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Home My WebLink About98-01844 ;1' ~ C) () >' \l It-~ I:l. ~ 't ~ ~. <:. .~ ~ ~ , I I ,I I ;r .~ Ji' " " I' I I , I (I \. \~ ....... I', .':.\ ... ,..J ';'y, ',).. <.>.., ...... I <.... (l" , tl ~ Cl;;;: Mark J. Udren, ESQUIRE ATTY I.D. NO. 04302 MARK J. UDREN & ASSOCIATES 1700 SANSOM STREET, 6TH FIIOOR PHILADELPHIA, PA 19103 (215) 568-9500 ATTORNEY FOR PLAINTIFF PNC-Mortgage Corporation of America 539 South Fourth Avenue Louisville, KY 40202 COURT OF COMMON PLEAS v. Plaintiff. CIVIL DIVISION Cumberland COUNTY Mervyn A. Cook 10 Adams Street Enola, PA 17025 Defendant(s) NO, ~ - /t'(L/C( Cu;/ ~ COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the fOllowi.ng pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a jUdgment. may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE PA 17013 (717) 249 3166 1. caption is such plaintiff is the Corporation designated as such on the preceding page, If Plaintiff is an assignee by virtue of the following recorded assignments: 1.n the then 1.t Assignor: N/A Assignments of Record to: Recording Date: Book: Page: 2. Defendant(s) is the individual designated as such on the preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor (s) of.llthe premises being foreclosed.: 3. On or about the date appearing on the ,Mortgage hereinafter described, at the instance and request of Defendant(s), Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant (s) the sum appearing on said Mortgage, wh1.ch Mortgage was executed and delivered to plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with Pa.R.C.P. 1019 (g). The information regarding the Mortgage bt,ing foreclosed is as follows: MORTGAGED PREMISES: 10 Adams Street MUNICIPALITY/TOWNSHIP/BOROUGH: Township of pennsboro COUNTY: Cumberland DATE EXECUTED: 9/11/96 DATE RECORDED: 9/12/96 BOOK: 1340 PAGE: 1029 The legal description of the mortgaged premises is attached hereto and made part hereof, 4. Said Mortgage is in default because the required payments have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by said Mortgage iterr,ized below, shall be immediately due. 5. After demand, the Defendant (s) continues to fail or refuses to comply with the terms of the Note as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated below} (b) by faiUng or refusing to pay other charges, if any/ indIcated below, 6. 'T'he following amounts are due on the said Mortgage as of 3/23/98: Principal of debt due and unpaid Interest at 8.125% from 11/1/97 to 3/23/98 (the per diem interest accruing on ',.. this'debt is $10.77 and that sum should he added each day after 3/23/98) Title Report Court Costs (anticipated, excluding Sheriff's Sale costs) Escrow Overdraft/(Balance) (The monthly escrow on this account is $17.92 and that sum should be added on the first of each month after 3/23/98) l,ate Charges (monthly late charge of $18.19 should be added on the f~fteenth of each month after 3/23/98) Bad Check Fees Other Fees Attorneys Fees (anticipated and actual to 5% of principal) TOTAL $48,381.34 1,540.11 250.00 280.00 (38.37) 72.76 15.00 30.00 2.....419.07 $52/949.91 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be cQllected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. Notice of Intention to Foreclose under Act 6 of 1974 of the Commonwealth of Pennsylvania has been sent to each Defendant, certified mail, in accordance with the requirements of that act, and copy (6) are attached hereto as Exhibit "A" and made part PNC MORTGAGE CORP. OF AMERICA 539 SOUTH FOURTH AVENUE LOUISVILLE, KY 40202 ZZ1l7 BS204 FEBRUARY 09/ 1998 MERVYN A COOK 10 ADAMS STREET ENOLA PA 17025 RE: LOAN NUMBER 0091898086 NOTICE OF INTENTION TO FORECLOSE MORTGAGE THE MORTGAGE ON YOUR PROPERTY LOCATED AT: 10 ADAMS STREET ENOLA PA 17025-2801 IS IN SERIOUS DEFAULT BECAUSE YOU HAVE NOT MADE MONTHLY PAYMENTS OF $ 381.74 FOR THE MONTHS OF DECEMBER 01/ 1997 THROUGH FEBRUARY 01/ 1998. LATE CliARGES AND OTHER CHARGES HAVE ALSO ACCRUED TO THIS DATE IN THE AMOUNT OF $ 51.38. THE TOTAL AMOUNT NOW REQUIRED TO CURE THIS DEFAULT, OR IN OTHER WORDS, GET CAUGHT UP IN YOUR PAYMENTS, AS OF THE DATE OF THIS LETTER, IS $ 1,210.62. YOU MAY CURE THIS DF-FAULT WITHIN THIRTY (30) DAYS OF THE DATE OF THIS LETTER, BY PAYING US THE ABOVE AMOUNT OF' $ 1/210.62 PLUS ANY ADDITIONAL MONTHLY PAYMENTS AND LATE CHARGES WHICH MAY FALL DUE DURING 'rHIS PERIOD. SUCH PAYMENT MUST BE MADE EITHER BY CASHIER'S CHECK, CERTIFIED CHECK OR MONEY ORDER. ~ IF YOU DO NOT CURE THE DEFAULT WITHIN THIRTY (30) DAYS, WE INTEND TO EXERCISE OUR RIGHT TO ACCELERATE THE MORTGAGE PAYMENTS. THIS MEANS THAT WHATEVER IS OWING ON THE ORIGINAL AMOUNT BORROWED WILL BE CON- SIDERED DUE IMMEDIATELY AND YOU MAY LOSE THE CHANCE TO PAY OFF THE ORIGINAL MORTGAGE IN MONTHI,Y INSTALLMENTS. IF FULL PAYMENT OF THE AMOUNT OF DEFAULT IS NOT MADE WITHIN THIRTY (30) DAYS, WE AI,SO INTEND TO INSTRUCT OUR ATTORNEYS TO START A LAW- SUIT TO FORECLOSE YOUR MORTGAGED PROPERTY. IF THE MORTGAGE IS FORECLOSED YOUR MORTGAGED PROPERTY WILL, BE SOLD BY THE SHERIFF TO PAY OFF THE MORTGAGE DEBT. IF WE REFER YOUR CASE TO OUR ATTORNEYS, BUT YOU CURE THE DEFAULT BEFORE THEY BEGIN LEGAl, PROCEEDINGS AGAINST YOU/ YOU WILL STILL HAVE TO PAY THE REASONABLE ATTORNEY/S FEES, ACTUALLY INCURRED, UP TO $50.00. HOWEVER, IF LEGAL PROCEEDINGS AHE STARTED AGAINST YOU, YOU WILL HAVE TO PAY THE REASONABLE ATTORNEY'S FEES, EVEN IF THEY ARE OVER $50.00. ANY ATTORNEY/S FEES WILL BE ADDED TO WHATEVER YOU OWE US / WHICH MP.Y ALSO INCloUDE OUR REASONABLE COSTS. IF YOU CURE THE DEFAULT WITHIN THE THIRTY (30) DAY PERIOD, YOU WILL, NOT BE REQUIRED TO PAY ATTORNEY'S FEES. WE MAY ALSO SUE YOU PERSONALLY FOR THE UNPAID PRINCIPAL BALANCE AND ALL OTHER SUMS DUE UNDER THE MORTGAGE. IF YOU HAVE NOT CURED THE DEFAULT WITHIN THE THIRTY (30) DAY PERIOD AND FORECLOSURE PROCEEDINGS HAVE BEGUN, YOU rU\VE THE RIGHT TO CURE THE DEFAULT AND PREVENT THE SALE AT ANy TIME moBT IAI BS204-2 . ' PAGE TWO 0091898086 MERVYN A COOK UP TO ONE !lOUR BEFORE THE SHERIFF" S FORECLOSURE SALE. YOU MAY DO SO BY PAYING THE TO'1'Al. AMOUNT OF THE UNPAID MONTHLY PAyMENTS PLUS ANY LATE OR OTHER CHARGES THEN DUE. AS WELL, AS THE REASONABLE ATTORNEY'S FEES AND COSTS coNNECTED WITH THE FORECLOSURE SALE (AND PERFORM ANY OTHER REQUIREMENTS UNDER THE MORTGAGE). IT IS ESTIMATED THAT THE EARLIEST DATE THAT SUCH A SHERIFF'S SALE COULD BE HELD WOULD BE APPROXIMATELY ONE HUNDRED EIGHTY (180) DAYS FROM THE DATE OF THIS NOTICE, A NOTICE O~' THE DATE OF THE SHERIFF'S SAIJE WIlJL BE SENT TO YOU BEFORE THE SALE. OF COURSE, THE AMOUNT NEEDED TO CURE THE DEFAULT WILL INCREASE THE l,ONGER YOU WAIT. YOU MAY FINO OUT AT ANY TIME EXACTLY WHAT THE REQUIRED PAYMENT WILL BE BY CALLING US AT THE FOLLOWING 'fOLL FREE NUMBER 1_800-736-9090. THIS PAYMENT MUST BE IN A CASHIER'S CHECK, CERTIFIED CHECK, OR MONEY ORDER AND MADE PAYABLE TO US AT THE ADDRESS STATED ON PAGE ONE OF THIS LETTER, YOU SHOULD REALIZE THAT A SHERIFF'S SALE WILL END YOUR OWNERSHIP OF THE MORTGAGED PROPERTY AND YOUR RIGHT TO REMAIN IN IT. IF YOu CON- TINUE TO LIVE IN THE PROPERTY AFTER THE SHERIFF'S SALE, A LAWSUIT COULD BE STARTED TO EVICT YOU. YOu HAVE ADDITIONAL RIGHTS '1'0 HEI,P PROTECT YOUR INTERES'l' IN THE PRO- PERTY. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT, (YOU MAY ~~VE THE RIGHT TO SELL OR . TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT M,L THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED). CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. IF YOU CURE THE DEFAUJJT, THE MORTGAGE WILL BE RESTORED TO THE SAME POSITION AS IF NO DEFAULT ~Uill OCCURRED. HOWEVER, YOU ARE NOT ENTITLED TO THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE (3) TIMES IN ANY CALENDAR YEAR. SINCEREI,Y, PNC MORTGAGE CORP OF AMERICA CUSTOMER SERVICE copy VIA U.S. POSTAL SERVICE __FEDERAL LAW REQUIRES THAT WE NOTIFY YOu THAT THIS IS AN ATTEMpT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE" ZZl19 ACT 91 NOTICE BS203-1 IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE PROGRAM PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MOR'rGAGE PAYMENTS FEBRUARY 09, 1990 MERVYN A COOK RE: LOAN NUMBER: 0091898086 PROPERTY ADDRESS: 10 ADAMS STREEt ENOLA PA 17025-2801 10 ADAMS S'rREET ENOLA, PA 17025 2801 YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE THAT WILL PREVENT FOREC.LOSURE ON YOUR MORTGAGE IF YOU COMPLY WInr THE PROVISIONS OF THE HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"). YOU MAY BE ELIGIBLE FOR EMERGENCY TEMPORARY ASSISTANCE IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMST.~CES BEYOND YOUR CONTROL, YOU HAVE A REASONABLE PROSPECT OF RESUMING YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. PLEASE READ ALL OF THIS NOTICE. IT CONTAINS AN EXPLANATION OF YOUR RIGHTS. UNDER THE AC1', YOU ARE ENTITLED TO A 'rEMPORARY STAY OF FORECLOSURE ON YOUR MORTGAGE FOR THIRTY (30) DAYS FROM THE DATE OF THIS NOTICE. DURING THAT TIME YOU MUST ARRANGE AND ATTEND A "FACE-TO-FACE" MEETING WITH A REPRESENTATIVE OF THIS l,ENDER, OR WITH A DESIGNATED CONSUMER CREDIT COUNSEl,ING AGENCY. THE PURPOSE OF THIS ~lEETING IS TO ATTEMPT TO WORK OUT A REPAYMENT PLAN, OR TO OTHERWISE SETTLE YOUR DELINQUENCY. THIS MEETING MUST OCCUR IN THE NEXT (30) DAYS. . Ilo' YOU ATTEND .r>. FACE-TO-FACE MEETING WITH THIS LENDER, OR WITH A CONSUMER CREDIT COUNSELING AGENCY IDENTIFIED IN THIS NOTICE, NO FURTHER PROCEEDING IN MORTGAGE FORECLOSURE MAY TAKE PLACE FOR (30) DAYS AFTER THE DATE OF THIS MEETING. THE ADDRESS AND TELEPHONE NUMBER OF YOUR REPRESENTATIVE IS: PNC MORTGAGE, 539 SOUTH FOURTH AVENUE, LOUISVILLE, KY 40202 TOLL FREE (800)736-9090 THE NAMES AND ADDRESSES OF DESIGNATED CONSUMER CREDIT COUNSELING AGENCIES ARE SHOWN ON THE ATTACHED SHEET. IT IS ONLY NECESSARY TO SCHEDULE ONE FACE-TO..FACE MEETING, YOU SHOULD ADVISE THIS LENDER IMMEDIATELY OF YOllR INTENTIONS. YOTJR MORTGAGE IS IN DEFAULT BECAUSE YOU HAVE FAILED TO PAY PROMPTLY . INSTALLMENTS OF PRINCIPAL AND INTEREST, AS REQUIRED, FOR A PERIOD OF AT LEAST SIXTY (60) DAYS. THE TOTAL AMOUNT OF THE DELINQUENCY IS 1,210.62. THAT SUM INCLUDES THE FOLLOWING; * * * * * * PAYMENT AMOUNT PAYMENTS NOW DUE LATE CHARGES RETURN CHECK CHARGE OTHER FEES LESS UNAPPLIED FUNDS 381.74 3 36.38 15.00 10.00 .00 , EXHBIT , ISI .~. BS203-2 IF YOU HAVE TRIED AND ARE UNABLE TO RESOLVE THIS PROBLEM ~r OR AFTER YOUR FACE-TO-FACE MEETING, YOU HAVE THE RIGHT TO APPLY FOR FINANCIAL ASSIST- ANCE FROM THE HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE FUND. IN ORDER TO DO THIS, YOU MUST FILL OUT, SIGN AND FILE A COMPLETED HOMEOWNERS' EMERGENCY ASSISTANCE APPLICATION WITH ONE OF THE DESIGNATED CONSUMER CREDIT COUNSELING AGENCIES LISTED ON THE ATTACHMENT. AN APP1,ICATION FOR ASSISTANCE MAY ONLY BE OBTAINED FROM A CONSUMER CREDIT COUNSELING AGENCY. THE CONSUMER CREOIT COUNSELING AGENCY WILL ASSIST YOU IN FILLING OUT YOUR APPLICATION AND WILL SUBMIT YOUR COMPLETED APPLICATION TO THE PENNSYLVAlJIA HOUSING FINANCE AGENCY. YOUR APPLICATION MUST BE FILED OR POSTMARKED, WITHIN THIRTY (30) DAYS OF YOUR FACE-TO-FACE MEE'rING. IT IS EXTREMELY IMPORTANT THAT YOU FILE YOUR APPLICATION PROMPTLY. IF YOU DO NOT DO SO, OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN 'I'HIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY. AV"ULABLE FUNDS FOR EMERGENCY 1oI0RTGAGE ASSISTANCE ARE VERY 1,IMITED. THEY WILL BE DISBURSED BY THE AGENCY UNDER THE ELIGIBILITY CRITERIA ESTABLISHED BY THE ACT. IT IS EXTREMELY IMPORTANT THAT YOUR APPLICATION IS ACCURATE AND COMPLETE IN EVERY RESPECT. THE PENNSYLVANIA HOUSING FINANCE AGENCY HAS SIXTY (60) DAYS TO MAKE A DECISION AFTER IT RECEIVES YOUR APPLICATION. DURING THAT ADDITIONAL TIME, NO FORECLOSURE PROCEImINGS WILL BE PURSUED AGAINST YOU IF YOU HAVE MET THE TIME REQUIREMENTS SET FORTH ABOVE. YOU WILL BE NOTIFIED DIRECTI,Y BY 'I'HAT AGENCY OF ITS DECISION ON YOUR APPLICATION. THE PENNSYLVANIA HOUSING FINANCE AGENCY IS 1,OCATED AT 2101 NORTH FRONT : STREET, POST OFFICE BOX 8029, HARRISBURG, PENNSYloVANIA 17105. TELEPHONE NO. (717-780-3800 OR 1-800-342-2397). PERSONS WITH IMPAIRED HEARING CAN CALL (717) 780-1869. , IN ADDITION YOU MAY RECEIVE ANOTHER NOTICE FROM THIS LENDER UNDER ACT 6 OF 1974. THAT NOTICE IS CALLED A "NOTICE OF INTENTION TO FORECLOSURE". YOU MUST READ BOTH NOTICES, SINCE THEY BOTH EXPLAIN RIGHTS THAT YOU NOW HAVE UNDER PENNSYLVANIA LAW. HOWEVER, IF YOU CHOOSE TO EXERCISE YOUR RIGHTS DESCRIBED IN THIS NOTICE, YOU CANNOT BE FORECLOSED UPON WHILE YOU ARE RECEIVING THAT ASSISTANCE. VERY TRULY YOURS, PNC MORTGAGE CORP OF AMERICA CUSTOMER SERVICE DEPARTMENT COPY VIA U.S. POSTAL SERVICE **FEDERAL LAW REQUIRES THAT WE NOTIFY YOU THAT THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSEu BS206 .., ir N ?;; .,? ..~, f'" .. P ('.., ~;{"~ LJ.{.. <... <',. iT: (T':! -1 .L c.\.. .' C)I~-:- ;-..J r' , In ,'A r'J ai'!. 1.1./("', I ').>~ j".. fl-:") . ;..". ;-iii(iJ j'" .~'.. \'1JCL ~l~ H. C(1 ~J 0 c;r, 0 t./ J'llf -,"'"r.,k . r_". MARK J. UDREN , ASSOCIATES BY: ~.rk J. Udren, ESQUIRE ATTY I.D. NO. 04302 1700 SANSOM STREET, 6TH FLOOR PHILADELPHIA, PA 19103 (215) 568-9500 ATTORNEY FOR PLAINTIFJ' PNC-f-Jorfgage-Cc)r!)c;raTlon-6rAme rr ca ---I 539 South Fourth Avenue : Louisville, KY 40202 COURT OF COMMON PLEAS Plaintiff CIVIL DIVISION Cumberland COUNTY v . Mervyn A. Cook 10 Adams Street Enola, PA 17025 Defendant (s.) NO. 98-1844 Civil Term DATED: r.{'O: June I, 1998 Mervyn A. Cook 10 Adams Street Enola, PA 17025 IMPORTANT NOTJ.C.I YOU ARE IN DEFAULT BE:CAUSE: YOU HAVE: F'AILE:D TO ENTER A WRITTE:N APPEARANCE: PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DE:FENSE:S OR OB,JECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLE:SS YOU ACT WITHIN TE:N DAYS FROM THE: DATE: OF THIS NOTICE, A JUDGME:NT MAY BE: E:NTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPE:RTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE; THIS NOTICE: 1'0 A LAWYER AT ONCE. IF' YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE: YOU CAN GE:T LEGAL HELP. LAWYER REFERRAL SERVICE Court Administrator Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013-3387 717-240-6200 HQTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA paR NO HABER TOMADO LA ACCION REQUIRIDA DE SU P.l\RTE EN ESTE CASO. AI. NO TOMAR LA ACCION DEBIDA DEN1'RO DE UN TE:RMINO DE DIEZ (10) DIAS DE: ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATM1E:NTE SI USTED NO TIENE ABOGADO, o SI NO TIENE DINE:RO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Court Administrator Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013-3387 717-240-6200 \ I .- . , Mark J. Udren, ESQUIRE ATTY I.D. NO. 04302 MARK J. UDREN & ASSOCIATES 1040 NORTH KINGS HIGHWAY, SUITE 500 CHBRRY HILL, NJ 08034 (609) 482-6900 AT1'ORNEY FOR PLAINTIFF PNC Mortgage Corporation of America 539 South Fourt.h Avenue Louisville, KY 40202 COURT OF COMMON PLEAS Plaintiff CIVIL DIVISION v. Cumberland COUNTY Mervyn A. Cook 10 Adams Street Enola, PA 17025 "".: MORTGAGE FORECLOSURE NO;'.96-] 644 Civil Term Defendant(s) TO: MERVYN A. COOK 10 Adams Street Enola, PA 17025 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below, -X- Judgment by Default Prothonotary Money Judgment Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration JUdgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALLI ATTORNEY Mark .T. Udren. ESQuire At this telephone number: 215-566-9500 , . ALL T"~T CSRt~IN t~Aet,or parcel of l_nd and p~ftm~.eft, .~t~ate. lying and baL"; in I:tlca 'row".hip of l!Iaillt li'enn.l:>or;'o, J,n th.. County of Cl.llnber::\.lln And COllll1lonvealt.h of! l?anneylvln:La. mon PllJ:t1.eularly da.arlbad, aD tollow PISGlmn:NCl at .. point: Ln the .outher" line o~ Adalllft street (p'CIJVlollll:l.y rder.red. t.o "'. l\c1dllJ\l8 St.reet I at or: oppollltM th.. Oellter of thll partitle wall dividing pro,erti.. known .. Lot No. 10 Ilnd Lot No. 12 Adame Strae thebca .outh~ard.LY tnrough the center of the partition wall d.ivld1n~ the afoJ::CI..,id properid.e. and b.yand, ISO fe..t to tho nortl1ern lJ.It" of cumb.rland au'...t/ thenoa eutwardlY alon'l thtt northnrn Ii".. of. cWllber1.and streat, 25' (aat t.o Lando lAte ot John Y1.nget; th.ne.. northwardly alonl;l land. h.te of John Yin9Dt, theneR naJ:l:twardlY alon., lAnds l.ll.t.tl ot John Ylngll'\;', lS0 ~e..t to t,lte lIouth..rn l.l.n" of I\QlIm!l 5t1:..el: I thence WQlltwUd1y Illon9 t.h.. southern ll,n<:! 01'. I\damd lltr",..C., 2li f.et to 6 ~oint the plaoe of BEGINNING. I:tlWItIG l:1\I'll'eon "1'Qctec.\ the ....st.rn ono-halof of a two and on,,-hA1.~ "I:ory trame dwell!nq haulle known all 10 ~d_m. Stre.t, Enola, penney1vanla, BEING T~~ NO. 09_16-1.050-020 'ri tie to said pranises is vested in Mervyn A. Cook, singi'J ptJrson, by deed f ran Shelley J. Kolln and T!mJthy Kolln. wife and husband, dl\ted 09/1111996 and recorded 0911211996 in Deed Buuk 145 page 980, ,.._~; ,H ATTORNBY FOR PLAINTIFF MARK J, UDREN , ASSOCIATES BY: MAPJt J. UDREN, Eaquire ATTY 1.0. NO. 04302 1040 N. KINGS HIGHWAY, SUIT~ 500 CHERRY HILL, NJ 09034 609-492-6900 PNC MOR1'C;l\m: CORPOHA'l'ION 01" AMEIUCA COURT OF COMMON Pl.E:AS 539 SOUTH FOURTH AVENUE LOUISVILLE, KY 40?O~ CIVIL DIVISION PlaIntiff CUMBERLAND County v. MORTGAGE FORECLOSURE .' MERVYN A. COOK 10 ADAMS STHEET ENOLA, PA 17025 Defendant (s) NO. 98-1844 CIVIL TERM C E R T I F I CAT E MARK J. UDREN, Esquire, hereby states that he is the attorney for the Plaintiff in t.he above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: An FHA insured mortgage Non-owner occupied Vacant X Act 91 procedures have been fulfilled. This certification is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorJ.ties.. MARK J,lUDREN & ASSOCIATES / RK J UDREN, ESQUIRE ATTORN Y FOR PIJAINTIFF :-,.... "" I.r; _~J ~.~ 4~ u,l(i (,'Ie "+0- .' ,..L.. fT.- _, (J_ :~J f;t.f-: \ ~JJ}", In I t'l} t_.l; I II) '.' . , .--1 ! . ! ') {ij L.I= )."'-,t. , ~~ L'i u. Ct', Ci rJ'l 0 ",. I' ,...'..'_.'11'.'.:,-........:-'.:.-'"'...... ....:.,..."'''.....''.:.,."'.1':....:..,-..'.__-,--..:.-,....,_,.-:.,..-..,',_....'-:'1 .,-''...'..;..':.__.'...'.',.".'.,...-...."......\'.,\.,:,,,.Le''-,...:,,..:,:: #:~!~~t~_\'';t',~~,\#!,,~~,~~~\r~p,i~~.','^:&l\~\ii':,(,!~,,~,if't\~.II'~~I',;l't-,~;~&h(.;~7~~,~~*~.~~~~.,\y~~,\ i!~'.'\~?o.'l,..~il.'I-'.\~;~~~.li<',:~:\?lP,1~I,:~:\r(I,\~~)j';,..{~"'111\!(I"l.,",'I)\''!\,X,j'''<,'i;.\r,I''tV\'W,i... "r"I'.il".",,'lf! ~'~'i'f..,,'f.~- S;i<:'W'~r;.r,~~~-~,\\\~,~,\,,,\,~,\tfH'vi; ,-., ~I~ I/) ~ ~ , '1 ~>- i il~ I/)~~ ~~:c~i! ~il o~~5~ .. . MI ~ -:ii I~ '" J I nUll II ~ ~ 6} i1 ~ !iJ ' ~ i~ ~lr~H J~ --. II h~ 6 ~ . 'ci~ Ill~ 'l; III .h~ ~ n: IJ111! 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C ..' ~~~ Jl~ (tl ~~~ rn~ 0" , , jgz coo- /: .,fl, --- i i~ 0 '~ , I. i 'I ~ ,/ I si ..0 .' 1\- L.. .i~"~ / ~I ~ III 3 fl/ !1> j ill 5 ~ N (') ~ l() <0 '" CD m 0 ~ C\l (') ~ ~ ~~ T"' ~ ,- ~ ~ !e 118W 8IQ8Iuno=>>=>>v AO:l . ~ \,(1 , ,..!.) c ~s; .. :s C''i ) C-, ."-, ... ~:"L fJ" , /. , fi{' Lf( ("') ;': ('.I lfI,l , , c:: , 1;1 I ..1.. "c.i. jCl. 6--, "I,'" . ... ". IJ) C/o .. C L'I. (j " ~ A~~ORNE~ fOR PLAINTIf' , .. " ~K J. UDREN & ASSOCIA~ES '8~' MARK J. UDREN, ESquire A~~~ I.P, NO. 0~302 1040 N. KINGS RIG~A~. SUI~E SOO CRERR~ ltILL, 'NJ 08034 G,~~~~:.!'90~_,-- pNC MORTGAGE CORPORATION OF 1>Jo\ERICA 539 SOUTH FOURTH AVENUE 1.OUISVILl.E, RY 40202 plaintiff. :NO. 98-1844 CIVIL TERM : COURT OF COMMON PLEAS : CIVIL DIVISION ',C\MBERLAND county v. MERVYN 1\. COOR 10 1\D1>Jo\S STREET ENOL1\, pA 1'/025 ;:r~:n~(~ TO THE PROTHONOTARY: KindlY ,ile ,no ",,,hed p,oo" 0' NbWad.on .ce. ,e9"d '0 the capti.oned matter. MARR J. UDREN s.. ASSOCIATES Date I April 23, 1999 By:1~ -~- MARl<. J. UD~ESQUIRE Attorney for Plaintiff .. ",' <" PROOF 01<' PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.t 784 STATE OF PENNSYLVANIA : COUNTY OF CUMBERLAND : 55, Roger M, Morgentha1, Esquire, Editor ofthe Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law JOllrnal,lIlegal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, Viz APRIL 9.1999_ Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice ~)r advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are ~{i);;M~ Roger . Morgenthal, Editor SWORN TO AND SUBSCRIBED before me this .-2..day of -1IP.RJL. 1999 NOTARIAL SEAL LotS E. SNYDER. l.jglary Public Carll. 110..... Cumblflond Coonl)','A My Com million Expl,.. Ma"h S, 2001 " 2e N ~ ~ c: ~ .. M~ M ...1$ x: Pz l.) ~].' ~i 0- c-:)::j I LV" a. :"!.;t2 i i IN . ...:.;.' ~W lk: ' 'om \ ,~ .lli~ ~ "" ~ "" 1t.~ C1.'31.\.I e44 9'0" ').9 .~, ':~O' t:~\.>1o ~\. ,,1.t1.ee . C.i' '\Ie '. 0 'l!a.t\.. ___ "e"e'P'I (e) -- 't --- Ve, 1.C" 1\&a1J.\:. ~91)v-._______ t.eC\\J. ot 'fl" a1J.& Uete ~1.Cf. ~ _______ tJutt~~' co:'i?'1 ).&e" \:."e 91ot: --- J . 1:ec\:. e1\"o ot & 't ot ------- ~1- & co1: &).1., 1.1J.g ac"e "~:\l1. ---- " a~ 1:&e t1.>- a.\:.t. 1t1.1> o1:1\e J ' \:.1:\J.e "eCo \:."e t."e ). p.\:. \:. a e1:'l t 01\ ____ . l"e1: sa).e I \:.0 e'" a\:.e 0 a,,1.1J.g a1\& -- 1,\:.S/,,;.e e1:1.tt':s sep.\ \:."e ~ a:<i?:'i?e a1: \\\a1.).'fl"1.C" t t I 'Pi ot s~"p." 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Jig ~ ~ i co 1l< ,Ill <( - 1(: 1~'1I:"J ,~ '~It\ ~ ~ ',... j! , ,.j . ~ ''''0$ V.l,'NnO f " .. /I .. "'1f\ ON.. .. r-.CO Q .... oo....f fUHf Iltlfl ~ ,I:,' 'I ul III ~ is lilt!! U,['I ~11!!n t !dJ) ilijlh jll I,. I'i ! n lltl . ill ~t I it!lllt · J -I 1 f i ~i D I -, \ / )/ 1/ \ ,.~ )/ '" " j~\ ~, / Jd r ."'" _) I !F' , w ~ ~ co m ~ ~ ~ ~ , ~ Ii. ~ II.W 8lORlUnooow JO-l ll. l/ IIUX iI. unaD , USOClIAT.S B1'I IlUJt iJ. unaD, ..quire A~ I.D. WOo 04302 1040 H. IIMGS BIGHWAY, SUITS 500 ~.Y BILL, HiI 08034 1I0t-U2-IUO J?NC MORTGAGE CORPORATION OF AMERICA 539 SOUTH FOURTH AVENUE LOUISVILLE, KY 40202 plaintiff ATTO"'Y roa >>LAX:R'1'X" COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND County (') In.- \.? 9. \.0 ;:lr. ,-<' '~~ ,,'~ ":.' I') "'~ I.,) d~ 'j ."".1 :1..... .".' '--,~( w' :.,) or .. ."1 r.- ~ l.1'I "1" r. " ..\ . (\ . v. ~ ',:.: L.~l MP..RVYN A. COOK 10 ADAMS STREET BNOLA, PA 17025 NO. 98-1844 CIVIL TERMi;; :"J Defendant(s) VERIFICA~ION OF-BERVICE-BY-CRRTIFIF.D M~TT. AND REmn.AR_M~,[L PTTRsn~m COURT ORDER The undersigned hereby verifies that he is cOW1sel for plainti,ff in the above case and that pursuant to the Court order issued in this matter he mailed a true and correct copy of the NOTICE OF SALE to Defendant(s), by certified mail and regular first class mail, to the last known address of Defendant(s) as follows: DATE MAILED: MARCH 11, 1999 MERVYN A. COOK 10 ADAMS STREET BNOLA, PA 17025 I verify that the statements made herein are true and correct and I understand that false statements made herein are subjeot to the penalties of 18 pa.C.S. Seotion 4904 relating to unsworn falsification to authorities. Dated: Esquire E~...~ IIU......,.. U !~ \<oJ -,.." n~r''1r~ ~":'I CJ I. [j,,~:.J ", , j 'i , I , , . '.I ,<lo" ' ';,\"1", " . , , :;;~~ 00 0 ,0'.00 00"0 '" "~E} i (/~,I~ ~ ~ .~ ~~ro~1 ., . "N ., ,..."'''' ""00" ... .. 00" q-...... I:l'- . . ru ru -.. II" II" - ..JI lit - ..JI lit ---... i\ ", ", ~ II" II" ! i II jJ ! ! f'" f'" - II" II" I J! II f b IT' II" .! ", ", I I I J'JiJi ~ J N. N . iee I III 'OOat: ~;/ Sd . . . "".'..~-,' :....~...:"..~~,..,:.<O".'7"',I."'~....."..:"f-:>.~ " " , '~~~:: :" " " \\ " <I ~ ~; " " w I~ ~ '~ l/) i,!~ ~~ i 1~lli ~i i .. " ~~i 51 a I.- , " , '; ! '.:} ~I U!;Jf . 1\,"" '''~~ !lil!l " r'--' , IJfifJ I ~! 1111i. i ~~! - IPil1 -. 8 Ii flli! t~~~ 111f,j ~ J J~ 'Iillil II ~~ I OJ~ ,II ,:; J illl! ltl'~ ~ - iifil!l ! lid \. ~o ~ Ol/mo ~ J'lll.. I J~} 11 ... . "'In Jill~t ! ... 0. GO In "'GO..,. ... .. GO ... ~ .1 I I r I ;.t:.~~~i, I ~I U! I '~~~l\ ' ....1 r.n ~ /i 0;, f"\ e;.;, Xi:oj ( ... ~ .~~.., . \ .I' )I..I ~. ~ .Il/ /vv~ 'y" - ~ lid V!'H-W I / ,. \ ~ ~I . / rC~J i ~ I ~I / '~l ) ,/ 1/ I~ 's; ~f , / ~ ' II i ~r // rlz ~g 1/ , - '" I i'ol1 / / ~ // L-. I Uk: / ... ; ~J i III ) ~I/ J~ ! :!? J~ I...~.. N (') 'It In CD ,.. OJ Cll 0 .. N C'l 'It If .. .. .. .. .. n8w 8,q8lunoooy AO:l 1\\\'.\\'1'\":<"; -&,i,.",\\'W,,~-i'I:.'I,~~,'W:\Jf:~i-i ; fJi";..iil..'\...,...\,;;i.~I' '. j' " "',,..,'.':" ': -: '.,' ',',',',,' ';}' , ' , , .' ',. ;,-"\,,,,'" ,- . ""'1 :~.' '"t', L', I I '." " . ! r...'..~'.,...,>l, , .' \ ~ NOV 0 5 19lJOeP Mark J. Udren, ESQUIRE ATTY I.D. NO. 04302 MAJUt J. OIlREN to ASSOCIATES 1040 NORTH XrNGS HIGHWAY, SUITE 500 CHERRY HILL, NEW ,JERSEY 08034 (609) 482-6900 .' A'1'1'ORNEY FOR PLAINTIFF r COpy PNC Mortgage Corporation of America 539 South Fourth Avenue Louisville, KY 40202 COORT OF COMMON PLEAS Plaintiff ,CIVIL DIVISION 'V. CUmberland COUNTY Mervyn A. Cook 10 Adams Street Enola, PA 17025 Defendl1nt " NO. 98-1844 Civil Term o R D F. R, AND NOW, this /.2 ~, Day of 7-~ , 1998, upon consideration of Plaintiff's Motion and the Affidavit of Good Faith investigation attached hereto, it is hereby ORDERED that service of the Notice of Sale and all subsequent pleadings on defendant, Mervyn A. Cook shall be complete when Plaintiff or its counselor agent has mailed true and correct copies of the Notice of Sale and all subsequent pleadings by Certified mail and regular mail to the last known address of Defendant, Mervyn A. Cook at 10 Adams Street, Enola, PA 17025 and by Post~ng said premiSZ' ~ .~ ,~.&r,c~ ~ ~I... y.7'lMllL'%", ~ ..<,....:.1 ....:tit..-. (J), ~ .. ~t.~~<,,(,{..a.... ~ . ,-, '.A.u.........:....dv-~"-" 4.<,.. '7'-.........../ q....,{ d 4l.A,"..,........ 7~~121 Jr.-' ..-:. e:.......t..d.. <( BY THE COURT: " ~. lye) L(JU~'1 @17,.~q,J. TRUE COpy FROM RECORD I" TestImony wh,rr..ot, I hero ,mto !l61 Illy hand and 1/109 SlIClf ~t said Court ai l~'.U~le, Pa. Th ',8, /:~ dJ,Y, OI~~~~19~ E (~..,,.. (I /1.,. d. ~"'i' , __ 'I In) '. >0, "...;Ji.. II 1_ Prothonotary' fBQQf..QE.fU.aJ.JQAIlQN Stllte of Pennsylvania, County of Cumberland. Sherry Clifford, Classified Advertising Manager of THE SENTINEL, of the County and SlIIM Itor...ld, beIng duly .worn, depo... and I'YI that THE SENTINEL, a newlpap.rof g.n'I'I1 circulatIon In the Borough of C.rll.I., County .nd SUlt. .for.uld, WI' .lIl11bll.hld O.etmber 13th, 1881, Ilnc. which date THE SENTINEL h.. betn r.gul.rly Illued In uld County, .nd that the prlnt.d notlet or publication attached h.rato " .xactly the um. .. WII. prlnt.d Ind publl.hld In the ragullr tdhlon. .nd '"u'l 0' THE SENTINEL on the lollowlng dat'l, vlz Copy of Notice of Publication " -. IN THI COURT 011 COMMON PLUI OP CUMIIRLAND COONTY, PINNIYLVANIA CIVIL DIVIIIO~ NO. "'1144 CIVIL TIRM MOATOAOIPORICLOIURI PNO MORTGAGE OORPORATION OF AMERIOA. PLAINTIFF \II, MERVYN A, COOK. DEFENDANT ~ICE OF SALE OF REAL PROPERTY YO: ~DE~DAM:8~~~. ENOLA, PA 17025 lIant further depos.s that he Is not Interested In r:g~:~u::h<:~:J~~,,~:,g~~~~:h:~~~ioE:~t'N:~, ,subject matter of the aforesaid notice or leel, 1110:00 A,M, In the 1 COURTll0USE SQUARE, CARL, ISLE, PA 17013'33'7, 10 Inlorellhl coun lullgmon' 01 v.rtlsement, and that all allegations In the 54,113,70, oblOlnad by Ploln"" lbo," ('hO monglg..) Igllno, ~o':dli~I"n:\:~:~lpon"d,'hoProPOnywlllb""IItI'dlO'th. 'egolng statement as to time, place and character AU THATOERTAINI..o'o'~relloflondlndp'"mlll.,OIhJ' publication are true IOlo,lylnO Ind bolng In tho Towl1Ihlp 01 elll P.nnlbolo, In tho . Oounly 01 Cumbol1tnd ond Commonw.llth 01 Plnl1lylYlnlo, mo.. ponleulofty dl..r1bod.. lolowl: . BEGINNING 110 polnlln Iho lOuthom IIno 01 Mlmo Slr"l , (p"YIou,1y '110_10 .. Adcllmo Elllol) II 0' oppo.1I0lho cent" 0' the p.rttcfon Will dlYldlng prop. nil. known II La. No. 10 Ind Lot No, 12 Adlmo SI,..,; thoneo lOuthwlrdly 'hrough the canter 01 the plttlttan wall dividing thl .'or...1ei prop.rt/t. Ind beyond, 1 SO 'It' 10 thl north.rn lln. of Cumbtrilnd Stre.l; thencI ...twardty ~101'1Q thl, norttllm lint 01 "Cilmb,iIond S',,", ,251.., Iq lhe."'~"Io" 01 J.~" Ylngll;' :':~rI\1wo""y ~1!llla1lllib _~~ Ylngit.'1l1,ncll'l "IIBIlIIIIl'llf1y Ilona lIillrlTilillf J~MIl'IIIOi" 1110 liMit. tho" tnuthtm Nne of AdalM 9trl.l; thene. wel1WlrdIY along the ICHJtMm"nI d. Adlml SI,..t, as I." to .. point thl pilct a, BEGINNINIil. HAVING Ihltoon ",",ad tho ..110m o"..I\oW 010 two ond vorn to and lJubscrlbed before m thl 2nd OI1I-htIlIlOry I..modwollng hou.. known "' 10Adom. e s SI..., Enolt, Ponl1lYlvonlo, f AprIl , 19 99 BaiNG TAX NO, 110,;1-1050.020 IY 0' _ TlUo to llleI p..mlll.'o '"otld In Morvyll A. OOOk, .1n00o, pollOn, by d'ld 110m ShdlY J, Kolin Ind Tlmo'hy KOllro, will onet hU'bln<l, dOl'" 09/1111118 Ind ..oo!dad 01112/11118 In O..d BOOk 141 PIgo BIO, Moi1< J, Ud'ln, E.qul.. Mark J. Udttn I. Agocllit.. 1040 N, King. Hlghwoy, Sui" 500 Ohorry HI!, NY 0103>4 (101) 4!!;!!!1!! March 3D, 1999 ~.tUf 0 '~<-~';W)1 Notllry Public, My commission expires: ,. '1 ,.~ j1"f.~' . U u .8 .. FIIX Pees 20,00 Tltlc Brinlldown 120,00 Escrow (OverdrnnlUuluIICC)(tuxcs/lllsurnllce) The monthly eSl:row Oil this uccount Is $17,92 ulld thut sum should be lidded 011 the first of each month uner 6/30/99) 982,63 Late Churges (monthly late chlll'ge 01'$18,19 should be added on the fifteenth of each month after 6/30/99) 327.42 Chapter 7 Bunkruptcy filing 9/21/98 Motion for Relief Fee Court Piling Fee 400.00 75.00 Filing Praecipe for Judgment, Writ of EX:lcution, Service of Notice of Sale Sheriffs SlIle Deposit. 12/98 Sale 2,000.00 Reissue Writ of Execution, service of Notice of Sale Sheriffs Sale Depost . 6/99 Sale TOTAL 1,000.00 1,100.00 $621733,35 Attorneys Fees BY THE COURT: , J. 5, Under the terms of the Mortgage, I'laintiffis entitled 10 inclusion of the figures set tbrth in parugruph 4 in the lImounl of the judgment, and accordingly, attached herelo us exhibits "A" and "B", arc the Mortgage und Note, allowing Mortgagee to charge Mortgagor's attorney fees, costs of suit, and authorizing Mortgagee to place insurance if Morlgagor's fail to do so, Plaintiff, therefore, respectfully requests that the Honorable Court grant its Petition and allow the damages to be reassessed in the amount of $62,733,35, as set forth hereinabove. Respectfully s itted, // MARK J. R 1 & s.s6CIATES ,1 VERIFICATIO.!S MARK J, lJDREN. Esquire, hereby slales thut he/she is the attorney for the Plulntlffin this action, that hc Is aulhol'ized 10 tuke this Vel'lficutlon, und lhut the slUlel1lents /nude In the foregoing Motion for Rcussessl11ent of Dml1uges und Brief In Support ure tru~' und eorrectto the best of his/her knowledge, inforl11ation und belief. The undersigned understunds thut this statement herein is mude subject to the penalties of 18 Pu.C,S, Section 4904 relating to unsworn falsificution to authorities, -.J/B81 831311911 1';:112:04 (5112) 581-3879-> Page 882 ~EPIEMBER II , 1096 ma'.l 1111111111'" 880 612ee I NOTE ~tlUIC 1.,',1/: lolJ'ill6tJl LENOER'S' 00.19'06086 CAMP IIIL L ICily 1 PFNN~VLVANIA IS'a'.1 10 ADAMS STREET. ENOLA, PENNSYlVANIA 17025-2601 (f'rorvrIY AlJlJrall!~J I. 1l011ROWI\R'S PROMISE TO I'A V In r.turn for a loan that I have rec.ived, I promise to pay U,S, $ 46 ,000, OO..............---...(thi. amollnt i. cullod "principal"), plus intorest, to the order of the Lender, The Lendor is PNC MORTGAGE CORP, OF AMERICA, AN OHIO CORPORAT ION , I IInd"..tund that Iho Lander may transfer this Note, The Lender or anyone who taker. thi.q NOle hy trunsfer and who is entitled to rec.lve payments IIndel' Ihis Note is called the' Note Holder," 2, INTERnST Inlerestwill btl chnrged on unpaio principal unlll the full am allot of principal has been paid, I will pa)' interest at a l'ellrly rille of ................9, 1250%, The intcr",.t rate rc~uirco by this Secllon 2 is tho rate twill pay both before and after any defauh doscrih.::o in Soction 6(H) of this Nota, J. I',~ YM ENTS (Al Time end I'looe of PeYments I will pay principal ano interest by making payments every month. I will make my monthly payments on the FIRST day of each month beginning on NOVEMBER 1 , 1996 , I will make these paymeots every month until I h.ve paid all of the principal .nd IllteroNI ano allt Uther charg~~ dOllcribod below that I may owe under this, Note, My monthly payments will be applied to Interost h.::fore principal. If, on OCTOBER I, 2026 , I still owe amounts under this Note, I will pal' tho.e 'molln~. ill filII un th.t dalu, which i. called th. "/-..fatllrity Date," I will make my monthly payments at 75 NORTH FAIRWAY ORIVE, VERNON HILLS, ILLINOIS 60061 (II) Amount of Monthly Pe)'ments /Vly monthly rayment will be in tbe amonnt of lI,S, $ 363.92.....----......., ~,1I011110WIJR'S IUOIlTTO I'RIJPA Y I h.ve the right \() make payments of prlndpal at uny lime before they are dn., A puyroentof principal onl)' j. kllu"'n ..11 "rropul'ment," When f make a prepayment, 1 willlellthe Note Holder In writing that I am doing so, I mal' make a full prepayment or partial prepayments without payine any prepaymelll charge, The NOlellolder will u.. .11,,1 m)' flreraymaotsto red lice Ihe amollnt nf,princlpalthat I owe IIQOer this NOle, If I make a parli.1 prep.yment. thorol\'ill h. no changes in the due date or'in the amount of my monthly payment unleM the Note Holder IIgl'ee. in Writing l<l thus. changl;~. S. WAN C:lIARGLlS 1/ alaw, which ar.Pli.. to this loan ano \Vhich sets maximum loan charges. is finally interpreted so Ihatlhe interest or othor loan charg... col ected or to be collected in connectioll with this loan exceed th. permitted limi Lq, then: (j) IIny such 1""11 charge .hall h.:: reduced hy the amounl nec.....q.ry to reduce the charge In the permitted limit; and (ii) anl' .ums alroad,\' cnllecl.d frum me which exceeded permitted limits will be refuoded to me, The Note Holdor mUl' ehoo.. to muk. thi.rofund hy rcducing the prineipal I OWe under this Note or hy making a direct payment to me, 1/ . refuoo rod,",O/I principal. Iha reoucIion will btl lreuled lIS a partial prepayment, 6, 1I011ROWIlR'S PAILURE TO PA Y AS REQUIRED (A) Late Charee for Ol'erdue Paymelll. II tho Nute Holder ha. not roceived the full amount of eny monthly payment by the end of 15 cal.ndar day. aftur Lh. dutu it I. doo. f \\'111 pay a late charge to the Note I-Ioldor, The amount of the chorgo will hct.........-......B. 0000% 01 my ul'crdue paymont nf principal and interest, I will pay Ihis late charge promptly but only once on eauh lale payment, (II) I)ehull If I dn not pay the fullamollnt of each mnnthly payment on thcdate it is duc, I will be in default. (q Nutlce of Defeul' 1/ J am in dofault. tho Note Holder may send me a wrillen notice telling me that if I do nUl pay theul'erdUe amUllnt hYa certain dale. tho Note Holoor may roquire me to pal' immediately the full amOllnl of principal which has nnt hean ""id and or at a ollferent pla.e if ro~uired by the Notr."uldur, MULTJSrl\n: FIXED RATE NOlE- Slntle F.mlly -hnni. M../fnddlt M,I: Uniform Instfllm_nl ,... 1.'2 q -SRltlOSl,O:l XCJlOOOAAA ;O) VMP MORTGAGE FOAMS 10 (313UI3"100 . Ila01521'7Ul IEXHIOIT 13 ror")J~ Inlllt'l: . 83/31/98 1~:8Z:45 , , (5HZ) 501-3879-> Pagll 883 ""...1I1h. inlerestthall ow. on that amount, Thot date must b. at least 30 dayo altoI' the dote 011 which the notico iA doli vorod ur Inalled to me, , (I)) Nu WIIYer lly Note Holder liven if. MI a time when I am in defaull, Ihe Nolo 1I0lder does nol require me to pay Immediately in full oN dt~crln.u ahoYt, Ihe Nol. Ilolder will still hOYelhe riehllo do so i' I am in de'aull at o later lime, 1m I'oyment 01 Note Uold..'.,~ em Is ond E~pens.s , the Note Holder h.. r.quired m.to pay immediAtely in lull.. de.""r1bed aboye, the Nute Holder will haye the riUhl to he paid buck by me lor all 01 Its ooetSlnd e~penses in enforeing this Note to th..~tont no\ prohibited hy appli".hlulaw, Tho.. e'(1OII_ illOhklo, fOl' e~omplo. reasonlbl. attorn.ys' Ie.., ' 7, (JIVING 01' NOTICES Llnl",'IIl applicable law requires a differenl methou, any nOllee thaI musl b. glY.n 10 me under Ihls Nole will he givoll hy dolivering II or by molline it by lirst "lass moil to me ullh. ProperlY Address aboYe or at Ii differellladures.~ if I giYelhe NOle Holdor a 1101io. of my dlff.renluddrellfl, Any nuliel that mUlt be given 10 tho Note Holder undor this Note will be lIiven by mailing it hy firot clo.. moil to tho Nutallu"Jor ut tho addresn etuted in Seotion 3(A) obove or ot. diflerent oddre" if 10m given a notice of Ihot dilfor.nl oddro..., II, OIlLIOATIONS or PERSONS UNDBlt THIS NOTE 1/ more than one person silins this Note, each person is fully and persunally obligated to k""p all ur th. pnomiA'" mod. in this Note, inclUding Ihe promise to pay Ihe full amounl owed, Any person who is a ~uaraotor. surelY or endorser or this Not. is also obi ilia led to do these things, Any p",son who tskes over these obligations, Including Ihe obligations of a /lUoranlOr, "urelY or endorser of this Note. is also obllgoled 10 keep all of the promises msde in this Note, The Note Holder may enforce ils rights under this Not. oBsinst .aeh person indi vi dually or against all of lIS logether, Thi. moans Ihal anyone of us ..,al' b. required to (la\' all of Ihe amounts owod under Ihi. Note, 9, WAIVERS I and any other person who has obligations onder this Note wsi ve the rights of presentment and nOllce of ui.honor, "l'rllSentmenl" means Ihe right 10 requirelhe Note Holder 10 demand payment 01 amounlS due, "Nollce ot dishonor" means Iherighllo require Ihe NOle Holder to give notice to olh.r persons that amounts due have not heen paid, 10, UNIFORM SECURED NOTE Thi. Note i. 0 uniform instrument with limited variations in some jurisdictions, In addilion to Ihe proteotions uiven tel tho Nole Holder under this NOle, e Mortgage, Deed ot Trust or SeeurilY Deed (Ihe 'Seourhy Instrument'). dalod the ~am. uate as this NUle. proteels the Note Holder from possible losses which might result if I do not keep the promi.,", which I make ill this NOle, That Security lnstrumentdescrlbes how and under whal condlllons I may be required 10 make immediate payment in tull of all amounls I Owe under this Nole, Some of Ihos. conditioo,~ are dcsoribed as tollolYs: Transfer or the Prop.rly or I Donefielellntere.t in Borrower. If oil or eny part of tho Property or any inlerest in it is sold or lransf.rred (or if a benetici.1 inlerest in norrower Is sold or Iransferred and Horrower is not a nall/ral person) wllhout Lender's prior wrill.noonsent. Lender m.y, 8t its option. r.quire immodi.l. paym.nt in rull or all sums .eoured by this SecurilY Instrument. However. this oplion .hall not h. .x.roiaed hy Londer ir cxerciso is pnohibited by fedenllaw as ot Ihe dale of Ihis S.curity (nstrument. 1/ Lender exercises this option. Lender shall give Horrow.r notice of acc.ler~tion, The notice shall provide a ptlriod nr not I"",. Ihon 30 duys rrom the datelhe nnt;ce is delivered or moiled within which Bnrrower m".t p"y "II uumA ..our.d by Ihis Security Instrument.1r narrower fail. to p.y Ih..e sum. prior to the expirulion 0' Ihin p.rind. !.ender may ,invoke anl' r~m"uies permitted by Ihi. Security Instrument without fllrther nUlioe ur demand on Ilorrower. WJ'l'NI1.~f: '1'1 III HAND(S) IIND SEAL(f:) or THE UNl)E1~SIGNED. ..~.~;t~y~[?~ f:f:N: (So.l) (f:.al) -lJflrruwur SSN: ..lIllrrmv., , .-'-99-.3 9-d37lr (Seal) ~Uflrru\Y.r (f:eal) SSi\: SSN: PAY TO 'r,.IE Ci::1Dt:R OF: -JlllrrllWUt (~I,," Orl",,.., On",) . V~IT:'~C ',;T ~",.~.; . l'..:,?~3E f:,j'::' ~ ~ ",''';: '.. :<,',. ;): ~\ml)rlca ~ -&RltIO'hO' XCJlOODAA.. .02 fI,.. 2 .1 1 ,;",.. ",' -'.',. .~~-._... --f'''..,.-..... 11",1"'","''''1 GIll!:, "''''loll! Form nOD 12/13 I, ""'~K, UD~E , . the Plailltiffs A ~Ot' -N, Esquire, hereb... 'VI, lOll for I? " eerti/} th -"('J "''"'" . """'m"" 'f D '1{ ,"", ""'<d " h"", '''h,,, /.. ,,'. ."g" "'d .'/'''' S'p " _'oJ """', ""pI" 'f II Elddress Or h ' 'POrt UPOII the Ii ---..kkkkkk I "''I'."", 'f 'Ii,",,,,, ----- ~, ....'" -----.... 'gI/IElr PlrSt C, , I/lss MElli ~ ---- Certified Mail DElte Se~;-;---_____ Other (certlli 1'0. . Uly 27, 1999 ICElte OflnElilillg) . Me~ 10 :YII/1, Cook Ii /1dEllns Street IIOIEl, P/1 17025 A14RI( , 8', . . UOl.",,,, ,.' /I.t. "<:"l' ~ -1SS 41'';1' 10/t1l1( J. UOIlF:/V OCI41'F:S 1040 IV. . '/V0.04302 C/fF:R 'I(I/VOS IIIO/[W 609'482~~:;/f.l. /VJ 0803: J.'; SUll'F: 500 PNC MOl?'/', I1MEI?ICI1 OI1OE COI?POI?117'J0" 'VOp 41'1'01l/VF:1'1i: OR Pl4/1V11Ii'li' PIElllltiff , ,: COUI??' Op ;' CII/IL DII/IS~~^!MON PL/JI1S . CUM8/]I?L IV ;' . ItND COl/llty 11, M/JI?I;YN 11, COOi( Defendant , . :' NO. 98-184 ; 4 C/I/IL 7'EI?M MI1I?i( J. UDI?E'N cf: I1SS0c 8y,. ilRi0.~~ I1ttorlley fOr hi :~E;sqliiJ:;;---- rJElllltirr .--' S '- C(l ~ tr; ~' [,- ..:! ;{-: I, ~ I.U \ I, I.> , " L r;. n.. r. I ,t () , 1._, (L,.., , I , ~" J ;~ U~ 1;1, 'C> c.., U\ C) AUI1 ~ () 199(JtP MARKJ. UDREN & ASSOCIATES BY: MARK J. UDREN, Esquire ATrY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 609482-6900 PNC MORTGAGE CORPORATION OF AMERICA 539 SOUTH FOURTH A VENUE LOUISVILLE, KY 40202 Plaintiff A Tl'ORNEY FOR PLAINTIFF "-- . : COURT OF COMMON PLEAS : CML DMSION : CUMBERLAND County v. MERVYN A. COOK 10 ADAMS STREET ENOLA, PA 17025 Dl'lfendant(s) . : NO. 98-1844 CIVIL TERM ORl)RR AND NOW, to wit, this day of ,19 ,upon consideration of Plaintiff's Motion For Reassessment of Damages, and any response thereto, it is hereby ORDERED AND DECREED that the Rule entered on August 2. 1999, Returnable August 16, 1999, is hereby made Absolute and the relief prayed for in the Plaintiffs Motion For Rell$sessment of Damages shall be GRANTED in the amount of $62,733,35. BY THE COURT: J. MARK .J. UDREN & ASSOCIATES BY: MARK J. UDREN, Esquire ATIY 1.0. NO. 04302 1040 N. KINGS HIGHWAY, SUITE SOO CHERRY HIIJL, NJ 08034 609-482-6900 - PNC MORTGAGE CORPORATION OF AMERICA 539 SOUTH FOURTH AVENUE LOUISVILLE, KY 40202 Plaintiff A TIORNEY FOR PUINTIFF I. ,\1 r I, ~. . : COURT OF COMMON PLEAS : CIVIL DIVISION ; CUMBERLAND County v. MERVYN A, COOK 10 ADAMS STREET ENOLA, PA 17025 : NO. 98-1844 CIVIL TERM Defendant( s) MOTION TO MAKE RULEABSOIJUTE Plaintiff, PNC MORTGAGE CORPORATION OF AMERICA, by its Attorney, MARK J. UDREN, Esquire, moves for a Rule Absolute, thereby granting Plaintiff the relief prayed for in Its Motion For Reassessment of Damages and in support thereof, avers as follows: 1. A Motion For Reassessment of Damages together with a Rule to Show Cause why said Motion should not be granted was filed by counsel for Plaintiff on July 29, 1999, 2, The Rule to Show Cause was entered on August 2, 1999 with a Rule Returnable date of August 16, 1999. A true and correct copy of the Rule is attached hereto as Exhibit lIA". 3. On 8/10/99, MARK J. UDREN, Esquire, allorney for Plaintiff. served a true and correct coy of the Rule to Show Cause upon all the Defendant(s), interested person(s), and/or attorney(s) Via First Class Mail as certified to by the allached Certification of Service. 4. To the best of Plaintiff's knowledge, information and belief, no response was filed or any objection~ interposed by any of the served parties, attorneys , and/or interested persons. Theretbre, no cause has been shown as to why the relief prayed for in said, Motion For Reassessment of Damages should not be granted. , ,- .- ... , Jill' :: (\ JI)q'J.p (~:XQ)lTi)V ATTORNEY FOR PLAINTIFF MARK J. UDREN & ASSOCIATES BY: MARK J. UDREN, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE SOO CHERRY HILL, NJ 08034 609482-6900 PNC MORTGAGE CORPORATION OF AMERICA 539 SOUTH FOURTH A VENUE LOUISVILLE, KY 40202 Plaintiff - . : COURT OF COMMON PLEAS : CIVIL DIVISION : CUMBERLAND County . : NO. 98.1844 CIVIL TERM . . v. MERVYN A. COOK 10 ADAMS STREET ENOLA, PA 17025 Defendant RULE TO SHOW CAUS!; ('., ,- AND NOW, this ~I1Y of ,1~' .1999 upon consideration of the foregoing Petition, it is hereby ORDERED that: I. A Rule is issued upon the Respondent to show cause why the Petitioner is not entitled to relief requested; 2. The Respondent may flle an Answer to the Petition on or before ~ ' '''' ,,~ 3. The Petition shall b~ decided under Pennsylvania Rule of Civil Procedure 201$.7; . . 4. Depositions shall be completed within ,28 days of the date oflhis Order; 5. Argument shall be held on ~t. " , 1999,ln Courtroom -L. of the tal, 'IS A./t\. CUMBERLAND County Courthouse; and 6. Notice of the entry of this Order shall be provided to all parties by the Petitioner. BY THE COURT: nw',: (;:-:j>'r fRI='M RFCORD In T:::;I:;'I" ' ' " ~i " C, i 11 ,".' , :.1 ':81 illY hllnd mid ih0 ,,:"11 of 3nid Coui'I ill '(ilrli,IJ, Pil. ThlJ ..,i3,~.. doy of....,q~,..., 19,9.,f.., "......,...~;,e4.~:;,~~~~t~..,..._. ~. hf 1.01.1- ~ jv. . 1. EXHI13\T ^ ,~\~~ ~\oI'S s~O~ I'o~O~~ I'o't~c:, e.,c:,OC\ ~te ~ ~ 1'0'" ~"o.~ ~\o'i,l" ~t.~ ~~' ~ ~o~ ~~.~~~.\)\1~,. c:,\':!\'tt. O'iCO~ ~~ ~ "". "'iu"'" ~' /" co""' ,,\""'\O~ CO"'" \\ ~s \~r~~C.c:, ~ ~~~~. O'i '., C\~\\. 'X~\ol'o~ l'" _d'\~' ~ \\\\0\" ~i\O~ '. C\':!~\\ \\Y"" ~i ~~~ . C:.A\\,..b~iO"'O'i.. CO ~'i..~\':!~~ .'.. C ~o i\\ ~ " }t\. ~~~l,\:~\C,'" \\ 'iO\,:!'f. 6.01.01. ", l> i~~ "'\'<' SO\':!~ $ 't.-i . b.A c\"l~ ,,~q .\\S'-l\\'\' ~~\\1..1.. " q'i,-\'l> ' \oO\) ~\~ ". 't\O. 'I. O't- ",.CO $~ ~'-li~ '2o~~~ ~~ ",~'2o 11,)1." \~ "'~ y'" \ ~~~\l..") -'O\o~" ~el..c~ \:.\~ '., :f.'lc Xl'! \\. ~\~ "e ' ~ot ~;~.'-l\C 9q9 \ ~o\\o~ C...'t'i.. O~ ~ )\}\'l1.1 . \: <lW\.~\\I..'\" " \\,,\~ ..:.\! r> \ o~ , w.C ' ~" ~ c C'i..~'t..... ~Wi w.~ \C" 0' ~\\ot~C ~~. \~ ~c"'! ee tee\ co\l ~~~\ot c \ltC-\l~ ..\\ot ~tC'\\C ~~ eO\ ~"o\\<", nO,,\~9> ~<,. '/I...... 'i..<'o.~ \\\}c ~ \~ ve ~~\:.. l' vet"o .\~~'i..~' ~c-\l'll-\~' " \~\c\e" tC~\}\'b-t. ,ctC<'\~ 'o~'to _11..). \) aC \l ~\I...<", "..<" " ,~ ~lO\~ ,/J. ~l"'~- . nO<'\'II-':> s.c~?>'II- ,:t..\e,'II- ..~~\l..<'I' w.C \'0' ~~\C"" \ \'0' ~'II-\:.' l' C ~c Xl'! ,\ s.c~\> et'lc w.C \)! . e~\}\'II-t c., o~ ~ . ~ ..c\'1e, ~ 'I\\e ~Cl \ ~,~ .. c'l" '11-\ ...~..\c\~.....t ol..~~~~~' \q9q.\o.~ ."C'II-\}<,e.o q,)\1' q'\ . o.\ot'/l.~O~ 'V ' ~e~\ \ \,). '20\\0'" '/I.~ ~....e"" ",\}'l}\"\ \J.\C ~o ~~ o~ et'i.o~'" ~e . 'II-~ o~ . 01.. w.e i' 'oe\O~\ 'II- \e\e"\~ \l \)C\O~. o\l'c" \\..\~ ,l..<'''''' \~ 0. cottce\ c 'll-o.o.\e....C<, ~Cl..e~?>'II-~ ~'(i 'II-\w.c ~~c ~\\O~e'l.. ",,,..o\\}\e 0 ~\}\e ~'/I."'c . "C\O~ . CoO'" \\..\~ ~ct'l'l~ "'~ '?,\tCe\ ,~O'. \1,) ",~'/I.~", \11,)1." ~~o\'/I.. / '>' C;I ?- tor; c:.: ." ,-. M .-,?".-r (~" (I~ UJi .'') '1 L!("; ~r-' \- ..,J. .'.. .'~::J !:t. ;,' r.... (O_J( : ")- 'I ",J 0'1 ~\!9 [".' ;"1', r~ c,., [:dt l:J:tl--, :.::J t:I;ll. 1"1.-. ~ ., ... 1./-. 0'. U 0" '~' ~ co (; ~j ,. .. ;5", g~ M 0.'-" 0 :>t: ()::-j, . "t: a., .~ J flJ ~fi 0:' ;:," 03 ~<!: fri " 7 i:c IL) q Co ,!:: Vl t~, fJ.. ~ 00 ~:5 0\ f.;l ~P.OM I P H L FAX UQ. I 314230\)55,';1 89-16-9' 12'.. p.es PLAYERS NATIONAL LOCATOR AFFIDAVIT OF GOOD FAITH INVeSTIGATION Loan Number: 9812109 Attorney Firm: MARK J UDREN & ASSOCIATES Case Number, SUbJllIct: MERVYN A COOK Last Known Address: 10 ADAMS STREET ENOLA, PA 17025 Lasl Known Number (717) 732.1~ I. CREDIT INFORMATION, A SOCIAL SECURITY NUMBER: 199-38,2378 8. EMPLOYMENT SEARCH: Unable to locate a good employer for Mervyn. C, INQUIRY OF CREDITORS: The creditors Indicated that Mervyn Is living at 10 Adams Street, enola, PI. 17025 with a home phone number of 717.732.1544, II, INQUIRY OF TELEPHONE COMPANY. A, DIRECTORY ASSISTANCE SEARCH: The home phone number for Mervyn Cook Is 717.732.1544 rtlgisterod at 10 Adams Street. Enoll, Pa, 17025. Called the home number several times only to receive the answering machine. III. INQUIRY OF NEIGHBORS. Contacted Mrs Lenhart It 8 Adams Street, "11.732.2368 who confirmed Mervyn Cook IIvel next door to her It10 Adams Street. Enoll, PI, 17025. IV, INQUIRY OF POST OFFICE. A NATIONAL ADDRESS UPDATE: As of March 30, 1198 the National Change of Address (NCOAI hIS no change for Mervyn from last known address, ....,-_. . V. MOTOR VEHICLE REGISTRATION. A MOTOR VEHICLE & DMV OFFICE: The PennsYlvania Department of Drivers Licensing hae Mervyn lI.ted at laet known addrell. VI. OTHER INQUIRIES. A DEATH RECORDS: As of March 3D, 19911lhe Socl.l Security Administration hae no death rtlcord on fll. for M.rvyn A Cook under his loclalltcurlty number. B. PUBLIC LICENSES (PILOT, REAL ESTATE, ETC. ): None Found C, COUNTY VOTER REGISTRATION: The Votera Registration Office hit Mervyn listed It list known Iddrees. VII, ADDITIONAL INFORMATION ON SUBJECT - A, DATe OF BIRTH' 05/51 ,I IXHlBIT B ,." , " f. i , ! ~ 01 G " " C; ~ LII(?' .. :'.'.t-i ..... 6$ (0- - p,::c_; -.,... (:J .~:;; "'-- or' "'( ~jL j~l_::-j L,..."" f f_ ..... ~i.'tfJ ~1'-'.. r'.J ,,1,~~ It-.-. Ci::V 0.. IUI'iJ l'~1 >:. (/, IiJel:; '_5: IS (.l;> d 0' " iT; "I ~; -" r" .' ", \J..,<;j' ("j :,,:i ..-;( { )':-:" ~)' :It: ::':~,~1\ -( , :1::i!, Ci.. ~L " ".~ '" :,,;(0 ( I ,:i~~ ~{~~ J,;, ..,;;' q,JIJ.I , r~L C;) 'J](.'- ;.a.-.: ".' 15 (,1,1 ~::-.) 0"1 C> " ., .... , ' PLAYERS NATIONAL LOCATOR AFFIDAVIT OF GOOD FAITH INVESTIGATION' Loan Number: 9812709 Attorney Firm: MARK J UDREN & ASSOCIATES Case Number: Subject: MERVYN A COOK Last Known Address: 10 ADAMS STREET ENOLA, PA 17025 Last Known Number: (717) 732-1544 I. CREDIT INFORMATION - A. SOCIAL SECURITY NUMBER: 199-38-2318 B, EMPLOYMENT SEARCH: Unabl. to locat. a good .mploy.r for M.rvyn. C, INQUIRY OF CREDITORS: Th. cr.dltorslndlcat.d that M.rvyn Is livlilg at 10 Adams Str.et, Enola, Pa. 17025 with a home phone number of 717-732-1544. II, INQUIRY OF TELEPHONE COMPANY. A. DIRECTORY ASSISTANCE SEARCH: Th. home phone number for Mervyn Cook III 717-732-1544 reglst.red at 10 Adams Street, Enola, Pa. 17025, Called the home number several times only to rec.lve the answ.ring machine. iii, INQUIRY OF NEIGHBORS - Contact.d Mrs Lenhart at 8 Adams Street, 717-732-2368 who conflrm.d Mervyn Cook lIy,s next door to h.r at 10 Adams Street, Enola, Pa. 17025, IV, INQUIRY OF POST OFFICE. A. NATIONAL ADDRESS UPDATE: As of March 30, 1998 the National Change of Address (NCOA) has no cha!1g. for' ' Mervyn from last known address. V, MOTOR VEHICLE REGISTRATION - A. MOTOR VEHICLE & DMV OFFICE: The P.nnsylvanla Dopartment of Drivers Licensing has Mervyn listed at 'a.t known addr.... VI. OTHER INQUIRIES - A. DEATH RECORDS: As of March 30, 1998 the Social S.curlly Admlnl.tratlon h.s no d..th r.cord on file for Mervyn A Cook und.r his .oclals.curlly number, B, PUBLIC LICENSES ( PILOT, REAL ESTATE, ETC, ): None Found C, COUNTY VOTER REGISTRATION: The Voters Regl.tratlon Office has Mervyn list.d at la.t known address. Vii, ADDITIONAL INFORMATION ON SUBJECT _ A. DATE OF BIRTH: ..... 05/51 r "IT B Date: 4/1/98 Players National Locator (PNL) (Reply Form) Reply To: MARK J UDREN & ASSOCIATES Open Dale: 03/30/98 ATTNDAWN ANDRACCHIO 1700 SANSOM STREET Due Dale: 04/06/98 PHILADELPHIA, PA 19103 Close Dale 03/30/98 Service Type: Skip Trace File Status: Found Loan Number: 9812'/09 Servlcer Loan Number: 860512681 Subject(s) Rating: Borrower Name (1): MERVYN A COOK Borrower Name (2): Social Security # 199,38.2378 Social Security #: .. Last Known Address: 10 ADAMS STREET ENOLA, PA 17025 Residenlial Phone #:(717) 732.1544 Verified Residential Phone #: ( ) Business Phone #: ( ) Business Phone #: ( ) Other Phone #: () New Address: Addlllonallnformatlon: MERVYN A COOK WAS BORN IN MAY 1951, THE HOME NUMBER ABOVE IS REGISTERED TO MERVYN COOK AT THE LAST KNOWN ADDRESS. WE CALLED THE HOME NUMBER SEVERAL TIMES ONLY TO REACH THE ANSWERING MACHINE WHICH STATES "MAYBE I'M LISTENING SO START TALKING AND MAYBE I WILL PICK UP", WE THEN SPOKE WITH HIS NEIGHBOR MRS LENHART AT 8 ADAMS STREET, 717.732.2368, SHE TOLD US THAT MERVYN COOK LIVES NEXT DOOR TO HER AT THE LAST KNOWN ADDRESS, WE WERE UNABLE TO GET WORK INFORMATION, WE ALSO SPOKE WITH SEVERAL OF HIS CREDITORS WHO TOLD US MERVYN COOK IS STILL LIVING AT THE LAST KNOWN ADDRESS AND VERIFIED THE HOME NUMBER ABOVE TO BE CORRECT FOR HIM, ONE CREDITOR STATED MERVYN MAY BE USING 1137 COLUMBUS AVENUE, #10, LEMOYNE, PA 17043, WE COULD NOT LOCATE A NUMBER TO CONFIRM, Players National Looa/or 16201 Was/woods Business Park Drive St, Louis, MO 63021 Phone: (314) 230.9922 Fax: (314) 230-0558 VERIFICATION Mark J, Udren, ESQUIRE, hereby stntes that he is the Attorney for the Plaint.iff in this action, that. he is authorized to take this Verification, and that the statements made in the foregoing MOTION FOR SPECIAL SERVICE PURSUANT TO SPECIAL ORDER OF COURT are true and correct to the best of his knowledge, information and belief, The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C,S. See 4904 relating to unsworn falsification to authorities, MARK J. UDREN & ASSOCIATES Date: November 2/ 1998 ~--~ , II' j ".;, fr. ~. (;- '1, c;:; ~ n" .. '1: UJ ~-" N (0) 1': _Lj 'i)t, t CJ ('Ii' I ;:, -ill \, ....11I, .' u I rrJ ['" 1..-,-- (:- U)fl., f-'" ;it: ~ui) u, ~Q 6 0 t.n \ " MARK' J. UDRZN , ASSOCIATBS BY: NAJU( J. UDlu:N, 118quire ATTY I.D. NO, 04302 1040 N. KINGS HIGHNAY, SUITE 500 CRERRY HILL, N,r 08034 609-482-6900 PNC MORTGAGE CORPORM'ION OF ANERICA 539 SOUTH FOURTH AVENUE LOUISVILLE, KY 40202 Plaintiff ATTORNIIY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL 'DIVISION v. CUMBERLAND County MERVYN A. COOK 10 ADAMS S1'REET ENOLA, PA 17025 Defendant(s) MORTGAGE FORECLOSURE I NO. 98-1", CIVIl TERM AFFIDAVIT PURSUANT TO RULE 3129.1 PNC MORTGAGE CORPORATION OF AMERICA, Plaintiff in the above action, by its attorney, MARK J. UDREN, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the fOllowing information concerning the real property located at: 10 ADAMS STREET, ENOLA, PA 17025 1. Name and address of Owner(s) or reputed Owner(s) : Name Address MERVYN A, COOK 10 ADAMS ST" ENOLA, PA 17025 2. Name and address of Defendant(s) in the jUdgment: Name Address SA/4E AS # 1 ABOVE NONE 4, Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See Caption above. PNC BANK, N.A, CONSUMER LOAN CENTER, COLLATERAL CONTROL 2730 LIBERTY AVE" PITTSBURGH, PA 15222' 5. Name and address of every other person who has any record lien on the property: Name Address NONE " THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication , Hod.tlkl No.511. IDDrDUld ~IU 16.112. Commonwlllth of Pennlylvenle, County of Deuphln) II ftMchMllMorrow being duly sworn according to law, deposes and says: Thet he II the AIIletent Controller of THE PATRIOT .NEWS CO" I oorpor.tlon organized and exlltlng undlr the lawa 01 the Commonweellh 01 Plnnaylvenla, with lIa prlnolpal offloe and plaoe 01 bUlln..a at 812 to 818 Market Street, In the City 01 H.,rllburg, County ot Dauphin, State at Plnnaylvanla, owner end pubUaher of THE PATRIOT.NEWS and THE SUNDAY PATRIOT.NEWS newspspell of general olroulatlon, printed end published et 812 to 818 Market Street, In the City, County .nd St.te atoreseld; thel THE PATRIOT.NEWS end THE SUNDAY PATRIOT.NEWS wore eetebllehed Mlloh 4th, 185<1, .nd September 18th, 111<19, respeotlvely, and all have been oontlnuouely published ever since; "h.t the printed notice or publloatlon whloh Ie leourely stteohed hereto Is exsotly as printed and publlshad In their regulll dally andlor Sunday and Metro edltlons/Issuee whloh appeared on the 27th day 01 April and 4th and 11th daY(I) 01 May 1 ggo. That nellher he nor 1.ld Company Is Int.rested In tho sUbJeot matter 01 8ald printed notloe or advertlllng, and that all ot the allegations ot this statement as to the time, plaoe and oharaoler 01 publloatlon are truI; and That hi haa pellonal knowledge 01 the taots aloresald and Is duly authorized and empowered to verily this Itatement on bahalf 01 The Patrlot.News Co. aforesaid by vlrlue and pUlluant to a relolutlon ur,anlmously pssaed snd adopted IIvlrally by the Itoollholdell and board 01 dlreotoll 01 the said Company and subsequently duly recorded In the office lor the Recording of Deeds In and tor oald County 01 Dauphin Inll1S lIarleoue Book'M', Volume 14, Page 317. )9j PUBLICATION _____________..________ __ ___.___~______ COpy . ", ..aJF' Sworn to end subsorlbed belore me this 8 dal ty 1999 A.D. "JIIt...::,.". (. NOTA us . ------ NO!ClflclISd:11 J ,J~l~n(>.:.l". (;L.'llk. "hlmy Public M H.Irr1:.,1J.lrp, l?J\lplllrl Coul1ty Y_~~~I~:~_Jn Lxpjms .JUfW ;:!, ~?()OO lll)i~r, F'ell!l:~ylV:iiiiii t\~~1l 01 ~IOI,1r;OS I i CUMBERLAND COUNTY SHERIFFS OF COJRT f-OJSE CARLISLE, PA 17013 Statement of Advertl'Jng Costs To THE PATRIOT.NEWS CO., Dr. For publishing the notloe or pUblloatlon attaohsd hereto on the ebove stated datee $ Probating ..me Notary Fee(s) $ lobi $ 265.50 1.50 267.00 publ:hher' _ Reoeipt for Advert:l._ing Co_t THE PATRIOT.NEWS CO" publisher ot THE PATRIOT.NEWS and THE SUNDAY PATRIOT-NEWS, IlIWSpepell of gel18rsl olroulatlon, hereby aoknowledge reoelpt 01 the atoresald notioe and publloatlon oost, and certifies that the lime have been dUly paid. THE PATRIOT.NEWS 00. By..................,..."......,............~.."..............""..