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Home My WebLink About98-00284 "A" a true and corn'ct copy of the I'lalnt! ff 's standard AT&T IInlversf\1 Card Cr'c,dlt Agrr'olllont. 4, Tho Defendant utllizod tho crodit card issued as indicated above on various and Hundry occasions, r'(>(.:elvlng goo d sai\(l /01' S e I' V Ice son c r e dl t fro m do S t g not e d In e r c h ant s outhori.ed by tho I'iaint.iff Lo accept the 811me, 5. PUl'SlJflllL to Lho AT&T UnverisH,1 Card Crecl:!L Agreemellt, the I'lolntl f[ sent monthl I' billi ng statcments to the Defc'iHlaul summarIzing the preceding monthly activity on the account, which included the amounts and dates of any purchases, credit and/or payments and any appii cab I" fI nancO chargos and stal:ed any roqulrod mlrdmum monthly paymont, 6. Notwithstanding tho terms and tondltlons of the 1\'1'&1' Universal Card Crodit Agreement, the Defendant failed to pay minimum monthly payment" to thc' Plaintiff, thereby creating a default under the terms and condition" of the same, 7, The Plaintiff att:achos hcreto as Exhl bit: "B" a tr'ue and correct copy of tho 'Iast monthly statement 'In regard to the activitios ill connecl::lotl w:ftll tho account, tile cl.osing date being January 9, 1997 IndlcaLlng an outstanding balance of $10,258,50 due the Plllintifl Irom Lh(' lJeff'IHlant, 8, NotwltbsLanding J'('poaLC'd rc'quesLs and dl'lIlilnds by the Plaintl ff upon the Defondant to "atisfy the outstanding balonce os aboVD, Lhl' llolC'ndllnL has Hnd sti II refuses to ray L h () 1'1 iI I n L I 1ft 1iC' sa rn e , '- ,',.,..... f., 111\1'1'11;,1 r",d \..",1 ( "1'1\1\ \::("'IIIUlI llus ~1.lOf'4l with )\)lJ[ (;I(d '>'rrt (r~lt.li,~ ULe ttm'~\ ,,\U:tlg<M7n 'f\M KllIT \",h~fI,ll (",I .no '\/.WUI',J ~ <1'Xllht:O< d<x\J'~U8.1fl(1k>'1'tlu;m ~1tll'^"" odJtr ilIlportant p:lpen . 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C\'l '" 0lullM Me that !he lIltlUl.."ticr...".. P"~d, T1l. J1tr Ol/Ttndy iocllKlt-s. l%ct"l)lt. .....hidl .\fl$~'l\:acd Inll'l'''nonaJ ct VISA 'nll'n..ticml impc.;.: and ,roJr: The 'C\lrrtlll:"j con. WnW:>IJ ruo <S1abJi.<k" C<1 II," p:r)(t'<sj'Ill d.te mIy diCk, kro tlie I"illr tii,:tJ\oe '" 1M t'm,lQ(.1.Cn or tht ~~ [llll' 6. C..\Iil'1l ~ a~ '"'' CWl <m l'>t:r ClrrllO nuJq, Ioc;&:, Allif t lll\jl [)lit." l' :m" AIU L'\ll'rfUricmJ ca/~, Cc..JIiJ)) CJJd C;~II). ]1" ifulj<(f, 1l\\T1\JCt\:Jm are aJ the- IIJci Q(!he CMJ. C;I~ CmJ Colll, lit' se~y~. ~ed Inch<: 'C..n De~.' ~""'cli"'JT m;mh!ystalt:1M11l All ClJlifl; I;.\I\i ClJIJ ~~ ,j\]! >nd M'IUe lri Ail by ih&! i"YlIJeni d\1t dt~ on Ihe <OO'\!iVt lllltmttU In o.n!:/l thl'i' IJ< ~fd. JW.,. \D 1M A:,:r 6.L1J"Il Ca,rl'lffi:\, IlI1d C,.ldttk>nJ S<<tiC>llltn. m:l rlow ~ ror rrq~ iI\fo1mI lien . " ~ Cbed... ,~. '1U'1 ""ppIY;<X1 ..ito fX<' ~IJ<<I C.Q1\~ C:-""h ...him all""q,,~ lO t!le fell. Iowirv oondifi;.ru Only ~ P"".<1 ",flOk' llJll1e ~ primo" 00 . COl""u.nu, (}rocl rmy ~gn il. All (:oo..t!1ll/onc~ (};"tJ nut [". .....~~ ,.; 11.\. ,ldl",. It\, ..,U rxA 1'Ct~lv . (<<I""'i:'t~. ClOCk, W, "'''~ W rcwrn Ii 1~ld Ii tl1etl: ~ r>:( ~h m~!~ "".kllln l..:.u NJ.WI1t ~'l"'! II, UI'OJ <It In dJo6ul: liI'.c"dI" '~"""'. If)<>\JtCud e'CO'M;n;..,,,,, 0I0ckJ hr.. """""'P<...~I ":>., "" 31OIen. cr tfrJ>. Cem.:n;",.,. 0"""" IX"" dlltd (;t,..,.,., 1 funt!\' eLlto). AntC"'~:~"""'I:""," t!w "" ""/ "'W",, added 10 tOll: Ao:OUr..., ~~.<fl.w.aoc.. Nl.4JliI' I.M1lI'lill Colld Cerwl1loocc Checl r-.nf1(J( W u>ed 10 m.tIle 0 por, '"""'I 0\1 ;l.I\y A1IlT [bl~.ml C..1i1:l ^,COUl\c. Neil~ A1liIT ll1ile1'-11 CanJ Servia>J C'<f'. II!, rh. "1U"f of ,l., A'M' ll1M'l$.ll Cai\1 slt:.iJI ""'~ MIl' IIJbiLry fer any Co~ Cheek(.) returned ill excOJ& c1 }\ll1f ""elilline e.II.lIICJI.~lOIo:tlc~ It)\lll/urd I> Iwor SlOIerl, Cl'lf ItlU bcl;e", [hit iI4(",nll used 'Nith"" >WI ~, l'lIJ lllt.lt ,,-t!FyWI(Or\"'. CoU 11l" tiIonllmber shown 011 Iwr mm:h/;' lI.\t=ru. \bv shouk! alJo follow tha lip in ~jns. 'i!.lu .li'.ouJd 11(;( me th~ AcroJIIl err ~nJ afIn)<'>J M~ no:lJ'll!d Ul. 1I}ll\lI CU<j (]I Aa:o"", iJ ~d by ~ CMilhwuod porxm }tl" Ill.ly b.li,w". bU11'IO( lor ~ UWl550(i/j \l)v Willl$~ be IW", lOr lily l'Il/clu~, u,ih Adv1I>'.l::, C'r C:oIlinS CJn;l CaJJ mad~ ,J1<>l'-'\J hove I1OliIl<d w of ill ~ I"", ct iII:fIll the Ie!..~ oLll:'.btr or the .tldies& Il\nwn C<l \WI n~iIlly .wm~I, (f 18004.l3-4~~ iW Ollso agree III a.lI~1 u.; Ql detttmlnirG th: "'-'\$. tW.lnr "'=. ml OIIlCr r,~tinent Inform,tiOn tcla:td IOrany 1(11.<, \hefe, eo fni~'t'" IlIU\lU\\1fized I1ie 01 }1l11l C.,d(s) alld 10 ro,np1r "'Iii sw:h ~flil'l'.\" ''''' m.1'( l\'q\ll~ in!X.<l. (""<lion ..'IJh C>.lr im>$Iig,D;Jn. Il:~ "'" O~ respanAhIe lor I:'.~UIOUin8 all AtIl),Otizod Us<r ~OI.J 1= .Il:.ed Ii' 1O.Idd to ~M ."'-,'JUn!. II yr>.1 ";1h III I""",,~ ;Ill ,~u~'>tized llict'l .lbtJiry to Ill<' inur NtvUnt. I'''' 1I1US! oo!!fy '" In ..1iilnli ",,,j l'>u must ~IJ\":I any C1I,j( ,) <HI ;<Jill ArxwnIIO ..t1lt:h ihe AlllOOrlted l,'l<!f 1lU}' hl\~ ,,~ 9.lf'lbllt Cud II Rdused. ~ il~ r\()( re>p:l,.Hb21 W .!..U t""" 00 u.I:lJirr ~. m",.1111\I. . 11n......'ioII iJUtltuUOIl, .n hTM, '" any r!llJrj P.IJ1Y refu.<es l:lN'Mr )$(11 C.;zrd or lCl:'tIpl'lraIm":IJc:n l'<l}'OUr Au.'llImI. AJlhoush l'OO ~ ,'"'" Cte<O, Mi4bI<, ~ 1lUy be urubI. to Oll!hori:&<l <ndl b 1 ~ trbJ.l4ctlon dw 'D opm!iOlU! dL'/leuJtIet Clf nlllWco.,. 1ianac'uQU nIIdc ~ . ,..iUJJ, dollar AlllOlW rn.ry ,.,.".,. IIJl.".c:rWtJCl!\ t:ft-t" I he In. '1Sa:tioo " 'W''''''l Th< n~ of ll:an\:lrtilln., \W IT"'", in """ I ~ <klClu.ne the ^"''rW J).uJy P..Jw" k~ r'wl'iUb<:! 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Ill: PJ5t'o k) ~("" "";oum il ill lht m:..,.~ ," ItJ\Ir Account by till' I'olylOtlll D~ D-"i( Ul d"llIX~l({J'i >1.\1<. men!. lMl'2j'll\ellt OUt Du. ..ill I", fl(J I....., t!\lnll dlo), o.Iter'"'vI clo.ling rloI1e CI)1'l<lr p'~'i';"'18iIJirl. C,ci. ,'i(, f1run:" ~ ..ImJ~d m CallI1\!< ~oUII Cill, "' ih< Mlirrj CjdJo In whlch~. lit' fXl*'.i~, ~".l{ ....WJlll My WJlli~ c.ru Cali tI>~1 II t\f)( p;ud 1:\' U'" l'3jtrJ'fl\ ()",I Dorc 00 die mlltHlIly Sl~M" '" ..iucl1l. " an,"\! Ii ~d lU;<<Jr A_~ Daily l!.l!u~.. of l'uttJu,,,, ,'<1 In., nn: dly of:roC ;ll'!Xt lllWIl~ CYCI. 0"", ..~ h;r.., tile ^VI:;'f:e Dajjy Bili.'Il:CJ, II.\' c'.q"te ~\. r~ Ch.1t~ II rdlCWi 'llo multi;.'; tll~ '~""q. Dally fuWK'e< fix Cll/i A~~ and f'ul1h."" b)' if" .\b~lil'y f'<1iodi.: il.Iu: l1ld .ckI 1M I1'3lJJts Ir.Jt:thI:l n~ pc; xx!': ,.tt llw "Pl',I,,'; IV y.;w ,\c"^,n1 mJj' ",. ciunot-J """ tilnc !n e.,;'h l~ ""lI1th'q<nr.ol u IndJ. ClIed 00 ~~Jr ~ C>tTkl.11 wW ~ ,..Jf.\i1l!t<J hy.lkir~ IN! h~l_ trn<;"lj the,.~ fl~')'IU1<h~,j III Tb~ 'l'd!J J'/""";ournaJ(rovnt,,,d tollv! nw.ft (,'0 ,i l ~~)OA U"I~il1\l1yO/~ ~1n:,Stp~m.""'.;anj 8 Jx",'l'll\lw oI..ad, ~. ex 100 ISlil d:ry 0( Ndt 1~1h 18 il~1 (or IN! nCll1d ~ II.. '"din ~ OIl \'<."tlI Clld C2jril.'r 10 11.lI ,IJ!)" 1..I1,,~ CMi.l;:'(OUIIU in BOOd llarding, 9>(' may UlIITit'llaldy iCl;M!e the ~(lncl~",1)' ~"'uJ r.1Ie:1) :m thol..,liJ1, bJJI.r." Vl' Idd"ll ] I 9'lI1O u., prim< cal<'. ~>.IIl1Jl}' "lllin qUAlify f(~ ~lll ~'" I"WhIt MnU>J J\':n'O.'Ilt'-er R,;1(e m 1'0:'1'; I'urchl3lsw C..., ^""""'", ~\ "1:>:1., ""J~ "'lone:.:.<, <:Ut ~Wt .'orounUI) Iw m:n "I i'Xld I~ foJ '~/(j l.l rTilltW. Airi~~ lr. w., p:'f/ ode r.., Will go iI1lIJ ~&tl 01\ IN> IlI'lt d.1y ,)/ >0U1l\ctw {11(/ing Cwk IUrtll1i ,fTcr die fill\( day 01 the n~ olJ,,,.lJ.r 1W)f~M~J\ltt1 .IIl(!xJC ., ""'>' 8illit; C~ in wtJlch a 1'1nWt; CiloI.rv or. Pwiod,; b, II dwg.d \It also add, led::rr ~h C~1I1 Advm;e po&rt'(j 0) >tJur ~1tlI.;..t.l;j1 ~ W1ihd1l1~lI1tq <a.lI1 Irml Al1\1., C.-.:tJ Advatx.t; PIO'lidtd by batlk4 0( OII>:r ittl!!ttl' Uo",. an~ Com...~j= <"JlecQ 111. C,'~ kJ..,:~.~ ~.. 'flplw..'1i<t 10 jour 0laO\J111. ir.chxlir;j 'IlY U'il1Jmw:\~lliU:' mum .;nOlJI1U, is iridic.aitd CQ1 jUlI ClId .::lint< nlC (:0,11\ Adv"'KC);,. 18 Cl:lmiden'\l fail <A ll>< finA1~e ~"wI WilJ u>m'.JS<! IJwo amuJ MnulJ j\,rctn/;l/l" IUI<: <APIl) It. C."h Ad'lm:es >wel.'1r'll 011 illf rrctllIlIr ll.'Jt:{O>:tllo "hidl ti.. cw, .1.dlwlCl: ~ r..:"",,,j u:' )<.W Al't:o>,1/I1 Atr}. 1'l1Ul\.." Ch...(\f' '~(JQ,11 a'l)TXlI rtQlll\ly ""lcm,,,,, " a:mp(j~d cl\I~' ~ rh.1oul <ill' of L'It billu16 C~. 5",c~ 1'j1lJJlC1! ~ "'''',liil'Jl.' 10 Iluut UI1UJ!!>e rlll~ )'J'J! poljrntnl IS~! ""j ~ tllj<J\JJ ,J.:''rW>, JlJ<1Lar\IJ f\Il;IT1<'Il Clurg", Il\ly Kppt-.um 1M {,<.bo.ins """'<11 ~ 0Ulrl11<.,!,,( nu, Amrutll of tht /'ll\Ur.r Ch.t~ ilIKJ u,., C.ull Ml"oI/ll."t! r"e ru.>y b" c1l.1Ili/Cd &"'11 \Ill", U.llln\-~. '01 ,.. I I, '" !II ,) i\\) f" 'J It, 411'''1 15, \OOr AJJUoQ I4In. ~ 11\J, Natk.e b ~ U",.Tl>illW!ire (tru'llll.' i1l1?-~'lJf" Iflfolm<ltlcrl ~~ l\".lt "Sill< ,,~J "''' f<.jX:tlli!.hl;"., '"'l(J<'r lhe fAir~, 8il11l18 Ad Nodfy u" In Cu. "/ ~ or~. A~ """ llJJ/.lf~ ~ijnl >t>urbiU (, "'11111& fJlI1l'>U 1\<.'<:dOicre ~"'~I1\Jlion a/xJu111"'n~"!t..\ 0:1 fUW bill. '.11h,,,,~ J "'lr.1l3lt s)l"", 'I lhl! xlW\\l; ;<T,I.;dt:.;j ir. 1tJ! Billing kight, SlJtnnory i<:niC>., an alP. llOOi cVfl\Jr bilJjn~ 'W'If"!: I>hte <0 JU lb OOOt'1J "~b~ ~ 'rr..lll h~r /roo, \Qij no 4ll<1li'-.Jl1 60 u.y, ,jtct ..., ..,,11 )1)\1 iht 11m ',IU on "'1tich <ilo ttrnx 'f ~'I:ktn a;>~d. ~t 1t'I::Qmmer>.1 II.., ~'" "le.pllO!lO '" """U hu, d",,'II '" "'11 rK' pr.:. ":'r\e)Wrli~ II, ~r !elltT. 8i1<! W :l1~ ~C%"I; if\iClfTlVJj"n . It", I1Ji1\e trd "'.IxcwiIIl'JTI\ber · ll'w Q:lUtr '=Int of [It<: >UlpXa;"{) <:nur. . Del<Tit(> (~~ntr ~1<Xl nl."ed n\'l1~ ilt/i.'fm.ll/oo, ~i." ~., I~ )W 1111 nnt ."0: &houl ~~~O\!I'~(Jt.jAfwr~ a-n. '!bur 'ol'r1/1len ~, '>ll! 1lIWI1dn~d;,~ ""Ill k~rMlltlJl 30.uy., ilrll"l' ~ lUll! ~ v~ =by~. Wlllun~J <fl;o, ~emul:<ilf~i"Ol""1 LI\, 'rr~II'11 ~Jij' IVII)' "e b"lkw I"" be" l\ ''IX",", AI,,'.... ltCr:ile ,')Ur !erJ'1. .~ .:..t\I";o1 Qy v"...,II..., '"l' ""AIIl' l'''J qu~, or I'tf>-'rt 1tJij lJ dtli"~'>:nl Ilt CUI ''''~f(I\lC '" WI IIlU ,I:. Ii" 1InL<ul1 iW '~, LI1elxilf\1l ~i~(,- 111"1''''', ilIld "'" al/lal';J/; illy unpoi<! ""'lint ",,'b.1f "'''' CJP.dJc llr... \b.J d.) 1\01 Me Ie p-, ~'lY q=~! J/1njn: .ili1e ~~ ,O! 1tr.!ll~!<'l~rllo tro! \\'11J an! <till "'~(cd 'j 1l1Y Ihe P'UU of)fiur bW U~, '"' r.tJi t, Q\Jo.'Uj:.\ If \\~ ~ fI'al ~ ""'Jo . mlSla;., III ""Jut "vi, "'" 'Ni1J nc" Il.l\'t '0 Jl'l'! lI1y F"-.( Cllil1!r.', ",.." '" IJ1}' 411".iuled un.:..r.~. U ~T dk! l1<.~ o~ I nr<<J.l!:, )'.>.llTQy Ita..., '" fWI 10 /:1:.' :1 " d " i, 'I ".)!'~L~ /I '... 1'10.#,,>: Qwg.. a/o:! ~" t.iJJ r.^\'1O nlJlJ.r lip ,,~. nri>sed ;<I\'ll1<1~ Oi, &., I)Ye4ti,"I~:urra.l/\lln c/l.hcr 1';1."'. \\~ will 5en(IIW a lUk?fllonl "I~.t' l/lI(\u)~ 1f'AJ m~ ltld W: "JII.' 11m ~ is dut If \W 1;tiJ 1(, f"'....h. oIJIlOU;ll!/1iI1 ~~ thJn. :-IlU (""~, W aU'( i'l!po" i'W .. deJJ",q"-'1)( fro....~"', II Oil; 'Jq"~U(.\1 <I(lL., rvo: !.lti;fy /'1lu tIll! \<<J '/,'(ile 10 ll; \l.jchln lV'u/I ,olll/liI ~j ~I i\)J JtiV "'fuJ. (0 pry. "'" TnCl.lllelJ .1f}WIC III: "P<'" )'Ou IQ Ii", I"~ I.'T a 'IU~'lJ(JI'I.lbov1 I'M!;;!I ~:td '''' trllLU I,n )'I"N tI1~ n.llTlt qiltl)'OI\t(Q"1l>rn ~ 11:1'':'''''' )1<: 'Xl: nrWl id) ~ "~rtp:VlI~.v I\') Ul.1J I"" "'''Wr I.., ~ ;l'fllto,j bttwe.M w upon I,. ~Ullvn li.~ &l rn laile...., U"-'" rub, "~~IO' (<jll<<r lire nr." ".~" . 150.00 o((h~ QU~llooed ~unl.......o if~\)ur bilt 1'.'1..\ Cl:t/~cr SPttialIIWc bTc~ Co:l.rdPunilolS1(~. fl;UU~. IMlern "'lth tllol qutUry 01 Pi'Operry or 'r.r.j~ 11w)>t1u M" P'JIrtcJed "jilt> qed;1 Card. 1110 ~I hlie <tied In jt.....,liWt '" 'Wfl.Xl d", ~ Milt cll>i fII.'1l:T1;W. }<,X, "I.<y /- th. 1'(;.\1 'Killo P2l' v", r.rnJ.lni"8 >Io<)'JI\( dllt (1) ~\o: [""pollY or lCrYIc.!:l.11t~re art Ct.1) iJ"lll.l~.:~tl 0:1 U,i; rW'l K'U m"'l h."" m.tdl iht po:tlu...: in f\lW "'"1110 iUt<: cr, Ir IY.,( \\1Wn ;f,;\jl hCl1le 'fUr., 'Millin 100 mi~ 01 yo.. II rut".])! rrl.<li~ Addt..l.1; lt1d II:t ~ha~ price mU'il tlale I."., ,,~ than l !o.OO. Th..It' bmll.lU<.l1S do I\C< 'P):1y if ....\: ~11 nr ~"I'~ {h, IIl~WIl1, CA' il'M: nw.:kd you 1ft(' ...hm"erllCllI 10, d.. ~ly err l<'~~. lb. A""ltlnl k"cs, S...l>je'11o ~ ~ ... m.oy ri'o.l!i" ><.>,J, and ~"'l ~., PlY, die (oJ""';r;:;"., ~'}O)<Jl Millime", i'rrmm ~ not ""~d i:I; lito l'7;fl1l.'nl r"" OJ.. ~ on >"W ,~tI1Iy li4lI'Tl\CIll, "'" In.)' vT1pr.., ",.J IUi ~ '" M' 4 b,. ~ lJ uuJ.icoW 0n \,oe,rU C'ni... 't;." ..1lJ nC( c., ~d !ale dllftt":; flHI' dun ~lC~ ,'cl~. slJ1jjJe ;>oI)lllol" III 'lfY Boling C;<J, 111 w/,rJi iQUI.~ ~~ t;Q~""' >"Ul Cll'd;, I"",. ......, m.y dUll/' II I I) ~ 1 ~' :J t~, I (I . ~ I . ~ II ' 1\.\\ \ )1'\' U J ~ 1 '.' [' ,II II .' " , II.., . "(I iJ and JUI '8'''''' 10 fUY "" !Jm'U",lI ,.., ., illd/CAW ,)Il )"ur C01tf r.:lIrlet If.m rhea "'0 ~od '" ill f")=~ of lJ'I)')llNS )\)l.! ewe {.Cl }'tnf ,~'(C{:n! l~ re"IW'I'Cd ~tl1FUlJ t....r lItl re1.\OO. I'~l ~e \')!'t1\' II, 1 -'(1Im:d eh.... b: ill ~1'1':l':e<J '" IUlII calo c'mter W. ""y chotlge tJ~ llIlDlllI c{ tl~c reel Ct add """'. feel tOW1\ ~O'J.' tl ilm., 'lIlII: l(\I\,aj rnernbo-1hip let:, If '1JPl>.~. L. ra\.r<'I\lndAl:lt 'nUlriU be I:IIJ<:<J I<lI'JUl me",,! A'i U\,t,:~!'d r'l i"'\lI ,,",oJ carritc \'1, IDur><dIatc l!.tp;I)'IIlWl <i)OOJ' full ~ lbu MlJ Ix "' Oct<tk. m:t.." 1\lS1, wtiC'Jl ~;oo ~, "~\Jn'. r:bIt loot Aro.1JI)(, t:.l.oc:'l :111 C.ros \Jruo:'d tI,ll, llld t!emoo.i UM."li.lIt p.li11lcnt:j Y.'(lr <'tIili~ tl;l.\lro! ~ '/If'( <l >h(: ~o\w'l\ Q((\"S. )OlI fr.il :n '''''''' fll)'l'Mnl \tlll k ~ d.lt; ~:<J d1J OC( ~>OOw t:L ~1lll\ 01 Ill: ^:<Wll/':!t "' It'i M'f, )OJ l-c>>'I rrwl; <LlfI f1l<~ '" .\l<bJl"il $1;'(I~.'rJ "Iihl ~pl.k'Jtj::(\ kt'fO'X Aa:oum.)W tlillI>l"1 t!\1.<lthcr lGlH\Q.l o.\t! Iti, :t.J.J~~[~1f(Ad.I:;t)'):~LSaf\ 1Nd'Jt/>T\l,~ti<." ""~I;(pir"")<1J tv)"'''' ~r;. )OJrrolt &Il~ k:r the ~u I{~.' i:unk. I\lpll.y fll'dIjon /J r.w by ex 1IlIi1\;: yrYJ. 3~. CULler. ''''', 16;"",<<, "'~. (r """,,,. LJ 'cr.olnled lOr lU" jQ,r:gr,""..uy rM f"yir'll ;<:tJl'Cdl~ u tM)',.G11l<' d\IC; rx ""'" to; b..'m an ~ cJ""'ll" :n )\Jut nlUJ'.:laIlt.'Udng. 1/)l;'<J ~ In def.<ull a:uj WIlD p;ll' my 1IlUJ[J.I)QU """ <:a'l lQ.\' /rmiut(, )':<J will be Ilili.<! f:rl ('OJ' = ci ~ lIlt!\<:rM.tlusclalrnllJ~~'!brcclle<:li<.Jn.'fCN 0\1 l( It1ble b All)' l<'~"U'.alk l/!(.m:y'. ~ M 1N:v1, p.\>! krnsti:ard "'1=""l c/ any ~ ~'1llI\ "lit rJi~hl' .11"1 ~\ I. IJ Ih~,' i~I'..alllu "I" IS. M.y In EnA.>,,",ulWl. ~ 01\ M..tt "llfol1:l1\i \II' 1>11 """'fa: ""101 c>urr~tl ur.b <i'!J .~..;IholJ( ho~ \'><m YI. t....Jlc 1Iqxor... I,." ...I,m" .~,. ,:\It luh,~./':) l1\d "'UWto.JttlJ.j'ilrtl\f,~::.w ~"Cd(Ctj'1, j\ ,,\~ ""'''' 0'Gd0 lI1'I ""'~, M"l'k'\1"'..t:1I, >r<l ~~~4\~ ~~\l'1i .....'C JC~JlI 'Jpr"".:1"'<i.il1c rtluto 10 W, ~.~u.'Ili of 1'ICiJ '" 'U crl!kti<'ln :,(l<1\OJ1\l.l ::>>.e<] CI1 )Wf ."""lill'. \l IN..>nn.lrOI n'.ll$t1nu~ )VJT ,lu1,\.l\11I! (,C credit hl!.wy Mh W <*11 b<: hltflllhed v,' 1I1t.'t put"'" ~Ilnn.'"n't.r ~~g ~ lrjj WoerJ who nuy ifo/I\y rc"'~'f\'liIll~. m,tll<;f1 I. I"'t>~i~ ",,'<lit "1''''\ "","' 11r>& 01\ ~u o~(hl 1~"Ci\1 WilY tll~ \\Ihudlft~d (I) it a{'dlllepoftJl'\i ~ 1/ )"" Ult In MOil tit' ''',,11.\ cJ 1>L. ~,., II. ''''JIll tilll~ III ~Il1C, ... fM'/ monita Ielerl~lI.' (~Il; bo:t1>"'n)W l/ld AT&T [.$,,,,,,,,1 r~!(j ~;,,)'(~ Curp 'liMO! 1>111) /.l..\\J1'e \he \.1""Uly of 0lJl m~"n" 'n.......:. 21\. C~ 1/\ 1'=).1 nf'\\JUr A,';1)\II'll. ~ t.lI1 ch.lt!lIe ur; tI:m\\ r:I )O by rr1aW1I6 ' mtJce 'n l'l" ~ the iIll!\lt ~ IIfJ"'11 ~I cut re<:at\i. Ally CfMgel MIJ ~ 10 U.. Mrtl\t b~occ of)<XJI AOCOl.lIlt u ~'Ol: ~ to furu~ ~. "tJIJ miy d\ro;e 10 "ct1ll c.r d<.'dlr.e , ctwllJ" t1y ktepiIllll'l'Jf ^"1)u:lI open or t'/ clooilllJ lmlr .~((1:w\1 "1lllln nEw,." (IS) dJ>,' of II.: ~ 11IG '=pi/inS [j{~' "j~\l;l/)(jit\ll bmn.:" >J:0l'dU'rji to the oKIlall\S. 'b.Jr ~,Q1 to ~ P )\;'\It ^""'1I11 opel1lf1ef Jf1/ ct.nga ~ :WI,,"IIl\': )<Xli ~rt>tn""..t "' the d~. We 11\1)' leU CO' ";1<" "'"lIl lr.,.u", 'PJ1 Ac.:o'Jnt ard lI1'I W'<lul\lS C1l'Jtd ;,, ,m 10 ''''~ credltr.f II:lIIY Cin'.e. If "'" do, lhil ,~erl1Cf\l 1>ill n'm1in L, ~ 21.1.~ThJ.1~'1i. Th~~ ll/YJ )OJI ^,mJrt, ;hAil b< !P<'''Y.d IJi alY.! iN"'JXt1l!d 111 iICl.'U'dlr(>)"1UIIN IaM"'thc.~1I' n!1~ j,lUCf n(tI'lt Aa'Jurt ~lIkllr.<l Cf1 j'J'J( "",oj WI"" il.l)j ch. l,JIt(! "3'~.lt.g.IJ\l!e\,,' ..n",")UJ may ~ ~ U,\l;yo\lI ...u,,,. ~ i"l' ~me. Thll &.olct cl il'IIll nrmlIII 11\5\11l: Ul\Jform (l"Xedurl'>llU\d ir.\<!Tpf~'Utiu\ b 1lI 01~.IT ",rd. m(":mL~I~, l'f) n'~fl:r '.vtl(1'e t.hey ~ Of' UJt their ACJ;Q..lI'Itl ~~. ~J111y.l"il," ...tnl(hll"l1y~iO!lo{ihu "<I"""'ICJII \l ~ld ('4' d.",lTT\I.Md lrMtlid Of o""'~~. k-r any n~J31)fl, the Ir'Jn..1ir'(~~f" thr: :\g-e'f'Menl wn ,",ui" 11\ ~"I fOl\.., ""d dft..~ ar.d u~d by sud\ hold- Ir.. c, dr.\r.IlI'.1IWlOJ\, 23.lillIIIR ~ r""" ,W~1/lel'\l. 1I'O.11tdln.!l""U 1.\ ~;:--l'~'.~~j~~~. EDWARD STOCK, ESQUIRE !.D.UI3657 18th Floor 1608 Walnut Slraef Philadelphia, Pa. 19103 (215) 893-9327 AT&T UNIVERSAL MASTERCARD 1'.0, Box 44195 Jacksonville, FL 32256 Plaintiff VS. LEIGH R. FOGELSANGER 11 Poplar Lane #27 Newburg, Pa. 17240 Defendant \ \ "NOTICE" HYou have been sued in court. If you wish lo'delend againsl the claims sol fOllh in the fol- lowing pages. you musl lake action wilhln twenty (20) days after this complaint ""el notice are served, by entering a written appdaranco person- ally or by allorney and liling In writing with the courl your defenses or objecllons to Iho claims sel forlh agalnsl you. You are warned thai if you fall to do so Ihe caso may proceod wilhout you and a judgment may be entored against YOll by the court wlllloul furlhor nollco for any money claimed in the complaint or lor any other claIm or rellel requested by lhe j>lainliff. YOll may lose monoy or property or other rights imporlant to you. "YOU SHOULO TAKE THIS PAPEH TO YOUH LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FINO OUT WHERE YOU CAN GET LEGAL HELP. CUMBERL^NO CXJUNTY 8N! l\SSOCI^TION 2 LllJE:RI'Y ^VENUE C^RLISLI':, PENNSYLV^NI^ 17013 (717) 249-3166 . TRUE COpy FROM m:.cOHD In TflstlnxJny Whl)fl"ll. I hi' "pi:; '~fIIIlY hImCt :y:, t;i;;~;, t~: ~'''~; ~ut fJ. AL/.jJ_ r f .1.-1- (~-tl.l. , I Irr,ron~ , I) -' ! \ . COURT OF COMMON PLEAS CUMBERLAND COUNTY CIVIL ACTION-LAW NO. {jS 2 r4- (I~ ,;t ( I HfRIB'IUR/lfY lIIAl If IS A TRUf:'NI ,It WfltUh ., ) CORN C1 C( O~IGINAl .'ltlD IN 1"'1" )PY Of 1M! ~ IVIA TlHI , F,DWARD STOCK --......,,,, AJTORNOfOR Pl~I~I;"- CIVIL A(''TION HAVISO" "Lu han domandado a ustod en la corte. 51 usted quioro dolonderse do eslas demand~s ex- plloslas en las paglnas slgulentes, usted tlene vointe (20) dras de plnzo al partir de la fecha do la domnnda y la not ilicacion. Hace falta asentnr una comparoncla escr1ta 0 en persona 0 con un abogado y ontregar a 18 corte en forma escrlta sus de1ensas (J SUS objeclones alas demand as en contra de su persona. Sea avlsado que 91 usted no so defiendo, la COlle lomara medldas y plledo contlnuar la domanda en contra sllya sin previa avise 0 notiflcaclon. Adames, la corte pllode decidlr . '.vor del demandanto y requlere quo usted cumpla con todas las provlslones de esta domanda. Usted puede perder dlnero 0 sus propiedados u olros derechos Importantes para lIsted,lI "LLEVE EST A DEMANDA A UN ABO- GADO INMEDIATAMENTE. SI NO TIENE ABO- GADO 0 SI NOTIENE ELDINERO SUFICIENTE DE PAGAn TAL SEHVICIO, VAYA EN PER- SONA 0 LLAME POR TELEFONO A LA OFI- CINA CUY A DIHECCION SE ENCUENTRA ESCRITA ABAJO PARA AVEHIGIJAR DONDE SE PUEDE CONSEGUtr1 ASISTENCI" LEGAL. (Snrvicia DeRefnrnnclo DeAbagodos) Courl Adml nlSlt-UWU Cumber 11'1nd COllnt y {io{,rtchnu",e {Jnp Caurl houll"'-Hrrnar<.' .Cur) 1,,1.. ,P,r;'--+i'O}:l l"t 7-1.1.!1-flil.H.J. "A" a true and correct copy of the Plalntiff'sstandnrd AT&T Universal Cord Credit Agreement. 4, The Defendant utIlized the credltcard Issued as indicated above on various and sundry occasions, receiving goods and/or services on credit from desIgnated merchants authorized by the Plaintiff to accept the same, 5. Pursuant to the AT&T Unverisai Card Credit Agreement, the Plaintiff sent monthly billing statements to the Defendant summarizing the pr~ceding monthly activity on the account, which included the amounts and dates of any purchases, credit and/or payments and any applicable finance charges and stated any required minimum monthly payment, 6, Notwithstanding the t~rms and conditions of the AT&T Universal Card Credit Agreement, the Defendant failed to pay mInimum monthly payments to the Plaintiff, thereby creating a default under the terms and conditions of the same. 7. The Plaintiff attaches hereto as Exhibit "8" a true and correct copy of the last monthly statement in regard to the activities in connec~ion with the account, the closing date being January 9, 1997 indicating an outstanding balbnce of $10,258,50 due the Plaintiff from the Defendant. 8, Notwithstanding repeated requests and demands by the Plaintiff upon the Defendant to satisEy the outstanding balance os above, the Defendont has ond still rofuses to pay tho PlaIntIff the some, ... -.".. U..U.l.llh....-:dC....lI.\.d'I.\I:..".lIlllll . 114; A4'''"mml ':mll with ,tOJl c>ttJ [;;11'''', "":.1iI\S tice It'llt" ~hi;tJ (p,eT" i\lVI XJl\1' Uni"""" '"",1 '".j N.vJ>Jr.r Pkase rt:.41 th~ dtx\u~ua.lll(1 )Q.'f'p them OJ.lfJI',IOllf odJ<.11llliX","nt popen . 1. [)d\lIlLll;llU. lnlhil ^il1\'t\rlCfJ!, II" ~"rd '(.JJ~' """/1.' :a ~r7f!~ u:d C( IYIoQ.;:rr nlt)s:t C:'lft,-ts,,~ h.l.''.' L\9J~'a ~ ',Ull une...et t!lj. Af;I:et':Jl~t1)t. 'rr1l: ""o((is .~IN,' '>"I\JI . M'10 ")o~Jn. 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