The URL can be used to link to this page

Home My WebLink About98-01755 ~:I \;j cf' . ~ ..::Jf c8)l Ci o ~ f ~ J, \.t)1 . 1/,\1 '~ II r,! ---.,." Mellon Blink NA In the Court of COl11mOnPlells of -vs. Cumberlund County, Penllsylvunla Darrell 0, I'lIrker IInd DavalinPnrker No, 98-1755 Civil Term Michnel E, BUl'I'iek, Deputy Shedff, who being duly swol'llllecording to law, says on January 12, 1999 ut 11 :25 o'eh'lck AM, EST, he posted II true copy of Relll Estate Writ Notice Poster and Description, In thc lIbove entitled uction on the property of Durrell 0, Parker und Davalin Parker loellted lit 245 Pine Grove Roud, Gurdners, Cumberland County, Pennsylvania, uccording to 11IW, Kcnneth E, Gossert, Deputy Sheriff, who bcing duly sworn uccording to law, says on Janunry 13, 1999 at II :00 o'clock AM, EST, he served u truc copy of Rcul estate Writ Notice Postel' and Dcscription, in the above entitled action upon onc of the wlhtin named defendants to wit: Dal'l'eIl 0, Parker by making known unto DlIrreIlPurker lit 537 North Hanover Street, ClIrlisle, Cumberland County, Pennsylvllnill, its contents lInd at the slime time handing to him personally the said truc lInd aucsted copies of the same Kenneth E, Gossert, Deputy Sheriff', who being duly swol'l1l1ccording to 11IW, says on January 13, 1999 at II :00 o'clock AM, EST, he served lItruc copy of Relll Estate Writ Notice Postel' and Description in the above cntitled action upon one of the within named defendants to wit: Davalin Parker, by handing to Darrell Purker, husband at 537 North Hanover Street, Carlisle, Cumberland County, Pennsylvania, its contents und at the same time handing to him personally the said true and lIUestcd copies of the same, R, Thomas Kline, Sheriff, who being duly SWOI'l1 according to law, says he served the above Real Estnte \Vrit Notice Poster lInd Description in the following manner: The ShlJriffmailed a notice of the pendency of the action by regular mail to one of the within named defendants to wit: Darrell D, Parkcr to his last known address 537 North Hanover Street, Carlisle, Pennsylvania, This letter was mailed under the date of January 14, 1999 and never returned to the Sheritfs Office, R, Thomas Kline, Sheriff, who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice ofthe pendency of the action to one of the within named defendants to wit: Davalin Parker by regular mail to her last known address 537 North Hanover Street, Carlisle, Pennsylvania, This letter was mailed under the date of January 14,1999 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, says after due and legal notice had been given according to law, exposed the within described premises at public venue or oUtclY at the Court I-lonse, Carlisle, Cumberland County, Pennsylvania, on ~al'c9J.' I~J9 at 10:00 o'clock AM. EST, and sold the same to Attorney Leon Haller foJ"lK-ie!\on'Bank, N,A as successor Trustee for the Pennsylvllnial-Iousing Finance Agency, 2101 North Front Street, Harrisburg, PA, It being the highest bid and best price received for the same Mellon Bank NA as successor Trustee for the Pennsylvania Housing Finnnce Agency, being the buyer in this Execution pllid to R. Thomas Kline, the sum of $ 668,22 it being costs, Sheriffs Costs: Docketing Poundage Posting Bills Advertising 30,00 13,11 15,00 15,00 WRIT OF EXECUTION and/or AlTACHMENT COMMONWEAlTH OF PENNSYLVANIA) N09!--=-~~_ CIVIL 19 --- COUNTY OF CUMBERLAND) CIVIL ACTION. LAW TO THE SHERIFF OF ~~~~~!l[,~~_D _____.COUNTY To oatlsl the debt, Int~reot and cooto due M.... 110n Bank, N. A., SUCC"F1ROr 'l'rllFl tee for: y ____________.___. .______u____ _________.__.____________________________ t ~_e I'e n ~~.~y 1 v a n__~~__~~~__~i_~~___l~, n a_~c e_~__lI~__~.?:Ll}'___ ___,____________________________ PLAINTIFF(S) from ~a r__~,:~_~--'~:..!a.r~--" r ~___~I.~!.a...~a rr~~-_l__.?~~rl~:l__I.~~~~ ~~_~.n~__~)~~ a l~__~ I' a rk~~ 258 pin.. Grrive Road-; CarHa1.. PA 17013. --- ____.._u_____.____...__...__ .. ..' ..._.___~__~.__,..~"..~.___... ',-' ____..._n. 0." ....-----..,.-~--~-..-_.....-. -----.--- . ___._____________._ ________m______._______________________________ _._____________. ______._________________.____.________..DEFENDANT(S) (1) You are directed to levy upon the property 01 the defendant(s) and to seU Re_~~__.. s t ~~~__~_?_~~"d______ at 245 pine Grove Road, Gardners I'A 17324. (See attached legal "..--..----..--".------. ------_.._..__._._.,..-.-~.._---_...,._--~-_...~..~----~_._.- descrip~__ionL___________________ __ --,----,.~~----~----~_..---~--~.~-----_._..._-'-_._----_.._._-~ ----~_..__..__...-.~_.._.__.~.~.._.-._----_..._._--~-----~--~-----~ (2) You are also directed to allach the property 01 the defendant(s) not levied upon In the possession of ------ .._----------~.__._-----,.__.-_.-.~._-----,......-.._~-_..._-_._._._---~-_.-._--- .-._."._---_._--,---_..__..-._----_...._---_._"'~--_..-.~----_._---~--_._--_._......_.... ~. u._._._.. ______..___. --------------- ____________ GARNISHEE(S) as lollows ." ,....__ ___u__ ____.. . __.__,___....__~_..__ . ---- --.--..---.--------.---...,~--....-------.-.-.. ----..---.----...----...-- .------- and 10 notify the garnlshee(s) thai: (a) an allachmenl has been Issued; (b) the garnlshee(s) Is/are enjoined from paying any debt to orfor the account of the defendant(s) and from delivering any property 01 the defendanl(s) or otherwise disposing Ihereof: (3) II property of the delendant(s) not levied upon an subject 10 at1achmenl is found inthe possession of anyone other thana named garnishee, you are dlrecled to notlly hlrrvherthal he/she has been added as a garnishee and Is enjoined as above slated. Amount Due $61,176.5.2. Intereot ~~~W~rt8d,{?7lJlJ- $4,464.48 $.50 L.L. Any's Comm _____.__ Ally Paid $171. 50 I'lalnlijl Paid % Due Prothy _______ Other Costs _________ Escrow deficit $1,500.00 $1.00 by: Late charges at $14.71 (1/31/98 to 3/3/99) CORnS R. LONG 7};"'"'~ . ~... '.~---O;PUIY TRUE COpy FP,r,,~,^ r.r:C.ORO In Testimony whareof. I h r" u,1tn set my hane! and the seal of said Court <It Carlisle, Pa, This,/(, day of~,' 191.[ ~~~,.,[-.W~.,,~ '''''''''''''''7' c. Prothonotary i'~!il~1Hi,ti.ij,/.i ..."'~""'\' ')~";'4;1T~~-~~ ,.i"7~jk-' $20!l.94 Date: December 11, 1998 REQUESTING PARTY: Name _.!:':'.?~!.0alle.::~--~squi.re Address: 1719 N. Front St. Harrisburg PA 17102 AlIorneylor: Plaintiff Te\ephofle: _ (71 7 )Z 3 4 4 17 8 !;lum.'Il". ~._.,:",-".;:/ 'N.o.,~'/A;;!;.....lS700 T .:~~~r~~w ' . _ _' I'll-i)!'.' ~';i ,- t" .,' Ih.'o t, i~tli,",_~:lf , _; .J:' , WAIT OF EXECUTION anti/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) TO THE SHERIFF OF CUMlmRl.AND COUNTY: To satisfy tho dobt, Intoresland costs due Me lIon. [Ill n k , thu ptlnnoylvania IIDuolng FInanc," l\ul:ilority -----....------......--..------ . ....,--- .".----- trom__[)~.:t:'ell D. Parker, a/k/a Parr""l Donnell 258 PIne Grove Road, Carllsltl PA 17013. N090- 17',5 .. CIVIL 19 CIVIL ACTION" LAW N.A., SUCCtlSSOr Trustee for _ PLAINTlFF(S) parktJrand-(Jii;'aiIn S. ParktJr, ___ _______________" ... ..____~_____________ DEFENDANT(S) (1) You are directed 10 levy upen the property 01 Ihe delendant(s) and to sell_R_':'~!.:...':'__~~_~_t_:~_:oc~_~_~_~__ at 245 Pine Grove Road, Gardners 1'1\ 17324. (See attached legal ._.__..~--_..._--_._._....,~..._------ , ----.--. ..-----....' ..----........ _...._.._---_.__.-------_._.---~_.~~_._.._-~_. "--'_.'-"'~'~--' descript ion) ~~-'~- . -----.-."-.--.. . .-...__.._.._..._---_._------_..".._-_._..,._~------~--...-_.__._--.-_.~-~-_.~-_.~~---~-~--~ ..-----..--- "._--_.,.--~---_..-.._-_. ___.___.____'" w..____..____. . (2) You are also directed to attaoh the properly ollhe defendant(s) not levied upon In the possession of ---..--~ - ------------- -- ---.------..--. -~ .--~._~---_.-~- ._._.____._.__._._..._.______~..".____u -~_.--_.....--,--._--_....._-_._..._-_...--_.,_.-..-- ----_..._--_..-._.._-_..-..._._--_.---_.,._...-._~.._--..__..-.----.-----....-------------------. ~..,,---~------_......._-_.__.._----_....-...--_.. ._-.---_.. -------.....---.......-. ._.-_._----.--_._---_._-~-------~_...---_._---- _~___~____.__"_.._____....___..__._._.___. ,._u" __~___.._____~_~____________________________ GARNISHEE(S) as follows: -_._~--_.._._------_._----_..-.._-_."'.._-----_.._-----_._..._._---,_...__.------------~---_._--- and to notify the garnlshee(s) that: (a) an attachment has been Issued: (b) the garnlshee(s) Is/are enjoined Irom paying any debt to or for tho account 01 the delendant(s) and from delivering any property 01 the delendant(s) or olherwlse disposing thereol: (3) If property of the defendanl(s) not levied upon an subject to attachment Is lound In the possession of anyone olher Ihana named garnishee, you are directed to nOlily him/herthal he/she has been added as a garnishee and Is enjoined as above stated. Amount Due $ 61 , 1 7 6 . S 2- f -Mln7gg-EOT(37gg"---------~-.... .... Interest~LhQ--'-l~.I._di_'Ol!'_________..J~,46'!.~'!.8_ Ally's Comm ___On ~_______.. % Atty Paid __ $1 7 ~~~_ Plaintiff Paid $.50 L,L. _._____._.~~__________._~____________ Due Prothy ________~_~!__'_~~_ Other Costs $1,500.00 ------_._~-_.. Escrow defidt --~--~-_.. -..-.------- $205.94 Late charges at $14.71 ~_.~-----_. (1/31/98 to 3/3/99) CURTIS R. I~ONG --------.---A'...,'M'O"~;-. --- ~- ~~~-- () Depuly -~-~--~--- Dale: December 11, 1998 ~-_._--_._--~-_..---'--~-~_.-- REQUESTING PARTY: Name LtlO~_.!'.~all,"r ,__~squire __, Address: ___!71..?y:.--~ro-nt_S_~--------- Harrisburg PA 17102 _.._.-,-..--~_..._-_.-~_.-~_._------ Attorney for: ________~_"~ nt i f.!.________ Telephone:__.l2.!JJ~2.?i..--4} 7 8__________~__ Supreme CourllD No, _______!:57~_()__________,___._" A SCHEDULE OF DISTRIBUTION, being a lUlL of the persons and/or governmental or corporate entitien or agencien being entitled to receive part of the proceeds of the sale rec;eived "nd to be di>Jbursed by the Sheri.ff. (for example, to banks that hold mortgages and munioipalities that are owed taxes) will be fUed by t.he Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be mude unless someone objects by filing exceptions to it within ten (10) dayn of the date it is filed. Information about the Schedule of Distribution llIay be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPIDLIS A NO'rICE QF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY, IT HAS BEEN I~_~~ED BECAUSE~IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOU~ PROPERTY TO BE HELDL-TO BE SOLD OR TAKEN TO PAY THE JUDGMEN'I', You may have legal rights too prevent your property from being taken away, A lawyer can advise you more spec i f iea Ill' of these rightl:l. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICEl Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 ~ Phone (717) 249-3166 THE LEGAL RIGHTS YOU MAY HAVE AREl 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person Ot' company that has entered judgment against you, You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you, 2, After the Sheriff's Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. " MEl,LON BANK, N. A, SUCCESSOR TRUSTEE FOR THE PENNSYINANIA HOUSING FINANCE AGENCY IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff NO, 98-1755 CIVIL TERM vs, DARRELL D. PARKER A/K/A DARRELL DONNELL PARKER AND DAVALIN S. PARKER Defendants CIVIL, ACTION - IJAW _ IN MORTGAGE FORECLOSURE .PRAECIPE TO THE PROTHONOTARY OF THE WITHIN COUNTY I Please enter JUDGMENT "in rem" in favor of the Plaintiff and against Defendants Darrell D, Parker a/k/a Darrell Donnell Parker and Davalin S. Parker for failure to plead to the above action within twenty (20) days from date of service of the Complaint, and assess Plaintiff's damages as follows: Unpaid principal balance Interest (Per diem of $10.48 from 7/1/97 to 1/31/98) Accumulated late charges and Late chargee ($14.71 per month to 1/31/98) Escrow Credit 5% Attorney's Commission $53,333.68 $ 2,242.72 TOTAL $ 73 , 55 $ 290,11 ;: 2.8].6 .j,Q $61,176.52/rW ** Together with additional interest at the per diem rate indicated above from January 31, 1998, based on the contract rate, and other charges and costs to the date of Sheriff's Sale, /" PURCELL, KRUG &;HAt;:L6' --_..._-<-------.__......-~------- /~'<-";::;;';~-. ./-..,~ By // ~_~/ Leon p, ~aller PA 1.0. #15700 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the Elale received and to be disbursed by the Sheriff (foX' example, to banks that hold mOX'tgages and municipalities that aX'e owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A ~OTICE OF THE TIME AND PLACE OF THE SALE O~ YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE I.S A JUDGMEN'l' AGAINST YOU" IT MAY CAUSE YOUR PROPERTY TO BE HELD,_ TO ~E SOLD OR TAKEN TO ~ THE JUDGMENT. You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHFRE YOU CAN GET FREE LEGAL ADVICE, Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 Phone (717) 249-3166 THE LEGAL RIGHTS YOU MAY HAVE ARE, 1. You may file a p~tition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure Used against you. 2. After the Sheriff's Sale you may file a petition with the Court of Common Pleas of the wi thin County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. JOliN W, l'IIIl('!!LL 1I0WAIlIlII, KIIIIO UiON 1', IIAI"-'!Il JOliN W, l'IIIl(,ELL lit IIIUAN J !,\'LEIl JIlL M I'IINEKA LAW OFFICI,S PURCELL, KRUG AND HALLER 1719 NORTIII'lIONT STREET HARRISBURCl. I'ENNSYI.V ANIA 17102.D92 TELlil'1I0NE (717) 234-417R l'OlmCI.OSlJIUi IJIWI'. I'AX (717) 234.1206 JOSErU NISSLEY (1910.1982) ANTHONY DISANTO OF COUNS!L tteRSH~V 1099 GOVliRNOR ROAD (711)&J3.3838 NOTIC!!; TOI Darrall D, Parker a/k/~ Darrell Donnell Parker 258 Pina Grove Road Carliale. PA 17013 Davalin S, Parker 258 pine Grove Road Carliele, PA 17013 John Weeley Weigel. III. Esquire 7 Irvine Row Carliele. PA 17013 Green Tree Consumer Discount Company 3401 Hartzdale Ilrive. Ste, 132 Camp Hill. PA 17011 DOMESTIC RELATIONS OFFICE 13 North Hanover Street Ce.lie.. PA 17013 NOTICE IS HEREBY GIVEN to the Defendants in the within action and those parties who hold one or more mortgages. judgments or tax l~ens against the real estate which is the subject of the Notice of Sale pursuant to Pennsylvania Rule of Civil Procedure 3129,1 attached hereto. YOU ARE HEREBY NOTIFIED that bv virtue of a Writ of Execution issued out of the Court of Common pleas of the within county on the judgment of the plaintiff named herein the said real estate will be exposed to public sale as set forth on the attached Notice of Sale. YOU ARE FURTHER NOTIFIED that the lien you hold a9}\':!:nst the said real estate will be divested by the sale and that yOu have an opportunity to protect your interest I if any ,byASeing notified of id Sh ' f f I S 1 -- /, sa erl' s a e. ,-._-~-,~~----"---',~ //.;>.,;>~ By , ~,/ l ;:/ Leon P. H&1ler/ PA I.D.15700 Attorney for Plaintiff A SCHEDULE OF DISTRIBUTION, being a 1 ist of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Shedff (foX' eXlI.I1\ple, to banks t.hll.t hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) daYEl after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed, Information about the schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS ~APER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF XOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE lS~~UDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO FAY THE JUDGME!lT. You may have legal rights to prevent your pruperty from being taken away. A lawyer can advise you more specifically of these rights. If you wish to ex.ercise your rights, YOU MUST AC'l' PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OI'FICE SE'r FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICEI . Cumberland County Bar Association 2 Liberty Avenue Carlisle, Pennsylvania 17013 Phone (71 7) 249 - 3166 THE LEGAL RIGHTS YOU MAY HAVE AREI 1. You may file a petition \Iith the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2, After the Sheriff's Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED, 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court: of Common Pleas of the within Coullt]'. 'rhe petitJ.on must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return dat.e is desired, such date must be obtained from the Court Administrator's Office _ Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. A copy of the Writ of Execution is attached hereto. PURCELL, KRUG I< HAJ.,LER Attorneys for Plaintiff 1719 North Front Street HarriSburg, PA 17102 (717) 234-4178 * ',.. I,/U r;~ 11': (~ ',t". I , ~i , ,(' ( , , " " , ( i.'. ~: , "r' , , , .<.. '.~j I,. , , ,I., \ I ~". 1:(-1 ( ~l' ' ('} ( !\ C'.) "':!;'.) '-,' [;-\(1.1 i!" D,l lLI ! ,1'\ C,4 'e L .,. t-'- L~ .: ~ II. (T' 0 t.) 0' Plaintiff I IN THE COURT OF COMMOW PLEAS I CUMBERLAND COUNTY, PENNSYLVANIA I I I NO. 98-1755 CIVIL TERM I I CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE MELLON BANK N.A. SUCCESSOR TRUSTEE FOR THE ~ENNSYLVANIA HOUSING FINANCE AGENCY vs. DARRELL D. PARKER a/k/a DARRELL DONNELL PARKER and DAVALIN S. PARKER Defendants NOTICE YOU HAVE BEEN SUED IN COV~T. If you wish to defend ~gainst the claims set forth in the following pages, you must take action within twenty. (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth,against YOII. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money chaimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other right 0 important to you. YOU SHOULD T~THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NO.T. HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND ,OUT WHERE YOU CAN GET LEGAL HELP. LEGAL SERVICES, INC. 8 IRVINE ROW CARLISLE, PA 17013 Telephone (717)243-9400 NOTICIA Le han demandado a usted en la corte.Si usted qULere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la techa de la demanda y la notificacion. Usted debe presentar una apariencia escrita 0 en persona 0 pOI' abogado y archival' en Is corte en forma escrita sus defensas 0 sus objeciones alas dOlnandas en contra de su persona. See avisado que si usted no se deii~nde, 1& corte tomara medidas y puede entrar una orden contra uoted sin previa uviso 0 notifiaacion y pOl' cualquier queja 0 alhio que es pedj.do (;n Ia petie ion de demanda. Usted puede perdel' dinero 0 sus propiedades 0 otros dereahos import.antes para ustd<f:UE COpy FFlOM RECORD In Tr.8liroony w\-I(,roof, I horn unto set my hand and Illa &1:~\1 of siliu Cour <II Carlisle, ~;) Thl + day 01 ,..19~ _j) . - protHb~~~A"Y r; ~ MELLON DANK N.A. SUCCESSOR TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY I IN 'l'HE COUR'!' OF COMMON PLEAS I CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff NO. 98-1755 CIVIL TERM : CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE vs. DARRELL D. PARKER a/k/a DARRELL DONNELL PARKER and DAVALIN S. PARKER Defendants A MEN E D E D COMPLl\.INT 1. Plaintiff, MELLON BANK N.A. SUCCESSOR TRUSTEE FOR THE PENNSYLVANIA HOUSING FINAllCE AGENCY, is a corporation with an address of 2101 Nort.h Front Street, Harrisburg, Pennsylvania 17105. 2. Defendant, DARRELL D. PARKER a/k/a DARRELL DONNELL PARKER, is an adult individual whose last known address is 1834 . , SPRING ROAD, APARTMENT A, CARLISLE, PENNSYLVANIA 17013. Defendant, DAVALIN S. PARKER, is an adult individual whose last known address is 1834 SPRING ROAD, APARTMENT A, CARLISLE, PENNSYLVANIA 17013. 3. On or about May 31, 1996, the said Dofendant. executed and delivered a Mortgage Note in the sum of $57,000.00 payable to MAIN LINE BANK, which Note is attached hereto and marked Exhibit "Aft. 4. Contemporaneously with and at the time of the E1xecution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendant made, exeouted and delivered to original Mortgagee, a oertain real estate Mortgage whioh is reoorded in the Reoorder of Deeds Office of the within County and Commonwealth in Mortgage Book 1323, Page 537 conveying to original Mortgagee the subject premises. The mortgage was subsequently assigned to MELLON BANK N.A. SUCCESSOR TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCB AGENCY pursuant to the terms of said Trust and reoorded as aforesaid in Book 539, Page 860 on January 30, 1997. A Mortgage Modifioation Agreement was executed on February II, 1997 as reoorded in Mortgage Book 543, Page 662. Said Mortgage, Modification Agreement and Asslgnment are incorporated herein by reference. 5. The land subject to the Mortgage iSI 245 PINE GROVE ROAD, GARDNERS, PENNSYLVANIA 17324 and is more partiaularly desoribed in Exhibit "B" attached hereto. 6. By deed dated May 31, 1996, and reoorded June 3, 1996, in Cumberland County Deed Book 140, Page 323, the said Darrell D. Parker oonveyed the within premises SUBJECT '1'0 THE MORTGAGE to Darrell D. Parker and Davalin S. Parker. Davalin S. Parker is a , terre tenant. Defendants, Darrell D. Parker and Davalin S. Parker, are the real owners of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that Mortgagor has failed to pay the installment due on August 1, 1997 and all subsequent installments thereon, and the following amounts are due on the Mortgage I (a) Unpaid prinoipal balanoe $ 56,333.68 (b) Interest at $10.48 per day from 7/ 1/97 to 1/31/98 (based on contraot rate of 6.700%) 2,242.72 (0) Acoumulated Late Charges and Late oharges at $14.71 per month for 6 months 73.55 (d) Esorow Credit 290.11 (e) 5% Attorney's Commission 2,816.68 $ 61,176.52 ~Together with interellt at the per diem rate noted 1n (bl above after January 31, 1998 and other oharges and oosts to date of Sheriff's Sale. The attorney's fees set forth above are in conformi.ty with the Mortgage documents and Pennsylvania law, and will be oollected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgment haa been entered upon said Mortgage in any jurisdicti.on. 9. Notice of intention to foreclosure and accelerate the loan balance pursuant to Pennsylvania Act No.6, of 1974 is not required i that the original principal balance exceeds $50,000.00. 10. Notice of Intention to Foreclose has been sent to Defendant by Certified Mail, ae required by Act 6 of 1974 of the Commonwealth of Pennsylvania, on the date set forth in the true and correct copy of such notice attached hereto as Exhibit "C". 11. The within mortgage is insured by the Federal Housing Administration under Title II of the National Housing Act and, as sUdh, is not subject to the provisions of Pennsylvania Act No. 91 of 1983. , . '.'!' ~~.;' . '!1'1~.\' f',,' . .1\:( '.......' .. 0' ,"'; h~~;~~~~;~m' 'l"'hC- ,W~hln'I,,'llli'. rll'h.~ , .tcI\Iy '01 III. oltGlit\ ;~f."h'm~'rit:, ~'O"nk:', C.III, Oy' ...1. IClt~ . .1" " ,. " NOTE AI.,JI ,19 H JIJ fl'" 0,." It..d, 0.",."" CUlHb"I..d t'...II, ('_......./1/, ./ f,..",...I. /7JU 1"'f'C,.,A"f,'tl I, UOIUlUIVIr.K'S fKUMISIr. TO \'A V In return lor . kJIn dill 1''''''0 leeched, Illl(KnlMs to ItlY U,S. S 51 ,000.00 (Ihl. ,moullt II tilled 'prlnelllll'), ,,'u, lnlCf"~ 10 dIG.."" ur dIG ,...Ill<<, 1116 La.... ~ AI.,. u., 0... SIlO 01/1'. C'.," /Jrl." Sulll 100, I'.,t IV4IM.".., r,.."I..",. 19011 . I ulldc"....1 ihlt dKll..eudu I"'Y I'''llfer Jhl. Nule, 1110 Lender Of anyunc who takes thll Note II)' l.""der IInd who I. clllltJcd 10 IOt:clvo fllyn~lu ",)'Jer \hl. NulO I. ClUed Iho "Note tllIldCf", I, INl'I!K~.'iT Imenst will be chllKW on ullllahJ I,rlucllmlllllijllho fullllllOUllt uf Itfinclllal IIIL't boctlllald. I will III)' IlItclc,,1111 u y~"ly ''''01 6,79 "'. "le I",crest rite fOllulrcd hy thlM Sectlun 2 I~ ~IO r".o I wlllllay buUI before And .flet auy default dc&(;rioolln Sc:t:llulI 6(0,..1 d,l. NolC, 3, fA VMEN'fS (M Time .nd rile! ur I'~)'mtn" I will pay pt'lncllml ancJ IlIttfe.osl by lI1ulnlllllymcru.. OVUY"IIIUlllh, I will mllke my 1Il0lldlly IIIYIllC'lL, Oil tho fltJI day of rach month bct.:llllllllG 011 July I , 1'196 . I will make thr..so l,aymclIL' every mOllth until I havo llald III of the 1"lndl';lllmllnlCrt\'t and any olhcr ch,uitcs delt:fibcd below thai I fIIay owe llllllCf this Nole. My 1110mhly llaymelll.'l will be allllllcd to lnterc..'t behKO IKlndpal. If. 011 )tm, I ,1026 , I ~UII owc IUllollnL, undu thl.. NOlO, I will pay those lUIlOUllL1 III full on 11I11 dllO, which to c.U<<l d,o 'MIlurllv Dalo., I will make II\Y monthly pl~'mcll18 II AlAin U", a_If. 300 Ollie' C,,.t,r I)rl", Sullt 100, "'o,t 1VflJldnttolf, 1'"lInJp''''''''' I90J4 '" II. dlllClenll'lace II r"luil<<l bV Iho NUlo lI..ldCl, (0' Anmunl ut Mon'hly I".,n,rllu My lIIonlhly paymenl will be in the ,mount of U.S. $ 361.81 4, UQRROWER'S RIOII... TO rKlr.rA V I hlvo die rlahl 10 make Illymen!.! or Ilfiltcillal 1" any limo beronl dlcy lit! due. ^ 1~)'meUl or Ilfillclllalanly is known.. I "'prC(llYRlcnl". When I mltko I pre,layment,. will tcll tho Nole lIoldCf in w,ltJn,lhatl 1m doing 10. 11111)' m8.0 I rulll"Cp.ymefl' or (larOalltIClla)'IlIOOL. wllhout pa)'lna any pre'la)'menl char go. Tho Note lIoldCf will U~ all or my IIIepaymcnl.'llU ,educe Ule alllounl or llflnclllal dill I owe under IlIb N(ltc. Ir I make a partial Ilfcl,aymeulj lhcrc will be no chances III the duc dlf.o Of ill the wl1tlunl ur illY IIlOflthly payment unk:.u die Notr.. Hohler IIlIrOOl In writing 10 dIOse <h"'I"", 5. LOAN ClIAKllt:s U I law, which "1'pllc.J '0 this loan and whk:h set.t l1uulmum kJan ehlU'Ie.t, l'f rinally InteqH'cl.ed 10 dlatlhc IntClc..,t or other kIan chlUgel collecled or to be wlloclw in cUllnection with lIlis loan oatted die permittcd IlmltJ, Ihen: (i) "',y loch loRn C_go Ihllll be ,educed by Ihe RIlICllllll n<<eullty to .educe Iho charge to Ute pcnllinoo IIl11lt; Iud (II) InY IUIIl" already . collected hom mo whith c.ueeded "crmilled IlIllIL. will be lefulldetllo mc, lllc Nole lIoldcr ml)' choose 10 make Ihl.. refund by 'WUclll1J litO principal I owe undel thb Note Of by mat.!lIg . dlrecl Ilayment 10 me. If a ,e(und roouce.l Ilrlm:lllal, the rocJucUolt will bCllleatcd u . l'artla1Ilfcl,aymeUl, 6, 1I0RROWlr.K'S "AILURIr.1'U I'A V AS RIo:(lIJIUIr.O (A) Lal' Chit'.' for (}verdue I'aymelll. If the Note Holtlrl hI.' not received Ule filII alllUll1l1 uf WI)' monlhl)' IlaYllIClu by Ihe eud or . fIItttn(H) d,y' arlel Iho"'''' II Is duo, I will pay . I.", chlO!' InlllC No'" 1I0hlcl. Tho IInounl 01 dlo chlllO will be /1,,/5) or my uVClduo paymenl 01 "rlnclpal IIllI 1111""'1, I wllll'ay dllo lalo ,harlo "rom"dy bul only once on each ..'" "aymclIl. (n) 1I".ull It I do not IllY the fullllfllOUll1 or t:a(:h IIl01l01ly l!aYUlC"l ()f1lhe dale ilb dllC,. will be In default. (CJ Nulle...r lI"aull It I am In derallll. the Note lIolller rnay senti me . writtell notice tellllll: me dUll if I do notl"'y Ihe lwcrduc allNJUllt by a wwin date, the Notc !lold...... may fCtlulre IIlC 10 pay hl1nlCdialely tho full Mloutll or IlflllClllalwhlch 11M not bcClllll1id and 1111 die InlelNllhat I owe UI1 d,allllluulll. 111l' dato 1II11~t be II least 3U day. afltf the date on which dlo notice is delivered u, IlIllled 10 IIIC. (U) Nu W.lver II)' Nute lIolder Oven 1(, al a thne whon I am In def.ull. ~IO NolO Hulder docs !ltll requlrc 11I0 10 Ilay hl1lltcdia\oly III fullu dcsulhc41 lbuvc, ~IC Note Uolller wlllltJII havo the richllo do so It 11m III defalllt at a later IlIllO. (I~) l'llf",ent ot Nute lIulder's Cu!l'l .rull~lIflrn~es If dIe Note lIoldet' h... 'ctlulled me 10 IllY Immediatel)' In full as described above, Ihe NolO Uold<< will have Ihe ,iChl tl) be I,ald back by mo fo, all of IL" co!l' alld e~IKme.' In cnforclng dlis Note to die cAtent no' Ilrohiblt~1 by Il'I'llcablc law. Thosc C\JlCnscs Includ('l, fur OlllfUl1lc, rca.~ullahlc altllmcys' fees. 7.llIVINll O~ N(HICI~~ Unl<.s.. epllllcable Iilw fC(ltlllc.~ a diHcrclIllllclhod, any nutice that must be ~lvclIlO l1\e ulIllcr.dl!.. Note will bo given by dclivcringit or b)' "lIllllng it by (Iul clan llIall !olne al the 1'lollCfty ^dllu:ss above ur alii differcnl address j( I give lho NulO lIolder H nollce of lilY dure.cnt adlhcss. Any Ilullce dmllllu.'t he given 10 the Nutl~ Hohler undcr Ihi.~ NUlc will be MivcII hy malllng it by first clil." I1mllltl the Nole Hultlcr at Ihe luldre..~ ~lal<~d ill Sc(,'llul1 ](A) nlKlVC IIr at II tHUeltllt lldthc.~.'l if I Rill wivell II notice of Ih;tl dlHcrcll1 adt.lrc.~.';. calcnt.llU . 'II. ~I~fl.' Imll, . 'HMA'rltlMr, UlltrollWIHSfllUMUIf "0'0.011 VUI' I.l!llHn~HF HIII"'~ 111Jlln "1111 1.~nIU.,IH\ ,.,,,,'14,,""1 "''"0''''~'(f)1 '~~'II" D-'J..r., '~,'~: \''':OU\Jil-ATION. s,g~~lIa_,.- .liiolf.iiJ.-RII"IUS~01'K~"\~'I'U"tl~"II,..i'I:\1\. 'll"'''/.:,,'''';'''E. .. i:',..t.'....'. ,I'". I~J.':'...." iooio..'tJlI,~' "...,P.lJ!I............ , """'*;IMNdIlt.~~P- ... :..{it~:lliIlil.\ltol_jM(~~~.....II...~I..'! ~. . ',,'..,. It..... obIl.-'I..,do'~"':llilna':"AII''''''''''''.'' 0", _ oWc-.loocloodIq ....o4IIiI_Ot'...""'""""; _, CIf ....,."., 01 ~olt .......It .... I~,'I."'" .. ..... oIt 01....,.......... ...... lot thIo Nolo. '"" Nolo ltoldot ..., ...1..... ,:, .,' lu 'illollu",1et 1101. NlllO ....II....h I""''' Inoll'IIl...." Cll ........11 01.. .....her, 1111. _thai.., - 01.....' be "",ukld ho ..., ,II 01 d.. ,,","1111 0....1 uotdo/ 11011 Nolo, ., WAIVlmS I .... '"' 0141... I""~"' wlMl h.. I~III.".",. .ud" "'I. Nato w.'" .... ,I,hll 01'............ und .....,. 01 dl.,I1OOOI, ........111...'" 11_' d" .I,hllo .",.I.n d" NOlIIlIlkl<< ., ........ r.'..... 01_11 due, .N0tk4 0' dl","""," 0"".... lhe ,1,10110 ."I"IIII.... NClCllloldu '" "I.. not"".''''IU ,,,.""'. thai """"nil d.. h...IIOI_ ....... 10, UNIFORM SK(~U"lm NI'I'I': 11111 Note I. I unlrmlll In.tlUlllCfll y.'lIh limited v.I.Uoos In IMtCl judJdk:don,. In ItkIIUcMI 10 lhe fMUCtf;!IonlllvM 10 tho NlIIIllold" IIncI" "'.. Nm.,. MOll.,"n, IloW 0/1'.'" Cll S_k, Dcod (Ihe .S..u.k, Inluu_'.), rlIIOd .... _llalo .. 1101. Nnln, ",_" dlO NI~n Iloldu ,,,"" I"Wlb'" 10.... which nll.hI ....1.11 , 010 II<1l ''''r doe prom"" which I mok. In "'I. Hilla, 1111\ Sectltlty ItIRlrllllll!nl de.tcrUw,<t IM1W anti under Willi OOhdldons I may be required 10 make Immediate "aymc," in full flf all lmooUtJ 1 owe Uluter dIls NutlJ, Some It" thQIO COIHlllIoollle de.tl:f1bcd u follow.: l'fludtr 0' lilt' I'ropert,. tit" U,ntlkl,' Interelt In lIomn"t. II .11 or IllY put or tho PrOI.etty Of any Inlcful In II h IOltt Of trllllsfetfet! (Uf If. hcncrlclallntetuI In lIoffowtf b sold or ttans(crrCllllnd lIooower Is lInll nllut,' 11'C1ffun) wltlloUIl.tndct'~ Itflnr wIllIen cnn,'I(tU. tender mlY, II ill option,requlre '.nmediate IlIymclllill, full flf 11111111I1 k'f.urell by dill Sccllrlly hllUulltcrU, Huwey<<, thl.. OI~un .hall not be eltctclsed by Lender If clu:rc!!(Il! IKohlhltcd by fedel.llaw u of the "'Ic of dll!l Security Instrument If lender c~elclsca; this OfulHfl. ttllder ahltlll(lvc UClftow<< fltltke of ICce&clluolI, 1110 "utica IhalllKuvide ft 1)Cf'I~MI uf nol tes., IhRn 30 days (IIlIll d.e illlle dIe oolicc hi dclivucd Of' mliled wkhln whlc:h Dooowu IllUS' IllY III Iums S<<:lIfW hy Ihls St'.(urlly Inllflllllelll. Jr 110nower 'ails 10 ray diesel sums Il1lex to the cJlI,lrlUon oC dlls IltIkMl, L.tnt1et IIlAY Invoke Iny remedl~, IlCrlnllled Ly this Security In.'lrumenl withoul rurdlu notice or deuuYld on lJurrower. . .,. WITNfiSS 1'Im IIANlJ(S) ANI' SIlAI.S) or TlIIi UNOfiRSIONIlIJ, U.'lL,_"-J!\?O,-v.o~,, f\_.. nnn D ~ ~ SSN. lJO.08-J 10J (Sell) .Dono"., __(Snal) .8Oft."" SSN: (S..I) .8affowu .1 SSN: (s..1) .nonow., SSN: 1.11,. 0,/,1..' Only) fa, to the O.d" 0': "11r,IM1H",M".~.",H.,.~""...M,,, SUCCESSOR TRUSTEE UNDER ^ TRUST INDENTURE OF TilE PENNSYI.vAlUA 1I0USINO FlNAllCE AOENCY O~rED AS OF APRIL I. 1982, withoUI re4;:OUfI M., D. V/" Pmld/.I "{if' .. ~ ~, .1"" ,cI:D>..llA. ,,,otl ,.,m'."Oltl.'. I'.~.I.II Plaintj,ff I IN THE COURT OF COMMON PLEAS I CUMBERLAND COUNTY / PENNsnNANIA I I I NO. 9B-1755 CIVIL TERM I I CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE t [\ I: ~: MELLON BANK N.A. SUCCESSOR TRUSTEE FOR 'fH~: PENNSYLVANIA HOUSING FINANCE AGENCY VS. DARRELL D. PARKER a/k/a DARRELL DONNELL PARKER and DAVALIN S. PARKER Defendants NOTICE IOU HAVE BEEN SUED IN COURT. If you wish to defend against the olaims set forth in the following pages/ you must take action within twenty (20) days after this Compla.i.nt and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER ~O YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE J2ET F'ORTH BELOW TO FIND OUT WHERE YOU CAN GE'f LEGAL _HELP. I,EGAL SERVICES, INC. B IRVINE ROW CARLISLE, PA 17013 Telephone (717)243-9400 lLQ.....,!, I C I A Le han demandado a usted en la corte. Si ueted qui ere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de Is demanda y la notificacion. Usted debe presentar una apariencia escrita 0 en persona 0 pOl' abogado y archival' en la corte en forma escrita BUS defensas 0 sus objeciones alas demandas en contra de su persona. See avisado que 8i usted no se defiende, la corte tomaI'a medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y pOl' cualquier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perdel' dlnero 0 sus propiedades 0 otros derechos importantea para usted. MELI,ON BANK N.A. SUCCESSOIl TRUS'l'EE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY/ PENNSYLVANIA \1 \'. l 1\ L 'I' "~-j 'Ii \'6 Plaint;j,ff NO. 98-1755 CIVIL TERM vs. CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE DARRELL D. PARKER a/k/a DARRELL DONNELL PARKER and DAVALIN S. PARKER Defendants A M.E NED E D _S-2.....M PL A~ 1. Plaintiff, MELLON BANK N.A. SUCCESSOR TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY/ is a corporation with an address of 2101 North Front Street, Harrisburg, Pennsylvania 17105. 2. Defendant, DARREI,L n. PARKER a/k/a DARRELL DONNELL PARKER, is an adult individual whose last known address is 1834 SPRING ROAD, APARTMENT A, CARLISLE, PENNSYLVANIA 17013. Defendant, DAVAI,IN S. PARKER, is an adult individual whose last known address 18 1834 SPRING ROAD, APARTMENT A, CARLISLE, PENNSYLVANIA 17013. 3. On or about May 31, 1996, the said Defendant executed and delivered a Mnrtgage Note in the sum of $57/000.00 payable to MAIN LINE BANK/ which Note is attached hereto and marked Exhibit "A". 4, Cont.emporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendant made, executed and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth i.n Mortgage Book 1323, Page 537 conveying to original Mortgagee the subject premises. The mortgage was SUbsequently assigned to MELLON BANK N.A. SUCCESSOR TRUSTEE FOR THE PENNSYLVANIA f10USING F'INANCE AGENCY pUrsuant to the terms of said Trust and recorded as aforesaid in Book 539, Page 860 on January 30, 1997. A Mortgage Modification Agreement was executed on February 11, 1997 as recorded in Mortgage Book 543, Page 662. Said Mortgage, Modification Agreement and Assignment are incorporated herein by reference. 5. The land subject to the Mortgage iSI 245 PINE GROVE ROAD, GARDNERS, PENNSYLVANIA 17324 and is more particularly desoribed in Exhibit "B" attached hereto. 6. By deed dated May 31, 1996/ and recorded June 3, 1996, in Cumberland County Deed Book 140, Page 323, the said Darrel1 D. Parker Conveyed the within premises SUBJECT TO THE MORTGAGE to Darrell D. Parker and Davalin S. Parker. Davalin S. Parker is a terre tenant. Defendants, Darrell D. Parker and Davalin S. Parker, are the rea 1 owners of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that Mortgagor has failed to pay the lnstallment due on August 1, 1997 and all SUbsequent installments thereon, and the following amounts a.re due on the Mortgage I (a) Unpaid principal balance $ 56,333.68 (b) Interest at $10.48 per day from 7/ 1/97 to 1/31/98 (based on c0ntract rate of 6.700%) 2,242.72 (c) Accumulated Late Charges and Late charges at $14.71 per month for 6 months 73.55 (d) Escrow CredJ.t (e) 5% Attorney's Commission 290.11 2,816.68 $ 61,176.52 *Togethet" with interest at the per diem rate noted in (b) above after January 31, 199B and other charges and costa to date of Sheriff's Sale. 'l'he attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in ths event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the flale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. B. No judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of intent10n to foreclosure and accelerate the loan balance pursuant to Pennsylvan1a Act No. 6 of 1974 is not required i that the original principal balance exceeds $50,000.00. 10. Notice of Intention to Foreclose has been sent to D~fendant by Certified Mail, as required by Act 6 of 1974 of the Commonwealth of Pennsylvania, on the date set forth in the true and correct copy of such notice attached hereto as Exhibit "C". 11. The within mortgage is insured by the Federal Houeing Administration under Title II of the Natlonal Hous1ng Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 19B3. NOTE I II."by c'~lfy 111.1111'; I, wlllllnl." ',U. "nd aOffOO' ddllY of Ih. origin"' docu",ont. 110 ok, .A, C,,,II, Hy' Iva.'lL l(:hy ,lll.r. '. v, , .....' " " --j AlnyJI ,19 96 l~J rill' Off/VI Ro"a, Udrd""'j CII1II6','41111 (:OU/II,. (:"",mONWltJlO, ull'tmUl'~'fII/fI 11J14 IP'UflC",Add.U1' 1.IIIJI\1I0IVV,I\'S l'I\OMISt; 1'0 l'A V In return ror . kW1 dll' I ftRYC fCtclYl.'d, II'fUllIl~ In I'lY U,S. S 51.000,00 (lids IllJUlUlll.. l:llllcd .,"10011),,1"), 1,luslntcrc"I, W tho o.lkIl1r tho IXl1dcr. 'lhe Lcndcf It AI.,. U.. ,,".4 JOO OJflCl Ctn'If lJrl"" .suflt JUO, ',',Ift U'tu"'n~'fJlt, r""uy'rnllla I90J~ . I UUt!<;'51111111 dllllhe I..eUlkr mwy "Iudet ,lhl, Nulc, 111c Lemler or .1IytHICI wiN) enkC.1lhl, Nole h)' (nUtS'CI "lid whu Is clIllUcd III focl1lvc 1'lynlcnU utlder Ulls NUle Is uUed lIlO "Nole "lIldc,", 1, INn:IIV.~l' InlCful will be chU"etllHl ullpald IllllldllltlllllW lhtllull llIlUUlll ul 11f1ncilmJ hlL~ t1W111'1l1tl, I will pay Imcrest ulll y(,lUly Illeur 6.10 lX" l1lC jlllele8' nile lequlred hy Ihl.. S<<:llulI 2 I.. ~IO rale I wlllllllY butll before nnd l\rt<< any defl\ull duc.:ribcd ill S~lIulI 6(11).'0,1. NolO, 3.I'^ VMEN"rS (M tlm. Ind I'hu:t ut 1'llm."I! I will pfty IKlncllll\loltd IlIkle&1 hy maklllK IlaYlllcllL~ CVelYllIonUI, I will make my IllOnlllly ItlYlllcnl. Otl dlc /lrM day or r.DCh month beginning on J"I, I , 1'196 ' I will make Ihese ,,.ymclIl! c'.Very mUllth IIl1ull hevo llaid aU or dw 111111dl)(lJ Nit! Intere."l alld IllY olhl1' ch;vije... dclcrlbed below thai I may owe under dli.. Nute, My nll.Hllhly l'a)'lllClIl" will bo applied Iu Inle,c..1 berulc 1"lndl'lI!. H. till JM'" 1 ,2016 . I ~Oll owe InlUUnl. untlet Ihl! Nole, J will IIaY Ihose lUllotUlI" III filII Olllhat dlte, whk:h I! called dlc "Mllullly Dale". I will mike Iny monthly I'aymcntft III Main IJIIIII,,,II S~ Offl" c..," /J~... Sulll 101/, foil \f.,III,,'r., r..."I,I,," 191m u, alldltretetl' 1,lace Ir 1((luiled h)' Ihe Nole Iloldcr, (U) AnlOunl.., Mun,hl,I'llnt''''1 My mouthJy plymenl will ~ ill IIIe amoulIl of U,S, $ 361.11 ..1I01l1l0IYEII'S RlUIIT l'IJ I'REI'A V I havc tho rl.II' to make Ilayulef1u of INhlCil'al al Iny Umc before the)' IIC duo. ^ Ilaymenl of 1"lnclpal 0111)' II known 0.1 I '",,,..yn,ent". When I mllko "1IIcPIy....Il.1 will 1.11 1he Nolollokk< In w,ldna 0"11... doln, "', Iml)' mike a rullltlellayment or l1arUaJ IlfcJlilymcnL, wllhoull1,yln. any prelll1ymerll ehule. 'n.e Nole IIulOO will UM) aU or my IKepl)'meflLl to leduce die IUNlUIII o( IlfillcllJal dill I owe undel Ihl.. Note. U I make" "artial prcpaYl11Clllllhcro will be nu chillies In tho duc dlte 01 In the "IIIounl or 111)' IlKJIldlly (Ia)'men' UIII(.8., ~IO Nole Hoklct lIijree.s In wrillllll tu dIOse chinle!, 5. LOAN CIIAIIGES U I law, wldeh ftlJplic.'llo till! loan IlIId which seL. muimum loan Chilllle&, Is rll1aJly IntClIHetcd 10 dial tJK', llltelCo'l1 ur oihu 10.. .hala" cullo<lo4 or 10 be .ullo<lo4 In "n",cellon wlih ihl.lo.. ..cucJ 010 ""nolll.d IImlll, O..n: (I) Iny ...h loan chMle Ihall bo reduc<<l by the ammllll IlCCCSWY to leduce the c!llllc Nt Ihe pc,mlucd IImll; Ind (II) lI'Iy IUlIIS already . collcc:l<<I hum me wMelt cxc.ecdedllCflnluctllilllUs will be leCundcd to mc. TIlc Nole Uold<< ml)' ChOO5C 10 lUDko thl! rcfund by ,educing dlO prlnelpal I owe !Iud" thl5 Note or by making I dlr<<I (IaYllKlII to lIle. U a rdum! rcducc& Ilflnelllal, die reductlun will be lI'ralOO U a IWu.IIJfCl,aYlUcnt, ., UOIIIIOWEII'S FAIl.UIIE 1'OI'A V AS 1I~:QUIllV,V (A) Lal. Chari' 'nr O\'f,dUf Ila"metlt~ If Ihe NolO floldu hu no' IC4.:civoo tJlC (ull RIIItIU:lI or any mOlldlly paYlllcnl by Ihe cnll or fiftttn(lS) dly.1I1Cf the clnlO It I. duo. I will pay II... .h"'K' 10 Ooc NolO lloklCl, 1110 IInollolo[ 0," .hIlK' will be fI"(s) ollny u,uOuo paymenl 01 ",Inclpa,..d Inl"csl, 1 wlllllOY 0,1.1a1O chllao p'OOIpOy bul ooly al1<O on osc:h Ialo ,,"ym.ol. (0) u.II.1I If J du 1I01l)lY tllO fulll\lUOllnt or each llIOlllhly llayment on the datc Ill. duel I will be In derault, (C) Nolke ulUlllull If I om In derlull, the Note lIuldcr may !lclId IIlC a wfillCIl nolJce lolling 1110 thalll I do nol pay lito ovudue WIIOlll11 by a l.:Cllain dole, tJle Nole Hollier l11a)' '<'.(julrc llIe I') pay Immedlalely tJIC rull ,uNlonl or IIrlnclll;tt whk:h 11M lIul been Imid and 1111 lhe iIlICICS' thai I owe CH' dial II110UIII. 111a' ditto musl be al leMI 30 day~ .flU the dale on which dlo Rouce is delivered 01 llIa1I..A!WlIlC, (VI No WII,,, Oy Nol. 1101"" fiven lr, al . time when I am III defaull, lhe Nule lIolder does 1I0l require 1110 10 pay 11Illuctlialcly In rulla.. dc...crltJc4J above. tJIC NolO Uoldcr wllllllJlI IIl1ve Ihe Ilijhllu 110 so 111.111 III dcraull at IIlala lime. (EI raymeRlof Nutl Holde,'! CU5ts Ind E...pen!le5 If tilt Note Holder h.., required lite 10 IlaY lllllllctlialcl)' In full as df.'...erlbcd above, Ihe Note lIoltler will have UIC fl~htlu be paid back by",. lur III or IL' '0,11 I"d "I"n..., I. enlurclng 011, Note 10 Iho o,lOnl nol pruhlbll,04 by 1l'l,llclblc law, Those CXPCIl5C& Include, ror clI.anllllc, reasonable allmncys' rCC!, 1. GIVING OV NO'l'lCV.~ Unlr.!s apltllcablc law fCCluift'J a dlUCIClI1 mClhod, any nutice tho' IIlUS' be glvclIlo mo undcr.lllb Nole will bo given by dcllvellng il or by malllng It by first clll" maUlt) lIle:\I dtc I'rolltlly Address abovc or al a dirr<<cnt RddfM., if I Give Ihe Note 110klcr a nouct of lilY dlrructU IkIdrc.", Any notice Ihat mllsl be glvcn 10 Ihe NOI\\ 'foldc, undc, dli!l Nole will he givcn b)' mailing II hy fir!1 c1a.~'l Uluil '0 the Note Ilolder II lhe IlthlftSJ slaled ill Sct:tlulI 3(A) uhove or al a diHCfenl athhc..s lr I am glvell II nutlce or 'hill differenl add,e.',.'!, udClldat . % MUI.1I1u.nmUIU,lIHOfl ".SA Itll)~1 .1I1~1J1.' .~II, 'NIolA/'lltWC UHI'OAWIIII'AUWEHf ,...,.11 V"" UUnIllMI[ fllll~~ clUllH.~IQO IlllolUHUI ,,,,,,nllllUiU 14"UI"'~. '''1 I~III.II: D. P r. Plaintiff I IN THE COURT OF COMMON PLEAS I CUMBERLAND COUNTY, PENNSYLVANIA I I I NO. 9t - /155' 1;(h/~e'-I't I CIVIL ACTION - LAW I IN MORTGAGE FORECLOSURE MELLON BAN~ N.A. SUCCESSOR TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY VS. DARRELL D. PARKER Defendant ~.QTICE JOU HAVE BE.!lli... SUED IN COURT. I f you wish to defend against the claims set forth in the following pages/ you must take action w1thin twenty (20) days after th1s Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or fOl' any other claim or relief requeotedby the Plaintiff. You may 10se money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO ~OT HAVE A LAWYER OR CANHQT AFFORD ONE. GO TO OR TELEPHONE THE. OFFICE SET li'ORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. I.ElQAL fJER'lICi:li..-UIC. !u..,,); (~, Oh d~, . 8 IKVINI!: Item - " V' J i /?"fl -i!AftLISLE PA 17013, c>"0dit';7 {.'t'C ' . I (;~...ILi1t. P /I / /1'/3 , 'l'elel'lRsRu (717) 21 J 9499 / ,@t' ~jJ, tf'1t'$' lL9TIC.IA Le harl demandado a uflted en la corte. sl usted quiere dsfendsrse de estas demandas expusstas en las paginas siguientes, usted t1ene visnte (20) dias de plazo al partir de la fecha de la demanda y la notificaoion. usted debe presentar una apariencia escrita 0 en persona 0 pOl' abogado y archival' en la corte en forma escrita sus defensafl 0 sus objeciones alas demandas en contra de su persona. See avisado que oi usted no se defiende, la corte tomara msdidas y puede entrar una orden contra ustsd sin prsvio aviso 0 notifioaoion Y pOl' cualquier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perdsr dinoro 0 BUS propisdades 0 otros derechos importantes para usted. LLEVE ESTA QEMANDA_A.....!lli ABODAGO IMMEDIATEMENTE. S~ ABOGADO 0 SI NO TIENE EJ.. DINERQ.. SUFIG..lJWTE DE PAGAR .'UI.i SERVIC~O. VAYA E~ PERSONA 0 LLAME POR TELEF~~ OFICINAJQYYA DIRECQIONB~ IllNCU~N'l,'RA ESCHITA ABAJ~illL..Jl'lERIGUAR .DONDJL SE PlJEDE CONSEGUIB ~/!lNCIA LI!jQAl:!. LEGAL SERVICES, INC. B IRVINE ROW CARLISLE, PA 17013 Telephone (717)243-9400 MELLON BANK N.A. SUCCESSOR TRUS'l'EE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Plai.ntiff I IN THE COURT OF COMMON PLEAS I CUMBERLAND COUNTY, PENNSYLVANIA I I I NO. I I CIVIL ACTION - LAW I IN MORTGAGE FORECLOSURE vs. DARRELL D. PARKER Defendant COM P .L A I N ~ 1. Plaintiff, MELLON BANK N.A. SUCCESSOR TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, is a corporation with an address of 2101 North Front Streett Harrisburg, Penosylvania 17105. 2. Defendant, DARRELL D. PARKER, is an adult individual whose last known address 1s 245 PINE GROVE ROAD/ GARDNERS, PENNSYLVANIA 17324. 3. On or about May 31, 1996, the said Defendant executed and del1vered a Mortgage Note in the sum of $57/000.00 payable to MAIN LINE BANK, which Note is attaohed hereto and marked Exhibit ItA". 4. Contemporaneously with and at the t1me of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendant made, executed and delivered to original Mortgagee, a certai.n real estate Mortgage which is recorded in the Rocorder of Deeds Office of the within County and Commonwealth in Mortgage Buok 1323, Page 537 conveying to original Mortgagee the subject premises. The mortgage was subsequently assigned to MELLON BANK N.A. SUCCESSOR TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY pursuant to the terms of said Trust and recorded as aforesaid in Book 539/ Page 860 on January 30, 1997. A Mortgage Modification Agreement was executed on February 11, 1997 aD recorded in Mortgage Book 543, Page 662. Said Mortgage, Modification Agreement and Assignment are inoorporated herein by referenoe. 5. The land subject to the Mortgage iSI 245 PINE GROVE ROAD, GARDNERS, PENNSYLVANIA 17324 and is more particularly described 1n Exhibit "B" attached hereto. 6. The said Defendant is the real owner of t.he land subject to ths M()rtgage. 7. The Mort.gage is in default due to the fact that Mortgagor has failed to pay the installment due on August 1, 1997 and all subsequent installments thereon, and the following amounts are due on the Mortgagel (a) Unpaid principal balance $ 56/333.68 (b) Interest at $10.48 per day from 7/ 1/97 to 1/31/98 (based on contract rate of 6.700%) 2,242.72 (c) Accumulated Late Charges and Late charges at $14.71 per month for 6 months 73.55 (d) Escrow Credit (e) 5% Attorney's Commission 290.11 2,816.68 $ 61,176.52 *Together with interest at the per diem rate noted in (h) above after January 31, 1998 and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortguge documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actual1y incurred by Plaintiff. 8. No jUdgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of Intention to Foreclose has been sent to Defendant by Certl. fled Mail / as requir13d by Act 6 of 1974 of the Commonwealth of Pennsylvald.a, on the date set forth in t.he true and correct copy of such notioe attached hereto as Exhibit "Co. 10. Defendant is not a member of the Armed Forces of the United States of America, nor engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. 11. The within mortgage is insured by the Federal Housing Adm1nistrat1on under Title II of the National Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983. WHEREFORE, Plaintiff demands jUdgment in mortgage foreclosure "IN REM" for the aforementioned total amount due together with interest at the rate of 6.700% ($10.48 per diem), together with other charges and costs including escrow advAnoes incidsntal thereto to the date of Sheriff's Sale and for foreclosure and sale of the property within described. PURCELL, KRUG & HALLER By I ___ Leon P. Haller Attorney for Plaintiff 1.0. #15700 1719 N. Front Street Harrisburg, Pa. 17102 (717) 234-4178 TRUE COpy FROM RECORD In Testimony whereof, , hora unto sat my hand and tha seal of said Court at Carlisle, Pa, Thl. ....3/..11:.:,: day oU~t.,,,,,, 19"ft: ......""...~Ii/(I.r,,,I.;;,::~.It1....,, r;J-,z,.. PrQthQngta;yrt'7. , "- NOTE I I h...by cor1lfy Ih.t Ih,; , wl,thl" I. . 'rue .nd !:lorroel cldlIy 01 tht ollaln.1 dOllURlOnt. 110 n~, ,'A, IVdll/,. ...'.1 '. " 'ii J \, M" J/ ,I~ 96 e.rll. Hy' IC;II, UJ 1'1111 Ow.., Nllaf/, ()"rdHff', (,',m,b,,,.,,d ('outll'l t'o",,,,OtfWtotll, uf fllt/tlll.."",,, 11J14 Ir,,'I'.'" AdlhellJ I, UOIIIIOlV.:II'S rIlIlMIS~: TIII'^ I' In relYfll ror . k)t11 th.ll hayo rocejyed, I IIWIllI..t III pay U,S, S 5",000.00 (lhls Imuulll i.. tailed ~JH'lncllml").lllu!llntcfNI. 10 tho oHler uf tho l.tlllle,. lho Lemler i, M.I. /,I., 0..4 JOOOlflu C'ttlulJrl.." .~"Ut 11I0, /o'OIt U'fUlll",/lJn, ",muII..,,,,,,, I90J4 I Illlllcuhlllll thlllllel Lemler lIIay bllldu Ihll Nuln. 'Ute Lender Ilr llUYUIlO who IAkc.. Ihl.. Note lIy IHUldCI Hilt! whu b clIlillcd to lCt;clvc ".ymrnl.lllltlcr Ihb Nulo b ull(,J.1 tile "NlItO 1llIldc,", 1,INmlll(.~'I' lill<<elI1 will be l:llllfil~l on IUlI'altll"IIl~'III:d 1111111 the lullllllltlUIII ur 1"llIcllllll hll~ bc<lnl'altl. I will I'uy IUlcrcsllll U yearly IIUC ur 6.10 %. nIt: InterNI rile re1lulred hy Ihl.. Socllul1 2 It tho ralc I wlll,lay bUlh bcJOIo alld alter any dorKulllleM:rlbcd In S<<:UUII (~nl o( U,I, Note, J, I'A YM~:NTS (A) Time I:nd "'Ree fir 1'.ymt'l1t~ I will 1'1)' p.lncll,al amI III1Cfe.~1 by lIlakillK IIaYlllcnu oycrY"lIlullth. I will make lilY monthly Il3y",cIII.. 'M'lha /lrJI tlay ur coch mOllth beginning 011 JII'Y/ 1996 , I will make Ihc.1C I",aymctll.. ever)' monlh until I have "aid.1I or Iho f.,incll'aI and IlIlc,e..1 and III)' other Chilfge.t llelt:rlbcd bckJW lhall lIIay owe IInder d,l~ Nute, My lIIUlllhly ,'3YlllclIl.. will bo IPIIl/cd 10 lIue,e..1 befole fllltldl"'!' If. un JUftl I , 1016 , I !lLIIl owe IlIItlUnlJl und<< lhls NOlO, J will 1)1)' lhoso alllounL. III full Ofl thll date. whleh I, tallt,d Iho ~MalUflly Dalo". , will mike my fIIt\f1lhly Illynn'..." II Mdt" 1.1,,, Dd/llc JOO Ol/lcI (""1" IJrll'f. SUltl /00, FOl1 mll/rllflloll, rl",fJ"~tJftlfl /90J4 or 01 a dlUcrent Illoct lr rCtluuctI by the Nolo Holder. (II) Amuunl uf Monthlyl'.ynlt'llu My moulhly p_ymcnt will be In Iho ~lIloulll (If O.S. S 367,81 4, UOllllOWER'S IIIU1H '1'0 I'RI!I'A I' Ihlvo dlo rl,hllO II1l1vJ IIIYlllCnll or I"illell'allu IllY limo bdoro iliey aro duo. ^ payment or f)find'lal O9lly iii knuwll a.'i . "prepayment", When I mike I1Hcl,aymCfll, I will lCUIha NUle Holder In wrlthll dUll J 1111 dolna 80. Im.y mllko I rullllfCpl)'mCIII Of IIIfLlllllfellaYlllenl~ without Ilayin, Iny p,e',1llYIllCflI charlC. nlo NolO J loltle, will 0'0 .u or Ill)' ,tfClllymcnlJ 10 ,educe Iho arltounl ur Ilfinclpal dlDll owe tI"OOf ihl, Noto, If I IIlMIJ.. (lIItiallJ1CJ!1YlllCtlt, dll:fC will be no ChMIOI III lho duo dlte or in tllo Amuunt ur lilY ll10nlhly payment unlc&t ~IC Note, HokJct I"rea In writing 10 diose thlllle~, 5, LOAN Cll"lIm~~ If . law, wllich "I'plle.t to dd, 108u IlId whk:h sel'l IIllUlmum loan t11i11aes, Is filially Jnlellllcted 10 d~t dte InlCle..1 or odtu loin chlllCl c.:nlk:cled or 10 be collecled III tllllllC:tlion with thl~ loan "~c:eed lhc perrnlttcd IlmllJ, Ihen: (I) IllY luch kNtn C_16 .hln be .educed by Ihe AlIlount 1lCt:cs.'W'Y 10 reduce the charlC to die pcmlillod IImll; II1d (Ii) lilY IUIIl.'I Ilfeady , colloctetJ hum me .,lIkh e.ccedcd ItCfllllLtcd IIlllll. will be rcrunded to IllCl, 1110 Nole lIolder mlY choose 10 tnuko tills refund by rwuclng die prlnclpall owe UlldCl dlls NUlc or by making I dllcct Ilayment 10 me, If I rerund roouces Ilrlllcllml, dlO rooucUoll will 00 IIUIOO U IllarLlallllCI)ftYlIlelll. 6, 1t(IIII1"WER'S FAILURK "III'^ Y AS 11I':QIJIIU:II (A) Lale Chlrac: fllr Overdue l'almenL. If tho NalO Holdel hIlS 1101 received dw rull umulIlllllf ally ,"II11l111y paymr',fll hy Iho cnd o( . /lIlttlf(l5) dlY' .flel iho dlkllt I. duo, I wllll'ay I 1'\0 ,hllKO '" U'O No,o 110""", 11'0 Imounl "r U,o chllSo will be Jl"(5) 01 my oveldu. 'lIyn""" or I"II1<1l'alll1d Inlo'"'' I will I"Y U,I. IalO 'hilS. I"ollll'dy bOl only 011CO on each llla l,aYIll"n, (n) IIerlull If I do !lot I'IY dl(~ rullllllloullI or each lIlonUdy l,aYlUelu on the dalo it Is duo. f will be in deflult, (CI Notice 01 IIor.oll If I am III deflult, tho NultllloldulJlay scnd moa wrlllen notice lelling ilK' dliltlr I do 1101 Ilay Ihe OYf,fduc- allluunl hy a l;Cflaln daln, the Nole Ifolder 1U1lY fetltlire me 10 llay immedlalely tho rlllllUlItlUn, ur flJlncll,a! which hlL'! nOl bcclll'llid ami till the 1"IClCott thai I owe OIl dial Imount, 1111" dolo llIust he at leau 30 dayslrtet die dale on which the notice Is dellveretl or malledlll me, (I)) No Waiver 111 Nlltt IIlIldtr Oven 1(, It . timo when I 1m In defaull, lh(l Nolo "older doe!! lIul fequlr"o me lu pay Inullcdlalely in 'ullll~ d~~rihcd lbove, the Nole flolllef w1ll8UlI have tile rlgllll" d1l3U Ir 111m ill dcflltlllal a laler lima. (E) rlJment "r Nule lIolder'!! Cusu Ind ":.IIpeluu U dlO Nute lIoltle. h... I<<lul,ed IlIC '.tJ I'''Y 1l1tlllcdhuely In full a. tlo..'ICrlbed above, Iho Nulc flulde, will have the rlghllu be 111M back by "Ie for III or IL' co..'" alld C~'ICIIIle.' In cnrmclng Ihls NUle 10 dlO eAten' not f)ruhlbilcd by 1I111dlcabfo law. Thuse e~'1C!nsea 'nclUlJa, ror c.amllla. rca.,ullilble allulllc)'s' fees. 7, G1VINll OV NO'l'lCI(.~ Unlc5S al'IJllcable law fetlulres H dlHcrelllll1clhod, IllY llulke Ihal mllst be t1ytnlu 1110 ul1oor.U,lli Note will be given hy delivering ilOf by mailing It hy lint cla.s moll It) me Itl UtO l'IOflCf1Y ^dllrc." alKJve ur all diUerCtl1 addre.u U I give the NUlo lloldcr a lIulh:e ur my dlfrerenl 81hltc...!, AllY lIulkc thilt IIlllst be given 10 Ihe Ntllo lIultlcr untie, Ihl.. Nule will he giyen by malling It hV fitsl cia.", mulltu Ihe Nule Itoldc.f IlIL Iho Itllthc.... ~talcd in SccLitJll )(M ahuvc ur al a diHclCllt adtl,c,.ll If I 1m KiYCIl II nUllce uf tllill itirfefelll ..ld,eM, calcndllf' . '!> IoIU1.u"..n flUD "All HOIl Ilntlt r.mIlJ' JH~"jnIUIC UH1JORYINJIRUYINr ".1.1.11 o. .SA, 1'10'1 VUP uUllln~flE 'lllHU 11111l<flIIQO. (IOO)UI-.1t1 ",mUonlliU Af..."4~St'J. Inlll.I~ D_ p .r ,> " {I , .' . '", P~NNSYLVANlA HOUSING FlNAONCE AGENCY , Single Family Programs Ivlslon 2101 North Froni Street .Ii .1',0, !lox 8028 Harrisbutg, Pennsylvania 17105.8028 (717) 780.3870 TOO For The Hearing Impaired Only -(717)780-1869 CERTIFIED MAIL - RETURN RECEIPT REQUESTED NOVEMBER 24, 1.997 RE: Account NO: 611.590 DARRELL D PARKER 245 PINE GROVE ROAD GARDNERS PA 17324 RE: 245 PINE GROVE ROAD GARDNERS PA 17324 Dear Occupant(s): NOTICE OF INTENTION TO FORECLOSE MORTGAGE The MORTGAGE held by CORESTATES BANK, . NA, TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY (hereinafter we, us or ours) on your property located at 245 PINE GROVE ROAD GARDNERS PA 17324 IS IN SERIOUS DEFAULT because you have not made the monthly payment of 430.00 for August 01, 1997 thl~ November 01, 1997 for a total of $1,732.00, plus late charges and other charges that have accrued to this date in the amounts of $58.84 and $.00 respectively. The total Hsted below includes any fees (inspections or securing) that needed to be completed. The total amount now required to cure this default, or in other words, get caught up in your payments, as of the date of this letter is $1,893.81. You may cure this default within thirty (30) DAYS of the date of this letter, by paying to us the total amount of $1,893.81, plus any additional monthly payments, expenses and late charges which may fall due during this pericd. Such payment must be made either by cash, cashier's check, certified check or money order and made at PENNSYLVANIA HOUSING FINANCE AGENCY 2101 NORTH FRONT STREET/P.O. BOX 8028 HARRISBURG, PA 17105-8028 (717) 780-3870/3871 or 1,800-822-7375 or TODII For Hearing Impaired (800) 346-3597 If YQu do not cure the default within THIRTY (30) DAYS, we intend to exercise our ri ht to accelerate the mort a e a ents. This means that whatever s ow ng on t e or g na amount orrowed will be considered due immediately and you may lose the chance to pay off the original mortgage in monthly installments. If full payment of the amount of default is not made within THIRTY (30) DAYS, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortqaqe~operty. If the mortgaqe is foreclosed, your mo~t6~qed property will be sold by the Sheriff to oay off. the mortgage e t. If we refer your ..., E; I) 1 /" 1_~' c' ~ " case to our att,,~'neys, but you cure the db.dLll t before they begin legal proceedings against you, you will still have to pay the reasonable attorney's fees, actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees, even if they are over. $50.00. Any attorney's fee will be added to whatever you owe us, which may also include our reasonable costs. ~u cure tpe default within the thi~ day perio.5!,. you will not be required to pay at- torney's faes. We may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. If you have not cured the default within the thirty day period and foreclosure proceedings have begun, :LQu st ill have the right to cure the defaul t and I2rE!vent the sale at any time up to ~~r before the-sner~ff'S foreclosur~ sale. You may do so by paY1ng the total amount of the unpaid month- lY payments and any late or other charges t.hel,Ldue,L. . !!!L..,well as the reasonable attorn~ fees and costs connected with the foreclosure sale and perform any other re~irements under the mortqaqe. It is estimated that the earliest dute that such a Sl18riff's sale could be held would be approximately five months from the date of this Notice. A notice of the date of the Sheriff sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling ,us at the following number: 717-780-3870. This payment must be made payable ill cash, cashier's cheek, certif.ied check or money order and made payable to us at the address stated above. You should real ize that a Sheriff's sale will end your of the mortgaged property and your right to remain in it. continue to live ,in the property after the Shedff' s sale, cculd be started to evict you. You have additional rights to help protect your interest in tho property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THIS MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INS'I'ITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT "0 SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE AND THAT 'rnE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. ownership It you a lawsuit ~ou cure the default, t-he mortgaqe will be restQred to the same ~os tion as if no detaul t had occured. However, you are not entit ad to thi,s right to cure your defaurt more than three times in any calendar year. You have the right to aoaert in any any other lawsuit instituted under nonexistence of a default or any other havo to any such action. foreclosure proceeding the mortgage documents, defense you believe you or the may If you maintain credit, life or disability insurance in connection with your mortgage loan, your failure to pay premitIDm with your payments may have already resulted or may result in the future in the lapse or a cancellation of that insurance by the insurance company. If the insurance lapses or is cancel1ed, reinstatement of the loan will not reinstate the insurance, and you will have to apply to the insurance company and qualify for replacement insurance if you wish to retairt it. " MELLON BANK N.A. SUCCESSOR TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY I IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff (F / '~"Jr:'.-:'" NO'!I) /"f,J . /c:h 'I " /- /{~l( . 0.,/,/1'/ vs. CIVIl. ACTION - LAW IN MORTGAGE FORECLOSURE DARRELL D. PARKER Defendant NOTICE YOU HAVE BEEN SUED IN COURT. If you w1sh to defend against the claims set forth in the following pagesl you must take action wlthin twentr (20) days after this Complaint and Notice are served, by ental' ng a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth agalnst you. You are warned that if you fail to do so the case may pI'oceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Pldntiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR 7ELEPHONE THE OFFICE ~ FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. , I,ElGAL flERVIe.~~ (("""t (;" t".11-' C.0:tt: ' " B IR"lINE ROW"_ ,,) c1d.;',?"t. "Z:<e. ,-eARLISLE, PA 17&l-a--__ {' '. ! .1.11 :'.' / '?/'? ,:1 t t~I(!{, / '" . ""_ -'l'elephone (717)243-94QO /t,!)[...t/~tf, j//c!>f/" NOT I C I A Le han demandado a usted en la corte. Si usted quiere defenderse de estas delnandas expuestas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted de be presentar una apariencia escrita 0 en persona 0 pOl' abogado y archivar en la corte en forma escrita BUS defensas 0 SUS objeciones alas demandas en contra de su persona. See avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion y pOl' cualquier queja 0 alivio que es pedido en la petloion de demanda. Usted puede perder dinero 0 sus propiedades 0 otros derechos importantes para usted. MELLON BANI< N.A. SUCCESSOR TRUSTEE FOR 'l'IIE PENNSYLVANIA HOUSING FINANCE AGENCY IN 'l'HE COURT OF' COMMON PI,EAS CUMBERLAND COlJN'l'Y / PENNSYLVANIA Plaintiff NO. vs. CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE DARRELL D. PARKER Defendant r 0 M P L A I N T l. Plaintif f I MELLON BANI< N. A. SUCCESSOR TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, is a corporation with an address of 2101 North Front Streett Harriaburg, Pennsylvania 17105. 2. Defendant, DARRELL n. PARKER, is an adult individual whose last known address is 245 PINE GROVE ROAD, GARDNERS, PENNSYLVANIA 17324. 3. On or about May 31, 1996, the said Defendant executed and delivered a Mortgage Note in the sum of $57,000.00 payable to MAIN I,INE BANK, which Note is att.ached hereto and marked Exhibit flAlf. 4. Contemporaneously with and at the t1me of the execution of the aforesaid Mortgage Note/ in order to secure payment of the samet Defendant made, executed and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in f.lortgage Book 1323, Page s.n conveying to orig.,.n.al Mortgageo the subject premises. The mortgage was subsequently assigned to MELLON BANK N.A. SUCCESSOR TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY pursuant to the terms of said Trust and recorded as aforesaid in Book 539, Page 860 on January 30/ 1997. A Mortgage Modification Agreement was executed on February 11/ 1997 as recorded in Mortgage Book 543/ Page 662. Said Mortgage, Modification Agreement. and Assignment are incorporated herein by reference. 5. The land subject to the Mortgage iSI 245 PINE GROVE ROAD, GARDNERS, PENNSYLVANIA 17324 and 1s more part1cularly described in Exhibit "B" attached hereto. 6. The said Defendant is the real owner of the land subject to the Mortgage. 7. The Mortgage is in default due to the fact that Mortgagor has failed to pay the installment due on August 1, 1997 and all subsequent installments thereon, and the following amounts are due on the Mortgage: (a) Unpaid principal balance $ 56,333.68 (b) Interest at $10.48 per day from 7/ 1/97 to 1/31/98 (based on contract rate of 6.700%) 2,242.72 (c) Accumulated Late Charges and Late charges at $14.71 per month for 6 months 73.55 (d) Escrow Credit (e) 5% Attorney's Commission 290.11 2,816.68 $ 61,176.52 *Together with interest at the per diem rate noted in (b) above after January 31, 1998 and other charges and costs to date of Sh€:.riif1a Sale. The attorney'!; fee8 set forth above are in conformity with the Mortgage document., l:1ud Pennsylvania law, and ItJill be collected in th~ C?''"'jllt of a third party purchaser at Sheriff's Sale. If tb'! Mortgage is reinstat.ed prior to the sale, reaeonable attorney's fees wil1 be charged that are actually incurred by Plaintiff. , -' NOTE r M.yJI ,II) JI" C.,II. Hy l('jl~ UJ "I", UW'" lto,./, (JlltJnlf'I Ow,b"/dllJ (:lItm,y. emmnllll"",,.I,,, ul ",'lIuy/t'dtfi. 11,'14 1I"I'I'ellyM,hllll I. UOl\lIowt;1I 'HI'IIOMIS!: '1'0 I'A I' In I(lll'''' ro' . k"1I Ihlll I lilt YO fcc:clvrd. I 1111I11I1.10 In I'll)' U,S. oS, 51,000, 00 (Ihl~ IIIIUIIIII 11 {lIl1ed "1N'lndlml"),lllullnwlell,IO ~K1l1l1k, uf ~..., l,cnilN, '11m I,rntler il M.I. 1,1., n... JOO OfficI (,',",,, IJrl"'1 1~"It, 1110, "iJlt U'ffJIII,it'fII', 1"lttlJyh'dll/o 190.14 I lIlllle'lIlll1ul lhl' Ule l...et"k:t mAy blllder dill! NUIe, '111(1 Lxlltlcr Of Rnyllllll whll takCIII lhll Nlltc hy IflllIllcr "lid wholl clllitlctl to Iet.:dvo 1,.ymeIlL'Io undt" dill Nule ill Cllled the "Nute tlultlel", I.IN'I'I(IIVRI' IIlICIC'''' will be chll"ed 011 UIII'Uld Ilf1ndlml 11I1111 lhc lull IIIlIUUIII IIr IIIllIcll1"j IUI!! hccllllUltl. I will plI)' 11IICfC.~1 ntll yrlllly ralo of 6,70 %. llto IIIICl"t ,lac letlulrw hy Ihill Scdiun 2 I~ lhe rille I will""y bUlh OOlltlo /llld "ltcr allY d(lf~ult ile.'U:rilK'd in Sc~:lIt111 (~II)orll1l'NIll/l, J. I'A VMEN'fS fA) Tim. lad rllCf tJf I'aym,nlll I will ply prlnc1ltal and IlltCfUl hy making IlaYlllclll'l evcry IIIUlllh, I will 11\..., Ill)' rnoll~lly I)AYl1lcnl'l on Iho IIr.1l tlay 0' each 11I011111 hcghlllil1g un Jll/y I , 1996 ' I will make dlC8C INI)'mCIIIJ t.very IIltmdl unlll J IliIve Illlitl all of Ihe Ilflllcll'allUld hllcrr,~1 alltl allY utlmr ChlUHlJ~ de.lt:rihcd lxlklW Lhallmfty owe ulIJet dll~ Nule. My lllonthly IIaymenL' will be illlllliw k) Inttre~t bchlfc luindllal. If, 1111 lUff' 1 ' lfJlfi , J ~11I1 owe RllIuunlJ under Ihl.~ NOle, I wllllla)' Ihu!e ItlIIUUlIl, III hili on that tI'le, whkh Is tailed Iho "MallnUy J}alcH. I will mike my mOllthly II.ymclIl.. ~I Alain l.lllt Ill"'. .500 O//lCI (,',",,, IJrlrf, SIIIt, JOO, FOlt I\',u"'""on, /'tnn,fylranla 190J4 ur III R dlUclenll'lilte If Ictlulrcd by Ihe Nole Jlultlcr. (ltJ Ahu,unl uf MlInlhty 1'11hltul!l M)' mouthly paymenl will he III the ltlllClUUl uf U.S. S J 61 . 11 .,1I0RRO\YltR'S 11111111' 'I'() I'R~:t'A I' I hRve Ihe rl,lUlu mo" Ila)'IllCIl13 II' Ilflm;il'illlIl all)' tillle hdtlle Ihey arc due., A pa)'menl or prlndpal UIII)' b kIlUWllll.~ . "prell3)'nletlt", When I nUlkc 1lllellaymcnl, I wllllclllhe Nole ftulder in w,lting that I (llll tltlillg MI. . may make I fulll'fCII"YlIlCtll ur l'ilftlalllrcllaYlIIcnl'i \VIUIIIUI paying any II,clll1)'II1CIII charlie, '111e Nole Ilultlef will u~o III uf my IlfepaymcnL~ IIJ fctlucc the amuunt or Ilf1ndl'illIlll\1I uwe muler Ihl~ Nllle. If IlI\ako l\ Illlllliilllfcllaymclll, Ihefr, will be no elt.1I8M in dK'. due III1Ie or ill Iho "lIIuunt or illY IIltJlllhly I,aymont Ullks!llho Nole l1uM~ agrCCA III w,ltillt: III thnse ch.nlc... 5. LOAN CIIARllF.S U R law. whkh nlll1Ilr" to Ihl~ IoWI allll whlth soL, 111l1.dllllll1l IlIan c111U8e.~, l~ Unally 11I1c.'rliH',Ict! 80 Ihal the Inlcrcslllf other luan charge... tollocled II' to be cullcclctlln tUllllCCllun with lhl~ luan c~cwllhc IlCfI1\llIcd IilllIL., dll:ll: (I) allY sllch 10011 charge .Iulll bo redu4,:w by lhe 1I11lClIIIII IIC(:(,I~IUY tn rcdll1:e lite charge 10 Ihe Ilermllled 1l11l1l; alltl (II) any ~tlI11~ nlrr,$ly collcc:led hum me whk'h c~(:C('dcd IlCrlllltlcd UlIlll'l will be fehllltlcd In lIIe, 1110 Note HuMcr Illay cllOo!a In 11111k,", thi~ fcllllltl by rcducillK the I'rlntlpal I uwe umil'r Ihls Note tIf by making a tUreet Imymclll In lIle. Ir " refullt! ,ctIUtc.'1 Ilrilldl'"l, thc loouclhKl will be VCllctl ... It IllVthd IIfCllltYIIlCIIl, 6, 1I01\IIO\YF.R'S fAlLlIRK 'I'() I'A V AS IIMlllll\lW (A) I,Mte Ch.rllf for Uurduf f'l"mflll~ If Iho NolO floldcr h&. nol rcclJived Ihe fullllllltUlll1 H' Itn)' 1lI1111thly ,Iaymellt h)' tlI6 clUl 0' fIItttfJ(l5} day" .flU the dale Ills due, I will ray .IRIe duugc In the NolC Iloltlcr. '111e amuunt 0' the chargu will be fI..t(.S) of my uvcflluo payment 0' IlfltH:II'i1llllld Inlc,c.,1. I wlllllllY dll~ IUle thargc 1IlU1Il1llly bUI only ollce on rach IRle IIIIYlllelll. (1I111tl.oll U I dll Iloll)ly dlc full.mouhl of ('.ach mUlIlllly IIilYlllclIl (Ill the dale II l.. due, I will be I" default. (C) N'i1lke 0111".,,11 U I MIl" derault. the Nulo Iluldcf ilia)' send me n wllllell notice telling melhnl If J tllllltll pay Ihe ovenlue IIIIIUIlIlI hy II tef",in dllltl, Ihe Nole Iloldc, IllIlY rC(lulre llIe lu Imy hUlllcdlillcly Ihe filII ilmllllllt uf 1'llncllHII whkh hIL.,ltll been I'llitl nllllllll die inlelcst thai I uwe nn dllU aU)uunl. 11181 dlUe musl he allea.,1 JU days arler 'he dale 011 which Ihe l1utkc is IlcllvCletl Of lI11tllc"'0 l11C!' (I)) Nil Waher 8)' Nllt' lIokltr avell If, II I lime when IlUn In default. Ihe Nute 1I0lde1 does nut leqube mo 10 Ilay InllllccUlIlcly III lullll'l tlc.'itrlllC4.1 above, the Note lIotdcr will ~11Il have the fi"hllll tlt,,;o If 111111111 ddallllal a IIl1cr lilllt'!. (f.) r.,m'ftt or Nul.lttlhltr'~ Cos" .ntl 1~ltpfl1~t'1I If dUl Nole Holder II.." ICtll1lred l1Ie III Ilay Illllllcdhlldy in flllla. iJl'JICfibf,d ahove, Ihe Nulc IIt1ltl(~f wllllllwu Ihe rlllhlln be ltald bak by me hlf all 0' ilA cu!L, and e.IIIICf1~" III enforcing UII~ Now 10 lhe. e~lcnl nulllwhlblted by Itllllliuhlc law, Tbo~ e~l)Cn5e8 Include, for eumple. 1ea.~ul1l1hlc aUmney'" ftc5. 7. U1VINU 01' NO'l'lCV.~ l1nles., f11'11Iic1ble law require., a dlfferen' mClhnd. AllY nUllce Lhal must bo given 10 llIe IIndef,tlll., Nole will he i{ivell liy deliverinG It or by malllng II by fjuI t,;1e..~ Illall 10 me Illhe l'fOlIC,ly AtlthCJ!IIlbuve ur lit. dlUerenl lltltlrr..3s if1 give tho Noto Itokk, a U(lUte of my dlUerent atldrc.'~. AllY lIolice 111111 flIll~1 be given In Ihe Ntlh~ Ilolde, under thill Nute will he given hy mailing II by filS' CIlL"S nmUlt1 die Note Ihlld4.'J I' die Mldlell ltaled In SctliUlI 3(1'.) ahllve tlf al a diffelenl atld,ct~ if I IUTI Kivell n nollte uf Ihlll t1ifrcrellt Itklre."... tltkmlar % ""L1I1,~tI flUD RA" lion _.U\t10\) 11"_11 rtll'lll,. 'MM~I'HlMC ""t'OAM INI'AUMINr ht"'" VMr .."nIO"OI:: fonM. .\111,'''.1100 ,Ioolnl,"" ",,,,UIIIIIIII1 ~1",lllf~1f4J1 1"lu.,,:Dpr. P~NNSYLVANIA HOUSING FINANCE AGENCY , Single Family Programs Division 2101 Nonh Front Slrcet .IP',O, lIox 8028 Ihrrisbufg, Pennsylvania 1710~-8028 (717) 780-.1870 TDD For The Hearinl: Impaired Only -(717)780-1869 CERTIFIED MAIL - RETURN RECEIPT REQUESTED NOVEMBER 24, 19~7 RE: Account NO: 611590 DARRELL D PARKER 245 PINE GROVE ROAD GARDNERS PA 17324 , , RE: 245 PINE GROVE ROAD GARDNERS PA 17324 Dear Occupant(s): NOTICE OF INTENTION TO FORECLOSE MORTGAGE The MOR'l'GAGE held by CORESTATES BANK" NA, TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY (hereinafter we, us or ours) on your property located at 245 PINE GROVE ROAD GARDNERS PA 17324 IS IN SERIOUS DEFAULT because you have not made the monthly payment of 430,00 for August 01, 1997 t.hru November 01, 1997 for a total of $1,732.00, plus late charges and other charges that have accrued to this date in the amounts of $58.84 and $.00 respectively. The total listed below includes any fees (Inspections or securing) that needed to be completed. The total amount now required to cure this default, or in other words, get caught up in your payments, as of the date of this letter is $1,893.81. You may cure this default within thirty (30) DAYS of the date of this letter', by paying to us the total amount of $1,893.81, pIus any additional monthly payments, expenses and late charges which may fall due during this period. Such payment must be made either by cash, cashier's check, certified check or money order and made at PENNSYLVANIA HOUSING FINANCE AGENCY 2101 NORTH FRONT STREET/P.O. BOX 8028 HARRISBURG, PA 17105-8028 (717) 780-3870/3871 or 1-800-822-7375 or TDD# For Hearing Impaired (800) 346-3597 If you do not cure the default within 'l~IRTY (30) DAYS, we intend to exercise our riqht to accelerate the mortqaqe payments. This means that whatever is owing on the original amount DOrrowed will be considered due immediately and you may lose the chance to pay off the original mortgage in monthly installments. If full payment of the amount of default is not made within THIRTY (30) DAYS, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortqaqed prope~ If the mortqaqe is foreclosed, your mortqa~ed property will be Bold by the SherIff t.o payoff the mortqaqe debt~ If we refer your , ... t;I),L " C case to our ilttu.'neys, but you CUre the dEo.dlllt before they begtn legal proceedings against you, you will still have t.o pay the reasonable at.torney's fees, actually incurred, up to $50,00. However, if legal pt'oceedings are stat'ted against you, you will have to pay the reasonable attorney's fees, even if they are over $50.00. Any at torney's fee will be added to whatever you owe us, which may also include OUt' reasonable costs. If YOU cure_t.:..h!Ldefault within the thirty. day period... lOU will., not be required to pay.M.::. torney's fees. We may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. If you have not cured the default within the thirty day period and foreclosure proceedings have begun, ~still have the riqht to cure !h~ default and prevent the sale at any tIme UP to one hour before the ~recrosure sale. You ~do so by paYing the total amount of' the -unpaid month- ,ly payments ana any late..QL.other charqes. then due ~ well as the" reasonable attorney's fees and costs connected with the forecloBure sale and perform any other requirements under-tlle mortqaqe, It 'is estimated that the earliest date that such a Sheriff's sale could be '1eld would be approximately five months from the date of this Notice. A notice of the date of the Sheriff sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time flxactly what the required payment will be by callJ.ng ,us at the fl)llowing number: 717-780-3870. This payment must be made payable in cash, cashier's check, certified check or money order and made payable to us at the address stated above. You should realize that a Sheriff's sale will end your of the mortgaged property and your right to remain in it. continue to live in the property after. the Sheriff's sale, could be started to evict you. You have additional rights to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THIS MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER l,ENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILT" ASSUME THE MORTGAGE DEBT, PROVIDED THA'f ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE AND Tf~T THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO fmVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. ownership If you a lawsuit ~ cure the default the mortqage will be restored to the same PQsi tl.on as If no defautt had occured. However, you - are not entitled to this right to cure your default more than three times in any calendar year. You have the right to assert in any for.eclosure proceeding or any other lawsuit instituted under the mortgage documents, the nonexistence of a default or any other defense you believe you may have to any such action. If you maintain credit, life or disability insurance in connection with your mortgage 10an, your failure to pay premiums with you I' payments may have already resulted or may result in the future in the lapse or a cancellation of that insurance by the insurance company. If the insurance lapses or is cancelled, reinstatement cf the loan win not reinstate the insurance, and you will have to apply to the insurance Company and qualify for replacement insurance if you wish to r.etairtit. ...