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HomeMy WebLinkAbout98-01026 . I)-.. ~ .~ =\: G: ~ . '" ~ 1-/ -, q; ~ ~ ~ ~ It '- -'I ~ j - cJ " , I ,Il l ~ ~ - , . - :), . cJ -...) . ~ .0 - . 0.. 0--' , . , "--"; - .~ . -..""'. - .- _. ,... '~. COLUMBIA NATIONAL, INCORPORATED, F/K/A PAINEWEBBER MORTGAGE FINANCE, INC., IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff NO. q .f - IO;;~ (l~ -V....... vs. GLENN E, FITTING AND LISA A. FITTING, Defendants CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOT ICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by' attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or pruperty or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Court Admin., Cumberland County Courthouse Carlisle, PA 17013 717-240-6200 Legal Services, Inc. 8 Irvine Row, Carlisle, PA 17013 717-243-9400 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERlRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), 215-238-6300. Court Admin., Cumberland County Courthouse Carlisle, PA 17013 717-240-6200 Legal Services, Inc. a Irvine Row, Carlisle, PA 17013 717-243-9400 COLUMBIA NATIONAL, INCORPORATED, F/K/A PAINEWEBBER MORTGAGE FINANCE, INC., IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff NO. '/ r - 10.J~ C'-v-<.I ~'--- vs. GLENN E. FITTING A!~D LISA A. FITTING, Defendants CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE COM P L A I N T 1. Plaintiff, COLUMBIA NATIONAL, INCORPORATED, F/K/A PAINEWEBBER MORTGAGE FINANCE, INC., is a Maryland Corporation, with an address of 7142 Columbia Gateway Drive, P.O. Box 3050, Columbia, Maryland 21046-6050. 2. Defendant, GLENN E. FITTING, is an adult individual whose last known address is 19 OTTO AVENUE, CARLISLE, PENNSYLVANIA 17013. Defendant, LISA A. FITTING, is an adult individual whose last known address is 19 OTTO AVENUE, CARLISLE, PENNSYLVANIA 17013. 3. On or about June 30, 1992, the said Defendants executed and delivered a Mort!]age Note in the sum of $80,300.00 payable to PAINEWEBBER MORTGAGE FINANCE, INC., which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 1075, Page 915 on June 30, 1992, conveying to original Mortgagee the subject premises. PAINEWEBBER MORTGAGE FINANCE, INC. is now known as COLUMBIA NATIONAL, INCORPORATED. Said Mortgage is incorporated herein by reference. 5. The land subject to the Mortgage is: 19 OTTO AVENUE, CARLISLE, PENNSYLVANIA 17013 and is more particularly described in Exhibit "B" attached hereto. 6. By Deed dated September 7, 1993 and recorded on September 15, 1993 in Deed Book N 36, Page 460, the Defendants transferred the property to GLENN E. FITTING. GLENN E. FITTING is the real owner of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on September 1, 1997 and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance $ 76,604.19 (b) Interest at $17.84 per day from 8/1/97 to 3/15/98 (based on contract rate of 8.500%) 4,031.84 (c) Accumulated Late Charges (d) Late charges at $24.70 per month for 7 months 123.50 172.90 (e) Escrow deficit 143.80 (f) 5% Attorney's Commission 3,830.21 $ 84,906.44 *Together with interest at the per diem rate noted in (b) above after March 15, 1998 and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. NOTE FilA Cue No. 41-4471222-703 Mullls...e JUNE 30TH, 1992 fOalel 19 OTTO AVE. CARLISLE, PENNSYLVANIA 17013 IPlOpeny Add....1 1.I'ARTIES "Borrowcr" means each person signing at tile r.nd of this Note, and the person's successors and a.sslgns. "Lender" means PAINEWEBBER MORTGAGE FINANCE, INC, . A MARYLAND CORPORATION and its successors and lI55lgns. 2. 1I0RROWER'S I'ROl\ollSE TO I'A V; INTEREST In relurn for a loan reeelved from Lender, Borrower promises to pay tile principal sum of EIGHTY THOUSAND THREE HUNDRED AND 00/100 Dollan; (U.S. $ * * * * * * 80 . 300 ,00 ), plus Inlerest,lo the order of Lender. Interest will be charged on unpaid principal, from the dale of disbursement of the loan proceeds by Lender, at the rate of EIGHT AND ONE -HALF percent ( * * * * * * * * * * *8.500%) per yearunlil the fullamowllofprinclpal has been paid. 3. I'ROl\ollSE TO l'A V SECUUED Ilorrower's promise 10 pay is seeured by a mortgage, deed of llUst or similar securilY Instnunent thatls dated the same date as this Nole and call cd the "Security Instmment." That Security Instrument protects the Lender from losses wblcb might result If Ilorrower defaults under this Nole. 4.I\oIANNER OF I'A VI\oIENT (A) Time Ilorrower shall make a payment of principal and Inlerestlo Lender on the first day of eacb month beginning on AUGUST 01. 1992 . Any principal and intcrestremalning on the first day of JULY 2022 . will be due on tI,.t date, whieh is called ti,e "Maturity Date." I . I I > , (11) l'laee Payment shall be made at PAINEWEBBER MORTGAGE FINANCE,INC. , P.O. BOX 905, COLUMBIA, MARYLAND 21044-0905 or at sueh olher place as Lender may deslgoate in wriling by notice to Borrowcr. (C) Amount Each momhly payment of principal and Interest will be in the amount of $ * * * * * * * * *617,44. This amount will he part of a larger mnnthly payment requircd by tile Sceurity Inslmment, tllat shall be .pplled to principal, inlerest and olher hems in lhe ortler described in tJIC Security InsLn1J11Cnl. (Il) Allonge to lhls Note fllr paymeut adjustments If an allonge providing for paymenl adJusuoents is executed hy Ilorrower together with this NOle, the covenants of tllC .Ilonge shall be Incorporated into .011 sh.1l amend and supplemCnllhe coven an Is of Ihis Note as If the allonge were a part of Ihis Nllle.lCheek applicahle boxl DGraduoled Payment Allonge DGrowlng Equily Allonge 0 Otller [specifYI ~ "1 , i , 5. 1I0RUOWER'S RIGHT TO l'REI'A V Ilorrower has Ihe righllll pay tllc debt evidenced hy tllis NOle, in whole or in p.rt, without charge or penalty, on the first dayofanymonlh. ~X/hDrr 'A" Page I or Z Jo'IA Mulllshllc "'Iud Lie Nolc - 2/91 FHAtl(llEA FNMT 01429258 06/29/92 11:37 AM ..,'..... 6. BORROWER'S FAILURE TO I'A Y. (A) Late Cbarlle Cor Overdue l'aymelllB If Lender has not received the full monthly payment required by the Security IMInIment. as dC$Cribed In Paragraph 4(C) of this Note by tile end of nfteen calendlU' days after tile payment 15 due, Lender may collect a laic charge In the amount of FOUR percent(...........4,OOO%) of the overdue amount of each paymenl. (8) DeCault If Borrower defaults by failing to pay In full any monthly payment, then Lender may, except as limited by regulatloM of tile SecrelJlry In tile case of payment defaults, require Immediate payment In full of the principal balance remaining due and all accrued Inlerest. Lender may choose not 10 exerclsc tills option without waiving Its rights In the event of any sub5equent default. In many clrclunslances regulatloM Issued by the Secretary will limit Lender's rights to requite Immediate payment In full In the case of payment defaults. This Nole does not authorize acceleration wben not permitted by HUD regulallons. As IlSCd In Ihls Nole, "Secretary" means the SccrelJlry of Housing and Urban Development or bls or her designee. (C) I'ayment oC Costs and Expenses If Lender has required Immediate payment In full, as dC$Cribed above, Lender may require Borrower to pay costs and expenses locludlng reasonsble and customary anomeys' fees for enforcing this Note. Such fees and costs shall bear Intel'C3t from tile date of disbursement at the same rate as the principal of this Note. .\; ( ': \, / , , J I \ I' L Il 7. WAIVERS Borrower and any otller pcrson who has obligations under this Note waive the rights of prcsenbnent and notice of dishonor. "Prcsenbnent" means the right tn require Lender 10 demand payment of amounts due. "Notice of dishonor" means the right to require Lender to give ootlce to other persoM that amounts due have not been paid. 8. GIVING OF NOTICES Uuless applicable law requires a different metllOd, any notice that must be given to Borrower under this Note will be given by delivering It or by mailing It by nrst class mall to Borrower at the propeny address above or at a different ad<lzess If Borrower has given Lender a notice of Borrower's different address. Any notice that must be given to Lender under this Note will be given by nest ela.ss mall to Lender at the ad<lzess stated In Paragraph 4(B) or at a dlffcrent address if Borrower 15 given a nolice of tllat different address. \ , I 9. ODLlGA TIONS OF I'ERSONS UNDER THIS NOTE If more than one person signs tills Note, each person 15 fully and personally obligated to keep all of the promlses made In this Note, Including the promlsc to pay tile full amount owed. Any person who is a guarantor, surety or endorser of this Note is also obligated 10 do these tlllngs. Any person who takes over these obligations, Including the obligations of a guarantor, surety or endol'SCr of this Note, 15 also ohligated to keep all of tile promises made In this Note. Lender may enforce Its rights under tills Note against each person Individually or against all signatorlestogetller. Anyone person signing this Note may be required to pay all of tile amounts owed under tbls Note. BY SIGNING !3ELOW, Borrower acccpts and agrces to the leITRS and covenants conlJlined in this Note. \'. ,. ---::.......~ -- .-: (Seal) .:.._-Z - q ,: r;: e ~/ (Seal)--.. -Borrower L I SA ~. F I TT I NG . rrower (Seal) -Borrower (Seal) -Borrower fHANOTE8 FNMT P,ge2o'2 06/29/92 11:37 AM 01429258 ALL THAT CERTAIN tmct orland with the improvements thereon erected, situate in South Middleton Townshi~, Cumberland County, Pennsylvania, bounded and described pursuant to a survey by Noel B. Smith, Registered Surveyor, dated January 18, 1971, as follows: BEGINNING at a stake on the Nonheast comer of OltO Avenue and Bolton Avenue: thence along Otto Avenue, Nonh 13 degrees 45 minutes East 75 feet to a stake at land now or fornlerly of R. E. Weidner; thence along the same, South 76 degrees 5 minutes Enst 125.95 feet to a stake on the West side of a 20 feet wide right-of-way: thence along the same, South 13 degrees 45 minutes West 75 feet to a stake on the Nonhern line of Bolton Avenue: thence along the same, Nonh 76 degrees 5 minutes West 125.95 feet to a stake at the point and Place of BEGINNING. BEING pan of Lots Nos, 16 and 17 on the Plan of Lots known as Carlisle Manor, and being improved with aone story brick dwelling known and numbered 19 Otto Avenue. TOGETHER with a right-of-way 20 feet wide extending Nonhwardly from the Nonhern line of Bolton A venue a distance of 75 feet, said right-of-way to be used for the purposes of ingress, egress, and regress by the within Grantees, their heirs and assigns in common with Roben E. Weidner and Mildred M. Weidner, his wife, their heirs and assigns, said right-of-way extending over the' Eastern 20 feet of Lot No. 16, Block "B" and the Eastern 20 feet to the Southern one-half of Lot No. 17, Block "B" as shown on said Plan of Lots. SUBJECT, NEVERTHELESS, to the restrictions of record (20-L-778). BEING all of the property which Tabitha M. Gross. widow. by deed dated November 8, 1984 and recorded November 9, 1984 in the Office of the Recorder of Deeds in and for Cumberland County at Carlisle, Pennsylvania in Deed Book "Z", Volume 30, Page 176, granted and conveyed to Chris S. Knlsifis and Jo A. Katsifis, husband and wife, Grantors herein. ~""" ~,r l"(mn5~"vanI8 } 55 i....~tlrH" o~ Cumberland ,'. . :(1,:,,;<1 in the offic~ for the recording of Deeds ..' 0/1 pHI Ill( culDl>llClar~CountYrf,ll,--- ,J _~..){,IIQ15. Vol. _ pag~ '::/..U ,'im~,,~ my hund and 5"al 01 orliC'l~ c: 9,~ C',liall;, 1'''' this :~O day of'=!. ~ 9 '---' . I,;) I "oJ c- = :z:: C..:l Cl " "" ~-. If! - "J "'\ .~ r,,6 c') :(1 1'1 C:. CJ ;u ':'JJ 11\ '00 =: ,,, I ~, ':.~ -0 c-' "'.) ~ ::3 0 C"> c:: C III :z rn .. -i f'l '-' ~o'''\ '~1 VI : I P' r~'l C..:l .. .... ...:',.......~." .. .,", " "'i',' ~ I)' '. r'....I. .1/ .... .....,.. . :~ t.j"".~;;)~k~j1P:.~~.c,\, .",?J .'t.... ." " ., I ,'I '.~, .. <I.... ,I ,- .... ':AI " ,.:. . . - ,t.'..~;.e'\..l"" It .. ,~' :".;,1..:'., ...'" oJ'." :: ~. .:-; '4',~:'." ~~')'~';.\'! jt' ,,' I " L;' 'j,. ",: . \ I:~,'t.~~ .'." '~,~ :"';, '! , '. <4. o1J' f l' 'U ,-If :,' I ',' f. I . '.. '~.~ ,.. ::. ~',".""'I},I ',.~:', " . " J,( ~ ;,:.."to.:,.tI'I;:II"'," ~~.I.ll " ~,_...,...;~ ."~\IJ~ i ~,.,/" .' ...~. '... ":~;" ~ ~.., ~;:.~,~;~::~~~>!!, ".' : .. 'r/:' ,'" .. . .~,' ...... .,.-',:,.,,{'"',..:',.'. 'i -', .j'I.U ~..... l'l'''...... " " {)<11/01 T (~ C..:l -c -'1 (J-~ 'J' <) I hOOf., I;) pm '.. '...."' ,FEB. i~. 1;S6-iG.~SK~- .. .. ~. lj.~.~l..'::. :: r' : ~. . u . ~, I ~. . ' . '. .:. ., -." ,I.. ....'. " \': i , ! \ COMPANY NAME: C~lumbia National, Incorporated I Flllance, Inc. ' f kla Paine~lebber Mortgage yERIFICATION I verity that the statements made in the foregoing complaint are true and correct, I understand that false statements herein are made subject to the penalties of 18 Pa. CoSo Section 4904 relating to unsworn falsification to authorities. Dated: February 13. I qqR By >>( Title n M. Schmidt Vice President ,'-' ,> ,~- f" . l '_'il../.. 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'.;i~.~:,_;,.,-,l. j~, 'I '.'. ..'~> COLUMBIA NATIONAL, INCORPORATED, F/K/A PAINEWEBBER MORTGAGE FINANCE, INC., IN THE COURT OF COMr~ON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff C. ,- NO. 'If - 10 on, L...J (.L~ vs. GLENN E. FITTING AND LISA A. FITTING, Defendants , .~.- , CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFO~~TION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOT ICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by' attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Court Admin., Cumberland County Courthouse Carlisle, PA 17013 717-240-6200 Legal Services, Inc. a Irvine Row, Carlisle, PA 17013 717-243-9400 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. Pk~ DEFENDERSE ES NECESSARIO QUE USTED, 0 SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE US TED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERlRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFEREN':E SERVICE" ISERVICIO DE REFERENCIA DE ABOGADOS), 215-238-6300. Court Admin., Cumberland County Courthouse carlisle, PA 17013 717-240-6200 TF,,-!E COpy FROM m:::CORO In T(:;\lIrnn.'1V wh6l'oof. I here unto ~ my hand :,aj Hill sO/ii of r,aid Court al i;'wl!9J. Pa. 'lil;L~d..y Olt~u~~., 199P l '-'- Q -)1t.. &.... ,,un Prothonotary Legal Services, Inc. a Irvine Row, Carlisle, PA 17013 717-243-9400 h ... .,;"'...: ,...... ;";:. ~.;'t-'.~ . . COLUMBIA NATIONAL, INCORPORATED, F/K/A PAINEWEBBER MORTGAGE FINANCE, INC., Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. vs, GLENN E. FITTING AND LISA A. FITTING, Defendants CIVIL ACTION - LAW MORTGAGE FORECLOSURE THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. ~1601: The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose. The amount of the debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt of this notice disputes the validity of the aforesaid debt or any portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is valid. If the Debtor notifies the undersigned attorney in writing within the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon written request by Debtor to the undersigned attorney within said thirty (30) day period, the undersigned attorney will provide debtor with the name and address of the original creditor if different from the current creditor. PURCELL, KRUG & HALLER Leon P. Haller, Esquire 1719 North Front Street Harrisburg, PA 17102-2392 (717)234-4178 Attorney ID #15700 Attorney for Plaintiff . -. ~ ..,.':......H... .,_., .,... ..; -"'r .. ... '~."I.::.,.~ -~;l,":~'~ ,'.: '..'.c.;.~.: .~"...,",...... . .'.'~ '. -.;:6.....#";-::.~..\' . . , ~ .~~.~..'r.Q.'..... :-~~~!d.~\... _~ . ..: ,.....,." ;'.::r(-t. '. r\ C01,UMBIA NATIONAl" INCORPORATED, F/K/A PAINEWEBSER MORTGAGE FINANCE, INC" IN THE COURT OF COMMON PLEAS CUMBERLfu~D COUNTY, PENNSYLVANIA Plaintiff NO. <]S. /O:.J~ C...uc...( ',-;,- va. GLENN E. ,FITTING AND LISA A. FITTING, Defendants . .-" .... CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE COM P L A I N T 1. Plaintiff, COLUMBIA NATIONAL, INCORPORATED, F/K/A PAINEWEBBER MORTGAGE FINANCE, INC., is a Maryland Corporation, with an address of 7142 Columbia Gateway Drive, P.O. Box 3050, Columbia, Maryland 21046-6050. 2. Defendant, GLENN E. FITTING, is an adult individual whose last known address is 19 OTTO AVENUE, CARLISLE, PENNSYLVANIA 17013. Defendant, LISA A. FITTING, is an adult individual whose last known address is 19 OTTO AVENUE, CARLISLE, PENNSYLVANIA 17013. 3. On or about June 30, 1992, the said Defendants executed and delivered a Mortgage Note in the sum of $80,300.00 payable to PAINEWEBBER MORTGAGE FINANCE, INC., which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 1075, Page 915 on June 30, 1992, conveying to original Mortgagee the subject premises. PAINEWEBBER MORTGAGE FINANCE, INC. is now known as COLUMBIA NATIONAL, INCORPORATED. Said Mortgage is incorporated herein by reference. . ,... , ,.;~..~~,.(,~:,.".... ~,': ':'~.""I,:H". \."' ,-." . , . . . .' "'," -' .."l~~,..,~'..... :,;:,1, :,t,f ~ ',: ~': ~'~~'M~"';"'':''''~: ~:.~t:: ~.:'( '." ,.'0, '00,1,,::.': .. " :',:r. ". : . ,~. . 5. The land subject to the Mortgage is: 19 OTTO AVE~mE, CARLISLE, PENNSYlNANIA 17013 and is more particularly described in Exhibit "B" attached hereto. '. " 6. By Deed dated September 7, 1993 and recorded on ,Sep~ember 15, 1993 in.Deed Book N 36'~C1.9E! 460, the Defendants transferred the property to GLENN E. FITTING. GLENN E. FITTING is the real owner of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on September 1, 1997 and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance $ 76,604.19 (b) Interest at $17.84 per day from 8/1/97 to 3/15/98 (based on contract rate of 8.500%) 4,031.84 (c) Accumulated Late Charges (d) Late charges at $24.70 per month for 7 months 123.50 172 .90 (e) Escrow deficit 143.80 (f) 5% Attorney's Commission 3,830.21 $ 84,906.44 *Together with interest at the per diem rate noted in (b) above after March 15, 1998 and other charges and costs to date of sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. .'. r. ':' ':". :~ ,~~'~.~~"~~:.~~.'.~ '~.:'.'. ~ '. Mulllsllte NOTE FilA C... No. 41-4471222-703 JUNE 30TH, 1992 lOa" I 19 OTTO AVE, CARLISLE, PENNSYLVANIA 17013 lPlOpe"y Add....l 1.I'ARTlES "Borrowcr" means e~ch person signIng at tile end of thIs Note, and the person's successors and a.sslgns, "Lender" means PAINEWEBBER MORTGAGE FINANCE,INC, . A MARYLAND CORPORATION and its successors and assigns. 2. nORROWER'S I'ROMISE TO FA VI INTEREST In relurn for a loan received from Lender. Borrower promises to pay the principal sum of EIGHTY THOUSAND THREE HUNDRED AND 00/100 Dollar:l (U.S. $ ** * * * *SO ,300,00 l. plus Interest,to the order of Lender. lnterestwill be cbarged on unpaid principal, from the d~te of disbursement of the loan proceeds by Lender, at the rate of EIGHT AND ONE -HAL F percent (* * * * * * * * * * *S ,500%) peryearunlil the full amount of principal has been paid. J.l'ROMISE TO I'A V S.:CUllEO Borrower's promise to pay 15 secured by a mortgage, deed of Iru5t or similar security Instrument thatls dated the same date as this Note and called the "Security Instnunent." That Security InStrument protects the Lender from losses whicb migbt result If Borrower defauils under this Note. 4. MANNER OF I'A Vl\mNT (A) Time Borrower shall make a payment of principal and Interest to Lender on the first day of each month beginning on AUGUST 01, 1992 . Any principal and Interest remaining on the first day of JULY 2022 ,will be due on that date, which is called the "Maturity Date." (11) l'lace Payment shall be made at PA I NEWEBBER MORTGAGE F I NANCE, 1 NC. , p, O. BOX 905, COLUMB 'A, MARYLAND 21044-0905 or at such other place as Lender may designate in wriling by notice 10 Borrowcr. (C) Amount E.1ch monthly payment of principal and inter..t will be in the amount of $ * * *. * * * * *617,44. This amount willlJc part of a larger monthly payment required by the Sccurity Instrument. thatsh~1I be applied to principal, interest and olher items in the onler descrihcd in tile Security Instrument. (0) Allonge to this Note for paymentadjuslments If an allonge provIding for payment adjustments is executed by Borrower together with this NOle, the covenants of the ~lIonse shall be incorporated into and shall amcnd anll supplcment Ihe covcnants of this Note as if the allonge were a part or Ihis Nut':.ICheek applie,l.le boxl o Graduated Payment Allonge OOrowing Equity Allonge 0 Otller [specify) S. BOllllOWER'S RIGHT TO I'IlEI'A Y Borrower has tile right to pay the dehl evillenced by ~Iis NOle. in whole or in part, without ch~rge or penalty, on the first dav or any month, ,. X III (',.. . :.. . (,1- 1'/ fH.l,.oru FNMT P.g. 1012 .,,,.\ .\fulluhde FIud ILUe Sole..l/9t 06/29/92 11:37 AM 01429258 ~ ,': ',.." . ';. ............... , ~ '. , . ..~~., 6, BORROWER'S Jo'AJLURE 1'0 PAY. (A) Lale Chargo for Overdue Paymel.1I If lender hll3 not received the full montllly payment required by the Security lrutnlment, 113 dc.scribed In Paragraph 4(C) of this Nole by the end of fifteen calcndar d.tys after the paymenlls due. Lender may collect a late charge In the amount of FOUR perc.nl(...........4,OOO%) of the overdue amounl of eaeh payment. (0) oerault If Borrower dofaul15 by failing to pay In full any monthly paym.nt, th.n Leoder may. excepl 113 limited hy regulalloll5 of the Secretary In the ea.sc of paymenl defaults. require Immediate paymenl In full of the principal balance rcmalninl due and all accrued inlerest. Lendcr may choose not to exerclsc this option without waiving IlS righls In the evenl of any subsequcnt default. In many eirclll1l5lances regulalloll5 Issued hy the Secretary will llmil lender's right.s to CC<!uUe Immediate payment In full in the case of paymenl defaulls. This Nnte does nol authorize acceleratIon when nOI permitted by HUD regulations. As used In this NOle, .Secretary" means the Secretary of HOll5lnl and Urban Developmenl or his or her designee. (C) I'aymenl of Cosls and Expenses If Lender has required Immedlat.e paymenlln full, 113 deseribed above, Lender may CC<!uirc Borrower to pay =15 and expell5C5lneludlng rea.sonable and customary allomeys' fees for enforcing this Note. Such fees Md coolS shall bear Interesl from tile date of disbursement al the same rate as the principal of this Note. 7. WAIVERS Borrower and any other person who has obllgalions under this Note waive the righls of presentmenl and notlcc of dishonor. "Presentment" means the right 10 require Lender to demand paymenl of amounls due. "Nollce of dishonor" mCl1\S the righlto require Lender to give notice 10 other persons thaI amounlS due have not been paid. 8. GIVING OF NOTlCES Unless applicable law requlccs a different method, any notice that must be given to Borrower UDder this Note will be given hy delivering il or by mailing il by first cla.ss mail to Borrower at the property address above or al a different address if Borrower has given Lender a notice of Borrower's different address. Any notice that must be given to Lender UDder this Not.e will be given by first cla.ss mall to Lender at the address stated In Paragraph 4(B) or at a different address If Borrower is given a notice of that different address. 9. OBLIGATIONS OF I'ERSONS UNDER THIS NOTE If more than one person signs this Note, each person is fully and personally obligated to keep all of the promises made in this Note, including the promlsc to pay tile full amount owed. Any person who is a guarantor, surety or endol'SCr of litis Not.e Is also obligated to do these things. Any person who takes over these obligalions, including the obligations of a guarantor, surety or endol'SCr of this NOle, is also ohligated to keep all of the promises made In this Note. Lender may enforce its rights UDder this Note against each person Individually or against allsignatorieslogeth.r. Anyone person signing this No\C may be required to pay all of the amoUDts owed under this Note. BY SIGNING ~ELOW. Borrower acceplS and agr.es 10 tile lerms and covenants contained In this Note. ("'. / ~ (S.al) ,:,,'-Z-- "i' Jr; ~ :ScaI)_ .BolTOwer L I SA rA. F i TT I NG . ~lTOwer (S.al) .Borrower (Seal) .Borrower fHANaTE! FNMT P.O. 2 0' 2 06/29/92 11:37 AM 01429258 " ',Ilo".," ....::....;" ALL THAT CERTAIN tract of land with the improvements thereon erected, situate in South Middleton Townshil?' Cumberland County, Pennsylvania, bounded and described pursuant to a survey by Noel B. Smith, Registered Surveyor, dated Jnnulll}' 18, 1971, as follows: BEGINNING at a stake on the Nonheast comer of Olto Avenue and Bollon Avenue; thence along OltO Avenue, Nonh 13 degrees 45 minutes East 75 fcetto a stake at land now or formerly of R. E. Weidner; thence along the same, South 76 degrees 5 minutes East 125.95 feet to a stake on the West side of a 20 feet wide right-of-way; thence along the same, South 13 degrees 45 minutes West 75 feet to a stake on the Nonhern line of Bollon Avenue; thence along the same, Nonh 76 degrees 5 minutes West 125.95 feet to a stake at the point and Place of BEGlNNING. , BEING part of Lots Nos, 16 and 17 on the: Plan of Lots known as Carlisle Manor, and being improved with a one story brick dwelling known and numbered 19 Otto Avenue. TOGETHER with a right-of-way 20 feet wide extending Nonhwardly from the Nonhern line of Bolton Avenue a distance of 75 feel, said right-of-way to be used for the purposes of ingress, egress, and regress by the within Grantees, their heirs and assigns in common with Roben E. Weidner and Mildred M. Weidner, his wife, their heirs and assigns, said right-of.way extending over the' Eastern 20 feet of Lot No. 16, Block "B" and the Eastern 20 feet to the Southern one-half of Lot No. 17, Block "B" as shown on said Plan of Lots. , SUBJECT, NEVERTHELESS, to the restrictions of record (20-L-778). BEING all of the propeny which Tabitha M. Gross, widow, by deed dated November 8, 1984 and recorded November 9, 1984 in the Office of the Recorder of Deeds in and for Cumberland County at Carlisle, Pennsylvania in Deed Book "Z", Volume 3D, Page 176, granted and conveyed [0 Chris S. Katsifis and Jo A. Katsifis, husband and wife, Gralltors herein. :-:'-'" ,:of rr:nn5~'lvania } 55 i....~'ir.t" of Cumberland ,'. . :,,(:,,;0 in the olfic.: for the recording of Deeds .,' 0/1 $....11 '"r CU!IllJerlan..!LCountyc}'1's' ,J _~.x,w'Q25. Vol. _ Pao.e ,"'i(O~,;s my hund end s..al of oHlcq{1 e... .9.J-. !>rli~Il;, f'A this :~O day of-:l )9 - 'Ll l-v c- = :z: ...' ~:~ 'f' .:.: ..1.....' ~~ rll 0 I" C') ;tJ (;10 ~;u 1'0 00 :: ,.. I 4 '.":J '" -n C" \i ~ <> (") c: c: In z rn ," -i ", .-:'\ -:'0' c..J on (f) :' -c po r:', L-...- .........:.....".,... .." r ~;..;..r~;;./il;._ ',1'. .. . }...... . ...!....t .. " -' u'" ...,:,..foI'jo;l,,;.,,,,~,.. '. - v r.',.. '" : .,1>7..;.1' ,:"' ., . ~~. I' . '. '" .i ,:.-" '. : ~ . t.1t:':t':'~:~'fl"''''l .' " . '.~. .' :,..',. 'I '';. ~ ~'.' ,J -41II,....,~.. ....f1J:. I' '" .' t,;. I," ".:,'~,\ ':~"t.~' .J... .~':~, ~ . . . ..... r:t 0 t. " t20 ... , .:. ~..' '. '. '. t ". ~'. /": I ~' .......1.1.' '.,...'. ., .' , ,( .. ;.:..J' ,:..("l"t:-lI' ".- '.11)/ " '. .~u:~ ."<!~',J.. ~ t.. ,.,. ~. .... :. .' .~.::~' ',..~:::i~;~:~.~~;;:~/I. . ...' l,.~ I '\'1,1 t '.' ..". , ~, . ...... 0 .. , \'''' ~.. . . . C..:l Cl --0 ::3 " C..:l " [X11/f/r B -'1 rJ-- IJ" f) I hOOf., (;) rm ',. .' .t .... .... " . .,....,..........'... ~..:~:^ -..r;.~.~...;";,= ...-~ ..':'':"- ~:'" I~;;:':- 110:5:351) r, S,-; ,.'. FER 11 199a-10:~9AM; .. ....t .1Acc'" .. ~ .. I .. . . . :l.!, (!, 1(11" COMPANY NAME: Columbia National, Incorporated f/ Finance, Inc. ' k/a PaineWebber Mortgage yERIFlCATION I verify that the statements made in the foregoing Complaint are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C,S. Section 4904 relating to unsworn falsification to authorities. Dated: Februarv 13. 1 'l'lR By '>>t Title M. Schmidt Vice President , _ . ._11"'~' _ _ .~.- -- .