HomeMy WebLinkAbout98-01946
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VERIFICATION
The undersigned, Kelly COllch, hereby certifies that she is the
Security Pacific
Manager of the Plaintiff J.n the within action, Financial Services
n/k/a Commercial
Credit Corporation and that she is authorized to make this
verification and that the foregOing facts are true and correct to
the best of her knOWledge, informat ion and belief and further
states that false statements herein are made subject to the
penalties of 18 PA,C.S, ~4904 relating to unsworn falsification to
authorities.
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/'1' CUI/. (1/1 (I (i
KELL\" COUCH
~-....ll:~'~. 3'C\."'Pf'1 ((H'f:~CI"(. (REr'ITATE MORTGAGE m.~.28.P.5"2? .
. ~' ,
THIS MOATGAGE, mad. Ino trll: --'.t! ~I' 01_."""............ ~ . __.. , 19!' , b1
.nd b.iwm th, und.~~r::J d-': '\. ~ D..... W I....fhr\ .. w1" , ~""n O"lld
''''o'I~.g.,'', Ind ty. "L~-l"'11&1 hili,... ___. .._....._..~ ,
~IVln. anolhet.nd pl,OI cf bullno.. It M "''''-!I( ^.. t'.-.I"'~ ..~ __, P'tneY"'""'I,
tlrtln oallle "MoIl9Ig..,"
WHEReAS, MonOloor I, Indobtl~ to "'ortgaool
I!Iln IhI principal .bm c' U.s. ~ N_~ 'n!-~-~ s.". L .~ tlfMt'r '" 1lUJ.lbl"n mon1hW
Inlllllm'MI of princiPii and Inlorlll, wllh thl "'oncI 01 tn. IndIOllon.." II nol .100'" plld, dpI and pOYlbl,
on
o pu'I8Ulnllo I L1no ole,,;11 w,lh' c"dllllmll \11 $...._..__
which Ind.bl,.dnQiS Is e...idencA;;i ~y Mortgagcr'5 ~ot. ~' ~.,...olvlng L.oan Aglee,'11Q11, a, app,lcabll, ot ever: dlllt (hertJln
"Note"l,}.:,' . .
TO l!Pllu.~f 10 "'orl~.goolh. "PIy",,"1 0' Ih_ Indol,HoorO&1 elldoncld bV Ihl ~ol. inol~dlng .nYlnora~,," In t,. conlr,ct
rllt If tho Nolo I. va'labll I"d .'1 lutu,. advI"1I UNI., lhl Revolv ng Loan Ag".monl, wllh 'nto".t Inoroon; any OXIt,;"on, Md
"n,,,,"lolhlflOf; thl p.ymorl 01 all Dtrer IUfOS, with nl"I.II...,o", .du.ncod i', ooeo,daMe h.....,th 10 pIOI.OI'n' ,obJ,lty of
Inl, Weng.go; "nd Ih. pe'fOlmlnca 01 tho ooy&n.", IrO ogrn",on" 01 Merlsogo, noro", e\lL1tal"d, MO,lgI\lO' dell b, Irell
p,e..ntl 1111, gr.nl, and oonvo, 10 Morlgag..ALL Iho' r..' 81":' ',Iuolod In ". Counly of _ '-....-.....
~ltr. "'~*, TO,,""'p) 01 .... I' h.. Vlerd _'
knowrr.nd numb"oo., 1. ~ Dfhe ........... Pa 17015
---srr1ll)! ~(JcI'u. CH~, Tl)W~1 "0$1 O'IIe.
p.n'"y:va~~'d d..crlbod In OIod 'Icorded In Iha Rlo%e/'. Oll',~ cl OI'd COunly.1 Olld Boo< Vo,um, nT
PI~G . ... , and mort pMlcul"" d,.orlboc IS: .. .
.. ,..,,~.. ....
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sa A.T1'ACJISD axlallT ~A'!..
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".x.' "'181.T.1. JA~.
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TOClliTHIiR wllh 'II the bUildings and Impro'!!",or,1I Ihoroor ar.o OCd,to,.nl ,norolO, Includlng.1I oll.YI. p..ng_w'YI, ,Ighl', IIbor.
-. ..U.., ,QI.lVIl19lll..bA,edltlml.llll.l1d .QPwrIMMC~' .~h.llJ.IlA'" InCrlurJ.~ POlor.g,,,g. 01 ~P.J1.~(IWM\, "~Id .~ll.r~n.ll! lblfllQl, t.."I~..
.__...ll"','cl.ln'.Mguoa~ld PlamIIU._. ......... .._......... ._.. '." .._.......,
TO HAVE AND 10 HOLD Iho Mortgagoo P,err.".. hor.by 9''"'0. and o,,'.y." unlo Morlglgee, '0 ,nd 10/ Iho va. and blhOo' 01
MII'.ga;.., Illouceeuoro .nd ''''gns. to'OVOI,
THIS MORTClAGE IS MADE subloll 101M 'ollo",l"g cond!:lonl, .," MCllgI,o, ,gro..'
,. Mongogor will makl "" psvmonla on Iho dUi oate :re/l': 01d por~orn'" other 01,1I011l0n... /lqu"ed rr prevldld ~"lIn
Ind '0 Slid Proml"o" NOle. ~OIIO.goo, alllo opl on. "'.' ~eler Ina palmonl dalt of all wholly unpaid In~'"monll ono 0'
more ful, mQnth. pursuan: 10 Ih~ 'Ifm~ 01 the PrOmISB)r~' Not8,
2. Mortgagor will Pf\'I when dJEl III ta)(iti ,and aU8S!imenls levloC or aaae&ge~ ftQalntl said promltu Cf anv pArt theret, and
wlI, dol'VOI r$Oolplllhlrol~, 10 lnO MOI'gao.. ooon 'eOJ.st
3. Mtmgagor will ~eep lh!' ImprovemOl'lt. on elij oroperly conslanHv Insured "CeinSI fl18 1M Il..ch ettie' hazard" In luch
l'TlQUilt anc: with euoh carriers IS Mcn~ag~" 6hal rtICl~lr" with Ion I' an~' ~ayabl(l to MOr1gllgi. .. I.. lntt,ee' mlv
apput,
.. Mortgagor will neil,el commIt no' sultot any it rip, w~Ste, lfTlJai'nHtIll or detlilrlorJlon 01 1"0 mortgagld preml.... and
'Nil I maintain 'till unw In gocd or:'Jel ftrd reOIll' ,
0, In lne eY'.nl th~1 MortgagJf defauttllln 'he rnaKlni 01 M~ p.Wrnonl du" ar,Cl payable undtlr ute Promluorv Nol.. 01 " Ih.
..,plog ord po,lormaMo by M~llgtgc' 01 on) of I'" CO.',dIIlO", or covonAnt' 01 Ihl. M?rtga;$ 0' 1ft d promlllo') N....
Mortglla.' may torlhwllr bring an Ao~lon of ~or't~~ge F:){eCIOllU'G horQiol'\, or lnatitula ot'HIt fo,,,olo,u... p,ooe.dingl
upon ~h15 Mortgage, at\c may p,ooeeo 10 judgmer1 .!I'lCl9.:..eutIQI'I Ie teQQVC!Ir 'h~ blllflcadui,n sal=' ~oml.sorv ~OUllr'l(l
an)' other a!.oms lhal ml'f bii dUi lhereunde' 'ncluding ru!.or.lb I) l1Uorney feee, oO'la OIIUll, and co." of 8111 tog.thtr
.. :~I.I:L'nto..al allllJucgmeot It I~o oopllcabl. ,a" unllllrof,1I amounl due Morlgag.ols .ad.ln tno.v_~t.M.~~g'oo'.'.I"
\Q".'air'1,lain i"au'lInce,ISOII:!t flri and su.o~, OIMr h~nlC1s u ~lor:~iQtli rijqulrCl, MOrlo.gor o1~.th~!II,~...M,o.tto~o!e_~I, If.~.._, ..-,'
optlo" 10 obl.-In BJOh Inauflnce and bill Mor:~"'90r tor ail ~08n th8f10t, WhiOh SJch ooata ~orlg'!gcr 10'ln 10 pav. or 10
add IU(lf'1 con. to tt'l. ''''1'1 rerrail"ilng unpaid princlpa, b.aIil.l'lce of M,)1tgagc,'s Promluo'> Note and ohlrp. If'l.,,,l
~t,er'OIl It PIe ,a1e 0' IntliHi" oonlall'lid It'" suOh Note,
0, Sho...ld the M:>rtg'Qor or Its SJcconor In l"t~Hnf wllh"UI th, C:l'lU01I" w'l~l"g ,'1he Mortoagefl 8&11, trln.!t'j 0' ron.
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~I'P, 17, .19'ild 31Ct:HI C.CH'ER(11'i.. C.FE['IT
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'M!M
IF YOU 00 NOT CURl! TH!: DErAUL':' ~ITHIII 'I'Hl~'I'Y (30) M'iB 101\ THI 1001111111 OI\ItKTI:.IfDED
PICIUOD YOU HAY MVI lmor.~ THE /lOTIC!: or HOt>IEOWtI!lRJl~RGFJICY MORTGAGI ASSUT'-IfOIl
-'CT), COHHI:RCIAl. CRiJOl'l' OOI\l'OPATION IIl':'ENOS TO ItKERCtsl IorS RXll!lT TO ACCI1LIMTE
TIlE MOFlfcv,a! 'PA'iMtNTs, THts MEANS TMT WHAT!:"'ER IS OWING ON THI OIUCUNA:. A!oDtIllT
8OMOWID IfUL ll! COtISIOEFEO DU! l~LlIA1'EL~ AND YOU HAY LOSE THE CHANCS oro 'AY
0"' '1'If! OIUGINAt r-:ORTQAGE III MO/l':'H~Y XlISTAL:.Hl:NTS, Ir I\ILL IIA\'KENT or Till!: NolOllNT
or DEfAULT IS NOT MADE WITHIN THIR1'~ IlOI MYS :011 TIIII: t.ONGER Oil EX'I'ZIlDED 'EIIIOO
'tOO HAY MVI tINDER THE lIerICEl OF HOHEOIIIIEIt.S I EHERGElIC't "'R1'GME ASSI8T~CE' ,l,C'l'),
W CA.IIlIT COllPOllATI0N ALSO III'rEIIDS TO I ST C'I' 1'18 .1'; '0 . II '1'0 .'1'
8Ul TO FORECl.09E YOUR MORTGAQ PIIOPERTY, IF 'I' l!: MOI\':'GlMI IS ro
FlfGMIO '~P!R1' WILL !: SOLO I't Till 'HE ' P YO R' C OUT'.
o IIC AL lIE I C R ORA'I' 0:1 S OU CI\lII '1'0 1'1' S 1/ OllNE'tI, urm
OUI\I: lIE OsrAt:L"lf"ii:roIiiTiffi~ BEGIN Li:iW. PROCEEDIIIGS ,MAIIIS'I' ~OU, YOU WILL STILL
1IAVl!: TO PAY Tilt RNOtIAlL! A'I"l'OMEY' S r~ES ACTlIAt.L't I/lCUI\lllO, UI' '1'0 Ho.oo.
IlC>>llM:l\, 11' LEG1.1. PROCrlEOINOS AAf: STMUO AGAINST YOU, ~'OU WILL 1IAVl!: TO PAY 'rill
RE'AlIOtIA8loE ^1"i'0I\ll&~'S FEES EVr.N Ir TilEY ME MR $50,00. AN't AT'IOJU:BY'S rllu
mLL Dill MlDEO TO WAATEVER YOU OIIE stct1/lIT~ 'ACU'!C f'INANC!AL U1IVICES ;l;NC. WlIIOIl
HAY ALSO INCLUDE I'l'l FUWJONABM COB':'B, If YOU CURt tHE DEFAULT WITHIN 'l'HC'I'IlI.M:X
ill1.~o.o.~ l'ERIOD (CR 'I'lli LOt/GIlP. Oil tx'l'ENDEo PEIIlOD YOU ~Y
MVE UNDER 'I'IIE NOTICE or 1l0NE0I;1IEII.~' EMl!JIIGENCY MOIl'l'QAtn: ,t..9SJS'l'l\NCI!: A!=!l! YOU WILL
Ner II N:ClUIMD TO lAY )\T'I'OIUlEY' S !'EE,'. --
Wll I',AY ALSO SUE YOU PE1I901lALl,y FOil TilE l1IIlAIO PRINCIPIYo fl.J.LJ.NCE ANO Al.L O'I'HIlII
St1K3 DUll UIIllD '1'111 HOII'l'GIIQI.
rr YOU II.'.VE NOT CURED THE D~AUL'I' W:':'HIN THE l'lIIR'!'Y (30) MY PMIOD (OR 'I'1I1!:
LOIIGIII Oil !X'I'IllNDID PlIIIOD YOU MAY HAW \ll:DIII Till, NOTICi: or HCIGOlIHEIIS I EIGIIG!NCY
MOM.'GMlE ASSISTANCE ACT 1 ANO FOR.!CLOSUNl PRO<:!EDINGI MY!: BEGUN, YOU STILL VOW
'!'H1l IUGHT TO CURE '1'111 OIlF....UL~ AND PIU:VBIi'l' THE SALE AT AN't TI.'lI! UI '1'0 ONE HOUR
Bl!:f'OlIE 'l'IlE SHERI rF' S rOREC10SUJU: SALE. YOU Io'AY 00 so BY PA'tINCl Tilt TOTAL AII)UII'1'
or 'l'HE l1IIlAID MONTHLY PAr.-lINTS iL~S ANY :.A'I'E CHMGES OR OTIl!:Il ClflIIRGI' 'l'1lElI DUll,
AS NELL M 'l'IlE RtAsON.lUlJ.E ATTOI\NEY' 1 nls AND COSTS CONNIC'I'1tD WI'l'H THE
FO~CLOSUM SALIi MID pflI\roJl:ol ANY 0'1' R ~ Il\I!MIm'S UNOER THE MOR'I'GMIi:. 1'1' IS
ESTI~'I'EO TAAT '1'H EI'I' o.a.n 'I'Y....T SUCIl A. 51!' 1.0 WOULt)
II NlPIQlIMATlLY 5 MOlI'l'HS I'/lOM THIS LE'l"l'ER o.o.'I'E UNLESS YOU EKEltCISI YOUR IlImB
UNOl!:R 'I'IlE NO'I'ICE or HOlGlOWNW' MIIGINCY MORTGAGE ASSIS'I'ANCE N:'t. A tlOTICE or
'I'H!!: DATE 01' 'l'1IE slIl:ItIrE" S SALE WILL BE S!:II'I' TO ~;)(J BEroRB THE SAL!:. or COURSE,
TilE AMOUNT NUPEll TO CURl! Tit! DEF....ULT WILL IIICRWE '1'111 LOIIGIII yeu lf1II'1', YOU 1fA't
. FINO OUT AT AN't TIM!!: EXACTLY WIlAT 'I'Hi PEQ:JIIlIlO iAYNIJI'l' WXLL liE BY CA.:LLII1!J OUR
COLLECTION DEPAR'l'Mi:l/'l' 1<1 (8001 ~45.r15S. TillS PAYMElIT MUST IlE IN A CASHIER' ~
CHECK, CI:RTIrlED CIIECK OR MONEY ORllER, MNlE PA.YAElI.1'i '1'0 ~ClHKE/lCJ:A1, O!\!2!I
CORPORATION AT TIlE AOORl!SS STATED AIIOIIJ; ON ~'HU LETTICRHIA.O.
~OU SHOULO IllALUI 'l'IlA'1' )\ SHEIlIFF'S SME W:LL END YOUR OI'lNEflSHIP or 1'HE MO;\TGAGED
PROPERTY AlJO YOUR RIG/IT TO RENAIN 11/ IT. :r YOlT COIlTIN"JE '1'0 10M IN THE .IIOPIll\'I'Y
mER THI IIIElUFt., S SALE, A. Ll\NSUIT COCLD BE STAR'!'EO TO mc:r YOU, YOU II.'.VI
AllOI'l'lofolAL RIGHTS TO HELP PROTECT YOUR ItlTWST IN '!'HI PP.OPllI'l'Y. 'tW I'....YJj Till
IUOIlT TO SELL THE PRO~I\R'I'Y '1'0 CS'l'AIII HOllEY TO PAYOFF THE M:)R'1'Gi\GIll)lI!l'I'~ OR TO
i~MOW ~o NIl~}'1\OIIl'ISANO~.~~ L~~:~: 1!ISTI'l'UTTtH~~.T~.~Yy.~~.TNIIQIlIONDEyBTO':" I!lY~:;.'r1n: m
",,!JH'I' 'I' llI\... T I OEr.....L'I' ~'''''''' II. ANY ."" ."". "".. ~" """"'. V&l
MVE THE IUGH': '1'0 ASSER1' 1.~ 'l'ln: :ORECLOStll\E PROCUllla!G '!'HE tlON-flXISTtNCE or A
01':!'A.ULT OR ANY "1'HI:II DErZllSE YOU Hl\y HAVE TO ,l,CC:!;~!AA'I'lON 91\ I'!?MCLOlltfNj. AS
t.!ElI'I'IO:lElO ABOVE YOU MAY ALSO AAVI RIGHTS inlnER T!!!: I!e!1S! or RMOWllERS '
lloQ;RGr.'1C~ MOR'I'3AGE ASSISTANCE AC1' WHICH ~OU HAVE ALIU:AOY MelUVE!).
.~.'fi', 17, 193€1 3lOGFi'I
Ci:I'tIER\: t-'/.. CF.Er,1T
r'I),5...'8
F. 16/23
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.NlII'l1IO
You may be eUlltbla fOr tl.nanohl ...i.tallol that will pJ:Ilvent t'oreolo'IlCl on
YOllr """tllalle if you comply w':'eh the provhlon. at the Ho~cwnen' ~r9lnoy
Mo;tllalll A...il tin"" Act 0 t 19 II I thl "Act" I, yoU may bl e1.191111e tor _rgenay
t~orery e..latln:1 tt YOllr det'ault ha, been oall.ed by circumstancea beyond'your
control, .nd it' you malt the eliqlbtltty rlquir~nt. at' the Aot ee determined by
tho ~lnl\8ylv..nh HOUSlNG "NANCE AGIlHCY, nlue ....c1 all of this lIotioe. It
cont.in. an IKplanation of your li9htl,
undu the ,"ot, YOIl u. entitlld to . tUlporacy .tay ot t'o.teclo,uCl on your
IIIOrtlJ&lI. tor thirty (30) de)'. trem the date at' tlli. Notioe. OW:in9 that ti.lM YOIl
utMnge and attlnd II "tace-t.o-fa:e" r..eting with a nprllentative at' this lender,
or with a deli9nattd consulne. crecl.it 00'.l.'1I1J.nll allency. The pUl:pOIl at' this
meeting ia to &tt~'Pt to work oct . repayment pl.n, or to otherwi.e .ettle YOllr
delinquenoy. Thi. meeeing ~u.t occur 1n the next thirty (30) day"
%t' YOIl .tt.nd 0 taoe-to-faee ",ootini with thi. lender, or wtth a con.urner orldit
00llnll11n9 avenal' idenhH..d in t~.b nut~o., no turthe< ptocaedinv in ....ft;.;.
t'oreclo.~e ~.y take plaoe foe thirty (301 day. .tt.r the d.te ot t1l1. neeting,
Tile n....., addu.. .r,d telephone n~er ot our :lpr'''Mt.tiVtl iel
The n.",.. and .cld:eue. ot duiin.ud con'\lmIIr credit coun.elinll avenailll ue
.1I0Wl) on the attached ~heet. %~ is oniy neoeuery to echedule one hoe-to-t'ece
~eetinq. You .1I0uld .dvl.e chi. len~er i~dl.tely ot' your int.ntion.,
It' you bave tried and aro un.ble ~o te801ve thi. problem at or dter you:. f.oe-
to-taoe liIlet~n9, you hav. the right to apply for financial a..iatancI !:0Il\ th.
Homeowner.' !:me:qency lI.or1:9a90 MeL.tanc. rund. :n order to do thl., yoU IlIIlIt
fill out, .i9n and t'ilu e completed Hom.o.flnlrl' !rr~cgenoy ~.i.t.noe Application
with one of the deei9nated eon.UlllU "cadit counnUn; aqllloiea li.ted or. the
attaelunent, M application t'Ol' u.ilt.n:e mill' only be obtained from. cone\llllllr
oredit ooun.el~nlJ agency. Thl cor..orner credit counaeling .gency will al.iat you
in t'illing out your .pplication 'n~ will .ubmit YOIl: co~l.ted .pplication to the
penn.yl vania i10USING rrWINCE .'GP.NC'i. Your applio.tion mu.t be filed or
po.tllluked, wi. thin thirty (301 dayo of your flce-to-face ""etintj,
It 1. extr.~ly importent th.t you ~ile y~ur. application promptlv, It' you do not
do .0, or if 1'011 do not follow other tillllll periocLs eet torth ln thit letter,
foreclosure may proeeed .9.in.~ you: home immediately .ud you will forfeit you:
eligibility for I..iltanee.
Av.il.bl. eund. tor amargeney ~~re9'ge ...i.tanc. Ire very llmitecl. ~hlY will be
dl.abun.c1 by the A;enoy Ilndu tho eli91biliey odterl. e.tablhhad by the !\Ct.
It 18 .xtrll1llely iroportent tll.t ~'our .pplication is .oounu .nd completa in
evuy :oap4lct. Tne flnn.vl var,ia HOUSII(G FIIWlC! MElley nil oixty (tiO) dlya to
make a deciaion after it reoeivt. your applicat1on, During that Iddition.l t~,
no foreoloeu:. proceedin91 will be pUtluod .gaiMt YOIl if you have met t~.. 1:11l111
~m,17.199S 3'~3F't'1
CWl'Ef'\-.It'L ';R(NT
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CommereLd Credit CQrpor.tlon
4110 a Itl'..t, 1I1l1t4 1100
lIan D~ll9O, CA, $12101
U/UIP1
'10, ODBIlA W SHAB:rn:a~
10 PATRICIA 01\
ENO~ PA 17025-1930
tROMI COHHtRCtA:. CIIJ;DI'I' CORPORATION
.50 8 Stroot, Su!"e 1100
SAN DIEGO, ~ P2101
, .
LOAN IlUMJUI 16124799
.l\CT e
11000'IC!; or INT!:!T.IOW TO FoIlECLOsr. I:f;2RTCl-'G!l
tINDER nC'l'IO:ol 403 or I'F.NNS'tLVNlI'" "'r;n 110, G or 1974
~ THIS IIO':'ICE !;'W:Fl.ILL~
~'HE HOR':'Cl-'GE H~LO I!Y COMHZlRCl.\L r:~DJ1' CORPOAATIOH IH!l\tIIIAJ'i:'1:l\ W, US OR OUIUl) I
ON YOUR PF\OPI!:Rl'Y LOCI\TED AT 10 ?ATRICrll. OR IS IN SWOUS lll!:r"'ULT llEc,o,:lSI: YOU
MI OWING $926. 55. LATE CHARGES AND OTHl:11 CllAP.GES ILWE ALSO "'CCl\UFoIl '1'0 TIlIS
llA'1'E, TH! TOTAL AMOUNT NOW REQIJIi\l:O 1'0 ClJRE TllIS DEFAULT, OR IN OTIBll WORDS, GET
CAllGHT UP IN YOUR PA'tMr.tITS, AS or THI: MTBl or THIS LmER, IS '926.55.
ADDITIONALLY. YOIJ WILL JU:CElVE ANOTHER NOTICE !'ROM US tlNIlER Jm 91 or 1993. I!!al
NOTICE 18 TI'l'Ull 'PIPOI\TAN'i' , IIOTIC! or IlCt!EOWm:flS I I!}lf;RGEllCY KORTliM!I ASSrS'l'NlC!l
or ill," YOU MIlS'!' REo\!) Bo1'II IIO'l'IC1U, dINCii ~ aOTJI illJ1.u~1 ].!IGII'l'S illl'of VOU
NOW L'NOIR SY In\lIIA I.?o:W, 1!" YOU CHOO~E TO El(EJ\CISE YOUR IUlDWs 1l1l:9ciiiiiii5
IN r I!l NO'l'ICE or OM!OtINIl:RS r !:JoI!RQl:I/CY HOR1'~&: ASSU'I'ANcE A~, WI! CWlNor
fORlCLOSE UPON YOU Oil TAl<! OTHER ACTION DESCRIBED IN ':'H:5 NO'l'ICIl t1NTXL YOU MVI;
~LED TO EXERCISE YOUR RIGHTS IrnDER rHAT NOTICE WITHIN THE TIME PEnrODs PI\OVIOIlD
IN 'IlIA'!: NOTICE, OR THE PIt.'lNSlrL\7INt>, HCUSU:G FI"ANcE MlI:NC't Il'A.S NOT:rn&:D 'tOil rHAr
IT lIAS HADE A DECISION 'I'AAT YOU WILL NO'1' IlE GIVEN rIIWfCIAL ASSIS'I''-NOr, !'l\OM 'I'D
AGEIICY. YOUR HOM! CANNOT IE rOru:CLOSI!:D \JPON ,'.lID WE
::AIINOT TAJ<.&1 1'HE OTHER """"'I'ION DESCRT8ED BELOlf WIIILF 'too Me IltGItIVING TIIM'
ASSIST-'NCE.
'tOIJ I"A't ClJRI THIS DE!'AUL'r W1:'rHIN THIRTY (30) OM'S or THE lll\'l'l!: or THIS E':"l'1lll l't
P TO US THE ABOVB: }\I(OIrN'l' OF S, ~LU:S AllY ADDI'l'IONllL 'l'S Mil Ii
CllAMtS WH H,I. J:' OUE o:r N3 THIS I/EIUOn, SUCK PAYMDl'l' KIST BII I Illl
8~ CASHIER'S CHECK, CERTIfIED CHECK OR HONIlY ORDER AND MADE PAYAlLE TO CQMMERCIAL
CREDIT CORi'OMTION AT THE ADDP.t~S ST...':'f,O Aei'lVlI: ON' THIS LE'M'l!NlEAO, IF YOU CHOOU;
TO EXERCiSE YOIJR l\IGHTS UNDER THE lIOrtCE 01' HOHtOWl/EIlS' EM!I\Cll:l/Olr loIORTGAGE
A.SSISTANCIl AC1r I 'tat THIRTY 130 I DAY PEl\IOD WILL as: I'llCTI!IIPED, NUl YOU Kl'.Y CIJR! '1'/1&:
OErAULT ON OR BEfOR! THI!: DATE 011 I/HICH \'OU HA\IE FAILED '1'0 EXIlRCtsll YOUR RIClIlTS
WITHIN '!'lQl APPLICABLE 'rIM! I'WOO PROVIDED III TH>.'I' /i01'IOEl OR, U' YOU H>.VI:
&:X&:RCtsIiiD ML YOUII RIGHTS UNDER TAAT NnT.et, THe tlI'.TE O~. WHICH YOU AIl.E NOnrIIlll
BY TilE PtII'NSYINANr" HOUSING nNllNcE MDlCY or Irs PECInON TJWr YOU WILL I/O: III
GIVE.~ F'INANCIAI, ASSISTANCE,
F', 1l~/,,3
"fP. I j'. 19'3l33110f't1
e,:nl:f':tl>'t. <:F'E:['IT
r_),S~'S
F',19/23
....
...
,"GI: '1'WO
IF \'OU CO HarCUM 'l'HlI D!Fmt'l' wnliIN TK!I\TY 1301 ~\'S (OR '1'111: UlHClIlI\ 01\ I'.lt'l'DI~IlD
P!!llltOD YOU K\Y Hl\W Ul:CeR THt!: NOTICE or 1l0000otlHF.11.'I ' Q.lW\(lENCY ~0P.Ta1.0t ASSUTANCI:
ACTI, cOMlolllI\ClAL CP.l:tlIT OOI\'OAA'I'IOO II:TIIlIDS TO I:XIRCIIlt ITS fIIOHT TO ACCELIlIWl'II
'I'll;; MOI\'1'GAClE 'A~lWlTS, THIS H!ANS TAAr lIAATMR IS OWINCI Oll 'rut ORIGINAL NlQUHT
1I0?AO'09IlD WlLL IE COlIStOEI\EO [IUE IMMEDIATE!.\' 1JolO \'Otl M"Y Lon ':'HII CIWlCE TO ,,,y
orr THill ORIGINIU. NOP.TGAClE II: M;lN'l'IILY INSWJ..LMl:IITS, Ir FULL PA'il'.ENT OF THE Nt:lUNT
OF DE~ULT IS NOT MADE WITHIN TnIP.'l'\' (30\ ~YS (OR THE LONGEI\ 01\ IX'I'!NOED PERIOD
yOU MAli' MY!: lItlDEII ':HE NOTICE O~ HCIQ;Owt1I1RS' DlERGllIlCY ~IITClME ASSIS'l'lIHCE .AC'l'1 ,
COMM!P.CIAL CI\EDI'l' COJU>OIlA'I'IOll A:.SO INTENDS "0 INSTRUC'I' ITS "'I'':'ORIIEYS '1'0 STMT "
:..>.WSUIT TO i'OiU::L:Jst lI'OUR MOR~'G.>.!1~D PROm'!''\', Ir THE MORTClME III ro s.
:!2Y~ MORTCWlB:D FF,OPll:RTY wfi,1;--Bt SOLD llY THE SHEIlIrr TO ,war!' TH!l MORTClAOE D '1',
IF COMMPCIAI. CP.EOJT CORPOIlA';'!ON I\EfEI\S YOUR CAS! TO IT'll A'l"I'OI\NEYS, 8lJ'l YOU
c;u'iU: l'fll!l \J!l~AUL~' 8flf'Ol\E 'I'8ElI' IlEG":ij Lil:ilJ, PROCEI':DINGS .Io.GA.tNST 'lOti, YOU WIJ.l. STIliL
""ViI: '1'0 'A\' TIlE ll.~ON.l.ll[,E AT'I'01\l1I:Y'5 flES AC'l'\JALt.~ IIlCUIUU!:D, tll' TO $50,00.
HOWIt'IEl\, Xl!' LI'\01<1 Pl\OCtEDINClS AA!: S'l'AA'I'E:D "CW:NS'l' YOtl, YOU "ILL 1lA'n TO PAY TilE
REMONAIlLE AT'I'Ol\NtY'S ftes EVE/\' :~. THIll' ..n OIlEII $~O,oO, 1>JIY ATTOIUlEY'S nES
WILL fI!l ADDED TO I'III.t.TEVlI\ YOU eWE !ECliJ\l'l'Y P"CIUC FIMA.'1CIAlo SIMOES IHO" \11110H
MhY ALSO INCLUDE ITS R!i',l,!ICllPJILE ceiTS, I r YOll CU1U: 'I'll&: DErm!.T WITHIN THE ':'CI\'l'\'
(30, MY PtRIOD (011 THE LONGEII cP'.!"x'l'&IID!:D I'!RIOD 'l'2!1...!:!"Y -
lIAVE UIlDBll\ THE 1l0!;.2.F. OF !.I~'NEI\S' !:HEI\GDlCY HOII'l'GAGi!: ASSISTANCE AC'I'I, YOU WILL
110';' BE: REQ'JIRe:O TO PAY AT'rOIUlEY' S f'EES,
WE MAY ALSO S'JE YOll fERSOw.:.:.'1 fOR THE: UNPAID PRINCIPA:. ~CE 1>JID -'Lt OTHl:Il
JUMS DUE WOE" 'fIHi'; MORl'GNiE, -
:r YOU HAVE NOT CU1U:D 'l'IlE DEfAULT WI'l'HIN THE THIR'r\' (30) MY 1'II\%OD lOll. ':'Ill
Ul/l(;ER OR I:XTF.Nt1E::l PEP.IOD YOU MAY AAV!: UNDEI\ 1'HE HOTIC!: or HOMEOWNEIlS' EMERGENCY
HOP.':'GAGI ASSIS'rANCE ACT I AN:l FOI\ECUlSUIlE fP.OCEEOINGS IlAIIE BECI\1N, YOU STILL HAW
Tilt RIlill'1' TO CURE TIlE OZrmL'I' .\NO PRe:'JD1'I' THE SALE ....'1' 1<NY 'l'I/om liP '1'0 ONI HOUII
!IEFOIlE TH!! SHERIFI!" a ~'OI\!Ct.OsvPJ: SALE, YOU W-Y CO SO 8Y PAYINCI THE TO'I'AL A.'lOUN':'
OF THE UNP,\IO MONTHLY PAYJaNTS PillS All)' !>AT!l CllAAG!:S OR OTHER CHAAGIS THaN OUI:,
~ WELt. AS 'I'H!l l\E.I\SONNlIiE AT'IONlIi" S F111IlS lI.'lD COS'I'S CONNE:C'I'EO WITH THI:
FOI\ECLOSUP.!: SALI A110 pe~ORM >>1'( OTH!:R R:l:QUIREMENTS UNilER THE I'.oP,TClME, IT IS
ESTIMATED 'I'MT THE Eo'JU.:I:S'I' OAT!: 1'HA'l' SUCH " SH;;RU'F'S SALI COULD BIl: HELD WOULD
BE ...."ROlCI!oIATELY ~ MONTHS li'ROM THIS LlT'rEII DATil :1NLEsa "to\: EXERCISE YOUR IUGII'I'S
UNOEP. TlIJ: NOTICl or HOMEOW>>El\9' OO:R3ENCY MORTG-'GE ASSU'I'....\1CE ACT. ... NCTIC!: or
THE M'I'E OF THE SHERur's SALE \lILL Ill': 5E:llT TO YOU BE!'OP.!: THIi1 SALE, or COURSE,
THE IIHOUNT NEIDED TO CURl!: THE DEFAULT WILL IlICllWE TH!! :.oNG&I\ 11'0:.1 WAIT, '(OU ~y
1'1110 OUT AT ANY TIM! EXACTLY WItt.'l' THE IlEQUIP.!:~ PAYlo:IN'r WILL BI BY CALLING OUP.
COLLECTION VEl'AATHEN'I' 1'.1' (8001346-n63, THIS PA~T MUST !E IN A CASlIJER'S
CHECl(, CEP''l'Irn:, CHECK OR l.fONtY OI\l)E?, lW)E PAV/IIfILE 1'0 OO>toIERCIAIo CP.!:Dt'r
COP.POIlATION ....'1' THE ADDP.ESS STATED NlO;~ O~ ~HIS LET'I'F.RH~,
yOU SHOULD REALIZE TH-'T " lIHEI\IFF'S ~E WILL END '(OUR OijNERlIHIf or T.HE MORTGAGED
PROPERTY ,\ND YOUP. RIGHT TO ~~N IN IT. :r YOU CON'I'nnrE '1'0 LIVE III Till P~PEP.'I'Y
AlTIR 1'ME SHERIF!" 5 SALE:, ... LAl'fS\!IT COULD BE: STAI\TIlD '1'0 EVICT YOU. YOU MVE
AIlDI'I'IONAL ruGlI'1'S TO HELP 'RO'I'EC'T YOVR IIl'I'ER!;ST IN 'I'HI: PlIOtER1'\', YOU AAVE T!!Il
I\IClHT TO SELL THI: 'ROPERTY '1'0 08TAI~ ~1O~EY TO PAYOFf 'I'HI I<<)RTCil\GE 0118'1' OR '1'0
BORROW MONEli' FROM A.'lOTH!lR LENDING INSTITUTION TO ~AY orr ~HIS DEaT. yOU ~VI 'l'Ht
RIGHT '1'0 HAW THIS DuAiitT CUllED ay~7: ~'HII\I) PARTY ....."'l'ING ON YOUR 8~!', YOU
iii\.VE ~Hl P.XGHTTO .-.sSEP.or :11 'rHE FOP.ECLOSURl: PRCCEEDINO --rifE NON*:&J(U'I'ElIC& or A.
D&rAUVI' OR ANY OTHER r.&FItNSf: "tou :111'\' AA\'E TO ACCILtIlATJON OR FOP.&CLOSUN, JiJ
MEN'I'IONIlO- PJlOVE \'OU /olA,Y 'u.50 HIWE RIGHTS UNCE:R 'tHE NarICI OF HOMEOII'!.'ERS '
~ElICY HORTGi'.GE JijSISTA.'ICI: "::'1' -WHfCll '1011' H:~VE },LI\EAllY RECEIVED.
l'ffiol7,19'98 311ZPrl
C(NI::RC I f'i.. ': RE: [1f T
"(1.5':;8
.,...
.'
PAOl!: '1'\'10
VOLl ~y b. eligible tor t1nancl41 ~"1It'noe that wloll prevent t'ono1uuu on
your 1lI0rtqlge 11 you oOl1ll'ly With the proviuonl of the KOlMownu,' !:rnergenoy
Mol:'tgeqe ......btnc. Ac~ ot'. 1983 Ith. "AQ~"'. 'feu.may be tligible tor emecg~nQy
t~ruy ead.e-noe it ~'our defaul~ hu buen oau":I by oirc""",t.nce. beyond YDur
oontl:'Ol, .nd it you /nGet th_ .llqlb.~1 tl' r'q\llr.""nt. ot' the Act U determined by
tne hnn.ylv4n.la KOtl$tNG FWAHOE MI!:.'1CV, Ph... 1:8.0 .11 ot tbh Notice. It
containa an explan.Uon of )'our rl.qhtl,
tinder tile Aot, YO\l ue eneithel to a terrc>onry .tay ot' toreo1o.un on your
mort\l'.q. tor thiL'ty (30) day. trom the date 01' th1a Notioll, Oul'lng that ti~ you
Uunge .nci att..ntJ II "tao.-to-fa~e" ""etinq with. repnlentaUve of thla lend.r,
or with · denqnated con.umer or.dJ.t counuling .qency. 'I'h. P\l%pou ot thb
l!I..tin~ is to att_t co work out I r.payment plnn, or to oth.u:whe .ett.. your
d.linquenoy. Tilla ~..tin9 melt OOour ~n ~h. n.~t thirty (30) d.y..
It you .tte~d a foce-to-tao. mee~in9 With this jondsr, 0: with. oon'lImer credit
ooun.el1nq .q.no~' ld.nt~ ti.d ~n th~. not-cce, 110 t\l.tth&< p~oQeedi/ltJ in rnortqag.
tor,olo'"r. ~~y take plac, tor thirty (30) d.y. atte. the d.t. ot' thi, m..ting,
'l'h. /lame, .cldrau .nd telel'ho"e number of OUr repr".nt.t.l.ve hI
--~
'l'he nUle. .nd addu..eo of dea1qnat.c! ooneumer. cndit ooun..11ng 'gencie. .r.
.hown on th, .thch.d .hut, It 11 only n.eeuuy to .oh.dul. on. tao,-co-fao.
maeting. ~ou 'hould aavise this l.nd.r immed""t.ly of your intention..
:f yOU h.ve tried and are un.bl. to r,.olve thi. prOblem at or 'fter YOUr 1'.0.-
to-taoe rncetinq, \'OU have the riqht to .pply !.or tinanc:.l..l ....l.at.ne. from the
Kom.own.n' r.me.r\leney Monqall' I\.ssietllnoe !'unel, In Order to cia thil. you l1lU.t
~i:: out, llign and fl1. a complet.d Homeown.ra' Emorq.noy !\.s.i.tanoe AppjlolCion
with on. of the dedqr,ated oon.umer orodi t ,0un.IHr.g .qenciee U.t:ed on tb.
.ttaohmant. An applic.tion tor ...bUnce II\llY only b. obtained from a oon.w.u
orlcl1t coun.Blin~ .genoy, The con"Mner er.dit ooun..ling .genoy will ...i.~ you
In tUling out. YOUr Applioation .nd ~'1l1. .ubmit your eomplbt.ed apPlication to the
Penn.ylvania KOUSlllG "'INAnet AGDICY, Vour ~Pplio.tion llII.let be tU.d or
postmarked, within thirty (30) day. o! yoer faoe-tO-face meeting,
It i. eKtrem.ly i~port.nt that yo~ file your apPlioation promptly, If you do not
do eo, or .l.f you do not. toll<'lw oth~r time per:.ocl. ..t. forth in thLs letter,
foreclaaure may proo..CI again.t your ilon.. 1""'edlat:lly encl 1'0\1 will fort.it yoU%
.Uqibil1ty for ...;..t.noe.
AVail.ble !\Il\d. for emu;r.ncy mortgal/e ....htano. an very limitecl. They will b.
di.bursed by the Agenoy und.r the eligibility orit.ria e.tabliallad by the Act.
lt is extrem..y J.mpo,i;tant t~lat your applioation i. accurate And QO~let. in
every re,plllot. Th. I'.nn.ylv.nia HorSING nNANCE AGENCY hu dxty (ISO) day. to
maKe a deoision after it r.c.iYee YOUr 8pplication, Durinq th.t addition.l time,
r.o foreolOsure proceeclings \fill be PUrSued against you if you hav.. met t.he tim4
P,ZZ/23
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you may call Terrence J, McCabe, Esquire at (215) 790-
1010,
2, You may be able to stop the eale by filing a petition
asking the Court to strike or open the judgment, if the
judgment was improperly entered. You may also ask the
Covrt to postpone the sale for good cause,
3. You may also be able to stop the sale through other legal
proceedings,
You may need an attorney to assert your rights, The Booner you
contact one, the more chance you will have of stopping the sale,
(See the following notice on how to obtain an attorney,)
YOU MAY STILL BE ABL~~SAVE YOUR PROPE~
AND YOU HAVE OTHER RIGHTS
EVEN IF THE; $HERIFF ~..s.ALE DOEIL~
1, If the Sheriff's Sale is not stopped, your property will be
sold to the highest bidder, You may find out the price bid by
calling Terrence J. McCabe, Esquire at (215) 790-1010,
2. You may be able to petition the Court to set aside the sale if
the bid price was grossly inadequate compared to the value of
YO\lr property.
3, The sale will go through only if the buyer pays the Sheriff
the full amount due on the sale. 'fo find out if this has
. happened, you may call Terrence J. McCabe, Esquire at (215)
790-1010.
4, If the amount due from the buyer is not paid to the Sheriff,
you will xemain the owner of the property as if the sale never
happened,
5, You have a right to remain in the property until the full
amount due is paid to the Sheriff and the Sheriff gives a deed
to the buyer. At that time, the buyer may bring legal
proceedings to evict you,
6. You may be entitled to a share of the money which was paid for
your real estate. A schedule of distribution of the money bid
for your real estate will be filed by the Sheriff on . Januar~
8. 1999, This schedule will state who will be receiving that
money, The money will be paid out in accordance wi th this
schedule unless exceptions (reasons why the proposed schedule
of distribution is wrong) are filed with the Sheriff within
ten (10) days after January 8~~~
7. You may also have other rights and defenses, or ways of
getting your real estate back, if you act immediately after
the sale.
. c~v. ww.tSBr.~G r.Ntl coN'flp.1, P, Co '
~ ' .......""" 'oC.... .."",,,
td~ntifi.Oati.on ~~.~ 16496
'I, ~.t uni.on INi.1di.n'il
... t sui.te Z080
1Z3 south B~oad st~ee .
Phi.1ade1phi.a, pp. 19109
~Zl!'l) 190~lOlO
"$fl~"-
J\,tto~ne1 fo~ 1!lai.l\ti.ff
~.._.._-----_._-_.
CU\'\BER1.oF\l'lO COUl'l'!'! .
COUR'! 01' CO\,\\,\Ol'l PLEF\S
.--------
.- _..----- - .--- ~ .---
-_P.------ -
SECURl'I''! I'1\Cl FIe n l'l1\l'lC,1 1\1.0
SI',11,I}1CI,S, n/'r./a CO\,\\'\I',I~Cl1\l,
CORI'ORF\'fIOl'l
CRI',Dl.'l'
l'l\J\'\BER 96-1.946 CI~lL
and
~~
v,
GI'ORGE G. SC\-IF\I'.FFER
O~BR1\ ~. SC\-I1\EFFER
t.S
, 'ovo! of the I'la1nt1ff and
default ln .Lu
.....-...".... .-".. ,., .."..' ,-
. Rules of C1vil
!eC\1.l1!ed bY l'ennsYJ.vanlU
'f0 'f\-lE I'RO'f\-lOl'lO'fF\R'!\
the Defendant5 1n the
aya1n5t
ans\'let
\Zllldl'l ente! ,\\.\dgll\ent bY
compla1nt
a5
$11,4S3.86
~?~
$11 ,969,6'\
and a5se55 damages as to110\'lS\
l''CocedU!e
P'C1nc1pal
Inte'Cest f!oll\
'fOTF\L
3/1.'3/96 _ 6/S/96
I ./ .v~. . L..---
~.....' -------
~~RREl'l~J~-~cC~BE~~ESo-UlRE
1\ttO!neY fo! Pla1nt.lft
J,()..1,"L_. · 1.996,
daY of .
I .n' . .,n"'" 5"u' '" ,,,..,,
1S ente!ed 1n faVo! 0
I 1 Cted1t CO!po'Cat1on and agaipst
n/'r./a co!l\ll\e!C~a
S.n,.II" .n- D'." .. .,n""" ,n-
G,
of c11,969.64. plUS 1nte'Cest and
the all\ount -<
F\l'lD l'l0~' th1S
III(~
Judgment
F1nancial se'Cvices,
the Defendants, Geo!ge
damages a!e assessed 1n
u'l 't\-lF, I'RO'f\-l.Ol'lpT~'!\
----J~~1;;:::)~l/
-{] IJ (J
costS,
~
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McCAB!, WEISBBRG AND CONWAY, P.C.
BY, TeRReNce J. McCABe, ESQUIRe
Identifioation Number 16496
Firat Union Building
123 South Broad Street, Suite 2080
Philadelphia, PA 19109
(215) 790-1010
Attornoy for Plaintiff.'
SECURITY PACIFIC FINANCIAL
SERVIOES, n/k/a COMMERCIAL CREDIT
OORPORA'fION
v.
GEORGE G, SCHAEFFER and
DEBRA W, SCHAEFFER
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
NUMBER 98-1946 CIVIL
NOTICE OF SHERIFF'S SALE OF REAL PROPERTX
TO: George G. Schaeffer
Debra W. SChaeffer
10 Patricia Drive
Enola, PA 17025
Your house (real estate) at 10 Patricia Drive, Enola, PA 17025
(more fully described as attached) is scheduled to be sold at
Sheriff's Sale Oll December 9, 1998 at 10:00 a.m. in the
Commissioner's Hearing Room located on the 2nd Floor of the
Cumberland County Courthouse, 1 Courthouse Square, Carlisle,
Pennsylvania 17013, to enforce the court judgment of $17,969.64
obtained by Security Pacific Financial Services, n/k/a Commercial
Credit Corp. against you.
HQTICE OF-OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENL THIS SHERIFF' S .sAllE
To prevent this Sheriff's Sale you must take immediat.e action:
1. The sale will be canceled if you pay t.o Security Pacific
Financial Services, n/k/a Commercial Credit Corp. the
back payment.s, late charges, cost.s, and reasonable
att.orney's fees due. To find out. how much you must pay,
..~- . .-
you may call Terrence J. McCabe, Esquire at (215) 790-
1010.
2. You may be able to atop the sale by filing a petition
asking the Court t.o strike or open the judgment, If the
judgment was improperly entered, You may also ask t.he
Court to postpone the sale for good cause.
3. You may also be able to stop t.he sale through other legal
proceedings,
You may need an attorney to assert your rights. The sooner you
contact one, the more chance you will have of stopping the sale.
(See the following notice on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERT~
AND YOU a~VJLQIHER RIGHTS
~~llIF THE SHERIFF'S SALE DOES TAKE PLACE
1, If the Sheriff's Sale is not stopped, your property will be
sold to the highest bidder. You may find out the price bid by
calling Terrence J, McCabe, Esquire at (215) 790-1010.
2. You may be able to petition the Court to set aside the sale if
the bid price was grossly inadequate compared to the value of
your property.
3. The sale will go through only if the buyer pays the Sheriff
the full amount due on the sale. To find out if this has
happened, you may call Terrence J. McCabe, Esquire at (215)
790-1010.
4, If the amount due from the buyer is not paid to the Sheriff,
you will remain the owner of the property as if the sale never
happened.
5, You have a right to remain in the property until the full
amount due is paid to the Sheriff and the Sheriff gives a deed
to the buyer. At that time, the buyer may bring legal
proceedings to evict you.
6. You may be entitled to a share of the money which was paid for
your real estate. A schedule of distribution of the money bid
for your real estate will be filed by the Sheriff on . January
8. 1999. This schedule will state who will be receiving that
money, The money will be paid out in accordance with this
schedule unless exceptions (reasons why the proposed schedule
of distribution is wrong) are filed with the Sheriff within
ten (10) days after January 8. 199..2....
7. You may also have other rights and defenses, or ways of
getting your real estate back, if you act immediately after
the sale.
"
-'
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