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Home My WebLink About98-00067 ,) ~ ".i ~ o ~ Jfi\ "~ :tiJli , ,i~::;~t "'~'J, X* ":~';li1 "...."'.,; .)~~~ :;'I"~"" '...:.'.... " ,:; . .q; ;t~ "!I~ .:,:-;, , ",' '" ''';.... :';'f ':~'~I' '~.~v ';~Il ,,'-, - -~~i . ',:.It . t'3. . .;~ ~rl' ,:'if "I'~'" ~._' ': '''. :' , ,.:.;,.f"", <--"/i('; . .,~ ,::',C . ;''.\i:Li, "t~ j . ,'C;f ,"1' .,,1f. -.,....,hi; ,.;};,~~ ..' .-,~.\;1 ..,,~ "':'!~~' ',j ./i , i:"l ._,f';~ . .";:~~~f. <,{),t ~j1"l ,;}.. ..,,~1 }J1 , . ,"If .','.-::A~ "".'l~ .::~~ . ,,~. :;:t~l ,.\',i " ':. S'; . ;,.~,lJ~ '.1:\7.n~: <)y~~ "," _ - ",~G) i~ ';~ n,. . :i".:j; ;~;;'[~1 '~:,~r"~ ',;.M ..~:.iif~! .:".:.,<~ :' ;:':;i-:~7~ \; ~ o ~. ~ 1" ....., ~. ~. . . . . . . . . . . . . . . . . . . . . . . . . . . . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY ~.,~ STATE OF ~~., t :', Tt1.- ~ . "".;t. ~;, . . . ;i (O;r)~ ~ ~ ,IT IS ORDERED AND : . . )7)IovaJ ,PLAINTIFF, : . ~~&-JY~ ~ . . . . . . . William K. Hoover Plaintiff VERSUS Wilma O. Hoover Defendant AND NOW, . DECREED THAT . AND . . PEN NA. No. CV-98-67 . . . . . . . . . DECREE IN DIVORCE ~ , DEFENDANT, ARE DIVORCED FROM THE BONDS OF MATRIMONY. . . THE COURT RETAINS JURISDICTION OF THE FOLLOWING CLAIMS WHICH HAVE BEEN RAISED OF RECORD IN THIS ACTION FOR WHICH A FINAL ORDER HAS NOT YET BEEN ENTERED; . . . . . . . . . . . . . . .. .. tt..t.... .. t ttt.. t ttt++++++ .... t+ .. t +++ .... . Na<J~ , . . . . . . . . . . . . . . . . . . . . . . . + . . . .' ',I'" .' . .. ~ . . .'.... ..,..'p 7~&!' ttd ~ IJlf;,g/~ '~,~d-~ 1;;0.m ~ I<<J...... ~ ~- n s; iJ{fi: 2-'''; >::r} c;:;r-" ;:s .1.. :;;;-(. ~\'l :sej !;;; :!J , & ~ ~ () -'1 .:i=! .-n,1] If{l, .JO ',) J. :'i)~) .-,..... ~ ,. r.. ~-. f~" (jn? ,);:j -') -- , - C,,) ~ .:.:: is '. .'\) CJ1 ,; .' .... IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA CIVIL ACTION - LAW William K. Hoover, Plaintiff CASE NO. 2P--t, 7 (!/C.:l l7c.~ v. Action in Divorce Wilma O. Hoover, Defendant NOTICE TO DEFEND AND CLAIM RIGHTS TO: Wilma O. Hoover: You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take prompt action. You are warned that if you fail to do so, the case may proceed without you and a decree of divorce or annulment may be entered against you by the Court. A judgment may also be entered against you for any other claim or relief requested in these papers by the Plaintiff. You may lose money or property or other rights important to you. When the grounds for divorce is indignities or irretrievable breakdown of the marriage, you may request marriage counseling. A list of marriage counselors is available in the Office of the Prothonotary, Cumberland County Courthouse, Carlisle, PA 17013. If you do not file a claim for alimony, division of property, lawyer's fees of expenses before a divorce or annulment is granted, you may lose the right to claim any of them. You should take this paper to your lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the office set forth below to find out where you can get legal help. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 ., IN THE COURT OF COMMON PLEAS OF ADAMS COUNTY COMMONWEALTH OF PENNSYLVANIA CIVIL ACTION - LAW William K. Hoover, Plaintiff CASE NO. 9P- t, '1 (!It...\ t v. Wilma O. Hoover, Defendant Action in Divorce COMPLAINT AND NOW, this ~ ~ day of January, 1998, William K. Hoover, Plaintiff, by his Attorney, Kevin G. Robinson, Esquire, files thi~ Complaint in Divorce against Wilma O. Hoover, Defendant, and respectfully represents: COUNT I: DIVORCE A. Section 3301(c) or 3301(d) of Divorce Code. 1. The Plaintiff is William K. Hoover, a competent adult individual who currently resides at 10 Elm Street, Frederick County, Thurmont, Maryland. 2. The Defendant is Wilma O. Hoover, a competent adult individual who currently resides at 8 Ladnor Lane, Mt. Holly Springs, Cumberland County, Pennsylvania 17065. 3. Plaintiff has been a bona fide resident of the State of Maryland for at least six (6) months immediately previous to the filing of this Complaint. 4. Plaintiff and Defendant were married on April 30, 1955 at Lock Bourne A.F. Base, Ohio, in accordance with the laws of that state. \. h 5. Plaintiff and Defendant are separated and have vol untaril r lived apart since November 19, 1995. 6. There are three emancipated children of this marriage. ~ ! 7. There have been no prior actions for divorce or annulment with respect to this marriage in this or in any other jurisdiction. 8. The marriage is irretrievably broken. 9. Plaintiff has been advised that counseling is available , and the Plaintiff may have the right to request that the Court require the parties to participate in counseling. WHEREFORE, Plaintiff requests the Court to enter a decree of divorce. Respectfully submitted, Robinson & Koenig y.~ ~~ Kevin G. Robinson, Esquire Attorney for Plaintiff J VERIFICATION I verify that the statements herein are true and correct. I understand that false statements herein made subject to the penalties of 18 Pa.C.S.A., section 4904 relating to unsworn falsification to authorities. ,. "'\ .,,~ DATE j J 1~(~Wl k +f~ William K. Roover \ I > , , , . " r. , u , , l , .1.'1'." -, ~; .. , > !If Y t '1 t .t,U! (I',' · l'. .f. i , 'i: .' \ , I ! !. : 1 ~1 b.... ,~ , l .ti. ~,I: ".' j', ~-' , -; I d~;!' , -- .. .. " -tl) :)"'l(J Lb " I , F) t ! . .' " } I 1 . ,~, f1 d,)qll ') , lj;-{ , ~tH'[ ~ " , \ l.!i '.. '!(, 11 t I r .. ~ ... ., ",' ; if ~"H I L! f!" r: t ~ ~ ' . J .)1); (~1 ;! ,Y' '1,' 1 (Ie J !' ~; .~ ~} i .;j'~:k'7d 'Lld~;'.':i:.:j" . j 'It' t J ":: f.: - i: ,'~; 'J.' ,P <'\f::!.i";[U:Vb !~:. Qfl1.J':<!.OHCI',- :s11~ b~ej.'Jb~.; :\-':)~:)tJ ~f:id ::ti':~:j'l'l '}'~U{l') .iJ i <;;j J ItiplJ 'J\'t..r{ 'lJ.'.m ~ ii.JL r[;I~.! ~Hi'! biLS j '.~ '!f[ '.' 1 ,.)1 . , .~ .. . \]:t.i !~)'~[HJQ~! (~r. ';: .tbl:~ t.'.:; "q A~ >j-,~lJ{l'~ :r: <- -nth'- 7~ ~ ~I-" 2: j"pJ :n .- t;-. I 'om fO~~~JlIoi-t i:Fj? <C_ .." ::;:J~ ~;R. ,':.:Jfo'J ~o j:;c~ Om ~ ~ ~ : Ii '1 '-J ..:. '_. 1 :~ :::'I'Yj:)...;b r. ". "n~ .lj J.. \..;~ ",t, :;}::, .:. f:i i I V .1:'djLlldllz '111 rJ,!'.""'-iCc..-, i]ia',:,o/~ J. n(:~n r,'~GH ~_;'-J!(fp~~~'~ "iiC::-.!f~ idtJ).{ '11 It.-UE lq ":1 :) n r:....':I~'~ ".~'-, r,"\o! in ~.~~~n',~\~~.:'.' : ':!' ! 'ir~ '': .1 ~ , :. '\ '; ,;C ~,1!1 G . l.; ... ~ ~'" "J ,:,; {! t ~J '1 ~):1 iL"" ,.1 - .. ~ .' ..~.::'O':',l' ,;:. 'J:: ~Jli! tErij {i l ) '_,; bnf...j:-:~~:)bn~! I '1 0 l~~:-. 'J f rHi C\'.j DC' iJ (;!)11 i~ L.<t ,:r'l~')11I.'.1 L:: ~'. ::'~! ,,,,:2 . .,..!'.j .. .....~. ")d~ :.J f p'rr,' : ,) 'J [Jl':~ 'lb;::" 1 i ';,JU t;'1 prr i1 1,1 .. ~ , '.' . '0 :' . !~ .,:.. J. .;. 81 :.,=-:j~-i ,-{ '~ih ')'~ 1: (II! r. " :ll;'t.U ..._--',....~"_..;.'-"i,;'" . IN THE COURT or COMMON PLEAS or ADAMS COUNTY COMMONWEALTH OF PENNSYLVANIA CIVIL ACTION - LAW William K. Hoover, Plaintiff CASE NO. v. Wilma o. Hoover, Defendant Action in Divorce NOTICE If you wish to deny any of the statements set forth in this affidavit, yoU must file a counter-affidavit within tWenty (20) days after this affidavit has been served on you or the statements will be admitted. . . . , IN THE COURT OF COMMON PLEAS OF ADAMS COUNTY COMMONWEALTH OF PENNSYLVANIA CIVIL ACTION - LAW CASE NO. Qp..1.. 7 (3Ul'{ TA.."l William K. Hoover, Plaintiff v. Wilma O. Hoover, Defendant Action in Divorce AFFIDAVIT UNDER SECTION 3301{d) OF THE DIVORCE CODE 1. The parties to this action separated on November 19, 1995 and have continued to live separate and apart for a period of at least two (2) years. 2. The marriage is irretrievably broken. 3. I understand that I may lose rights concerning alimony, division of property, lawyer's fees or expenses if I do not claim them before a divorce is granted. I verify that the statements made in this affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S., Section 4909 relating to unsworn falsification to authorities. \ _ 1 ~ q-i Date Uud~ Kc/J~ Wiliam K. Hoover, Defendant , . ~ . , " ~ "'.~ I', .' ./ " ,f"",' ;.(1 ,I "'1 >', ,') ','" ~.; ~ i ,_, fi ",'I ~ \, ;- .r :) ,. ~.1 f.. '.: 03' (j ~ ~. ~ ~! .\ '; I', , ~ :'.i :: ,;,S(!(, , :1'~'i-1C'\ L'.:i ... . . . ,,~ ,j ",1, \.: .~, . f \'~":G)' fJ::.r- ,~ '- (") ~o . !;: ,CO C> .r :'..."if"t.. -,., mo{ :c. -J ~,.q Z :1-:0 ", 1",),:<;, .,.,n.'z. :",. -...J ;a <? :.:;>> .:;:() , ~ """Ob i5::1 I ...:...,-:. ::z: ....0 :i;>',.i ,,0 ~ .' [_ - ~~ITI ~ ~ ~ N -:: 8 1'1 'J.,dil:",~\"dl nn jl .~\ ~ 1: '1 J ~~. .") r' .J to .1'- U" i Ii r ,-:'9.. , .... .~ "1' ...:z., , . ~ ~. 0 oCr} -0. ,C,'cO ,,'. f , ~'.'~':tJ ~'t,f" _:t:. f: "",-t- .j. "j '-: ,1 J;::.. , ,':' 1;"( .:("U u..! .:0.: . ~\ ,'\ ::.:;., I .~ 6' ~ , ,.>-J o ",.'0 ~i C 6"7- .,'. ....' II; .i. i.' :.'f: Lfl"1"',,(c" ~ ~i i. " , .n.J ,:.,j lJ;..)fi:..: . 'j "J "U' - ',I''::::' J L ,~' ') ...! '! ,', ',-: (~ r ",Prim ':1;":' "i";' .';'1/ '" l ..; " ,. G_" ...... 'i..'ll',t(l:' ; ,~ I',' .~ .." l Eo ,f, "f; . :'\: J. ~.l ~Ih :-,'[1.: :J 5; . '{ ,.' t, 'I/~.. J.-II~'. ,. ~l .... . ~_ l . ,_ - r. ..~,: i' i'.i\~)q '?rf-: n1 .: ''')'"-. r r;J!.:. .J .'J: 'I -" ',' :ir jl.'\ ':1. I..; .. l'IW ~:fl. : ,"; (' 01 ~ :'1 I'..,,,, -, .' :,:'1"1 IN THE COURT OF' COMMON PI.F.IIIl OF' CllMBF.RI.IIND COUNTY, PENNIlYI.VIINIA CIVIL IICTION - LIIW wrr,I.IAM K. HOOVER, Plaintiff CIIIlE NO.: CV-98-67 v. W ILHA O. HOOVER, Defendant Action in Divorce AFFIDAVIT OF CONSENT 1. A Complaint in Divorce under Section 3301 (c) of the Pennsylvania Divorce Code was filed with this Honorable Court on January 7, 1998. 2. The marriage of Plaintiff and Defendant is irretrievably broken and ninety days have elapsed from the filing of the Complaint, 3. I consent to the entry of a final Decree of Divorce and have waived notice of intention to request Entry of Divorce pursuant to Pa.R.c.p. 1920,42(e). 4. I understand that I may lose rights concerning alimony, division of property, lawyers fees or expenses if I do not claim them before a divorce is granted. I verify that the statements made in this Affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C,S.A., Section 4904 relating to unsworn falsification to authorities. 5' - q - 0" (M~t~~vVl- t:- +Io~ William K~ Hoover Date () 0 0 c: 0 ." ~:: :=;: ,-, -Urn z,. :1::0 fT'g:' -< q,-- Z" ' r- I -rtrn -~'t;:' "dO '(]5 ~ '.0 ~~~ (:, ;:$/':: r:. C) :g :r::a ;1;:0 :.]9. :So 0" Pc:.: .. -I ~ ~ ~ -- ,,, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW WILLIAM K. HOOVER, PI aintiff CASE NO.: CV-98-67 v. WILMA O. HOOVER, Defendant Action in Divorce 1. A Complaint in Divorce under Section 3301 (c) of the AFFIDAVIT OF CONSENT PennsYlvania Divorce Code was filed with this Honorable court on January 7, 1998. 2. The marriage of Plaintiff and Defendant is irretrievably broken and ninety days have elapsed from the filing of the Complaint. have waived notice of intention to request Entry of Divorce 3. I consent to the entry of a final Decree of Divorce and pursuant to Pa,R.c.p, 1920,42(e). them before a divorce is granted, diVision of property, lawyers fees or expenses if I do not claim 4, r understand that r may lose rights concerning alimony, I verify that the statements made in this Affidavit are true and correct. r understand that false statements herein are made subject to the penalties of 18 Pa'C.S.A., Section 4904 relating to unsworn falsification to authorities. MRY 8. 2000 Date -tt.t,4A () ~~~A-- Wilma O. Hoover i! "",'" ....:,,'. ...,. C> o (") r; ~ "ULTI O'[l1 Z..;J Z~ c.?,,-/ r;;CJ <- ~8 >c ~ - .. ~ .-j i~~~ .,,):' ;30 )~:B ';:.!q +"-?n ~ ~ - -~ :'< I ..0 -0 ::r: ~., r" \, ...-...... IN THE COURT OF COMMON Pl.F.I\S OF CUMRF.Rl.AND COUNTY, PENNSYl.VANTA CTVTL ACT TON - LAW WILLIAM K. HOOVER, Plaintiff CASE NO.: CV-98-67 v. Action in Divorce WILMA O. HOOVER, Defendant WAIV~R OF NOTICE OF TNTENTION TO REOUEST ENTRY OF A DIVORCE DECREE UNDER Para.3301(c) OF THE DIVORCE CODE 1. I consent to the entry of a final decree of divorce without notice. 2. I understand that I may lose rights concerning alimony, division of property. lawyer's fee or expenses if I do not claim them before a divorce is granted. 3. I understand that I will not be divorced until a divorce decree is entered by the Court and that a copy of the decree will be sent to me immediately after it is filed with the Prothonotary, "I I verify that the statements made in this affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Sec.4904 relating to unsworn falsifications to authorities. Date: "::;-O)-OQ G A;u~ K:;/--;. .h-t---I William K. Hoover r. . () <::J C' :;::0 <::J 0 "tJ'~ - On "Ii to ;;; ;.-.J <:,r: .'-O~. -< ,'!'::n ?'~~ cr.;$, , ...,..... :$- ID =gm r-6, <::Jg ...' .." ':;:C) o;t_ ~::.:o i:2: .'-;8 .~c - 90 3j -. om :J1 ;g -.; '\J ~ '( t~ .',," ..:,-: :) 'R' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW WILLIAM K. HOOVER, Plaintiff CASE NO.: CV-98-67 v. Action in Divorce WILMA O. HOOVER, Defendant WAIVER OF NOTICE OF INTENTION TO REOUEST ENTRY OF A DIVORCE DECREE UNDER Para.3301(c) OF THE DIVORCE CODE 1. I consent to the entry of a final decree of divorce without notice. 2. I understand that I may lose rights concerning alimony, division of property, lawyer's fee or expenses if I do not claim them before a divorce is granted. 3. I understand that I will not be divorced until a divorce decree is entered by the Court and that a copy of the decree will be sent to me immediately after it is filed with the Prothonotary. I verify that the statements made in this affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Sec.4904 relating to unsworn falsifications to authorities. Date: ~b~~~~~ Wilma O. Hoover May 8, 2000 I" ~~/ ~ j (') 0 0 c 0 -n .... -"" '-J -oC5 ;po ;:f;:n U'0 -< '-n~ .2_..J I ZC;-.,: \.0 :::1 ~~i: '::l ~4 r;;C"J -'" :J::i:l ~C :;: 8~') "",n .'4Ifl )"'oC - Q .. 2" :.n ~ -=J r-> -.. .......... , , WIU,IAM K. IIOOVER, I'LAINTIFF : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA VI. CIVIL ACTION - LAW WILMA O. HOOVER, DEFENDANT 98-67 CIVIL TERM IN DIVORCE ACCEPTANCE OF SERVICE I, Marcus A. McKnight, III, Esquire, attorney for the defendant in the above-captioned divorce aClion, hereby state that on or about January 9, 1998, my client, Wilma 0, Hoover, accepled service of the Complaint in Divorce which was filed on January 7, 1998, arcus . McKnight, IRWIN, McKNIGHT 60 West Pomfret Street Carlisle, P A 17013 Attorney for defendant Wilma 0, Hoover DlIte: April 12, 1999 . 0 1.O 0 C \0':.1 :r." -., "1")0 ;:,. -j -0 0} [11 ::0 f"li :!] c.~:J .;t;- r- ~'E5 W 1S~ (..) .;J ~~ .., ~.r. .i.:;r" ::<<: 5:i:J 'Sd .~c-, :>'c: - am 23 .. :;;' :D .... 0:> -< , ) ! ~ ; \ '~"'-' . , . IN TilE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA CIVIL ACTION - LAW William K. Hoover, pI aintiff CASE NO. CV-98-67 v. Wilma O. Hoover, Defendant Action in Divorce CERTIFICATE OF SERVICE AND NOW, this 9th day of Mav , 2000, I hereby certify that a copy of the Notice and Complaint in Divorce was served on behalf of the Plaintiff in the above-captioned action, on the person listed below, via First Class U.S. Postal Service, return receipt requested, addressed to: Wilma O. Hoover 8 Ladnor Lane Mt. Holly Springs, PA 17065 Attached as "Exhibit A" are the Postal Return Receipt forms, evidencing the mailing and receipt of the above-mentioned items by the Defendant. ') I h< ___ BY: --- Kevin G. Robinson Robinson & Koenig Attorney for Plaintiff 60 East Middle Street Gettysburg, PA 17325 (717) 334-3341 ..... I I fl. i/i iI ~~ , ) i.: .' " C', "" ~, J" ,i .',:' c .:i...r. ,!.- ..1 ~ ~ (') 0 0 C 0 " :;.~ :;: ) -n 0.1 "'" :T! :!J '''fl ! -< Z:J:J fl1,- 2':'~:: '<J~ (f)_., U1 :'J ~(5 C) -0 ;;~:fI -:;:.~ ..... :I:: -~\.. .J ~;1o :f.-;t2 N --rn l._ .. S? -;>' ,~ => ?5 .::- '< ':~ . ,,";:" '. '-:" .,."- ,-'.. <,~ .:--.: t(..; ::~;. '...~ t', ,;J -\:i 'r:: -',', ':-;)~ ';.!, ,il}; ~ ~V~ 'Jo--;(. ':~;i{ ~(1 ~~ ~....( i 'Cl if 1.\ 9r.(..,'7 C:,T. Pos"OO s Certified Fee SpedaI DeIMIry Fee Res1rldod lleIvery Fee '" m RelUm _pl ShowIng to .... Yihom & O.te Delivered '''ReUn :lDale 8T CO CO) E (l llJ 11. \, \ 0 -,.--.. 3.0:,) ;. ..,','., ...~~~,_....- --..----..- ..--.---. ---_.._-._._---~----~_.,~._._--_.._._--_..,....__.,--"..,.~ 'I I I I I I... d! I- :1 l~ ili iJ 10. !B W,L/l1,4 O.+/c,OVCZrL : [9 LI/o NO~ Lfl,/JIJ" ' m T. t+o LLy [)ft2-lAlG5 ffl I 706s:' fi' R~oi'{ed By: (P~8lTIfI) \GU I \ YV\e... Vf.L !!l 6, Slgnatura: (Address/HI or Agent) , eo X J _ / 1- PS Fonn3811, Oecomber1994 . -Complete him. 11tldfor 2 for addItlonIt aeMceI. -CampI". h1ml3. 4.. and 4b. -Pr\nI VOW nIme and Idd,... on the 111..... 01 thlllorm 10 that we can return IN. COld to you. -Attach thI.1onn 10 U. front: of the mallp1ece, or on the back If tpaCII doN not .errttn:!RIhun R<<*", R<<;uMttron tho maUpIece below the &rUde number. -The RlCum RlCelpt will allow to whom the artIc:Ie WII deIiVMd and the date dollYllrod, 3, Article Addreeaad to: I also wloo to receive the following servtcee (for an extra fee): 1, Cl Addressee'a Addre.. 2, Cl Restricted Oellve/y Consult postmaster for fee, 4a. ArtlcIe Number 11 .il 15.1 )i Z. 0 q (,..5 t' 4b, Servtce Type gE.==..__g~ . i 7. Date or Oellva/y ~ ! 8: \l..~~ ><, 8. rassae'e Addre.. (Only If requested l' and (/HIls paid) (:. ~ Domestic Return Receipt , ".......~ I' .i, . . . '~u.:;,. ) ) ~. ( IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA CIVIL ACTION - LAW william K. Hoover, plaintiff CASE NO. CV-98-67 v. Action in Divorce wilma o. Hoover, Defendant william K. Hoover social Security' 072-24-3034 wilma o. Hoover Social Security t 280-26-3646 , - \~i~~~. ~~ .~ ~ntt(' VJ\lrY\k 0, IN 'l'I1E COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW VB. NO. q1 /~1 CIVIL 19 IN DIVORCE STATUS SHEET ~: ,)" 'j", \ :', I : "\ /- . } (') ~i"_ ,~, : I ACTIVITIES: . ..... I :' ,1" ) .; I f ~ : /' 11. 1999. at 9:00 a.m. (J ~0 I ~ oJ 2:CO p-N\. f{t\f. s --.. .-.' -. OFFICE OF DIVORCE MASTER CUMBERLANO COUNTY COURT OF COMMON PLEAS 9 North Hanover Slreel Carlisle, PA 17013 (717) 240.6535 E. Robert Elicker, II Divorce Master Tr.cl do Colver Office Manager/Reporter West Shore 697.0371 Ext. 6535 April 30, 1999 Kevin G. RObinson, Esquire ROBINSON & KOENIG 60 East Middle street Gettsyburg, PA 17325 Marcus A. McKnight, III, Esquire IRWIN, McKNIGHT & HUGHES 60 West Pomfret street Carlisle, PA 17013 RE: William K. Hoover vs. Wilma O. Hoover No. 98 - 67 civil In Divorce Dear Mr. Robinson and Mr. McKnight: By order of Court of President Judge George E. Hoffer dated April 13, 1999, the full-time Master has been appointed in the above referenced divorce proceedings. A divorce complaint was filed on January 7, 1998, r~ising grounds for divorce of irretrievable breakdown of the marr~age. No economic claims were raised in the complaint. The complaint avers that the parties separated November 19, 1995. On April 28, 1999, attorney McKnight, on behalf of the Defendant, filed a petition for economic relief raising the economic claims of equitable distribution, alimony, and counsel fees and costs. I am going to proceed on the assumption that grounds for divorce are not an issue since the parties have been separated for a period in excess of two years. If the parties will not both agree to sign affidavits of consent, then I ask that one of the attorneys file an affidavit under section 3301(d) averring the date of separation in excess of two years. Inasmuch as economic claims have now been raised by petition for economic relief, I am directing each counsel in accordance with P.R.C.P. 1920.33(b) to file a pre-trial statement on or before Friday, May 28, 1999. Upon receipt of .... WILLIAM K. IIOOVER. Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA VB. NO. CIVIL 19 WILMA O. HOOVER, Defendant IN DIVORCE STIPULATION OF PARTIES AND COUNSEL A) Plaintiff: Name, address, age, occupation WILLIAM K. HOOVF.R 10 ELM STREET THURMONT. MARYLAND AGE 69. SALESMAN Defendant: Name, address, age, occupation WILMA 0 HnnVlO"'D 8 LADNOR LANE MOUNT HOLLY SPRINGS. PA 17065 B) When the method of service of the complaint has been by registered (certified) mail: The siqnature on the return receipt card is the siqnature of the Defendant. C) Date and place of marriage: APRIL 30. 1955 LOCKBOURNE AIR FORCE BASE. OHIO ., 0) Plaintiff: Residences in the Commonwealth of Pennsylvania and length of time at each residence 8 LAD NOR LANE MOUNT HOLLY SPRINGS, PA 17065 (FOUR YEARS - SEPARATED ON SEPTEMBER 21, 1996) Defendant: Residences in the Commonwealth of Pennsylvania and length of time at each residence 8 LADNOR LANE MOUNT HOLLY SPRINGS, PA 17065 (EIGHT YEARS) E) child or children: Name(s), age(s), residence of each child and with whom child is residing. N/A F) Grounds for divorce: CONSENT We, parties and counsel in the above captioned divorce proceedings have read the statements set forth above and agree that the information provided herein is true and correct, ..... .. and we stipulate that said facts can be made part of the record as if specifically testified to under oath at a hearing in these proceedings. Plaintiff: Date: Counsel for Plaintiff: Defendant: Date: Counsel for Defendant: ,..., WILLIAM K. HOOVER, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. NO. 98 - 67 CIVIL WILMA O. HOOVER, Defendant IN DIVORCE RE: Pre-Hearing Conference Memorandum DATE: Wednesday, November 3, 1999 Present for the Plaintiff, William K, Hoover, is attorney Kevin G. Robinson, and present for the Defendant, Wilma o. Hoover, is attorne~ Marcus A. McKnight, III. A divorce complaint was filed on January 7, 1998, ra~s~ng grounds for divorce of irretrievable breakdown of the marriage. Although a 3301(d) affidavit was filed on January 7, 1998, averring a separation in excess of two years, counsel have indicated that the parties will sign and file affidavits of consent and waivers of notice of intention to request entry of divorce decree prior to the hearing so that the divorce can be concluded under Section 3301(c)of the Domestic Relations Code. The Defendant filed a petition on April 28, 1999, ra~s~ng the economic claims of equitable distribution, alimony, and counsel fees, costs and expenses. With respect to the factor of marital misconduct as it relates to the alimony claim, counsel for wife is going to prepare a stipulation regarding husband's extra marital relationship to see if the parties can stipulate to that relationship to obviate the need for testimony on that issue. If the stipulation cannot be worked out, then counsel should notify the Master so that we can devote some part of the hearing time to take testimony on the factor of marital misconduct. Also counsel should provide each other with a list of witnesses on that issue prior to the hearing. Husband is 69 years of age and resides at 10 Elm street, Thurmont, Maryland 21788 where he lives with a female friend. He is a high school graduate and is currently working part-time as a salesman selling Xerox and other business supplies. He is also retired from the military and IBM. His income is as follows: Military retirement, $733.00 per month (gross); IBM, $72.00 per month (net); [ Social Security benefit, $760.00 per month. Husband is paying wife spousal support in the amount of $500.00 per month. He has no health problems affecting his ability to engage in his daily activities; however, his counsel indicated that he has been treating a rhythm problem with his heart. Wife is 69 years of age and resides at 8 Landor Lane, Mt. Holly Springs, Pennsylvania, where she lives alone. She is a high school graduate and has a real estate license, which has not been active for some time. She currently works part-time with the Salvation Army and has reported her biweekly net income to be $179.62. She also receives a social security benefit of $423.00 per month. In addition, as previously noted, she is getting spousal support from husband in the amount of $500.00 per month. Wife has not raised any health issues. Both parties are currently covered under Medicare and other medical insurance. There has been a question raised as to whether or not wife is entitled to any medical insurance benefits through husband's military service and counsel are going to make that appropriate inquiry to see if any such insurance benefit is available. Subsequent to the separation, the parties made some transfer of real estate so that each would own a property in his or her name individually. Wife received 8 Ladnor Lane, Mt. Holly Springs, Pennsylvania, which was appraised by Steven Barrett on August 3, 1998, for $83,000.00. Husband received the property at 10 Elm Street, Thurmont, Maryland, which after reducing the market value by the mortgage loan shows an equity at the time of transfer of $19,000.00. Neither of the parties are going to raise any issues with respect to the value or disposition of vehicles and household tangible personal property, each party to retain the property presently in his or her possession free of any claims of the either party. Husband has reported an IRA on his pretrial statement and claims that that is a nonmarital asset which was purchased using funds from his mother's estate. Mr. Robinson is going to provide Mr. McKnight data and supporting documentation to show the tracing of those funds from the mother's estate to the purchase of the IRA so that we can determine if it is a marital or nonmarital asset. ,. The parties own 200 shares of IBM stock and as of September 30, 1999, the value of the stock was $32,760.00. Husband has been receiving dividends on that stock since separation and he is directed to provide an accounting of those dividends received. ti f" " II i ,. The military pension and the IBM pension most likely will be distributed using a Qualified Domestic Relations Order. Husband has been receiving the benefit from the pensions since separation; however, his counsel has pointed that his client has been making payments by way of spousal support to wife which have been funded primarily from the pension benefits. - ( " There has been a question about the life insurance policies, if any, owned by either or both parties and Mr. Robinson apparently has provided some preliminary information but is going to give Mr. McKnight written data showing the cash surrender value of any of the policies which are currently in existence. " , The parties have not reported that there are any marital debts which need to be addressed. A hearing is scheduled for Tuesday, May 9, 2000, at 9:00 a.m. Notices will be sent to counsel and the parties. The Master has advised counsel that when discovery is complete and all documentation and valuations have been provided, they should prepare a worksheet and if they desire, request a conference with the parties and counsel at the Master's office which can be scheduled very quickly upon request, in an effort to try to resolve the outstanding issues. ! E. Robert Elicker, II Divorce Master cc: Kevin G. Robinson Attorney for Plaintiff Marcus A. McKnight, III Attorney for Defendant WILLIAM K. HOOVER, Plaintiff IN TilE COURT OF COMMON PLEAS OF CUMDERLAND COUNTY, PENNSYLVANIA NO. 9!1 - 67 vs. CIVIL ACTION - LAW WILMA O. HOOVER, Defendant IN DIVORCE ORDER AND NOTICE SETTING IIEARING TO: William K. Hoover , Plaintiff Kevin G. Robinson , Counsel for Plaintiff Wilma O. Hoover , Defendant Marcus A. MCKnight, III , Counsel for Defendant You are directed to appear for a hearing to take testimony on the outstanding issues in the above captioned divorce proceedings at the Office of the Divorce Master, 9 North Hanover Street, Carlisle, Pennsylvania on the qrh day of May , 2000, at 9: 00 a.m., at which place and time you will be given the opportunity to present witnesses and exhibits in support of your case. e .~rt. '/Q /. . rgei E: Hoff r, President Judge Date of Order and Notice: 11/3/99 By: Divorce Master IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 TELEPHONE (717) 249-3166 ..... William R. Hoover, Plaintiff Wilma O. Hoover, Defendant PACSES Case No. 348100635 Divorce Action CV-98-67 Cumberland County, Pennsylvania INCClME and EXPENSE STATEMENT WILLIAM K. HOOVER Oct. 4, 1999 INCClME: Interest Keystone Financial Farmers & Mechanics Crestar Woodsboro - Savings Pension: Mil itary Soc Sec IBM ~art-time Emply't IRS Refund TOTALS $$ - 1998 $$ - 1999 to date 12.00 72.00 1.00 15.00 10.00 43.00 1.00 11.00 8,689.00 9,122.00 872.00 3,200.00 7,335.00 7,692.00 720.00 3,600.00 148.00 $21,983.00 $19,560.00 "J, Page 1 of 4 .. ......J '. ,'.,'; ;:'~\l . ",;;:(;.,{~#~:(~i 'M' INSURANCE: Home Owners Auto Life Quarterly Health Medicare 243.00 490.80 162.64 525,60 249.00 472.80 122.00 438.00 AUTO: '77 Plymouth S.w. Fuel Repairs (Exhibit B) 1,150.00 182.53 905.00 473.63 MEDICAL: Primary Doctor V.A, Dr. Butler, Podiatrist Dr. Powell, Dentist Medicine Glasses Dr. Hodges, Opthamologist V.A. " Medical 159.89 58.00 Medical " Care " Care 104.40 122.85 PERSONAL: Clothing Food Barber Credit Card Payments Memberships (Exhibit C) 50,00 438.00 700.00 100.00 210.00 Daughter 100.00 160.00 $11,557.15 $8,731. 72 Page 2 of 4 9-.$ - 1998 $$ - 199.2. LOANS: Promissory Note 2,000.00 MISCELLANEOUS: Lawn Care 30.00 Entertainment 208.00 2 video rentals per week Pay TV Outside Antenna Vacation 250.00 Gifts 693.61 11 Birthdays @ 25.00 average each, Christmas SON, Craig's Wedding Rehearsal Dinner Wedding Present {Storage Shed - {1/2 216.00 152.00 250.00 (1/2 share) 392.95 & Misc. 350.00 800.00 (1/2 share) shared with Wife's father) Charitable Contribution 280.00 250.00 Davis Funeral Home 400.00 SPOUSE SUPPORT 6,000.00 5,000.00 Pet Care: (Exhibit D) Cat Dog 197.69 855.83 267.69 634.64 TOTALS $10,065.13 $9,163.28 T'C>'I'ALS : 1998 $11,557.15 10.065.13 1999 $ 8,731.72 9.163.28 Page 2 Page 3 GRAND TOTALS: $21,622.28 $17,895.00 Page 3 of 4 PROPERTY OWNED: CheckinQ Accounts: october 4. 1999 Crestar Farmers & Mechanics Keystone Financial Members 1st $ $ 82.27 782.66 198.59 15.16 savinQs - Hoodsbor~ 573.19 stocks/Bonds: IBM 280 Shares, closing on 9/30/99 @ 117 $32,760.00 8,100.00 I.R.A. - Bought with inheritance from Mother '90 Real Estate: April 1998 - PA and MD Deeds transferred. Marital Equity 5/1/98 (Maryland Property) One-half (1/2) owner in 10 Elm st., Thurmont, MD 20,000.00 Auto: '77 Plymouth S.W, 500.00 $63,011.87 VERIFICATION I verify that the statements herein are true and correct. I understand that false statements herein made are subject to the penalties of 18 Pa.C.S.A, #4909 relating to unsworn falsification to authorities. J 12 October 1999 ~9LL~"4 !::::;. -b:;!~ DATE Wi I ~am K. Hoover ( . <. . , " . ',,1 Page 4 of 4 '[;;. .~ l HOME MORTGAGE: Bought home in 1995 Down Payment (Equity Loan on PA home) schildt held Mortgage Paid off Equity Loan with sale of IBM stock - $ 93,000.00 13.000.00 $ 80,000.00 Spring '98 7 Payments of $620 to Schildt Sold one-half (1/2) interest in Home $ 4,340.00 1998: January - July Re-financed Aug '98; pd Schildt 5 Payments of $441. 73,488.00 $ 1,103.00 (1/2 share) 1999: January - october 10 payments of $441. $2,205.00 (1/2 share) EXHIBIT,/? .....' '. ,------, I'..ddl. Mea ::~ ". . -- lIooond Mortaoao ----;---- , J-1;"'tla'- Property Value Analyala Report C-d'" '''e ND, lIuuva- 1;11!'I, ': "1111'," - WIUlam 1l0ll~ .._,...... JO,ElmSU<<1 co, 111\lImanl. ~,.."" ,.."-- No N_IGH80ftHOOD ...- ~...- ~- ~...... hoIIU, 0...'"' JR."" IJNIatJW = O'~Dw' == :~ ~ N-"8iI..'_ UrldefS..ot'tM "McnM o..r.....,.,.. Pf.-'IlI.MlolUM -1l ""....", "2-4'-'1 "~pt' "CDndo .~ "I~ "VKaIIl ~" a-e-"",...lMIdUM 00-;;-....." ~ -0 f~; ,"'"' - -fa - ~~ 00 0...0. 0 ,--- "y~ .....'''''''1Pru~. 50.2QQ, 'a' 300.000 ~v"" ....'''''''1..... -Hew. y__ta -1ID!t: Y... '"""""**"l"" ---11t: YI'I IMI:......................., -"..,..........-.... .................,............~ c-or.......~IKt-.~Ol'~.~,..,......,I.. ,.-partce.IdloalI,_,NiM' L2alCsL.lQlU~n.Hi~~ ~r Grace lfalll.Rud...oallh.mJUu,9..MoUntllp. ealt or Catoc'ln Mountain P,~IQ1UJ.1.O&imi1x.Jo Ichooll. IhODDln&...-- I1IwIllL.Shur~M.LlmlI"RIliwl..Jnd medical centeno Lack ofoubllc Uln5Dortllism..wmlld..htn...M...1dvcf1c ,rrccl on valu - --, 0ItIItII A,...,... '" PropartlM . 90,000 BU8J8CT PftOP8PtTY ~. y_... .l2ZL ND Unl. I No Stona. 1 '".ldatldlM......lIO'ftI.dtIt... J ~lI~mct o-onl~,""''''''_JRAJlch E4_WaII....""'~uidi.n&- ADd..II.... corRnosl,pop shfnRle 1.""~lDcIiIdll'l.~8padllflood...,"Ata., lX.IND DYM SpICIII EMr;t E/IcoM'4 It_ Sl2mU:rindmYs - PROPERTY PAtINO """""""'...... ~la'~LI-4 " WldN........ ~.~..~~'",.,.IdIl*1l__1 SY.b.i.c:ct prODCr1V aDDrall;d...1JLJLi~i.ti.on.....AIUl~1U.U.Q be in IIveraglL- _~SULWiUu.~unllin(cnllnce ." MARKET:COMPARABLeIANALYBJS PRlOR'TO IMPRoVEMeNT~ ' l' ',~. I :1. .;/' ;,'" . ';'_' ItIiM .......CT 10 Elm Sired CO.....AAA8LE NO 1 4 Blue Rldse Ave C::OUPAAABlE tfa 2 13228 Catoctin Furnancc Rd c:ot.lPAAA8LI tfa S 14S31 Roddy Road _"' Po ~ ........ VAlUE AQAJStMEliTII 0.1. 01 s.wr_ ,-- ...,.,.. "J!:I +- ' :"J'~;ln~ .Ii":'!} t DEOCR'"'''''' 7000 . I -SOD +300 +2000 -7l00 -1,000 +- 8 500 ;'I::1.! :H,:; t . . 0E9CA1PTlOH 12112/97 , Dr +- OOO~ imilpr, ' T.....,IWrmI, ..."" .. 1 2 1 : fl' +. .,>ll1 .:i..; !,;~ . 00 "'",,,,,..,,"" . I [lE!ICRIPnou o 8 D- 2Jll:.SIL +. +- +. +6 +. + .... ' ~..prlNfml.' ..... 1 , -3.000 , 2 , fl' - ODD +. fl' -2,000 cncc patio imilar orch .... eo..o- ---- -"""'" QroI''--'8'"'' .....- .......,.,... PDrd>aI,P-. ......... lZe ,.. IIdrIM BIt&'II .. 1 2' I 936+-Sq n El.lllllNll.no:.. 06.700 0300 .............. .......,- 10nn Window. imilar QtoeII.gklc.han .quIp.~1 tandard lmilar .lOOO I I. IXI.:. ssll.6% NlMA4llclt.., I .9 Ir'odIttG8lIdV_ "15.2% 0I~ t 6062 0._11 eon-. Al.lulgJUilil&d..have been verified &. arc currentlllles 8,)% . 9 00 . Subiectl. a four roorn.mK.1lAth rancher In Thwmont r l f ~-=:""MOI1.J==:.w.. The'~~__:::' :;o".,;::::;:",;;rNL'r~ .1'........-....... ThoIrtplll1_I'IllII.MCGIlR\IIlI.. Efl1l,IAtEDt.WUI.EtVAlUEI 80,000 ..... A ril 30 1998 COmpktlIMl 8, l&1ril.f.....S ....w. :::!Z~l: '1loI .AJJpl1liser ~- 0'" May.!. 1998 ~ .__'_7114 Hutzell Appraisal Consultant Service \: , / State of Maryland Department of Assessments and Taxation FREDERICK COUNTY WINCHESTER HALL 12 E CHURCH ST FREDERICK MD 21701 .J01-694-2040 Assessment Notice (This /s Not A TIlK BI/I, {I \ NUMBER NOTICE DATE 90231 12 27 96 DIST MAP PARCEL SEC 15 751 2177 PROPERTY LOCATION LT 117, 60 X 156 ID ELM STREET THURMONI TAX YEAR BEGINNING 07 01 97 BLOCK LOT USE SUBD 70 R PRINCIPAL RESIDENCE NO New MBlket Value State law requires that 1111 real property be revalued at least every three years. The property described above has been reviewed to determine the new market value effective 01/01/97 . The new market value Is based upon market data available prIor to this dale, The old total market value of your properly was 1"$ 80,060 I. The new market value of your properly Is: 12'$ 34,500 3'$ 49,670 ~J~'lWi1'{&M~t'iit'I:1 land Bulldln . Other l~.t~~ To lessen the Impact of Increases In value, State law provides that any Increase In the new market value over the old market value be phased In over the next 3 years In equal amounts. Your phased-In new market value for the next three taxable years Is: r$ 193i,430 I r'$ 199:2,800 11"$ 199r,170 I An assessment Is that portion of the market value that Is used to calculate property taxes. Your old assessment was 18'$ 32,020 I. Your new assessment Is 40% of the phased-In new market value (50% If valued as agricultural use): Phased-In Market Value Phased-In Assessment 32,570 1997 33,120 1998 33,660 1999 Assessment Caps Your Appeal RIghts :~mn;~Wt..'r:1aJfirrilf:Frl~ hi,i,~~~,:,.I.,; I,' ~ I :., :, ,,:.. I;' I I I i AClll 15 336919 I 2177 751 010 1114 90231 R HOOVER, WILLIAM K. 8 WILMA 8 LAONOR LN MOUNT HOLLY SPRINGS PA 17065-1911 If the address at left Is Incorrect, please print the correct address below and return to the assess- ment office, Wo_go you 10 road !hi GanmI WonJlIlUon lound on Plgo 3 lor an ExPIonollon 01 AAeaomonIl, Proporty T.... ond T.. Crodlll. Ploooo vorIIy Illhothor or nollhlo pr~ II dalgnolod.. ~ "principal raldenco" In !hi box 01 !hi lop 01 this pogo ond compIelo!hl lorm lound litho boUom 01_ 3 U. _lion Ie roquInd. For addluoOaIlnfonnaUon regarding yollr noUN, pleale conlart IhR ""p..mpn' nfflrp l'It Ih... ""m....../~.I.I,,.c,, I""I,.:,,,.,J "......,. Tn nWl"l'rfU,.. ""nltl"" """1' It.."..., ." .., It I' ...... DIFINmON OF MARKET VALUE: Tht ""* JRt-- ,,,toe ,..." . J'fopetty .m~ btWig In . campe41M Ind open'~ UIlIMf .. condlIlOM ,~I. '0 . 111I MM. ,... bI". ."d ...... ...., -.Uno pmd.nltt. kI 1 I. I', and ~ .... ",tee II not .nAiad lPJ' undue atm... ImtJIoII k, UWI chtlnllon II lhe ClDMummMIon of . .... .. of . ..-ctn.d dat. and ",. JItIMInO of ,... lI'om .... 10 bI1r'af undW CDndIIOM MtIf~ II) bt1)oat and ...., w. ~ mclItw.lad, 12) both ".,... w. .... Intonned Of .... ~. and Mdl .ar-.g In ""'* M ~ ... awn bM Int"""; (3, . ,___... 111M .. --.s for ~.. In lhe open mwQI; ,.., ~ .. !MOl In laoM of CMh In U.. .... Of In I<<IM 01 IIMnoIat WI"~I~A ~ thafWto; Ind l'1 .... lWa ,.,.,...nls .... 110I"* oonakMfMIon IOf 1M JI"lP"lY MJtd unIIrllldad trt a,**, or ~ IInandno Of ..... concH~' grIIlIad b1 anyone ..MldMad lJICh ......... ."~I"i ._A 10 lhe OCIInf*'tbtM muM tM IMde 'Of ...... Of ~ f\MnClnO or ..... ~.toM. No 1idII~ w. ~ IOf ItIOIM 0Ml. ~ w. nonMI1 .. trt ...... .. . ,"UlI of ~Ion Of IIIw In . nwtwl -: ,,,... 0Ml. w. ,MdllV /oMntln.bM eInc4 lhe ...., .,..,. .,.... 0Ml. In W1ue1y .. ..... I~. lSpeclll or ClfIIIIlI\oe rlnanoInO ~ments OWl ba ItIaIlM to the ~ property b1 compen.on. 10 ~ lanM oflarwd by s lhWd f*tt InslltiklMl !.ncIef lhM II not elreactt InvofYSd In the property Of trsnuctlan. Arrf ....rn.nI ahauId flOC ba ~ad on . rnacNnIoel ..., for ..., 00Itl of tM ~ Of conc...1aM bUt the doIer ImClUfII 01 WT't ~ VIoUId ~. the mstbl'a r-..cttan to 1M IInancInO Of conceMIons ..... on ltJe appr...... judgIMnI. STATEMENT OF UMITING CONDmONS AND APPRAISER'S CERTIFICATION CONTINGENT AND UMITING CONDmDNS: II subfKt to the'oIIoWInO condlUona: The ~s certJne.t1an 1'* .ppeetWI In lhe appraIsat report ,. The ~ WUI not tM fftpoMl)ll for mMI.. of . ~ natur. IhII affect ellhar the property bsIno appqlMd 01 1M W. 10 I. The ~ "'UI'I'IM lh8t tM tile .. good and ~ and. thWWforw. 'ft1I not IWIdef any oplnIaniI sbcKAUle Ilia. The prapertylslf'pt'alMdon tM'" otlbltlnQ uncMr~~. 2. The.ppralMf h.. pt'O'Itded . slwlch In the ~ rwpart to .mw appfOdMCa ~ of the 1i.4'l"....._.ob. Ind UM sUtch Is Includltd ontt 10 ...... the I'MdW of 1M IWPD'I In ~ Uta ptapatfy Ind ~ tM .pPhIMA delel'mlMUCIn of.. sU.. 3. The ~ has usmlnad Uta ...wa.bh IIoOd IMpI thai .,. pt'CMd<<I trt tM FedaraI Emarvancy ......__.._A Agancy (or other data ~) and has nclad In the appralMI f't9Ol'I \IIIihrIthef 1M autJted 'I. Is lacaIed In .. Ic)anlInad 8peda1 Flood Hazard...,... B__ the ........, Is ncl . sln"a)'Of'. he or .tta male.. no guwanl-. .....01 mpIIad. ~ UW dallIffriMUon. .. The.pPIUMr will not gtw Intlmant 01 -waw In ocuI ~ 1M Of .tta mede .. .ppralMI 01 1M prclpWty In quMtIan. unIna spacltlo ~.'o do.o hwa bMn ~ balarahand. ~. TM appralMr ha nUmalad lhII nIua of tM land In tM ~I ~ .. Is hlgMet and ~ UN and Ihe Ii.....to._._,c. ... Ihelr conIrlOulary value. The........ ~ of tM land and InlPlto...._.A mu&C not ba wad In evt+JncC1M w'iUl any atMr.pptaINJ and lIl'.lnvaId If thir1- ~ 1JMd. G. llMI .ppralMr hM notad In tM ~ report ..,., NtarM canc2lUoM (such .s. Meded ~. deptsdIitIan, IhII ~ 01 huan:Jaus wast". tOldo ~. MO,) obMrYed during IhII IMpKCIon 01 IhII subfad property 01 thai M or sM beesmlt _. 01 during the nannaI r..-eh IrtwoMd In pwtarmlnO tM ~. UnIaM otherwIM mlad In the ~ ,eport. lhe apprslMt '*' no ~ el any hldc*\ or ~ condlUana ef 1M property or ~ .......CI(lITMItUI c:cndllIana (lndudIno tM ~ a' ~ ~... 10ld0 s~. ate.) IhoI MlUId mua the ptapatfy mar. or .... ~. and ,.,.. aMI.If'IWld lh8t thin w. no such condlOona and mMn no guwanI... or warrant.... apreM 01 1rnpIIad. feOW'CIlnO the candIIon or tM PfClJ*!Y. lbI .pptalMf ... ncl ba fMPOf'IlIble fOf any IIuch concIIIlans INI do -*I or fOf fIf1 angInMMo er IMtnO IhM mlghl tM requlrad 10 dlKoYaf 'l'WhltlMr IIuch eondItIans .... Dac:MlM 1M ~ .. not an PI*1 In UM f\ltkI of ~ hautds. If'MI sppmur report musI not tM ~.. WI ..t!lCl(ol1lSllbl.....-manl 01 the property. j 7. The 1IPfQIM, obtained the InlannatJan. ..umat... Ind aplNona II\SI --. upnMd In lhe .ppratuI report fnIm aclWOM lh8t M er .tta conslOrIrs to tM rabbta and baIwM lfMm 10 ba trua and correct. The appralMf oa. not nlUlTMl,..ponslbIUIy ler the SCCUfKV of 1IUch.1IIM thaI--.1um6sIted b1 ath<< 1*tlM. D. The.ppndMr WUI not dlac:laM the oonIlIris 01 tM ~ Iwpcwt aoapC .. prMJed ler In the UnlIcrm 8tMdIwCsof Prof..sklfWIAppraIsaI PtKCIca. U. The.ppralMf ha baMd his er Mr ~ f'IiJlClfI and ntuslIan conclusIOn ler an apJniNI IhaI .. sutJtacl to MllslsdOf)' complMlan. ,."..,.. Of ...,.Iana on the nawnptlan II\SI CClfl1pteIIan 01 the ~'....v._.n'lA. WII tM potrlormad In. ~msNMf. , 10, TIM.ppn.lHf muaI pnNkM N. at Mr prtaf wtnan ClOf'IMf'II blfore tM IandWIcllanl ~ In thII ~ report can dlstl1bUl. UM ~ r.port (Indudlng ~ .about tM property __. the ~. IcMntty and pral..slanlll ~tlana. IiIld ,.fllt'encas to fIf1 pralMalanal .pptIl6MI ~ or IhI! nrm lJICh wNch the .ppraIMf .. nsocIated) 10 anyone othfi than tM bontIWW; the mortgagee 01 .. ~ and -'gM; tM mar10SQa InSWIlt; GonSUlIanls; pl'of..uon.t appratMl orgsnkatlanl.; any mi. er federalti ~ Ilnanc'-' 1nsIIU1an; elf WlY Oapartmanl. .o-ncy. or ~tun'IIIt'lIaIlIy of tM Unllad S~.. 01 atrt mi. or the DIslrkl of CalurT1tMa; .-pi thai !he JancMrkllant may dlstr1tx.Ca the property ~ Mdion of UM IWPD'I Clf'li te dMII oolIadIan or rapactIno MMoe(S' ~ haYIng 10 obtain the ~s prtaf M1Il....~. The ~ wru... c:onMnI and .PPfU'l'* musI .Iso ba obtalMd blfOf. the appraisal c:en tM convaytd by M)"Of'IS 10 the pubIIa ttvouotI MMttImO. publla ,nauon.. news......, er cChef~. .. F'~-...cForm<4:m 15-IIJ P.g. 'of2 FaMe MM Form 'OO4B 15-113 ,..Nil lIuO\'I2' APVRAlIIR'1 CIRnFICAnON: 1he "..........., ~"" Md..... 1M! I heYe r.....ohed lhe 'I'*'fed IN/Io" .... WId "..... MMd-.t . "**'-1111 of IN" rK<<'t ..... of JlfPJ*1" ~ ...., .... Jlfolllmee' 10 IhlI ~ JlfOf1lH1Y IDf ~kIn In lhe ..... compel'teon _~ IInd ...... mede . ....., ......mer.. ""'"' IflJlftlfllW, 10 ,.fted IhlI 1Ml1o" IMCtlon 10 U'"" o-me of .1gntl'1lI.... nl"'lon If . IlgnlfloenI oem In . compel..... Jlfor-rtY .. .1....,.." to, Of .",... f~ IhM, the ,"t~ Jlftlf*t1. I "..... mede . "..... ......"*'" 10 ....._ !he ........ ..... pra of I,. ClOmf*'" lind, If . olynlhcatll lem In . ccwt'C*MJIe PfOf1lH1Y .. Inr.,,,, 10, Of .... r_... IIMI" IhI' .utJtK1 J1IVf*IY. I heV'8 rNlCM . r-lI"" "!lot"*'" 10 IncfMM I,. ~"'-.t"""IlIuII"lhecortlf*.e- 2 I...... IMleft no IlDMIIIMfIllIDlt lhe redlll'l UwI heV'8 IIA ~ on .... In my J...~I Pl........ of !he ..ttmOl. of mot1lM wH" III lhe .rfJI.... r.port I ,..,. not ~ WItlhoId ony .~ InforfNllDn from !he ...,...... '....1 ..... I ..,...,.. 10 lhe ...1 01 my ~. theI .. .tlllomenll WId Inllll'fNlflll'l In I,. Sf1fIf..... 1epw1 .. lIUlt WId Clll'fod 3 l....odlnlhe~repot1onttIn'tO'M1~.~.lOndprof..........~.oplnlono.end ~. ViItlIII::h we oublOd fW1lolM ~ end ~ oondltione.".an.d 1nW.1onn 4 I N'tO no ptMOnl Of pt'Mpedfwe Inl.... In 1M fI")POft;' llwt III !he ~ 10 INs AIpDtt. IInd I ,.... no ptMOfll: Of proopKtfYe poI'OOMI 1nI.... Of tMo ..,. '"9'd 10 1M ~ In lhe 1rInucI1Dn_ I dld not __. eIfwf peIIloIy Of comp6IIIett. my anatp60 .ndIof lhe eotImIt. of IMIUl ...... In !he 'PPf*el fWPOfI on lhe ..,.. cab. rllllglon. .... ~. f~ ...... Of MlIl:lMI 0ftgIn of oIhtt !he ptOO~ ~ Of occupanto of !he out+K:t propottyOfoldMi pntMflIG'IIfIl'Mf'S Of 0ClIIlUf*1l1 of the propwUM In 1M ridnlttoflhe IUtlf<<:4 pf'DpOftJ 5 I hwo 1'10 ~ Of ooncornpolod rwn Inl.... In tho I~ PfOC*tY'. WId MIl"., my cwrent Of rw.. _.Ilp6G,moI" nor my ~ lot porfom*lg tNII IIClpl'06NI III ClClf'IllnOOnl on the ~ nluo 01 !he PfOPO'fr. e I wu not ,equlIed 10 ,.port . PNdOtonnlnod wlM Of dhcI:lon In nluo IhoI f~ !he COUH of tho cIonl Of IlI'l1 relMed ~. !he omount of !he YUle MtIInoI', !he otloInINnI of . IIpeCIfIo ,..01. Of !he oocumnoe of . .1bMQUWC IIYef1I In onMr 10 recoIW my ClClIIIpOI1IUll ~ _,.......n41.. 'ot porfonnW'lQ !he ~. I did not beM !he oppraIuI repot1 on 0 ~Ied n*IImum nIuotXIn. . .pecltIc wluMIon. Of !he Mod 10 appnHI . epsdtlc """-- 7. I perlormed It\III ~ In confotmlty 'llI4lh tho Unltonn 8tanctefdo of ProtIAllll"At "PfJBlMI PI'IIC'lIoll Ihot .,... ~Id IOnd ptOmUlgalld by the ApprolU 8l1nc11rcM Bowd of The ApptoiMl FoundMkIn and that MN In plooe - of lhe .fled,.... ac. 01 IhIo .~. with !he ~ of the lMpII'lU'll pnMoIon 0' thoM SI.m.a.. v.Nch doN not oppfy. I oc~ lhat on ..umolo 01 . ~ time for ~ In 1M ~ morMI .. . oondRlDn In lhe dlIflnlUon of !MItt.. \'a/uO end I,. Mtlmol. I dftMopod .. COMlotonl MIh !he man..1ng IImI nocod In !he Mighb...T.ood HdlDnollhll ..port, utMn I howoU"""" .....edln 1M ~MdIDn. B. I how poroonaII'f InIpc10d 1M 1nt0f10r' and Oldertor' .... of ttMI MlbteCt ~ and !he .ld.nor 01 .. properUeo lilted .. comporabIn In 1M appraloU ,~. I furthoI conlfy' hi I how nocld W'rt appwenl or knoM1 octwrM oondltlonl; In 1M aubtId ..,....l>o...,..n1.. on 1M out+Kt .... Of on aIrI ... ViIlI.hIn the ~. ~ of 1M .utJtId property of '#ItIlCh I am __ end how mode ~ lor V- octwrM condIIlono In mt ~ of !he pr.llparty voIua 10 !he OIdonl lhat I hod rnarkM I"o'Idanoo 10 ouppod ttMm. I hoYO otao oommanted aboUl 1M .nact 01 !he odwrM CDrJlWono on !he "*"lICoblIflV of lM.ubtKt property. g. I ~ ~ .. coneluIIIclM end oplnIoM obot.C !he .... .... Ihot won Nt forth In the appraINI repot1. It I raIId on IigI'lIncanI prof..uw.l ...w.no. 'rom ant IndMduoI Of Ir\dMduUI In !he parl~ of !he .ppraIMl or the prepelltlOn of !he oppraIuI report. I r- nwnod ouch ~('l and dIKIoMd 1M .padtlc laID performed by ttMm In ttMI ...cot ----. IIactIon 01 thIa opprWul r.poIt. I oaIUfy IhIII aIrI IndIwtdUIIII 00 nomad III qulllnod to perform !he t..... I how not IUhottrod .",..... 10 moko . chonge 10 ant lem In !he r.porl: Ih<<of_. If onUlWlAhortl:Id cllflnOotlllNlda 10 !he oppraIuI report.ld'" norwponelbllllyror' SUPERVl80RY APPRAlSER'S CERnFICAnON' " . _ _....... "'" .......... _. too ...... c.rIJt\n end agt... lhoI: I dlradl1 .upaMM tho opptalMt Mlo propatICI !he apptaIuI report. hwo rm-ed ttMI .pprwIMI roport. oor" with Iha .1oI0m0nt. ond ~ of !he opprIItMr". 0QrM 10 be bolm by 1M .ppraIM(. cortInc.tIono nunmared" UV1Iugh 7 obcNe. end am lP:Ino IuI ~ for 1M opproIMl and !he ~,.port AOORESS OF PROPERTY APPRAISED' 10 Elm Street Thurmonl MIln'Iand..-2.1788 APPRAISER: ~ :=~~~:.: 1:'/7 /~ "". .-, MAU.l228 8'11. CotIIllcltIon.; 03-3672 or SlIl.l.iCoInM'. SI.... MD E...IonOll.dCotllllcltlonotLIc:onM: 06/14/98 SUPERVl80RY APPRAISER 1~II'aquItad): BlgnIIura: Name: OII:.elgnld; 6t1l.CatlIftelrIIon': or BIll. UooMa': 8'11.; EJ;pra1on 011:. of Caltllclllon or UccnM' ODOd ODOdNdl_..._, FtlddooJMGFotmoa 8-DJ ~2of2 Fonnlo..... FIII'm tOO4D 8-D3 r. Uutzcll Appraisal Consultant Service M .. C"I Q Q) "" .. Dll.... \4:l <<I~"" ~:gGi .. El ~!: ~ ! rn El ~ rIl ~ IS :cl CllI ! CllI oa ~ ...I.c:l - ~ !l :J 'Q fI1 ~ ~ := Q go .b Ql ~ - CllI :cl 5 '0 .- ~ \ ~ ~ir ~ o! f1-ll ~!t ~jl hl ~l c :::.~ ~ ~~~ ,.... '" LO.ni "'c H .~.x ",p 2.~J g... ~ " ~ QUAUFICATIONS OF THE APPRAISER I.EWIS F. SIIAPIRO Appraiser - Realtor - Auctioneer MARYLAND CERTIFIED RESIDENTIAL LICENSE #03-3672 PROFESSIONAL EXPEWENCE Appraiser, HulZcll's Appraisal & Consultant Services, Frederick. MD Field Appraiser, HolTman-Shapiro Auctioneers, Inc. Licensed Realtor in State of Maryland State of Maryland Auctioneer - Selling real estate, antiques, household goods, vehicles and general merchandise EDUCATION Mount Saint Mary's College - BS Major, Business & Finance (1974) Missowi Auction Scboo~ Kansas City, MO (1976) Certified Auctioneers Institute, Indiana University, Bloomington, IN (1989) Real Estate Continuing Education, Johns Hopkins University (1989) Real Estate Appraisal Courses, Dundalk Community College (1989) Residential 101, Society of Real Estate Appraisals, (1990) Residential I 02, Society of Real Estate Appraisals, (1991) ~.min.tionof Appraisal Standards of Practice and Ethics, (1991) Real Estate Appraisal Methods Continuing Education course (1991) ~.min.Uoo ofSPPB. "Standards of Professional Practice" (1991) ~.min.tiol1 of Income property Valuation II, MD Assoc, of Appraisers, Inc. (1992) The New Uoifoon Residential Appraisal Report (1993) Standards of Practice and Ethics for Appraisers, MD Assoc. of Appraisers, Inc. (1995) Real Estate: Raw Land to Finished Lots (1995) Real Estate: Speaking Up in the Land Use Process (1995) Paried Sales Analysis (1995) Pedera~ State and Local Legislative Issues (1996) MRIS Applications and Professional Enhancement (1996) Shopping Center Appraisal (1996) The Narrative Report (1996) MRIS Applications and Professional Enhancement (1996) The Maryland Assessment Process (1996) The "USP AP" Update (1997) Appraisers, Getting More Out of Realtor Workstation (1997) ORGANIZATIONS & AFFILIATIONS Member of National and State of Maryland Auctioneers Association Member of National Association of Real Estate Appraisers (C.R,E,A.) Member of Maryland Association of Appraisers, 1nc, (M,A,A,) Mmnbcr of Frederick Count, Slate of Maryland and National Association of Realtors AUTO EXPENSES: Mn PLACE $.. 1998: Mar 31 June 25 Nov 2 Dec 3 Dec 30 Jiffy Lube tI II II tI 33.90 22.61 23.31 74 .10 28.61 $182.53 Bretzman's American Jiffy Lube 1999: June 25 Jiffy Lube 23.31 Sept 9 " " 23.31 June 11 Merch'ant's Tire 162.20 June 11 " " 154,91 July 30 " " 109.90 $473.63 EXHIBIT:;!; HEHBERSllrps: Yearly Dues ~ llll Eagles $12.00 Elks 55.00 Jeffersonian Patriotic Club $18.00 Hoose 35.00 NAUS 25.00 Orioles 25.00 Owles 25.00 Redmen 18.00 White Circle 15.00 Plus '98 figure 160.00 $160.00 $228.00 American Legion #168 Life Member AMVETS #274 VFW #8851 Life Member Life Member .' , , , " EXH I .B:C or C PET CARE: Vet's Bills: Bosworth, cat 6 yrs old Icing, cat 5 yrs old DATE $$$ 9/24/99 9/30/99 22.00 70.00 $92.00 Food: Yearly $$$ 45.96 18.00 120.45 14.28 $197.69 Meow Mix - 12 bags @ 2.83 = Alley Cat - 12" "1.50 = Canned - 1 per day @ .33 = Cat Treats: Tender Vittles Vet's Bill s : Duece, dog 15 yrs old DATE $$$ 1998 1/30 74.50 3/18 30.00 4/28 43.00 5/26 35.50 8/07 28.00 8/17 12,00 9/23 15.00 10/08 45.00 10/22 30.00 10/27 168.00 12/05 60.00 $541.20 1999 3/26 24.00 5/17 92.00 6/22 66.00 7/23 56.00 8/23 36.00 9/21 36.00 $320.00 (to date) Food: Yearly M! Moist & Meaty 12 bags @ 3.89 Kibbles & Bits 12 bags @ 4.35 Canned 1 per day @ .43 Sardines 1 per week @ ,65 Treats 46.68 52.50 156.95 j 33.80 25.00 $314.63 ;.,: Exhibit ./J WILLIAM K. 1I00V"~R. PLAINT....... : IN Tim COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSVLV ANIA v. CIVil. ACTION - LAW 98-67 CIVIL TERM WILMA O. HOOVER. DEFENDANT IN DIVORCE PRE-TRIAL MEMORANDUM AND NOW comes the defendant, Wilma 0, Hoover, by and through her attorneys, IIWin, McKnight & Hughes, Esquires, and files this Pre-Trial Memorandum as required by Rule 1920.33 of the PA Rules of Court, setting forth as follows: I. MARITAL ASSETS: A, Real Estate: I, Owned by Wilma 0, Hoover: 8 Ladnor Lane Mount Holly Springs, Pennsylvania (All marital) ,......,..,........",......,..,..,............,..$83,000.00 2. Owned by William K. Hoover: 10 Elm Street Thunnont, Maryland (Purchase Price/July 1995/AII marital).........$93,000.00 B. Personal Property: I. Automobile ofHusband................,............,..,....$500.00 2, Wife's Automobile 1988 Oldsmobile (112,000 miles).............. ,....$ I ,000,00 j,'. " " 3, Husband's IRA ........,............,......,.............,..,..$7,000,00 4. Husband's Stock 2RO shores of IIlM ................ltI.............,........S41.S45.()() S. Husband's Life Insurancc Pollclcs om Valuc Unknown 6. Pcnslons of Husband: Military Pension IBM Pcnsion (Wife seeks her marital sharc of both pensions.) II. EXPERT WITNESSES: 1. Steven W. Burrett, Real Estate Appraiser 2, An appraiser from Maryland (if necessary) 3. Pension Expert (if necessary) III. WITNESSES: I. Wilma O. Hoover 2. Tracy Lortie, one of the daughters of the parties 3, Craig Hoover, the son of the parties IV. EXHIBITS: V. j A. Inventory and Appraisement (See attached) B. Income and Expense Statement will be supplied, (See attached) 1 ! i, C. Appraisals as necessary, (See attached appraisal of Ladnor Lone property) INCOME AND EXPENSES: , 'I I ,: r" . \\.-~, '.'i, : .\': . ',1 ( ! A. Income and Expense Statement (See attached) ;,-: 2 ;' ., I'" , [I';,~ \\ - .-"!'".- VI. ALIMONY: Wife received $500.00 per month. Wile will still require alimony, The amount will be dependent upon the amount of pension she receives, VII. PROPOSED RESOLUTION: Wife seeks 70% of the marital assets, VIII. COSTS, EXPENSES & LEGAL FEES: Wife seeks payment of the costs and legal fees. By: Respectfully submitted, IRWIN, McKNIGHT & HUGHES dq~ 60 West Pomtret Street Carlisle, Pennsylvania 17013 (717) 249-2353 Supreme Court I.D. No. 25476 Attorney for Defendant Wilma 0, Hoover Date: May 28, 1999 3 }\ EXHIBIT "A" ...... WILLIAM K. IIOOVER. PLAINTIFF : IN TilE COURT OF COMMON PLEAS OF v. : CUMBERLAND COUNTY. PENNSVLV ANIA CIVIL ACTION . LAW 98.67 CIVIL TERM WILMA O. HOOVER. DEFENDANT IN DIVORCE INVENTORY and APPRAISEMENT of WILMA O. HOOJlER L REAL ESTATE I, Owned by Wilma O. Hoover: 8 Ladnor Lane Mount Holly Springs. Pennsylvania (All marital) ",..,..,....,.....,..,....",..,.."....,........$83.000,00 2, Owned by William K, Hoover: 10 Elm Street Thunnont. Maryland (Purchase Price/July I 99SIAlI marital)......,..$93,000,OO Total........,..................$176.000,OO II. PERSONAL PROPERTY I, Automobile ofHusband....,........,..,............,......,$SOO,OO 2. Wife's Automobile 1988 Oldsmobile (112.000 miles)....,..........,...$I.OOO.OO ,. -' III. PENSIONS AND RETIREM..:NT I. Husbnnd's IRA .........".............,IIIfIlIIIfIl.......o..$7 ,ooo,no 2, Pensions of Ilusbond: n. Militnry Pension b. IBM Pension (Wife seeks her moritnl shore of both pensions.) IV. LIFE INSURANCE 1. Husband's Life Insurnnee Policies om Volue Unknown V. STOCK AND ACCOUNTS 1. Husband's Stock 280 shares ofIBM..,..,...................................$41.S4S,OO Total Assets for D1strlbutlon..............$226.045.00 Respectfully submitted. IRWIN. McKNIGHT & HUGHES By: ":< ,I ~ I ",I j , ..h .",1 ~ ,'" ,..,.. ,. ,~.~ ,.';,; Date: May 28. 1999 :~, ~' I' EXHIBIT "B" In the COllrt or Common PieRS or CUMDERLANI> County, Pennsylvania II()Mt~''TIC R.:I,A TIOSS P,O. BOX JlO, CARI.ISI.f., PA, 1701J Phone! (717) 240-6225 .'I\XI (717) 240.6248 Plaintiff Name: WlJ.J.IAM K. II00VER Defendanl Name: WILMA O. HOOVER Dockel Number: PACSES Case Number: 348100635 Olher Slate ID Number: "ease aot., All comspoadmc. must Ia<Jad. the PACSES Case NllDlbtr. Income and Exnense Statement THIS FORM MUST BE FILLED OUT (If you arc self-employed or If you arc salaried by a business of which you arc owner In whole or pan, you must also fill out the Supplemcnw Income StatelOCot which appears 00 the last page of this income and expense statement. ) INCOME STATEMENT OF WILMA O. HOOVER I verify that the SlatClllCDlS made In this Income and Expense StalelOCm arc lnIe and correct, I understand that false statements iu:rein arc subjcctto the criminal penalties of IS Pa, C,S. g 4904, relatlog to unsworn falslficatioo to authorities. 57 2.1- '11 Date INCOME: Employer ~L.I' 4,}~ ~efendant . SALVATION ARMY Address 20 EAST POMFRET STREET Type of Work CASHIER Payroll No, 0000145304 Gross Pay per Pay Period $208.50 Pay Period ~bi.wklY,lF~~) BI-WEEKLY itemized Payroll Deductions: Federal Withholding $ 5.00 Social Security $12.93 Local Wage Tax $2.09 State Income Tax $ 5.S4 Retlremeot $ Savings Boods $ Credit Union $ Life Inswance $ Health Insurance $ Other Deductions (specify) MEDICARE TAX $ 3.02 $ Net Pay per Pay Period $ 179.62 Service Type M' Fonn IN-QOS Worker ID 21205 IlIcome and E~pen.'Ie S'.,emenr OTHER (rill III Apprnprlnre ColIl/lIlI) INCOME WEEK MONTII YEAR Imeresl $ $ $ 49.00 Dividends Pension Aunully Social Securlly After Medicare pren iumB deducted: 5.025.00 RenlS ROYalties . Expense Accounl Gifts UnemploYDICDI Compensation Worianeu's Compensation lRSRefund Other (Support) DR25523 6,000.00 Other (Salvation An ~y) 3,428.00 TOTAL $ $ $14.502.00 TOTAL INCOME $ l'ACSIlS Case NUlllhcr 349100635 (FiU in Appropriate Column) EXPENSES WEEK MONTH YEAR HODle MongagelRenl $ $ $ Mainleoance 2.700.00 Utilities Electric 331.48 Gas Oil 370.00 Telephone 317.00 Service Type M Page 2 of6 Form IN-OOS Worker In 21205 11I~lInlC all~ E~pcllSC SlIlcnlCI1l PACSr:S Ca.~c Numbcr 3481006]5 '. . (1'111111 Apprnprlalc Clllumll) EXPENSES (conllnutd) WEEK MONTII YEAR Walcr Woll $ $ $ Scwcr 264.00 Employment Public Transponatloo $ $ $ Luuch GAS 135.00 Taxes Real Eslale $ $ $1.200.00 Personal Propeny locome Federal 272.00 IDsuraDce Homeowners $ $ $ 197.00 AUlomobilc _487.00 Life 456.00 Accident Health MEDICARE 525.60 Other . AutomobUe PaymcolS $ $ $ Fuel 884.00 Repairs 1 443.00 Medical Doclor $ $ $ Dentisl 116,00 Onhodootisl I' I. f I i , I I , I j Service Type M Page 3 of 6 Fonn IN-OOS Worker ID 21205 "-i\ Income an~ Eapense Stalemenl PACSES Ca.~e Number 348100635 (1'11I11\ Approprlale Column) EXPENSES (conllnued) WEEK MONTII VEAR Hospital Me~lclne 318.00 Special needs ~ braces. onhopcd c devices) 200.00 Education Private School $ $ $ Parocbia1 School . CoUege Religious PenonaJ Clothing $ $ $ 438.00 Food 700.00 BarbcrlHairdrcsscr Credit PaymcnlS: Credit Card Charge Account Memberships 8.00 , Loans Credit Union $ $ $ Mlsc:dlaneous Household Help $ $ $324.00 Child Care PapcrsfBookslMagazlne Emena1nmenl Pay TV 360.00 Vacalion 367.00 Page 4 of 6 Fonn IN-008 Worker ID 21205 Service Type M Incnme and EX(lI:nse Slalemenl PACSES Case Number 348100635 EXPENSES (continued) (1'111 In A prnpriale Cnlumn) MONTI! YEAR WEEK Gifts Legal Fees Charhable Comribullons Oilier CWld Suppan Alimony Paymems 700.00 1 399.00 Other $ $ $15.470.08 TOTAL EXPENSES $ $ $ PROPERTY Ownership · DESCRIPrION VALUE OWNED II W J Checking AecoWllS $37.26 X :',. I Savings AccounlS 266.00 X Credit Union j , Slocks/Boods Real Estale 3.000.00 X Oilier TOTAL $ INSURANCE COMPANY POLICY 1/ Coverage. Hospllal Blue Cross Oilier MediCal Blue Shield Oilier * II - Husband W - Wife C - Combined 1 -loint PageS of6 II W C Service Type M Form IN-DOS Worker ID 21205 '- - . . Incll",~ and EXrcll'IC Slal~m~nl PACSES Ca.~~ NUI1ll>~r 348100635 Cn..ruKI . INSURANCE COMI'ANY Healthl Accident Disability Income Dental Other . H . Husband W. Wife C. Combined J . Joint I'()\.ICY , \I W C < ! SUDDlementallncome Statement - , This form is to be filled out by a person ~I~ who operates a business or practices a I?rofession, or 2 who is a member of a partnership or jomt venture, or 3 who is a shareholder in and is salarieil by a closed corporation or similar entity, AttaCh to this statement a copy of the followins documents relating to the partnership, joint venture, business, profession, corporation or SImilar entity: (I) the most recent Federal Income Tax Return, and (2) the most recent Profit and Loss Statement Name of business: Address and telephone number: d. Nature of business (check one) (I) partnership (2) joint venture (3) profession (4) closed corporation (5) other e. Name of accountant, controller or other person in charge of financial records: a. b. c. f, Annual ,income from business: (I) How often is income received? (2) Gross income per pay period: (3) Net income per pay period: (4) Specified deductions. if any: Page 6 of6 Form IN-C08 . Worker ID 21205 S~rvice Typ~ M .' I I " I "'Flllllln'l- .-.- , ~ Jll.V ~ 3 c a ej" :i' 0 In ::I In ~ '00 ~'tl~CIl'!1Ul i ~I piur ~~~~ 5!8 ~ :r >~~~iil' ID 10' CIl -. i!!: f1) C ~~li)m g' c "Q .. is'![~,,,eJ.o ~~lsr 0-1/) .. ';", UI lj!~ [[ OJ f1) f1) III 5"~ "Q~i tt1~~~ f1) -5'-tco .:2. . op~h It; ~~ 'f eJ. 5 g ~ :J. ~ .<;, ~~~~ UI ~ 3 -< f1) "'t1~cnz 00 w :r l;:!Jp ! .... 0 ii1$ lD f1) ~I-I ." , c ~~o~ ::" UI a a.~!'l u ~~ ~ e' .;:~ - , lJ' .. 0 CD is' ~ ~"' -I/)C:;s: -(/2::- ~ I!. CD ~jj~"" ~ 0 "" -I il.N ~1l1!l1~ J-"" !:\ :i 1: ~ ~~8 ...... lli , ~ ~ IJ' i! U .......- 9' :iI ' ~~'~Fi~' '" ;g ~ or ~-., \ CD CD 'i ~ ~, ga>OlOO ~ ,":!, l:9l lil .J:rro N ,0 ':' 0 8. )" !:l \ ::I, \ \ \ ~ ~ 0 "- '" iil . . .. III - ~ (; "' 0 m~~~~ W 0 . . . . . a. a> 0 ",ol::ow Ql .. UI 0 O'lCD ....,N a> Ii 0 :5 '0'0 m III ,. m r- '" ::I, 0 .., 3: 0"- ::J III :l> ~!l" -. x "- ::J 0 :r CC 0 '!'! 0 < en m :J:l - m - 00 CD UIUI ~~ 3 ~~ CD ~~ ::J - 8~ ", 1""l\^t,I'''";.'''-ll-.I;, 1'1'" '.....1" I.... u EXHIBIT "e" . ;";..;.'.'..~.v."~"~; .' . ':..,:'~' ., .;; -~:;.; ';" ..... ....'. '. ..:i~ii\: ;: ::.:;L.. "." ',', ". - .. -, :.~..., .... . APPRAISAL OF THE PROPERTY LOCATED AT 8 Ladnor Lane MI, Holly Springs, PA 17065 ASOF August 31,1998 FOR IRWIN, MCKNIGHT & HUGHES ATTY. 60 West Pomfret Street Carlisle, PA 17013 BY STEVEN W. BARRETT REAL ESTATE 124 N. Hanover Street Carlisle, PA 17013 p SUMMARY APPRAffiAL REPORT t Case .: , renellV De.erlelle" UNIFORM RESIDEN IAL APPRAISAL REPORT FileNo, DR_OR.. ,~ Prop.rty Addr... B LldnOJ:J.ane City Ht--JIQ,Uy_SpJ:.l.ng~ sr.l. DIt. ZloCod. "'70l:~ I_ L...IO"erlollon DllllUQOIL11.6,_l'.agll_931 County ClllnbIU:lan<i I'"'"'O"~.. "=>11=2",-'" laxVlllr !l.8/J!,9 R,E, TIX" S 10.'7, "II: SooclalA",,,mtnla S"" , Borrower I~. I -~. -;,;; .: Currtn' Ownll .... Oceupaol: [;l Ownll r I Ttntn' [-I VlCln' " P'OOlllY rl'hllaoorallld I wi fll Blm'l. I I L....hold P,OrIClT'", -[ I PUO I I Condominium IIIUONA onlvl HOAS ../a /Mo. ,. N.lghborhood 0' Pr~11CI Nam. SOllth_Hiddleton_:t'olll\ohip Map R""tnCl 30,,2,6'116 Ctn'U' Tra,' 0126~OJl_ ;\' Sal. PrlClI NLA--'1al,o!l!!!..-N/A Omrlpllon a~H,amounlol lo._n 'hlll!.!!!o"",'"".'o b. P.!1!!'Y~1-.N/A ~q LtndlllC~!p.LXl:llin._HCKnight_'_"ugheo~~g!!!'-6LWaet_li'oml:J:ot_StJ:oot ._Culhle._li'A i'l Appral", ft.... .. " Addllll -;"Ii' -n S.,. ,'a Da '''M~ '4: lOClUon I- Urbtn ..ll Suburb.n - nur.1 PlIdaml....., ~Irl~'f lamll, h,".IA~E P,I..nllnd UII % lAnd U'I citing. -4' Buill up OVII/&% II 2!'/!% Undll 2&% aUllplncy 1(000' (vra) Ono family ..6L tiI Nol L1k.,V DLlklly I- - ,- ;~ Orowlh Ral. napld ~ Blabl. Slow Owner _50_ Low _NOli. 2,,'amIlV _O_ X InprOC11I :~\ I- - X , ProP4rty valuII Incllllln; Slabl. Olellnlng Tlnanl _2:i~....J~IL!!,t!, Mulll.lamllv _0_ To: _I\eIl.l.cltlnUaL- ,I I- - ti Ii ,~ O.mtnd/lUpplV I- Shorlal' ~ In balance - OVII .upplV Vacan' (o-!%) Predominant Commercial -~i '<:;: Mark.llngllm. Undu 3 mOl. 3.0mol. Dv.rOrnol, Vlunt IlJrerr.\ -.Ii -.--- 75 Ii Nail: "Ie. Iftd lh rlCl.1 compo.lllol1 or Ihl 1I.lohllarhaod 1""01 .",.1111 rlcID", '1) . ;~ Neighborhood bounda,llIlnd charlclerl.lIc.: _SUbj.ct_.I.II_bollnded_on_the_north_by_CaJ:l.1.1I1._BO~Ollgh,_on_the_Iollth- bY-Ad~Collnty,_on_th._e.llt_bY_ROllt.-1,._Sollth_and_on~h._lI.IIt_by_Rollt__233~ fielD" thai .Iltel the mlrk.labUlty at thl properll'. In lh. neighborhood (prollmlty 10 employment and Im,ollllt, employment IlablUty, Ippul to mllk.l. Ile.l: .Bubj.o~pJ:ope~ty_.I.o_locat.d_.I.n_an_.lltabl.l.ahedLneighboJ:hood_Q~aingl__famllY_homell-Mithi~2U~ H.l.ddllltOnJ'olll\lIhip._abutt.l.ngJlt.._"ol1y_Sp~.I.ngll,~Shopping_anc:LotheJ:_amen.l.t.l.ell_al:ll_Tf.l.th.l.1l alk.l.ng-D~ahol:t-dJ:iv.l.ng_d.l.lltance~Schoo1-llYlltem_.I.a_S?llth_Hiddleto"-D.l.II,~.I.ct__ndLAtudllnt___~ ,( .I:lllledJHSlL32jOJ n: -)~: Markat conditions In the sublecl neighborhood (Including support for Ihl above conclusions relaled to the trend 01 property valulIS, demand/supply, and markellng lima t;: .. such as dalt on compellllvl properties for uta In tha nalghborhood, ducrlpllon 01 the prevalence of sallIS and financing concessions, ele.): ill ~I!llI:tY-Dlllea__I:11_01lJ:J:ent1Y.JItJIbllL11itIL.aTLADl:lIglUllll~kIlUngj.iIne of BO-1lHLl1l1YlL....Io *~ndlLAruLl.llnlU.ngJAte~ve J:llIl!llined fAl1Qnb1lL-SlllQiLClmCilU.l.QDI!I occuunW$Ullltly. Tha- :1i/-Al:lLIlllTLholMlll.Jlnr:lll~onat.lrncilinJTLAJ.lJ;l:llYIld1.ng_deyJll.QPTl\llntlLALDll....A1!I J:e-l!Ia:LlllLADilable. 'r~: n ~: Prallet Inlarmlllon far PUOa (If applicable) u Is Ihe developerlbullder In conlrol of Ihe Home Owners' Assoclallon (HOA)? U VIS UNo Approlllmate tolal number of units In Ihe sub/ecl prollcl ./~LA Approlllmaletotal number of unlls for sale In the sublect prollcl NJA ~~ Describe common ellmlnts and recreallonal facltltllS: NA 1~1 DImensions .1Jl..lUL2 0 O. fro!lLt.ll~ecJl!:a.. Topoiraphv .Bll.U1.ng SlIearla ~re Corner Lot ~ SIze ~l for am- @ Sptem, zoning ,llIIm,,"on and dmrlpllon -1L.l\gricultur~' Shap. Rectan\mll!r B Zoning compliance [Xl LlIgal-g; legal nonconnng (Grancllltha'ld ulIl Uuregal UNozonlng Drainage m Highest & best use as Improved: I y Present use Other uselellplaln) View JWalr:lllntial/Coun~~' ~. UIIIIIIII P~I' Olher DU.,U.lmpraYlmlntl TVp. ~"' Prlvala Landscaping .AungA Eltel,I,lty ~ Slrul JlllCAIWII f,2! ~ ._"'w Oil Curb/guller -HQ.nJll Apparenleasemenls N~ io 1# - I- FEMASpeclal Flood Ha;;dArea ~ Water - -H1l11 Sidewalk .Jilloe I- ::':i: fEMAZono X MapDal. --, ...~ H~ Sanllarysewer ~ SI.","ghl. .Jilin!! I- ~J SlormseWllr Alia. "'Ona fEMA Map No_ 4z.o371 0020 -,. ~I Comments (apparenl adverse easllmenls, IIncroachments, special assessmllnls, slide areas, Illegal or legal nonconlormlng zoning USO, .1'_): WA1' i~ ~t *" n fnr a~a and ha.. no adver..e affect on markg!;.!!Qj,!lj;y, There are no apparent adverse h easements encroachments or o.,her adVAr..e condition.. + OENERAL DESCRIPTION EXTERIOR DESCRIPTION fOUNDATION BASEMENT INSULATION ~ @ No, or Unl!s 1 Foundation Jl~k- Slab ~ AllaSq.R 934 Rool - I- :i~ No. of Stories 1 ElllerlorWalls ..wood CrawlSpace _lfQne "'FInished _n_ C.lllng j...!5 ,::::i: - ~~; TVp. (D.I.IAlt) lLetAohed. AoofSurface -S!illIg!lL- Basemenl -Dlll Ceiling JiLA-- Walls I.JS Olllgn(SIyI.) -BlIru:L Gulfers & Owns piS. ~YlTL Sump Pump -Xe.. Walls JJ/A Floor - I- , ExistIng/Proposed J;;!!;tlltJ.n9- Window Type Double Hung, Dampness Jill.ne Ob..: Floor JJ/A None - I- , Ag.(Y,,_) 37 SIormlScr8llns J:x.l.ll.t.in9- Settlement Jillpe Ob.., Oulslde Entry JiLA- Unknown -'- ;i ENteIW, Ag. (Y".) 15-20 Manufactured House No Infestation None Ob.. ROOMS Foyer livIng DIning Kllchen Don famllvRm. Rec. Rm. Bedrooms , Balh. laundry Olhllr AreaS'. ft f; Basement 934 Levllll x 1 1 2 1 0"14 ~.:~, L...12 ~ Finished area .baWl grade contains: 4 Rooms; 2 Bldroom(s); 1 Balh!.): Q34 Squarll Feel or Gross lIvlnll Area , INTERIOR MaterlalslCondlllon HEATING KITCHEN EOUIP,;.... ATTIC AMENITIES CAR STORAOE: Floors Ca;P..lltLHo.QdDUny.J.. - ~ None D Tvp. ~RL- Refrlgeralor I- Nona - flllplm(.) , - I- Wall. DJ:YWall Fuet Oil RangllOvln ~ StaIrs - Patio Gatagll lof cars Trlm/flnlsh -H9.Qg ~ondlUon ~r~g~ Disposal I- DropSlalr -~ Oeck Attached 1 W B.lh floor -'llnyl COOLING Dishwasher ~ SculUe Porch x Oetachlld ,." - :,:(: Balh Walnsco' J!!:YlfA!J.LC.Q!:iIm ~ Cenlral _HL1',_ Fanltlood Floor Fence Dulll.ln m - - ",:, Doors .-Hllod OIhnr _HL^-- Microwave Healed Pool Carpon ~':': - ';'~; Condlllon N/A - 2/Mac M Avera"e Condi.,ion WasherlOryer Finished Drlvewav m Addlllonal fllaluru (specIal energy elllclenl lIems. elc.l: _Sh~g,__b!:tQk-E~~~Q,__"nc!2~~~_E~~h .", I CondlUon 01 rh. Improvemenls, dllpreclaUon (phV.I"I, luncllonal. and IllIternal), repairs nllDded. quality 01 cans!rucUon, remodellnll/addlllons. IIle.: nlaL.!!!;lL~ILl!:!1Jl!;~gfL!:lm!:!tt.Ml.-'L!I.!.~Iu>_lLEhYII.!.!:lIl or fqnill21lJ!l inade'i\l~~E!RlI-ftft~ ~ W AdvuSll environmental conditions (such as. but nol IImllld 10. hllardous WastlS, tOlclc substancllS, IItc.) prllSent In Ih. Improvemllnls. on Ih. slle. or In Ih. :.-::;: Immedlale vicinIty 01 the suolecl properly.: H2-A!:!Ylll:lIll-llnY~~QnmentA~llna~t~Qn~-A~~pp~l:11nt/~.l.Dclo~d, :'i; & rredcli,Uacfofm106.9] I2CII. PAG[ IOf2 StltrwllllorRCllhlllcPfolmlonlt'IBllOI52J0812 FannleMuformlD04lUJ) SUMMARY APPRAISAL REPORT C..O ,: Valuation Section UNIFORM RESIDENtiAL APPRAISAL REPORT Fila No. QA_nIU I'. ESTIMATED BITE VALUE . $ 30,JtIlO- Commonll on CDlI App'DOch (ouch 00, 'IDurCl 01 coOl oollmllO, ", ESTIMATED REPRoDUCTlD'N i:OST:NEW,iiF iMPROVE'MENis;""'" 1110 Vlluo, Iquarl 1001 Cllcullllon, and lor IIUD, VA and FmIlA, Ih. : Dwolllng 93!.. Sq,nO$ _50...0.lL.$ ~6..1OJL IIl1mll.d IInlllnlng 1C0nomlc 11I1 01 Ihl proparty)' .COltJIlllf- , rot 934 Sq.FIO$ _i...OL' _8,.tll.6.. JJ:OIILHUJlhllJ.l_SlIUL'la1\1I1UolLllu'l.l.cll- 1!.BnCl' pOl;chLBtOllP- . -10,.00lL _HllndboolLllncLloclll-.eoIlLllna1Yllh..Land- , aaragolCarporl JBO 5q.FIII$ _14..00_' __3,,920_ _vlIluoJJ;OI'lLHulcot.J>atll_COIIt'uJ.llon, , TolIl EOIlmll,d CoOl Now , .. .. .. .. .. .. .. , .. .. . $ _69,,026_ _POP-J;ocJ.atJ.onJ:lllllocLon_lIgllJ.J.fO-llblllll:Y1ll1- llll 29,0" Ph,YllClI FunclloOlI ['1"011 _conditJ.on_lIncLHaJ;lcot_Pllta_lInlllYIIJ.I,. , Dlpllcllllon _2.0,.00D I .$ --20,.000_ _Jl:lltiMtocLl\el'lIIIining_Jl:conomic_LJ.fo_3LtO- h DOPIIClllOdVllulDllmprovomanlO ,....,..,......,........ .$ _49,.026_ JO_YOIIJ;I,. Y 'AI.II'ValulaISI1.lmpfOVlmlnll .......................... s _3,.500 i! INDICATED VALUE IY ColTAPPRoACII . i'.;;' ~'';i-;'' . $ .; .,;;;~. ,'" ITEM SIIBJECT CoMPAnABlE NO. I CoMPAnABlE NQ. 2 CoMPABABlE NO, 3 ~ 8 Ladnor Lane 623 Woodland Ave. 1415 Holly Pike 476 Burnthoulle Road t Addllll Ht~Hol y_Sp-d.ngll__ Ht._Holly_Sp-dngl_ ,Clldillo .Clldille !( Pro.lmlly 10 Sublocl' . ,-. ....lQ.JlI.I.ll1 .iLmJ.loJl_m1.1 ..3_lIIU....mL' f; SIIIIPIICl $ N/.A_> --, $ 8,3..,Q,Q,ll'" .....,.., J $ 85.,0.0.0,-'....,1' '. 8.5.~ &1 P,lceIDroll Ltv. Arll $ 88.,,8VJi $ 76 .85lEUll..2.7--,- $ 94~B7 ~.5.L.S-. $ 15..,15.JHiOiia11\h o W Dill and/or Inllp8ction Courthoulle RacoMII Courthoulle Racordll Courthouse RacoMII ", VlllncallonSourcll .HLlLDltIlHffS_J:llltll J\ppl;liI.~~lta i", VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION '1-11"1"'.'" DESCRIPTION oIIS"j""'" DESCRIPTION ....,....,...' !} Salll.rFlnanclng ),\)::. " None, Conv i None, Conv i None, Conv 'I W Conemlonl . ',':" "i'. j)OM 59 I .l2QJLUnlmQl!ll I .mlH.JInImOlflLr :if DI\ODISllolTlmo .tJ' .t/98 I Ji/.ll I _6/.ia i t locallon AnU:IUlD .Aungs I .AytU:lg~! .Avenge! g llllOholdlfll 51~0 ,blLSiIli?le_ .be..S.1l\1p.1e : ,l:elLSiI11p.1e I Fee SiI11p.1il I m 511. 41: ..../Ayg,~.Lot.ilsY!J' I TctLAllg i I T^"/A_, i tj Vlow .EeIlI1LCQlmt;;y-l.EeIld&Ynm' lIoII1LCllllntJ;y' I "^lId/Counm' " Dlllan and ADD..I .bnl:hlAY!J~ .RlInchL&rq. i .RlInch[Ayg I ,5 !lt~ IT DUIIINolCon,Irucllon "-LHood .AyglA1Jlln, I ,AygllldcJc I -2.500 '-LY1nLA1llm I A"o .3LXll1I;^.13 Yrll, IfIIJ. I -3--00.0 ..43Jnrll I "AT ~nn Condlllan A_rag^ IO:~~ge. I A.D!fA91!' AV1!~gD I '1 AbDUO Dildo ,,!I' , lid.. 1 "'". ,,!II 1 lid.. I """ 1 ,,!I' lid.., "'". I ,,!I' I lid., i "'". , ,.. I I I I j t I I - i' ^ 11 I ,'"'..."...,"'.., Room Count .t I 2 I 1 5 ! 3 I 1 I J~-L1 I .. , L , . aIDllllvln"Alla Q"I4 So, Fl. .1.080 5q.Ft. i -l.Ji.oO. 896 50. Fl. I +4nn , .131 5o.Ft. I _?nnn Smmonl&Flnl'hod Full Bamt Full Bllrnt i Full Bllrnt! Pllrtial BISIlIt:! RoomlB.lowGrada UnfinMh!!..d_&.nfinillhed i J1nfinillhD'" i TTnf'4fti_hD'" , Funcllonal Ullmv A1llll:I!g^ I-..;...,....ge i "-~g~ I I 1I..lInoICOOIInO" QJlg ..cg!ltJ;A1LHllIl.e.: .l:imLNnftD! I I','..., EnOlov Elllclanlllom' ....~4 cAl ~YP.1clll .TYP.J,c..1! mYP.J,c..1! : aara"olCar"orl 11 . ""l:-GilJ:lIge .NQne +3,Jlo.o.lllll:-CilJ:Pt.: +1...5no 2 -C!..J:....GIlnge: _? nnn Porch, Plllo, Dock, Encl. Porch/ Stoop/Deck/ patio/ 1 Encl. Porch/I ! Flllplaco(I), lie. paili .I'.ll!ll:e .I'.llnl:e! Q\ltbJJlg-! 'w FonCO,PDDI,IIC, HIll I""" i BLA i -"," I c.>:. !! i ;;~;::;:~;;prICO ~g~i~~;~i~~li. A:':::,e~~~~!~i~Z':i. AA :::i~~~:~!li~i1~~i. A: ::: it.." --.L t..3 B Commonl' on 5alos ComparllDn (Including Iho ,"blocl proPOlly" complllblllly 10 Iha nalghborhood, ole.): S.l!!2ject ill cOllli!lltiblo with m~bb2J;ho.lllLp-~rtilllL....SlIle~w~lLllhlnlll a value rangA --;;f "A' ~nn ..^ ~AA ~nn Ii :ru u $ R ITEM tt. Dale, P,lcllnd Dala W Source, for prlorsalos h~ within VII' of apnralsal 4 ~~: AnalysIs al any current agrument of sale, opllon, or IIsllng of the sublllct property and analysIs of any prior sales 01 sublect and camparablllS within onll year of the dall 01 appraisal: 'II "'-a t>.n M", !iQQEl:....2lLill/QA, :f~ I~ INDICATED VALUE SY SALES COMPARISON APPROACH $ A" nnn '" INDICATED VAlUESY INCOME APPROACH III Appllcabl;; E;il~~i;d M~rk;i R;;i$"."...,.... ';; i;':" iM~: ~'G;O"~'R;~IM~ilibli"r""";'; i;;'" . $ ~~..h ~J This appraisal Is made LxJ "as Is' LI subject to the repairs, alterations, Inspections or conditions listed below U subJecllo complllllon per plans and speclllcatlons. it Condlllons 01 Appraisal: ~h!LE!;QE!l!;j;YJ!!t!L!;>.ll!!..'Ll!PP.J;A~~~!l-C~!;!;!ilnL.cQDtllli.QP.........':!:j1j,~PP~llm1 ill for t; -." -~ ^"l'~,-l1Q!ltr!!nllfg!;!lll.le. See aj;j;lll:".!ild-!!~\l!!I..Jl.!!m!!ll!;Y..JWP-!;!!~llAJ.~EQ.rt t Final Roconelllallon' J::llIIL!lncLNlI;;ke~:!.ylIilLCllnllill!;gnt:!,y_lII!PP.l!~lIt~tlilc:Lmll!;ket-YII:Ll.le, GllM .'''lIill wall-fQl!nd-1nIlPp~EXillt8-fll~hill-Dnft1y1li~;;1iI11tlilllt-Meight-1l1-BEE11ecL~e Market UGlL.l\nAlylliIL-SYPP.llJ:ting_fJ.lllJnfQJ;l1llltilln..JlllblltllntJ.lItelLthelllL!lllt1rnlltlilll. The purpose of thIs appraisal Is 10 estimate the market value 01 the real property that Is the subject 01 this reparl, based on the above condlUons and the cerlJllcatlon. conllngenl and IImlUng condlllons. and market value dllllnlllon that are stated In Iha attached FreddIe Mac Form 439/Fannlll Mall Form 1004B (Revised .6193 ). I (WI) ESTIMATE THE MARKET VALUE, AS DEFINED, OF THE REAL PROPERTY TIIAT IS THE SUBJECT OF THIS REPoBT, AS OF ApgIIllt 31. 1998 (WIIICH IS THE DATE OF INSPECTION AND THE EFFECTIVE DATE OF THIS REPORT) To~' -8.3.. a3'0~ ' APPRAISER: /1 .'/' ,. SUPEBVIIlII!VPI'RIISER~RjU~ I I SIgnature ~' I 1"'),1 I ...--,/ _, .( .t: Signature -.:> - -r-r-- [i) Old 0 Old Not o Namo DrANiLGxj.L v Nlmo STEW~'l':r..sBA..sm'A- Inspocl P,.porly t; Dalo Boporl51gnod SflP-tllll!tle~o.,J~8 oalO RoPorI5Ig~p.tembe!:J.Q,J998 }} ~~a~~.~:':::::~:~' RL-OOl51.~ ~:::: PA- ~~I~~.~:':::::~:~'~~~~~~:~ SUBJECT 5/6/98 $1,00 I,."" COMPARABLE Na. 1 COMPARABLE NO.2 CoMPABABlE NO, 3 None Courthouse Records None Courthoullo Records None Courthoullo Records Slate Slate PA PA Jrlddi,UlcJolIl\10&-!ll 12 ell PAG[2DJ2 SI~cIlW,BlUcn(lull'III' (11'1206646 hnni,Uu Jarm 1ootlUl) 'ift;,'!Wt";,,n'i,',:"":'" :,' "".'" ,'.' :',',' ,'. ADD!!!QNA!,J!'ll!f~.!I~!!!:!l.!L.__,___..:.....~..:....._~~.' ' , BOrr~wt; "'/Client; HOOVER; Wilma Proporly Add/III 8 Ladnor L!!ne Clly Nt. HollY-!lprings County Cumberlsnd Lind" Irwin. NcKniaht , Hunhes Attu, ITEM I SUBJECT COMPARABLE NO, 4 8 Ladnor Lane 600 Woodland Ave. Addrlll Nt. Hollu...!!~s Nt. Holly Spring!, pro.rmltv 10 Sub)_CI '." ".,. ,..;,. ,,:;. ;-, ':';';:;':-'~::-;' ,'." . 1 0 mile BI'" Pikl $ NIl. .':;77:,j'.inQ $ 97 J!Q.Q :---::-::: PrlcalOro..LIv,Ar.. $ 88,87 rn$ 88.83 [ 10,13;:"'>$ Olll Ind/o, Inspection Courthouse Racords Verlncltlon SourCl1 VALUE AOJUSTMENTS Silt. 01 Flnlnclng Concllllons OatlofSalelTlme Locltlon LtlSlhold/F.. Slmal. Sill Vllw D..lnn Ind A....I Quality of ConstruclJon A" Condition Above Grad, Room Count Gross llvlna Area Bas.menl&Flnlshlld Rooms Below Grade FuneUon.,UIIllIy ""Unoll:.ollno En"ov Elfle'lnllllms G.raaoll:arM/I Porch, Patio, Dick Fireplaces. etc. Fence, Pool, etc. NIIAdl.1101a11 Adjuslld 5.1.. Pr'ce Dall, Plleeand Dala Sourcl for prior sallis within year 01 appraIsal T01,I Tolal Bdms Balhs 5 I 3 12 1,092 So.FI. I Full BsUlt 1 Fami1v Room I Averane I EBB/None ! T""ical : 2 Car Garaae: Fla. Room/ : 1 Firenlace ! Inqd. Pool i 1 Odin' Balh, 4 12 11 934 So.Ft. Full Bsmt Unfinished Averane OHA/None T""ica1 1 Car Garane Encl. Porchl Patio N/A 5/6/98 $1,00 CHR T T + I xl, $ ~~~,~~[~;~~ 12/97 $91,000 CHR SIIII PI. COMPARABLE NO, ! DESCRIPTION -2,500 IDI,I ; Belm, Balh, I -2,000 -1,600 1 1 sq. Ft. : -1 000 -2.000 -2 000 -2,000 13 100 I I. I I. $ "<!3eg~};J'Ji'i~ 83 900 Net:,'::,:":,,,,,,,,,,,::,, StC'luW.8IffellRulhlll. (11112066(6 1$ [nt' f(-)IAdlu,lmlnl I I I I ; I i 1 i Fllo No llpCodl 17065 COMPARABLE NO. B , '://$ DESCRIPTION IDI,I Odm, Balh' I ; , III, DESCRIPTION DESCRIPTION 'HI"I.lIo,"' Unknown i DOH Unknown I 3/98 : Averaae Aversge I Fee Sl""'le 8'ee 81""'le I ,46 Ac/Avn. ,46 Ac/Ava. ! R8sd/Count~ R8sd/Count~! Ranch/Av~. Ranch~Avn, ~/Wood Avg/Brick 37 Years 38 Years Averane Averaae I + I I. $ ~~~'l,~jj!~;i;~i~ 98-0844 ,'I $ rJI '.mw?YY~::N:~m f(.)IAdju'lmul I I I I I i ! I I i So. FI. ,. .-:' .-::)~':,,~ SKETCH ADDENDUM Dorrowor/Cllonl IIlKlVIII\.-H Umn Proporty Acld,o.. 8 I.mlnor I.nno Clly Ht. II!!!!Y-.!!I!rlnll~ c-;;lInly Cumborlnnd Londor ,~ttor,!!!l( Hnrello Hiilfrlljiht_ , I I I' I ~, - , "B1l(~~'" ~;]. I , -- I I ~.'\ u"L R'l',-- . .........-........-.-.-.. :1 "/ FW-73A 'ilOlin I.JIIII~ "nd WOIlIl:> lilt: IIIH BllI'o 1<--. 1_ rt__ ).... I'A [ "..1 pv t''', '"' ./ /' -1-1-- J ";j, 'J. ,.). \j ~ .1. ~. . '"" All l1i\lhl:. Ilc:.t:hllcl 1(0001243.4546 ZI" Coda 171J6r I ~' \.- r.lf,. n \....... ,'.. II \1'1 . I: .,'" :'.:'; (:' 11':11I "I 1!'1l1l1 'i~~;~'ri:S:';: . ":",. . ,Cnao .: PHOTOGRAPH ADDENDUM BOllowo; [Client: HOOVER "-wi~--"'-"'.."""'-----''''''''''-'''''.''''''''-'---_.''-'-''''-------'"' ____.~._~_____..__.t..~___.__ ___ ___..___.____.... .._. ........__n__________~ ... __.._.___.________ ]roP!!!Y ^dd'OlS---1I_La~o.r.._L.!...e.,.._, ..... . ,..,.....", CIIY Nt t-!!9~J.y,.Jlp-".inga_.._,_CoulllY.. Cwnberland londor Irwin NaKni ht , lIu hea Att , ~'- ." . 51310.. PA " , ,.. )iP..C,odO....:LIO..6.!L___,__ FRONT OF SUBJECT PROPERTY REAR OF SUBJECT PROPERTY STREET SCENE S. W.IIARRETT ImAL ESTATE AI'PRAISAL SERVICES Borrower/Client Pro ert Address Clly Ht. lender llooVER, WillDl1 8 I.adnor I.ane lIo11y Springs Counly Cumberland I Attornev HarellR HeKn lllbt I StaiD Ph Zip Code l706 API'RAISAI. AI)I)I~Nl)tJM SPECIAL CONI>I'I'IONS 111e (nllnwln, [herhtlllenu ale II'tdrlc 'perlal t'fll1llllltllll Iha' wrlc llIenllrlrd hy .hlt 1lIll,.htf 1111I1". Ihe hlll't'cllnn or Ihe 'lIhjc!~lllInlleny. Ihe (tt1II'Ulhlr taltl. Ind lhel, nrl.hhOllmll,h Imllnel,ll1IlI, tlllleu ulhrrwhe IInltll, lilt ('f1Wllllllllltht.'1111ly Inltlr luhJrtlllll'tIt!IIY (If Ihe WIIlI,.,.hlr. Ult,IIK) NOT alfl!cllhe 11111Lcl Yllue or Ihe fulure lI1'I~t1.hlllly "' Ihl! IIIhll'll 1Illll'trly hl'llIlI '!,I"lhrtl. 'I hit II 1114 .hUlll! 11I'1'l'1'lllIll Ilm'hr. 'I hi, 11.11 1l'Ilfllhallu COlllllllte lII.uhf ....lue. 0 I.) if 2,) ~,) 0 4,) 0 5,) 0 6,) c17,) cia,) 0 9,) 0 10,) 0 11.) 0 12,) 0 13,) 0 14,) 0 15.) 0 16,) r/17,) o la,) o 19,) o 20,) o 21.) o 22,) o 23,) o 24,) o 25,) IT 26.) o 27.) o }a,) o/~.) Q""30,) o 31.) Dale '111e suhjcclls Inclllc.111I1I rurulIIrClI/IIlI1Is less 111/111 2.~% hlllllUP, '1111s <'llIIIIIllnllls lyplclIlllIIll cnmmnll fur Ihe /IIcn 111111 DOllS NOT IIffecllhe IIIl11kcl vllhre nr flllure IIIl1lkclnhlllly nf Ihe slIhJccl. Cnmmerclllll1l11ll1slrlnluscs lire Incnlc.1 wllhllllhe slIhjCCI'S lIelghhlllhnml, These us<'s /lie IYlllclllnf shllllllr lIelahhorhoods mill DO NOT IIffccllhe mllrkel vllll1e or flllure mlllkclllhlllly nf Ihe slIhjcclllrollcrly. Vllcnlllllllllullllevelnllclllnndllses me IlIcllled wllhllllhe slIh/ecl's lIelllhlullhnllll, '111ese IIses nre tYlllclI1 fnr Ihe IIrell nlld DO NOT IIffecllhe IIl1l1kel vlllue nr flllllre mnlkclllhllily nf the sllhjecllllllllerly, 11le IlrCdllmlllllll1 vnllle IlIlhe lIelghluulllulIlls less 1111I111111I1 nf Ihe nllukel vnllle nf Ihe suhjecllllllllcrty, 11lls Is due Inlhe very whle rnnge nf vIII lie nf Illllllerlles III the nrellllnd sllperinr elllllllly nf Ihe sllhjecllllllllerly. 'Illls cnndillnn DOES NOT IIrfecllhe /IInrkel vlllue nf Ihe suhjccl nr lis fnlure mllrkelnhlllly, 111e suhJecllllllllerty Is hlCllledlllll P,E,M,A, hleullfled Plnml Znlle, '1l.ls cnllllillnn DOES NOT nffecllhe mllrket vlllue or flllllre IIInrkelnhlllly of Ihe sllhJecl whell nlXldlllSllrnllCe cnvernge Is reqlllred, Plnndlnsnrunce Is sllggeslcd, Damplless Is mlledllllhe hasemelll of Ihe snhjecl, 1111s cnnllillnn Is conslclcredtYlllclllln dwellillgs of Ihls slyle and DOES NOT affeclmarkel vnllle or Ihe flllllre marketllhllity nf Ihe slIhjecl. SllIlIlling nr limning Wilier WIIS 1101 presel1l on basemenl nelllr. / 11le snhjccl plllllerty Is servlce.1 hy prlvllle well-L-lIl1d sellllc syslems which Is Commnn for Ihe aren, 11lls dncs not affecl mmkel vIII lie or fulure markelnhililY, 11.e snhjcclls older than five (5) yellrs old, AllmechlllliclIl syslems Includillg Ihe hCllllng, elcclrlcal nnd plumhlng syslems IIppear upon a vlsllal exlerlor IlIspecllnllln he III working order. Nn wnlTalllles nre Implied in Ihls slnle/llenl, Repair Ilems were 1I0led io Ihe commellls secllon of the rellort. These commenlS 011 repair Ilems are for descrlpllve purposes ollly and are 1101 required repairs, The repair Ilcrns Iisledllre cos/llclic In nalllre and DO NOT affecllhe martel vlllue or flllme markelahillly of Ihe suhjecl properly, 11,e hasement noor Is n dirl noor, This conditloll is common nlllltyplelll for Ihe arellllod DOES NOT IIffeellhe mllrkel vIII lie or fulure mllrkelahility of Ihe suhJecl. The presellce of 1I.lirl nnor DOES NOT pose II hellllh or sllfely haznrd, 11le sllhJecl property docs conllllll fllnclionlllnhsnlescellce lIS nelled IlIlhe repllrl. 11lls condlllon Is cOllslderedlyplclI1 nnd common for Ihe area and this slyle dwelling allll DOES NOT IIrfecllhe markel vallie or fulllre lIIarkelabilily of Ihe subjecl property, 11le land value exceeds 30% of lolnl value due 10 Ihe high demand for vacllnlland in Ihis nelghhorhood. This cOlldlliollls considered CO/llmon andlypical for rhe nelghhorhondllllll DOES NOT affectlhe mnrkel vlllue or f1l1ure markelabilily of Ihe sUhJecl, 11le lalld value excceds 30% of 10lnl vnlue, This Is dne 10 Ihe Inrge size nf Ihe Sile, This condilinn Is considered 10 be lypiclIllIlIll common allll DOES NOT IIffecllhe markel vnlne ur fUlllre /IInrkelahilily of Ihe suhjecl, Individullllldjnslmenls were required Ihal exceed 15%, These IIdjllsltncnls were reqnired dne 10 lack of more similar comparnbles on Ihllllndlvldnnl ruling, Alllhrce compnrnhles lire Ihe DEST A V AILADLE. Tolnl ndjuslmel1ls exceed 25%, 11,ls Is dne 10 Ihe lack of cCl/llpllrnhle snles Ihal were more slmilnr In Ihe subjecl's murkel area, Alllhree comparahles are the DEST A V AILADLE, Olle or more comparahle sales lire older Ihlln six (6) mnolhs old, Allhuugh Ihere lire comparnble plllpcrlles io Ihe suhjecl's aren, 1I0ne have snld recenlly, Iherefore, sales ill excess of six (6) monlhs old have In he IIsed, Alllhree compnrables used were Ihe DEST A V AILADLE, One or more comparnhles used were lu excess of one (I) mile from snhjecl plllperly, Allhough Ihere lire compllrnble properlles IlIlhe immedlale area, 1I0lle have snhl rccenlly, 11.erefore, it WIIS lIecessary 10 use comparnhle sales oUlslde of Ihe immellillle IIrea, All comparnhles used nre locnled In similar nelghhorhoods IInd wililllllhe same mnrkeling nrea, All Ihree com parables used were Ihe DEST A V AILADLE, 11le eleclricnl syslern was UOI cOllnecled durlug Inspecliuu, TIle wrller service wns nOI conncclcd during inspcclinn. 11le hell ling syslem wns slllll down during iuspecliun, Roofillg Plllmhlllg E1eclriclIl Ingroulld swlmmlllg Jlool ,0ul hllihlings lenders guide lilies, According 10 lenders guidelines lImaxi/llurn of givellllo vlllue, 11,e sllhjecl property is hlCaled nnll JlriVale road, Wood InfcslllllolI lospccliollls suggesled, Lnsl recorded deedlrnnsfer: Dnle )' /' .U , Considelllliou: $ /, -' . Proposed conslmcllolI/reoovllliolllll accordance 10 (lIIIIIS IInd s(leclficnlions 10 he cO/llpleled lun wnrkmno.like mnnner, Seller is paylllg pnrt or nIl of c10slug cOSIS, This DOES NOT IIffecllhe markel vlllue or fulure mllrkelnhility of Ihe suhjecl, All compllrnhle sales nre verified closed sllles, , 11lere lire no specllIl condlllous or olher reeluirerneuls Ihnl woulclllffecl markel vnllle nr flllure markelllhillly inll,ls AI" prnisnl Reporl, Oll,er: lIealiog inclllded ccrlificnlion is sllggcslctl. ,UOI includcd IIccordillg 10 acres were cOllsldcred for Ihis vlllualion, Remalnillg acreage was ;;. .J I . 'i u /~ S~01Ltj- I (\.~'. . -,--,</; Ll. AJlpraiscr Revicw Appraiser " APPRAISAL REVIEW In Iccoldanco with Iho Ullltolm SI.lld.ldl 01 PIOIOlllolI.1 Appr.lsal Pracltco, I IlIhmlt Ih. lollowlllg .ppralsal A.vl.w ollh. IlIlchld Unltolm AOIld.III1.1 App"lsallopoll propmd by _ D~~,aILL _,__ ____._ ,______________________ d.lod .-!!pte.!!'E!UJI t.~9.9..L. covarlng Iho ploparly 10c.l.d .1", 0, Ladn,,~_ x.1I'!e,___________ ~t dl"Uy_!IP~J!'g~ ',J'1\________________,., ,,---,,--_..--- ------------ ,--- B.sad upon my rov/.w, I d.cl.ro, (1) Tho proparly which Illh. IlIhlocl ollhll rovl.w I. lully dOlcllb.d IlIlh. .1I.ch.d UIlItOI/II Ao.ld.nlt.1 Appraisal A.porl. (2) Tho .1I.ch.d .ppr.lsall. corn pl. I. .ml ,cclI"l. pllrsu.nl 10 Ihe sl,"dards s.t lorlh by Itlo Unltolm SI.ndard. 01 Prolesslon.1 Appraisal P"cltco; (3) Th. d.t. .nd Ihe .dluslm.nls 10 Ihe d.l. In Iho .1I.ch.d .ppralsal aro .doqll.l. .lId rol.v.nl; (4) Tho .ppralsal m.lhods .nd I.chnlquas llsod In Ih. .It.ch.d 'PPI.lsal aro .pproprl.I.; .nd (5) The .n.lysls, opinions, .nd conclusions In Ih. .1I.ched .ppralsal." .pproprl.lo .nd reason.blo, CERTIFICATION O.sad upon Iho loregolng, I corllly th.t, 10 Ih. basi 01 my knowl.dg. .nd b.II.I; (1) Th. I.cls .nd d.la IOporl.d by m. and usod In Ih. IOvl.w process are true .nd COIIoCt; (2) Th. analysis, opinions, and conclusions In Ihe review reporl are limited only by the assumplions and IImlllng condl1lons slaled In Ihls review reporl, and are my personal, unbiased professional analysis, opinions and conclusions. (3) I have no present or prospeclive Inlerest In Ihe properly thai Is Ihe subject 01 Ihls reporl and I have no personal In Ie rest or bias with respect to Ihe parlles Involved (4) My compensallon Is not conlingenl on any aclion or event resulllng !rom Ihe analysis, opinions, or conclusions In, or Ihe use 01, Ihls review reporl; (5) My analysis, opinions, and conclusions were developed and this review report was prepared In conlormlty wllh Ihe Unllorm Standards ollhe Professional Appraisal praclices; (6) personally inspecllhe subiecl property ollhe report under review; did (7) No one provided slgnlllcant professional ass Is lance to me In my funcllon as a review appraiser; (8) I cerlily Ihat, to Ihe best 01 my knowledge and belief, Ihe reporled analysis, opinions and conclusions were developed, and Ihls review has been prepared, In conformity wllh Ihe requlremenls ollhe Code 01 Professional Elhlcs and Slandards 01 the Prolesslonal Appraisal Pracllce ollhe Appralsallns1llule. (9) I cerlily Ihat Ihe use ollhls review Is SUbject to Ihe reqlllremenls ollhe Appraisal IIIs1llule relaling 10 review by lis duly aulhorlzed represenlallves, (10) As ollhe dale of Ihis review, I, Ihe undersigned reviewer, have educallon program ollhe Appraisallnslilule, com pie led Ihe requiremenls of the conlinuing -s-:::~ ~STL:T-;- Slgnalure: Name STEVEN W, BARRETT , SRA..! SRPA Dale Signed: Se)2!ember J.0Ll,998 Slale Cerlilicallon I: ~A-00~29B-L or Slale License I: RB-02692J.-A Expjrallon Dale 01 Cerlllicalion or License: Sla!~.-I'1L_ S!~1L-PL 6m~9 S~EfC~W IliucnUl'llllliltl (111)7U 6646 , ' . , DEFINITION OF MARKET VALUE: Tho mO'1 proboblo prlco which 0 proporly .hould bring In 0 compollllvo and opon markol undor 011 condlllon. raqul.llo 10 0 fair '010, Iho buyor and lollar, ooch acllng prudanlly, knowlodgoably ond ollumlng Iho prlco II nol olloclod by unduo .lImulu.. Impllcll In Ihll dollnlllon II Iha conlummollon 01 0 1010 .. 0' 0 Ipoclllod dolo and Iho pOlling of 11110 from lollor 10 buyor undor condlllonl wharoby: (1) buyor and lollor ora Iyplcally moll vol ad: (2) bolh parllol ora wall Inlormod or wall odvllod, and ooch ocllng In whal ho con.ldoll hll own ball Inlaroll: (3) 0 roalonablo limo II ollowod lor olpOIUro In Iho opon markol; (4) paymonl II modo In lorml 01 cOlh In U.S. dollorl or In lorml 01 flnonclol orrongomonll compnroblo Ihorolo: and (5) Iho prlco roprolonll Iho normal conlldornllon lor Iho proparly .old un 0110 clod by .poclnl or croollvo flnonolng or 10101 concolllonl' grnnlod by onyono olloclolod wllh Iho 1010. 'Adjullmonll 10 Iho compnrablol mU'1 bo modo lor .poclnl or cronllva flnnnclng or Inlo. concolllonl, No adjullmonll ora nocollary lor Iho.o call. which ora normally pold by lalla.. 01 n rOlull 01 Iradlllon or low In 0 morkol aroo; IholO cOllI ora roodlly Idonlllloblo Ilnco Iho .ollor pOYI Ih..o co'11 In vlrluolly 011 10101 1I0nlncllonl. Spoclnl or croollvo Ilnonclng odlu8lmonll con bo modo 10 Iho compo,oblo p,oporly by comparllonl 10 IInonclng lorml olforod by 0 Ihlrd porly Inllllullonol londor Ihol I. nol olroody Involvod In Iho proporly or Iron.ocllon, Any adju.lmonl Ihould nol bo colculolod on 0 mochonlcol dollar lor dollor co'1 01 Iho flnonclng or concolllonl bul Iho dollar omounl 01 any odjullmonl .hould opprollmolo Iho morkol'l roacllon 10 Ihu financing or conco..lon. bOlod on Iho opprollor'ljudgmonl. STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: Tho opprol.or'. corllflcollon Ihol oppoo..ln Iho opprallol roporl II lub)ocllo Iho lollowlng condlllons: 1. Tho oppralsor will nol bo rosponslblo lor mallors 01 a logal noluro Ihol ollocl ollhor Iho proporly baing opprolsod or Iho 11110 10 II. Tho opprol.or ossumos Ihol Iho 11110 I. good ond morkoloblo and, Ihoroforo, will nol rondor any opinions aboullho 11110, Tho proporly Is approlsod on Iho basis of II bolng undor rosponslblo ownorshlp. 2, Tho opprolsor has provldod a skolch In Iho approlsol roporl 10 show opprollmalo dlmonslons 01 Iho Improvomonls and Iho skOlch Is Includod only 10 a..I.1 Iho roodor of Iho roporl In vlsuollzlng Iho proporly and undorslondlng Iho appraiser's dotormlnallon of Its slzo. 3, Tho oppral.or ho. olomlnod Iho avallablo flood mop. Ihol aro provldod by Iho Fodoral Emorgoncy Monogomonl Agoncy (or olhor dolo .ourcos) and has naiad In Iho appralsol roporl wholhor Iho sub)ocl silo Is localod In on Identlflod Special Flood Hazard Area. Bocause tho appraiser Is not 0 survoyor, ho Dr aha makes no guarAntees, olpross or Impllod, rogordlng Ihls dOlormlnallon. 4. The oppralsor will not glvo losllmony or appear In court bocauso ho or sho modo on appraisal 01 Iho proporly In question, unless spacUle arrangements to do so have boon mad~ beforohand. 5, Tho eppralsor hes osllmalod Iho valuo 01 Iho land In Iho cosl approoch 01 lis hlghosl and besl usa and Iha Improvoments at tholr contributory value. The soparato valuations 01 tho land and Improvomonts must not bo used In con)uncllon wllh any olher appraisal and ora Invelld Iflhey ore so usod. 5, Tho appraiser has noled In Iha appraisal ,oporl any advorso condlllons (such os, needod ropalrs, do pre cia lion, Ihe presonce 0' hazardous was las, loxlc subslances, otc.) observed during Ihe Inspoollon 0' Iha subjacl properly or Ihal he or she bocamo aware 0' during Ihe normal rasoarch Involvod In perlormlng Ihe appraisal. Unloss olherwlso slaled In Ihe appraisal reporl, Ihe appraiser has no knowledge 0' any hidden or unepparenl condlllons 01 Ihe properly or adverse envlronmenlal condlllons (Including Iho prosenco of hazardous waslos, loxlc subSlencos, etc.) thel would make Ihe proporly more or loss valuable, and hes assumod Ihal thero ora no such condlllons and makes no gueranlees or warranllos, expross or Implied, rogardlng Ihe condlllon of Ihe properly, Tho appraiser will nol be responsible for any such condillons Ihal do ellsl or for eny englnoorlng or Ie sling Ihal mlghl bo requlrod 10 discover whelhor such condlllons ollsl. Because Iho eppralser Is nol on olport In Iho flold of onvlronmonlal hazards, Ihe appraisal roport must not be considered as an environmental assessment of tho property. 7, The appralsor oblalnod Iho Informallon, eSllmales, and opinions Ihal woro olprossod In Iho appraisal reporl Irom sou roes Ihal he or she considers 10 be reliable and believes Ihom 10 be Irue and correcl. The appraiser does nol assume rosponslbllllY for Iho accurocy 01 such IIams Ihal wero lurnlshod by olhor parllos, 8. The oppralsor will nol dlscloso Ihe conlenls of Ihe eppralsol roporl olCOpl as provided lor In Iho Uniform Stendards of Prolosslonol Apprelsel Pracllce, 9, Tho opprolsor has basod his or hor opprelsal roporl and voluallon conclusion lor an appraisal Ihal Is sub)ocl 10 satisfactory complotlon, ropalrs, or 0110 rations on the assumption that complotion of tho Improvoments will bo porformod In a workmanUku mannor. 10. Tho approlsor musl provldo his or hor prior wrlllon consonl boloro Iho 10ndor/cUonl spoclllod In Iho appraisal ropOrl con dlslrlbulo Iho appraisal roport (Including conclusions aboul Iho proporly voluo, tho appralsor's Idonlity and professional doslgnallons, and roJoroncos 10 any prolosslonal approlsol orgonlzallons or Iho firm with which Iho appraiser Is assoclatod) 10 an yo no othor than tho borrower; tho mortgageo or Its succossors nnd assigns; tho mortgago Insuror; consultants: profosslonal appraisal organizations; any stato or fodorally approved financial InsWutlon; or any deparlmenl, ogoncy, or Inslrumonlollly 01 Iho Unllod Slalos or any slalo or Iho Dlslllcl 01 Columbia: olcopl Ihal Iho londerlcllonl may dlslrlbulo Iho proporly doscrlpllon socII on or Iho ropOrl only In dolo collocllon or roporllng sorvlce(s) without having to obtain tho appralsor's prior wrlllen consent. Tho appraisor's wrlllon cansont and approval musl also bo oblalnod boforo Iho eppralsol con bo convoyod by onyono 10 Iho public Ihrough advorllslng, public rolatlons, nows, solos, or othor modla. Freddl. Mac Form 439 6.93 Pa90 1 012 Fannl. Mae Form 10048 6.93 . . .' I . Fill No. 98-0844 . APPRAISER'S CERTIFICATION: Th. Appr.I..r c.rllll.s .nd .gr...lh.t: 1. I h.v. r....rch.d Ih. .ublGcl m.rk.1 .r.. .nd h.v. s.l.cl.d . minimum 01 Ihr.. r.cenl .ole. at pre portio. mO.1 .Imllor ond proxlmole Ie Ihe .ublecl preporty ler conslder.tlon In Iho sole. comporl.on onoly.l. .nd hovo mod. . dollor odlu.lmenl wh.n .pproprlole 10 rellecl Ihe m.rk.1 rooctlon 10 Ihe.. lI.ms .t .Ignltlcnnt v.rlntlon. 11 . .Ignltlconl lI.m In 0 compor.ble prop.rty I. .uperlor la, or mar. levor.bl. Ih.n, Ihe .ubl.cl property, I h.ve m.de o nog.tlvo odlu.lmonlle roduco Iho .dlu.lod .010. prlco .t Iho comporoblo nnd, It e .Ignltlcnnl lIem In . compnr.blo properly I. Inlorlor Ie, or Ion levoreblo Ihen Ihe .ublocl properly, I hnvo mnde . pe.lllvo ndJu.lmonl Ie Incro..o Ih. odlu.led .010. prlco 01 Iho comp.rnblo. 2, I hovo lokon Inle cen.lderellen Iho toclor. Ihnl hove .n Impocl en vnluo In my dovolepmonl 01 Iho o.tlmolo at morkol voluo In Iho opprol.ol roporl. I hovo nol knowingly wllhhold ony .Ignltlcool Infermotlon tram Iho .pprol.ol r.porl ond I bOllovo, 10 Iho bO.1 01 my knowlodgo, Ih.1 .11 .Iotomonl. .nd Intormnllon In Iho nppr.l.ol ropert ora Iruo ond corrocl. 3, I .Iolod In Iho .pprol..1 roporl only my own por.onol, unblo.od. and prolonlonol .noly.I., opinion., and conclu.lon., which .ro .ublocl only 10 Iho contlngonl.nd IImlllng condlllon. .poclllod In Ihl. form. 4, I h.v. no pro.onl or prospoctlvo Inloro.t In Iho proporly Ihol I. Iho .ublocl 10 Ihl. roporl, ood I hovo no pro..nl or pro.poctlvo por.onol Inlero.1 or blo. wllh ro.pocl 10 Iho porllclponl. In Iho ".n..cllen. I did nol baso, ollhor pnrll.lly or complololy, my .n.ly.ls .nd/or Iho o.tlmolo 01 morkot voluo In Iho oppr.l.ol roporl on Iho roc., color, rOllglon, .ox, h.ndlc.p, fomlll.1 slolus, or notlenol origin 01 ollhor Iho pro.pectlvo ownors or occuponls at Iho sublocl proporly or of Iho prosonl ownors or occuponls ollho proporllosln Iho vlclnlly ollho .ublocl proporty, 5, I hovo no prosonl or conlompl.lod fuluro Inlorosl In Iho subJocl proporty, and nollhor my curronl or 'uluro omploymonl nor my componsotlon lor porlormlng Ihls oppr.lsol Is cenllngonl on Iho .ppr.lsod v.luo of Iho prop.rly, 6. I was not roqulrod to ropor. a prodotormlnod valuo or dlrocllon In valuo Ihat favors tho caUSD of tho cllont or .ny rol.lod p.rty, Iho .mounl at tho v.lu. .sllm.lo, Iho .uolnmonl 01 0 spocltlc r.sulI, or Iho occurronco at 0 subsoquont avant In ardor to rocolvo my componsotlon ond/or .mploymonl tor porlormlng tho opprolsol, I did nol boso Iho opprolsol roporl on 0 roquesled minimum voluotlon, 0 spocltlc voluotlon, .r Ihe need 10 opprove 0 specltlc mortgoge leon, 7, I perlorm.d Ihls .ppr.ls.1 In conformlly wllh tho Unltorm SI.ndords 01 Prot.sslon.1 Apprals.1 Pracllc. Ihal w.r. .depl.d and promulgolod by Ih. Appr.ls.1 SI.nd.rds Bo.rd 01 Tho Apprals.1 Found.llon ond Ihot w.r. In pl.c. as of Ih. .1I.cllv. dolo of Ihls .ppr.lsol, wllh Ih. .xc.pllon of the dep.rlure provision of Ihose SI.nd.rds, which do.s nOI .pply, I .cknowl.dge Ih.1 .n ostlm.le of . raason.bl. time lor exposuro In Iho op.n markot Is a condition In Ihe d.llnltlon of mark.1 v.luo .nd Ih. estlm.l. I dov.lop.d Is conslstenl wllh Iho morkotlng tlm. noled In Ih. neighborhood s.cllon of this roporl, unloss I h.vo olhorwlso st. lad In tho roconclllollon socllon, 8. I h.v. p.rson.lly Inspoclod Iho Inlorlor and oxtorlor .ro.s at Ih. subjocl proporly .nd Iho oXlorlor at .11 prop.rtl.s IIstod .s comp.rablos In Ih. .ppr.ls.1 roporl. I furlher corllly Ih.1 I have nOI.d .ny .pp.renl or known .dverse conditions In Ihe subjoct Improvomenls, on Iho subjoct sll., or on .ny silo wllhln Ihe Immedl.le vlclnlly 01 the subl.ct property of which I em .w.re .nd hev. mede .dJuslmenls tor Ihes. .dvorse condlllons In my en.lysls at Iho prop.rly v.lue 10 the exlent Ih.t I h.d m.rkol evldonco 10 support thom. I hove .Iso commonled ebout Iho ell.ct of Iho .dverso condlllons on Iho m.rkel.blllly ollhe sublecl prop.rty. 9, I person.lly preporod ell conclusions ond opinions ebout Iho reel eslalo Ih.1 were sel torlh In Iho epprolsel roport. It I rollod on slgnltlcont protosslonol .sslstonco from ony Indlvlduol or Indlvlduols In Iho porlormonce 01 Iho opprolsol or Iho proporollon of Ihe epprolsol roporl. I hovo nomed such Indlvldual(s) .nd dlsclosod Ihe specific tosks pertormod by Ihom In tho roconclll.llon socllon of this .pprols.1 roport. I cortlfy Ih.t ony Indlvlduol se nomad Is qualified to porform tho tasks. I havo not authorized anyone to make a chango to any 110m In tho report; thorefore, It en un.Ulhorlzod ch.ngo Is m.de 10 Ihe .ppr.ls.1 roporl. I wlllt.ko no rosponslblllly for II. SUPERVISORY APPRAISER'S CERTIFICATION:1t 0 suporvlsory eppralser signed Iho oppr.lsol roport, ho or she corlltlos ond ogrees Ihot I dlroclly supervlso Ihe opprolsor who prop. rod Iho eppr.lsol roport, hove revl.w.d Ihe .ppr.ls.1 r.porl, .gr.e wllh tho slolomonls .nd conclusions of Iho .ppr.lser, .gro. 10 bo bound by Ih. opprolser's c.rtlllcotlons numb.r.d 4 Ihrough 7 .bove, .nd .m I.klng lull r.sponslblllly lor Ihe .ppr.ls.1 .nd Ih. .pprals.1 r.porl. ADDRESS OF PROPERTY APPRAISED: 8 Ladnor Lane APPRAISER: SUPERVISO'!Y-APPRAISE~only It r.qulrod): Slgnalure: S ~ '4..) / 2._ 7-1- Name: STEVEN W, BARRETT , SRA, SRPA Dale Signed; September 10, 1998 Slale Cerliflcalien I: GA-000298-L er Slale license I: RB-026921-A Slale: PA Explrallon Dale of Cerlillcallon or lIconse: JiL30/99 ~I Did 0 Old Nollnspecl Pr.perly Signa lure: ,.( '0 , 1'.'0,' ,,~../ ~ , , Name: DIANE GILL Dale Signed: ~tember 10, 1998 Slale Cerlillcalien I: RL-001579-L er Slale license I: Slale: PA Explrallon Dale 01 Cerliflcallen er lIconse: Ji/30L99 Freddie Mac Ferm 439 6.93 Fannlo Mae Form 10048 6.93 Page2ol2 Slmn W nlrl~lI Rell IIllle (111124] 6646 WILLIAM K. HOOVER, PLAINTIFF : IN THE COURT OF COMMON PLEAS OF v. : CUMBERLAND COUNTY, PENNSVL VANIA CIVIL ACTION - LAW 98-67 CIVIL TERM WILMA o. HOOVER, DEFENDANT IN DIVORCE CERTIFICATE OF SERVICE I, Marcus A, McKnight, III, Esquire, hereby certify that a copy of the Pre-Trial Memorandum was served upon the following by depositing a true and correct copy of the same in the United States mail, First Class, postage prepaid in Carlisle, Pennsylvania 17013, on the date referenced below and addressed as follows: KEVIN G. ROBINSON, ESQ. ROBINSON & KEONIG 60 EAST MIDDLE STREET GETTYSBURG, PA 17325 IRWIN, McKNIGHT & HUGHES By: Date: May 28,1999 WILLIAM K. HOOVER, Plaintiff VS. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 98 - 67 CIVIL IN DIVORCE WILMA O. HOOVER, Defendant NOTICE OF PRE-HEARING CONFERENCE TO: Kevin G. Robinson Counsel for Plaintiff Marcus A. McKnight, III , Counsel for Defendant A pre-hearing conference has been scheduled at the Office of the Divorce Master, 9 North Hanover Street, Carlisle, Pennsylvania, on the 11th day of October, 1999, at 9:30 a.m., at which time we will review the pre-trial statements previously filed by counsel, define issues, identify witnesses, explore the possibility of settlement and, if necessary, schedule a hearing. Very truly yours, Date of Notice: 6/7/99 E. Robert Elicker, II Divorce Master I , WILLIAM K. HOOVER, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA VS. CIVIL ACTION - LAW NO. 98 - 67 Civil WILMA O. HOOVER, Defendant IN DIVORCE RESCHEDULED PRE-HEARING CONFERENCE TO: Kevin G. Robinson , Counsel for Plaintiff Marcus A. McKnight, III , Counsel for Defendant A pre-hearing conference has been scheduled at the Office of the Divorce Master, 9 North Hanover Street, Carlisle, Pennsylvania, on the 3rd day of November, 1999, at 2:00 p.m., at which time we will review the pre-trial statements previously filed by counsel, define issues, identify witnesses, explore the possibility of settlement and, if necessary, schedule a hearing. Very truly yours, Date of Notice: 10/12/99 E. Robert Elicker, II Divorce Master WILLIAM K. HOOVER, PlalntilT IN TilE COURT OF COMMON PLEAS OF v. CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW 98-67 CIVIL TERM WILMA O. HOOVER, Defendant IN DIVORCE DEFENDANT'S COUNTERAFFIDA VIT UNDER SECTION 3301(0) OF THE DIVORCE CODE 1, I oppose the entry of a divorce decree because: (i) The parties to this action have not lived separate and apart for a period of at least two years, The date of separation is September 21, 1996, (ii) The marriage is not irretrievably broken, 2. I wish to claim economic relief which may include alimony, division of property, lawyer's fees or expenses or other important rights, I wish that the statements made in this counteraffidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa, C, S, 4904 relating to unsworn falsification to authorities, Date: J"~...u,(j IS, l'i<t i 9~h,d_ O. /~d"~ Wilma 0, Hoover docslfwnily/divorcc/COWltcr,doc ...... WILLIAM K. HOOVER, PLAINTIFF : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA : CIVIL ACTION - LAW VI. WILMA O. HOOVER, DEFENDANT : 98.67 CIVIL TERM : ACTION IN DIVORCE PRAECIPE TO ENTER APPEARANCE To Curtll L. Long, Prothonotary: Please enter my appearance in this divorce action on behalf of the defendant, Wilma 0, Hoover, Respectfully submitted, IRWIN McKNIGHT & HUGHES By: Marcus A cKnight, Esq ir 60 West omfret Stree Carlisle, PA 17013 (717) 249-2353 Supreme Court LD, No, 25476 Attorney for Defendant, Wilma 0, Hoover Date: January 14,1998 WILLIAM K. HOOVER, Plaintiff/Respondent : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA v. CIVIL ACTION - LAW 98-67 CIVIL TERM WILMA O. HOOVER, DefendanUPetltloner IN DIVORCE PETITION FOR ECONOMIC RELIEF AND NOW, this ~ day of April, 1999, comes the petitioner, Wilma 0, Hoover, by her attorneys, IRWIN, McKNIGHT & HUGHES, and makes the folIowing Petition for Economic Relief against the respondent, William K. Hoover, as folIows: 1. The petitioner is Wilma O. Hoover who is the defendant in a divorce action docketed at 98-67, Cumberland County, Pennsylvania, Her address is 8 Ladnor Lane, Mt. HolIy Springs, Cumberland County, Pennsylvania 17065. 2. The respondent is William K, Hoover who is the plaintiff in this divorce action, His address is 10 Elm Street, Thunnont, Frederick County, Maryland 21788. 3, The petitioner seeks the following relief from the Court: a, Equitable distribution of the marital assets; b. Alimony; e, Costs and expenses; and d. Counsel fees, WHEREFORE, the petitioner, Wilma O. Hoover, requests the relief set forth above, :. t Respectfully submitted, IRWIN, McKNIGHT & HUGHES By: Date: April 11~ .1999 2 VERIFICATION The foregoing Petition for Economic Rclief is based upon infonnation which has been gathered by my counsel and me in the preparation of this action. I have read the statements made in this Petition and they are true and correct to the best of my knowledge, infonnation and belief. I understand that false statements herein made are subject to the penalties of 18 Pa, C,S,A. Section 4904, relating to unsworn falsification to authoritics, :Jr:;t,~u~ Q ~/~~ WILMA O. HOOVER Date: April 11~ .1999 CERTIFICATE OF SERVICE I, Marcus A. McKnight, III, Esquire, hcreby ccrtifY that on this date a true and correct copy of the Petition for Economic Relief was served by first class United States mail, postage paid in Carlisle, Pennsylvania 17013, upon the following: Kevin G, Robinson, Esquire ROBINSON & KOENIG 60 East Middle Street Gettysburg, Pennsylvania 17325 IRWIN, McKNIGHT & HUGHES By: Date: Apri128, 1999 \DOCS\PLI!AOINO\CERnSF.R.DOC LAW OFFICES IRWIN McKNIGHT & HUGHES ROGER 8. IRWIN MARCUS A. McKNIOHT,III JAMES O. HUGHES REBECCA R. HUOHES MARK O. SCHWARTZ WEST POMFRET PROFESSIONAL BUILDING 60 WEST POMFRET STREET CARLISLE, PENNSYLVANIA 17013.3222 (717) 249.2353 FAX (717) 249.6354 E,IoIAIL: IIoIH LAW@AOL.COIol HAROLOS.IRWIN ('P15-'D11) HAROLDS.IRWIN,.I? ttD54.'088J IRWIN, IRWIN "'RWIN IUlu.rUe} IRWIN, IRWIN" McKNIGHT It08a.t004} May 28, 1999 E. ROBERT ELICKER,I1, DIVORCE MASTER OFFICE OF DIVORCE MASTER 9 NORTH HANOVER STREET CARLISLE, PA 17013 Re: William K. Hoover v. Wilma O. Hoover 98-67 Civil Dear Mr. Elicker: I have enclosed a copy of the Pre-Trial Statement of my client, Wilma 0, Hoover, I have also this date mailed a copy to Kevin G. Robinson on behalf of his client, William K, Hoover. Very truly yours, MAM/mln Enclosure cc: Kevin G. Robinson, Esquire Ms. Wilma O. Hoover WILLIAM K. 1I00VER, PlalntlfTIRespondent : IN TilE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA v. CIVIL ACTION - LAW 98-67 CIVIL TERM WILMA O. HOOVER, Defendant/Petitioner IN DIVORCE (") '" (') c:: u) " ~- 91~ > =! -0 fol;J:I ;.0 -"r- N 'r'~ ~:~ c:o .." 1.5 kC' -0 :i'!:fl ~;8 :x ~~ ;j;:C If'? c: -.t ~ (J1 ~~ 0-1 ~ PETITION FOR ECONOMIC RELIEF AND NOW, this ~ day of April, 1999, comes the petitioner, Wilma 0, Hoover, by her attorneys, IRWIN, McKNIGHT & HUGHES, and makes the following Petition for Economic Relief against the respondent, William K, Hoover, as follows: I. The petitioner is Wilma 0, Hoover who is the defendant in a divorce action docketed at 98-67, Cumberland County, Pennsylvania, Her acldress is 8 Ladnor Lane, MI. Holly Springs, Cumberland County, Pennsylvania 17065, 2. The respondent is William K, Hoover who is the plaintiff in this divorce action, His address is 10 Elm Street, Thunnont, Frederick County, Maryland 21788. I \ l I :::L.~:~.. _;": 3, The petitioner seeks the following relief from the Court: a, Equitable distribution of the marital assets; b, Alimony; e. Costs and expenses; and d, Counsel fees, WHEREFORE, the petitioner, Wilma O. Hoover, requests the relief set forth above. Respectfully submitted, IRWIN, McKNIGHT & HUGHES By: Date: April ~~ . 1999 2 VERIFICATION The foregoing Petition for Economic Relief is based upon infonnation which has been gathered by my counsel and me in the preparation of this action, I have read the statements made in this Petition and they are true and correct to the best of my knowledge, infonnation and belief. I understand that false statements herein made are subject to the penalties of 18 Pa, C.S.A. Section 4904, relating to unsworn falsification to authorities, ()4;:~et. {J, 4~ WILMA O. HOOVER Date: April 1"~ . 1999 CERTIFICATE OF SERVICE I, Marcus A. McKnight, III, Esquire, hereby certify IImt on this date a true and correct copy of the Petition for Economic Relief was served by first class United States mail, postage paid in Carlisle, Pennsylvania 17013, upon the following: Kevin G. Robinson, Esquire ROBINSON & KOENIG 60 East Middle Street Gettysburg, Pennsylvania 17325 IRWIN, McKNIGHT & HUGHES By: Date: April 28,1999 ;~ \DOC!I"'\ILEADIN(l\("EkJI5f.Il00c , " ..;..:...J..:~..':~' I~ tHE COURT OF COMMON PLE.l,S OF CUMBERLAND COUNTY I PENNSYLVANIA WII,I.IAM K.Il00VIlIl, CIVIl. ACTION - LAW Plaineiff vs. WILMA O.II00VEIl, lIO. 98-67 19 WILMA O. HOOVER. a master wieh respect eo ebe (xx) Divorce ( ) Annulment (XX) Alimony ( ) Alimony Pendente XOTION FOR AP!'O~TIlENT OF XASTER (J~~!K~!ffa (Derendane), following claims: moves ehe court eo appoine Liee (XX) (XX) (XX) (XX) Diseribueion of Property Support Counsel Fees Coses and ~~enses and in support or ehe moeion states: (1) Discovery is comp,lete as eo ehe claims(s) for which e~e appointment of a maseer is reauested. (2) The defendant (has) (!llllIl(UJt) appeared in (by his attorney, MARCUS A. McKNIGHT, III (3) The staeurary ground(s) ror divorce (is) ehe aceion (personally) ,Esquire). (are) (4) Deleee ehe inapplicable paragraph(s): (a) The actian is not contested. (b) An agreement has been reached with respect eo ehe following c:lai:ns: THE DIVORCE (c) The action is contested wieh respect :0 ehe following clai:ns : (5) !he action (involves) (does not involve) comple~ issues or law or ract. (6) The hearing is ~~ected eo eake (7) Addieional inior:nat:!.on, if any. (liliUli) (days). he mocion: KlIJW( erendant) JJ ORDER AP!'OI~T:rnG ~l>.sTER AJ.'lD NOW "-f,ru;;. I -:s ,19a, ~ J2t'-'t...u:t r:ea~ka.t Esquire, is appointed masEer witb respect eo t~e following claims: I I, [ I Date: APRIL 12, 1999 \ J f; j i.' ~ I~ I , '-. fi wQ I~.... J...! I ~'~'r!: Q J.f ""II,) Ll,;'J,; 1-, '.1.. o ... r~lr:9-o;lICE (!I- 11..' """;/':CNOT;lJ1Y 99m? II, M19:03 CU/,IB1;t1LJi';J COWiN , PcNNSYlWN/A ~ i::: .. 2' - ;'~)j..... __ f_ .:... 0: I...) :~~. [)::.' (""J';' ,;:,1 - ;S E? r'J~,: =-:;; , ;!:J(jJ :-JCI; S- f..), g: "C 0'1 0'1 en ~..........U~.. .:, . _ , LAW OFFICES IRWIN McKNIGHT & HUGHES ROOER 0 IRWIN MARCUS". MCKNlon',III JAMES D. HUOHES REBECCA R. HUOHES DANIEL W, OeARMENr WEST POMFRET PROFESSIONAL aUILDINO 60 WEST POMFRET STREET CARLISLE, PENNSYLVANIA 17013.3222 (717) 249,2353 FAX (717) 249.6354 E.MAIL; IMH LAW@AOL.COM NAROLDS IRWIN O~'S. lOrn "AROlOS IRWIN,JR II0M.fua, IRWIN,IRWIN & IRWIN IfOM.foea, IRWIN, IRWIN & McKNIGH' If tea, f004, April 29, 1999 E. ROBERT ELICKER, II, ESQUIRE CUMBERLAND COUNTY DIVORCE MASTER 13 NORTH HANOVER STREET CARLISLE, PA 17013 Re: WIlliam K. Hoover v. Wilma O. Hoover 98-67 Civil Term Dear Mr. Elicker: On behalf of my client, Wilma O. Hoover, the defendant in this divorce action, I have filed a Petition of Economic Relief, I have enclosed a copy ofthe Petition for Economic Relief. Counsel for the plaintiff is Kevin G. Robinson, Esquire, Robinson & Koenig, 60 East Middle Street, Gettysburg, Pennsylvania 17325. Very truly yours, IRWIN, %& HUGHES M" w~~r MAM/mln Enclosure cc: Kevin G. Robinson, Esquire Ms, Wilma 0, Hoover ..... . ~ d <<: ('Lro/Y9 ~ IN THE COURT OF COMMON Pl.EAS OF CUHBERl,AND COUNTY COMMONWEALTH OF PENNSYLVANIA CIVIl. ACTION - LAW William K. Hoover, Plaintiff/Respondent CASE NO. 9B-6B v. Action in Divorce Wilma o. Hoover, Defendant/Petitioner PLAINTIFF/RESPONDENT'S PRE-HEARING CONFERENC~ MEMORANDUM HISTORY: The parties were married on 30th April 1955 at Lockbourne AFB in ohio according to the laws of that state. They were separated and have continued to live separate and apart since November 1995. For verification of date of separation see Defendant/Peti Honer's CampI aint for Spousal Support marked as Exhibi t "A" and attached hereto and incorporated herein. There are no minor children as a result of this marriage. ASSETS: 1.) A.) 140 shares of IBM stock owned by Plaintiff/Husband. (Note: IBM stock is due to split at the end of May 1999 which would increase the abovementioned shares to 2BO.) B.) In 199B Husband sold 146 shares to of IBM stock (for an explanation see 3.), Para. 4, below). 2.) Pennsylvania Property at B Ladnor Lane, Mt. Holly Springs, Pennsylvania is owned currently by Defendant/Wife. Approximate current value is Eighty Thousand Dollars ($BO,OOO), Approximate equity is Eighty Thousand Dollars ($BO ,000) . 3.) Maryland Property at 10 Elm street, Thurmont, Maryland is owned currently as joint tenants, by Plaintiff/ Husband and Dorthy J. Miller. Approximate current value is Ninety Three Thousand ($93,000), approximate equity is Twenty Thousand Dollars ($20,000). N.B. HISTORY OF PENNSYLVANIA and MARYLAND PROPERTIES. Plaintiff/Husband and Defendant/Wife bought home in Pennsylvania in 1992, for Sixty Nine Thousand ($69,000) plus improvements and is currently appraised at Eighty Thousand Dollars ($BO,OOO); Husband and Wife bought home in Maryland in 1995, Ninety Three Thousand Dollars ($93,000); Thirteen Thousand Dollars ($13,000) down payment obtained by Home Equity Loan on Pennsylvania House; Seller held mortgage for Eighty Thousand Dollars ($BO,OOO); On 3rd of February 199B, Plaintiff/Husband paid off Home Equity Loan to Members 1st Federal Credit union in the amount of Thirteen Thousand Dollars plus/minus ($13,000 +/-) via sale of IBM stock (See ASSETS paragraph 1 (B) and Exhibit "B"); On 21st of April 199B Maryland house was deeded to Plaintiff/Husband; at re-financing in August 199B Maryland house had an equity of Twenty Thousand Dollars ($20,000); soon thereafter, on 30 April 199B, Dorthy J. Miller and Plaintiff/Husband take property as joint tenants; On 27th of April 199B Pennsylvania house was deeded to Defendant/Wife; Appraisal at Eighty Thousand Dollars ($BO, 000) ; in addi \:ion, Wife kept a 11 persona 1 property including new living room furniture purchased in 1993. 4.) Two insurance policies in Plaintiff/Husband's name: Veterans Life Insurance Company, (Term) $1,400.00 physicians Mutual Insurance Company (Modified Whole Life) $2,000.00. 5.) Personal Property from the marriage, the vast majority of which is located at Pennsylvania property owned by Defendant/ Wife. 6.) Plaintiff/Husband's Military Retirement. 7.) Plaintiff/Husband's 1976 Plymouth station Wagon, Fury ($500) . B.) Defendant/Wife's 19BB Oldsmobile, Delta BB ($1,000) 9.) Plaintiff/Husband's IRA's ($7,000) EXPERT WITNESSES: None scheduled at this time. WITNESSES: Plaintiff, Defendant on cross. EXHIBITS: None as of his time, except for Exhibi t "A" and "a" attached. Plaintiff requests the right to submit a list of expert witnesses, additional witnesses, additional exhibits, and amendments if needed. ,- -" ISSUES: 1.) offsets for Plaintiff/Husband for difference in equity value in the Pennsylvania and Maryland properties; 2.) offsets for Plaintiff/Husband for one-half (1/2) of personal property in Defendant/Wife's possession; 3.) No offset to Defendant/Wife for sale of IBM stock due to Pennsylvania Home Equity Loan payoff; 4.) Value of Plaintiff/Husband's Military Retirement. PROPOSALS and REOUESTS: None. Respectfully submitted, y~~ Kevin G. Robinson, Esquire ROBINSON & KOENIG Attorney for Plaintiff/Respondent 60 East Middle Street Gettysburg, PA 17325 P.A. 1011 49676 DATE: 27 May 199B cc: Attorney McKnight Exhibit "A" Dlll~m A /I l1l2L WII.MA n. IIOOVEll PLAINTII'I' : IN TIll! COlJln OF COMMON P!.EM; : ClJMIlEllLAND COUNTY,PENNSYLVANIA : DOMESTIC IIIlLATIONS SIlCTION : CIVIL ACTION - SUPPOIIT VS WILLIAM K. IIOOVEIl DEFENDANT : NO. Jill!!. SUPI'OIlT .'li!.. COMI'LAIN1' FOR SlJl'l'Oll1' 1'"I'lahlllffresldes al 8 I.AONOR LANE. M1'.1I0Ll.Y SPRINGS. 17065, ClJMOERI.ANO Connly. Pennsylvania. Plalnllfl's Social SeCnril)' Nnmber Is 280-26-3646 and dale of birth Is 10-15-30. 2. Oefendanl resides al 8 LAONOII LANE. M1'.1I0LLY SPRINGS. 17065, ClJMIlERLAND Connly. Pennsylvania. Defendanl's Social S~cnrily Nnmber Is 072-24-3034, and dnle ofblrlh Is 04-1.1-31 . J. (a) Plalnliff and Defendanl were marrie,l on 04-30-55, al..QWu... (b) Plalnllffand Defendolll were separnled on 7 monlhs aeo ...., .' (c) Plahlllffand Defendanl were divorced on n/a, al_. 4. Plalnllffand Defendanl are Ihe pnrellls oflhe following cblldren: Three - Emancipated (a) Ilom or Mllrriage: Name lliHh Dille Age lIesidence Nallle DiHh Dale ." (- ~, '., c:: ::",j :c: -'. -, . '-0 C,A) Age I\esid~ilce ,,, -I , ~~ ;.~ ' -'..lC. ~ -.:..... (,.1:1 I.. en (b) 110m 0111 or Wedlock: ..... '~;... . ", EXIIIOI1' Flrsl Chicago Trusl Company of New Yorl< TRANS "^TE 1/22/98 1/22/98 liD" REI IoH CORPOR^TION CuItltUN ACCOUNT NUM8ER 87"3-7'1890 CERTIFICATE ISSUED SIIARES SOLD TOTAL SIIARES IIrrllDRAIIN PRICE IIILLI^lt 1 IIODVER 10 ELM ST TIIURMONT HD 21788 1'16.000 1"6.000 99.125 GROSS AMUUNT TAX IIlTlIlIELD SERVICE FEE BROKERAGE COMM. CIIECt AMOUNT 1'1,"72.25 0.00 15.00 1".60 1Q,QQ2.65 \ WILLIAM K. 1I00Vlm, Plaintiff IN 'I'llI' COUl\'1' or COMMON PLEAS OF CUMllImI.AND COUN'I'Y, PENNSYLVANIA vs. NO. 90 - 67 CIVIL WILMA O. 1I00VEH, Dofondant IN DIVOHCE OHI>I,;I\ 01" COUI\'I' AND NOW, U,j, ~ ~d'Y of counsel having entered 2000, tho parties and agreement and stipulation resolving the economic issues on May 9, 2000, the dato sot for a Master's hearing, the agreement and stipulation having been transcribed, and subsequently signod by the parties and counsel, the appointment of the Master is vacated, and counsel can conclude the proceedings by the filing of a praecipe to transmit the record with the affidavits of consent of the parties so that a final decree in divorce can be entered. BY THE OURT, cc: Kevin G. Robinson Attorney for Plaintiff Marcus A. McKnight, III Attorney for Dofendant P.J. 3 . , >- C) , cr; c: G ~. .;.- L10 :s c.5;,,: ..:r c);f n:s:,::: ~.. 0..-:.. ~r. f-" Q. :;}, ~ -: ::)-. o ~."'" ~C':: 0'\ _ '.l.. I ':~f.'? i:."'r.:':; rr~; ;q IDto I~; ~ f:~n..: ~ O.,._;~.. ~:'t.'T",>'''"",".., ... . , WILLIAM K. HOOVER, PlaintiL't IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA va. NO. 98 - 67 CIVIL WILMA O. HOOVER, Detandant IN DIVORCE THE MASTER: Today is Tuesday, May 9, 2000. This is tho dato sot for a Master's hearing in the above captionod divorce. Prosent in the hearing room are the Plaintiff, William K. Hoover, and his counsel Kevin G. Robinson, and tho Defendant, Wilma O. Hoover, and her , counsel Marcus A. McKnight, III. This action was commenced by the filing of a divorce complaint on January 7, 1998, raising grounds for divorce of irretrievable breakdown of the marriage. Counsel have provided the Master with signed affidavits of consent and waivers of notice of intention to request entry of divorce decree today. The Master will file the affidavits and waivers with the Prothonotary so that the divorce can be concluded under Section 3301(c) of the Domestic Relations Code. An affidavit under Section 3301(d) was filed on January 7, 1998, averring a separation in excess of two years; however, we will not proceed under that section of the code but as noted will proceed with the filing of the mutual affidavits of consents under Section 3301(c), No economic claims were raised in the " divorce complaint; however, on April 28, 1999, the Defendant wife filed a petition raising the claims of equitable distribution, alimony, and counsel fees and expenses, The Master has been advised that after negotiations today the parties have reached a settlelnent resolving the outstanding economic issues. An agreement is going to be placed on the record in the presence of the parties, The agreement as placed on the record will be considered the substantive agreement of the parties not sUbject to any changes or modifications except for correction of typographical errors which may be made during the transcription. After the agreement is placed on the record, the parties and counsel wil1 be asked to return to review the draft for typographical errors, make any corrections as required, and then affix their signatures affirming the terms of settlement as pI aced on the record. It is specifically noted, however, that when the parties leave the hearing room today they are bound by the terms of the agreement even though they subsequently do not sign the agreement. The parties were married on April 3D, 1955, and separated September 21, 1996. The parties are the parents of three adult children. After the agreement has been reviewed for typographical errors and returned to the Master, the Master will prepare an order vacating his appointment so that counsel can file a praecipe transmitting the record to the Court requesting the entry of a final decree in divorce. Mr. McKnight. MR. McKNIGHT: The parties have, after extensive meeting and negotiations this morning, arrived at the following settlement: 1. With regard to equitable distribution, it is agreed that the Defendant wife wil1 waive all right, title and interest in the real estate purchased at 10 Elm street, Thurmont, Maryland, which is currently owned by the Plaintiff husband and his girlfriend. 2. Plaintiff husband has agreed to waive all right, title and interest he has in the real estate located at 8 Landor Lane, Mt. Holly Spring, Cumberland County, Pennsylvania, That deed is currently in wife's name alone. 3. debt hold Plaintiff husband further indicates that all marital has been refinanced into his name alone and he will wife harmless from any claim thereon. 4. The parties have agreed that they have distributed their personal property, each one will be keeping their own furniture, any automobiles which they own currently and have possession of, as well as their individual bank accounts. Each party waives any right, title and interest in the personal property or assets of the other. J { 5, There is, however, some IBM stock in the amount of at least 280 shares, and the parties have agreed that 50% of that IBM stock will be distributed in kind from the name of William K. Hoover to the Defendant, Wilma O. Hoover, If at all possible, the stock is not to be sold but simply ownership of 50% of those shares, which we believe are at least 282 or more shares currently will be distributed to wife in her name alone and her social security number is 280-26-3646, Within 20 days the Plaintiff William K. Hoover wil1 provide to counsel for the wife all information required to make and complete that transfer including the name and address of the place in which those requests should be done and husband agrees to sign any documents he needs to ~. ) ~ f ~ . to complete that transfer. 6. With regard to alimony, the parties agree for the entry of an indefinite alimony award in the amount of $600.00 per month and effective June 1, 2000, and that will continue until the death of either party or the cohabitation or remarriage of the Defendant Wilma O. Hoover. The alimony payments will be sUbject to modification upon a showing by either party of changed circumstances of a substantial and continuing nature. The current circumstances of the parties are that the Plaintiff husband is not working, he is receiving his social security benefits! he is receiving military benefits, and a small IBM pension. His total income per month is around $1,600,00. Wife has a part-time job. She receives about $418.00 in social security and she receives the alimony award. Those are her circumstances. The payment for alimony will be paid through the Pennsylvania Domestic Relations System as it currently is being paid. 7. The Defendant Wilma O. Hoover does expressly waive any claim she has for counsel fees, costs or expenses. 8. Wife waives any and all interest in husband's IRA, IBM retirement, and military retirement. 9. Except as herein otherwise provided, each party may dispose of his or her property in any way and each party hereby waives and relinquishes any and all rights he or she may now have or hereafter acquire under the present or future laws of any jurisdiction to share in the property or the estate of the other as a result of the marital relationship including without limitation, statutory allowance, widow's allowance, right of intestacy, right to take against the will of the other, and right to act as administrator or executor in the other's estate. Each will at the request of the other execute, acknowledge, and deliver any and all instruments which may be necessary or advisable to carry into effect this mutual waiver and relinquishment of all such interest, rights, and claims. MR. McKNIGHT: I am Marcus A. McKnight, III, and I represent the Defendant Wife, Wilma O. Hoover, Wilma, have you heard the terms of the settlement that we have discussed this morning and that we have reached an agreement about? MS. HOOVER: Yes. MR. McKNIGHT: Do you understand those terms? MS. HOOVER: Yes. MR. McKNIGHT: Are those acceptable terms to you? MS, HOOVER: Yes. MR. McKNIGHT: Are you satisfied with representation of your counsel in this case? MS. HOOVER: The only thing I don't like is remarriage. I think that stinks. MR. McKNIGHT: Well, that is the law about alimony. MS. HOOVER: I understand. MR. McKNIGHT: But you are satisfied with the provisions of the terms of the agreement? MS. HOOVER: Yes. MR. ROBINSON: For the record, Kevin Robinson representing Wil1iam Hoover. Mr. Hoover, you've heard the terms of settlement today. Do you understand those terms? MR. HOOVER: I do. MR. ROBINSON: Are they acceptable to you? MR, HOOVER: Yes, MR, ROBINSON: Do you have problems with the representation of your counsel? MR, HOOVER: No. I acknowledge that I have read the above stipulation and agreement, that I understand the terms of settlement as set forth herein, and that by signing below I ratify and affirm the agreement previously made and intend to bind myself to the settlement as a contract obligating myself to the terms of settlement and sUbjecting myself to the methods and procedures of enforcement which may be imposed by law and in particular Section 3105 of the Domestic Relations Code. WITNESS: DATE: 'y..,.A./ j;,~ ~ Kevin G, Robinson Attorney for Plaintiff , · (I} s;~ t, 'II I eat -..,~ t+ ~/...;;;::=:-.,,~ /., William K. Hoover ~(,'tmIL (), 1.LnJeA- ' ilma O. Hoover ')