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HomeMy WebLinkAbout98-01097 . ~ ~ \.t' ~ ~ ~ ~ +- '" ::j \~ ,'f - . 'it. - '-l ~ ~ '< LL 1 ,,'k!" ,J,.t ..- _:iill' .,,:l ~^'- .,'10',.. ~. C"l' /10. i .', *' ;' woo " .. ;(~ .,J, :- . .:) .. 1<:::) t-- '\). ~ "" ~ l\).. .1 ~ FINANCIAL TRUST COMPANY. Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA v. CIVIL ACTION - LAW FREDERICK A. DOTTS and CAROL A. DOTTS, Defendants IN MORTGAGE FORECLOSURE CIVIL TERM 1998-/0'1'1 e-.~ 7-:........-. COMPLAINT AND NOW, comes Financial Trust Company, through its Attorney, William A. Duncan, Esquire, and files this Complaint in Mortgage Forcclosurc, of which the following is a statement: I. Plaintiff is Financial Trust Company, a corporation organized and existing under the laws of the Commonwealth of Pennsylvania with its main office and principal place of business located at 1 West High Street, Carlisle, Cumberland County, Pennsylvania 17013, 2, Defendant, Frederick A. Dotts, an adult individual, and Defendant, Carol A, Dotts, an adult individual, are husband and wife, and reside at R.D, #2, 1543 Sl. Matthews Road, Chester Springs, Pennsylvania, 19425-9802, 3. On or about June 24, 1991, Defendants made, executed and delivered to Plaintiff a note and a real estate mortgage financing One Hundred Fifty-seven Thousand and 00/100 Dollars ($157,000.00), a copy of said note and said real estate mortgage being attached hereto as Exhibits "A" and "B", respectively, and are incorporated herein by reference as though fully set forth, 4, Said note and said real estate mortgage have not been assigned, 5, Frederick A. Dotts and Carol A. Dotts, are the solc rccord owners in fee simple of said premises subject to said mortgage, by virtue of a Deed dated January 14, 1991, and Volumc 35, Pagc 411, morc spccifically sct forth in Exhibit "e", attachcd hcrcto and madc a , - I ~' , , "\. ( \ I rccordcd Junc 25, 1991 in thc cumbcrland County Rccordcr's Officc in Dccd Book "E",' part hcrcof by rcfcrcnce, 6, Said notc and said rcal cstatc mortgagc arc in dcfault bccausc Dcfcndants hcrein ,. ) I ( \ . havc failed to pay the paymcnts that were duc and owing for the months of January 24, 1998 and Fcbruary 24, 1998, 7. By reason ofthc aforcsaid default, thc cntire principal balance of Fifty-one Thousand Twenty-nine and 83/100 ($51,029.95) Dollars, with intcrestthereon at the rate of ten percent (10 %) per annum computed from Decembcr 24, 1997, along with latc charges and 1ft , attorneys fees now due and payable. 8. The Defendants are liable to the Plaintiff for the following on said mortgage loan: A. Principal amount and interest due to date $48,566,35 B. Late Charges 33,61 C. Attorney's Collection fee 2,429,99 ) \ , ! TOTAL: $ 51,029.95 { , WHEREFORE, Plaintiff prays the Court to enter judgment in favor of Plaintiff and to order the foreclosure and sale of the mortgaged property and for the amount of Fifty-one Thousand Twenty-nine and 95/00 ($51,029,95) Dollars together with interest thereon, costs and all othcr amounts advanced by Plaintiff, ., . , , I I Iiam A. Duncan, Esquire Attorney for Plaintiff 1 Irvine Row Carlisle, PA 17013 (717) 249-7780 ~ \ '. FARMERS TRUST CO~PANY MORTGAGE nOND , 'FOIt USE WITII SIIOItT FOItM ItEAI. ESTATE MORTGAGE . ... WITNESSETIITIIAT FREDERICK A. DOTTS and CAROL A. DOTTS, hia wife, of Chester Springs, Pennsylvania (hereinafter whether Ilngular or plural, called the Obligor), II held and firmly bound unto FAltlmnS TItUST COMPANY at CO,rllire;' Pennlylvanla, 0 corporation exlltlng under the lawI 01 the Commonwealth 01 Pennlylvanlo (hereinafter called the Obllgce), In the lum 01 on amount conllltlng 01 three times the amount Itlpuloted below to be paid to Ihe Obligee In lawlul money 01 the United Statel 01 America, to be paid to the laid Obligee, ftl certain at- torney, IPec~lIon or alllgnl, to which payment well and truly to be made, the BOld Obligor doel bind hll he In, ex- ecutO~., admlnlltraton and olllgnl and every one 01 them, Jointly and leverally, firmly by thele presents. And ol- IO condllloned that anything herein provided to the contrary notwlthltandlng, It II exprellly underslood and agreed that the Obligation 01 thll Bond Ihall cover, 01 well, any luIure advancel that may be mode by Obligee to Obligor, at any time or tlmel hereafter, provided that at no time may the total balance due by Obligor to Obligee hereunder, whether the lame reprelents In whole or In part, the Initial advance or any luture advance or advances, exceed the lum 01 on amount conllstlng 01 three tlmel the amount Itlpuloted below to be paid to the Obligee. And the sold Obli- gor doel hereby empower the Prothonotary or any attorney 01 any Court 01 record within the Commonwealth 01 Pennsylvania or elsewhere to appear lor him and with or without a declaration lIIed, con less Judgment against 111m In favor of the Obligee, ttlluccessors or nsslgns, as 01 any.term, lor the penal sum above mentioned, which sum shall Include and cover all payments required to be made by the Obligor In and by the terms and conditions 01 this bond 01 hereinafter let forth, Including also an attorneY'1 commission lor collection olltve per ccntum 01 the total 01 allluch payments, or floO.OO ,,'hlchever Is the larger lum, together with costs 01 suit; and does hereby wolve stay of execution or other process on such judgment, and holding InqUisition on any real estate levied on by virtue 01 any writ lued out on IUch judgment II hereby dllpensed with and waived and condemnation agreed to, which real es- tale may be lold under a writ or writs 01 Execution or other lawlul writ; and all exemptions 01 personal property Irom levy and sale on any execution under any law now In force or hereafter passed, Is hereby waived, and further Obligor hereby walvel all errorl, delectl and Imperfections In entering the sold judgment or In any writ, or pro- ceeding thereon or thereto or In anywise touching or concerning the same, and for the conlesslon and entry 01 such judgment, this sholl be sulllclent warrant and authority, TilE CONDITION OF TillS BOND IS SUCII that II the above bounden Obligor, his heirs, executors, administrators or alllgns Ihall well and truly payor cause to be paid to the said Obligee, Its successors or assigns, within 15 years from the date hereol, the sum 01 One Hundred Fifty-Seven Thousand and no/lOO-------- DOLLARS ,,157,000. Oil and all additional moneys advanced by the Obligee as herein or otherwise legalty provided, lawful moneys, alore said, with Interest at the rate 01 Ten per centum << 10 %) per annum, In monthly payments of not less tharPne Thousand Six Hundred Eighty-Seven and 15/100-- DOLLAItS" 1,687 and 15 cents) monthly from the dote hereol, or to be paid as lollows, LATE CIIAItGES: 5% 01 monthly payment 15 days or more late, l~ {J- ~ M ..... . "'..... ...... u.... -I ,...;0. ~...,.. "- 4 ../u J,.". "",-l.Q :..0 / S' "7c j'U'.-,.,........ CD ~nW"'io 0>\0 r (J"d U ~s. SAID PAYMENTS to continue unlll the prinCipal amount 01 the Obligation, additional advances and otber charges made to Obligor or made lor tbe protection 01 the morl.gp.ge !eol!r!!y will; lnlere.! Iii puld In iuil. ANYTIIING IIEItEIN provided to the contrary notwithstanding, It !s expressly understood and agreed that the Obll- calor 01 this Bond shaD cover, as well, any future advances that may be made by Obligee to Obligor, at any time or times herealler, provided that at no time may tbe total balance due by Obligor to Obligee hereunder, whether the same represents, In whole or In part, tbe Inltal advance or any luture advance or advances, exceed an amount consisting 01 three times the amount sllpulated herelnbclore to be paid by tbe Obligee, PItOVIDED FUItTIIEIt, and Ills expressly understood and agreed, that the monthly payments made by Obligor sboll be applied llnt to Interest on the unpaid balance 01 the principal sum and the remainder thereol sholl be cred- lied on account 01 sold sum, EXHIBIT 'IJ , PROVIDED ,FURTliER THAT the Obllllor sholl well and '1I"IIly p~y all lues Iwhlch sold term "tnxes" sholl w"ere. . . . .. . ever used tu this BOlld be taken aud held to luclude all taxes, water rents and 011 olher munlclpbl or other <<overuo mental assessments and char<<es) which now and also 011 those which may hercalter be assessed, levied or chor<<ed a<<olnst the prcmlses granled lu the Mortgalle accomponylnll this Bond as the some stmll fall due, and sholl ou or hefore Ihot first day of January of each and every year produce and deliver to the Obligee receipts for all such "taxes" for the current year assessed upon the morlgalled premises, and sholl also keep and maintain at all ' times, In such company or companies os the Obllllee sholl approve, 0 policy or policies of Insurance against ton or dama<<e by fire, or other rtsk as required by the Obligee, In on amount not less than Ihe amount due on this bond upon the bulldlugs and Improvements upon the sold premises, and 011 policies whalsoever covering the sold Im- provemeuts, whelher In excess of the required amount or not, shall be duly assigned as collateral securIty to the Obligee, and to be by laid Obligee retained, and Ihall allo keep and maintain the bulldlngl now on the mortagaged premtsel aud auy bulldlugl erected thereon while thll obllllatlon Ihall be In lorce, In good and lulllclent repair, and Ihall allo lorthwlth repay nnlo the Obligee any lum or lums 01 money paid by the Obligee lor or on account of any bulldlngl erected thereou while thll obligation Ihall be In force, al above required (which although not 10 bonnd the Obligee may pay and maintain without Inpalrlng any other of the rlghtl hereunder, Rnd at Ihe optlon of Ihe Obligee all lucb paymentl or advancel made by the Obligee may lJe added to the unpaid balance of the foan). WITIfOUT any frand or further delay, then tbll Bond Iha'l be void, PROVIDED, however, and It II hereby expre8lly agreed that If at any time default be made In payment of laid monthly Inltallments, and total arrearagel are equlvaleut to two IZ) contracted monthly Installment paymentll or default be made lu the payment of "tuel" when due, or the prompt and punctual maintenance of laId Inlur- ance alllllued al aforelald when due, or the payment of the cost and premium thereof when due, whether pur- chaled by the Obligor or Obligee, or of any lum or luml paId by the Obligee for or on account of any tlllel or pre- mluml or ellher (which payments hove not at the option of the Obligee been added 10 the nnpald balance of the loan), or malutenance of laid bulldlugs In good aud sulflcl-nt repair alter notice from the Obligee, or In the event the bulldlng or bulldlugl sholl be changed or altered, or If the title- to the mortgaged premlsel be trausferred 10 anyone other than the lurvlvor of the Obligor, or hll heir or devisees, without the prior witten consent of the Obli- gee, or In case of any default nnder the terml hereof or the accompanying Mortgage, and luch default In anyone of these relpects exIst for a period of thirty 130) daYI; theu and In luch case the unpaId balance of the foau Including addltloual advances aud nnpald Interest Ihall,at the option of the Obligee, become due and payable Immedlately, aud paymeut of laId unpaid balance of the loan, addltlon11 advancel and all luterest theron and olher paymenll herein agreed to be made by the Obligor may be eulorced and recovered at once, anything hereIn contained to the conlrary notwlthltandlug: and a writ or writs of Execution or olher lawful writ may be Issued npon the judgment obtained upon thll obligation by vtrtue of the warreut of attorney herein contained, or a complaInt In an action of mortgage forclosure may be flied upon the accompauylug Mortgage and prosecuted to judgment and execution and sale to recover the unpaid balance of the loan, all additional advances made by the Obligee as herein or other- wise legally provided, all Interest thereou remalnlug unpaid, together with all fees,' costs and expenses of collect- lug the same, Includlng au attorney's commlsslou of five per centum, or $200.00 whichever Is larger, aUylhlug here. In conlalued 10 the contrary notwlthstandlngl and as a concurreut and cumulative remedy or option for the benefit of the Obligee, Its luccessors or asslgus, the laid Obligor does hereby authorize and empower any attorney of auy Court of Record to appear for him lu any court of competent Jurisdiction, to confell Judgment against him fn favor of the Obligee, II Inccessors or assigns, lu au amicable action of ejectmeut for ponelslon of the property lecured by the Mortgage accompauylng this boud, aud described thereIn, It II furtber exprelsly nnderltood and agreed that, If auy lum or Inml of money Ihan become payable nn- der any pollclel of Insnrance Insnrlng the mortgaged pre miles, or by vlrtue 01 any condemnation or taking of the mortgaled premllel for public nle, tbe Obll~ee Ihell bave llJe ciltlou tG receIve anli apply the lame on accounl of thll Oblllatlon, or permit the Obligor to receIve aud use It, or any part thereol, lor the purpole of repalrfng the mortgaeed premllel, or for any other purpole, wfthont thereby walvlug or Imparlng thll Obllgallon, or the lien of tbe Mortgage lecurlnglt, The Obligor bereby exprellly aSllgul aud tranfen uulo the Oblllee allluml of money payable nDder Incb Inlnrauce elalml or eoudemuatlou proceedlngl, aud doel bereby Irrevoeabty nominate, consl. tute aad appolut the Oblleee 10 act for tbe Obligor al a true and lawlnf attorney for the colleellon thereof. It II fDrther expre~lly nudenlood aad agreed that the remedlel of thtl Obligation and tbe aecompaDylng Mortgage for the enforcemeut of tbe paymeat of the prlnclpallum hereby secured, togetber wfth Intered thereon, and for the performauce 01 the covenants, coadltloul aud agreemeats, matters and thlnga herelu eonlalued are cu. mulatlve and eoncurrent aud may be pursued 11a,ly, or luccelllvely, or together at the lole dllcretlon of the ObUlee, aud -It II ezprelsly auderslood that title lu thlllnJtauce relers 10 both legal aad equitable tille, Ilnce thll Is a rate lena. J debt Instrumeut, m..J' be,uercls,ed as ollen as occasion Iherercr shall occar, IF TillS INSTIlUMENT Is uecnted by more Ihan oae person as Obligator the anthorlzatlons, obligations, responsi- bilities, lIabllllles and waivers 01 each shall be Joint and severn I, Whenever used, the singular number shall Include Ihe plural, Ihe plural the Ilngular, the use 01 any geader shall Include all genderl, and Ihe words "Obligor" and ' "Obligee" wherever used, Ihalllnelude Ih, elr heln, ez~e,rs, admlnlslrators, sucesson, veadees or assigns. WITNESS Obllgor'l haad a leal this ;;J~ da.J' 01 JUNE II 91 :~~:~;~.:.~;.f~:,"CE .t~Jl! ~ ""L, (WJllIess~ .~/~:;:;~~._., ...-.....;.. _ (SEAL) (W11l1el~?,~k.:-:'74~ ;7/ ..... " - , (SEAL) (WlllIesl) ....-........--...-.....-..-- ..........-...-. (SEAL) I 1. Interest Rate: 10% for the first 18 months. At the end of 18 months the rate of interest shall be revised to the then current Treasury Bill Index for maturitites of 6-months plus 4.5%,' and the monthly payrrents shall be revised to provide for anortization of the then ranaining principal and interest at the revised rate in equal monthly payrrents within the renaining portion of the period of years of the arrortization tenn, and this condition for revision of interst rate and monthly payments shall be repeated every twelve (12) months fran the end of the 18 month period. Your interest rate will not increase or decrease if a change in the index is less than one-quarter percentage point on any change date. If such revision is not acceptable to the Borrower/Obligor/Mortgagor, then the then ranaining balance ~lr.U"i"" togethee with i"te~t "' the theo f;;:;;P(j;t"'id '" G~ ,,J O~\lt1 ~ FARMERS TRUST COMPANY ',.: :.of:r; fl.C FI.~t:?: ~inlORT FORM REAL ESTATE MORTGAGE i.~ l ..I\D: I, 1.1~1l.) :' , ,IlL.\I. "',illln-,.,,. UnderAcloIJnne2,IDSD,I',L.452 '~'1 Jllll 25 1':1'1 :) 15 WITNESSETII TillS MORTGAGE MADE the c?t'day 01 June II 9t (herelnaller "hether Ilngular or plural, called the Mortgngor) AND FARMERS TRUST COMPANY at Carlllle, Pennlylvanla, a corporation exIsting unller the laws 01 tbe Com- monwealth 0' Pennsylvania (herelnaller called tbe Mortgagee) Wltnessethl WIIEREAS, the aald Mortgagor, by bond 01 even date herewllh, stands bound nnto the Mortgagee In a certain prln, clpallum, condllloned 'or the payment 01 One Hundred Fifty-Seven Thoussnd snd no/loo---_______ DOLLARS "157,000.00 ) and all additional moneya advanced by the Mortgagee, wllh Intere.. thereon Irom Ihe date at the rate provided In laid accompanying bond, In equal monthly paymentl 01 not less than One Thoussnd Six lIundred Eighty-Seven snd 15/100-----------------_______DOLLAIIS (f 1,687 and 15 cents) Irom the datc hereof, to be applied monthly as Interest on the prln- eJpal amonnt 01 the obligation, or Ihe reduced amount thereol, nnd the balance 01 said payments to be applied to reduction 01 Ibe prIncIpal sum, 11011I the princIpal amount of the obligation and addlllonal advances and other Charges made to the Mortgagor or made for the protection of the mortgage securlly wllh Intere~tls paid In full, All other terms and provisions of laid bond are speclllcally Incorporated herein by reference and made a pari here- of as II set out verbatim hereIn, LATE CIfARGES: 5% of monthly payment 15 days or more late. NOW, TIIEREFORE, the said Mortgagor, In consideration of the sums advanced by or to be advanced by Ihe Mort, gagee, the receipt whereof Is hereby acknowledged, and for securIng payment and performance of saId reclled Bond 8S aloresald, does hereby grant, bargain, sell and convey unto the saId Mortgagee, lis successors and assigns, ALL:those two certain tracts of'land situste on the East side of 80 feet wide South lIan Street in the Second Ward of the Borough of Carlisle, Cumberland County, Pennsylvania, bound and described as shown on Draft attached hereto as follows: TRACT NO.1: BOUNDED on the West by 80 feet wide South lIanover Street; on the South pa by Trsct No. 2 hereinafter described and partly by lands formerly of Jacob Shields and now 0 formerly of Dorothy S. Lippman; on the East by land now or formerly of said Dorothy S. Lippm which wss formerly a private alley and has since been closed and vacated; and on the North b Chapel Avenue at a width of 19.8 feet as shown on the attached Draft. The above described Tract No.1 contains 30.15 feet in front along the eastern line of feet wide South lIanover Street and extends eastwardly therefrom along the southern line of E! Chapel Avenue at a width of 19.8 feet for a distance of 240 feet to said land now or formerl! Dorothy S. Lippman which was formerly a private alley. I The above described Tract No. I has thereon erected a three story brick building and otl improvements with mailing address of 133 and 135 South lIanover Street, Carlisle, Pennsylvani 17013. TRACT NO.2: BEGINNING at a point on the East side of South lIanover Street at the dist of 30.15 feet measured in a southerly direction from the southern line of East Chapel Avenue a width of 19.8 feet; thence from said point at the Place of BEGINNING along the southern Ii of Tract No.1 ,above described, South 84 degrees 12 minutes East, a distance of 136.1 feet t point; thence along line of land formerly of Jacob Shields and now or formerly of Dorothy S. Lippman the following seven (7) courses and diste~ces: (1) ~outh 06 degrees 13 minutes West, distance of 1.18 feet to a point; (2) North 84 degrees 13 minutes West, a distance of 33.25 I to a point; (3) North 85 degrees 07 minutes West, a distance of 46.75 feet to an iron post; ( North 06 degrees 13 minutes East, a distance of .13 feet to a point; (5) North 84 degrees 12 I minutes West, a distance of 26.25 feet to a point; (6) South 06 degrees 13 minutes West, a i distance of .13 feet to a point; and (7) North 84 degrees 12 minutes West, a distance of 29.8 feet to a point on the eaetern line of 80 feet wide South lIanover Street; thence along the I eaetern line of said 80 feet wide South lIanover Street, North 06 degrees 13 minutes East, a distance of .35 feet to a point at the Place of BEGINNING. BEING the same property which James II. Schmaus, et aI, granted and conveyed to Frederick Dotts and Carol A. Dotts, his wife, ~Iortgagors herein, by their deed dated .l1SrreJ...., "/,""1991 and recorded in the Office of the Recorder of Deeds for Cumberland County in Deed Book " Volume , Page i~nn7.1 1118 PAGE fi51 , EXHIBIT 6 T~GETIII!."R WII~' ialltlle bUildIngs, Improvements. and a'ppurtenonccs wllalsoever tI;dr;Unlu'belonglng, and Ihe reo verllons a'nd remainders, rents, Issucs and prollts thereol and also together wllh nil heaUng, plumbing, ceoklngand IIghtlnglllltures and equipment, and all screens, slorm windows, slorm e1oora, awning., and shadel, now or here. alter attached to or Installed In or used In connection wIth the real ulnte nbove described, TO IIA V"J AND TO 1101.0 Ule aame unlo and lor Iho use 01 the Mortgogee, tts successors or n88lgns lorever, PROVIDED, however, that,lIlhe laId Mortgallor shall pay and perform, accorellng 10 the condlllons hereol and IBId nond, everylhlng to be paId and perlormed as aloresald, then the cstale hereby conveyed and granted shall become null and voId. BY TilE EXECUTION and delivery 01 thIs Mortllage and of the nond secured hereby, the partIes hereto a,ree that there are adopted and Included herein, for any and all purposes, as nn Integraf part thereof, by reference, Ihe ..me as II set forth verbaUm herein, all the ,eneral provlslonl, covenanls, conditIons, and obllgatlonl contained In the Stipulation of General Mortga,e ProvIsions recorded by the Morlgagee In Ihe olllce of the Recorder of Deeds, fn Cumberland County Mortga,e Book ~~l Pa,e 441 PROVIDED, 1I0WEVER, that If the Mortgagor Ihall pay all of the aforesaid Indebtednesl, Interest and other amoaats Which may be owing hereunder or under the accompanying Bond, and shall fUlly perlorm all the covea. ants, coudltlons and agreements let forth or Incorporated herein and In aald Bond, then thl. Mortgage Ihall be votd and released at the espense of tbe Mortgagor, "';d the estate hereby granled and conveyed shall be void, WITNESS the due ellecutlon hereol the day and year first above wrllten, SIGNED, SEALED AND DELIVERED IN 'l1JE PRESENCE OF ?II :... t I / h hrO\/ ~ ltJd-O 0 ()~. FREDERICK A. DOTTS (. 6.z:~l-( () .~ CAROL A. DOTTS (SEAL) (SEAL) (SEAL) (SEAL) COMMONlVEALTII OF PENNSYLVANIA COUNTY OF CUMBERLAND Oa thIs the ~1-/fEaay of me a Notary Public ) ) III Frederick A. Dotts and Carol A. Dotts, his wife JUNE , A.D. 1891 Un nnderslgned olllce, personally appeared , before satlslactorlly provea to me to be the penoJrlwbole aame s are Inbscrtbed to the wltbJn Instrument and acknowledge that they ellOcuted the lame for the pnrposel therela contalned. ~.....,1"";'. .,~..Wiril~"~IIEREOF I bereuato let my IwId ed ofRclal leal. . ,~.ij-;:"-~..?,.';~: ~,,' '!'U :'~""''''~~~~;'.~lt:}.o\-~~ ij ~. .rJ.I-!I,6:.r[:At i~'~~':' . :" ~.to:;~~a ellp B~;~':;';:~:;;"~;~::"'PU~t1 1'~~ i ~ ,,~r I:'h .:.~ J.t;'g} r.'I<lI:.! E 1.'':'1;0. '~!;I.!~'C:''l.t11D GOiJi;ry :~~l' :. :'., ".~'ii:;,f/;.,"'j! ,M\';:;Il.\I,\!Ii,l"W~Xr-IRf.Sl1rr. 15.1~il.! ':, ;~.-'~..f .."~:l.~;.o,,'r" . .:-. _...4...__...._.......____... ~ 'J ".:' \, .... ,) J.~.... f.'o:r,bo,.Penm"'i1i7U:I;,tlS:J;'='c.l~jl"'II(btil:O .. '''0 ...... '!:I.. \.... .....: . }-" ,l '{ ~,.,., .,,,,.. ...f. ...f ,,\" . 1"~'"I"'" CERTIFICATE OF RESIDENCE (TlUe of Officer) 1 certify tbat the precise place 01 buslue.. of Mort,a,ee Is CarUsle, PeDnlylvaula. FARMERS TRUST COlllPANY bOO~ 11118 ".\GE ('is?. ',.. GENERAL PROVISIONS INc. O-'>'ORATED BY REFERENCE AND NO'l .0 BE RECORDED'RERE WI 'lbe {~lIowlnl,11 a copy 01 Che leneul provllloal, eoveala~I, condlllonl Ind oblllllllonl coutllned In the SlIpulltlo, ' of General Mort'lle Provllloal which Ire Incorpouted by relcrcmc al an Integrll part 01 the lorellolnl Mortga'l by virtue 01 the Act of Juae 2, 1159, P. L. 451, i l STIPULATION OF GENERAL MORTGAGE PROVISIONS B ,~ y Farmen TrulC Com pIny, Carlllle, l'ennlYlvanla ( " TOE FOLLOWING lenerll provlllons, caveaantl, c:ondlU Inl aud oblllatlonl Ihall be aa Intelral Plrt 01 aay mortl Ille hereafter recnrded In any County la Pennlylvanlala favor of the undenl,ned, herein Cermed Che Mortlaleet, 'I when luch lublequeally recorded morClale nprellly provider lor Ihe Incorporlllon 01 the followlnl leneral provl, ' Ilonl, covenlnts, condltlonl Ind oblllltlonl al aa Inlelrll PlrC thereof by reference Co thll recorded IlIpullCloa, ,\ " ADDITIONAL ADVANCES. The Mortlale Ind Ihe lien thereof Ihall be lecurlty noC only for Che orlllnlllndebd ,., I " ednen evidenced by the accomplnylal nnnd, bul alia for lay olher luml tbat mlY be 10laed or Idvaaced by thl~1 J Mortlllee 10 the MorClllor aC Iny time or C1mea herelller, I , I PAYMENT OF TAXES, INSURANCE PREMIUMS AND OnlER ClIARGES, From time 10 time, aalll the debt aad Inlerul Ire fUlly paid, !\IorClllor Ihlll pay Ind dllcharle, "hen and al Ch.. : lime Ihall becnme due Ind payable, all Clnl, allenmenll, eewer and water renla, and all olher chlrlea lad I clllml aueued or levied by lay lawful luthorlty upon any put of Ihe morllalcd premlsul PlY III Iround renCt; I reeerved from the mortllled premllel Ind pay Ind dlscharle all mechanlcl' Ileal which may be flied alllalC laid : premllel and which Ihall or mllhC hive prlolty In lien or plymenl to the debl lecnred hereby! pay and dllcblrle ' any CIIl which may be levied by any duly conltltuted aUlhorlly upon Mortlalee on Iccount of or mellured by Che 1ft amounl 01 debC due hereunder or under the accompanylne Bondi provide, renew and keep alive luch pollclea of hlZ' " ard and liability Inlurance al Mortealee may from lime to lime require upon Ihe bulldlnel and Improvemeala now or herealler erecled upon the Mortgaged premllea, with Ion payable clauler la favor 01 ftlortgalee al III laterelt 1 may appear. :1 I MAINTENANCE AND REPAIR OF MORTGAGED PREMISES, Mortgagor Ihall maintain all bUlldlngl and 1m, provemeatl subject to Chll MorCgage la lood and lubstanllal repair 01 dclermlned by Morlgagee, ftforlgagee Ihall .:J bave Ihe rlghl to enter upon Che mortgaged premlser aC aDY reasonable hour for the purpose 01 InlpecClnlIhe order, .J coadlllon and repair 01 the building or bUlldlogs erected Ihereon, nnd to make any needed repaln, NON-PAYMENT OF TAXES, INSURANCE, OTIIER CIIARGES, AND COST OF REPAIRS, In Ihe evenl!\lorCgagor aellects or reluses to pay the ta'tes, Insurance premluml or other Charges above mentioned, wllhln 30 daYI aller the lame become due and payable, or falls to maintaIn the bUildings and Improvements as ala resaid, then Ihe ftforlga- gee, may, allts option but without any obllgallon 10 do so, advance Ihe sums required and add any amouDI. so ad, vaDced to the prlDclpal debC lecured hereby, and collect the lame al a pari of Ihe prlDclpal debt, ~RANSFER OR ENCUMBRANCE OF ftfORTGAGED PREMfSES, Mortgagor agrees Dol to traDder title 10 Ihe mortgaged premises unless Che Mortgagee cODsenls In writing Co such trander. A Crans fer to tho lurvlvor or devl. leer or heirs of tho MorCgagor or a sale by his penonal represenlatlvel ID Che evenl of Ihe Mortgagor'l dealh Ihall nol come within Ihe prohlblllon of the foregoing lentenco, MorCgagor also covenaDts and agre.. nol Co create Dor perm II to accrue, UPOD all or any pari of tho morlgaged premls.., any debC,lIeD or charge which would be prIor to, or on a parlly wllh, Che IIcD of Chis Mortgage, REMOVAL OR ALTERATION OF IMPROVEMENTS, MorClagor agreel noC to remove, demolish or make any IUb- Itantlal alteratlonl 10 any Improvemeutl now or herealler located on the mortgaged premll.. unless the Mortgagee cODleDtl In wrlllDg Chereto. ASSfGNMENT OF RENTS, MorCgagor asslgnl and CraDslen uDIo !\Iortglgee any and all rentl from Che mortgaged premises, aDd authorlzel Che Morlgagee at auy tlmo Ihere Is a defaull under Ihe Mortgage Gr accompanying Boud, Co tako pOlsessloD of, reDI, repair, aDd operate laid premlsel aDd, alter deductlne all COStl of collectloD, operatloD, repalrl aDd adminIstration, Co apply Iho balance of Che reut. received aD account of the obligation 01 the Mortgagor, MorCgagee Ihall have lull power 10 leale or reDew lealel UPOD such terml aDd condlllons al 10 Mortgalee may leem proper or dellrable, ACCELERATION OF MATURITY AND FORECLOSURE PROCEEDINGS uPON DEFAULT. ID calo delaDII be made by Ihe MorCgagor ID Iho paymenl 01 aDY IDltallmenl 01 principal, InCereal, or other luml payable unller Che terml ollhll MorCgage 0: tho accompaDylng BODd, and Che total arrearagel aro equlvelant 10 Cwo conlracted mODlh- Iy InlCallmeDI paymeDtl, or In Iho evenl 01 a breach by tbe Mortgagor 01 aDY 01 the olher obltlatlonl, covenants, condltloDI and alreemeDCI lei forlh In Chll Morllage or In Che accompanylDg Bond, IheD aDd ID lueh call Cbe eDtlre unpaid balaDcll olllle IDdebledDel1 IDcludln, advancel aad all olber luml paid by the MorCgagee In accordance willi Che Cerml -Mortgagor agreel aoC 10 Cranller Cltle, legal or equitable, Dnlell Mortglgee cODleatl In wrftlall Co Incb CraDller. Thll provllloD II for preventlDg Agreements 01 Sale for purpolel olber CbaD palllul legal IIUe wtlblD 180 daYI 01 Ilgnlng IBid Agreemenl 01 Sale, bll0'Y, I ni8 "AGt fi5:J oltlds MortRoge or the accompanying lIond, tORether willi unpohllntereRt (hereon, shnll, at the option 01 the 111011- Ilogee, anll wllhout notlee, become Immedlalely dne and payable, and foreclosnre ..rotccdlngs may bo broug'" lorlhwllh on tho Mortllnge or Judgment lIlay be conlessed on tile accompanying 1I0nd and prosecuted to Judgment, execution and sale for the collection 01 the sallle, tog~lher wltll costs 01 suit and an attorney's comml88loo lor col. lectlon 01 live per cenlum 01 the totallndebtedoess or two hundred dollars, whichever Is the larger amount. 1II0rtga. gagor hereby lorever wolves and releases all errors In sold proceedings, wolVes stay 01 execution, the right ollaqul. slllon and extension 01 time 01 payment, agrees to condemnation 01 any properly levied upon by virtUe 01 any 8ueh execution, and waives all exemptions Irom levy and sale 01 any properly tllal now Is or herealler may be 0lI. empted by law, SUCCESSOR INTERESTS, The ohllgatlons, Covenants, conditions and agreements contained In this Mortgage aad tho accompanying Dond shall be binding upon, and the benellts thereof shall Inure to, the rtspectlve partfes hereto and their respecllve personal represenlatlves, heirs, successors and n88lgns, ~~ >- Z ~ ~ .. f-< " .", ::E 'c ~ "'H 0 1 H -< 1::= u >- sa o . ~ u " S I"l'" Iii :>: .1:: c ~ {:. Cl E- <lIO => a... '" '" I"l J: :z: i:1 = tl. ri ~ ~ ::;j<ll ~ ~ 0 "'i: ..: 0 Itl..:l W .. H !:1 ~ ~~ ::E U . "'l :z: c:: ~ ~ H .' '0" ..... .'~ .J~ .,:.' : . .' ~ . ,f.' .: ~ ('." ' ',' "~') : :..i;', f;'::~~"': . .~'".." .. 'N~:f :.~ I. 0' 'i ,./-" ~I. . ,t I.; ~'" " )r..' t ; 'if~;t.:". .:...:' I '.. ;~':~:r!. . C '- ; <r '('.rid. @3 ';',;j-il: '. RECORDED In the Office for Recording of Deed~ In and for LJfYl~Cf,,:!q1.~{; >"i.~(:;:\~.f In Mortgage BooklOt g" No, -' Page 05/ ac, ":':::':'\:';:"":":j'~:;~/'Y':::"'" ,: WITNESS my hanhndaealofofflce this ~XS- dayel ,jUt) C '.t>;j~~~;'~' ,.., . . ^- ...,. "ell .......~.t:.J:i~:....... .. , 1/,,1 (I)~ Recorder. ",;lj~ HH8 pm Fi54 / ( I f ,,',," t " i J \ '. TillS INDENTURE MAnE TilE 141h day oj January In the yearojour lArd one thousand nine hundred nlrn:ty-one (1991). .... BETWEEN JAMES II. SCIIMAUS and JOliN M. SCIIMAUS and STELLA M. SCIIMA US, EKeculors of the Lnst Will and Teslament of Slella M. Schmaus,lale oflhe Borough of Carlisle, Cumberland County, Pennsylvania, Deceased. pllTtles of the nfSl pan, GRANTORS, AND FREDERICK A, DOTTS and CAROL A. DOTTS, husband and wife, of 7 Woodside A venue, Berwyn, Pennsylvania 19312, pllTtles of the second PlITt, GRANTEES } I WHEREAS, Slella M. Schmaus died a widow on OClober 27, 1990, seized In fee of Ihe hereinafter described real eSlale, and by her Last Will and Testamenl dated June 30. 1975, since her dealh duly proved and remaining of record In the Ornce of the Register of Wills in and for Cumberland County at Carlisle. Pennsylvania, In Will Book 116. Page 133, and filed 10 Estate No. 21-9{).791, with record of payment of Pennsylvania Tmnsfer Inherilance TlIX recorded in Tax Docket 13, Page 217, Line 6,In which Will she provided, Inter alia, as follows: "6. I hereby nominate, constitute and appoint my Three (3) children, or any of them, as Co,EKeculors of this my lasl Will and Testamenl, they being James II, Schmaus, John M. Schmaus, and Slella M. Schmaus, and I further dll'eclthal none of them shall be required 10 poSI any bond 10 secure Ihe faithful perfonnance of his or her duties In Ihe Commonwealth of Pennsylvania or In any other jurisdlclion.", and, WIIEREAS, teners Testamentary In the eSlate of Stella M, Schmaus were Issued by the Cumberland Counly Regisler of Wills 10 James II, Schmaus and John M, Schmaus and Stella M. Schmaus on November 8, \ 990. withoullhe requlremenllhal any bond be posted by any of Ihem, which teners Teslamentary remain In full force and effecl, and, WIIEREAS, Secllon 335\ of Ihe Probate, Estates and Fiduciaries Code (20 Pa, C,S.A, 335 I) gives personal representatives the power to seU at public or private sate any reat propeny nOI sJlecincally devised, and, WIIEREAS,the hereinaflerdescribed real propeny was nOlspeclflcally devised, I I 1 ,,~ , , I . ,r I . . " Borough of Cti "Li.". I"~ Cumb, Co. PIt, tJ' Rul Elllle 'Ihnat. 'IklI u2 -'(.oj' '13' OliO . ~ \ Amt. . V'?l'/") /./. '} I.... Cumb, Co. 0111. Cot. Agt. ~ N COMI.10NWEALTH OF mU'ISYLVAf\!IA ::: .... DE~AKrMEI~r OF K~veNue :.:: :: QIt.::., -- (:y~*~:\ ,----'1 :~ ;~~:::m J'J~I\'1I \~1E.:Y! 6 9 3. 0 0 ~ '11iI.1I';":&. I __.J:..: 1 I I I ~ C~~ . :'1 n '.~I "1 c::~ .:;: ".J t': (II:.) :::: ''If':''::tJ ~J I: '"J r'\) r"';'~ r I U1 !:~:? :-" ..."") ::-, ,. I ~ :;: ::1 I.'. .'1- e: c:: ,~. ..:..:, ::: M1 t'l """In -:''1 ........ ";=t:'I." r... .,~ VI :-.' ...... ~ .., . r'l Schonl Dhl. Cumbo Co" Pa. . 1 ~ ""01 ELt.:ln lrensfOt Tu 'to ".~r?1 (, t 3. 0"" ':' Am.. _ fS'I:l<J- " 2., " I~.. , ::0, 0"1. Col. Agt. ~.t.:;.. I 1 . ilGG,~~35 fA~E 411 EXHIBIT I ~ I .' . t I ... COMMONWE~LlH OF PENN~YLV^NIA E .. lIEFARTMEN1.!Jf R~~~C . r-: ro ~IJ _1.2.." :: "" ,,"'.LI" . ,~~-t:\l\ 6 9 ':l 0 0 :: IA"~I~n JUlll'11 ,.'.,..;I~ .J, :-: ..- lh~ .......r; ... ..... . ...,... n:t,1 ;it~ __ _ NOW THIS INDBNTURB WITNBSSBTH, ,ha, ,,,, 'old onnton, lor and In colllldlm,lon of ,,,, 'Un! of One Hundred Thlrly.ellhl Thouland 511 Hundred Ind nollOO .......................... ($138,1100.00) ..........................Dolla" law/III monty 01'''' Unllld S'aIU, '0 them III hand paid by,,,, ,old onnlee at and bdo" ,," "allll' and d,/lver her,of, ,h, "c,lp" wh'"Q/ II "'''by ac/mowl'd,'d hllve ,ranlld, har,aln'd, ,nid, all,n,d, ""IU,d alld co~""'d, and by 'hu, pru'n~, do ,mill, bar,aln "II, a/l,!" rr/,IU' alia co~rm un,o ,,,, 'old ol'lnteel, their helll and ulllnl, II lenanll by t1ie entirety, A LL those two cer14ln b'ICII orlllnd IlIlIlIle on lhe nllt Ilde orso feet wide Soulh Hllnover Street In the Second Ward of the Boroulh of CUlllle, Cumberland County, Pennlylvlnll, bounded and delC:rt~ II Ihown on DnI'IllllIched herelo II followl: .. TRACT NO, I: BOUNDED on the Welt by 80 feet wlde'Soulh Hanover Slreel: on the South putly by Trlc:t No, 2 herelnaner delClibed and' panly by Jlnda rormerly of Jacob Shleldl ' , and now or formerly of Dorolhy S. L1ppmlin; on the EoII by land now or formerly oralld Dorolhy S. L1PPIl1IIIl which wu formerly I prlvale II/ey and hllllnce been cloled and Vlcaled; and on the ,'" Nonh by Chlpel Avenue III wldlh or 19.8 feet Illhown on the IlIlIched Dl'ln. TilE lbove-delCribed Tract No, I contalnl 30,15 reel In front a10nl the'elllem Une of 80 feet wide South Hanover Street and elltend. eallWlldly therefrorft II10nl the lOulhem I/ne of EUI Chlpel Avenue II I wldlh of 19,8 feet for I dllllllce of 240 feet to laid land now or fonnerly of Dorothy S. LIppman which wu formerly I prlVIle alley. THE.ibove-de~bed TracI,No. 1 hll thereon erecled I three'ltory brick bullellnl Ind olher Improvementl whh millin, Iddre.. of 133 and 135 Soulh Hlnllver Streel, Carll lie, Pennlylvlnll 17013. . " TRACT NO.2: BEGINNING III point on the Ballalde of South Hanover SlI'Cellt . . the eIIlllnce of 30,15 feet meuured In llOutherly direction from.the louthem line of Ball Chapel Avenue It I wldlh of'I9,8 reet; thence /'rom wd point It the Place of Bealnnlnlllonl thlllOulhem " line of Tract No, 1 lbove delClibed, South 84deareel12 mlnutel But Idlllance or 136.1 feet to I IIOlnt; thence Ilong line of land fonnerly of Jacob Shlelda and now or fonnerly of Dorothy S. Uppman the followln,iCven (7) COursel and dlllancel: (I) South 06 dearCCll3 mlnUlel Welt I dlltance of 1.18 feCI to I point; (2) Nonh 8.4 degreel13 mlnulel West I dlllance of 33.25 feCI 10 I point; (3) Nonh 85 deareel 07 mlnulea Well I dlilance of 411,75 feel to an Iron rOIt; (4) Nonh 06 . i1ellteel 13 mlnutel Easll dlllance of .13 feet to a polnl; (5) Nonh 84 deareel 2 mlnutel Welt I dlalance 0(211,25 feet 10 I polnl; (II) Soulh 06 deareel 13 mlnulel West I dllllnce or .13 feel 10 I point; and (7) Nonh 84 degreel 12 mlnulel Welt I dllllllce of 29,85 feel to I polnl on Ihe CDllem line or 80 reet wide South Hanover Slreet;'lhence alonl the eallem line or laid 80 feet wide Soulh ' Hariover Slree!, North 06 deareel 13 mlnules Bull dllllnce of .35 feel to I point at the Place of BEGINNING. TilE lbove-descrlbed two lracts of land are all of lhe two IraCII of land which, Anna M. Z1nn, widow, by deed daled November 13, 1945, Ind recorded November 13, 1945, In Ihe Office of the Recorder or Deeds In Ind for Cumberland County III Carlisle, Pennlylvanla, In Deed Book "B", Volume 13, Pale 467, granled and conveyed 10 John Schmaus and SlClla M, Schmaus, husband Ind wife, The laid John SchmauI haVing died on June 8, 1973, title 10 Ihe lame remained veiled b'y operallon of law aolely In hll lurvlvlnglpoule, Slelll M, Schmaul, whOle Elleculorl are the Ol'lnlOl1 herein. _ . ....... ( \ , 1 ~ i I i r: il I ~ i TOOBTHBR wl'h all and "n,ular bulldln", ~" wall", wa'er.cou",;, rl,hll, IIb",III, prlvll',es, "'''d1'atnlnll and appurr'nancII whallo,v"r 'hereun'c: b"on,/n"or In anywll, Dpptnalnln" and ,,,, rtllmlofll alld remulnd,,,, "1111, Is,ulI aiuI proJlII 'hlreo/" and alSo all 'h, 'I/all, rl,h" tI"e, 11lt",s" W', 'rw" prop"Iy, po,sel,lon, claIm and d'molld whalloev~r, 01'''' said Stella M. Smaul a, and immldlaldy bClj'ore ,he ,Imt 01 her d,a'h, III'/aw, equity or o''''rwlse homoev", 0/'/11, '0 or au' 01 ,,,, Satnl: TO HI. VB AND TO HOLD, ,h, sold bUild/II,s, "'redl,am,nll and premlll' hlreby ,rant'd alld re/elU'd, or mellllolled alld 11lt'lllkd so to bt, wllh ,hi appUr/lMIICII, Ulllo 'he 'aid, Oranlees, their hel" and 1U11,III, '0 and lor ,,,, only proper w, alld b'hool Q/ ,h, said OranlCes, their "Ii" and IUslgns,/orever ....... '. :' BOOY.C35 rACE 412 , ' . ,~ ~' ~ ~~. ---J O' " q ~ '-*' J! ,~ D ~ 6\ ~'~ ;;'; JJ )~ \ \: ~ ;;..: ;;'~ ::.'F, ~ \, - .:,:, :', :j~ ~ '-\ ' " 1-) ~' '~. - ~ ~:. ,dj:i ;".1 :::> -' . I~ ~s -< \ , . !J . SHER I FF' S r,ETURN - OUT OF COLJI-iTY CASE 1-t0: 1t~':J8-01097 p COM~IONWEAL TH OF PEN~ISYLVA~IH': COUNTY OF CUI~BERI._AND E.ll!.flNCIAI_ Tr~LJST CO V~1. DOTTS FREDERICK A ET AI.. R. Tholllas l<line _, She'/'i'ff, who beil1g duly swo'/'n a(~co'/'ding to law, says, that he made c1 diligent sea'/'ch and inqui'/'y fo'/' the within named defendal1t, to wit: DOTTS FREDERICI{ A but was unable to locate Him in his bailiwick. He therefore deputi zed the she'd ff of CHESTEr;: COlJl-tTY to se'/,ye the within COI~PI..All-tT - I~ORT FORE COLmty, Pennsylyani.\\. the attached '/'etU"f'n f'/'om C:HESTEI~ COUNTY County, '/'eceipt of Pennsylyania. On l'la '/'ch 26th. 1 "Y~8 , this office was in Sheriff's Costs: !)od(et i n 9 Out of County Su"/'cha'/'ge CHESTER COU~ITY 18_el0 9.00 6.00 3.1...82 So ~/ ~/ '/~'h'-."7...? /. -:z; ~~-Einas , 1ne,' he'/'1ff ilrr,7::tl2' DLJI'ICAI'I AND OTTO (iJ3/26/19t~8 Swo'/'n and subsc'/'ibed 'to befo'/'e nU~ 0.. -") 'this :LlL - day elf //'I.'.:.<.<lJ ,__ 19 qr A.D_ ('L'LL :::::v I Q )Ytd~.. dp~. P'f'()ttU)no oa'/'')' . SHERIFF' S m;:TURI~ - OUT DF CClUHTY CHSE I~O: 1'3':3H-01097 f-' CCl~II~OI~WEAL TH OF PENI-ISYL V?ll'l I A: COUNTY OF CUI~BERl..(.lND FII'IAI~CIAL TRUST CO vs. DOTTS FREDERICK A E:T (.)t.. R_ Thom.;\s. l'-line , She'l'iff, who being duly swo'l'n acco'l'ding '\;0 law, says, that he made a diligent; sea'l'ch and inqui'I'Y fo'l' the within named defendant, to wit: DOTTS CAROL A but was unable to locate He'l' in his bailiwic~'.. He the'l'efc)'l'e depLl'l::ized the she'd ff of CHl~STER COUI~TY '1::0 se'l've 'I::he within ClJl~f-'LAII~T - l~lJRT l""lJRE County, Pennsylvania. On Ma'l'ch 26th . 1998 , 'I::his office was in 'I'eceipt of 'I::he attached 'l'etLl'l'n f'l'olll CHESTER COUNTY County, Pennsylvania. She'd ff' s Costs: Dod~eti ng lJu'l:: of County SL\'l'cha'l'ge E.. 00 .00 6.00 So ans~~'l's:;/ ~' / A)/ / ~~g~ , :;.; Fr.1 , homas Kl1 ne, l;;h e'l' 1 ft 'lrr~l' DUNCAI-I 8. lJTTlJ 0:V2E./1998 Swo'/'n and subsc'l'ibed '\;0 befo'l'e me 'I::his ;U, ~ day of ..:lh~ 1 ':3 -..!l.Y.:'" A. D. ~. ~ I~; '~ ~ '~-::. ~ ~ 1-"1'0 10no a'I'Y ,#-- - .... . .In The Court of Common Pleas of Cumberland County, Pennsylyania t l " .. rinancial Trust Corporation VS, Frederick Dotts and Carol Dotts No, 98-1097 Civil 19_ Now, 2/27/98 Chester 19_,1 SHERIFF OF CUMBERLAND COUNTY, P.\ do hereb~' depullzethe SherllTof County to execute this Writ, this deputation being mude ntlhe request nnd risk of the PlnlntllT. r"'/,:"", ?A:;.,.. . ,"~.:~~->OF ,'~ .,. SherllTofCumberland Coon~', Pn. \0 ,,) (i , " I (J', r' ~ . ' -' Affidavit of Service C2 (,n w ". .~.'., .::~l. i . " 19 CIA ,at ~.v6 ;\1, sen'ed the at by handing to anested cop' of lhe orlginul /1t:i2 lhe contenls thereof. a true and ~ and mude known to So answers, ~. 8~,,~('iofffiOm).;') Sheri fof C/{(;S~ Coun~', Po. COSTS Sworn und subscribed before me this ~ day of ~ SERVICE lltrJ() MILEAGE 8;J-fl. AFFIDAVIT ,2,StJ .Jl~ ~ S s 19;ze NOTARIAL SEAL JOAN P. BOMMEL YN, Notary Public Welt Chesler Boro. ChOlIllr County M Comm,!!!.o~ Expires A "114.2001 :~:. C1 ~ "" --or;.J rTl rn -".,., :rC~ 01,';' ~/-, ...=-:0 ?:o ~.:O >c: Z ~ ,0 ~ :1: ",. -< I 0"' o "" :-.J " ::J :~~ '~- ''0 ~'.) ( -"1"'B J,..- 0,0 -:0'("" ~ ". :'q .... ~~ .... ~ n 'j - .. c.:> \0 J \1:,'\ i\,., 1,.. I:" " I, I . hI !