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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW No, 1'J/, 'i '11 ADAMS COUNTY NA'110NAL DANK, I'lalnll((, ~~ v, Acllollln MOrlgagc Forcclosllre ALLAN K, MII.LI1R and SIIIlRRY J, MILLER, Dc(endanls, NOTICE You have been sued in court, If you wish 10 defend agalnstlhe claims set forlh in lhe following pages, you must lake aellon wllhln twenty (20) days afler lhis complaint and nollce arc served, by enlering a wrillen appearance personally or by allorney, and filing In wrlllng wilh lhe court your defenses or objccllons 10 lhe claims sel forlh against you. You arc warned that if you fall to do so, lhe case may procccd wllhoUl yoe and a judgmelll may be entered against you by lhe court without furlher nOlice for any money claimed In the complaint or for any olher claim or relief rcqucsled by Ihe I'lalllllff, You may lose money or properly or olher rlghls Importanllo you. YOU SHOUl./) TAKE 1'HIS PAPER 7'0 YOUR LAWYER AT ONCE, /F YOU DO NOT HA VE A LA WYER, OR CANNOT AFFORD ONE, GO 7'0 OR TELEPHONE THE OFFICE SET FOR1'H BELOW 7'0 FIND OUT WHERE YOU CAN GET LEGAL HELP. C~ 6ttmberIand-€ounty COllflhouil: I1uwal11luur GIll'Ii~I", Pi. 17BIJ.. T",h';jJlauuc Numocr: 1.l/..~,+li.61OO A VI!W USTED HA S/DO DEMANDADO EN LA CORTE, Si usted dcsea defenderscc de las quejas expucsla.. en las paginas siguientcs, debe lomar aecl6n dentro de velnte (20) d(as a parllr de la fccha en que rcclbi6 la demand a y el aviso, Usted debe presenlar comparccenela cscrila co persona 0 por abogado y presentar en la COrle por cscrilo sus defensas 0 sus objccloocs ala.. demandas en su contra, Se Ie avisa que si no se defleode, el easo puede proceder sin uSled y la Corte puede dccidir en su Contra sin mas aviso 0 nOlifleaci6n por eualquier dinero reclamado en la demanda 0 por cualquier otra queja 0 eompeosaci6n rcclamados por el Demandanle, USTED PUEDE PERDER DlNERO, 0 PROP/EDADES U OTROS DERECHOS /MPORTANTES PARA USTED, UEVE ESTA DEMANDA A UN ABOGt1DO INMEDIATAMBIvTE, S/ USrED NO TIENE 0 NO CONOce: UN ABOGADO. VAYA 0 UAMB A LA OFICINA BN LA D/RECCION BSCRrrA ABAJO PARA A VBR/GUAR DONDE PUEDE OBTENER AS/STENC/A LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE PA 17013 (717) 249 3166 :1 'l II I' I 'I or il~ allies wilhin the provisions of the Soldiers' and Sailors' Civil Relief Act of the I I '"' 4. Neither of the Defendanl~ are in lhe military or naval service of the Uniled States Congress of 1940 and its amendmenl~. 5. Said mortgage has not been assigned. 6. The description of lhe real estate is as described as follows: ALL that tract of land siluatc in Monroe Township. Cumberland County, Pennsylvania, more particularly bounded and described as follows: BEGINNING at a p.k, nail in lhe centcrline of Zimmennan Road, lhence in and along said Zimmennan Road Soulh seventy-four (74) degrees thirty (30) minutcs zero (00) seconds East one hundred lhirty-six and forty-four hundredths fect (136.44) to a p.k. nail in said centerline; thence along Lot No.3 and lands now or fonnerly of Wilson P. Hurley. et us, South thirty (30) degrees thirty-six (36) minutes lhirty-nine seconds West one hundred sixty-one and eighty-four hundredlhs (161.84) feet to an iron pin at land now or fonnerly of Wilson P. Hurley, et ux; lhence alonglhe last mentioned lands the following courses and distances: Soulh fifty-one (51) degrees lhirty (30) minutcs zero (00) seconds East lhirty-seven (37) fect to an iron pin; thence Soulh thirty (30) degrecs thirty (30) minutes zero (00) seconds East one hundred fifty-one and fifty hundredths (151.50) fect to an iron pin at land now or fonnerly of Dr. William Brod; thence along the last mentioned lands Soulh seventy-seven (77) degrees thirty (30) minutes zero (00) seconds West one hundred forty and eighty hundredths (140.80) fect to an iron pin at lands of Dr. William Brod; thence along the last mentioned lands North two (02) degrecs forty-six (46) minutes forty (40) seconds West lhree hundred sixty and twenty-one hundredths (360,21) feet to a p,k. nail in the centcrline of Zimmennan Road and the place of BEGINNING. CONTAINING 0,7145 acres, or 31,125.97 square feet in accordance wilh a survey prepared by Robert F. Hartman, Jr., Registcred Enginecr, dated AprilS, 1982. ) I i \ BEING lhe same which Merle Edward Miller and Daisy Cora Miller, his wife, by deed dated May 3, 1982, and recorded in lhe office of lhe Recorder of Deeds of Cumberland County, Pennsylvania, in Deed Book T 29 at page 528, conveyed to Allen K. Miller and Sherry J. Miller, his wife, lhe Defendants herein. .; 7. The said mortgage is in default in lhat lhe monlhly payment of principal and \, " intcrest amounting to $522.56, which has become due and payable on November 18, 1997, II and lhe monthly payments of principal and interest amounting to $538,03, which have become due and payable on December 18, 1997, on the 18th day of each month thereafter ( , 2 have not been made, and by the lerms of said morlgage upon defllult in such monthly paymenL~ for a space of 5 days after any such paymelll is due, the whole of the said morlgage debt and interest shall, at the option of the Plaintiff, become due and payable forlhwith. 8. The present owners of the real estate are the Defendants. 9. The amount due the mortgagee on the mongage is eompuled as follows: (a) Balance of principal $45,727.32 (b) Interest from Oct. 19, 1997, to February 4, 1998 1,155.16 (e) Late charges 16,14 (e) Attorney's eommissions 2,344,12 TOTAL $49,242.74 10. In accordance with provisions of Act91 of 1983 and Aet6 of 1974, Plaintiff has sent to Defendants Notices of Homeowners' Emergency Mortgage Assistance and Notices of Intention to Foreclose prior to the eommencement of the within proceedings. Copies of said notices and mailing receipts are attached hereto and marked Exhibits B through I, respectively. WHEREFORE, Plaintiff demands judgment against the DefendanL~ in the sum of $49,242.74, plus interest from February 5. 1998, at a per diem of $10,96, any additional late charges and costs of suit. Respectfully submitted: PUHL & EASTMAN ~ /} By -L~~LLL Edward G. Puhl, Esquire Attorneys for Plaintiff 16 Lincoln Square Gettysburg, PA 17325 (717) 334-2159 Attorney ID No. 55709 3 ;. , J ~ ' i, i: I' , I \ ! ~ i I ( i ~ " \, " , ' ,. , " STATE OF PENNSYLVANIA, COUNTY OF ADAMS. John W. Krichlen, being duly sworn according 10 law, does depose and say Ihal he is lhe Senior Vice President of Adams County National Bank, and that the facl.~ set forth in lhe foregoing complaint are true and correCllo Ihe best of his knowledge, infonnalion and belief. Sworn to and subscribed before me this 41h day of February, 1998. 1.../ ' k (I ( L( ,1 }oJ J, J )" ( it..- Notary Public My commission expires: NOTARIAl SeAl lAURA iii. SMI1li. NoIoIy PIIbIIc ~ 110Io. Ado... eo..noy, PA My ~ bpi.... Fwb, 01, 1999 4 " t, i",'" ;J' MH-r 12/81 1I0IlTI:MlP. (RccurlnK AtljuHlnhlc Rnle NOll') TillS HUIlTl:A!iP. mn~. lhlR ..!!ill,dny of Nuvl'mbcr . 1988. . r\ - ,III belW(I(!11 1\I.1.A" K. t111.U:R nncl sm:RRY .J. Itll.U:R, hi" wHo -"' who rcstde At 1361 7.1mmormnn Rund, Cnrllnlo. PA 1101] ~, tlnrtR"RorA, nn.1 AbhHS COUNTY "ATIONAI. I1ANK, wllh nl1 Ornel' nl (jclly~llIIrn. renmlylvnnln, tlnrlv.nnf!(>. Wll~:Rt:^S, tllf.' HurlJ'.n.~or". I1N Lhl! 8nrruwcrn, on thlA IIl1le hnvl' e)(ocutc.) IInd delivered to the HllrlgnRce, ns 11H! I.ender, nn Ad.lURL:lblc ROllI.' Nule In till! "urn of Sixty Thousnnd Dollar" ($ 60,000.00 0(111nrn, hcrclnnftcr referred to nH the tol'rlnclpnl". prnvtcllnn for Interest thcreun nl lhe nd.luAlnhlc rnle RllUclfll!l1 lllloreln nnll the pcrfurmllncl! IIf nil the termH, cflvennnlH nnd cnnd1l1nilR lhcrcln contnlncd, nil of which by thlK refl'n'nce thnrctn nfC Il1cufl'ufnlccl herein nnd mlldc n pnrt hereof. NOW TIllS INDENTURE WITNESfiETII, thnt the HOftRnp"urs, (ur IInel in considerntlon or the PrlncJpnl IInd for the bett('r securln.; the pnymcnt thereof unto the HortRIIKcc, in diRchllrRc of 8111d AcljuRtnhle Rnte Nnll" lwnoJnnftcr rc.,rcrfcd to IIR thr "Nute", and fur IInd In cnnRIc1crntluo nf the rurthr.r Bum of Sl.On thlR dall' well nod tfuly Imld tu tlm Hurl nnJtufn hy th,' Hurl Wilt'.", till' fl'l'('IIJI WIU'ft'llr 1M Ill'n'hy ;ll'IUlfIWII'II,;I'I!, 1111' tll1rl I:OIltllfU tin hereby 'trnnl, bllfAn'n, Hell, rl!lc:Hu.'. Cllnvcy 1Il1l1 ctllltlrm Ullto till' HurllVl.;t!", AI.I. ALL TIIAT CERTAIN tract or land situate in Monfoe Township, Cumberland County, Pennsylvonln, hOllnded IInd (Ioncrt hed nB [ollowR. to wi u DEGINNING nt 0 P.K. nolI in the centerline of Zimmerman Road, thence in and n10n8 oaid Zimmerman Road South seventy-[our (74) deRreen thtrty (30) mLnuteB Zero (00) seconds East olle hundred thirty-six and forty-four hundredthn feet (136.44) to 8 P.K. naIL In sold center- Hne; thence along Lot No.3 nnd '.nnds NIF of WlIson P. lIurley, et us, South thirty (30) degrees thirty-nix (36) minutes thirty-nine seconds Went one hundred sLxty-one and eighty- four hundredths (161.84) feet tn nil iron 1,ln nt lAnds NIF of \Hlson P. llur1cy. et ux; thence along the last mentioned landn the fo110wLn8 courses nnd dintancos: South fifty-one ("I) degrees thirty (30) minutes zero (00) neconds East thirty-seven (37) feel to on iron pin: thence South thirty (30) degrees thirty (30) minutes zero (00) soconds East one hundred Ufty- one nnd rUty hundredths (ISI.SO) fcet to nn Iron IlLn tit lnnds NIF o[ Dr. WillLam Drod; thence along the hnt mentioned lands South seventy-seven (77) degrees thirty (30) minutes zero (00) soconds \~est one hundred forty nnd eighty hundredths (140.80) feet to an iron pin at lands of Dr. William Drod; thence along the last mentioned lands North two (02) deKrees forty- six (46) minuteD forty (40) seconds West three hundred nLxty nnd twenty-one hundredths (360.21) [eet lo n P.K. nail In the centerline u[ Zimmerman Road IInd the 'tlace of BEGINNING. CONTAINING 0.7145 acres, or 31, 12".97 square feet in accordance with a survQY prepared by Rohert F. IInrtmnn, .Jr., Regt.Atered Engineer, dnted April 5. 1982. IT DEING the same premise a which HerIa Edward Hiller and DaLsy Cora Milhr, hio wife, by their deed dnled tiny 3, 1982, and recorded In tho Office of the Recorder of Deeds in and for Curnherlnnd County, Pennsylvonln. In lJeed nook T 29. nl I'nge 528, granted Rnd conveyed Ullto Allen K. tlL11ar and Sherry .J. tUller, hLs wife, the mortgDgors heroin. , ;~' , bUOK WH rAGE h22 EXHIBIT A r. TOGETHER with all and singular the bUildings, improvements, woods, waters, ways, rights, liberties, privileges, hereditaments and appurtenances to the same belonging or appertaining, snd the reversions and remainders, rents, issues and profits thereof; to have and to hold the some and the real cstate hereiubefore conveyed, -unto the Mortgagee forever. MORTGAGORS JOINTLY AND SEVERALLY GOVENANT. PROMISE AND AGREE TI~T: 1. The Mortgagors shall be jointly ond severally lioble and obligated to pay the full amount owing under said Note in accordance with the terms thereof, and shall be jointly Bnd severally liable and obligated to keep and perform all of the covenants, promises and agreements contained in this Mortgage and in said Note. 2. Mortgagors will kcep the buildings on said real estate insured against los8 by fire Dr other casualty for benefit of Mortgagee In amounts satisfactory to Mortgagee with standard mortgagee clause; and Mortgagors will pay all taxes and assessments levied or assessed against said real estate or any part thereof on or before the respective due dates thereof, and will deliver receipts therefor to the Hortgagee upon request. Mortgagors will pay, on or before the respective due dates thereof, any other taxes (including corporate taxes), assessments, charges', claims or encumbrances that may be or become a lien prior to the lien of this Mortgage, or that have priority to this Mortgage in the distribution of the proceeds of a judicial sale of the mortgaged premises. .- 'J'>2 ~O).. bUU~ . '" r,\I;( n.." , 3.' If the' Hnrlftn.tUrH filii tn mn'utilln "'lIch Il1tHlrlllU'f' CClv("rnf\e ur fnl1 tel Iln)' noy uf thr "run,,.nlll 111)(('", nRHf'lHimt'nlR, chnntt'H, rlnlmn fir rnr.umhrIlI1C('" nn I1T heflin' lhp. tI'"I'I.,'llvl' Ihll' ,11111"1 111l't'I'uf, thl'lIJlurl'~l1nl'I' Ilhnll !IIlVI' till' 1111111111 Ilr 11I1vlnl\ till' ,lIlml' III' 11I1V 1I11'n'nf, mill "1"'11 illlY 1Il1l~1I IIl1ymt'I11 hy 1111' ~llIrL)tlll~t'I" till' mnlllllll 1I1I'rl'nf HIIlIII IllllUIlI/ILklllly Iw ,tlhlell In nnlllwctlmt' n IlnrL (l.r till' I'rlnelll/II 111111 >>hnll tlt'ilr Inll'r!.!1I1 (rllm thl! llmt~ lIlI! Anml' IN pm ntlclrcl In till' l'rlm'111l1) IlL lht' rIlL" 1111'11 In I.(rl'('l lIIlcll~r the lermH nf ARid Hille. It. U the Hort~nv.t1rA (nil tn 1l0Y nny Inntnllm,'nt uf Prlnclpnl nod/nr (oterent fL'flulrl'll hy "nlll Null' wlwn lIll' H/IInl' IIhnll fnll ,hll' llwr"U1IlII'r, Ilr within llll' II(.!rlndnf flvl' Ilnyn tlu'rrnfler, lIr fnll tn pny /Illy IIr till' lIfnrl'lHllI1 lllltl"l, llH,UOtUlml'nlH, 1'llIln~I'"' 1:lnll1ltl nr l!l1cumhrnlH~I!" un IIr hcfnfl! thl! n'lIfll'ct IVI~ Ihll' IlnteH lhl'n'lIf nr fnll In l'rllvll!t! I rHIlI rl111C I' cuverngc no I'rnvlllcll nhnve. then n11l1 In nny uf Hnld evcnlH, the Ilrlncll1nl nllll nil HtlmH ncleluel thereto, lORether wilh Intcrent to dnle nt the rnle then In effect under the terms of Hnlel Note, nnd tORether ntno with 10% ntlurneyo' cumrnlH910RR on Hnitt Principal nnd inlcreRt shllll become due IInd pnYllhlc lit the option of the HortRaRce, nnll Ruch rcmedy or remcIUC8 AS the Inw may nuw or hercnfter prnvllle mny fllrthwlth h(' tnvflkrll nnd prnRecutecl hy the ~Inrt"nr.ee l1r.nlnRt the Hnrtr.u,~nrR, lnclutlhll',. bUl nul Ilmltecl tn, nn nt'tlon uf mnrll\,'r.I! fnrec1nAurc. s. Horq~nr.orA hereby wnlve nil errnrs In any prnceelllnr.A, tnr.ether wHh all 9tllY flf llr cxcml'tlun frnm t'xecutlun, or CXlr.nAlnn IIf time nf pllyml!l1l which mny he Riven by nny In.... now In force, or which mny he cnncled herenftcr, nnd tOI~ether nlRn with the right or nl'prAIRement, the rtRht of InqulRltlnn nnd the right of Appenl. (10 If, withnl1l the prlnr wrlll~n conAent of the Horty,nr.re, nil IIr nny 11Rrt of the mnrtKRJ.\ccI premlHeH HecurlnR HRlel Nnlr. II~ "1IId, lrnnlift'rrt.'el IIr cnnvcyecl tn nny pl.!rAUn, cnrpurn- tlun or leRnl entity (herein cRllel1 the "New (lwnerU), uther tlmn the NorLgnr.nro hereIn, nr nny of them, the Mortgngee may, nt its sole uptlon, declnre nil sumH remnlnlnJ( unpAid, IncludInr. Interest due or Accrued thereon, to he ImmediAtely Ilue nnd pnynblc. The HortRnRec shAll hove wnlved this nptlun to accelerate If, prior tn nny such snle, trnnsfer or conveyance, the Nurt- r.ngee nnd the New Owner nnree In writlny, thnt: (1) Lhe credlt....orthlness of ouch New Owner 19 sntlsfnctory to Horty,nA(!(!; (2) lh(' terms nnll contlltlons of nny such snle, transfer or convey- nnce nre sntisfactl1ry to ~Iortr.ar.ee; (3) the bullellnr.R .,nll impru\'cmtmts covcrell by thls Hurt- IV'r.I' nrl~ In ,~ulIIl n'lullr nnd tht. vnlll(' nr ~Illl'h hnA nnl Illmlnlshrd, Ih!trrlornll',1 fir h('I'" Im- l1nircII In illlY wny Millet' the dntc llL'rI'uf, l'xct'l'l rur nUfln,11 wrnr /lnd tenr; nnel (I.) L1w lutt'rI'Hl rnte Rhnll he nd.1I1Htr.11 to Ruch rnte"H Mllrtl~nl\ee Rhull flHlutre, llruvlded Ruch rnte tloea nut excC'(!d the Interest ratc Hnrty,ny,cc IA then nffcrlny, un ne.... luanA of n type nnd for purpoges similAr to the purpORe for ....hlch sold Note ....:UI Riven nR of Its mnklnr., nnd HortRnr.ee nnd such New OWner shall hnvr ('xecuted nn ^~Rumrtion ^r.r('ement nccC'ptahle to HortgaRee. Such interest mle wlll thercnfter be the Intl.!rl'Rt rnle for pllrpuacs uf Ruh.lel'Juent IntereRt Rnte ChnnReA bnsecl upon the Ind~)( vnlue In {'(frct nR or the nSRllmlltllln date. All other terms nnll condl- tlons uf SAid Nute will continue In he In full (flrce nnd (!f(ecl nncl he unmndlflC!d. Upun the executlun nntl dellvery nf the ....rlttt.n ^~rrr.ment hclwl!cn the Ml1rq~nr.ee nntl the Ne.... Owner, the HortR<1gorn herein shall he relcnsed frnm nil uhllgiltlonR uncler said Nute nnel thlA HortgAge. 7. Thf' Hortr,nr.orRI cnv{'nnntR. promlneA and nAr{'l!mpnts contnined In thlH HortRnp,e 8h"1 I be lcr.a1ly hlndlnr. III)()n the ~ll1rtnnr.f1r9, nnd ench (If them, nnll their rl!Rllectlve perAnnal representAtives, heirs, RUCCl!SSOrA nnd nsaiRns. The Horly,ngee'R rlghtfl nnd privileges contnlned In th1A Hortgnp,c shall inure to the hC'neflt of the Horq;ngee And lts succeAsors anel ARsIRna. This Hnrtp,nr.e shnl1 he p,nvernr.d by the Inw of the RtRte In ....hlch Raid mortgAged premises nre located. If leRR thnn IWI) Hortp,nr.orR shnll ~lr.n thlA Hortgnge, nll cuvennnts, promlseR nnd ngreementA, which nre drAwn in the plurnl, Rhal I he deemed to he In the singular. I'ROVIDEO ^1,wAYS, NEVERTIlI~I,ES5, thnt I f the ~lorlr.Ap,urs shall pay unto the Hortgngee the Principnl nnd the Intl!renL thereon In the mnnncor nnd nt th(' times specUled In sRid Note, and shall In nil respectn comply ....ith nil of the covenants, promises nnd ngreementR herein- before cuntnlned, then this Hortr.nr.e shnll become null and void to nll intentA nnd purpoReA. IN \.InNESS WlmR~:OF, the Hortnngorn hAve hereunto Ruhscrlbed their nRmes And affixed thl'lr n('AlR the tiny nnd yenr fl,r8t nbove wrltten. Wlt7~~~ f4-..~ ~ ~, ;;J; ?::-""b- AI. IAN K. HII.LER lA"'h/~ m////./ SHERRY J. I. . OR (SEAl.) (SEAL) (SEAl.) " .,,, (SEAL) iiOoK !.l?.t m.t k2.' COHHONWEALTII OP l'ENNSVI.vANIA, COUNTY OP A1JAHS On thlH, tllU -.!.1!.!! tiny uC NUYl'mlll'r 19-11..11..-. bufuru mo, purson,,11y "1'lIUUrud 4 Ilntllrv nubile . the unilursJnnud ufficer, AllAn K. Ia Sharry J. Hll1or. 1110 wiCo known to mo (or snthCnctorlly provon) to be tho puraonJL wheal.! "nmelL lire subscribed to the within instrument, nnd I1cknowludKCd that thov executed the some Cor the purpoHu8 thuru!" Canto 1"utl. ,'./ :t' ,,':i'~.,,<UI WITNESS to II " ". . . "".., :'~/;... \:;\ . , . " I ,",,;J/- :.',\/'_ Nutllry /.11.'" 0''- WHEREOF, I hereunto Bct my hond onLl officlol 90n1. . ::~~ .'", '''<>,~~./ .::/:i/.'/.(l\\.... My commission expires: I~ ' Publ Ie UOTAAr.'.LSt~l OAAfJARA o. r,IJIS':. r!OT.AAY MImIC Yl~i;K ~iN:JI~j ~ fK.I:,'. WI..'~;j I~OU,'11 'i II.Y Ct,~I/.I:.;~l':~lIM ."u!!ltm. r. l;l{:J . M.;'~';;-~i;noIN(lLlIl_ "." ,'1'-' I HI-:REUY CERTIFY that the precise residence address of the within named Mortgagee is: Cumberland Township, Adams County, Pennsylvania (P. O. Box 190, Gettysburg, P.nn.ylvanla 17325). ~~,~ . , \(l--.. l', I I J"7 (__~orney for Hortg~gce ~ . . '" ~ ... '" ~ :: u . ~ u ~ 0 0 ..'" '" ... "'''' r. . ~ .. ~ '. u .. .:! '.. ,I .. r. .... "'.. ~ J' '" . .... ~ "'.... "'.... 0 -~ <.0 S ....'" ,!l ... '" ~ 0 '" u t-ou ol: ~ 'i., .. ~ ..., z o 0 """, "'..., >> ~ ffi::l u " ._1 h~ 0 '" :;!~ 0 " u ... ~ l'I 0 u ~ . ~ ~ ~ Commonwealth DC Pennsylvania, County of (l Jfn/)(r (fll'd Recorded 'on thl. ~ duy of {f'( , '"i{ D. ~9~$jI,",in the Recorder's Office of 8aid County, in ; Hor,ts'age ' rin~k ,'9':3;(/ Page ''i)31 d '. ",' Given u'nder my ~'~l1d and 8cnl of suid office \.' '. the..clat'c above written. ~u '-1- ~ -. . '"", ~ \~.\\.~" ~cordcr iiiM fJ:~,1 r,lcr /j25 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE The Commonwealth of Pennsylvania's Homeowner's Emergency MOMgage Assistance Program may be able 10 help you. Read the following notlce 10 find OUI how the program works. If you need more Wormadon call the Pennsylvania Housing Finance Agency all-800-342-2397. La notlficaclon en adjunlo es de suma Importancla, pues afecla su derecho a comlnuar vlvlendo en su can. SI no comprende el col1lCnldo de esla notlflcaclon oblenga una rraducclon Immedialamenle lIamanda eSIa agencla (pennsylvania Housing Finance Agency) sin cargos at numcro mcnclonado arriba. Pucdes scr elegible para un preslamo por el programa lIamado "Homeowner's Emergency MOMgage AsslslanCe Program" el cual puede salvar su casa de la perdlda del derer.ho a redlmJr su hlpoteca. ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS TO: Albn K Mill,., Date: n,.rf"mlvor Iii lQQ7 FROM: AnAM~ rOIlNTV NATIONAl RANK Re: Accoum No: 7~1"IR You may be eligible for financial assistance tlult will prevent foreclosure on your mortgage If you comply with the provisions of the Homeowners' Emergency Mortgage Assistance Act of 1983 (the "Act"). You may be eligible for emergency temporary assistance It your default has been cawed by circumstances beyond your control, you IuIve a reasonable prospect of reswnlng your mortgage payments, and It you meet other eligibility requirements established by the Pennsylvania Howlng Finance Agency. Please read all of this Notice. It contains an explanation of your rights. Under the Act, you are entltled to a temporary slay of foreclosure on your mOMgage for thirty (30) days from the date of this Notice. During that lime you mwt arrange and attend a "face-to-face" meeling with a represenlatlve of this lender, or with a designated consumer credit coWlSeling agency. The purpose of this meetlng Is to attempt 10 work out a repaymem plan, or to otherwise settle your delinquency. nus meeting must occur in the next (30) days. If you attend a face-to-face meeting with this lender, or with a consumer credit cOWlSeling agency Idemlfled in this notice, no further proceeding in morygage foreclosure may take place for thirty (30) days after the dale of this meeting. The name, address and lClephone number of our represenlatlve is: Rnn:lllrt r Hnffm:lin Vir,. Prf'lcid,.nr Arf:1mc: rnllnty N:uinn::li1 R:lInk- Vnrlr ~pringlll: PA 171" Telephone Number: (117) ~'R_IH14 The names and addresses of designated consumer credit counseling agencies are shown on the attached sheet. II is only necessary to schedule one face-Io-face meetlng. You should advise this lender immedialely of your imentions. Your mOMgage is in defaull because you have failed to pay prompdy installments of principal and inlerest, as required, for a period of atleasl sixty (60) days. The lotal amount of the delinquency is S I ~" '2 . ThaI swn includes the following: Mnnrhty pJ:r.yml"'nflll. nf<,c;1R 7' dill"! fnr ~,.pr,.mlvor C1rrnh.-r :linn Nnv..m~r IQQ1 plnlll: p:nr rill.. rh:ll~"lII: "(<1" Hi Your mOMgage is also in default for the following reasons: I " \, ,'1 (use this paragraph only If applicable) EXHmTT B -2- If you have Irled and are unable 10 resolve this problem at or after your face-lo-face meeting, you have the right to apply for financial alsbtance from the Homeowners' Emergency Mongage Assistance Fund. In order 10 do this, you must fill out, sign and liIe a compleled Homeowners' Emergency Assbtance Appllcalion with one of the designated consumer credit counseling agencies listed on the allachmem. An appUcadon for assbtance may only be obtlined from a consumer credit counseling agency. The consumer credll counseling agency will assist you In filling out your appllcalion and will submit your completed application to the Pennsylvania Howlng Finance Ag~ncy. Your application mwt be filed or posllllarked, within thiny (30) days of YOUl' face'lo-face meeting. It Is O1mnely Importanllhal youJiIe your application promptly. lfyou do not do so. or If you do notfol/ow the other time periods set forth In this lener, foreclosure may proceed against your home ImmedlaJely. Available funds for emergency mongage assistance are very Ibniled. They will be disbursed by the Agency under the eligibility criteria established by the ACI. Itb ellllCmely !mportaJU that your application Is accurale and complete in every respect. The Pennsylvania Howlng Finance Agency has sixty (60) days 10 make a decision after it receives your application. During that additional lime, no foreclosure proceedings will be pursued agalnstyou if you have met the lime requiremenLlset fonh above. You will be notified directiy by thaI Agency of ill decision on your application. The Pennsylvania Howing Finance Agency is located al2101 Nonh Front Street, POSI Office Box 8029, Harrisburg, Pennsylvania 17105. Telephone No. (717) 780-3800 or 1-800-342-2397 (loll free number). Persons with Impaired hearing can call1-8()()''342-2397. In addition you may receive another notice from this lender under Act 6 of 1974. That nolice is called a "Nolice of Intention to Foreclosure". You mwt read both notices, since they both explain righLlthat you now have under Pennsylvania law. However, If you choose 10 exercise your righLl described in this nolice, you cannot be foreclosed upon while you are receiving that assistance. ADAMS COUNTY NATIONAL BANK By: Swan M. Saylor Delinquent Loan and Foreclosure Administrator i \; , f -, P 158 44D 9D7 U5 Postal 50rvlco Say lor Receipt for Certified Mail No Insurance Coverago Provided. 00 noluso for International Mall See revorso Sontlo an K. Mi ller Slreel & Number 1367 Zimmerman Road Post Olhce, Slale. & ZIP Code Carlisle PA 17013 $ , Postage .32 1. 35 Certified Fee Spodal Delivery Feo ') I , I Aostridod ,goU'lll\'~o ." - - g: Relwn ,.... m Dille OoUvo -5. Ri'illfllo:~SIIoWlv.Ilo c( [11 ~C5Set's M:tess (, ci ~'"~.- . o T TA oSlago & Fees " <Xl ,- M Pos'ilrlalk / E "', f.f'C', .c' ~ If) n. j 1.67 <, ,} i, ~ EXHIBlT C ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE The Commonweallh of PennsylvanJa's Homeowner's Emergency Mortgage Asslslllnce Program may be able 10 help you. Read the (ollowlng notice to find OUI how the program works. [(you need moreln(ormatlon call the PennsylvanJa Housing Finance Agency 011-800.342-2397. La nOlincaclon en adjunlo es de suma Importancla, pues afeclll su derecho a cOnllnuar vlvlendo en su casa. SI no comprende el cOlllenldo de eSIll notincaclon oblenga una traducclon Immedlalllmenle lIamanda eSIll agencla (pennsylvania Housing Finance Agency) sin cargos n111U11ll:1'O m:nclonado arriba. Puc:des scr elegible para un preslllmo por el programa lIamado "Homeowner's Emergency Mortgage Assistance Program" el cunl puede salvar su casa de la perdlda del derecho a redlmlr su hipoteca. ACT 91 NOTICE IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAI\I PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS TO: Sh.r'1:l' I Mill.. Dale: nl'!~l":mhl"r Hi 1 QQ7 FROM: AnAMS ~O"NTY NATIONAl RANK Re: Account No: 76111lR You may be eligible for financial assistance that will prevent foreclosure on your mortgage I( you comply with the provisions of the HomeomICrs' Emergency Mortgage Assistance Act of 1983 (the "Act"). You may be eligible for emergency temporary assistance If your default has been caused by circumstances beyond your control, you have a reasonable prospect of resuming your mortgage payments, and If you meet other eligibility requirements established by the Pennsylvania Housing Finance Agency. Please read all of this Notlee. It contains an explanation of your rights. Under the ACI, you arc entitled 10 a lemporary SillY of foreclosure on your mortgage for thirty (30) days from the date of this Notice. Ouring thallimc you must arrange and attend a "face-Io-face" meeting with a represenllltive of this lender, or with a designated consumer credit counseling agency. The purpose of this meeting is to attempt to work OUI a repayment plan, or 10 otherwise settle your delinquency. This meeting musI occur in the next (30) days. If you attend a face-Io-face meeling with this lender, or with a consumer credit counseling agency identified in this notice, no further proceeding in mortgage foreclosure may take place for thirty (30) days after the dale of this meeting. The name, address and lelephone number of our represenllltive is: Rnn~M r Hnffm~n Vir.l'! Pr,.cirf~nr Arl~mc (""tint)' N~rinn:ll Rnn1l' York' ~pringll/; PA 1717' Telephone Number: (717) ~7R_11IIl4 The names and addresses of designaled consumer credit counseling agencies are shown on the allllched sbeet. It is only necessary to schedule one face-to-face meeling. You should advise this lender immedialely of your inlentions. Your mortgage is in defaull because you have failed 10 pay promptly inslallmcnts of principal and inlerest, as required, for a period of alleast sixty (60) days. The tolal amount of the delinquency is $ 1 617 17 . ThaI sum includes the following: Monthly p:toyml"nlQ nf~~lR" "'111'" for ~p.pr,.mhtor Or.tnhl":r :Inri Nnvf"mhf"r tQQ7 pili, p:l"l;t dill": rh:tll:gf"1II of ~11\ Iii Your mortgage is also in default for the following reasons: (use this paragraph only if applicable) EXHIBIT n -2- , . . " "/ I, If you have lried am arc unable to resolve this problem at or after your face-to-face meeting, you have the right to apply for financial ) assl!laJ1Ce from the Homeowners' Emergency Mongage ASSistance Fund. In order to do this, you must fill out, sign and file a completed ~ Homeowners' Emergency Aul!laJ1Ce Application with one of the designated consumer credit counseling agencies listed on the attachment. An appllcadon for assl!tance may only be obtained from a consumer credit counseling agency. The consumer credit counseling agency will assist you In mllng out your application and will submit your completed application to the Pennsylvania Housing Finance Agency. Your application must be filed or postmarked, within thiny (30) days of your face-to-face meeting. /1 luxt~1y Imponanllhal youj/14 your application promplly. lfyou do nol do so, or If you do nOlfallow Ihe olher time periods sel fonh In Ihls feaer./oreclosure may proceed ogalosl your home Immediately. Available funds for emergency mongage assl!tance arc very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. III! eXlIemely Imponarn that your application Is accurate and complete In every respect. The Pennsylvania Housing Finance Agency has sixty (OO) days to make a decision after It receives your application. During that additional time, no foreclosure proceedings will be pursued against you if you have met the time requirements sel forth above. You will be notified directly by that Agency of its decision on your application. The Pennsylvania Housing Finance Agency is located at 2101 North Front Street, Post Office Box 8029, Harrisburg, Pennsylvania 17105. Telephone No. (717) 780-3800 or 1-800-342-2397 (toll free number). Persons with impaired hearing can call1-800-342-2397. In addition you may receive another notice from this lender under ACI 6 of 1974. Thai notice is called a "Notice of Intention to Foreclosure". You must read both notices, since they both explain rights that you now have under Pennsylvania law. However, if you choose to exercl!e your rights described In this notice, you cannot be foreclosed upon while you are receiving that assistance. ADAMS COUNTY NATIONAL BANK By: Susan M. Saylor Delinquent Loan and Foreclosure Administrator .... I ~ , 1'1 , I . , j ): ":' - P 158 440 909 US Postal Service Say lor Receipt for Certified Mail No Insurance Covaraga Provided. 00 nol use for Inlernallonal Mall 'See reverse Senllo Sherr J. Miller SUn. & Number 1367 Zimmerman Road Post Office, SIale, & ZIP Code Carlisle PA Poslage 17013 $ .32 J. 35 Certified Fee SpadaJ Delivery Foo .., ~\ CJ~IJ.67 EXHffiIT E 1'0: AII.n II: Mill.. 1167 7Imm~rm~n Jlnnrf Dale: -December.l6 1997. rnrlid~ PA 17011 Re: Mongage Loan No. 7~ 1131 R NOTTCE OF INTENTTON TO FORECLOSE MORTGAGE The MORTGAGE held by Adanu Coumy National Bank (hereinafter we, us or ours) on your property localed at 11~7 71mm..m.n Iln.~ ('.,lid. Mll1Wle..Tmomsh.p, ('''mhe''.n~ ('n"nll' PA IS IN SERIOUS DEFAULT b~caus~ you hav~ nol matI~ 1M molllh/y ~IUS 01$ ~1R n {or Ih~ mOIUM ol-Scp'om"", Or'n"", .n~ Nnv.m"", I q97 laIc charges or oUter charges have also accrued to Utls dale in Ute amount of $..1.Ii.16- The lolal amounl now required 10 cure Utls defaull, or In oUter worch, get caught up In your payments, as of Ute dale of Utls leller, Is $ 1 ~11 17 You may curnhls d~/aull wilhln THIRTY (30) DAY.S' ollh~ dat~ ollhls 1~II~r, by paying 10 us Ih~ abov~ amoulU 01$ 1 ~17 17 ['Ius any addlllonal mOlUhiy paym~lUs and lat~ charg~s IVhlch may lail du~ during Ihls p~riod. Such paymem must be made elUter by cash, cashier's check, certified check or money order, and made at any office of Adanu Coumy Nalional Bank. If you do not cure Ute defaull within THIRTY (30) DA YS, IV~ llU~nd 10 t!X~rclse our right 10 acc~ltrat~ Ih~ mortgag~ paym~lUs. This means thaI whalever is owing on Ute origlnaJ amount borrowed will be considered due lnunedlalely and you may lose Ute chance 10 payoff Ute original mongage In monUtly inslallments. If full paymem of Ute amount of defaullls nOI made wiUtin THIRTY (30) DA YS, IV~ also Int~nd 10 Inslrucl our attorneys 10 Slart a 1000sulll0 lor~clos~ your mortgag~d prop~rty. If Ih~ mortgag~ Is lor~closed your mortgag~d prop~rty wiillM sold by 1M SMrlfflO pay OfflM mortgag~ d~bl. If we refer your case 10 our altomeys, but you cure Ute default before Utey begin legal proceedings against you, you wllJ srlll have 10 pay Ute reasonable allomey's fees, aClUally Incurred, up to $50.00. However, if legal proceedings are slarted againsl you, you will have to pay Ute reasonable allomey's fees even if Utey are over $50.00. Any allomey's fees will be added to whatever you owe us, which may also include our reasonable costs. If you cUr~ Ih~ d~/auit IVllhln Ih~ Ihlrty day p~riod, you wiil nOI b~ r~qulr~d 10 pay atlorney's/~~s. We may also sue you personally for Ute unpaid prinCipal balance and all oUter sums due under Ute mongage. If you have nOI cured Ute default wilhin Ute Ihirty day period and foreclosure proceedings have begun, you stlil hav~ Ih~ right 10 cUr~ Ih~ d~/aull and pr~v~nt Ih~ sal~ at OIl)' time up 10 one hour IM10r~ 1M Sheriffs loreclosur~ sal~. You may do so by paying Ih~ 10101 amoulU ollh~ unpaid mOlUh/y paym~lUs plus 0Il)'1at~ or OIher charg~s lhen due, as lV~iI as 1M r~asanabl~ attorney's lees and COSIS conn~cl~d IVllh Ih~ lor~closur~ sal~ and p~ifonn any olh~r r~qulr~m~nts und~r Ih~ mortgag~. II is esrlmaled that Ute earliest date thaI such a Sheriffs sale could be held would be approximalely M.",h 19<1R . A notice of Ute dale of Ute Sheriff's sale will be semto you before Ute sale. Of course, Ute amounl needed 10 cure Ute default will increase Ute longer you wait. You may find out al any time exaClly what Ute required paymem wllJ be by calling us at the following nwnbc:r: (711.\ ~7R_11iI\4 . This paymem must be in cash, cashier's check, cenified check or money order and made payable 10 us at any office of Adams County NatiOnal Bank. j You should realize that a Sheriff's sale will end your ownership of Ute mongaged property and your righlto remain in it. If you continue 10 live in Ute property after Ute Sheriffs sale, a lawsuit could be started 10 evict you. You have addirlonal rights 10 help prOlecl your inlerestin Ute property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAYOFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INS1TI1JTION TO PAYOFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND AITORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SAT/SFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. If you cUr~ Ih~ defaull. Ih~ mortgag~ lViII be reslor~d 10 Ih~ sam~ poslllon as If no delaull had occurr~d. However, you are nOI entilled to Utls righlto cure your defaull more lhan three times in any calendar year. ADAMS COUNTY NATIONAL BANK By: Susan M. Saylor Delinquem Loan and Foreclosure AdminlslJ'ator EXHT1HT F' P 158 440 908 Say I nr us Postal SOIVlca Receipt for Certified Mail No Insurance Coverage Provided. 00 not Usa lor Inlemallonal Mail Soo reverse $entia Allan K. Mi ller Slreet & Number 1367 Zimmerman Road Post Office. Slale, & ZIP Code Carlisle PA Postage 17013 $ .32 Certified Foe I. 35 Spedal Delivery Fee Reslrided Dati "' m Return Re,OlP. :: 'Nhom & DAle la your RETURN ADDRESS complated on the rev.ra. aide? ti · !" (0) ... ...(1) ~ ><~ :n n_:I> ~ U'U!llf~ 2 Cllw..- .,"'- ~f :i!' , -"A: .. 5' D'~l. m [ "', ::l ~ I" i Uf~ '" N to -..... ~ ,,':'; .:' ~ . I '. If ~~~ "Ii '" :2: '~ Ii! ~. '"C 1'1 ,.... ~ if [ ;P :I> 8 - f ll: _ ::l '" - B' if - ., i~ [ II f ~ "'" - 00 -ll: W C. II~ J' I ~f Q a I, I B D' ,f I r - ~ = i - ~i II !'> =-'0008'", ~ ~I i ~ i?ll?i:XJCn - ii~ ,8"- ~ i a i - o 3 iil -. S. '" Il . 5 c:Dlillilil"" .. D' /e.j!:a...... z -, . I'!. ;.j'" f ~ ~ ,. P=i ~ ..0 -< 0' - '" _ 0 0 iJ!. i 0 - ! "" II ~ ~~: III [I M ~ DO!:! ::. 0..- !f~ i o .. ~ 8~!J ::. ~ !!l~ oaf ~ -< I Thenk you lor ualnll Return R_lpt Service. EXHIBIT G To: Sh",'l' I Miller . ,. I \; i " , , 1 I , I, 1 ' I' Dale: --DecembeLlIi, 1997. 11ti7 '7.lmml"!nn:m Rnl1ct Re: Morlgage Loan No. 71i1111R --CJu1Islr P A 1701 1 NOTICE OF INTENTION TO FORECLOSE MORTGAGE The MORTGAGE held by Adams Councy Nallonal Bank (hcrelnaller we, us or ours) on your property localed at 111i7 7immrnn.n !lnod rnrHelr, Mnnror Tnwn,hlp...cwnhctlarulCuncy PA IS IN SERIOUS DEFAULT buaus~ you hav~ not tnlllk the molllhly JXl}'W/IIS ofS 51R 72 lor th~ mO/llhs of-SeplClllbcL,..Ocurr ond Nnvrmhrr 1997 Lale charges or ocher charges have n1so accrued III chis dale In che amounl of S~ The 101111 amoune now required 10 cure chis de faull, or In ocher words, get caught up In your paymen/!, as of che dale of chis leller, is S I 1i17 17 /~ , . J ~ . ~ You may cur~ this d~fault within mlRTY (30) DAYS ofth~ dau of this ItII~r. by paying to us Ih~ abov~ amount ofS I 1i1717 {'Ius any additional monthly paym~/IIs and lau charg~s which may fall du~ during this p~rlod. Such paymene musl be made elcher by cash, cashier's check, certified check or money order, and made al any office of Admns CounlY Nalional Bank. If you do nol cure che default wlchin THIRTY (30) DA YS, w~ 1/II~nd 10 ex~rcise our right 10 acc~lerat~ Ihe mortgag~ paym~nts. This means chat whatever is owing on the original amounl borrowed will be considered due immedialely and you may lose che chance 10 payoff che original mortgage In monchiy Installments. If full paymene of che amount of defaull is not made wichin THIRTY (30) DAYS, w~ also Inund to Inslruct our anomeys to start a lmvsultto forulos~ your mortgag~d prop~rty. /f Ihe mortgag~ Is forulosed your mortgag~d prop~TIy will be sold by th~ SlIerlffto pay off the mortgag~ d~bt. If we refer your case to our allomeys, but you cure che default before chey begin legal proceedings against you, you will slill have 10 pay che reasonable allomey's fees, actually Incurred, up to S50.00. However, if legal proceedings are started against you, you will have 10 pay the reasonable allomey's fees even if chey are over S50.00. Ally allomey's fees will be added III whatever you owe us, which may also Include our reasonable cos/!o /fyou cUr~ th~ default within th~ thirty day p~rlod, you will not b~ r~qulr~d to pay anomey 's fees. ... I' I We may also sue you personally for che unpaid principal balance and all ocher sums due under che mortgage. If you have not cured che defaull within che thirty day period and foreclosure proceedings have begun, you sllll hav~ the rlghl 10 cur~ th~ d~fault and pr~v~ntthe sal~ at any time up to one haur befor~ lhe Sheriffs for~closure sale. You may do so by paying th~ tOlal amount ofth~ unpaid mO/llhly payments plus any Iou or other charges lhen due, as well as lhe r~asonable anomey's fees and costs conn~ct~d with the for~closur~ sal~ and perform any olher r~qulrem~nts under the mortgage. It is eSlimaled that che earliesl dale thaI such a Sheriffs sale could be held would be approximately M.rrh lQQR . A notice of the dale of the Sheriffs sale will be sene 10 you before che sale. Of course, che amount needed 10 cure che default will increase che longer you wait. You may find OUI al any lime exactly whatche required paymene will be by ca1Iing us al the following lUIII1ber: 011) 57R_lli114 . TI1is payment musl be In cash, cashier's check, certified check or money order and made payable to us al any office of Adams Councy National Bank. j You should realize chat a Sberiffs sale will end your ownership of ch~ mongaged property and your right to remain in it. If you continue 10 live in che property aller che Sheriffs sale. a lawsuit could be started 10 evicl you. You have additional righ/! 10 help protect your interest in che property. YOU HAVE THE RIGHT TO SELL TIlE PROPERTY TO OBTAIN MONEY TO PAYOFF 11IE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTIlER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER TIlE PROPERTY SUBJECT TO 11IE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME TIlE MORTGAGE DEBT, PROVIDED TIlAT ALL 11IE OUTSTANDING PAYMENTS, CHARGES AND ATIORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT TIlE SALE, AII/D TIlAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE TIllS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. /fyou cur~ Ihf defaull, th~ mortgage will be reslored to the same poslllon as /fno default hod occurr~d. However, you arc not entitled 10 chis righllo cure your defau\[ more than three times in any calendar year. ADAMS COUNTY NATIONAL BANK By: Susan M. Saylor Delinquent Loan and Foreclosure AdmlniStralllr EXWJ1TT H · . P 15l\ 44[] 91[] US Poslal Sarvlc. Say I or Receipt for Certified Mall No Insuranc. Cov.mg. Provided. Do not use for Inlematlonal Mall SOB reverso Senllo Sherr J. Miller Street & Number 1367 Zimmerman Road Posl Office, Stale. & ZIP Code Carlisle. PA 17013 Postage $.32 certified Fee I. 35 Sped~ Delivery Foe Restlidod Delivery Foe '" 8l Aelum Aecelpl ~ Wl1om&Oal I, 10 'EAoUn ~ Oala.& o C> TOTAL ClO M Postm E ~ III Il. II your RETURN ADDRESS compllted on thl ..v.... llde? Co) ... ...en ~ Ili,Jnni~ lD l5 i~~...!D ~ "" f UI" ~ iI lr [l-'~ ~ !f': j;i R ~ [ [.. ~ Q. ..- lrl!, : 9P'~1 S9' i ~ . :: !. i ~i ~ !1. I. ii i i . , I: ! i 'd 1m !" ;oJ 0 0 0 ~ (S :i It ~ lij':U[!l:uin'" "a il CD ~ -a ~ CD _ ~ i. a ~ o3iil!1iS.lna. ~. c:o~mfilco~ ;. ~!.~8.~f:~~ it ~!f- lDO!!l "'''!gi I!. if "';; 0 0 d~. ~ 0 1l ~ ~ ':':'l!l ~ ~5"i i[~ n i~DDEl a-i?:} a:i ~ 8[~ ~i~ ~af [ C[i !"-<~ Think you for ullng Rltum Recllpt SIIVlc. ''; o o 3 <D !e. 1i' :0 ~ c: 3 :0 I1l n I1l -6' - EXHffiTT I !" !" :u n-Vl S. 0: .... :r " "'''' :C' _..... t1 8- .... " lD '" N'< .':'; - .... '" ~ t., "li . ~ '" '" " :.: f :> 8 .... 0: - " - '" ~ ...."'" 00 _0: wOo ~ ./I ... , ..'t!L:F. [1';:' J..i:T:il,lj LLC,t::.,\J.. CA~:;f~ flO: 1 '::'I')rJ~-CtlJ7"/'J j COI'llIOJIWEALTiI OF l'Ernl~;\'LVAllIr,: COUIlTY OF CUI'IE)EI~LAli[> ADi\l1S COUlny IlATIOIlAL BAlli': VS. MILLER ALLAN K ET AL KATHY J. CLARKE , Shr.,riff ,n ['"puty Slwriff of CUMBERLAND County, Pennsylvania, who being duly 8worn according to law, says, the within COMPLAINT - MORT FORE upon MILLER ALLAN K defendant. at 20::0:00 HOURS, on Lhe lILh doy of Febn'''lr'" Wi-Hi EC'r....r2d tlll2 1998 at 1367 ZIMMERMAIl ROAD CARLISLE, PA 17013 County, Pennsylvania, by hunding a true and attested copy of tho together with NOTICE , CUI'IBERLAND to SHERRY MILLER, WIFE OF DEFT. COMPLAINT - MORT FORE and at the same tim(? dir~?cting H.?r tJLtE'ntion to the contents thereof. Sheriff's Costs: Docl,eting Service Affidavit Surcharge So nflGW~9;?~<~ l ( 18.00 3.72 ,00 G.00 H. Ihumus I\l~n;.:?, ~:)ht'.r~lJ. S":'/.;"': ADAtlS co. tU,TIO:I/\L BAlli\ 021 1211998 bi' i~iL 0:~ sworr~a d subscrib':d thiz _ J:J_ day of __ ~9 _ A'D~ . U~ __ - ,,'0 _ JOflU(,)~ ., I 1\ I" ~...'\. ~ '" : .l![h ,i J-T. ~. hL rUhU h !::~_;Uj./\ 1\ CASE 110: 1 'j')('. U07'.' _' i cmHIONHEALTH Or' i'Unl~;YL v /"11 A: COUNTY iJF ClJIWEfiLAlIL' ADAMS COUNTY NATIONAL BANK vs. MILLER ALLAN K ~T AL KATHY J. CLARKE Sheriff or D~puty Sherlff of CUMBERLAND County, Pennsylvania. who b~lng duly sworn according to law, says. the within COMPLAINT - MiJRT FORE ~Ipon MILLER SHERRY .J defendant. at 2020:01,) HOURS. on the 11th day of F.?bruarv was sf2rved the 1998 at 1367 ZIMMERMAN ROAD CARLISLE. PA 17013 .CUMBERLAND County. Pennsylvania. by handing to SHERRY J. MILLER a true and attested copy of the COMPLAINT - MORT FORE together with NOTICE and at the Game time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Su ,'charge 6.00 .00 .00 6.00 So an.swerz: F.:lr/c:ffE~~;t~ SI~.00 ADAMS CO. NATIONAL BANK 02/12/1 ';1(:18 b j' i~\j/#:dZ:;f I . I t L \ { Sworn and 5tlbscrib'?~t("O .befor.? this /)(J. day of __~_ '. 19_/}. A'P')) 0 . ~~Val~- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW ADAMS COUNTY NATIONAL BANK, Plaintiff No. 98-779-Civil v. ALLAN K. MILLER and SHERRY J. MILLER, Action in Mortgage Foreclosure Defendants PRAECIPE TO THE PROTHONOTARY: Please mark the above-captioned proceedings discontinued. PUHL & EASTMAN Dated: July 10, 1998 By: 7~#~ Edward G. Puhl, Esquire Attorney for Pluintiff 16 Lincoln Square Gettysburg, PA 17325 (717) 334-2159 ~ ,~' (') ,,~ C) c- eo " ;.~~ (..-- ., -;It ': ." 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