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the amount of Twenty-Three Thousand f Iva Hundred Sixty-One Dollars and Ninety-Two Cents
($23,561.92); And a third cheok (dated Maroh 17, 1996) In the amount of Twenty-Two Thousand Four
Hundred Thirty-Seven Dollars and Thirty-Six Cents ($22.437,36),
8, Defendant was aware that Mr. Fetterman was deoeased at the time he presented the
above ohecks for payment
9, Between May 13 and June 3, 1996, the three above oheoks were deposited by Defendant
at PNC, with the Intent that they would be drawn on the aooount of Cove Realty at ECB,
10, Eaoh oheck presented by Defendant for payment at PNC had the forged signature of Roc
F, Sansotta, owner of Cove Realty, as payor,
11, The checks presented by Defendant for payment at PNC were returned to ECB when
they were dlsoovered by Cove Realty,
12, ECB attempted to return the cheoks to PNC for reimbursement, but reimbursement was
refused due to the length of time slnoe the ohecks had been presented for payment and had cleared
through ECB,
13, The total amount of loss to ECB was Sixty-Eight Thousand Six Hundred Ninety-Nine
Dollars and Twenty-Eight Cents ($68,699,28), and represents the amount drawn against Cove Realty's
account at ECB as a direct and proximate result of thr; forged Instruments tendered by Defendant
14, A proper and timely bond claim was filed by ECB against Rellanoe, A true copy of said
bond Claim Is enclosed and attached hereto as Exhibit A
15, Rellanoe has Indemnified ECB as per 1t31ndemniflcation/surety agreement ("Surety
Agreement"), effective July 23, 1995, A true and oorreot oopy of the Surety Agreement Is attached as
Exhibit B,
16, On or about January 7,1997, Reliance paid ECB the sum of Forty-Eight Thousand Six
Hundred Ninety-Nine Dollars and Twenty-Eight Cents ($48,699,28) as required under the terms of the
Surety Agreement
-2-
PROOF OFf ~
FINANCIA~ "" ,TIONS
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o ~ Inlurlng Company Number
RECI!lVED
i~OV ? 7 i%6 1- A.II.....'_ c:om,...y
8-Unlttd'tcHIc 1_ Coo.""".
7_~1_~
BOND CLAIM OEPT3__,_ ~
5TATE OF
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I SS,
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FROOF OF LOSS unclor Bond In ,_ of
cOUNTY OF
,
Tho Und.nlvnld, -I~.!'!!!.. 8, H 0 9 9 ie, II I
, b.lnlJ fir.. duly tNOrn, d-. and ..,1:
Th" ho I, Vi co Presidont & Auditor
M Tho EOlt Corolinl 81nk
M Engolhord, NC
__ ; \k" on July 17, 1998
wid . bank luff...., .loltdut10 lOt_ .lgnIu.,4t)tM.W4tAMMtMBX
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IfWII1I4(llM<lIl(tI\lJ1Itl ,n .ho sum 01 Jl1J<tv~ -........, eix hrdred. nlrIItv-nilWl & 2tl/llDDollon 1S68, 699.28 I
IllrOU9h Icheck Which) 'C(ID1Inv _ ,cashing _ ,or PlVlng..xx.. ,1,,;GOd f.llh I three cher.kl
d'11d S/13/9Gl 5/22/96: pnddrlWnon Thill E.8t Coraline Bank_
6/3/96
NVIbI'IO John ~rmllln
in .he """'un. 01 .1Z2...Jl.o.o...OO S'1..5.a.1.,92 S22, 437,36
Doll". II
'kln<<t Roc Sonoott.
Said chIcks
ondonld -->l.'!h!LF e t t e r m 0 n
wtl or_'1d .cI'NC hnk. Philod'!lJ!h18. PA
r,.,. 0' .,.~.. "''''''w.-1nIW11l1i''''1I.,
-
by John Fottarmon undord"o01 llin,.o 5/20/96, 5/31/96
IntfM 01 II'''DII Of pytDOtttd _tan llftMnll/ie I,.ttumtntl ~ ~
-.....
I, Atcltwd In 'JIlcNnge currency or crldlt upon f.lth of IUch chlllck.
'0 "'ut 01 Sixty-fliltrt;~. s1J< Iutlrod. nil'8ty"'"!:- erd 28/llD's
2. r,.n"",,, (chICk which) monev _ . rund. __ . MeWltl. _ , 10
0011...11 68.899.28
uoon flhh of such
10 the ~UI c.
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Tht(lUQh the "turn Ot d'lIv..v by 1h. Insu,1d 0' (dtta'lbI pro_tVI
uoon lhe flith 01 .
_ bWI"l.he IO/god 'igna"" 0/ '...... __
01
101M Y.lue of
lchtck whlchl owner _' dlPO'HOI' _' ...... _' Intur"_
Dollaro II
Thltllld _
WII fOtted or "'udul.,"t-,' .".... In thtl following manner:
(11.1. "ftlc:tll
'IWI' IIIe Purpor.1d IcIIt<k whkhl d,1Wor _ , m.kor ~, occtp'O/ _' Of __ _' . ..._ .' """. III
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EAST CAROLINA BANK
ENGELHARD. NORTH CAROLINA 17814
POST OffiCE BOX m
(919) 915.9411 '
September'. 1996
Mr, Edward F, Dudley. Morney
Bonds Claim Department
Reliance Surety Company
4 Penn Cen'er Plaza r U \
Philadelphia, PA 10103 1
/
CLAIM NO: E96.(H'62
INSURED: The ElISt Carolina Bank
BOND: BI91 2636
ROlTTE 164 MAIN STREET
,,,,,....,", \t ~ C. ~ \ 'J ~ O.,,,n..'"
St.~ 1 c, \99'0
Olt> c.\Alt^ Ot.ft.
~,
Dear Mr, Dudley:
I have enclosed fonn BC-I00 ED, as proof of claim as requested, I have also enclosed; a c~py oClhe
Subpoena for the original checks; copies of the three counterCei'ed checks; a copy of a re,guIar check oft'
'he accoun' of Cove Realty; copies of the 'hree affidavi's of forgery signed by Mr, Roc Sansolta on 'he c--
behalf of Cove Realty; a copy oClhe letter where PNC Bank refused payment; and copies of
correspondence with the FBI.
The reference to returning i'enu with or without entry is a tenn used with respect to the return of Items
among banks 'hrough the Federal Reserve Bank, With entry meaning Iba' we have presented the return
items in such a manner as to cause the Federal Reserve Bank to debit the bank's accoun' 'ha' the checks
are being returned and give our bank immediate credl\. Gene,rally reserved for when the bank receiving
the return items is at Cault and are required to make payment (Not the case in this situa'ion). Without
entry means we arc using 'he Federal Reserve Bank to complete the return of the item. however. 'he bank
receiving the relUm is no ooliga'ed to pay and is only being asked to assis' (ThIs is how we should have
handled the relUm; however, the final outcome would not have changed),
Please advise me of what other steps I need to take.
Sincerely,
~~w
Thomas B, Heggie, III
VP Auditor & Compliance Officer
II ~<<'"
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o SOLS r -""TORSHIP
o PARTN
lb CORI'ORATION. Fon PROFIT
o COnpORATlON, NOT FOR PROFIT
o ORGANIZA TlONI
TYPI !!!..ACCOUNT - PI"'ONAL:
o Individual
o Joint 'Nilh nonl"tllClllvt right of IUrY!YOIlhlp
W. undtflllnd thl' bV tI'lbUthlng . joint ICcount under IhI provtlkJnl 0' Nolih C41,olIRl Otntt'llSlIIu",
1l3-14S,IIh1I: ,I
· The S"l O.,olln. Sink may PlV the montv In Ih. QCcounllo, 01 on ttlo. order or. Iny PN10n nImtd In the.'
ICcounl un'... WI h..... lorlMd ""Uti the wnk lhll wllhdrlwl" "~qul,. mot, thin one IlgnIlu,,: ana!
· If WI tltcllo cr.. I. the non'..'rIcUve '"tIhl 0' lurvlvorlhlp In thl lIcc:ounl, thlt upon the dellh of on'lo'nl
Own'f, thl mon.y remaining lr, the lCClount will belong 10 the It'Nlylng joint OWMf(') lnet wiN not be
Inllo,lIad by lhe 1It1" ollhl_ltdjolnl ow",,, 01 bo oonl,olled by th. doc:._ joInlownlf'l wll,
W. do _I to erNI, the nonttttrlcUvt right ollUrvlYOrlhlp In Ih.1 1CC000nt.
OJoJnI wllh ".('lell.... right Of IUrviYOmhlp .
W. undt"II'nd lnl' on flllbll.hlng . lolnt 'CCount under Iht Pf'OYI.lont 0' North Clrol"'l Gtntt'11 9t.lutl
41'2.I1hol:
. The eeat C.rolln. B.nk m.y P'Y IhI money ." thl 'CCO\lnt to, or on lhe order of. Iny pnon named In the .'
account; .nd .,
· Upon lho OoIlh of ono loin' 0"'". lho tnonoy "",.lnI~ In lho lIOOOOI\l will bIlonv 10 tho _~ /OIn4 "
owntr(.). but .ub~t to cln,ln Il,,'ml ~alnll the ~ 0Wntt ulltlbtllhllldJn ~~Ina GentriI '
Statuto 41.2. t
a Joint without rlghl of tufYlvOf'1hlp
W. undl""nd thol by ""blllhl~ I IolnllO,ounl wlthoul ,Ighl OI.UNlvoI1hlp IhIl"11lt dlllh .1 ony """.
tho fu~ In ItMllOOOOnl will bo pold IoInll'l 10 lhe EllAIl. of lhe dIoMlld Ind IUNI,I~ joInI_
o Totlon TMI
I uMef1tand that by "lIbl""'ng a trutt account un. the pro~ttl6nl 01 North Clrotlna Qtotr~ Stalott
1l3-14Ulh.,:
. During my N"tlfM I may wilhdttw the money In IhllCCounl; and
· By wrlnen dlrlCtlon to thl blink I fNIy chMgt lht bentfloll,.,: Ind
. Upon my M.th Iht money tlm,'nlng In the account will betong to IhI btntflcliry and lhe monev will not tit
Inheflltd~,. or be controlled by my wiN.
~Jfi'4:1Y a: r '.. ~:J ~.')n '
COUNT'lANO STATS ll/R;
OF ORGANIZATION .~
AUTHORlZA1'IONOATEO 1~
1Iont1~1AI1'f
Addr...
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I undef1t'nd thai by n'lbUshlng I per.on"lgene,;, account under the provlllont 01 North Clr~1nI Gent",
Stalull 5:}.t48.3 that lhe age"1 nlmtd In lhe Iccount mIIy . Chick. drtlwn M the ICCOUnt and mlkl
depoallt Into the 'ccounl. I .Iao undersland (h.t upon my dt.th lhl money tlm,'nlng In the tcCOUnl wtH. be ,\
corllrolled by my will 6( Inherited by my helll.
I Hamool ~~g.nl
o 0""," - ,--,.L'
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SIGNATURES - THS UNOERSIGNED AGREEISI TO nlE
TERMS STATEO O.,!:!~S FRONT AND BACK OF THIS
FOAM, Ind 'C~nowlWUV'(l) rtcelpl 0 il "'It one copy on
lilt d'IIIIoIId, ./' (' ,I
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DMBITBS
IN THE UNITED STATES DISTRICT COURT
rOR THB MIDDLI DISTRIC~ or PENNSYLVANIA
UNITBD STATES OF AMERICA
v.
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ll:
CR. NO,
(Judge
JIFFRIY SCOTT WALTMAN
CR
llCRAMBO
-97-236
r:IlF:n
HARl'lr~r-1/ .rlG PI>
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MARY E, ~~DrfE~ Ci ERK
Per_____ ' ",
epuly lOri,
Bank, N,A are
.
I N FOR MAT I 0 H
Count I
THB UNITID STATIS ATTORNEY CHARGIS THAT I
1, The Mellon Bank and the Wells Fargo
financial institutions, as defined by Title 18, United States
Code, Section 20, with deposits insured by the Federal Deposit
Insurance Corporation.
2. Beginning on or about March 4, 1996 and continuing up to
on or about May 13, 1996, the defendant,
JIFFRIYSCOTT WALTMAN,
devised a scheme or artifice to defraud the Mellon Bank and the
Wells Fargo Bank, N.A, and to obtain monies, funds and other
property owned by and under the custody and control of the Mellon
Bank and the Wells Fargo Bank, N.A, by means of false and
fraudulent pretenses, representations and promises,
3. It was part of the scheme and artifice to defraud and to
obtain money, funds and other property by means of false
pretenses, representations and promises that the defendant would
and did obtain checks of his deceased uncle, John H. Fetterman,
for an account at Wells Fargo Bank, N,A., write checks drawn on
said account and payable to Paraeoft
Per
whollY own.d .nd con"oll'd by 'he .".nd.n', de.o.i' eaid eh.e"
intO' bu.in," cbee,'ng aeeoUn' ..int.inod by thO d.f.nd.nt,
d/b/' ",,'0" p.v.,opmon' ",OUp, .t tho ..llon B.n' , an'
withdraw funds from said account on various dates.
4. on 0' .bout Ma,cn " ",6, wi,hin 'h' .iddl' Oi.t,i" 0'
,enn.ylv.ni., ,h' d.f.nd.n', J.,.... BcoTT ......., ...eut...nd
a't...,.d to ...'u" the .,h'" .nd .,,"i" to d.f,.ud .nd '0
ob,.in monoY, 'undo .nd o,h" p,op.,tY by ...n. of ,.1"
.,.,.n.." ,ep,.e.n,.'iOn. .nd p,omi..., ., ..t 'o,th .bOv. in
..,.g,..h' , ,h,ougn" in ,ha' he did pl.,. .n o,de' fo' 'h'
p,in"ng 0' eh"" on ,he .eeount 0' John K. 'e".rman ., tb'
..11' ,.,go B.n" N.A., ,e.ul,'ng in ,h' .hipping of ..,d ,h'c,'
'0 John K. ,.t,.,m.n" def.ndant'. home .dd"'" ,,'2 'it,.tinny
p,iv" ..chon' c.bu'9, p.nn.ylv.nia, wh.n in f.et, .. thO
d."ndont w,ll ,n'w, Jobn K. "tte,..n h.d di.d on ,.bro'" lB,
1996.
5. on 0' .bout .."h 1, ",6, ,n 'h' Middl' Pi.t,i't 0'
penn.ylvni., thO d.f.nd.nt, ..",.. BCart ........ did dopa.i'
,h'" numbO' ,," d"wn on ,h' ."oun' of John M. ,.t,.,..n .t
thO ..11. ,.,go BOn" N.A., in ,h' .mount 0' ",,000, in'o ·
bu.in.e. eh."ing ."oun' ..in,.in.d DY thO d.,.nd.nt, d/b/'
parasoft Development Group, at the Mellon BanK.
6. "n 0' obout .."n " ",6, in tho Middl' Di.t,i't 0'
,.nnsylv.ni', the d.f.nd.nt, ..",.. scoTT ......., did d.pa.it
,h,e, nu"" ,1B' .,.wn on tn' a,eoun' of John .. ,.tt.roon .t
tho ..11. ,.rgO B.n' , N.A., ,n the .mount 0' ",'00, 'nto'
bU.i.... 'h."ing ."ount ..int.i..' bY tn' d.f.n40nt, diD!'
2
Parasoft Dcv~lopment Group, at the Mellon Bank.
7. On or about March 5, 1996, in the Middle District of
Pennsylvania, the defendant, JEPPREY SCOTT WALTMAN, did deposit
check number 9796 d,rawn on the account of John H. Fetterman at
the Wells Fargo Bank, N.A., in the amount of $14,500, into a
business checking account maintained by the defendant, d/b/a
Parasoft Development Group, at the Mellon Bank.
8, On or about March 13, 1996, in the Middle District of
Pennsylvania, the defendant, JEPFREY SCOTT WALTMAN, did deposit
check number 9783 drawn on the account of John H, Fetterman at
the Wella Fargo Bank, N,A., in the amount of $3,500, into a
business checking account maintained by the defendant, d/b/a
Parasoft Development Group, at the Mellon Bank,
9. On or about March 29, 1996, in the Middle District of
Pennsylvania, the defendant, JEPFREY SCOTT WALTMAN, did deposit
check number 9786 drawn on the account of John H, Fetterman at
the Wells Fargo Bank, N.A., in the amount of $19,000, into a
business checking account maintained by the defendant, d/b/a
Parasoft Development Group, at the Mellon Bank.
10. The defendant did forge or cause to be forged the
signature of John H. P'etterman on the checks deposited into the
Mellon Bank account! am set forth above in paragraphs 5 through
9.
11. The cheCkS deposited on March 4 through March 13, 1996,
as set forth abova in paragraphs 5 through 8, were honored and
paid by the Wells Fargo Bank, N.A" resulting in a 10.. to the
estate of John H, Fetterman in the amount of $44,500.
3
12, The check deposited on March 29, 1996, as set forth
above in paragraph 9, was not hlJnored or paid by the Wells Fargo
Bank, N.A., resulting in a loss to the Mellon Bank in the amount
of $18,104,
13. On various dates between March 4, 1996 and April 1~,
1996, the defendant did make cash withdrawals from, write checks
drawn on, and purchase cashier's checks with funds from the
business checking account maintained by the defendant, d/b/a
Parasoft Development Group, at the Mellon Bank, in the total
amount of $66,528.92.
All in violation of Title 18, United states Code, Section
1344,
~
Count II
THB UNITBD STATES ATTORNEY FURTHEl CHARGES THAT I
1. On or about May 10, 1996, May 20, 1996, and May 31,
1996, checks in the amount of $22,700, $22,437.66, and
$23,561,92, respectively, drawn on the account,of Cove Realty,
Inc., of Nag's Head, North Carolina, at The East Carolina Bank,
were deposited to the account of the defendant,
JEPPREY SCOTT WALTMAN,
at PNC Bank, N.A., Camp Hill, Pennsylvania, within the Middle
District of Pennsylvania.
2, The checke set forth above, in paragraph 1 of Count II,
were honored and paid by The East Carolina Bank and credited to
the account of the defendant at PNC Bank, N.A., in the ordinary
course of business.
3, The makers' signatures on the checks set forth above,
in paragraph 1 of Count II, were forged by the defendant,
resulting in a loss to The East Carolina Bank in the amount of
$68,699.28,
4, The East Carolina Bank and PNC Bank, N ,A" are
financial institutions, as defined by Title 18, United States
Code, Section 20, with deposits insured by the Federal Deposit
Insurance Corporation.
5. On or about May 31, 1996, in the Middle District of
Pennsylvania, the defendant,
JBFFRBY SCOTT WALTMAN,
did engage in a monetary transaction in criminally derived
5
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property of a value greater than $10,000 which was derived from
the specified unlawful activity set forth above in paragraphs 1
through 4 of Count II, to wit, bank fraud in violation of Title
18, United States Code, Section 1344, in that the defendant did
withdraw $22,000 from the account of the defendant at the PNC
Bank, N.A" use said funds to purchase a cashier's check drawn on
the PNC Bank, N.A., in the amount of $22,000, and use said
$22,000 cashier's check to purchase a sailboat located in
Maryland,
All in violation of Title 18, United States Code, Section
1957.
6
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Count: III
THB UNtTIlD STATIS ATTORNEY FURTHER CHARGES THAT.
The personal property listed below was involved in the
offenses alleged above in Counts I and II of this Indictment or
is property traceable to such property, and constitutes or is
derived from, proceeds the defendant,
JEPFREY SCOTT WALTMAN,
obtained, directly or indirectly, as the result of such offenses:
1. 1994 Nissan Pathfinder automobile, bearing VIN
JN8HD17Y3RW244779;
2. 1980 Ericson sailboat named the "North Star," bearing
hull identification number ER'iJ0543M8/ and
3. 23 foot PreGision sailboat bearing hull identification
number PCW23200E889, with l?erformance trailer, bearing
serial number 40ZSP2328JPPT2012,
By virtue of the commission of the offenses charged in
Counts I and II of this Indictment by the defendant, JIPrRIY
SCOTT WALTMAN, any and all interest the defendant may have in the
above-described property is vested in the United States and is
hereby forfeited to the United States pursuant to Title 18,
United States Code, Section 982(a) (1) and (2) and Title 21,
United States Code, Section 853,
In the event that any of the personal property involved in
the offenses alleged above in Counts I and II of this Indictment
or traceable to such property, or any property constituting or
derived from proceeds of such offenses, as a result of any act or
omission of the defendant:
(a) cannot be located upon exercise of due diligenc.,
7
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DMBITBS
UNITED STATES DISTRICT COURT
FOR THB MIDDLE DISTRICT OF PENNSYLVANIA
v.
:lc.i..'cR. - 97- 23 6
) (Judge ) r:/LFT';
) "//11"1-11';:;":"1"(
) , ", ,:"
UNITED STATES OF AMERICA
JEPFREY S. WALTMAN
" ,;,
P LEA A G R E B M B N T
The following plea agreement is entered into
~El~:W t: l.i'"""I;" """ , ~L:Ai\
"~'--'.'T)o~u::7:~ ~'~~'-'-'
by and between
the United States Attorney for the Middle District of
Pennsylvania and the above-captioned defendant, Nl}' reference to
the United States or to the Government in this Agreement shall
mean the office of the United States Attorney for the Middle
District of Pennsylvania.
The defendant and counsel for both parties understand that
the United States Sentencing Commission Guidelines which took
effect on November 1/ 1987/ as amended from time to time, will
apply to the offense or offenses to which the defendant is
pleading guilty, since the offense or offenses were completed
after the ef fecti ve date of the implementation of the Guidelines.
,...--...
11) The defendant agrees to waive indictment by a grand
jury and plead guilty to a felony information which will be filed
against the defendant by the United States Attorney for the
Middle District of Pennsylvania. That information will charge
the defendant with a violation of Title 18/ United States Code,
Section 1344, bank fraud, with a violation of Title lB, United
States Code, Section 1957, engaging in monetary transactions in
.
.
property derived from specified unlawful activity, and with a
criminal forfeiture count under Title 18/ United States Code,
Section 982. The maximum penalty for bank fraud is imprisonment
for a period of 30 years and/or a fine of $1/000/000/ a ter.m of
supervised releabe to be deter'mined by the court, the costs of
prosecution, denial of certain federal benefits, and an
assessment in the amount of $100. The maximum penalty for
engaging in monetary transactions in property derived from
specified unlawful activity is imprisonment for a period of 10
years and/or a fine of $250/000/ a term of supervised release to
be determined by the court, the co~ts of prosecution, denial of
certain federal benefits, and an assessment in the amount of
$100. At the time the guilty plea is entered, the defendant
shall admit to the Court that the defendant is, in fact, guilty
of the offenses charged in the information and that the property
which is the subject of the criminal forfeiture count, which is
more particularly described in paragraph 13 hereof, constitutes
property involved in the violation of Title 18, United States
Code, Section 1957 or traceable thereto.
2. The defendant also understands that the Court must
impose a term of supervised release following any sentence of
imprisonment exceeding one (1) year, or when required by statute.
The Court may require a term of supervised release in any other
case.
3. The defendant understands that the total, maximum
possible sentence for all charges is the combination of penalties
described above; that is, 40 years in prison and/or fines
2
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..
totalling $1,250/000/ a term of supervised release to be
determined by the Court, the costs of prosecution, denial of
certain federal benefits, and assessments totalling $200.
4. The defendant understands that the Court may impose a
fine pursuant to the Sentencing Reform Act of 1984. The willful
failure to pay any fine imposed by the Court, in full, may be
considered a breach of this plea agreement. Further, the
defendant acknowledges that willful failure to pay the fine may
subject the defendant to additional criminal violations and civil
penalties pursuant to Tile 18, United States Code, Section 3611,
et seq.
5. The defendant understands that under the alternative
fine section of Title 18, United States Code, Section 3571, the
maximum fine quoted above may be increased if the District Court
finds that any person derived pecuniary gain or suffered
pecuniary loss from the offense and that the maximum fine to be
imposed, if the Court elects to proceed in this fashion, could be
twice the amount of the gross gain or twice the amount of the
gross loss resulting from the offense.
6. If the Court awards a fine or restitution as part of the
defendant's sentence and the sentence includes a term of
imprisonment, the defendant agrees to voluntarily enter the
United States Bureau of Prisons administered program known as the
Inmate Financial Responsibility Program through which the Bureau
of Prisons will collect up to 50 percent of the defendant's
prison salary and apply those amounts on the defendant's behalf
to the payment of the outstanding fine and restitution orders.
3
.
7, The defendant understands that the Court will impose a
special assessment of $200 pursuant to the provisions of Title
1B, United States Code, Section 3013. No later than the date of
sentencing, the defendant or defendant's counsel shall mail a
check in pa)~ent of the special assessment directly to the Clerk,
United States District Court Middle District of Pennsylvania.
This check should be made payable to "Clerk, United States
District Court". Counsel for the defendant shall provide a copy
of the special assessment check to the United States Attorneys
Office for the Middle District of pennsylvania at the time of
sentencing certifying compliance with this provision of the plea
agreement. A failure to make this payment, or payment with
insufficient funds, will be treated as a breach of this plea
agreement and may result in further prosecution or the filing of
additional criminal charges.
8. The defendant agrees, as a part of this Agreement, to
submit to interviews by the United States Attorney Office's
Financial Litigation Unit regarding the defendant's financial
status and to complete and submit a financial statement, under
oath, not later than two weeks after the date of this plea
agreement.
9. The United States Attorney's Office for the Middle
District of Pennsylvania agrees that it will not bring any other
criminal charges against the defendant directly arising out of
the defendant's involvement in the offense described above.
However, nothing in this agreement will limit prosecution for
criminal tax charges, if any, arising out of those offenses.
4
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io.
"
Counsel for the defendant has affirmatively indicated
to the united States Attorney's Office that the defendant not
only wishes to enter a plea of guilty, but clearly demonstrates a
recognition and affirmative acceptance of responsibility as
required by the sentencing guidelines. Additionally, the
defendant has assisted authorities in the investigation and
px'osecution of his own misconduct by taking the following
step (s) :
Timely notifying authorities of his intention
to enter a plea of guilty thereby permitting
the government to avoid preparing for trial
and permitting the court to allocate its
resources efficiently.
Accordingly, if the defendant can adequately demonstrate this
acceptance of responsibility to the government, the United States
Attorney's Office will recommend chat the defendant receive a
three-point reduction in the defendant's offense level for
acceptance of responsibility. The failure of the Court to find
that the defendant is entitled to this three-point reduction
shall not be a basis to void this plea agreement.
11. At the time of sentencing, the United States will
,
recommend that the Court impose the minimum prison term within
the applicable guideline range.
12. If probation or a term of supervised release is
orderad, the United States will recommend that the Court impose
the following special conditions:
(a) That the defendant be prohibited from
possessing a firearm or other dangerous
weapon;
(b) That the defendant make restitution,
5
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'"
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payment of which shall be in accordance
with a schedule to be determined by
the Court;
(c) That the defendant pay any fine
in accordance with a schedule to be
determined by the Court;
(d) That the defendant be prohibited
from incurring new credit charges
or opening additional lineD of
credit without approval of the
Probation Office unless the
defendant is in compliance with the
payment schedule; and
(e) That the defendant be directed to
provide the Probation Office and the United
States Attorney access to any request~d
financial information.
13. The defendant has agreed to cooperate with the United
States in the investigation and prosecution of other suspected
violations of the law. Upon completion of the cooperat!,on, if
the United States believes the defendant has provided
"substantial assistance" pursuant to Title 18, United States
Code, Section 3553(e) or Section 5K1.1 of the United States
Sentencing Guidelines, the United States may request the Court to
depart below any applicable mandatory minimum sentence or the
guideline range when fixing a sentence for this defendant. In
the event that the defendant renders substantial assistance, the
United States specifically reserves the right to make a specific
recommendation of a term of months to the Court. However, the
defendant acknowledges that the United States may decline to
exercise its discretion and recommend a departure if the
defendant breaches any of the provisions of this Agreement, or
commits any other offense while awaiting plea or sentencing.
6
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'II
, 14. The defendant states that the defendant desires to end
all pending civil and criminal matter.s in the Middle District of
Pennsylvania and, in ordf:lr to avoid needless litigation and the
expense attendant thereto, agrees to settle the civil and
criminal matters arising out of his use of proceeds of a
specified unlawful activity to purchase a 1994 Nissan Pathfinder
automobile, bearing VIN JNBHD17Y3RW244779, a 1980 Ericson
sailboltt named the "North Star," bearing hull identi fication
number ERY30543M8, and a 23 foot Precision sailboat bearing hull
identification number PCW23200EB89, with Performance trailer,
bearing serial number 40ZSP2328JPPT2012.
The defendant further agrees to the following:
(a) Criminal forfeiture of the said 1994 Nissan
Pathfinder automobile, bearing VIN
JN8HD17Y3RW244779, 1980 Ericson sailboat named the
"North Star /" bearing hull identification number
ERY30543M8, and 23 foot Precision sailboat bearing
hull identification number PCW23200E889, with
Performance trailer, bearing serial number
40ZSP2328JPPT2012;
(b) The immediate entry of the preliminary order of
forfeiture;
(c) The waiver of the defendant's right to the
personal service of all process and the
appointment of James J. West, Esquire, 105 North
Front Street, Harrisburg, pennsylvania 17101 as
the defendant's agent for. service of all process;
(d) The waiver of the defendant'S right to appear and
contest any portion of the forfeiture proceedings,
including but not limited to, any motion or
proceeding for substitute assets;
(e) That no other person or entity has an equitable or
legal interest in the property/ real or personal,
subject to forfeiture pursuant to this agreement;
(f) TO sign any and all documents necessary to
effectuate the forfeiture and costs associated
7
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therewi th I
To the immediate payment of $300 for costs of the
forfeiture, and submits said amount with the
signed plea agreement.
15. By this Agreement, the defendant agrees to forfeit all
(g)
interests in the properties listed in paragraph 13 above and to
take whatever steps are necessary to pass clear title to the
United States. These steps include but are not limited to
surrender of title, the signing of a consent decree, a
stipulation of facts regarding the transfer and basis for the
forfeitures and signing any other documents necessary to
effectuate such transfers.
16. The defendant agrees to make full restitution in
accordance with a schedule to be determined b}' the Court. The
amount of the loss resulting from the defendant's actions will be
determined at the pre-sentencing hearing.
17. The defendant also understands that the United States
will provide to the United States Probation Office all
information in its possession which the United States deems
relevant regarding the defendant's background, character,
cooperation, if any, and involvement in this or other offenses.
lB. The defendant understands that pursuant to the United
States District Court for the Middle District of Pennsylvania
"Policy for Guideline Sentencing" both the United States and.~_,
defendant must communicate to the probation officer within
fifteen (15) days after disclosure of the pre-sentence report any
objections they may have as to material information, sentencing
classifications, sentencing guideline ranges and pOlicy
8
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#
statements contained on or omitted from the report, The
defendant agrees to meet with the United States at least five (5)
days prior to sentencing in a good faith attempt to resolve any
substantive differences, If any issues remain unresolved, they
shall be cornmunicated to the probatJ.on officer for his inclusion
on an addendum to the pre-sentence report. The defendant
understands that unresolved substantive objections will be
decided by the Court at the sentencing hearing where the standard
of proof will be a preponderance of the evidence. Objections by
the defendant to the pre-sentence report or the Court's rulings,
will not be grounds for withdrawal of a plea of guilty.
19. The defendant understands that pursuant to the Victim
and Witness Protection Act (18 U.S.C./ Section 3521/ et seq.) and
the regulations promuJ,gated under the Act by the Attorney General
of the United States:
(a) The victim of a crime is given the
opportunity to comment on the offense
and make recommendations regarding the
sentence to be imposed. The defendant
also understands that the victim's
comments and recommendations may be
dj,fferent than those of the parties to
this agreement.
(b) The federal prosecutor is required to
consult with victims of serious crimes to
obtain their views regarding the appropriate
disposition of the case against the defendant
and make the information regarding sentencing
known to the Court. The defendant
understands that the victim's opinions and
reoommendations may be different than those
presented by the United States as a
consequence of this agreement.
(c) The federal prosecutor is required to
"fully advocate the rights of victims on the
issue of restitution unless such advocacy
9
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would unduly prolong ot' complicate the
sentencing proceeding/" and the Court
is authorized to order restitution by the
defendant including, but not limited to/
restitution for property loss, personal
injury or death.
20. At the time of sentencing, the United States will be
permitted to bring to the Court's attention, and the Court will
be permitted to consider, all relevant information with respect
to the defendant's background, character and conduct including
the conduct that is the subject of the charges which the United
States has agreed to dismiss, and the nature and extent of the
defendant's cooperat ion / i.f any. The United States will be
entitled to bring to the Court's attention, and the Court will be
entitled to consider, any failure by the defendant to fulfill any
obligation under this Agreement.
21. The defendant understands that the Court is not a party
to and is not bound by this Agreement or any recommendations made
by the parties. Thus, the Court is free to impose upon the
defendant any sentence up to and inchlding the maximum sentence
of imprisonment for 40 years and/or a fine of $1,250/000, a term
of supervised release, the costs of prosecution, denial of
certain federal benefits and assessments totalling $200.
22. If the Court in~oses a sentence with which ~he
defendant is dissatisfied, the defendant will not be permitted to
withdraw the guilty plea for that reason alone, nor will the
defendant be permitted to withdraw the plea should the Court
decline to follow any recommendations by any of the parties to
thu Agreement.
10
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,Ill
..
23. The d.sfendant agrees to coop"rata fully with the United
States. The de fondant understands and agrees that complete and
truthful cooperation is a material condition of this agreement.
Coopention shall include providing all informat.ion known to the
defendant regarding any criminal activity, inCluding but not
limited to the offenses described in this agreement, Cooperation
will also include complying with all reasonable instructions from
the United States, submitting to interviews by investigators and
attorneys at such reasonable times and places to be determined by
counsel for the United States and to testify fully and truthfully
before any grand juries, hearing"" trials or any other
proceedings where the defendant's testimony is deemed by the
United States to be relevant. The defendant understands that
such cooperation shall be provided to any state, local and
federal law enforcement agencies designated by counsel for the
United States. The United States agrees that any statements made
by the defendant during the cooperation phase of this agreement
shall not be used against the defendant in any subsequent
prosecutions unless and until there is a determination by the
Court that the defendant has breached this agreement. However,
the United States will be free to use at sentencing in this case
any of the statements and evidence provided by the defendant
during the cooperation phase of the agreement. Moreover, t.he
parties agree that, although the defendant's statements made
during the cooperation phase cannot be used against the defendant
in any subsequent criminal prosecution, this provision shall not
preclude the United States from requiring the defendant to submit
11
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..
.
to interviews by local/state or federal. agencies which may use
these statements in civil or administrative proceedings involving
the defendant.
'the defendant wai vas and agrees to waive any rights under
the Speedy Trial Act and understands and agrees that sentencing
may be delayed until the cooperation phase has been completed so
that at sentencing the Court will have the benefit of all
relevant information.
24. The defendant agrees to act in an undercover capacity
to the best of the defendant's ability if requested, to allow law
enforcement authorities to monitor and tape record conversations,
in accordance with federal law, between the defendant and persons
believed to be engaged in criminal conduct / and to fully
cooperate with the instructions of law enforcement authorities in
such undercover activities.
25. The defendant, if requested by the attorney for the
United States, agrees to submit to polygraph examinationo by a
polygrapher selected by the United States.
26. In the event the United States believes the defendant
has failed to fulfill any obligations under this Agreement, then
the United States shall, in its discretion, have the option of
petitioning the Court to be relieved of its obligations. Whether
or not the defendant has completely fulfilled all of the
obligations under this Agreement shall be determined by the Court
in an appropriate proceeding at which any disclosures and
documents provided by the defendant shall be admissible, and at
which the United States shall be required to establish any breaoh
12
"
...
""
..
by a preponderance of the evidence. In order to establish any
breach by the defendant / the United States is entitled to rely on
statements and evidence given by the defendant during the
cooperation phase of thi.s Agreement.
27. The parties agree that at any court hearings held to
determine whether the defendant has breached this Agreement, the
polygraph results and the polygrapher's conclusions and opinions
shall be admissible. The parties also agree that such polygraph
data shall be admissible at any sentencing hearings involving the
defendant.
28. The defendant and the United States agree that in the
event the Court concludes that the defendant has breached the
Agreement:
(a) The defendant will not be permitted
to withdraw any guilty plea tendered under
this agreement and agrees not to petition for
withdrawal of any guilty plea;
(b) The United States will be free to
make any recommendations to the Court
regarding sentencing in this case;
(c) Any evidence or statements made by the
defendant during the cooperation phase will
be admissible at any trials or sentencings;
(d) The United States will be free to bring any other
charges it has against the defendant.
29. Nothing in this Agreement shall protect the defendant
in any way from prosecution for any offense committed after the
date of this Agreement, including perjury, false declaration, or
false statement, in violation of Title 18/ United States Code,
Section 1621, 1623, or 1001, or obstruction of justice, in
violation of Title 18, United States Code, Section 1503, 1505, or
13
~
1510/ should the defendant commit any of those offenses during
the cooperation phase of this Agreement. Should the defendant be
charged with any offense alleged to have occurred after the date
of this Agreement, the information and documents disclosed to the
United States during the course of the cooperation could be used
against the defendant in any such prosecution.
30. Nothing in this agreement shall restrict or lirnit the
natur'e or content of the United States's motions or response to
any motions filed on behalf of the defendant. Nor does this
agreement in any way restrict the government in responding to any
request by the court for briefing, argument or presentation of
evidence regarding the application of the Sentencing GUidelines
to the defendant's conduct, including but not limited to,
requests for information concerning possible sentencing
departures.
31. Nothing in this Agreement shall bind any other federal,
state or local enforcement agency.
32. This document states the complete and only Plea
Agreement between the United States Attorney for the Middle
District of Pennsylvania and the defendant in this case, is
binding only on thp. parties to this Agreement, supersedes all
prior understandings, if any, whether written or oral, and cannot
be modified other than in a writing that is signed by all parties
or on the record in court. No other promises or inducements have
been or will be made to the defendant in connection with this
case, nor have any predictions or threats been made in conne~tion
with this plea.
~
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~
14
,- tf"':<:'.../-" n_.,_ . . ___ _,_, ,-' ~'__,~ ._.:. __ __ .. "-.'.To---""'n _:";,'_,'cL~,~,,
inThe Court of Comlllon Pleas of Cumberland County, Pennsy vania,
Reliance Insurance CompAny and East Carolina Bank
VS,
,Jeffrey Waltman
No. 98-182fL civil
__19_
Now, 413198
York
19_,1 SHERIFF OF CUMBERLAND COUNTY, P..\. do hereby deputize the Sheriff of
Count)' to execute this Writ, this deputation being made nt the request nnd risk of the Plaintiff,
r"~~
SherlffofCumberlaod Couot,\'. Po,
Affidavit of Service
Now,__
within
upon
at
by banding to
attesled copy' of thc orlginol
____ the cooteots thereof,
19__,nt
o'clock __~I. served th.
,;:~.
<;;I,'
(,
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.-n
';1
.,"0 fruennd,
nnd modo known to '.,
- "
('1'.)
,
So answers,
Sheriff of
'Counl)'. Po,
COSTS
SIIOI'O and subscribed befor.
mcthis doy o[
19_
SERVICE S
M1LEAGE_._,
AFFID,.\ VIT
s
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,
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...
the elTll)unt 01 Twenty-Three Thousand Five Hundred Sixty-One Dollars and Ninety. Two Cents
($23,561,92); and a third oheck (dated March 17,1996) In the amount 01 Twenty-Two Thousand Four
Hundred Thirty-Seven Dollars and Thirty-Six Cents ($22,437,36),
8, Delendant was aware that Mr, Fetterman was deoeased at the tlma he presented the
above chooks lor payment.
9, Between May 13 and June 3,1996, the three above checks were deposited by Defendant
at PNC, with the Intent that they would be drawn on tha account 01 Cove Realty at ECB.
10, Each check presented by Delends It for payment at PNC had the lorged signature of Roc
F, Sansotta, owner 01 Cove Really, as payor,
11, The checks presented by Delendant for payment at PNC were retumed to ECB when
they were discovered by Cove Realty,
12. ECB attempted to return the checks to PNC lor reimbursement, but reimbursement was
refused due to the length of time since the checks had been presented lor payment and had cleared
through ECB,
13, The total amount 01 loss to ECB was Sixty-Eight Thousand Six Hondred Ninety-Nine
Dollars and Twenty-Eight Cents ($68,699,28), and represents the amount drawn against Cove Realty's
account at ECG as a dlreot and proximate result 01 the lorged Instruments tendered by Delendant.
14, A proper and timely bond claim was filed by ECB agaln,t Reliance, A true copy of said
bond claim Is enclosed and attaohed hereto as Exhibit A
15, Reliance has Indemnified ECB as per Its Indemnification/surety agreement ('Surety
Agreement'), errectlve July 23, 1995, A true and correct copy 01 the Surely Agreement is attached as
Exhibit B,
16, On or about January 7. 1997, Reliance paid ECB the sum 01 Forty-Eight Thousand Six
Hundred Ninety-Nine Dollars and Twenty-Eight Cents ($48,699,28) as required under the terms of the
Surety Agreement.
-2.
.
..
17, As a r/lsult of the payment by Reliance on the bond olalm asserted by ECB, Reliance
became subrogated to the rights of ECB against Defendant.
18, In January of 1997, Defendant contacted Reliance, claiming he was a business associate
of Fetterman, offered to reimburse Reliance for the loss and offered to Institute a repayment pion,
1 g, Defendant claimed that he had been solicited by Fetterman to endorse the checks with
Fetterman's name and signature and deposit them Into Fetterman's account at PNC,
20, Defendant admitted to signing Fetterman's name to the forged checks and depositing
them Into Fetterman's PNC account.
21, Defendant was Indicted on forgery and related charges and pled guilty to the same on
June 3, 1997, at docket No, 1:CR-97-236In the United States District Court for the Middle District of
PeMsylvanla, for his Involvement in the above actions and similar actions, A true and correct copy of the
Information and Guilty Plea Agreement ('Plea Agreement') are attached hereto and Incorporated as
Exhibit C,
22, Defendant fully acknowledged responsibility for his above actions In paragraph 10, of the
Plea Agreement.
23, Mr, Fetterman died on or abollt February 18, 1996 and Defendant admitted In the Plea
AgrElementthat he had knowledge of this fact prior to presenting the checks Identified above,
24, Reliance has Incurred attorneys' lees In an effort to recover the amout'lts of the above
loss,
WHEREFORE Plaintiff Reliance Insurance Company respectfully requests that this Honorable
Court enter a Judgment In Its favor against Delendantln the amount of Forty-Eight Thousand Six Hundred
Ninety-Nine I"\ollars and Twenty-Eight Cents ($48,699,28), plus Interest, attorneys' feel!; and costs 01 suit.
COUNT II
E.st Qarollns Blnk v. Jsffrev Wlltml.,
25, Parsgraphs numbered 1-24 are Incorporated herein !ly reference .alf lot forth In full,
.3.
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EAST CAROLINA BANK
ENGELHARD. NORTH CAROLINA 27814
ROlTTE 164 MAIN STREET
(IOOI149.m'R ~ C ~ \ " t 6AX(919)91loJUI
St.P 1 ~ '99&
&.~ cwM otV\'.
POST OfFlCE BOX 33'
. (919)91'.9411
September'. 1996
Mr, Edward F, Dudley . Attorney
Bonds Claim Departrnelll
Relllllce Swety Company I
.. Pena Center Plaza (1 J
Phlllldelphla, PA 10103 1
/
CLAIM NO: E96.QI,62
INSURED: The East Carolina Bank
BOND: BI91 2636
Dear Mr, Dudley:
I have enclosed fonn BC-loo ED, as proof of claim as requested. I have also ellQlosed; a copy of the
Subpoena for the original checks; copies of Ihe three counterfeited checks; a copy of a recular check oft'
the account of Cove Realty; copies of the Ihree affidavits of forgel)' siped by Mr, !loG Sansolta on the .c.-
behall' of Cove Realty; a copy of the letter where PNC Bank retuscd payment; IIId copies of
comspondence with Ihe FBI.
The reference to retu.ming items with or without enlly Is a tenn used with respect 10 the reI1Im of ilems
among banks through the Federal Reserve Bank, With enlly meanlng lhat we have presented the return
items in such a manner as to cause Ihe Federal Reserve Bank 10 debit the bank's account lhatthe checks
are being rell1med and give our bank Immediate credit. Generally reserved for when the bank receiving
the rell1m items Is at faull and are requlred tu make paymenl (Not the case in \his situation), Without
enlly means we are lAsing the Federal Reserve Bank to complete the return of lhe item, however, the bank
receMng the return is no obligated to pay and is only being asked to mist (This Is how we should have
handled the return; however, the final outcome would not have changed),
~~w
Thomas B, HeBgle, III
VP Auditor &. Compliance OffIcer
'Y
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Please advise me of whal other steps I need to lake,
Sincerely,
/O,~)l~ -
,/C# ~ffr - Z;;;"" / G ,~
J-ef{. WrtlJ,/-fQ;/ -/0/1/ ""
1..#/\
(717-7J?~.717.? 9/~)-~,,,_,.;;,,
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f'~ oS' <f4fl wtttIm
'?I'-70-?1?.J --,;
4:c.I.(t,./ 7:./1..' ~" I
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RELEASE ANl> ASSIGNMENT
WHERE/\!, Relianco Innurance Ca11JMy
.n. b.nd IMued I. 'l11e rAnt Carolina Bank
(h.rolllllU.r c.U.d lh. Surelyll. lliI'.ty
.f D1qelhard. Nentll CaroUI\Il
.fl..II.. July 23/ 1995
WHElIEAS, said b.nd a,ro.. t. Indemnify Ih. wurod l.r t..... .u.talntel by It, am...
.th.r Ihln,., due I. Forge1'Y subjflCt to.. $25/000 deductible
WHEREAS, the In.ured repr...nl' Ill. be a laet lhat It hat ....talned a I... I"'d.r ..Id
boftd duo t. (0) l'or<j8ry
In tho .um.f Sixty-&l9ht 'l1"",aand Six HwUred Ninety-Nillll and 28/100 Dollan,
.. m.ra fully app.n In and by It. proof .f 10.. ....rn t. on th. 5th
day.f Septmtler II 96
(h.r'lnalter call.d lh. lnaurtd).
NOW, THElIErORE, In .on.ld.rallon of tb. paym.nl of tII. .um.f $43/699.28
Forty-'!1lree 'Ihous.vod Six Hundred Ninety-Nine and 28/100 collar. inclusive of
the deductible to the Insured by the &n'ety / the r0C9ipt whereof is hereby
acknowleclged I
(I) TIl. luured r.I.... and dl.olar:t... and forevar reI.... and dla-
."'" lb.lIurMJ' lrolIluy ud allllablllty, olaw., dtmaadll, dtbta,
du.., ICClllUllll, ...... or ..us.. olalrtloa of wlataoe... kIDd Or IIIlllrt
tllal It _ bu, bat had, Or 111Io' b.real1er bava UDder Hid bond b,
r._ 01 lb. atorlllllllttontcl I..., 10 ear .. It Ia. beetI dlaco.ered to
dat. by ",.lllIured.
(II) TIlt> luured hat a"lIned ...d do.. btrabJ a"lID, ..U. tnaal.r..d
III ova. to tba IlurllJ all Ita rllblll, 1111, and Inter..I III r.latloa to ..,
and aU Itllll. olalmed III and b, th. Hid prool 011..., &lld aU 1II0n., lhat
may be r_.ered b, ....oa lb.rlOf.
(II) TIlt INured baa appolnled and ciotti berabJ Ippolllt tbt 8IIr,ty II Ita
altornl)'-Ill-ealrt to.... .......nd, rlll.I.., r,celpl lor, &lid .... for Ia Ill.
11&11I,01 lb. IDNred or 1b,1Iur'1J, &lid Iak. ao,..d aU Iawflll WI" and
11I_ 10. lb. 'ICO"'" 01 an, and all Neb 'WD. ollllOllI)' &Ilb1l1urllJ"
flIlI-',
IN WITHESI WJl1:REOr, lbIlllIur.d b.. ..used th.., pre.lllta to be IllIculed by II.
~..lborlaed oltIcer . &lid Ita GO_ta ..1 ~
rllllllo ~FLdulY&llt'Ied b~lta (".. _
ATTEST
tJ;',~ ..J1 m~A
~ F..st Carolina Bank
BY 1---& 1L',n:.. m ./J.I'.
. ~
Stata 01 W. c:-. ) ...
COWIlY05A"'c.. ) )~,.:L. A.D. !tll.
P.raOlllUy PP.~~"<t';1'1l'''''~(, Vl''''Iu....t- L I..,,'ol.;dir
r"plell..ly lb. ,~. ,(jjI - ~~1If.ul4
. ' .... , the ......r(.) ..d ..Itr{.) the ro....1Dc InalJ'llll\..t,lUIll
acllllvwlqed lb, 11m. 10 be (bla) IIIlIr b.. alrt and dttd alUllba Ir.. a.. aIYI da... '"
the ..Id .0rDerallon.. J
.~ 4~ ,NotarrPubllo
(U aolmowltdlm.nl by Indlvldual'etIlil'llllt.'Ib. worda IIIldtreeortcl.,
o ID ..It I... due to dl.honllty of .mploy.., .tat, 11Im. of amploy., and bla
poelllon.
.. U ollie.. .lplnl not rtlllltarly authorized 10 IXlClIIt. tbt reI.... cop, of R_Iu-
Iloa ", lh, Board 01 Dlr.el~n aUlhorlzlnl ...eb ollleer m...t be attached.
'COHlum
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,
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.
DMlll TIS
IN THI UNITED STATES DISTRICT COURT
'OR THI MIDDLB DISTRICT or PENNSYLVANIA
v.
) CR. NO.
) (Judll.
)
ll: CR
llCRAMBO
-97-236
r:IU:D
HARJ:lI.'::Pllr~G PI>
:If", '
'.', :
.
UNtTBD STATES or AMERICA
JB"RIY SCOTT WALTMAN
I N r 0 R MAT ION
COW!. t:. I
TIS UNITBD STAT.S ATTORNBY CKARGIS THAT. ~:rYE,~ EA,CLERK
-
epUly lork
1. The Mellon BanK and the Wells Fargo Bank, N.A are
t.nancial institutions, as defined by Title 18, United States
Code, Section 20, with deposits insured by the Federal Deposit
Insurance Corporation.
2. Beginning on or about March 4, 1996 and continuing up to
on or about May 13/ 1996, the defendant,
JBF'RBY SCOTT WALTMAN,
devised a scheme or artifice to defraud the Mellon BanK and the
Wells Fargo BanK, N.A, and to obtain monies, funds and other
property owned by and under the custody and control of the Mellon
BanK and the Wells Fargo BanK, N.A, by means of false and
fraudulent pretenses, representations and promises.
3. It was part of the scheme and artifice to defraud and to
obtain money, funds and other property by means of false
pretenses, representations and promises that the defendant would
and did obtain checks of his deceased uncle, John K. Fetterman,
f?r an account at Wells Fargo Bank, N.A., write checks drawn on
said account and payable to Parasoft
Per
wholly owned and controlled by the defendant, depollit: said check.
into a business checking account maintained by the detendant,
d/b/a parasott Development Group, at the Mellon Bank, and
withdraw funds from said account on various dateR.
4. On or about March 1. / 1996/ within the Middle District of
Pennsylvania, the defendant, JBPPRIY SCOTT WALTMAN, executed and
attempted to execute the scheme and artifice to defraud and to
obtain money, funds and other property by means of false
pretenses, representations and promises, as set forth above in
paragraphs 1 through 3/ in that he did place an order for the
printing of checks on the account of John H. Fetterman at the
Wells Fargo Bank, N.A., resulting in the shipping of said checks
to John H. Fetterman at defendant/s home address, 4152 Kittatinny
Drive, Mechanicsburg, Pennsylvania, when in fact, as the
defendant well knew, John H. Fetterman had died on February 18,
1996.
5. On or about March 1/ 1996, in the Middle District of
pennsyl vnia, the defendant / JBl!'!l'R'tY SCOTT WALTMAN, did deposit
check number 9781 drawn on the account of John H. Fetterman at
the Wells Fargo Bank, N.A., in the amount of $19,000, into a
business checking account maintained by the defendant, d/b/a
parasoft Development Group, at the Mellon Bank.
6. On or about March 5, 1996/ in the Middle District of
Pennsylvania, the defendant, JEPFREY SCOTT WALTKAH, did deposit
check number 9785 drawn on the account of John H. Fetterman at
the Wells Fargo Bank, N.A., in the amount of $7,500, into a
business checking account maintained by the defendant, d/b/a
2
Parasote Development Gr.oup, at the Mellon Bank.
7. On or about March 5/ 1996, in the Middle District of
Pennsylvania, the defendant, JEFPRIY SCOTT WALTMAN, did depolit
check number 9796 drawn on the account of John H. Fetterman at
the Wells Fargo Bank, N.A., in the amount of $14,500, into a
business checking account maintained by the defendant, d/b/a
Parasoft Development Group, at the Mellon Bank.
8. On or about March 13, 1996/ in the Middle District ot
Pennsylvania, the defendant, JlrrRBY SCOTT WALTMAN, did depolit
check number 9783 drawn ori the account of John H. Fetterman at
the Wells Fargo Bank, N.A., in the amount of $3,500, into a
business checking account maintained by the defendant, d/b/a
Parasoft Development Group, at the Mellon Bank.
9. On or about March 29, 1996, in the Middle District ot
Pennsylvania, the defendant, JIPFREY SCOTT WALTMAN, did deposit
check number 9786 drawn on the account of John H. Fetterman at
the Wells Fargo Bank, N.A., in the amount of $19,000/ into a
business checking account maintained by the defendant, d/b/a
Parasoft Development Group, at the Mellon Bank.
10. The defendant did forge or cause to be forged the
signature of John H. Fetterman on the checks deposited into the
Mellon Bank account! as set forth above in pa~agraphs 5 through
9.
11. The checks deposited on March 4 through March 13, 1996,
as set forth above in paragraphs 5 through 8, were honored and
paid by the Wells Fargo Bank, N.A., resulting in a lOls to the
estate ot John H. Fetterman in the amount at $44,500.
3
Coun t II
't'H1 UNITID /lTATlS ATTORNEY 'URTHER CHARGBS THAT I
1. On or about May 10, 1996/ May 20, 1996, and May 31,
1996, checks in the amount of $22,700, $22,437.66, and
$23,561.92, respectively, drawn on the account. of Cove Realty,
Inc., of Nag's Head, North Carolina, at The East Carolina Bank,
were deposited to the account of the defendant,
JE"REY SCOTT WALTMAN.
at PNC Bank, N.A., Camp Hill, Pennsylvania, within the Middle
District of Pennsylvania.
2. The checks set forth above, in paragraph 1 of Count II.
were honored and paid by The East Carolina Bank and credited to
the account of the defendant at PNC Bank, N.A., in the ordinary
course of business.
3. The makers' signatures on the checks Bet forth above,
in paragraph 1 of Count 11/ were for.ged by the defendant,
resulting in a lOBS to The East Carolina Bank in the amount of
$68,699.28.
4. The East Carolina Bank and PNC Bank, N.A. ,are
financial institutions, as defined by Title 18/ United State.
Code, Section 20/ with deposits insured by the Federal Deposit
Insurance Corporation.
S. On or about May 31, 1996, in the Middle District of
Pennsylvania, the defendant,
JI"RIY SCOTT WALTMAN.
did engage in a monetary transaction in criminally derived
5
Count. III
THIl UNITED STATIlS ATTORNIY FURTHBR CHARGES THAT I
The personal property listed below was involved in the
offenses alleged above in Counts I and II of this Indictment or
is property traceable to such property, and constitutes or is
derived from, proceeds the defendant,
JEPFRBY SCOTT WALTMAN,
obtained, dir~ctly or indirectly, as the result of such offenses:
1. 1994 Nissan Pathfinder automobile, bearing VIN
JN8HD17Y3RW244779/
2. 1980 Ericson sailboat named the "North Star/. bearing
hull identificat.ion number ERY30543M8; and
3. 23 foot Precision sailboat bearing hull identification
number PCW23200E889, with Performance trailer, bearing
serial number 40ZSP2328JPPT2012.
By virtue of the commisoion of the offenses charged in
Counts I and II of this Indictment by the defendant, JBPPRIY
SCOTT WALTMAN, any and all interest the defendant may have in the
above-described property is vested in the United 5tates and is
hereby forfeited to the United States pursuant to Title 18,
United States Code, Section 982(a) (1) and (2) and Title 21,
United States Code, Section 853.
In the event t~at any of the personal property involved in
the offenses all~ged above in Counts I and II of this Indictment
or traceable to such property, or any property constituting or
derived from proceeds of auch offenses, as a result of any act or
omission of the defendant:
(a) cannot be located upon exercise of due diligence,
7
DMBITBS
UNITED STATER DISTRICT COURT
rOR THE MIDDLB DISTRICT or PENNSYLVANIA
UNITED STATES or AMERICA
llc.i..,CR. - 97 - 236 '
) (Judge ) . r:/LED
) '.I/If:!r~I';:;"" I.~(
) . '.4; I:"~
v.
JEPFREY S, WALTMAN
'f, /. .r'I,
MARY i:: Ij'~,ivj',;,_,
Per . ,., .,Lt::A:c
LL III A A G R E EMil N T "__..
D~OlJ::, ~::":r---
The following plea agreement is entered into by and between
the United States Attorney for the Middle District of
Pennsylvania and the above-captioned defendant. Any reference to
the United States or to the Government in this Agreement shall
mean the office of the United States Attorney for the Middle
District of Pennsylvania.
The defendant and counsel for both parties understand that
the United States Sentencing Commission Guidelines which took
effect on November 1, 1987/ as amended from time to time, will
apply to the offense or offenses to which the defendant is
pleading guilty, since the offense or offenses were completed
af'~er the effective date of the implementation of the Guidelines.
/---",
1.' The defendant agrees to waive indictment by a grand
j
jury and plelld Sl\.lilty to a felony information which will be filed
against the defendant by the United States Attorney for the
Middle District of Pennsylvania. That information will charge
the defendant with a violation of Title 18, United States Code,
Section 1344, bank fraud, with a violation of Title 18, United
States Code, Section 195'/ engaging in monetary transactions in
property derived from specified unlawful activity, and with a
criminal forfeiture count under Title 18, United States Code,
Slction 982. The maximum penalty for bank fraud is imprisonment
for A period of 30 years and/or a fine of $1,000,000, a term of
8uplrvi.ed release to be determined by the court, the costs of
prosecution, denial of certain federal benefits, and an
a......m.nt in the amount of $100. The maximum penalty for
engaging in monetary transactions in property derived from
specifi.d unlawful activity is imprisonment for a period of 10
years and/or a fine of $250/000/ a teIm of supervised release to
be d.termined by the court, the costs of prosecution, denial of
certain federal benefits, and an assessment in the amount of
$100. At the time the guilty plea is entered, the defendant
shall admit to the Court that the defendant is, in fact, guilty
of the offenses charged in the information and that the prop~r.ty
whioh is the subject of the criminal forfeiture count, which is
more particularly described in paragraph 13 hereof, constitutes
property involved in the violation of Title 18, United States
Code, Section 1957 or traceable thereto.
2. The defendant also understands that the Court must
impose a term of supervised release following any sentence of
imprisonment exceeding one (1) year/ or when required by statute.
The Court may require a ~~rm of supervised release in any other
case.
3. The defendant understands that the total, maximum
possible sentence for all charges is the combination of penalties
desoribed above; that is, 40 years in prison andlor fines
2
totalling $1,250,000/ a term of supervised release to be
determined by the Court/ the costs of prosecution, denial or
certain federal benefits, and assessments totalling $200.
4. The defendant understands that the Court may impose a
fine pursuant to the Sentencing Reform Act of 1984. The willful
failure to pay any fine imposed by the Court, in full, may be
considered a breach of this plea agreement. Further, the
defendant acknowledges that willful failure to pay the fine may
subject the defendant to additional criminal violations and civil
penalties pursuant to Tile 18/ United States Code, Section 3611,
et seq.
S. The defendant understands that under the alternative
fine section of Title lB. United States Code, Section 3571, the
maximum fine quoted above may be increased if the District Court
finds that any person derived pecuniary gain or suffered
pecuniary loss from the offense and that the maximum fine to be
imposed, if the Court elects to proceed in this fashion, could be
twice the amount of the gross gain or twice the amount of the
gross loss resulting from the offense.
6. If the Court awards a fine or restitution as part of the
defendant's sentence and the sentence includes a term of
imprisonment, the defendant agrees to voluntarily enter the
United States Bureau of Prisons administered program known as the
Inmate Financial Responsibility Program through which the Bureau
of Prisons will collect up to 50 percent of the defendant's
prison salary and apply those amounts on the defendant's behalf
to the payment of the outstanding fine and restitution orders.
3
7. The defend~nt understands that the Court will impose a
special assessment of $200 pursuant to the provisions of Title
la, United States Code, Section 3013. No later than the date of
sentencing, the defendant or defendant's counsel shall mail a
check in payment of the special assessment directly to the Clerk,
United States District Court Middle District of Pennsylvania.
This check should be made payable to .Clerk, United States
District Courtu. Counsel for the defendant shall provide a copy
of the special assessment check to the United States Attorneys
Office for the Middle District of Pennsylvania at the time of
oentencing certifying compliance with this provision of the plea
agreement. A failure to make this payment, or payment with
insufficient funds, will be treated as a breach of this plea
agreement and may result in further prosecution or the filing of
additional criminal charges.
8. The defendant agrees, as a part of this Agreement, to
submit to interviews by the United States Attorney Office's
Financial Litigation Unit regarding the defendant's financial
status and to complete and submit a financial statement, under
oath, not later than two weeks after the date of this plea
agreement.
9.. The United States Attorney I s Office for the Middle
District of Pennsylvania agrees that it will not bring any other
criminal charges against the defendant directly ariSing out of
the defendant's involvement in the offense described above.
However, nothing in this agreement will limit prosecution for
criminal tax charges, if any, arising out of those offenses.
4
~lO. Counsel for the defendant has affirmatively indicated
,;
to the United States Attorney's Office that the defendant not
only wishes to enter a plea of guilty, but clearly demonstrates a
recognition and affirmative acceptance of responsibility as
required by the sentencing guidelines. Additionally, the
defendant has assisted authorities in the investigation and
prosecution of his own misconduct by taking the following
step(a) :
Timely notifying authorities of his intention
to enter a plea of guilty thereby permitting
the government to avoid preparing for trial
and permitting the court to allocate its
resources efficiently.
Accordingly, if the defendant can adequately demonstrate this
acceptance of responsibility to the government, the United States
Attorney's Office will recommend that the defendant receive a
three-point reduction in the defendant's offense level for
acceptance of responsibility. The failure of the Court to find
that the defendant is entitled to this three-point reduction
shall not be a basis to void this plea agreement.
: 1~:,' At the time of sentencing, the United States will
.-..
recommend that the Court impose the minimum prison term within
the applicable guideline range.
12. If probation or a term of supervised release is
ordered, the United States will recommend that the Court impose
the following special conditions:
(a) That the defendant be prohibited from
possessing a firearm or other dangerous
weapon;
(b) That the defendant make restitution,
5
payment of which shall be in accordance
with a schedule to be determined by
the Court;
(c) That the defendant pay any fine
in accordance with a schedule to be
determined by the Court;
(d) That the defendant be prohibited
from incurring new credit charges
or opening additional lines of
credit without approval of the
Probation Office unless the
defendant is in compliance with the
payment schedule; and
(e) That the defendant be directed to
provide the Probation Office and the United
States Attorney access to any I'equested
financial information.
13,' The defendant has agreed to cooperate with the United
States in the investigation and prosecution of other suspected
violations of the law. Upon completion of the cooperation, if
the United States believes the defendant has provided
"substantial assistance" pursuant to Title 18, United States
Code, Section 3S53(e) or Section SK1.1 of the United States
Sentencing Guidelines, the United States may request the Court to
depart below any applicable mandatory minimum sentence or the
guideline range when fixing a sentence for this defendant. In
the event that the defendant renders substantial assistance, the
United States specifically reserves the right to make a specific
recommendation of a term of months to the Court
However, the
defendant acknowledges that the United States may decline to
exercise its discretion and recommend a departure if the
defendant breaches any of the provisions of this Agreement, or
commits any other offense while awaiting plea or sentencing.
6
/ 14. The defendant stated that the defendant desires to end
all pending civil and criminal matters in the Middle District of
Pennsylvania and, in order to avoid needless litigation and the
expense attendant thereto, agrees to settle the civil and
criminal matters arising out of his use of proceeds of a
specified unlawful activity to purchase a 1994 Nisaan Pathfinder
automobile, bearing VIN JN8HD17Y3RW244779, a 19BO Ericson
sailboat named the "North Star," bearing hull identification
number ERYJOS43M8, and a 23 foot precision uailboat bearing hull
identification number PCW23200E889, with Performance trailer,
bearing serial number 40ZSP2328JPPT2012.
The defendant further agrees to the following:
(a) Criminal forfeiture of the said 1994 Nissan
Pathfinder automobile, bearing VIN
JN8HD17Y3RW244779, 1980 Ericson sailboat named the
~North Star,. bearing hull identification number
ERY30543M8, and 23 foot Precision sailboat bearing
hull identification number PCW23200E889, with
Performance trailer, bearing serial number
40ZSP2328JPPT2012;
(~\ The immediate entry of the preliminary order of
forfeiture;
(c) The wai\er of the defendant's right to the
personal service of all process and the
appointment, of James J. West, Esquire, 105 North
Front Street, Harrisburg, Pennsylvania 17101 as
the defendant's agent for service of all process;
(d) The waiver of the defendant's right to appear and
contest any portion of the forfeiture proceedings,
including but not limited to, any motion or
proceeding for substitute assets I
(e) That no other person or entity has In equitable or
legal interest in the property, real or personal,
subject to forfeiture pursuant to this agreement;
(f) To sign any and all documents necessary to
effectuate the forfeiture and costs associated
7
therewith I
To the immediate payment of $300 for costs of the
forfeiture, and submits said amount with the
signed plea agreement.
15. By this A':iIreement, the defendant agrees to forfeit all
(gl
interests in the properties listed in paragraph 13 above and to
take whatever steps are necessary to pass clear title to the
United States. These steps include but are not limited to
surrender of title, the signing of a consent decree, a
stipulation of facts regarding the transfer and basis for the
forfeitures and signing any other documents necessary to
effectuate such transfers.
16. The defendant agrees to make full restitution in
accordance with a schedule to be determined by the Court. The
amount of the loss resulting from the defendant's actions will be
determined at the pre-sentencing hearing.
17. The defendant also understands that the United States
will provide to the United States Probation Office all
information in its possession which the United States deems
relevant regarding the defendant's background, character,
cooperation, if any, and involvement in this or other offenses.
18. The defendant understands that pursuant to the United
States District Court for the Middle District of Pennsylvania
"Policy for Guideline Sentencing" both the United States and
defendant must co~nunicate to the probation officer within
fifteen (15) days after disclosure of the pre-sentence report any
objections they may have as to material information, sentencing
classifications, sentencing guideline ranges and policy
. .#IIW_.
8
statefllents contained on or omitted from the report. The
defendant agrees to meet with the United States at least five (5)
days prior to sentencing in a good faith attempt to resolve any
substantive differences. If any issues remain unresolved, they
shall be communicated to the probation officer for his inclusion
on an addendum to the pre-sentence report. The defendant
understand~ that unresolved substantive objections will be
decided by the Court at the sentencing hearing where the standard
of proof will be a preponderance of the evidence. Objections by
the defendant to the pre-sentence report or the Court's rulings,
will not be grounds for withdrawal of a plea of guilty.
19. The defendant understands that pursuant to the Victim
and Witness protection Act (18 U.S.C./ Section 3521/ et sea.) and
the regulations promulgated under the Act by the Attorney General
of the United States:
(a) The victim of a crime is given the
opportunity to comment on the offense
and make recommendations regarding the
sentence to be imposed. The defendant
also un1erstands that the victim's
comments and recommendations may be
different than those of the parties to
this agreement.
(b) The federal prosecutor is required to
consult with victims of serious crimes to
obtain their views regarding the appropriate
disposition of the case against the defendant
and make the information regarding sentencing
known to the Court. The defendant
understands that the victim's opinions and
recommendations may be different than those
presented by the United States as a
consequence of this agreement.
(c) The federal prosecutor is required to
"fully advocate the rights of victims on the
issue of restitution unless such advocacy
9
would unduly prolong or complicate the
sentencing proceeding/" and the Court
is authorized to order restitution by the
defendant including. but not limited to,
restitution for property loss, personal
injury or death.
20. At the time of B~ntencing, the United States will be
permitted to bring to the Court's attention, and the COUI't will
be permitted to consider, all relevant information with respect
to the defendant's background, character and conduct including
the conduct that is the subject of the charges which the United
States has agreed to dismiss, and the nature and extent of the
defendant's cooperation, if any. The United States will be
entitled to bring to the court's attention, and the Court will be
entitled to consider, any failure by the defendant to fulfill any
obligation under this Agreemerlt.
21. The defendant understands that the Court is not a party
to and is not bound by this Agreement or any recommendations made
by the parties. Thus, the Court is free to impose upon the
defendant any sentence up to and including the maximum sentence
of imprisonment for 40 years and/or a fine of $1/250/000, a term
of supervised release, the costs of prosecution, denial of
certain federal benefits and assessments totalling $200.
22. If the Court imposes a sentence with which the
defendant is dissatisfied, the defendant will not be permitted to
withdraw the guilty plea for that reason alone, nor will the
defendant be permitted to withdraw the plea should the Court
decline to follow any recommendations by any of the parties to
this Agreement.
10
23. The defendant agrees to cooperate fully with the United
States. The defendant understands and agrees that complete and
truthful cooperation is a material condition of this agreement.
Cooperation shall include providing all information known to thft
defendant regarding any criminal activity, including but not
limited to the offenses described in this agreement. Cooperation
will also include complying with all reasonable instructions from
the United States, submitting to interviews by j,nvestigators and
attorneys at such reasonable times and places to be determined by
counsel for the United States and to testify fully and truthfully
before any grand juries, hearings, trials or any other
proceedings where the defendant'S testimony is deelned by the
United States to be relevant. The defendant understands that
such cooperation shall be provided to any state, local and
federal law enforcement agencies designated by counsel for the
United States. The United States agrees that any statements made
by the defendant during th~ cooperation phase of this agreement
shall not be used against the defendant in any subsequent
prosecutionG unless and until there is a determination by the
Court that the defendant has breached this agreement. However,
the United States will be free to use at sentencing in this case
any of the statements and evidence provided by the defendant
during the cooperation phase of the agreement. Moreover, the
parties agree that, although the defendant's statements made
during the cooperation phase cannot be used against the defendant
in any subsequent criminal prosecuti~n, this provision shall not
preclude the United States from requiring the defendant to lubmit
11
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by a preponderance of the evidence. In order to establish any
breach by the defendant, the United States is entitled to rely on
statements and evidence giVen by the defendant during the
cooperation phase of this Agreement.
27. The parties agree that at any court hearings held to
determine whether the defendant has breached this Agreement, the
polygraph results and the pOlygrapher's conclusions and opinions
shall be admissible. The parties also agree that such pOlygraph
data shall be admissible at any sentencing hearings inVOlVing the
defendant.
28. The defendant and the United States agree that in the
event the Court concludes that the defendant has breached the
Agreement:
(a) The defendant will not be permitted
to withdraw any guilty plea tendered under
this agreement and agrees not to petition for
withdrawal of any guilty plea;
(b) 'I'he United States will be free to
make any recommendations to the Court
regarding sentencing in this case;
(c) Any evidence or statements made by the
defendant during the cooperation phase will
be admissible at any trials or sentencings;
(d) The United States will be free to bring any other
charges it has against the defendant.
29. Nothing in this Agreement shall protect the defendant
in any way from prosecution for any offense committed after the
date of this Agreement, inClUding perjury, false declaration, or
false statement, in violation of Title 18, United Statel Code,
Section 1621, 1623, or 1001, or obstruotion of justioe, in
violation of Title 18, United States Code, Seotion 1503, 1505, or
13
1510, should the defendant commit any of those offenses during
the cooperation phase of this Agreement. Should the defendant be
charged with any offense alleged to have occurred after the date
of this Agreement, the information and documents disclosed to the
United Scates during the course of the cooperation could be used
against the defendant in any such prosecution.
30. Nothing in this agreement shall restrict or limit the
nature or content of the United States's motions or response to
any motions filed on behalf of the defendant. Nor does this
agreement in any way restrict the government in responding to any
request by the court for briefing, argument or presentation of
evidence regarding the application of the SentenCing Guidelines
to the defendant's conduct, including but not limited to,
requests for information concerning possible sentencing
departures.
31. Nothing in this Agreement shall bind any other federal,
state or local enforcement agency.
32. This document states the complete and only Plea
Agreement between the tJnited States Attorney for the Middle
District of Pennsylvania and the defendant in this case, is
binding only on the parties to this Agreement, supersedes all
prior understandings, if any, whether written or oral, and cannot
be modified other than in a writing that is signed by all parties
or on the record in court. No other promises or inducements have
been or will be made to the defendant in connection with this
case, nor have any predictions or threats been made in connection
with this plea.
14
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