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Home My WebLink About98-02017 , , ~ ~ . -4 ... \l :>... ~i C?! ,>, \. u f" ... \c ....../ "- " ~ ' (l <:J ~ ~ ' .~cj V , () cJ II) .11\ "1 - ~a 'I .', ., ( \. ~ ..... .. ~ . .. CJ (' ..... a C1 . u.. ~ . ~ I ASSOCIATED CONSUMER DISCOUNT COMPANY Plaintiff IN THE COURT or COMMON PLEAS CUMBElRLAND COUNTY, PENNSYLVANIA vs. NO. * - dOlI {~,L<-k~>(H" CIVIL ACTION - LAW - IN MORTGAGE rORECLOSURE THOMAS K, MYERS ,rR. A/K/A THOMAS K. MYERS AND QUEENA R, MYERS Defendant(s) THIS LAW F'IRM IS A DEBT COLIJECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT, ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF C01,LECTING THE DEBT, NO'fICE You have been slled in court. -If youwish to defend against the claims Bet fbrth in the following p~ges, you muet take action within twenty (20) days after the Complaint and notice are served, by enteriny a written appearance personally or by attoruey and filing in writing with the court your defenses or objections to the claims set forth against you. Yeu are warned that if you fail to do so the case may proceed without you and a judgment may be entered &gainsl you by the Court w.ithout further notice for any money claimed in the Complaint or for any other claim or relief requested by the Pla1ntiff, You may lose money or property or other rights important to you, YOU SHOUI,D TAKE TflIS PAPER 're YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A 1,AWYER OR CANNOT AFFORD ONE, GO 1'0 OR TELEPHONE THE OFFICE SET FOR'I'H BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP, Cumberland County Bar Association 2 Liberty Ave" Carlisle, PA 17013 717-249-3166 Legal Services, Inc, 8 Irvine Row, Carlisle, PA 1701] 717-243-9400 AVISO LE HAN DEMANDADO A USTED EN J,A CORTE, S I DES,;A DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARI0 QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y }\VISO, PARA DEFENDERSE ES NECESSARIO QUE USTElJ, 0 SlJ MOGADO, REG ISTRE CON LA CORTE r~N I'ORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y ClJA'LQUI ER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA, RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PlJEDE PROSEGUIR CON E1, PROCESO SIN SU PARTICIPACION, ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDAN1'E Y REQUERlRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA, POR RAZON DE ESA DECISION, ES POSSIBLE QUE lJSTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES, LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO CONOCE A UN ABOGADO, 1,LAME AL "LAWYER RE,'ERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOSI, 215-238-6300, Cumberland County Bar Association 2 Liberty Ave" Carliele, PA 17013 717-249-3166 Legal Services, Inc. 8 Irvine Row, Carlisle, FA 17013 717-243-9400 5. The land subject to the Mortgage is: 257 NEIL, ROAD, SHIPPENSBURG, PA 17257-9~03 and is more particularly 'described in Exhibit "8" attached hereto, 6, The said Defendants are the re~l owners of the land subject to the Mortgage. 7. The Mortgage is in default dUH to the fact that Mortgagors have failed to pay the installment due on October 5, 1997 and all subsequent installments thereon, and the fallowing amount!) are due on the Mortgage: (a) Unpaid principal balance $ 29,326.58 (b) Interest at $10.94 per day from 9/ 5/97 to 5/ 5/98 (based on contract rate of 13,610~) 2,647.48 (c) 15% Attorney's Commission 4,398.99 after May 5, 1998 and other charges and costs to date of *Together with interest at the per diem rate noted in (b) above $ 36,373.05 Sheriff's Sale, The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale, If the Mortgage is reinstated prior to tl~ sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No jUdgment has been entered upon said Mortgage in any jUrisdiction. 9, Notice of Intention to Foreclose has been sene to Defendant by Certified Mail, as required by Act 6 of 1974 of the Commonwealth of Pennsylvania, on the date set forth in the true and correct copy of such notice attached hereto as Exhibit "C", , " ,I ~ "'-', . . '~ AMU ~/~S/138A to t:.: PAGE 7/9 RlghtrAK ~:i':ri 1:-,':;', '513:: 'iC ;:;.j ':'1'1. ~ Hi ~~:. '.';0: ,- \':1 \.;~., .....:'.. Po, ~i Loan Agr..ment ~f~.n~f:"MlnAG( l~lio.n H)"'MII\lnt{I'/I"I.... ^"OCJA1'lO (.;(JNlJlIH.P;" tJUlCOUNT r;OHPANV VA~A"1 'flllul~ll"4\11l ~~<<'.ilfJH.fi'. ~V';II~_~mIAM.I:~.hURQ elllli1. mMj'~.__,_._,._.._ ,.J I!....,,~ I"" U..:.lJbll.. ,,'WIi'i\--- -.-. . ~"~ to'f.iI.l~llIlo4l'~.(I'1 wi -~~-_.- W!ll9!,!L.J' _" ,Q?I,lllU _..., 1010~111 ~. , ,00 _, ,....._ I....~ ."" l(...."~ I "j'ii:T.;ii FlIfA,NOl ,HYERA,TtIO"A$ ~ J~ ,. -,.,..,....-lW-'-.gL.l~H ,4189~!.11 4-c,,,... 1S7 fll~JI, 1111 , Ilr:--;ru4tll""" I j~iTml i 9t1IPPEHSbunO __..__ ~lih?9 ',.-.1.cOQ .., , _~, . ~?~?O,li.- ~_'I^ 1'/~~.1 I ,U l"""""--~'I'''''' }j~"""''''''''''tlll'~1 ~" .J 1,00 195'1 JO ' 0'411,11 ,.ftt iii;;r.mlftJII"f1"~I~"- _. .--- .. ~__~.J.. -- 11';',wr'lflifl- ~~:I'!ltl"_.L" 41Y..li.-"'1'ltN1',J'.'.....J!!..1' __._L~"o_..__,.JlO 11/05It6-. HY~~nIQ\I!tIlA ..!L....o_._...J, ...___~_ '._____.__,_ III AGFUum I1ATE OF INTtIU:or:. 13 .,AL 'J6 p.r VII' on th, \Inp.ld prlnClp.1 b..l~ne... o A(JAW) IIATE OF 'NTEAEST: THIS IS A VARtAUIS INTEREST M TE LOAN AND THE INT[MnT AA TE WILL INCREAt OR DEOAEASr. WITH CHANo,n IN THE BANK PRIME LOAN RATE, T~IIn'I'I" '1'" WIN bo _~ porco'lag. ""I'If 000' In. "SI"k ,'tlm. LORn Ralt" 11ullh.h.d In Ih. Fed.tld A.",v. Oo.,d', 9tlli.lIcel A.I.... H,15. 'J'he inlllal Dank P/im. ~o." 1III . ~. Which i, Ihl publilhld r.lt .. 0' 'h. IMI bu,inllil d.V 01 ___" ~_; 111"I'ort, I~. imhlllnt't'" '111 _.,~- % p.r Y"'. Th' Inl""1 tile ~'Incrtl'" or CleetOn. wllh Cl1lnQ'1 in Ih. B.nk Ptlmo Loan tl18 when tn. e,nk PmI' LAfln fila, :.3 01 thl 1411 bUlin... dlV oIlh. p,..,.ding monlh, h..lne,.....d or dlete..ld by IIIU'1 H4lh 01 e peI/Clnl.g. poInllto tho GOM Pdme Loan r.,e on WhiCh Ihl cUI,.nllnler~1 ,.10 it bUild. 1'n8 inl.,.., '.11 c.Mollnc'.... or docr"au OlOUt Ihln 2')4 AnV V'flr. In no ovonl, hOwoyot, w11llhl ""f"l rAI, tvtr be leu lhln _. "pel yair nor mOl"lhlfl.. n_'" per ylti Th", inlfl"1l1 ffll. wi~ Illlt '''''ng. b.loro tho Fittl Plymlnt O.tt. InttrMI wi~ be compuled on th, UI'lp.icl Jlllfl<liplll bIlJ,n<ltl. Adjultmlnllt '" Ih" AIl,..d nlll, ollnl.,... aheM bo j)/ven IIlrt-e1 bV ch.n;ing lt1t dO~1f amountt 0' 11'1. ,.m.l(ljn" monlhly p.~m'nl' ltIe monlh fOlfOYilng Ih~ 8I1nt'lerUI'Y d'll ol/he lo.n and IVlry 12 month. 11\"..fIOI .0 thAI Ihe tolll Imount due \onder Itlls Lo~ Ag,..menl Will bl paid bV tno Ill" pAyme'll d.ll llC.eludlng MY balloon plymtnl, If If'lplk:llblo, ANOCIIUtt Wiltl'lOll thl rlQhl 10 ~I InlOlCl8' flue 1'10rll68 atlet 1M last AntlNorury dflll. prior 10 tht ".t pI,rn.,nl dUI dl't 0' the laM. HIWAYMENT t promlu 10 pay you fill YUVf' olflo, thl principII bal'nc. 1090111&( wllh Inl.t"t figu,.d ot tht Ag,..d nalill ' Inlerotll<hfOkld lbov. unl~ tully ral(i, I y,ill ref/ay my 10fl,' bV milking thl monthly p.ymenl$"1 fOflh In Ih, Paymenl SChlllurl. PAyment. wUI b. rflfl(l a'l'HY mOrlll) btglnrung on the hr.' paym.nl d,'e stilted IbO'l' unllllh. loan i. ItJlly plld II ltWI IS t'IO .uon dale AnV montll UI.llolloWl, Plym.nl will b" mAd, on lhel"l d.y ot I"., monlh. Eacn pllymonll makt v.ill by applitd ftrll16 Inllroll 6wed 10 Ihi' dll. 0' PfIymonl Clnd rtmeinder 10 fl'llll;l~1I 1J~la"cn. I .;"0 16 PI1Y In!tI'iltl .1\., m.tulily IIIi'll A9rl~ A.,. of Inltlel' OEFAUL'f I Wilt bll in dul.ul' III fallloJ plV an.,. I)..,.m.nl or pili oIl p.ym.nt on lime or II I 'all 10 Comply with t1I1Y of Ih, ltfrr ul the Allftl E'Ulltt Mongago on thl "1111111' giv." IS eecr.mlv 101 Ihl3loQn. III ctfl'IUfl, you hay. the righllo dcclote Ih, snbrs unp"d .mount 01 my loan imm.dillolV due ana pay_bl. wilMOt {living me notic. or olklng me 10 pay, II IhilloM IIQreomenli. locurod by I mObIle hornl, I 'Mil 01 gl\lt!n a MII,- at right 10 t:lJlft a clefaull If I ftm tnUUtd to lhj, noliel, If VOtl Cleola,. In. balanco (/1 my rOIln due and POIY'blll. yo h'\l1 Ihl tlgnts IntI 'emealee PlO....ldOd tor In thl Real EII"I MOrlg/llg. IhMt aeCurOJ lhllloi:ln, il)(;I\.j(jlllQ 11I1I/IOhl! rl'Jqulre mil 10 fllY .nv derlol""cy I .arllt 10 peV "I'Mabl" "norney's "", If I"lt 108n ag,..menlls ,ef"rrod fOf cOllechon 10 an ftllOrn&y who III n: YOllr salluieCl employ~e;. II flny ctltrCk or In:iltumenl given II paymenl on Inil lndeblldn,.. II ClithoIlOf.d. 1 /IIg,.8 to Plly a uNlCI) C,i)iVjJ ol'~O.OO, .. " ATTO~NEY FEES DAD CHECK CHAHOr. P"8PAYMiNT V.LAV IN ENrOllCliM2NT I hive Ih. rlghl to PAY In IdvlnCt " .ny flm.. "I ~'Opty In 'ull, no p.r', 01 th,lot" t.. will b, refundod, You Cfm delay enlo/fJlng VCXJr Ilgrl1.1 und.r Ihilloln agr..m,nl WllhOUlloslng lhf:llfl. tll del,ull in comptvlng WII anv of tho toilrOJR 01 my lOin and you do 1'101 "tel.t' the IQan bel.nQ. imm'dllllly ClUI Ind p'yftl'llfl. Ihll dou nc mean you Cl!Wl01 do 10 In Ihft future:ll' I d"lull.galn, I gl'l' you a Flonl S.181& MOl'Igage dlledl"e 11m" at Ihlllo/lln agre&fI"Ienl to tI'Suro pAvrnenl 'If Illy Infln SEQlJfmv FOR THIS lOAN II thl' 19 fI '11!t1 /IlQtlg.glloa" In. t,ltt!lrnollve MotIgt\ge TranUCllon Parity Acl of 180?, Ind Ihe Fedtrrflli Depo$f\ory InQ!i1ullotl&1 06lrttgutA Uon (In(j M1JnOlarv Conlrol Acl 01 1Q80 gCl'J€lfne cerlaln provisions 01 this, loan. Illhl., 1& III second morI9'~IIQilfl Clvttl '50,000. In AlllJHlQlivo Mo'tglgeTran..cliM r"r11y ACI 011~e2 go.....rn$; oerl81n 1'110VISI('In$ of Inl, 103n. 1 .cknowtedge recelpl 011) camplfllaly rllleu.!-rn copy of '~I' lOin agroomo" ~r .,-;.:..~:.'" ,-<...-. ~:.1#_ ,~.___,._. (Yf">f':~~1 1:k~'t<. ,~~~Ji.,=---..____ iU ~CWii~1 'I . /, ,'y , ." lbJ.!L'{lL..--.J~.. lUL\L.L__ IUNlrlNvtrll .1 'U". "t:'J ~Ut r .".;;;", i;---'. l I IOAAowiA'O(l"V'll'.- r- CO.i~JiAowiA-(,;O'Vlil ~~._-- FKHI6IT")1" \ ' ",.j1 " c<c,\i 0 ~"'l-~-:l~ \~ ~,~ ~'~,,~~~ o'~ ~~ "~-:," o~~ ~ .<'I~ ~~~.~~. ~....~ "~~~# ~<c, ~~ ,,~ \~~,,~~. \.~ ~w ~'ll q~ '\- '1>" .,. .,," c~~c'\ .,. # y,i> y,<,) si> O~ ~ *~ cd''> CO (;i" i o~-e. ~.' 6' 0 "" "'" <P II' AS?, f9'V> A~ ~ ~ ~~~~ ~~ :s.~i~ o-e. ,," (l"~ 4' ,p. ~ ~ '" ~~ 9' ,.~ .C ~~ ~~~.. ~'-" 4' ~. ~ ,,~~ ,,~. 9 ~ .,.. ,.~~~... O' ~~~ <";..,,: <';, " ~" <1' ~ 0" '" <- ..... ,.'~".... 0 ' ,s>',$' ,.~..~ ~0~9~" ~<i.""." · v ,,~~ cf"" e<"td'.. ~....".~ ~ "~~",9,,<i ", o' ..",~ 0" "," 0' ",,,~ "" 0 ~ .~ 0 "..~~~ '".>9 "'. .. , O',.~ " C~-#: "#' 9~.. ,. >>:& ," ." ",.,cf~ ,- '" 0<i,.<1>...#@ O;"'~ ~~ {J! .<1." · -t'".. "" 9<i ~}"'O'" ~.~ ~<I'. +""V.....oO- <~ ,. ~ ,. ,. ",. ... 9 ~" .0 ~ ~ . .iP,,< <-'" . . "O~.' ~~~~."~;;-<';,.. ~9"'9~ ~ C.' 0''''''#;'''''''' ..,. tV.,."'" .~~~. ~<1>~"'" ~": O~'" # ...~.<i ,,,O~~ ...<i;f",.. 0 ~4'<I.",' ~:.< '"" .Y'9~ "<,," G,,:~.' "';;'~'~<PA~"~O", 9~",~.. ~. 0" <:,'<' ~"':..i> ~~~~~ 'llf;) -e. ~... 'V O~ ~ ~~ ~ ~O 'f..,.,,; ~;~ O~ ~~ ~~ ~~40 O~i\ 0, 'l:~~~ ~~ y, ~O ~i> C; ~""~i>~#~-e.~ ~~....~~"; ... ~-<.;. o ~~ \.\) !,\'1. ~ ~"i r, .., :\:' C~ (., ~'V ,<::> ~~ 1.:1 '\.~ ,'\ ,.1 0\ ,0 ~<... .. ~,t- ,'\'" . 1..'ql~V 0 ~l" ~). v ~~."....'\ ~q ..AA. ""..... .'\'\ " t., .....'........ '\, :-" GYv O~ /(,~~~I.:. ..."> G'Y ~ ~ ~o rI''\'\ .1l.' ,\,q ~O~<1.'\ j.1.:. ~\.\~- ~.,~.:s...~v ~l- ~~ ....\l" ,<ii" '4,ts ~Q ~~ ..+ ~t; o~ .. ~..o;~... o)~ .0 ~-/<o ~t:J <," .... or 0..0; or'" o. ~"-...'" . l' ~,,~ .. ", ,"" ~ "I> .,,"1 ~ ~'I ~ 0......,<,) 0 ~ ""'~. ~'V ( ""'... , '<> O'~"" ...,.<;, ~e c ~ C -{,0 O}'; 'Q0 'Vi> 0 'V~ C ':~....c; (<" ~O-{,<,)'\> '" .; ..~O ~~ 'V "'~ ~'V'<:-(P-{, &~ ~ ~r:3. -{,'" '\)~ ~O '1> ~O ~~'). ~O~'>~'"o e ",O'\) _ Ot,,~ ~O<f 0 <.,0 'V"<:' ,<>" <.,<<-~ 0'" 1>f;)~<Q 0 ~0\ 'V"<:''"o~~0-{, '1>-.1:~o.~ ~e;, ~ ,.~ <;>'<> 0...,.<:- CO '" ~~ ~<".; .,,0 ~ -{, '\ 0 _,O~~ 0'V ~ -.\000 ...,.'" ~'-{,~ "" '\.' ~e .,.... :<;>00" 0 ",CO ~~~~ ~~ ~-~ '1> "<:' '<>~ ~ CO&- ~e:V' ,<;>0 0 'V~ O~ 0-{, ~-\.O ~ I..~ 'V 'V"<:' O-{, '" '!v"<:' iY ~ 'Q't <!> <S:' 'V O!<:. "> o -..,; "....0 ~0<;> <;>0 ~O <,)~ :-,; \ <".;~. '<>~ ~ ,<;>0 -{,'" ~'1> 0'" ~~O~ O~ 0->-.10 ~ 't -{,~ C~<) ~~O~O-{, ,<>'Q~<;>"V'<;> C'<;>~ 1~ ..0 0 ~0'V0 0 ~ ". ",\ 0 '<> 'V ,,_ \ o ';>...,.'Q 0 'V ~<;' -<;>'" ~"<:' 0 \ C-{, 'V"<:'CO' ~O O~ () . .,f.00"'Oe \~ 0 \. ~ ,OJ ~'1> \ 1> ~ "V~~<(.~ ~ '1> '0 1>...,.<;>~ O~'V "><:, "> Payments from 10/ 5/97 through 2/25/98 5 mos, at $385,78/100. Late chargea [Other charges] $ 3.,928,90 $"" 1,928,90 You may cure this default within THIRTY (30) DAYS of this letter by paying to us the total amount noted above, plus any additional monthly payments and late charges (and other charges) WHICH MAY FALL DUE DURING THIS PERIOD. Your monthly payment is $385,79, Late charges in the amount of $ accrue after the fifteenth of each month, Such payment must be made either by CASH, CASHIER'S CHECK, CERTIFIED CHECK ,OR MONEY ORDER made payable to Leon P. Haller., E...quire and forwarded to 1719 North Front Street, Har.risburg, PA 17102, If you do not cure the default with THIRTY (30) DAYS, we intend to exercise our right to accelerate the mortgage payments. This means that whatever is owing on the original amount borrowed will be considered due immediately, and you may lose the chance to payoff the original mortgage in monthly installments, If full payment of the amount of default is not made within THIRTY (30) DAYS, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortgaged pl"Operty. If the mortgage is foreclosed, your mortgaged property will be sold by the Sheriff to payoff the mortgage debt. If we refer your case to our attorneys, but you cure the default before they begin legal proceedings against you/ you will still have to pay the reasonable attorney's fees actually incurred up to $50,00. However, if legal proceedings are started against you/ you will have t,o pay the reasonable attorney/s fees even if they are over $50.00. Any attorney's fees will be added to whatever you owe us, which may also include our reasonable I;1OStS. If you cure the default within the thirty day period, you will not be required to pay attorney/s fees, Also, we may sue you personally for the unpaid principal balance, and all other sums due under the mortgage, If you have not cured the default within the thirty day period, and foreclosure proceedings have begun, you will still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's foreclosure sale. You may do so by paying the total amount of the unpaid monthly payments plus any late charges / charges then due, as well as the reasonable attorney's fees and costs connected with the foreclosure sale (and perform any other requirements under the mortgage). It is estimated that the earliest date that such Sheriff/s Sale could be held would be approximately THREE (3) MONTHS FROM THE DATE OF THI~ LETTER. A notice of the date of Sheriff' s Sale will be sent t.o you before. the sale. Of course, the amount needed to cure the default will increase the longer you wait, You may find out at any time exactly what the required payment will be by calling us at the fOllOWing number: (717) 234-4178. This payment must be in cash, cashier's check, certified check or money order and made payable to Leon P.. Haller, Esquire and forwarded to 1719 North Front Street, Harri.burg, PA 17102. You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to remain in it, If you continue to live IOIlN W, PURCmLL HOWAAD 8, KRIIO tEON p, HALLER JOlIN W, PUl\CElL JIl V ALERIS A, OUNN JIlL M, WINEKA BRJAN J, lYLER LA W OFnCES PURCELL, KRUG & HALLER 1719 NORTH FRONT STREET HARRISBURG, PENNSYLVANIA 17102-2392 TELEPHONE (717) 234-4178 PAX (717) 233.1149 10"'H HI",*" ('....,la! ANTHONY OI'ANto 0' COUH.... HI_ tOIl 00'1I_ "OM ('Itl)_ February 25, 199ij Certified Mail No. PROPERTY, LOAN NO, I MORTGAGEE: 257 NEIL ROAD, SHIPPENSBURG, PA 17257-9403 85630206578 . ASSOCIATES CONSUMER DISCOUNT COMPANY TO : THOMAS K, MYERS JR, 257 NEIL ROAD SHIPPENSBURG, PA 17257-9403 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTIllDNESS REFERRED TO IN THE FOREGOING PARAGRAPHS AND ANY !NPOR)~TION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. YOU MAY D1SPU'l'E THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF. IF YOU DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS LETTER, THIS FIRM WILL OBTAIN AND PROVIDE YOU WITH WRITTEN VERIIl'ICATION THEREOF I OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, YOU MAY REQUEST THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR IF DIFFERENT FROM ABOVE. NOTIC~ OF IWrENTION TO FORECLOSE MORTGAGE under Seotion 403 of Penna, Aot No. 6 of 1974 (READ ALL PAGES OF THIS NOTICE CAREFULLY) 'I'he MORTGAGE held by the above named MORTGAGEE (hereinafter referred to as we, us, or ours) is the holder of the first mortgage on your property described above, The mortgage is in SERIOUS DEFAULT because you have not made the monthly payments of $385,78 for the months of 10/ 5/97 through 2/25/98. Late charg'es and other charges have also accrued to the above date in the amount of $. THE TOTAL AMOUNT NOW REQUIRED TO CURE THIS DEFAULT, OR IN OTHER WORDS, GET CAUGHT UP IN YOUR PlIYMENTS AS OF THE DATE OF THIS LETTER, IS $1,928,90. Payments from 10/ 5/97 through 2/25/98 5 moa, at $395.78/mo. Late charges [Other charges) $ 1,929,90 $ 1, 929,90 You may cure this default within THIRTY (30) DAYS of this letter by paying to us the total amount noted above, plus any additional monthly payments and late charges (and other charges) WHICH MAY FALL DUE DURING THIS PERIOD, Your monthly payment is $395,79, Late charges in the amount of $ accrue after the fifteenth of each month, Such payment must be made elther by CASH, CASHIER'S CHECK, CERTIFIED CHECK OR MONEY ORDER made payable to Leon P. Haller, Ill_quire and forwarded to 1719 North Front Street, Harrisburg, PA 17102, If you do not cure the default with THIRTY (30) DAYS, we intend to exercise our right to accelerate the mortgage payments. This means that whatever is owing on the original amount borrowed will be considered due immediately, and you may lose the chance to payoff the original mortgage in monthly installments. If full payment of the amount of default is not made within THIRTY (30) DAYS, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortgaged property, If the mortgage is foreclosed, your mortgaged property will be sold by the Sheriff to payoff the mortgage debt. If we refer your case to our attorneY9, but you cure the default before they begin legal proceedings against you, you will still have to pay the reasonable attorney's fees actually incurred up to $50.00, However, if legal p'l'oceedings are started against you, you ~Jill have to pay the reasonable attorney's fees even if they are over $50.00. Any attorney's fees will be added to whatever you owe us, which may also include our reasonable costs. If you cure the default within the thirty day period, you will not be required to pay attorney's fees. Also, we may sue you personally for the unpaid principal balance, and all other sums due under the mortgage. If you have not cured the default within the thirty day period, and foreclosure proceedings have begun, you will still have the right to cure the default and prevent ,the sale at any time up to one hour before the Sheriff's foreclosure sale. You may do so by paying the total amount of the unpaid monthly payments plus any late charges, charges then due, as well as the reasonable attornp.y's fees and costs connected with the foreclosure sale (and perform any other requirements under the mortgage). It is estimated that the earliest date that such Sheriff's Sale could be held would be approximately THREE (3) MONTHS FROM THE DATE OF THIS LETTER. A notice of the date of Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait, You may find out at any time exactly what the required payment will be by calling us at the following number: (717) 234-4179. This payment must be in cash, cashier's check, certified check or money order and made payable to Leon p, Haller, Esquire and forwarded to 1719 North Front Street, Harrisburg, PA 17102, You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to remain in it, If you continue to live Rei' Associates vs, MYERS Aot 91 Notice y. S, PO~AL SERvrGm .QIRIIFICJ\I.ll: OF MAILItm (In comD1iance with-?o8tal Service For~ 39171 Recaived from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 Postage: One pieoe of ordinary mail addressed to: Postmark: Thomas K, Myers, Jr, 257 Neil Road Shippensburg, PA 17257-9403 Queena R, Myers 257 Neil Road Shippensburg, PA 17257-9403 Associates v, MYERS Act 6 Notice I:rn u. S. POS~AL SERVICE CERTIFICATE OF MAILI~ C10mDlianQe with ~o.tal Service Form 38171 Received from: Purcell, Krug & Haller 1719 North Front Street HarriSburg, PA 17102 Postage: One piece of ordinary mail addressed tOI Postmark': Thomas K. Myers, Jr. 257 Neil Road Shippensburg, PA 17257-9403 Queena R, Myers 257 Neil Road Sh.ippensburg, PA 17257.9403 t..>~~J>'\!S3';';~ < If -' ." '; 'toO: :c>> i.i ~~<:;i:l '" \,...' \ /.....r, \, '., ~?Y., ).-.... ~,/) ..(.~ ...'