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REC'ORDATIDN REQUESTED BY:
, ;,n.nci., "Ut. Comp.nW'
On. W.., H11lh II...,
Clfll"., PA tlo,~
"( ~! r n
'.f.lr:( r. .. ...\.."
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. ,."" ,. ,)r D€lOo
:,\:" ';;''':!I~ coutm "l'~
\,' " LH.. ..~
'91 FEll 25 AM 8 37
WHEN RECORDED MAil TO:
F1nonel" T,u., ComponT
On. W.., HIgh II'H'
C..llil., PA ITO'~
SEND TAX NOTICES TO:
K.nnflll L. MOlItll. Jr. end K'lnT A. M.lle~
III Slfl. ROOd
M.chanlclbuIg, PA 11051
SPAce AIl01'1! THIS L1HE IS FOR RECORDeR'S use OHI,V
MORTGAGE
THIS MORTGAGE IS DA'TED FEBRUARY 13, 1997, between Kennelh l. Mallek, Jr, and Kalhy A. Malick, DWner(.)
I~ lee almp:e, whose add,ua la 1~S Stale Road, Mechanlcaburg, PA 17055 (reretrad to below a. "Granlor");
and Flnancla' Trual Company, whose addre.. I. One Weal High Slteet, Carlllle, PA 17013 (rererred to below aa
"lender").
GAAHT OF MORTGAOe. For v,'uabl, eonlfct.,.t1on, O',nlo, GI.nls, bI'Qllnl, Mill, con'J'YI, '"'ant, tlan,'.", ",....., conftrml and
mo,lglOII 10 lend",tI 01 OI.nIOl', flg"t, MI., ,nd ml.re"lfl .nd 10 th. IOUowino dttcnb.d 18,1 P1OOtfly, lOOtlhOf ''/llh .n '."hI'1Q 01 SUbHo.1l.itn"V
"fGIOd Of .ftlll"d bUltdlngl, tmp/o"'emenls and IIduIH: ai/ stlMII, ranlt, IIIOy!i. P""~", and Will.,,: aJI .u.ments. tlQtlls 01 WIY, all ',b.fll4l"
PIIVlleges, leolm'''IS. tllI'dllam'nh, tlno IppuII.nances tn"lunlo bofongu1Q Ot anYWise madl appur1lnanl ttefutter, and lhe "Yfl',lons and
10mll"0"I wl'" '"pecllhllIIO; III Willt, wII., IIgnlS, wllt.tCOUlt., 3nd dllCh 'lQhll (inCluding "ock In ubll~I Wllh dtlCh 0' 1"lQIhon /lQhlS); 'nd.~
olnftl "OhIS, fOYIU1IS, and p,chll r~'''hng 10 In. leal pIOPllty, Including wllnoul hmllllion all mll~I'.", 011, QIS. gtolhttm,1 and Ilml!al mah',s, loclted
In Cumberland County, Commonwlllth 01 Penneylvanla (lhe "Re.1 Property'):
Doed Book: Q-36 Page: 1141 Town.hlp: Sliver Spring Twp
The Real Property or lie addreea la commonlv known II 155 Slate Road, Mech.nlc.burlt, PA 17055,
0'11'1101 pt.Stnlly aUlgns 10 LIIldll all 01 O,anlo,', flQhl, hit., Ind 1n11ft11 In tnd 10 an 'flll"'O' Ihft P'OP"fy Ind III R.nll ham lhe P,op.,I, In
i1dtl !lon. 0111110' glanls 10 Linde' I Unl'Olm CommOlClaJ Cod. SI(lU'lty Inllfltlln In, Pe,sonal PIOD.'ly ana Rlnl~.
Dt!lIHITlONS. 'rne fOllOWIng words s~all "alte Ihl fClllowlng m.anlng, wl\tn uno In Ih'I "'0,108g, Tlfms nol olhtlwl,e defined In IhlS MOIloage ,hilI
ha.... Iho m..nIMQ!. a"/lbuled to SU4h Itlms In Ih, Unl'Olm CommerCll1 Cad'. All I,l8f,nces I) dollar amOunts Shill m'an amounls 1M !awful mo"",,, 01
111ft United SIIIIS 0' Amonca.
E'lllSllng Indflbftdntu. The WOlds clflSllOQ Indebtednoss" mean 11'10 Ind'bl'dness d''SCllbed b.,ow In Ihl e.tSIIMQ Ind.bl,dn8\s seellon of n'ls
f,l0lIg.10e
Crenlo,. The wOld .Ot~nfo'" moans Kannelh l" M.llck, Jr,lnd Kalhv A, MaliCk. The OranlOf IS Ih. mUlIQIQOt undorlhls MOIIQIQu.
Quarantor. T/'lo WOld ~Ol.ialo1nIOt~ mellns '"d 1n(lud" wllhou! IImllallon ..eh and III ullh. guaflnlOfS. SUf,hos, and acoonllnOdlltOn PlItl,OS ,n
eon'1ectron w'It'lI"" IndotHod(llU
Improv.m.nts. T"I WOld 'mp'Oltlm.nl,", ",..", Ind lfW!udtt wllhOul hnullhon ," ,.IShng Ind Iull.lll IMp,avlm,nls, bUIII1H1gs, SIIUCIUfM.
mobil, homti ItfI.ed on Ihe Real PIODt,ty, "CIIIIII'. Iddlho",. 'ipl'Clm.nl, Ind olh., conslluohon on IhI RNI Propelly
lnd.bl.dn...., Thl WOld 'ncHbl.dness' mtlns III PIUlClpll Ind tnl'lltl PIYlble un(/., lhe NOlt and ,"v .mounts ''(PI"~ or Idlt.~ bV
LQndel 10 d'SC"IIQ' ObbQlt!on, 01 O'lnIO, Of ..penses Incurrtd by l.ndll 10 .n'OIct ObllQlhons 01 O'lnlOl undef 1M MOItglOO. 1001lhff Wllh
1111"0\1 on sl.lCh amounls IS plOvldld In Ii'll' MOt'IQIOI.
Lind". Tnt wOt'd 1.lndet'" m'I"S 'InlncIIIT,usl Complnv, II, SUCClSSQlt Ind ";lQns. Th. Llndlf IS IhI mOl!v.gM undtt I,... MOI1OIoe.
Mortgap. Tn. WOld .~olIG.Ot. m..n.'hl' MOIlg'Q' between O'lnlOl and Ltndtf, Ind "'CIUd" W1lhoulll""'4I1On III.SSlGnments Ind *unty
1I'llll"l P'O""'lon, ,e1I1I1\Q 10 Iht P",onal PIOp"l\, Ind R.,,'t.
Hol.. T.. ""0 "NOli" m.I..I'" p'om'"e'y '0"" C"O., .g'..m,"1 dOl.d FOb'uI'Y 13, It'll. In Ihe original Pflnclpal amounl 01
"8,126.82 from O,lnlOt 10 LI"dot, 'OOllh., wllh.~ I.ntwlls 01, I.I.n~lon, 01, modl"<:l1llon, 1)1, IIAfllnt'lngt of. coMOfldlhoni of, and
$,ltlslIlullon,'Of t".. P'O/'ttlSSOlY nol. QI .glHmtnl
'erlOnll Properly. Tht WOl'ds -,.,'0"11 PfOPtfly" meln III oqUlpmtl'll, blurn. Ind Olh., .,Ite... of I*SO"l1 plGptl'fy now Of ..,.rIft owrrned
bw OtlnlOl, Ind now Of net.."" Ittlchld 01 ."'.td 10 Iht AM' PrClPlfty.'ogelr\fl Wllh IIIICCMStOnt. HItS,.nd Iddtttont 10." ttpl':~"" 01.
a"d &II tubillluhon, IOf. .ny of 'UOh P'GPtlty; Ind IOQ"~ WI'h.1 plOCM<ti 'Inctudmg wllhOul.""lahoI1 II Insur.nce DIOCMdIlnd Itfundl of
P"I'Nutnl) "om Iny IIle 01 olhlt mWOIIllon of lhl P'OPflty
P,operty. TtIt WOld "'0fMft( moIn, COllecllltttV Int Alii P'OPlfty Ind IhI P"'OI\ll' PlopIIfy
R.II"opet1y. 'ro. wOfctt "'AtII Pr~ f'Ntn II'It plOQ"ty. Inl""" Ind nghts dltcflbfd .bo.....n If" "OlIn' 01 "'ort;tQt"IIC'on
A..... Documen... Tht WOlds "Rtf.lfd Do:um.nlt" mel" I"d Include wllhoul _/nlI.tf\On I' Plf)mr)'-OlY no,", Cftct.l I,,",","". lOIn
Igr~. MWontnItI~ Igf"""ntl, gUlfI",,", IICUllly IW"l'fttnIl, n'tO/IQI01'l, dUds of "utl, 111(1 I_ 01,.., I"'ltu",,"". 8QlfiIINft" If'Id
documentl. w","- now Of' ....... ....."9. I.ecultd In COnnectton '!lIl'" '''' IndebtecJ....,
,..,.tt. Tfte WOld ,...,... lTIIIItI II pi""" 11\4 MUfI flnlt. ItwnUft. Income, "'un. loye""', tftlt
"'-'Y.
lod366,. 744
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__~04""--I~
MORTGAGE
(Contlnu.d)
Pig. 2
-~a~;:o.,
THIS MORTo~oe, INCLUDINO THe ~asloNMeNT OF RENTS ~NO THE SECURITV INTeReST IN THe RENTS AND PERSONAL PROPER TV. IS
DIVIlN TO arCURE III P~YMENT OF THE INOEBTlONUS ~NU lal PEAFORM~NCI OF ALL O8I.IOATIONS OF OR~NTOR UNDER THIS
MORTOAOE ~ND TIll nEL~TeD DOCUMENTS. THIS MORTD~oe IS DiveN ~NO ACCEPTED ON THE FOl.LOWINO IERMS:
PAYMENT AND peRFORMANce, F.oeplu OltlefWISt P'Ollldtd In thil MOflg.g., O'lnlOl IhaU ~IV 10 l.endo, all .mounl1l~lJfld bV Inll Mottg~ge
II 'hi'll bfCome dUI, Ind Ihlllllrloll)' petlOlm III 01 a,aMIOt'I ObllgIIIU"' IJndt~ Ihil MOIIAIgt, ,
POSSelSlON AHD MAINTENANCE! all THI! PROpeRTY, O'.nlor IgI"I Ihll Ollnlor'" POU8Ulon Ind USIt ollhl P'op,lt.,. Ihall bl gOll,mld by Inl
loUo'NltlO ""O'M'Cl'll~
Pa....lIIon and UN. Unltlln dtllull, OlanlOf may 'tmjln In POIUnlon and conl,ol 01 and opI/al. .nd mlnag'I~. PfOPllty and collec' fh,
R.nll from I~ PloDllly.
Duly 10 M.lnl.,." Orlfllor 11'11)1 mllMl"ln 11'1, PIOPltf\; In I,n,nllbl. condllton 1M promplly perlolm alt ropal'I, l,ploICtmonll, and m.alnl,nl"\C'
nICon..,., to PIII"lI' III v"lu.,
H,U,doUI SUb.lane.., Tht terml .hala/dOl,I wall',. "h,la'douI lubSI.nce," "dl'POUI," ."'.ast,. Ind .,hl'.'entd 1,16U',. as uled In IhlS
f,totlg.1g., Ih..1I n.a~' Ihl 1<11n" m..Mlngs is "I 'Ol!n m ItI. Comp'en.nll'." enV1lon~'"'.1 AesponSl, COmptnsabon, and ll.~1I11y Acl ot 1960, I'
.mIM'd, 42 U S,C, S,cl'on 9&11, 'I $.q. rCERCLA~J, Ih. Sup,rlund Amendm.nts Ind R81UlhO/Illhon Acl of 1986. Pub, L. No, 99.499
t"S"R"~), I"', HllilldouI M.1I"IIII r,.anlP:Jrlallon A(:I, 041) U S,C, Stellen 1801, 'I stq_, lh. AIIOL-ICe Cons.r\lltto" ."d Aeco....'Y ACI, 42 U SC.
Stollon6(l()1, II '''q, 01 olher ,gppIIC.bl. 11.11. c, Fedlrl/lawI, 'Ults, Of '~ul.hon, tdoplod PUllulnllo Inv at th, IOttgOlng Th. I.,ml
.hIL1Idou. wasl," ana .hlll'COUS sUb,llnc.- I~I:IIIIO Inelud.. Wllhoul ~-rnlllllon. petloleum and potlol.um bV"Ploducl. at Iny llacIIOlllh"lol
and UbftlOS, Orl"IOt r.pI'lenls .nd w.uant1lo l.eneN/lhal' tll CUM" 11'10 P"lod 01 arllnlor's ownerShip 011h1 PIOP'fty, Ih,r. has bHn no
UII, g,n,rlllon, rn.nufaClu", Slor'Q', 1IIIIm.nl. d.SPO"', t"'I" Ot Ihrlll,n'd relta" 01 any Mllldous WISI. Ot lub:Ulnc. by Ini person on,
undet, .b(lul Of trom Ih. P/op,rlv; lbl OrlnlO( "al no ~nowl'dg, 01, 01 r.uon 10 b"I'v, Ih411hel' has been, e1cepl II pr"~~UIIV ::1:o;c!o:cd I~
I\no IIC~rlO,\'I'd~td by L,naer In WIlling, (II.. 'y u", Oln.,lt,,,,,, mlnulaClu'" SIOt.g" 1I'IIImenl, dISposal, ,.lo,U8. Oflhl'.'6"'d '81eU8 of any
".,3rdou1 Wonl, 01 lubstance on, undOt', ab,)ul Of "om thl P'OP'fly bV an~ QIIOI Ownerl or occupanls 01 Ih' P10P"ty 0' (II) any aclull 01
1"'0.1,,,.,11 ll'o3110n Of Clilln, 0' anV 11If1d by .\ny Plr10n I"allf~ 10 SUCh molllfll~: Ind lc) F.ltcepl19 PI.Vloully diSClosed 10 Ind ICknowI"IOld b'f
l.endtr !n wl,ling, (II nUllh" afanlOI fl01 any "fl.l"l, COl1lrlCIOI, IQ.nl 01 oth" lulhOtllf'C' use, 01 Ih, P'OPft,ly '~II UI., g'''''III., manu'lch"I,
~IOI', 11,.11. .:h,~ose 01, 01 role,ue a"V h.1l.1,Iao~s .....ul. 0' Sub:llanr.. on, undor, .boul 0' "0m 11'1, PIOPOI1V .nd (I,) Iny IltOh aChvlIy s"all b.
C(,IJ\du"I.IrJ In corl'~!,.lnco Wllh all .~PIICJDle led,,"I, "ato. and local IIWI. ,ogulallons Ina oldlnanCe$ mdUdl"Q wllhOul Ilmll.hon Ihose laws,
IOOll'ol!IMS, I"d o'd." l11CO\ dOSCllbid ,lbO.... O'oInlOt aul~OfIIIS loMe' and 11, ag,nll 10 Inl61 upon Ihe Plopelty 10 nla'" 'VCh 101!a>IJtK:tlons 'nd
II)SI$, OIl OI.lIlIOf', e1p~n'e, as l,nd" tfl.1'f d"tn dPP'Opfl,lIe 10 dlltrmm. complIance of Ihe Plopelly wllh IhlS 'tehon 01 Ih. MOIIg3ge "ny
1"~pi.~IIO'\I 0/ "$11 "l,ldO by lende, 'Mil be '01 Llndtr'l Du'pose, onlv Alld shall nol bl consllued Ie c10al0 Iny losponllblllty 01 ".hlhly on !he
P,lt! 01 lIP1"", 10 01,111101 0' 10 any olhllr ,,"Son Tn. "pleS'flllhons and WlfIUn/I,S Conlaln'd herem IIro based on Or.nlat's due dlllgenco In
Hl\e!.IIOo1l,IlQ In. PrOpelly lor t'1<1i41ldOus "'ashl Jnd h.1Z.1'dOUS IUb,l,lnCn G'aMol h"iby Ill) lefeales and W'IVO~ inV lulU'ft claims agalnsl
lE'",f~, '0' 1":tfl'fl'I'1y ('f Conll'hllhon In 1~111 e..nl 01""'01 btcom.t II.1ble 101 Clftanup Of othel CoSIS Undi' anV ~UCt\ 14.....:, Ind (bi Ig/"I 10
111-101"111 I, IIno hOld h,,'I"'el" l'Mer 10..\11151 any ""d i1t1 ct.!ms, 10ssoS, i1ftblflllts, dam4gts. penillltel, Ind o.pOf1SOS whitt! "endet mlY d"f'Clly Of
Indl'OCl!y ':.l,'Jtll 01 Sullo, II!lullmg hOrn 1 b"Jcn 01 Itll' seel'on 01 lht Motloag, Of OS I CC'nlllquonce 01 any IJSC', oenl)lll.on, mIIlUIIlCIUIt\.
'1111I,lg&. rJ'SPOWI. re:oll!ol) or Ih1flalenoa ,oleUe CCCUfltn\J pllOI 10 O'anIOl's owre,shlp or mle"!.1 In Iho PIOP81IV, wh'lh., Of nOllh' 11m., w..., or
~,hllli\1I1J,n Ot'.'I ~'ICW" 10 Ol.1nI01. Tne ,orO~Slonl Olli'l,' seello" 01 11'10 Mortoag" Inctudlng Ih. Obl,g.11l0" 10 Indemnify, s~all SiJllIl~fI Ii'll'
~,"'menl ", 1'l1J In.1N".III"eu ilnd l/'le sahsl3CI'01'l ana ItcOllvtYllr1Ce 01 Ih8118n 01 IhlS MOtlgllgo and ,hall nol be .ff..:lod by Lendof', acqulslllon
01 jl/ly 1'1/0'611 I" Ino Ploperl..,.. whelher bv 10lOClosuI, 01 oll1"'I\IlsO,
'~ul...nc., Will., 0'.11'110' !,""II nol CilU\'. COlldvCI or pltfmll allV nU!~onCO 1'101 comrrlll. pe"nll, 0' lullor on~' SI'lp","O 01 0' ....'.1\le On 01 10 1/'0
I'rOCI',I.,. 01 .11'\ po'I,on 01 IhO rt'OPOfl,.. W'I~oulllfn-!mo I"e gonorallly ollht lOfegolllg. oltlltOI Will nol 'emovo, 01 gl'I\IIO ,'n';l nlh"", rw!~' lhe
II(jht 10 I",nc,,,. .1"',' hnbol. ml/l0hil$IUlCludl/lQ 011 pnd QUI, 10'1. 0'8"01 01 fOC~ p'oollcl: '''"lhoUI 1M pllOI wrlltell conUnl of Lonclor
RemovII OllmpfOYfmenl,. O'illl10t S".111 "(11 domohs" 0' r.mo"e ally Imp'ovemonrs 110m Iho RUlli Properly Wllhoullhll pllOI .....,,"Ol\ <,or\U",,1 01
I ('ndo' 4s, co.,,;"'Olllo !tIn romOllAI 01 .10,. 11'1""O\'fll11"'ltl. land., moly 1:1QuuO O'anlol 10 ma~u a"ltngunlOllls SM,s'"etol V 10 t Ol1Ch)' 10 leptllc~
!ouCh !"'PIOHI,.,ttM$ ....,Ir, ImpIO'lOr'Ulnl, 01 Of led!.1 flQllill \al".
l..nde,.. RIQn' 10 Enlft. I.ondo, n.ld lIs 119""11 .llld rt"pleSll1lahus may O"'ar upol1l"o nalll P'oporly 01 all14hUOIIJtllA lunos 10 ull"od 10
It'I1Cf(!l os 'fll(lr"~I, .1"('110 l'lSPocllho I'lopollV lor ')Ur"O~8S 01 OIJnlo,'I r:Omplfance wll" 11'10 leflnl Qnd COnalllonl 01 thll MOflglge
COmpll_nCl Will'! OOv~'nmt"I'1 Requlttm,nll. P'Q1110r Shall p,ompHV COmply wllt1 IlIlawG, otdlnl\nCOI, IInet '!)Qul.'lons, now Of hel"tI" ,1'1
ElI'tlel, 0' uU {1"..~'rlllflOIII,11 "ulhorlllOl apphcablo 10 1"' u'o Of OCCuP:JFloy of "10 P'OPlfty, O'I,,'or may conl~lln QOOC1 'allh '"Y SuCh law,
l!ltM,lnco. 01 'l',lI.AU'cn .l"d WllhhQld complIance dUllng "ny p'oceedlng, including IPP'OPfllllo ODPeall, so 10flg IS OIMIOf FIlS noli/'IOU L8ndor In
"rlli"\) PI,;)I' 10 JOt!!..., SQ iIfld !oO 10119 III, in ltt"d(ll', Sole o~tnlon. Londor's Infer"" In lhl P'ope,ly 1"1 nOII'oPI/dlted l'nd'f mIY"QuII'
(J'01"101 'e, UOSI.l:10qu,UQ ~Or.uIIlv Of n ~Vlcly bond, 'lfdson..tll~ IIIIIf"'l1cloIY 10 Lend,r, 10 D10lecllltlldel" mla,..,
Ouly 10 PIOltet Qr,II110' 110'119' nOllno' 10 BbJflC1011 nUl te.1~O unPltOndOd tho PIOP'f1y. OltnlOl Ih.1ll do III Olhtt 'ell, In Iddlll0n 10 IhO\' ,clI
!oN/till" oltlO.. ,n Ih,~ ~t'CI'OIl, ....h!(h /10'" III" CI'1J'~cttf .'ld u~, (,II I". P'Opelly "f! "ASOIlUbIV ntH:4'''lty 10 P'Oltel and pt..tf~ the Pfopefly
our ON SA.U:. CONSENT ev LENDER, I,nd" tntv, III lis opl,on. docla"lmmlldlt1I,IV d~ Ind Plvablo 'II 'UtTlS SOCu/t(I by IhlS MOflgag.upu' I".
""0 01 Ilal1~'.r, NIIPI,Jullho lundel" PIIOI ....'lIlIon constlll, 01 ill 01 InV PilI 0' 1"0 RoOI P'O(ltfty. 01 any Inl,rOll"1 Ih, RN' PrOCllty A .'11I" Of
1''In!./",. f1'''I"' I"" COIII"wllnco III ~flUI PIOporly Of all'll IIghl, ,,". 01 1"'1"0\1 thelllll, Wlltlhtf tevl1r b.n.hellll Of ()qt;rllbl.; whelhtf vOlunlllY Ol'
tn'.t)lU'ltlJ"/. \\h,rh4fr b, Oulf'O'" "<110, deoll, 1f1tliitl"el1l UI, conbAcl, land ConlIICI, contlllol 101 dNd. '""hOld Inlll.,1 W1lrt, 111m "rNllf Ihln IhlM
131 ~O..,\, tflil'-P.OQI,o" COlltr"CI, 0' by !lol" oS'lonrrtnl, OIlf,lll"et 0' IIny bln.IleI.'lnl.r'IIII' Of 10 Iny land husl nOlling bitt 10 lho RNI Proptf"'. Of
by Iny glhOl m""O-1 01 COI1\Ovanco 0' AOJI ~'QPOfty In!"", II In, Gr4nlOl 11 I COrPOI'I."on, palln"Ihlp Of !lmll'd kablllty COmplny, e..ntllf also
1t\(ludu\ ;eIlY (l'1.1not ," o....(lOt~~'P 01 morll"on '....llIy4h.... Plle.nlllS" ollha voll"\l 'IOQ~. PI""""llIp Inlft"" Of II1\tftd "b.ty comp,ny 1",.,"tI,
., 'tie 1;.\' ma~~, 0' Q'IIIIG( ~IO~t"Ot, 1',ls opl,..,n ''''~ nOI b' 1.IICllod b~ L.nd8l1' \UCtl..tfCllt II PlOhlblltCI by Ildtflll.w or by PIMlytva",.
I.w
fAX!!' AND LlINS. The 'o1lO',l,lnO P'O~Slonl lelallng to lne 111ft Ind htnl On Iht P'OI)II111" I P'If ollhrt M'OtlQloe
PIY,"."t, GI'ntor ,tll_ PIV wl'1en due Ilnd In III .Vlnls PliOi' 10 dn,,"qu,ncYI,IIII.", P'yYOII ll.ts, IPKI.lla..., IIMSI",."", III-Itvl C'l'1algM
.nd sewlf WtV'C' C;h,,'ge, I'vttd IQlln')l at on t<<QuIlI 01 lilt PIQp(llly, Ind ''''all ".~ wrltn dut III cl'lm, lor wor~ do"- on 01 t(II w\t(e1
"oMl'd 01 ~...'" ''''"'Ih'd !o Ihe rtlOP8fty OllnlOl 'hralf m'II\I,U1lhO rtlOP'l1y "" 0' ,p h.nl hhl''\Q C)IIQtIIy 0\'tI OIItQUillo I". Inl~111 Of
Lt"dIf ut\dtf 11\11 "'OIlg.tge, "1;",1 lOf I~''''I\ 0' I.." Ind U\"'rntlll, nol due. "CfOl'~ IPIt hl'hl'lQ Ind<<lltd"MS ,,,.,.d 10 bel0..... '''CI
...:.pl II Ol~ 'lfo~.d In "I, IcMlOwlIlQ Plr'V'.ph
AI~1 fo COtl...., o,lnlCW rn'1 WllMOfd Ply,ng,,1 of Iny I... '$It",nelll, l)t cl.,m In Connection wIll'1 . gOOd f'll" ""Pul. OWl In, ObllQttlon 10
pt1. JO ~t\Q It Ltnd"', 1"I"Mlln In. P'OQertv " "~I fIOfll'Olld 1/ I II.n III'" 01 I' PlIfO at , '"uIl 01 rlOnplY""'1\1 Of,nlor '/'III ""11"-" ~""'1'1
(It) d..,..."" lfl4.... It,... 01, If. lit" II~, wlthtn M..n "~I dlY' I"" 01111101 P'Il. nollCt ollht Mlng. \eCu" I~ McI'ltIOt 0' ,,.,. '-tn, Of I'
"quit,*, tt,LtntJIt,_cM wlltll'l'Idrtt cas" or. lU~lIItnIC()tPor'l. IUI'''' bond or 01,. MC\~Il~ICIQf'; 10~"'Ot/I W'l.n IlTlQunt lu"<:.nt
800.13~NCr 745
.'
~-,j
MORTGAGE
(Conllnued)
Plge 3
~~'_.:=z=~==. _~
===:.--=&
_.~=
_n_
-
10 elltOI'lI'OI Ii'll hen plus Iny eosls and '"Ofl'l8YS' I,,, Of aiM' ctWQtS 11'1.. could .1CCIlJt as a '''ull 01 a fOlfCIJSUl8 Of slle under Ih, 1,,1'1, In
an.,. conll,l, Orlntor 'Mil de/eM Itsoll ~nd L.ndt' Ind ,".11 sabsfy Iny ad......,. jUdgment belor. onfOl'cemont agaln,lltle PIOP.'t'(, 0'11'1101 ,hi"
"lm.L.nd" flS an addlhonal ObllgH unde' .ny SUltty DaM 'Ufnl,nltd In 11'1, conlnl proceedings.
avldenc. 0' P,rymtnt. a/artla, shall upon l:l.mand furniSh 10 L'nde, lI!lsttOrOf'" tVldwnce 01 Piymlllfll 01 the l,ue, or .$$IssmlnlS and shill
author.,. Ihe appro.,'l.r. government,l o~lal 10 dOh\'Ot 10 ',nd" il Iny 11m. . wlIlI'll '!lIlemenl of Itlt I,xes Ind UltlSm.nlt .galns'll'I.
P,opetry.
Nollet of Contltllcllon. a'lnlOt 51'1.11 n(My L'nder I' r.u' ~tt..n, 15) dlY' belOfI I"y wOlk IS commen~.d, Ir.V "~lCts I" IU'''IShed, Of any
"'lltllals al' supplied 10 Ih, Prop.rty, II anv mlOhamc's Ittn, male"I/,"'n's litn, 01 Olhit III" could b. auelled on Iccounl 01 Ih, WOtk, ~t'VICtS,
0' mlltl'lall Ind Ihl cosl '~co.dl 55,000,00. OrlnlOl W111 upon "quesl 01 Lindt, lurnlsh 10 Lend" Id...anc. IUUtlUI(.IS IIIISI.I:IOIV 10 Lende,
lhal O'lnlOI c.t'llnd Will plV lh'I;OSI 01 SUCl'1lmplo...tm.nls.
PROpeRTY DAMAGe INSURANce, Th' 101lr.)','.'lno plOVlSIonS rll'.1h:'lQ 10 InlUMg Ih, PtOP.,fty aI, a pall ollnlS Morlgage.
Mllnt,nanc. at In.urlne., a'lnlOI sholl! prOCure a'd malnl,1n POlICIes 01 hr, Insu'ancl With slandard ,K1,ndld oO"'''lg. Indl)l'stm,nls on.
'Iplicem'nl billS 101 Ihl fUll tnsurabl. ...alu' eov.rlnQ alllmprov.ments on m, Rell P'OPetty In .n .mounl lul"cI'nllo ,vOld appllcahon 01 any
cOtnlu,anc. ClIUII. Ind .....llh a slandald mOllgagee CI.lUH In 'l"'Of' at L,ndll. Pollelt'S shilll 0' wllllen by such Insutlnee companies Ind In such
10IFn as mly b, r.asonably icceollblA In L'Mer. C:ifJnlO1' shalt d,flVtl 10 L,nd., ce,',fICllfl 01 CO...8'lge frOln tat:h ,"SUI., conlllnlllq a
II:pulJlion Ihll CQ\','.gil WIll nol De cancltll,d 01 diminIShed "",lthoul a minImum ollen (10) da'fS' pilOI wIlllen nollc, 10 l,nall aM nul con'lmmg
Iny dISCIIIITle' 01 1/'1, ,"sur.r'J IItbihlV 101 'allul' 10 QI\'O SUCh nohct. EaCh inSu'al'lC' polJCV also 'Mil Include In ,ndorttmenl PIo..,cMg l~o1l
co"',,g' In '....01 01 l.nder .....liI not b. ,mealr'd In In,;, way bV any acl, omiSSIon or dellull 01 OllnlOl or in,;, olhet pe'son. Sh~'uld Ih. Ae..I
Prop.tty .III any Ilml b..::om, loc.lad In an 'Iii dost9nal.d bV Ihe Olreclor 01 In, Federal Emelg.ney Managemenl Agency IS 11 ,pecl.11 "ood
hila/a .rll, Olo1nlo, agr.es 10 oblaln and ""Inlal"! Fede,.' Flood Insui.lICe lor Ih. 'ult unpaid pW'lClpal bitaneo 01 Ih, lo"n, up 10 Ih, ,"1~lmum
pOlICY IImlls SlI und., IhlJ Nahnnal fo'lood Ir'surl"~ PrOQram, Ot 3S olh'IWI$8ltq>llf,J by L.nde" aM 10 malnl'ln such Insulanee tOt 1/'1. '"m 01
Ih,loan.
Application or Ptoc..dl, Olanlol shall p,omplly no"'y Lendlll 01 .ny Ion Of' damag, 10 Ihe Plop,"Y I' I"e flsllmal,!j cosl 01 I'P'II 01
I('placem'nl e~ce.C1S S5OO.00, Lendel ",..ly makl prool 01101$ II Granlor IJIIS 10 CJo SO Wllr'Ml Mleen (15) d<1VS of Iho cuually, Wh"h'IOf' nol
lende"s HOwllIV IS Ul1P-11IOd, Lender maV, allls efeehon, apply thg prOCt,>ttdS 10 Ih. re:)uchon of Ihe Indebl8cMau, paymenl 01 Iny hen aHec:ling
'11' P'oporty, 0' ll'\e leslo/Jlton and tepalt ot lhe PIOPt")', It lender e'ects. 10 apply Il'le plactedl 10 ,.~lo/allon and IIpllt, OllnlO' SflllI lepall or
'OPI3C. In. d"nlJ\Jeo 0' dOSlroyed Imp/o....menIS In a rrant'el SillIstaolory 10 Lend.', Londe, shall, upo" sOllslaclO,y pruol 01 SUCh elPlIndtlUII,
pJy 0' lelmtHifSI3 Q",nlo/ I,orn 1M P'OC&eJS 10/ 1~13 rluonaOle COSI QI rOpal, or IHlol,tllon II O/onIOIIS nollO deltuU hl)lI'Ullder, Anv ploeltaS
o'IllICh n,h'e nOI O.'M cJlsbl.i'~llcJ wllnll! 180 ja~, a':" Ih811 '8Cfllpl and whlr,1' Lelldil~ tlas nol commllltd 10 11'1"10:111 or Il'iSlol"llon olin" PIOPl'lly
sMU Do llSlJ!j I,/SIIO P3y ,lily .smounl Olol'lit I(} LInder t;~jO: 1"11 MO,lgilQ8, Ihen 10 P'dP3y Qecruad 1(\II'eSI, Ind Ih. 'omimdel, II dnv, Shan b.
ilPpl;ud 10 lI'Ie PII/'CIP,II bJ',lI1C," olll'\e Indli'bt+Jdneo,s, II Lender hOldS anV p'oceeds aller plymonlln lull 01 the Indebleuness. SUCh p'OCHdS sMII
be pUld 10 O'l\nlOI
Un,~pl'ed Insurance II Slle. A.ny ul',~pl'tHllnsu'lnco Shalt Inulolo Ih. ben(/f11 of. and PiUS 10. Ihe purchase, allhu ',op.,ty co~'eled t>y ::II's.
Mo,lgaglJ III.tn.,. "<.!sroo's. S,lie 01 olMr ~lla ",'d undellhe P'OV1SIons ot IhlS MO'I9Ig.. 01 ol"ny lO'tclbSUI. sale 01 SUCh ~rOPtlty.
Compllanc. Wllt'l Elllllng Inet.bled".Q, OUMg Ihe pe/lod In whiCh any E~1511no Indebl.dnls.s deScltotd below IS In elteel, compllanco ""'M'lhe
Ir'~u/anco prOVISions cunt.llnod In lho In'SiI/\Jmenl eVll1unclflg SUCh E'~lslln~ Indot>ledr'1ts~ Sh311 conslltute comphlnco wllh Ihe lfIsullnco provISIC'n,
u1d,' IhlS MOIIQdQf. 10 Ihe IIllen! comph311C' wllh IfI. I"ms 01 IhlsMoflgG~' WOuld cons.htuht I duphclllon of In$u'Anee ,equlI,mOl1I. If .iny
plOCOOd5 horn lhs m'UlanCIiI t'lrCome pa.,.able on less, Ihe P'OVI\IOIlS IIllh,s MOIIgaQ9 '0' dlVISIOI\ 01 P'O<:tloOS shull apply ollly 10 Ihal pOlhon 01
thu prIXC"", nol P.t.,.,lbl. 10 IhQ ho/del 011"0 e ~lshn9 l"deDI.dneu
EXPENDITURES BY LENOEn, II aranlor '.tlls 10 compl.,. Wllh any p'O",ISiOn ot IhlS MOl\g~go. InCluding IIny obligallon 10 mlllrt.tm E~,S.ltng Indebl~C1nes:'o
In OOOd slandlng as leq>llfod bl)lOw, 0' II any aCllon 0' ploceedmg IS cc,mmenced Ih;11 would mllOltllly Illeel Lt'fldo/'s 1I110'os1S In Ihe PfopOtlV, Land.,
0" (j'JnIO"S Dehillt 111,1'.,. bul Sh;\1I nol 00 ,eqUl'ed 10. Ii\~O an,;, 1cllon Ihll Lell~e' deoms UpprOP'IIII, Any 8mounllh41 LeMof nlpOllds In so dOlllg ....In
hlW 1i1161051 al the '11'0 prO"'ldM t", tn IhO Nole ham the dil'e mculled 01 plM by l.ender 101/'1, ddlo 01 '"paymenl bV G,nnlo, AU suet', IHr,"fli....S...1
Ltlntfor'$ 'apl'",n. 'AlII IJ) nu paytlblo on domand, (bl be add,d 10 lhe baldnce 01 Ihe NOI., and bo 3ppOlllOnt'd among Qnu bu PI1YlIOlll .....Ilh ~lIly
InMallmlJ"1 ptty"'enls 10 bfICOlllO due eJu,mg ollMr l'llhtllcrm of Iny DPpllcabl' mJullnc. POliCy 0' (!lllhe ,e,"o."I,..O 100In 011/'10 Nolo, 0' lel ell
11".tlod a\ a tMllOOrl p.1,'T1cnl .....hICh '11111 be due and payabte alln. NOM'S maluftly Thl' Morlgage also Win secu,. paymOnl 01 thOSIJ amoullls Tho
IIt'Jhli provldpd 101 Illlhl' P,l'i1\J',Wh &httll bo 1."\ ad.HiM 10 II"., 01"" IlghlS 0' Iny remedl's 10 MI.en Londet may bo inhllod on Bcrounl 01 1M do/null
"ny \lJl:h acl.on b.,. LoMor S"illl nol bo consllued 1\S Cllllng In, dotolUl1 S.o LIS to bll L,nd,' 110m O"V /emedy Ihal II OlnelWIS' would havv hId
Glanlo/'\ obf,golhon 10 Land", 10' aU such ellp,n!.8S S.MII SU''''I..'e Iho tnlry olanv motlgage lOlfeloSute judgmenl.
WARRANTY: OEFENSE OF TITLE, Tht' fOllOWing P'O",ISIons ro'all'lg 10 OWn&ISh.p 01 the PIOpetly Ir, 8 Pili ollh'I MOltoog..
Tille, OlllnlOI v..a"lInIS lhal: (I) 0'4n10t holds gOOd and ma'kollble hll. 01 'ICold 10 Ih, PloPtllV In IN Simple, II" .nd Cr.11 01 III liens Ino
l."l('umb'3nC8s W'I('f Ihan IhO~I sel lotln !I"III'l. n.al PIOOtl1y desCllplton 01 In Ihl Emsling Indlbl'dness secllon bolow 0' .n any htre "'IUlanCI
POliCY, !ilia "po'l, 0/ final ""0 apI/lion l$Sued In la~'Of 01, ."et accepfed 0"', LendOf' tfl conntl;lIon Wllt'llhls MOIIgIg., 4f\d (b) O'lnlot h3$ Ih. IUI'
Ilghl. POWII, and aulh(jllly 10 e~eeule 'nd a.hvtllhlS Mo,lglg.lo Lendo'.
O.f.nll of Tille, SublO<:I 10 IhO e~COphO(lIr'l Iho Plllg'lph abo...., Olllnlol wallanl1 and ....'llIlol.VII dotend lhe 1111. 10 lh, PIOP"t, aOI.l~llho
la'olflul clalln, 01 III pQ(~01l1. In Iho ....enl .tnV Icllon Of PlOCHdltlg IS commenced Ih,l q~llol'l" Ollnlor', hilI Of '''' Inl,r,!.1 01 L.ndOf undtllllt1
MI')"V3gc, a,anlOf Shall d,lend lhe lIchon al O,.nIOl's ..p.nse O/lnlOI may b' lhe nomln.l 01'1y In SUCh prOCHdtllQ, bull.nelI' Shl. be
ol'll!I.d 10 PllIIlclpat, ,n Ihl gfOCOfdlnO .M 10 b. ',p""n1ld In Ih.OIOClOdl"O by COur'ls.1 01 Llndor's own ChOlC', Ind O,.nIOl will dtllvt" 01
caui. 10 be dellvo,,:;, 10 Lend.' SuCh In,lfUITl.nls 3S lend., mly ,oquo,l "Oln lime 10 hint 10 pel 1'111 Such PlrllCfPlllon.
CompUlnc' WIth Lewl, Ol"nlur wIlI,nlS Ihil Ih. PIODe,l.,. Ind 0'11'110/" UiO 01 the P,OP"1y COmpliM wllh In n'hl'lQ Ipphc:abl. laws"
ordlnlncos, 'lid 'lQulllllOnl 01 gO...IInmenl"lulhoIJl.CK.
EXi'TlHO IHOElTEOHESS, Th. lollowlng P'ovISlons conco'"'rlQ '~ISII!'\g Ind'bltd",Ss (1"'- 't11111ng Ind'bledn.n~, II' I Pltl 011"'" -"OIlQlglt
Elllllno Lien, The I,," of lnls MOtlg.tg" sec:Ullng I,... Ind.bledn.u mly b. *Clndlry ana Inl.IIOI 10 In '11'llf'lQ Il,n 0111'1101 '~O',sSl,
cO'o'l\Ints and 'W", 10 PI';', Ot Milo lhe payment 01, I,.,. e.ISIIl'g IndebT.dnl" ind 10 P'I'''l1llny de'lull on .lIel'! Indebltel""s, .ny del.u'l
undtf I". tns~UrNntll~d'ncing luch jl'ltMbltdn.u, 01 Iny dellull undlllny 's.ICUfl!y docuftltnl's. IOf SUCh Indtbl.dtllSS
DIf..n. I' lhe PI'f"*'I' of "'1 Insll.menl of pflnclPII Of Iny InltrOlI on IhO f. ~IShno Indl()ltcll\fSS I' not m'<M wllhf" th. hmlJ f'QUlltd by'''' nolt
lh'dInclng luch IndIbtedf'ell. or ''''QUId I dtfltA OCCUI' under ItI. IfIsI'umonl ~u"ng SUCh InQObI'df"IM' Ind nol 1M CUitd (tUlI"'i '1'1.,
apptcl. Qi'1DI C*tod IhIrIfn, Ihtn, lllhe optiOn 01 Llndtf, lhe Indtblld"l1S ilCU'.a b~ II.' ~Oflg'QI .".. bocOI'l'll Im~1tfy due ,"d
poyIIlle,l/Idu. "'."U....lloIbo" dole"". eooI1366'lci 746
Me .., MI~'rn.. O,ln4Ot INII "ot ..Info."", ....menl.rfrl IhI hotdtr of .n., morfOolOl Of at,. MC'Uflf'y 10'''''''1'11 w/'ItiCh..... ~IOI'ty 0\.
' ~ t.'..' '.: ~ ~ br ",*" ... "..nent " modtfttd, 'mended, Illlndt<l, 01 "~ wolhQollh. 0'11)1 w'III." COtl"",11 0' l tf~ Or",,'''' S"<<I
'.1 .jr.t!11
.',"'J.'1"
,
....\....,....
""~'-:;"-""'~''".ol=-=.~=_,,,,'U,-",--",,==~,==_.
MORTGAGE
(Continued)
Plge 4
"11111., r'QIJ"!61 no' <.lce.pl any lulu" aj"'Jr\c,,~ unat' any 'u~" Stcurlry IQtftmtnl wlltlQullh" pllor wnllen con~enl 01 Llndl'.
CONDEMNATION, TI'Io 10!10"'I"g P'OVIIIOIII IOlallng 10 Qondtmnallon of Iha Prop,rtf I'a a pari 0' Itll' Morlgage,
Appllcallon 01 Nil Proc.eds. II all 01 a"y PI/I 011"1 P'OPllly IS co"'dlm~d oy ,nllntnl domam procHdlngs 01 by any ptOCNdln, Of putChUt
In lllu 01 Cond.mn3hon, L.nd" moly .1 ,ts 1;<<110(1 ,equl" Ihal all Of any portion 01 1M "el procteds 01 Ii'll aWI/d bl .pph.d 10 Ii'll Ind.blldnlSl
or Int "P'lt 01 '''IOIlhon olin. P,op,rfy The nil P'oc~dS ollh. Iw.,d shall mean H" award affer paymlnl 01 all .clull c~ls, ,.ptnslS, Ind
allor"...,,' llellnCUlr'd by l'ndet m conn~IIOf1 with 11'10 cond.nlnJhon.
P,ocHdlngJ, if any plOCH:lmg In cQ,lc.t.mn.llOn It tll.d, O/Inlot INII promptly nOli"" lInde, In wnllng, and OllnlOf' 'hall plomplly Ilk. 'uc:h
II~I U m.y b. neo.-:.S4'y 10 deland I", IIchon .nd obllln Ih, IW&fd, O'anlO' mlly be Ih. nomln.1 PI,ly In SUCh plOCHdlng, bul Lendll ,haM be
,nhUtd 10 PIIIIOlp.l. in lto, QICiG-etdtng ."0 10 be r,pr.IIMed 1ft Ih. pfocHdlno by counsel olliS own ChOICfl', andO,anlOl WII/ dl'I~'" 01 CIUH 10
be d.II~'''d 10 Lend" IU.:h ms,lturnlnls as mly b. '.qullled by II I,om IImllo lime 10 pel mIl SUCh palllc/~atlon
IMPOSITION OF TAXES, FEeS AHO CHA~OES BY GOVERNMENTAl. AUTHORITU!S, The lOllowlng pro""slons 'elalll1; 10 gO"'lnm,nIAII.UtS, I""
aM chl'ges III " PI'I 0' Ihls 'lO(I;dge'
Cu",nl TauI, Fe.. .nd Che'otl. Upon r,qIJesl bV Lender. af.lnlor shall 'llecv!' such docum,nls, In Iddlho" 10 lh.s M011QIQ4I and Ilkfl
whllhlt Olhlr acllon IS 'eQlItsled b., I.,nde, 10 perfecl and Collllnu. lender', lien on Ih, AliI ?lop~tlIV. G,onlol Sh.llll.mburSl Llnd,r 'Ot aM
101.'i10S, as d,sCfltl.d oelo',..., logelh" ,\llh JII IllpenSls ,"cull,d In rICOIdu\\j, Plrlteltng 0' conll"uing Ihls MOIlgIOI, inclUdIng Wllhoulltm.IJlton all
".'iIltS, 'tes, dOCUml"I"y 'I.m~s, and Ol"et Charges '0' recOldm9 0' Itg/Slerlng Itll' MOIlg,tOft.
TUI" TN' 10:!:l',o,lng !lMII Conllllule la"" 10 which Ih;I seClloOIPpli's.: I.) a specific II. upon Ihll fyp. 0' Morl9age or upon all Of anV PII'I 01
Ihl tnd4'lblejness Secure::J by Ihl' Morlgage; (bl a speciflO tall on GrlnlOf' whiCh OllnlOf IS .ulhorlled Of ,eClulIod 10 dllduol 110m paymenls on In,
Indeoloof'leSS IKu'od b~ Inls IyQI of MOIlg.lgf: leI t '''.Il on Inls ty". 0' MOflg,,~ ehlltglable a".1If'lSlll'l8l.ndel ()( Ihl holder ollhl Nole, and
tdl4 SQtel/,e taw on all 0' .:In,; ~ofllon Of l'le Indebled~ess or en pa'/mtnlt 0' !'Jllf'ICIPII anGllnl.,..1 midi b.,. GllnlQf.
Subllqut,,. Tlw". II any lilll 10 wh''"'l !hlS ,echon apphfts II .naoled SUDstqu,nllO Ihe d.le 01 11'1" MOIIg."., 11'111 e...enl Shill have Ih. 5.1m.
0"001 as 11'1 E\o,"1 0' D"av.I (as del,no.., blJ.~w), and Lendor may IxerClse .n'{ or aN 01 lIs .....II...bl. remedtlS '01 an E\t1nl o~ Oefaullls p'o,.d'd
b.low UfltSS OlonlOl lhlnc, (a) pay, Ihe laJll oe/Cl8 II becOfT'es dall/lQuefll, 0' (b) conl.sls Ih, laJll as plO\'1dtd above In lhlt Tales and l'8n,
sur.llon and dfJ)oS,I, ""'11n Llndor c.tsn 01 . lul~Clonl CO(Q()IQIO surely bond or Olht/ SDeWIIy SlllslaCIOry 10 lender
SECURITY AGREEMENT: FINANCING S1 ATEMENTS, The 10110wlno plOVlS'OI'lS 'liMing fO Ihls MMgagl! .1$ I slIeu'"II', aO'Hmlnl ar, iI patl Ollhl$
MO"O,lge.
Sec:uruy Aglumenf, Tn's ''lS!iumtlrl S'"',JII conslllute a secullly ~g'oetrlenllo Ihe ..Ienlllny ollha Prope,ly conslllule, Illl1ures or olhe, porsonal
propel"', oI'1d lilnJCII !otl"li r,hi ,1I! of '~e lI~hlS 01 a lecu'O~ pa',y lJndO' I~e Unl'o,m :omml/Clal Code 1$ amendod I,om 11m. 10 limo.
S,cUllly Inl.reSI. UPon 'eq',;O!:.1 b-( len.:ltll, alllnlOI SfI.III 8.'i1l1Cule /11\11'0(1,..0 slalernttnls Ind Ijtl,e "I'ale...e, olhl' Ichon II reQuesled tl'p Lendar 10
PlitlpCI ,1".:1 ~:)nl,,'~e ~"Il(JQr'<j ~l'<'"i11lly ,nl~'dsl ,n IMp A~nh ane! Pe:son.u PrOPIlly. 1/\ ddcllIon 10 rtcOldlf'IQ Inl' Murloage In Iho loal "Icpolly
'~':or:1:'., ~C":"" '~'.l',', ,'I ,l.~'" h~o .11'0 .,. !.'1c..! !oJtlhm ,lultIQlllallon I'om O,a"lor, 11I0 elloc.lled counle'pol,ls, co~ JI O' 'eP'orl~cl'on\ 0' In.s
MlJ'I;}JJE> .u " ';";1nCII:J !oIJI"'Tl(HlI 0'3110' S~,,,I/ lelmt;lUr'lO LencltJ/ '01 aU e_pol1sO$ mClHl&d In pelltchng Of cunlmu'l'g Ihl' sO('uf!y 'nl("t'S!
UPO'I (IOI,1~'1 (1io1nlDl ~n111.l$!or'nb!e Ihe i'llsandl P'Opcrl,I.1.1 manrl,1 and II a place Inat.on<10Iy ~onV("~lonllo 0'111110' and LonUm "rid "'-.lIe II
,1'..lII,IDo 10 L,1:l0e' ....,In,1\ Ih'el] 131 dil~S a'le' 'oce'~1 ol~',lIen rlomand fr(.lm I.endor
Add,.ulS. T"'e m",),no iH1'j'o!.!.e~ 01 a'alllor 11('010', aM Lonoo, (s&Curod pa,ty), "om whICh ,"Io,mallon conce'''lnO Ihlt ,oou"lv m:o'(lsl
gtill110d bv !fl'" MO'la,lQI~ nt.H' ue OblJII"\od (ooer, as leQuI1DO hy 1''1\1 UnllOlm CO'TH"~erClal COde), Ir" as sllllod on 1M IlIsl Pig. 01 tnl\ "Oolg501
FURTHER ASSURANCES: ATTOANCV..IN..FACT. Tht] 'OIlO'Nlf'lfiJ prOVl!.lc',S ,01.1llng 10 IU'/hel aSlUIIncos and artOlnOY~IfI~'IICI 01'0 .. pall Of Ihll
MOII\lJJI)
f'urthe, AS!ur"ncu. A11111i' I,mo. aM from Im1(! 10 Ifn', upon IIQUOSl 0' londal. Qt.nlor WIll '"lIl1e, 8.'i1ecule and doll\..r, Of Will ('3~SP 10 oe
n'.:tdtl, 01i'("lt'd 01 01,'1".1"0,1, Ie LOilClO' CI to lorWel's UO~I~l1oe, Ind ',o,-"on r~Que!.lod lJV Londo/' Cali,e to bo Il'ed, 'ecorrlOJ. 101.',10, 01
""l}cO'do\1, ," 1'(1 C.1',{'I r1l,1, h' III !.~J':" 11I"G$ ilnd III ,>uen 01111:'$ ,}nd OI-lC\lS It.S lundor may deem appIOIl/ll.llll, unv a"lJ 011 suc" 1lll."'l}3\lO\,
llt"11JS 01 hH~,1 h":II',I,t ,11'1)0':0. ',f'>Clilt!, ;liJ'~'ornflnl\, ',n,lnr.'I'g ~1,1!l)mOflIS, con!lnu~l;on 'talomcnls, 1I\~I'u,nonl!.o' IUllnQI "SSUI3n<:0, Cfl1hk,Illl!o,
"'lj 0'.'':1 -J':";ojlfl('IlIS ,IS mil',', 1I1 Ir-(I ',',' ~'p""on 01 L(lndCI, "0 "'~OSla')' o' dO\l'l1bfU lI'\ Old"., 10 elloeluAlo, complulo, Pt'III"I, r.on"I~IIt1_ Of
Die',o'~t' loP I~" I)bf\lolhOlls cl GI<111101 JlldQ' Ine NOlO, Ih,; MOIIO'".,e, 11'0 Ihe Relaled Oocumenl$, IUld IbllhtJr I,.r\\ o1nd '"eullly ullL"L'S!S
C1r,II.'cJ tiv !tI,.. ~U'lq,IOP aI' ''It' ~IOpel!", ,\ihOlr'OI now 0"""01.1 01 h"',1110' ocqUI/Od by O'Inlor, UnlllSS PIOhICII." to) 'a....' a. il~rHtJ 10 Ih,
eor'I'iI'~' 0, lOnrlO! ," ....I'llIlr). O.Jnl..... 'loh,lll .tlmbU/58 lende, /m illl CO\IS anj lt~penlCS !I',cuffed In connecllOn wlln ll.IemallerS.fl.rrCIJlo.nll..\.$
Pil'ili.I'<lpn
AlIo'neY~ln..Flcl. 1/ QIi1llfor 1.111, 10 UCJ ,1ny 01 Iho Ihtng!lIUler/vd 10 In 1M p.ecedlng P31Ig/Qph, LInde' may do so '01 and In Ihe ""In, 01
(i'.JPlo' IIfld al a'oJ'lloI'S 'HD(','se For Such PUIPO~Ol, Orllmor hell~bYlfle"'OCabl., appomls l4nd,' 1,\ O,anlOl'S '"o'neY~I"-laCI 101 ,,,. pu'pO"
01 "I"~.r.~, V1t1('\,h'O, Ocl'\a',110. !llIng, '&eOld,ng, ana domo ~II olhe' Inl/\QI as m,y be necessa,y 0' datll.blt, In lena,,', SQle opmlon, 10
.lr.compl':,n t~., '''JPe's 't.,I~'ff(ld:o In Ih~ P'OCOdll'lg P,1'3(J',lpn.
FlU. PERFORMANCE, II Q/.:I11101 P'lYI aU lho IndObled"", wnon dU'..nd ol~erwlle Pftll)tms .I11111e Obligations Impostd upon G'lnlo. unafll Inll
P/orlg,1\jtl, LendCI S~JII ij~t.1C"I~ .:Ind doli",SI 10 UI,nIOI I su~!"'b!o Salls/aClion of !fllS Morlgilge and ,ullabl. SlJlemll'nls 01 IClmmarlon of an' hN~I~
\Ii.lIOI"~'1l1 on ,,10 ~\h,h<t1.CIIl(J l(Hldij.'s t,ocu',I1' ,nl"oll HI Ihe nOnlS and Iho Porlun...1 P'OPIJ/I)' 0/1"10' WIll ply, II p"m'ltlJd bv IPpllC.bte ~"", In.,
Illa',:jnaD'1l h,l'mlf!.1I'0Jl 'l'\' in dt'!llftlhf'od byle'lder "om "me 10 limo
Dl::'AUl. r, EaCh 01 !"e IOI'J;o"IlQ. all~1J oplion 01 LendOl, shall constllule I" '\(jnl 01 d"II~ll l'tv!),,1 of Ool.ull"l und~ Ihls MorlOIg4t
De',ull an Ind.bltdn.... F o1llu.O 01 G'JnIOf 10 ma~. ,Jnv oo.,monl whon d~. on Ih" IndeDleof'l'!.s
Oel.ull on Oln,r Plymenls. ril'lurt Of O'.InIO/ wllhln I'" I,m, "Qv:r'd b., IPI:s MOI'V'Qlf 10 m.l,' .ny I:Ia.,'nolll 101 !aJll" 011111"",,", 01 Inv
01"'01 01.,,,..,,, ".(t"llIr~ 10 P'fht"lI '11lr1Q 010110 ,lttlel d'~chafg, 01.1'1'" l.un
Com~Il'nc. De'",u, F'llllu,O 01 OronlO/ 10 comply .....llh .n.,- elhf!' 10l/n, OtlloQlllon, Co....n.OI or COnd,Ilon conlameet In 'h~ MOll9lOt In. ~Olt Olin
allY 01 Ihl R.II.d DocumenlS
'''M''lttmlnta, AnV *"'4nl." 11'"I""'lllon 0' IIlllmenlln-ldo 0' ""fl'Ihld Ie. L.ndtf by 01 (In tl'''11l 01 O'I"lOt u'108f It\ls ~OI19.gt, I~
Not' 0111'\8 RN!'d OO(Ul'\ln~ II III~O or """,..dlnq In InV l'I"al'II" '"PICI. Itl,.., now 01 .1 ItI. "mt m.ff. 0< IUII',,"-d
OIrtctN. CoftatttIUUUon, Thl' -"OIlQ.ge 01 .ny 01 Ihl A".!Od OOCul'\"lftnf$ (flU", 10!)f III 'ull 10'C' Ind "'k.!(:~_"tQ lattl""'\8II~ COll.lfI'.
dr,ICumen'tlo aNI,. v.lId and pel1tella '~U'lty Inltfe\1 OIl'flnlllany fIll. a!~o tor t'" 'o.a"on BOOk lab<<),a 1'1-'
DNlh Of InlOtvency. Tilt ,,"I" of 01'1'1101, I". .nSo'\ft"Cy 01 O"nlo., IhI Ipp()nl",.,." 01 I Itc....Ot lor In, Plrl Of Gt.ntgt', gr('lpfltl-, ,..~
..tAJ"~ lor IPle _lfftf Of Clldl'0I1, .ny I)'1)tI of CI~'Of 'IlliOl'.OUI, (It 1t'4 commen(elf1llll Of 1r1) p'oc..ono U~ In, bt""uplC'<, Of ,.,,""'.......,
"WI bt 01 IQ&lnIt o."nlOl' UO.....'/WIl', '.... dMlh 01 Iny Glnlat w. fIOf be In f\..nl 01 O"tull " ., a 1"'11'1 of ,.... clN1P\ Of "'1"1(11 I,..
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._=~....~
o
'"
MORTGAGE
(Contlnutd)
PlOt 8
---.~~ -
.~.........,=~~-
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'-
Indebted""' it fully cO\'II.d by CI.dllllle IO'UI,ne..
'of.aloaurl. 'o".llutl, Illl. Comll\lncem.nl 0' lort<;losur, 01 lOfflllUII pfOCHd.n;" whether by ludlclal prOCHd1r1Q, ltll~t\.,p, "po""llon Of
Iny Olk., mllho.l, by.ny nr,d,lot 01 01&0101 01 by Iny govlmmantallgtncy 19a1nsl.ny of the PtOPI'ty. How''/4"lhi' tubHCllon ''''." "OIIPP''''
In lht IVlnl 01 . oood '.11" ("S"UI, by Ollnlol IS 10 In, vllldlly ot r,a'ot.'bltn", 01 lhe claIm WhiCh I' tn. basil ollhlIOlICI....Uf. or fOfeltlhu,
"rOC_dIng, PIOV\d'd Int' a'lnlOl 01"" L.ndo, WI'"." nollC' Olluch ell'lm Ind 'ulnlltln '",rvlll 01 . IUfOry bond 101 In, clllm sallllaclory 10
Linde' .
I,tech of Olhlt Au,"m.nl. Any b"ICh by Ottnlal undlH Ih, ,.,ml 01 In,; olPJIr IO,"menl b,twH" 1311"'01 and Lend'" thai IS nol 'omech'd
'o\I1lhlO Iny QIIC' pltlod p,oVld'd Ih.r.,n, Including wllhoul ItmllAbon .nv 'O'Hmenl conctlnll'lQ anv Ifldlbl'dnn, Of 011\., Obllg,l,on 01 O'lnlOf 10
L,nd." wh'lh,t 'lUlling now Of 1.,."
I!lClltlnglndtbttdntu, A. de"ull 11\1\11 occu' und.t .ny e.I'h~ Ind'blldn", Of uOdI( .ny mlllum,nl on Ih, PIOptrty ,IQUMg any e.,shng
Indeblednes', 0' comm,n-:.m.nl 01 "ny 11I11 Ot 011'1" Icllon 10 '0'1C10" Iny 'Iulb"g IlIn on lhe PIOP"ly.
Ev.nt. AtflCllng QUI"AIOt, ""y 01 Ih, PI'O'dlng 'lJ.nl, OCCul, With "'Pecllo Iny Ou.tl.nlor olln,/ ollh. Ind.bl't1ntsl 0' an)' :Ju"anlo, dill
0' tJtCom" Incompel.nt, Of "IJO~es Of dlspur" 11'1, validity 01. Of !lability !,mdt/, any Ouatanty 01 11'1. Ind.bl.dnoSS,
InMeUtlty, Lind" In good 1111" dMms IlstlllnleCUlI.
RIQHTI "NO AI!MEOU!S ON OI!FAlA. T, Upon Ih. uccun'I1CI 01 Iny I:v,nlol Olllull and II any Ilmt Ih"'ilt", I...nd." 11,1' option, may ,;(etel\l
Iny on, Ot mo" olin. lOllowlnQ IIQl\tland "m'dl", in addition 10 Iny olh" tlghll Of 'Imldl" ploVld.::J by Ilw:
ACClIl'htre lnd'btedn,as, Subjtcl 10 IpphClbl. I,w, L.nder ,rljl hiI," Ihl rIghl.1 ,Is op~on wllhOul nalle. 10 Of.nlOf 10 declfll' Ihe enlt,.
Indebt.dn." Immeditr,ly due and payablt.
uce Remldl.., WIln ItSPICt 10 IU Of Iny pall 01 Itlt PllIon,1 Plop.,ty, L.ndtt ShaM n.VI I!llh. tlghls .nd "medII, of . stew,J Pltty und"
Ihl UnllOt'n Comm"CI.11 Cad.
Collttcl R.n'l. Len:!" shall h..~'. Irle flghl, wllhOul nOliC' to a'lnIOf, 10 lak, POllleSSlon 01 'h. P'op'fly Ind cOllecl Iht Rtnl', Including amounl~
PI,I t1ut Inri unpaId, ana.upl.,. Ihe nel prOCHd\, 0....' and above Llnde"S oosls, "gllll'llh. Ind.bl.dn.". In 'uIII\"lnc, ollnlS tlghl, t.endOl
m,y "QuI" an~ "nanl Of olht( UII' ollhO Prop'fly 10 f\'I.~. plym.nl, ot Idnl Of use It" dttlCltV 10 L.nd", U Ih, n.nl' II' colll4:lttd bV 1.,nd'l,
I"tn 0'''1'110' 1"....OCilbly d""Qnalt\ Ltnd" U Ol,nlot's allo,n'''''''ln..l.cl 10 '"dOt" Insllum.nls IIC.I....d In paVmtnl In",ol In Ih. name 01
O"rllo'~nd 10 ntgOhalt Ihl sam, and ocllec:llh, proceeds. Paymtnl, by I.n.nls Of olh" uH't 10 L,nd., In response 10 Lundtl" d.mind ,nail
saltsty '1'1, otll'QJIIO'lS 10' olinlcn the paym,nts .:II' madl, whftlhll Of nol anV ""op., glOu/'Ids fo' 11'1, d.mand 1.1SI,d, Lend., mlY 'Ilt'CI" II,'
IlgnlS undo' I"IS 'UtlPir.lQra",n '1Ino, In PUI,on, bV lOlnl. 0' 1/'lIough iii 'lH:'.~"
ApPOint RteelVet, LOl"d.' ,1'1111 tI"..." Illd fl~hllu ha~. 4\ I&CG:ver apPolnled I~ lako ponll'fon olin 01 .nv PI,I Ollht P'operly, Wlln ''''' pOIli" 10
p't)tctcl and plQSehO Ine Plopon." 10 operala 11'1. D'OPI"I..,. plle.d,ng tOlICIOSUI, at Hit, and 10 COlltellh. R'nl' 110m II'. Plope,ty Ind apply'"''
ptOGt,d,. 0.," Ind .lUo..e 1/',11 GOSI at Il'le rec,IIJ.,sh,p, aQal"sllh. 1"l.Iltbl.dnlu. Tnl Itc..vOt m.v ,.,,,, wllhoul bond II po' milled b) I.w
LtJ'llclur', IIUhl 10 thu llPPOllllmllnl 01 .l 'ftC'I,'UI ~ha!1 "_lsl whlltle, 01' !lO1 Ine 'PPIII"I Vllul OIII'l.Prope,ly ''I ,,.ds Ih. IndeblOt'JMIS!. by 4
Sl.IbM,'\tl!o.,J amOllnl El1lpIO,f1IolI'll by londer sh..U 110r (J;$QU.1hlV a person Irom $8'...lng is" rlCll""
JUdlc:111 FOttelasuft. lendOI r"IIY oblaln 4 IlJd;C1al d&:r08 lo,ooIOSI"9 G,anlor's ''ll.resl in III 0' iny PQrI ollhl PIOpt.ty.
NonJudicial 5.,., II PUtrT!III'd by applJCllble law, L'f1der may loreelos. 0"0101" Inl.((;II1O III Of 1M anV PI,t Ollh, POIson.1 Prop.'ry at IhO FteJI
Plo","y t.ly 110nJud1cl.ll SuM
o.rlClenCV JUdgment, Lenn" mi1V oblQln iJ ludgmenl 101 anV Othc'ency l.m'lnln; In the Indebledn." due 10 Lend" I"" .pphclhon 01 "II
.moullls leeelVvc1l,om ,''. OI('rerSI ollno lights proV1dod In 111Is ltellon
renlncv al SuHtflnce, II O,anlo/ I.mllffl' In pos18Silon 01 Ihe PIOpOlly fI"e, Int Propelly IS loId U P'OVldtd ftbOvt Of lend., OltlfUWI'.
Detomos IMllled 10 pone$\lo(1 at tho Ploperl..,. upon dolault 01 O'lntOl, O'lInlOt ,h411IJecomo. !tnltllal sufftlanc. 01 Lend., 01 In. pU1Ch.1:,,,. of
If'1e ~roperlv and sn.1l1, al LenJe'" OpltOll, 811hnr (0) pay a ,eal0"atll. renlal fel 1111 us. ollh. Ploporl..,., 0' (bl vACalo Ih. Prope,'Y l"1mO(11QIOI.,.
upon IIle domd,nd 01 Lendol
Olner RemedIes, LoMor V~dU have (III 0111" tlQhlS and remedies prolt1ded In Ihl' MOfIOlg. 0' 1/'1, NOI. 0\' aVIII.blt .1 law or 1M .QUlI..,.
511.0' Ihl Plope,tv, To II', ....Iont p"mllllld by applicabl, law, O'anlo, h.,.by WIIVIS .ny aM 411 'lghllO P\If~ In, pfOP"Iy ITlI'snaUld In
,.0,ClsII10 II' r'OnlS .1nd loml)d,os. Londo' Sh.:lll b. "" 10 \011 "II Of .ny p,,1 of In, PrOpt"ly loglltl,f 0\' Slpa,al"y, In one ~.. Of bot ,opllr.1I
1,.J:e\ Lanot' ,nail bo e"IIII,d 10 bod ,tl Qny pub!te sat, on III 01 any POt lion olttl. P,op.rly
HOlle. or Sal', Llndol '1'1311 give OrllnlOl 'ouon.ol. nohe' ollh' 11m, and pllCI 01 Iny pUblIC "'Ie oll~ Pertonal P'op"", Of 01'''' hme '"If
"" hlch t1In'f PII\',II sallt QI ol~", mlOlldod dlSpollllon 01 Iho POI'On.1 PrOPttly IS 10 bt rNId1, Unl,,. ol"lfw:s. '.qUllt(l bV Ipphelble taw,
'.a'O"iltll. "ol,c19 'Plalll1\tIi1n nollCO glvon 1ll,asll.n ( 101 day, oolor, Ih. lime 0' the Ill" 01' d1SpOlllron
Walvtt; I!ltctton 0' Remedl", A. WQIVel b'f Iny pally 01. bleleh 01 . O'OVISIon olthl' MOflOI'" ,nlll 1'101 CO"Il1lul. a WIIVIf Qf Of P",udteu 11'10
OiUly'~ IIQhlS olnelwl'" 10 dUUl.lnd '"ICI comphane, wlltllhat p'Ovl'lon t)f .n~ 011'111' P'(fVl"on Eltchol'l bw L.nder 10 pUIIUllny I.ml'd.,. '~ll not
elCf",do pursu,' 01 ,1ny ol~" r,m"d~, Jnd an ,llCtlon 10 ,"I~e ..pendIIUftS Of 111k. .ebon 10 plflOl'm.n obhg.110n of O,.nIOt undtf' ,".. MOttOlg.
.t1er l"llure 01 Ol.nlOl 111 p'IIQlm ~"411 nOlllll<:t LlnIJ4t1'S IIghllO decljr,. d.'.ulllnd '."CIM ,f1ltmtd1ts undef IhlS MOIlgIQt.
Atlo,n.y.' F.u; ripen.." II Len\1'f InSltlulo' Iny sU11 01 Icllon 10 .nIOlC' Iny 011'" ltfm, olttus MOflglge, I.InCftllhtl bI,ntlllld: 10 11C~
,ucn IU'" as Ih, cuulI may .dludg. 'easonlbl. IS Illorn.v" I", .11'111 .nd on any IP,:III. Whll"" Of nOI any court lallen " Invotved, III
101\0nlbl, '-(It''''S tOClUtI.d by L.ndtf Inllln L.ndll', opinion II, 1\fC""'Y atlnY'me 101 the Plolec:lton of !tIlnl""1 Of IhI .nrOl'f:etl'ltl'll of
dl ligh" SNn bleam, . Qlrl ollne lt1dlbl.dntss pa.,.,bl. on dtm'nd Ind sh.. bUllnltf~1 "om lhe dal. 0' ,Ipencllu,. unlll 'tQltClI allhl 'II'
P'Olt1dtd 101' In lhe NOll. e_pentot co...".d by Ihlt P"IOllph Ilt::fudl, wllnoul "",,1\01'1, ho~ 'ubjlCt 10 tny ktnlta unes. .ppIQbtt "w,
L.ndtt', I"OIn,)'I' '"' and LlndeI', 1tg.1 ..p,n"I whllh., 01 nolll'lll. I' I ""ud, Includrng ."OlneY" .... 101 blntl.,uptcy J'fClCetGl"91
(Including , "Of I' 10 modi,.., or \lICII' .ny lulomabc "'Y Cllnlunctlonl, IPO"''' ,"d In., .nbClp.l~ (lO\I-lu<l9,",nl cOIItCton Mf'VICM, tht Cost of
"1I~hlnQ 'fCordt. ObllJlltng ,.. 'lPGI'll (Includu'Q 'OtICIOIUt' ''POlin 'Ul'\'O't0f,' f'Pot", Ind ,pplattal IMt, Ind ~'" 'ntUl'lnce, 10 the ."."t
pttnvltM by '~lIl1w, Gtlntor.O d PlY Iny COu" COIlt, In Iddollon 10 " olhtf ,um, p'o~dtd by '&W
flOTlcal TO _TOR AHlI OHll 'ARTIII. UnIeU 0'......... ~'O~doO b, "PO""b~ ~w. I., .0"', undtt ''''' l,IOIlgagt.... Ilt ,n "'''''0.
""y be tint by ........tMt. W.,... be .,..,...hen IClualy d"VltItd, 01 w....n dlQOt.llld Wllh. nallona~ .ecog"'ItG D't'tf"'Qh' tN., 01', If
-. - lie - ........ _ dtpootoclln 'Ile UMtcl SI&I" "'" ~" ,~". ...~I>td 01 '''9'''''''' ..... _.. ..."'..,. ""_ 10 ''''
_III" -.. - "" lIocIIN*'I '" "'" MOl1gIOe, M'/ polly ""' C/II.. ," IdCIo... 101 ..- u_ ltIo. MOIlgagt by Ql'III'9 ......' "',"'"
.. """ Ie............. ~...... p_ '" Iho .- "'0 '.....1.. 0."'" .dCIo.... At COO'" .. ,_ ~ lol_... _om '''' _
.',"'~ .,. .'.......,..~....jlItortlr.......M<<IgagI.,...M _IoL"",', _"',., ......n _.... ~"Q 01''''' l,I",,- '01_ 0..0......
. .'~f'(.;. looa1366,aca 748
MORTGAGE
(Continued)
Pig. 6
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O,.nIOl .g'NS 10 It..p Llndtt Inltlfm.d a' IlIllrMI of Orlnl~'1 cuu,nll.lddflU.
MIICI!UANIOUI PROViSION.. Th. rOfIQwl11Q "."telll1anlOU1 p/o""lcm' a,. . PI' I allt'l! MOI'lg.gil:
AMendm.nt.. Thil MortGagl, logel"" with any RII'l'd Oocumtntt, ea"thlul" In. ,,,h'e urldtfttlndlng and IO'Mm.nl ollh' PI,lIet II IQ IN
maHI" ,.1 lOtll\ In INS MOt'lQag.. No 111'ta110fl 01 or am,ndmtnllQ thlt MnrlQIQ' thaU b. IHlICltl\l' un"" given tn W/,llllO and slgnld by lhe
party 01 Plri.II loughlla C' Chatg'd Of' bound bY IhI 1IIIIIlton (If I "IItndmctnl.
APlIIIYbl. LlIW. Tnl. -11I00 nu boon d.llv"ed 10 Lon"" ",d ....pted by L.nd" In Ih. C.mmonw"lIh .r p.nnoylv.nl.. Thl.
M.rlllllll 11II11 be gov"ned by .nd .on.t,ued In ....'d..... wllh Ih. IIW. .f Ihl C.n.m.nw"lIh of I'onnll'lv."lo.
Caplton Headlnp. Caption h'lding' in Ih" Mu,h~.g. If' '01 COllvtnllnc. PU'PO'" onl~ and It' nollo be us.d 10 in'"'pfll Of deftn. the
ptovtllO"1 3' Ihll Mor10lgl,
Merg." Thttl thar. bl no ""'01' of Uti Inll(lIl or "Iatl C'Nled bV Ini, Morlg.gl with snv ol,,1f' Inl.,,,, or lltall 1l11h, Pfoperty AIlInv lime
held bV Of IC)lI"1 blntftl 01 llnder in Iny capaclly, wUhoullhe wll~.n con'lnl 01 Linder,
MUltlpl1 ,.,U... All Oblloallons ot GrlntOl' undtt' Ihl, MOtlo.g. 'hall btIlOinl and SoIV...II, and .11 "I"lnell 10 GrarllOl shan ml.n I.ch Ifld
.....ery GlantOl, This me.n. thall.ch of In. ptt'lon. signing b'-ow I' f"ponlibl. 101 "" obtiglhon, in Itlll MOffglgl.
SI.....llblllty. If I COUlt 01 (lOmp"llnl jumdlehon ftnds ,ny pfoVlsion of Itll' MOflgl(le lei b. in.....hd 01 unenlOfC'Ubll II to anv plI.on Of
cllcumstanc.. such ftndlng S"IU "ot lindti' 1".1 P'OVi'lon In....ahd 01' un.nlorceabl. I' 10 anv olhll' pllcons 01 citcum.lances, If leiS/bit. Iny such
oHtndlllQ p,ovlslon sl11M bl dtlm.d to bl modifted 10 b. Wllhln ItIt hmlll ol'nlafctlbihly 01 .....lIdl"': hOWl"", II I". off,ndlng prOViSion cannol b.
10 medlft'd. 1I1hlll b. IltlC~,.n 'nd all olhlf' prOViSion' ollhls MorlglQI in aU olhot' f"lJICIISI1tM remlin ....11td and .nforCllble.
BUCCINO,. tnd AIIIg"., SubfeCtlo Ihe U",illllon"lal.d in II'IlI MOI'IOIO' on t'ln.f., 0' OrlnIOl"InI.,"I, 11'111 Mortgage Inl~ b, blndlnO upon
and inut. 10 the blntftl ollh. PI,ttlt, '1'1," I'IIltS, pmonal 'tp'",nla~II". IUCCIISOI'I .nd ..lIgns. II OWntr11'1IP olllle P,operty blComu ....fllld
In I p."on olnll' II'I..n Ollnlor, linder, Wllhout nollC' 10 O'lnlOl", may d.,l wllh O'lnlo", tUCCISIOfS Wllt1"'".ncl 10 IhI. Mortgag. and 11'1.
IlId"bl.dn," by way 01 100boal,rIC. or pl,pslon Wllhout 'tlHsmg a'lnlor "om lhe obligations 01 IhI, MlH1g.g. Of lllbi~ty under Ih. \
Indlbl.dnll'
Tlrn. III 0' Ih. e,une.. TIme I' ,,111'1. ~s.nC'l/llh. p"'OIlNlIn<:t 01 Ii'll' MOl'tgag8.
WilY", ,nd ConHnt.. llnd" shall nol be deemed to hall' wll.....d any f'lQhlS under Ihi, Morloag. (Of und" lhl Rllllla Document.) unlllSS
luch WII\lI' ism WlI11nO and SJQnlld by lende', No delay Of OtT\ll'lOn on lhe PI,i oll.nde, '" ,1lorcISlnQ Iny r!ohlShll1 ap.rltl.1I1 wllver 01
such rlghl 0' IIny alh., nghl A Will"'" bV any PIIIV 01 I p,o.",\lon 011111' Mortgage shall not can..lllul. I Wlivtr 01 Of plljudlC' lhe PI"Iy'S rlghl I
olhlrw.It 10 dtml;n{J Iltlcl oumph,Jnce wlltllhll P10vl'lon Of Iny 011'111 ploVlllon, No pliOI' WIIV" by l.nd." nor Any course 01 dealIng b.rwfH)n
lftndt' Ind 0'1\11101, Sh;l,lI eanshlyl. Q wal...., ot Iny ollJnder's nghlS ot Iny :)t Orlnlo,'s oblIQ.bon, IS 10 Iny lulu'. Iflns.ll:lhonl, Wh.ne....er
oon"lnl by l.lnckll IS IIqul,ed In Ii'll' MOIIo.gt. Ih, gllnhng of such consenl by l.ender In Iny In,llnce sl1an nol constltul. conllnulng conSlnllo
slIb~oQUOI" Instancos whttl such consenllS reqUltO(l,
f.~CH OR~NTOA ~CKNOWLeDOES HAVING READ ALL THE PROVISIONS OF THIS MORTO~OE. ~ND EACH OR~NTOR AOREES TO ITS
TERMS.
THIS MORTOAOE HAS BEEN SIONED AND SEALED BY THE UNDERSIONED.
OR~NTOR,
X ~.:,;.:/~' // tOUL)
.~i.:.-_ ~.___.______ or
Ktnn.th&.. M~ , r.-"/"
..'
x_T<o...-l., ~____(IEAL)
i('iiMVT~k
x
IldO'm"d In Ihl p,...n.. 01,
-~~-==
x
Wllnesi-
CERTIFICATE OF RESIDENCE
In'flb" r.O,llfy, 1".111\1 pre<:l" Idd,,,s 011". mOftoagee. Flnlnctal Trult Camp"'y, he"ln IS IS fOllOWS:
ani W... HlQll It,"., Clflltll. PA 11013
~
I
BodJ66uCI 749
PROMISSORY NOTE
_l,z~g,:12 1 LOI~~II']i>-~~~~] LOin ~J_,:,~~Ollllerlt L_.Aocoun' _.r.;~~r [Inlll'"
nt/,rene" In Ihe ,hided AI'. .r. lOt Linde'" ust only end do nol t,mlllh. '~pIIClblllty olttus dO<lJ!!!!!!'.!.lo IF1Y .!heuli' lOin Of II.IT..
Borrow.r: I(lnnllh l,. Melick, Jr.
~ Ilhy A. M.IICk
111 SIIII Rood
M.chlnlc~bU'", rA 11055
Lender: FlnlJlCllI Trull Company
NtW Klng,lown omCl
On. Wilt HlgIt Sf".,
C'"I"", PA '7013
.....~..:I.-
-
-~- ="
-
--
_==r~- _
Principii Amou"t: $18.128.82 Inlerllt Rltl: 8.500% Illle 01 Nole: Februlry 13, 1997
PROMISE TO PAY, I promlH to pay to Flntnel.. TrUlt Company ("Lind.,"), or ord.r,ln IlWtul money 0' 'hi United St.IIII)' Am.,tc..II'I'
principII .mount of SI.'etnrnouSlnd On. Hundred TWlnty Sf. , .21100 00111" (f11,12'.Ia), loQtlher wllh Inllfll' It thl rll. 0' '.SOO" pet
."num on Ii'll unpaId principii bll'ne. trom F.brulry ", '"7, until paid In full.
PAYMENT, I will plV Ihl.loan In'" paymenl. o' 1211,03 each paym.nt M\' fir II paym.nt I. due Mltcn 11. 1"1, and III aubsequ.nl PlYm'nll
1ft due on lhl ..me dlY 0' 'IC" monlh Itler lhal. My ftn,. paymenl will be dUt on F'btullY ". 2004, and will be lOf all pltRelpll and ...
Ic:Ctutd Inl"..l not yel Plld. Paym.nts Includ, ptlncllNland Int.,..I, I Will ptv llnd., tlltndtt'S Iddt." Shown abovo 01 II SUCh 01"" pile.
n l.nd., may dlSlonllt In wIlling Unl." oln.rwlM <1Q'Hd or ',qUlltd bV IppllOlblft IIW, p,ym.nll will bl appll'd hIll 10 ,cc'u.d UnPo1ld I"'lfnl,
In,n 10 pnl\Clpoll, Ind ally Ifm.\'fllng ,1rnO.Jnllo 'ny unpaid COlltc~on tOI" and lIt. ChllglS.
PREPA\'MENT, I moly A.V wllnoul P'''o1!t'1 III Of . portion ollh, amOllnl ow.d '4It,e, than I1II dlJl. Elfly plym.nls Will nol. unl.", aglNd 10 by
Lend" In WllhllQ, /lllev. mo 01 my Obligation 10 conhnu. 10 m&~' p'yments Unatt II'Ie paymlnl SChedull. R.I"." IhlV Will l.duCI Ih. Pfln(IPII
bo1l<inCG due and may '...sullln m, f'laklllg 'hll plym.nls.
LATE CHARoe, III pa,mer'llll 111 davl at mOte I.le, I WIll Ot Chllgid '.000'4 0' the tegul.ttty schedultd paymenl.
DEPAUl t, I '0'1111 be In dt;>Iaullll any 0' Ih, loilol'Mg t'lappen,: (llllollllC make Iny paymtnl whln due. (b) I bll.k Iny p'oml$ll h..... mt~ 10
llinder. or I '.111 10 COmply Wllh Ot 10 perlorm w~en due Illy othlf II"". obllQilhon, co...n.."', Q/ c()nd,hon conlltn.d m Ihls Note Of Iny 'O'Mml'"
,,,,ld"U II') Ihl' Nol.. or In ar1y ol"lr &Qroern.nl Qr loan I haVI '4'llh lendet, tCI Any representation or ,Ialomflnl mad. or fU'OlShed 10 i..nd" bV me Of
Oil my bot1all.\ 1,11'1I or mISlll,lUI"l!J In any m~f611,J1 reSptcl .dt'lol( now or "Ith. I;me made Of IUlnl'h'd. (dll dl' 01 btcam'II\'01'1(1nl, .. 'tell\'" IS
IltJPolI'lell fOf any pa,1 01 my p'opo,ly, I make an aUlgnmitlll 101 Ih. b.nehl 01 credlloll, or any p'~dll\O IS commenced Illhe, by IT,' 0/ ag'lnst n'le
ll"ilOlllnt b.JflkfLiDlc', 01 Inluhlltl~y I~w,. HO.....8\.O', my d.alh 1'1111 nol ba In .....nl 01 d.fal.lllll as I I'!ull ollh. dellh Ihl Indebl.dnoss I' lullV co....'td
by (;'oC'1 Ide If"l!\UrMCO, 1111 Any cr,,1I10' tries 10 'ako dny 01 my prOptt'v on 0' In whICh lD"dcw hIS .1 Iltn Ot SICJ'lty Inltln!. Thl' nw:I\,dt\ I
garnl'hmenl 01 tiny ol"..y .1CC(ll/nls Wtl~, lender. If I Any ollh. .v,nt'i dllscnt)'d In In'l dolaull sechon OCCU'S wllh respocllo Iny Qu,,'anIOf 0111'111
NOf. 1\11 LonON III 0:1000 '.,111 J",,-,IlIS 11~l:Jjl ,n~iC\jIO.
LENDER'S RIGHTS. UDon dolllull, LOnder may, .!lJ' QMtlQ 'UCh nollCIS IS l"qUtltd by appll(ablel.1w. Cltcl4r. Ihl enll" unplld pll,1CIPII b,l.-oce on
IIll! NoI" and till acr.ruod unP.3ld IIllot8!1 tmmeal"'IY due, and lnen I Will ply Ihal amount, Lindo, maV h"e Of p"y somlone liso 10 help cOllecllh.S
Note III do not D.JV I al,o Wilt p.1'1 Londor Ihal amounl. Thl~ tncludes. Subjecll" IIny ~mlts under opphClbl,'ew, Lendt"s aUOlrlt'(S' loes And Lllldol's
1(,'<1.11 l.pO"'Os ....."olhO' or nOI "lOltt II .1 laWSUIt, InclulIrno IIItQtney\' 1M! Gnd l&gal l.p.nstS 10' bankruptcy ploceedlngs (1nc;luama olfOllllo mOdi"" Of
~',lcal. IIny aulomalic SI,'W or 111JiJl1chonl. app,ats, .tnd any "ntCIPlled po'Hudomenl colleclton S"\1I:" II nol PIOhlbll.d by appIIClIbl"IW. lal,o Will
0<10; any cou,1 co"S, In IClcf,hon 10 aU ol"~( sums p'O~ldOd by law If Judgment II .nl"ed In connoc:~ol'1 With Ihl$ Nol.. inllfMI WIll conhnue 10 ICClue
01\ 11111 Nol. allOl IUd!),"tnl'" Ih., p,clsllnQ InlalO$I'.,. prO~'dod 10' In 1t!ls Nol.. nUl Noll hi' bI.n dellvtled 10 Linder Ind ICc.pltd by Llnd,r In
the Commonwealth of Pennsylvania, If lhe" I' . lawltlll, I 10f', upon Lende,'1 ttqUU1 to submit to !h. jurlldlcllon ot UIt coull' ot
CumbtllAnd County, lh. CommonwtlUh of P,nnsylvlnll. nus Noll shill bl govern.d b~ Ind con.I,ued In ac:co,dlnce wllh Ihe laws of In.
Commonwealth 0' Ptnnsyl...1l1ll8.
RIGHT OF SETOFF. 11)1,1111 10 t.onder 0. conl'ilclual pouonolY sooullly tnlGle" In. ~,,'~ he'eby 'SS!Qn, convov, doh...or. plodoa Itn(j Ilnll','m 10 I Gild..
all my rlghl. hlle /lnd 1/\!e'o~11Il unci 10, mv ilCCO\l"I!!o w.I" lel1de, (whelh., Chl'ftjk1ng, savIIlO'. Of .om. Olhllt acc~unll. Int;ludltlQ wllhoul tnn,II'lIt(l" 411
or.COlmlS hOld JOllllly .....dn ~OIT'\lono ,:IMl Qnd all ncr.ou"Is I may open III Ihl luluro, e.cludlOO howO...... III 'RA and l":'OUh Iccoun'". ,lUd 1111 Ilull
ICCount" 101 whiCh 'he o'ant 01 II securlly tlller.sl would be plOhlOil,ct by 'Iw. I lulhOlllO lender. 10 the e.I'"1 p8f1nll!ld b'{lpploeablt '<1w, 10 ell"'I)"
0' 1(110'1.111 sums O....,flO (In Ihll Noll 101l1,"'8I1Y Bnd aU SuCh .ceoullIs
COlLATERAL. Tnl:' No!e IS I~u,(ld by I Mongago dal,d F'blU.1rV 13. 1997, 10 lendlf on '''I p'opQlto;' IOCaled In Cumb"Ialld Counl.,..
Conlll'lOIlWflllitl 01 PC"""'t'I~ilnt.1, o1l1lno '(11m! IInd candthons C'll whll:h "8 ".,eby mcO/porllOd Ind "'4Ido I part of II'll! Not..
GENERAL PROVISIONS. lOndO' may delllY 0' 10100 .nIOtCI"O In., ollis 'lQhts Ot f,medl'l undtf Ihl' Nole WIthout 10llnQ lhem. land ally olhttt
pt',son who ~.IO"S. guaronl'.1 01 ando,u, Ihl' Noto, 10 ItI., ..Ienl allowed by law. WIIV, p''''"lm.nl, demlnd lor PlY"'I"t, plol"l Ind nolIC' of
d.\"onor Upon aro'l chllng.,n Ih, I~ltn, 01 Ihls Nole. and unl", oln,'wl!' '.P""'y 1IIIed In w"litIg, no PAlly who IIQ'" I~.il NOl.. whelhcH II mll~Of,
Ol<llranlOf. tlcr.ornmadal1on /na~e' 01 ondOfSf', ,~,atl bet "Ieas.d I,om "4blllty. All SUCh PIIIl.S lor" lhall,ndlf may renew Ot t.'''lId (1C'p..lfdly ..nd
'0' .fly 1~1101n 01 I.m.lll'lll tOol", 0' 1,108S' any Pollly Of guarlnlor Of cOllatlftl; 0' Imp'lI, 1011110 'II~" upon Of Pel'toll.nde,'s SICUllly 1111.,,,,1 In thl
.collale,al All IlIcn poi/lies 11'0 JorN Iholllonde' ITI'Y ITIndl~ Inls 'OIn '("Ihoull", consent 01 01 nQlIct fa Inyon. 011'1., lh4n In. PIII!y Wilt' VIol'lom lhe
mOlMClJIIO" IS mado ltl. obl'U<ilI0nl unde' Ihl' Nol. II' 100nl ilI\d $Ivltt,l. Thl! mflns Ihlll"lt WOlds ,~. -ml~. Ind -my- mean lIeh and ,I ollhe
pt',\ons 1''a'MO bolo"N
PRIOR TO SIGHIHG THIS ~OTt, I, AHO UCH OF US, RUO A~O UHOERSTOOO ALL THE PROVISIOHS Of 'niIS ~OTE. I, AHD EACH Of US,
AOREE TO THE TERMS OF THP. HOTE AHO AC~HOWLEDOE RECEIPT Of A COMI'I.ETED COPY Of Tift! HOTE.
THI' ~OTt HAS IlEE~ SIO~ED AHO SEALED IY THE UHOERSIOHEO.
IlORROWER:
.
18lAL1
· -~~.t\..h\n.r..c.h..____.__J"Al.1
Kllhy A. MOl""
,......It, ~I~.
,-.W",,"O. "" U, 11., ., Itl (,IH~~j'~~':'c~~'~;~o';':~:~;~..;,.'"".~~~-;;".m~y~':t'-:::;;~I-r-
EXHIBIT
,.~
I
. IMPORTANT: NOTICE OF HOMEOWNERS' EMERGENOV MORTGAGE ASSISTANCe Ac.'T OF Illi13, . .
PLEASE READ THIS NOTICE. YOU MAY BE ELIGIBLE FOR FINANOIAL ASSIST ANOE TOWARD YOUR MORTGAGE PAYMENTS.
~:~~<. i') 1 ;,:,.. / I {;(J~~', ~. / 'I ' ,/~: f
RE: Account No. Olt.:
~\'\Ii'~,illl t. ilL' II..;, I '.-11 . IJf l~),-,~V.\ !\()('((, hf'cllr){lii.::,l,ur\i, ill'
~~~M:~n'IIC1al:-Trust Co., 1415 Ritner ilWy., Carlisle, p~ 17013
YCKlr nlOftg'" I. In Hrlw,.'lult bIoIUII you hlllll.11Id to IN!y promPtlyt~~~I! 01 prlnellN!land Int.,..t, .. requlrad, tOf a
perl~ll"~'~ .~tl'~'1Y I'~ Ra~l)m, \'OW afllpllN'~' II~ ~~.\~~~8~11~.~)!, I' I' " I ,'~'C .:,!i~~\"u1",\'~I~dH the tollowlng:
_.. \,;rlllUl..I'Y I',..,', .",:l flVfPy I~-'''''''t .:IIL l.:-,'i"," '..lltlr"!')~~ ,'I' ~,':V.\;I:. ---<.._-
Your mortgage I. -'10 In cltl.utllOf 1I1,'ollowlng -:
(u.. thlllN!rlllraph only "'ppllcable)
You may Dt .lIglbl. lor Iln.nol., ",','.nc. Ihal will prllllnt 1"""/OIu,, on your mortgage" you comply with the prO'llllon. 01 the
~",' Emergency Mcrtgage A..I.llnce Act 01 IIl83(th." Act"). You may be .lIglbl. lor .mergency tamporary NIllllnce II your
""',ulI hll bIIn OIu..d by olrcum.tanCII beyond your oontrol, and "you m..t th. .lIglblllty requl_nll ot the Aot.. dtttrmlntd by
the ,.."nlVlvanl. Houllng FIOIIIOI Agency. PI.... ,.ed.1I 01 thl. NoI,.., It conl,'n. In ..pl.n.llon 01 1'<<" rlghll.
Undllr'''' AoI, you.,. .nlllled to a Ilmporary .,ay 01 lorecloaurl on your mortg.gllor 'hlrty (110) day. Irom lhe dare 01 IhI. Notice.
During Ih.,II"" you mull ",.ng. and ."end a "'.ol.lo-lac." mNllng with a ,.",...nlllllll 01 Ihl. /arid". or with a dl,'gnalad
oon.u,,",r oradlt coun..llng oo-ney. The purpoa. ollhl. mHllng "'0 '''Impl 10 work out. rtlN!yntlnt pl.n, or 10 olherwl.. ..Il" your
.lInqUIfICY, Thl. mHllng mu,' occur In lhe "'., Ihlrty (30) d.y..
It you .ltInd. t.ce-to-face """Ing with thl.l.nder, or with a oon.umer oredlt ooun..llng ...ncy ldenllfltd In thll notice, no lurttllr
procotdlnglln mortga.. lortClOIU" m.y Ilk. ptace lor thirty (30) d.y. altar the dati 01 thl. """Ing.
Th. 0111II, Idd,.., and t~lephon. number ot our rtprNInlatllllll:
Jack Hutchison
1415 Ritner Ilwy. -
Carlisle, PA 17013
Tlllphona Number.
The 0111II(1) and addm'(H) 01 (a) dttlQOItad oon.ullllr credll ooonllllng 19ancy(llIll. (ara):
YWCA
- 301 G Street . .
Csrlisle, PA 17013
--------
II II only _ry to IChedull 001 f.ce-to-I.c."",tlng. You .hould Idvl.. thl. IIndtr Inllnedlllaly ot your Inl.ntlon..
If you h.1II tried and art unable to rIIOl.. thl. probleM .t or alter your I._to-t.o. mlltlng. you ha.. the right to Ipply lor IInanclll
_I.t._ trom the Homeownlro' emerganoy Mortg.", A..lllance Fund. In orcltr to do thll, you mull 1111 out, .Ign .nd 1l1e. oompleted
H_lro' Emergency ANlllance Appllcellon wllh on. ot tha dIIlgn.ted con.umer orodll ",ounMllng aganclN IIIl1d .bOVII. An
applloatlon lor ...I.lance may only be obt.lnad Irom . oonlu,,",r orldlt counllllng agency. The con.umer credit counllllng aoency
will_lit you In IIlIlng out your application and wllllubmlt your oompllled application to the P.nnayhl.nll Houllng FIOIIIOI Agency,
Your appllo.'lon mual Dt tiled or poalmarkad within Ihlrty (30) day. 01 your '.c..lo-l.CI"","ng.
It I...,,,,,,,/y Importanl Ih., you "" your .ppllc.llon promptly, " you do not do '0. or lIyou do not lollow lhe o/l..r """perloda..'
lorth In Ihl. """. 10ree1Olu" may proooad '11,'n.' your home Immedlat./y and you wtll lorl.1t your ,'Iglbll//y /or ...,.11_.
A.all.blt fundi tor amor..noy mortg.g. a..l.llnOl are IIIIY IImlled. They will be dllburllld by the Agency under the allglblllty
crlllrla IIl1blllhed by the Aot.
",. "',,ma/y Import.n' Ihal your .ppllcalton I. 100u,.,. .nd omnp"" In IVIry ,..peet. Th. Plnn.yl.lnll Houllng Fln._ Agency
hll.l.ty (80) dayo to makl a deelllon .lIer II reo.I.1I your ",pllcltlon. During th.t .ddltlon.t 11m., no 10reclOlure prOClldlng. will be
puroUld .g'ln.t you If you hfl.. met th. tlm. requlrem.ntl lit lorth .bolll. You will be notified directly by thaI A..ncy 01111 doe','on on
your .ppllcatlon.
Th. Plnnlyl.anla Hou.lng Finane. Agenoy 1.100.ted at: 2101 North Front Sir"', P.O. 8o.1lO29. Harrllburg, PA 17105. Tall\>hoOl
Number (717) 780-3800 or 1-800-342.2387 (toll I,.. number).
Ll EnelllllCl .110 I. 0 You halll .Imdy rec.lved 0 In .ddltlon you will rooalVl Inother notice Irom thl.lender u/llllr Act e of
1174, Thot notlc.,. oalled. "Nollo. ot Int.ntlon 10 Fortelo..... You mullrnd both notloll..I_ ttlly bolh ..pl.ln right. th.t you now
h..1 under Plnn.ylV.nl.l.w. Howlvar, If you choc.. to a..rclll your rlghll dllorlbtd In thl. nolle., WI clnnot lorecl_ upon you
during that lime. AIIO. If you "".1.. IInanclal '"I.t.ne. Irom tM Pann.yl..nl. Houllng Finane. A..ncy, your homa cannot be
torlCloMd upon whll. you .... "".I.lng th.t a..I.III101.
l'S'rr
./
He"'AAov.lllM
,
-.
IIIIe:..
,'..".
IMPORTANT: NOTIOE OF HOMEOWNERS' EMIiIlOENOY MOIITQAQE ASSISTANOE AOT OF 1813.
PLEASE IIEAD THIS NOTIOE. YOU MAY 8E ELlQISLE FOil FINANOIAL ASSISTANCE TOWAIID YOUII MOFITQAQE PAYMENTS.
liE: Account No. )IJ.: L <"')l<, 0.1.:. ;11 '/ ::;
" t' 1"'11'(' 'I"
TO:'--., ;,P ". H. .'. I
FIIOM:_ F .nancial Trust
d~;.';f~(~ J~~erl~~:1~1i8~~fl~1e:':'PA 17013
You, /IHHIf.I./n ..,Iou. tlel.uN beclu.. you hive lllled 10 pay promptly Jnl.~IIM1' 01 prlnolpallnd Int.,.." u required, for I
period qf,,\ ~'\.llxlY (10) dtI.~. The l~t'II,"OI!nt 01 th. Qellnqyency II' ' . .." ..' . '.".. .' Thlt lum lnel~ the IoIlowtng:
.i.;,i'.j.\I.~ 101' \'::I,.I.III.'IIU1 Id' U(;Lr)b!-~I"'t-I':\~JI. \"~i\'(:I'hef 1>"'1. ,~Jr.;:\illhvr' 1{~~,/1
- \Iunll,llry 11:'~';" FI.:,q'ual"~1 '1~!();'., i;W; (::(::s ill : lll~ i\r:OUn1, I,ll"' -',/;1),1,-'
Your mort~ II 1/10 In dellull lor thl lollowlng ,_:
(u..thll parlgreph only IIlppllceble)
You may be ell"bll'or IIn.nol.,...III.no. lhel wl/l prevenlloreclOlure on your mortgage II you oomply with the provlllonl 01 the
~JI' E"""'lIAncy Mortglge AIIlltance Acl 01 1113 (the "Act..), You may be eligible for -f1lIncv lempot1lry MIlitance II your
del.ult h. bHn cauNd by clrcumltalll* beyond you, oonlrol, .nd II you _t the atlglbllity requlremanta 01 !he Act.. datermlned by
1M Penneytvanla Houlllng Flnanca Agency. I'IIMI rHd III 01 Ihle NOllce. "conll/n. an .xplanlllon 01 your rl8hll.
Unde, I". AcI, you." .nlllled 10 . lemporery ",y 01 lo,..,/Mu" on you, m0ll8'" lor Ihlrty (30) d.y."om I". d.II 01 Ihll NOllc.,
Ou,l", Ih., lime you mUll """,. Ind .1I.nd . .,....10-1..... _II", with. "",...nl.lI.. 01 Ihll /end", or with. dell8n.1Id
coneu_ eredlt counMllng .ney. The putf10N 01 Ihll nlHlln, II 10 11'''''''' 10 work oul I "",ymenl pl.n, 0"0 01"-1.. .."Ie YDUr
tIeIlnqUltlOy, Thle "*"", mUll ooeur In Ih. /ltxl thirty (30) dlY',
II you I"end ."...t<>ll.. _lIn8 with thlllandar, o,wlth. conlumer credit coun"'llllIl(IetIcy Idlntllled In thll notlct, no further
proceedlnglln mortgllge lOJICloeultlllllY taka pllce lor thirty (30) dlYI .fter the dete 01 thll _Ing.
The nama, 1ICfd.... Ind teiephonl number 01 our I1Iptllllltlllvele:
Jack Hutchison
1415 Ritner Ilwy.
Carlisle. PA 17013
TeI.phone Number.
Th. name(l) .nd Idd_(II) 01 (I) dellgnlted cantumar Dredlt coun...lng Igeooy(I..) II (Ire):
YWCA __
301 G STreet
Carlisle. PA 17013
1111 only _ry to IChedule one 1....,0-,1.. mMIIIllI. You lhould advlM thll/.nder Immediately of your Int",lIonl.
If you have trted.nd 1111 unable to rtIOlve thll probl.m It cr .fter your I...to-I_ milling, you hive the right 10 Ipply lor flnanclll
_11I.nce from the HomllOWneJl' Emergency Mcrtglge Aulltanc. Fund. In ordlr to do thll, you mUlt fill OUI, IIgn.nd file. completed
~neJl' Emerglncy AIIllt.nce Appllcallon with one 01 Ih. dellgn.'ocI conium., cJldIt counNllng IJQIIICIeI lilted lbove. An
Ippllcallon 'Dr uatltlnca mlY Dnly be obtained I,om I DDnlum" credit DDunMllng 'gency. The conlUmar CrM" counNllng agency
will 1..111 you In flllln8 out your .ppllcellon Ind wllllubmlt your cDmplaled .ppllcallon to the PennlylYlnl. HoUlI", F/nanca Agency.
Your appllc.,1on mual bellied D' flOIlm"ked within Ihlrty (30) d.y. cl you, 11O,,'o-leO<l _lIn8.
11/1 "'",",Iy Import.nl Ih., you III. your .""/Ic.llon promplly, 1I10U do nOl do 10, or 1/ you do nol IDliow I". 0''''' lime perlodl HI
1000h In Ihl. """, 10tICloIu" mlY prot:Hd .a./nll you, home Immldl.tely .nd you wllllorlell your I/Iglblllty lor 1II/.,.nce.
A..lllble lundl lor _rgency mDrtgllllllllltance 1111 ..ry limited. They will be dllbuJled by the AgeftCy under the eligibility
erlterl. ..tabllthed by the Aot.
11/1 .xltlmaly Importlnl Ihll your l"pIlD.llon II..DU,.te.nd compleleln e..ry ...peel, The P",nlylYlnla HDUllng Finance Agency
hu Ilxty (10) diva tD mike I dlelllon Iltlr It reell... your .ppllcaIlDn. During Ihlt .ddlllonll 11m., no IctIClDlutl prOClldlnge will be
pUJluecllOllnlt YDU II you hi" m.. Ih. II,", requl,.",.nll..' tOrttllbo... You will be nDtlflld dlreclly by thlt Agency 01 Ita dacllllon on
YDur Ippllcallon,
Th. P.nnlyl..nll Houllng Flnln.. Aglnoy Illoelted II: 2101 Ncrth Front SI,"I. P.O. Box 8021, HI"llburg, PA 17106. T.Ieph_
Number (717) 7eo.3l1OO Dr 1-800-342-2397 (loll I... numbe').
D EnoloNd 1110 II D Ycu hi" llready rec:.lved 0 In eddlllon you will""'.. .nethar nolloe lrom thll lander under Act e 01
1174. Thlt nDllc.11 celled. "NDllc. 01 Intenllon to ForeeIDM", You mUlt read both noll_, Ilnct they both expllln rlghllthel you now
hl.e undlr Penneyl..nll Ilw. HOMver, II you ChOOH to .x"cl.. your rlgl\ll dHcrlbed In thll nOIlDe, ... D.nnol 10,..1_ upon vou
during thlt II,",. AIIO, If you "".Ive flnlnclll IIIlltlnoe Irom the P.nnlyl.lnl. HouII"g Flnlncl Agency, your home cennot be
loreclooed upon will tance.
EXHIBIT
E
I
Ve~, t,:,IY,YOUJl'i\) . /
. \./ ~:'\...Il /v"'r ,', ". r\_(
,~HI (I. ~"';~';[-lL'l[;t)1 jl'
,
HEMA ROY.l 111II
NOTICE OF INTENTION ro FORECLOSE MORTGAGE
~--_.----. -- -- -~~~~,
TO' Kenneth L. "1011 ck. ~Ir.
, 1 u!) ~tate HOtl(1 ----"-~~-----..--,-..--------.-----
-llOCllanfTII'jUI'O, PA 1700!)'...".... ...-.-.--.... ._.-~...
2/1('/9"
OlIO 01 Notleo . .. !..l<..~..__._._
LOin No. X(&~tG__<.:OQQv _'_
The MORTGAGE held by _UIl~c;1..L'{I'!!~t (;Q.~ rh:4Vdlr.(jt.V<J:,~tcrc:1fl~~i'J+}1ltl.L_._-
(hereinafter we, us or oursl on your properly located at ..,~.o__J._r: on, .:.oc~rl.c.s. ~!g !.....,,__.. _'
..---~-.---..--.. ..~ .........-------.. .. ....---.--..-...-.-....-......-. ...----.--Zr.-!);1J3... -....-.--......-...-......-,
IS IN SERIOUS D~Udb~Pfg~lfe YOII havo nOI\gJ~131~~0 rW9'fh'Y paymonts of ~)c~~G;r 1997
~~d~~ ;:;~;~~; ~f.~~1~artT9~n~.=Ioor~~tf.Llfg8. ...... .. -.. .. :nm......__., and --...~.---_._. .----,
~.. .. ------- .. .-- -t4o--()()--'
Late chHrges and other charges have also accrued to this date In the amount of _"'-_.:.._.._.__ , The total
~e~t~~,n~ Solf', ~J,i~~? .~,~~~~~s default, or In other words, get caught up In your payments, as of the date of thl.
Yo~ ~1~ cYbe this default within THIR!: (301 OA YS of tho dato of this Irmor, by pa~ing 10 us tho abovollmounr
of $ _....!m_~._.'..._m_........_., plus any addItIOnal monthly paymonts andlato charge whIch may fall duo during this
peri~ji~~~i1y'1l!lU.~~~~~~1~~~~a1!t~~r:~~J~~ 61~hlr~~~~.e~ Wb'l~_~~hec~~:~ney order, and made a~
If you do not cure the default within TH I RTY (30) DAYS, we intend to exerclso our right to accolorato the
mortgago pnyments. This means that whatever is owing on the original amount borrowed will be considered due
Immediately and you may lose the chance to payoff the original mortgage In monthly Installments, If full payment of
the amount of default Is not made within TH I RTY (301 DAYS, wo also Intond to instruct our IIttornevs to start e
lawsuit to forecloso your mortgagod property. If the mortgagB Is foroclosed your mortga(J8d property will bo sold by
the Sheriff to payoff tho mortgago debt. If we refer your case to our attorneys, but you oure the default before they
begin legal proceedings against you, you will stili have to pay the reasonable attorney's fees, actually Incurred, up to
$50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees even
If they are over $50.00. Any attorney's fees will be added to whatever you owe us, whloh may al.o Include our
.' r.~asonable oosts. If you cure the dofault with ill the thirty dllY period, you will not be roquirod to payattornoy's flJBs.
We may also sue you personally for the unpaid principal balance and all other sums due under the mortgage,
If you have not ou'red the default within the thirty day periOd and foreclosure proceedings have begun, you .ftlll
have tho right to curo the default and prevent tho salollt any time up to one hour before tho Shoriff's foroelosure $ale.
You may do so by paying the total amount of the unpaid monthly pllymonts pillS any lato or othor chllrgBs tlton due,
liS well as the reasonable attorney's foes and costs connected with the foreclosuro sllle and perform any othor roquire.
ments under th/lJmor/~l It is estimated that the earliest date that such a Sheriff's sele could be held would be
approximately _......lJ~e_.:_.~, A notice of the date of the Sheriff sale will be sent to you before the sale. Of course,
the amount needed to cure the default will Increase the longer you willI. YPll may find out at any time exactly what
the required payment will be by calling us at tho following number: 241-7759 ., This payment must be in cash,
cashier's check, certified oheck or money order and made payable to us at the add'ress stated above.
You should reallle that a Sheriff's sale will end your ownership of the mortgaged property and your right to remain
in It. If you continue to live in the property after the Sheriff's $lIle, a lawsuit could be started to evict you,
You have additional rrghts to help protect your Interest In the property. YOU HAVE THE RIGHT TO SELL THE
PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM
ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WIL,L
ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND
ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIRE.
MENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUM.
STANCES THIS RIGHT MIGHT EXIST, YOU HAVE THE fliGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRO PARrY ACTING ON YOUR BEHALF. YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE
PROCEEDINGS THE NON.EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO
ACCELERATION OR FORECLOSURE.
If Vall cllre the defat
YOll are not entitled to t
E "'err
, :-.r
NIF Rev, ? !t/84 n:~r'"
I
NOTICE OF INTENTION TO FO.RECLOSE MORTGAGE
~-~~--~._. --.--,----_.-,-----~.~
TO' Kathy A. Mallek
"lOti :>tate Hoao
rrecnan 1 cSburg, pK17m;o----..-.-....------
--~----
011. of Nolie. .. U 1I3l~8_._....__
LOin No. ... 206~1.!i.:-?QQQ5..__
The MORTGAGE held by.. FlnanCj61.T~~~!_f.tJ.~L~~~\{}.tner Hwy.. ~rllil~, PA
lherelnafter we, us or ours) on your property located at _..::'.:......~1;eR.().i!.c!.Ll~.~~.}n. CS. uro, PA
IS IN SE R 10US-DF&ibb~~ iJ'f~ge'~~~have nOhm~~~t 'f~~fhIY ~yme;;ts ~bfc~~~~3199 7
~o;d~:~ :~~~~; 05ariu~~y .T99!r~~~nd.lebruary T998, ---:-----' ar~ --------.----
Late ch;rges and other charges have also-accrued to this date In the amount of ~~(). U~_._.__.._. The total'
amount now 'J{Wlrre to cure this default, or in other words, get caught up In your payments, as of the date of this
letter, Is $ .~_.:'~--'--_._ .
You. mAv. CUff this default within THIRTY (30) DA YS of the dute of this letter, by paying to us the ebove amount.-
of $ ~~~._._._, plus any additional monthly payments and I,lte charge which may fall due during this
perlo"r:fttlfi\HBY"W1!~'r~b.bt_ \lJtlflJ !~~R~eyli~~~w~j~~1~1;fr~f~',~~~if~8r~Uk or money order, and made e~
If you do not cure the default within THIRTY (301 DAYS, IW Intend to exercise our right to acce/erllte the
mortgage payments. This means that whatever Is owing on the original amount borrowed will be considered due
Immediately and you may lose the chance to payoff the original mortgage In monthly Installments. If full payment of
the amount of default Is not made within THI RTY (30) DAYS, welllso Intend to Instruct our attorneys to staft II
lawsuit to foreclose your mortgaged property. If tfle mortgage Is foreclosed your mortgaged property will be sold by
the Sheriff to PRy off the mortgage debt. If we refer your case to our attorneys, but you cure the default beforp they
begin legal proceedings against you, you will still have to pey the reesonable attorney's fees, actually Incurred, up to
$50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees even
if they are over $50.00, Any attorney's fees will be added to whatever you owe us, which may also Include our
'reasonable costs. If you cure the default within the thirty day period, you will not be reqUired to peyattorney's f88s.
We may also sue YOll personally for the unpaid principal balance and all other sums due under the mortgage.
If you heve not cured the default within the thirty day period and foreclosure proceedings have begun, you stili
have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's foreclosure sale.
You may do so by PRying the total amount of the unpaid monthly peyments plus any late or other Charges then" due,
as well as the reasonable attorney's fees and costs connected with the foreclosure $Ble and perform any other require.
ments under th5 mortJlil/ltL It Is estimated that the earliest date that such a Sheriff's sale could be held would be
appro~imately ~!...!~. A notice of the date of the Sheriff sale will be sent to you before the sele, Of coune,
the amount needed to cure the default will increase the longar you ~t\t'lft!1may find out at any time e~actly what
the required payment will be b,t calling us at the following number: - ,I. . This Payment must be In cash,
cashier's check, certified check or money order and made payable to us at the address stated above,
I .
You should realize that a Sheriff's sale will end your ownership of the mortgaged prop~rty and your right to remain
In It. If you continue to live In the property after the Sheriff's sale, "lawsuit could be started to evict you.
You have additional rfghts to help protect your Interest in the property, YOU HAVE THE RIGHT TO SELL THE
PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, DR TO BORROW MONEY FROM
ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR
TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL
ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND
ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, AND THAT THE OTHER REQUIRE.
MENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUM.
STANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY
THIRD PARTY ACTING ON YOUR BEHALF. YOU HAVE THE RIGHT TO ASSERT IN THE FORECLOSURE
PROCEEDINGS THE NON.EXISTENCE OF A DEFAULT OR ANY OTHER DEFENSE YOU MAY HAVE TO
ACCELERATION OR
NIF R..... 2 5/84 lU'r"l
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restored to the same position as If no default had occurred, However,
fault more than three time y c ndar year.
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nd
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you are not entitled t
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Financial Trust Com pliny
-vs-
Ben L. Breneman and
Michelle C. Breneman
In the Court of Common Pleas of
Cumberland County, Pennsylvania
No. 98-2068 Civil Term
Kenneth E, Gossert, Deputy Sheriff, who being duly sworn lIccording to law, says on October
6,1998 at 5:55 o'clock P.M. E. 0, S., T" he posted u copy of Rcal Estute Writ Notice Poster and
Description in the above entitled action on the property located at 80 I North Hanover Street,
Carlisle, Cumberlund County, Pennsylvania according to law,
Patricia Shatto, Real Estatc Deputy, who being duly sworn according to law, says 011 October
2,1998 at 3:45 o'clock P,M. E.D, S, T" she served a true copy of Real Estate Writ Notice Poster
and Description in the above entitled action upon one of the within named defendants to wit:
Michelle C, Breneman by making known unto Michelle Breneman personally at Cumberland
County Sheriff Office, I Court House Square, Carlisle, Cumberland County, Pennsylvania,
according to law.
R, Thomas Kline, Sheriff, who being duly sworn according to law, says he made diligent
search and inquiry for one of the within named defendants to wit: Ben L. Breneman, but was
unable to locate him in his bailiwick. He therefore deputized the Sheriff of Lycoming County, to
serve the within Real Estate Writ Notice Poster and Description according to law.
LYCOMING COUNTY RETURN: now October 9,1998 AT 2:05 o'clock P,M. served the
within Reul Estate Writ Notice Poster and Description upon Ben L. Breneman at AlIenwood
Federal Prison, 1'.0, Box 1000, Montgomery, PA 17752 by handing to Ben L. Breneman,
personally u true and uttested copy of the original Real Estate Writ Notice Poster and Description
and made known to him the contents thereof.
So answers: Charles T. Brewer, Sheriff Lycoming County,
R. Thomas Kline, Sheriff who being duly sworn according to law, says he served the within
Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a
notice of the pendency of the action to one of the within named defendants to wit: Ben L.
Breneman by Certified Mail Return Receipt Requested Restricted Delivery Deliver to Addressee
Only to his last known address AlIenwood Federal Prison Camp 1',0. Box 1000, Montgomery,
Pennsylvania, This letter was mailed under the date of September 30, 1998 and received by Ben
Breneman on October 2, 1998 the return receipt card signed by Signature Unreadable. Return
receipt card is hereto attached.
R. Thoms Kline, Sheriff who being duly sworn according to law, says he served the within
Real Estate Writ Notice Poster and Description in the following manner: The sheriff mailed a
notice of the pendency of the action by regular mail to one of the within named defendants to
wit: Ben L. Breneman at his last known address AlIenwood Federal Prison Camp, 1'.0, Box
1000, Montgomery, Pennsylvania. This letter wus mailed under the date of October 12,1998 and
never returned to the Sheriff s OHice,
R. Thomas Kline, Sheriff, who being duly sworn according to law, says he serve the within
Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a
notice of the pendency of the action to one of the within named defendants to wit: Michelle
Breneman by regular mail to her last known address 816 Flintlock Ridge Road, Mechanicoburg,
Pennsylvania, This letter was mailed under the date of October 5, 1998 and never returned to the
Sheriff's Office,
~
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TITLE REPORT
THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING
ITEMS, WI(JCH WILL BE EXCElYrED IN TIlE POLICY UNLESS SATISFACTORY
EVIDENCE PERMITI'ING TIIEIR REMOV AI, IS PRODUCED.
SHI~RII+'''' SALI~ NO. 37
Held WedncNdllY,
Dlltc: JVL Y 20, 11)91)
TAXES: Recl,ipts for all taxes for the years ]996 to 1998 inclusive. Taxes for thc current yelU'
1999,
WATER RENT:
SEWER RENT
Company assumes noliabilily for private supply of waleI' or sewer.
Receipts 10 bc produccd if services are lienable.
MECHANICS' AND Possible unfiled Mechanics Liens al1(l Municipal Claims,
MUNICIPAL CLAIMS
MORTGAGES: Listed Under Other Exceptions l3elow,
.JUDGMENTS: Listed Under Olher Exceptions Below.
INSTRUMENTS TO HE PRODUCED: Deed from Cumberland County Sheriff to
dated . 1999, and recOl'ded
, 1999, in Cumberland County Deed Book , Pagl'
RECITAL: UEING the same prcmises which Russell C. Lash and Orpha J, Lash, by Deed
daled May 18, 1987 and recorded May 18, 1987 in the Office of the Recorder of Deeds in and for
Cumberland Counly at Carlisle, Pennsylvania in Deed Book "R", Volume 32, Page 76 granted and
conveyed to Ben L. Breneman and Michelle C, Breneman, his wife.
OTHER EXCEPTIONS:
I, The identity and legal competency of p.II'ties at the closing of this title should be
established to the satisl(lction of the closing attorney acting for this Company.
2, Rights or elaims of parties in possession, if any, other than the owner,
3, Unrecorded casements, discrepancies or conflicts in boundary lines, shortage in urell
und encroachments which an accurate ami complete survey would disclose.
4. Puyment of Stale and local Real Estate Transfer Taxes, if required,
5. Public und privute rights inlhe roadbed of South Hanover Strect..
6, Mortgage in the amount of $50,000,00 givcn by Bcn L. Brencmanand Michelle C.
Breneman to Funner's Trusl Comp.my daled September 2, 1994 and recorded
September 7, 1994 in Mortgage Book 1231, Page 1132, Said Mortgage being ussigned
to Diversified Enterprises and Mortgages Ine.by Instrument rccorded March 10, 1999 in
Miscellaneous Reeord Book 606, Page 261.
Complainl in Mortgage foreclosure filed by Financial Trust against Ben L, Breneman
.11_
IIlld MicheliI.' C. BrCIIClllallon April 15, 199H loCumhcrlllnd County Pl'Olhollolllry's
Orfiec Filc No, 98-206H. Judgment inthc 1lI11ountof $2H,H63,H7 enlcrcd Junc 10,
199H,
7, Mortgagc in t1l\~ amount or $165,0(Xl.(X) givcn hy [kn I" BI'l'Iwlllilnand Michelle C.
Ilrcnelllnn, hushund ilnd wirc, to Distrihulion Enterprisl~s Managcml~nt Ine, dilted June
29, 19H9 nnd rccordcd Scptemhl~r 20, 1990 in Mortgnge Book 'N2, Pagc 77, Said
Mortgage heing assigncd to C.A, Packard, IRA Roll OVl.r Trustrecordcd .Innc 2li, 1991
in Misecllaneous Record Book 400. Pagc 3:13. Said Mortgagc WilS sullllrdinatcd in
filvor of the ilhovc mentioned Mortgagc rccordcd in Mortgagl~ Book 1231, I'agl~ 1131,
hy a Subordination AgrcclllcnlrcCllnled Septclllbcr 2:\, 1994 in Misecllalllmus Rccord
Book 482, Pagc 757.
8. Mortgagc inthc alllount of $212,089.64 givcn by Ben L. Brcnclllan and Michelle C.
Brenelllan, husband and wifc. to Diversified Enterprises and Mortgages [nc, lhlted July
II, 199 land reconled July 12, 199 I in Mortguge Book 1021, Page 45, Suid Mortgage
wus assigned to C,A. Packurd, IRA Roll Over Trust by Instrument dated Ju.1y 18, 199 I
and recordcd September 23, 199 I in Miscellancous Record Book 40 I, Page 250. Suid
Mortgage wus subordinatcd in favor of the ubove refereuced Mortguge n~corded in
Mortgugc Book 1231, Page 1131 by Subordinulion Agrceml~nlrecorded September 7.
1994 in Miscelhll1cous Record Book 481, Pugc 777,
9, Morlgugc in the alllounlof $90,000,00 givcn by Ben L. Brcncmun und Michelle C.
Breneman to Diversificd Enterprises and Mortgages Inc. dated February 25, 1993 and
recorded March 3, 1993 in Mortgage Book 1120, Page 125, Said Mortgage was
suhordinuted in favor of thc ubove mentioned Mortguge recorded in Mortguge Book
1231, Pagc 1131 by Subordination Agreement recorded Septcmber 7, 1994 in
Miscellaneous Record Book 481, Page 777.
10. Mortgage in the amount of $35,lXlO.00 given by Beo L. BrenenulIl ilnd Michelle C.
Breneman to Diversified Enterprises and Mortgages Inc. datcd Januilry 29, 1994 <lI1d
recorded Fehruary 10, 1994 in Mortgilge Book 1195, Page 1109. Said Mortgage was
subordinated in favor of the ahove mentioned Mortgage rel;ord,~d in Mortgage Book
1231, Page 1131 by Subordination Agreementrecordcd September 7, 1994 in
Miscellaneous Rccord Book 481, Page 777.
11. Mortguge in the umount of $35,000.00 given by Ben L. Brencmun ilnd Michelle C.
Breneman to Diversified Enterprises und Mortgages [nc, duted September I, 1994 und
recorded Scptember 8, 1994 in Mortgagc Book 1232, Page 193.
12, Mortgage given by Ben L. Brencman and Michellc C. Brcncman to Diversified
Enterprises and Mortgagcs Inc. dated August 21, 1997 and recordcd Scptember 8, 1997
in Mortgage Book 1404, Page 129.
13, Mortgage in the amount of $440,000.00 givcn by Benjamin L. Breneman and Michelle
C. Brcncman to PNC Bank. N.A. dated June 31, 1994 and recordcd June 6, 1994 in
Mortgage Book 1216, Page 1167, Said Mortgagc was subordinated in favor of thc
abovc mentioncd Mortgagc rccordcd in Mortgage Book 1231, Page 1132 by
Subordination Agrcemcntrccordcd September 7, 1994 in Miscellaneous Record Book
481, Page 776, Said Mortgage. was further :;ubordinaled in favor of the Mortgagc to
Diversified Enterprises and Mortgagcs Inc. recorded in MOItgage Book 1232, Page 193
by Subordination Agrecmcnt recorded in Miscellaneous Record Book 481, Page 967,
Said Morlgage was further subordinated in favor of the Mortgage of Diversified
Enterprises and Mortgages Inc. recorded in Mortgage Book 1404. Page 129 by
Subordluntion Agrel!mcntrecorded September X, 1997 in Miseellllneous Record Book
556, Page 6:1(1,
J4, Mllrtgnge in the II/uount of$75,O(X),OO giVl'n by Benjumin L.ll/'(mtllHln and Michelle
C. Brelwmnn to Westgo II Rlml Estute Inc. datl,d July II, 1997 und reconkd July 14,
1997 in Mortgage Book IW3, Pag(~ 254. Said Morlgagll was Subordinall,d in fuvOl' of
the Morlgage giVl'n to Diversilkd Hnlerprises IInd Mlll'lgaglls Inc. rl!e{lI'lled in Mortguge
BOllk 1404, Page 129 by Subordination Aglwnwnt recorded September X, 1997 in
Mii:eellaneous Record Book 556, Page 6.n
15, Confession Ill' Judgnwnt in IIw amount of $23,000.00 entered by Gordon E, Deckman
und ['~)rothy A. Deckmun, as Plnillliffs ugainst Ben L. Breneman, et ul., as defendullts
on September 25, 1997 in the Office of the Prothllnotary of Cumb~rland County to File
No. 97.5254,
16, Confession of Judgment in the amount of $46,000,00 entered by Gllrdon E. Deckman
and Dorothy A. Deckman as Plaintiffs against Ben L. Breneman, ct aI., on September
25,1997 in the Office of the Proth(lllotury of Cumberland to File No. 97.5350,
17. Judgment in the amount of $X,614J6 entered by The Sentinel as Plaintiffs against
Ben L. Breneman et al. on February 25, 1998 in the Office of the Prothonotary of
Cumberland County to File No, 97.7136.
18. Judgment in the amount of $2,278.43 {'lIIered by Coffel' Time, Inc. against Benjamm
Breneman et al. on March 20, 1998 in the Office of the Prothonotary of Cumberland
County to File No. 98-1541.
19, Judgment in the amount of$642, 153.03 entered by Harris Savings Bunk as Plaintiffs
against Benjamin L. Breneman and Michelle C. Breneman on August 27,1998 in the
Office of the Prothonotary of Cumbl,rland County to File No. 98.3332.
20. Judgment in the lII1'Jount of $17,670.00 entered by John T. Ziegler as Plaintiff against
Ben L. Breneman et al. on October 13, 1998 in the Office of the Prothonotary of
Cumberland County to File No, 98.5836.
21, Judgment in the amount of $154,717.23 entered by the U,S. District Court for the
Middle District of Pennsylvania as Plaintiff against Ben Breneman on November 10,
1998 in the Office of the Prothonotary of Cumberland County to File No, 98-6374,
22. Delinquent real estate taxes turned over to the Cumberland County Tax Claim Bureau.
23. Rights granted to United Telephone Company of Pennsylvania by Instrument Recorded
in Miscellaneous Record Book 150, Page 186.
24. Satisfactory evidence to be produccd that propel' notice was given to the holders of all
liens and ennunbranees intended to be divested by subject Sheriff Sale, In particular,
sutisfuctory proof to be provided that notice was given to .John 1'. Ziegler und to thc
U,S, District COLll't for the Middle District of Pennsylvania.
25. Real estate taxes uccruing on and ufter Junuary I, 2000 not yct due lllld payable,
26, Sutisfactory evidence to be produced thut the advertisemcnt of thc property for sale is
sutisfllctory in spite of the absence of any reference to the improvements 011 the slll1ject
property.
...
. ,
, '
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Un.rld Na.Sll. IDDNUld h4IU 11.1121
Commol'lwellth of Pennlylvenll, County of Oluphln) Ie
FninkJ.Epi., being duly sworn according to law, deposes and says:
That ho II tho Controller of THE PATRIOT.NEWS 00" I corporation orglnlzed Ind exlltlng under the IIWI 01 the
Oommonwe.lth of Pennlylvanll, with It I principal olllce Ind plloe of bUllne.. at 812 to 818 Mlrket 8tr..t, In 'he
City 01 Hlrrllburg, Oounty 01 Dluphln, State of Pennlylvanla, owner and publisher of THE PATRIOT.NEWS and THE
SUNDAY PATRIOT.NEWS nowlpapers of general circulation, printed and publllhed at 812 to 818 M.rket Slreet, In
the Clly, County and Sta'e aforllald; thet THE PATRIOT.NEWS end THE SUNDAY P^TRIOT.NEWS were IItlblllhed
Maroh 4th, 1854, Ind September 18th, 1949, respectively, Ind all have been continuously published ever Ilnce;
Thll the printed notice or publlcltlon which II ..curely attaohed hereto II exactly II printed Ind publllhed In
their regullr dilly Ind/or Sunday Ind Metro edltlonln88uel which appeared on the 27th day 01 October Ind the 3rd
Ind 10th dlY(s) 01 November 1998. That neither he nor said Oompany Is Interested In the subject malter 01 said
printed notice or advertising, Ind thlt all of the allegations of this statement as to the time, place and charlcter 01
publication are true; Ind
That he has personal knowledge of the taots atoresald and Is duly authorized Ind empowered to verily this
Itatement on behall 01 The Patrlot.Newe Co, Iforesald by virtue and pursuant to a re801lltlon unlnlmously pueed and
adopted severllly by the stockholders and board at directors at thl 8ald Company and sublequlntly duly recorded In
thl olllce tor the Recording of Deeds In and lor said County of Dauphin In Miscellaneous Book 'M',
V".m. 14. P.,. 317. /~~ C' .
-' ~
PUBLICATION -' , /----;:..,.. ~ _
COpy c~orn to and I scrl~ belore me this 121h day 01 N,9vember 1998 A,D,
SALE · 37 CJ N"I",I'IS.'I~ -0
Torry I HU5S0U, Notary P. I ;>' b
II::uli~hurtl, Dauphin rt__ ~
My r::ommlSslon brims, ,
- RY PUBI.IC
Membol, 1'0nnsllval"a ASSOOi~ 'llcll9lM'6s/on .xplr.s Jun. 6. 2002
CWBERLAND COUNTY SHERIFFS OFACE
COURTHOlS:
CARlISll:, PA. 17013
SJatem.nt OLMw1l1ln9 COlt,
To THE PATRIOT.NEWS CO., Dr.
For publishing the notloe or publication attaohed
hereto on lhe above stated dates $
Proballng same Notary Fee(l) $
Total .
210,30
1.50
271.80
her's Reoeipt for Advertising Cost
O. . of THE PATRIOT. NEWS and THE SUNDAY PATRIOT.NEWS, 118W8papera 01 general
olroulatlon, hereby aoknowledge reoelpt ot the aforesaid notice and publloatlon ooats and certltles that the Mme have
blln duly paid, THE PATRIOT.NEWS CO,
By..............".......,..,..............................:..........
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