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HomeMy WebLinkAbout98-00206 . , "'- ~ \I ~ q", ~ '" :) I ~i ~ .... V) ~ J ~''\. ~ "- ~ /\' ~ \ '( 'lt 1( ~ ~ I i I i / I I / I ti \.. i rl ......., . .. I .~ .. '-.) -..jl () ~ ~I \:t! I ~i <:! , I IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW RICHARD D. POOLE, INC., Plaintiff vs. No. 9 r. .,LO (. f:I~,:.( Ti-<- SITE DEVELOPMENT, INC. and PENNSYLVANIA NATIONAL BANK AND TRUST COMPANY, Defendants COMPLAINT 1, The Plaintiff, Richard D. Poole, Inc., is a Pennsylvania corporation, with its principal office and place of business located at 2401 Pleasant Valley Road, York, PA 17402, 2. Defendant, Si te Development, Inc., is a New Jersey corporation, with its principal office and place of business located at 17000 Horizon Way, Suite 200, Mt. Laurel, New Jersey 08054. Site Development, Inc.'s registered office in Pennsylvania is c/o Frey, Petrakis, Deeb & Blum, 1601 Market Street, 6th Floor, Philadelphia, PA 19103. 3. Defendant, Pennsylvania National Bank and Trust Company, is a national banking institution, with its principal office and place of business located at One Keystone Plaza, North Front and Walnut Streets, P. 0, Box 2053, Harrisburg, HARMON'" DAVIES, P.C. ATTORNEVS.AT.LAW 2J06COLUMHI^ AVENUE LANCASTER. PA 1760) Pennsylvania 17105-2053, 4. In October, 1996, representatives of Plaintiff made proposals to and negotiated with representatives of Defendant Site Development, Inc, for the construction of a CVS Pharmacy to be located at South West Street, Carlisle, Pennsylvania, 5. Subsequently, Plaintiff entered into a contract dated October 25, 1996 for the construction of the CVS Pharmacy with Carlisle Equities, LLC, Plaintiff believes, and therefore avers, that officers and shareholders of Defendant Site Development, Inc. are members of Carlisle Equities, LLC. A copy of the Construction Agreement is attached hereto as Exhibit "A", Thereafter, Carlisle Equities, LLC assigned the Construction Contract to Defendant, Pennsylvania National Bank and Trust Company, A copy of this Assignment of Construction Contract is attached herr.~.to as Exhibit "B". Although Exhibit "B" does not contain the signatures of representatives of Carlisle Equities, LLC or Defendant, Pennsylvania National Bank and Trust Company, plaintiff believes and therefore avers that a fully executed copy of the Assignment of Construction Contract is in the possession of Defendant, Pennsylvania National Bank and Trust Company. 6. Between December, 1996 and June, 1997, Plaintiff performed its obligations under the Construction Contract, The CVS Pharmacy opened for business on or about July 21, 1997 and all punchlist items were completed by June 2, 1997, 1997. COUNT I Richard D. Poole. Inc. v. Site Development. Inc, "ARMON'" DAVIES, P.C. A"ORNEYS."'T.LAW 2lO6COLUMBIA "VENUE LANCASTER. P^ IlbO) 7 . The averments of Paragraph 1 through 6 are incorporated herein as though fully set forth. 13. The Assignment of Construction Contract referenced above in Paragraph --L and attached hereto as Exhibit "B" contains the following language: "2. Assignor and Assignee agree, as a condition of acceptance by the general contractor, that all funds disbursed by the Assignee to the Assignor will be by joint check to the Assignor and the general contractor." 14, Despite the clear language in the paragraph quoted above, Defendant Pennsylvania National Bank and Trust Company, did not disburse funds by j oint check to Carlisle Equities, LLC and Richard D. Poole, Inc. 15. Plaintiff believes and therefore avers that Defendant Pennsylvania National Bank and Trust Company has disbursed more funds to Carlisle Equities, LLC than have been transmitted to Plaintiff, 16. Defendant Pennsylvania National Bank and Trust Company's failure to abide by the terms set forth in Paragraph 1d above, has resulted in a lack of payment to Plaintiff for work it has performed. 17, plaintiff was clearly an intended beneficiary of the Assignment of Construction Contract, and Defendant Pennsylvania National Bank and Trust Company's failure to adhere to the terms of that Contract have caused Plaintiff to suffer damages in the amount of $75,614.48, the balance it is owed on the Construction Agreement, HARMON &. DAVIES. P.C. ATTORNEVS.AT.LAW 2306 COLUMBIA AVENUE LANCASTER. r.\ 1760) , ' ED 0:47 ,I HArmON AND OM I ES I'C ------., , -. - . I'()X NO, 11 ( 201 bl3G I', U2 VERIFICATION I, ROBERT PLUMER I , hereby verify that I am the President of Richard D. Poole, Inc" that I am authorized to make this Verification, and that the statements contained in the herein Complaint are true and correct to the best #of my knowledge, information, and belief, I understand that false statements therein are made subject to the penalties of 18 Pa. C,S,A. ~ 4904 relating to unsworn falsification to authorities, Dated:~,lotjJf8 ~p~ ,,, PI,., L, .tf~~r.t, PL~;~I President Richard D, Poole, Inc. rv!. doc\poole\plumerl.ver ", os 4. D^VIES, P.C. OI\NEYS'^T.LAW nLUMel" ^Vf,NU2 CMTEIl..1'A 1160) e >- "I (.: ,,- .. j;": .. :?: lUf.} ", - i.:-) ~~ t.)-:',.' p:U :l~ ':':>;::' ,-' ..:.: q!::- I -..~ :=:J 0;/ ." '- ,.. ,.. lL:ll: ..:~ >: -' u:l,,~ : ' .... ,~ or... ~J.~~2 -'J IJ.. 0 ('i'.' ::> 0' <...) N ......, ~~" ~ r '-r) ~ p ~ j'o.. ,~ ' rlFR~ :::.. ..... (S-- rt ~ ~~'< nl....D..1X:;.~i~:f: 0.': '";"'" -i:-"' """'17/,~y 9.'J'/!"?J I" ',:nl; CU'~'~~"I, .,' I-":;"i::~;: . , "IFY ~ . . :: i vi '"~~) Ii fi Standard Form of Agreement Between Owner and Contractor where the basis of payment is a Stipulated Sum ~~~~:,0 AlA Document A101 - Electronic Format TInS DOCUMENT lIAS IMPORTANT LEGAL CONSEQUENCES: CONSULTATION WITH AN ATTORNEY IS ENCOURAGED WITH RESPECT TO ITS COMPLETION OR MODIFICATION. AUTHENTICATION OF THIS ELECTRONICALLY DRAflED AlA DOCUMENT MAY DE MADE DY USING AlA DOCUMENTD401. The 1987 Edition of AlA Document AlDI. General Conditions oflhl: Contract (or Construction ,is adoptcd In this document by reference. 00 nol use wllh other general conditions unless this document is modified. This document hIlS been approved and endorsed by The Associated GtncraJ Contractors of America. Copyright 1915, 1918, 1925, 1937, 1951, 1958, 1961, 1962, 1967, 1974, 1977, cop)T18htl987 the American InSlllule or Architects, 1735 Ncw York Menue, N.W., Washlng1on, D.C., 20006.S292. Reproduction oflhc malerial herein or substantial quotation or Its provisions wilbout "'TineR permission of the AlA violales the copyrlghllaws of the United Stalu IlIld will be subject 10 legal prosecution. AGREEMENT made as of the 25th day of October in the year of Nineteen Hundred and Ninety Six BETWEEN the Owner: (Naml and addrl") Carlisle Equities LLC 17000 Horizon Way, Suite 200 Mt. Laurel, New Jersey 08054 and the Contractor: (Namt and add"ss) Richard D. Poole, Inc. with offices at 2401 Pleasant Valley Road York, Pennsylvania 17402 The Project is: (Namt and locatIon) CVS Pharmacy South West Street Carlisle, Pennsylvania The Architect is: (Namt and address) CVS Pharmacies I II ,. The Owner and Contractor agree as set fonh below. Pennsylvania To complele the general construction of a new CYS Pharmacy in Carlisle, AlA DOCUMENT AIOI . OWNER,CONTRACTOR AGREEMEloo-r. TWELFTH EDITION' AlA' COPYRIGHT 1987 . THE AMERICAN INSTITUTE OF ARCHITECTS, 1735 NEW VORl( AVENUE, N.W., W ASHINOTOS, D.C., 20006.5292. WAR.-:ING; Unlicensed pholocop)'lng viol'lcs U.S. eopyrl8hll,ws and Is subject to legal prosecution. This document was electronically produced with pcnnission arthc AlA and can be reproduced without violation until the date of expiration as noted below. ' Electronic Fonnal AIOI-1987 User Document: CVS.DOC - 10/25/1996. AlA License Number 103948, which expires on 9/1/1997 - Page #1 . '. EXHIBIT "A" 1..,. , , '-'-'-') ~;,~~:.~ :;: (~'''L I:..;;,.,,; ......:#. '..-.' ARTICLE 1 THE CONTRACT DOCUMENTS The Contract Documents consist of this Agreement, Conditions of the Contract (General, Supplementary and other Conditions), Drawings, Specilicallons, addenda issued prior 10 execution ot this Agreement, other documents listed In this Agreement and Modifications issued aller execution of this Agreement; these fonn the Contract, and are as fully a part of the Contract as Ifauached to this Agreement or repealed herein. The Contract represents the entire and inlegrated agreement between the parties hereto and supersedes prior negotiations, representations or agreements, either wrluen or oral. An enumeration of. the Contract Documents, other than Modilications, appears in Article 9. ARTICLE 2 THE WORK OF THIS CONTRACT The Contractor shall execute the entire Work described in the Contract Documents, except to the extent specilically indicJted in the Contracl Documents to be the responsibility of others, or as follows: ARTICLE 3 DATE OF COMMENCEMENT AND SUBSTANTIAL COMPLETION 3.1 1he date of commencement is the date from which the Contract Time of Paragraph 3.2 is measured, and shall be the dale of this Agreement, as Iirst wriuen above, unless a different date is slaled below or provision is made for the date to be Iixed in a notice to proceed issued by the Owner. (lnJtrllht dalt ojcommtnctmtnt,ljil differsfrom the dare a/this Agrttmtnt. or. 1/ applicable, sial, that the date will be/utd In a nolfct 10 proceed.) Within 10 (ten) days of receiving all required permits and a written notice to proceed. Unless the dale of commencement is established by a notice to proceed issued by the Owner, the Contractor shall notify the Owner in writing not less than live days before commencing the Work to permit the timely filing of mortgages, mechanic's liens and other security interests. 3.2 The Contractor shall achieve Substantial Completion of the entire Work not later than (bUtrl the calendar dOlt or nllmber of calendar days after the dOlt of commtnCtmtnl. Also Inst" any requirements/or earlier Subs/anllaJ Completion 0/ ctrlaln portions of the Work. If not stated else1l'here In the Contract Documents.) 119 Calendar Days , subject to adjustments of this Contract Time as provided in the Contract Documents. (Insert provisions. Ifany.for liquidated damages relallng lofallur~ to complete on tlm~.) ARTICLE 4 CONTRACT SUM 4.1 The Owner shall pay the Contractor in current funds for the Contractor's performance of the Contract the Contract Sum of Six'Hundred Fifty Thousand Dollars ($ 650,000.00 " subject to additions and deductions as provided in the Contract Documents. 4.2 The Contract Sum is based upon the following alternates, if any, which are described in the Contract Documents and are hereby accepted by the Owner: (Stat~ ,h~ numbers or olh~r Identljica,'on of accepted alternates. If decisions on other alternates are to be made by the Owner .subseqll~ntto the execution of thiJ Agrument. auach a schedule 0/ such other alternot~s showing th~ amount/or tach and the date un,1! u'hich that amount iJ valid.) See attached Exhibit "B" 4.3 Unit prices, if any, are as follows: None ARTICLE 5 AlA DOCUMENT AIDI . OWNER.cONTRACTOR AGREEMENT' TWELITR EDITION' AlA . COPYRIGHT 1987 . THE AMERICAN INSTITUTE OF ARCHITECTS, 1735 NEW YORK AVENUE, N.W.. WASHINGTON, D.C.. 20006.5292. WARNING; Unlicensed photocop)'ing violates U.S. eopyright laws and is subject to legal proseculion. This documenl was electronically produced with permission of the AlA and can be rcptoduced without violation until the dale of expiralion as noted below. Electronic Format A101.1987 User Document: CVS.DOC - 10/25/1996. AlA License Number 103948, which expires on 9/1/1997 - Page #2 EXHIBIT "A" .' .~='" I~ ' t';. ..~ :.......\:. ..,...~ ,., .,\ .'~ ., '.J . ..~I..;::. PROGRESS PAYMENTS 5,\ Based upon Applicntions for Pnymcnt submilted to the Architect by the Contrnctor nnd Certificntes for pnymentlssucd by the Architect, the Owner shnll mnke progress pnymcnts on nccount of the Contrnct Sum to the Contmctor ns provided below nnd elsewhere in the Contrnct Documents, 5,2 The period covered by ench Applicntion for Pnyment shnll be one cnlendnr month ending on the Inst dny of the month, or ns follows: 5,3 Provided 1lII Applicntion for Payment Is received by the Architect not Inter thnn the Inst dny of n month, the Owner shall mllke pnymentto the Contractor not Inter thnn the 15th dny of the following month. If nn Application for Pnyment is received by the Architect after the applicntion date fixed above, payment shnll be made by the Owner not later thnn 15 dnys after the Architect receives the Application for Payment, 5,4 Each Applicntion for Payment shall be based upon the Schedule of Values submilted by the Contractor in accordance with the Contract Documents. The Schedule of Values shnll allocate the entire Contract Sum lllIlong the various portions of the Work and be prepared in such form and supported by such data to substantiate its accuracy as the Architect may require. This schedule, unless objected to by the Architect, shall be used as a basis for reviewing the Contractor's Applications for Payment. 5.5 Applications for Payment shall indicate the percentage of completion ofench portion of the Work as of the end ofth. period covered by the Application for Payment. 5.6 Subject to the provisions of the Contmct Documents, the amount of ench progress payment shnll be computed as follows: 5.6.1. Tllke that portion of the Contract Sum properly allocnble to completed Work as determined by multiplying the percentage completion of ench portion of the Work by the shnre of the total Contract Sum nllocated to thnt portion of the Work in the Schedule of Values, less retain age of ten percent ( 10 %) . Pending flnnl determinntion of cost to the Owner of changes in the Work, amounts not in dispute may be included as provided in Subpilragraph 7.3.7 of the Generat Conditions even though the Contract Sum has not yet been adjusted by Chnnge Order; 5.6.2 Add that portion of the Contract Sum properly allocnble to materinls and equipment delivered and suitably stored at the site for subsequent incorporation in the completed construction (or, if approved in advance by the Owner, suitably stored off the site at a location agreed upon in writing), less retain age often percent ( 10 %); 5.6.3 Subtract the aggregate of previous payments made by the Owner; and 5,6.4 Subtract nmounts, if any, for which the Architect has withheld or nullified a Certificate for Payment ns provided in Paragraph 9.5 of the Geneml Conditions. 5.7 The progress payment amount determined in accordance with Pilragraph 5.6 shall be further modified under the following circumstances: 5.7:1 Add, upon Substantial Completion of the Work, a sum sufficient to increase the total payments to one hundred percent ( 100 %) of the Contract Sum, less such amounts as the Architect shall determine for incomplete Work and unseltled claims; and 5.7,2 Add, if final completion of the Work is thereafter materially delayed through no fault of the Contractor, llIIY additional amounts payable in accordance with Subparagraph 9.10.3 of the General Conditions. 5.8 Reduction or limitation of retain age, if any. shall be as follows: rUIl Is intended. prior to Substantial Completion ollhe entire Work. to reduce or limit the retalnoge resullingfrom the percentages Inserted In SubparagraphJ 5.6./ and $.6.2 above, and IhIs Is not explained elsenhere In the COnlrOCI Documents, Inserl hert pro\';slorufor such fcduClion or limitation.) In after 50% of the work is completed and the owner determines that the project is proceeding on a satisfactory basis, relainage may be reduced to 5% AlA DOCUMENT AIOI . OWNER.cONTRACTOR AGREEMENT' TWELFTH EDITION' AlA . COPYRlGHT t9g7 . THE AMERlCAN INSTITUTE OF ARCHITECTS, 173S NEW YORK AVENUE. N.W., WASHINGTON. D.C., 20006,S292. WARNING; Unliccn5<d photocopying violates U.S. copyright taws and 15 subject 10 leg'" prosecution. This document was electronically produced with pcnnission of the AlA and can be reproduced without violation untillhc date of cxpiralion as nDled below. Electronic Format A101-J987 User Document: CVS.DOC -10/25/1996. AlA License Number 103948, which expires on 9/1/1997 - Page #3 EXHIBIT "A" .~::-7'- ';' o.,',~ .':.1,' ARTICLE 6 FINAL PAYMENT .;:::~.'. .....1. Final payment, constituting the entire unpaid balance of the Contract Sum, shall be made by the Owner to the Contractor when (I) the Contract has becn fully pcrfonned by the Contractor except for the Contractor's rcsponslbllity to correct nonconfonnlng Work as provided In Subparagraph 12.2.2 of the General Conditions and to satisfy other requirements, Ifany. which necessarily survive final payment; and (2) a final Cenificate for Payment has been Issued by the Architect; such final payment shall be made by the Owner not more than 30 days aller the issuance of the Architcct's final Cenificate for Paymcnt, or as follows: ARTICLE 7 MISCELLANEOUS PROVISIONS 7.1 Where reference Is made In this Agrecment to a provision of the General Conditions or another Contract Document, the reference refers to that provision as amended or supplemented by other provisions of the Contract Documents. 7.2 Payments due and unpaid under the Contract shall bear intercst from the date payment is due at the rate slllted below, or In the absence thereof, at the legal rate prevailing from time to time at the place where the Project is located. (/lUerl rate of In/lfes, agrted upon, 1/ any.) (Usury loll'S and requirements under the Fed"al Truth In unding ..leI. similar slate ond local consumer crtdll tali's and other Tegu/alions ul ,he Owner:' DIU! Contraclor'J principal places of busfnus, the locatlorl ojthe Project ond elsewhere mOJO affect ,he validity of this provision. Ltgal advice shoutd be obtained \l'/,h f,spec/lo "tit lions or modlflcollons. and also regarding requirements such as' U'rWen dlsclosufes or 1I'olv"s.) 7.3 Other provisions: All references to be architect menUoned in this contract is charged to read the owner. The architect is not part of the execuUon of this contract. ARTICLE 8 TERMINATION OR SUSPENSION 8.1 The Contract may be tenninated by the Owner or the Contractor as provided in Anicle 14 of the General Conditions. 8,2 The Work may be suspended by the Owner as provided in Anicle 14 of the General Conditions. ARTICLE 9 ENUMERATION OF CONTRACT DOCUMENTS 9,1 The Contract Documents, except for Modifications issued after execution of this Agreement, are enumerated as follows: 9.1.1 The Agreement is this executed Standard Fonn of Agreement Between Owner and Contractor, AlA Document AI 0 I, 1987 Edition. 9.1.2 The General Conditions are the General Conditions of the Contract for Construction, AlA Document A20 I, 1987 Edition. 9,1,3 The Supplementary and other Conditions of the Contract are those contained in the Project Manual dated , and are as follows: Document Titlc Pages See attached Exhibit "A" 9.1.4 The Specifications are those contained In the Project Manual dated as in Subparagraph 9.1.3, and are as follows: (Either /1st the Specifications here or refer 10 an txhibll altachtd 10 this Agreement.) Document Title Pages See attached Exhibit "A" AlA DOCUMENT AIOI . OWNER.cONTRACTOR AGREEMENT' TWELFTH EDITION' AlA . COPYRlGHT 1987 . THE AMERICAN INSTITUTE OF ARCHITECTS, 1735 NEW YORK AVENUE, N.W., WASHINGTON. D.C.. 20006,5292. WARNING; Unlicensed photocopying violates U.S. copyrighllaws and Is subject 10 legal prosecution. This document was clcclIonically produced with pennission a(lhe AlA IUld can be reproduced without violation until the dale of expiration as noted below. Electronic Fonnat A101.1987 User Document: CVS.DOC.. 10/25/1996. AlA license Number 103948, which expires on 9/1/1997 - Page #4 EXHIBIT "A" . ,,(~0 (~'.:~ . . . ,:';:J ". ) ',. . 9.1:5 The Drawings are as follows, and'Jre dated unless a differenl date Is shown belo'v:" (Ellhlr IIlI ,hI Drow;ngJ h", or rtftr to an uhlblt allach,d to ,h/1 Agrtlm,",) Number Dale See attached Exhibit "A" 9.1.6 The addenda, if any, are as follows: Number Pages ~ages Dale Portions of addenda relating 10 bidding requiremenls are not part of the Conlracl Documents unless Ihe bidding requirements are also enumerated in Ihis Article 9, 9.1.7 Olher documents, if any, fonning part oflhe Contracl Documents are as follows: fLlJt ht" any additional documtntl which art Inltndtd 10 form parI O/IM Contract Documents. The Gentral CondUlofU provld, thaI bidding requlrtmtnts slIch as ocNtrtlJtmtn' or tnvltallon 10 hid, flU/ructions to Bidders, sompltfornu and thl Contractor's bid aft not parI ofth, Contract Documents un/IJJ ,numeralld In Ihl.! Agreement. Thty should bl IIst,d h", only 1/ Inttndtd 10 be parI oj Iht Contract DOCUmtnls.) . 'I This Agreemenl is enlered inlo as of the day and year flrsl written above and is executed in alleast three original copies of which one is 10 be delivered 10 Ihe Conlraclor, one 10 Ihe Archilecl for use in Ihe administration of the Conlracl, and Ihe remainder 10 the Owner, OWNER ~ (Signature) CONTRACTOR IS/~.d:~ ~ I1'rlnltdT?:h;:r J. P }"M<'~" Y(' (Pr/nted nomt and tltlt) AtA DOCUMENT AIOI . OWNER.cONTRACTOR AGREEMENT' TWELrrn EDITION' AlA . COPYRIGHT 1987 . THE AMERICAN INST1T\JTE OF ARCHITECTS, 1735 NEW YORK AVENUE, N.W., WASHINGTON, D.C., 20006-5292. WARNING: Unlicensed photocopying violates U.S. copyright I"" and Is subject 10 leg:11 prosecution. This document was electronically produced with pcnnission or the AlA and can be reproduced wi1.hout violation until the date or cxpirallon as noted below. Eleclronlc Fonnal AIOI-1987 User Document: CVS.DOC - 10125/1996. AlA License Number 103948, which expires on 9/1/1997 - Page #5 EXHIBIT "A" ."~?) .... ". ",'.:' '.\<...;..... EXHIBIT "A" - Page .-.,,) ,....... .... . 1. 0' I,' '. . POOLE ," , .,' ..~." .,' :\. . .' .' ,,' .,':' RJCHARDD~POOLE.INC. :. ":. ..': ..':. . \'. ,;. I ", "1.. ,", ;', :.~ ), . ." . '. . .' . . "', .r. October 6, 1996 GINUAL CONru.CrOAl/CONSTRUCTION MANAOUS 2401 Pleolonl Volley Rood York, PA 17402 717757.7272 FAX 717 757.5811 II Mr, Kenneth E. Lowther SOl Site Development, lnc, 17000 Horizon Way, Suite 200 Mt. Laurel, NJ 06054 Reference: CVS Pharmacy Sarlisle and Swatara Township Dear Mr. Lowther: We are pleased to offer you our proposal to furnish all labor, material and equipment necessary to complete the general construction, including sitework, of your two proposed CVS Pharmacies, one in Carlisle, and one in Swatara Township. Pennsylvania. Our proposal is based on the following: . Drawings T1, SPC1, AI, A2, A4 thru A 15, F-1 P, Sl thru S4. P-1, M-1 and E1 thru E4 dated July 31, 1996 as prepared by CVS Pharmacy . Drawings I, 3 and 4 last revised May 16, 1996 as prepared by Reagis for Carlisle . Drawing 2 last revised September 26, 1996 as prepared by Reagis for Carlisle . Drawings 1 thru 4 last revised May 22, 1996 as prepared by Reagis for Swatara Township . Attached clarifications Proposed CVS Pharmacy - Carlisle, PA BASE BID All for the sum of....................................................................... $693,505,00 Proposed CVS Pharmacy. Swatara Township, PA BASE BID All for the sum of..................................................,.................... $645.664.00 Please note that we are basing o~r price of the Swatara Township store on the Carlisle store. As directed, we have deleted the drive-thru window and associated concrete pad from the Swatara store, If you have any questions or require further information, please do not hesitate to contact me. Sincerely, .,,/' ~ .' RI,CH~~~ij-D . . OLE, INC, .' a"'" "J ',1. _I"" ..... .., :/.' : .... ,-" /JeHf {p:. Goss Estimator/Project Manager fBc .== EXHIBIT "A" '. ,1',,,;~'~ '~.'~ :O:'~ 'a:.:f .-;-:.....) EXHIBIT "B" - Page 1 :.,;.:.:';: POOLE . . . '''~ .::' :~..\::'!.\:: ..' .l''::'~i.,: ,..:' r,' "';1,".,'..~.""'1' RICHARD D' POOLE,'INC~"rJ~,':"::'~" :..:~-;.,....: ':;' ;A4,.:tJ::,;"t,Ci . '~p, ,'. ,:. ..' <I.".. ,~ . ........ ~.~_.., ."'" ,.~.......,.J ...... . .'._ .,. .. '_' ~ -". ,.., 1" October 24, 1996 GINIRAL CONTRACTORS/CONSTRUCTION MANAGlRS 2401 Pleolonl Volley Rood York. PA 17402 n7 757-7272 FAX m 757.5811 Mr, Kenneth E. Lowther SOl Site Development, Inc, 17000 Horizon Way, Suite 200 Mt. Laurel, NJ 08054 RE: . CVS Pharmacy Carlisle and Swatara Township Dear Mr, Lowther: As we discussed we are prepared to enter into a contract with SOl Site Development for the construction of a CVS Pharmacy in Carlisle, PA based upon the following items. . Original Base bid per proposal dated October 8, 1996....................$693,505.00 . Delete the back stop coating on the E,I.F,S, ...............,.......... Deduct $3,365,00 . Change the 2" E.I.F.S. to 1" at 1/A12...................................:...., Deduct $210.00 . Change the ceiling tile to Celotex in lieu of Armstrong..........,.... Deduct $250.00 . Change the roof deck from galvanized to prime painted........................"..,......,....,...............................,.. ............ Deduct $975.00 . Use Romex wiring in lieu of conduit........................................ Deduct $5,200,00 . Use one 12.5 ton, one 10 ton and one 5 ton gas/electric rooftop units in lieu of specified units. The 12.5 ton unit will serve the sales and security area in lieu of a separate ductless unit for the security area, Also change the insulated galvanized ductwork to fiberglass ductboard.............................................................. Deduct $10,500,00 . Change the cast-in-place concrete foundation walls to masonry walls ,.........,..,.,.....'......,...,........................................ Deduct $2,000.00 . Delete the loading dock and associated cast in place steps .,..,.................................,................................................ Deduct $9,746.00 . Use y." drywall in lieu of 5/8" drywall on all interior walls ..................................,...........,............................................ Deduct $500,00 . Use 25 gauge metal studs in lieu of 20 gauge studs on all interior walls.,....................,...................................,................ Deduct $350.00 . Use 18 gauge metal studs in lieu of 16 gauge . studs on all exterior walls ........................................................Total $659,459,00 . Additional value engineering to be determined ....................................$9,459.00 . Contract am ount ...,................................,...,............,......................$650,000.00 'fBe -- --- EXHIBIT "A" .' ., (....-;;;:- \..~:'f:~l ,,1,\... "''-...'"'' :~"t'~'.. ..;) EXHIBIT "B" - Page~1'~ . In order to find the additional value engine~ring, the following Items may be changed at the discretion of Richard 0, Poole, Inc. at no additional increase or decrease in the contract amount. · Change the column covers to E,I.F.S. · Change the roof structure at the hip roof from metal framing to wood framing. · Change the rear wall of the building from brick to painted concrete masonry units or split faced units. · Change the pharmacy window to a manually operated window in lieu of an electrically operated window. :. If you have any questions or require further information. please do not hesitate to contact me. Sincerely, Richard D. Poo . I I I' .~ B j 'I '1 , ! .~~ :r I J ' , ,I , " il EXHIBIT "A" \ !;.J,~ i. "''>' UliT-i!4-11o THU 1 (: Uti S ITI:. Ill:. VELOPt1ENT I NO ,.,";:?\ :~,; '"j" fAX NO, 6094390404 P,OS . .t' ":-::-". :;:i~.'r,; ...f.... .' . A: ascolong. doc , ASSIGNMENT OF CONSTRUCTION CONTRACT THIS AGREEMENT. is made the day of , 19___, by and between Carlisle Equities LLC , -eo~t-i~ of ----amr---------- --------, co'partners ("Assignor"), and PENNSYLVANIA NATIONAL BANK AND TRUST COMPANY, a national banking institution ("Assignee"). Assignee has agreed to make a construction loan to Assignor as set forth in that certain COnstruction Loan Agreement dated . As security for the performance of all obligations of Assignor under the Construction Loan Agreement and 'all documents and instruments executed pursuant thereto, Assignor has agreed to assign to Assignee all of Assignor'S rights, title, and interest in and under a construction contract between Assignor and Richard D. Poole, Inc. ("General Contractor") dated , ("Construction COntract") a true and correct copy of which is attached hereto as Exhibit A. NOW THEREFORE, for valuable consideration, the receipt and adequacy of which are hereby acknowledged, and intending to be legally bound, it is agreed: 1. . Assianment. Assignor transfers, conveys, and assigns to Assignee any and all rights and claims that Assignor may have in, under, or from the Construction Contract, such Assignment to become effective immediately. Assignee may exercise its rights and elect its remedies hereunder upon: (a) the occurence of any Event of Defa~lt by Assignor in its obligations under the Construction Loan Agreement, Mortgage, Mortgage Notes, this Agreement, the Affidavits, or any other document executed pursuant to this transaction ("Loan Document"); or (b) upon such occurrence of an Event of Default, the Assignee may, but shall not be required to. deliver written notice to the General COntractor, or its successors and assigns stating that Assignee has determined to replace Assignor as the "Owner" under the .construction Contract (the date on which such notice is delivered is hereinafter the "Effective Date"), but the Effective Date shall have no event be prior in time to such occurrence of default set forth in subparagraph (a) . Assignor shaJ.l not be relieved of any .obligation or liabilit:f under the Construction Contract that arises either before EXHIBIT "B" . . (" Assienor") or after the Effi.'~::8 Date, thc Assignor shall indemnil2B hold Assignee harmless from and against any such obligation or liability. Assignee shall not be obligatcd to perform any actions or incur any obligations or liabilities whatsoever until such time as Assignee undertakcs such obligations.~ursuant to this Agrecment. 2. Assignor and Assignee agree, as a condition of acceptance by the General Contractor, that all funds disbursed by the Assignee to the Assignor will be by joint chcck to the Assignor and the General Contractor. . 3, Representation and Covenants of Assienor. Assignor represents and warrants to Assignee that there is no default now existing on the part of the Owner under the Construction Contract, or, to the best of Assignor's knowledge, on the part of General Contractor. Assignor shall continue to fully perform its obligations under the Construction Contract prior to the Effective Date hereof. 4. Authorization. Assignor authorizes General Contractor to Commence performance of all obligations under the Construction Contract for the benefit of Assignee upon receipt by General Contractor of the written. notice from Assignee described in Paragraph I heieof. General Contractor shall be entitled to rely on such written from Assignee as conclusive proof of Assignee's right to take such action, regardless of whether or not an Event of Default under the Loan Documents has actually occurred, or (b) a dispute exists between Assignor and Assignee regarding the actual occurrence of such an Event of Default. S. Further Assurances. Assignor hereby agrees to execute such other documents and perform such other acts as may be necessary to enforce the rights assigned hereunder. 6. Goveminl! Law. This Agreement shall be governed by and Construed in accordance with the laws of the Commonwealth of Peru1sylvania. IN WITNESS WHEREOF, THIS Assignment has been executed by Assignor, intending to be legally bound hereby, as of the day and year first above written. ATTEST: ~~~~~fr 4aJJ1!J2 ATTEST: I? i: i' ! ~J4 '. EXHIBIT "B" I:..... n , " ' . ...."t':... .. ,,... ._ ..., . .. ... ,. .' . , . . . ...:..... ........ ........ ..... '.' .... ...... ........... ...._. .....,.,...; '.' ......., .......~ .:-....;.'....', ',.,.~\.:...'........'....',~". ..,',' j~'~.: :~~.f:~!r~~ ~:::;:.:a:... .!;_'~::<" ~.~~~:~~:~;,~::..:: ~~;.~_.~.::...;., ::: ..:. ~ ;,.:' :. '~..;' _.; :.~ I ;4::~'~.., ;",',.,. . r .. " . I . ,-. ,...;~ V.,I I., I'~ \;-';..1 ......~: . -p 289 501 255 RECEIPT FOR CERTIFIED MAIL tlO IIlSURANC( COV[PJ,GE 'IIQVID[D ~o, 'OIlIHI(A/iATIOllALMAIL (5.. Reverse) . :t Senile. \.. (. .. "......i-4es, l. ~ ,,\r. .:lOhf'l S i~e&I-('; · S....tand No {) u..o~d.CO !! 00 ,.... g PO. Slole and ZIP Code ~ vYH. 1..C4...( ~ Postage POOLE . RICHARD D. POOLE. INC. GINfUL CONTUCTOU/CONST~UCT/ON MANAGfU 2401 Pleosonl Valley Road York. PA 17402 m 757.7272 FAX 717 757,5811 Cer1ll.ed Fee SpeCial Delivery Fee August 22, 1997 Reslllcled Delivery Fee Mr, John Silvestri, President Carlisle Equities, LLC 17000 Horizon Way, Suite 200 Mt. Laurel, NJ 08054 Aelutn Rece'Ol showing 10 whom and Oale Delivered {,Io RE: CVS #1646 Carlisle RDP Project R6-171 OIl co Relurn FlecelPI showIng 10 whom. ~ Dale. and Address 01 Oell\/ery a g TOTAL Poslage and Fees ., d g Poslmark or Dale M e i' 'D>~I"I' l; "- en Cl. ~.s.;l, Dear Mr. Silvestri: As you are undoubtedly aware, Carlisle Equities LLC ("Carlisle") owes Richard D. Poole, Inc. a final payment of $252,763.95 for the above referenced project. The project is complete, all punch list items complete, and we have been informed by Pennsylvania National Bank that it has disbursed all project funds directly to Carlisle on account of construction. In a conversation with your Controller, Tom Cunningham, on August 19 he informed me that Site Development Inc. ("SDI") is experiencing a (hopefully) temporary cash flow shortage and that payments would have to be made in installments. First, to my knowledge, although there may be common ownership, SDI and Carlisle are separate legal entities. SDI has no legal right to convert bank funds directed to Poole. Secondly, our contract and the financing for construction by Pennsylvania National Bank are with Carlisle, not SDI. Thirdly, the "Assignment of Construction Contract" presented by Pennsylvania National Bank and executed by the bank, Carlisle and Poole specifically requires payments on account of construction to have been made by joint check to Carlisle and Poole to ensure that all such funds were received by Poole. This was an inducement on which Poole relied in agreeing to the Assignment. To this extent both Carlisle and Pennsylvania National Bank have breached this Agreement and you have converted funds intended for Poole. EXHIBIT "e" f'sc ~ " .' - t.....:! .",.,' (;7). .. .,,' ....- . , In my conversation with Tom Cunningham, he indicated that it is your wish and Intention to pay us promptly, It is hereby requested that you immediately provide a specific commitment and schedule for making this final payment which Is now overdue (and for which you have improperly received direct payment). Your Immediate attention will be greatly appreciated. V':Z YO"", ,/J fi::tJ'd IK-<- Richard D. Poole, P.E. President cc: Jay p, Gardner, Vice President, Pennsylvania National Bank D. B. Frank, Project Manager, CVS Inc. Pete Pecorgio, Vice President Real Estate, CVS, Inc. William Geib, Director of Construction, CVS, Inc. David Flores, Harmon & Davies EXHIBIT "e" '\- :111 SITE ~Ill: DEVeLOPMeNT INC - ::-:) .. . - FAX NO. 609~d404 ~ P,OI/OI I i ,. HUli"~b-lH I Ut I t: q 1 '. DEVELOPMENlj INC. Thomaa A. C"nnlngh8m. .J,. VIce ......Il'.m - Finance Via TelefllX (7171 7S7-SS11 'Wllli@ ~ O\\:f~'\IF I~~: IIJG 27 ~7 W II August 26, 1997 Mr. Richard D. Poole Richard D, Poole, Inc. 2401 Pleasant Valley Road York, PA 17402 Dear Rick: , . ! Pursuant to our conversation on August 26, 1997 kd for the reasons discussed, we will pay the bal:!llcc due for the Carlisle CVS on Sept~ber 26, 1997. i If you have any questions, please feel free to con~t me. Sincerely, SITE DEVELOPMENT, INe, ~ Thomas A. CWUlingbarn, Jr. Vice President - Finance TAC/cai (B'Upool.doc) rj 17000 Herizen Wsy, Suo... aoo. Me. Lsur-el. N.J 08054 I 808/<:38,8<00 0 Fex 608/438.0<104 ! "o"j I EXHIBIT , I ., j ( ". '-' .- i...." (:.-: ....1. 1--.. ~: UJ~~.1 .. t.. -,.~ --"l,' ['.. . C. C)'~; ~ , -.i t! ( . \,:'1 (,? _.j f:;. II;L._ (', ; "-~ f.Ell; j: ',j :.~ I ',~ (!.; :.,~~ <'. C':' :'J CJ 0' U , :'.:iiEI\lFI" ::' 1'.ETUIdI CA,~J': I/O: 1 ?':l(\..v),)20.:. r. (JUT !)F (_.OU;;TY COlHIDll\\T/\LTH OF PEIHl::';YLVMI1A: COUilTY OF CIJ~llJEf\LAN(I POOLE: RICHARD [, IlK V5. SITE DEVELOPMENT IlIe E:T AL R. Thomas l\li.nl? , Sher.1.fi, who being duly sworn according ta law, says, that he made a diligent search and inqulry far thm vlthin named defendor, t, tc' vi t: PENNSYL VANIA NATIONAL BAil" AND TRUST COMPAIlY but vas unable to locate Thl;:>nl in hiE bailiwicl~. He therefore depuli=ed the sheriff of DAUPHIN Courlty. Pennsylvania. to serve the within COMPLAINT On February 2nd. 199B this office WuS in receipt oi the a'ttached return Ironl DAUPHIN Count.j', Pennsylvania. Sheriff's Costs: S(.I d,flSWCI z: / 7 ) ;;:::;.;/ /:, '/0;.:/' ....-____ /' ./. -'" r ~~';"'--:-r-;#-:#; ri.~ / _4:"';'-' q I homatJ 1\1.109, :..,no;:"r .l1.1. DocJ.:~.?t:.ing Out of County SurchiJrcP? Delupbin-Count,' H.I, (10 <;1.00 :.00 25.50 S~4.~W HARMOIl & DAVIES 02/02/1'39B SWarT} and subscribed to beiore this _J-...( day of :j~ me 19-1Y_ A, D, (-j ~C. I~~~__ ~ IJJothuT~o~~ry , MArY Juno Snydor lloall:Hlnlf; DuplJly Office of the Sheriff William T. Tul'l' SI~Iit:flOf Ralph G, McAlIlslor ChlollJopulV Michael W. Rlnohart f\!:i!;islonl Chiol [)opuly Ulluphin Counl~' 1-lnrri!itllJ~n, Ponnf,ylvnniu 1/~ 01 ~ ~ on 2li&.20flO J, R, LotNick Sheriff COMMONWEALTH OF PENNSYLVANIA COUNTY OF DAUPHIN SHERIFF'S RETURN No. 0132-T - - -98 OTHER COUNTY NO. 98-206 AND NOW: January 21, 1998 at 4:40pr.! served the within CO~IPLAINT & NOTICE upon PENNSYLVANIA NATIONAL BANK & TRUST CO. JOHN CARROLL - MANAGER the original CO~IPLAINT & NOTICE him/her the contents thereof at ~5~re fe this 22NO d 0 JANUARY, 1998 \..J71p/7.JJ/U C!-. + (,If.~a) PROTHONOTARY LB/ET by personally handing to 1 true attested copy(ies) of and making known to ONE KEYSTONE PLAZA NORTH FRONT & WALNUT ST, HARRISBURG, PA 17105-2053 So 1;JiU l.'i';-' ~"~y, Pa. ./' , ~ f, -" ---......' BY ~V_I.V__) . :} /' '. //..... L~,..~..',__ ~UTY SHERIFF' Sheriff's Costs: $25,50 PD 01/21/98 RCPT NO 107206 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYVANIA CIVIL ACTION - LAW RICHARD D. POOLE, INC., Plaintiff vs. No. 98-206 Civil SITE DEVELOPMENT, INC. and PENNSYLVANIA NATIONAL BANK AND TRUST COMPANY, Defendants NOTICE TO PLEAD TO: Richard D. Poole, Inc. You are hereby notified to file a written response to the enclosed Preliminary Objections of Defendant Pennsylvania National Bank and Trust Company to Plaintifrs Complaint within twenty (20) days from service hereof or a judgment may be entered against you. by: William' can Supreme Court No. 22080 I Irvine Row Carlisle, PA 17013 (717) 249-7780 ~ Lnw Offices Dunenn & Otto, P.C. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYVANIA CIVIL ACTION - LAW ., RICHARD D. POOLE, INC., Plaintiff vs. No. 98-206 Civil SITE DEVELOPMENT, INC. and PENNSYLVANIA NATIONAL BANK AND TRUST COMPANY, Defendants DEFENDANT PENNSYLVANIA NATIONAL BANK AND TRUST COMPANY'S PRELIMINARY 08,/ECTIONS TO PLAINTIFF'S COMPLAINT AND NOW, this 2nd day of March, 1998, comes the Defendant, Pennsylvania National Bank and Trust Company, by and through its attorneys, Duncan & Otto, P.C. by William A. Duncan, Esquire and files the following Preliminary Objections to Plaintiffs Complaint: I. PRELIMINARY 08JECI'ION RAISING FAILURE TO STATE A CAUSE OF ACTION I, Defendant Pennsylvania National Bank and Trust Company is joined in this action as a co-defendant in Count II of Plaintiffs Complaint because of Defendant's position as Assignee under the Construction Contract between Carlisle Equities, LLC and Richard D. Poole, Inc., Plaintiff. 2. Plaintiff has not included Carlisle Equities, LLC as a Defendant in its Complaint but has named Site Development, Inc. as Defendant. Law omces Dunenn & Otto, P.C. 3. Defendant Pennsylvania Nationnll3nnk nnd Trust Compnny is joined solely because of its relationship with Carlisle Equities, LLC, therefore, failure to name Carlisle Equities, LLC as a Defendant is improper. WHEREFORE, Defendant Pennsylvania National Bank and Trust Company requests this Honorable Court to dismiss Count II of Plaintiffs Complaint for failure to state a cause of action against Defendant as required by Pa. R.C.P. 1028(a)(4). II. PRELIMINARY 08JECTION FAILURE TO JOIN A NECESSARY PARTY 4. The averments ~ontained in paragraphs (one) I through three (3) are incorporated herein by reference as though fully set forth. 5. Plaintiff has failed to join a necessary party to the suit in that it has failed to name Carlisle Equities, LLC as a Defendant. WHEREFORE, Defendant Pennsylvania National Bank and Trust Company requests this Honorable Court to dismiss Count II of Plaintiffs Complaint for failure to join a necessary party under Pa.R.C.P. 1028(a)(5). III. PRELIMINARY08JECTION RAISING PENDENCY OF AN AGREEMENT FOR ALTERNATIVE DISPUTE RESOLUTION 6. The contract on which plaintiff attempts to assert a claim against the Bank is an Assignme:1t of Construction Contract. 7. The construction contract which Carlisle Equities, LLC assigned to the Bank incorporates AlA General Conditions. 8. AlA General Conditions include a provision that requiresthe parties to submit Lnw Offices Dunenn & Otto, P.C. disputes concerning the contract to AA^ arbitration. 9. Defendant believes and therefore avers that the claim Plaintiff attempts to state against the Bank relates to the construction contract and is. therefore, subject to mandatory arbitration. WHEREFORE, Defendant Pennsylvania National Bank and Trust Company requcsts this Honorablc Court to dismiss Count II of Plaintiffs Complaint for sccking relief prior to complction of alterative dispute resolution as rcquircd by Pa.R.C.P. 1028(a)(6). Respcctfully submittcd, DUNCAN & OTTO, P.C. \A~/tt{;~C~ William A. Duncan, Esquire Attorncy for Pa. National Bank and Trust Company I Irvine Row Carlislc, PA 17013 (717) 249-7780 Attorney 1D#22080 Lnw Offices Dunenn & Otto, P.C. Vcrification I verify that any allegations of fact madc in thc foregoing Prcliminary Objections are true and corrcct. I have becn authorizcd by my clicnt to prepare and filc the aforesaid Prcliminary Objcctions and I am familiar with the facts and havc prcpared thc same with facts provided to mc by my clicnt. This verification is made subject to thc pcnalties of 218 Pa. C.S. Scction 4904, relating to unsworn falsification to authorities. \ AA %\{1l vU~ Q'L", Dated: a./fJ7!f! Lnw Offices Duncnn & Otto, P.C. '. '". CERTIFICATE OF SERVICE I hcrcby certify that on this datc a copy of thc foregoing Prcliminary Objcctions was scrvcd on counscl in thc manner indicatcd below: FIRST-CLASS MAIL POSTAGE PRE-PAID ADDRESSED AS FOLLOWS: Thomas R. Davies, Esquire Harom & Davies, P.C. 2306 Columbia Avenue Lancaster, P A 17603 Attorney for Plaintiff Site Development, Inc. c/o Frey, Petrakis, Deeb & Blum 1601 Market Strcet, 6th Floor Philadclphia, PA 19103 Agcnt for Defcndant by: \NVOOLtC. Lt t\. LCl-'~ William A. Duncan Supreme Court No. 22080 I Irvinc Row Carlisle, PA 17013 (717) 249-7780 Date: :;1:)7 h~ . . Law Offices Duncnn & Otto, P.C. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYVANIA CIVIL ACTION - LAW RICHARD D. POOLE, INC., Plaintiff vs. No. 98-206 Civil SITE DEVELOPMENT, INC. and PENNSYLVANIA NATIONAL I3ANK AND TRUST COMPANY, Dcfendants PETITION OF DEFENDANT PENNSYLVANIA NATIONAL BANK AND TRUST COMPANY TO STAY PENDING RESOLUTION OF RELATED ARBITRATION I. Defendant Pennsylvania National Bank and Trust Company is a namcd party to the above captioned suit by virtue of its position as Icndcr to Carlisle Equities, LLC and as Assignee of thc Construction Contract between Carlislc Equitics, LLC. A copy of the Construction Loan Agrecmcnt between Carlisle Equitics, LLC and Pcnnsylvania National Bank and Trust Company is attached hereto, incorporated herein by reference and markcd Exhibit "A". A copy of the Assignment of Construction Contract is attach cd hcrcto, incorporated hercin by rcfcrence and marked Exhibit "B". 2. Plaintiffs Complaint avers that Site Development, Inc. has failed to make final payment in the amount of $75,614.48, said amount being thc final payment duc on the construction of the CVS Pharmacy in Carlisle, Pcnnsylvania.. 3. Plaintiffs Complaint avers that Pennsylvania National Bank and Trust Company should havc issued chccks on account of construction draws payable jointly to Carlisle Lnw Offices Equities, LLC and Richard D. Poole, Inc. Dunenn & Otto. P.C. Vcrification I vcrify that any allcgations of fact madc in thc forcgoing Pctition are truc and correct. I have becn authorized by my clicnt to prcparc and filc the aforcsaid Petition and I am familiar with thc facts and havc prcpared thc same with facts providcd to me by my client. This verification is made subject to thc penal tics of 218 Pa. C.S. Scction 4904, relating to unsworn falsification to authoritics. ':c,A IlC1clOu^-,,- CC~ Dated: :J.j;;. 7/'i f CERTIFICATE OF SERVICE I hcrcby certify that on this datc a copy of thc forcgoing Prcliminary Objections was servcd on counsel in thc manncr indicatcd bclDw: FIRST-CLASS MAIL POSTAGE PRE-PAID ADDRESSED AS FOLLOWS: Thomas R. Davies, Esquire Harom & Davies, P.C. 2306 Columbia Avenue Lancaster, PA 17603 Attorney for Plaintiff Sitc Development, Inc. c/o Frey, Petrakis, Deeb & Blum 1601 Market Street, 6th Floor Philadelphia, PA 19103 Agcnt for Defendant by; \!7\;~'.A~\OA- William A. Duncan Supreme Court No. 22080 1 Irvine Row Carlisle, PA 17013 (717) 249-7780 Date: ::;'/;;;'7/9$ I , Lnw Offices Duncan & Otto, P.C. I CONSTRUCTION LOAN AGREEMENT THIS CONSTRUCTION LOAN AGREEMENT (this "Agreement'), made this 28th day of October, 1996, by CARLISLE EQUITIES, L.L.C., a limited liability company (the "Borrower'), In favor of PENNSYLVANIA NATIONAL BANK AND TRUST COMPANY, a national banking corporation (the "Len del"), recites and provides as follows: RECITALS: A. The Borrower Is the owner of a parcel of land situate In the Borough of Carlisle, County of Cumberland, Pennsylvania (the "Property"), which is more particularly described In the "Mortgage" (as hereinafter defined). B. The Borrower has applied to the Lender for a loan in the prlnclpal amount not to exceed $1,050,000 (the "Loann) to finance the construction and equipping on the Property of a CVS Pharmacy (collectlvely, the "Pro)ecr). C. The Lender and the Borrower agree that the Loan shall be made by the Lender and accepted by the Borrower on the terms and conditions of this Agreement. AGREEMENT: The Borrower and the Lender, Intending to be legally bound hereby, agree as follows: 1. Definitions. Capitalized terms which are not defined herein shall have the meanings assigned to them In the other Loan Documents. As used In this Agreement the terms listed below shall have the following meanings unless otherwise required by the context: (a) Architect. Any architect approved from time to time by the Lender. (b) Architect's Contract. An agreement between the Borrower and the Architect In form and substance satisfactory to the Lender. (c) Assignment of Contracts. The Assignment of Contracts of even date herewith between the Borrower and the Lender whereby the Borrower assigns to the Lender all of the Borrower's right, tille and Interest In and to all contracts, licenses, permits and approvals with respect to the development of the Property and the construction of the Project. (d) Construct/on Contract. An agreement In form and substance satisfactory to the Lender between the Borrower and the Contractor for the construction of the Project. (e) Construction Cost. The cost of laber, materials, demolition, land improvements, utility Installations, architectural and engineering services, Improvements and all other "hard" and "soft" costs and charges involved In the development of the Property and the construction thereon of the Project in accordance with the Plans. (f) Construct/on Cost Breakdown. The schedule setting forth the Construction Cost and those costs to which the proceeds of the Loan shall be applied, which schedule shall EXHIBIT I A " have been delivered to and approved by the Lender prior to the "First Advance" (as described In Sactlon 5). (g) Contractor. Any contractor approved trom time to time by the Lender. (h) Guaranty. The Guaranty and Suratyshlp Agreement ot even date herewith between the Guarantor and the Lender whereby the Guarantor Jointly and severally guarantee the payment and performance of the Borrower's obligations contained In the Loan Documents. (I) Guaranfor. Vernon W. Hili, II and John P. Silvestri, all Jointly and severally. 0) Inspecfor. Any Inspector appointed or approved from time to time by the Lender. The Lender may, In Its sole discretion, appoint the Architect as its Inspector. (k) Loan Documents. The Note, this Agreement, the Mortgage, the Guaranty, the Assignment of Contracts and any and every other document executed by the Borrower or the Guarantor In connection with the Loan. (I) Mortgage. A first lien priority open-end construction mortgage of even date herewith from the Borrower to the Lender encumbering the Property and all Improvements, fumlshlngs, fixtures and equipment now located or hereafter to be placed on the Property. (m) Note. The Note of even date herewith made by the Borrower payable to the order of the Lender in the principal amount of the Loan, bearing Interest and payable as set forth therein. ~ (n) Plans. The plans and specifications for the construction of the Project on the Property, as approved by the Lender, Including any changes thereto approved by the Lender. (0) Premises. The Property and the Project. 2. The Loan. The Lender agrees to lend to the Borrower an amount not to exceed the amount of the Loan, but not more than seventy-five (75%) percent of the appraised value of the Project, in installments, upon the terms and conditions herein set forth, and the Borrower agrees to take the Loan and comply with and perform all of the terms and conditions of this Agreement. 3. Note and Mortgage. The Loan, or so much thereof as may trom time to time be advanced to the Borrower, shall be evidenced by the Note and secured by the Mortgage, the Guaranty and any other collateral provided therefor. 4. Construction of the Project. The Borrower agrees to begin construction of the Project promptly after the date hereof and to prosecute diligently and continuously the construction of the Project In accordance with the Plans and the Construction Cost Breakdown so that the Project Is fully complete and ready for use and occupancy on or before August 1, 1997. On or before the date hereof, a master set of the Plans and the Construction Cost Breakdown shall have been delivered to the Lender, each page of which shall be Initialed or otherwise Identified and approved by the Lender and the Borrower, which master set shall govem all questions that may arise with respect thereto. The Construction Cost Breakdown shall Include an Itemization, by trade and materials, of the cost of construction, utilities, financing, acquisition and other project costs. All requests for material changes In the Plans and the Construction Cost Breakdown must be made In writing by the Borrower and shall be conditioned upon the written approval of the Lender and subject to such conditions and \ f -2- '\ I I i', qualifications as the Lender In Its sole discretion may prescribe, It being understood that the Lender at all times shall have tha right to requlra compliance with the original Plans and the Construction Cost Breakdown, except where modified with Its approval as herein provided. 5. Condlt/ons to the First Advance. The Borrower agrees that the following conditions shall be precedent to any obligations of the Lender hereunder and shall be satisfied prior to the first advance: I, i,1 (a) The Loan Documents shall be duly authorized, executed, acknowledged (where appropriate), and delivered to the Lender. (b) The Borrower shall deliver to the Lender a policy of title Insurance, In the full amount of the Loan, Issued by a title Insurer licensed to Issue such policies In the Commonwealth of Pennsylvania, and othelWlse acceptable to the Lender, In the name of the Lender. Such policy shall be endorsed to provide affirmative insurance against liens of mechanics and materialmen and such other malters as Lender may require. (c) The Borrower shall deliver to the Lender an appraisal of the Property made by a member of the Appraisal Institute ("MAl"). acceptable to the Lender, with conclusions and In all malters satisfactory In form and substance to the Lender. (d) The Borrower shall deliver to the Lender evidence satisfactory to the Lender of the existence of builder's risk (with coverage in the amount of 100% of the Construction Cost and Insuring against, without limitation, vandalism and malicious mischlel), public liability and workmen's compensation insurance relating 10 the Premises In amounts and Issued by companies approved by the Lender, and otherwise satisfactory In form and substance to the Lender. If flood Insurance Is required for the Premises under the Flood Disaster Protection Act of 1973, the Borrower shall deliver to the Lender flood Insurance coverage wrllten by a company satisfactory to the Lender In an amount and form acceptable to the Lender. . . i I Ii I. I I (e) The Borrower shall deliver to the Lender evidence satisfactory to the Lender that the Property consists of one or more lots of record duly subdivided in accordance with applicable law and that all Govemmental Authorities having or claiming jurisdiction have authorized construction thereon of the Project, Including, but not limited to building permits. (I) The Borrower shall deliver to the Lender such evidence confirming the satisfaction of alt applicable zoning, land use, subdivision and building codes as the Lender may require. (g) The Borrower shall deliver to the Lender evidence satisfactory to the Lender that the public water and sewer facilities and other utilities constructed or to be constructed at the Premises will be available and of sufficient capacity to fully serve the Intended use of the Premises. (h) The Borrower shall payor deliver to the Lender satisfactory evidence of payment of that portion of the Construction Cost In excess of the amount of the Loan and shall deliver to the Lender such other Information concerning the Construction Cost as may be required by the Lender. (I) The Borrower shall have delivered to the Lender a list of the names of all Contractors and subcontractors to be used in connection with the Project. - 3 - ( 0> The Borrower shall execute and deliver to the Lender such financing statements as the Lender may require to perfect Its security Interests created In the Loan Documents. (k) The Borrower shall deliver to the Lender a current perimeter survey of the Property, acceptable to the title Insurer and showing no matters which are not acceptable to the Lender. (I) The Borrower shall deliver to the Lender an environmental site audit In form and substance satisfactory to the Lender. (m) The Borrower shall pay all counsel fees of the Lender. (n) The Borrower shall pay to the Lender the loan origination fee of $10,500. (0) The Borrower shall have filed or will file, prior to the start of any work by a Contractor, In the Office of the Prothonotary of the County of Cumberland, Pennsylvania, a stipulation against liens with respect to the Premises executed by each Contractor and subcontractor having a contract for the construction of Improvements on any part of the Premises, which stipulation shall provide for the waiver of the right of each Contractor and any subcontractors, materialmen and suppliers to file any lien against the Premises. (p) The Borrower shall have delivered to Lender the lease and guaranty with CVS Centers, Inc. ~ ' 6. CondlUons to Subsequent Advances. Advances hereunder shall be made In accordance with the schedule of advances prepared or approved by the Lender. No advance shall be due unless, In the judgment of the Lender, all work done In the construction of the Project to the date of such advance has been done In a good and workmanlike manner. Requests for advances shall be made no more often than once per month. Five (5) days prior to each advance, the Borrower shall supply the Lender with the following completed documents: (a) Where any portion of the proceeds of such advance Is to be paid on account of work by the Contractor, a Contractor's Appllcatlon for Payment In the forms of American Institute of Architects Documents AlA G.702 and G-702A, or a similar application approved by the Lender. (b) A written appllcatlon of the Borrower to the Lender setting forth the amount of the advance being applied for, together with receipts or Invoices (or other evidence satisfactory to the Lender) for the components of the Construction Cost to which such advance Is to be applied. (c) Where any portion of the proceeds of such advance Is to be paid on account of work by the Contractor, a certificate of the Inspector, dated not more than ten (10) days prior to the date for such advance, stating (Q the Inspector's estimate of the percentage of the Project completed as of the date of such' certificate, (Ii) that the portion of the Project completed prior to the date of such certificate has been completed In accordance with the Plans and has been approved by the Ins~ectcr, (iil) t;,at the Inspector has been furnished and has approved all shop and other related drawings used In connectlon with the Plans, and (Iv) that the undisbursed proceeds of the Loan will be sufficient to pay all the Construction Cost required for completion of constructlon of the Project. -4- .\ , (d) II requested by the Lender, waivers by the Contractor and each subcontractor and materialman 01 their rights to file or perfect mechanics' or materialmen's liens lor the work lor which payment has been requested Irom such advance, In form and substance satlslactory to the Lender. (e) If requested by the Lender, a 6worn statement 01 the Borrower and the Contractor setting forth the names, addresses and amounts due, or to become due, as well as the amounts pravlously paid, to every subcontractor, person, firm or corporation fumlshlng materials or performing labor In connection with the construction 01 the Project, together with evidence 01 actual payment of amounts previously requisitioned. 7. Payment of Advances, If all conditions precedent to an advance have been performed to the satisfaction of the Lender, the Lender shall make advances payable to the Borrower, or Jointly to the Borrower and the Contractor (or other appropriate subcontractors), or, after a default or an event which with notice or lapse of time or both could constitute a delault hereunder, In such other manner as the Lender may elect; provided, however, the Lender shall In no event be required to make any advance b:lsed on a percentage of completion greater than that estimated by the Inspector, and provided further, however, that the Lender, may, In Its sole discretion, (x) relaln 10% of the amounts requisitioned for labor, materials and equipment Incorporated In the Project until completion of the Project, and (y) withhold an amount 01 the Loan sufficient to cover the unpaid balance of the Construction Cost and to complete construction. The proceeds 01 each advance hereunder shall be applied solely and exclusively to payment, or reimbursement to the Borrower for payment, 01 the Construction Costin accordance with the Construction Cost Breakdcwn and the application for such advance. Each advance whether made to the Borrower or In any other manner permitted hereby, shall be deemed to be an advance under the Note and shall be secured by the Mortgage and the other Loan Documents.. The Lender shall not be required to make any advance 01 the Loan If, In the opinion of the Lender, (I) the amount of such advance sl1all (x) together with all amounts previously advanced hereunder, be greater than the Construction Cost (as estimated from time to time by the Inspector and the Lender) Incurred by the Borrower to the date of the requested advance, or (y) together with the balance of the Loan, be less than the amount 01 the Construction Cost (as estimated by the Inspector and the Lender) 01 completing the Project, (Ii) the representatloJns made and the inlormation furnished by the Borrower to the Lender with regard to the Loan and the Borrower's qualification therelor shall not have been or not continue to be true and not misleading In all material respects, (III) any event 01 default or any event which with notice or lapse of time or both could constitute an event of default shall exist hereunder or under any other Loan Document or (Iv) all conditions precedent to all prior advances are not satisfied. If the Lender makes advances belore they are due In accordance with ns schedule of payments because the Lender believes It advisable to do so, such advances shall be deemed to be made In pursuance and not In modification hereol, but the making of any such advance or part thereol shall not be deemed an approval or acceptance by the Lender of the work done on the Project prior thereto. . " " " '. The Borrower shall receive the advances to be made under this Agreement and shall hold the right to receive such advances In trust only to be applied to the cost 01 construction of the Project. The Lender Is authorized but not obligated to make advances 01 the Loan to itself to pay Interest on the Loan and any other amounts then due and payable under the Loan Documents without any further consent or act 01 the Borrower or any other party. I. i' i - 5 - , 8. FInal Advance of the Loan. The Lender shall make the final advance of the Loan (Including any retalnage held by the Lender) when the conditions to all advances hereunder have been satlslled or waived In writing by the Lender and the Borrower supplies the Lender with the following addltlonal documents: '. . (a) A certJllcate from the Inspector and from the Architect that the Project has been completed in accordance with the Plans. (b) A certificate from the Borrower setting forth the total amount of the Construction Cosl (c) A photographic copy of certlllcates of use and occupancy Issued by the Borough of Cariisle and the Department of Labor and Industry of the Commonwealth of Pennsylvania and any other certificates from appropriate officials of the JurisdIction In which the Premises are located that the Project as completed complies with all applicable zoning, land use, subdivision and building regulations. (d) An as-built survey of the Premises showing the location of all propert'lllnes, all buildings and other Improvements constructed thereon and any and all easements, right-<lf- way or other encumbrances burdening or benefittlng the PremIses. (e) If requested by the Lender, a final waiver of mechanics' and materialmen's liens executed by the Contractor and each subcontractor and materialman, In form and substance satisfactory to the Lender and the title insurer. (I) An appraisal, in form and substance and by an appraiser satisfactory to the Lender. reflecting a value of the Premises (with the Project complete) of at least seventy-five percent (75%) of the then-<lutstandlng balance of the Note. (g) All other instruments and documents reasonably requIred by the Lender, 9. Defaults. Each of the following shall constitute an event of default (an "Event of Default') hereunder: (a) The Borrower at any time prior to the completion of the Project abandons the Premises or ceases work thereon or falls to carry on the construction and completion of the Project with diligence and dispatch, in the reasonable judgment of the Lender, strictly In accordance with the Plans and the Construction Cost Breakdown, f' I t I I (b) The Borrower makes or permits any material changes In the Plans or the Construction Cost Breakdown without first securing written approval of the Lender. , (c) Any lien Is llIed against the Premises and not dismissed within thirty (30) days after written notice from the Lender to the Borrower. (d) The Borrower assIgns or purports to assign this Agreement or any Interest herein, or the Premises or any part thereof or intcrest therein Is conveyed or encumbered In any way without the prior written consent of the Lender. (e) The Project or any portIon thereof encroach upon a street or easement or upon adjoining property, or violate any setback restriction, however created, or the I, , , -6- requirements of any Govemmental Authority having Jurisdiction, or any adjoining structure encroaches upon the Premises or on any easement appurtenant thereto to an extent deemed material by the Lender and the encroachment or violation Is not removed or corrected within thirty (30) days after notice from the Lender to the Borrower. (f) The Borrower shail fall to deposit with the Lender an amount equal to the amount by which the unadvanced portion of the Loan (Including retalnage) Is Insufficient to pay the cost of completing the Project in accordance with the Plans within ten (10) days after the Lender shall notify the Borrower of such deficiency, specifying In such written notice the amount thereof. Any amounts deposited by the Borrower with the Lender to pay such deficiency shall not bear Interest and shall be applied by the Lender as the Lender shall elect, prior to the disbursement of any additional Loan proceeds, to pay the Construction Cost as construction of the Project progress. (g) In the judgment of the Lender, the Project Is materially damaged by fire or other casualty and the Insurance proceeds plus the unadvanced portion of the Loan are Insufficient to complete the Project and the Borrower falls to deposit with the Lender the balance of funds required or falls to restore the Project, or If there Is Insufficient time to restore and complete the Project within the time contemplated herein. (h) Any material portion of the Premises shall be taken by or sold under threat of eminent domain. (i) The Borrower does not construct the Project In accordance with the Plans and the Construction Cost Breakdown and In accordance with all laws, rules, regUlations and requirements of all govemm~nlal authorities having or claiming jurisdiction, now or hereafter In force. (j) The Borrower does not permit the Lender or the Inspector to enter upon and Inspect the Premises. (k) For any cause whatsoever the construction of the Project Is at any time discontinued or not carried on with diligence and dispatch, In the reasonable judgment of the Lender, or If the Project, In the reasonable judgment of the Lender, have not been completed in accordance with the Plans, or the certificate of compliance with zoning ordinances and building regulations has not been Issued within the time contemplated herein. (I) The Borrower fails to comply with any requirement of any Governmental Authority having or claiming jurisdiction within thirty (30) days after notice in writing of such requirement shall have been given to the Borrower. (m) The Borrower executes any security agreement on any materials, fixtures or articles used In the construction or operation of the Project or articles of personal property placed on the Premises, or if any such materials, fixtures or articles are purchased In conditional sale transactions or otherwise so that the ownership thereof will not vest unconditionally in the Borrower, free from encumbrance (except any encumbrance created./ly the Loan Documents), on delivery at the Premises. (n) The Borrower does not furnish to the Lender, If required, the contracts, bills of sale, statements, receipts, vouchers and agreements, or any of them, under which the Borrower claims title to such materials, fixtures and articles. - 7 - ( (0) The Borrower shall fall to keep, observe or perform any of the conditions, stipulations, agreements or covenants contained In this Agreement or the other loan Documents. (p) A default or an Event of Default under any other loan Document. 10. Remed/u of the Lender. In the event of any default hereunder, the lender shall have the following rights and remedies, each of which Is cumulative and In addition to any other rights and remedies the lender may have under applicable law: (a) The lender may, at Its option and upon written notice to the Borrower, forthwith enter Into possession of the Premises and perform any and all work and labor necessary to complete the Project substantially In accordance with the Plans and take whatever other action necessary or desirable In the opinion of the lender to complete the Premises as contemplated herein. For this purpose, the Borrower hereby constitutes and appoints (such appointment being coupled with a power) the lender Its true and lawful attomey-In-fact with full power of substitution to complete the Project In the name of the Borrower, and hereby empowers the lender as follows: (1) To use any funds of the Borrower for the purpose of completing the Project In the manner set forth In the Plans. (2) To make such additions and changes and corrections In the Plans which shall be necessary or desirable to complete the Project In substantially the manner contemplated by the Plans. (3) To employ such contractors, subcontractors, agents, architects and inspectors as shall be required for such purposes. (4) To pay, settle or compromise all existing bills and claims which are, or may be liens against, the Premises, or may be necessary or desirable for the completion of the work or for the clearance of title. (5) To execute all applications, certificates, promissory notes, and other documents in the name of the Borrower which may be required under any agreement of the Borrower and to do any and every act which the Borrower might do In its own behalf. (6) To prosecute and defend all actions or proceedings In connection with the construction of the Project or the Premises and to take such action and require such performance as It deems necessary. (b) All obligations on the part of the lender to make any further advances hereunder shall, lf the lender so elects, cease and terminate, and the Note shall, at the option of the lender, become Immediately due and payable. Notwithstanding the foregoing, the lender may make any advances or parts of advances after the happening of any default without thereby waiving any right to demand payment of the t:lote andwllhout becoming liable to make any other or further advances. (c) At the option of the lender, the payment of the principal and all unpaid accrued interest on the Note shall be accelerated and the lender shall have the Immediate - B- right to foreclose the Mortgage as provided therein In accordance with the power of sale contained In the Mortgage. 11. i:xpenses. Whether or not the Loan Is disbursed, In whole or In part, the Borrower shall pay all fees, charges and expenses Incurred In the procuring, making, servicing and collecting of the Loan Including, without limitation, charges for mortgagee tlUe Insurance and the examination of title to the Premises, expenses of surveys, fees of the Inspector, reasonable fees of allomeys for the Lender, Insurance premiums, taxes, assessments, water rates, sewer rates and other charges, liens and encumbrances upon the Premises and any other similar amounts. Such amounts, unless sooner paid, shall be paid from time to time upon demand as the Lender shall request either to the person to whom such payments are due or to the Lender If the Lender has paid the same, or the Lender may, at Its option, deduct from any advance to be made under this Agreement (or advance to Itself for such purpose) any amounts necessary for the payment of such costs, and apply such amounts In making such payments, and all sums so applied shall be deemed advances under this Agreement and be evidenced by the Note and secured by the Mortgage and the other Loan Documents and shall bear Interest at the Default Rate or, If none Is so provided, at the highest rate provided In the Note. Not/cllS. Notices shall be given In a=rdance with the tenns and conditions of the 12. Mortgage. 13. Condlt/ons Solely for the Benefit of the Lender. All conditions to the obligation of the Lender to make advances hereunder are Imposed solely and exclusively for the benefit of the Lender and its assigns and no other person shall have standing to require satisfaction of such conditions In a=rdance with their tenns or be entitled to assume that the Lender will refuse to make advances In the absence of strict compliance with any or ,all thereof, and no other person shall, under any circumstances, be deemed to be a beneficiary of such conditions, any or all of which may be freely waived In whole or In part by the Lender at any time if, In Its sole discretion, it deems It advisable to do so. 14. PUblicity. The Lender shall have the right to erect a sign on the Premises Indicating that the Lender Is providing financing for the Premises. The Lender shall also have the right to release publicity concemlng the Loan and the Premises by media of the Lender's choice, Indicating that Borrower Is a client of the Lender's. 15. Miscellaneous. (a) Amendments. This Agreement cannot be amended, modified or tenninated except by an Instrument In writing signed by both parties. (b) Jurisdicfions, etc. The Borrower Irrevocably (x) agrees that the Lender, may bring suit, action or other legal proceedings arising out of this Agreement or any other Loan Document, or the transactions contemplated hereby or thereby, In the courts of the Commonwealth of Pennsylvania In Dauphin County, Pennsylvania, or the courts of the United States for the Middle District of Pennsylvania: (y) consents to the Jurisdiction of each such court In any such suit, action or proceeding: and (z) waives any objection which the Borrower may have to the laying of the venue of any such suit, action or proceeding In any of such courts. (c) Severability. If any tenn or provision of this Agreement or the application thereof to any person or clrcumstancl' shall to any extent be invalid or unenforceable, the remainder of this Agreement, or the application of such tenn or provision to persons or - 9 - iT " I , , circumstances other than those as to which It Is Invalid or unenforceable, shall not be affected thereby, and each term and provision of this Agreement shall be valid anr:! enforceable to the fullest extent permitted by law. (d) Governing Law. This Agreement shall be govemed by, and construed In accordance with, the laws of the Commonwealth of Pennsylvania. (e) Time of Essence; Dural/on; Survival. Time Is of the essence with respect to all of the Borrower's obligations under this Agreement. All representations and warranties of the Borrower contained herein or In any other Loan Document or made In connection herewith or therewnh shall survive the making, execution and delivery of this Agreement or the other Loan Documents, any Investigation by the Lender or the making of any loan advance under the Loan Documents. All covenants and agreements of the Borrower contained herein or In any other Loan Document shall continue In full force and effect from and after the date hereof unlll payment In full of all amounts due under the Note, hereunder or under any of the other Loan Documents. Without limitation, It Is understood that all obligations of the Borrower to make payments to or Indemnify the Lender shall survive the payment In full of the Loan, (f) WAIVER OF JURY TRIAL. THE BORROWER HEREBY KNOWlNGL Y WAIVES ITS RIGHT TO TRIAL BY JURY IN ANY ACTION BROUGHT BY OR AGAINST THE BORROWER RELATED TO OR ARISING OUT OF THIS AGREEMENT OR ANY OF THE OTHER LOAN DOCUMENTS. (g) No Waivers Generally. The Lender shall not be deemed to have waived any of Its rights or remedies hereunder unless such waiver Is express and In writing. No delay or failure by the Lender on anyone or more occasions to exercise its rights hereunder or at law or In equity (Including, without limitation, the right of acceleration) shall waive or prevent the subsequent exercise of such rights. An express waiver of any right shall not be construed as a waiver of the Lender's right to Insist thereafter upon strict compliance with the terms hereof, No exercise of any right by the Lender shall constitute or be deemed to constitute an election of remedies by the Lender precluding the subsequent exercise by the Lender of any or all of the rights, powers and remedies available to It hereunder or at law or In equity. No course of dealing of the Lender In exercising any right, power or privilege under this Agreement or under any other Loan Document shall affect any other exercise thereof or exercise of any other right, power or privilege. (h) Successors and Assigns. This Agreement shall apply to, Inure to the benefit of and bind each of the parties hereto and their respective successors and assigns. IN WITNESS WHEREOF, the parties hereto, Intending to be legally bound hereby, have - 10 - ( , ( caused this Agreement to be executed by its duly authorized representative. ATTEST: CARLISLE EaUITIES, L.l.C., a limited liability company ~:-~ Nal11e: ~ (AlolalaRt) Geere18~i ~( By: 1 Name: John . Silvestri Managing Member ATTEST: PENNSYLVANIA NATIONAL BANK AND TRUST COMPANY, a national banklng corporal/on [CORPORATE SEAL] 'r~ Vice President - 11 - 10/28/9B 10:00 .. wl-cq-/lO Inu IliUO 5811 RICHARD POOLE 'l;nv.I~7UI 'LUt'ntNT lNC FAX Nq ~09(, .404 . ., " . . . , . A: asco10ng. doc ASSIGNMENT OF CONSTRUCTION CONTRACT THIS AGREEMENT, is made t;h.~ day of , 19_, by and between Carlisle Equlties LLC ,-comt:i:-3t:-iftq of ------~ , co-partners ("Assignor"), and PENNSYLVANIA NATIONAL BANK AND TRUST COMPANY, a national banking institution ("Assignee"). . Assignee has agreed to make a construction loan to Assignor as set forth in that certain COnsl:roction Loan Agreement dated 'C>- 2.'i"-C;'- . ' As security for the performance of all obligat.ions of Assignor under the Construction Loan Agreement and all documents and instruments executed pursuant thereto, Assignor has agreed to assign to Assignee all of Assignor's right.s, title, and interest in and under a construction contract between Assignor and Richard D. Poole, Inc. ("General Contractor") dated , ("Construction COntract") a true and correct copy of which is attached hereto as Exhibit A. NOW THEREFORE, for valuable consideration. the receipt and adequacy of which are hereby acknowledged, and intending to be legally bound, It'is agreed: EXHIBIT 1. . Assiqnment. Assignor transfers, conveys, and assigns 1:0 Assignee any and all rights and claims that Assignor may have in, under, or from the construction Contract, such Assignment to become effective immediately. Assignee may exercise its rights and elect its remedies hereunder upon: (a) the occurence of any Event of Default by Assignor in its Obligations under the construction Loan Agreement, Mortgage, Mortgage Notes, this Agreement, the Affidavits, or any other document executed pursuant to this tI:ansa~tion ("Loan Document"); or (b) upon such occurrence of an Event of Default, the AS$ignee may, but shall not be required to, deliver written notice to the General Contractor, or its successors and assigns stating that Assignee has determined to replace Assignor as the "Owner" under the .Construction Contract (the date on which such notice 1s delivered is hereinafter the "Effective Date"), but the Effective Date shall have no event be prior in time to such occurrence of default set forth in subparagraph (a) , 13 Assignor shall not be relieved of any .obligation or liability under the Construction Contract that arises either before 10/Z8/96 10:01 OD"' LI lOll :1311 I\l\,.u."nu I VVI...&.o '. or after the Et..~.dve LJate, the Assignor shall indemL, and bold Assignee harmless from and against any such obligation or liability, Assignee shall not be obligated to, perform any actions or incur any obligations or liabilities whatsoever until such time as Assignee undertakes such obligations pursuant to this Agreement. 2. Assignor and Assignee agree, as a condition of acceptance by the General Contractor, that all funds disbursed by the Assignee to the Assignor will be by joint check to the Assignor and the General Contractor. 3. Reoresentation and Covenants of Assil!I1or. Assignor represents and warrants to Assignee that there is no default now existing on the part of the Owner under the Construction Contract, or, to the best of Assignor's knowledge, on the part of General Contractor. Assignor shall continue to fully perform its obligations under the Construction Contract prior to the Effective Date hereof. 4. Authorization. Assignor authorizes General Contractor to , Commence performance of all obligations under the Construction Contract for: the benefit of Assignee upon receipt by General Contractor of the written ' notice from Assignee described in Paragraph 1 hereof. General Contractor' shall be entitled to rely on such written from Assignee as conclusive proof of Assignee's right to take such action, regardless of whether or not an Event of Default under the Loan Documents has actually I occurred, or (b) a dispute eKists between Assignor and Assignee regarding the i actual occurrence of such an Event of Default. i , S. Further Assurances. Assignor hereby agrees to execute such other documents and perform such other acts,as.may be necessary to enforce the rights assigned hereunder. ' 6. Governinl! Law. This Agreement shall be governed by .and Construed in accordance with the laws of the Commonwealth of Pennsylvania. IN WITNESS WHEREOF, THIS Assignment has been executed by Assignor, intending to be legally bound hereby, as of the day and year fust above written. (00 Assil!nor") A TrEST: ~~,~~~ ATrE~. /' Aafi~ ~ ., .'....lU/~lI/l1l1 lUlU' OCT-24-9B THU 11:01 UI l' 'OJI :l01J. ~'1'E D~"~LOPI1ENT IHe .-... .-.. _..'"------~..-~.. . ,._;.~.-"""",-,~,, ..... . ftl"'''^-l\U ruu&..c. FAX HO, .ClOS, )404 ( . '.- . .' PENNSYLVAN:rA NATIONAL BANK AND TRUST COMPANY BY~ .1 p~ 0 ~ lAw- ~~ - L()Cv ~ ~~ CERTIFICATE OF SERVICE I hereby certify that on this date a copy of the Pctition of Defendant Pcnnsylvania National Bank and Trust Company to Stay Pending Rcsolution of Rclatcd Arbitration and the subsequcnt Rule issued March 4th, 1998 was served on counsel in the manncr indicated below: FIRST-CLASS MAIL POSTAGE PRE-PAID ADDRESSED AS FOLLOWS: Thomas R. Davics, Esquire Harom & Davies, P.C. 2306 Columbia Avenue Lancaster, P A 17603 Attorney for Plaintiff L. Oliver Frey, Esquire Frey, Petrakis, Decb & Blum 160 I Market Street, 6th Floor Philadelphia, PA 19103 Attorney for Defendant Site Developmcnt, Inc. DUNCAN & OTTO, P.C. by: \ M,~~J:+-V\A rQ.~ William A. Duncan Supremc Court No. 22080 1 Irvine Row Carlisle, PA 17013 (717) 249-7780 " Date: March 13, 1998 iE, tn 1;; :<J.; Ir. I- e;, 13~ ~~ EtC' - o~ " if ~.:: (') 2:i ~6 co :<;:in ~ ~7.: u::lU cr.: ffia5 :L: ..-c LO a.. ,- :z:: ~- ..., u.. co a 0 C1\ ::- o. cr; c: ~:.~ <~ f- er; c: .- UJ~.. " 0'" , " a:~; ; t!.. - " llor-- " o. ;~~l 6L f"'j " :--1 U.l:_. dl: ..- u.... i.':: '.)i;J r" c_ -, c.l. ~- u... .,. Co:; :5 Q Q" c.J