW NO. 97 - 7070 CIVIL 19 IN DIVORCE STATUS SHEET ~: I\C'l'IVITIES: No directive for pre-trial statementsf no economic claims having b~.raised. Given t'o'IO weeks to raise. Set a hearing on indignities and adultery for November 10, '1998, at 9:00. Did not contact attorneys on date. - j;wt::;J. ~,ij~~:J '..;;;tl;;;.t:6~,:tY;::Yl}'<??J:j"--' '._ ...: (vt-,,-^',-r~.......)A.JV."~ . 1 d ,,1 ':".1' (,A.,) 1....,......< t' I.N ~"., /' ,..-, uxJ-4J.rt4AA Wv. dAJ.:...v.. l)~ e.f_'.'MI/" ,MC-""D'-..",..ttL~,..lfl <r': ".UJr," cu> ('J - '.' "". lJ' " ..1 ."..J 1!',-"..,u..<~/-J~~-J ~~) (u- --;( (Ih~ <./ '1' 'I iL,. 1-<(.<-1/(1/.,,, r "" ./. ,-,,/, J jir'AV^' ';f~ Jail, ",.,~~.w..IW'..:..0-'{ dJ;~.t .., 1(, (('( DMI9, ','f> , "/'f) "/NI.t.f'~ ..; l!"r\~"::t;...,v::J". 6/10/98 --------...- /I / 1.0 1! '~/1/1 'i , \lI q., \11'" '1M; I,U\ \"11 t~ ~ ~;~~t eX ~ ,1b1] '. ~7~~(')\lt\\"\< #' M-,\(~k~' \ a\~' ....--- OFFICE OF DIVORCE MASTER CUMBERLAND COUNTY COURT OF COMMON PLEAS 9 North Hanovor Street Corllslo, P^ 17013 (717) 240.6535 II. Robert IlIcker, II Dlverco Mostor Tr.cl "0 Colver Office Monoger/Roparler West Shore 697.0371 Ex!. 6535 June 10, 199B Diane G. Radcliff Attorney at Law 344B Trindle Road camp Hill, PA 17011 Samuel L. Andes, Esquire 525 North Twelfth street P.O. Box 16B Lemoyne, PA 17043 RE:Marc S. Penwright vs. Dana E. Penwright No. 97 - 7070 civil In Divorce Dear Ms. Radcliff and Mr. Andes: By order of Court of President Judge George E. Hoffer dated June 3, 199B, the full-time Master has been appointed in the above referenced divorce proceedings. A divorce complaint was filed on December 24, 1997, raising grounds for divorce of irretrievable breakdown of the marriage, indignities, and adultery. On February 6, 1998, an amended complaint was filed and raised grounds for divorce of irretrievable breakdown of the marriage. On May 21, 1998, a seoond amended complaint was filed raising grounds for divorce of irretrievable breakdown of the marriage, indignities, and adultery. None of the complaints raised any economic claims nor has there been any responsive pleadings or petiti.ons filed raising economic claims. I also note that preliminary objections were filed on behalf of the Defendant on January 13, 1998, and a rule to file bill of particulars was issued on that date. I request that counsel let me know what they wish me to hear at present since it seems from the pleadings that the current issue revolves around establishing grounds for divorce. We also, as noted, have the pending preliminary objections and the request for bill of particulars. Obviously, I will not issue a directive for the filing of pre-trial statements since no economic claims have been raised. MARC S. PENWRIGHT, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 97 - 7070 VS. CIVIL ACTION - LAW DANA E. PENWRIGHT, Defendant IN DIVORCE ORDER AND NOTICE SETTING HEARING '1'0: Marc S. penwright , Plaintiff Diane G. Radcliff . Counsel for Plaintiff Dana E. penwright , Defendant Samuel L. Andes , Counsel for Defendant You are directed to appear f:or a hearing to take tcstimon~ on the outstanding issues in the above captioned divorce proceedings at the Office of the Divorce Master, 9 North Hanover Street, Carlisle, Pennsylvania on the 10th day of' November ,1998, at _..2.:00 . a.m.. at which place and time you will be given the opportunity to present witnesses and exhibits in support of your case. 'rt ",' ":~" ",.id,"' '0'9' Date of Order and Notice: 7/1/98 By: Divorce Master I F YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FOHTH BELOW '1'0 FIND OUT WHEHE YOU CAN GET LEGAL IIELP. CUMIlEHLANIl COUNTY BAH ASSOCIATION l LIIIEHTY AVENUE CAHLI:'i!.I':, PA 1'/011 TE!.EI'HONI': ('/1'1) l~'J-.II('(' * Testimony will be limited to the grounds for divorce of indignities to the person and adultery. ~-~._~_._~~--'~~~-'~~'~'~'~)~~'~'~.'~--~~'~ ~ .~~.______~_._____._,_ '__.m~~~""'_"'" . __ ,.. ___,. ...... _ . . .. .. ... .. .. -,'" ._A" .-..-...--...--''..---..- ~ 8 , 8 8 ~ ~ ~ ~ 8 $ $ $ ,~ " ~ .:i " ;;; " ,~ " ~ " " " ~ ~, '" " IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY STATE OF ,*. PENNA, MARC s, PENWrn GUT, Plaintiff NIl. 97-7070 CrVILTEI~MI() Vl'l';-;IIS DANA E, PENWRIGHT, Defendant ~ ~ ~ $ $ $ " ., DECREE IN DIVORCE . A,.v}, M ~ co.;f'"tS: S~ ' AND NOW, . . . . . . . . . . . , . . . . , . . ,1.7, . , . . '. 19~.." it is ordered and decreed that......... .MJ\.~9. '~" /?E.l'll1lnQI-n'..,.,...,.........., plaintiff, and . . . . , . . . . . . . . . , . . . .ONlA .1.'.,. .~J;;\'lWRIOl;l:r. . . . , . . , . , , . . . . . . '. defendant, are divorced from the bonds of matrimony. The court retains jurisdiction of the following claims which have been raised of record in this action for which a final order has not yet been entered; $ 8 $ ~ ~ 8 ~ 8 ~ ''';~''''..i- ~ No. ,,"auee. are ,outstand Lng., , . All. iaauea, have. .been .r"nolvad . a~ct. aettlad. bl" the PH~~'1q'. .t1ijJ;'J;'~qg~ .S~~q~Il]~l\~ .I\gr,e,e.me,n.t. p.a,t,ep. MM'" into thIs ~~.,. .f.l.l.e.d. .oJ. .r.e.c.o.r.d. and 11 y Ath..t: (,~u1; ~ '::&:,Y /~7kI~ ~f'I.' tl ~ Jr';;k, !J1 ;/ Prolhonolf\ry . . . ,~ ~-~*~~***.~.,~.~.~.,~.*.,~*~.~:.**- $ $ ~ ~ $ $ '" " $ $ " " " " ,~ ~ $ $ " " ~-, ~ ',' $ S $ S ~ " " .:i " ,'. ~ ~ ... " " .~ ." ,~ ~ * .~ '.' ~ * J. ~ ,~ ~ ~ ~ ~ ., d}:jt;f';N_:I\t~-~::):1:~f~!,i!~'~{f,:,'_~ ~_f~~JrliJ" l\, If~;;,I.l,-..l' r- iiJ ;', l_i{ ;!l;},~W~<<;;1;i\(;:,i,;:,~ ~;/:i:':' ~~-li~I'~ti',,'r~"!!!-'.::~FI;'L,';\ ,'J< ::\ , - ;J1'!~: , ,,-!, - ('il t- [I"" '.,,, ! A) 1 ;,t; ;;~P;t,,0(~';~ (,':!;,:ii~(;-,.'_;,' I?, '_:~;\~,:1,! "."';l {"'!-" '-,",' "/"1 ,,:, ''':' _ .;~~1hli'V;.:~~::~:I!';;:,r:-;'~,?\,~: ''-l,;jTI\U(\","t:''i-':;~''J,L ',"! ,J'" ;_' _rRtl"l~F\f'\\"}_{I(i~': ,\'; ,;~ ::( ;>:;, -') 1, -';~~'fi/~;[ :":".;';,":?I_-:;rl,'~',\; l,\.',:,.' 'I I, !;Y;:l)",\lj,,::\\ihl ;.iii,-ll :-:,;;, ,11;.,,:-' '11~1\""';;"1""1'" "!',"i-,.-'J1\:J ~dI'j',;t'-!)\IW.!-:hJ;-~ '~:,(!(I\I! _li,(.',.: __OJ;' to!>' __<lie ,'..I{-,:iji,. ~i! l;.j";' ,\J-, J"--~;lml'\-'IIJ,h';I'-,-!-r."'f'-;h".',.., -,\JI~/ l' d!,f,;';'".,;/.!'_, I_,,_;t ..,' -L' \::~ ~ ,_, fJ "1t ,,1 ~"~J/J , !'~" I", .,',; . '.r 'I" '~~~~;~{~i~(~;i:1i,:;: .. ;1/ : '1,,;,:-'1"" I;,;! "",ll .' ,', , H 'r;" .'__t> " 1(". ,:;-'j "1: -,,' , , '" " " " ',~-\' .; ',:-1')':'- 1'\'1-,' DIANE G, RADCLIFF 3448 TRINDlE ROAD CAMP Hill, PII 17011 1717) 737.0100 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MARC S, PENWRIGHT Plaintiff v. NO. 97-7070 CIVIL TERM : CIVIL ACTION - LAW DIVORCE DANA E. PENWRIGHT Defendant MARRIAGLSE.nLEMF.Nl'....AGREEMEHl' THIS AGREEMENT made this *day of ~~ by and between DANA E. PENWRIGHT ("WIFE") and , 1999, MARC S. PENWRIGHT (" HUSBAND" ) WIT N ESE T H : WHEREAS, the parties hereto are HUSBAND and WIFE, having been married on June 29, 1996 in Enola, Pennsylvania. children born of this marriage, WHEREAS, diverse and unhappy differences, disputes and There were no difficulties have arisen between the parties and it is the intention of HUSBAND and WIFE to live' separate and apart for the rest of their natural. lives, and the parties hereto are desirous of settling fully and finally their respective financial and property rights and obligations as between each other including, wi thout limitation by specification: the settling of all matters between them relating to the ownership and equitable distribution of real and personal property; the settling of all matters between them relating to the past, present and future support, alimony and/or maintenance of WIFE by HUSBAND or of HUSBAND by WIFE; and in Page I of 20 DIANE O. RADCLIFF 3448 TRINDlE ROAD CAMP Hill. PA 17011 (717) 737.0100 general, the settling of any and all claims and possible claims by one against the other or against their respective estates. NOW, THEREFORE, in consideration of the premises and mutual promises, covenants and undertakings hereinafter set forth and for other good and valuable consideration, receipt of which is hereby acknowledged by each of the parties hereto, WIFE and HUSBAND, each intending to be legally bound hereby, covenant and agree as follows: 1 . lHOOR20RA'llQ1'LOLl'REAMBLE.I. The recitals set forth in the Preamble of this Agreement are incorporated herein and made a part hereof as if fully set forth in the body of the Agreement, 2 . AGREEMI1:NT NOT A BAR..'l'o.....oI.'lORCLP.ROCEEDINGS.I. This Agreement shall not be considered to af feet or bar the right of HUSBAND and WIFE to an absolute divorce on lawful grounds if such grounds now exist or shall hereafter exist or to such defense as may be available to either party, This Agreement is not intended to condone and shall not be deemed to be condonation on the part of either party hereto of any act or act.s on the part of the other party which have occasioned the disputes or unhappy differences which have occurred or may occur subsequent to the date hereof. 3. DIVORCE DECREE.I. The parties acknowledge that their marriage is irretrievably broken and that they will secure a mutual consent no-fault divorce decree in HUSBAND'S Cumberland County divorce action docketed to number 97-7070 Civil Term. Upon the execution of this Agreement or as soon as possible under the terms of said Divorce Code, the parties shall execute and Page 2 of 20 DIAN~ O. RADCLIFF 3448 TRINDlE ROAD CAMP Hill, PA 17011 \717) 737.0100 file all documents and papers, including affidavits of consent, necessary to finalize said divorce. If either party fails or refuses to finalize said divorce or execute and file the documents necessary to finalize the divorce, said failure or refusal shall be considered a material breach of this Agreement and shall entitle the other party at his or her option to terminate this Agreement, 4 . EFFECT ..oF-DI'lORCE DECRUL Unless otherwise specifically provided herein, this Agreement shall continue in full force and effect after such time as a final Decree in Divorce may be entered with respect to the parties, 5 . AGREEJ.'lENT TCLBJLINCORPORATED.....nLlUVORCE DE:CREE. The terms of this Agreement shall be incorporated into any Divorce Decree which may be entered with respect to them, 6. NON-MERGER. This Agreement shall not merge with the Divorce Decree, but rather, it cant inues to have independent contractual significance and each party maintains their contractual remedies as well as court remedies as the result of the aforesaid incorporation or as otherwise provided by law or statute, 7 . DATE O.F--EXE~UTIOH: The "date of execution" or "execution date" of this Agreement shall be defined as the date of execution by the party last executing this Agreement, 8. DISTRIB.UTION DATE.L The transfer of property, funds and/or documents provided for herein shall only take place on the "distribution date" Page 3 of 20 10. 11. DIANE G. RADCLIFF 3448 TRINDlE ROAD CAMP Hill, PA 17011 (7171737,0100 which shall be defined as the date of execution of this Agreement unless otherwise specified herein. 9 . AD'IlI.ClLOF...Jm.tlNBEL.1. The provisions of this Agreement and their legal effect have been fully explained to the parties by their respective counsel, DIANE G, RADCLIFF, ESQUIRE, for HUSBAND, and SAMUEL L. ANOES, ESQUIRE, for WIFE. The parties acknowledge that they have received independent legal advice from counsel of their selection and that they fully understand the facts and have been fully informed as to their legal rights and obligations and they acknowledge and accept that this Agreement is, in the circumstances, fair and equitable and that it is being entered into freely and voluntarily, after having received such advice and with such knowledge and that execution of this Agreement is not the result of any duress or undue influence and that it is not the result of any collusion or improper or illegal agreement or agreements, FINANCIAL-DISCLOS~ The parties confirm that each has relied on the substantial accuracy of the financial disclosure of the other, as an inducement to the execution of this Agreement and each party acknowledges that there has been a full and fair disclosure of the parties I marital assets which has been provided to each party. D~S!:LOS.tIRE......A.NDJR....OF PROCEDURAL RI.GHTB.:. Each party understands that he or she has the right to obtain from the other party a complete inventory or list of all of the property that either or both parties own at this time or owned as of the date of separation, and that each Page 4 of 20 par.ty has the right to have all such property valued by means of appraisals or otherwise. 80th parties understand that they have the right to have a court hold hearings and make decisions on the matters covered by this Agreement, Both parties understand that a court decision concerning the parties' respective rights and obligations might be different from the provisions of this Agreement. Each party hereby acknowledges that this Agreement is fair and equitable, that it adequately provides for his or her needs and is in his or her best interests, and that the Agreement is not the result of any fraud, duress, or undue influence exercised by either party upon the other or by any other person or persons upon either party, Given said understanding and acknowledgment, both parties hereby waive the following procedural rights: a, The right to obtain an inventory and appraisement of all marital and separate property as defined by the Pennsylvania Divorce Code, b, The right to obtain an income and expense statement of the other party as provided by the Pennsylvania Divorce Code. c. The right to have any discovery as may be permitted by the Rules of Civil Procedure. d. The right to have the court determine which property is mari tal and which is non-mari tal, and equitably distribute between the parties that property which the court determines to be marital. e, The right to have the court decide any other rights, remedies, privileges, or obligations covered by this DIANE Q, RADCLIFF 3448 TRINDlE ROAD CAMP Hill, PA 17011 Inn 737.0100 Page 5 of 20 Agreement:, incll.lding, but not 1 imited to, possible claims for divorce, spousal support, alimony, alimony pendente lite (temporary alimony), and counsel fees, costs and expenses, 12. ~SO~RU,L HUSBAND and WIFE do hereby acknowledge that they have previously divided their tangible personal property including, but without limitation, jewelry, clothes, furniture, furnishings, household equipment rugs, carpets, appliances, tools, pictures, books, works of art and other personal property and hereafter WIFE agrees that all of the property in the possession of HUSBAND shall be the sole and separate property of HUSBAND; and HUSBAND agrees that all of the property in the possession of WIFE shall be the sole and separate property of WIFE, The parties do hereby specifically waive, release, renounce and forever abandon whatever claims, if any, he or she may have with respect to the above items which shall become the sole and separate property of the other. 13. AFTER-ACQUIRED PRQPER~ Each of the parties shall hereafter own and enj oy, independently of any claim or right of the other, all property, tangible or intangible, real, personal or mixed, acquired by him or her, since December 24, 1997, with full power in him or her to dispose of the same as fully and effectively, in all respects and for all purposes, as though he or she were unmarried and each party hereby waives, releases, renounces and forever abandons any right, title, DIANE G. RADCLIFF 3448 TRINDlE ROAD CAMP Hill, PA 17011 (717) 737,0100 Page 6 of 20 and DIANE 0, RADCLIFF 3448 TRINDLE ROAD CAMP HILL. PA 11011 1717) 731-0100 interest and claim in and to said after acquired property of the other party pursuant to the terms of this paragraph, 14 . IlI'LlSlOH...OF...Y.EHI.CI.ES.l. With respect to the vehicles owned by one or both of the parties, they agree as follows: a, 1991 Jeep Wrangler shall be the sole and exclusive property of WIFE. b. 1994 GMC Jimmey shall be the sole and exclusive property of HUSBAND, The titles to said vehicles shall be executed by the parties, if appropriate, for effectuating transfer as herein provided on the date of execution of this Agreement and said executed titles shall be delivered to the proper party on the distribution date, For purposes of this Paragraph the term "title" shall be deemed to include "power of attorney" if the title to the vehicle is unavailable due to financing arrangements or otherwise. In the event any vehicle is subject to a lien or encumbrance the party receiving said vehicle as his or her property shall ~ake it subject to said lien and/or encumbrance and shall be solely responsible therefor and said party further agrees to indemnify, protect and save the other party harmless f~om said lien or encumbrance, Each of the parties hereto does specifically wai ve, release, renou.nce and forever abandon whatever right, title and interest they may have in the vehicles that shall become the sole and separate property of the other pursuant to the terms of this Paragraph, Page 7 of 20 DIANE Q, RADCLIFF 3448 TRINDLE ROAD CAI~P HILL. PA 17011 (717) 737.0100 15. ~VIaLOH-OF_ERQCEEDS_FROM__SALE-DF-REAL_ESTAT~ Wife hereby specifically waives, releases, renounces and forever abandons all of her right, title and interest in and to the proceeds received from the sale of the real estate known and numbered dS 132 South 15'h Street, Camp Hill, Pennsylvania, which real estate was acquired by Husband prior to the date of the parties' marriage and had remained titled in his sole namF.l during the marriage, All of the said proceeds, including the proceeds previously received by HUSBAND and the $5,000.00 currently held in escrow, by HUSBAND'S attorney shall become the sole and separate property of HUSBAND, and the parties authorize Diane G, Radcliff, Esquire, as escrow agent, to pay over the $5,000,00 escrowed funds to HUSBAND, The foregoing notwithstanding, HUSBAND'S attorney, Diane G, Radcliff, Esquire, shall pay those bills and obligations listed on Schedule "An, attached hereto and made a part hereof, from the escrow account pursuant to the provisions of Paragraph 22.b. herein and after said payment shall then pay the remaining balance of the escrow account to HUSBAND. 16. EJ\.CH PJUl,TY RE'rA:tN.S-..oNN PENSION ELANB..t Each of the parties does specifically waive, release, renounce and forever abandon all of their right, ti tle, interest or claim, whatever it may be, in any Pension Plan, Retirement Plan, Profit Sharing Plan, 401-K Plan, Keogh Plan, Stock Plan, Tax Deferred Savings Plan ana/or any employee benefit plan of the other party, whether acquired through said party's employment or otherwise, and hereafter said Pension Plan, Retirement Plan, Savings Plan, Tax Deferred Savings Plan Page 8 of 20 DIANE O. RADCLIFF 3448 TRINDLE ROAD CAMP ftlLL, PA 17011 (117) 737.0100 and/or any employee benefit plan shall become the sole and separate property of the party in which name or through whose employment said plan is carried. 17. DIVISIOH......OF BANK..AC.c.o.um:sLs.TOCKLLIF.LnUl1lRAHl::Eil The parties acknowledge and agree that they have previously divided to their mutual satisfaction all of their bank accounts, certificates of deposit, IRA accounts, bonds, shares of stock, investment plans and life insurance cash value and he~eafter WIFE agrees that all said bank accounts, certificates of deposit, IRA accounts, bonds, shares of stock, investment plans and life insurance cash value in the possession of HUSBAND .shall become the sole and separate property of HUSBANDi and HUSBAND agrees that all the said bank accounts, certificates of deposit, IRA accounts, bonds, shares of stock, investment plans and life insurance cash value in the possession of WIFE shall become the sole and separate property of WIFE, Each of the parties does specifically waive, release, renounce and forever abandon whatever right, title, interest or claim, he or she may have in any bank account, certificates of deposit, IRA accounts, bonds, shares of stock, investment plans and life insurance cash value that is to become the sole and separate property of the other pursuant to the terms hereof. 19. WAIVER OF IHHER.I'l'AHC.E. Each of the parties hereto does specifically waive, release, renounce and forever abandon any right, title, interest and claim, if any, either party may have in and to any inheritance of any kind or nature whatsoever previously or in the future received by the other party. Page 9 of 20 20. WIFE'S DEBT~ WIFE represents and warrants to HUSBAND that since the parties' marital separation she has not contracted or incurred any debt or liability for wh~ch HUSBAND or his estate might be responsible and WIFE further represents and warrants to HUSBAND that she will not contract or incur any debt or liability after the execution of this Agreement, for which HUSBAND or his estate might be responsible. WIFE shall indemnify and save HUSBAND harmless from any and all claims or demands made against him by reason of debts or obli9ations incurred by her, 21. ~DEBTSI HUSBAND represents and warrants to WIFE that since the parties' marital separation he has not contracted or incurred any debt or liability for which WIFE or her estate might be responsible and HUSBAND further represents and warrants to WIFE that he will not contract or incur any debt or liability after the execution of this Agreement, for which WIFE or her estate might be responsible, HUSBAND shall indemnify and save WIFE harmless from any and all claims or demands made against her by reason of debts or obligations incurred by him. 22. MARI~L DEBT. During the course of the marriage, HUSBAND and WIFE have incurred certain bills and obligations and have amassed a variety of debts, and it is hereby agreed, without ascertaining for what purpose and to whose use each of the bills were incurred, the parties agree as follows: a. WIFE shall be solely responsible for the following bills and debts: DIANE G. RADCLIFF 3448 TRINDLE ROAD CAMP HILL, PA 17011 (717) 737,0100 Page 10 of 20 1, The debt for the purchase of the swing set from Black Bear in the approximately amount of $1,600,.00 at separation; 2. WIFE'S income and personal taxes for the calendar year 1997; 3. Any other loans, credit card accounts, or other debts carried in her sole name. b, HUSBAND shall be solely responsible for the following bills and debts: 1. The Member's 1" unsecured loan having an approximate balance of $6,943.8 at separation; 2. The American Appliance debt for the purchase of the freezer having an approximate balance of $535,17 at separation; 3. The UGI bill having an approximate balance of $108,14 at separation; 4. The cell phone bill having an approximate balance of $157.49 at separation; 5. HUSBAND'S income and personal taxes for the calendar year 1997; 6. Any other loans, credit card accounts, or other debts carried in his sole name, 7, Within 10 days of the date of this Agreement and from the funds held in escrow by HUSBAND'S attorney, that portion of the utility charges listed on Schedule "A", attached hereto and made a part hereof. F.ach party agrees to hold the other harmless from any and all liability which may arise from the aforesaid bills which DIANE O. RADCLIFF 3448 TRINDlE ROAD CAMP Hill, PA 17011 1711l737.0100 Page 11 of 20 pursuant to the terms herein are not the n~sponlJibiUty of the other party. Any joint debt shall be canceled so that neIther. party can make any further charges thereunder and if said charges are made in violation of this Agreement than the party incurring said charge shall immediately repay the same, A.ny liability not disclosed in this agreement shall be the sole responsibility of the party who has incurred or may hereafter incur it, and the party incurring or having incurred said debt shall pay it as it becomes due and payable. From the date of this Agreement, each party shall only use those credit card accounts or. incur such further obligations for which that party is individually and solely liable Bnd the parties shall cooperate in closing any remaining accounts which provide for joint liability, 2 3 . BANKRllE.'l'C'lC : The parties hereby agree that the provisions of this Agreement shall not be dischargeable in bankruptcy and expressly agree to reaffirm any and all obligations contained , herein. In the event a party files such bankruptcy and pursuant thereto obtains a discharge of any obligations assumed hereunder, the other party shall have the right to terminate this Agreement in which event the division of the parties' marital assets and all other rights determined by this Agreement shall be subject to court determination the same as if this Agreement had never been entered into. 2 5 . I.NCOME...'1'A1L.PnOR....RE.'l'J.lRNlit DIANE 0, RADCLIFF 3448 TRINDLE ROAD CAMP HILL. PA 17011 (717) 737.0100 The parties have heretofore filed joint federal and state returns, 80th parties agree that in the eV'lnt any deficiency in federal, state or local income tax is proposed, or any Page 12 of 20 DIANE 0, RADCLIFF 3448 TRINOlE ROAD CAMP Hill, PA 17011 17171737.0100 assessment of any such tax is made against either of them, each will indemnify and hold harmless the other from and against any loss or liability for any such tax deficiency or a8sesflment therewi th, such tax, interest, penal ty or expense shall be paid solely and entirely by the individual who is finally determined to be the cause of the misrepresentations or failures to disclose the nature and extent of his or her separate income on the aforesaid joint returns, 26 . Ii'INAL...E.QUI'l'ABLE_DlS'.rRIJ3UTI.OlLOF_EROEERfiL The parties agree that the division of all property set forth in this Agreement is equitable and in the event an action in divorce is commenced, both parties relinquish the right to divide said property in any manner not consistent with the terms set forth herein, It is further the intent, understanding and agreement of the parties that this Agreement is a full, final, complete and equitable property division, 27. WAIVER OF..-ALIHONY. SEO.tI.SAI.-B.U.EE.OR'LANIL..C~flL HUSBAND shall pay alimony pendente lite, as required by ~..Q the order entered in HUSBAND'S aforesaid divorce action until ~~I tRB Q.'4rl i at! .!l~~l'U.J. L.u......... af t1arl3h e I 1 PPP or' the date of the entry of a final decree in divorce between the parties. With the exception of those payments, the parties hereto agree and do hereby waive any right and/or claim they may have, both now and in the future, against the other for alimony, alimony pendente lite, spousal support, maintenance, counsel fees and costs, 28 . M1ITl1AL... RELEASES '. HUSBAND and WIFE each do hereby mutually remise, release, quitclaim and forever discharge the other and the estate of PlIgc 13 of 20 auch other, for all time to come, and for all purposes whatsoever, of any from any and all rIghts, title and interests, or claims in or against the property (including income and gain from property hereafter accruing) of the other or against the estate of such other, of whatever nature and wheresoever situate, which he or she now has or at any time hereafter may have against such other, the estate of such other or any part thereof, whether arising out of any former acts, contracts, engagements or liabilities of such other or by way of dower or curtsey, or claims in the nature of dower or curtsey or widow's or widower's rights, family exemption or similar allowance, or under the intestate laws, or the right to take against the spouse's will; or the right to treat a lifetime conveyance by the other as testamentary, or all other rights of a surviving spouse to participate in a deceased spouse's estate, whether arising under the laws of (a) the Commonwealth of Pennsylvania, (b) State, Commonweal th of territory of the United States, or (c) any other country, or any rights which either party may have or at any time hereafter have for past, present or future support or maintenance, alimony, al imony pendente 1 i te, counsel fees, equitable distribution, costs or expenses, whether arising as a resul t of the marital relation or otherwise, except, any only except, all rights and agreements and obl igations of whatsoever nature arising or which may arise under this Agreement or for the breach of any provision thereof. It is the intention of HUSBAND and WIFE to give to each other by the execution of this Agreement a full, complete and general release with respect to any and all property of any kind or DIANE O. RADCLIFF 3448 TRINDLE ROAD CAMP HILL, PA 17011 (7171737,0100 Page 14 of 20 nature, real, personal or mixed, which the other now owns or may hereafter acquire, except and only except all rights and agreements and obligations of lihatsoever nature arising or which may arise under this Agreement or for the breach of any provisions thereof. 29. WAIVER OJL.MODIFICATI.OlLT.cLlllLlNJlRmHllL No modification or waiver of any of the terms hereof shall be valid unless in writing and signed by both parties and no waiver of any breach hereof or default hereunder shall be deemed a waiver of any subsequent default of the same or similar nature, 30. MUTUAl. COQURATIONI Each party shall, at any time and from time to time hereafter, take any and all steps and execute, acknowledge and deliver to the other party, any and all further instruments and/or document that the other party may reasonably require for the purpose of giving full force and effect to the provisions of this Agreement, 31. AGREEMENT BINDING ON HEIRSL This Agreement shall be binding and shall inure to the benefit of the parties hereto and their respective heirs, executors, administrators, successors and assigns. 32. ~~GRATION~ This Agreement constitutes the entire understanding of the parties and supersedes any and all prior agreements and negotiations between them, There are no representations or warranties other than those expressly set forth herein. DIANE G. RADCLIFF 3448 TRINDLE ROAD CAMP HILL, PA 17011 (7171737-0100 Page 15 of 20 DIANE 0, RADCLIFF 3440 TRINDlE ROAD CAMP Hill. PA 17011 (7171737-0100 33 . O'.J:HElLDO.c.:UMEmATJ:ON.l WIFE and HUSBAND covenant and agree that they wi 11 forthwith (and within at least twenty (20) days after demand therefor) , execute any and all written instruments, assignments, releases, satisfactions, deeds, notes, stock certificates, or such other writings as may be necessary or desirable for the proper effectuation of this Agreement, and as their respective counsel shall mutually agree should be so executed in order to carry out fully and effectively the terms of this Agreement. 34 . NO WAIVER O.F.....Il1!lJi'AUL'l'.L This Agreement shall remain in full force and effect unless and until terminated under and pursuant to the terms of this Agreement. The failure of either party to insist upon strict performance of any of the provisions of this Agreement shall in no way affect the right of such party hereafter to enforce the same, nor shall the waiver of any subsequent default of the same or similar nature, nor shall it be construed as a waiver of strict performance of any other obligations herein. 3 5 . BREA.c.:IlL If for any reason either HUSBAND or WIFE fails to perform his or her obligations owed to or for the benefit of the other party and/or otherwise breaches the terms of. this Agreement, then the other party shall have the following rights and remedies, all of which shall be deemed to be cumulative and not in the alternative, unless said cumulative effect would have an inconsistent result or would result in a windfall of the other party, Page 16 or 20 DIANE O. RADCLIFF 3448 TAINDlE ROAD CAMP Hill. PA 17011 1717) 737.0100 a, the right to speciE ic performance of the terms of this Agreement, in which event the non-breaching party shall be reimburslild for all reasonable attorney's fees and costs incurred as the result of said breach and in bringing the action for specific performance. b, the right of this to damages arising out of breach of the terms Agreement, which damages shall include reimbursement of all at torney's fees and costs incurred as the resul t of the breach and in bringing the damage action, c. the right to all remedies currently set forth in Section 3502(e) of the Pennsylvania Divorce Code, 23 Pa, C,S,A, 3502(e), an any additional rights and remedies that may hereafter be enacted by virtue of the amendment of said Section or replacement thereof by any other similar laws, d. Any other remedies provided for in law or in equity, 36. LAW OF PENNSYLVANIA APPLICABLEL This Agreement shall be construed in accordance with the laws of the Commonwealth of Pennsylvania. 37 . flEYERABILm: If any term, condition, clause or provision of this Agreement shall be determined or declared to be void or invalid in law or otherwise, then only that term, condition clause or provision shall be stricken from this Agreement and in all other respects this Agreement shall remain valid and continue in full force, effect and operation. Likewise, the failure of either party to meet his or her otligations under this Agreement under anyone or more of the paragraphs hereunder, with the exception of the satisfaction of a Page 17 of 20 COMMONWEALTH OF PENNSYLVANIA 55. COUNTY OF CUMBERLAND On this the h\- clay of ~~,o-.\ 'i' k-- , 1999, before me the undersigned officer, personally appeared, MARC S. PENWRIGHT, known to me (or satisfactorily proven) to be th~ person whose name is subscribed to the w.ithin Agreement, and acknowledged that he executed the same for the purposes therein contained, IN WITNESS WHEREOF, I hereunto set my hand and notari.al seal. ~k, '~ COMMONWEALTH OF PENNSYLVANIA NOlartal Saal ellrt.rtn. E AI'B'Il. NOlary Public H.rnahu'g. D.uphln County My Comn"'",on e'pl,,, July 2, 2001 MfI,nhllf Pftnf1';;:,lvlHlla AIIOC INon NOlanes SS, COUNTY OF CUMBERLAND On this the g-llA day of M()./\..J,. , 1999, before me the undersigned officer, personally appeared, DANA E. PENWRIGHT, known to me (or satisfactorily proven) to be the person whose name is subscribed to the wi thin Agreement, and acknowledged that she executed the same for the purposes therein contained. IN WITNESS WHEREOF, I have hereunto set my hand and notarial seal. DIANE O. RADCLIFF 3448 TRINDlE ROAD CAMP Hill. PA 17011 17171737.0100 Lr~ _.. OTARY PUBLIC [LYNN ~ARIA[ SEAL ., tol11Oyno Born CLO, Notlry Public _~~m'ss'on~E;!;'l~d 1~~~3~J --.~.."... ' Page 19 of 20 DIANE G. RADCLIFF 3448 TRINDLE ROAD CAMP HILL, PA 17011 \717173'/,0100 IlCHED.U1.IE.._A LIS'rINr) OJ? BILLS TO BE PAID BY HUSBAND FROM THE ESCROW ACCOUNT PURSUANT TO PARAGRAPH 21 OF THE MARRIAGE SET'l'l,EMENT AGREEM8NT u'rILITY ACCOUNT NUMBER TOTAL AMOUNT OF AMOUNT TO BE OBLIGATION PAID ON ACCOUNT BY HUSBAND UGI 217-563-6935-12 $232,58 $121.57 PA AMERICAN 660-10526000-03 $29,89 $29.89 WATER 0 PP&L 520-8790-001 $262.62 $66.69 'I'OTALS $525.09 $218.15 Page 20 of 20 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MARC S. PENWRIGHT, : Plaintiff : NO. 97-7070 , V. , I CIVIL AC'rION - LAW DANA E, PENWRIGHT, : IN DIVORCE Defendant , PRABCIPB OF TRANSMIT RBCORD To the prothonotary, Transmit the record, together with the following information, to the court for entry of a divorce decree, 1. Ground for divorce: Irretrievable breakdown under Section 3301(c) of the Divorce Code. 2. Date of filing and manner of service of the complaint. a, Date: December 24, 1997 b, Marmer I Certified mail, restricted delivery 3. Date of execution of the affidavit of consent required by Section 3301 (c) of the Divorce Code. a. Plaintiff, March 9, 1999 b. Defendant: March 9, 1999 OR Date of execution of the Plaintiff I s affidavit required by Section 3301(d) of the Divorce Code and date of service of the Plaintiff's 3301 (d) affidavit upon the Defendant. a, Date of execution: nla b, Date of filing: nla c, Date of service: nla 4. Related claims pending: No is~ues are pending. All issues have been resolved pursuant to the Marriage Settlement Agreement between the parties dated March 9, 1999 which Agreement is to be incorporated into but not merged with the Divorce Decree, 5. Date and manner of service'of the Notice of Intention to file Praecipe to Transmit Record, a copy of which is attached, if the decree is to be entered under Soction 3301(d) (1) (i) of the Divorce Code: a. Date of Service, nl a b, Manner of Service: cia Date Waiver of Prothonotary: a, Plaintiff's b. Defendant's OR Notice in Section 3301(c) Divorce was filed with the Waiver: March 9, 1999 Waiver: March 9, 1999 \ s=:.,-y~\ 01 CLIFF " IWQU E ( 448 Trindl Road mp-Hi.];-l-, 'PA 17011 supreme Court 10 n 32112 Phone: (717) 737-0100 l"ax: (717) 975-0697 'Fr; Cl t:. U", " r~'.;: .. , ) (-, - " .' 1-1,/.,-' - , : , ()< ,;' t ~ , fJ;'" V'" ,:.;f'. ..,-~t: , :~j "1-. ! ((\ 0" ."/\ e:: .., I' I !....' :1., CI i ::,;: r' . ILJ , , .~~ i ""-'. " c.... I" ~,- ~3 IJ_ C'1""l I~ C'l (, MARC S. PENWRIGHT Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. (11- r10'70 CIVIL ACTION - LAW DIVORCE v. DANA E. PENWRIGHT Defendant NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the fOllowIng pages, you must take prompt action. You are warned tha t if you fail to do so, the case may procep.d wIthout you and a decree of dIvorce or annulment may be entered against you by the court, A jUdgment may also be entered ~gainst you for any other claim or relief requested in these papers by the Plaintiff. You may lose money or property or other rights important to you, including custody or visitation uf your childr.en. When the ground for divorce is indignities or irretrievable breakdown of the marriage, you may request marriage counseling. A list of marriage counselors is available in the OffIce of the Prothonotary at the CUmberland County Courthouse, Carlisle, Pennsylvania. IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF PROPERTY, COUNSEL FEES OR EXPENSES BEFORE THE FINAL, DECREE OF DIVORCE OR ANNULMENT IS GRANTED, YOU MAY LOSE THE RIGHT TO CLAIM ANY OF THEM. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 DIANE G. RADCLIFF 344Il TRINDlE ROAD CAMP Hill, PA 17011 (717) 737-0100 MARC S. PENWIUGHT Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. CIVIL ACTION - LAW DIVORCE v. DANA E. PENWRIGH1' Defendant COt-SPLAINT AND NOW, this ~day of~LQXn '9(,<- , 19C{7 , comes the Plaintiff, Marc S. Penwright, by his attorney, DIANE G. RADCLIFF, ESQUIRE, and files this Complaint in Divorce of which the follow~ng is a statement: COUNT I: DIVORCE 1. The Plaintiff is Marc S. Penwright, an adult individual residing at 132 South 15th Street, Camp Hill, PA, since June 1996. 2, The Defendant is Dana E, Penwright, an adult individual whose last known address is 132 South 15th Street, Camp Hill, PAl, since June 1996, 3. Plaintiff andlor Defendant have been bona fide residences of the Co~nonwealth for at least six (6) months previous to the filing of this Complaint, 4, Plaintiff and Defendant were married on June 29, 1996 at Enola, Pennsylvania. 5. There have been no prior actions of divorce or annulment between the parties. 6. Plaintiff has been advised of the availability of counseling and the right to request that the Court require the parties to participate in counseling. vs. ) ) ) ) ) ) ) ) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW MARC S, PEN WRIGHT, Plaintiff DANA E. PENWRIGHTS, Defendant NO, 97-7070 IN DIVORCE CIVIL TERM RJlLE TO FILE DILL OF PARTICULARS AND NOW this 1.3~h day of .....lo.f\~O;~ 1998, pursuant to PA. R,C,P, 1920,21, a Rule is hereby issued upon the Plaintiff, Marc S, Penwright to file a Bill of Particulars within twenty (20) days of service of this Rule or to suffer a judgment of non pros for failure to do so. '- ~OI'UClIU.A \ '2> (Y:I~ Date ,) I IL1'.l.\I\'t \^ Prothonotary 8., l rln(~ Ii-HI I MARC S. PEN WRIGHT, ) IN THE COURT OF COMMON Plointiff ) PLEAS OF CUMBERLAND ) COUNTY, PENNSYLVANIA ) vs, ) CIVIL ACTION. LAW ) DANA E. PENWRIGHTS, ) NO. 97.7070 CIVIL TERM Defendant ) IN DIVORCE PRAECIPE FOR RULE FOR BILL OF PARTICULARS To the Prothonotory: Pleose issue 0 Rule upon the Plaintiff, Marc S, Pen wright to file 0 Bill of Particulors or to " suffer judgment of non pros if he foils to do so within twenty (20) days of service of the Rule, '2t (4,,'W~1 (.:Q~ Dote \NV Samuel L. Andes Attorney for Defendant Supreme Court ID 17225 525 North 121h Street Lemoyne, PAl 7043 (717) 761-5361 , ' \'11 ... "tl1l1r,I~'111 ,'l( " ";/1,' ::~i 1'111, I, /1 ,'r\I){ Iii ;': \~]t,\iJ~,JI1!I'iI" :')'(',;/1;, otrillul,Wt'l"/jIC{IJi.' 'I, l'rtJ ~i..il' I. 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U} ~;8:l, ,~,;' i~'\\'\'/ ;'it';,:;' ; ~', ~~\rl';;);,",':'!i;-;i~::,r; ',;\~W,~'!:Jlf'~';~:' ,~,j~::;.;tt?\\r::i}! '1"",',.. ""'1"1,,. ,li'I' 'I,.' :\;Ij::,'{"j':h.l ,,' , '1 !i'I, ' ~, , , ,:::t.,;',!:..::";:I,,I(:.;i!/:';, J(j--l,,'" ' 'I','d \~!r; :/":'::,':,: ;,'. ,:t;; \.1"""II'll""'",\,),, ,I) ',""''.''''",,:;,,:.1-: ;'~'i'!;'f':I"" !'L/','!.V-'; '" ,.:,:',/!;jl:~;I'.,:[;-':,\::)i/ 11'","1" -[,I,,: ~:':i"~:"":;"':;'/:\.J '\',"; I.,., , ' ;,1 /":1, ',:J'" ,1-,\';' ~ :,1', ': ;!,':>' ", " 'I , , , " ." " MARC S. PENWRIGHT Plaintiff IN TH~~ COUR'l' OF COMMON PLEAS OF Ct~BERLANP COUNTY, PENNSYLVANIA v. NO. 97-7070 DRO. CIVIL ACTION - LAW DIVORCE DANA E. PENWRIGHT Defendant XNCOHZ AND EXPENSE STATIMINT or MARC S, PENWRIGHT DATED I January 28, 1998 J1ART I Income A, EMPI.O!MZNT XNl'OlUCATXON I E:MFLOYE:RI ADDRE:SS I TYFE: OF WORK I SOC, SE:C, NUMBER, FAY FE:RIODI OVF.:RNITE: TAANSFQRTATION COMFANY RICHMOND, VA TRUCK DRIVER 123 - 62 - 65 3 7 WEEKLY B. EMPLOYMENT XNCOMZ I GROSS PAY PER PAY PZRXOD ITEMIZE:D DEDUCTIONS FICA 10,86 73.00 20.98 7.49 ME:DICARE: FE:DE:AAL TAX s'rATE TAX LOCAL TAX MANDATORY RETIREMENT VOLUNTARY RETIREMENT UC/SUI MEDICAL INSURANCE: 12.00 MISCE:LLANEOUS INSURANCE OCCUFATIONAL FRIVILEGE 1. 00 171. 77 -177.77 571. 37 2475,93 TOTAL DEDUCTXONS NET FAY FER FAY FERIOD NET FAY PER MONTH B, OTHlIR INCOMJ: I DIISCRIPTION IN1'EREST DIVIDENDS PENSIONS ANNUITIES SOCIAL SECURI1'Y RENTS ROYAIJ1'IES EXPENSE ACCOUN'r GIFTS UNEMPLOYMENT COMPENSM'ION WORKMAN'S COMPENSATION INCOME 'rAX REFUNDS SUPPORT OR AI,IMONY COMMISSIONS TIPS o'rHER (SPECIFY) TOTAL OTIIIJ:R INCOMJI: MONTHLY YZARLY 0,00 0 0 0 0 0 [) 0 0 0 0 0 0 0 0 0 0 PART II EXPENSES DESCRIPTION lI<*J~"SI RENT FIRST MORTGAGE SECOND MORTGAGE OR HOME EQUITY LOAN MAINTENANCE AND REPAIRS u'r I LITI ES ELECTRIC GAS OIL WATER SEWER TRASH lIHOUNT 661 80 100 108 12 9 DE,SCRIPTION AMOUNT n~L,"PIIONr'; 100 CM1LI:: 'rv 52 - RI?AI, ES'l'Nl'E 'l'AXf:S 1I0MEOWN~;IlS INSUR!\NCI,/llf:N'l'i':ll:; GROCF-Hl ES AND 1I0USf:HOr.o :JtJPPIIII~~:i 'l00 'tA'lCllSI, , INCOM~~ 'l'AXl::S NOT WI'I'HHE:1.0 PEH CAPI'I'A/OCCUPA'l'ION 'l'}\xES 50 -- O'l'HE:R 'I'AXES A\ITQIlIO'tXVIl AlII) '11U\IfllflOl\'1'ATXO.N lIlXPZlI411lS, - PAYMEN1'S 351 INSURANCE 74 I?UEL 80 MAINTEN!\NCE !\NO REPAI :, 50 LIC,"NSE AND HEGISTHATION 11 PUBLIC 'l'AANSPOHTA'l'ION , XNiII~' , LII?E INSURANCE 7 ACCI DENT INSURANCE HEALTH INSURANCE OTHER INSURANCE __tCAXoUl'Ulnill ~M.tWBUMJlD Bl: t14S. ~ MEDICAL/DOCTORS DEm'AI, OPTICAl, OHTHODONTIC HOSPITAL MEDICINE SPECIAL NEEDS/THEAAPY I\l)~A'llI~ lIlX>>.....' , , PRIVATE/PAROCHIAL SCHOOL TUITION COLLEGE/VOCATIONAL TUI1'ION ROOM AND BOARD " -"'- DESCRIPTIO.' AMOUNT . FEES AND SUPPLIES . SOOI<S RELIGIOUS TRAINING , CAAD' LOlU'IIlI . CJl.!N>t, AKl> , 1. Member'S Fi r.'t Balance: $7,000 160 2. Bene ficial finance Balancel $1,600 66 3. I\rnerican Appliance Balance: $552.22 55 4. , .......-.,.._. .,.-.,' ~,*,"~.11I1 , . CLOTHING 100 LAUNDRY AND DRY CLEANING 10 SARBER AND HAIR DRESSER 24 LUNCHES 20 _,:,.' -",,-..,-;: ,-,";', "0,:,...:'-,::,. :: '".., ,,' '" .a1i~li~~l\JIlI , HOUSEHOLD HELP CHILD CARE MEMBERSHIPS NEWSPAPERS/MAGAZINES/SOOKS 7 EN1'ER'rAINMENT 100 VACATIONS 50 - GI FTS AND TOYS 50 CHARITABLE CONTRIBUTIONS 15 - LEGAL E'EES 100 OTHER CHILD SUPPORT OTHER SPOUSAL SUHORT / ALIMONY OTHER MISC. EXPENSES EHp~YHENT ~XPSNSES, NOT OEOUCTEll FROM PAY " .'...,'" UNIFORMS 30 OTHER EXPENSES-SPECIFY Work Boots 12 TOTAL EXPENSES 2872 - . '. PIIOl'IATY OIItCID ll!INQIHJP TYPE DESCRIPTION VALUE H W JT CHECKING M..bo.. 1 " Credit Union 0 . SAVINGS M,mbert 1 II Credit Unton 0 . CRftDIT UNION STOCKS/IlOHDS REAL ESTATE 132 S, 15 11\ 9tr..t, Clllp Hi II B5,ooo . OTHER l"*~<. TYPE COMPANY HaSP ITAL/BLUE no inlurance CROSS MEDICAL/BLUE no insurance SHIELD HEALTH ACCIDENT no tn.urane. DISABILITY no inaurlll1ce INCONE DENTAL no insurance VISION no inlurence OTHER-SPECifY no 1nlur.nc. COYtRA'. , POLICY NO, H w C *H-Hulbandi ~.W1f.; J.Jotntj CDCh1ld -, - ,Ql02,71 1 ..,.. .......tty w.... 2 ,ww 4844.35 4 '~"'\Htty"'wltMotW 2510,31 . M..,Ic.'.u,II."'......W 510.48 . ..,toy...'. MIiM, ..........., .nd lI' .oct. THE SYGMA NETWORK OF OHIO INC. 4265 DiPlOMACY DRIVE COL.UMBUS OH 43228 Balch '00485 1997 W-2 and EARNINGS SUMMARY ThIe _ e.mlnge SUmmary .ocllon I. Includad _ YOU' W.21o help d_rtba portlona In morw d The ..-.. .Ide IncludH ll"_allnhHmallon "'"1 you may..... IInd helpll.ll. 1.1lM folloMng Infoonation""" your "ntll"7 plptub.... ....y.ttunmem.........., by your IIn'Ip Q",ooP.y 43123.14 _IaIB..u~1y 2el0,31 PA.8__T.. 1207.. T.x_hold !lox 1501W,2 eo. 4 01 W,2 Ulcallncomo Tax eo. 21 01 W,2 8UI/8Dl eo. 14 01 W'2 f.d.lncom. 1.. Wlthh.ld eo, 201 W,2 <4644,30 Medic.,. r.. WIlt1hold eo., hI W.2 610.49 2. Your UrGal PI';' W.. Adlutted II follow.. 10 product 'fOU' W.Z SIII.mlnl. Wig", TIp.. other 8oclll6tc:urtty Medlcar. ComP4nlltlon W.g.. Wag.. Boll 1 of W.2 BOll 3 of W.'J Bo. Ii of W.2 431.: PA., 811te Wag", HAlU81 Tip., e.tc. LocII't\ 8oJl17 0' W.2 np..!t 80.20 43. ' 0 Adv_. lie ,.W'..,."I 10 0.",,,",,1 ClI. "n.tlt. Oton Pay ~3. 123,14 43.123.14 43.123,14 La.. Modlc.1 F6A NIA N/A N/A " ~.... ... 12 I.MfIiiT;CllHMd In b<u I L... OCBiOCC NIA N/A N/A " I.. 1Mb.. teN Mil .., 14 0.1", L... Othor Col. 121 1.020,36 1,020.36 1.020.36 Raporlad W.2 W.g.. 42,102,78 42,102.78 42,102,78 p...,...- ...,.,. X r4M ."d IP cod. lI,.qGffIIL MARC S PENWRIGHT 132 SOUTH 15TH ST, CAMP HIL.L. PA 17011 I . I. M If . ..... I I1ir. w.".., U~, .Ie. PA 1 2 08 42102,78 tI!I .....nom. t&Jl " Loc.Uty n..... 1201,>\4 HARISB C 20 OQ'(;"~--;U~ 2' 00............ ...123,14 431.24 EmJ1.loy.o Rolo'OIlOIl CO~ W-L. "fogo ond Tax 1::t97 Ctlfl' .~!.t.mont OM' No. ,~ ....... iOOMP> 42102,78 "&'1 MOWttv w-e- 42102,78 I "__'o~....""'"," ...,02,15 " uw 4544.35 4 loc I MCurMy Lu wlthlMld 2el0,31 I N_lear. tall: wtthhekt 510.48 0, 0~~6" ~'B4'" ~\ro CDlp, 1"",lutO<""; ~~ . I!:MpIopr'. M.... ........ IIMI ZIP Md. THE SYGMA NETWORK OF OHIO INC, 4265 DiPlOMACY DRIVE COL.UMBUS OH 43228 G ~..,. bIMfMII .........."'..1 .. ........ fi;;'i '4 CNMr - ... .,wp.'.~. efMf MARC S PENWRIGHT 132 SOUTH 15TH ST, CAMP HIL.L. PA 17011 f ....-1~'.... ...102.75 tt L....eIfy_MtM HARI8B C '.1 21 43f.24 , 0 oro njjCropy "" ' W-2 WOllO ond Tex"DO"7 S'.'omon' :fLl. c.w.T.M................... ,.....I!IoMII,.. It. t o 43.123,14 N/A N/A 1,020.38 42,102,78 43, I 3. Emplov.. W... Profll. To ching. your Employ.. W." Profll, .n'mm.tlon, fll. . new W.. with you, Plyrol MARC S PENWRIGHT 132 SOUTH 15TH ST, CAMP HILL PA 17011 Social Securily NlJmbt,,: Taxable Merlla' SI,'uI: ElCempUoll./AUowanc.,: FEDERAL: 2 STAlE: LOCAL: 2 CI 1107 AljTO"'''''IC OATA PROCfUSIHlJ IHe I W~" Up', otlM, comPo 42102,18 W~,UfM,04Mf~P. 42102,78 kc..1 MCIWttv "".... 42102,7B 5 M~"".w~~\I~ 42'02.18 3 looleIMC"'1ty w~. 421U2.78 5 ....uc.t. w~.~ llpe 4"02,78 G E.plove". ,...., addf4tM, .nd lIP code THE SYGMA NETWORK OF OHIO INC, 4265 DiPlOMACY DRIVE COL.UMBUS OH 43228 , I , , i · i' , I · , , I 11 , ,,, , , , d EM........ :... ."".., , 123. ~.6'31 . A'I<MsWd \Ipo Adv.....11C ~t to~..rebeMfb " '4 OdMr -. - X'" .""""'. ....., ~ IIftd MARC S PENWRIGHT 132 SOUTH 15TH ST. CAMP HIL.L. PA 11011 - ... p .... or- ",w~~'fO'2.7B l' ,bMlftootlMU. ,. LOMIHy...... 1201,44 HARISB C 20 _I w""m\"" " ...=... ...1 3.14 431.24 PA.81.'o I' nil opy W~2 WOllo ond TUJQQ"7 S,.'omon' "ff!U e.,,1........ ~.~....._T~ _. _ ______'______..___ 2 123.12.6637 MAARJEO ... 4844,3 4 1oa&41...",,1ty eM wi 5 . N.dkr.,..... w4tNwW 510.4 . X .. -- ... 02. CO, fiLE DEf'T. CLOCK VClil1. NO. ' ... ' lQIQe~ QQCi7Q 21Q~OQQG4IQ365 I Earnings Statement fA%JJ It THe SYCMA NETWORK OF OHIO INC. 4265 DIPLOMACY DRive COLUMBUS. OH ,/.1228 Pariod Ending: Pay Oala: 1 0/04/1997 10/10/1997 Social Sacullty Numba" 123,62,6537 Taxable Marital StatuI; Mamld EXlmpUon,fAllowanr:811: F.daral: 2 State: Loc.l: 2 MARC S PENWRIGHT 132 SOUTH 15TH ST. CAMP HILL PA 17011 Earnlnae 'It I hour. Ihla period Y'.' to d... Other Beneflta and Regular 793.00 793.00 30.494.82 Information Ihla parlod 10101 10 dill Pounde/Coses 73.50 Pers Hrs Left 10.00 Vacation 1.513.00 Vac Hrs Len 51.97 Gro.. Pay 58ll6.5O 40,353.18 Important Notee SYGMA... STRIVING TO BE THE CLEAR CHOICE. Deductlone Slatutory Faderel Incoma Tax .92.50 4,408.75 Social Sacurity Tax .52.29 2.442,95 Madlcara Tax .12.22 571.33 PA Slate Income Tax .24.26 1.129.88 Harrlaburg C Incoma Tax .8.67 403.54 Olher Oep Ute.Chldrn .0.14 Dap Ute. Spouse .0.42 Direct Deposit .652.71 Health Ins .23.19" 950.79 Net Pay $0.00 " Excluded from fed ere I taxeble weges Your federal tAXable wages Ihis period are $843.31 I I- I- '- " ~'~~ij'C""'~H'Y~I" "c""'j1i\;<~:t"~JI"'-"i:^'" "," ij~""""I"""'f"'" !f:""'r <" ,.'^"II'> ,. i.","\.-x. ".". ,......' ,. ,,"ijJ ~"';:.<' ~I" '""'Ii-'''' !k'~' . ~;~W~iW@..:.~!~i~ <[~~~ ~~fms,J.JI~g."~~~~I~Jif1~]J,jl!'.\ll.~~M~ljl)1illlqm!:;;~~lii;~:1rl!;rrn~::1i1[,~.)lJI~.~."il~~Jij~!~PJJlt::~ i(\~i1~I;j~il~~,~~~,~..~~n*"7~("l.i~"ri!li~~~;'WI!~~~'1'\1. .'.', '.:. 'Deelled O'th account of ~oountnumber ' Ir8n~IlABA '.amount MARC' ........., ~ 0 """"" ~" ..., ." ",\\\\'5 \S NON-NEGOTIABLE i I ! . , ',ce. 1'1'" OEPT- CLOCK VClflR. NO. ... l010~&'OOC170 210U 0000420230 THE SYGMA NETWORK OF OHIO INC. 4265 DIPLOMACY DRIVE COLUMBUS, OH 43228 SQolalSocuJlIy Numb,,: 123,82'8637 Ta.ablo MaJllalSlatuo: Ma"lod Ex.mpllon./AlIowanc.l; Fod"al: 2 Slalo: Local: 2 Earnings Statement Period Ending: Pay Dale: 10/11/1997 10/17/1997 J4%I> . Earning. '110 houra thla p"lod VI.' to dill Other Seneflt. ."'-1 Regular 793.00 793.00 31,287.82 Intormallon Ihla parlod 10111 10 dill Pounds/Caees 53.94 Pers Hrs LeN 10.00 VacdUol' 1,613.00 Vac Hrs Lelt 53.51 Gro.. Pey $/I4lI .ll4 41,200.12 Importent Note. SYGMA... STRIVING TO BE THE CLEAR CHOICE, Deducllon. St.tutory Federal Income Tax .89,67 4,498,43 Social Securily Tax -51,07 2,494.02 Medicere Tax .11.95 , 583.2B , PA Slale Income Tax -23.71 1,153.69 Harrisburg C Income Tax -8.47 412.01 Other Dep Ufe-Chldrn .0.14 Dep Ufe-Spouse -0.42 Direct Deposit .638.32 Health Ins .23,19' 973 , 98 Nel Pay $0.00 . Excluded from federal tnabla wagea Your federal taxable wages thiS period am $823,75 , ;- - I: MARC S PENWRIGHT 132 SOUTH 15TH ST, CAMP HILL PA 17011 NON-NEGOTIABLE , , . .IlNtolO".',. $638.32 CO. Plut. DEPl'., Cl.QCK VCHA, NO. ' M4 t01DllG Ooet10 alpU ??oo430288, 1 Earnings Statement /A:I) . THF. SYGMA NETWORK OF OHIO INC, 42tS/J DIPLOMACY DRIVE COLUMBUS, OH 43228 Period Ending: Pay Dolo: 10/18/1997 1 0/24/t 997 " SoclalSOCUIIIV Numbo" 123,62,6637 Ts)(able Mantal Statu.: Marrl.d Ex.mpllon./Allowanc.l: Fodo,al: 2 Slato: Local: 2 MMC S PENWRIGHT '132 SOUTH 18TH ST. CAMP IIILL PA 17011 Eernlnlle rl'l hr.lur. Ihla porlod V'" to dill Other B,n,flta and Rogulor 793.00 826.02 32.113.84 Inlormetlon Ihl. porlod 1010. 10 dalo Miscellaneous .77.04 Pers Hrs La" 10.00 Pounds/Cas,s 77.04 Voc Hrs Left 55.05 Vocation 1,513.00 Imporlant Notas ,Groe, Pey $3211.02 42.501.14 SYGMA... STRIVING TO 8E THE CLEAR CHOICE. Deductlona Stetutory Federal Incomo Tax -86,53 4.588.42 , Socia/ Socurity Tax .49.78 2,573.25 , Modlcore Tax -11.64 601.81 l < PA Slole Income Tax -23.13 1.190,02 ~ Harrisburg C Incomo Tax -8.26 425.02 Othor Oop Ufo .Chldrn -0.14 Dep Ufe-Spouse .0.42 ~ Direcl Deposll .622.93 Heollh Ins -23.19- 997.17 , N't Pay so.DO - Excluded Irom leder,1 taxeble wegee Your tederol loxablo wages Ihis period ora $802.83 ....Ill!'..... j,~41~<('lljff~ ~I ~1"" ~.. Jf'.~iJK~~~~{~......... C:~. Ul'; ,.:'tJ' ....~"'lf.~ }>I'll?- '~It ..<;<. 4" " ur..... ....IJ~ ,(IS;....~ Vi ,"~Jh;,,'" I!~ ':'l.lJ ~~' I....... ~JI~lo~ ,j~;ff~' ~r' :::<'~y '~1Jffi~I~\~,nrrIS5.IiU0 mi},!~;.~InKj~l~tJllliv.~:~~~~at1 .'~V.~1f1;~Ji1(A,i \J,~t;!;;i~~,i~:::n;l, \t~(:::-;~nml~)I.~)Jrl:~ih'ti,~Uii),,~)juti~;MJ..l~, inf(lH,~r;~lf~J<!'~ ' ~'j, "..J.f!tj: \T~rr:fJ. r ~2I~,r.L"'".lIIO, !f1l!? '111 JII'(~:;;li }:i~"I" -"'JY'q!tI,I1~inIMo'~, rl),. {'I t:.jl~~~,. ~,,~ ~ I"::'jr~(: .frrlthjll q ,h,," 'Ii l .vl '.',/', 05' !1':'a;bM OR VI:" t;OCWMBUS,' 0,", 4J'.t2IV -""'lIY' dal8i l"i?':,. ", ld~41t99'1 "'."'. .'- "f - ': ''. '"j'~ 'I" 1,'1,"1, , t.. 1 . . C'" ,'I,'"'' " .,,' ", ' . fJ' .. "'1' ..',' ~ De Ie to e ICCOU ceo nl n mber MARC S PENWRtGHT 0 118119 \s~ u $622.93 ~~\s I NON-NEGOTIABLE OVERNITE TRANSPORTATION CdMPANY. RICHMOND, VIRGINIA PAY _00 ENlOO GQC, 6"C, NO, _ t 2 _ ", oROPH OaK SGL "ILS ISH. ec 59.00 t44.66 - 1 ,~ i 'YtN'lfOD.\TW DETACH AND RETAIN THIS STATEMENT AS YOUR EARNINGS RECORD . .TA1Ull, Q-ECK No. n 26 . , I,~',. '..' . o ASD I 101 5 fICA - "HI fEe "lit 51 FA 1/ IH LOCAL W/H ecc PRI'V 43.63 ! q: ~q 1 S. 7 C 7.04 .00 146.15 In; l~ 23Ja 10.eo OVERNITE TRANSPORTATION COMPANY. RICHMOND, VIRGINIA DETACH ANO RETAIN THIS ST~TEMENT AS YOUR EARNINGS RECORD PAYPERoo.,..,OO 11 oa 19975OC6CC,NQ, 123-62-6537 SfATUS'" 3 C>ECKNo. 02637703 CIAOID ENNrGB NoD cm-ER FEMTT.ANCeB REGUL AR VRCPHOOK SGL "ILS 9.5C 1956.00 129.2e ~1.5C 683.a2 'NOi~T ,,.,. 644.52 E44. 52 WMTO~ T . 1,653.54 ~~.I<)r. AlLALl VAr. e~st I/OIS lC~ - "HI fED I/IH Sl FA I/IIl LeCH 1///1 OCC PRIV 1~2.~2 d. ,6 Ip.p 1~:;~ 10. lC tti.t7 "'WGII AOOOUHr IMt..ANCI ;.' OVE~NITE TRANSPORTATION COMPANY. RICHMOND, VIRGINIA DETACH AND RETAIN THIS STATEMENT AS YOUR EARNINGS RECORO PAYPEflooE/'OOO 11 01 1997 SOC,"EO NO 123-62- 6 5 ~ 7 SfATUS C>EO<OO 026 2 ~ 4 91 .uJ ANCEll REGUL AR OROPIlOOK SGL 'ULS 16.0C nl.0C 217.60 39.50 266. C5 T o TOr AI IMTHt T AIL I....A INOS 523.15 523.15 809.02 -~ 5~. H 1 t. 25 85. 14 23.65 6.45 . CO mlOJ(OY_ IIALN AVAIL VAC o P SOl 10 IS fICA - MHI fED wIll S1 fA W/~ LCCAL WIH cec PRI'V 32.44 7.58 3~.93 1 .65 .23 10.00 ITOCIC lM.l-.c"'~ -. 50.16 11.73 38.27 22. t 5 8.C9 10.ee 416.32 ~'w'NlMACOClI..Nr OVERNITE TRANSPORTAtiON COMPANY. RICHMONO, VIRGINIA DETACH AND RETAIN THIS STATEMENT AS YOUR EARNINGS RECORD PAY PfFtOOEl'OI'Il, 12 27 H97fiOCGEC,NO 123-62-6537 STAI\JS, " 3 OL'CK1'Il 02691226 .. .',c,'-" 62.56 30.50 H~:8~ REGULAR llROPHOOK ItOLlDA ~ SGL PIlLS 16.ec 1333.C( e~5[l/DIS fleA - "HI fED w/H S1 fA WH leeAL w/H cee PRIll U~lF~"REN1 H.15 H'U ~l:H 1t:~6 :l.85 Ii : 2 ~ 1 .5' ( .i5 1~:H 716.68 716.68 ',.'t" 776.68 _1]6.68 .J1' .T'OQ(IU~ ~ AH Il~ OVERNITE TRANSPORTATION COMPANY' RICHMOND, VIRGINI.\ OETACH AND RETAIN THIS STATEMENT AS YOUR EARNINGS RECORD PAY FmOO EN>I'U 12 20 1997"",~,s"c,NO,' 123- 62-6 5! 7 ST,>1US" 3 O<Ea<NO 0268 S 62 t R DPCPHCDIC SGL PIllS .656.ec C~5DI/DIS fle~ - ""I FE C ~ IH S 1 F A Ill" LCeAl 1I1H Dee PRIll UlfHlR01 .96 1- e6 15~:47 Il:H .ee t.es "j' T .'""" 1,116.8. 1, 176. 82 ~, 6,742.29 6,742.29 1'fQ .It A AlMITT . STOCK IUWlOAUIII'OON """""0 AIIAlL OVERNITE TRANSPORTATION COMPANY' RICHMOND, VIRGINIA DETACH ANO RETAIN THIS STATEMENT AS YOUR EARNINGS RECORD PAVPl!ROOEN>NGo 1213 H97SOCGECNO 123-62-65!7 STATUS.. 3 aECKNO 1)2681571 W'1t.IIII:lIENNNJB~on-e\PfM'"N<<:ES - o RDPHOOK 51.eo eASOI/IlIS r.~c 345.C6 SH "IL5 1944.0C 679.62 Fle~ - I'!I<I C. 9 80.iC FE 0 wlH 2~:n 5~~.sl 51 PA WI" 1 . ~ . lceAl IIG" 7dl ia:~~ cee PRI .ac IJ~ IF RHRENl 5 1.2 C lC2.4C ...L 730.62 NO 7JC.6. VIAA T'O OA TI lo\XA8ll' _ _~.! H 5.!.! 7 2,565.47 ~;ij, IS 5n.71 IA\ilNQII.4I)()aJHT ~- Il'CQ( alJMC"~ ~- MARC S. PENWRIGH'f Plainti f f IN THE COURT OF COMMON PI,EAS OF CUMBERl,AND COUN'l'Y, PENNSYLVANIA NO. 97-7070 CIVIL 'fERM CIVIL ACTION - LAW DIVORCE v. DANA E. PENWRIGH'l' Defendant AMENDED DIVORCE COMPLAINT AND NOW, this ft.lt~_ day of ~)(6i'{1,(l"'-f-' 19$1-, comes the PlaintJ.ff, Marc S, Penwright, by his attorney, DIANE G. RADCLIFF, ESQUIRE, and files this Amended Complaint in Divorce of which the following is a statement: COUNT I: DIVORCE 1. The Plaintiff is Marc S. Penwright, an adult individual residing at 132 South 15'" Street, Camp Hill, PA, since June 1996, 2. The Defendant is Dana E. Penwright, an adult individual whose last known address is 132 South 15'" Street, Camp Hill, PA/~ since June 1996. 3. Plaintiff and/or Defendant have beeh bona fide residences of the Commonwealth for at least six (6) months previous to the filing of this Complaint. 4, plaint,iff and Defendant were married on June 29, 1996 at Enola, Pennsylvania, 5, There have been no prior actions of divorce or annulment between the parties. 6. Plaintiff has been advised of the availability of counseling and the right to request that the Court require the parties to participate in counseling. DIANE G. RADCLIFF 3448 TRINDLE ROAD CAMPHILL.PA 17011 17171737.0100 7. The Defendant is not a member of tho Armed Services of the United StateG or any of Lts Allies. O. ~he Plaintiff overs that the grounds on which the action is based are: a. That the marriage is irretrievably broken; Or in the alternative, b. That the parties are now living separate and apart, and at the appropriate time, Plaintiff will submit an Affidavit alleging that the parties have lived separate and apart for at least two (2) years and that the marriage is irretrievably broken. WHEREFORE, Plaintiff raquests this Honorable Court to enter a decree in divorce, divorcing the Plaintiff and Defendant. \ 3440 0 Ca 17011 (71 I.D. No. 32112 Attorney for Plaintiff 4. The Plaintiff is employed and enjoys 0 substantial income from which he is able to contribute to the support and maintenance of Defendant and to pay her alimony in accordance with the Divorce Code of Pennsylvania. WHEREFORE, Defendant prays this Honorable Court to enter on Order awarding Defendant from Plaintiff penn anent alimony in such sums as ore reasonable and adequate to support and maintain Defendant in the station of life to which she has become accustomed during the marriage. COURT III . ALIMONY PENDENTE LITE. 5. Defendant is without sufficient income to support and maintain herself during the pendency of this action, 6. Plaintiff enjoys a substantial income and is well able to contribute to the support and maintenance of Defendant during the course of this action. WHEREFORE, Defendant prays this Honorable Court to order Plaintiff to pay her reasonable alimony pendente lite during the pendency of this action, COUNT IV. COUNSEL FEES AND EXPENSES 7, Defendant is without sufficient funds to retain counsel to represent her in this matter. 8. 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":,,,'1' ,;,'': \:""11::: ',':,'1;':':: ,: 'C'"-\,'ll-,I""[.-j' _'idl_, _,oj -.kl-'-!\i-' J Y,;':\,_ """ , Vd;'!:i)~~l;:d;:~~;,~(~i\;~_:,:-L'i;;~--'" ,\? :::i~\!',?~';;'A :t:-~;,;,~:;. ,".', "':,',11 ,'" h~~-'C~i-;J;'_'"ti'J:-iil"j!i,:"i,)f:: j h: -~Ii-~d, ~-!' ',', -~:i:;-~n-:'-I~:;,:'rJ\I';~~'f~l)ri!,-:"<< '-' '- -'.- (\_',i1'(,:, " I,,'I:'J: I "I,,' " " 'I:, " ,I' . \" , !-: _,1<\'" I -I'-i", ,\:1-;,1:" : -~ ; i,::~l: , " , 'I', " ", II: " " , " , !JIANE (J, RAJJCUFF 3448 T1l/NOLF. ROAIJ CAMP IIILt" PA 17011 (717) 7)7.0100 MARC S, PENWRIGHT Plaintiff IN THE COUR'l' OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO ,0. 7 - 10 7 0 (l LrU. Ll.l. 1'-- CIVIL ACTION - LAW DIVORCE v, DANA E, PE:NWRIGHT Defendant BE,C.OND-AMENDElLDIYORCJLC.OMELAmr "1 ,", AND NOW, t,his 2l2. day of ('{"('~' I ,19'lC(', comes the Plaintiff, Marc S, Penwright, by his attorney, DIANE G. RADCLIFF, ESQUIRE, and files this Second Amended Complaint in Divorce as authorized by Pa,R,C,p. No, 1920,13 (b) (1) of which the following is a statement: COIlN'L~Ull.VQ&::E 1. The I?lainti f f is Marc S, I?enwright, an adul t individual residing at 132 South 15'" Street, Camp Hill, PA 17011. 2. The Defendant is Dana E, Penwright, an adul t individual residing at 347 Rich ValJ.ey Road, Carlisle, I?A 17013, 3. Plaintiff and/or Defendant have been bona fide residences of the Commonwealth for at least six (6) months previous to the filing of this Complaint. 4. Plaintiff and Defendant were married on June 29, 1996 at Enola, Pennsylvania. 5. There have been no prior actions of divorce or annulment between the parties. 6. Plaintiff has been advised of the availability of counseling and the right to request that the Court require the parties to participate in counseling, 7. The Defendant is not a member of the Armed Services of the DIANE 0. RAIX'LlFF 3448 TRINDLE ROAD CAMI' 1111.1.. PA 17011 (717,\737.01110 United States or any of its Allies, 8, The Plaintiff avers that the grounds on which the action is based arel a, That the marriage is irretrievably broken, Or in the alternative, b, That the parties are now living separate and apart, and at the appropriate time, Plaintiff will submit an Affidavit alleging that the parties have lived separate and apart for at least two (2) years and that the marriage is irretrievably broken, Or on the alternative, c, That Defendant has offered such indignities to the person of the Plaintiff, the innocent and injured spouse, as to render his condition intolerable and life burdensome, in that she engaged in an extramarital sexual relationship with a neighbor of the parties, David Burton of 135 South 15th Street, Camp Hill., Pennsylvania which affair is believed to have occurrad during the one year time period between December 1996 and December 1997 or January 1998, all of which was without the Plaintiff's knowledge or condonation, Or in the alternative, d, That the Defendant has committed adultery in that she engaged in an extramarital sexual relationShip with a neighbor of the parties, David Burton which affair is believed to have occurred for a one year time ~eriod between December 1996 and December 1997 or January 1998, all of which was without the Plaintiff' s knowledge or ASSETS ~-L1~BILITIES-OE-RAR~IES Plaintiff marks on the list below those items applicable to the case at bar and itemizes the assets on the following pages: Real property Motor vehIcles Stocks, bonds, securities and options Certificates of Deposit Checking accounts, cash Savings accounts, money market and savings certificates Contenr.s of safe deposit boxes Trusts Life Insurance policies (indIcate face value, cash surrender vallie and current benefIciaries) Annuities Gifts Inheritances Patents, copyrights, inventions, royalties Personal pro~erty outside the home Business (llst all owners, including percentage of ownership, and officer/director positions held by a party with company) Employment termination benefits - severance pay, worker's compensation claim/award Profit sharing plans Pension Plans (indicate employee contribution and date plan vests) Retirement plans, Individual Retirement Accounts Disability payments Litigation claims (matured and unmatured) Military/V,A, benefits Education benefits Debts due, including loans, mortgages held Household furnishings and personalty (include as a total category and attach itemized list if distribution of such asset is in dispute) Other (X) 1. (X) 2. ( ) 3 . ( ) 4, (X) 5, ( ) 6, ( ) 7, ( ) 8, ( ) 9 , ( ) 10, ( ) 11, ( ) 12, ( ) 13 . ( ) 14. ( ) 15, ) 16, ) 17. ) 18. ) 19. ) 20. ) 21, ) 22, ( ) 23. (X) 24. ( ) 25. 26. DIANE 0, RADCLIfF .J44R mINDL~ IIOAD CAMP HILL.I'A 11011 (111) 131,O1ll0 LIABILITIES ITEM DESCRIPTION OF NAMES OF CREDITORS NO. LIABILITY 24 Mortgage Atlantic Mortgage 24 Accrued interest Atlantic Mortgage on mortgage loan 24 Unsecured loan Member's 1st 24 Personal taxes 24 Freezer loan 24 Cell phone back payments 24 Block for Cell phone 24 Gas bill 24 1997 Federal Income Taxes 24 Swing set loan Tax collector American Appliance NAMES OF DEBTORS Marc S. & Dana'E. Penwright Marc S. & Dana E. Penwright Marc S. & Dana E. Penwright Marc S. Penwright Marc S. & Dana E. Penwright Mar.c S. Penwright Marc S. Penwright UGI Marc S. Penwright IRS Marc S. Penwright Black Bear Marc S. & Dana E. Penwright 5. The hearing is expected to take one-half day. 6. Additional information, if any, relevant to the motiont None. 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"\I:~~IL ''''t'jJt , ,I f ,', \1/' ~ \ : I","" ii' , ,I J I p: " ,,\! ,l~lj' ll\"p" '!;'It' (, ~ (' 1\- ,I, II" t d \ ll' Ll , t , . 'r ""\ ,_ , . ~' r-.n~!'\ ; 11 III c\! ril' I' .\' \ \1 .' I, ~,,' \""~" d '. "I \l~h "t 'Jo I "II"'. 1, .' I ,j \ ' t ,l, ,~ r'(Jol , ': ,~,/i';, I' I{~I;I 'l'i'dl ~,'I I ' ' '~\ .1,/ \f );1::,' .. l~ I'" \ il.r,l. 1111' 'l~'\.~J'"'' j"!' ,01.1 "lhL(l\"" '" I " ~, I'".",,,. , i ( " !' t I 1'<1 ,', I. I '.\1" I . t f I' I II ,t 1 "ie I' ' ",' I' ,~ If, (1.1"- 1"'1 ~I I ~[';I'"J,I II,! ',,31 <' I',' ;11,i" I'/'l \'\" i(~r11\ I~I~-l..\ \ftl~I'lj\~i:i;'ITJ" J:, J' ..' , ,I, I" ,,'.,jf ~ ',-Y, 111.1":-tj;'U",;, .n; ';HV ill, 0" VI. 'T. ',",! 1111 t II 'b1"'\\'''i j, Itlj. \l~, ftd Jr'h. 1 ,F., ,',\,1\' I, ".tf;'I..!H;:F_,jl'~,o;o;_".\'t;F,~~:.-t!\""':rl ~/),," DIANE (I KAIX:UFI' 344K mlNIlLl' !\OAll CAMP 1111.1., PA 17011 PIIONE (717) 737-0100 ~AX(717)'m-{16')7 IllH 32112 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MARC S. PENWRIGHT, Plaintiff NO. 97-7070 CIVIL TERM V. DANA E. PENWRIGHT, Defendant CIVIL ACTION - LAW IN DIVORCE BILL OF PARTICULARS AND NOW, this "2'3,,-~) Day of .').....~_, the Plaintiff, Marc S. Penwright hereby files the following Bill of Particulars pertaining to his claim for divorce under the grounds of Adultery and Indignities: 1. The Defendant, Dana E. Penwright, engaged in an adulterous extramarital relationship with David Burton of 135 South 15th Street, Camp Hill, pennsylvania by engaging in sexual relationships with him on at least 12 occasions during an approximate one year time period from between December 1996 through December 1997 or January 1998. 2. The Defendant's aforesaid adultery occurred at the home of the Plaintiff and Defendant and at the home of the co-respondent, David Burton. 3. The Defendant's aforesaid adultery was engaged in without the knowledge, condonation or connivance of the Plaintiff. 4. The Defendant informed others of this adultery, belittled the plaintiff and stated that she did not love the Plaintiff or want to be married to him. 5. Neighbors of the Plaintiff and Defendant were aware of the adulterous relationship of the plaintiff due to the Defendant's flagrant and notorious conduct which causes the MARC S. PENWRIGHT, ) IN THE COURT OF COMMON Plaintiff ) PLEAS OF CUMBERLAND ) COUNTY, PENNSYLVANIA ) V5. ) CIVIL ACTION. LAW ) DANA E. PENWRIGHT, ) NO, 97.7070 CIVIL TERM Defendant ) IN DIVORCE PRAECIPllOR RULE FQfUiJ.I.1..-.0F PARTICULARS TO THE PROTHONOTARY: Please Issue a Rule upon the Plaintiff, Marc S. Penwrlght, to file a Bill of Particulars. or to suffer judgment of non pros if he fails to do so within twenty (20) days of service of the Rule. Z<Jvh 1<19~ Date ~. . .., ,ib~ Samuel L. des Attorney for Defendant Supreme Court 10 # 17225 RULE TO FILE BILL OF PARTICULARS AND NOW this ~ II Ii day of. '7~ . 1998. pursuant to Pa R.C.P. 1920.21. a Rule is hereby issued upon the Plalfltiff. Marc S, Penwright. to file a Bill of Particulars within twenty (20) days of service of this Rule or to suffer a judgment of non pros for failure to do so. D;f(J~.;:). J~'i . ~/ 41_i4.~1rJt--~- Prothonotary I" 1JcY " ~?~I':'~ ~.~~!Y, ~9 '.. 1",;1 i:!; ...J i'.': ::', \' I'.:") ", i"l ;.; ('l' , ,1 ) ~ I " 1.1,1 I " ! r 'J ,', " , , 1. .~.. ....) ". ( -~' ...1 (.1 I,' ~) , , Plaintiff humiliation and embarrassment. 6. The Defendant is believed to have had an abortion before or shortly after the parties' scparation without the Plaintiff's knowledge. 7. The Defendant, Dana E. Penwright, engaged in an adulterous extramarital rel.ationshi.p with Ed Miller of 135 South 15th Street, Camp Hill, Pennsylvania by engaging in sexual relationships with him on several occasions approximately between December 1996 through January or February 1998. 8. The Defendant's aforesaid adultery occurred at the home of the Plaintiff and Defendant and at the home of the co-respondent, Ed Miller, who resides with the other co-respondent Dave Burton. '9. The Defendant's aforcsaid adultery was engaged in without the knowledge, condonation or connivancc of the Plaintiff. 10. The Defendant is believed to have had an abortion approximately one to two months after having sex with both Dave Burton and Ed Miller. She did not know whose child it was and had the abortion paid for by Dave Burton and Ed Miller. R"poctfully -""b'i~ed. ~~~~E;;;.f ( ~<l,8 Trindle Road Camp Hill, PA 17011 Phone: (717) 737-0100 Fax: (717) 975-0695 Supreme Court ID # 32112 Attorney for Plaintiff DIANE 0, RADCLIFF 3448 TRINDlE ROAD CAMP fUll, PA 17011 PHONE (717) 737.0100 FAX (717) 97&.0697 10 #32112 .2. CIANE O. RACCLIFF 3448 TRINOLE ROAO CAMP HILL. PA 17011 PHONE (7171737-0100 FAX (7171 975-oe97 10 II 32112 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MARC S. PENWRIGHT, PJ.aintiff NO. 97-7070 CIVIL TERM V. DANA E. PENWRIGHT, Defendant CIVIL ACTION - LAW IN DIVORCE TO THE PROTHONOTARY OF THE SAID COURT: Please withdraw the Plaintiff's claim (divorce count). for a no-fault divorce under Section 3301 (c) of the Divorce Code set forth in his Amended Divorce Complaint filed on May 21, 1998. Respectfully c--- " , ~cJ~am~pC dle Road /' H, PA 17011 : (717) 737-0100 Fax: (717) 975-0695 Supreme Court ID # 32112 Attorney for Plaintiff (") oJ:) 0::) G c:> ., -r) i::~~ ~ .... ;5 -~ ~~~~, ..:::: '; if! r~1S; I .q~ .-=.-: ::.~ C"' ::> .:J ~..- ...... ~ Fl~ 1.; ~~ ;;.... I:". ~ a ....,- Cl ::..:~ ,... ~ :::l ~ '0 , MARC S. PEN WRIGHT, Plaintiff ) ) ) ) ) ) ) ) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 97-7070 CIVIL TERM IN DIVORCE vs. DANA E. PENWRIGHT, Defendant COUNTERCLAIM FOR DIVORCE AND NOW comes the above-named Defendant, and makes the following ounterclalm to Plaintiff's Complaint for Divorce In this matter: 1. The Plaintiff In the Counterclaim Is the original Defendant, Dana E. Penwrlght, who esldes at 347 Rich Valley Road, Carlisle, Cumberland County, Pennsylvania. 2. The Defendant In the Counterclaim Is the original Plaintiff, Marc S. Penwrlght, who esldes at :132 South 15'h Street In Camp Hili, Cumberland County, Pennsylvania. 3. Both the Plaintiff and Defendant have been bona fide residents of the ommonwealth of Pennsylvania for at least six months previous to the filing of this ounterclalrn. 4. The Plaintiff and Defendant. were marred on 29 June 199'5 in Enola, Pennsylvania. 5. There have been no prior actions of divorce or annulment between the parties xcept those originally raised In this matter by the original Plaintiff. 6. The marriage is Irretrievably broken. 7. The Defendant has been advised of the availability of marriage counseling and the efendant may have the right to request that the Court require the parties to participate in ounseling. TRue COpy FROM RECORD In Testimony whereof. I here unto set my hand and tho seal 01 said Court at Cartl6le~ ~~'S ~~~.~Y ~~~:rr7V6 ~......, " , 8. The Defe'ndant requests this Court to enter a Decree In Divorce. WHEREFORE, Defendant requests this Court to enter a Decree In Divorce pursuant to he Divorce Code of Pennsylvania. . I verify that the statements made In this Counterclaim are true and correct. I nderstand that any false statements In this Complaint are subject to the penalties f 18 Pa. C.S. 4904 (unsworn falsification to authorities). ATE: 9 November 1998 .')'~ t~ f.~_ _. Ii P. :/!.v..i>?!) - .... E. penwrlghr.:-:: a-- 9f2QJt -Sa ,uel L. An . s Attorney for Defendant Supreme Court 10 17225 525 North 12th Street Lemoyne, PA 17043 (717) 761.5361 MARC S. PENWRIGH'f, IN THE COURT OF COMMON Plaintiff PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. CIVIL ACTION. LAW NO. 97-7070 CIVIL 'fERM DANA E. PENWRIGH'f, Defendant IN DIVORCE AFFIDAVIT OF CONSENT 1. A Complaint In Divorce under Section 3301 (c) of the Divorce Code was flied on 24 Decanber 1997and was served upon the Defendant on or about 12 Jan\lilry 1998 . 2. The marriage of Plaintiff and Dafendant Is Irretrievably broken and r\:nety (90) days have elapsed from the date of filing of the complaint and the date of service of the complaint on the Defendant. 3. I consent to the entry of a final decree In divorce either after service of a Notice of Intention to Request Entry of the Decree or upon filing of my Waiver of the Notice of Intention to Request Entry of the Decree. 4. I have been advised of the availability of marriage counseling and understand that the Court maintains a list of marriage counselors and that I may request the Court to require my spouse and I to participate In counseling and, being so advised, do not request that the Court require that my spouse and I participate In counseling prior to the divorce becoming final. I verify that the statements made In this Affidavit are true and correct and I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. , 29 October 1998 DATE ~f ~;;p-' >- "I E: L1-; ('.J ~!: "", N '.' '..." IIICJ -j ~<: ~,?( , ,._M '. " :-:j ~!; ~:H . .- G.\:, 0 ~ ~ ') ,(:< "" ,'lit} G"~ ~'i hI , IL,\.. , LC. 0' ':5 L..l c;n U DIANE 0, RADCLIFF 3448 TRINDLE ROAD CAMP HILL, PA 17011 1717) 737-0100 I. BACKGRODllD INFORMAl'ION A. PARTIES, . HUSBAND NAME MARC S, P.BNI1RIGHT ADDRESS 13 2 SOUTH 15TII STREET CAMP HILL, PA 17011 DATE OF BIRTH 10/29/70 PLACE OF BIRTH BUFFALO, NY SOCIAL SECURITY NUMBER 123-62-6537 HEALTH GOOD -~ EMPLOYER OVERNIGHT TRANSPORTATION OCCUPATION TRUCK DRIVER LENGTH OF RESIDENCY IN PA SINCE 1986 EDUCATIONAL BACKGROUND HIGH SCHOOL GRADUATE WIFE NAME DANA E. PENWRIGH'r ADDRESS 347 RICH VALLEY ROAD CARLISLE, PA 17013 DATE OF BIRTH 7/8/71 PLACE OF BIRTH LANCASTER, PA SOCIAL SECURITY NUMBER 160-56-4670 HEALTH GASTROINTESTINAL PROBLEMS EMPLOYER NOT EMPLOYED OCCUPATION N/A - LENGTH OF RESIDENCY IN PA ENTIRE LIFE EDUCATIONAl, BACKGROUND HIGH SCHOOL GRADUATE WITH A FEW CREDITS AT HACC Page 2 DIANF. 0, RADCLIFF 3448 TRINDLE ROAD CAMP flILl. PA 17011 (7171737.0100 E. PROCEEDINGS INFORMATIONl DATE ACTION COMMENCED 12/24/97 DATE OF SERVICE OF COMPI,AINT 12/30/97 MANNER OF SERVICE OF COMPLAINT CERTIFIED MAIL, RESTRICTED DE:LIVERY ISSUES RAISED IN DIVORCE DIVORCE ONLY COMPLAINT DATE OF FILING OF ANSWER 1/13/98 AND/OR COUNTERCI,AIM ISSUES RAISED IN COUNTERCLAIM EQUITABLE DISTRIBUTION, ALIMONY, ALIMONY PENDENTE LITE, COUNSEL FEES AND COSTS BIFURCATION NONE ALTHOUGH WIFE HAS FILED HER CONSENT TO THE DIVORCE ON 11/10/98 PREVIOUSLY RESOLVED ISSUES SUPPORT ORDER ENTBRED 4/17/98 IN THE AMOUNT OF $1229.63 PER MONTH AGAINST HUSBAND II. MARITAL ASSETS AND_DEBT.aL . NO. DESCRIPTION VALUE ' POSSESSOR DEBTOR 1. REAL ESTATE: 95,300.00 HUSBAND 132 South 15'h St, Camp Hi 11 PA 17011 (owned and improved by husband prior to marriage; pr.e.::ma.ri.tal va] He need6-t.Q_be .exc:J uoed) 2 . VA MORTGAGE: (84,164.61) HUSBAND Atlantic mortgage 12/1/97 2.A. INTERESTl (504.00) Accrued interest on VA Mortgage 12/1 to 12/21 @24.00 per day 3. AUTOMOBILE I (1,747.00) 1994 GMC Jimmy ( tl"aded in 3/3/98) Page 4 DIANE 0, RADCLIFF 3448 TRINDLE ROAD CAMPHltL, PA 17011 1717) 137.0100 4. AUTOMOBILE. pay down of loan WIFE 1991 Jeep Wrangler during marriage amount currently unknown 5. ACCOUNTS. 30.13 HUSBAND Husband's Member'S 1 Ul checking account 6. ACCOUNTS Unknown WIFE Wife's Member's 1" checking account - 6 . PERSONAL PROPERTY, Unknown HUSBAND .AND See attached listing WIFE 7 . LOAN. (6,943.80) HUSBAND Member's 1" unsecured loan 8. MISC. DEBT: (5.50) HUSBAND Husband's personal taxes 9. LOAN. (800.00) HUSBAND American appliance fJ:eezer debt 10. MISC DEBT: (157.49) HUSBAND Cell phone back payments 11. MISC. DEBT. (49.70) HUSBAND Block for cell phone 12. MISC. DEBT: (108.14) HUSBAND UGI bill 13. MISC. DEBT. (1,300.00) HUSBAND Husband's 1997 income taxes - 14. LOAN, (1,600.00) WIFE Debt for swing set purchased from black bear 15. TOTALS (2,050.11) Page 5 DIANE 0, RADCLIFF 3448 TRINDlE ROAD CAMP Hill, PA 17011 17171737-0100 In. NON.::MARITAILASBE'l'fL.AND-DEBTB NO. DESCRIPTION BASIS FOR OWNER EXCLUSION 1. 132 SOUTH 15n1 STREET PRE-MARITAL HUSBAND CAMP HIr,L, PA VALUE 2. 1994 JEEP WRANGLER PRE-MARITAL WIFE VALUE 3. PERSONAL PROPERTY SEE PRE-MARITAL HUSBAND ATTACHED LISTING IV. I2ENaIOHB. The following is a listing of the pensions of the parties: PARTY HUSBAND: DESCRIPTION NONE WIFE: VA DISABILITY V. INCOME and-EXEEHBES The following is a listing of the income and expenses of the parties: PARTY HUSBAND DESCRIPTION GROSS MONTHLY INCOME NET MONTHLY INCOME MONTHLY EXPENSES AMOUNT $3246.27 $2475.93 $2872.00 WIFE GROSS MONTHLY INCOME NET MONTHLY INCOME MONTHLY EXPENSES UNKNOWN UNKNOWN UNKNOWN Page 6 VI . COUNSEIL.Ji'iES The following is a listing of the counsel fees and expenses incurred by the parties: PARTY HUSBAND DES CR I P1'I ON COUNSEf" FEES COSTS ANTICIPATED FEES AND COSTS DATES AMOUNT TBD TBD $2000.00 12/1 to end of case WIFE COUNSEL FEES COSTS ANTICIPATED FEES AND COSTS UNKNOWN UNKNOWN UNKNOWN UNKNOWN UNKNOWN UNKNOWN VII . EXPERTJlD.'NESSE.'l The following is a listing of the anticipated experts who wil be called to testify in this case: NAME UNKNOWN IDENTITY SUBJECT OF TESTIMONY REAL ESTATE APPRAISER TO TESTIFY ABOUT THE VALUE OF THE MARITAL RESIDENCE AT DATE OF MARRIAGE AND SEPARATION Additional experts who may be called to testify are not know at this time. If such additional experts are retained, th Plaintiff reserves the right to call them as witnesses upon prope notification to the Defendant. DIANE 0, RADCLIFF 3448 TRINDLE ROAD CAMP HILL, PA 17011 (717) 737,0100 Page 7 12. UGI BILL (NOT AVAILABLE AS OF THIS DATE) 13. 1997 INCOME TAX DEBT (NOT AVAILABLE AS OF THIS DATE) 14. 1997 PERSONAL TAX DEBT If addJ.tional exhibits are identified, Plaintiff reserves th right to submit additional Exhibits upon proper notification t Defendant. X. ~RDSED RESOLUTION A. EquitablE> nistribut:.i.on: The parties' marital assets and debts shall be distributed a in accordance with the following table. DESCRIPTION VALUE DISTRIBUTION DISTRIBUTION TO HUSBAND TO WIFE REAL ESTATE: 95,300.00 95,300.00 132 South lS'hSt. Camp Hill PA 17011 (owned and improved by husband prior to marriage; pre-mari tal valup.-1le.eds to .he excluded) VA MORTGAGE: (84,164.61) (84,164.61) Atlantic mortgage 12/1/97 INTEREST. (504.00) (504.00) Accrued interest on VA Mortgage 12/1 to 12/21 @24.00 per day AUTOMOBILE. (1,747.00) (1,747.00) 1994 GMC Jimmy (traded in 3/3/98) -- AUTOMOBILE. value of pay entire 1991 Jeep Wrangler down of loan amount during marriage amount currently unknown ACCOUNTS. 30.13 30.13 Husband's Member's 1"' checking account DIANE Q, RADCLIFF 3446 TRINDLE ROAD CAMP HILL, PA 17011 17171737,0100 Page 9 DIANE 0, RADCLIFF 3448 TRINDLE ROAD CAMP HILL, PA 17011 1717) 737.0100 ACCOUNTS unknown entire value Wife/s Member's 1" checking account '" PERSONAL PROPERTY, See partial listing attached in Exhibit Section LOAN, (6,943.80) (6,943.80) Member's 1" unsecured loan MISC. DEBT. (5.50) (5.50) Husband's personal taxes LOAN, (800.00) (800.00) American appliance freezer debt MIse DEBT' (157.49) (157.49) Cell phone back payments MISC. DEBT, (49.70 ) (49.70) Block for cell phone MISC. DEBT' (108.14) (108.14) UGI bill MISC. DEBT, (1,300.00) (1,300.00) Husband's 1997 income taxes LOAN, (1,600.00) (1,600.00) Debt for E'wing set and play house for Nicolas TOTALS (2,050.11) (450.11) (1,600.00) B. Al..i~ Pendent r.i te: The Nife's order for APL shall be immediately terminated. C. Counsel Fees and Costs: The Wife's claim for Counsel fees and costs shall be denied. Page 10 MARC S. PENWRIGHT Plaintiff I IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA V. NO. 97-7070 DANA E. PENWRIGHT Defendant I CIVIl, ACTION - LAW I DIVORCE INCOMI AND IXPINSI BTATBMBNT OF MARC S. PINWRIGHT DATID. January ~8, 1998 PART I Income A. IIIPLOYMIINT INFORMATION. WMPLOYER, OVERNITE TRANSPORTATION COMPANY ADDRESS, RICHMOND. VA TRUCK DRIVER TYPE OF WORK, SOC. SEC. NUMBER, 123-62-6537 PAY PERIOD, WEEKLY B. IIIPLOYMIIN'l' INCOMII. GROSS PAY PIR PAY PIRIOD 749.14 ITEMIZED DEDUCTIONS FEDERAL TAX 46.44 10.86 73,00 I , 20.98 7.49 I , FICA MEDICARE STATE TAX LOCAL TAX MANDATORY RETIREMENT VOLUNTARY RETIREMENT UC/SUI 12.00 MEDICAL INSURANCE MISCELLANEOUS INSURANCE OCCUPATIONAL PRIVILEGE 1.00 TOTAL DIDUCTIONS 171. 77 -177.77 NET PAY PER PAY PERIOD 571,37 NET PAY PER MON~H 2475.93 B. OTHBR tNCOMB, DBSCRIPTtON INTEREST MONTHLY YBARL1l 0,00 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 DIVIDENDS PENSIONS ANNUITIES SOCIAL SECURITY RENTS ROYALTIES EXPENSE ACCOUNT Grr"TS UNEMPLOYMENT COMPENSATION WORKMAN'S COMPENSATION INCOME TAX REFUNDS -- SUPPORT OR ALIMONY COMMISSIONS TIPS OTHER (SPECIFY) TOTAL OTHBR INCOMB PART II BXPllNSBS AMOUNT DBSCRIPTION HOHl BXPBNSIS I RENT 661 FIRST MORTGAOE SECOND MORTGAGE OR HOME EQUITY LOAN MAINTENANCE AND REPAIRS 60 UTILITIES 100 ELECTRIC 106 GAS OIL 12 WATER SEWER 9 TRASH DBSCRII'TION AHOI1N'l' -- TELEPIlON8 100 CABL8 TV 52 REAL ESTATE TI\XES 1l0MEOWN8RS INSURANCE/RENTERS GROC8RIES AND IiOUS8flOl,D SUPP',I ES 300 TAXJiS, , INCOME TAXES NOT WITflfl8LD PER CAPITA/OCCUPATION 'l'AXES 50 OTHER TAXES I " AUTOKOTIVI AND TRANSPORTATION IXPBNSIIS, PAYMENTS )51 INSURANCE 74 ~'UEL 80 - MAINTENANCE AND R8PAIR 50 LICENSE AND REGISTRATION 11 PUBLIC TRANSPORTATION - INStIRANCB. LIFE INSURANCE 7 ACCIDENT INSURANCE HEALTH INSURANCE OTHER INSURANCE ~IOAL BXPINSBS' NOT RBIKBURSBD BY INS. , MEDICAL/DOCTORS DENTAL OPTICAL ORTHODONTIC HOSPITAL MEDICINE SPECIAL NEEDS/THERAPY IDUOATIONAL BXPBNSBS, . , PRIVATE/PAROCHIAL SCHOOL TUITION COLLEGE/VOCATIONAL TUITION - DISCRlJiI'1'ION MOUN'r ROOM AND BOARD FEES AND SUPPLIES BOOKS RELIGIOUS TRAINING CllllllI'l' CupS ~ t.OlUlS, 1- Member'S Firat Balancel $7,000 180 2. Beneficial Finance Dulancel $1.600 66 3. American Appliance Balancel $552,22 55 4. PUBORAL IIUIIlS.B, CLOTHING 100 LAUNDRY AND DRY CLEANING 10 BARBER AND HAIR DRESSER 24 LUNCHES 20 , - ICISC.r..LAKI017S IUUSIS I HOUSEHOLD HELP CHILD CARE MEMBERSHIPS NEWSPAPERS/MAGAZINES/BOOKS 7 ENTERTAINMENT 100 VACATIONS 50 GIFTS AND TOYS 50 CHARITABLE CONTRIBUTIONS 15 LEGAL FEES 100 - OTHER CHILD SUPPORT OTHER SPOUSAL SUPPORT/ALIMONY OTHER MISe, EXPEUSES BMPLOYMENT EXPENSBS NOT DEDUCTED FROM PAY UNIFORMS 30 OTHER EXPENSES-SPECIFY Work Boota 12 TOTAL EXPENSES 2872 I I " I'; h I " I , , PROPII\'l'Y OIlNllD ' OlDlllR8HIP TYPE DESCRIPTION VALUE H W JT CHECKINO Member' B 1" Credit Union 0 x SAVINOS Member's 1" Credit Union 0 x CREDIT UNION STOCKS/BONDS REAL ESTATE 132 S, 15th Street, Camp Ili 11 85,000 x OTHER ;J:lf8UMNCI TYPE COMPANY HOSPITAL/BLUE no insurance CROSS MEDICAL/BLUE no inourance SHIELD HEALTH ACCIDENT no insurance DISABILITY no insurance INCO~IE DENTAL no inaurance VISION no insurance OTHER-SPECU'Y no insurance COVlR1oQI POLICY NO. H W C OH.Husband; W"Wife; J.Joint; C.Child COMPETITIVE ~ RlVMItC C'_ """,-P \+' I L-L. MARln.i' ANALYSIS ~ Roolty Assoclolos,lnc. @,Cl go. \J<rJ.\ Indlmendenllv OwMfi !mIt OUoflled Dille l\fQIL "2-4-,I~q~ . SubJecl n"2- s. ) S-llt .S:>~,~ 11repnred by .~ (:t4 !JC FR. A r-l c:....~~ Snle III 'l. "b?:b Co L..\J M B 1 ^ M~N\JE. SlIggc.~led Price RUlIge Snle #2 I O:lb 50, '3> ~ -n\- ~.c.:r $ ~I ,1110.-' _10 $ 9~, '700.- Snle 113 "7-1 () s. 11-nt- S1~EE.,- - ~ ~~~~ :';u tC .'"euturf:' .Irnllfrly Sulr NII.l Adj. Sulo NII,2 ""j. Sui. Nil..' A"j. 1.I,II'rk. - 'H- 900 'D I) '}oo '2>9 ~ClO SIIld rrle. - ~4 aM 21;""(10 lL. 'D~ QO~ 1.1,lllul. - u/l't! ~I 1/7-,.../'79. 3)1?:>)'tL SIIld 1M. - 1/2_'1h'l -tit / '} '3 4~oA'1. Number or U.Y' ""2-"'2- "2- 'I nil Murk.. - Slyl. ~tN.klt- ~I>t-l'lc.\\ ~Mt..)\ R~~" , lIe"".,ms -:=; '~ "3 "'3 lIulh. 1//7- -!;OQ \ 1/"2.. -500 11/'2- --I 000 .'umlly Iloom NC LL -,00 Ll- ~ 1000 Ll- .=JOOll _.. Cunstructlon Vy '-Jy gt'f.-/IrL, \[y C:yrune C F s"liC . S 1i<..EE. +!,;QO cl2.PT -glo .s~ ~€:T +SOl\. Ago \J N. Y-tl \J~'H-f, ~3 \J N 'f',..rJ. -- C..,,"III11" ~C.~L ~~u::..L CreoS) +\II.Q.O &aob -r15Q 0 1I..Ung Gr \\-W ' 0 ~t>r 6-\\, l\- e 'I\-W Air Condltlonl"g No.. \.Jr, ITS -'4-0 0 f{(l I'ol.fl. I<II.h." l"lull.monl . V'l LL- FULL- p.l LL- -rULL niUOlen' F"LL s..~~':b -\~OO f~l-L- FUL-L Exlr. ruluru !l\t~~t h!A - YE.S. \-!Q. +IQQO rr/QQ ~b -HdlO (~I ~ c:- " , F.,- 112..0 Il\~ +9.1'\0 \ Cl 'Y2 '-I7~ '14-00 A. CO,- A<...1l.E-"I,..f'_ ,'1_<;/ .1, . I'" MIL I -1-6-<\00 .1, ~ n. ~l\~ _L Y _1 ~<; ...111 14-/og " 11\ -"l nil Il.~ ii' '. 11\ '+:"1\ .1 ^ _~-n.-lZ ~IL-r-"" 'V ~t ...ll\ -1- kn ~ oJ (I +~ ...,1\ .f ,; C. WM It.AW ";tT1c. VE.$ N^ -t-1I1l0 N~ -1-< ,all "'1\ " Ternls - c...o..l'l{ . UlN,'( . CJ)~" -- "djll,I." I'rlco - 9'D~oo, +- 71"'00 C)11Q.O~ -Hloa I C}~()(\ +II~OO -,,_1.1\0 -'2nOO _.....,,,0 "11I. A'Il. rrlco - 0, Ib C}Oo. - 91 100, - 0, ~ 2co ..- PENWRIGHT V. PENWRIGHT PARTIAL, LISTING OF CONTRIBUTIONS AND/OR IMPROVEMENTS TO MARITAL HOME DATE OF MARRIAGE 6/29/96 DATE DESCRI PTION CONTRIBUTOR AMOUNT 4/6/96 - HECHINGER'S DRAIN KITS AND HUSBAND 49.28 6/1/96 PLUMBING PARTS 4/13/96 - LOWE'S CUPBOARDS AND MISC. HUSBAND 929.99 6/15/96 4/16/96 FLUORESCENT SUPPLY CONTROLS FOR HUSBAND CEILING FAN AND LIGHTS . 5/18/96 - RF FAGER UNDER-COUNTER LIGHTS HUSBAND 178.20 6/1/96 5/20/96 J & J CUSTOM COUNTERS RANGE HOOD HUSBAND 336.00 AND SUB-FLOORING 3/96-4/96 CARPET AND VINYL FLOORING HUSBAND 3/96 - 4 / 96 CEILING FANS IN KITCHEN AND HUSBAND BEDROOM 4-96 APPLIANCES: STOVE REFRIGERATOR, HUSBAND DISHWASHER AND WASHER (FREEZER ALSO PURCHASED 9/22/97 FOR $535.17 BUT SOLD FOR $250 FOR A LOSS OF $285.00 5/96 FREE FLOW DRAIN CLEANING HUSBAND 80.00 BEFORE MARRIAGE BEFORE BATHROOM SHOWER WALLS, SINK, HUSBAND MARRIAGE CABINET AND FAUCET 4/96 OR PAINTING BEDROOM WALLS; KITCHEN WIFE'S UNCLE AS 5/96 WALLS PLASTERBOARD AND PAINT; A WEDDINq GIFT PAINT 3 OUT OF 8 DOORS, THE OTHER 5 WERE RUINED BY LEAVING OUTSIDE 10/98 I. HOT WATER TANK HUSBAND 450.00 , , . h , . L I, .' , 0.00 09-11-97 09-97 690.28- 0.00 0.00 314 DISBURSEMENT OF 0.00 0.00 07-16-97 07-97 173 PAYMENT 700.00 76.62 493.22 94,475.59 , , , .';:-... ',.",..' ,.;, ", 0.00 ;26.62-1 LATE CHARaE LIEN' (SPECIAL ASSESSMENTS) 690.29- /-, ~;'\'\ () J' 'I 62.10 NEW PRINCIPAL/ESCROW BALANCES 111.69 752.39 19.49 1 LATE CHARQE NEW PRINCIPAL/ESCROW BALANCES ATLANTIC MORTGAGE & INVESTMENT CORP. 4348 SOUTHPOINT BLVD., SUITE 101 JACKSONVILLE, FLORIDA 32216 CUSTOMER ACCOUNT ACTIVITY STATEMENT DATE 01/26/98 REQ BY AR1 PAGE 2 MARC S PENWRIGHT LOAN NUMBER: 629202 ACTIVITY FOR PERIOD 01/01/97 - 12/31/97 TRANSACTION TRANSACTION DATE DATE CODE DESCRIPTION EFFECTIVE DATE OF TRANSACTION PROCESS DUE ------------------------------------------------------------------------------- TRANSACTION PRIN. PAID/ ESCROW PAID/ -- -.. -- - -- -- -OTHER-- - - - -- - - - --- AMOUNT BALANCE INTEREST BALANCE AMOUNT CODE/DESCRIPTION -----------------------------------------------------------------.-------------- 06-25-97 06-97 173 PAYMENT 700.00 76.17 493.67 95.60 84,552.21 640.70 06-16-97 06-97 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 05-13-97 05-97 173 PAYMENT 665.44 75.73 494.11 84,628.38 04-28-97 04-97 311 DISBURSEMBNT OF 264.83- 0.00 0.00 34.56 1 I,ATE CHARGE NEW PRINCIPAL/ESCROW BALANCES 26.62-1 LATE CHARGE 04-18-97 02-97 227.00- 351 DISB OF 0.00 95.60 545.10 NEW PRINCIPAL/ESCROW BALANCES COMBINED TAX 264.83- 449.50 NEW PRINCIPAL/ESCROW BALANCES THE PRIMARY HAZARD INSURANCE PREMIUM 0.00 227.00- 714.33 NEW PRINCIPAL/ESCROW BALANCES 04-03-97 04-97 173 PAYMENT 665.44 75.29 494.55 95.60 84,704.11 941. 33 NEW PRINCIPAL/ESCROW BALANCES 03-10-97 03-97 173 PAYMENT 665.44 74.86 494.98 95.60 84,779.40 945.73 NEW PRINCIPAL/ESCROW BALANCES 02-03-97 02-97 173 PAYMENT 665.44 74.42 495.42 95.60 84,854.26 750.13 NEW PRINCIPAL/ESCROW BALANCES 01-08-97 01-97 173 PAYMENT 665.44 73.99 495.85 95.GO 84,928.68 654.53 NEW PRINCIPAL/ESCROW BALANCES ~tNN~nVI!NIIt , ..MorOR YEHIOLf INSTALLMENT SALE CONTRACT. IJ,), IUII\ JU .u........_..,._.___.JIJ _... O.IId II' t '~~:gE~~Ad~,~~t~ Thl co.1 01 your <IIdll.. . Ylllly III., Amount FI/lJlllcad Ih. ,,"oulIl of CIldll,,,,,ldld 10 yoo oron you, ".h.lI, TolBl 01 Payments The IlIIount you wllllun paid .flr, rau hIVe nude III sdll!llullld llJVIn,nh, " FINANCE CHARGE fh.doll" .m.unllh. <IId,lwlll cOllyoo, , 'I" 4456.99 7.60 % $ 21329.01 1 251lJ5.00 ..-----. 1 "You," m.nl Sch.dull will bo: HI, 01 PI m.nls Amount of p, mini, Tolal Salo Prlca ", , " Ih.I.I.1 coli 01 you, pu,ch... on , Clrtlll, tIIc1udina your dowl1plymlnt -947:23 ,," ,I 0'1.._..,----, I 24837.77' When 1'1 m.nll Are OUt Monlhl ,b'II..lnl 17 APK ,19 SICu,lly: .100 ore 11""1 .lOCu,lly 1111.".1 In Ih. molor Vlhlel. b.lni purchased. , , 1 , , flllnl ,...: 1 S!i Ill) I.Il~ Ch.,..: II. p.ym.nll.I.I., you will b"h"ild 2% ollh. portion ollh. p'Yl11lnlwhleh I. 1"1 ,or lOCh mOlllh, or pili .,. 1II01llh 1,..111 Ih.n 10 d.y., Ih.11I "1II.ln. uIIPI,J'I/' , ., $"' b.low .nd .ny olhlllAnlllel doc.lllenl. lor ,"y .dd,IIOII.IIII'OIl11.holl .bo.IIIOIII>"I11II1I, d.,..II, .ny "'l.i"d "plym.nllnl.1I b.lo" Ih. sch.d.l.d d.l. .nd p"p'Yl11enl ",,'un<Jlllld Pln.IUn . . m..n. ..lIm.l. P"p.ym.nl: II yo. IllY oll.lIly, IOU w,lInul hlillo p,y . PIII.IlY, If 'rou DO NOT MEET YOUR CONfRACI In Ihl. Conlllcl ' OBlI<lAlIONS, YO~ MAY lOSE THE MOlaR ~~ ~:llll, CUHBERLAH.D-VlIl.LD:...tll!L6.ZHLlo...cARLlSLLI'lICHEC HAHlC.SDU.Rli_uP.tLlZ05~W~Ww~~P lt1rsO~J~i:AJI~~o~~~ ", I , . Il.m. Add' III I'p Cod. MONEl ON OEPOSII Willi IIIE r\SSI9NEE, You 1/1, . , , IhlS lAnlllell. belw"n SeI~, .ntI B'YII, All 11).I~Y~RII): HARe s. PE NWR I GIlT 13LL15-S T .......I:MILIHLLPA_110 ll_ d,sc~,"'e. have betn mad. ~L~!" Seller . "" N.mll'I, Add'"'I"1 IlpCod'('1 Inlend.IOIsslinlllblAn~aclluu..",~,ne., Ilem lal on 0 mount F nlnee Cash P,i" $ "', , Cash Downplyment '$ N.I Tr.d.,ln $ 101.IOuwllp.ymenl . S Jji'j \01""1\'" Ullpald ClIh P,le. B.I.ne. S ,'" ,to t.... To Cledit Insur.ne. Cemnany e '; I.."" ,'1 a $ ~ 10 p.bhe Olllel.l. foe .. ~ lIeln.., "i' .nd R'II.llIlIon ~ E $ ~ Uenfc, ;;; I ~ EW1IlffiLAIllUlAY $ 40 00 10 SALE 1 UL If thllll, nlGl.thln ant BUYII,'Il;h promis", seplflll.ly Ind tOKether, 10 PlY III sums due us Ind to petlorm IUlireernent, In Ihls Conine!. TMOI.IN: ,19 Vouh",~.d.dln ,1994'G/1C J1HHY 12025.00 13772 23. -174723 \I\1fol~.lni"hlr.I.", j -- I . "'I . , '. ".' VII' Ind Mike ~u {frO'ii"lJfawlnce SIIIl Owlnl Nllll1de,ln lI. bol.ne.l. .11I1 owlni on Ih. v.hltl.you h.v. IlId.d III, Ih. $.1111 will p,y off Ihl. Imo.nl on YOUl b.h.lI, Yo. w.",nl.nd "p,eunllo us Ih.lany IlId.,ln I. ",,'rom lI.n, tI.lm, .ne.mbllnee OIlItu,lly Inler..l, ",.pl as .hown .bove ISlh. .mounl 'SIIII Owlnl' PROPlATY INSURANCE: You m.y ehoo50 Ih. pmon Iliro'lh whollllnsurance i. obt.ln.d '1.1~'IIQlS or danllle lu Ihe V.hir.l. .lId '1,ln,1 lI.blllly IIlllni oul 01 use 01 own.r,hlp of Ih. V.hlel.,In Ihl, Conlml, you er. proml,11I1 10 Insu'l'~" V.hlel. .nd keep ,llnlU"d, CREOIIINSORANCE IS NOT REQUIRIP: Clldll lll. In'Ulln" and C"dll Oil.b,IIlylnlUlln" '" nol "q.lred 10 oblllll CIOdll, and w'" nol be provld.d unllll you Ilin b.low and Ii'" 10 p,y Ih. .ddllion.1 cosl(.I, PI.... 'Old Ih. NOTICE Of PROPOSW CIlEOIT INStlR^NCE on the rev".. ,ld.. Your Insurance cerUllclle or policy wllllell you the MAXIMUM amount ollnsur.nce aVlllablc. Allln5u'~nce purchulld will b. for Ih.lllm ollh""dll:, , , ' , ' , , ' By oIl11ln~ you lI~el Sin II. Clldlllll.llllUllnco, whleh, to~ ' ---'--tt/ft- Uy slaning. YOU3" t SinK' diM. (eldent ~ J. What 15 you~ H"~JlI""nco, :' .hl,c'-(~ ,__"l 11"-'1.'" Y.1Il ~( r:, Signarure 01 Buye'lObiiinsu,e;j- IlKle CI~lil-ACcldinr& -Hedh InSUfJnce Whll Is your lael__Yun SllnlluII 01 Buyer 10 belnsultd fOf Single-Credit lila Insurance By ~1II'n~ you both IIIIet Jolnl C,adll 1II.lns.lln". whlth cosh 1 .JU.A_ By !llllninfl, you both Wet Jom C'edlt'. Accident & HeI~h Insuunce. 'll'hlch cosls $ 0.......-___. Whatl'l! Pmfnl.gt yooraglll1obe Irlsuled Whallre youraaul '~ , ! 1." l. __~__._~~'::',2-___ " l % Sllnaiuleso'bOihBu~e;5Io'tefri!u,idlo"-Joinl'.'- ~--..- ~ Crlldll AcCident & Hu"h Insulance UNIVERSIAL'LIFE INS. CO. 6363 COLLEGE BLVD.. OVERLAND PARK, KANS InSUllf' . . VEHICLE: You h'Vl1lIeed 10. p.urchl$e, under Ihe ttfms o/this Contract. the lollo)'ing mcllJf vehicle '"" Its extrl equipment. which is c.lled the ~~".ftHW'I"'uM'COflttllc:L'I,~""", .' " ,,' . ,," .1, + I" "_' ..> ,,,'c"""' _.' '.' ~',.I'- "....- '- ,.,......." ,. ""'," .~..I.'...'. ,'Co '"" I 1,-, I, 11..'Il"~ .,.,tI!"~/l'~~ .. ~":t.,.~_ ...~.--.,....'!'.~..~,.t ... ,... _....._ J!!.Y..,,,,,,: Y'III.nd~.k. ~~'\ltJ'_~ ,', 'I 'i I,: Bod'tShl3 oC' .' No, Cvl" I. f,uck f01\ CIPaC1l.l.. . 'Ii, Stl,l.IINumber ~:,r'.f "I: NEN,..j 1998':VO~~~~,' ~EnA , ' SO,H':',;', ',4 : ";'" ,. ., ",;, J,VWRF81H5W,m8795 " , lJ ..' j,.,1 I '.,I! '\ I~( ...... ..: ,,1,H ill..\ ~:,' lqulppad _,\.I. _P,S, 1l'~AM'fMSI",u_~Spd,'(I)" Oth.I".'~'" ,......., " with. if-jl1\)lJl~ ,,"em" rP'WI(~ ,~I'AM.fM Tip. P' I'Vlnyl,Top" 1 '~,._ . '1 '.'1 i ,', 'Ilt,;, AUIUU:'W.'",. '\~an Ihl.'Coril,acl.nd'S,eU,lIyll,lIn1lnllo ."llllillln" comoony ~h"h i. Ih. .As"in..,. IIlhe ~lIlln.. ""Ins Ihe' Conl1tclla . lubsequIOlullanl.. the tlnn 'also' ;eltfs 10 sucli 'subsequlnt uslgnBlt, Aller th'lSslRnmenl. all rillhb and I;ulnelih ollhe Seller In Ihls C4I1~acl.nd.1n III. S"urlly IlIlImlllllh.1I bolonllo ond b. on'OIC11b~ bylh. Alliin.., Th. A"'I"" will I10llly you when .nd il S'"11 m.kll an Ilsllllm.nl 2, S1&nlturaol both BUlen 10 be Insuriij"JOj]ulnl C'ed1iUI.ln5u'a;;C;-~' , ",,;', ,., . ,':" COllESTATES. I'U. CO.SIGIU: Any ptllon .llnlnl Ih. Co. 51 in II" ^i'..m'nl b.low promi... "Pllll.ly .nd 101,lher wllh .11 r.o,Sllnarl'} .nd B,y"('I, 10 PlY III sum. due and to ptrform all'lrttm,nll In this ContrlCt. Co. Slant' will not bt to OWner of the Yehlcl... .' .' ' Co.o..U: Any p,"on 'llnlnalht Co.Own.,'s Securlly A"'1ment below &Ivn UI I secllnty Inler.slln lh~ Vehicl. and altlees sepafllt1ty and IlJgelhtr with Id Co-OWn,,(s) .nd Buy,r(s). 10 pet/arm 111'i/umenls In lhe Secllllly Agreementanl! 111 olher ~alts b' Ihls ConUact ucept lhe .Promlse 10 'IY' , secUon. lUMS: 'h. ttlms shown In the bo.., abolll art p,,,1 01 lnls Conlrac!. 'lOIISl, TO 'A'f: You I&r" 10 PlY UJ the folal S~I. Prlct 10' the Vehicle by m3klni lhe TlJlal Dow,lplymlnlln-'J paylna uslht Aml)llnl financed pkn inlernt. You p,omhlt 10 rpo1ke p.ymenh In '(tordlnll. 'Hlth the Plyr'tllnl Schedule. You promts,to make payments on or behnelhe ume day of nch month IS thl lint pay mint due d.tt, You IIl'tllo pay all other amollnls whIch may btcom. due under Ih.llrms 0' \hls Conh'lct. VOtllaruto p.y the Seller or Astlante cosls 01 suit Vott .Iso '111' to PlY r.non.bl. 11Iorne'~" 'u, I' SlIU,r Of Assiln.. hires an .lIolney II) 'ollecl Inlounls dUll und.r Ihls Cnnlrlct or to pr1lltcl or III possmlon Of lhe Vehicll. 'tau '1,..10 make p3ym.nls IltM pIlei or 10 nnd plvments to lh. 3ddrns which thl AulllnOll mul recently ,p.eIAu In lh. wrllt,n noUceta yl)U, 'By Illlnlna b.low, wtlcrlllo sell Ihe Vehicle to you under the terms 0' Ihis Contrlf.t. , 1 Amuunlll..nead 'J." -'I"'tt:~ f,ln.nt~'~~~~',1lrt~ /~;1I"1I~ 'd . , " :,' . . $ ,,'.' Ii': ' '/ . T~~~I ~.t_ ~~J,~~M, (~ii~~I,Blal~.n~~t},: I' $" . Pay..inll"hd,'. !J~,oJ.'.i;..I': p.y tn us the Amount flnlnced plus Interest In ...' ~J'N' . , p.ym;lIlffil, .1429.7!i lIeh".nd . 1.ln.1 p.ym.nrol I 429.15 ,Th.lh., p.ym"I.11I b. d,eon 17 APR 19 ,..98!'J LII.lndlh.nplym.nll will be due on thd 11m. dey 01 I"h month followlnl SleURln AORlUUNT: fo tecurct lhe pay men I 01 IlIlums dOl .nd Ihll perfo,m.nc. 01 ,II rlll1uir.d IJbllllalion5 undor this Conllacl! IOU 11V. I security Inl"ulln the V'hld'! in III pitH Icanld "accl1slons") .1Iachld to the Vehlc elllny 1<llltr Urn., .nd In .ny pftKtld, 0 1~J.V.DII:I., ' nr.ludlnlllnsur.nce ploceeds. The Ania".' m.y sel-oll Iny amounts due Ind IInpl d IInd., thlt Contraclai.insl .1n'f 0' youl money on depOSit wilh Assianee. ThiS Inctudt1 .ny mon.~ which I' now 01 may in the future be deposited wUh AsslanltJ by you. Auiane. may do this WIthout In1 ~oUcetOYOII, ' . ""., AOOl1l0NAl TUIls'ANOCoilol1lau: HilS CON1R^r.T CONTINUES ON THE REVERS! Slof YOU ~IlE OBLIGATED TO ~LL1HE TERMS Of THE CONTRACT WHICH APPEAR ON THE IRONI ~ND REVERSE SIDES, NOTICE TOIUY -OQ'NOT SIGN TUI~ CONTRACT IN iiiANK. YOU ARE ENTIILEN.2 EXACl COZY )r JIfE CONTRACT YOU SIGN, KEEP IT TO PROTEJ.Y/~ LEGAL ~lmlT ~_ . IEllER -CUHlIEaWU-lIALI,.E't...HaIOIlS..----- ",__m nUYER << 'l ~-- - - --~-- -- --- _ISIAll C?3jQ,'i/!l8 BY' ,_______....___...,... ,_ ____ _<< _ ,_., Oii. ,----, BUYER ., - _.._._..____,_ISI~II oa Ulfl88 rI'O-~.IGNr.": ~O\l ~1I()\}Ul R[A!J rIIt NUfln- ro(-U,~I(;;;"(II, WIII<1I-IIAS'IJI:Y.N(;iHNYO ~()\I UN A Sr.P""ATf.IJUI'IIMr.NT. Uluii[j ,'" "1'1(: TIIII' ('n 'lU:N...".q":tU....I\U'N r ' I 'I AUUllIUNAlltHMS ANU t;UNUlIlV~~" 1,'1,,,. ' ,lA, I,' 11,11 JiIl,'lll WItIJV ~OIU'" "IoIlVAl.OIdAIMINIIII.COM'UIIOI'lh~ lotll..I.P,ym..I....;lh..:..;..~lho-W...III,.dd,ony moo,y'" Id"n" ,n you,.b.hllllo Ihl b'l'"c.I'\~'.hIS".."-" U"I'''"mld'l"d'U1'~~19~'' Cb,ljl, Ih, fln.nco Chltll "0~1111l191IJYj9r~ll~li dr-Chilli' ',Ith. ~lIn.UII r,,,,nhl' RlIo'ollhl, Cln/l,cl. 10V 111,,10 IIPlylhi'Tiii'Tiimi'f I IllIItd dllry on Ihl.Uh I 'n"b,llne".'lhl Amounlllnln"d, Ih.lll1lnl, rhl'l I wn ..., Ilpn,M'1 Ip""y: (I) 11II~'dlll.II '" d"nlJ d, or I'II ,llooIWIII'IP~r,,!\1l(1 . f,lIlllldj'nllWM t ul'~6n'lhj OlI.mpll.n Ihll'.,WIII,,,IIII'111 pl.MlnIl. ,I' I"WI C11.01l10 '11I.w f6V 10 IIPli'lhl m,",y Id''''"d Iloni ",1\ IolJl monlhly'p n1, n .dultd'dU.'dat.., lijO'l ~Ullj .1111 111''11' i ,1,1'. ", 1'11",11111 'II,' I ""1111 'IVlI choO$'lh. ,mount ollheu paymenl..nd how lona ~ou hah Ill"pl~, II ,or 01 our ,Iall. Ualld ,coM,unNo,INII_UII W. .111 chilli hllll..1 on . did I b"I, olllh I ou""ndlnl bll nco In Ihl. P"'IIII'h II nul p.fllllllld by II', ..'.1111111" IhIOllllt'!lllhl. m."III,ned'.' 0.' PIY~ "I III Inl.,.,..Oil Ci,h dly ollhl 1010'II'm, Ih. dllll 1111"..1 "II III~..II' Ihl ~II '" on you, blhlllw,lI nol c." YOU' IllIure 10 ""'0111I you, P'OII1Il In Ihl. C,nl",l, , .1 ..III' RIt. dl.l<Jed bf Ihl n.mb., 01 d'f'ln Ih,l"'.lldll YII', DUI"'i"" Ihll boc UII 12, Ol/~Ull: In Ihlllll"I""~"YUU" IIIIIIIIIhl Duy", CoSI n.. IlId Co,ijwn.., 0' .ny .nlO~ I rfll,. uk.llled on . dilly bill., 1." ,ymlnl. .111,".11 In .ddlllonlllnl,,,.1 (on , II Ih'lII, You will b,llI "U.I.ull"., Ih. Co~I",'1/ Inl 'II' or m'"fl.lhll,llowlnl Ihllll'J hIPptn'I' ,obIt~IiII.l(4bll*,l: Ellly pIYMlnl..1I "..11 In Imlnlll"l bllni 'hlll.d, IIIly In~/or Ii 'You do nol ml~'"11 III 11111 '"," b,I,,, II), dll';.or ~ ,,_., _,._.....:..., ,_".~, I p.ymenll.'. "...lli,lmo.nl., Ih. flnll plymlnll. clllnll, b, You do nul h.p "'y pIOlnlre IOU lII.d, In 1111. C,nl"d; 0' . " ~ ,LAII CN.Iil~18vYII Ilfllllo IllY .1,1, chill' lor IllY p'YIII'IIII1,1 nlldl .lIhlll 10 dll' c, You du nul h,p onl pIOllllre you 1II111.1!"IIOlh" C'lIll1e~ N.II;~..II ,,.,\&1l1ln.nl Ittllb'du.ld.I.,ITh.:I.t'Ch"&t'lIIb'2'\~"'monlholllh.unp.ld'.mounl'olth.plyrnent. S.lIe~ot^!lllnl!e;ol"tl ,,' '" "",'1 '., ',f ,f""1 "!' 1 11,1 "'I, f'II,' 'J!~ I . 0111 'on~dll 1111 plIl.,. m,nlh In m",ollO dlly.lo b. 111111 monlh, Ihl'lll. thllil'W, d, You mld""1 lilli'" 111111'"111111 1111 CIId,III'I,lIcoll,n 'or 11,10 ~onh"l, 0' ,I:, due wh.n ",,,.d. No 1.1. eh"I' wlll b. du.lllh. If.&on Ihlllh. plymenl is 111.11 beClusf,' - ., You eommlU,d .nr.,orwery In eohllecllon 'll'lIh Ihl. Conlllel, 0' - I . . .. 1 ft d"llllt, Ihl'~nlltl O,"llIndln! bll.ntlOn Ihl. Conl"clll duo, Nu IIII chlrll'l\llI bl d.,1I "You dl., '" CUllY ,I.d ,I . tlllI.. IlIvol.11I1 I..ud or dlll",,,'II' 0' .11 lound by. Cll\lrt] . only "lion Ih.. the p.wmln 1.1.111, bec,ulI ul . 1.111 r.hUllJ UIUlIld on 1/\ UIU" 'll'llh IU'lldltUon lodo 10 10 blllncljlulllled; or ' , .1 'I i ."j' ij .rm.nl . I. You hi. blnkluplcy .11 Itnolvenq Illocudll'gl, 01 Inyonlllll1l5 blllkluplty or lnsorveoc" ., " ". jl '.'11 ' , 'I' " " ", ,., I' '" plo,..dlnilllllnll IOU' or ," , ," "lit': I .1.1 ~ ,^"UWllION 0' 'An"wr ,WI.i1I~pply p.ylnooll II Ih, 1011001111 ordll 01 p,'or,ty: 1111 10 , ,;" You 11~',II11 V.hl~lo oul,ld.lhl UlIll,d 5111.. or C,".dIW,II,oul our "'1"" con,ln~ 01 i :~4~~,~'Uhlll"""III, pnnclp.l,ond .ny olhll 11II,.nl. IOU 0"III Ihl ord" 11111 I, You U1. Ihl V.hlclu or .lIow 1011I'"'' .1.. 10 U" 111111 WII ,1~1'"f,I,Vm ,II n!\.!u IJtf ~Ovel'd b",.,llIlulln,,; or ,. " "" "b "" ,...'..' r....".'.,~...,-(I :of. If'AY.I~''rIl'lllIr.Il n'tull'ortn'ptl~llinMouhl'Gwld 'h IhlfC.nlll" Illny.... I Yo. do ,om.lhlnl Ihll COUl" Ih. V,hld.lo b.1O I.d 10 cOIIII,col,n oy 1"''''_ 1I'rM~1l\6II1 plnllty,lillOIllil'i/l'I' hi Conlllclln pllf, you '1'0010 ,onll,'" 10 ml~' "luIIIII .ulholtllll or I !I"reJ i""" "hldUllrd:pIYIII.nl~~'nlfllYo,~'P.I' III 'Tounl. d., vndll Ihl. COIII"cl. lhls .,11 "dv" Ih. ~. Th.' V.hlel, I. lUll, .101,", d.."UI.d 0' d,'JI'I.d b"'lId "onOlnll,llfPII" ond not "'ed, nu"'btt'"p".I1ij\bYoU\Ir\ff'm,~.,II-l!II~,."", i'l 1_1,,1;11,\1' j' "a'foum''II'lIhlnllulon.bleUrne'ol'' 1 1 " "I' f ',r" ,J 1I1JJl.l-tll ,; W~VI'S~ ',,!J,llt/;,1,!ll1tl ,,11,11\'_:, 11':,1,1,,' '!'~ " " I' I, ^nolhel Cledlto' Ifin 10 Ia'~l' Ihl! Vehicle or your muner on tJepolll "IU, Aulanee b, 111M ., '1AIVIR IY nllln AHO ASS'ONII: W"nd "'"in.. ..1" IhlIllhlI, tr"I'IIY IlIOIIOl', P""" IlIIlm"YII" lli""pllm"lo' lhl. Conl"cl, mll,l ro,lho VI!,!cl. '"d Ihl olh" seellllly 13 OUR RIOIIIS II YUU ARIIN OIl~ULJ 01, 1I11S CONIRACI: II YOY,II.ln D"lUllorlhl1', IptCl4clltym",lonld,ln Ibll Coolfacl, ,: ,h, 1'1\\ I, I I II I II Conh.el, \It' m.y enlulce OUt lilhh ICcordl118 161.w: W. 'may .150 do Ul.tp,lnat'5Pe'clHcaI, "b,I'AI~IRS,n,IUYUI,CO,,$IGNIUNoco,riWHIR: ~ou '1'0010 m.kllll p,ym'lIll on 01 m'III1'II.d IlIlhil (,III"" W. ilia, d, or" ,llheou Ihlnl' ond Illh,"llmlllllll 011.11, do kf""'ht~'lr, due "lth,uI9~r,blYlr, ~o, ~sk. If you don I, WI may enfOIl;1 our IIRIlIs Wllhoul .noll1er, 5011I1 ollh.llllngs WI m.y do lie Ihl followln&: Ullrllh., OU IH '1d.llltt, I'ou dvtup Inl'lil1l YOII m.y h", 10 10ll.1" Ihll WI.nlo". 01" "II '" '.: ACCmiAlION: \YI / ~d'"ondl~Wi.u ply If" (hnridlt'~npM.lillinei'J/,jHi'1ioI1 rllhllljl "110m. othll ptflon 01 ""1\1' Y bllo" ",nlolt. our '11111",,111I1 you You 'i'", Ih. ContrlCl ond .1/ ullpald II'''''. Chili" Ind olh.. m,,,y dUl~'. 'III.lh"IOU'~"1 thlt W. ~., IJv. up our rl&hts 1111n!\! 10lno olhlr plllon ~uII101.g.ln51 you, You waive due this mane, 10 ulin one slnillll.yml!nl immedlalely upon lecelvi~.our demand. . ;MI-WI''IIl dllll....I" lOlI.cUon,.nd,11I dlllnlll b'Jd o~.. '~"IY!II'J1,lnd IlIIp.I',,"!,1 01 co!,"~1I1 0' , " b, RIPOSSISSION: \Y, COli "I'Oll'"lh'. V,hlcl., vnllll PIOhl~lld by I/~! \Y1't~nlt!<i\lil\' UIU,. '1I'J"'~~'IIlW.il.I,'~, ) ..' ~ . . 1. _.. aUlulwus, hlvu quablletJ pillion do 11/01 UI, U, hlv81 aov~lpmlnl o/llcl.1 (by'jl!bll~lhldd tt,.1 7, INU.UI'A/TII IIAIUIIIT ANO lUOO INI: Inlll,,1 .llh' 1Ill'plOYld.d IlIlhl. Conl"tl Ol."YOU 1I,".lhllw. con p",ubly "11I0 on 10 your PlOPlrtilo'dolhll. W. mlY I'~, eny_ h. iibnuM 10 ICttu'll/nIll ~~p,I~,~.I.~t. VIIU/ plld In'lul'l'Y1'lI'llll'ltl1J.' a\U"IIY'~II{PII',!IJ1'" ,,'hl.PII ilill,q,III.I~, 1.llltLti buL~III,"lijf~,lh.."lhlni\ IOyqu ~ IP'I.~I,'I/I, iUV,W.~I,I/II1~l/IOlp: . lot. . ludim"l '1,1", y.ov 10'. (h. .mdv~l. d." Ihll W II'PP'l,~V,\~,Dn,,, n,,1 17,uC\Vj 'n<I'.b.~k"yq4 'ilO,'o .'k'II!,I~",!eII"I"nll.,.\,UY i"~flll<ll'!!jl,~,'!\\Iri ~,'IWI!"J!.1~~1 oc;!.... ot ml",,",n, II 111II1"m11nlllll,I II pro,'d'd lor In Ih. P"'i"P" r. no p"mill,d -Itnd., Ihlll.II11, y'. iii' ~p'ny "'I~ 10 Ihll,lhlnl',-YoUlVlllh'I~',m'~IIlIl)Qllr. . Y 1...lnl'IIII ""II occfNll/\lhl,hJlhasLMI1'110,od by .pplle>bhl'IIYI bollnnlnrjllh'llImtlll.'IIPI'''I.IH.,.,p''''hlni Ihd.Vihlcl8'lIId' Iklii~lltqlb.I.'fi'l~r.t!lI'i~.or,J~.AXUI.r m. .' . ,IOUI PROIlISlS ABOUI oUR SICURITY I~TlRIS1: Vo. ~1I1l\,rpdlmll"h\6n,:!thl"ih\llu~UP"' 'I' 't!VOIUNIARY'OIllVIRY,W, till ilk lO'1H1V0 ~1I"Q~tLlW'lfiMiJ:Qh~1 .blaln Ilt/'rilllnllllll 0' othll '1Ihl' In lhov.hl.1e. rOIl "IIIPI"IIIIIIIOi I." nett..."y 101ln\, I pl.(.. Yo. ,,,"'10 ~"'Vllh, Vlhl,I," W' 1I~'''1 \ .n '~I"OJ~ 100 II l:l"AW"l.' "'"'11 ItO obl.ln Ind'M.lhliln',.' i,,1it WInIII,,1 'n~IVlhl.III'Y'" .1II'1ll1'I,U'lnh'IIII<<'O",IIII.".,~, OI,LAY IN UIORCIIIINT: W, c.n d.IIY,lnlo'tl'l OUllli"ll.u~der lhI. toI1h"I,~Ithoot, tc~flty Int,(II'lIPted on Ih, Ce,tiliclt,e ollllle (Q I~. V,hicle, ,You wlUlllOlull 0' &Iwe IWIIY Ihll., IIAHIlU1ll1ahls." , Ii: 1)" 1"l' 'f ,I fill 'Ill ''J.IV "~I I~ U~l:lVl\l !Jfll "" y.hle,., !(Il,'!m,?llln~,' ~,,"I~~,1'I,,~.\lcll)OU.1II plylh. Ob. "1111.nlnd clm 111.11.11. 14, SOMI fHINGS YOU SIIOULO KNOW If WI RIPOSlISSIIHI. VIIIIClIilll..I,.~olS.is' 19, YOU' ,.blllslS AIOUI 1111 VIHI~U:'Y'lU .111 keep Ih. V.hlcl. in lood condlllon ond wllh,,,' Ollnl' I""nlllenl olli",II"y ",I"ln): \tpll,:Y,," "llp'I.II11m ond chllp, on I~I V.hlclOi Yo. 0"1 p.y.1I ",10 ,r m.lnlllnlnllhl'"'''' ',I, NOllCI: Wu will ,OIld lOU I N,lIea.' R.po.....ldn'ld ~'.,I.l'I'id""j'Wi'_I.......q Vlhlcle, YOIl.1II nol oll."'lh',V."hkIO I' p'lmll IIlyllilnl 10 b',d,n.'o lh, V'I\lcll.'hlchl~\II,..."lhl~ Nolii;o,~III1,.1I you,hoo,\O liu, bock (IOd..mllh. V.hlcl,. Y,~ Rill NOT h"'Ilh'ii&l>llil; Ildu" I\IW.';q'~'I:lI1I!l'o(,npr~lll'" Ind .... You .111 nol n" Iho Vahlcl. (or '"'111, ,,,I~"'I"h,,,ton"l,r.llhl. m,," IOU "III hm 10 PlY Ih, 1,lIl"bll.,,,.n Ih. C,nl'oct Ind PU'POIII or for hlra or )ule, ~o\J will not-may, Ihe Vehicle from your addrus shown on the hunt ~ olher .mounls du," You may nol Rcllhu Vehicle back by p.yln& delinquent InslaUmenl$. Ill' l"hl..~~tI'CII~' ne,,_p~'m,_nt~1 pllc~ Gf a~railnl without notUylna US In .dvjnce.',I':;fIr' j',II""il'l1 Nollce willUII you Olherjnformlllo" IIQulred by law, ". i,' T \ '- '., ";' I I H(loI! I,,' II, 01;' 0, YOUR PROIISIS ABOUIINSURANCI/ Vou ollll"p Ih. V.hld, Ins,,"d 'i,IIIIIII" Ih,1I . b. REOIMPTlON: You hlYllh, Ilihl I' bUI h,,~ IIId"") th. V.hlcle '"hln 15 d'l' 01 lilt .nd ~~~Ikln unUllll ~ums due US I" paId In lull, Th.lnsunnce coverlge musl be IIth,.dory tal! malUlIK: 'of the Nollce ~nd al any leler IlIne before wo s~1I ,the yehlele: II you do nol ftdtt~ Jou ullnd plOI~ ,our ~n~""ts Ind our .IQtllrellS .1 the Um. or any InsUled hm, lhe Insunnce " KIWI up III c!llm 10 Ihe Vehictf, '. ", " I , '" 1',\' 01' I ' '" , , "u5I1n.nl. '" II I'lou'payee"i on Ih,' p.OI!CY. 'he lnaurlnce musl be WIlli en by an ln5uranct c, SAU: II you don't redeem, we will sell the Vehicle, Jhe mooer received .1 $lIe will be lned ~omp'ny qllllln'd 10 do bua!nlll In PennsylvlnI. .nd licensed 10 setllnsullnco In the 5tale to pay cosls Ind uptn* you Ol~e, Ind lh\ln 10 pay Ihe amounl you 0.' on Ihe Conlracl I Ohll'lhHeI1l'I'I, pt\'lllnlqlly I"'i'd, Thlln,""n" p,lIcy m.,' plo'ldl UI wllh 111.11110 d, SURPllIS OR DI(ICIINCY: IIlh", I. money 1.11, WI 0111 p,y 1110 Ih. BUI", IIIMII h llOC !IYI' pf~ wlm.n notl!:. of-jny c.nte!,uon 0' "ductlon in r.overJge On reQuesl, you shall enough money flom Ille ,slle 10 pay IIlhll you Ollle, Buyer Ind Co'Sllner I.ree 10 PlY what is sail eUv.r'lh. polley or olher evldenCl of n~ur'.nc. cover'lle 10 us. In Ihe tvenl 01 any 105s or owed 10 UI, , I _ .. __ ~__ ~ IMlll10 Ihl Ylhl~Itt;YOl\.V.llllhlI1I'1111 ,1111'llIy "' In .,lIlnl Ind III. . PlOol 01 lOll ollh Ihll "," ".. OPUSIS: y,u Ii'" 10 p.y Ih""". " ',p"'DSlln~'llorlnt 'l'fpItl\iItI'~I'PI''''C iii SUfi'. W. mat hie. pl60follosS Oll"~f b.hllf If you f.U or feluse 10 do so We may .r.dorsel" (Iuld illd selllnalh, VehIcle IS may be allo'll'ed by IIW lhen cosls will only bt du.l!: aurl,,~.'ld .ny check, draft or~olh~t f$bUlllll~\w..recelve )n.1 plyma,~t 0' In insur,d 1055 or 'IV l~j 1,l}ellull uceed5 fllteen 115) days at the 11Ine pI reposseSSIOn,j! 1\, ,I IV I ~tl .lurn Inlufance nrIllllIUQ1",!WI IIIIy.il prvd1any nsuranCII proceeds w. receive 10 repair or 2, Thu amount or cosls "' aClual, necemry .nd reasonable, ond .,. ~ V hi 1"1";1' I tJII'(P! ..... v,. . c. t. n OIlr P nlon, III IC nornlotlly 'wlbl. Ind yo. '" nollhon In dol..11 3 W. can p,,,.lh, c,,1s W'" paid, . -" , !"d.r'lhllftonlJlC:lOlherwue we WllIPply Ihltlntu,ance proceeds 10 reduce Ih. unpald"I". ",1",1 I' n. '1 fo! 11 'I 01 t,,,,,'" '1I111111lV II~ 1111 lienee d.,.. b""~illnoOIllA 15. HIIRl ANO PIRSONAI REPRISIN1AlIVIS BOUND: A1'or IOlIr deolh,JIJII.Gqn~I~1 ~," " I " UI-CI"--',"" tntorcublt .,.Inal your h.lls.nll pmon,l reprltllll.livllS Q/ four nl.t.. .. ' . . ' -'" l.llI.I~.Ie,"'J"lOU"IA.'0u.nO~ISlSAIOUln\l;,'I.~U"I'1 NIILE$\"V~.~, hill .I" ''', 'J "" '. "'''r"' "~ ''''\ ", I'IN $U RAlm II'YOlftllt:\1I;J'~;~,A Uf, D,mlllllo PII filing'''', .m, IIln\ or Ih.-cUlI'-- 16, GOVIn_INO lAW, Ihl. "onlfltl!. " b.lnIOlp"lad "'ordlni 10 1111 " 0' ranllll"onl. ICILl"y 10 keop Ihl V.hIClj'M 'rObiJ'tdhni I'~ ,Ind "pllr, ,", "1'y .d~~n\'.ny mon.y you 17, SIVIRAlIlIlY 01 PROVISIONS:, II lor any ,,,,on ony PIII.,lhl., Coni"" .h.II_, romlUd~to p'l.I~' YQ.u .l.._".t~ ,klllP .yo~LP~otnlsel abOut nqulred Insurance, we m4Y .dvanto HIIl~at, void or unenlolcllable, lhal pili shall not be I pari of Ihis Contract. ~.noll~'b\lI~ki!/ll~I"'~'MRI!qI9\lIRloIi,m'I'10 Iha V'!llcl., W, hmlh. chol" ol.hllh" 'I I A ' , q< "'" 10 IdYln" ,ny m.nlf/or Ih", p"p"". 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"Ii ! II! I . I" r \I ,q II' II ' .~ I, " " ~ II " , " . "'" '" ,,' 1\1: " . - ",'dNDlbIREQT INQUiRIES TO, MI~IDb~x)~ P,O, Box 40 Me<:hanlc.burg, Pann.ylvonla 17065,0040 (717) 697.1161 TOLL FREE 1.600.28302326 TOO Haorlng Impalrad (717)697.5312 INCLUSIVE IMPORTANT TAX INFORMATION 1997 1099-INT AND/OR IRA FAIR MARKET VALUE INFORMATION IS INCLUDED WITH THIS STATEMENT. NO SEPERATE MAILING WILL BE MADE. THE IRS HAS BEEN FURNISHED THIS INFORMATION. PLEASE RETAIN THIS STATEMENT FOR YOUR TAX RECORDS. MARC S PENWRIGHT 132 SOUTH 15TH ST CAMP HILL PA 17011 , I' . , .' I ,',' . " , , I I , . Illrll \ 'flll HII I I" , ' " " I' , I , , , " , 1031>9 , 11'059 I 11!3Cl9 : 1Z26l9 I 1213119 , " I " JOINT OWNERS, DANA E PENWRIGHT : :: REPORTING SSN,12~-62-6537 V-T-D OIVIDENDS, , " , " TRUTH IN SAVINGS INFORMATION , " : :ANN AL PERCENTAGE VIELD / 3. 35Y. , 'ANN AL PERCENTAGE VIELD EARNED / 3.31Y. -~- -~-~- --------------------------------------------------------- , , SUFF I X, 01 UNSECURED : : ..ANNUAL PERCENTAGE RATE.. 10.9000Y. DAILV PERIODIC RATE . , , PREVIOUS LOAN BALANC , , ..FINANCE CHARGE.. PRINCIPA 100~9 PAVROLL ALLOCATION FROM 118119-00 14.86 30.1 10109 PAVROLL ALLOCATION FROM 118119-00 14.80 30.2 101~9 PAVROLL ALLOCATION FROM 118119-00 14.74 30.2 10119 PAVROLL ALLOCATION FROM 118119-00 45.0 lCl2~9 PAVROLL ALLOCATION FROM 118119-00 14.58 30.4 1~2~9 TfR FROM SHARES 160515-00 54.77 .0 I , LATE CHARGE, 2.23 1~2~9 TAKE PAVMENT 45.00 VT,D FINAN E CHARGE PAID. 792.13 NEW LOAN BALANCE , " P~R 00 ro ALS-PAVMENTS a CREDITS. 166.02 DEBITS, .00 .FINANC ___ .J_J_ _________________________________________________________ , " , " , " , , FOR 1997 : ' REPORTING . IRA VTD , SSN DIVIDENDS , , , , , , , , , , , I , , , , , , I , , , , , SUFFIX,OO SAVINGS DIVIDEND SHARE DEPOSIT DIVIDEND , TFR TO LOAN DIVIDEND 160515-01 .12 45.00 .22 -57.00 .21 41. 58 41. 70 86.70 86.92 .92 1.55 .0 6943. ---....----- ..-------- 298630Y. 7109.82 45.00 7079.68 45.00 7049.48 45.110 7019.22 45.00 6974.22 45.00 6943.80 57.00 6943.60 45.00 6943.80 0 CHARGE., 158.75 ..------..-- -..--.....--- . OTHER VTD . TOTAL VTD . TOTAL VTD . TOT L VTO . DIVIDENDS DIVIDENDS WITHHO DING FOR EITURES 123-62-6537 . 00 ~"'" 1 . 55 TOTAL "FINANCE CHARGE.. PAID (.. 792.13 ~ ---..--- .00 .00 PENWRIGHT V. PENWRIGHT PARTIAL LISTING OF MARITAL MISCELLANEOIJS AND HOUSEHOLD GOODS - DESCRIPTION DATE ACQUIRED PURCHASER PURCHASE POSSESSOR PRICE ENGAGEMENT RING 1995 HUSBAND WIFE WEDDING RING EARLY 1996 HUSBAND WIFE OTHER JEWELRY HUSBAND 400.00 WIFE INCLUDING BRACLET BLACK BEAR SHED 1997 HUSBAND 800.00 HUSBAND PICNIC TABLE AND 1997 HUSBAND WIFE BENCHES NICKI'S PLAY HOUSE AND 1997 WIFE WIFE SWING SET 3 PIECE LT. OAK HUSBAND WIFE ENTERTAINMENT CENTER MATTRESS BOX SPRINGS 4/96 HUSBAND 700.00 HUSBAND AND FRAME (PREMARITAL) - SMALL KITCHEN TABLE HUSBAND WITH 4 CHAIRS KITCHEN CORNER SHELVES WIFE SPICE WALL RACK WIFE RECLINER WIFE 12" ROUND OAK STAND 8/96 50.00 WIFE 3 OLD END TABLES 8/96 50.00 WIFE-l HUSBAND-2 1 INCLUSIVE IMPORTANT TAX INFORMATION 1997 1099-INT AND/OR XRA FAIR MARKET VALUE INFORMATION IS INCLUDED WITH THIS STATEMENT. NO SEPERATE MAILING WILL BE MADE. TIlE IRS HAS BEEN FURNISHED THIS INFORMATION. PLEASE RETAIN THIS STATEMENT FOR YOUR TAX RECORDS, a~NDlbIAICT INQUIRIES TO, " . MI~mb~r~ P,O, Box 40 Mech.nlc.burg, Penn.ylv.nlo 17055.0040 (717) 697,1161 TOll FREE 1 ,800.~63.2326 TOO H..l1nG Impolr.d (717) 007,5312 MARC S PENWRIGHT 132 SOUTH 15TH ST CAMP HILL PA 17011 . . . , . '. I "I ' " ," "',", .' , " , , I ',. , r ' ,'1. t. . I , ' ,I, I . " , I I "., I If , ", ..I I , , , , , I , , I , , , I , , , -~- , , I I , , 103119 ll'Oll9 Il3g9 12:269 1213119 , , , , , , , , , I , , , , ANN 'ANN .....J_..._ , , , , , I , , I , InO:!l9 lllln9 101719 10 11'9 10249 lZ269 1~2~9 VT.D FXNAN , P~R ....... I ,I , , 00 1'0 _oJ_oJ_ , , , , I I , , I , , , , , , , , I , , , , , , , I , , I , , , , I , , , I , , , , , , SUFFIX.OO SAVINGS DIVIDEND SHARE DEPOSIT DIVIDEND TFR TO LOAN 160515-01 DIVIDEND JOINT OW/lERS I DANA E PENWRIGHT REPORTING SSN.123-62-6537 V-T-D DIVIDENDS, TRUTH IN SAVINGS INFORMATION AL PERCENTAGE VIELD / 3.35X AL PERCENTAGE VIELD EARNED / 3.31X .12 45.00 .22 -57.00 .21 1.55 ---..~-------..._-...-_..._---_.._-----------..------..._----------- --------..- SUFFIX,Ol UIlSECURED ~~ANNUAL PERCENTAGE RATE~~ 10.9000~ DAILV PERIODIC RATE. PREVIOUS LOAN BALANC ~~FINANCE CHARGE~~ PRINCIPA PAVROLL ALLOCATION FROM 118119-00 14.86 30.1 PAVROLL ALLOCATION FROM 118119-00 14.80 30.2 PAVROLL ALLOCATION FROM 118119-00 14.74 30.2 PAVROLL ALLOCATION FROM 118119-00 45.0 PAVROLL ALLOCATION FROM 118119-00 14.58 30.4 TFR FROM SHARES 160515"00 54.77 .0 LATE CHARGE. 2.23 45.00 792.13 NEW LOAN BALANCE 166.02 DEBITS, 298630~ 45.00 45.00 45.00 45.00 45.00 57.00 45.00 TAKE PAVMENT E CHARGE PAID. ALS-PAVMENTS 8 .0 6943. 0 CREDITS. .00 ~FINANC CHARGE~, -...------.---..----..------------------..-...------------------ .~--------- ------..-- 158.75 FOR 1997 REPORTING ~ IRA VTD * OTHER VTD ~ TOTAL VTD SSN DIVIDENDS DIVIDENDS DIVIDENDS 123-62-6537 .00 ~'" 1.55 TOTAL ~~FINANCE CHARGE~~ PAID ~_ 792.13 ~ -.-----/ 41. 58 41.70 86.70 86.92 29.92 30.13 0,', -.....------ 7109.82 7079.68 7049.48 7019.22 11=~If' 6943.80 6943.80 ~ TOTAL VTD ~ TOT L VTD ~ WITHHO DING FOR EITURES .00 .00 , , - ", MARC S. PBNWRIGijT PACSES Member Numberi 7005100022 CHECKS SHOULD BE MADE PAYABLE TO: DOMBSTIC RBLATIONS SBCTION AND SENT TO THE DOMESTIC RELATIONS SECTION AT: P.O. BOX 320. CARLISLE!, PA. :7013 This order of attachment for support is binding upon you until fu.rther notice and shall have priority over any attachment, execution, garnishment or wage attachment under state or local law except one relating to a prior support order. You must commence the attachment of the defendant obligor's income as soon as possible but no later than fourteen days from the date of the issuance of this Order of Attachment. You are notified further that pursuant to law: 1. The defendant obligor has been notified that an order of attachment for support would be issued. 2. Willful failure to comply with this order may result in (i) your being adjudged in contempt of court and committed to jailor fined by the court; (ii) your being held liable for any amount not withheld or withheld but not forwarded to the Domestic Relations Section; and (iii) attachment of your funds or property. 3. The attachment of income or the possibility thereof as a basis, in whole or in part. for the discharge of an employee or any disciplinary action against or demotion of an employee is prohibited. Violation may result in (I) your being adjudged in contempt and committed to jailor fined by the court and (ii) an action against you by the employee for damages. S.rvi~e Type M Pas" 2 of 4 Form EN.028 Worker ID $IATT I I I I ( ~ ~ .w ~ ~" - q.i ~ 01 ',. - I" ~ l~ r~ .. I , ~lt;7 n " .- .... )' Efl f'~l , ." .., ~. " ." ,. " ;7. I. ~ . ~(" 0:> ;/! J ( 1 ,1..11 ('I r;: t' .' \ jid "r ~i '1'- r..o lJ~ en ':"j --P 0 "" (.) '.' : ~. >- 0' f':: ~ _'1 r;:, .. ~ . i ..' lJ I ~-~.1 == 1 (t 1i ': R-.' . ::'.'i " ./.-. J 51,' ... en 'I) Clf I , '"'I' , t:;.o- [:;" t r.< " 'I . .. !(L- l.:, 'I" 0" ~J C) (J'\ 0 IN 'rim C:OUJl'1' OF COMMON PLEAS OF CUMllI'lHI,I\ND COUN'l'Y, P~:NNSYLVANIA MARC S. PENWRIGH'r, Plaintl!:!: NO. 97-7070 CIVIL TERM V. CIVIL ACTION - I,AW IN DIVORCE DANA E, PENWRIClIl'l', DoCfJl\dant I'IA.lVEILOl" NO'l:.LCE,Ol':._IN.TENTION TO RF.Ol1EST !i;1'l'J.'R'i, Of' ,ADIVORCILDECRElLllNDER /;lEC'UON 330.1. (cLOJi'....'J:H1LDIVORC-E c-cmE 1. I eonuon!: to the ontry of a final decrel'l in divorce without notico. 2. I llndOll'uli\lld that [ may lose rights concerning alimony, divluton of prOptH'ty, lawyer's fees or expenses if I do not claim them b,,[ont' n divorce is granted. 3. I llmlnr:utilnd thilt I will not be divorced until a divorce deeroo In .Illtor:or,j by the Court and that a copy of t.he decree wlll bu /lunt to 11\0 immediately after it is filed with the prothonol:llry. , I vorl ty l:hnt tho statements made in this Affidavit are true and eor:r()()t. [ llndorotand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn tulolficutlon to authorities, Dated ,_3:::.Q - q9- DIANE 0, RAIJl;LIfF 3448 TRINDLE ROAD CAMP HILL, PA 17011 1117)737,0100 " ;,1) .~ '01 ~- i'1; .::J ~:,; ~ .. J ; LJ.J~-:i! -. -- i 0- :r: to", , <I;, Hi;,_ , IM-,': I J (1)( , ,- <7\ ,'l.,'l r:g" I I ~ ,...,. ~l. I. If-'/, Er'l.Il n:, l'iHlj - fl.; 1I-1,j: ;1:J(,'... :I:, :-'~;; , I.t. I::") ~_J Ji <.:1 l;i) '.J " IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MARC S. PENWRIGHT, Plaintiff NO. 97-7070 CIVIL TERM V. DANA E. PENWRIGHT, Defendant CIVIL ACTION - LAW IN DIVORCE AFnDAv.I.'L01L...CONBEm: 2. A Complaint in Divorce under Section 3301(c) of the Divorce Code was filed on December 24, 1997. 2. The marriage of Plaintiff and Defendant is irretrievably broken and ninety (90) days have elapsed from the date of filing and service of the Complaint. 3. I consent to the entry of a final Decree in Divorce after service of notice of intention to request entry of the decree. I verify that the statements made in this Affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Dated: 9 fIl~J., /9'1'} ~\n~e:l-~- ~. P , , , 1" 0;1\ ,,: .. -, .. I.., .. ,I D_"" , ( ).' 1 ;..l I'"' ~, .~ i .1 ('i~' 1" (1\ .;~ b:\I.' I, i , , . ~.i- ~ll ' (I:. , ~ "1 I 'I ....j. , .~ r I, " ' .-- .. U' (7' .:.J (J lJ' 0 IN 'rilE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA MARC S. PENWRIGHT, Plaintiff NO. 97-7070 CIVIL TERM V. DANA E. PENWRIGHT, Defendant CIVIL ACTION - LAW IN DIVORCE 1'lAll'.ER-.OE-llil.TICE OF Il'ITENTION .'l'.CLRE.Ql1.EST EN.IRY.....OE.-1LDL\LORCIL.DECREE lItjDER SECTION 3..301 eel OF THE.....D~V.QB.CJLCQDE 1. I consent to the entry of a final decree in divorce without notice. 2. I understand that I may lose rights concerning alimony, division of property, lawyer's fees or expenses if I do not claim them before a divorce is granted, 3. I understand that I will not be divorced.until a divorce decree is entered by the Court and that a copy of the decree will be sent to me immediately after it is filed with the Prothonotary. I verify that the statements made in this Affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Dated: q M ~h 1-1<J'} ,.,oj> Q' DANiJ~~i~~ MARC 6. PENWRIGHT, Plaintiff IN 'l'HE COURT OF COMMON PLEA6 OF CUMBERLAND COUNTY, PENN6YLVANIA NO. 97 - 7070 CIVIL ACTION - LAW vs. DANA E. PENWRIGHT, Defendant IN DIVORCE ORDER AND NOTICE SETTING HEA~ TO: Marc S. Penwright Diane G. Radcliff , Plaintiff , Counsel for Plaintiff Dana E. penwright Samuel L. Andes , Defendant , Counsel for Defendant You are directed to appear for a hearing to take testimony on the outstanding issues in the above captioned divorce proceedings at the Office of the Divorce Master, 9 North Hanover Street, Carlisle, Pennsylvania on the 9th day of March 1999, at 9:00 a.m., at which place and time you will be given the opportunity to present witnesses and exhibits in support of your case. Crt. E:~:L Pres iden t Judge Date of Order and Notice: 11/10/98 By: Divorce Master IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE TilE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 TELEPHONE (717) 249-]166 .. MARC B. PP.NWRIGHT, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNT~, PENNB~LVANIA NO. 97 - 7070 CIVIL vs. DANA E. PENWRIGHT, Defendant IN DIVORCE MEMORAijDUM TUEBDA~, NOVEMBER 10, 1998 THE MASTER: This is the date set for a hearing in the above captioned proceedings to consider grounds for divorce of indignities and adultery raised by the Plaintiff against the Defendant wife. The Plaintiff withdrew his nO-fault grounds for divorce by a praecipe filed with the prothonotary on November 6, 1998. On November 10, 1998, today's date, the Defendant filed a counterclaim in divorce raising no-fault grounds of irretrievable breakdown of the marriage under Section 3301(c) of the Domestic Relations Code. The Defendant wife also filed a praecipe withdrawing her claim for alimony. Currently pending before the Master" therefore, are the economic issues of equitable distribution and counsel fees and costs. Those claims were raised by the wife. Inasmuch as grounds, for divorce are no longer an issue and counsel need to prepare for the trial on the economic claims of equitable distribution and counsel fees and costs, we are going place on the record a schedule of how the case is to proceed from today to the date of the hearing which is going to be on Tuesday, March 9, 1999, at 9:00 a.m. The Master has not previously directed pre-trial statements in this case nor ham he had the benefit of a pre-hearing conference. The raason for not directing pre-trial statements and scheduling a pre-hearing conference was because the Master, up until today, was under the imprassion that we were going to proceed on fault issues either with respect to the grounds for divorce and/or with respect to the factor of marital misconduct as that factor may have affected wife's pending alimony claim. The Plaintiff, MaJ:'c S. Penwright, resides at 132 South 15th street, camp Hill, Pennsylvania 17011, where he lives alone. The Defendant, Dana E. Penwright, resides at 347 Rich Valley Road, Carlisle, Pennsylvania 17013, where she resides with her parents and her son, not of Mr. Penwright, Nicholas Anthony, born April 20, 1993, who is now five years old. The parties were married on June 29, 1996, and separated on December 21, 1997. There are no children of this marriage. This is the first marriage for both parties. Pre-trial statements are directed to be filed in accordance with P.R.C.P. 1920.33(b) on or before Friday, December 11, 1998. Counsel should also file, which would be part of the information required in the pre-trial statement, an income and expense statement for each of the parties. Also the pre-trial statements will set forth, in accordance with the rules of civil procedure, the assets and an estimated value of the assets and the debts that the parties incurred during the marriage. In preparation for the equitable distribution hearing, Ms. Radcliff has indicated that she will have a vocational expert evaluate the Defendant. She will notify Mr. Andes as to the person who is doing the evaluation within ten (10) days of today's date and the report should be completed after the ev~luation by January 15, 1999. Upon completion of the report, and no later than January 15, 1999, Ms. Radcliff , will provide Mr. Andes a copy of the report. If Mr. Andes decides to have his own evaluation, he will have until March 1, 1999, to have his own evaluation and provide a report to Ms. Radcliff. ~Ir. Andes is going to have the real estate where the parties resj,ded at 132 South 15th street, Camp Hill, Pennsylvania, appraised by a certified appraiser and will provide Ms. Radcliff a copy of that report by January 15, 1999. If Ms. Radcliff decides to have her own appraisal, she will have until March 1, 1999, to have an appraisal and provide Mr. Andes a copy of that appraisal. with respect to the appraisal, the appraissr is going to be directed to give an opinion as to the following values: The value as of the date of the marriage of the parties and the value as of the date of sepBration of the partles. The appraiser should be provided with any and all documentation which the parties may want to prepare with respect to any improvements on the property that have been made from the date of marriage to the date of separation. Both parties will provide the Master on or before the hearing with affidavits of consent and waivers of notice of intention to request entry of divorce decree. Mr. Andes has provided the Master with an affidavit of consent dated October 29, 1998, signed by hi.s client which will be filed today with the Prothonotary. Notices of the hearing will be sent to the parties and counsel. As noted, the hearing is scheduled for Tuesday, March 9, 1999, at 9:00 a.m. If the parties and counsel request, after the reports have been compiled, a conference with the Master, the Master will accommodate that request within ten (10) days of the request for a conference. cc: Marc S. Penwright, Plaintiff Diane G. Radcliff, Attorney for Plaintiff Dana E. Penwright, Defendant Samuel L. Andes, Attorney for Defendant , MARC A. PENWRIGHT, Plaintiff . . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW No. 97-7070 CIVIL TERM IN DIVORCE v. DANA E. PF,NWRIGHT, Defendant ORDER OF COQM: AND NOW, ~ this ~ day been 1999, the economic claims raised in the resolved in accordance with a marriage settlement agreement dated March 9, 1999, the appointment of the Master is vacated, and counsel can file a praecipe transmitting the record to the Court requesting a final decree in divorce. By the Court, cc: Diane G. Radcliff Attorney for Plaintiff Samuel L. Andes Attorney for Defendant , '" l 3J/I j,,", _ r:~~d'-...(.a.-'l)"Lc\.'-,"f.i' ,A1fJ' , DIANE G. RADCLIFF 3448 TRINDlE ROAD CAMP Hill. PA 17011 1717) 737.0100 general, the settling of any and all claims and possible claims by one against the other or against their respective estates. NOW, THEREFORE, in consideration of the premises and mutual promises, covenants and undertakings hereinafter set forth and for other good and valuable consideration, receipt of which is hereby acknowledged by each of the parties hereto, WIFE and HUSBAND, each intending to be legally bound hereby, covenant and agree as follows: 1. INr-ORPORATION OF PREAMBLE. The recitals set forth in the Preamble of this Agreement are incorporated herein and made a part hereof as if fully set forth in the body of the Agreement. 2. AGREEMENT NOT A BAR rO DIVORCE PROCEEDINGS, This Agreement shall not be considered to affect or bar the right of HUSBAND and WIFE to an absolute divorce on lawful grounds if such grounds now exist or shall hereafter exist or to such defense as may be available to either party. This Agreement is not intended to condone and shall not be deemed to be condonation on the part of either party hereto of any act or acts on the part of the other party which have occasioned the disputes or unhappy differences which have occurred or may occur subsequent to the date hereof. 3. DIVORCE DECREE. The parties acknowledge that their marriage is irretrievably broken and that they will secure a mutual consent no-fault divorce decree in HUSBAND'S cumberland County divorce action docketed to number 97-7070 Civil Term. Upon the execution of this Agreement or as soon as possible under the terms of said Divorce Code, the part ies shall execute and Page 2 of 20 DIANE G. RADCLIFF 3448 TRINDLE ROAD CAMP fULL. PA 17011 1717) 737.0100 file all documents and papers, including affidavits of consent, necessary to finalize said divorce. If either party fails or refuses to finalize said divorce or execute and file the documents necessary to finalize the divorce, said failure or refusal shall be considered a material breach of this Agreement and shall entitle the other party at his or her option to terminate this Agreement. 4. EFFECT OF DIVORCE DECRE~~ Unless otherwise specifically provided herein, this Agreement shall continue in full force and effect after such time as a final Decree in Divorce may be entered with respect to the parties. 5 . AGREEMENT TO BE INCORPORATED IN DIVORCE DECREE I The terms of this Agreement shall be incorporated into any Divorce Decree which may be entered with respect to them. 6. NON-MERGER, This Agreement shall not merge with the Divorce Decree, but rather, it continues to have independent contractual significance and each party maintains their contractual remedies as well as court remedies as the resul t of the aforesaid incorporation or as otherwise provided by law or statute. 7. DATE OF EXECUTION: The "date of execution" or "execution date" of this Agreement shall be defined as the date of execution by the party last executing this Agreement. 8. DISTRIBUTION DA~ The transfer of property, funds and/or documents provided for herein shall only take place on the "distribution date" Page 3 of 20 9. 10. 11. DIANE G. RAOCLIFF 3448 TRINDLE ROAD CAM~ HILL. PA 17011 1717) 737.0100 which shall be defined as the date of execution of this Agreement unless otherwise specified herein. ADY;J:CE OF COUNSEl.: The provisions of this Agreement and their legal effect have been f.ully explained to the parties by their respective counsel, DIANE G. RADCLIFF, ESQUIRE, for HUSBAND, and SAMUEL L. ANDES, ESQUIRE, for WIFE. The parties acknowledge that they have received independent legal advice from counsel of their selection and that they fully understand the facts and have been fully informed as to their legal rights and obligations and they acknowledge and accept that this Agreement is, in the circumstances, fair and equitable and that it is being entered into freely and voluntarily, after having received such advice and with such knowledge and that execution of this Agreement is not the result of any duress or undue influence and that it is not the result of any collusion or improper or illegal agreement or agreements. FINANCIAL DISCLOSURE. The parties confirm that each has relied on the substantial accuracy of the financial disclosure of the other, as an inducement to the execution of this Agreement and each party acknowledges that there has been a full and fair disclosure of the part ies I marital assets which has been provided to each party. DISCLOSURE AND WAIVER OF PROCEDtJRAl. RIGHTS, Each party understands that he or she has the right to obtain from the other party a complete inventory or list of all of the property that either or both parties own at this time or owned as of the date of separation, and that each Page 4 of 20 DIANE G. RADCLIFF 3448 TRINDLE ROAD CAMP HILL. PA 17011 (7171737.0100 party has the right to have all such property valued by means of appraisals or otherwise. Both part iee understand th.;l.t they have the right to have a court hold hearings and make decisions on the matters covered by this Agreement. Both parties understand that a court decision concerning the parties' respective rights and obligations might be different from the provisions at: this Agreement. Each party hereby acknowledges that this Agreement is fair and equitable, th.at it adequately provides for his or her needs and is in his or her best interests, and that the Agreement is not the result of any fraud, duress, or undue influence exercised by either party upon the other or by any other person or persons upon either party. Given said understanding and acknowledgment, both parties hereby waive the following procedural rights: a. The right to obtain an inventory and appraisement of all marital and separate property as defined by the Pennsylvania Divorce Code. b. Tile right to obtain an income and expense statement of the other party as provided by the Pennsylvania Divorce Code. c. The right to have any discove~y as may be permitted by the Rules of Civil Procedure. d. The right to have the court determine which property is marital and which is non-marital, and equitably distribute between the parties that property which the court determines to be marital. e. The right to have the court decide any other ri.ghts, remedies, privileges, or ol:Jligat ions covered by this Page 5 of 20 DIANE G. RADCLIFF ~448 TRINDLE ROAD CAMP HILL. PA 17011 (717) 737.0100 13. Agreement, including, but not limited to, pOElsible claims for divorce, spousal support, alimony, alimony pendente lite (temporary alJ,rnony), and counsel fees, costs and expenses. 12. PERSONAL PROPERTYL HUSBAND and WIFE do hereby acknowledge that they have previously divided their tangible personal property including, but without limitation, jewelry, clothes, furniture, furnishings, rugs, carpets, household equipment and appliances, tools, pictures, books, works of art and other personal property and hereafter WIFE agrees that all of the property in the possession of HUSBAND shall be the sole and separate property of HUSBAND; and HUSBAND agrees that all of the property in the possession of WIFE shall be the sole and separate property of WIFE. The parties do hereby specifically wai ve, release, reno\mce and forever abandon whatever claims, if any, he or she may have with respect to the above items which shall become the sole and separate property of the other. A..ErER=ACOUIRED PROPERTY 1. Each of the parties shall hereafter own and enjoy, independently of any claim or right of the other, all property, tangible or intangible, real, personal or mixed, acquired by him or her, since December 24, 1997, with full power in him or her to dispose of the same as fully and effectively, in all respects and for all purposes, as though he or she were unmarried and each party hereby waives, releases, renounces and forever abandons any right, citle, Page 6 of 20 interest and claim in and to said after acquired rroperty of the other party pursuant to the terms of this paragraph. 14. DIVISION OF VEHICI.E~ With respect to the vehicles owned by one or both of the parties, they agree as follows: a. 1991 Jeep Wrangler shall be the sole and exclusive property of WIFE. b. 1994 GMC Jimmey shall be the sole and exclusive property of HUSBAND. The titles to said vehicles shall be executed by the parties, if appropriate, for effectuating transfer as herein provided on the date of execution of this Agreement and said executed titles shall be delivered to the proper party on the distribution date. For purposes of this Paragraph the term "title" shall be deemed to include "power of attorney" if the title to the vehicle is unavailable due to financing arrangements or otherwise. In the event any vehicle is subj ect to a lien or encumbrance the party receiving said vehicle as his or her property shall take it subject to said lien and/or encumbrance and shall be solely responsible therefor and said party further agrees to indemnify, protect and save the other party harmless from said lien or encumbrance. Each of the parties hereto does specifically waive, release, renounce and forever abandon whatever right, title and interest they may have in the vehicles that shall become the sole and separate property of the other pursuant to the terms of this Paragraph. DIANE G. RADCLIFF 3448 TRINDLE ROAD CAMP HILL. PA 17011 (71'1) 737.0100 Page 7 of 20 DIANE G, RADCLIFF 3448 TRINDLe ROAD CAMP HILL. PA 17011 1717) 137.0100 15. DIVISION OF-J2RQC.EEDS FROM-SALLQLREAL-Efl.TA'IE.1. wife hereby specifically waives, t-eleases, renounces and forever abandons all of her right, title and interest in and to the proceeds received from the sale of the real e.tate known and numbered as 132 South 15'" Street, Camp Hill, Pennsylvania, which real estate was acquired by Husband pr.ior to the date of the parties' marriage and had remained titled in his sole name during the marriage. All of the said proceeds, including the proceeds previously received by HUSBAND and the $5,000.00 currently held in escrow by HUSBAND'S attot'ney shall become the sole and separate property of HUSBAND, and the parties authorize Diane G. Radcliff, Esquire, as escrow agent, to pay over the $5,000.00 escrowed funds to HUSBAND. The foregoing notwithstanding, HUSBAND'S attorney, Diane G. Radcliff, Esquire, shall pay those bills and obligations listed on schedule "An, attached hereto and made a part hereof, from the escrow account pursuant to the provisions of Paragraph 22.b. herein and after said payment shall then pay the remaining balance of the escrow account to HUSBAND. 16 . EAClL.l'AlITY-~ PENSION ELANS...L Each of the parties does specifically waive, release, renounce and forever abandon all of their right, title, interest or claim, whatever it may be, in any Pension Plan, Retirement Plan, Profit Sharing Plan, 401-K Plan, Keogh Plan, Stock Plan, Tax Deferred Savings plan and/or any employee benefit plan of the other party, whether acquired through said party's employment or otherwise, and hereafter said Pension Plan, Retirement Plan, Savings Plan, Tax Deferred Savings Plan Page 8 of 20 I I , and/or any employee bene E i t plan shall become the sole and separate property of the party in which name or through whose employment said plan is carrled. 17. nlYISION OF BANK-ACCODHrd/STOCKLLIFE INSUBANCRL The parties acknowledge and agree that they have I previously divided to their mutual satisfaction all of their k. bank accounts, certificates oE deposit, IRA accounts, bonds, shares of. stock, investment plans and 1 i fe insurance cash value and hereafter WIFE agrees that all said bank accounts, certificates of deposit, IRA accounts, bonds, shares of stock, investment plans and life insurance cash value in the possession of HUSBAND shall become the sole and separate property of HUSBAND; and HUSBAND agrees that all the said bank accounts, certificates of deposit, IRA accounts, bonds, shares of stock, investment plans and life insurance cash value in the possession of WIFE shall become the sole and separate property of WIFE. Each of the parties does speci f ically waive, release, renounce and forever abandon whatever right, title, inter.est or claim, he or she may have in any bank account, certificates of deposit, IRA accounts, bonds, shares of stock, investment plans and life insurance cash value that is to become the sole and separate property of the other. pursuant to the terms hereof. 19. l'lJl.IVER OF INHERITANCE I Each of the parties hereto does specifically waive, release, renounce and forever abandon any right, title, interest and claim, if any, either party may have in and to any inheritance of any kind or nature whatsoever previously or in the future receivffld by the other party. DIANE G, RADCLIFF 3448 TRINDLE ROAD CAMP HILL. PA 17011 1717) 737,0100 Page C) of 20 DIANe 0, RADCLIFF 3448 TRINOLE ROAD CAMP HILL. PA 17011 1717) 737.0100 20 . WIFE I B-DlillnS.l. WIFE represents and warrants to HUSBAND that since the parties' marital separation she has not contracted or incurred any debt or liability for which HUSBAND or his estate might be responsible and WIFE further represents and warrants to HUSBAND that she will not contract or incur any debt or liability after the execution of this Agreement, for which HUSBAND or his estate might be responsible. WIFE shall indemnify and save HUSBAND harmless from any and all claims or demands made against him by reason of debts or obligations incurred by her. 21. HUSBAND'S DEBTS I HUSBAND represents and warrants to WIFE that since the parties' marital separation he has not contracted or incurred any debt or liability fo~ which WIFE or her estate might be responsible and HUSBAND further represents and warrants to WIFE that he will not contract or incur any debt or liability after the execution of this Agreement, for which WIFE or her estate might be responsible. HUSBAND shall indemnify and save WIFE harmless from any and all claims or demands made against her by reason of debts or obligations incurred by him. 22. MARITAL DEBT. During the course of the marriage, HUSBAND and WIFE have incurred certain bills and obligations and have amassed a variety of debts, and it is hereby agreed, without ascertaining for what purpose and to whose use each of the bills were incurred, the parties agree as follows: a. WIFE shall be solely responsible for the following bills and debts: Page 10 of 20 1. The debt for the purchase of the swing set from alack Bear in the approximately amount of $1,600.00 at separation; 2. WIFE'S income and personal taxes for the calendar year 1997; 3. Any other' loans, credit card accounts, or other debts carried in her sole name. b. HUSBAND shall be sol.ely responsible for the following bills and debts: 1. 1'he Member's llJt unsecured loan having an approximate balance of $6,943.8 at separation; 2. The American Appliance debt for the purchase of the freezer having an approximate balance of $535.17 at separation; 3. The UGI bill having an approximate balance of $108.14 at separation; 4. The cell phone bill having an approximate balance of $157.49 at separation; 5. HUSBAND'S income and personal taxes for the calendar yedr 1997; 6. Any other loans, credit card accounts, or other debts carried in his sole name. 7. Within 10 days of the date of this Agreement and from the funds held in escrow by HUSBAND'S attorney, that portion of the utility charges listed on Schedule "A", attached hereto and made a part hereof. Each party agrees to hold the other harmless from any and all liability which may arise from the aforesaid bills which DIANE G, RADCLIFF 3448 'TRINDLE ROAD CAMP HILL. PA 17011 1717) 737.0100 Page II of 20 23. 25. DIANE Q, RADCLIFF 3448 TRINDLE ROAD CAMP HILL. PA 17011 (717) 737.0100 pursuant to the terms herein are not the responsibility of the other party. Any joint debt shall be canceled so that neither party can make .1ny further. charges thereunder and if said charges are made in violation of this Agreement than the party incurring said charge shall immediately repay the same. Any liability not disclosed in this agreement shall be the sole responsibility of the party who has incurred or may hereafter inGur it, and the party incurring or having incurred said debt shall pay it as it becomes due and payable. From the date of this Agreement, each party shall only use those credit card accounts or incur such further obligations for which that party is individually and solely liable and the parties shall cooperate in closing any remaining accounts which provide for joint liability. BANKRUPTCY: The parties hereby agree that the provisions of this Agreement shall not be dischargeable in bankruptcy and expressly agree to reaffirm any and all obligations contained herein. In the event a party files such bankruptcy and pursuant thereto obtains a discharge of any obligations assumed hereunder, the other party shall have the right to terminate this Agreement in which event the division of the parties' marital assets and all other rights determined by this Agreement shall be subject to court determination the same as if this Agreement h~d never been entered into. INCOME TAX PRIOR RETURNS. The parties have heretofore filed jOint federal and State returns. Both parties agree that in the event any deficiency in federal, state or local income tax is proposed, or any Page 12 of 20 DIANE 0, RADCLIFF 3448 TRINDLE ROAD CAMP HILL. PA 17011 1717)737-0100 assessment of any such tax is made against either of th~m, each wiLl indemnify and hold harmless the other from and against any loss Qr liabilit,! for any such tax deficiency or assessment therewith. Such tax, interest, penalty or expense shall be paid solely and entirely by the individual who is finally determined to be the cause of the misrepresentations or failures to disclose the nature and extent of his or her separate income on the aforesaid joint returns. 26. :fINAL EOUITABLE DISTRIBU'rIOllL.O.F.~ The parties agree that the division of all property set forth in this Agreement is equitable and in the event an action in divorce is commenced, both parties relinquish the right to divide said property in any manner not consistent with the terms set forth herein. It is further the intent, understanding and agreement of the parties that this Agreement is a full, final, complete and equitable property division. 27. WAIVER OF ALIMONY. SPOUSAL SUPPORT AND COSTS I HUSBAND shall pay alimony pendente lite, as required by _~ the order entered in HUSBAND'S aforesaid divorce action until f~ J~Re earlilH Q-;J<;)"rrllRse of r.kucl. 8, ].(099 911 the date of the entry of a final decree in divorce between the parties. With the exception of those payments, the parties hereto agree and do hereby waive any right and/or claim they may have, both now and in the future, against the other ror alimony, alimony pendente lite, spousal support, maintenance, counsel fees and costs. 28. ~UAL RELEASES~ HUSBAND and WIFE each do he~eby mutually remise, release, quitclaim and forever discharge the other and :he estate of Page 13 of 20 such other, fot' all time to come, and for all purposes whatsoever, of any from any and all rights, title and interests, or claims in o~ against the property (including income and gain from property hereafter accruing) of the other or against the estate of such other, of whatever nature and wheresoever situate, which he or she now has or at any time hereafter may have against such other, the estate of such other or any part thereof, whether arising out of any former acts, contracts, engagements or. liabilities of such other or by way of dower or curtsey, or claims in the nature of dower or curtsey or widow's or widower's rights, family exemption or similar allowance, or under the intestate laws, or the right to take against the spouse's will; or the right to treat a lifetime conveyance by the other as testamentary, or all other rights of a surviving spouse to participate in a deceased spouse's estate, whether arising under the laws of (a) the Commonwealth of Pennsylvania, (b) State, Commonwealth of territory of the United States, or (c) any other country, or any rights which either party may have or at any time hereafter have for past, present or future support or maintenance, alimony, al imony pendente lite, counsel fees, equitable distribution, costs or expenses, whether arising as a result of the marital relation or otherwise, except, any only except, all rights and agreements and obligat ions of whatsoever nature arising or which may arise under this Agreement or for the breach of any provision thereof. It is the intention of HUSBAND and WIFE to give to each other by the execution of this Agreement a full, complete and general release with respect to any and all property of any kind or DIANE G, RADCLIFF 3448 TRINDLE ROAD CAMP HILL. PA 17011 1717) 737.0100 Page 14 of 20 nature, real, personal or mixed, which the other now own a or may hereafter acquire, except and only except all rights and agreements and obligations of whatsoever nature arising or which may arise under this Agreement or for the breach of any provisions thereof. 29. ~~YER OR HQDIFICATION TO BE IN WRITING I No modification or waiver of any of the terms hereof shall be valid unless in writing and signed by both parties and no waiver of any breach hereof or default hcreundel: shall be deemed a waiver of any subsequent default of the same or similar nature. 30. MUTUAL COOPERATIO~ Each party shall, at any time and from time to time hereafter, take any and all steps and execute, acknowledge and deliver to the other party, any and all further instruments and/or document that the other party may reasonably require for the purpose of giving full force and effect to the provisions of this Agreement. 31. AGREEMENT BINDING ON HEIRS, This Agreement shall be binding and shall inure to the benefit of the parties hereto and their respective heirs, executors, administrators, successors and assigns. 32. INTEGRATIO~t This Agreement constitutes the entire understanding of the parties and supersedes any and all prior agreements and negotiations between them. There are no representations or warranties other than those expressly set forth herein. DIANE G, RADCLIFF 3448 TRINDLE ROAD CAMP fULL. PA 17011 (717)737.0100 Page l5 of 20 , . DIANE G, RADCLIFF 3448 TRINDLE ROAD CAMP HILL. PA 17011 (717) 737.0100 33. OTHER DOCUMENTATIO~ WIFE and HUSBAND covenant and agree that they will forthwith (and within at least twenty (20) days after demand therefor) , execut, any and all written instruments, assignments, releases, satisfactions, deeds, notes, stock cGrti~icates, or such other writings as may be necessary or desirable for the proper effectuation of this Agreement, and as their. respective counsel shall mutually agree should be so executed in order to carry out fully and effectively the terms of this Agreement. 34. NO WAIVER OF DEFAUI.T I This Agreement shall remain in full force and ef fect unless and until terminated under and pursuant to the terms of this Agreement. The failure of either party to insist upon strict performance of any of the provisions of this Agreement shall in no way affect the right of such party hereafter to enforce the same, nor shall the waiver of any subsequent default uf the same or similar nature, nor shall it be construed as a waiver of strict performance of any other obligations herein. 35. B.ll.EACH: If for any reason either. HUSBAND or WIFE fails to perform his or her obligations owed to or for the benefit of the other party and/or otherwise breaches the terms of this Agreement, then the other party shall have the following rights and remedies, all of which shall be deemed to be cumulative and not in the alternative, unless said cumulative effect would have an inconsistent result or would result in a windfall of the other party. Page 16 of 20 DIANE G, RADCLIFF 3448 TRINDLE ROAD CAMP HILL. PA 17011 1717) 737.0100 a. the right to specific performance of the terms of this Agreement, in which event the non-breaching party shall be reimbursed for all reasonable at torney's fees and costs incurred as the result of said breach and in bringing the action for specific per.formance. b. the right to damages arising out of breach of the terms of this Agreement, which damages shall include reimbursement of all attorney's fees and costs incurred as the result of the breach and in bringing the damage action. c. the right to all remedies currently se.t forth in Section 3502(e) of the Pennsylvania Divorce Code, 23 Pa. C.S.A. 3502(e), an any additional rights and remedies that may hereafter be enacted by virtue of the amendment of said Section or replacement thereof by any other similar laws. d.Any other remedies provided for in law or in equity. 36. LAW OF PENNSYLVANIA APPI,ICABLE I This Agreement shall be construed in accordance with the laws of the Commonwealth of Pennsylvania. 37. SEVERABII.ITY: If any term, condition, clause or provision of this. Agreement shall be determined or declared to be void or invalid in law or otherwise, then only that term, condition clause or provision shall be stricken from this Agreement and in all other respects this Agreement shall remain valid and continue in full force, effect and operation. Likewise, the failure of either party to meet his or her obligations under this Agreement under anyone or more of the paragraphs hereunder, with the exception of the satisfaction of a Page 17 of 20 condition precedent, shall in no way avoid or alter the remaining obligations of the parties. 38. HEADINGS NOT PART Of. AGREEHElNT.L Any he~dings preceding the text of the several p~ragraphs and subparagraphs hereof, are inserted solely for convenience of reference and shall not constitute a part of this Agreement nor shall they affect its meaning, construction or effect. BY SIGNING THIS AGREEMENT, EACH PARTY ACKNOWLEDGES HAVING READ AND UNDERSTOOD THE ENTIRE AGREEMENT, AND EACH PARTY ACKNOWLEDGES THAT THE PROVISIONS OF THIS AGREEMENT SHP.LL BE AS BINDING UPON THE PARTIES AS IF THEY WERE ORDERED BY THE COURT AFTER A FULL HEARING. IN WITNESS WHEREOF, the parties hereto have set their hands and seals the day and year first above written. ,7 /~/ ;j~/ ' / ' i~c~ r ~ ~ ~'" ~ . ,,~-' E. IG " "rI 2qqq ;:> (SEAL) (SEAL) DIANE G, RADCLIFF 3448 TRINDLE ROAD CAMP HILL. PA 17011 1717) 737.0100 Page 18 of 20 . COMMONWEALTH OF PENNSYLVANIA 58. 'COUNTY OF CUM8ERLAND On this the 9th day of March, 1999, before me.the undersigned officer, personally appeared, MARC S. PENWRIGHT, known to me (or satisfactorily proven) to be the person whose name is subscribed to the within Agreement, and acknowledged that he initialed the hand written changes to the foregoing agreement the same for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my hand and notarial seal. . , r . .... ,'1. . . ," '_."-~"-;.=\ olarlaIYaal . G Radclllt NQla'y Public OIBn~1ll Bora. Cumberlon~ Cr:;t;,~IXI' (iya~gr",lt'i!3SI0n ElIplrr:!L\ ,J~~::l_-.:-I MenllJ~r. PUtllIG,/..1:IlII .~:"',I, ':,:,';r, .,; :":... ':a ( OIANE O. RADCLIFF 3448 TRINDLE ROAD CAMP HILL. PA 17011 1717) 737.0100 fl.CHEDULE A LISTING OF BILLS TO BE PAID BY HUSBAND FROM THE ESCROW ACCOUNT PURSUANT TO PARAGRAPH 21 OF THE MARRIAGE SETTLEMENT AGREEMENT UTILITY ACCOUNT NUMBER TOTAL AMOUNT OF AMOUNT TO BE OBLIGATION PAID ON ACCOUNT BY HUSBAND UGI 217-563-6935-12 $232.58 $121.57 PA AMERICAN 660-10526000-03 $29.89 $29.89 WATER 0 PP&L 520-8790-001 $262.62 $66.69 TOTALS $525.09 $218.15 Page 20 of 20 In tlte Court of Common Pleas of CUMDER1,AND County, Pennsylvania DOMESTIC RELATIONS SECTION DANA B. PBNWIIIGHT ) D()ck~l NUll1h~r 97-7070CV Plalllllff ) VS. ) P ACSES CBS~ Number 094100026 MARC S. PBNWRIGHT ) Deti:llllalll ) Olh~r SIBI~ ID Numh~r Order AND NOW to wit, this APRIL 9, 1999 it is hereby Ordered that: THB ABOVB CAPTIONBD ALIMONY PBNDBNTS LITB ORDBR IS TBRMINATBD BPPBCl'IVB MARCH 17, 1999. ALL MONIBS BBING HBLD BY THB DOMBSTIC RBLATIONS SBCl'ION AND ANY PUTURB PAYMENTS ARB TO BB RBPUNDBD TO THB DSPBNDANT. DRO, RJ Shadday plalntlfr-- , defendant ) 1Y\u& J S. Andes, ESq0 'N,Ac' D. Radcllff, Esq. I ,,-~ ,,\ It"..\qr.i Service Type M Ed'ward E. Guld" JUDGE xc: Form OE.ooI Worker ID 21005 " , ' f.l; (Xl -- (:: I ._~ ~l ' 1-' .. '.'.- '"\ f,.,I~',: 1,.It' ~:l r. I .- '.1: II"', ,~: ,J:.;; ,'jl J l. I In 'f') )' .' " h.,I.... I;) lJ~ l~; I L.: !fel r" ". l".ln. .. -.;; l'. m . :J \..) (.f\ 1(J --.1