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Home My WebLink About98-00769 ;:' \. ~ ! j ~I ~ ~ oU ~ ,--..::: '.'~ '" ~ / ,I . . ;, ~ ... .~ ~ ~ ~ ~ u:., ~ . ~' LAUVER "as is" and BARBARA ANN MCCLINTOCK confirms that she has not intentionally tumpered with the vehicle. She IIlso confinns that it has not been nsed since the purties sepamted IInd thut it is in thc same conditioa it wus when she rcccived it but for "weuthering" us it has becn stored outsidc. 3, TIle parties possess certain joint debts which shall be disposed of as follows: DA VID DANIEL LAUVER shall be solely responsible for any and all Iinbility urising from the joint accounts with Lowe's and Keystone Financiu1 Bank, DAVID DANIEL LAUVER shall hold BARBARA ANN MCCLINTOCK harmless and indemnify her from any and all liability arising from these obligations, 4, The parties shall equally split the remaining amounts owed to PNC Bank and American Generul Finance for the loans that are in both of their names with each institution, They shall obtain statements from each institution at the time of the execution of this Stipulation to confirm the amount that each party will owe for their respective obligation, It is the intention of each of the parties to indemnify and hold the other harmless from any and all liability that may arise from these joint accounts. In the event that either creditor pursues any action of collection or enforcement of the obligation over and above that party's requisite share, that party may pursue any and all actions available to them under the law including the enforcement of this agreement, If either party breaches this provision or any provision of this agreement, the other party shall have the right, at his or her election, to sue for damages for such breach or seek such other remedies or relief available to him or her, and the prevailing party shall have the right to seek and collect all legal fees and costs incurred in litigating the dispute. 5, DAVID DANIEL LAUVER agrees to pay BARBARA ANN MCCLINTOCK II , , I it, k 101111 of $1,639.00. Suld PUYlllcllts shull OCCIIr monlhly IInd arc duc onlhc 1st dllY of cuch mOlllh. Suid pllYlllellls shull bc mudc in II 10lul of 30 inslulhncnts III IIn illlcresl rulc of 6 percent per IInnlllll. An 1I1l10niZlIlion schcdule is IIllllChcd 10 this Slipulution, dcsignlltcd us Exhibit "A" and incorpontled herein, 6, Each puny shull be solely Iillble for ully ulld ull debls conlrllcled for in their OWII name, alld each pany does for himself or herself alld his or her heirs, legal represelltatives, executors, administrutors and assigns, release and discharge the other of and from all causes of action, claims, rights, or demands, whatsoever in law or equity, which either of the parties ever had or now has against the other, except any or all causes of action from breach of any provisions of this agreement. 7. Each of the parties shall hereafter own and elljoy, independently of any claims or right of the other, all items of personal propeny, tangible or intangible, hereafter acquired by him or her, in all respect and for all purposes. 8. With regard to the motor vehicles in each party's possession, the parties agree that the 1986 Buick Century shall remain the property of BARBARA ANN MCCLINTOCK and the 1979 Jeep J-IO shall remain the propeny of DAVID DANIEL LAUVER, The parties agree to execute any and all documents at any time necessary to effectuate said transfer of these vehicles, Any expense associated with the trnnsfer of title of these vehicles shall be equally shared between the parties, 9, Each of the parties shall from time to time, at the request of the other, execute, acknowledge and deliver to the otller party any and all further instruments that may be reasonably required to give full force and effect to the provisions of this agreement. 10, This agreement shall be construed under the laws of the Commonwealth of . '. Pennsylvllnill, II, lllis ugreelnelll collluins the cntirc understullding of the punics und thcrc ure no reprcselllutions, wllmmties, covcnullls or IIndcnukings othcr thun thosc cxpressly set fonh herein, 12. A modificution or wuiver of uny of thc provisions of this ugreernelll shull be effective only if made in writing und executed with the samc formality as this ugreemelll, The failure of either party to insist upon strict performance of any of the provisions of this agreement shall not be construed as a waiver or any subsequent default of the same or similar nature, ]3, The panies confirm that they have relied on the substantial accuracy of the financial disclosure of the other as an inducement to the execution of this agreement. ] 4, Each pany has had the right to retain counsel of his or her own choice and has relied upon the advice of that counsel in reviewing this agreement. By executing said '\ , . \ , I agreement, they waive any right that they might have to assen their failure to understand and agree to the terms of this agreement, IN WITNESS WHEREOF, the panies hereto have set their hands and seals tile date j , ( ,\ I ( . 1--1 / " L h i r 1.9n-J -;.0 >!<YLUU" David Daniel Luuver , t W. Weigel, III, Esquire '. " .; ~ .'0... -, .". David Lauvel'/Bal'bara McClintock Payment Plan Anulysis Amount llulIllccd ^l1Il11l1lll1lcre't (e,8" H,2S) Illlrullllllllrlllllll (III yell") SI1U1 dntc of lunn I,(,JII,()() (dl()() .11.. (k1l1hcr () I, 19l1H Munthly PII~'I1lCllls Tulnl I1lUuhcr nl'PllYI1lClIls Ycurly principal'" Inlerest S8.97 30 707.63 I.rlllclrllll U1llnunl I:innncc chnr~cs Tulnl ellst 1,639.00 IJO,08 1,769,08 I'A nlt:NT ...:GINNING ,ICCII~IIII.A'f'IV.: ACCIJ~IIII.ATI\'.: rUI'Nll, D,In: IIA1JINn: INTEREST I'RINCII'AI. IIA/.ANCE INn:R.:ST I'RINell'AI. I 1011/98 I 639,00 8,20 SO,77 1588,23 8,20 SO,77 2 11/1/98 1588,23 7,94 51,03 15)'/,20 16,14 101.80 3 12/1/98 I.S37,20 7,69 51.28 1.485,91 23,82 15J.09 4 1/t/99 1485.91 7,43 5U4 1 434.37 31.25 204,6) 5 2/1/99 I 4)4,37 7.17 51.H0 1,382,58 38,42 256.42 6 3/1/99 1.382,S8 6.91 52.06 1.330.52 45,34 308,48 7 4/t/99 1.3311,52 6.65 52.32 1.278,20 51.99 360.80 8 5/1/99 1.278,211 6.39 52,58 I 225,62 58,38 413,38 9 6/1/99 1 225,62 6.13 52.84 I 172,78 64,51 466,22 10 7/1/99 1.172,78 5,86 53,11 1.119.68 70,37 S19,32 II 8/1/99 1119.68 5.60 53,37 1066,31 7S,97 572,69 12 9/1/99 1.066,31 5,33 53.64 1.1112,67 81.30 626.33 13 10/1/99 1,012,67 5.06 53,91 958.76 86.37 680,24 14 11/1/99 958,76 4,79 54,18 90....59 91.16 734.41 15 12/1/99 904.59 452 54,45 8511.14 95.68 788,86 16 1/1/00 850,14 4,25 54.72 795.42 99.93 843,58 17 2/1/00 795.42 3,98 54,99 740.43 103,91 898.57 18 3/1/00 7411,43 3,70 55.27 685,16 107,61 953,84 19 4/1/00 685,16 3.43 55.54 629,62 111.04 1,1l09,38 20 5/t/00 1129.62 3.15 55,82 573,80 114,19 1.065.20 21 6/1/00 573,80 2,87 56,10 517.70 117.05 1121.30 22 71f/00 517,70 2.59 56,38 461.32 119,64 I 177.68 23 8/1/00 461.32 2,31 56,66 4114.65 121.95 1234,35 24 9/1/00 404.65 2,02 56.95 347,71 123,97 1291.29 25 10/t/00 347,71 1.74 57,23 290.48 125,71 I 348,52 26 11/1/00 290,48 1.45 57,52 232,96 127,16 I 406.04 27 12/t/00 232,96 1.16 57.80 175,15 128.33 1463,85 28 1/1/01 175,15 0,88 58,09 117.06 129,20 1521.94 29 2/1101 117,06 0,59 58,38 58.68 129,79 I 580,32 30 3/1/01 58,68 0.29 58,68 ro,110 130,08 I 639,00 EXHIBIT "A" ...,' ., --~.-- t \ ---- !::~, m [;D--OfFiCE '"',...,... ,.,...,' "".")T'I'\Y U:~ "...."i ,f;'.'-.lIL 11',;"\ ~liJ nw -9 Pri \: ~O CiJIl, .., , ,:", , ,:j\11V \.. .'1,....1 ',~.' \ ....J ... ...... I Pc.i,,:\~SYLVi\;\l~,'). '". BARBARA ANN MCCLINTOCK, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA vs. : CIVIL ACTION - LA W : NO. 98- 'If...? E7"''J TERM : IN EQUITY DA VID DANIEL LAUVER, Defendant NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against yon. You are warned that if you fail to do so, the case may proceed without yon and judgment may be elite red against you by the court without fnrther notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff, You may lose money or property or other rights important to you, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HA VE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cnmberland County Bar Association 2 Liberty A venue Carlisle, Pennsylvania 17013 Telephone (717) 249-3166 AMERICANS WITH DISABILITIES ACT OF 1990 The Conrt of Common Pleas of Cumberlmld County is required by law to comply with the Americaus with Disabilities Act of 1990. For information abolll accessible tilCilities and reasonable accommodations available to disabled individuals having business before the court, please contact our office. All arrangemellts must be made at least 72 honrs prior to any hearing or business before the court. You must attend the scheduled confereuce or hearing. James J. Kayer, Esquire Attorney for Plaintiff Liberty Loft 4 E. Liberty Avenue Carlisle, PA 17013 (717) 243-7922 :1: .":. ~< CEI{"....ICATE OF SI~IWIC"; " , ('~( i ," I \' I < ~. I I .: t I ,:1", I hcrcby ccrtify lhut u truc copy of thc forcgoing Amcndcd Complllint in I'urtitioll wus scrvcd on thc following pcrson(s) by First cluss 1I111il, postugc prcpaid, by forwurdilig u trul~ und corrcct copy unto: John Wesley Weigel, III, ESllnire 7 Irvine Row Carlisle, PA 17013 . " , r/& Outed: February 26, 1998 I' /1 (: Ij,....... '. , I.~., " / - " Jmne..4 J. Kuyer, Esquire Liberty Loft: (..... 4 Eu~t Libert,r A venue Carlisle, PA 17013 (717) 243-7922 BARBARA ANN MCCLINTOCK. : IN THE COURT OF COMMON PI.EAS OF PllIintil1' : CUMBERLAND COUNTY, PENNSYLVANIA VS, : CIVIL ACTION - LA W : NO, 98-0769 CIVIL TERM DA VID DANIEL LAUVER, Defendllnt : IN EQUITY ENTRY OF AI)I)EAI~ANCE TO THE PROTHONOTARY: Pleasc cntcr my appenrnnce on behalfofDefcndnnt DlIvid Daniel Lauver in the nbove matter, Rcspcctfully submitted, t7~oAe~ (I, /77% Date ,:;J~ [J, (Ja....:J~ ohn Wesley W igel III, 7 Irvinc Row Carlislc,PA 17013 (717) 243-1985 cc: James J. Knyer, Esq. Attorney for Plaintiff I I \..; f' , , t i I I I I , L~, ,. , <::> w (') ~; '::u -n , u[:.~ -- '/~" :'-1 ~ C!,l[ I ;":::J ;::n . I ,- ";rn " G") i ~CJ , ,-, I I - "-:-'if~ : "T) ):~ :+J " .-'.CJ ! ..... .. I':'~ rn .'. :::> =.::-J ~-) ~11 - , 1J'\ -~ ~ ., i' \' Iii [.,. ('.. JY'" I. I , , , I', r:- (') -n ..-1 :~p! --..,rl1 .,,0 '.~)(!.") ,.J.'jl /~ [~.~ ;jlrl ...1 ~- "-") =< (") f;: ~;';~: r;'l'" 2~(:1 (j}" -' t:'~ ,'_ r'.) ).=: ~~~l :~'; _oj -<:. " :.-.:J I Cr', ..,::'I ;;0 ~.,-_1 :=> (7' J BARBARA ANN MCCLINTOCK. Pluintifl' IN TIlE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. CIVIL ACTION - LA W NO. 9ll-0769 CIVIL TERM DA VID DANIEL LAUVER, Defcndunt IN EQUITY ANSWEI{ AND NOW COMES Dcfcndunt. Duvid Dunicl Lnuvcr. by his uttorney, John Weslcy Wcigcllll. to answcr thc Plaintiff's Amcnded Compluint in Purtition, nllcging as follows: 1. Admittcd. 2. Admittcd, 3. Admittcd. 4. Admittcd, 5. Admittcd. 6, Admittcd. 7, Denicd. Aftcr reasonable investigution, Dcfendant is without knowlcdge or information sufficient to form a belief as to the truth of this allegntion. 8. Admittcd. 9. Admitted. 10. Admitted. WHEREFORE, Dcfcndant requests the court to partition the joint assets and debts of thc partics. COlJNTERCLAIM 1 1. Plnintiff and Defendant, as tenants in common, are the owners of certain personal properly situate at Plaintifrs premiscs at 89 East Main Strcet, Apt. 2, Ncwville, Cumbcrland County, Pcnnsylvnnin. , . " :{( \, I~ AFFIDAVIT OF SERVICE I hereby certify that I am this date serving a copy of the attached Answer and Counterclaim upon: James J, Kayer, Esq, Liberty Loft 4 East Liberty Avenue Carlisle, PA 17013 Service by first-class mail, , 1~ /1 I ? 7! Date 4h U,..4. u.J~~ZlT caohn WesleY Weigel III, Esq, 7 Irvine Row Carlisle, PA 17013 (717) 243-1985 j \ , , n s:; .....Jf.t: fr '/" ..~. :~.. ,00 -." r', . '/71 (;..:t ~ .~.. " ..,., "::1 ,;j :ry t:-- ':Irf]. ~dl.J "Y~ .;":Jfh l,.-j.:n ....() .:;ril :L! _.'J -; :.:., - (~) ., :;;( .' :::.1 ..,' , \~ 1.- ,,~ <....l BARBARA ANN MCCLINTOCK, : IN TIlE COURT OF COMMON PLEAS OF PluintifT : CUMBERLAND COUNTY, PENNSYLVANIA VS. : CIVIL ACTION - LA W : NO, 98-0769 CIVIL TERM DA VID DANIEL LAUVER, Defcndnnt : IN EQUITY NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to dcfend against the claims set forth in the following pages, you must tnkc action within twcnty (20) dnys after this Complaint and Noticc arc served, by entering a written nppearancc personally or by attorney nnd filing in writing with the court your defenses or objcctions to thc c1nims set forth against you, You nre warned that if you fail to do so, thc casc mny procecd without you and judgement may bc cntered against you by thc court without further noticc for nny money claimed in the Complaint or for any other claim or rclief requestcd by the Plaintiffs. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Court Administrator 4th Floor, CumbcrIand County Courthousc CarlisIc, PcnnsyIvania 17013 (717) 240-6200 . LJ ~~~.ll/'::, -- n Wcsley Weigel" ,Esqu7 . 7 Irvine Row Carlisle, P A 17013 (717) 243-1985 BARBARA ANN MCCLINTOCK, Pluinliff IN TIlE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. CIVIL ACTION - LAW NO. 98-0769 CIVIL TERM DAVID DANIEL LAUVER, Dcfcndnnt IN EQUITY AMENDED ANSWEH WITH COUNTEHCLAIM AND NOW COMES Dcfcndant, David Dunicl Lnuver, by his attorncy, John Wesley Weigel III, to nnswer thc Plnintiffs Amended Complaint in Pnrtition, nlleging as follows: 1. Admitted. 2. Admitted. 3. Admitted. 4. Admitted. 5, Admitted. 6. Admitted. 7, Denied. After reasonable investigation, Defendant is without knowledge or information sufficient to form a be!iefas to the truth of this ullegation. 8. Admitted. 9. Admitted. 10, Admitted. WHEREFORE, Defendant requests the court to partition the joint assets and debts of the parties. COlJNTEHCLAIM 11, Plnintiff and Defendant, as tenants in common, are the owners of certain personal property situate at Plaintiffs premises at 89 East Main Street, ApI. 2, Newville, Cumberland County, Pennsylvania. The items of property at 89 East Main Street, ApI. 2, and their values, are as follows: u. 27 inch television $ 350.00 b. VCR $ 200.00 c. lrnclor $1500.00 d. wceueulcr $ 100,00 c, mierownvc ovcn $ 129.00 f, nnswcring mnchinc $ 70.00 g. cnmping equipmcnt $ 400.00 h. clocks $ 100.00 i. frying pans $ 25.00 12, Plaintiff and Dcfcndnnt, as tcnnnts in common, arc linblc for n numbcr of joint Iinbilitics, both sccured nnd unsecurcd, Thcsc dcbts includc: n. Lowe's $ 445.00 $3528.00 $6724.00 $17,652,65 b, PNC c, Amcrican Gencral Finnncc d, Keystonc In addition, Defendant is entitlcd to contribution toward n dcbt in his name to Sears, amounting to $876,00 since Plaintiff has had the use and enjoyment ofa VCR purchased through that cnrd, WHEREFORE, Defendant requests judgment in his favor and against Plaintiff, Respectfully submitted, ~ j!; Iv, Ir{S , If[; ~ ohn Wesley Weigel II , Esquire. 7 Irvine Row Carlisle, P A 17013 (717) 243-1985 . . CERTIFICATE OF SERVICE I certify thutl am this dntc scrving u copy of thc ulluched Amcndcd Answcr with Countcrclnim upon: Jamcs J. Knycr, Esq. Liberty Lon 4 E, Liberty Avc. Cnrlislc, I' A 17013 Service by first-class muiI. b l~ 11?t' I5ate ,cI-Vl"'I LJ'74~, L.JI!.'j:f77T hn Weslcy Weigel 111, EsqUire ' 7 Irvine Row Carlisle, P A 17013 (717) 243-1985 ;1 q ~o 0 ~: co .-n -., -) LJl]'J "" .~t. :!J nif j"j ~ rilr- 2.:.11 -rIm f~S,; ,,, :7"'6 Cl [.:L: "'0 ;:J -., .":n ~:(') :::: C'n ~c, :;Y':nl ;;....c: S'? ~ ~ .. ~ I::> -< BARBARA ANN MCCLINTOCK, : IN THE COURT OF COMMON PLEAS OF Plointifr : CUMBERLAND COUNTY, PENNSYL VANIA vs. : CIVIL ACTION - LA W : NO. 98-0769 CIVIL TERM DA ViD DANIEL LAUVER, Defcndonl : IN EQUITY CONSENT TO FII.E AMENI>EO ANSWER WITH COUNTF.RCI.AIM NOW COMES PlaintiffBnrbaro Ann McClintock, by her allorncy, Jnmcs J. Knyer, pursuant to Pennsylvanin Rulc of Civil Procedurc 1033, to consent to thc filing of an amended answer with eountcrclaim by Defendant David Daniel Lauver, which shall more fully uescribe the items clnimed by Dcfcndnnt in the above action. Respectfully submilled, 7/7/17f Date n S t{Hi? "--. I '.0 Dcl r_. .- r::: o -n .':1-1 ~nfY -';1rn :~'i~ i'." ~i :!:J .;-.c> I:'jrir --I -,- ;i:J -< r:- L. ; ~ r-'. ."r"J .-'-- I , :~I , .!:- .. !,. y I'. ,\'1. . i t: ; \ . 1..- . I~' iY, , ! llCCount is wellubove the purchuse price of the VCR referenced iu Purugmph 12 of his plelldiugs. WHEREFORE, Pluiutiff requests judgemeut in her fuvor uud uguiust the DefendlUll. Respectfully submitted, Kayer & Brown, P.C. uire Dated: July 23, 1998 fl .' i.1 :\1 . :'1 I I CERTIFICATE OF SERVICE I hereby certify llml a tnle copy of the foregoing Response 10 Counterclllim WllS served on the following person(s) by First ClllSS mail, postage prepllid, by forwllrding a tnle and correct copy unto: John Wesley Weigel, III, Esquire 7 Irvine Row Carlisle, PA 17013 Dated: July 23, 1998 -\ . ~ .JUl 2 4 1998 ~ \}J BARBARA ANN MCCLINTOCK, Pllllutiff/Petltlouer : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA VS. : CIVIL ACTION - LAW : NO. 98-769 CIVIL TERM DA VID DANIEL LAUVER, Defenduut/Respondeut : IN EQUITY ORDER OF COURT AND NOW, this _ duy of , 1998 it is hereby ordered tlmt u heuring in this matter shall be scheduled for the day of , 1998 at _ 0'c10ck _.m. in Courtroom No. of the Cumberland County Courthouse, Carlisle, Pennsylvania. J. cc: James J. Kayer, Esquire John Wesley Weigel, III, Esquire ~ ., I 1 , t, b.~; '.... " r ~I \ VERIFICATION OF PLEADINGS I hllve relld the statements IIlllde In this document and to the extent thlll il Is based upon information which has been given to me It Is tnle IInd correcl to the best of my knowledge, information and belief. I Imve executed this document on behalf of my client who is currently unavailable to execute a verificlltion. I understand that false statements herein are made subject to the penalties of 18 PII. C.S. Seclion 4904, relating to unswom falsification to authorities. 1lz.z /11 Date .~. " CERTIFICATE OF CONCURRENCE TIle undersigned confirms that he has advised the following counsel of the facts und issues presented in the attached Petition for Request of Hearing and that each individual below has concurred of the filing of the within Petition. John Wesley Weigel, III, Esquire 7 Irvine Row Carlisle, PA 17013 Date: July 23, 1998 .t, CERTIFICATE OF SERVICE I hereby certify thllt II tnle copy of the foregoing Complaint in Partition was served on the following person(s) by First c1l1ss lIlail, postllge prepaid, by forwarding a tnle and correct copy unto: John Wesley Weigel, III, Esquire 7 Irvine Row Carlisle, PA 17013 Dated: July 23, 1998 BARBARA ANN MCCLINTOCK, PLAINTIFF V. DAViD DANIEL LAUVER, DEFENDANT IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA 98-0769 EQUITY TERM ORDER OF COURT AND NOW, this 30th day of July, 1998, an adjudication on the within petition In equity for the partition of personal property shall be conducted In Courtroom Number 2, Cumberland County Courthouse, Carlisle, Pennsylvania, at 1 :30 p.m., Tuesday, September 15, 1998. James J. Kayer, Esquire For Plaintiff ayl ,J. \ e....-.h~,.... iH,..:...c..,L a / 5 /'I so. 'If' a. -(> . John Wesley Weigel, III, Esquire For Defendant :saa ,..r;. ,,:! ," ~.~\\;-'.\'('~.\'\'\' ~(,,,\..l' ,r.. J ;:~.;".~;. ,.:'-' ",' , "1 \ n' /... ',' ,'\' 1'1,'" " ., ''l,\) '..' <\'l \\ ", .. .',' ", .. .)".1'" '''-J'' c.},,\ , \, J \.) .... . ..:. \...,..\\,.).'1" . ....,..).. ,~'l... I ,.., \~.l.v"",~~\O v~ ?>::.' - (" ~;\ " , ,. ;t , f , r r." :T^.C(,~ .!:;,7;:;C:: ',,, """.,nI( .;/\'1 C.~, ('>r:p I ,:,J,I_ : ;; "". I" J'd /: ~53 C',.Ii.' f'r~'i'f .. ,:' "';"Ii \' ; ,~;;\ "