HomeMy WebLinkAbout98-02022
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IN 'l'HE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PE:NNSYLVANIA
COUNTRYWIDE: HOME LOANS, INc,
f/k/a COUNTRYWIDE Io'UNDING CORP"
CIVIL DIVISION
Plaintiff,
NO, I
vs,
DARREN M, BECK and
JENNIE L" LAVENDER,
Defendants,
NOTICE TO DEFENp
You have been sued in court,
If you wish to defend against the
clai~ set forth in the fOllowing pages, you must take action within
twenty (20) days after this complaint and notice are served, by
entering a written appearance personally or by attorney and filing
in writing with the court your defenses or objections to the claims
set forth against you, You are warned that if you fail to do so
the case may proceed without you and a jUdgment may be entered
against you by the court without further notice for any money
claimed in the complaint or for any other claim or relief requested
by the plaintiff, You may lose money or property or other rights
important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT
ONCE, IF YOU SHOULD NOT HAVE A LAWYER OR CANNOT AFF'ORD ONE, GO TO
OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN,
GET LEGAL HELP,
L,awyer Referral Service
Court Administrator
4th Floor
Cumberland County Courthouse
Carlisle, PA 17013
(717) 240-6200
4, On or about September 6, 1995, as security for payment
of the aforBsaid Note, Defendants made, executed and delivered to
Sovereign Bank, a Mortgage in the original principal amount of
$85,020,00 on the premises hereinafter described, said Mortgage
being recorded in the Office of the Recorder of Deeds of Cumberland
County on October 4., 1995, in Mortgage Book Volume 1285, Page 556,
A true and correct copy of said Mortgage containing a description
of the premises subject to said Mortgage is marked Exhibit "B",
attached hereto and made a part hereof,
5, On or about September 26, 1995, Sovereign Bank
assigned all of it right, title, and interest in and to the Note
and Mortgage to Plaintiff pursuant to a certain Assignment of
Mortgage recorded in the Office of the Recorder of Deeds of
Cumberland County on May 6, 1996 at Mortgage Book Volume 519, Page
478, A true and correct copy of said Assignment is marked Exhibit
"C" attached hereto and made a part hereof,
6, Defendants are the record and real owners of the
aforesaid mortgaged premises,
7, Defendants are in defaul t under the terms of the
aforesaid Mortgage and Note for, inter alia, failure to pay the
monthly installments of principal and interest when due,
Defendants are due for the November 1, 1997 payment,
8, Plaintiff was not required to Bend Defendants written
notice pursuant to 35 P,B, ~1680.403C (Homeowner's Emergency
Mortgage Assistance Act of 1983 - Act 91 of 19B3) prior to the
commencement of this action for the reason(s) that the aforesaid
Mortgage is insured by the Federal Housing Administration under
Title II of the National Housing Act (12U,S.C. ~!l1707-1715Z-18) [35
P,B, li1680,401C(a) (3)],
9, Plaintiff was not required to send Defendants written
notice of Plaintiff's intention to foreclose said Mortgage pursuant
to 41 p,S. !l403 (Act 6 of 1974) prior to the commencement of this
action for the reasons said Mortgage is not a "residential
mortgage" as defined in 41 P.B, U01, and the Defendants are not a
"residential mortgage debtor" as defined in 41 P.B, !l101,
10, The amount due and owing Plaintiff by Defendants is as
follows:
Principal
Interest through 3/25/98
Late Charges through 3/25/98
Escrow Deficiency
through 3/25/98
Attorneys' fees
Title Search, Foreclosure
and Execution Costs
TOTAL
$83,260.98
$ 3,212,00
$ 151. 80
$ 1,135,42
$ 800,00
S 1.500,00
$90,060.20
WHEREFORE,
Plaintiff demands
j udgmen t
in mortgage
foreclosure for the amount due of $90,060.20, with interest thereon
at the rate of $18.25 per diem from March 25, 1998 and additional
late charges, additional reasonable and actually incurred
attorneys' fees, plus costs (including increases in escrow
deficiency) and for foreclosure and sale of the mortgaged premises,
GRENEN & BIRSIC, P,C,
BY,
'Y"2,.;1.J (" t.<,,< 'Y\-
Michael C, Eisen, Esquire
Attorneys for Plaintiff
One Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281-7650
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE,
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LOAN NO, 010-1011411
'H4 CAlI NO,
441-10141,,/
STATE 01' PIHNlVlVAAIA
FHA HOTE
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SlpCUH..tr II, 1 US
nss (l:~..t!liny O(tflll.llfehun'C'b~rg"A, IIOB
IPI~"'AdJI'''1
1. PARTIES
'Botrowftr" mean, Oill.l; person tylJno ., rho eno of this N~" and lhe Pfjirson's !iUcceSSOfI and Illig,., "erd.,..
"Mans S"1'-, 'IJn 8aol., . ,.d".l i.., 1,-:), 11'"11:
t rld Its SUCC8SSOfS ilflfi assfgnB
2. BORROWER'S PROMISE TO PAY, INTEREST
In ,eturn'Of a loan recelv<<f frolO L.tnd<<, 80f'rO'W8f pton_., 10 pay lhe Pf'lnc1r-11 '.urn 0'
El~h~f r1w, ~~!.J'IUd I..~nly Dol:'rs '/lcJ nollOO
DolIa'quS I " . 01' 00 ), "'lMlnllfMl, 10 lhe Ofdlf Jllond<l, Inle''''' wII be che,god on unpoJd pn.clpol,
I,om 'he rla:e ~dl1bu'5efT'lflnl nI the loin procHds bV lenc11f, .'lhe rate of {I ~ h t
porce"l ( , 0 0 0 0 %) por _ unll lno
fUI a'I'oOUnt 01 Pf'inc1fW hat bu 'j paid
3, PR~ISE TO PAY SECURED
9otrower's pt'omI58 to pay II secwed bva mo.1QaQtf, dved of "int or "mull' Socurtty Instrument lhalls datedlhe
same dale as Ihi., NOIf! IncJ called lhe 'S8CUtity In,:rument." fhe Securtty ''''lillum",,,' pt'olectslhelonder trom loss..
wh;ch might restjl if 8CiUower dftlalill under INs N(Jle.
C, MANNER Of PAYMENT
(A) TIm.
Borrower .'ihall make I payment ~ principal and in'et'c'sl 10 lendot on Ihe IIrsl day 01/ ft&ch monlh boQInNno on
It 0 W . ill ~ . ~ I. I ~ 9 \ . Any Pflndpal and Intures' remalnltlQ on lhe first day ot 0 c lob II " ~ 01 \ ,wi'
be due on lhal d,llo, whk:h Is called 1M maluritldale .
IB) Ploc.
Payment sn.lIf be mado all13Q BfWkstW, elvd_. Wyom~51ng,!"A 19010
or at such pI.ar;e as lender may dltSfgnate 10 Wl'IUng by nollce to 80rmwer
(C) Amount
Each monttJy payment 04 Pflnc.ipal and ,",erf)~1 wil be .n the amount ~ S Ii ~ J & l Till' amount wII be
P1rt 0' I l,.3rger ffiOnlNy paymenl required by the Security In3IrUHI'!!II. Ihat ShdJt be app~'ed 10 prIncIpal, Ioteret Ind
OfMr noms In lhe t)fder descrlbOO In the Security Inslrumen'
ID) AllonOI 10 thl. nol. 'Of poymlnt Idju.'m"",.
II an auoooe ptO\lidlnJ 'or paymenlldjU11u1onts ;9 O)(8ClIled by BOffowef Ingnther with 'his NOlo. Ihe COV&nllnf. of
lhe .Ilon~ sha!1 be incorporaled info and shall c1mend and supplemenl lho cO'J,manl.'l 0' "I'" Note as If the aUonge
wer". part oIllll' Note (CtwJck ap~lcable bol(, I
o
o
Gr.duallld Pavmrml.AJlonge
Growing E 1'1U1ly Allonge
rJ O1h.. I,poorlyl
5, BORROWER'S "'OHT TO PRfPAY
BOHowor tqS till) righllO pay lhe dotJt e....dtincoo IJ~. I'll'. Nole, III wholo or ill part, Wllt101/t charge 01 penatty, on 'he
firs. d/1Y 01 any monlh
e. BORROWER'S FAilURE TO PAY
(A) L.lte ellarge for Overdue PII'fm&nlt
IIlllfl(lor has nOI reCijlved 'tlfl full rnonlhlv rKlyrn(>ll! r;:qtllfO(/ tl'" !tIO ~tJcurity Inslrulfl/lfll as dfl.'icribod in ParaOUph
4(q oIlnls NOlO. by Ihe ond (JI fiNoOf1 C;l!Ofirl;u rld'{s ilflor lilt) patrllQll1 IS duo Lnndflr may (; -)1I9cl a Jalc (;tl.ugl In lhe
amount 0' , c; . , Hm:enl ( I :). \,) 01 Iho ovrmlllo lunoul,r of co1ch
P<lytllElI11
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Fi 1'\<1,- lfo 4 .1 I ',0 ~ 4 ~ l ,
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1:'.1: dtfIUlI by la'kllllO PlY n....1Ifr>/ IIlOlIIHy poy".1I tI10n Lander moy, -~...... ~E' . :', )t\,~. ~
0I1ht hctNIy In Iht caN 01 poymonl d...lMa, *'*' Immodlale poymll1lln .... or the !ldndpII...... '
dOlII'd II _ruocl 1nW.... Land. ny cIlooM 110110 ....C...INI oplIon wIII1cQ WW''':\:r hlllt.. , I
Iny ..""~-lIdtflUl.ln INI/IV......_-regulollona bauodbvIN8IcnWVWlIInlII ..,.........10..... '
_tale .-ymIIlIln fill In Iht _ oIllIl'II'IIIll dtlIW. ThlI Ncu doN 110I NhoIlq 1ICCIIInIIaIl wi. 'lOt .' ~'
~ HUD ......_ ,. UIId In iHa Noll. '8ecf1larY' _ Iht 8ecfllllly 01 HoUIIno ... lMlM" 'i'.; ;.
orhloorhOld..... ' ".t r"
~C :=oICOII..""..,...... ." .
II'd -:'~~~..rn"'on:~~~~~~":c:rli~:1 ".
_:= fit... u::;r.i: of d~ allht....... rail II the pltnctpol 01 NcQ. ,
7. WAIVERS
1lon_1I'd 11'I'/ 0CIlllf penon who hu .I>UOlllono urallf INI Nol. walvo Iht rfctIII 01 pl_...........1IClllcfo 01
'*'-. 'P_..... ..... Iht rIghI 10 raqult. lInd..1o damend paymonl 01 CI1lClllIU dua. 'NoIlce oI......lOf"
...... the rlgh\.r loqU" Land. 10 ".. nolle. 10 _ _ thclI amour1lI duo _110I bNn paid.
.. OMNO 01' NOllCES
U_ 'WIcaNt IoIw r"",*" . dllllranl maIhod, any nolI<>> thclI muoI bI gMIil to BorIlMW .... ... Hole WI
ba given bv d. , II .. or by 1,1IIlng .. by ..... ..... ... 10 Bonoww II the proparty add,... ...... 01 II . .......
~ Ill.". ./lal g1Yan Landar . nodc:4t 01 BOffOWIt'I dlllaf..... ~
Mi nollco, ""'I ..... l'I qlyan 10 Landar und. IhIa Noeo ... ba glvan by ..... ..... ... to Lander IIl1la IlddNM
olo'lId In POlIgroph 4(B) '" II 0 dllllranllddrMllllomJWOllo given . nodc:4t 0I1hIl dill....... add-.
., OBUOATION9 Of PERSONS UNDER nllS HOT\!
" morl than one pet1OI1 algno tNo Nolo, uch PO""," 10 IUIy ard --"" ollItgalad 10 hop II 01 the "'ClI....
modo In tNo Noel, Indudlng IIio plomlso 10 poy Iho .... amoonI cWod, Any P.1IOll _ 10 I guarani"', IllNlV 01
end...... oIlhIo Nolo 10 ailO ollIlgaIad '0 de. _1I1Inao. !Wi _ _ tall. <NOlI _ obIIgallol-.1ncIodng lIla
ollllgadono 01 I P""'''', ...oIy or ondoIIIl' cllNI Nl'lo. 10 1110 oIlllgaIed 10 hop II ollila __ modi In IHa
Noel, lAnd.. may......... .. rIghIl und..lhIo Noll agalnol.cI1 poraon Ind~ lduaIy or IlIIINl all ~ 1ogIl/Ior.
Mi OlIO porIOn iIgnIng 11110 Nolomoy ba ,oq"ltad 10 poy" 01 "'" II1lOUlU o ,ad tftltr INa Nolo,
BY SIGNING BELOW. IlorTlIWOf 1Ce.1 and _10 Iht ...... and ...'ON/1lI COIAaInad In'" NcQ.
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PA V TO TIlE ORDER Of
r.oumR'lWlDE t1JNDING CORpORATION
W i"JIOlIT RECOURSE
3(,VERE n ,F,S.n.
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VICE PRFSIDEIIr
;!'.Clf~IXHOT"/ll 182/P4ii:4,
ftlAc.~.Na, 441-SIJ1i4U-'
4/f1
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EXHIBIT "8"
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Af"<'i!R AECORDING WJl TO:
S av" ,1 'It I. nil
1) r ItI'I9 Hr..'
L~"c.tt'r, ~A 17103
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I.OANNO.010.10I1411
I.,... ~_ TIIIo IN Pot n...., Doll'
COMMONWEALTH OF PENNSYLVANIA
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G~!.1411:.!---1
FHA MORTGAGE
TN. Mortgage iSocurlty Inslrumenr) Is oNe" on I . pl. . b . r " II . I ,Tho MOI1ga(lOf Is
Our,n M. lick and J,nnl. L, L...."d'r
whoSladdressll.tlSS KIlt.tlnny Orlv.,M,ch.nlctburll.'A 17055
iBo""","f), This Security Inslrumenc Is glvl" lu
\o'l.r,19" '.nk
whlch'~OfQftnJlidande)(lst'ngunderthelaWlof ,h. Unlt,d Sl.... of "'Ill.rlc. .Indwhose.ddr..
2J t King Str..t. luclttlr. 'A '''OJ
rlend.(). Borrower owes lender lhe principii! aum of r I. h t '1 r 1'1' Tho U I. /I d 1 w. n' 'f 00". r I
and noli 00
D<.Ilors (U,S. S . ,\ , 01 0 . 00 I. ThIs dlbllo r;ld.HlCod by Bo",_1'1 nolI dOled lhe..",. dol... this
Secu,1ty Inl1rumen1 iNoIe'), which prOYtd..,Of rl1Mll1ly peY'Mfll.. wtlh lhe fUl debl. . "'" paid ..,Iler, due end
""Ylhle on 0, lob. r I, I 011 , This Security lnolrumenl _or.. to lAnder. (0) lhe repayment of the delle
evld.nced by lhe Noel, wnh Inl.r.st, al'd ell '..-e. exIe_ a"d modllcetlons; (b) lhe paymem of all oIher.......
whh Inl.re". edvonced ul'der Pllag,.ph 610 pIoIeclthe.....1ty of IhIe Securtly InsllU",e"l; el'd (e) lI1e parfonnence of
Borrower'. COvenanl. .I'd Igr..me,,', unci... this Socurtlv Instrumantel'd lhe Noll. POf Ihl. pulpo.e, HOllower does
her.by mMgago, gr.nt .nd convey 10 Lenderlhe following dl.cribed propel1y loceled In
C IJI'tO' r 1. n d County, P.nns'tivan18:
HE ATTACHEO SCH[Ololl
which has the Ildrross 0'
~ I 5 ~ Kit t n I,.. n yO' I'll
(Stl",cl
iPropel1y Addl...');
Me c h. n I C 1 b \ir 9
Ie,,,,
Ponnsytvanl1
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I~p(.od.!
TOGETt-tER WITH all fhl> ImprOVllmonts now Of' herOllfter erectod on t~. property, and aU easoments, rights,
appurtonances, renls, roy" ''I. mlr'loral, oil and gn rfghtslnct proOls, water tights.nd alook and all rbc1urel now ("II'
h<J'(l:I'1or I part 01 lhe pt'OPtHty. AJI ropl.lcements 100 addhlons shall also be covered by this Sacurtcy Inslrument AJlof
lho 10; 19o1ng Is r810"00 10 In thIs Snc Ufity Instrumenl 89, ,he 'Prop.j1l.
BORROWER COVENAN I Sit'll Bor,ower ~ Iowfully 'elzed ollho e01al. h".by e"''''eyed el'd he. the rlgM 10
mortgago. grant and convey tho "roporty and lhat the fJroperty Is unencumbered, 8xC'optlor oncumbranc" of record.
Borrower warmnls and wUl dofend gunomlly thfllhle 10 l~ Property llgalnsl all claims and demanns, .uhlect tu Iny
(IntumbrancOfi of fOCOId. '
-11- IIi.NN'l.YI VA,.I", Mnf1 TIMor rmlM
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.. ~OA., .1.1,010.'1)\'411
t, r.vm.nt of Prlnol,..I, lnl" nd lIIta Chlrg., Borrow., ....11I'I"Y wh.ue the prlncl~llII 01, and lnl.... on,
tho dC/bt "vl(htN:otl b.,.lhe N'JI(lluld lal. chllfges due under the tJot.,
2, Manthly p.ym.n.. a' T....l In.ur.ne. amS Othtr Chi,,,.., BorfQWM shalllnclude/n ,llCh montt~v ptlymtlll,
lOO9th.f with the ptlnclpaf and lntllf....... .4tl fUf1h In Ihl t~018 anJ .ulvlalA 01'1'''01, &ton lnslalhnent uf Itn', (1) lax" 100
lJUltLlIlu.unllltllllliVltd or I,) be levied .g.dn.t 'h.. Propet1y, (b) I"'tlilokj pa.,.monl' 0,' ground "nt, on the
Pt<lJHtrty, 'N' (0) premium. lot ln~,.nc. r.qulted by flurag,aph 4,
elah monlt~y Inslallnwnt 'ot ~mnlf (,), (b) and Ie) shllllequal one.two"lh 01 th'lIMUIlI amuunt., '1 'NlOnIIbty
.,tlmaled by lDIMJur, plu. an illflount .Liftk:ltnllo m.llnta!n an .IIddltkmal balance of noI moro lheln Ofle.tbdh gf the
esllma111d arOOOfltl, The 'ull anrluallmounQ Inr Oo1ch It.m lhalt b3llccvmufltoo by lend.,. wtthln IIll1riod ending ontI
month h.l",o In "0/0 woukllHlcome dollnquenl Lend", "",. hold tho lmounll coller.tllQ I" t,uS! to plV "ifni ('), (b)
.nd (c) bollolO thoy I.,co,"" dtllnquenc,
If ollny "nolh. 1011I oIlh. ply",.nl. held bf lOnd" lor hom. (I), M Ind (0), togolhe, w,:h Ih. Mo.. monthly
".yman!.lo, .uch .010' payal.llo Linder plot 'a tnodue dttlt oIouoh ho",., exceed. hy /Oo'.'hon ""..olx1h 'ho
811lfNted IIMount of IMymltilt. r'lQUlftld 10 plV IUch "em. when due, .nd " pay".."tl on Ihe No.. "" CUfTtnt. then
lend" .halle.h", ..fund th. e.oau eNlt OIIt'>Mh 01 tho estimated plymentl or C,lId" Ih. exc... 0""' on...bc1h oIlho
..Ii."ted plynwnt. to .uh'equ"", ".ym",,', by Borrow", II tho optloll 01 BOllowe,. II Ih. toW ollho plymanta mod.
hy Borrow" lot "em ('), (h), 0' (0) 1.lneufflc:l.nIIO ply th."em wilen du., th.n Borrow" .htll pay 10 L...-tlt any
amounl n,couNty ta roak, up In. dlRc'-ncy M 01 belor'lh, date the ".m bucum.. due.
A. u'ed In Ihl. SOOUIIty InSlrtJmt'" 'Sec"tary" IOta", Ih, Soc'''.ry 01 Houslng.nd U,ban Dovel""",,,. '" hit or
he' deslgnoo In Iny yea, In Which Ih. Land" must plY I mortglge Insurane. pre/Olum to tho Sec"l.Iry, Itch m0n4h1y
""ym.nl.hall al.o Includ. IhhtJt, (I) ." Installmant C1/ Ih, IMI'" rnortgag,'nlutt,,,,, promluM 10 bt plkI by Lana., to
Ihl 9""'"1'''1, or ('~ · """""'y chorg,'nstttd 01 . mortgagelnsu..nc. ",amlum .,hlo Security InstrtJl'Iltnllt htId bv !he
Socrotal)'. E.1Ch monU"y InstlllffTNInl of the mottgag.lnsurance pt.mlum ,...4J1 be In.n amoulll .uff\(.!~ to .ccumtlat.
Ihe fuU annual ffiOflga".lnsu,anc. pllmfum W~h ler.dor one mouth ptlor to the dlll'lh. lull annual mortgage
Insuranc. promlum 1SI due to lhe SPCrttary; Of If Ihls Securlly Ins'rume~ Is hltfd bVlh. Seeral,llY, oach rnonlNy charge
shall bt 'n anlmount eq""IIO .".twtl"h 01 on.,/WI percanl 011110 O""landlng prinCipal balance due on 1110 NoI..
II BOllowor lende" to lend., lhe full payment of aU :JUfn' secuted by thIs Securjly Inslrumont. BO"OW'~IICCount
,1.,,11 be c'ed"ed w~h Iho b.,laneo ,.....lnlng I",oIlln,"'III1,onls lor _eml (a), (b) end (e) Bnd any mortgag.lnsu..nc.
ptflflllLlm InslaUrnent that landa, has notlHtcome obll{Jo.:lted 10 pay 10 Ih. Sec,el.1ry, and londer shall J..<romlllly refund
illly Uxcoss lundslo Bonowar. Immtdlalefy prior 10 PI fo,eclosuro Sell. of tho Property (lr hs acquisition by lender,
:<OUOWUf'.'i itCI':Ount shall Lo c,edlted wllh allY b.lIance romalnlng'OI alllnslal"n8fll~ lor Itl)rn~ (a). (b) and (c),
J. Appllt;lllon of Payment., All payment. Under Paragraphs I and 2lih.Jl he aprlll.'fJ bV londor liS follow..:
E!flSJ. tJ Ihe tnorlGllgo Insurant. pmm'um 10 be paid bylendlH 10 the Sacrfllary or 10 Ihe munlNy ctwge by 1M
Sec'llL.ll'Y Instead of the m()r\lhly mot1gage Insurance promlum;
~C~QN1, 10 allY taxes. special assessmenls,loosehold paynh.!rrtl or ground 'onts, and 11'0, "000 and olher hazard
Insuranco p,omlums. aD required;
J.tUB.O,lo Inlo,osl due undor lhe NOle;
EQlI~1tl. 10 amo~I1.lIon 0' lho flI'ndpal oIlhe NOI.,
Elf!tj, 10 'ale chcuges due undGf lhe Notft,
4. Fir., Flood Ind Other Hazard Inluf1Ine., BOffower shall Insure alllmprovr.menlg on Ihe PtOpeny, whether
now In oxI510r co Of sub.l8quonllVlHected, against any hazards, casuallles, and conlln(;Jonclos. Inc4udlng fir., '01 which
Londor requi,es InSIJrlince. Thl~ Insurance shalf be malntalnod In lhe amounts and 'or the pNlods IhiJllender requiros.
Souaw,r shill' also Insuta illllmprovem.nl. on Ihe Property, whelher now In oxlstenco Of :1Ubs(lquenUy erected,
again,' loss by Rood!!; 10 the oX1ont 'equlred by Iho Secretary. AJllnsuranc& shall he c;miO<:j wifh companies approved
by 1.011 lor, Tho Insuranco pollclos and itny rEmowaJS shalt be hmd by londer and 'ihaJllndurJe los') payable clauses In
t;\It'(J( :)" and In illor," accept.1tl1e to,lendef.
in Iho t)Vf.'1l1 of loss, Borrowor shall give Londer Immacflale noUce by ru.'1U. londor maV make proo' 0' Joss if !lat
made prompUy by 80fYOWllr, f.1Ch Inlu,ance company concerned Is hereby authorlzoo ilnd directed 10 rna~. pJyment
tot such 10').5 (UrfICUy 10 I.onder. Instead 0# 10 Bonowor and 10 lende, lolndy. All or any part of the Insuranc. proceed.
indY be .lpplled by ler.der, M 115 option, either (a) 10 the reducllon of thelndebtoonoss under lhe Nole and 'tv.., $fJCurfty
Instrumen!. first 10 any dellnquont amount!ll applied I~ Ihe OW-lH' In Paragraph 3, IInd then 10 p,opa.ymenl of pr1nc:lpaI, or
(h) ICJ Ih. ,0,to,01l0n or ,.".1' 01 the damaged property, Any Ippllcatlon oIlhe proceeds 10 Ihe p"nc'paI shall not
eX10nd Of POSlpono lho due dale 01 the monthly paymonls which are refor,tNj to In Paragraph 2, or charlgelh.amounf
of such p.1yrnOtlls. Any eXC05S Insuranu proceeds over on amounl roqul1ed 10 pay all outslnndlnq Indet,ltodn.ss Unde,
Ihe Note mkl !hls So,,:urtly Inlilruml'lnt sh'lll be P.ld fo Il1e erlflly legally 'nlllted Iheroto,
Inlh" 0\1001 of lorm;tosu,e 0' tills Security InWumenl CJr olher transler 0' title to Iho Proporty 11':11 r,XllngUl,h.s 1M
indebledfless, all righi, Iltle and lrilo,e$f 01 Bonowerln and to Insuranc. poIJeles In fo,ce shall paf:j 10 Ih~ purchaser.
5. OccupanoY', P"..rVltlon, M,lnl.nlno.,nd PrOltCllon of th. Property; Honower', loan AppllclUonj
lell.holti.. OorroWIlf shall occupy, establish, and use Iho Property as Borrowor's princIpal rb'llJr.nr;o within Ibcty day'
ahll' Ihe tlXOCullon 01 tl119 Securlly Instrumenl and shaJl conllflU81o occupy lhll P,oporty a, Borrower'", p,lnclpal
,osklenco fo' allO<tSl ono yoar ahor lhe dal. 01 occupancy, unless Ihe Sec,otary dele'mlno~ this requlrem,nl wIN cause
:!ndue hardJhip for Borrowf/r, or unless ex1enuallng cl,cumslances e.lC1st which are beyond Borrower's conltot. Borrower
sh.i!1 r1l.lllt\ Londors of any p.)(1emJ.1llnQ clrcumstancos. Borrower shalf nol commit W3slu or dlJsttcv. damage Of
.'lubsl..nIlJJly' C~1ngo Ihe P(Oporty or <lllow lhe Property 10 delorioralo, r~soMble wea, fltklloar axcopled. lend8t may
inspect Iho Pruperty ~ Ihe P'OPfJf1y ls vacant or ...b.uldoned Or :heloan hi III dotauU. l.ondo, may lake reasonabl. Ictlon
10 P'otflo':l and prosolVO such vacant at abandoned Property. OQtrCMIH shall l\lso be In del:1u/t if BOff(lWOr, during the
loan a,. ~~1c.111o" pr()(,/:>,;,. gOll9 materially falso or In.lcCUfatelnlom'oftUon at Slalllm(lnl5 to londO! (or faDed 10 ptovld.
lender 1rI,1h any 'nalor~llln'ormaUon) In connoollo(l Wtlh the loan evidenced by Iho NOlO, lncludlno, but not limited to,
rop,esonLltlons CO(1cornlnu BCHrowo,'. occupanC:JI 0' the Propfrty as a prfnclp."d mr;i<llJnco. It Ihls St.'Curlty In.strument tJ
on i\ leas\'hold, Borrower shall r.omP'v with the provIsions 0' tho I lase. If Bonow(lr ;lequlres 100 llUo 10 the Properly, lhe
IOllsehold and foo title sh..1JI nol be morQo:J unll1S9l.cndor agreos 10 Ihe morgor In writing.
6. Chlrges 10 Borrower Ind Protflctlon 0' lender's Algh~lln Ihl Property. Bo,-. vor ,"1>.111 pay all gOIl","fn8nbl
'" IImlolpal CII.1rU')S, lines <lnd Impostt'ons lhal {Ire nOllndudoo In Paragraph 2. Borrower sholl r.I'Y Ihftse obligations
on IUllo dlrecllv to Ih9 or,lity wtllch Is owed Itlt) pavmont "faUure to pay would adllorsoly atfoC'l18nder's Interest In Iht
Property, upon lO(l(jo,.s rlJquffst Borrowftr shall promptly furnish 10 LeOOQr roceipls evidencIng Ihesp p.ayment..
II Bonowllr fttil:1 In [1411m Ihosu paymonts Of tho paymenls ,equlred by Paragraph 2, or rails to rltlrlorl'Ti r ,IV ot,,*
COIIOllants and a']fuDin('nls conl.1lned In lhls Socurity InslrtJmenl, Of' the,e Is alouaJ pror:o(/(llng tll.1l rnav sluniflcandy
alfcct londer :\ ,Ights In Ihe PropOIIV (such as i1 p,oco<"<.lloQ In bankruptcy, for COndom,\o,lIon or I onforco laws :;)f
regul;ltlnns). Ihon Len<ttJr !flaY do ml(t pay wh.,luvor Is nocos..~ry 10 proluctlha \lilIU~ ollhe Propony and Lendo~.
IlghlS Illl/hl PrujlOl1y, 1'lClucUng p.lymont of ta.lCos, t\illilrd Insurunco and other Itolns fTHmtlonl.'C.l ir P~lmgraph 2,
AllY mlloUllls dishLI,sod bvlOl,(It>r lJnd~r tlds ~"ra(.Jrnph shall tHK:omo ,1" adelitlonal dobl 01 Bo,rower and Je
$O(;Ufod hy lhls SOCIJrltv Insuull1(1nt. Thfl.....o dmounl, st\olll OOllr Illhlrflsl horn lI!n d,llo 01 (Mhursomonl, <lllhe Nole rate,
MILl <lItho opllon l)f t.ollelor, g.11o1J1 bo jrnfT1t'(l~ltl1ly (Iuo .,nd r;,-lY<lhlo
7, COllc:"rT1n.llillll. TIIO fJrOt:n\l\ls (II 'Iny award or c:Iaim for d,i1n.lge~. <lirtlel 01 t:nflsoqllOl1llill, In connocUoI'1 Wllh
:H1Y condofllll,lllOIl Dr ')U~or t.1k!rlg ~)f .1ny P<1I1 0' lllu Propon,. or lor Cll(\....O~,HlCf.lln pl.1co ,If cuncJomnatlon, are hpfUby
it~!jlunixl :l"Id toll,lUIl'1 1'1.1111 lnl.llndor 1(llllQ (!lllf1nl of lhn full amuunl of lho ItlCloblOdn(l~s '11.11 /fm1alns unpaid LJndor Ihe
Nolo and lhi!> ~1ucllrjl.., In51'tIIlwnl, I flndar S1\"In "PI~V ~HH:h P'ocondr. 10 ItIO roouclioll tll Iho jn<!qbtfh.Jnoss undflf the
Nolo ,lnd Ihi.1 :3i"ClJfif)" Insl'lImonl, ril~t 10 ;"'y d"ltr''ItlOlll .\I!hJW,':> ,lpplit'tl In till' 'Jr,!..'r pr;J\'ltI~j In P.lr<lgraph J, Ilnd
!lHlI) 10 propllvmOnllJ1 prln.::illill, I' lpr~lt'-<lliltn d lh.) PtuL,-'t.'ds IF' !l11l princ,p; '111111)1 "l.lund or pOSlpO"d the d'Jo
t'HA PENNSVlVAtIt.\ MORfCi.\GC rOH, _
.-
.-
AP"UCl .D....I7.
LN" DID...I7411
FHA ESCROW PAYMENTS RIDER
THlSEBCAOW PAYM!HT8 AIDP.A " I11oId.1hII .. h day 01 Ie,... h " I II I ~~
lnc/lrPOnllod IrCo ond ..... be doon>od co ....nd IIld 1IJtlllI_ fhe McI<lJlllOO. llood 01 TIUIl or _ '
Ottd r8oc<!rtv lnolrumtl'll') 01 tho lImO dol. aNon by lhil ~ l"BorlDWOo') to __ ~.
NoIe~"1o S...,..,,, ',"k, I ,.".r., ..,111" ..,,_
('\M1doo") 01 tho ..- dIIo Md 0DYIItng "" propony doocttbod ., 1h118ocOOIy IIIIl'umonl.nd Iocolod 01:
415S KII',tt""1 Orl.....cn.nlc._ur..'A 1101.
IProperty Add,...)
AODmONAL COYENANT8, In oddllc.n 10 IhII cownll1lo and .grHl11oInl. mod. ., "" ~
11IIl_ ao..~ and LI....... ""'ho, .....nont ond .QIIlI CO IlllOIld P"",grapl1 2 01 "" 8ocIn)o
Il\III1mwnl,lI1CIlod 'MonlNy P~. 01 T..... IlIIu...... and Otho, Chorgtl.' by .ubttWutJng tho.... iii
tho _. ,.,.groph wIlh tho 1'"fooMng:
2. Montllly P.YI'M/IlI of T...., In....."e.. .nd Olhot Chorgu, 8orrowo, .hoIIlndudo
In Nch rnonIt1Iy plymorI,lugothor ...h IIw prIncIpoI and Inf..1Il U III forth '" tho NOl. und.rty
101. Cho1gool . IUIlI 'Of (A) lox" .nd .pocIoI _n111111fod Of 10 be Iovtod ogoinlltho
propony, (1) Ioanllold plymonta Of gtound rlf'llo on tho P,OpIt1y. .nd (e) prtmll.mo let
Inouronc. roqund under I'orogropl1 4. In any _ In ""'h IhII Lonif.. mUll plV a 11101\00;0
Insuranc. pr......... la the Stet....... of HousIng .nd Urban DovalClpll1Ol1l rOe.,IIIIY'!. Of Iri anv
\'lOr In which auch promlum woUd '- botn 'oquI'ad . Londtr III hold tho SocuritY fns1r JIl1I11~
...h IOOI1IhIy plymonIlhoII ollo lncIud. oIIhtr. (1) . IUIlI let tho ....... m""gog. In..".,..
p".mlum to be IlOld by l.ondor 10 tho S...lIIry. 0' (II) . monlNy cha,g. Inllm 01 . mortgog.
Inouronca pr.mIum . thlo SocurItv II1Il,ument II lIo1d by lho S_IV. In . "...".bI. .111OUnl1o
be det.rmInod by lhe s....wy, b..", f", tho IIIOI1lhIy ~ by lhe Oec'lIIry, lh... h",," "'
coJ/ecJ 'Escrow n....'lInlItho 'UIIllI plld 10 Lend.. are ClIoIod ElC'ow Fund..'
lAtndor "'IV, .t any limo, coIIoct .nd hold ._ let ElCfow h.me In .n .gg"lloll. .moun!
I1<lC 10 '.coed the m.'Cln.... emount lhol ....V be r....... IOf Barr....". II.,OW .0COUI'll Ln:l..
lhe R.al Eliot. S.1tltmtnl Pruced..n Act 011814, 12 U.O,C. I 2801 ILJm. .nd Impl.menlJng
regaJa1lona, 24 CFR P.~ 3SOCl. u Ihoy mav be.mondod fromtlmt to limo rRESPA1, IXC'", thel
the .ushIon Of ........ pormIIted by AESPA Ill( UIllI/'IllcIpolod dlabtnem'nl. '" disbursement.
b.bolhe Borrowo(. plymenla .re .....I.bI. In III. .~ ....V noc be basod on DnlOUI1\4 due
Ill( lhe monOOgo InatnnCo premium,
",he.mouru hold by Lord.. lOf Eso,ow II.",. .,,,:oed tho .mount. ponnlllod 10 ba hO:J bV
RESP,\, Lord.. _, deef wIIh lhe IX.n. lund. II ,OQUI,od by AESP" It lh. .mOllnlS of fund.
held by undo' .t .nv limo II. noc .umcl.nl to plV tho EIC'ow noms ""'.n due, L.nd.. may
nolify lhe Bellowe, .nd r.o Borrowe, 10 mako up lhe 111"""00 Of deflc~nov as permlttod bV
RESPA.
The ElC'ow Fund. .re I~odgod .. .ddhlonal IICurIly IOf .. .urn. IIcu,od bV thl. Socurfty
Instrumont. It Borrower londo.. 10 lender the lull pe~ ot all .uch .urns, Borrow.,'. '..OIInl
shoJI be crodnod wIlh lhe boIenco 'omalnlnq Ill( alllneleHmenr lomo (a), (b), and (e) .nd any
mongago Insurenc. pr.mIum InslalImonl lhot Lendar hU not hocOll1l uhllgalod to peV to the
Soo"lary, .nd lAnder IhaII promplly refund anv...... fUnd. to Borrow.r. Immodlollly prlo, to
· 'oroGlosure sal. oIlhe Property or tis acquisition by lindt" Borrowor'. account shan bu
crod~od wIlh .nV bal."". ,omalnlng tor all Installments Ill< lams ('), (1)), And (0),
BY SIGNING BELOW, Borrower accepls and~grt"'. to 1be tarms and provislo~s In thl9 Escrow
P.y,nen,. Ride,. .~. rr:;:-,)
(, . J 3i1 'E~ (Seal)
~B'Ck. Borrower
{J,.~" ';f:'!;'luvlA/
Je"~!. l. ~v.~d.r
(Sial)
Borrowar
'. ;'
(SeoI)
Borrowar
(Seal)
Borr....er
MUL TISTATE FHA ESCROW PAYMENTS RUlER
ISG/FESCAOWPMTRJO" / /0595!(059fli t
FHA CASE NO,
SIts
~ .. I . ~, Ii'. 5 l . 1
, "~^"
· ., JAN Nt', . , . . 10 I ' 4 "
dll',~ lINt n"'''''''II'''Y'"'''''', w'Nch ". ..1."1<1 10 I" r'''.QId"h 2, ,. 01,"' Jlt.... .100''''1 01 "",h """"""'.. Ant
'll'l;ft' pt""l"~. ovm III illtlOUnf (flflul,., 10 IM~ 811 r)l~lllIf'tJ.ng Ind'lt~OO""3,, llllllfr lho ~'Oll't; I'd Ihl, Security
'",,'rutn,nt than tJft rlo1k1lolho "nllt)' eO,l11y Ifllltl.,.1 fl~"llfl
.. '"'1. l..fI(JfH' IMV collect tto. alld r;hlf{Jlll ,lIllhotlJl.I(/ hy tho lhll;rul'lry
.. around, fot Aec.t."lton 0' Oebt.
(') 0.,."", I...ICJ.. OilY, '''.pl u I.,.,.., b1 '.U.~.II01", I",JOd by II" ~OC'OI",y '" Iho Co'O 0' /llI\'lTllnl 'ltIto~..
'tqOh Imm41'd~ll' Pft'f"lttnf ",1 "AI 011111 "1m, IN:jJfOd by HWI SKUlk,.. '11.t'Ufn()flllf:
(') DOl""", "01"111 by 'dlng to ,,"y.' holl ""y """'1"'1 ""1'1111"""'''''00 by Ihl, ~oo".y In",un"", P<lot
10 Of' on IfM dUll dlt. of UN! Iwtl41 mot..t~v JNlyment, Of
('1 lIot,,,,,,,.. "010'11' by "'ing, /u(. "",Ood oIlhkty dol", 10 I'<rlo,,,, "'y OlhO"~~'\lIIII'101 COIllII/lld In ,hit
SecUflty Inslr1.jmellf.
(b) II,Ie W"""", C,od. Appro.." lend.. 'hll, f """''''eel by "",.lcnbl"lw .nd wIlh ''''' ",lor 'PIlI""'" of ,he
Soc....ry, 'oq..',lmmtdlo,. POI""'" In MI olin ''''' '"""IOC","" by Ih'. SOCU'.y 101I'"m.", .;
(" All '" pll1 01 ".. P,01""1, "'" ""lIollclolI ~"'" '" "'"11 ownlng." 01 """ 01111. ProPOl1y, '" ooId 01
ofh4tMjM "lit"ff'D'" (0"'" 1~..11 by d.~ G' discern) by lhe Donowar, and
(if) The PtoPlrty k'lt~ CA.CUpIed by the putctlllJer at ""1. !"Olll his O( her prlnclfJaI ftt'ldonct, Of lhe
,H#ch."'e, Of or.nlln tlt'l" 10 (,(;cupy thl Pfcp&ny but 'lis or he, Clt'd,. ha, not bc'1l18PPfoved It I
Ictord.1nct w_h IhI '......lfl1OOl. oI!he Sec'efn'Y,
(0) N. W,I.... "ollCunlt','nco. ooc.. lhol Wool" ""'mil Londo, I" 18QU/(,In''''OI/I.,,, ~oy;noo' '" '<11, btJc Linder
doo, 1W)f fitqlJf'O such PitVt",n'.. l~wJ.r does nof WlIyP h rlghls wllh IIlptlCllo Ill')Joqulml ev..nfl
(dl RII9u'I".", 01 HUD Soc,lllry. In ....ny C'IC""""'ncOI"U'~,IlI""'IsSlj('t.l h1111. Soo,.'"I)' wff IIn,.llnlltr..
'\lNI, In Ih" co,,, 01 /IOymo01 "'~I'I1', 10 ,.U"", Imnl<ldlalo lk1y""mt In lulll",J lo'.elo,o II "0' /I01d. This S.....y
'"'''00''''' d,.., "'~ ".'10/". .cet/...11on '" I",.clcs..... "'" """..In.d h1 'eq'~,'/I"", ,,' Iho SOt/Olory
(I IMorlg.gl No' ''''''''d, SOllOW..,l/I.... ",,' .h ~M' Ihl, SOClII"y ",,',,''''''''' .,ollho "010 '.C"''''lhollbv IIOt
I.. o/lq.bI. I", .'''.'''CO "'.J., lhe National HOIl.I'1!J Ac, with'.. '0 '" I 'ro", the ,lal. ""001.
fork/III m;l'f, al;r, '}J)IJUfl .Wd llw'ttlt'l'/lud.ng ltf1yfhl"(lln f'arilqr.l'lh f/, r"qlllr" llmned/fllll ,"'ymcnt In full of IH
~ljll'!I SOCwm' hy Ihi'l SHl':IJt"y Inshlll1lfllll A wfillllll '11,lhJNlfHll or M1V illllllllrllm:IIlCjont 0' Iho SlJcrolarydateu
'''b''q''.''II" '0 ,), Ii","" ".. dal" h"'.of, "eCIlI1I"Il'o '"'''''' 1111' Soe"'~y In"H/01IO/ 'M 'hi
nolo "h:'1119(I Ihflfoby, 1/lll1 be doomoo conelWINO PCHI' 01 sur.h InoIIUi,Jillly NI)twJlh~timdl"u tho foreuofnu. lhls
~'ion f1lolV fI(11 ho lfW'lrCI".m1 by lund,.r whonlhe Uf"'\,'a~i1b.,ttvof In~ur,mco is Sllff'll,! duo 10 lendor', 'IIUuro to fllmll
II'W)r1{JiHJ8 11I11JWnt;fJ 'W8f1llllnllO Iho Socrofary
to. R,ln,'al,m,nt, Rorr{Mf!' hat a "ghl 10 bp reln',faloo If londer '185 Wquill)(f Ijllm(;<Jlf,Ip.- pavmerllln lull because
'l! ttj....,~o,'" lalllJr" 'll PolY an 1'llOUn' due undor tho NOle 0' rht, SOCU,i1.,.lnSlrurllJnI rhl~ ,JuhI1PJliIle, 9'180 flltef
IOtIC'O''''. '''''''''',d'"I'' Ill' ,"""",,_./ TI1 '.'0'/,"0 'h. SOC"'~Y 10"'U"II<", O"',.'w., """ lor.lo, I" a I"",,, """.11
lNHlUll11 IlHJlll'tltl/fl iH'lI1g fJOIfOWllr', ~Cr.ounl ClltfUnllncluding, 10 Ihe .1(101ll1/II,y aro obllg.l1Jol1$ 0' Darrower undor
",,' SI"'U,", I"", ," ,0"1 10'''01''''''0 """"ICJ '''",o''"UI. .,"" """O/"'lrY .lIo",oy,' I.., ,IIKJ .'1",0'0' pIOPO,,;
a'i"oc~lU.'O "",1111 11\.-, llH'OCI()suut P'OcfK<JJnq Upon roln'ilalftmnnt bV Borrov-,'!r, Ihls Sncurll'( IlIslrUlnorl: and Ih,
""I<J;tI""" """ · "''''''0'. ",,11 '0'111,", ., .110" a, ~ I..,.do, '''rl 001 'oqul,o<l 110100111",. J"y",.ollo lUll Howov."
i 1Ifl(lflr I" /1('1 r'.'fllljrl?(j "1 Pflrnlif ,olnSlalmnonl it (I) tond", hclSlr.c:aplNI relmlnlclJ\ofll ahar the commence",o", 01
loroUfJ:,wH :IP' '~I't)ctlflg' wilhln two YO.l" IUl"Hldl.ll~y p'"coc:linO!f1Q COfllmOll(;tlOlr>rll of tl LI' rllnl 'o'llr.losuro
;mX:I1 din(1 IIi) rui"sI2' mmll w~1 procludo lorl)closUlft on c/ltloront around'.'n Ihl' IUIIJro, I)r (i/i) roillslalomerl' wql
,I/J"or I'll... all')d Itll' priority of tho lion c'ealoo by lhis SocurltV '",Irumn",
I :. Harrow., Not Rflu"d: f:orb"flnc, b.,.l.nd.r Hot I W,lv.r, fltlllnslclf) fit 1110 IloilO 01 P.lvmanl or
rWItJifif:.llfll\ (JI ;,mor1iJ.lliOfI 01 !rIP !llJm.. secured hV III/Ii Socwi'y InSl1wnonl !}tnnled by I.f!f'dfJf ,ullny 5t1r:cO'lsor in
WI-Hl''il!)' ~(lrr(lWlIf 'il'.111 "01 opmal(llo releasQ IhIJIi<llJi/ily 01 lho Of/gill,,' Borruwer or aorrJ'Ne"~ 5UCC€f5s0' In Int.r.SI.
l.lmdflr shal' not be "JQuit(.>(j 10 c.ornmonca proceed/'Igs agaln,t In.,. SUCCUS5(,' In 1"lerosl ur ,nhJt.D 10 OlClend Ume '<Ir
Jl<lymelll or olherwi'.fl mo(M... IlIllmlllilllcJ;1 0' the ~lJm5 SflCllffJd hV lhls SlIcu,Jly In51'1II1I'1nl by rOa!lOn of any demand
"""0 I>y II,,, "'''I'''..I'lcll''...'H or B"""w.,'s ""'00"",, '0 ''''t '." Aoy lo,'",,,,.,,c. by 1.'KJer I" .'.ICI"lIg aoy 'Ioht
fJI Ilnmdy ..11.,,11 nol he a W:li'lor of or Jlf(lclude thll f)KO'clllO 0: iIIlY "Uhf or ronlfl<ly
12, Succenors .nd AUI,rn. Oound; Jolnllnd c;everalll.bUIt)'; Co.!llvnefl, TII'J cOlJona/Jlr. IlT\d no,nement. 0'
i/ll<; 5"(;11111)' Iw,lrUl1l1!11/ 'il1.1U 1m..., ilnd hOlleHllt1fl 'Wl":CfW,O(S and a''''(I'''> lllla(lcJo, ilIlIl AlJflowm. stlLjlJcllo lho
IWr.<ht,n'i \II PiIH'(jlilpll ~ h flnr/Uwnr's f:O....9rliHlI.. wl<1 1I()rOOIlW""5 S'''ll1lJ,t lolnl ilnd SI'VNIII AnV Uouowcr whr,
co.slgn't lIu'i Sc<.tmly IIl""U'lUtIlIIHn don5 'K>l OlCOr.utu Ihe Nolo (ails C09ifJnjng ltli~ .';.H:l/Iily I""'fumonl only It)
."o"g;"',, '111'''' """ o'my"y ",,' B""",",,,,,, ''''.,e,' In 'ho rlOII,,"y "'"I.r "'0 /"""0 ,,' "0" SlIC'"II; '''''''''''.01; (b) "
,,,. "'" """y """'1 'I." I" It,,; 'ho """'; ,"""I.d by ",I, S.C111,ty ""''''10.''', ''',,' (e, "(/I""; ""'/',lI,,<I., ''''."y olhe,
O"",.wo, ""'( '",''''' 10 """"', "l'xHy, '011""" ", ""',. '''y ''''''''100<1'''''''1'' W,,,, """"" ,,, II," .","', of 'hIS SIIOU'.1
Ill';UUrTlClI IJf If it' No,,, Without "~Il Uorro'i.or'~ consenl
13, Nollc.., A" '110'''./0 B""ow., rr'Oyklod 10' ,,, 'h', S"Cw"y ""'''''""0' '/"'"1,0 (1'1011 hy II."..,IIIU. 0' by
n1<1iU'lg It b, Ilt~' r:l1l9S rnailwllo,;, flor.olir;flt.ollllaw ,r.rCjui,O!\ u~o 01 1I0olhol rTlfJlIH,d TII" :IO!IG'l 'lhilU b4l LlU8Cled 10 th.
P,o;""y Aw,,,,,, II' .111 ''''"" ''''''''''', B"'lOw., "."il","'" by 110"00 'ol.eo,J", A"y ""'ie" ,,, lordo",,,," bo glveo
by I"" 01... :OJ,"') lOI1"o," ''.1'',",,, "",,,,, h"e,,, 0' .,I1Y M'".... I.eod.. do,',,,,,,,o, by "0"," '" B,,"owlII Any oolleo
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~'ov~"od In Ill'" p.:1'<tflra~JII
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'""tdll;'lolIl" w!Uch 'h" r'OI""'~" '"c.'/OII I" I". .""n; 1I'~I'"y ~'".I,',," ", Oli""" 0' ",I, <'."",Hy ''''1'"'''01'' II' Iho
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w"'ch ".1" 1m il'.O" """c1 w,,,,,,,. 1110 ","",,,,,,,,, "',,,hl'lII To 1/", .,'" II,. ",",hi"". """" S"''''/lI'y ''''''''''''''''and "m
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16. AUlgnme'll 0' n.nlt f10HOWIJ( uncondiUonatl) u.J':;';;"1Il '1lld Iransfers II) lflWIn.r all Itlll ronls and H!vonuos 0'
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LOAN NO, 010'11"41/
NON'UNIFOIlIl COVENAHrS, iIonClWOf"" Londtt II.Ithot .<>v...1ll ond .grll."""',
11. '_10.... P.OC"''''" H I.If1dm 'eqoJlr"'mm,,cll.l. POvmonlln,.. undor PI!1llIrIp!1 "IAlld8t ny.....
for........ by /Udlclol "'oc....ingo .ndIOl,"",*. "'I' _ '_'" ~ by ~.......... Londtt.... III
.Illllf... 10 coli... II IXPO"''' """,,,,>d /r, _ling 'ho '_11I proytdod '" ,tI"'td 10 In lNo P.."grop'. 17. ~
1M "'" IlmIlod 10, '''''''''I1IIIIIOIIIIVI' '_and C_ d llIfe 1I\I1dtnc:. 10 lho 11I111'II JlIl'I'hIlIId by -1!l/IIiH....,
It.IIItN... U_ poy""", "'II _1ICIlIId by lhle SocU!ty 'nOlIUmllll, """ s.cwlly ,""""*"..., 11II......
c"""~ - ,........111II *omo WIld. NIIt oucIIoccurr.....llnCl<lr _ d1oc/l1rgo ond IIIl1/y INo 8ecurIIy
,'''''- ...,- chIIgo 10 OOllClWOf, ""'-.... PIY"'y ...ordoIJon cotlI. .
I', W......, IlorrllWOf, 10 1III_'*"*'td byOPPIeM1le low, WI'I...IIIIld.......II1VIlIOI'OI'cIIIaIIn
ptOCOtdingo 10 I4lIorc:4' ua S.........'n--. IIld horllly......... lho bonoI. "'1II1V "'_ Of "*" IIwo PRMdInlI
'01 Illy d """Ion, ""1nIlon '" llme.lltImplIon IIcm ~ 'Wf and .....1Ild homoollld IICImIllIcirl
2o.lltInolol_ '.Iod, Barr............ Ia.......... /lfO'Adtd In "FIQIIIlh 10 ""'...lndlo_ holI' pforlll
lho con......_ 01 bld(11ng... _'11'. .. 01' _ ....lJLWIllIIlllo thle 8ICuIy InaIn-.
21. P",cho.. ~ MOftUI\1., II II1V "'11II delII.....lId by IhI. 8tcurIIy '........... II '"'" 10 B_ to
"'11*. UIlIIIO tho '1OpOI'/'f, lNo 8Iturtly '-' .,... bol ,,..cho.. mo".y mortlllll&
22,'11I.... RIl. An. JudUntln~ ~ 19rMo'holthe ""..... rol. po~ 11II" I/udamll'lllo l1'114fod on
lho Neel 01' In on Odlon d"""'(lIgI'........... oIoiII bothe rot. poYIW.trom..... to tlme unct.,ho Nee.,
Rid.. to thl.1IIcurlIy In.1rvmenl. H 0111 Of -. rIdtro .,. "lCIoCtd by BorrOWlll' lIrld fICOIdtd ,.'*' lWIIh
Ihl. S""'"f InsIf-.l, the C_. ollOCh....h r1d<<",.. bolnr'~lItd Into.nd ohII_ 1m ..~._.
lho C-.1Ild "ll'_ ol lNo Sfc:'nllY "lIlnJmonl II . lho ,Id.. I') _.in. P'''' 01 thIo SICIdy INl1IJrnII'II.
(Chid< ~ 00'(11)1.
[]Condollllnlum RIcr, OGnld..IW'_ Rid.. OG,Wltr.g EquIy Rider
O"O"""".JnI Dll\lefop","", Rid. 0Dthor ISpecllyJ 1'11,\ I:.crov Pay...nt klder
OY SIGNING BELOW, Bon"",.. ".IpI'and iglOO. 10 I".'e,m. r.ontalM(j In paglll 1 Ilu00000h ,I d IhIe S.........
I"""""..... and ",.ny 'kJe,(.) ""iliAd by BOfrClWOf and ,..orded wnh n,
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COMMONWEAL Tf! OF PENNSVlVANI1. ~ "'f"k.1 . Couoly II'
O"I"",Iho !pR, dayoI ,,J.~~-~'1,1J'f!'-, belor'llII.
Iheund~otftc8f. pe'sonallva~ed - D. r r,n ". Bee ~ 'nd J Inn I, l. l. '.nd. r
kOi)Wnto me (or SdllsfactorUv provon) 10 be lhe person. whose name. . , I stlbscrlhed 10 the \lIlIlthln Instlllmlnl
and acknwAedgf!d th.J1 t h" 'I O)(9CUfed lhe same'Of'he purpose horoln f;ontlln<<f,
IN WITNESS WfJEAEU,', I hOleu",o set my hind and oltlclal.eet
My Commission eXPI,e". if II 'if 0).d..~~-')h-:~~
IlOl^,"^,SfAl (,/< _'.____ . ___
litBOI,AH K nOSCII[l, ilJarf PubliC .. /J / tJ?,. ,
IIJr:l~tulQ. [)auohf<ICrl~nly ~ V~ '" !{1!'.:t;I'---____
\~"CQlTlmj~~I()n [_o,res ~!I~ ~ I, 199, lIt1rt at
CEATlflCATE OF AESIDENCE I,
t:onect add,.,. 04lhe within named 11MOf' Is
lj l k:tn'l Hrr..t, l.tnt;uttr, PI. 11603
Wil"... my hind 'his day oj
. ,... PlHHfM,VAHIo\ MORTGAOE 'ORM
' ',,~ ............ ,.~.~. ". ." .
d< t,..eby certify lhat IhI
/f l,/", 1/. ,
~~jrlJ<<fWIt,o
l<Cjl.nlof Ltr.d..
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KNOW ALl, Mr:U BY TIIE8fi P'<t:tlr:tlTH ~t-:itt ,q"'/~t'tdgn 83':';, A. Pederat !laving.,
~lanl(, oL','Jw1~wd ~md (u(lflt.lllg uorhl' 111,i lAWS (',. t.ha Un:tted Htatl'tl. of
lime ,i.., 1/11;" .,t.o princ!!,.l orlle.. <It " "~I llerk..htre Blvd, Wyo.lining,
P^ 1~l61(Jf tor ,]1ft ..in cmn,IdurltJ:H\ ,.r UJI lIum of One Oollar, lawful
mOnB"r ot IIIfJ Un~tert Stllt.on of /'lnIfJl'J ';1, md other good and valuable
~"nn dnra. lon, to it i r hand p,oJ,d by ('U .tIIllXlfIDI! FUNlH!tQ..t.Q.BfQJIloT1llll,
a LorrO...t 1;1Il organizr.;t /llId e,..b~".ing \lIldfir thll law. of. S-TAII....OF NHW YQII
witt.l,t~ I" Ircioal n(tic. 'It ,'.U.ltO)"[1l f'~L..cA..111.Q1:.
1J.:l~ hel't~lnaftll)r Iflferrt:d to ~E ,....'SJtUU:E, at or before tho ensa.ling
and dellVlI''Y of the.. prfl'Jent., 'II. reco1pt whereof 18 her.by
aCknowleq",jd, h.. grant/Jd, b, g.ined, lIold, assigned, tranderred and
net over', and by th... I'<"'''.nt do.. gunt, b.rgain, .ell ""19n,
transfer ."d eel. ovel' Ur.! , the .aid AIlfllOWl!E end it. eucc...ore .nd
a".igno, "II that ctrr.alr. Indent.ul'd fir Mortgage covering I'remh..
situate I" the I,Q!I..'t~lIUr.....QI::Jl/lMi',IlErI. (!fI"nty of ~1\liIl and State of
l'.EtlliS'lI&Allll\~
BF; rN(J known ".' .', " ".:....mrAT.L1lli'LQ!UY];, liEClJAll.lcSBtJR\L....rA~Ji, dated
~tEM8f;jJ, ",.J."','i and to t,.. recordad ""ll,,'dittel.y prior to the recording
01 thin ^",' ~g' "ant in tho OrUce of t.ho HegJeter, Clerk or Recorder of
(;UMBJi.mlllIIJ "'ad~ and ex.cut.ed uy lllllillJom H.......llJlf,~-L.A.~
heroi: (t", ".ferred to an MORTa^GO~, ,,, .aid 112YEWJl.:LSANK, ^ FEDIiiIlAL
,o,~,.,"_'l.'lli.,IJMIK in the pdnd;>"l oum of $U,~....llQ....QQ payable "lth intereet
on the ~lnl'~dd balanCE! ilt the rate or LO.Q.\ per annum, in monthly
1.[\~Jtallrnllnl tI as ther'cin lI(,ted.
'rOGf.:'fH~:p w \ t h her~dit.amlJnu; .1nd pn,lnl Ann in by nil td Indentu."'e of
r.hrtnaq/l I' If't iClilarly de:1crib",~d anrJ rJ'I1ItLt:rJ or mention'.."!d ~nd intended
!1O :~) b", with till'.; appurtnrw,;lctJH. awl I he tJond or Obligation in said
Ind'!l\turI1 ,01 Mortgago mn'ltioned and t1\1q~hy intended to b~ accufl1d anct
al I in'.,'! Il'lllal Cf 1J'.lpplnmp.ntal dQCllIllt1l1ttJ, or lrUltrulnlmlfl, if any,
!l("".H:wl t" i.tltnndNl to be f)ecurf~d thtfHhy, and all monie!'] due and to
ifr'l.... chi" Ild:roun, .:wu ,tll Itn f'ntil~r!, 'Hht., titl", intfH'enl, propfJrty,
c 1 it i ':' ,j!jI! l..rr;l:;() in (~'J t U I, iH' !idrlO,
T() i/AVE "'1.1 r>~) h.)ld t.tl!] Hilm'.,: 'inter th,! Il'lld ASF.IGNEE and i<;(J 6lIUCdSS0r'l
,I,U ~'~lii'/II", v> Its nn~1 th(fll propE:!' !jlf", bt:n'O'!fil and b'Jhoof forever,
.l'.hjoC't., II,' ii:rt.h:lo',u, to th<;~ !~qll:ty 'd ,"demption of fhlid M8RTrJJ\30R in
fi .i'J fn'l,,,d;.lt',' (..:- ~brt.q...q(! 1.;;lInod, nnd the ht'ir.'~, fJy.cc..utorn,
i-ld:':ini.l\' 11I1 ,j:!:, fJ'..I'..:C'!Jjfj:Jr~; .:And 'lfl!ligll" 'If said MORTJM1')ii. Lhnrflin.
MID 1'1'. II,,; nil!:l .(;,)V,.'rl~jrln fj~lrl.'-:. ^ Fl"II'!.'.)l !.J<<vingfl Har,!:, dO(~FJ hereby
r:o'J~naw, l,jl.)mifH' ;Hld <1~lrr:'"! to tlnd wit I, fie Raid ASSIGNEE that ttlf!re ~9
0[\'.... t.!Ut' , I llW.illq lIpal. Ult! lHid bowi 01 ,'bligiltion and Mortgaqo, t.he 1H1II1
C)~ mOI,-!'! JI';I'f~inilhO'/fJ H?N.'ified /Hl till! "rincipdl H,.lIO UU(! thDH'Orl, with
ill'::''-'t'~!n~. .II th'~ r''lt~! ~)tJ~!(.'ifi~d ~lf7rejlllll"'I'!.
r;/ ;'I1':"u].;::'; ',Illln;.:'.d", tr:f ~);IJd '(;~)'h'rl:iq'i I ,nl~, A FN\flfdl ~'<l'/ll\'1f'. Hank ha,lJ
'-"I1;!:-'yl '-"''',e',:::''"! 1:"<1: t(l hi: l\,::."tJ, ,1ft i ""1 <lnd th"Jfl~! p"~!,.H~f1UJ tc. r,p duly
"X"t.;~l!l"; " 1'~!"";:'opr("JPt!~' r,fl\", !'!\ tlllf' "'l'lIdd'L1a C)1( nF.!I'l;';'1P/ f) l.~~'!f!.
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L:Il"11 FI'I'.. I.";' f;' 1:101 '::" ;,UlJ!l,:rlll".I. I N0trlry Putll ic: ~jf tho r;uJte of
P;'111Wyl'/I' I. po:!n:l.,r~.llli Ijlpe;lr~d 11\111 f';NYDI~Rt<1)\tl, ';lC'~-l'nHlident "c
i)'I'/Otf'I'IJ \111?, r. j'r,cJ'~;;I' ~:;I ,11lqn !~<'IJI' J.:rl'y",n to nlf! rj':~rrl;}nillly to b~:
~ill'..:h. i\ll,l .1 ':':WYl/l':dl.]C'd [I ".'; ::.;:~ ~".n~;"I" f \O/ritlnq, ',') :'I! hill !let and
d'."lrJ ,Hid r ,.,' iIC": ;,nJ dp'.11 ,)f ;j 1;'1 (.'('11"'! II 1'1/11 thiH ~.h" ":'./Tlllrun.! of thil
Ulti{'(11' ,11,'I"il'ii,j i" In h.;:; ','d;'. ,IT,.!! ~r \,l(ltJ'flJ'i: Irq; :h,~ 'h"l fledl abo'l',
p-rn'pl'lrlf"'1 i;: r\-...; (',rrm11'..':i c.d. "/:,,(,: '.0- 'I,.,ll ()f !:it.d "".' ":l! ir,ll ulld thdt
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PBNNSYLV ANIA
COUNTRYWIDE HOME LOANS, INC, CIVIL DIVISION
Ilk/a COUNTRYWIDE FUNDING CORI'"
Plaintiff, NO,: 1998-2022.1'
vs,
DARREN M, BECK and
JENNIE L. LA VENDER,
TYI'E OF PLEADING
Defendants,
'pRAECIPE FOR DEFAULT JUDGMENT
(Mortgage Foreclosure)
I HeReBY ceRTIFY THe ADDRESS OF THe
, J PLAINTIFF IS ,
6...,= ~'il.Ar.'1 Dnl/{>_
pl"",~<, Tx. ' 7c;<':J.t/~ '-",,""
- ~ ~~~-
And the DtfIndant II
c1/55 kj H4fy'""V j)(,'v-e.,
:::i';'. s~'r. f'r4 nD~
' €c.. ATTORNEY FOR
OfF
FILED ON BEHALF OF PLAINTIFF:
Countrywide Horne Loans, Inc,
fi'k/a Countrywide Funding Corp.
COUNSEL OF RECORD FOR THIS PARTY:
Michael C. Eisen, Esquire
Pa, LO, #74523
GRENEN & B1RSIC, P.c.
Firm #023
One Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281.7650
AF.ElDAY1'LOl~N-M.lLJ.IARY_SER V ICE
AND CRltTll'1CA1E..DEMAILlNCLOENOTICE Of'
INT.E.ND'OTAKliDEfAULT .II JO.GMENI
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF ALLEGHENY
ss:
Before me, the undcrsigned authority, a Notary Public in and for said County and
Commonwealth, personally appeared Michael Co Eisen, attorney for and authorized
representative of Plaintiff who, being duly sworn according to law, deposes ancl says that the
Defendants arc not in the military service of the United States of America to the bcst of his
knowledge, information and bclief and certifies that the Notices of Intent to take Default
Judgment were mailed in accordance with Pa. R,C.P. 237.1, as evidenced by the attached copies,
~e
~
Sworn to and subscribed before me
this..;Lc. d-7day OC---S).;.&:::r.--fi.V/r ,199.<1
/ ,/
,
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~...... "L.~ -=z;C)?[:1 /.J/, /
, '--. // f-/v,'-7-L-., /'
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Notary Public G--
Joanne M ~$tnll.ll S..,
'>III"bur e~m"" Not.
' My (;ommi"ph, ~I/ng""ny cry Public
I,; . .' . . IOfll.~:(PI'es JI .ounty
, ' '>flll!!If, PHII!]~y/V'" '. , Jne 19, 2001
. '11,1 A"~/),
. , ',/I,1I1/)/I Of I" ,
~(Jtrlrlflt.
, \
ro:..
IN THE COURT OF COMMON PLEAS OF CUMBERI~D COUNTY, PENNSYLVANIA
COUNTRYWIDE HOME LOANS, INC.
f/k/a COUNTRYWIDE FUNDING CORP"
CIVIL DIVISION
Plaint if f,
NO, I 1998-2022 P
vs.
DARREN M, BECK and
JENNIE L, LAVENDER,
Defendants,
TO: DARREN M, BECK
4155 KITTATINNY DRIVE
MECHANICSBURG, PA 17055
DATE OF NOTICE: June 9, 1998
lMEQRTANT NOTTCE;
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTE~
APPEARANCE PERSONALLY OR BY ATTORNEY &~D FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS, YOU SHOULD TAKE THIS
NOTICE TO A LAI<iYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT
WHERE YOU CAN GET LEGAL HELP:
PENNSYLVANIA LAWYER REFERRAL SERVICE
COURT ADMINISTRATOR
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 240.6200
GRENEN & BIRSIC, P,C,
~e~
By:
Attorneys for Plaintiff
One Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281-7650
FIRST CLASS MAIL, POSTAGE PREPAID
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IN THE COURT 0Ii' COMMON PL,I~AS OF CUMBERLAND COUNTY, PENNSYLVANIA
COUNTRYWIDE HaM!!: WANS, INC,
f/k/a COUNTRYWIDE: FUNDING CORP"
CIVIL, DIVISION
Plaint if f,
NO, : 1.998-2022'[> ,
vs,
bARREN M, BECK and
JENNIE L, LAVENDER,
Defendants.
,I\.FF IDI\Y.LT-'lF__QQME'LIANCILJil.TH-ACJ:' 6 OF' l,9_2.4.___S,L,E...a.J..Ql,u~T~.SE\l.-
IllULACT~,QE- 1. 983
COMMONWEALTH OF PENNSYLVANIA
88:
COUNTY 01' ALLEGHENY
Before me, the undersigned authority, a Notary Public in and
for the said County and Commonwealth, personally appeared Michael
C, Eisen, attorney for the Plaintiff, who being duly sworn
according to law deposes and says that Plaintiff was not required
to send Defendants written notice pursuant to 35 P,S. ~1.680,403C
(Homeowner's Emergency Mortgage Assistance Act of 1.983 - Act 91
of 1983) prior to the commencement of this action for the reason
that the aforesaid Mortgage is insured by the Federal Housing
Administration under Title II of the National Housing Act (1.2
U,8,C, ~~1.701-1715z-18) [35 P,S, ~1680,401C(a) (3)].
Additionally, Plaintiff was not required to send Defendants
written notice of Plaintiff's intention to foreclose said
Mortgage pursuant to 41 P.S. ~403 (Act 6 of 1974) prior to the
commencement of this action for the reasons that said Mortgage is
not a "residential mortgage" as defined in 41 P,S, 1101 and the
Defendants are not "residential mortgage debtors" as defined in
41 P,8, ~101. y(2..iJ e t~"
8WORN TO AND SUBSCRIBED BEFORE
:~ ~.H1~ :..!J7~ _ _ DAY O/~"~/. 1998.
/., _ ---e__~ d-.- ~---/ ___
C/ . ,. N'otary Public .,
[Notarial Sl1al
JO,:H1I10 M. WiJ11I10f, Nolmy Public
Pillt.tllnqil, 1~lIuJIIIj{iY Counly
_~~~~:J_I~1~:~~:~~~_~::~~~2:!_l_I.~.:~~~,~~~:.._
/'1"-II1I;r:r.I','ilil ",;,"",Hin:1 II; l!r.:,lIi \.'
You may have legal rights to prevent the Sherif f' s Sale and
the loss of your property. In order to exercise those rights,
prompt action on your part is necessary,
You may have the right to prevent or delay the Sheriff's
Sale by filing, before the sale occurs, a petition to open or
strike the judgment or a petition to stay the execution,
If the judgment was entered because you did not file with
the Court any defense or objection, you might have within twenty
(20) days after service of the Complaint .f.clLMort\1aglLEo.r.e.clOSllnl.
and Not. i ae t.o Defend, you may have the right to have the judgment
opened if you promptly file a petition with the Court alleging a
valid defense and a reasonable excuse for failing to file the
defense on time, If the judgment is opened the Sheriff's Sale
would ordinarily be delayed pending a trial of the issue of
whether the plaintiff has a valid claim to foreclose the mortgage
or judgment,
You may also have the right to have the judgment stricken if
the Sheriff has not made a valid return of service of the
Complaint and Notice to Defend or if the judgment was entered
before twenty (20) days after service or in certain other events,
To exercise this right you would have to file a petition to
strike the judgment.
You may also have the right to petit.ion the Court to stay or
delay the execut ion and the Sheri f f 's Sale if you can show a
defect in the Writ of Execution of service or demonstrate any
other legal or equHable right,
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S S,~LE SET
ASIDE IF THE PROPER.TY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR,
IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS
RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE
AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY,
THE SHERIFF WILL DELI'IER THE DEED IF NO PETITION TO SET ASIDE THE
SALE IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE
SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF,
GRENEN & BIRSIC, P,C,
By:
~p,~
Michael C, Eisen, Esquire
Attorney for Plaintiff
t'
IN THE COURT OF' COMMON PLgAS OF' CUMBERLAND COUNTY, PENNSYLVANIA
COUN'fRYWIDE HOME LOANS, INC,
f/k/a COUNTRYWIDE P'UNDING CORP"
CIVIL DIVISION
Plaintiff,
NO,: 1998-2022-P
vs,
DARREN M, BECK and
JENNIE L, LAVENDER,
Defendants,
LONG F'OE&LJ).ES.cRli'1'.lQN
ALl, THAT CERTAIN lot or tract of land situate in Hampden Township,
Cumberland County, Commonwealth of Pennsylvania, more particularly bounded and
described as follows, to wit:
BEGINNING at a point on the southern right-of-way lLle of Kittatinny Drive
(64 feet wide private), at the dividing line of Lot #103 and Lot #102, said
point also being located 373,18 feet West of the southwest corner of
Kittatinny Drive and Tussey Court;
THENCE by line of Lot 103 and passing through the centerline of a partition
wall South 07 degrees 57 minutes 58 seconds West 100,00 feet to a point;
THENCE by land of Mountain View Village Home O,mers AssociatIon North 82
degrees 02 minutes 02 sEconds West 20.00 feet to a point; THENCE by line of
Lot #101 and passing through the center partition wali North 07 degrees 57
minutes 58 seconds East 100,00 feet to a point on the southern right-of-way
line of Kittatinny Drive; THENCE by said right-of-way line South 82 degrees 02
minutes 02 seconds East 20.00 feet t a point, the place of BEGINNING,
CONTAINING 2,000 square feet.
BEING Lot #102 on the Final SUbdivision Plan of Mountain View Village,
Phase IV, Recorded in Plan Book GO, Page 87B.
BEING the same pI'emises which Yingst Homes, Inc" by Deed dated August 30,
1995 and recorded in the Recorder of Deeds of Cumberland County on October 4,
1995, in Deed Book Volume 129, Page 291, granted and conveyed unto Darren M,
Beck, single person and Jennie 1" Lavender, single person, as joint tenants
with right of survivorship,
GRENEN & BIRSIC, P,C,
By:
Y<2....u e. fA,u.,
DBV
Page
Parcel
Michael C, Eisen, Esquire
Attorneys for Plaintiff
One Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281-7650
129
291
10-15-1285~152
.
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The saId Writ of execution has been issued on II jUdgment in
the action ofl
Countrywide Home Loans, Inc.
f/k/a Countrywide Funding Corp.,
Plaintiff /
vs.
Darren M. Beck and
Jennie L. Lavender,
Defendants,
at EX. NO. 1998-2022-P in the amount of $94,998.77.
Claims against property must be filed at the Office of the
Sheriff before above sale date.
Claims to proceeds must be l11ade with the Office of the
Sheriff before distribution;
Schedule of Distribution will be filed with the Office of
the Sheriff no later than thirty (30) days from the sale date.
Exceptions to Distributions or a Petition to Set Aside the
Sale must be filed with the Office of the Sheriff no later than
ten (10) days from the date when Schedule of Distribution is
filed in the Office of the Sheriff.
If you have any questions or comments with regard to the
Sheriff's sale or this Notice, you should contact your attorney
as soon as possible.
GRENEN & BIRSIC, P.C.
Dated;
9 I "1 19a
.~."A e. t...C....
BY: ,.~
Michael c. Eisen, Esquire
Attorneys for Plaintiff
~
(
,
XN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANXA
COUNTRYWXDE HOME LOANS, INC.
E/k/a COUNTRYWIDE FUNDING CORP.,
CIVIL DIVISION
Plainti f f ,
NO. l1998-2022_P
vs.
DARREN M. BECK and
JENNIE L. LAVENDER,
Defendants.
LONa FORM DE~rRTPTTON
At,L THAT CER'l'AIN lot. or tract ot land sit~ate in Hampden Townspip,
C~mberland Co~nty, Commonwealth ot Pennsylvania, more partic~lar1y bounded and
described as tallows, to wit,
BEGINNING at a point on the so~thern right-of-way line of Kittatinny Drive
(64 feet wide private) / at the diViding line of Lot Hl03 and l,ot #102, said
point also being located 373.18 teet West of the southwest corner of
Kittatinny Drive and ~ssey Co~rtl
THENCE by line of Lot 103 and passing through the centerline of a partition
wall South 07 degrees 57 min~tes 58 seconds West 100,00 feet to a point;
THENCE by land at Mountain View Village Home Owners Association North 82
degrees 02 min~tes 02 seconds West 20.00 fe~t to a point; THENCE by line of
Lot #101 and passing through the center partition wall North 07 degrees 57
min~tes 58 seconds East 100.00 teet to a point on the so~thern right-of-way
line of Kittatinny Drive; THENCE by said right-of-way line So~th 82 degrees 02
min~tes 02 seconds East 20.00 feet t a point, the place of BEGINNING.
CONTAINING 2/000 square feet.
BEING Lot #102 on the Final Subdivision Plan of Mountain View Village,
Phase IV. Recorded in Plan Bouk 60. Page 87B.
BEING the same premises which Yingst Homes, Inc" by Deed dated A~9~st 30.
1995 and recorded in the Recorder of Deeds of C~mberland County on October 4/
1995, in Deed Book Vol~me 129, Page 291, granted and conveyed unto Darren M.
8eck, single person and Jennil! L. Lavender, single person, as joint tenants
with right of survivo~hip,
d GRENEN & BIRSIC, P.C.
BYI
_~e,~
DBV
Page
Parcel
129
291
10-15-1285-152
MJ,chael C. Ei sen / Esquire
Attorneys for Plaintiff
One Gateway Center, Nine West
Pittsburgh, PA 15222
(412) 281-7650
The said Writ of Execution has been issued on a jUdgment in
the mortllllllA .forAt"lo"'"re action of
CountrYWide Home Loans, Inc.
f/k/a Countrywide Funding Corp.,
Plaintiff,
vs.
Darren M. Beck and
Jennie L. Lavender,
Defendants,
at Execution Number 1998-2022_P in.theamount of $94,998.77.
Claims against the property must be filed with the Sheriff
before the above sale date.
Claims to proceeds must be made with the Office of the
Sheriff bef.ore distribution.
Schedule of Distribution will be filed with the Office of
the Sheriff no later than thirty (30) days from sale date.
Exceptions to Distribution or a Petition to Set Aside the
Sale must be filed with the Office of the Sheriff no later than
ten (10) days from the date when Schedule of Distribution is
filed in the Office of the Sheriff.
This paper is a notice of the time and place of sale. It
has been issued because there is a jUdgment against you. It may
cause Your property to be held or taken to pay the jUdgment. You
may have legal rights to prevent your property from being taken.
A lawyer can advise you more specifically of these rights. If
you wish to exercise Your rights, you must act promptly.
YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO
YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A I~WYER OR CANNOT AFFORD
ONE GO TO OR 'l'ELEPHONE THE OF'FICE SET FOHTH BELOW TO FIND OUT
WHERE YOU CAN GET LEGAL ADVICE.
LAWYER REFERRAL SERVICE
Cumberland County Courthouse
4.b Floor
Carlisle, PennsYlvania 17013
(717) 240-6200
.,
You may have legal rights to preve~t the Sheriff's Sale and
the loss of your property. In order to exercise those rights,
prompt action on your part is necessary.
You may have the right to prevent or delay the Sheriff's
Sale by filing, before the sale occurs, a petition to open or
strike the jUdgment or a petition to stay the execution.
If the judgment was entered because you did not file with
the Court any defense or objecUon, you might have within twenty
(20) days after service of the Complaint fm:.....Mortgage Foree] OBllre
and Notice to .Defend/ you may have the right to have the judgment
opened if you promptly file a petition with the Court alleging a
valid defense and a reasonable excuse for failing to file the
defense on time. If the jUdgment is opened the Sheriff's Sale
would ordinarily be delayed pending a trial of the issue of
whether the plaintiff has a valid claim to foreclose the mortgage
or judgment.
You may also have the right to have the judgment stricken if
the Sheriff has not made a valid return of service of the
Complaint and Notice to Defend or if the judgment was entered
before twenty (20) days after service or in certain other events.
To exercise this right you would have to file a petition to
strike the judgment.
You may also have the right to petition the Court to stay or
delay the execution and the Sheriff's Sale if you can show a
defect in the Writ of Execution of service or demonstrate any
other legal or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET
ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR,
IF THERE ARE DEFECTS IN 'fHE SHERIFF'S SALE. TO EXERCISE THIS
RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE
AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY.
THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE
SALE IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE
SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF.
GRENEN & BIRSIC, P.C.
By;
~p,~
Michael C. Eisen, Esquire
Attorney for Plaintiff
IN THIi: COUR'l' OF COMMON PI,EAS OF CUMBERLAND COUNTY / PENNSYLVANIA
COUNTRYWIDE HOME LOANS, INC.
f/k/a COUNTRYWIDE FUNDING CORP.,
CIVIL DIVISION
Pla.i.nt iff,
NO.11998-2022-P
vs.
DARREN M, BECK and
JENNIE L. LAVENDER,
Defendants.
N.Q1'TrF. OF ~~lERIPF' ~ RAT.F. OF RF.AJ. F.Rl'AT.E
TOI ,TF.NllTIF~ LAVENDER
4155 Kittatinny Drive
Mechanicsburg, PA 17055
TAKE NOTICE that by virtue of the above Writ of Execution
issued out of the Court of Common Pleas of Cumberland County,
Pennsylvania, and to the Sheriff of Cumberland County, directed,
there will be exposed to Public Sale in the
Commissioners Hearing Offioe
One Courthouse Square, 20d Floor
Carlisle, Pennsylvania 17013
on December 9/ 1998/ at 10:00 A.M., the following described real
estate, of which Darren M. Beck and Jennie L. Lavender are the
owners or reputed owners:
ALL THE RIGHT, TITLE, INTEREST AND CLAIM OF DARREN M. BECK AND
JENNIE L. LAVENDER OF, IN AND TO THE FOLLOWING DESCRIBED
PROPERTY,
ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE
TOWNSHIP OF HAMPDEN, COUNTY OF CUMBERLAND AND COMMONWEALTH OF
PENNSYLVANIA. HAVING ERECTED THEREON A DWELLING BEING KNOWN AND
NUMBERED AS 4155 KITTATINNY DRIVE, MECHANICSBURG, PENNSYLVANIA
17055. DEED BOOK VOLUME 129, PAGE 291. PARCEL NUMBER 10-15-1285-
152.
You may have legal rights to prevent the Sheriff's Sale and
the loss of your property. In order to exercise those rights,
prompt action on your part is neces9ary.
You may have the right to prevent or delay the Sheriff's
Sale by filing, before the sale occurs, a petition to open or
strike the judgment or a petition to stay the execution.
If the judgment was entered because you did not file with
the Court any defense or objection, you might have within twenty
(20) days after service of the Complaint fur.. MortgagA Fon1c]oSIl,A
and NoLle", to DAfend, you may have the right to have the judgment
opened if you promptly file a petition with the Court alleging a
valid defense and a reasonable excuse for failing to file the
defense on time. If the jUdgment is opened the Sheriff's Sale
would ordinarily be delayed pending a trial of the issue of
whether the plaintiff has a valid claim to foreclose the mortgage
or judgment.
You may also have the right to have the judgment stricken if
the Sheriff has not made a valid return of service of the
Complaint and Notice to Defend or if the judgment was entered
before twenty (20) days after service or in certain other events.
To exercise this right you would have to file a petition to
strike the judgment.
You may also have the right to petition the Court to stay or
delay the execution and the Sheriff's Sale if you can show a
defect in the Writ of Execution of service or demonstrate any
other legal or equitable right.
YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET
ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR,
IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS
RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE
AND BEF'ORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY.
THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE
SAl,E IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE
SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF.
GRENEN & BIRSIC, P.C.
By: ~ e. &u."
Michael C. Eisen, Esquire
Attorney for Plaintiff
.
IN ",& coUR' of coM""N pc,"" 01' CUMB",,"""O CoUNT" ,..."eVAN"
....
ClvIl.J DIVISION
COUN'l'RYWIDg HOME Lol\NS I INC,
f/k/a COUNTRYWIDE FUNDING CORP.,
NO. :199B-2022-P
Plaintiff ,
va,
DARREN M. BECK and
JENNIE L. LAVENDER,
Defendants.
AFFIDl\V.l'I-BJRSlJANLTO--Rlll ,E ..3).2.2.J.
COMMONWEALTH OF PENNSYLVI\NIA
)
) Ss:
)
Cou"",wido H~o LO.n> , loC, flkl' coun",wido ,unding
Co,." ".in'il' in .h. ~V. ,c,ioo, .... for" .. O. ,~d'"
'h. cr.ecip. 'or ,he .,i' of E..cu'iOO w', .iled .h. .0110win9
io.",..,iOO conc.,oi09 ,he '0.1 properlY 0' o.rr.O H, B.cK .od
J.oni' e, e.v.ndor 100.,od a' 41SS Ki,ea,ion, o,iv.,
Mod"o",.u,g, ,eoO.,lvaoi', ,od ,. ",,,0 .ullY d""i..d .,
follovlS:
COUNTY OF ALLBOHENY
'L. "". RIG"', TIT.E, ,"'..... - C.." 0' O....N .. .EC' -
JENN" ., ..VENU" 0', ,N _ TO TB' 'OL...'NG O"C"BEO
PROPERT'l1
... THE F.....'.. o"c,'B'O .... .,T.T' SITU"'O 'N ...
....'NI' OF ....O.N, coUNT' 0' CUMB".- - COBBO""." .,
.....,ev"'" NAVING ",,,'0 TB..'ON A o..e.'NG B.,.G KNOwN -
NUMB"'O AS .,S' .'TT'T'"", O.,V', N.CBAN1 CSB""G, ....".V""
,lOSS, o.EO '00' VO."'" ,29, PAG' 29" .AR". NUMB" 10'" .,,85 .
152.
.. ".. 0'''. aod .dd'o'. of lh. own.r I' \ 0' repu,.d own.' I' \ ,
Darren M. Beck and
Jennie L. l,avender
4155 Kittatinny Drive
Mechanicsburg, PA 17055
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