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HomeMy WebLinkAbout98-01454 II. DIVORCE The Husband and Wife agree that their marriage is irretrievably broken and agree, without counseling, to end their marriage under ~201 Ic) of the Pennsylvania Divorce Code and to execute the appropriate documents necessary to accomplish such a divorce. Both the Husband and Wife understand that any claim they might have, one against the other, for alimony, support, support and alimony obligations now existent, and distribution of marital property, equity, and obligations will be lost at the time a divorce decree is entered by the Court, other than provisions contained in this Agreement. III. EOUITABLE DISTRIBUTION OF MARITAL PROPERTY Both Husband and Wife agree, understand, and warrant to the following disposition of marital property and division of marital obligations to that property constitute the sole agreement of the parties: IL REAL PROPERTY The Wife agrees to relinquish all right, title, and interest in the marital house at 807 Wertzville Road, Enola, PA 17025 to the Husband. The Wife shall execute a deed reflecting that fact within a reasonable time after signature of this Agreement. Preparation and recording of the deed shall be at the expense of Husband. The Husband agrees to be solely responsible for taxes, utilities, mortgage, loans, and other. expenses connected with ownership of the marital house following the signature of this Agreement. In consideration for relinquishing all right, title, and interest in the marital house at 807 Wertzville Road, Enola, PA 17025, the Husband agrees to pay the Wife one half of the equity value of the marital home in the amount of $6,500.00 at the time of signature of this agreement. In the event, the Husband defaults on the taxes, loans, mortgage, utilities, and other expenses connected with the marital house, he shall hold the Wife harmless for any judgement, legal cost, litigations cost, and attorney's fee arising from his default. B. PERSONAL PROPERTY 1. Motor Vehicles -- The Husband releases all right, title, and interest in the Wife's 1985 Honda Civic titled in both names. Similarly, Wife releases all right, title, and interest in the Husband's 1994 Chevy S-10, with is titled in his name and to which she is a co-signer on the purchase loan. Husband acknowledges that he will transfer the title to Wife's automobile within fourteen days of signature of this agreement. In the event, the Husband defaults on purchase loan to his Chevy S-10, he shall hold the Wife harmless for any judgement, legal cost, litigation cost, and attorney's fee arising from his defaul t. 3 2, Pension plan -- Husband acknowledges tha t he has a pension plan (MESIP) valued at $64,295.14, and a 401(k) valued at $10,788.40 at the time of separation. Wife agrees to release all right, title, and interest in the just mentioned pension in exchange for the entry of a Qualified Domestic Relation or similar Order, for one half of any pension at the time of separation, payable upon his retirement, death, or upon the terms of the pensions plan, 3. Household furnishings -- Husband and Wife have amicably agreed to divide their household furnishings. 4. Husband agrees to maintain Wife as long as permitted on his health insurance plan. C. OBLIGATIONS 1. PERSONAL LOAN -- Husband agrees to be solely responsible for the automobile purchase loan. In the event, the Husband defaults on this loan, he shall hold Wife harmless for any judgement, legal cost, litigation cost, and attorney's fee arising from his default. 2. 1997 INCOME TAX -- The Husband and Wife agree to execute now or in the future any documents necessary to file 1997 State, Local, Federal income or personal property taxes and to share equally in any refund from any taxing authority, should both Husband and Wife decide to file jointly, Wife agrees to allow 4 Husband to take the mortgage deduction for the marital residence if Husband and Wife file separately. 3. CREDIT CARDS -- Husband and Wife acknowledge that they have significant joint credit card debt with balances of each card attached on the list as Exhibit A. The Husband agrees to assume solely all responsibility for the balances listed therein as of separation, together with any subsequent interest, costs of litigation, judgement, and attorney's fees. Husband will hold Wife harmless from any default by him on the credit cards listed at Exhibit A, together with any interest, costs of litigation, judgement, and attorney's fees. In the event, the Husband decides upon bankruptcy as a means to liquidate (Chapter 7) or reschedule (Chapter 13), the Wife may agree to join him thereon, at the Wife's option. Should she elect not to join Husband in bankruptcy, the debts are deemed non- dischargeable Property Distribution intended for the support of Wife to meet her financial obligations, support and to maintain her standard of living. Transfers hereunder are deemed support and not preferential payment under Section 547 of the Bankruptcy Code. 4. OBLIGATIONS NOT SPECIFICALLY NAMED Any other debts not listed specifically shall be made the responsibility of the named party on the debt, or in the case of both names, payable in equal portions by the Husband and Wife. 5 IV. ALIMONY. ALIMONY PENDENTE LITE, AND SUPPORT Both the Husband and Wife agree, understand and warrant to waive whatever claims they may have against each other for alimony, alimony pendente lite, and spousal support under the laws of Pennsylvania or any other state, now or in the future except as contained hereafter. The Wife shall receive the sum of $400 monthly as unallocated spousal support/alimony for a period of three years due on the fifteenth of each month, with the first payment due on the month following the signature other this agreement by both parties. V. COUNSEL FEES Husband and Wife agree to pay their own counsel fees, Husband shall pay the counsel fees and cost for filing and entering the divorce complaint. VI. HOLD HARMLESS This agreement shall survive any action for divorce and no order, judgment or decree of divorce shall affect or modify the financial terms of this agreement. Either party may enforce the terms of this agreement as provided under ~ 3105 of the Divorce Code, as amended, and each party hereby acknowledges that there is no provision of this agreement which limits the enforcement powers of each party under ~3105. 6 Each party further agrees to pay and save and hold harmless the other party from any and all reasonable attorney's fees, costs, and legal expenses incurred in consequence of, any default or breach by the other of: any of the terms of provisions of this agreement; provided that the party who seeks to recover such attorney's fees, costs, and expenses, must first be successful in whole or in part, before there would be any liability for attorney's fees, costs and expenses. It is the spen of any and all costs and expenses and counsel fees incurred by the other party in enforcing his or her rights under this agreement, VI. SEPARABILITY AND INCORPORATION The Husband and Wife understand, warrant, and agree to incorporate this agreement into the Divorce Decree among the parties. The Husband and ~life further understand, warrant, and agree that the provisions of this agreement be incorporated into the final divorce decree, VII. LEGAL REPRESENTATION Both the Husband and Wife acknowledge by their signature that they have had the opportunity to review this agreement with legal counsel prior to signature of this agreement and by their signature indicate their satisfaction with the terms of this agreement. VIII. MUTUAL RELEASE Husband and Wife do hereby mutually remise, release, quitclaim or forever discharge the other and the estate of each other, for 7 all time to come, and for all purposes Whatsoever, from any and all rights, title, and interest, or claims in or against the estate of such other, of whatever nature and wherever situate, which he or she now has or at any time hereafter may have against each other, the estate of such other or any part thereof, whether arising out of any former acts, contracts, engagements or liabilities of each other or by way of dower or curtesy, of claims in the nature of dower, or curtesy, or widow's or widower's right, family exemption or similar allowance or under the intestate laws; or the right to take against the spOuse's will; or the right to treat a lifetime conveyance by the other as testamentary or all other rights of a surviving spouse to participate in a deceased spouse's estate, whether arising under the laws of Pennsylvania, any state, conunonwealth or territory of the United States, or any time hereafter have fore past, present or future support or maintenance, alimony, alimony pendente lite, counsel fees, costs or expenses, whether arising as a result of the marital relation or obligations of whatsoever nature arising or which may arise under this Agreement or for the breach of any provision hereof. It is the intention of Husband and Wife to give each other by execution of this Agreement a full, complete and general release with respect to any and all property of any kind or nature, real, personal or mixed, which the other now owns or may hereafter acquire, except, and only except, all rights and agreements and obligations 8 SUSAN L. BEERS, IN THE COURT OF COMMON PLEASE OF : CUMBERLAND COUNTY, PENNSYLVANIA PLAINTIFF v. NO. 98 - 1454 CIVIL TERM . . RODGER W. BEERS, IN DIVORCE DEFENDANT PRAECIPE TO TRANSMIT RECORD To the Prothonotary: Transmit the record, together with the following information, to the court for entry of a divorce decree: 1. Ground for divorce: irretrievable breakdown under ~ 3301(c) (1) of the Divorce Code. 2. Date and manner of service of the complaint: March 19, 1998, Certified U.S. Mail, Restricted Delivery, Affidavit of Service attached. 3. Date of execution of the affidavit of consent required by ~ 3301(c) of the Divorce Code: by plaintiff on July 30, 1998; by defendant on July 30, 1998. 4. Related claims pending: Economic claims have been settled by Agreement dated January 26, 1998. 5. Date plaintiff's Waiver of Notice in ~ 3301(c) Divorce was filed with the prothonotary: July 31, 1998. Date defendant's Waiver of Notice in ~ 3301(c) Divorce was filed with the prothonotary: July 31, 1998. t 4- ~6hael S. Travis Attorney for Plaintiff 6; a) r=: ~" C"': ..-:?: 0 .. :--'4 - 0-' w-. Uc' ::: U~ l:E~ c.. >: r:,~ ~' ~ If '5 t"'> ,;;::: o:.z u:LLJ -' UllU iE :=> fOo. -, .~ .2 IJ_ co :::;J, 0 a' U >- t-. ~ ~ -='" 1,- .. ~~ - :;)-<t: O~.;r' I;EQ - (J~ ".'- '1= a.. Q~ ~p Lt.l cl: C") ~.~ cCl.U ,_)z -, [,;;2 ::t: =:;, IIJ[Q f- -, !,!;}a... u. co a 0 0' '- 1""- E Ii: ;.;; C"'l .. ~- 0 - 8i ~j;~ .r", - fErt -'- Cl.. >. ~~l 9S:.! ~....~ o_ M :::1% n:W --2 -J Ii':!LiJ r- => f:Jo.. , -~ "- en :5 0 en u 50 r--. ~ 15 c": .. ...- 0 B::!: ~-~ .... (..)Z 1+'0 - ,- 0... <( ...."'" -;:>: :;h~ I-:-'~ ~~<:I) UJCL C'"l -% EEl.ll -' ffiz tl uJ -c => ma. f- "J ~ IJ. CO 0 en U U ,; >- 1'""' E a:; C": "" '--' .. .-- ~9 J:;!; p,:O ~ Oz ,- U.:;: ,.;E a.. . Cl:> g@ :?~ w"- CO') ._1;<: tC~!d ....J ::em r= :::J LUI , COo. lS co ~ ::l en Q 3 . The Alternate Payee shall be entitled to $32,147,57 of the partici.pant's account balance under the MESIP as of September 30, 1997, "Alternate Payee's QDRO Interest" which shall be distributed on a pro rata basis from all of the investment funds in which the Participant has an account balance under the MESIP. The Alternate Payee shall also be entitled to receive a pro rata share of all investment experience, including earnings, and/or losses attributable to the Alternate Payee's QDRO Interest that have been allocated to such interest as of the date of distribution under the terms of the MESIP. Upon entry of this Order, this Order shall be submitted to the committee in order that the Committee may recognize the Alternate Payee as an alternate payee with respect to the Alternate Payee's QDRO Interest. To the fullest extent permitted under ~ 206(d) (3) of ERISA and ~ 414(p) of the Code, the Alternate Payee is hereby awarded all rights, title and interest of the Participant in the Alternate Payee's QDRO Interest, both as a beneficiary (as defined in Section 3(8) of ERISA) and as an alternate payee, and the Alternate Payee shall be entitled to payment and distribution of the Alternate Payee's QDRO Interest in accordance with Section 4 below. 4. Subject to any mandatory distribution dates set forth in the MESIP, the Alternate Payee shall be entitled to elect the date for distribution of the Alternate Payee's Interest. Pursuant to the foregoing sentence, the Alternate Payee elects to receive the assigned QDRO Interests as of the Participant's Earliest Retirement Date as defined under Code Section 414(p) (4) (B). The Alternate Payee shall have the right to elect any method or form of distribution in which such benefits may be paid under the terms of the MESIP. 5. In the event of the Participant's death prior to the transfer of the shall assigned benefits to the Alternate payee, the Alternate Payee shall be entitled to receive death benefits as if the Alternate Payee were the Participant's Surviving spouse for the purposes of ~ 401(a) (11) and 417 of the Code; [PROVIDED HOWEVER, THAT SUCH DEATH BENEFITS SHALL NOT EXCEED THE AMOUNT THAT WOULD HAVE BEEN PAYABLE TO THE ALTERNATE PAYEE IF THE EMPLOYEE HAD NOT DIED. ] 6. The Participant is hereby ordered to execute all documents and to take all actions necessary to effectuate the foregoing terms of this Order. 7. The Alternate Payee shall be responsible for the payment of any income taxes due as a consequence of the payment of MESIP benefits to the Alternate Payee. 8. The period to which this Order applies begins on , 1998, the date of the divorce decree and shall continue until the Alternate Payee's QDRO Interest is completely distributed to the Alternate Payee in accordance with the applicable provisions of the MESIP. 9. Nothing in this Order requires, and the Order shall not be construed to require, the MESIP to provide: (a) any type or form of benefit or any option not otherwise provided or available to any participant under the MESIP; (b) increased benefits other than those authorized by the MESIP; or (c) payments of benefits to an alternate payee that are required to be paid to another alternate payee under a previously determined QDRO. 10. This Order shall take effect upon the Committee's notification to the Alternate Payee and the Participant that the Order constitutes a QDRO and shall be binding on the Committee according to the laws of the State of Pennsylvania, the Code and ERISA, This Court shall retain jurisdiction of this cause to clarify, modify, or amend the Order of any subsequent orders entered to effectuate the intention of this Order and to take such action as is necessary to accomplish the goa of creating a QDRO. IT IS SO ORDERED, this '}/J/ ~day of , 1998. By the Court: ,. ~, r.i () CONSENTED TO: art.fCipant W~~ j) a.&r0-- ~A1~d J3,~~) P a1 1ff and Alterna e Payee Susan Beers ~.\~~.~~S:~:~J~~ W1tness IT IS ORDERED, ADJUDGED AND DECREED as follows: 1, A portion of the aforementioned PCCB account is marital property subject to distribution by this Court, pursuant to the Agreement for Divorce Separation, Alimony, and Distribution of Property dated January 26, 199B. 2. The sum of $5,394.45 from the account, plus actual interest earned from this sum from October 15, 1997, to the date that the retirement benefit is in pay status, is awarded to the Alternate Payee, Susan Beers, Plaintiff, and is to be segregated to an account in her name. The Participant, Rodger Beers, Defendant, is awarded the remainder, plus interest earned on the remainder. 3. The term of said payments is for the life of the Alternate Payee, a number of years certain, or a lump sum payment, the term to be selected by the Alternate Payee from any payment option available to her from PCCB at the time the retirement benefit is in pay status. Payments are to commence at the retirement date chosen by the Alternate Payee but in no event earlier than the earliest retirement date provided under the Plan. 4. In the event a Plan provides the option to the Participant to elect to obtain benefits at the earliest retirement age, the benefits shall be payable to the Alternate Payee on or after the date on which the Participant attains (or would have attained) the earliest retirement age, as if the Participant had retired on that date even if the Participant has not actually retired or separated from service. 5. The plan to which this Order applies is the PCCB 401(k) or any successor plan. 6. The Alternate Payee, Plaintiff, shall have the same rights with regard to her portion of the account as are available to the Participant, Defendant, with regard to his remaining portion of the account. These rights include, but are not limited to, the right to designate a beneficiary of retirement benefits, the right to elect from then existing retirement dates and payment options, and the right to such increases in value in the account as might occur as a result of general upgrading of the plan, plan amendments, earned interest, profitability of plan investments, etc., but not from increase in value which result from future increases in the Participant's compensation or his future contributions to the plan. In no event shall the Alternate Payee have greater rights than those which are available to the Participant. The Alternate Payee is not entitled to any benefit not otherwise provided under the plan. 7, In the event that actuarial computation is necessary to determine "actuarial equivalents" and/or the difference between benefits actually accrued, non-subsidized benefits, or employer subsidized benefits, for the purpose of the earliest retirement age option by the Alternate Payee, or otherwise, the Plan Administrator shall obtain the services of any actuary who is enrolled under subtitle C of title III of the Employment Retirement Security Act of 1974. it':' 'r 1(. 1,\ I' /(. f ) I 8. Any reasonable costs incurred by the Plan Administrator to effectuate the terms and provisions of this Qualified Domestic Relations Order shall be assessed against the parties such that the Alternate Payee pays 50% of the costs and the Participant pays the balance of the costs. 9. The Alternate Payee shall have the right to rollover the benefits distributed to her pursuant to the terms and provisions of this Order to an eligible retirement plan such as an Individual Retirement Account or an Individual Retirement Annuity. This transfer will be considered a taxfree rollover of the benefits distributed provided that the balance to the credit of the Alternate Payee is distributed or paid within one year of receipt. 10. The Parties shall promptly notify the PceB Plan Administrator of any change in their addresses from those set forth above in this Order. 11. The parties shall promptly submit this Order to the PCCB Plan Administrator for determination of its status as a Qualified Domestic Relations Order. IT IS INTENDED that this Order shall qualify as a Qualified Domestic Relations Order under the Retirement Equity Act of 1984 and any successor acts or amendments. The Court retains jurisdiction to amend this Order as might be necessary to establish or maintain its status as a Qualified Domestic Relations Order under the Retirement Equity Act of 1984 '.~ d Q: c1.., o TO: ;/~ -!J ~l?Z Witness ' De e crant Participant R er W. I 2.//YJI/Jf 'PI. ~ /1 d /J f} ) PY~irfHf an';{)Alt~ate Payee Susan L. Beers ,~\~~~~ WJ.tness II !.i