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Home My WebLink About98-00702 () ...n 0 c C) " 1 ;::! ...1 , C.~ ; ;;.,-:1 (.1 ~ 1 , ,...,. "1+- , , ' r.1 " ! t,) '::.C? ~.-.~ ,:;> .~ '~J Il! ,. c: L -'-.., -J ,I..'f] c ,'j -~ ',1 (", (~~ '~rll r:- ~ ., , .. ..... "- :..:.i ~l ~. (::> .< JOEL STEINMAN, ESQUIRE Attorney I.D. #62042 MELVYN S MANTZ & ASSOCIATES, P.C. 25 East State Street (215) 348-5200 Doylestown, PA 18901 ATTORNEY FOR PLAINTIFF I HEREBY CERTIFY THAT THE TRUE & CORRECT ADDRESS IS: PLAINTIFF: 4940 Johnson Drive Pleasanton, CA 94588 DEFENDANT: 580 MIDDLE ROAD NEWVILLE, PA 17241 PROVIDIAN NATIONAL BANK Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS VS RICHARD J. ARNOLD Defendant NO. 98-702 PRAECIPE FOR JUDGMENT TO THE PROTHONOTARY: Please enter Judgment in favor of the Plaintiff Defendant for failure to plead or otherwise respond assess the damages as follows: and against the said to the Complaint and AMOUNT OF CLAIM PLUS ATTORNEYS FEES LESS - Amount paid on account PLUS - Interest from 11/14/97 to 03/16/98 $3,468.67 $693.00 $.00 $270.14 $4,431.81 PLUS COSTS TOTAL I CERTIFY THAT THE FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIFIED AMOUNTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN FROM THE COMPLAINT. I certify that written notice of the was mailed or delivered to the party entered and to the attorney of record, if intention to file this Praecipe against whom jUdgment is to be any, after the default occurred and at least ten (10) days prior Praecipe. A true and correct copy of Rule of Civil Procedure No. 237.1 is "A", to the date of the the notice pursuant attached hereto and filing of this to Pennsylvania marked Exhibit ~- ~ JO\I:rJ;;i~~'-ESQUIRE ATTORNEY FOR THE PLAINTIFF NOW, /kttA f Ie 2-1--, /7 X Y , Judgment entered favor of the Plaintiff and against t~~ ~efendant by Default want of an Answer and damages assessed at the sum of $4,431.81 as above certification. AND is for per PURSUANT TO THE FAIR DEBT COL THAT WE STATE THE FOLLOWING TO YOU: TH ANY INFORMATION OBTAINED WILL BE USED FOR CTICES S AN ATTEMPT TO HAT PURPOSE. 'to" " f"'" ';< (',r::~ ;;..... 1,5t '4' ;.1,1 L" ':".'. ,l\\~ . ;t~, JOEL STEINMAN, ESQUIRE Attorney I.D. n62042 MELVYN S MANTZ & ASSOCIATES, P.C. 25 East State Street (215) 348-5200 Doylestown, PA 18901 ATTORNEY FOR PLAINTIFF PROVIDIAN NATIONAL BANK CUMBERLAND COUNTY Plaintiff COURT OF COMMON PLEAS - VS RICHARD J. ARNOLD Defendant NO. 98-702 NOTICE OF PRAECIPE FOR ENTRY OF DEFAULT JUDGMENT TO: RICHARD J. ARNOLD 580 MIDDLE ROAD NEWVILLE, PA 17241 DATE OF NOTICE: 03-03-98 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Lawyer Referral Service Cumberland County Court Administrator 4th Floor - Cumberland County Courthouse Courthouse Square Carlisle, PA 17013 (717) 240-6200 & ASSOCIATES, P.C. BY: JOEL STEINMAN, ESQUIRE PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, IT IS REQUIRED THAT WE STATE THE FOLLOWING TO YOU: THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. JOEL STEINMAN, ESQUIRE Attorney I.D. #62042 MELVYN S MANTZ & ASSOCIATES, P.C. 25 East State Street (215) 348-5200 Doylestown, PA 18901 ATTORNEY FOR PLAINTIFF PROVIDIAN NATIONAL BANK CUMBERLAND COUNTY Plaintiff COURT OF COMMON PLEAS VS RICHARD J. ARNOLD Defendant NO. 98-702 VERIFICATION OF NON-MILITARY SERVICE Joel Steinman, Esquire, being duly sworn according to law, deposes and says that he will make this affidavit on behalf of the within Plaintiff, being fully authorized to do so, and that to the best of his knowledge, he believes and therefore avers, that RICHARD J. ARNOLD, Defendant, is over 21 years of age; that his/her place of residence is located at 580 MIDDLE ROAD NEWVILLE, PA 17241, and that he/she is employed and that he/she is not in the Military of Naval Service of the United States or its Allies or otherwise with in the provisions of the Soldiers and Sailor Civil Relief Act of Congress of 1940 and its amendments. Joel Steinman, Esquire, further understands that false statements made herein are subject to the penalties of 18 Pa.C.S., Section 4904, relating to unsworn falsification to au~~+ties. C~A) JOEL S EINMAN, ESQUIRE ATTORNEY FOR PLAINTIFF PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, IT IS REQUIRED THAT WE STATE THE FOLLOWING TO YOU: THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ~ , l ~':t ,U !l il " " Ii Ii I i I , ' " "' " ' ~ J r JOEL STEINMAN, ESQUIRE Attorney I.D. #62042 MELVYN S MANTZ & ASSOCIATES, P.C. 25 East State Street (215) 348-5200 Doylestown, PA 18901 ATTORNEY FOR PLAINTIFF , l PROVIDIAN NATIONAL BANK Plaintiff CUMBERLAND CCUNTY COURT OF COMMON PLEAS VS RICHARD J. ARNOLD Defendant NO. 98-702 NOT :r C E Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below: I , X Judgment by Default Money Judgment Judgment in Replevin Judgment in Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: Melvyn S Mantz & Associates, P.C. at this telephone number: (215) 348-5200. PROTHONOTARY: PURSUANT TO THE FAIR DEBT COLLECTION T , I IS QUI RED THAT WE STATE THE FOLLOWING TO YOU: THIS IS ATTEM 0 C LECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ~ ~ ............ ~~ Vv ":-- ~~ ~ i~ ~~ "" .. c ~ ~ ~ ~ ~ C"> ", 0 C ::xl -.. ~.,. :-~ ::-~ r1'-:H-; :...... ni~ ~:J ;0...: -. N -"fn -:'" r" "-'0 ~~ ~~: - ()~ -,( r:. t.:) .'" -"3] ~.. -"J' .~:~ () :::r ';;?" ~:f~ ~ orn ~ ::OJ '~" "tt "" ,,... =< '.,:IICI; [1-'1" :', hL.TliJ.11 hf.:f,UL/'Ih' G^sr:: 110: 1'3':1(\-0~)~'(1':': I' C.OtltIIllIWE/,L I'll OF I 'Erltl:..:Yl. II 1,1, [A: COUNTY OF CUMBERLAND PROVlr'I All lJAI1XllLilL.....BAlll';___.,_ v';;:. ARNOLD IUCIIIIRD J "EN NET!! E. r;OS~;I;:.I.l.T . Sher iff or D'?puty Sh'?r~ff of CUMBERLAND County, Pennsylvania. who bE'ing duly sworn according to law. sayc". thE' within COl1PLAINT upon ARNOLD RICHARD J dE'fE'ndant, at 13:-;0:00 HOURS, on th'2 ...2ih dClY of February was ;3erved the 1998 at 580 fHDDLE RO.\D NEWVILLE, PA 17241 County, PE'nnsylvania. t,y h,1nding CHARGE AT TIME OF SERVICE a true and attested copy of the COMPLAINT , CUl1BERLAIW to JAMES GOLDSMITH ADULT IN and at the fj;:Imt'? time directing Hi~ attention to th'? contents thereof. Sheriff's Gosts: Docketing Service Affidavit Surcharge 18,00 9.30 .0ft' G.00 So iJnswE.'~".,/ ?-"'"# , .>,r'~~ ~ .-e:;.:..--~ ~hom~8 hl~ne, ShE?I"1:tl $~~.Ju MELVYN MANTZ 02/10/1';1'38 by -~)LY ~u sworn"lan subscribed this _ __ day of _ 1'3_9_ __, A. D. ~_-L I'r_,tno-!Ic~ JOEL STEINMAN, ESQUIRE Attorney I.D. #62042 MELVYN S MANTZ & ASSOCIATES, P.C. 25 East State Street (215) 348-5200 Doylestown, PA 18901 ATTORNEY FOR PLAINTIFF PROVIDIAN NATIONAL BANK CUMBERLAND COUNTY Plaintiff COURT OF COMMON PLEAS VS RICHARD J. ARNOLD Defendant NO. era - 7()2. ~:~L NOT ICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for other claims or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO, OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 JOEL STEINMAN, ESQUIRE Attorney I.D. #62042 MELVYN S MANTZ & ASSOCIATES, P.C. 25 East State Street (215) 348-5200 Doylestown, PA 18901 ATTORNEY FOR PLAINTIFF PROVIDIAN NATIONAL BANK CUMBERLAND COUNTY Plaintiff COURT OF COMMON PLEAS VS RICHARD J. ARNOLD Defendant NO. 1'S- ?O.z {L;J I~ C I V I L ACT ION 1. The Plaintiff is Providian National Bank, a national bank with a place of business located at 219 Main Street, Tilton, NH. I , , 2. The Defendant place of residence 17241. is RICHARD J. ARNOLD, an individual with a located at 580 MIDDLE ROAD, NEWVILLE, PA 3. At the request of the Defendant, Plaintiff issued to Defendant a reusable personal loan account that allowed Defendant to access available cash by writing checks, under account number 4310391511800518 and at all times relevant hereto, Defendant was the holder of said loan account issued through Plaintiff's credit facilities. A true and correct copy of Defendant's application is attached hereto, made a part hereof and marked Exhibit "A". 4. The account that is the subject of the instant matter may have been either a First Deposit National Bank account or a Providian National Bank account. As of January 1, 1998, Providian National Bank was merged into First Deposit National Bank and the I resulting entity took the name "Providian National Bank". I I : I i.., ~' 5. Defendant, upon acceptance of Plaintiff's credit line, agreed to be bound by the terms and conditions of Plaintiff's revolving credit plan agreement. A true and correct copy of said agreement is attached hereto, made a part hereof and marked Exhibit "B". 6. The Defendant subsequently used said credit line and loan account and incurred additional obligations in the sum of 3,468.67, no part of which has been paid. 7. Notwithstanding the frequent demands by Plaintiff for payment of the amount due, there has been a failure and refusal by the Defendant to pay the same or any part thereof. 8. In accordance with the terms of Exhibit "B", Defendant agreed to pay the Plaintiff a finance charge on all sums due at an annual percentage rate of 23.30% and Plaintiff is entitled to additional finance charges from 11-14-97. 9. In accordance with the terms of Exhibit "B", Defendant agreed to pay to Plaintiff a reasonable attorney's fee if the account was referred to an attorney for collection, and Plaintiff will incur an attorney's fee in the amount of $693.00. WHEREFORE, Plaintiff demands jUdgment against the Defendant in the sum of $3,468.67 plus interest from 11-14-97 plus attorney's fees of $693.00 for a total of $4,161.67 and costs of this action. & ASSOCIATES, P.C. BY: JOEL~TEINMAN, ESQUIRE PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, IT IS REQUIRED THAT WE OOOOOOSTATE THE FOLLOWING TO YOU: THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. I 'I '\ , I i i ( t I ~ \ , \~ !j , , if! tl ;:1 i'J', "I I , , :', ! I' , ! STATE OF CALIFORNIA COUNTY OF ALAMEDA Catherine Pickhover, states that she is the Operations Officer of First Deposit National Bank and is authorized to take this affidavit on its behalf and that the facts set forth in the foregoing complaint are true and correct to the best of her information, knowledge and belief; that there is now due and owing from RICHARD J. ARNOLD the sum of $3,468.67 plus interest and attorney fees; and that there are no deductions or offsets of any kind, except as are therein specified and credited. She further understands that false statements made herein are subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. a- Catherine Pickhover, Operations Officer 4310391511800518 > RECEIVED nJ:'r. ? 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