HomeMy WebLinkAbout97-07102
I
I
STATE OF CALIFORNIA
COUNTY OF ALAMEDA
Catherine Pickhover, states that she is the Operations Off~cer
of providian National Bank and is authorized to take this affidavit
011 its behalf and that the facts set forth in the foregoing
complaint are true and correct to the best of her information,
knowledge and belief; that there is now due and owing from DARRYL L.
HAMMOtm the sum of $4,752.86 plus interest and attorney fees; and
that there are no deductions or offsets of any kind, except as are
therein specified and credited. She further understands that false
statements made herein are subject to the penalties of 18 Pa.C.S,
Section 4904, relating to unsworn falsification to authorities.
~
Catherine Pickhover, Operations Officer
4217393000057125
...,
','~;':PROVIDIAi~
. III/III III}'
PLAINTIFF'S
I ~HIBIT
~--
PrO~ldj," N.ll(Jn.1 B.nk
IJISA" ACCQunl
YOUf Pnlwldlln N'IIOII. BlIlk flU100ld VISA 01 VISA '((owll tCbt -Account' ,Uow, yo., ID INk, pu,thuu by tiling your IJlSA wd tthe .CoIlli1 tvhll". d l.J l~ w'o '11 nM ,dWlnelll/QI'
Ulot an, aU'.. PIIUCglllfiq IIn4R~ ",l1l1ullon. ConnnltllCl dMch 111I' .1&0 be p/uldtd I' you .. In .dlilllonll w., 10 use tn. ~II. In this A~l~ "f1I'" .. .fN null I.d! plflQn Ie
wflom WI nnt oClIMd I QIIGU I:Ifd Account. "WI,. "0\.11',' ".1." and ~lJl' mun Provldw1 N'llonallhnk. Of lIS .,UII~nttJ. II wilt 011 your 11l1hn4 1I.11fMl1. 'ou Il1IY MIl bll6iqlbl, 101 an Acccu~
If YIlI Of . I1WTCW of yOIU ha'llli101d ..,,~y h..1 . "tdit Kaunl with Filii 01001J1 HIllon" 81l'l~ 0' PrOVwill" NII...,ai BIflIL. nN Account ma, bl u. aNy 'II' p.1OnM. 11mlly, hdullhotd. 111..
dtanllblt PUlJuu. and nol leu any bullftw or tlItmWCl* ,*,0'" Vau and WI 'GI'" II lolldwl;
ealll A~nnct.. 811ane.. you 1,,,,alIllIO tllia Accounl hom om. 'Ind.1 'MI hi POlted II ClIh .dunUL VOI.I may QII . ash Iduna hom .ny VISA IIn~ mmutioft. .. IIiec1Id AuIOmllld hilt
M.chinn. and by thICk. You mIIy 'lqu.n cun adventl chlcis by cliinQ out tcU.I," nUll1ler ~1I1d on y~ur Itlllmenl.
PI~m..a. Vall WtlIIClrvl . moftltNy 1II11lTWtI1 showinO ,ow llIJUtl~QtqQ b.l.nca. You wll PlY us in U.S. doUln IchlClllTIlJl bl p.y.blt II . U.S. olfiu allh, bonl the dlIck II dr.Wl'I ani .1111:
lfll p.y,,*UM u.nown 011 your allllnWll by Ihl paymanl.... dill In Iccoldanu wHh plymenllnllNCllons 011 yoU( monlhly stll.-l. YOI.I ma, nOIIUI"'ur l:QmttWICI chKkllO tN'l p.,mtnt:
Oft your ~ount or II INkl PIYfTWIU on Illy Oln. ",caunl .,... tUYI wlln liS 01 OUf 11IillIIIL Th, PIYRWit dUI ~ be 2'- 01 1M ..... bllanu stlOYIfI Od your 1I11..t pm Ihl .rIOIU1l at any ~.~
dul Plymanl. Dlua tb. lINunl by wtUdlltl. new balanCI UaNs yaut aldlt inl, PNI In. 101 Clf1l1R opuanllwmclJ., KowlYW', u.. ~ymml dUI w. IlII be ku d\M .15 lIMllu:I yOll new bll.nc:
Ls lau Ihln "5. In -nidi aM 1M jllyn'Wllltul wll bl Ihl ImNII al U\I new b.lancll. WIITIIY (Il1UIfI I h~n. rnnmlm p'J1T*1 if yCltJt Atcounl I. p.... cUI 01 um me crIGIllin.. bl,u W' WI,
Moly you belor, doin4 10. II yOtll pIyn.1I ia mm Ihan 1M plynwnl dul. it WII bl UUln U I IlI1QI. plynwnl II1d none alii W. be IIIplNd 10 IUIUrI pl'flT*u 4uI. WI my KelPII'11 01 p'flI~
"YINnIS. or lJIYnwaU milked -plld in ,,,- Qllt'llfkld WIll QtiI. rutncuons. W1lhoUllolM\Q OUl nQI\l 10 CI1IlKI .. amounu 0.... .. ifill AQ''''''''L
nMIle. ~~::. UCIOP. It dtxnb...t in In. G,.CI Ptrloc fw Pun:b1... IIClion of ItIl. ,AQrttnWlt. An,nc. chlrQU IJlQin 10 KQUI lit . debit wl1., II II ioduOId It .tIt. the dUly plMdlu. b.l.nct
I-Purchlll 8 1 01 thl daiy ash Idval\U b.1Inct rCui AdYICKI Ihl1l\Cl1 and contlUl. un:i Ihll balM" i.llfSuud by I ISI'ft'WII or cndll. Any IWI~I anoUIII WI 11CIA' ItIII IlCllda !nf
tUaca dtlrQu 1M flU tbln due .... r1rA ttduCllh. r~ Purdlua Batanc.. Illtj IhM.llthl Putchlsa BaWlc.1s mo. wi ,... Ihl (~lIl1no CuIII AdwIlCl BIlaN:I. ThI Pul'd'IA and C.u
Mwanu BallIICII In rIdund bV plymmlllJ lOll the dill ,..,ed. and by aldlll IUClOI flU'r"wlIlI at 1111. oY'tt~1t, and lTUCIIIIMous c.hlllJul .. lit 1M dill poIIad. PurdlJIIS 111 indudlO :r
your Pwd\... BIiMKIIS 01 U11 d.1I mad.. Cuh ad'l'ncu.. ind:uded in YOUl C.uh Ad'llllr.. 8a1anc:. II 10Uows: cadi: .dYlIIUI Inn olh.,lnanC1ll inS'lJlUrilW Itld ~ AullftMlttI r...... .. 0'
Uti dall rNtde cun aGlltnCl dlciJ mid. ply.ble to 'rou lUt WI mal 10 you II YOUl lllqUut, .. 01 ,.van dlY' ,flD' tnl dill WI InU on Ihl c1IlCk; .. IJttW chM:U. a. allnt dill honored: luno:
.lCItoNCIlty tnftSmllld 10 alh.lMd.s to t1M,I. baU.oas. u allhl dllllltnJmll1d. 0111_ dlblu tlJCtpl 101111" O'l.~1m. ftnanc.. L'ld mscll.nlOUJ cb.JttaI ., incbHd In yOut Purthu. ~r
Clm AdYlIftCI BaitncI.1 01 Utt d.1I p01l1d. F'lflltla dlll'lJG .. addu (0 your PUlcnaSl IlId ClaiI Adv.nca BUotu uch da, IAi WI thM pOllld on IDIU day 0' lbt bA1Q cy..:l.. T1\l1f. I' n~
plMd W1ttUd wftidI wh .dune.. may b. llIIlid wUhoUI WlItWl"Q I llnanu dl~a.
To IlQufI the dliy l\n.wl dlll'9.IOl purdI.JIJ IIlId 1M daily IiIanc.a chll;1 for c.a3JI lSduncu. w. 11111 wilh your pnl'nous dIY" PI.f1:b.ut Ballntl and CIS. Adnnalbllntt. add.. dlbiu IIId sublrK
II aldlll rotltle Qlmr11 ItIY 10 I.ht ~ Bllantlll. uplliold In Ihl ptr';r~h aIJovll.nd rroI~ lhl nil &mGUl11 by 1t\lllJpIic.aD&I daily pll1adlc r.tl 1_ loIlawoJ p....,.aobal. lb. fiwlc. cillW
lor ~_ b tbll'l added IG and iRaldtd Wilhll dly's PurOuI Baiana and, Ih, liltnaI ell.". tot' enn .d'lll1ell is then .dUd 10 lid Inc:Iw1Id in Ihal day'l CUI Atvanct B.lanct. W. lrull CUOI'
b_ '" lIlY 011'/ U "'0. Wo dat_ lllo 1011' INnca dIot1ft ,,, tIl. bl101l cydo by odOn<jlOlllhll 'ho IInIl1Cl chilI' I" _... ,,, uen d.y ...... tho biIq cydo IlId tIl. _co dill"
101 ClJft adY.wa lor eIdI dey wtlhlt tJM biing I:Yda. In calaiall1' I\nan(I dilrja. 111 .d~sUYlIn' WIll bl madl .101 any III1lJ1CUl11 Of P'YmMl troar wouW IInIIHIC'lId Ibl lit.nca d1arql calC1IIIIIC'
in. priot biIIino 'Yo. h.d Ie bllt1 pOII.,,!h1l cyda. Tho ~II dlily p.iociiC rill hu such IlranllC1Jon wi bl tnl ml..IUKllor till cun'"ll2ii1nt qdt flUI. Ihaalhl rill in IlltCl on I.~.
dill of Ihl UIflIIaiDft. The bl1loa lUfIOWIlI mown on Y" stollllMl1llNY dill. lrom lhl PtuchuI and CJ1h AdnncI BIbncn uad In a1~UtltUr flnltlCl d\lrvu. blClUlt Ibl Purcnu. Ind Cu~
AIIy.nu B41&nCa do nOI indudl any 1..1.. Qvw-litril, or fIUaII;arlllQ\J1 thllQII which u. inwdtd in Ih. b.llanen shawn on YOIJI 1U11m111t.
Th. 111m "Prime A.". II IJSId In this Agr..,..,1 lfW.ns thl ~I"sl primlllll publ1htd in 711, W,I Sf",' JaunW on thl rrSt buSIMSI dlY al tn. prrriouJ ca1niM month.
Th. ddy ptriodk rltl lor llutd'l.SlI Ind cuh .duneu is ,02438% lor thl flnl ai.J l\'IQnlhly ~illinq cydu lhll yoill' Accounl i, av... Thi, Ctlnupono. fa M .,* AMUIl Parclno;1 Rill r ,\PR"
01 &.9'. Thnah.. Ihl APR lot purd'l.w 1111' ~t ,diust. uch biIlnq eydl tl~ to 11.4" .bov. Ihft I'1in RaiL Umg llUs '0mW,,1tI1 dl~Y \Jlnoall: rlUI lor pm.sa in IhI Fm.J'f 1995 bdlin~
cydl wOilld hi'" bMl'l .04082", IcanUllonWng 10 an Annual 'WClntlql R.re 01 14.9%~ Alt.. Ihl initial PIf\O~. thl APfIIl,ar purdwu wl1ln no I.,enl bIIlm dwl14JI'- Aft" 1111 initi.l plnac
Uti APH lot "fit ld'lIdCII. inciudirlO b.l.nct rr.nsln may be tdjuJlId .aen IUillng cydl up 10 9.4\ ,bo'l' Ihl pm. A.,1. Usnq t1\iS lom1Jla. thl dady ptriodc rat. lilt cash .dvwu.lndudlng bal.nc.
blllsln. in thl FtbnllMY 1995 biAnt "de would n.'II b_ .04904\ lc.an'q1ondbo to an Annual PmlntlQI lUll 0117.9"~ Ah. (M inilial Plnod. me APH for c:uh ldv.ftCII W1I in no tVIO'
~llus than 11.9'1e. Any iru:rast 01' dcuII in thl APR wi lIill,lt,cl on lhl rnl dlV of yout biling cydland lNy rUJII " , ""'I nUll" or dwlUl.. thllITDUIJl Q' yaW' rrw'imJm pI'Ym.o:
WI mIIy ra y04ll APR if yOW' ~I is pan Out Of Ib01'11he atdillln'it. bUI WI wlM noufy you bllo,.. do.,; so.
To dtlaminl the ..,.lgl ddy b.alIna shawn on 'tOW' JlII...1 tOf purthu*,- ,dd och ~Iy'a Purd1... B.lancalincludlnV daiy fNna chlf'l).1 in Ihl b... cydIlIId cIW1t by till nooter of dlVlI;
thl WinlJ cyda. To dIIamwt. th, I'IIRQ' daily b&Lucl snown Oft lour ,111.".1101' ush IdYlnas. Idd IIch d.y', Cam Ad1'lnr.. BIilnCl lindudlnlJ ddy mantl c!11l1le) nlhl billinQ "dI.nd divllJ!
by Ihl rwniI. of dlYl in the biImJ cycta. You can fllJitiply -*' a thUlneraq. ddy balancu by the nuniJIf 01 day. in thl bii1t cyd. Ind by Ihl ."pIatIJt d.Iity pariodIc rltl 10 oblaln SUb101l1~
and Ihen odd litl twl aublOIab: IOVItt. hI dltemint !hI t" amowlI 01 your finlnel chll'QlI IOf the billXlV cyda,
Grl'. hrld rot PurUi..... New lNtthw:s PllJlIlf la ya ActcNlOr In ~iIItlQ lO'Jcits whln Ihl prrvioUI bllana WII lIflI. or wt\Ift tM prnioul ~.llnC1 ..... IuIy paid dIlrin9 Ih. cyde. do nal b'~lr
fl incur . "n$ACt chanJI unlll 1M Slart of Ih" nul bllnO cyda. You can ''1old any !Danca d1arql Oft sud1 naw putdllSU it rOll Ill' Ihl la.'''' nrw bll.va . fill by ItII PlytTWll due d.1I shown ar
yaut JlIIImIl\L New pmam paJlId In any OUI. ~O cydIltcw I fltanCl d'l1n)1 Irom Ih. ~Itllhl purchl" was mad. and tnn 111M pltOOd in which 3UdI jU'dI... IMy bl rlClaid wnhoul inC\/H1n:
I mlnC. chW9L Thn is na ptmd in wndl CUft advencu may b. rl1JlId wilboullttutmQ . Mana chl"J1.
,... W. wi chtr9t ylNl' Actouru uo '0115 lor. udI C.. 'flU I. usia rlOlatt: 11th rlrumld jJ'YIlll1I d1tclt:.uft check you writI on your Accounl tJstt WI rIbfI1I UIflItid: "ch slOp PI'Ymtl'l1 OIIH
or rllllWII of such WI ot'd..: 'Ich billlnO "ell >MIMI wtrich f'I\W AcC'aun'II. dlPnqutnlllall d\lflJll: and Itch b.q cVeil WIIM wlUch your ~a!.ncl ucaadJ .,... am;, IInL II you rlq1/ut COplts ':
bifIlQ alll..,...U ltul WVI rJrn ,*,1 to you rmll Ihln Unl monthllll'lar, WI mil d'l""ll I t\IndInq f. 01 $2 lot .,ch tudI CJpy.
DthulL You wi bl in dll.ult if yau wtTI not ""'* 101 tbtI AccnunlII Ihl tinI it WIS Ilpenld: if yau llIiI to cOlTOly wnh IffY plft 01 this Ag"tmIfIt: if "" ialonnarm you gavl us plOVl' 10 l:
irlc~11' 01 flUe ~on 'YOUI' dlllh. b.n'uuPI(l. Of Iftaolv.,;r, II you lUla ply 011I. dlUts whtn due: If . bankruptcy OlllllOn IS IiId by or ,qlll1J1 you: Of if WI b."" in Qood llith U"I you IN'.
NI ply 01 ptrfoml yaW' obliqlriGnlund. t1U. Ag.....,l. 011.,.. dll.ull w. m.." wuhoullurtnw dllT\ll'ld or notlcl. e.tntef yowmdlt priritqu. dKlarl vall' Attuun1 b..nairrrMdlallly dul 'nd plylDle
and inyokl any ""**' w. ITIlIY hlYI. In Inl 1"111I1 O. youI' "Nl. Ih. ouullnding balantl on yOut Ac;t.OW'1 shl~ conlinul 10 'C'CI\M IlI_ullllh, AMI>> IibdoSld in dtI flAlM. Chlrgl. stell!)n ;
tIQ A9ftI'T*Il. anA if W. hi" suld you 10 COllICI Ihl .,.,..,1 you OWl.
ClIdll Unt. YOUl CliKit lin. i, sutcifiad flam lime la In if . Sag."tl nOlin. WI may incr..,. or dtalasl yoUt' cndit rll1. ~utd Oft informalion WI obltined from you Of '01.11' Q'tdllltcords. YQI.
I'tllllbl. crtdlll. normally th, I1lfllt'tnc. b.lwrltl YOIII' atilt ,.,. and youf Accounl ~aianr:1 (mc.lud,lfIg (r.nsactlona mad. Of ~u'honm ~UI 001 .,.1 tloSltdL For m.m ash Id'llne... 'Uillbll me
l1'IIy bl Ius. You wtl nOI usa yoUt' Accaunl 'or, Ind w. '"" Illust la nonor, .ny lfll'lllctlon which wOlJld ClUSI yl)1J 10 IInld yOII' 'YI~.bll crtdl1.
P'Gmlll 10 PlY. You prorr... 10 Pol, us wlt.n dUI JII olmOl.lftU bonowtd wit'" you Of wmeon. Ib, us. your Acr.ounl Il'Itn if I*" IlmUnt chlr~.d 1f1ettd3 fOUl :Jlf'rT'luionl. aM Olhlf' lrlnsaCllona ,II"
chllQIJ 10 your Accounl, Ind COWifCtlOI1 costs w. ll1o.rr rndu4ill9, bUI nol \lmIltG 10, rllson.bl. IlIom",'al.., and coun tU31L III ~Oll WW1lhl SIIll, 'N' wil IJI' yout (usontbl. .nomly'a'", Ind co~
cOIIl.1
CII.n,u. W. mI, ehlln91 ,n.., pin 01 Ihis Aqntmllll or Idd 01 flmO'" reouiftl'Tlfll1U altlf notlc, II r",uirad bV Itw. If WI tn,o;1 th~ Fin.net Charqu stChOl' 01 (tits AQfttrntnl. Ihl 0"'" fintnu cnll~
calcul4lLOrl wil aopl, fa your wholt ~J;ClIunl D.l.n.:. !rom 1M llIlell'fl dill ollh. chan;l. wlltln", Of nllt th. l!illanetlncludU Iltml pollld to ~QUI "ccouru b.lorl 11'1 dIlnQI d,t. .nd wnluh., Of n~
you WltlnUI 10 uSl Ihl Account
Pa,tlgn bchllUJIICu"lncv C.nv.rsion. II YOIJ USf yOII' Card lllf If.nSlcl.ans 111 . currtncy olh" Ihln U.S. donar" In. !1.MJ(1J01U w.u b. con"",,, 10 11.5. ~..JI"L qttnlt'lU, usinq Illhll ~
ga~.nm"Rlt\IIndlttd (11. 0' IUI wllollsalt l1\1t~,1 r.1I In rlllel Ih. dl" blfoll lh. U'lu'cIIon oroulSlnq dar.. IncrllSld b., onl o.nll' n'\l. II ~ cr.dil II USlQlJll'uty qrvU1 'ot a Ir,nllcllon, II ~j
bl decreased by onlalfClnt tl'!ltol. II Iflt crrullllu I dill_In' DfOClUltlq dalo, ,''''' lhl tltunq. r~1I ollh. tfldll Cln ba 1IUI.11ua Ihan lh..! r;lt IhIIM.'" fnInUCflon. Th. CUf,.nc, con'ftfSlr.
"" on In, dlY b.lo(1 tnl InnUCllon ~IOClUlnq ~oI" mav dill.. 'rom lhl r.l. In IUKl at lilt II"" 01 Ill. lnnuclldn O( on tnl dm In. n.nUCllon IS PQUId on 'Y,ur Atcl)ufU. You '~r.1 10 ICC~,
Ih, conw,ulfd amounlln II,S. dolllll.
Th. Card: CuclIU.uon. You WItl ilium In. C~rd 10 us II au' rIQuuI. Tn. C,ull flalllS ~I In. md "t th. mt'lolh shown on It. 'H. hu. Ill" IlqMI "In 10 (11'I"' Ill. C.ard. AI .n, lime .11" u !'.'~
30 diU nOllet 10 you. or Wllhoul nOllell! ~IIfT'lll.d bv lilw. w. ma, t,octl Ih. eMd ,nd ~out mdll gmlllllqdS. II VOUI C.llfi II :.ncrtltd ot nOlllflllwtd. fmlnu ~holr1" and ath" rus win conlin
10 b. IIsluld. ~.yIl'ifnU will conlW1u.IO bt du.. ,Iod .I~ Oln" ,DllbClbl. 1I10"11Ion, 0' Inli ~~r"mrn' WIU rlm.ll" rn 'lltIlCl. 10U!'NY clncd yOUI :I.dlt ~rrv~tqll by noltlVlflq us In wlllIn9. r"Uln:'
Ih. CUdl'1 10 us CUI In nail. .Ind onlflq 10UI ,orltt SUlemtflf ballnc. DV ,h. U'Vnwnl dlJ, d'll "11 Ill, U,J I ImttIlI \..hlc.h ,nc.:udU 1011l' hn.tl lIulen.ulS. r.1~ .a",nr..a:, :.~:al~n. ."d ~ce:, Your m
Dmll'~" will b. uoull14 .nl! /10 '~llllufn.l fln.on ch.,qll WIU b, In~alld. It w. (Incu Of do JMI ,..,.. Int elld, 0111 ,au 111"""'" ,OUf ertllll D.ml.q'l, ,ou /Ny no IQn~1I NIII' ,nlUI JII
"fcounl. .M ,0'1 UloUld d.1Il0, tn, \Jny_tIt chIC" WI hi" lUll" 10 'au.
'....lln.II"'4""'U"''': "o."m'Ars. JOu..... ,.V, II' 'I I.." II) rtu. I"JIIU II '!'fJU o:hln~' 1''1\11' 1t'""'..1V rrwIiftt ,dd'''''. '*ohon, nunln. or 1Gb. 'ou wll 010"..11., lJIn \I.lnformallon ~t
,IUl l~ant"IlI."1t'11l w. .Ii 10111. WI INy ,'1 wen ~Iormlllon 110m ellnltf&. m'lud"'9 aldl"lIIortIII19I1lG1L and Df0V14t ,OUl .dd,.u .od 1tI1almlllOn .DoUI ,OUI Aceounl II olh... W'lnh
11I11' wen ",'om.uon wll" OUl III~illll. II you ,.. 10 lullil .ny ot 'OU, IDlltlllonl WUI. llkl ~_l. . ""1111'1 aedn flDon ,.!IulIn; Oil ,OUI ~1.IUllicord IT'll, b. submltld 10 (Jt!111IlDIII'
.,Me,&. .
CI6IIOmer Semu: U"IUl).riU. Un, Lall, 0' Tht" at Cbeclla 01 01. c.a,d. hen ell. ".,,1 b. ipM III '1CIlIt. YOll.-1M ufl9U"~ Ill' Clld. your jtlfUln.1 idlflllllc,uon INITiIw 'WIlKllllIOl
.ctau II ~IOlTlltld r... M.ctmlJ~ and lilY check.IJ.W1d 10 you ttom Ih.lt. you....... y"" ,... Ull1l1anoft numo. ".111. 111m ,out Card. II "11 ctII.CI'. Ot IUlltclIh.1"" C,m
any unuUd dIlCQ M,ltn Of nolln. OIlh.llhn may b. III un_lhIn." IJInIlCUOft on y_ Au...... "1\I01y II' '""'t~b' ItltllftOrun, 1.800.933. 221. You MI....... thouQ" .
ma, nall'Y u... "till"" . we can .cll.n 10 ImllolAl ancf !laW.y. Yollt' 1I.tIIMrv 1001Nll1bonlM" taWTI't b,ler. you 1\011 u.I.1m11d 10 no. IF ,au ",In or WI lU.tet un'"lnOm,Q
., yM Aa::D.alt. WI may 11IO_ yow crldit pnrieta !MIl; WI ,.... Ih. lIfobllfl1lD lKIf ADlIKOM . 11M ,. , new Card. I YOUt ell" I' Ion ,t llolln. YII' WtlIJlOI',dy dUUlY II d'IK_
,N pouu.a. fa ~:'It a.ll1ornw &rfICt and 1ICUl'I'ty. yOtl 'If" Inlt rOW cab tN, III mn.. . ""'""
Merdt"'llW,uI" W. wi 1\01 b. ,.blt if., p."" 01 A&lIOmllld r... Machin. r.'ulIS t. '*"" dte en... ~I ,our d1KkL " 1&iI. II 1I1ijff1 In. Card II yltl. W. h.,. nt moll"Ilb"I~
f'Od.lllNl ..... """,,lied wlln In. Card III chlCb UC". II ,..-. by I.w. IS. SoleM "lit IiIIlMJ c.t_ bM.nUIh.1It. If.liIOII 'MIll Ih. Aeu,",1 .. l>>'oYid~ by If*dflftt VlnO~
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SlI, ,.,...e 0'..... II yau _ 10 I1ltf P"1IW'l1 on . cMck. you lNy SInd lIJ . II" P'f1MIl ..by... It III II 1M Iddrtlllor C\I110111lt' ..me. nl1" Ot! Y'" bi. You "n 1TtI~. I :~
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I HEREBY CERTIFY n,w THE WITHIN
IS A TRUE AND CORRECT copy OF
~THE ORI?GIN~ON FilE,
7tJ '{' (<C..,... i..x.;lIl dl,-,
IOEI .
Al 0, "v F(', ,,"';j:ENBfINT
JOEL STEINMAN, ESQUIRE
Attorney I.D. #62042
MELVYN S MANTZ & ASSOCIATES, P.C,
25 East State Street
(215) 348-5200
Doylestown, PA 18901
ATTORNEY FOR PLAINTIFF
PROVIDIAN NATIONAL BANK CUMBERLAND COUNTY
plaintiff COURT OF COMMON PLEAS
VS
DARRYL L. HAMMOND
Defendant
NO, Cf7-7/0;). CW-i.e ~
N 0 or I C E
I
You have been sued in Court. If you wish to defend against
the claims set forth in the following pages, you must take action
within twenty (20) days after this Complaint and Notice are
served, by entering a written appearance personally or by an
attorney and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned
that if you fail to do so, the case may proceed without you and a
judgment may be entered against you by the Court without further
notice for any money claimed in the Complaint or for other claims
or relief requested by the Plaintiff. You may lose money or
property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO, OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Court Administrator
Fourth Floor, Cumberland County Courthouse
Carlisle, PA 170J.3
(717) 240-6200 TRUE COpy FROM RECORD
In T~l!rnony wlteroot, I hew unto set my hand
an<llho ~,;l of ::,!id wUI at {;arfislC. Pa.
T~tdl'h.O . 1\1
\I~m~~rshlpl R~qu~st C~rtllk:1t~
YES, J'd likeithe VIS?: Gold card
with ca~,h up to ::itO,CCO.
Pl,uo 10"1.1 lJ"I.!h. 'IlSA CoJW ~.nt.$Jld Itr\1fl~I'I' .:J.h II r h~v'l'1II'qu"lt4 :1
ltttOIW. t ~"" to bf boul\d 1.1" the .'(Coun, "'II"""'lftll (....hick ....\lJ b'l1'\Autd 10
IlW whrn my &CcoClnlrl ~tJtnll'd)~nd 10 tfF.yJ,mnclF.J. Inl.tnl, ~nd inl.,..u
I"..'........ N:r' lIulIl 'N\U .,..... np .:bUCltl.lln' f "Nm tJ't. aN11I ~ ;J\ltcll
(II 'pplJnol" 'U1lJ.t4 &Jl., ,"Vl"~U1" Ih. ~"'nul\l .'~ClJ1I1'lI.
Th'"n~''''n..p''''' i:ebruary 20, 1995
Darryl L. Hammond 5 0 :j
337 Roxbury Road
Shi~~ensburg, PA 17257-1007370
1526A7 ICICO Gt336
GJOr MrJR MCHCipECD ACBB 10-
526-0966S-0601i1
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SC<W SOCUllty N.ur:\,u
17./7 JS30-/.i/2' (7/'/)570-/7/2... I
HClmt (,hant : Work/SOO:Jnd {'honer E:d.
VrSA GOLD
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526-0968~-8601-( FG15<
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Request VISA Gdld NOZ:j!- ..,
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Our Lowest Interesr Rates
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PLAINTIFF'S
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PLAINTIFF'S
EXHIBIT
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Pl'IJYldlln "hlllln.IB.""
'JISA" "'"QUIll
rout PnI,tdlaA Nil_II alllk FifllGold VISA ot VISA AccaUIU ttN "Ac.coIUU' &JI0WI VOlt to INk. pun.lluJS by IJSlnQ yqUl '/!SA aid rttM 'CoIId' whttnlf illS '*'ClIf'I4 lAC 10 ill c:aU1 ad..lncu IIOf'
YI U an., oUt. \JIIltC2G1IV\l1 fl\lIIcll 1fI111lUIlCln, Con.,.....,ca eDeMa IN, allll bt prOY1d1d to yoU n.n Idd.lIIQ1\U WI, III I.Ist me ~nt. In lhll '\q'~ ",.," .. "YOUI' /T'lUn ud1 Pluon Ie
.,.nam wt "'" oplMlll cUlMl CIId .6.tcOIJl\I. "N.: .OUf,' ".1: 1111' \11' mun ~O"wiW1 ~lllo",1 BII1M. or 11S'lwqn.u. II Ul:" 01 yQur blUinq HlI.".I, You mey run bt "Jlbl. lor ~11 '\cc::ur.
Ill'. ot . nwnb. ., J'" hdll....14 ,"'., h", . aldil ......, wnh 'WIt 0..,., N,","" Oan. " Pr...illll N.II1l11l Olll~ "" Am'''' "'" ~. 'M or, I.. ,-.anal. lamiy, h......Id. 10.
chII'll"" P'flIO&ll. 11\4 Itot lor any twJWlW Of r.OlMwod IQ1)OIlL You WId WI 19'" II lallaw&:
~11t ,....Vlnua. BalInell yOij "",".10 ll\l. Atnunlllom om.. tend If. W1I blllontd II casn .dunell. You may ~'I I euh &lhMOl from any IIlSA IlnlOCiallnumnio.. 1I11Mct1d A.,lotnlll!d Tfl'Il!
M.dunU. Jnd by chtd., You fI'II' '""lit cun I~YIl'lCl c:J\aU by ~q oUl 1011.1," flIJIftIlf Onl4 an YOUl nll.m.H,
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thl p.ymMI dut U ~M on yout Itll~1 ~, Ih. p'y"*1 u dill '" ~l;to('dInCl wuh Plymlfll InstNCtlOnS on yOUl roonlhly nllllMSL Y(lU mI' nalli1t rvur ad'fCdl_1 d\lCis 10 INlle paymtnl:
011 ,WI .ucounl Of' ta /Nk. plymMU ad III' Olnlt' acrwnl)'Oll h.... 'Huh us Gf our .lflll.lllJ. Th. pl,n*1I dl,l' will be 2~ Qllnt I\IW bManct \ttQwn on ,auf JlII...,1 otuJ thlllrlJWU of an., II':
da.tt D""*1. ,*" lb. IIJ'lOUtII by wtlktIlJ'I. new baLIn" u,,*" yoUt' aldll~" plus I... IOf ~iIIl oplionu IIMas. How"". 1M ~,,,*,I lPlI will nil b.Iull1\1ll11! ll,l\llu YOW' new ~al.nc:
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.1 a.lll. Th_Hat. th. APR I.. ,1lItI1.... ""Y ~. I.~st.. _ bllin, "do"" 8.4'4 .bm ,hi Pirno AI!~ U"", 'hb ,.I!lIIiI.1h' d.i, ,,,,,.k "" '<II p1ll'dlI'" It 'h. FIl"ua,., 1999 ~dli,,:
'ldo wallll h...ilton ,il'OS4'4 I""",ondin, " an Ann"" ,....ntt,. Aa.. .1 14.9l1~ AHu ,h. ;Mill ,..... tho APR r.ot """"" wi ~ no "." be Iw rl1IIl 14..9l\. AI1.W th. lIli,ill """
th, APIt '01 euh 1dY1ftCIs. "'ctu~q balana [flnal.So n,.y t'IIld~1d udl ~, cycl. UCI10 9."'4 Ibo"e U... PIn RilL USlnq \tlLI1.ntIlla. Ih. d.~, ~..,. r11. fot wR'GvanctJ. itu:iudl1lJ b.l.nc~
lrustn. ., tbll FIbtUIfY 1995 ~ cyd. ....oijjd Ill... bna .04904" ltenIJPoncii1q ta ~n Annuli Pm.nu;. l\JtJ of 17,9~L Alt. tlW ir\lll&lll"od. 1M API lor ash .nlllClJ WI1 in no t~tn'
b. 'us U\.In 17.n.. MY ncrr.lze Clt dlCl'1lUt in the APR .... take .tfK1 an th.lit1 day of yout biIn; cydl and m, Iwl .. I ~ incn.1t 11' dta1Ulil ma IIfIMSt 01 yOUf min'um lI.ym.n'
w. may r. YOUt APft if yOUI' Awlunl L1 pan duI 01' &boWl m. cndilllnit. but wt ...1It nlltlly yOU btlm dtm; lll.
To d.llmn. !h. .d'tqe daiy btAanC\l stulwn an ,CQf Stll..-1 tar ~UI'cn.uu. acid lien day's I'\attIIA BllancalWtdudinO daiy rn...a cha~.l in Ih. biIDI q-dl1ftd lM1I by lJ'Il mmillI of d~y, ,r
Ih. biIIid4 cveiL Ta dlllfl'lW\l _lht 'Vlll'~Q' dd, ~ ,shOwIIlX' lOur S11l1ltl*1 lat ct$h ,1i"1ncu. add ..en 4..,'1 C.utI AdnnCl Bal&nclI lindudinq dUy mana dt~tJ In Ih. billing c:yde Ind di"llll
hy 'h. '""'"" .1 ..,." 'hi"" 'ldo. Yo. can ...""Iy -'". th... ".'9...., ~aWlC"ly 'h. n.niIat "..,," th,1lJo>t 'ld. Ill' by ,h. wpbbIt..., ,oriadk: ,," ,. ob..1t ","OI.i:
lAd thin add tMlWO subtOlaU tOCJ.thw to dl1lr1tW1 tn. lalll amawtl of ,our lUna d\IIlJU lor lh4 billin9 cydl.
OIl" hflod for Pur;h.u..s. New pt.rdwIS ~OJ11d to yOlll Act.ount in b~Q cydlll whallhl ptniow b11ln~ WIJ tIrU. u'vtI\Id !hi ~rlViow balolnca wu ruIy ;.aid durinlJ Ut. cyda. do not b.qir
tll incur I fimKI r.harQ' urn~ the S1tn at !h. nllt biIln; cydI. You un ..Old, tn' INnc1 d111'lJ' GII such nuw ~tl:l'l:tllsa jf you IJ.I' Ine talal new b.w.c. ill fuI by m, paynwnl due d.1I shown ar
,OIl n.._L Now ,!Wdt_ ,.n.. ill illY OIh. b'" cydo """ . _" ,"",' Ir." th. ....'h. ,uItlI... WII "".. an4 th... no ,,,,,. in .h,d111ld1 ,mItuu ""y b. ,,,,aid with..' ",cu'''"'
. fin"'" ctwqe. TbIrt it no pIOGolI iI wtJictI cash ldYanaI mrr III ",aid withotn ~ I fNna char.JL
f... We wi ~ your Ac:co...rU lIIJ to 11! lor: IICh Cant you .. us to ,wtaa: MCh I1tumed PllyllWll ch.a: w:il d'1tt:k YOU ~ an yout Acc:ourlllJllI we mum ~dd: ur.h stoP p.y"*1I 4rCle
I)f r",.......1 of such. onl..: lid'! bi&nq ,yd. WIthin wnkh .,. .lct:atmIls d.qtIItII flail dlll1llt and utft billin; cydl wrtllin lll1Uch '011I blllnr.. uc._ .,... a1diIlill. II ,ou rtqUlSt COpllS ~
biInq ItlltmlRlJ thai.... nrl1 _I III yOll IOOfI Ihan ltww monUlJ ..... WI "., chlt1)t a ttandllrnJ ,. of l2 lot ,.th SlJdl CDV(.
0.,..11. You oft b. in d-.ltlJIt: if ,IIU w." nOllliqlbl. lot tbI A=unl IIlhe tint iI was Olltnllt II 'fOlJ I.i 10 co~ty wrth .,., ~an of 1m' A;r.....C if Inl' idam'llrian you QIV' us pro....s to ~
ino1~lItl Of II4sc upon 10llf' dum. banknllUCY. 01 insolvencr. if yl)ll Iii 10 ~,y om. debu wll., lU.'C If . banllrupll:Y p.atlon is r=.d by or 'QlIl1Il you:: or If .... II.... in ;ood laith U1t1 you mal
nal ply 01 p.nonn YOlf QlIlqlliortsundll' Ws Aq,IIInWlI. On .,...d.faull.....lTIIY. W'lthotillurtllll' demand or nOIlC1. uncal. yout C'1llI1 pririlgu. dtclar. 10ur Aa:u11 bail,""", mn.tJ.ttly du. .nd lilY lOll
Ind in,ok. .ny ramuty WllTIIY hi"" In lh. IVlru 01 ,our 4tfll.11t. In. OUlltoMdin; lIalann on ,Iue Acc.ounl ~,d tQntll!lJ' 1.0 .mue IrtIl't.St II Inl APMW dbddsad n UtI Finane. Cblrgas stcllOn :
tnU A".,..,.nt. ..,., I' WI II.... sued yOll to CoUIC1 1M trnlUJl you Owt.
CI.dlt Un.. YOIII cn1ir lin. i.1 satdlltd from li~ hS In. il . SoIIJ.r," nalicL W. tnSIy inertiA or dltCtt1ul YOIll cl'dlt nn. buill on inforTNtion w. obtainld from yo., at ytJIJt cedit r!Kord'- Yal.
......0Mi aldil il nonnall. In, dill.llrlCl b.lw"" yaw o:rd \tn. and your Aecount b.Llncl rlfltludfl9 IrlflUC110nl rNI~' or .ulllol'\lDi but not YII oostldl. For am... ash ~dw"''':s, I'fa~abl. me
"'" b, leu. You WlI nol USl yOUf Ar,caunIIOl. and wi nwy 111.,,, 10 honor, In, lfI(I:sac.'TJon wlrirJl would C.US. you 10 UCdll1N IUHlbl1 atOll.
Pr~ill 10 'IY. You lIrOI'l1M 10 g., uS wh.n dl,l' d ~IMUCIU borrowtd when you 01 wfT1IIUnt list us. your AccQunl (nen if III' allDUnl clluqrd IIClad.J 'fOIl' ll'.muJonl. all olh., tr.nucnons ,r.
dI..,..",,,,, 4<<'lIIn, an. col",,,n conI w. '""" '"""dint. ~OI no' Urn". 10, ""an.OI' .1I.m" ".., In' coull COIl< 1I1....~ ,h. "''',.' w~ pi''''' ",..naDI'''lom,,'I'm In' '"
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CIIon,a, W. "'" dtllll' any "n nl 'hi, AI""""" " .dIl <II "",,,,"..o......n .Iru nOl'" .. '''.0'' ~,I.w. II w. ,h'"I' ,no ,...". Ch"I" ,,,tI.., al UllJ A".""",. ,h. now finon" chat'
,*"""ll4tI ..,.. 1111",," 10 vOIJf' whn\o1 Acc~unll]~I."u flom I'" ,fleetl'll dill 01111. c/llr'lq.. whlln. 01 ndlll'l. b.l.nCllnCl.,du llllTtS ~OSI.d 10 ,our 1CCOl.ll'lll1lll1f1 Ill, c~anQI dlll.nd wn'll1ft ar I\~
you c:onlrtllN III lIIIlh. J.ccount.
F."I,n b'h"",c.",",'1 c.n..n,,", II ,." ,.. ,... c", I.. Ilan""~" . . curnn'l OIh.. 'han U,S. d.II". 'h. ,nn..n".. d b. con.."'. 10 Us. dOl... 1","Ill, ,an, iII,h..,
I"atn_,,""""'" "" " [;1 wh.,.,." ,",,",I "" ," '''''I 'h. 'IV 01'''' Ih. IlIn..""n ,,,,,..., ..". '""..... ~, ,no ,.,.., 11 ~1. ". ".." · ..........,~ I." lot · 'tln..""n, " ..'
~. dllCl'''ud by on.o<<c.nl 11~I, II 'Il~ ufdll hu . diU.." oroclWltlq dill. rll_ III. utMnq. rill al JIl. atdlt can b. ~rul.l1css Ih,," 11111 01 Ill. 00lprI'u rnnutflon. Th. CurfHlCY can"fflj~
rill on Ill. Ii.y 1111011 tn. u.nuC!Uln oroctumq d~1I may Oillll' 1,0m 11'1. r~I' In .IlKI JI Ill' 1I~ 111 In. lranucllon Qr nn In. d,11 1111 1'lnUCtl~n IS PUled on your Acz:aunl. 10u 19'11 10 .CC1r
III.. Clln'fllfltd ~maunl In Ij,S, dodm.
Th. c.,.: C.ne."...n, "..~ ,..um ,", Cat' " UI " .., '....,,1. Th. C", "."" " 'h. .,.,' In. ",,"h ",.wn on ,',H' hu. 'h. "I"' nOl ",.... ,no C.n1. AI In' '''''' .11.. " '.,
30 dlYl nOlIC' " <G., ".""., ,'OIIC' ,I ",nil'" b, "", .. "'" Clnell ,no Cat' an."UI ,,"" "..,1111", II '"., C." " :a"n"" "' nOl ,,",w". I~IlI" ch."l" an. OInat ',u.,1I CO""
III I). USlJud, iJnmtnl1 will tonllllut III (I,Ju'. &rid .U oln.. 'Oghubl. orO~ISJCIns 01 11m J.qlttmttll '""iI "maln 'n III'CI, !ou lt1Iy caned 10ur :udll OIl'f~flll1 by nOIlI,II'll) u, In ...""ng. rOlull'I"
In. CJ,dlslliJ ul tUI In ",11. .nd 0.'101 /l1ur 1n1.'" lIi1urntnl 3.I.nt. I]y tll. lI,y",*,1 .1u' dau ~lllnt IUlemtnl ",hIC,' ,nc:ul/u tOW ~;n.l ou,t:wu. c.~ ,d'Ia;\C.2;. ::....~r.;U, Jltd !cc;, 1aut ~:~:
g/lW~I1l" ""'. o. ~.n,lli.., an.. AO U~IIIGn.1 II"IIIU ,/1""'1 ifill Q'frlllllllJ. 'If' .;,U1UI " III .ulll.....,/I. .,m~. ~I ,I ,""'&jIlIIUI, ,'1'" ;r,'JoI ,a''''.'j... ,.~ "., "j ~ll'j.' ""'1' .,i~~~. .
,~cuun" Jr" ,OY lIlalU4 <JUlio., any "nUl" cnlfCu ,III ~... lUUt4 to fau,
".'..n.ll"f,,"".tI.,~ "Ium,na. '~l'''''''~' 'It 1,1.." "'1'" '''IIW:' " ,,,'u ":t1ln~1 "ur ""'''' "-" fIf ~ 14QI"I. Illkilllnon.IlUlT12ln, Of ,1Gb. luu will g/OlTllllY 'JII' IJlln/ofmlllOn I,
,1111 hn.~ ,It_. ,! ., IIi 101 II. 'N. In., qll wen ,n1Q,,.,..I14n 'rQII1 Olll.a. InCWel"'4 cttdll '10011., IlftrlOU. and glO'Il4l ,0\11 .ddUI" .n4 InlOUNllon .Gaul ,OUI "cCDlJnllll arnw.. 'NIII\.,
IIlIII lie,' 'ltlotmlllOn _In qw .fhliulL II you 111I to IUlIIlI fA, 01 ,Ol,lf QDM9IUO/l. \lnll" ItKI "".....1. . """'" Clldllltnn ""KI1n9 ~n ,out c,tdllltcalQ .my ~I MlI1ll1d 10 (1'.1111 IIgal
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CYlI."''' $emcc 1J....Ii.nlli U.., Lou. Of Th,tt I' Chll.lh Of till Cud. hell C.rn rJI.Id b, ,... QI ,....t. lou,...1iI 11''9\1110 l~' C.fd. ,OW plulInll Idl1l11llclllOtt I1U/TCI. (..,-;lIcn ~'4t
acuu to .,,1....1.. hillf M.~nl. 11'4 011, chIC" lUlN 10 t" Irom In.n. You" _. ,OW' ~ ld..ntkallM I1I11T11If LIIlflllllam ,OIU C,llO. 11101.1 diu,,,. Of II,UOK(lhlllnl C~V
Ifty __ cnecu ."lta II n...... Of In.1 ~'IN' b. 1/1 UftlUUWUId IranuC1101l Oft,..... ~ 'OIl" "'0'" \U pI1n,,1Y by lPoftOnlnq 1,800,93].7211. You WlI pilon.. "'.. Inll\,l9" .
mt, nlll'Y III II wm.... WI till K1 'I" lllimllGUIt ilMlItitIIty. y,,,, IlaaiMry hlll.MY~ _ oa:a.m't b"M"IN 111111'" UI i, Iilnlld II leo. II ,IIU flCllln 01 W'IUJDIC't UlfIUlnGlTIIO
41 ,.. Aa:aultt. ..... may _1M 1fN1 cndtIlNlWIcJa UI'lI. wt f"'1'I Iho Plabln 10 N &l1U11CUII . IDIII'. I 11M Cn II 'WI Cn .1 1011 at 1It111n. tall wwI prQ~Uy dlltra, .. c:tll('
111.II p....... r. ""'I" cultonw &rftC. 1M 1KUfIt't. you .qtH Uti' yOt# 1:. 11.' b. IJ\DIIlUnIII 01 ~....
M.u.ut !W.a.... WI" IWI hILI. illllY p.SDA 01 A611","ltO Till. Mlchin. """" lllIOlW .. C." Of ICaIII ,aUl d1Ki1. " '.1 fa 'Ilwn Ih. CliO 10 1OU. W. hlf' 110 'uoanllA.~I~
gll41 _ IrftCII 1IUf'dI..... 'MIll tn. C~ at chlCb UQ;I I' ,,,lid b, I.w. IS. s..w AII6I ~J '''11I b..tinIn.1II. .....01. wllft lhl ACtQlU11 III pra,ld. b, fhl'd~1ttl' _lIl'Ia;
W. .,.. nol ,......... lOf the q\J&llly. ......iUry. Of /1ull 0' any of tne wmCII you chMse IlIlaII.
St., "..-t OrMn. If 'ou WlIh II 1I0a PlfYllWlI on . cn.;1. fOU IN, ..,d III I dot ,.,mM' .. by wntint 10 \.11'1 aUf addrua lot anlDmIt JlniCl Unld on yaut b.. You QI1 mau . r
P"1IWl1 .. orIIIty I)y ca6tt 11M I\Wf1Ilw Ibtld on yow n'llmWll. 'Nhll'l yO\I /Nile I ItDJIlIJy,,*1 .... ... rrua pmtd, yow Acaunl nun1IW Itld IUlClnc inlOtmlt1Oll aII.-. Ine dlact: In",
III'IIUIII. tM dill . !lit dMCI. tnlW II.,. 0' u.. QIrtY I. wfIIIm II 'NU PIY_ the nlllll dIM I*1IIt .. ...... k. .. In.. dtKi 1U1'iI'.. You 'MI Oil uild III conlim 1ft nl no, P"1TWl1 ~I
WI ~ We nwy ....tnt ,IUI Of" <<4. I' W'I d4 nor ,KWrt I ,.Id wmt.. CDrlIimltial VIUiI 1M -.a: In. 1M n ant. or II .,., hn. nOI actlQUl:l.., daa. tiI. 111m La IIIIt pntr
,.. III "",. by ow _,.. "" anlw WIll nI' b. .11_. " tl1t oIlKi wu IIIilI by .. lol.. ..\oj . ....- ~ " Kl .. lito 011l.. W. ""y, willlo.. Uuity, 1iInl.11l1 .,,,
II" Dl11M'1 ... .. _IDI .h" 'ec:IlPl lWIu lilt fIIlft.IM In wnMo.
S........ of CoR. I_lhb A.-IIn,aIoa bllft aollt....1IId oil," ,,_.. _.. ~ 1lnutII1Ill"''' .......1'1".". bof",'ft. ,,,,,..C1lonl '" ........,.. by VL ... b,,'
11I1 nrt cMclI: ... CM1I . wi bl _III III. tr1ftUCD04Ila ,1M AcQl.am 'MI bl procaaf" t ' ~ r widwwI U ~ ~ "trY irwn. OUl" ProcU1f14 ..,n.. ri cd Out'II"':
II ,,"1M it.. ~ WI 'MI uanwt.. W. wi UsnM' III trMDCUOftJ won.. you 1IP0ff tftIl .,.. c.c or dIcb brrt b... 1oJ( 01' SIll" We do noc int..d orrtWtdY la a.-. alltlrlU. 111'01
wiI "'" Ill......" WI.. no'ilI II. Thb "'" ntollilnu Ill. "_ 01 anlIn>ty ... _..10... flilll WIll a_ In '-"1llII'l 'ow Acn..~ I_a 01...1imIII ..-, ... bin.
1tMh. 'M ~ dMci.a not C4I1I11W\11C'U1ft .. ... be rWUlrNd 10 rOll ..dim. w.1Ilty 111~ ,., ....... 1M anhi I' 1ft'. III enllti. ;,. 'ow dlIdl .. Of oll'ln. UtO . fI('
01 ,_ Y,.,.............. yow ".. .... ..... ........1IId put<II... lipL y", _ II dlIdl raw.nllly ..._ ,V..... your.-1l ... 10 ."IIy.. pt'OlI'OlIy 01 III! _mOf1l1lt "....""
lImn.
W..... of c.ulto 1lI_ W..., dU, " wlit. .'IIlt..." 0' ..., ",...... 0' IIlls ~t _....... rivIIlII .'"",11 " any om. p",,""II... You wlite illI riqft,'o p"'.II'.
damand. PfCII..... ot l'IIuct 0' dbhonor. an, IlJpleal)" Illrut. 0' liniuuanc Ind any I~t ,.. MI, 11M tot ,.... lIS re pntCIId ",...at ..,.,0111 b.IOI1 wt lie reM&.
A"lIuble Uw: S...HlIlrr. AuIVMI"~ No ..". wft.. ,OO hI, 1M A_I.... ,eM _ .. vn-1IId by I..... ~w w by II... H.m,,,...I.w, A'..'.... Ihw w. '11_'
"" ,... 1JIo' ..., """"" w 010(I" lovuIo.... ..'..., _ " /loIioII d.... IIu "'_ . ..y _ ..y ..,,"" pn.... " IJIIJ AV'-I.'oW " 11I.'_1, ,,;""'" '
lMI'II'" IU. ,..".. ........1. 01 om. butd..,.. ~ wnnlrrt Mh ~ II iu .,~ ,_ I'MY. attw Ill.... 30 11m norD to you. Of wMocrl rMlil:Ilf pam". by I.w. can
"" en .... V'" ..... ....... IIId dodorl your ~, b_ im....II"'IV ....... poyaItII. n "'....... ot l!III ~I b htlcllO b. ",lid " ....,_ "" MIl .. wiI ...IId" "
pn_ IllIIdIIlotI " ...,.." " 100_ law. ... lI1I .... " IJIo pmiotm 10 lito Afr-1 wi d ill .1_ ivt WI WlllIunI1l. "'lft. 10 ....... YOIll -"'1 lNl.odorI 'Olll bill
_,1Iy .... U pt1YiIoO In "" ptllClldlot ..,..... W....., ""'.,.. " ...." ... ... " 01 " _ 01 .,.. _"" If tlIlllaw l1qUim Ill.. yoo "'... notico 01 ... .. n..' " prof
tl1t puttIluw .. ....... w. ..., vm '''' lUdI no"" by lint . -V"""""" IMIIIIlw .....'. s.or.r, 01 S'"L
Node... Om. /laden to "" dill be .,rlCtiY. whtfl dlGOJrttd .. the rnM ,ddrased fa yw It rht Mltraa sbo.." Oft 011' flCUnU. uniuJ I lang<< norica pnd II SIIlCItled In this Agmmu ot by 'l
wNdI iJtriod NIl ,"an ""on matinq. Natlet II lU slid b. trMecS 10 OUl ,ddlw lot cunamw SW\'IQI . )'011' nll""l (ot alh. I4drtuU WI 1'01'( SQlJQfyl and wM bI ,fllmY. wnen WI llt..n
VOIll 11111.. ftlvfta - K.., No loda fo, Futon U..
This nolict cant'" ~anllnllHTTlllion 10M )OUf riQtlu and OQI' mnon.JiJida und. tbI FIliI" CtIIIt B.iIfn9 Act-
..dly ill I. c... II &nn .. _.... A..... ,,'" 111I
I' you Itwlk yOl# bi Is wrofIq. at It yau 11111I man 1/1la~tion about In Il1tJy lid 'fOUl obi. write l1I. laIIl .~ ~ It our addtus lot Clno". SII'Yict lIted on ,lItW bil. Wrill to us u soon
posllhlt. We I7IUI hI<< trim yQ1,l no 1". Ihllt 50 d.ys.h. WI .It you tnl tint tail 01 wNdI m. .. 01 praGIn I$IPUlnd. You CIl1 1.'Phanl us. INt dQ~ sa wi not pmtnl yO\,l( nqlllS,
In 10.. \tn.. '" UJ Ihe t.WIl~ .. YOUlllamt and Awunt BUIfD., .. Th, d4lar .... of dw .-ud 1IfOt.
.. Oa:nb, rtI. IrTQt IIId ~ ir ,at CM why you bdm .. is . mar, If yGCI nNd 111)(I inlonNnon. du:nbl thelltrft ,ou 1ft All SUfi IOGUI.
rout Al9hu Iftd Out Aaoon"tia Att. WI RlCIiYe Yo..- Writ'l'ln Nora. w. rrwt lUna.... 'fWI'" withi'I 30 dlyl, unlul WI h.." csrnctld 1111 trrOl b, ,ha W1ttlis 90 d,y.. w, Inut .Ir
COrnel UtI ..,. 01 LlSIIirI wIty WI bMin, Ihe bil WII can1CL Ah. WI rant 'fU len.. .. ~ rry tl CDIIct II'If IImUI1I 'OU ~, ot repen yot,I u dlilnqulftL We '* conllnllllO bill
lot m. ........ ,II QlIUtIIlft. inc:iulitq rn.na dIInJa. W, cat """ MY llII9N InlOtJtII 'taut 'IfNI crUI h. Y.. do l1at I'll" 10 PlY ..., quunronld arnG\,Inl while WI Itllmittiqll'"1. bul',
1ft ruI obIpt" tI IU"Y t1WI pll'tS or 'f1Nl bI thar IrI nOt.. quaDoR.
If w. ",... d'IIl WI nwda , lTistai. on yout biI. you '"illIOl hi.... II PI' '"' tIn&nCI char1t r*11d tI .. ~ anoUIIL II WI didn'c mlk. I rrUtli.. you".., nnl fll PlY tin"". "'Irqlt
yeu will 1\1" ra ,.llI uti ttIIlYWId pay".,u on "'e quutian.. ImO<<IL In aiL". ca.. WI wi 1ft r- I SI't.....1 ollhe ."'.IE you aWl and In. dltl that i. II due. If Y1N I.. 10 PI' In, .me
'1ft 1biM. ylll O\ft, WI rrwy ,.on you IS 411inqu1nr. _ HtwtN'. il aur UIJlanIbOa 4aa lMt s:RIty ..,... ,OU wml to us wid\l1 10 days IlIinq us that 'flU JtJI rahlm It pay, wt nail 'II an_
'Nt rtOOf1 you rll '....1 you QnItion yout bi. And. WI m.ut III )'011 lbe nllnl ot anylM WI t'Il:JQt1t'lt ,. ra. WI IJUSl till lIlyane ~ rtQOI1 you 10 11\1' me man. nu b_ Jllltlll belWnn us .,.
il 1In.1Iy Is. II WI ...., ,.... ..... ",In. ... an'l ...... m. lint 150 ,I tl1t """"""" ....... _ il your biI wu oam<t.
Sood.I ~... for CnoIlt tonl __
I' 'OU hm e, pnbMrn wilh !tit 1UlNry ollhe 900dJ ot srtita IhllfGU g\,lrtt!utd wrttI ow aDt en ... you hi... rriId in quod laim to cumct rhl prabllln with t~. ~r. Y'lllNy not ~n~
PI' th, r1JnInIt In'IOI.Int dul on lnl qoods Ol:ttme11 Th.. Iff {WI litnflllOn.l .". Ihll l'lQftt: III,., am M" .. Uti aurdll. In your hQrnt S1I1.. Of 11 nol WI1tUn )'Q' h""" nil" wnnlll
n'ILu 01 ,out CUIT.1f mainq Iddr.u; .nd lbl UtI purdin. pril:, ~u I'Inl b.. mort [n...50. 1_ Mn'DOnI do I10llttPtr il we own or YO".(I Ihe nwchInl. 01 if -'l'lIUM ,OU Ih. ,dnnuJIT
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