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IN 'I11E axJR'I' OF CCMoIJN I'J..EIIS OF ClMI3EIUJIND CCllNI'Y, I'~J..VI\NIA
CML DIVISION
File No. 9B-435
CONTI MORTGAGE CORPORATION
lIrrount Due 92,500.01
Interest from 9/3/9B @ $23.l3/day
litty's Comn
Costs
vs.
GERALD E. SMITH and
BARBARA A. SMITH
TO THE PROIHOrcrARY OF THE SAID COURT:
The undersigned hereby certifies that the below does not arise out of a retail
installment sale, contract, or account based on a confession of judgment, but if it does,
it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as
amended: and for real property pursuant to Act 6 of 1974 as amended.
PRAFX:IPE FOR EXECl1l'ION
Issue writ of execution in the above matter to the Sheriff of Cumberland
County, for debt, interest and costs upon the following described property of the
defendant(s) Gerald E. Smith and Barbara A. Smith
PRAEX:IPE FOR II'1'I'JICR.lENI' EXECl1l'ION
Issue writ of attachment to the Sheriff of County, for debt,
interest and costs, as above, directing attachment against the above-named garnishee(s) for
the following property (if real estate, supply six copies of the description: supply four
copies of lengthy personalty list)
and all other property of the defendant(s) in the possession, custody or control of the
said garnishee(s).
real estate
(Indicate) Index this writ against the garnishee(s) as a lis pendens
of the defendant(s) described
'(/; 7 ~.f-
against
DATE:
in the attach~
Signature: ~
Print Narre: Michael S. Dinney r
--....
Esquire
Address:
P.O. Box 12, 11 Elliott Ave.
Bryn Mawr, PA 19010
Attomey for: ContiMortgage Corporation
Telephone:
(610) 527-4000
Suprerre Court ID l>b.: 37350
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~nw ADDRESS 41 Havs Grove
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AND IS DESCRIBED AS rou.awS:
Road. Newville. PA
17241
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Cumberiand "c'ciillltV\o"u~"""''''.I\'.,...,
BEGINNING at a let railroad spike. said spike being South 88 degreel
26 minute. Ealt. 167.45 feet and North 83 desreaa 53 minutes Ealt.
190 faet from an nisting ul.lroad rail situate in the centerline of
Lesiglative Route 210651 thence by lands now or formerly of ^llan
If.a~kla lla~Ch 83 daB~aa. 33 mllluCall c:..al:. 10!l.0 I tGeL to an axLSL lllU
railroad Illonument; thence by the IIIme South 89 denreell 47 InlnutDs Foast
459.27 feet to an existing railroad monument; thence by lands now or
for.murly of Hilton Ii. Reichard. South 10 degrees 46 minutes West. B6.09
feet to a post; thence by the same South 00 degrees 07 minutes East,
3t9.52 feet to a point; thence by lands now or formerly of Eastern Real
Estate North 51 degrees 2B mLnutes Ilest 72.71 [aet to a point; thcnce
by the same North 25 degrees 21 minutes West, 139.2B feet to a point;
thence by the same North 09 degrees 26 minutes Ilest, 149.91 feet tll a
point; thence by the same North 5S degreell 07 minutes Wellt 90.93 feet
to a point; thence by the seme South 79 degrees 53 minutes West, 111.54
feet to a point; thence by the same South 72 degreeS 05 minutes West;
93.83 feet to a point; thence by the same South 63 degreea 15 minutes
Ile.~t, 138.70 feet to a set iron pin; thence by lands now or formerly of
Keith A. Hoose North 06 degrees 07 minutes West. 134.77 feet to a set
.' ,railroad spike, the place of. BEGINNING. CONTAINING 1.696 acres as per
survey of Carl '0. 'B'ert,' dated April. 1973.
,
TOGETIIER with a right of way in conmon with Edith it. Heck. her heirs and assi
along the northern boundary of the above described premises, leading ,to the
said Legislative Route 21085. '
BEING the same real estate which Edith R. Heck, widow and ~ingle WOlllan, by
her deed dated'liay 3. 1974. and recorded in the office of the Recorder of Dee
in and for Cumberland county. Pennsy.lvania. in Deed Book "p". Volume 2.5, at
page 617, conveyed to Robert It. Walters, Jr. and Alln H. Walters, his wife,
Grantors .
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SHEA AND SHEA
Attorney ID No. 37350
By: Michael S. Dinney, Esquire
11 Elliott Avenue
P.O. Box 128
Bryn Mawr, PA 19010
(610) 527-4000
Attorney for Plaintiff
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND, PENNSYLVANIA
CIVIL ACTION - LAW
CONTIMORTGAGE CORPORATION
No.
98-435'-, . '.l ,',
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Plaintiff :
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GERALD E. SMITH and
BARBARA A. SMITH
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Defendants
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NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Gerald E. Smith and Barbara A. Smith
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THIS NOTICE IS SENT TO YOU IN AN A'l"l'EMPT TO COLLECT A DEBT AND ANY
INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.
THIS COMMUNICATION IS FROM A DEBT COLLECTOR.
Your house (REAL ESTATE) at 41 Hays Grove Road, Newville, Penn
TownShip, Cumberland County, PA is scheduled to be sold at
Sheriff's Sale on Wednesday, September 2, 1998 at 10:00 A.M. in the
Cumberland County Courthouse, South Hanover Street, Carlisle, PA
to enforce the Court judgment of $92,500.01 obtained by
ContiMortgage Corporation (the mortgagee) against you.
NOTICE OF OWNERrs RIGHTS
(YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE)
To Prevent this Sheriff's Sale you must take immediate action:
1. The sale will be cancelled if you pay to mortgagee the
back payments, late charges, costs and reasonable
attorneys fees due. To find out how much you must pay,
....
you may call: Michael S. Dinney, Esquire at (610) 527-
4000.
2. You may be able to stop the sale by filing a petition
asking the Court to strike or open the judgment, if the
judgment was improperly entered. You may also ask the
Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal
proceedings.
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You may need an attorney to assert your rights. The sooner you
contact one, the more chance you will have of stopping the sale.
(See notice on page three on how to obtain an attorney).
,
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriffrs Sale is not stopped, your property will
be sold to the highest bidder.
You may find out the
price bid by calling Michael S. Dinney, Esquire at (610)
527-4000.
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2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to
the value of your property.
3. The sale will go through only if the buyer pays the
Sheriff the full amount due in the sale. To find out if
j
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this has happened you may call the Michael S. Dinney at
(610) 527-4000.
4. If the amount due from the buyer is not paid to the
Sheriff, you will remain the owner of the property as if
the sale never happened.
tHE ADDRESS OF 41 Havs G~ove
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.; AND IS DESCRIBED AS FOt.JD,.IS:
BEGINNING at a set railroad spike, said spike being South 88 degrees
26 minuta. East, 167.45 feet and North 83 degreas 53 minutea E,st,
190 faet from an Ixistins railroad rail situate in the centarUne of
Lesiglative Routa 210051 thence by lAnus now or formerly oC Allan
Ifearkla Horch 83 dasraae ,:1 mLnul:Da I!:lIaC, 10,.0 I [aeL to au axLsL luU
railroad IlIOnumant; thence by the IIlIne South 89 dacreell 47 Inluutos !tast
459.27 feet to an existing railroad monument; thence by lanus nuw or
for.mstly of Hilton Ii. Reichard, South 10 degrBu 46 minutes Wes t, 86. O~
feet to a post; thence by the sarna South 00 degreel 07 minutes East,
3\9.52 feet to a point; thence by lands now or forme~ly of Ea8te~n Real
Ea tate North 51 decrees 2B IRinutes tlest 72.71 Caet to a point; thcllce
by the lIame North 25 degrees 21 minutes Ilest, 139.28 feet to a po int;,
thence by the llame North 09 degnes 26 minutes Ilest, 149.91 feet tll a.
point; thence by the same North S5 degrees 07 minutes West 90.93 feet
to a point; thence by the samB South 79 degrees. 53 minutes West, 111.51
fcet to a point; thence by the same South 72 deer ellS OS minutes West;
93.83 feet to a point; thence by the same South 63 decrees IS minutes
Ile.~t, 138.70 feet'to a set iron pin; thence by lands 11011 or formerly of
Keith A. Hoose North 06 degrees 07 minutes West, 134.77 feet to a set
" ,railroad spike, the place of, BEGINNING. CONTAINING 1.696 acres as pu
survey of Carl 'd. 'B'ert,' dat'ed April, 1973.
,
TOGETlIllR with a right of way in coltmon with Edith it. Heck, her heirs and ass
along the northern boundary of the above described premises, leading:to the
said Legislative Route 21085. .
BEING the same real eatate which Edith R. I,teck. widow and single \/Ol1llln, by
her deed dated'liay 3, 1974, and recorded in the ofUce of the Recorder of De
in and for Cumberland County, Pennsy,lvania, in Deed Book "P", Volume 25. at
page 617, conveyed to Robert R. Walters, Jr. and Alln U. Walters, his wife.
Grantors.
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Contimorlgage Corporation
-vs-
Gerald E, Smith and Barbara A.
Smith
In the Court of Common Pleas of
Cumberland County, Pennsylvllnia
NO, 98-435 Civil Term
"
Michael E, Barrick, Dcputy Sheriff, who being duly sworn nceording to IIIW, says on June 29,
1998 at 10:57 o'clock A,M,E,D,S,T" he posted a true copy of Real Estate Writ Notice Poster and
Description in the above entitled action on the property of Gerald E, Smith and Barbara A. Smith
located at 41 Hays Grove Road, Newville, Cumberland County, Pcnnsylvania, according to law.
David E. Mckinney, Deputy Sheriff, who being duly sworn according to law, says on May 4,
1998 at 8:35 A.M. E,D,S,T., he served a true copy of real Estate Writ Notice and Description, in
the above entitled action upon one ofthc within named defendants Ii wit: Gerald E. Smith, by
handing to Barbara Smith wife, at 1071 Harrisburg Pike, Carlisle, Cumberland County,
Pennsylvania, its contents and at the same time handing to her personally the said true and
attested copies of the same.
David E. McKinney, Deputy Sheriff, who being duly sworn according to law, says on May 4,
1998 at 8:35 o'clock A.M. E,D.S.T., he served a true copy Real Estate Writ Notice and
Description, in the above entitled action upon one of the within named defendants to wit:
Barbara A. Smith by handing to Barbara A. Smith at 1071 Harrisburg Pike, Carlisle, Cumberland
County, Pennsylvania, its contents and at the same time handing to her personally the said true
and attested copies of the same.
Michael E. Barrick, Deputy Sheriff, who being duly sworn according to law, says on June 29,
1998 at 10:57 o'clock A,M,E.D,S.T" he served a ,rue copy of real Estate Poster, in the above
entitled action upon one of the within named defendants to wit: Gerald E, Smith by handing to
Gerald F. Smith at 1071 Harrisburg Pike, Carlisle, Cumberland County, its contents and at the
same time handing to him personally the said true and attested copies of the same.
Michael E, Barrick, Deputy Sheriff, who being duly sworn according to law, says he served a
true copy of real Estate Poster, in the above entitled action upon one of the within named
defendants to wit: Barbara A. Smith by handing to Gerald Smith, husband at 1071 Harrisburg
Pike Carlisle, Cumberland County, Pennsylvania,. Its contents and at the same time handing to
her personally the said true and attested copy of the same,
R, Thomas Kline, Sheriff, who being duly sworn according to law, says he served the within
Real Estate Writ Notice Poster and Description, in the following manner: The Sheriff mailed one
of the within named defendants to wit: Gerald E. Smith a notice of the pendency of the action by
regular mail to his last known address 1071 Harrisburg Pike, Carlisle, Pennsylvania, This letter
was mailed under the date of June 30, 1998 and never returned to the Sheriffs Office.
R, Thomas Kline, Sheriff, who being duly sworn according to law, says he served the within
Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed to
one of the within named defendants to wit: Barbara A. Smith a notice of the pendency of the
action by regular mail to her last known address 1071 Harrisburg Pike, Carlisle, Cumberland
County, Pennsylvania, This letter was mailed under the date of June 30, 1998 and never returned
to the Sheriffs Office,
R. Thomas Kline, Sheriff, who being duly sworn according to law, says that after due and
legal notice had been give according to law, exposed the within described premises at public
venue or outcry at the Court House, Carlisle Cumberland County, Pennsylvania, on September 2,
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you may call: Michael S. Dinney, Esquire at (610) 527-
4000.
2. You may be able to stop the sale by filing a petition
aSking the Court to strike or open the judgment, if the
judgment was improperly entered. You may also ask the
Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal
proceedings.
You may need an attorney to assert your rights. The sooner you
contact one, the more chance you will have of stopping the sale.
(See notice on page three on how to obtain an attorney).
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will
be sold to the highest bidder.
You may find out the
price bid by calling Michael S. Dinney, Esquire at (610)
527-4000.
2. You may be able to petition the Court to set aside the
sale if the bid price was grossly inadequate compared to
the value of your propexty.
3. The sale will go through only if the buyer pays the
Sheriff the full amount due in the sale. To find out if
this has happened you may call the Michael S. Dinney at
(610) 527-4000.
4. If the amount due from the buyer is not paid to the
Sheriff, you will remain the owner of the property as if
the sale never happened.
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5.
You have a right to remain in the property until the full
amount due is paid to the Sheriff and the Sheriff gives
a deed to the buyer. At that time, the buyer may bring
legal proceedings to evict you.
6. You may be entitled to a share of the money which was
paid for your house. A schedule of distribution of the
money bid for your house will be filed by the Sheriff on
October 2, 1998. This schedule will state who will be
receiving that money. The money will be paid out in
accordance with the schedule unless exceptions (reasons
show why the proposed distribution is wrong) are filed
with the Sheriff within ten (10) days after October 2,
1998.
7. You may also have other rights and defensesr or ways of
getting your house back, if you act immediately after the
sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONEr GO TO OR TELEPHONE THE OFFICE
LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY
BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PA 17013
(717) 249-3166
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~' 1m; ADDRESS OF 41 Illvs Grove Road. NeWITt 11e. PA
(AND IS DESCRIBED As ~S:
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17241
Cumber I and "C'ounCy.--a:--..
BEGINNING at a set railroad spike, said spike being South B8 degrees
26 minutel Ellt, 167.45 feet and North B3 degreel 53 minutes Ealt,
t90 faet from an existing railroad rail situate in the centerline of
Lesiglative Route 2tODS; thence by lands now or formerly of hllen
/fa.l'kl. Il.l'ch 83 dnSl'..1 :13 mllluCee &u.c, 109.01 [eeL to all exLsL Lilli
railroad IllOnulnent; thence by the saine South B9 daSreell 47 tninutes f.3st
459.27 feet to an existing railroad monument; thence by lands nuw or
for.merly of HUton 1.. Reichard, South 10 degrees 46 minutes \~est, B6.m
feet to a post; thence by the same South 00 degreeS 07 minutes East,
3t9.S2 feet to a point; thence by lands now or formerly of Eastern Rea:
Estate North 51 degreeS 28 IlIinutell t~est 72.7t Caet to a point; the lice
by the same North 25 degrees 21 minutes I~est, 139.28 feet to a point;
thence by the same North 09 degrees 26 minutes \~est, 149.91 feet tll a'
point; thence by the same North 55 degreel 07 minutes West 90.93 feet
to a point; thence toy r':e same Sout.h 79 degrees,S3 millutes West, 111.5'
feet to a point; thence by the sallie South 72 degrees 05 minutes West;
93.83 feet to a point; thence by the same South 63 degreeS 15 minutes
\~e,~t, 13B. 70 feet' to a set iron pin; thence by lands 1I0W or formerly 01
Keith A. Hoose North 06 degrees 07 minutes West, 134.77 feet to a set
" ,railroad spike,. the place of. BEGI~NING. CONTAINING t.696 acres as per
survey of Cad D. 'B'ert, dat'ed Apul, 1973.
,
TOGETIlER with a right of way in coimlon with Edith It. Heck, her heirs and ass
along the northern boundary of the above described premises, leading. to the
said Legislative Route 21085. .
BEING the same teal estate which Edith It. Heck, widow and single woman, by
her deed dated' Hay 3, 1974, and recorded in the office of the Recorder of De
in and for cumberland County, pennsy,lvania, in Deed Book IIp'', Volume 25, at
page 6\1, conveyed to Robe-rt R~ Walte'tS, J-r. and Alln 1.. Walters, his wife,
Grantorl.
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Carlisle Bldg. & Loan Assoc.
17 W. High street
Carlisle, PA 17013
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Penna Housing Finance Agency
2101 N. Front street
Harrisburg, PA 17105
Household Finance C.D.C.
26 Gateway Drive
suite 107
Mechanicsburg, PA 17055
ContiMortgage Corporation
338 S. Warminster Road
Hatboro, PA 19040-3430
(This is the mortgagee involved in the instant mortgage foreclosure
action. )
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5. Name and address of every other person who has any record
lien on the property.
,
None.
6.
interest
sale:
Name and address of every other person who has any record
in the property and whose interest may be affected by the
None.
7 . Name and address of every other person of whom the
Plaintiff has knowledge who has any interest in the property which
may be affected by the sale.
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Occupant/Tenant
4 Hays Grove Road
Newville, PA 17241
united states of
Internal Revenue
Philadelphia, PA
America
Service
19255
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PA Department of Revenue
Bureau of Inheritance TaA
Inheritance Tax Division
Department 280601
Harrisburg, PA 17128-0601
I verify that the statements made in this affidavit are true
and correct to the best of my personal knowledge or information and
belief. I understand that false statements herein are made subject
to the penalties of 18 Pa. C.S. section 4904 relating to unsworn
falsification to authorities. An Affidavit shall be provided to
the Sheriff setting forth information pursuant to Rule 3129.
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On fYw.L a.;;z. ,q q y
Hie ul1arlff I~viotl upon ti10 dOYCild?C'.
interest in tho real property situated In .~ -t~V3. -'
Gumi)ari2nd Gliunty, Pa., \(n%'f1 ;.,n:! n:Jmb1lr;!'l :::::,: fiL~ ~t...,(,.
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Bu. lid BO E 12 UdV
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H;~3HS 3ill JO ]f,I:HO
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TITLE REPORT
THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING
ITEMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY
EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED.
SHERU'F SALI~ NO. 04
Held WEDNESDAY, SEPTEMBER 9 1998
Date: SI~PT. II, 1998
T AXES: Receipts for all taxes for thc years 1992 to 1997 to be produccd. Taxes for the current
year 1998,
WATER RENT: Company assumes no liability for private supply of water or sewer,
SEWER RENT Receipts to be produced if services arc lienable,
MECHANICS' AND Possible unfiled Mechanics Liens and Municipal Claims,
MUNICIPAL CLAIMS
MORTGAGES: Listed Under Other Exceptions Below,
JUDGMENTS: Listed Under Other Exceptions Below,
INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to
dated , 1998, and recorded
, 1998, in Cumberland County Deed Book , Page
RECITAL: All the property which Robert R. Walters, Jr. and Ann M. Walters, husband and
wife by Deed dated July IS, 1982 and Recorded July 16, 1982 in the Office of the Recorder of
Deeds in and for Cumberland County, Carlisle, Pennsylvania, in Deed Book "V" Volume 29 Page
575, Granted and conveyed to Gerald E, Smith and Barbara A Smith, husband and wife,
OTHER EXCEPTIONS:
I , The identity and legal'competency of parties at the closing of this title should be
established to the satisfaction of the closing attorney acting for this Company,
2. Rights or claims of parties in possession, if any, other than the owner.
3, Unrecorded easements, discrepancies or conflicts in boundary lines, shortage in area
and encroachments which an accurate and complete survey would disclose.
4. Payment of State and local Real Estate Transfer Taxes, if required.
5. Conditions and limitations and restrictions as set forth in Cumberland County Deed
Book "0" Volume 8, Page 141.
6, Public and private rights in the road bed of Legislative Route 21085.
7, Satisfactory evidence to be produced that the absence of a mention of any improvements
in the advertisement for the subject Sheriff Sale does not invalidate or impair its validity.
8, Satisfactory evidence be produced that proper notice was given to the holders of all liens
and encumbrances intended to be divested by subject Sheriff Sale.
9. Mortgage given by Gerald E, Smith, Sr, and Barbara A. Smith, husband and wife to
Carlisle Building and Loan Association Dated February 28, 1983 and Recorded on
February 28, 1983 in Cumberland Mortgage Book 722, Page I in the amount of
$25,600,00 '
10. Mortgage given by Gerald E, Smith, Sr, and Barbara A. Smith to Pennsylvania
Housing Finance Agency dated May 8, 1982 and recorded May 8, 1982 in Cumberland
County Mortgage Book 1065, Page 880 in the amount of $39,500.00.
II. Mortgage given by Gerald E, Smith and Barbara A, Smith, husband and wife to
Household Finance Consumer Discount Company dated December 8, 1993 and
Recorded December 9, 1993 in Cumberland County Mortgage Book 1184, Page 238
in the amount of $48,500.00.
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thence hy the 83l11e South 72 degree!'l
AU ,ntnuteR West 93.83 feel to n
nolnl: thence hy the some SouU, 63
j rI"lfrre"lG mtnulr.s Weftl. 138.70 feet
to n sellran pin: U,cnce by lands noW
or ronnerly 01 Keith A. Moose North
00 degn:es 07 minutes West, 134.77
leetlo a oet mllroad Bplke, the place
or BEGINNING, CONTAlNINO 1.696
acres os per survey of Cnrl D. Bert.
dated April, t973.
TOOE1llER with a right 01 way In
common with EdIth It. Meek, her
heirs nod a..Igr1B ntong the northern
boundlU}' or the above deBcrlbed
preml""B, leading to the said Leglsla.
Uve Route 2t085.
BEING the same rent estate which
Edith It. Meck, widow nod Blngte
womno, by her deed dated May 3,
1974, nod recorded In the officeolthc
Recorder of DeedB In nod for Cum'
berland County. Pennsylvania, In
Deed nook "PO, Volume 25, at poge
617, conveyed to Robert It. Wntlel'!l,
Jr. nod Ann M. Wnttel'!l, his wile,
Grantors.
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writ No. 98.435 Clvn
ConUmorigoge CorpomUon
VB.
Oemld E, Smith nod
Bnrbnra A. Smith
Atty.: Mtchnel S, Dlnney
WE ADDRESS OF 41 Hays Orove
Rood, Newvt11e, PA 17241, Cumber.
lnod County AND IS DESCRIBED AS
FOlLOWS:
BEOINNlNO at a oet mJIroad spike,
sold spike being South 88 degrees 26
minutes East, 167,451eet nod North
83 degrees 53 minutes East, 190 leet
from on existing mJIroad ruII situate
In the eenterUne of LeslglaUve Route
21085: thence by InodB now or for-
merly of Allen Mearkle North 83 de-
grces 53 minutes East. 109.81feetlo
an ex1sUng rollrond monument:
thence by the same South 89 degrees
47 minutes East 459.27 feet to no
exlBtIng mJIroad monument: thence
by lnods nOW or fonncrly ofMUton M.
Relchnrd, South 10 degrees 46 min'
utes West, 86,09 leet to a pOBt:
thence by the same South 00 degrees
07 mlnutcB East. 319.52 feet to a
point: thence by IandB nOW or for-
merly of Eastern Real Estate North
51 degn:cs28 mlnutcBWcst72,71 feet
to a point: thence by the same North
25 degrees 21 minutes West. 139.28
feet to a point: thence by the same
North 09 degn:es 26 minutes West,
149.91 feet to a point: thence by the
same North 55 degn:es 07 minutes
West 90.93 feet to a point: thence by
the same South 79 degn:es 53 min'
utes West, 111.54 feet to a point:
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S 1 ,000.00 Advanc~ Costs Paid
Assessed Valuation S
REAL EST ATE SALE NO
4-22-98 Any,
4
Michael S. Dinney
WRIT NO.
98-435 Civil Term
Contimortgage Corporation
VS
Gerald E. Smith and Barbara A. Smith
41 Hays Grove Road
Newville. PA
REAL DEBT
~TEREST 9/3/98 @ 23.12/day
ATrS FEES
\\ "R.IT cas TS A HI"
ESCRO\V
LATE CHARGE
SHERlFF'S COSTS
Dockdng
Poundage
Posting Bills
..-\dve::ising
Acknowledging Deed
Auctioneer
Law Library
Coumy
:-'!ile~ge
Ce:1 )'Iail
Levy
Postpone Sale
S un:harge
92,500.01
103.10
30.00
700.00
15.00
15.00
30.00
10.00
.50
1.00
14.26
3.76
15.00
18.00
Le;!al Se~rch
..l.D\'BTlS~G:
Law Journal
P:uriot
Share of Bills
Distribution of Proceeds
Shdffs Deeds
ST.-\:-'[PS
Pa. Transfe:- Tax
T','.1' or Bora Transfer Tax
V.XES
1998 Co. Lib and Twp
1998 School
TalC Claim Bureau
200;00
297.50
295.65
27.91
25.00
26.50
227.30
873.63
3.868.95
OU1
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INCHla IlrliJlI Ut'lllfl. I'hun," 25:1.H2011
CAlLY ... PICK.UP ArruunllnK Ul'pl. ml,r patriot 255,"237
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2 iTII,r ElIrllill~\ ~rlll!i
3 S.UlIlHl!\ patriot'~rlll!i
4 {,'./n r.o. ollX 226511,\RRlsot;Rfl, r,\, 17105 rIlUNf. (7171 255.HIIIII
5 Complete Coverage or Pennsylvania's Third Largesl
6 and Most Prolilable Markel
,
7 CUMB020 1998
8 CUMBERLAND CO SHERIFFS OFFICE
9 COURT HOUSE
10 CARLISLE, A 17013
\I tJ..t
n $ INCHEStl CAlLY R.UE .) 'pi IS
13 1 O~ .E.'.CH
NOTARY LEU FPO DAILY 1 50
14
IS ) NET CAlLY ')0 :/ fj' _;J 1...;;'
PICK.UP RATE
16 _ lHCHES@ _ PERINeH
17
18 SPH RATE
_ INCHES Q - PERINeH
19
LESS FPD SUNDAY
20 I >
NETSPN
21
22
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METRO WEST
25
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27
28 qJa
29 DUPLICATE
30
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THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
UnderAct No, 587, Aooroued MaU t6. 1929
Commonweelth 01 Penneylvanla, County 01 Dauphin} ..
hf/chaelhforroMl being duly sworn according to law, deposes and says:
That he Is the Assistant Controller of THE PATRIOT.NEWS CO., a corporation organized and existing under the laws
01 the Commonwealth of Pennsylvania, with Its principal olflce and place of buslneas at 812 to 818 Market Street, In
the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of THE PATRIOT.NEWS and
THE SUNDAY PATRIOT.NEWS newspapers 01 general circulation, printed and published at 812 to 818 Market Street,
In the City, County and State aforesaid; that THE PATRIOT.NEWS and THE SUNDAY PATRIOT.NEWS were established
March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since;
That the printed notice or publication which Is securely attached hereto is exactiy as printed and published In
their regular dally and/or Sunday and Metro edltionsllssues which appeared an the 28th day of July and the 4th and
11th day(s} 01 August 1998. That neither he nor said Company Is Interested In the subject matter 01 said printed
notice or advertising, and that all 01 the allegations 01 this statement as to the time, place and character 01
publication are true; and
That he has personal knowledge 01 the lacts aloresaid and Is duly authorized and empowered to verily this
statement on behalf 01 The Patriot-News Co, aloresald by virtue and pursuant to a resolution unanimously passed and
adopted severatly by the stockholders and board of dlr ctors of the \!,aid Company and subsequentiy duly recorded In
the office lor the Recording 01 Deeds In and lor said C u ty 01 uphln In Miscellaneous Book 'M',
Volume 14, Page 317.
PUBLICATION
COpy
SALE #4
lariat Seal
Torry L. Russell, Nol
Harrisburg.OaupbinCounlv NARY PUBLIC
MV Commission Expires Juno 6. 2002
on expires June 6, 2002
Member, Pennsylvania Assocta on 01 NclarlCs
p- . -- u_._o__...__u 11
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I' on ~~, raIIrood: ral slIuole)n the
-""'.......rfInn _ N :' Ot"'lclnth/" Dnt itA' ?1M.'):
CUMBERLAND COUNTY SHERIFFS OFFICE
COURTHOUSE
CARLISLE, PA, 17013
St8tement of Advertisina Costs
To THE PATRIOT.NEWS CO., Dr.
For publishing the notice or publication attached
hereto on the above stated dates $
Probating same Notary Fee(s) $
Total $
294.15
1.50
295.65
Publisher's Receipt for Advertising Cost
THE PATRIOT.NEWS CO., publisher of THE PATRIOT.NEWS and THE SUNDAY PATRIOT.NEWS, newspapers 01 general
circulation, hereby acknowledge receipt 01 the aforesaid notice and publication costs and certifies that the same have
been duly paid. THE PATRIOT. NEWS CO.
By....................................................................
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llE[;LJLI,iI
CASE NO: 1998-00435 P
COMMONWEAL TI1 OF PEIIlISYLV /Iii I":
cOUllTY OF cUIIBt:RLAlW
CONTI MORTGAGE CORPORATION
vs.
SMITH GERALD E ET AL
TREVOR KENT , Sheriff or D~puty Sheriff of
CUMBERLAND County, Pennsylvania, who being duly sworn accord1ng
to law, says, the within COMPLAINT - MORT FORE was Gerv~d
upon SMITH BARBARA A the
defendant, at 1998:00 1I0URS, on the 4th day of February
19~ at 1071 HARRISBURG PIKE
CARLISLE, PA 17013 ,CUMBERLAND
County, Pennsylvania. by handing to BAR BAR SMITH
a true and attested copy of the COMPLAINT - MORT FOR~
and at the same time directing Her attention to thE' contents thereof.
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Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So "nsw~~ ~
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2,00
R. I lloma.s Kl~nc.~, ;.;,her-~.t1
"se.08 SHEA AND SHEA
02/05/1998
by -C;;(fZ?f- !:/'Ir
Deputy Sher~:t~
Sworn and subscribed to befor~ me
this ~.-!:: day of ;L..t..,..
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19 9'il A. D,
-O-~~'o~Y'~~-
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SHEA AND SHEA
Attorney ID No. 37350
By: Michael S. Dinney, Esquire
11 Elliott Avenue
P.O. Box 128
Bryn Mawr, PA 19010
(610) 527-4000
Attorney for Plaintiff
------------------------------------------------------------------
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
CONTIMORTGAGE CORPORATION
No.
98-435
t'~ .~
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-')
vs.
Plaintiff
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;-.)
GERALD E. SMITH and
BARBARA A. SMITH
,-
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Defendants
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AFFIDAVIT
Plaintiff in the above action by its attorney, Michael S.
Dinney, Esquire, sets forth as of October 14, 1996 the following
information concerning the real property located at 41 Hays Grove
Road, Newville, Penn TownShip, Cumberland County, PA.
1. Name and address of owners:
Gerald E. Smith and
Barbara A. Smith
1071 Harrisburg Pike
Carlisle, PA 17013
2. Name and address of defendants:
Gerald E. Smith and
Barbara A. Smith
1071 Harrisburg Pike
Carlisle, PA 17013
3. Name and address of every jUdgment creditor whose
judgment is a record lien on the real property to be sold:
General Consumer Discount Co.
2418 Wilmington Road
New Castle, PA 16105
4. Name and address of the last recorded holder of every
mortgage of record:
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Carlisle Bldg. & Loan Assoc.
17 W. High street
CarliSle, PA 17013
Penna Housing Finance Agency
2101 N. Front street
Harrisburg, PA 17105
Household Finance C.D.C.
26 Gateway Drive
suite 107
Mechanicsburg, PA 17055
ContiMortgage Corporation
338 S. Warminster Road
Hatboro, PA 19040-3430
(This is the mortgagee involved in the instant mortgage foreclosure
action.)
5. Name and address of every other person who has any record
lien on the property.
None.
6.
interest
sale:
Name and address of every other person who has any record
in the property and whose interest may be affected by the
None.
7. Name and address of every other person of whom the
Plaintiff has knowledge who has any interest in the property which
may be affected by the sale.
Occupant/Tenant
4 Hays Grove Road
Newville, PA 17241
United states of
Internal Revenue
Philadelphia, PA
America
Service
19255
PA Department of Revenue
Bureau of Inheritance Tax
Inheritance Tax Division
Department 280601
HarriSburg, PA 17128-0601
I verify that the statements made in this affidavit are true
and correct to the best of my personal knowledge or information and
belief. I understand that false statements herein are made subject
to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn
falsification to authorities. An Affidavit shall be provided to
the Sheriff setting forth information pursuant to Rule 3129.
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SHEA AND SHEA
Attorney I.D. No. 37350
By: Michael S. Dinney, Esquire
P.O. Box 128
11 Elliott Avenue
Bryn Mawr, PA 19010
(610\ 527-4000
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
CONTIMORTGAGE CORPORATION
No. 98-435
Plaintiff
vs.
GERALD E. SMITH and
BARBARA A. SMITH
Defendants:
CERTIFICATE OF SERVICE
I, Michael S. Dinney, Esquire, hereby certify that a copy of
the Notice of Sheriff's Sale was forwarded to all interested
parties by first-class postage prepaid on July 22, 1998. Receipts
from the Post Office are attached hereto as evidence thereof.
Copies of the enclosures are also attached hereto.
Date:
7JJ,f-
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Michael S. Dinney r Esquire
Attorney for Plaintiff
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SHEA AND SHEA
Attorney ID No. 37350
By: Michael S. Dinney, Esquire
11 Elliott Avenue
P.O. Box 128
Bryn Mawr, PA 19010
(610) 527-4000
Attorney for Plaintiff
------------------------------------------------------------------
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
CONTIMORTGAGE CORPORATION
No. 98-435
subject of this Sheriff's Sale.
affected by the Sheriff's Sale.
Your interest or lien may be
Plaintiff
vs.
GERALD E. SMITH and
BARBARA A. SMITH
Defendants
NOTICE OF SHERIFF'S SALE OF REAL ESTATE
UNDER PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129
TO: All Interested Parties and Claimants
The law requires this Notice be sent to you because yo~ may
have an interest in or a lien on the real estate which is the
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The real estate situate at 41 Hays Grove Road, Newville, Penn
Township, Cumberland County, Pennsylvania, is scheduled to be sold
at Sheriff's Sale on Wednesday, September 2, 1998 at 10:00 A.M.
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prevailing timp., in the Cumberland county Courthouse, South Hanover
Street, Carlisle, Pennsylvania, to enforce the Court Judgment of
$92,500.01 obtained by conti Mortgage Corporation, holder of the
first mortgage, against the above defendants" The real estate
being sold is all that certain messuage and tract or piece of land,
with the buildings and improvements thereon erected, situate at 41
Hays Grove Road, Newville, Penn Township, Cumberland County,
'mE ADDRESS OF 4 I Have Grave Road. New ill e . PA
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AND IS DESCRmm AS E'Ol.1.alS:
17241
Cumber 1 and C;ountv- -'--.-;--.
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BEGINNING at a let railroad Ipike, laid Ipike being South 88 degree.
26 minute. Ea.t, 167.45 feet and North 83 d.~re.' 53 minute. Ea.t,
190 faet fxam an Ixhting raUroad raU aituau in the centerline of
Lleiglative Route 210DS; thence by land. now or formerly of ^llan
Ifa....kl.. H....Ch 83 das..a... '3 ,dllucas lI:asC, 10!l.0 I CaeL to ell axLeL LIIU
railroad IlIlInWllent; thence by the same South 89 daGreea 47 ..lllutllS ~ast
459.27 feet to an Ixiating railroad IlIOnumant; thence by Land. now or
for.merly of KUton Ii. Reichard, South 10 degrellS 46 minutes Wut, B6.(
feet to a poat; thence by the aame South 00 degrees 07 minutes East,
319.52 feet to a point; thence by lands now or formerly of Eastern Ref
Estate North 51 decreca 28 lainutes Ilest 72.71 Coet to a point; thcllce
by the sama North 2S degrees 21 minutes West, 139.28 feet to a point;
thence by the lame North 09 degrees 26 minutes West, 149.91 feet tll a
point; thence by the .ame North 5S degrees 07 minute8 West 90.93 feet
to a point; thence by the same South 79 degrees.S3 minutes West, III.~
faet to a point; thence by the same South 72 degrees OS minutes West;
93.83 feet to a point; thence by the same South 63 degrees IS minutes
Ile.llt, 138.70 feet'to a set iron pin; thence by lands 1I0W or formerly 0
Keith A. Hoose North 06 degrees 07 minutes West, 134.77 feet to a set
.. railroad spike, the place of. BEGINNING. CONTAINING 1.696 acres as pet
'survey of Cad '0. 'B'ert,' dat'ed April, 1973.
"
TUGEnU;R with a right of way in coimlon with Edith It. I~eck, her heirs and as!
along the northern boundary of the above described premises, leading,to the
said Legislative Route 21085. '
BEING the same real estate which Edlth R. 1.leck, widow and !lingle woman, by
her deed dated'lfay 3, 1974, and recorded in the office of the Recorder of 01
in and for Cumberland County, Pennsy.lvania, in Deed Book "p", Volume 25. at
page 617, conveyed to Robert R. Walters, Jr. and Ann Ii. Walters, his wife.
Grantors.
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SHEA AND SHEA
Attorney I.D. No.37350
By: Michael S. Dinney, Esquire
11 Elliott Avenue
P.O. Box 128
Bryn Mawr, PA 19010
(610) 527-4000
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
CONTIMORTGAGE CORPORATION No. '1f- <"13'{d(,..u' -r;...~
500 Enterprise Road
Horsham, PA 19044
Attorneys for Plaintiff
Plaintiff
v.
GERALD E. SMITH and
BARBARA A. SMITH
4 Hays Grove Road
Newville, PA 17241
Defendants:
COMPLAINT IN MORTGAGE FORECLOSURE
1. Plaintiff is a corporation with a place of business at 500
Enterprise Road, Horsham, PA 19044.
2. Defendants Gerald E. Smith and Barbara A. Smith are
believed to be residing at 4 Hays Grove Road, Newville, PA 17241.
3. On July 15, 1994, the defendants mader executed and
delivered their note and mortgage to First Union Home Equity
Corp. in the amount of $68,200 with interest at an annual rate of
12.5 percent, payable in monthly installments of principal and
interest of $774.85 for a term of 240 months. A copy of the
mortgage is attached hereto as Exhibit "A."
4. The mortgage was recorded in the Office for the Recorder
of Deeds for Cumberland County, Pennsylvania in Mortgage Book
1224, page 322, and is on the premises at 4 Hays Grove Road,
Penn Township, Cumberland County, PA legally described in the
mortgage attached hereto as Exhibit "A."
5. The mortgage documents were subsequently assigned
to plaintiff who is the current holder of same, said assignment
being recorded in Misc. Book 520, page 865.
6. The defendants are the real owners of the land subject to
the mortgage and their last known mailing address is set out in
paragraph 2 above.
7. Default has been made by the defendants in the payment of
the monthly installments since June 21, 1996 and as of November 24,
1997 the account is delinquent $13,947.30 ($774.85 per month
for the period June 20, 1996 through November 24, 1997); whereupon,
under the terms of the mortgage, the entire balance of principal
became due and payable.
8. In accordance with the provisions of the mortgage
documents and/or the Act of January 30, 1974, P.L. 13, No.6,
Section 403 (41 P.S. Section 403), a Notice of Intention to
Foreclose Mortgage dated was forwarded separately to each defendant
by certified and regular mail. An Affidavit of Notice is attached
hereto as Exhibit "B" and a copy of the notice is attached hereto
as Exhibit "C." The default has not been cured. In the
alternative, the notice required by the aforesaid Act does not
apply in this instance since the original principal amount of the
mortgage exceeded $50,000.
9. In accordance with the provisions of the Act of December
23,1983, P.L. 385, No. 91, section 2 (35 P.S. Section 1680.402c.),
a Notice of Homeowner's Assistance Emergency Act of 1983 was
forwarded separately to each defendant by cortified and regular
mail since the mortgage was more than sixty (60) days contractually
delinquent. An Affidavit of Notice is attached hereto as Exhibit
"B" and a copy of said notice is attached hereto as Exhibit "D."
More than thirty-three (33) days have elapsed since the mailing of
said notice and no notice has been received by plaintiff advising
that defendants have applied for assistance, nor have defendants
arranged for a face to face meeting with a representative of the
plaintiff during said period.
10. The mortgage is in default because of defendants' failure
to make the payments due and the following amounts are due on the
mortgage:
Principal balance
Interest 5/20/96-11/24/97 @ $23.13/day
$66,616.11
12.790.89
$79,407.00
3,970.35
2.600.00
$85,977.35
Reasonable attorney's commission (5%)
Title search and cost
TOTAL:
11. The attorneys' fees set forth above are in conformity with
the mortgage documents and Pennsylvania law, and will be collected
in the event of a third-party purchaser at sheriff's sale. If the
mortgage is reinstated prior to sale and/or if this matter is
contested, reasonable attorneys' fees will be charged.
WHEREFORE, the plaintiff prays the Court to enter judgment for
foreclosure and sale of the mortgaged property in the amount of
$85,977.35 as set forth abover together with costs, interest
thereon from November 25, 1997 at the rate of $23.13 per day and
all other amounts advanced by plaintiff prior to the sheriff's
sale of real property and properly chargeable in accordance with
APPENDIX "A"
THE ADDRESS OF 41 HaYs Groye Road. Newville. PA
t'
AND IS DESCRIBED AS FOu.owS:
17241
Cumberland County
BEGINNING at a aet railroad spike, said spike being South BB degrees
26 minutes East, 167.45 feet and North 83 degrees 53 minutes East,
190 foet from an existing railroad roil situate in the centerline of
Lesiglative Route 210!l5; thence by lon~s now or formerly of Allen
H.arkla Narth 83 dosree. :13 mLnuteD I>...t, 109.1l1 [ceL tU all cxLOL Lilli
railroad monument; thence by the some South 89 decreeR 47 mlllutes "list
459.27 feet to an existing railroad nlonument; thence by lands now or
formerly of Hilton H. Reichard, South 10 degrees 46 ndnutes I~est, 86.09
feet to a post; thence by the same South 00 degrees 07 minutes East,
3\9.52 feet to a point; thence by lands now or formerly of Eastern Real
Estate North 51 degrees 28 minutes tlest 72.71 feet to a point; the lice
by the same North 25 degrees 21 minutes Ilest, 139.28 feet to a point;
thence by the same North 09 degrees 26 minutes Ilest, 149.91 feet tn a
point; thence by the same North 55 degrees 07 minutes West 90.93 feet
to a point; thence by the same South 79 degrees 53 minutes West, 111.54
feet to a point; thence by the same South 72 degreeS 05 minutes West;
93.83 feet to a point; thence by the same South 63 degrees 15 minutes
I~e.\lt, 138.70 feet to a set iron pin; thence by lands ,IIOW or formerly of
Keith A. Hoose North 06 degrees 07 minutes West, 134.77 feet to a set
.' ,railroad spike, the place of. BEGINNING. CONTAINING 1.696 acres as per
survey of Carl 'D. 'B'ert,' dat'ed April, 1973.
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TOGETIll;R with a right of way in colllmon with Edith R. Ileck, her heirs and assigns,
along the northern boundary of the above described premises, leading to the
said Legislative Route 21085.
BEING the same real estate which Edith R. .,teck, widow and single WOlllan, by
her deed dated' Bay 3, 1974, and recorded in the office of the Recorder of Deeds
in and for Cumberland County, pennsy,lvania, in Deed Book "p", Volume 25, st
page 617, conveyed to Robert R. Walters, Jr. and Alln Ii. Walters, his wife,
Granto rs .
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addlll.... Iodebtedo... .1 8onowor IOC1Ind '" lbl. Mm,.,.. UoI... Bomw.. IDd Looder..... t. olber tel1lll.r
po,...... tucb lIDOu.1I .boll be p.y.bl. vpoo ..11.. rrom looder I. Bonowet reqvOIlln, p.,m..1 thereor. N.thIo,
cootoloecl III lbl. PUllropb 1 thoU reqal.. Leacl...lo Incur 10' .'palIO.r toke 10' octloa beRuodcr.
e. Inspt<U.n. loodcr 101' molt. .r ...... to be mod. 1U5O..bl. cotrl.. upoa aad Iospoctloo. .r lb. Pn>perl7.
provided lballoodtr .baIl .1.. Borrower Doll.. prl.r lo 10' ouch Iospoctloa opocIr,ln. ...-.hI. ...... Ibtttl.r
..Ialad lo Iooder'.IlI_ III lb. Pn>perIJ.
,. C..dannoUo.. n. proc..... .r IDY .word or .100m ror clamol'" dlreel or _uenUaI, 10 ......tI.. wltb 10'
coademaltlca or olhu t&IdD. o{ Ibe Property, or part lhcrtOl, or lor conyeYlDce La lieu 01 coadeamlllon. ue bereby
oul..od ood ..011 be paid 10 .....d.. .ubJce. I. lb. IcrmI .1 ooy morl"I', dood or INJI .r .Ib.r tcCarll7 .'......1
wllb .Uen wblcb bu prt.rllJ ovor lbl, Monl'I.,
\0, O.rTOW" Nol R.lw.dl Forbtann.. 0, Lend... N.t . Walnr. lb. Bonow., .boll nlO5io lI,bl. ror lull
paymenl or Ibe principal and laleral OD Ibe Notl (Dr any advancemenl Dr obll'Ittoo) IICCUred heRby, Dotwlltutandtnl
10' .r lb. r.llowln,: (.) lb. 001. or 011 .r . pili or lb. pnml..., (b) th. IIJIImpllo. b, 100lber pill)' .r tb.
Bomwer'. obll'llloOl bereUDder, (c) the ro:beuance or clleostoo or lime ror p.ymeol rr performance or an)'
obll.ltloo bereuader, whether .ranled 10 Bonuwer or a lubaoquenl owaer or tbe property. ID~ (d) the releuc or all or
&D)' pUt or (he premJ.CI sec:UMI uJd abll.ltloD. or the rereuo or 1.111 piny who usumes plymeal or the same.
E...pl 10 tb. Clt.nl Ib.llb. 1110 or lbl. M.n,.,. .balt baY. bee. ..Iwed wllb rupecllo all or ooy put .r Ih.
p..m1..., ..0' or Ih. rore,.lnl .bollla 10' w,y orro:l tho lull ror.. IOd crrcel.r lb. II.. 01 lbl. M.rI"" .r Impolr
.....~..'. rllhll. . d.n.leacy Jud'lIlCllt (Ill lb. oveel or 10...I.wn) "wt Bom.... or 10' pill)' ....mID, tho
obll,ltI... b...uoder,
I
Ii
~. '\
i.!'~
Any lorbwan.. by Londer In .....hlnl any rilbt or remedy b.reunder, or olb.".I.. .1T0nled by .ppllcabl. I...,
.ball,ool be. waiver 01 or p...lud.lb. .....1.. 01 any lU.b riaht or remed~,
II. Su.....on .nd A..II'" Boundl Jolnl.nd S...nt L1.bIllIYI C....lln.n, Th. ....aanll and 'I"",meall b...la
coot.aJ.Aed .ball blnd. IDd lb, rlptJ hereuoder .b.lIlaun 10. lb, relpedlvlI IUCCUlon aDd allp. or IAad,r lad
Bo......r. IUbJect 10 lb. pro.I.loo. 01 pmlnpb 15 b....I, All ",..oanlt and 'IIM_1t 01 Bonv.... .ball be J.lal ....
ud IIVlral. Any Borrow.r who co..lpl lbJ. Mort,I.I, but dou aol execute lb. Nola: (I) II co-tlpln. thI. ,-
MO~I'la ooly 10 mO~I'I" Innt and .oa..y tb.t Bonvwer'. 101.re'l la lb. I'1opel1)llo I..elld.. under lb. \JrmJ 01 \ ('\
1hI. MO~I'I" (b) I. oot penoaally 1I.bl. oa lb. Nal. or under Ibl. MO~I'I" ..d (.) .1.... 1b.1 Loader..d..y r:', I
olber Borrower hereunder may larel 10 extead. modlry, rorheu. or make any other lCCommodalloDI wills Rlanllo
lb. I."", 01 Ibl. MO~I'I. or tb. Nol. wltboul Ib.1 Oonvwer'. coo..al ..d wltboUI relwlnl Ib.1 Borrower or \ r'\
modllylal thl, MO~I'I. u 10 Ibal Bo"ower'.lalen:.lla lb. Propel1)l, ' ~
12, NoU... eJC.pl lor ..y aollce requl~ uod.r .ppllcabl. I.w 10 be Ilveo In ...Ib.r mann.r, (.) ..y aollce 10
B.nvw.r provided lor In IbI. MO~I'I' .ball be Ilv.o by d.lI..rlnlll or by malllnl .ucb aollce by finl clu. mall
,ddreued 10 Bonower or the cuneol owner a' lbe Property Add".. or II lucb otber ,ddft.s u Borrower DlIY '. l
d..I...la by 0011..10 Load.r u provided b.reln, ..d ..y olber penoo penooolly 1I.bl. 00 1hI. Nol. u Ib... penoo'. c', \
aam.. ..d .ddr..... .ppear In lb. Looder'. ...ordJ .1 lb. II.,. 01 Ilvlol aollce ..d (b) ..y aollce I. I..elld.r .ball be
.lveD by fint clu. maUlo Leader', addreu .lIled bereiD or to lucb other .ddnu u leadcr D1IY dulplte by Dollcelo oc-
Bo"ow.. u provided b.rela, Any aOllce provided lor In 1hI. Ma~I'I. &ball be doomed 10 b.v. beea Ilv", 10
Bonvw., ar I..elld.r wb.. alv...1n lb. ......r dell...led b.nln, '
13. Go,m", La.., S...nbllll)'. n. .111. ood locaIl.w, .ppllcabl. 10 1hI. MO"I'I. .ball be lb. I.... 01 lb.
Juriodl.l\oa In wblcb lb. Propel1)lI. 1000led. n.lo..lolnl....I..c. .ball aot IImlllb. .ppllcablllty 01 FecI.nll.w 10
thl. Mort.llo. III Ibo event thai any provllloD or tllUlO of thll Mortlllo or lhe Noto coanlell with appllc.able Ilw.
lUeb coanlell .ball Qol .ffect albar provbloQl of thl, Mortl.ae or tbe NolO whicb can be liven effect wllboullhe
cooOlella. provbloD, IDd 10 thI, cad tbe provilioal of lhll Mortslac IDd lbo NOlO are declared to be severable. AI
Uled herelo 'coll,', 'upcQlU' IDd '.lIomey.' (ca' tD~ludc 1I1lualJ to the ea.tcat.Dol prohJbiled by applicable I,w or
limited b.reln,
14, Borro..er's Copy, Bonvw.r .ball be lumlobed . cealarmed copy 01 lb. Nata, 1hI. MO~I'I. ood R1d,r(.) .1 lb.
limo 01 executloD Of aftcr recordation bereof.
IS. Transler 01 the I'1operl)' ar I Benelldollnltnsl In Borro..er. Assum~lIoa. Borrow.r Iball aol "II or
1....I.r all ar ooy put 01 lb. Propel1)l or ..y 1ll\J...lln II wllboul Loader'. prior wrillen "'a....I, II Bonvwrr II aol
I altum penOD, DO beaeficial LatCRlt in Borrow,r _ball be IOld or tnmfcrred without Leader', prior written coaKal.
II all or ooy put 01 lb. Propel1)l or ..y 1ll1....11ll111o IOtd or Inn.l,ned (or II . beocfi,laIIlllcreolIII Bonvwer 10
IOld or tl"lDlfemd IDe: Bonowet II Dol' natural penoo) whhou. uader'. prior written CODlCDl, Leader mlf, I'
Leader', OptlODI for laY reuoa, dcclara all tho IUmJ lOCurcd by thil Monllsa 10 ba immedlltely due aad PlY able.
1I0....ever. Ihb oplloa lhaJl Dot be olcn:lIecl b)' Leader Ir elercllO II probibiled by Federalllw u or tbe dale or Ihil
MonSISIl.
U Leader exen:lIu thb optioa, Leader Iballllvc Borrower Dotice or accclcradda as II required by Ilw. U Borrower
lallo to PlY In lulllb... IUIlll prior to Ibe upln'loa ollbl. period, Load.r may Illvok. ..y remedl.. permilled by Iblo
Monllse withoul further attIco or dl\lDIDd 00 Bonower. .
Tbll Mortllae IDlY aot be wumed by I purcbuer wltboutLJe Lender'l cODKDt.
NON.UNIFORJlI COVENANTS. Oorrower ood !.cod.r lullbrr "'v.....1 ood 'Ireo u lollawo:
16, AcalrroUon; Ranedles. In the ..enllhollhe Lend... dIKn'''' any I..ud or molrrW mls..p......taUon aa
lb. put al Ibe Borrower In con.,rcUon ..lib lb. MortaL.e ar Note secured Ihereby. Ibe Borro..er lolls la m.d
the "l'.ymenltums 01 the Morta..e ar Nole secured Ibereby, or the Borro.... takes any .cIIon or lolls 10 .ct
10 U 10 .d.."..y oII'ect the Lend..'s aecurll)' lal....1 or any rilbb 01 the Lender In sucb lecuril)' Inl.....I,
Lender. .1 Lender'. opllon, upon pro,ldJ", such noli.... u requlred by..... m.y drdore 011111IIII secured by
thls Morta.... 10 he Immedl.ldy due ond p:ly.bl. u d m.y lareclose IhIs Morta..e by Jud1dol proceedl",.
Lender ,hall be enUlled 10 collect In ,uch proo:eedl", .ill .......... 01 loreclosure. IndudJ",. bul nolllmlled In,
""II 01 documenllr1 ..ldaIce, ...trow and U1. rqlOlU.
17. Aularunenl al RenlIl Appolnbnenl al R....'... ,-Ill oddlllonal.....rity b""",der, Bonvw.r bcreby wi... 10
"Leader Ihe reaU or th. Property, provided that JorroWtf :.ball, prior 10 lceelertlloa UDder pUl.rtpb 16 be~r or
aba.odozuneat orlbe Propenyl have iho riabt to collcet aod rdI1a ataCb reall as tbo)' become duoaocl plyable.
. .. . .. . ,
,
Upoa ICc.""lloa under pml..pb 16 b....1 or .boodonmeot 01 lb. Properly. I..elld.r Iball be .atllled la b.v. ·
receiver Ippoiated by I court to cater upoa, lake FOllc.sl:oa or ucllD&DIse Ibe Property and 10 collcellho rca~ or the
Propel1)lln.ludlnl tba.. pul dun. All rent, coll"led by lb. ....Im .ball be .pplled finllo p.ymcnl 01 lb. COlli 01
tDlDl.cmcol or Ibe Property and eoUcelloa or r,:QU, includiDa, bUI Dol limited 10 receIver'. rw, premiulDJ 00
recelvcr'l baods ud RUoublo attorneYI' reel. and thtD to lb., IUIDJ letured by thl. Deed or Trual. no receiver
.ball be lI.bl. 10 .ceounl only 10. 1b0lt renlt ICtually .....Ived,
I
il. Loon ChoraOl, II lb. 10&11 ...u~ by 1hI. MO~IIII.I. .ubJecllo . I,w wbleb KlI mulmum 10" cbUI'" ood
tb.ll,w I. finally lnl.'l'reled 10 Ib.llb. lnl'reo\ or oILer 10.. cbUI.' callecled or 10 be ",lIrcled III COMoolloa wllb
Ibelo.. ...wI permilledllmlll.lben: (I)..y lucb I... cbul" .ball be ~ucecl by 1b.llIlOual aOCCl5U)' 10 ~uc.
JOliN O. SIIEA
PIIYLLIS M. SIIEA
MtCIIAEL S. DINNEY
LAW OFFIC[S
SHEA AND SHEA
II ELLIOTT AV[NU[
1'. O.lIox 1211
lIRYN MAWR, I'A. 19010
10101827..1000
fAX 1010) 827.agtg
E'MAIL SIIEA1..\WCHtSN.COM
November 26, 1997
Barbara A. smith
4 Hays Grove Road
Newville, PA 17241
Rei Account #1100981
Dear Mortgagor:
NOTICE OP INTENTION TO PORECLOSE
The MORTGAGE held by contiMortgage Corporation on your property
located at 4 Hays Grove Road, Penn Township, cumberland, PA IS IN
SERIOUS DEPAULT because vou have not made the month Iv oavrnents of
$774.85 for June 20. 1996. Julv 20. 1996. Auaust 20. 1996.
Seotember 20. 1996. October 20. 1996. November 20. 1996. December
20. 1996. Januarv 20. 1997. Februarv 20. 1997. March 20. 1997.
Aoril 20. 1997. Mav 20. 1997. June 20. 1997. Julv 20. 1997. Auaust
20. 1997. Seotember 20. 1997. October 20. 1997 and November 20.
1997. The total amount now required to cure this defaultr as of the
date of this letter, is $13,947.30.
You mav cure this default within THIRTY (301 DAYS of this date. bv
Davina to the Lender the above amount of $13.947.30 olus anv
additional month Iv oavrnents which mav fall due durina the oeriod.
Such payment must be made either by cashier's check, certified
check or money order and made at ContiMortgage Corporation, One
contiPark, 338 South Warminster Roadr Hatboro, PA 19040-3430.
If you do not cure the default within THIRTY (30) DAYS, the Lender
intends to exercise its riaht to accelerate the mortaaae oavrnents.
This means that whatever is owing on the original amount borrowed
will be considered due immediately and you may lost the chance to
payoff the original mortgage in monthly installments. If full
payment of all sums due under the mortgage is not made within
THIRTY (30) DAYS, the Lender also intends to instruct its attornev
to start a lawsuit to foreclose vour mortaaaed orooertv. If the
mortaaae is foreclosed. vour mortaaaed orooertv will be sold bv the
Sheriff to oav off the mortaaae debt. If the Lender refers your
case to its attorneys, but you cure the default before they begin
legal proceedings against you, you will still have to pay
reasonable attorney's fees, actually incurred. Any attorneyrs fees
will be added to whatever you owe the Lender, which may also
include the Lender's reasonable costs. If vou cure the default
within the thirtv-dav oeriod. vou will not be reauired to oav
attornev's fees.
Exhibit "c"
Barbara A. smith
November 26, 1997
Page 2
The Lender may also sue you personally for the unpaid principal
balance and all other sums due under the mortgage. If you have not
cured the default within the thirty-day period and foreclosure
proceedings have begun, vou still have the riqht to cure the
default and Drevent the sale at anv time UD to one hour before the
Sh;;;lff's Foreclosure Sale. You mav do so bv Davinq the total
~it;~unt of the unDaid monthlv Davments Dlus anv late or other
~harqes then due. as well as the reasonable attornev's fees and
costs connected with the foreclosure sale and Derform anv other
requirements under the mortqaqe. It is estimated that the earliest
date that such a Sheriff's Sale could be held would be
approximately 180 days after the date of this letter. A notice of
the date of the Sheriff's Sale will be sent to you before the Sale.
Of course, the amount needed to cure the default will increase the
longer you wait. You may request at any time exactly what the
required payment will be by calling contiMortgage corporation at
the following number: (900) 635-9698 Ext: 2280. This payment must
be in cashier's check, certified check or money order, and made
payable to us at the address stated previously.
A notice of the Sheriff's Sale will be sent to you before the Sale.
Of course, the amount needed to pay all sums due under the mortgage
will increase the longer you wait. You may request at any time
exactly what the required payment will be by calling the Lender at
the following number: (800) 635-9698 Ext: 2280. This payment must
be in cashier's check, certified check or money order, and made
payable to the Lender at One contiPark, 338 South Warminster Road,
Hatboro, PA 19040-3430.
You should realize that a Sheriff's Sale will end your ownership of
the mortgaged property and your right to remain in the property. If
you continue to live in the property after the Sheriff's Sale, a
lawsuit may be started to evict you.
You have additional rights to help protect your interest in the
property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY
TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER
LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO
SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE
OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE
PAID PRIOR TO OR AT THE SALE AND THAT THE OTHER REQUIREMENTS UNDER
THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT
CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE
THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
10/10/97 FRI 10:37 F~t 215 956 6329
CO~"I COLLECTION
1aJ003
, . '
"
.",.., :-'
,
reasonable costs. If you cure the dofault within ~ thlrtv-dav oerlod, vou wjll not be
reaulred to Dav attomey's fees.
....,. .:..
We may also sue you personally for the unpaid principal balance and all other Bums
due under the mortgage.' '
If you have not cured the default within the thlrty-day period and foreclosure
proceedings havebegun, vou stili have the rlaht to cure the default and Dravent the sale
at anY time UD to one hour bjtfore the Sheriff's foreclosure sale. You may do 60 ~\(
Davina VM:I total amount of tha unDflid m9nthlv DavmenlB. clus. anv late or other charael. ,'. :....
thOn due, as well as the reaaOflable attorney's fees and costs connected wtth the .
~UI8 88la (and Derform anv other reaulrements under the mortaaae). It Is
est/mated that the earliest date that such a Sheriffs Sale could be held would be
approximately -.-.-...-...........
A notice of the date of the Sherllrs Sale will be sent to you before the sale. Of course,
the amount needed to cure the default wllllncrease the longer you walt. You may find
out at any time exactly what the required payment wm be by calling us at the following
number: (215) 635-7200. This payment must be in cash, cashier's check, certffled
check or mOfley order, and made payable to us at the address stated above.
You should realize that a Sheriffs Sale wlll end your ownership of the mortgaged
property and your right to remain In It. If you continue to live In the property after the
Sheriff's Sale, a lawsuit could be started to evict you.
You have adpitlonal rights to help protect your interest In the property. YOU HAVE THE
RIGHT TO SELL ntE PROPERTY TO OBTAIN MONEY TO PAY OFF ntE
MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING
INSTITUTION TO PAY OFF THIS DEBT. (YOU MAY HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR
TRANSFEREE VllHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS, CHARGES AND AlTORNEY'S FEES AND COSTS
ARE PAID PRIOR TO OR AT TtlE SALE (AND THAT THE OTHER REQUIREMEN'FS
UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE
UNDER WHAT CIRCUMSTANCES YOU HAVE THIS RIGHT TO HAVE THIS
DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
lhou cure the default. the mortgage will be restored to the same Dosition as If no
stefault had occurred. However, you are not entitled to this right to cure your default
more than three times In any calendar year.
APpENDIX A
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
The Commonwealth of Pennsylvania's
Homeowner's Emergency Mortgage Assistance
Program.
may be able to help you.
Read the attached notice to find out how the
program works.
If you need more information call the Pennsylvania
Housing Finance Agency at 1(800) 342-2397
".
L~ ~OTIFICACION EN ADJUNTO ES DE SUMA IMPORTANClA, PT:ES AFFEcrA st:
DERECHO A CoNTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL
CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCIOl':
IMMEDIA..TAMENTE LLAMANDO EST A AGENClA (PENNSYLVANIA HOUSING
FINANCE AGENCY) SIN CARGOS AI.. NUMERO MENCIONADO ARRIBA. PUEDES SER
ELEGmLE PARA UN PRESTAMO POR EL PROGRAMA LL<\MADO "HOMEOWNER'S
EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR st:
CASA DE L~ PERDIDA DEL DERECHO A REDIIvDR SU HIPOTECA.
Exhibit "D"
JOliN O. SIIEA
PIfYLLIS M. SIIEA
MICIIA!L S, OINNEY
I.AW OFFICES
SHEA AND SHEA
II ELLIOTT AVENUE
r.o, BOx 12/\
BRYN MAWR, rA. IDOIO
10.0) &'11-4000
fAX UUOI 827.89'9
E'MAIL SllEAI.\WC>MSN,COM
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983
PLEASE READ TlDS NOTICE.
YOU MAY BE ELIGmLE FOR FINANCIAL ASSISTANCE
WIllCH CAN SAVE YOUR HOME FROM FORECLOSURE AND
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS.
Date: November 26, 1997
TO: Barbara A. Smith
4 Hays Grove Road
Newville, PA 17241
FROM: Michael S. Dinney, Esquire
Attorney for contiMortgage corp.
Lender: contiMortgage corporation
Re: Account No. 1100981
Address: 4 Hays Grove Road
Penn Township, Cumberland county, PA
You may be eligible for financial assistance that will prevent
foreclosure on your mortgage if you comply with the provisions of
the Bomeowners' Emergency Mortgage Assistance Act of 1983 (the
"Act"). You may be eligible for emergency temporary assistance if
your default has been caused by circumstances beyond your control,
you have a reasonable prospect of resuming your mortgage payments,
and if you meet other eligibility requirements established by the
pennsylvania Housing Finance Agency. Please read all of this
Notice. It contains an explanation of your rights.
fte PIllUl.J'l......i. Bou.iJlg FiDlUlce AgeDCJ' c... be re.ched mLL FIIBB .t: 1(800) 34::1-::1397.
Barbara A. smith
November 26, 1997
Page Two
Under the Act, you are entitled to a temporary etay of foreclosure on your
mortgage for thirty (30) days from the date of this Notice. During that time you
must arrange and attend a "face-to-face" mseting with a representative of this
lender or with a designated consumer credit counseling agency. The purpose of
this meeting is to attempt to work out a repayment plan, or to otherwise settle
your delinquency. This meeting must occur in the next (30) days.
If you attend a face-to-face meeting with this lender, or with a consumer credit
counseling agency identified in this notice, no further proceeding in mortgage
foreclosure may take place for thirty (30) days after the date of this meeting.
The name, address and telephone number of our representative is CONTIMORTGAGE
CORPORATION. One ContiPark. 338 South Warminster Road. Hatboro. PA 19040-3430
/8001 635-9698 Ext. 2280.
The names and addresses of designated consumer credit counseling agencies are
shown on the attached sheet. It is only necessary to schedule one face-to-face
meeting. You should advise this lender immediately of your intentions.
The mortgage is in default because you have failed to pay promptly installments
of principal and interest as required for a period of at least sixty (60) days.
The total amount of the delinquency ill $13,947.30. That sum includes the
following. $774.85 for June 20, 1996, July 20, 1996, August 20, 1996, September
20, 1996, October 20, 1996, November 20, 1996, December 20, 1996, January 20,
1997, February 20, 1997, March 20, 1997, April 20, 1997, May 20, 1997, June 20,
1997, July 20, 1997, August 20, 1997, September 20, 1997, October 20, 1997 and
November 20, 1997.
If you have tried and are unable to resolve this problem at or after your face-
to-face meeting, you have the right to apply for financial assistance from the
Homeowners' Emergency Mortgage Assistance Fund. In order to do this, you must
fill out, sign and file a completed Homeowner'e Emergency Assistance Application
with one of the designated consumer credit counseling agencies listed on the
attachment. An application for assistance may only be obtained from a consumer
credit counseling agency. The consumer credit counseling agency will assist you
in filling out the application and will submit your completed application to the
Pennsylvania Housing Finance Agency. Your application must be filed or postmarked
within thirty (30) days of your face-to-face meeting.
It is extremely important that you file your application promptly. If you do not
do so, or if you do not follow the other time periods set forth in this letter,
foreclosure may proceed against your home immediately.
Available funds for emergency mortgage are very limited. They will be disbursed
by the Agency under the eligibility criteria established by the Act.
It is extremely important that your application is accurate and complete in every
respect. The Pennsylvania Housing Finance Agency has (60) days to make a decision
after it receives your application. During that additional time, no foreclosure
proceedinge will be pursued against you if you have met the time requirements set
forth above. You will be notified directly by that Agency of its decision on your
application.
The Pennsylvania Housing Finance Agency is located at 2101 North Front Street,
Post Office Box 15530, Harrisburg, Pennsylvania 17105. Telephone No. (717) 780-
3800 or 1-800-342-2397 (toll free number). Persons with impaired hearing can call
(717) 780-1869.
fte PIIDDBJ'l'1'ani.a DoUBing PiDaDce AgIUlCJ' CaD be reached !I.'OLL PRBB at; 1(800) 342-2397.
Barbara A. Smith
November 26, 1997
Page Three
In addition you may receive another notice from this lender under Act 6 of 1974.
That notice is called a "Notice of Intention to Foreclose". You must read both
notices, since they both explain rights that you now have under pennsylvania law.
However, if you choose to exercise your rights described in this notice, you
cannot be foreclosed upon while you are receiving that assistance.
Very truly yours,
9-S~____
S. Dinney
Enclosure
SENT VIA CERTIFIED MAIL & REGULAR MAIL
'rillS IS AM A!rTEIIPT ro COLLECT A DEBT, AND AMY INFORMATION OBTAINED WILL BE USED
FOR TllAT PURPOSE.
'rillS COMMUNICATION IS FROM A DEBT COLLECTOR.
The PIIDIlSl'lYlIIlia Housing Finance Ag8llC)' ClUl be reached mLL PRBB at 1(800) 3U-2397.
SENT BY: SHEA & SHEAj
12,15.97 12:54PMj 6105275919 -.
#2/2
"
VERIFICATION
I, CATHY BEUKEMA, being duly sworn according to law,
depose and state that I am Foreclosure coordinator of
contiMortgage corporation, plaintiff in the foregoing action, and
that I am autho~ized to make this Verification on behalf of the
plaintiff. I verify that the statements made herein are true and
correct to the best of my knowledge, information and belief.
I understand that the statements are made subject to the
penalties of 18 Pa.C.S. Section 4904 relating to unsworn
falsification to authorities.
/ /1
a: .
Cathy Beukema
Foreclosure Coordinator
.
\
.
I
DATED: 1;2/;b/17
!
SENT S' , SHEA & SHEA;
2.19.98 12:35PM; BID 527 5919 ->
#3
SHEA AND SHEA
Attorney 1.0. No. 37J~O
By: Michael S. Dinney, Esquire
P.O. Box 128
11 Elliott Avonue
Bryn Mawr, PA l~UIU
(610) 527-4000
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNT~, PENNS~LVANIA
CIVIL ACTION - LAW
Attorney for Plaintiff
CONTIMORTCACE CORPORATION
Plaintiff
No. 98-435
vs..
GERALD E. SMTTH and
BARBARA A. SHI'l'H
Defendants:
hFFIDhVIT OF NON-MILITARY SERVIC~
COMMONWEALTH OF PENNSYLVANIA:
tiS
COUNTY OF MONTGOMERY
TARA Thomas, being duly sworn according to law, deposes and
says that the last known mailing address of defendant Gerald E.
Smith is 1071 Harrisburg Pike, Carlisle, PA 17013 and that to the
best of my knowledge, he is not in the Military Service of the
United States, nor any State or Territory thereof or its allies as
defined in the Soldiers' and Sailors' civil Relief Act of 1940 and
the amendments thereto.
Affiant also certifies that the address of plaintiff is One
contiPark, 338 South Warminster Road, Hatboro, PA 19040-3430.
.d.4~
Foreclosure Coordinator
Sworn to and subscribed
before me this ~ day
of Fe6rv~ ,1998.
!LM.A- /. ~<J
'~ary Publi'
Notanal S..I
Claro T. Ems, Notary Public
HaIbo<O BolO, Montgomlry Counly
My CCmmIuIon EIlpiI1. Nov. 13,2000
I 1001.