HomeMy WebLinkAbout98-00422
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VERIFICATION
The undersigned does hereby verify subject to the penallles of 18 Pa.C.S. Section 4904 relating
to unsworn falsification to authorities, that the parties against whom Judgment Is to be entered according
to the Praecipe attached are not members of the Armed Forces of the United States or any other military
or non-military service covered by the Soldiers and Sailors Civil Relief Act of 1940, The undersigned
further states that the Informallon Is true and correct to the best of the undersigned's knowledge and
belief and upon Information received from others.
By:
LORI A. GIBSO
PA I.D, #68013
Wellman. Weinberg & Rels Co,. L.P,A,
2601 Koppers Building
436 7th Avenue
Plllsburgh. PA 15219
(412) 434-7955
WWR#01266014
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
BANK ONE, N.A. FKA BANK
ONE, COLUMBUS, N.A.
Plaintiff
No. qf~ ~d-}- ~C
vs.
COMPLAINT IN CIVIL ACTION
PATRICIA MCCOWN
Defendant
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
LORI A. GIBSON
PA J.D. #68013
Wellman, Weinberg & Reis Co" L.P.A.
2601 Koppers Bul/ding
436 7th Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#01266014
WHEREFORE, Plaintiff demands Judgment In Its favor and against Defendant, Patricia
McCown indivldual/y, in the amount of $4,149.19 with continuing finance charges thereon at the
rate of 24,16% per annum plus costs.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL
BE USED FOR THAT PURPOSE,
ERG & REIS, CO., L.P.A.
LORI A. GIBSON
PA I.D. #68013
Weltman, Weinberg & Rels Co., L.P.A.
2601 Koppers Building
436 7th Avenue
Pittsburgh. PA 15219
(412) 434-7955
WWR#:01266014
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EXHIBIT l~ ,f
Your R10hls nnd Our ROlliponslblllllcs After We Rocolvo Your Wrlll"n
Nollea
W" mU1I1 OlJ..II11....lndUIl your Illllr.r within 30 d'1V~I, un!otm WII III1Yl' cur.
'<<lod Ihu CUOI by Ihun Within t'tl cJiIV~. Wit 1ll1l!'.II:ilhm coucf;llhn I!lfnr
or "rplnln l'Ihy 'NO bolmv" 11m 11111 W.111 ClIFWLI.
AUot wtJ f~:ol...o YOIll 101101, wu f:UlIlllJl lIy III culll'.;1 nny 1lI1101ll11 yutl
'1tJolllion, or wpml YI1U WI dl'lalllllOlll. \'Vu call clJllllllUolln 11111"'011 10f 1111)
nmculll you 11Ui15hon. Indudill\llillOlnco dlar{jfl!l, ilIlll Wit f:.-ln .1Jl1:ly nny
1I11pnhJ nmflullt ngalll'.l YUill 1:IlJt!il lunil. Y(lll do not h,lVU 10 PIlY WIY
qlwr.llonr.d 1II11OUll1 wlulu WI! "Ill inVIJS!ilI;llin!I, bill you ill" Ilhll ollrlgalod
10 flny Ihl' I'ml!i ul VOl" bill 111.., nm 1101111 'l1lt![,I,UIl
II wo lil~lh.11 wo Illad" n 1II1!.li'ko Oil ynur lull, YIJlI will unl'..'...." 101m.,. ,1ny
ImllncQ ChlllllO!i wlulcclln ,lily 'Itllmlionm' mllnunl II 'Iff! (Jidn'IIM"n II
ml:.I.1ko. yell m;tV IInv" In puy llllmu:n chll/!jIt!I. nllll ynu wlI/l\ilvo '0 1Il;lku
up nny ITlh;SI!rll'o1ymolllr. nlllhu 'lllU:ollulll'l1 nmOl/ll1. IIIUUllll' r:m;f1. \'in wHI
oonll )01111 ftltUulllnlll fll 1I1ll1llllfJunl you fJWfI nll,l Ilia do1hllhill 'I b elun,
II ynu 1111110 plly Iho nllloulllthlll WI! Ihmk you OWO, WlJ IIlny IrpOII you 01:1
dclilllfUUll1. Howflver ,II our flllpl.lll.1110lICkms nol :lIIh!lly you ml~1 YIllI Will"
It) u:; 'NUllln 1011 d,IY:J lr.llin!J U:; Ihal you nllll wlu!ill 10 pay, Wf) IlIw;llull
nnyonuwo WIIOlt you III IIml ynlJ hnvII n IIIIr.slion llooul your bill AOII, '/fO
mus-IloU vou Ihu Ilnlno of anyonn wo mported ynu 10, Wo 11l1lnllell H"~'OtlO
wa IOpOl1 you In IIl<1llhu mallcl hmlbccl1 sellled lJulWl!l}O ,m ~llIJIl illill<llly
10,
II wo dOIl'llollow Ihmou rull.!:J, WI) clm'l collocllho lil!ll $SOol IhuIIUll!.lIollt!ll
Ilmolllll, flVfI" II your hili WWI COflL'CI.
Special Rule For Credit Card Purchases
II you h.,vo It proll/nm wilh lho qua lily 01 plopm1y or sllrvlc:mi Ihal YOll
pUlchmilxJ wilh n crodll cmd, and you hllvl) hied in !lnodlnilh 10 cOITt'f:llhu
protJIp.lI1wilh Iho mCfctulI1l. YOll mnyll.1VO Iho Ilohlnollo p.:ty Iha remainlno
amount dl/o 011 till) prcpOr1y or r.etvlcos. 1 hOIf} lito Iwo Iimilnllons 10 IlIb
rlohl:
. You mu~1 hllvo nI"do tho ptJlchnso In your homu tot.llo, Of" not....llhln
your heme &1,111) withIn 100 fllltOS 01 your currenl IImi1ing tlddll!r.s; IInd
. TIll} purch.1r.O prlco mUlll hnvo bmm moro Ihnn $50, Tho:lo IlrnitnlionN do
nol apply iI we own or opomlo Iho Iflorclmnl, or II wo rnailud YOll lho
advolll:lcml}lll lor Iho propOlty Of cOlVlcas.
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BANKEONE.
C.11lk Ono. Cclurr.bu:, UA
CorullIbu:. OhiO "'(!IlIb." FDIC
(NewOIJ97)
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EXHIBIT
CREDIT CARD
Cardholder Agreement
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1111'1 ^lJrr'(lllllJllll~IIOI your r.'I't1it cnllJ nccullllllAceuuIlI) wilh Oflllk 0110.
Cohul1llu!:. N^ (lJ;mk 0110) oml 1110 VIS^.j',IMIUlGn"r call1(lJ) (Cmd)
1r.r.ulltJ III YOlllnclll1l10clil)1l VfllhyolIf Accounl. "YOl""llIwl"your"II1Oiln any
nl'IJlu:mllllrjllll1t ,1fllllic:nlltlnr !llll Accounl Of ,lny pono" lItilll!) 11m Accounl
lit Itll.'lll!d c:tfll~ \'IlIh thn OlplCti.~ 0' illlJllif'tJ pclfnlti.!lIOfl olnuy npplicnnl.
"Wit," "U!!," nlld "UUf" mCllllllllnk Onu, 1:1lIliIlCCU!lSOI!i Rllll nntllUllS,
, rhu U:;o 01 11m Ar:r:otllll hV cnlll, chuck. Inlcplmlllt, or nllmrwlso In
OflVlmmd bV Iho lulluYiinlllOfllm nnd r,OlllJitlons.
I, Accounl Owncrshlp, rhls Cmtl ,mnnhmour Ilroj)lJIlynnlllho Accounl
m.ly he CllliCOllod by U1111 nuy hllll} withuut prior nolieo. You nlJmQ 10
r.1ll rcndlJr 1110 CllItlalld u,hm nccu:".!! devlt:IJ! nlld 10 rllSCflnl~ltlo UlllilOllion
ollho Accoulltby /lilY II1c:um imlllOdinlcly upun our rellllost.
2, Crodit Limit. Wtl Will n!isl!JIl II I:rcdil Iimil 10 YOUI Accounl which wo enn
Inc::rr.n!IOOI deClc:t:lo III oily limo ....ithoul flulu;c. We mny oSlnhllsh n credll
lilllil lor Cn&h 1I11Vo1llt;05 Which Is lowor Ih.111lhu 101.11 ctlllhtlimlt for your
Al."Counl. Yom crodillilntl, including Iho lowo, Cll.'tJil Iimillor co!>h Ltd.
vnncon, il o1pplicnblQ, ....111 bo rolloctor! on ynur blUing slnlmnf!nl. You nglOe
1lI)1 to clIcctld Owl Clclhllirnlt, Includinn IholoWtlr Umillorc4:'.h ndvnnco8.
3. Llnblllly. You ,n.1Y be liablu forlhe loss, limit, or un:mlhmlzod uso ollho
Account. You Will nclllo Unblo lor Illlnull10rtzcd usu which OCl.'Urs nllor
l1otilyln!J tiS by lell!phono. In pcr.j.(ln, or in wIIllng 011110 Ior.s. Iholl, or
unnulholi/od U:lU nl B.1nk Ono. Colunlbu:J, NA, Bolnkcmd, Dr-pt. 0559.
Columbus, mI4327t.OS59.
III ony cmiO, Illlbility will not exceod Iho losser 01 $50 0' 1M nmounl of
mor.oy, propmty, 01 &orvicon oblainod hy nueh use plior 10 1I01mcltlion 10
liS, "yolI hnvo l1111hofllCd nflolher persall to uso YOut Card, ond you wnnl
In Irmnl!i.llo Illnl parson'!; nulhorily. you mu:;1 recovor tho Co1Id.
11. Promise 10 Pay. YOI, plomlno In flny 10' nil pUlChnscs and c.u.h
advances nlildu by you or nny authorized person, uvon IIlhnt porson
uJtr:ceds your aUlhorily. In additIOn. you promise 10 pay all FJn.1ncO
Cho1lUUS, and oilier Ices nod ChlllUf19, In nccordanco wilh blUing slalo-
mentn.
S. Dilling Statemenls. YOII will rocclvo n biltilKJ slalmnenl (SltUomcnl) 10f
any monlh in \,;hich Ilium Is a bnlillleo on your Account. Your p.aymolllls
dUll. at such plnco os WQ deslon.110. on or befOlo tho Dalo Paymanl Duo
printed on your Slalement.
G. Payments. You mny pny Iho Toltll New e.1lnnco nhown 011 your
Slatement each monlh. or you nll'y poly in monthly in:.ttlllmenls. II you
decldo 10 puy in monlllfy InSl;'lllmonlS, you Olllsl pay 01 loaslIho Minimum
Paymenl OInOlml shown on your Slnlomunl. Tho Minimum PaymonlwlIl be
2% 01 your Tolal New Oal..mco, bul no 1055 than$10.00, If your Tolnl New
Bnl:inco Is loss than $10,00, 'yotirnusl pay Iho lull nmollnl. Any mllounl
past duo nnd ,my amounllhal oxcccd:i your cledit limil will bo nddod to Ihe
Minimum PnYll10nt dllo. Chock!> wrillllll lor pnymcnl on your Account,
musl bo wIUten In U.S. Oollnrs and drnwn all a U,S. Dank.
7. Fr:cs. Tho lollnwlng loes or such Ice!> as provided horn timo 10 lime. will
bo t1ssusscd:
(A) Seo ntlachcd lenel. ..
(B)An Ovor.lhe-Crcdll-Limll Fco of $20 lor any ",onlh In which tho Tolnl
New Dnlanco 01 yotll Accounl on Iho Slillomunl Dalo uxccctb your credil
limit.
(C) A Returned Chock Fco of $20 for any check 0' olher nogollnblo
Inslrumentln paYlllent un your Accounl which l:i prcsclllcd nod not pnid.
ThelO willbo 110 Relurnod Check Feu usse:;scd loyourcrcdilcmd iletOuot
litho check Is drawn en u B..1nk Ono chl;cklng accoun!.
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CD) ^ nnllunnd VISA or MnslorClltd Clmck Foo of $20 lI/lllY VitiA 01
Mm>llllCmlJ chnr:k In flhHlIlfllollJ IIlI t1ilYlIIlltll nrull()lulII(!lII)f~j:ilIl~1J VOW
ACCIlullll!J In tlolmdl, 1f'!~llrdntl dUll III cllllmtlllcncy. 'lr .....uutd 1:11111:11 YOIll
AI:ctlu111 hlllillll:O II) Q.lu:u'Jd yuur c;fI~Jillmlll,
IE) ^ Lnlo PnVlIlonl Feo 01 $20 .....111111 VOlllllU lu rflnk,' 1I1leil~illlul ',li11illllull
'nYll1onl by !tu, nahl PilYllhlllllJUfl r.hnwn nil Vow filu!l,'IllI'I'l.
If=) ^ Slop PnYlIlont rro of S21J !lilY limo you UUIl/ur.1 n "llll' I1<lYlT1tlulllll
n VIGA 01 M.1!;IOICmtllhnck.
O. Flnnnco ChnrU", TIm AvufII!J" Unily P'hldpnl Uo11nl)C/J I:J ClI!l;ulnlt!d
!iOPIlUlltlly 101 JltJfdlA!lo~ nnll cnr.h ntJvOlIlI:ll!l, r 0 l!llllJllnlnu 11m Avornll"
Omty PrlnclplIll3"lalleo, WI} ml/lltlo nally IInlal1cu~ "nd tllvhlnlhu 101111 hy
Iho I1Ul11rnn 01 claya Inlhu &llllulllunl !lith"!J IlOllod, 'Iho llmUlll11 01 nny
pUlchn:>n Of COl!lh ndvanw, Incluclll'U VISAiMI1!lloICnll' t.:hccku, WIllhl't1f
FlllnllcoChmUfJ lrollllhu LillY ollhn IHlnllilcUolI Ollll)lIIlho 11Ifll day ollhu
billing eyr.ln In whk=h 1110 Irnmmcllon I!O nr'plilJlJ 10 YOll! AI:f:OlJllI. whichnVOf
IGlntor.
Tho Oilil~ PUlchmlO Onlllllc(} lro cOlkulalf!d I,,/hlklng !1M) 4l;lily btlginnll1\}
hnl.1nco olllulchm;nfl, rnhlll~l (il tho pOllioll 01 Ilnyull!nl5 mltl Clotlil
nllluslmollla nppllod lolhu PWCh1150 tmluncn, nndcrodll \louf:hol5. plus (U)
now purch1ll::oG, debil purehasu mJJulilmonl:;. iHlIJ loou ("xr.npl 01110111:111.
cnllynsso53od lem; billmJ on cydo d;,y wllk:h 1lIl! InelL/c1od III Ihu nexl day
bnlmlCQ). Wn Willllh;o mJd p4lfirnJic FillnnCfJ Ch:IIYo c.11r.ulalod on Iho prIor
dny's Onily PurCllllflO Olllallco.
PllY Iho lolill Now Balance by Ihn Dalu P,lymonl Duo r.hown nn your
clIffonl 5tnl011l0nl nnd Incllr no Finllnce CI1.1r!Ju on Iho Now Bnlanco 01
PUlchnces. Thora is a DlIleo pcriod 01 nllfmsl25 dnys 10 nvolrt mldllionnl
Financo ChruUlJ on Iho Now Olllnl1Co 01 Purclla:,.cu. lhlllO 15 no pmlnd
without a Flnanco Char(Ju 10f Cn:;h AdvnncoG Ilt,lcnu:;n 0 nr1.1llC.l Chlll(JO
1:llrnpnscLl upolltho!:c lJnt;JI1c4!!) IIlllillhor.o b:dIlIlCOr. ma paid in full.
Tho Dally Conh AdvnllcfJ 0'11anco is cnlculnlod lJy laklnU 1110 dally
lIcglllninob.11mlcuol cAsh mlvanco~, mhlus (I) Iho portionol payrnlllltsnlltJ
cfodil ndluslmonl311pphed to Iho cnsh ndvnllcfl hnlnnco, plus (ii) nuwca:;h
advances and loe5 (excepl uulollllllic.1lly ilU5C:;5Cd loes billed on cyclo
L1ay which illO Includod in the nexl d::lY bnl,lflcl'I, We will ul:;o mid pmiodic
Finance Chmuo calculated on the prlot d,1Y'S Daily CIl!>h Advanco Bal-
anco.
A chalOo will be as:;os5ad lor onr.h Cush Adv/mco Imll5ncUon Lind will be
renocloda:l nnadditlonal FinancuChmotJ. Ca:;hAdwlIIr.olmnsncllonr.aro
VISNMaslcrCnrd chock:; npplil'll 10 your Account, Automalod Toller
Maclline (A TM) disbulncrnonlG, nnd cnsh oblninod by Ilresllntillg YOUI
Card nl nny por1lclpntir.g Ilnnnclnl Im;li'ution. TIIO cho1lgo will bo 2% ollho
llmount nrtvnncotl; howovot, 11 Will nol 1>0 Ie:;s limn $2,00.
AI:>o, on additionol Financo Chm{lo will be nrldod lor Iho lollowing Iypes 01
Irnnsnclions which mo rollocled Oll:: purchascn on your Slalelllent: wilO
IUlMlero, money ordors, bOIG.lotlfJry Iickcll] undcaslno {lnmingehips, Tho
additional Finunco Charge will bo 2% ollha O1Illounl 011110 Irnll5ncllon;
however, It witl not be 10!:51hnn $2.00.
9, Application of Pnymonls. Paymonls received nlthu muilinG nddlOss
spocificd on your Slnlcmo"l PliOllO 11:00 n.m. on any busincc:: d.:Jy will
bonpplicd on thodny rocelved, P;lymcnl:; Icceived nller II :00 a,"" on any
buo;;lnoss d.'lY lInd pnymcnls mcel\lcd on nny non.bu:;incsro d;w will bo
applied Ihe noxl buslnoss day. Puymanls tccolvotl 0'11 any olhor locnlion
mny incllr a dolay in Crodllillg 10 your Account.
Wo hnvo Iho righllo npplypnyrnenls loyour Accounl at our diccrolion. Thi:J
specifically Include5, hul 15 nol timitod 10, Iho righl 10 npply pOlymonl5 10
ptornolional balances priollo non.promollon.,! balnnces,
10, Entlro Balance Duo. II YOll 1.1illolllllko Ihe re1luimd pnYlllcnl whnn rlllO
or brenk any plomiso in Ihls Agronmenl. wo mOly dcclmo Ihoollll,o bnlanco
01 your Account duo and puyable 01 onco Without plior ~olico (SlJbjQCllo
oppllC/lblo law ,egnrding nolico 01 righllo cure),
'1'10 m3y al50 mako Ihl:> docl3mlion II:
. you make any lalso or mlslcatJing slalomonls on YOllr npplicallon
. you h.wl! boen doclnrod bnnkmpl
. youdio
. Ihelo i5 un ovonllh<ll cmmos Iho pro5(lfJcl 01 pnYlllunllo bo !'ilgnilicnnUy
Impaired.
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11. Cnncolll1Uon. Wlllllny r.,1IlCC11 yt;W Account, ..-Jlllwln Ill~.)w lurlhor
1':!Il,nr.!iollli, IIlI:hullllll VIS,' Of f,lil!;tol\~nftl dll~ck!l. m IlWOko your C:ud
III ,1ny Urnn. Wl1lllllllf or rM11 YUlllllo Il1llo1nllll 01 any pmlnllhl!! Agrllllrnrlfll.
In till! 0\111111 VIO I,IlllllillCh IlCU'lll, Wit 1Ilay dm;l;uo till! onUrolllllnm:o ul your
ArClluIlI dl/U t!f Iflvlr,o IIl'J llrlltllllll 01 YUllr ,.,lillhlll/l11 f'nyrll'lIltlr.ulJjUi:110
pWj1flr 11011!if:alloll 11:1 "Hltlllllll h)' I'JlP'jc.abhll,w~), Cal1c,f!tI;lllf)ll 01 your
^r:coufll will flot nlllJl:I YIUIlIIi,hilily 10 Iln lor r./lllM VI'J 1111\10 c~londod IO'f1lll,
!/If:hltllll!llllIlOUIlIr\ /llll ynl hilled In YOlll AI:cflunl. WI! Inav Cllllcltl YOlll
Acl:Ounl....Uhl;ul nnlk;O OIllablllly. YflU Illw,l GlIlICJndor 11m Curd oUhot upon
our IlltjlllJ!i1 Of 111" f"lfllll!il 01 any ulhur hunk or lnmr.halll ....'10 In lIr.llnU
UIM>r101lrinr.lrudUlfl!l.
12. Forolgn T'llllnnclloI1G. Wuwll1c11,lI\1'l, nnd)'ou will pay .lnU.S. dollars
10' nil 11lllJiUn lrum:ilf:hulI'l nllh', uxchnl1ao Inltlln Ullllf;lthu day bololo lhe
transnctlon IlrOl:f15';11U1 dillU, As 01111" printlng dalo ollhh ^!JICIllTlllnl.lho
0~.ttJ:l111l0 1/110 un VIGNMillIlmCmd IriUl!lIlclftllllJ hi llilhot II fJOvornrnonl
lIIilnd"I",,J r;llo or u wholus:llo IIlmkelrnlo, Inctl'mr.Oflhy I'::'. Tho ax.
r.11:111llrt rnlo m.ml un tho !rnrmo1l;l!ulI Ploco:l~;hllJ d,1lo mny diller ltom lilt)
mlo In f1!1ocl 011 r.fUlOr Iho daln 01 yuur Irnnclll:lioll or 1110 dolo Iho
llilnundJoll19 j)fltilud 10 your nccount.
13. Chnngo of Torms, Wo enn Ch;lllUO Ihu IOllm. ollhl:1 AlJIonmOnl 01 (lilY
lImo null will nolily YUll in nccordancn with Ohio l::lw nnd nrplicalJla l.wornl
law, Thl5 nolicu will tlO fnnilcd 10 lho CiUllO nddr01;I3 us wo sfmd your
S1nllllllcnl.lho nllw lellnr. will nllcclllll olllnlnndin!) b;ll.1ncos Ie Iho olllonl
nol prchlbilOfI by OhitJ 1.1W m npplicl111lo lodornllaw.
14. Olhor Provisions.
(A) Wa havo no fOtfkllllJihilily lor 111'.) 1.1illlrIJ 01 (tny machlno, mOlch.1nt.
Imnrlclnl jnlJlitlltlon. or olllor pnrty 10 honot your Card,
(B) II11'Ual nclioll ir. roqulrcd by u:>. YOll will pay llio (;osts, IncllllJino
nllornoy's leo!l,
(C) EAch r.rodl card m:counl you h;I\IO With us Is sepnrnle Irom any oll1uls
you ha\lo with u:; ilnd Finnnco CharYIJu will bo chilluod on oach nccoulll'a
bnlnnclt. I!ncl1 credit cmd Ilccounl wU1 ho reptolJonled hy n dillorent
nceounl numbol.
15, Addross Clumgos. You n{llOo 10 nollfy U:J lmrncdlilluly In wrillng II YOIl
chlll190 your nddmcr.,
16, IntorprotOlUon. This AglOemonl shnll be govcmed lJy npplicnblu
Icdomllaw nnd Ihu laws 011110 51.110 01 Ohio, II nny provision 011lli5
Aglooment Is hold 10 bo IllvOll1d, 111011 will nol allect lho validIty 01 Iho
felllOllning plovI5lonG.
YOUR BILLING RIGHTS
(Keep this notice for future use)
Tllis nutica conlains imporl.Jnl informalion nhout YOUI noli!:> and OUt
re:>poll:.ludilios unlJollho Fnir Credit Bitling Acl.
Nollly Us In Case of Errors or Quostlons About Your eill
If YOII Ihlnk your bill Is wrong. 01 iI you need rnolO informalion (lbout n
lti111Sacliononyour bIll, WIlIlJ 10 useu (1 stoparnlo sheel nt 1110 IlddlOSS listed
onyour bill. Writo 10 1l511:lS00na5 possible, WomuM hem 110m YOll nolalor
Ihnn 60 dnys nlll;!r we scnt you Iho FlnST bill In which Iho error or problem
nppl!.1fcd. You enn telephone us. bul doing ~ will nolprm;olVO your righlS,
In youlleltcr, glVO liS Ihe following inlormation:
. your nnma nnd account number
. 1110 dollar amounl ollha suspeclod errol
. desclibo Iho orrol ond oxpluin, if YOIJ com, ...,hy you belio\lQ thero Is on
ellOI. II you need mOlo Inlommtlon, IJoacribt'lll1o Ilern you aro not slife
nbout
. your si!lnnluro nnll dalo.
II you havo nulhoriled u510 p.IY your credil card bill nulom<llicaJly 110m your
savings Of ehockingllccounl, YOII cnll slop Iho paymcnl on nny nmounl you
Ihink i5 wmng, To 51cp Iho pllymclll. YOUt lellcr l1ll/rot mnch us IlIttlO
bU5iness dny!> beloro Iho ilulomalic paynllml is schoduled 10 occur.
~---_....-._-_.-
COlU"IUS-OIIIER-1 000 I OfiOZ
VISA ClASSIC
01/14/1997 0000000
IAIIK CARD DIVISIOII
COLS 011 43Z71-0SSfi
_...._---~.._.._--_._._--_.__._...._---....-..-.-.-.-..
GO.OO
ACCI IIIR 4443-0UO-7GZ-704
H.~ h.l 12.906.06
r.~ due d~'e J~nu~ry 14. 1991
"In '.OUn' Ju. 12.906.06
'Hey Addr...? rle~.e prln' only 'he ney l"far'~'lano'
'..re..________..____________________________..____..__,
ICI'~o..~'..JIP_____________________________________I
I..l,phan,1 1..____..__________________.._________1
Ifor In'.rn~'lan~l ~ddre.. anl~ r 1
Icoun'ry,po"~l C04.______________..___________..____..1
"'oun'
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-120.00
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1 A'aun' .nclO'.4 1
1
PAIRlcrR "CCONII
3505 COUIIIRYSIDE LII
CA"P IIIll PA 17011-1521
IAIIK OIlC
P,O. 101i 102150
COlU"BUS 011 43210-2150
UIIITEO STATES Of A"ERICR
---..-.....----......-.----..----.--.
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"In ~., du, Include. 1]73.00 P~" due
~nd '406.06 o~'rl"I,.
"~'e ch.c.. P~~~ble '0 r
IRIIK OIlE
t,
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flllAIICE
CIIARCES
Acc. nbr 444]-000-762.704
S'~'..en' d"~ D.c..h.r 10. 1996
P~'e 1 of 1
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Calu.bu. OH 43271-0553
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R'ount
ACCOUIIT /5 C/lARCED Off
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('PI"")'lon 01 'lnolnc. Cholr!'.1
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EXHIBIT ",3 "
.~ J 04 ..
.
VERIFICATION
The undersigned does hereby verify subject to the penallies of 18 PA.C,S. i 4904
relating to unsworn falsification to authorities, that he/she is
Dave Waclawski
(Name)
--'
Legal Supervisor
(Tille)
of
B<lnk One, NA
(Company)
, Plaintiff
herein, that he/she is duly authorized to make this Verification, and that the facts set forth in the
foregOing Complaint are true and correct to the best of his/her knowledge, information and.
belief.
Clf. fsr.;)4 ~ Li-
( .gnature) , .
/
I
I
!!
;i
~;HL:f, I FF' S RETUJ/II
r\EGlILAR
CASE NO: 199B-00422 P
COMMONWEALTH OF PENNSYLVANIA'
COUNTY OF CUMBERLAND
BAN" ONE N A
vs.
MCCOWN PATRICIA
_1l110THY REITZ . Sher1fi or rh2!-,uty ShE'riff of
CUMBERLAND County, PE'nnsYlvania, who bE'ing duly sworn according
to law. says, thE' within COMPLAINT was sE'rvE'd
upon T r. thE'
dE'fE'ndant. at 1830:00 HOURS, '~n thE' 27th day of Januaq~
1998 at 3505 COUNTRYSIDE LANE
CAMP HILL, PA 17011 . CUMBERLAND
County, PennsYlvania, by handing to PATRICIA MCCOWN
a truE' and attE'sted copy of the COMPLAINT
t09E'thE'r with NOTICE
and at thE' samE' timE' dirE'cting Her attention to the contE'nts thereof.
ShE'rifi's Costs:
Docketing
Service
Affidavit
Surcharge
So p:~~<:~
18.00
9.30
.00
2.0121
h. fhomas 1\.l1ne, l:iher111
$~~.3~ WELTMAN WEINBERG & REIS
01/29/1998
by
Sworn and subscribE'd to before me
this .:It; ~ day OH-;l.<..c.6."J
19 qf A.D.
Cl c_ 11"-,, P~;,. ~ o"r
~ Proth~'no(ary'-r"J'