Loading...
HomeMy WebLinkAbout98-01411 ... r: ;.. ., . .......""--... ~ .~ , J' ~ .... ~ ~ ~ <:..f.. o :l< ~ q: ~ ~ J VI '. k ;:) It ... v'-v - (' " ~ o .~ ~ ~V3 , u U , ~ ' \-r { ~ ~ ,.. ..... ... .~ ~ - ....... .::;-. ........ , ~ C-- / i I ~~ ~I NOR'rH AMERICAN .. ~'. MORTGAGE COMPANY. ~~ A DIME. COMPANY 231 EAST AVENUE, AL810N. NEW YORK 14411.1676 I,ERflFlllJ HAlt RETUPN RECEIPl ~~aUE9rEO ro: ':) -il'k U k~UI~V nel.l. (l kHne,' 94~ UooJrlM~'. II,' L~ n 1 'Lit he,,' l!rr,l.'" f','i 1.l0:'5 REI Mortguge L"~" Nu. b76400-~ hOI'19il~ed premisp.s:942 W'jcdrirlgu (IrlV.! F.no la f'A t 702~ NOTICE OF ItffENTION ro FORECLOSE HOHTGAGE The mortgage serviced by North AmerlL~n Mortgnq~ Comp~~y (11~reln~ft~. We, Us, or Our$), is in s~rious def~u]t bpcau&t YOU ha~~ 119~ mad~ tile monthly payments ~f . 867.01 for the months If october" deceruber 1977, Late charges land other charges) have a150 accrued to lhis datN i. the amount of . 101.91. The total amount no... ri1qulre.l to ,:Ilfe this defanlt, or in other words, get caught up in yonr payments as of the date of this letter is t ~,709.3'. YGU may cure this default ...itnin the next thirty (30) day., or the U"t~ of this letter, by paying to us the amonnt of $ 2,709.39, plus any ~dditional monthly payments and late charges which ma, fall due during the peri~d. Such payment must b~ made either by cash, ca~hier's cheek, certified check '0' ,,,oney order, made at Nort.h Am'trican Mol'tg"ge C~mpaIO:'" ?al East Avenue, Suite 290, Albion, NY 140\11. ,',.' If you ,do not cure the default within thirty (301 days, ...~ intend t.o exercise our right to accelerate the mortgage payments. This means that ...hatever is D...ing on the Driginat amou"t t,urrowed lJill he ,:,onsidereti do'~ immedlately and you may lose your chance to p~y o~f the original mortgage in monthly installme"ts. If full payment of the amount-' In default is not made ...ithin thirty (30) days, we also intend to instruct our attorneys to slart a la...suit to foreclose your mortga9~ prop~rty, If the mortgage is foreclosed, your mortgaged property ...ill be sold by the Sheriff to pay oft the mortgage debt, If...e refer your cane to ollr attorneys, but yuu cure the default before t.hey begin lega] proceedings again$t you, yOU ...ill still have to pay the reasonable attorney's fees, actually incurred up to $50.00. Any attorney's fees ...ill be addea to ...hatever you o...e us, which may also include our reasonable ~osts. If yoU cure the default lJithin the thirty (30) day period, yOU ...ill not be 'required to pay attorney's fees, . ...... Ue may also sue you personally for the unpaid Principal 8alance and all other sums due under the!~ortgage. If you have not cured the default within the thirty (30) day periOd and foreclosure proceedings have begun, you still have the right to' cure th~'default and prevent ~he sale at any EXH1BlT A . '. 1',1,'. w I "ORTH AMERICAN MORTGAGE COMPANY. A D'ME. COMPANY Al.l ~1 N(; rCF 231 EAST AVENUE, AL8/0N, NEW YORK 14411.1670 I' 1.'..... ~.rr.I\._. I .;. I ,I.~..~ r3~~ .~t JOIn In ~"'.'e ~ollr hOlnl' 1"'".,. r'lr"''.'Il~ul'''. rflf.o 'UUj/llf"~Io': :!U III 1'~,'~l"'~'J"'I. I (\':\:lL:t..II'~' ....,'JI I~ m.J.: Ill,.. d'J',-' :,. t~, t".Oil .lllt II"!.j !hi.' IlrO!lf'cW' "I, ~ ,_ 1/1'./11. -, ".,.l:, j r, 1:.D!'orIJAoO '.':t' t! I", ':'';!-4n '...." '".; I~t:od" t~l~ I"1I1J"",III1') Iltif lLn rt' '1"'.0\"1"1 111"r,. ,1,oro, "''''';''n . -I, 'It~ Pnnn';YIV3nia 'i'luHnu ':l"Jor:~ tI9'?ni.,~ in ; '1.:1(\1,' :"~.:' .tIll! L~ n,>llfi,,,tion ell adJ"nt" "G .," "JII'" 1n~ortonc1a. PUns at'.."ta so dl!,'p,;ho ') C.lnlllluor vivbnu" 'H, "1 ":', "", l;i no comprelter,o 0' ,;onten1<10 df! ..", '. "nljf u:atHn (lhti'ul," or:; ',ld(j'le':lo" lmmr'"tatnmentl' IJ,:;manlla est ~ a90nC1a ,Pe"OIsYI'^ni. H".gtn~ F'n'"c. Agen<:YJ sin cargoS ~l num~rl men~l'nado Rrriba, ~ue(j.. sar nli~ibl? D~r. ~n pr~stamo ~or ~l P'ogram~ Ilal11ado "H".~w"nl"s Emaruency A-stat.nee PrograM" ~l cual p~ede sa~var su C.3S" de ta perdida '.~l dH~'r.~" a ",crla,i,' ;u hlPot?~a. ACT ~ 1 NOT lCE PLEASE REAU ''-HIS NOTICE. IHPORTANT, NOnCE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM You "a~' he ellg1tJI~ /"'r fin;,,,:,_, as!,j~t'jnce Which ':~" "avO' ,'(,ur :10'110' fr.m frtr"c!o';ul'e ,"'1 h"lp YO'I mo"', flt'1"'e m,)'19age P"ym"nts. Oate: ne: tJr:Lemher 13, 19'.'1i' AC~Qllnt No, 67610~-8 942 WCodrJdge Drivu Enola P',' 17')25 To: CI.r~ 0 Rainey 8"to A Rain"y Froll.: Ilortl. Aml?ricslt Mortgage ,;,;r,'''"ny You may be eligible for financial aSllstance that w111 preVent foreclosure on Your mortgage if you Comply with the prOViSions of the Homeowner's Emergency Mortgage Assistance Act nf 1983 (The "Act"" You may be eligible for emergency temporary assistance if YOur default has been caused by circumstances beYond Your control. YOU have a reasonable prospect of re- suming your mortgage paYments, and if you meet other eligibility reqUire- ments established by the PennSYlvania HOUSing Finance Agency. Please read all of this notice. It contains an explanation of YOur rights. Under the Act. YOU are entitled to a temporary stay of foreclosure on Your mortgage for thirty (30) days from the date nf this notice, During that time YOu must arrange and attend a "face-tO-face" meeting with a repre- sentatiVe of this lender. or with a deSignated Consumer Credit Counseling A9~ncy. Tha purpose of this mee1i~g 1S to attempt to work out a repaYment plan, or to otherwisQ 5ellle YOUI d&linquency. This meeting must occur i:)::. :"" '"'''' "" ""IJ:XHIBIT "B" "'" Acorn Houaing Corporation 846 North Droad Street Philadelphia, PA 19130 12151 765-1221 12151 765-1427 (fax) Buck., Cheater, Delaware, Montgomery, pbUaclalpbia Action Hou.ing, Inc. Number Two Gateway Center 9th Floor Pittsburgh, PA 15222 14121 391-1956 14121 391-4512 (faxl Allegheny, Seaver, Butler, Vayette, Greene, "..hington, Westmoreland AM credit Institute 175 Strafford Avenue, Suite 1 Wayne. PA 19087 (6101 971-2210 (610) 687-7860 (fax) Bucks, Cheater, eelaware, Montgomery, Philadelphia Counseling American Red Cross.. Hanover Chapter 529 Carlisle Street Hanover. PA 17331 (7171 637-3768 (7171 637-3294 (fax) Adams, York, pranklin Bedford-Pulton Housing Servicos R.D. ij1, Box 384 Everett. PA 15537 (8141 623-9129 (8141 623-7187 (faxl Bedford. Blair, Cambria, Pulton, Huntingdon, Somerset Blair County Bean Opportunity council 2100 6th Avenue Altoona, PA. 16602 (814) 946-3651 (814) 946-5451 (fax) ..cl.... Booker T. Waahington Center 1720 Holland Street Erie, PA 16503 (814) 453-5744 (814) 453-5749 (fax) crawford, Brie, Warren Bucks County Housing Group, Inc. 140 E. Richardson Avenue Langhorne. PA 19047 (215) 750-4310 (215) 750-4318 (faxl Bucks Budget Counseling Center 247 North Fifth Street Reading, PA 19601 (6101 375-7866 (6101 376-6575 (fax) Berka, Chester, Montgomery, Schuylkill '"' PENNSY~VANIA HOUSING PINANCE AGENCY HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM CONSUMER CREDIT COUNSE~ING AGENCIES CCCS of W..tern Pennsylvania, Inc. 31~ Chestnut Street Suite 2~7 Headville, PA 16335 (814) 333-8570 Lawrence cces of We.tern Pennaylvania, InC. Senior Activity Center 550 Main Street Johnstown. PA 15901 (814) 539.6335 Cambria, Somerset CCCS of Northeastern Pennsylvania 195 Elmira Street P.O. Box 218 Troy, PA 16947 (717) 297-2101 (7171 297-2799 (fax) Bradford,Sullivan, Susquehanna, Tioga, Wayne, Wyoming CCCS of Northeastern Pennsylvania Human Services Building 541 Wyoming Avenue. Box 168 Scranton, PA 18501 (7171 342.1072 or 900-922-9537 (717)342.8040 (fax) Bradford, carbon, columbia, Lackawanna, Luzerne, Lycoming, Monroe, Montour, Northumberland, Pike, Sullivan, Susquehanna, Tioga, Wayne, Wyoming CCCS of Western Pennsylvania, Inc. 1 North Gate Square ~: Garden Center Drive Greensburg, PA 15601 (412) 839.1290 Payette, Greene, Indiana, Somerset, Washington, Westmoreland CCCS of eelaware Valley 1515 Market Street Suite 1325 Philadelphia, PA 19107 (215) 563 -5665 (215) 864-2666 (faxl Bucks, Chester, Delaware, Mo~tgo, Philadelphia cces of Western pennsylvania. Inc. 309 Smithfield St. Pittsburgh. PA 15222 (4121 471-7584. Allegheny eccs of Northeastern Ponnsylvania 17 Crafton Street WellDboro, PA 16901 (717) n~-5252 (7171 724-5783 (folX) Bradford, Sullivan, Susquehanna, Tioga, Wayne, Wyoming cccs at Western Pennsylvani., Inc. 500-02 3rd AV~nue P. O. Box 278 eunc~nDville. PA 16635 (8141 696-354G Armstrong, Bedtord, Blair, Cambri., Cameron, Centre, Clearfield, Huntingdon, Juniata, Mifflin, Union CCCS of Northe..tern Pennsylvania 31 W. Market Street Wilkes-Barre, PA 18702 (7171 821-0837 or 800-922-9537 (717) 821-1785 (fax) Bradford, Carbon, Columbia, Lackawanna, Luzerne, Lycoming, Monroe, Montour, Northumberland, Pike, Sullivan, Susquehanna, Tioga, Wayne, Wyoming cces of Northeastern Pennsylvania 9 South 7th Street Stroudsburg. PA 18360 800-922-9537 (7171 4:0-8981 (fax) Bradford, Carbon,Monroe, Pike, Wayne CCCS of Western Pennsylvania, Inc. 675 Cherry tree Lane Uniontown. PA 15401 (4.121 4.39-8939 Westmoreland cecs of Western Pennsylvania, Inc. 59 E. Cherry Avenue Washinaton. pa 15301 (4.12) 5:2-9292 Washington CCCS of Northeastern Pennsylvania German Street P.O. Box 389 Ouahore. PA 16614. 1717) 929-9668 (7171 928-814.4 (faxl Bradford, Sullivan, Susquehanna, Tioga, Wayne, wyoming CCCS of Western pennsylvania, Inc. YMCA Building 339 N. Washington Street Butler. PA 16001 (412) 282-7812 Butler, Clarion, Jefferson, Mercer, Venango CCCS ot Lehigh Valley 3671 Crescent Court East Whitehall, PA 18052 (610) 821-4.011 or 800-:l:la.2733 (7171 or 1814.) only (6101 8:1-0137 lfaxl (610) 8:l1-.aOl0 Ifax) Berks, Bucks, Carbon. Laneaseer, Lehigh, Norehampton, Schuylkill Rov 1/97 Ceca of W..tern Penn.ylvania, Inc. 2000 Lingle.town Road Harriaburg, PA 1710~ (7171 541-1757 (7171 731-9589 (faxl Adama, cumberland, Dauphin, Pranklin, perry, Snyder, York eees of We.tern Pennaylv.nia, Inc. 971 Third Street Beaver, PA 15009 (4121 774~079B Beaver cccs o~ Northe..tern Pennsylvania 103 Warren Street P.O. Box 709 Tunkhannock, PA 18657 (7171 836-6840 (7171 836-6332 Bradford, Sullivan, Susquehanna, Tioga, Wayne, Wyoming CCCS of Northeastern Pennsylvania 931 Main Street Honesdale, PA 18431 (7171 253-4981 (7171 253-4.817 (fax) Bradford, Sullivan. Susquehanna, Tioga. Wayne, wyoming CCCS of Western Pennsylvania, Inc. 912 South George Street York. PA 17403 (717) 846-4.176 Pulton, Lanca8ter, Yor~ Franklin eces of Western Pennsylvania, Inc. 1st Federal Pla:a Suite 406 North Mill Street New Castle, PA 16101 (412) 652-8074 Lawrence coamdssion on Economics Opportunity of Luzarne county 163 Amber Lane Wilkes-Barre, PA 18702 (7171 826-0510 or 800-822-0359 (7171 829 1665 cal: before faxing (7171 455-4994 (Ha:eltonl (717)4.55 5631 (fax) call before faxing (717) 836-4090 (Tunkhannockl carbon, Columbia, Luzarne, Monroe, Schuylkill, Wyoming Community Action CO~8.ion of the Capital Region 1514 Derry Street Harrisburg, PA 17104 (7171 232-9757 (7171 234-2227 (faxl Cumberland, eauphin, Pranklin, Perry, Snyder Community Action Development Co~ 701 Dekalb Street Norri.town, PA 19401 ISlOI ~71'6262 16101 ~71-U~2 Ifaxl Montgomery Co-.uaity Development Co~. of Prankford Group Minlatry 4620 Griscom Street Philadelphia, PA 191~4 IUS I 144 ,2990 1~151 144'201~ Ifaxl luck., Cbe.ter, eelaware Philadolphio Community Action South.eat 22 West High Street Waynesburg. PA 15370 141~1 85~-2B91 Allegheny, r.yett., are.ne, W.shington, W..emar.land Community Housing Coun.elor, Inc. P.O. Box ~44 Kennett Square, PA 19348 (SlOI 444-268~ (610) 444-2118 Ifaxl I.rk., Chester, Delawar., Lancaster, Montgomery .conomic Opportunity Cabinet of Schuylkill County 2~5 N. Centre Street POttsville, PA 17901 (717) 6:2:2"1995 (71" 6:2:!.0429 (fax) B.rka, Carbon, Lebanon, Lehigh, Luzerne, Northumberland, Schuylkill rayette Co Community Action Agency, Inc. 137 North Beeson Avenue Uniontown, PA 15401 14121 431-6050 or 800-421-ItIFO (41~1 421-4418 ray.tte Pinancial Counseling Services o~ Pranklin 31 West 3rd Street Wayneoboro, PA 17269 11111 162-3285 Adams, Cumberland, PUlton, Perry 'inancial Services Unlimited 31 W~9t 3rd Street Waynesboro, PA 17:268 (1111 162-2285 Pranklin Greater Erie Community Action COmmittee 10 WeDt 9th Street Erie, PA 16501 (014) 459"4501 (014) 456..0161 (fax) CraWford. Erie, Venango, Warren "iap.nie Allac. at Contr.ctora/lnterpri... :!921-27 Uorth 5th Street PhIladelphIa. PA 19132 1~151 144-~9'0 12151 744-201:1 (to1X) Suc~a, Che.ter, D.laware Philadelphia Rou.ing Opportunitie. at Seaver County, Inc. 1501 3rd Street Beaver, PA 15009 (4121 1~8-1511 14121 664-1590 (41~) 728-7202 (!axl 14121 664'0812 Ifaxl Beaver, Dutler, Lawrence Rousing Opportunitie., Inc. IJ3 Seventh Street P.O. Box 9 HcKeeoport, PA 151]2 (41~J 6601-1590 (41:!1 664-0073 (fax) Allegheny, aeaver, Butler, Washington. W.stmoreland Bousing Council at York 116 North George Street York, PA 17401 11111 854 -ISH 17171 845-7934 Ifaxl York Housing Asaociation ot eelaware Valley 1500 Walnut Street Suite 601 Philadelphia. PA 19102 12151 545-6010 (:!1S) 790-9132 (faxl Philadelphia Indiana County Community Action Program 827 Water Stre'\'!t. Box 107 Indiana, PA 15701 (41:!) 465-2657 14121 465-5118 Ifax) Armstrong, Cambria, Cleartield, Indiana, Jetterson, Westmoreland John P. Xennedy Center, Inc. 20:21 East :!Oth Street Erie, PA 16510 18141 898-0400 (814) 898-1:243 (fax) Crawtord, Elk, Erie, Jefferson. Mckean, Venango Xeystone Economic Devalopment Corp. 1954 Mary Grace Lane Johnstown, PA 15901 18141 535-6556 (814) 5J9-1688 Ifax) Bedtord, Blair, Cambria, Clearfield, Indiana, Someraet, We8~rel.nd Lyccming-Clintoncountiea Commla8ion tor Community Action (STEP) 2138 Lincoln Street P.O. Box 13:!0 William9port, PA 17703 (717) ]~6-05a7 (7171 32:!.2197 (faxl Centre, Clinton, Lycoming, Union HodJ... 'eUowahip lIouae ]02 S. Jdckaon Str~et HedLI. Ph 1906] 16101 565-0846 Ch.ater, eelaware, Montgomery, Philadelphia Medi. rellow.bip Hou.. 65a Uorth Wfttta Stre~t Philadelphia, FA 19122 1~151 910-0~~4 (2151 165-1614 Ifaxl PhUadelphia Hon..VaUey Unemployed COnUttee 120 e. 9th Avenue Homeotead, PA 15120 141~) 462-9962 (41::!1 46~"9964 (tax) Allegheny, a.aver, Butler, 'ayett.. ar.ene, W..hington. W.stmoreland North.rn Tier Community Action Corp. P.O. Box J09 1J5 Weat 4th Street Emporium, PA 15034 18141 486-1161 (814) 486-00~5 (faxI Cameron. Elk, HcXean, Potter Philadelphia Council tor Community Advancement 100 North 17th Street Suit 600 Philadelphia. PA 19103 (2151 567-7803 1215' 963-9941 (fax) Chester, Delaware, Montgomery, Philadelphia Shenango Valley Urban League, Inc. 601 Indiana Avenue Farrell. Ph 161~1 (41~) 981-5310 Crawtord, Lawrence, Mercer Tableland Services, Inc. 1J 1 llorth Center Avenue Somerset, PA 15501 (0141 HS-96~0 18141 4013-3690 (fax) Bedford, Cambria, Payette, Someraet, Westmoreland Tabor Communi t.y Servicea, Inc. 439 E. King Street LanC38ter, PA 17602 (7171 397-510:! or 800-788-S06~ (H.O. only) (717) 399-41~7 Ifax) Chester, Lancaster, Lebanon The Trebab Center at Northeaatern PA 7 Lake Avenue. Box 339 Montrose. PA 10801 (7171 ::78-3330 or 800-98::-4045 1717) ::70-1889 (fax) Bradford, Sullivan, Susquehanna. Tioga, Wayne, Wyoming Urban League ot Pitt..burgh, Inc. BUilding For Equal QPportunitr One Smitht eld Street Pittaburgh, Ph 15:!J:I. 2::!:!2 141~1 ~21-4802 141~1 ~61'5~01 Ifaxl Allegheny Urban L.ague at Metropolitan Uarri.burg 25 N. Front Street Harriaburg, PA 17101 11111 224-59~5 11111 ~24-9459 Ifax) P.rry Urban League ot M.tropolitan Barrisburg 2107 N. 6th Street Harrisburg, PA 17101 11111 ~24-5925 11111 224-9459 Cumberland, Dauphin, Pranklin, Snyder Warren-Porreat Counties Economic Opportunity Council 204 Liberty Street P.O. Box 547 Warren. PA 16365 (0141 7~6-:!400 (814' 7::3-0510 (faxl poroat, Warren Weatherization Ottice 917 Mifflin Street Huntingdon. PA 166S~ 18141 642-2242 Bedtord, Blair, PU1ton, Huntingdon, Juniat3., Mitflin, Perry YWCA at Carlisle 301 Ci Street Carlisle, PA 17013 (717) :243"3018 (111) 121-9589 Ifax) Cumberland, Pranklin. Perry Rev 1/97 " .i ~ ! 'I ./ ;\ '. , , ( , " '. '. ~'. .. . o':.:;~.Jf;;:..~:.~~...:;'r~'::::_::)\, ,::". .;.'. ::':::XW?:Jt%:~\~)::t~:'.::,,;:, ..' :..:.......:':.;...... ;;~;i~\(~;(;;j!~t;~~;;;;;:;,;j ~.~:::::~..~ .......~..:: ....... ...... ::,:,' ;::;::~::{J;~i. 6i~~( ~)~:;j;~ ,it .;:'.:::..:.:. :;ti!.~ ,I UNE 1. ) . ) E SENDER: -.------- .---.- .~IO,I~I",.d/0l'21rol'i1tt1'l.""11.C!I'.r::n' . "It'll -,nJf I\AlnlI MI add'"u 17 I"",,"..n of !hl' to,," !\.O IMI WI! enn '''IU'" I"'S c.1rtt IQ~, .. . AnACh IhIt 101m 10 ltwt lront nil".' !l~I'it}ll'<.:i1 flf (>1111.' b.1C~ 11 SPOCIt f1oo\ I'Il1 Pt'/'fTIll . fM 1'-tIllln "flCltlPf WIIllhow In ~IUlll1.' ."kit. wnJ (lflI,vmoo iV'Illh! ft.llf! IMlM"ltId J, AtllClu Addmllod 10 t- n.4!)~ ':W.''',,' r::.:'k 0 ~l,Jnt." '. .." , ~4J \I:: :~r1rtQ. Or en,'h 5, Received By: (Print NDme) r;\ 1 .. ~ ~': 6, Slgnalure, (Addressee or Agent) X .---- ~~ PSFORM3811,Jan ry1996 ii 11 I Ill: ;:' . :" ;,. il 111111 i ....' I also wish 10 receive the , 'otlotiinQ,.....uvices (Io~ an extra reol: 1. 0 Jrossoe's Address a DOlJla'lricled Delivery I Consult postmaster for reo, 40, Arlicle Number P 965 964 364 4b, Sorvic. Type )( CERTIFIED 7. D,'e ot Delivery /2.. -/1". f'1 6, Addressee', Address (ONLY /I requasl.d and fee paid.) Domestic Return Receipt -- ..----...-,.-.- --- .....:--. -.--r-':'->-.--....r_.-. -------..--- ----- ..... ::r ..D m ::r ..D D- .... ..... U'1 .u .. IT" a. f1[HlllPl 1 J 1,\;. '--.1.\\,1 "'Jlf!-C. II ''',II f(;. VI- '40' FOR INTERNATIONAL I,lAll lll:r.t:ll" ,.;~ i:~ '. :'~';ir~,~tb'. M.ty [~~~~~~EO .....rllll.llrll/Il'.I;H.t'>T '-U1Vl4:1 SENT TO (J~(j4:-:J ewde..: r;lB~k '} r..:nney ?4~ Wo~~r\~~l Dr Po ~:!." t!1 r~l'~~S PS FORM 3800 US Postal Service .55 1'.35 1.,10 3.00 -..,676.0S-S IIHHe ,. act 6 adn.91 . ',' , " &-?j;.OS-'SlIdec 'Clark 0 ~alney 9.2 WDDdrldge Dr EnDla PA17025 t'i:;: .;,'.., .... . FOLO AT PERFORATION. INSERT IN STANDARO N 10 WINDOW ENVELOPE, 'EXH I B IT liB II : ': .: REFERENCE: .:. ~-"::':" / POSTMARK OR DATE f. ~.6408-S w( Lo act () idn 9: Receipt for Certified Mail ARTICLE P 965 964 364 NUMBER ,.,.. ~ !<<~~ M '.10.\ . .- MOQRS:" FORM""0157 e !;. w a. : o .... WCll >(/) '.' ZUl .... we: ...... ~~;:>:i; ..a: ....i: " 5 ~ :~.~~:~.~ ::'=0 .... ~... .:'";:.: lnffi .:.:'. w- ua: "w ..." a... ;:: z :! a: o a. ;! .....:. ,', .....:. ',' ..... ....... ........ . -:'~',." . " FEDERMAN AND PHELAN Frank Federman, Esquire Identification No. 12248 Two Penn Center Plaza Suite 900 Philadelphia, PA 19102-1799 (215) 563-7000 THE DIME SAVINGS BANK OF NEW YORK, FSB Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS vs. CIVIL DIVISION CUMBERLAND COUNTY CLARK O. RAINEY BETH A. RAINEY f\lE COPl NO. 98-1411 CIVIL Defendant TO: CLARK O. RAINEY 942 WOODRIDGE DRIVE ENOLA, PA 17025 DATE OF NOTICE: APRIL 15. 1998 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. IMPORTANi' NOTICE You are in default becaUse you have failed enter a written appearance personally or by attorney and file in writing with the court your defenses or objections to the claims set forth against you. Unless you act within ten (10) days from the date of this notice, a JUdgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to a lawyer at once. If you do not have a laWyer or cannot afford one, go to or telephone the following office to find out where you can get legal help: CUMBERLAND COUNTY COURT ADMINISTRATOR 4TH FLOOR CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 :PtaAA q-~A~ Frank Federman, Esquire Attorney for Plaintiff t '? ~ 1.0 0 tJ:.. () !:j:. c CO -11 "':.... -.. ~~:n S :"" ..... ~ (p. "'t1IjJ ~'~ 01 [.1111, -< "11- .~~J._l ~~ -i U1 0 .D ;>: ~, I ~ , 0- S 6' UJr;: CJ'l -I- 0 r'l~1 :::, .D () ~< - :r~ ,;~:H ?- 0 -- ~ .~:. (~' -~ L.~ b ..~ CJ i3 [ iL :i--t-: ~ ~'1 ~ I"'" .,. ~ f l1' Dt m - ~ o:J , "'. I' , I I ,', "'-" , -, '.' ~~d,_ . -, 1- c:a at- .... .... llQ I'i d 0;; 1 ! <:i .... li:.;S 02: tr.< <> r:a..: '. -... =-:n 2:2: 02: 1>0 ::~ 0 -- ... o . U>- ... ::'2: q:l ~ ~8 S :l Q ~ 82 :: ~ ~ E:: r::l ~ 2: co 1!3 - ~ ~ U ~ ~ :z: c ... (-0' ::I U' r::l ><Ci" t:: ; r:. rl c"J (-0 ~ _ 0 c::r:. ;?; .. ... C::tj, c- o- .. - 0 ~== =-..... E3 ',- - < ~ - . f-. '., !..... i.'S- ,- :.= !ji ill; p. :~ ~'" C=-i" 1 E ..... : 0 ~:::: ~' ! i ! ,. If .. ~ I i I i f i I ! .,; Z g ~ i i ! , ! i I .,; z g ~ I i i f I I ~ ! . I'! II ii , .. '" ..:! i;; r ..., - " > So ... v. .E .. .... ~ ", . ? . " , , ~ - ... ~ '" 'CI .:; - (]I . 0 0 0 r- 2- r- fO 0.- r c:;. (l> i~'" - Ie: Eli , w _ (,l .1:"-.2:. - Q) )().l p) ~ '-001 (J/ in 1:0 0 .Do i;1 8' o~, 1lJ e, ~1.Cf D --a. 71.:' -a '''8.. -at&'& 13- llinrij ffi p ..., {Ji ~l 0<> .L ,. ~ ~ ,- ,-rt. ;' '?~ ~~ ~g _b ...... () .0 C 0:> 0 - - "1"' "0:' - fll t~:1 1'; ::;.1 _1'[.1 !."";:(: -: :'11FJ (;i~.~ , 'l.:1rn p(. U1 ",'l~ ~..i s~~{ .:r;:Cl ;no !~:B ::1: :~;t; t~ ~...CJ OITI ~ c:- -, ;t;'- -.J :Q ... , () .0 0 ~ co -n -~ =:I :!., -.- LllI) 1,;). ~~;~ nl[1l -: Z::I; I ;~C. U1 ~I.l en ,-- () ~r\ ::- =:I:a '- cj...~ ~-;tl ::I!: -",( i'f:CJ <? OITI ~c.: -I ~: c:- ;r.~ =< .-.1 :Q .":':"~l' , '... THE DIME SAVINGS BANK : CUMBERLAND COUNTY OF NEW YORK, FSB : COURT OF COMMON PLEAS . CIVIL DIVISION . VB. . . CLARK O. RAINEY BETH A. RAINEY NO. 98-1411 CIVIL AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. 11 THE DIME SAVINGS BANK OF NEW YORK. FSB, Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 942 WOODRIDGE DRIVE. ENOLA. PA 17025. 1. Name and address of owner(s) or reputed owner(s): NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) CLARK O. RAINEY 942 WOODRIDGE DRIVE ENOLA. PA 17025 BETH A. RAINEY 942 WOODRIDGE DRIVE ENOLA. PA 17025 2. Name and address of Defendant(s) in the judgment: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) SAME AS ABOVE J. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) none 4. Name and address of the last recorded holder of every mortgage of record: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) !!.Q!!.!! () 1.."1 0 C co o." :;.'- :J:: "J .'". "'1.1L'w' 1.:z- ili:!] 1"1"1":1 -: ::.:::U ,- ',t.. , -om t,:;.r; c..r: :'.19 ,-, ;:;(; ~q ~~ ...... :t.... i:;:q ;:~(J ::J!: -,'( :1--:0 <? arn ~.,,~,; 'i;.! ~ .,.. :.0 .-.1 '< () .0 ~ !;; OJ :.~.. ::;: -J -on: )..- :1':!J nlr-,' -.: :-1,.- 'z:.t"J /.-:"l: I :TI~ cn4-'.. U1 O( ?i':'l > ~~ <.. )"l.' ;J': Z' t;? Z~" {;Cl .. c: ~ !3. "" ?Ii .-.1 -< THE DIME SAVINGS BANK OF NEW YORK, FSB . . CUMBERLAND COUNTY COURT OF COMMON PLEAS . . VB. . . CIVIL DIVISION CLARK O. RAINEY BETH A. RAINEY . . . . NO. 98-1411 CIVIL NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: CLARK O. RAINEY BETH A. RAINEY 942 WOODRIDGE DRIVE ENOLA, PA 17025 April 28, 1998 THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT AND ANy INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. Your house (real estate) at 942 WOODRIDGE DRIVE. ENOLA. PA 17025, is Scheduled to be sold at the Sheriff's Sale on SEPTEMBER 2. 1998 at 10:00 a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court jUdgment of $103.007.49 obtained by THE DIME SAVINGS BANK OF NEW YORK. FSB (the mortgagee) against you. YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE NOTICE OF OWNER'S RIGHTS To prevent this Sheriff's Sale, you must take immediate action: I. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you mUst pay, you may call: (2151 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or Open the jUdgment, if the jUdgment was improperly entered. You may also ask the Court to postpone the sale for good cause, 3. You may also be able to stop the sale through other legal proceedings. , " You may need an attorney to assert your rights, The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney,) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TARE PLACE. 1. be sold calling If the Sheriff's Sale to the highest bidder. (2151 563-7000, is not stopped, your property will You may find out the price bid by 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (215) 563-7000. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff on This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY COURT ADMINISTRATOR 4th floor Cumberland County Courthouse (717) 240-6200 '"" \ " () \0 0 C co ", :;:- -. -ofrJ .... =-J C!J[n "" _t':rJ ~__i~ ... ~~ :%it;,: , g..". U1 ~ ~1 r.-~G :.:J( ;no .j ~Ec> I.:fl ::I: ~~(? ~7Cr :;> ~t.; om -., ~ "" ;.> c::> :.u -< ji I' i I I I I , i t , I I , i , , r . I"~ t- I' () .0 ~ S CD ,:git1 - ..,. =?:n ;::,. -1"'".' -< ." :}1 111,-- -:.'";: l~.'- I (/1 ". U? !::5(} (J1 ,.., 0 " :0- :t!P i~2 ::t: 1;> :B <? .,?t! 01 ~ ,-, -. c- :ii (:0 -<: ..~ .. I . , You may need an attorney to assert your rights, The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. be sold calling is not stopped, your property will You may find out the price bid by 2. sale if of your If the Sheriff's Sale to the highest bidder. 1215\ 563-7000. You may be able to petition the Court to set aside the the bid price was grossly inadequate compared to the value property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (215) 563-7000. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6, You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff on This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY COURT ADMINISTRATOR 4th floor Cumberland County Courthouse (717) 240-6200 DESCRIPTION ALL THA T CERTAIN piece or parcel of land situate in East Pennsboro Township, Cumberland COUnty, Pennsylvania, as set forth on a Final Subdivision Plan of Woodridge, prepared by Michael C. D'Angelo, R.S. Surveyors and Engineers, and recorded in the Recorder of Deeds Office of Cumberland County, Pennsylvania, in Plan Book 48, page 90, and more particularly described as follows: BEGINNING at a concrete monument at the point of intersection of the Northerly right-of-way line of Valley Road, LoR. 21051 (60 feet wide) and the Easterly right-of-way line of Tower Road (T- 664) (50 feet wide) thence along said Northerly right-of-way line of Valley Road, North seventy degrees forty-five minutes zero seconds East (N. 70 degrees 45' 00" E.) a distance of 138.37 feet to a point at the dividing line between Lot Nos. 28 and 27 as shown on the aforementioned Final Subdivision Plan, being the true point and place of BEGINNING; thence along said dividing line, North nine degrees thirty-eight minutes four seconds East (N. 9 degrees 38' 04" E.), a dislal1ce of 114.94 feet to a point on the cul-de-sac of Wood ridge Drive (50 feet wide) (fonnerly known as Coventry Lane); thence along said cul-de-sac by a curve to the right having a radius of 50.00 feet, an arc distance of 86.75 feet to a poim at the dividing line between LO! Nos. 27 and 26; thence along said dividing line, South sixteen degrees three minutes four seconds East (So 16 degrees 03' 04" E.), a distance of 127.96 feet to a poim on the Northerly right-of-way line of Valley Road; thence along said Northerly right-of-way line of Valley Road, South sevemy degrees forry-five minutes zero seconds West (So 70 degrees 45' 00" W.), a distance of 119.67 feet to a poim at the dividing line between Lot Nos. 28 and 27. the poim and place of BEGINNING. CONTAINING 9,543.74 square feet, more or less. BEING Lot No. 27 on the aforememioned Subdivision Plan. Tax Parcel #09-12-2991- 103 TITLE TO SAID PREMISES IS VESTED IN Clark O. Rainey and Beth A. Rainey,his wife by Deed from Robert S. Meier and Carol L. Meier, his wife, dated 5/20/91 recorded 5/22/91 in Deed Book C-35 Page 1022. , ,,'J I . . . Q Q Q . . . 1101 .c ~ . . . , 1'&0 . O.c :z; '- CI\ CI\ CI\ H 0 . III ... ... ... ~~ H .- Eo<_ . 1'&0 .. .. .. 1101> ! Cllkl 1'1'&0 e e e ..:1..:1 tlA: 'H 11<>< lIolCl . Eo< . Gl Gl III "" ><1Il .:z; Eoo Eoo Eoo ~~ lIolO cJ:3 c ..:I ~lIol ~ I'&otl o III Ollol . III A: . tl .. . Eo< 0 'A: >< III III HI'&o ~:f ra.Eo< ~ l> ~~ !:lIol O:Z; ~~ Cl 5 el EooO A:.c A:tl III Oel -f~ Cl IQ I'&oEoo Ot:l ~Ii'l . A: . 0 tl~ C . 1kl0 . Eo< < :1 Q . .~~ 1ll2l <:. Eo< lIol..:l !~ H- ..c =A: tl . Eo<lIol lIol ~: III ~ :Z;:C . HCl III .. . tl Q ! . lIol . . . . ..:I ~ ~ 0 H :z; 1'&0 . ~ I ~i , ,; " THE DIME SAVINGS BANK : CUMBERLAND COUNTY OF NEW YORK, FSB : COURT OF COMMON PLEAS . CIVIL DIVISION . VB. . . CLARK O. RAINEY BETH A. RAINEY . No. 98-1411 CIVIL . AFFIDAVIT PURSUANT TO RULE 3129 'Affidavit No. 11 THE DIME SAVINGS BANK OF NEW YORK. FSB, Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 942 WOODRIDGE DRIVE. ENOLA. PA 17025. 1. Name and address of Owner(s) or reputed OWner(s): NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) CLARK O. RAINEY 942 WOODRIDGE DRIVE ENOLA. PA 17025 BETH A. RAINEY 942 WOODRIDGE DRIVE ENOLA. PA 17025 2. Name and address of Defendant(s) in the jUdgment: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) SAME AS ABOVE 3. Name and address of every judgment creditor whose jUdgment is a record lien on the real property to be sold: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) none ~ 4. Name and address of the last recorded hOlder of every mortgage of record: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) none ..... ~ (") ..a 0 c:: v;J 'n ~ (,- .-. ""\')(1) fr1 .,' ,np', '~~~~ '/..".';\1 ,rS" U1 .... () >> t~t) .~ . '3 .J:3:j ;f.;C> .- ~~C) S::~~ (.o.'l i5rn .. ~ -,. ... ~ ::0. \0 -<. THE DIME SAVINGS BANK : CUMBERLAND COUNTY OJ' NEW YORK, FSB COURT OF COMMON PLEAS VB. . CIVIL DIVISION . CLARK O. RAINEY : BETH A. RAINEY : NO. 98-1411 CIVIL t. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY June 11, 1999 TO: CLARK O. RAINEY BETH A. RAINEY 942 WOODRIDGE DRIVE ENOLA, PA 17025 THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. Your house (real estate) at 942 WOODRIDGE DRIVE. ENOLA. PA 17025, is scheduled to be sold at the Sheriff's Sale on SEPTEMBER 1. 1999 at 10:00 a.m. in the Cumberland county Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of 8103.007.49 obtained by THE DIME SAVINGS BANK OF NEW YORK. FSB (the mortgagee) against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (2151 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. -' You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TARE PLACE. 1. be sold calling If the Sheriff's Sale to the highest bidder. 12151 563-7000. is not stopped, your property will You may find out the price bid by 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (215) 563-7000. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff on This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY COURT ADMINISTRATOR 4th floor Cumberland county Courthouse (717) 240-6200 (") ..0 ~ ~ ~ ,- .::! _o- r:=: :t'::!l "CJlrJ 01 (!~ :.": ,-11._ 'l'Ji"T1 ~.... - -"J'i' :;<.:t;~ U1 ~:-. 9'.i'. r;CJ -0 ill "J1 :.:: ~- ;l,:O .- ;-;l."") "';:~Cl '-a urn :P~~ -I "1.~ ~ ~ '0 '0 ~ -- , \ (') \D 0 c: .0 -11 ;:: '- ',J '"'tH~~1 c: 0"'" ~ ,=ii::!] Z:J..' :g~ -...~ (Jl tn, ~: ~...- go ~C:i -0 ..,.-(. ~(j :!.: ~j~ ,..0 t--=Cl ~~ ~4m ).aC': 9. ;,:: ~ -;> ~ U) :Q n \0 q, C \0 ~ '- :.,1 "'tlCP S; :~~~ n1r" - -~'I - :!):C'" U1 "1") oj ..~ .~.) 28 '.=.~, -0 .T.-o \-:; ..... .,- C}. - _;;.c..., ..-;C J .-rn t~() '-P. 9, .):'.C .,~ Z r:- ~ ~ ,0 . . , THE DIME SAVINGS BANK OF NEW YORK, FSB : CUMBERLAND COUNTY : COURT OF COMMON PLEAS : CIVIL DIVISION VB. CLARK O. RAINEY BETH A. RAINEY : NO. 98-1411 CIVIL AFFIDAVIT PURSUANT TO RULE 3129 {Affidavit No. 11 THE DIME SAVINGS BANK OF NEW YORK. FSB, Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 942 WOOORIDGE DRIVE. ENOLA. PA 17025. 1, Name and address of Owner(s) or reputed Owner(s): HAm; LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) CLARK O. RAINEY 942 WOODRIDGE DRIVE ENOLA. PA 17025 BETH A. RAINEY 942 WOODRIDGE DRIVE ENOLA. PA 17025 2. Name and address of Defendant(s) in the jUdgment: HAm; LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) SAME AS ABOVE 3, Name and address of every jUdgment creditor whose jUdgment is a record lien on the real property to be sold: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) none 4. Name and address of the last recorded holder of every mortgage of record: NAME LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) none . . THE DIKE SAVINGS BANK : CUMBERLAND COUNTY 01' NEW YORR, FSB . COURT OF COMMON PLEAS . VB. . CIVIL DIVISION . CLAaR O. RAINEY : BETH A. RAINEY . NO. 98-1411 CIVIL . " NOTICE OF SHERIFF'S SALE OF REAL PROPERTY June 11, 1999 TO: CLARK O. RAINEY BETH A. RAINEY 942 WOODRIDGE DRIVE ENOLA, PA 17025 THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. Your house (real estate) at 942 WOODRIDGE DRIVE. ENOLA. PA 17025, is scheduled to be sold at the Sheriff's Sale on SEPTEMBER 1. 1999 at 10:00 a,m. in the Cumberland county Courthouse, South Hanover street, Carlisle, PA 17013, to enforce the court judgment of $103.007.49 obtained by THE DIME SAVINGS BANK OF NEW YORK. FSB (the mortgagee) against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: ~151 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered, You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. '". , , You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) i~U ~Y STILL BE ABLE TO SAVE YOUR PROPE~TY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAK PLME... 1, be sold calling If the Sheriff's Sale to the highest bidder, (2151 563-7000. is not stopped, your property will You may find out the price bid by " 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property, 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, 'you may call (215) 563-7000. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you, 6. You may be entitled to a share of the money which was paid for your house, A schedule of distribution of the money bid for your house will be filed by the Sheriff on This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY COURT ADMINISTRATOR 4th floor Cumberland County Courthouse (717) 240-6200