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HomeMy WebLinkAbout98-02161 '1' "" ! )' ~, .... ct' VI ~ .. o ~ . , \ I J I I / / / / .f / , " ~ - - .t. '.. ~ ~ Q i I I 1 I ( I ~I ~l -, '. I .~ CJ - ...., ....1 "'I , I I ~I cr-! I .1 ~I <I I I " I. .-....,. cOMrhllt/l.ll," Of ,INNlnVANIA ---cOull, Of C_NPi:iAI-----~ Cumberland County JUlItClAL DlItAtCt NOTtCI O. APPIAL FROM DISTRICT JUSTICI JUDOMINT COMMON 'LIAI No. 98 ~ 2161 Civil Term -----,-----..~-------~-.---~------.--.--~______.___,_ .". , ,. ""__"__"...______~______~~.___.__ ..".. .....m._u_.M.L_~._____ NOTICE OF APPEAL Nolle. I. ui- that the appellant has filed In the above Court of Cammon Plea. an appeal fram the Judgment rendered by the Oi.lrkt Ju.llce an the datlt and In the c.... n_dlo".d below. 1mTOJ~-----------~-----.--. .-... ---- .---. --.-----.-----------..--.----.------~--r:~':~lA; ;aD:~--------- ~illlliL------n---.-.--- ---....------ .-----------cifr--------------.------- ----mw------. -"COOl - iMJDlg&1!lY~.v i ew R.?,::' ~.!n~ W",~,~burS'-LP ~- u J.I1Q.9______________ /I'..."""r-.---------.--- ~3/2~-_-=I-R!L~JtL(l-H~P~f!.i.gILJ'lor~~S ~f.ltct~mY~.ab. ina AIUedson . u~ I'<< VI' AmuANT ut{ H$ AnOftt-a!Y OR AutNT Q: w=' ~-.... CV 19-2LQ000268_____ ( .::J. . . LT 19 ~ \.... .u ;;. This block win be olgned ONLY-'when Ihi. nolallon I. requlr.d under pa.Rc-:-pTp. No If appelJantwas CLAIMANT (soo Pa. R.C.P.J.P. No. 10088. ThI. Notk. of Appeal, when received by the Di"rk' Jo,'lce, will oporate a. 0 1001 (611n acfion before District Jusfice, he MUSr SUPERSEDEAS jo the judgment for pa.....ion In thl. ca.... FILE A COMPLAINT within twenty (20 I days after filing his NOTICE of APPEAL. Signatllre 01 Pl'otliOiiOiiiry or Oopl/ly PRAECIPE TO ENTER Rui.i-,cfFiIE COMPLAINT AND-iULE TO Fli.-E----~------ (This sllCllon oIlcxm 10 be used ONLY when appel/ant was DEFENDANT (see Pa. HC.P.J.P. No. 1001(7) in act/on beloro District Justice. IF NOT USED, detooh Irom copy 01 notice 01 appeal to be served upon appel/t'fl). PRAECIPE, To ProthonotOfY Enlefruleupon..J2tL'.Rielle Desi"n Works Academy 98~2161 Civil Te:l'tW"'o/ilW'/loe(s/ (Common Plea. No. ~IlIlQllgllxilj.!!.~x --) within twenly (20) day'Lm: , appellee(.), to file a camplolnt In thI. appeal o _'l"" p<oS. S/gIlftlX6 01 appellant Of his attorney Of agenf RULE, To De'Reil1e ~~~/Ie~~ll{s -I\cadelllY ,appelleel'), ( 1) y"" ore notified thai a rule I. hereby entered upan you to "Ie a complaint In thi. appeal within twenty 120) day. after lhe da'" of ...Ylc. of thI. rule upon you by per.onal .ervice Of by cerllfied or regl.tered mall. (2) N you da not "Ie a complaint within this time, a JUDGMENT Of NON PROS WILL BE ENTERED AGAINST YOu. (3) The datlt of ...vice of thl. rule if .ervice W01 by mall I. the da", of malll April 17, 98 ,19_.. # o..t.: ~ 1DPC312.64 COURT FILE TO BE FILED WITH PROTHONOTARY / - .. OQ' Oa ~ ,,~_"o/^ '$ .~ 1",..f. '\ 4",~~t;., ~~ .?~ 10 0-<, ~;;. ., ~",s.:Q~/'b? ~.. ~a .._ :?l,. '" ~:> (} ~><'..o .1~"b ,,> ~.+ ;sI, ,'<p. ~ -t,,:>V -C-c ~ '- ~> ~. . .1, ~:1-1" "'f:p >~. .~ '_,./ ~o. '0. . O,s. ,,~Q>-?- ~. <-,.0<: O,'~ .,.~~ "''' .. " ~ ~ "",.. '1Ii .;'f" ,,,, ~ <V 'f."~ ~~~~ ~ '<V"" ~ ~~ " · 'V. "'" ~<o "it"':'~ <-"l,~'" "it " <> b '1:>.: ~<? "-:", ~ ~>~~...... 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DERIELLE DESIGNWORKS ACADEMY, Plaintiff VB. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW SABINA ALFREDSON, Defendant NO. 98-2161 CIVIL TERM NOTICE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearanoe personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a jUdgment may be entered against you by the COUI.t without further notioe for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or p.1;'operty or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR lAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONEr GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. COURT ADMINISTRATOR CUMBERLAND COUNTY COURTHOUSE 4th FLOOR CARLISLE, PENNSYLVANIA 17013 TELEPHONE: (717)-240-6200 DERIELLE DESIGNWORKS ACADEMYr Plaintiff IN 'rHE COURT OF COMMON PI.EAS OF CUMBERLAND COUNTY, PENNSYLVANIA vs. ClVIL ACTION - LAW SABINA ALFREDSON, Defendant NO. 98-2161 CIVIL TERM COMPLAINT AND NOW, comes the Plaintiff, DeRielle Designworks Academy, by its attorney, Murrel R. Walters r III r Esquire, and respectfully represents as follows: L Plaintiff, DeRielle Designworks Academy, is a registered fictitious name of Danie Floral Corporationr a Pennsylvania oorporation, with its principal place of business at 11-17 Railroad Avenue, Mechanicsburg, Cumberland County, P"mnsylvania 1'7055. 2. Defendant, Sabina Alfredsonr is an adul1: individual who resides at 3607 Bonny View Road, HarriSburg, Dauphin County, Pennsylvania 17109. 3. On or about October 18, 1995, the parties executed an agreement by which Defendant entered into a OOUrAE'. of study in cosmetology as presented by Plaintiff. The course was to last for 1,250 hours, with the total cost thereof $6r895.00, as set forth in the attached agreement marked as Plaintiff's Exhibit A. 4. Defendant pald the sum of $500.00 down at the time of execution of the agreement and was Obligated to pay three additional installments of $500.00 each after increments of 400 hours of study were completed. 5. A retail installment contract was also executed by the parties by which the remaining $3,895.00 was financed over a 24 month period with payments due in the monthly amount of $170.88. A oopy of that oontract is att~ched hereto as Plaintiff's Exhibit B. 6. Defendant oompleted sl.tghtly more than 50' of her instruotion but without notioe or explanation stopped attending the olasses. 7. Under the terms of the agreement and t.he contract, the entire total of $6 r 895.00 was due. Defendant has been credited with her $500.00 down payment, a $1 r 000.00 scholarship and $750.00 to offset part of a oosmetology kit which she did not receive, leaving a total due and owing to Plaintiff of $4r645.00. 8. Pursuant to the retail installment contract, a default by defendant which requires plaintiff to retain an attorney to represent it obligates defendant to pay attorney's fees. Plaintiff has agreed to pay Murrel R. Walters, III, Esquire $110.00 per hour to pursue its claim. WHEREFORE, Plaintiff prays this Honorable Court to enter judgment in its favor against Defendant in the amount of $4,645.00 / plus attot'ney's fees, interest and costs of this matter. MURREL R. WALTERS, III, ESQUIRE Attcrney for Plaintiff 54 East Main Street Mechaniosburg, PA 17055 (717) 697-4650 I. D. 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' . s~ 5~-a> Ut~ t)6 , · the PIIl'ohnnel' hOl'ehy n"l'"eA 1:0 1'0' llF.hlr.I,Lr, Ill1-ll1llNWulIKn AU^lJtflY IN ~ FAlllll,.....hr~ IlIetn Ilmnlll.o ,;t S .5M, OD, I_he ll1'81 ~?:~tii~~' IIoynhl 0 ~ oltl II II Allh- ~~"t Ille )molltn .1110 I h" l!-t't'/V~ ,or enuh m"lllh 1111'-11 1,,,1.1 - I III 1111. . 1'hle oOlllrnot emlluollen the wh"le . IIl1l'eelllellt betw"ell theno Unl'l:lo~ dlld lhe ""l'eheeel' n~l'ooe thnt 110 l'el'tellelllntloll, Wnl'i'IIl1ty "1' gllnl'dlltee hnA "e,," lI,ndo I:" h \n.1 hol' whloh I" 1101: IlIlIH"An I Y ""I: (orth hel'elll, ","1 H,nl: nl I lIe'Il'- rltll hlll''',,( IItlOI'IIII1" lo the lIoller nhtlll olno IICCl'lIe to I:he lIellel"n n8nllllloo, 01' nllY 81111. neqllellt BAell""e. 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'I'ltlr. or Tl/11'IlIN or UIIURIlE A()^Ol:IIV III1A I.L 1Il':- 1'AIN II" REUr.tvr. _1/", U.U\ ~ 4,9\ 20\~) 5.0\ ~ 9.9\ J"\ lo,Oll - 11..911. .',11\ 15,0\ - 24.9\ 4'" ',01 - ~9,91 7"\ 5 ,UX ~ UV~" 'UU. · t "elfll t: lVII, Uw n';u,lr. "hnJ. held r:IU'f'UII It 'tI'- I.h~ "Intt1f IJ "uflll "":it... ')(,lottA, t;uot,., ~t(J.. f "n "flY" 1100" 1,.,.II.,tl hy the "undo",y IIc:nflplo,' hy 1:110 "1,llIlellt. plltn "' ho.' fon" nn ollll:flrl III I II" U1I9'f or RIlUU^'I'ION I'. r:"R ..,.,.h, · 1'IIIIB In 01 tho eAAOllee [Ill' I.hln oont:t'flot: f\lld/ol' l:",..,," nHII IInAtp.llo" ll,,,,,, hOtlllll eOlltnlllotl AIodl I ho deemed 1:0 hnvo I.h" IIl1m'",., 0"'"'01' or Illltlty III"" Innlll" 1:11 "no-!: Ion whu exel'(:I,,~ I:h~, flUltt.,U':',. 'l'ho t:el'm "$nl',,,'" AItUlI'" hfl .I!!,,,,,,,,I to IllohuJe nllY IHu,I"llnp. of AuhnoqlUHlt huhlel' (If tltt,,,, ('Otlt:f'flOt:. II' fill." IJntl: UI' 1"'IHlnlullr1 IlfH'fHd t,:f UUtll:t't1I'Y t.u lito ,J"!lvlnlUII" or lfl'" I,1I1HlV AI:I1'" whr.l'fdu t.hlA f.loltl,t'nt!t mny II~ Il~o('"':e,I, I.h.. '.Olllllllll.IIR ptOVl81uIIA ellnll ho bllldlll. Blld ellllollvll ""~el'lheleon, J II II e olnueod hetwnAII the ntll:llnl · 1:111'01111I0111. t:lmo [A ,1,,1111'" IIn :ie u' m ntllolnlll: 101'lnnlly ltt",,'"nto" IIt.Arllll1l tlnlo nll.1 Iho olntll lOll whll.l ,n I J t'" Innl' .Iny "I ~.tt'ulhuu.t. '1'''''",111"1.1011 nhnll omll'" .."un" ;Ut nil , l,hyel081 nl:t.olldnllcn III tho rll,,"lllm~, A · Studellt u~ro"" tu nltOlld nln"nne relulfttly ne ftohodlllod by L'alltetL'''t el".1 \;" nhld" by nil tile .'llInll Gild tllllulnl:tollll'lIl tllll ,nonllelllY nil MY 110,", "0 IN I:, .,.. r", Illn y h" "h"III".l 0 I' ""11I11 1111:0 eol" \;n,\"" I rll" U,u. to "11.", "1", "","I","y ..""n,'''''" lh" ..tltl,\; \;lJ .11"'01"" n "UlIlnll' to.' 1nlllll'lI tt. nttuII,1 ,''"""''" ,,,,,"lnl'ly, ,,[ hL'otll,h u,. II",,,lelllY 1',lInll ","1 I'''ltullll;tllll" , 10" ,..'"111""111111 I." ,,,,",I"IllY I'",,".."n, ",. lul' honll.h 0" II t 1111 I' .'ell"UII" I:hnt l'II11I,III,I""..",1Iy err",,1: ul:llol' ntll,J,,"I:". · Thin nIL'o"""II1: I" ""hl""1: I.., n,l"n ","1 ""lIlllllUUIIII or u", dnrnfl:",,,"t ul Sl:llt" III th" Uo",,,""w,,n'l:h ur Vnll""yl"Ullln, r..nn""I.I. III I""'fl" fH' .". h"f'f~ III "rtn.' lIln~ hn ",,,ntH'utl IH' .ulu"t"," 'I'h" 1":UltHII.r. lIr,nl\lNWllnKlI AUAII.:IIY 1111"""111.,,,," I hilI. I\. 1"'""':'''"" II.. ,lIn"I'\",IIInl,IIIII "" lit" hrull,. ni ""'~'1t Ilt'fHHI. ...,Ihdutl. f,lnntlulnJ t'tntuH, OlJtlllt..,y lit' lIl'llln Ill' t'nl!lltltuII!", · I" tho """111: I\. In 11"""0""'." Ill" n IIl:lIIJIIIIl.l:u IIII:II"""rl: 1I1"llln.. nt.telldulI(]~, n In\.1,,,', III w..lI. I;,,, , '0""1: h" 0,,1"011:\;",1 I... I:hll ""1"",,,1..,,. Dr tlln B"houl "O'I""HI,IIl~ n Inn"" IIr nl'''''I''''.. IIF.IIIPoI.I,P' "Enllll'WIIIIKn M1Allr.IIY will """"1" n InIlY" III IIh",,,,,,,, "l' 1:11 "lxl:y (MI) tlnyn, oI:IItHwl,,'" I:IIH "l:Olll,,"1 will I". ''''',"ll1nl:n,1 nllll I:h" ,.,,1111111 ""llllY will IIl1u""" ..lr"cl:l"... · AlI.h,,"lth I:hn """"Iy kll: I" 1"""hn,,"<I hy thn "I: ,,<1,," l, II: will II11t l..!tonNe Uto l1o.....rft"ton ur 1.11.. ",1.11t"~l1t,.t tlntl J r.rtn,. the CJfilft"'"tlun ul' il!57) h'''"'n, '1'1010 "III rlll"""" IIr.HIf:I.t,P' III~nIUNIWIII(n A(lAllPoIIY I,hnl: I.h" ATii'iiniit: IB rlllly IInl,""I" III IInlllll 1111 or 1.11" "'11,11'",""1: wlLh""t "nuBIIIII Ilnlllnll" "I' IIl1f'" ,.. lillY'''''', II n "1,",1""1: 111.11'" IIUI. cr"o"'"t" hllllll.I'/d"_"J/l huu... II.. will """" 1.11 ",,11 tho ""I'llIy kit: hn"k 1:.. I:hn n"",ln..y nl: m--- I.IOI""lOhl:",1 ""H'. ""'"'IllIII"" hy II"hl'n Po, IInll,lI, I'I'"n'"ollt "r IJEIIlEI.I.E IJERIONWORK9 AUAbr.IIV, . I'U'I' An K IN ....11,: IIUX II,' Till': lI'I'A'l'I';m:N'I' IN ^I'I'I.IUAIII,I': 'I'll '1'111\ l'IIIIC1HMI':H III' 1'118 UIIH'l'HAU'I'. II' YIII/ WI/II 1.11 1,110.: 'I'U 'I'HAHlln:1I 1/1111111I 'I'll AHO'I'tll.:1I 1I1i1111111" YUII NI'a:1l 'I'll I'^V '1'1I11 II^"ANUI': III-' rUIIII AUIWIINT WI'I'II ,.'tlp. 111':1'11"" l'IIl.IIIY III HI"" Ilf:FlIIlf: '1'111:' WII,I, 1111 "'II^NIII"I-:tIlW. llIIllUI,AHIIIIII'1I Ant-: Iltll.' AI'I'I,IIIAIII,I~ I'UII '1'111-: 11M/III AU^"lmv ^N" UNI,Y ^'l' IWtI~ 1'l,HUIIN IIV ....11': IIIJUIWI.:. r.HHUYllr.a IIV "'.:III1U: IW'I'I-:tIl'lIl1l1W HI/Il'I' IH:tI^I:H l-:tll'I,IIYIW IIl'l'lI '1'111: IlOMl'AHY filII Tllr. I/III1A'I'IHN HI" '1'11: 0111111111-:, IN 1I1t11I':1I '1'0 11 I':N fa' 1.'1' I'IIUII AllY IIIf1lllltlN'I'1I url'r.lIlW 'I'll '!'IIIW, I" "'"' ^I!I~ TI:I\" IliA'''''', "" IIIWIIII.: 'I'll 1.F.AVll '1'111: 1111111111111'1. HI Nil "'"HIl-:lt IN I.:I'I'I-:tll ANII ^ 1l11VI/H:1I llIlN'I'IIAII'I' ",,,,.. "" "'IIN.1II. pi ~ o · UI,oll th.. BUC.OO"AIIII .c.II",pl"UIIII nl tile "ollrB", or Bnuller, (( '" tile 1I1.llIlulI (If I:h" lIen,lumy, II. I.. n.I"Inn"I.., 1.11.. "1:11,1"'"1: ..ny l'IIII...l.n.' lor filII e.."IIIY"""1. noeletlll'lJ" 111111 1:110 n"nllnlllY wl.11 """ Il:n '.III"t 0[[01'1:" tll nUOlJosnllllly loin"" '.ho el:,"I""I:, hO"""O", I:hu nl:tlll,,"t. In n.I"'..",, thBt 1:110 'nw I,,'uhl.hll:" nllY ""hull I , "nllu"", utc. ft'uo, RUdl'nllte..llllt I'ldo....ollt nn 1111 I IlIl 110 II III II II I: 1.11 ollllll' BclluuJ. " Uvul1 l!ItI(HH".S[ltl eOflll'lntloh ol' the f~Ullt.'"n, thn ..huve IIlImecJ IIltJdftul; will \'noB"''' n 1I.:RlF.I,I.ll IlPo911111WOIIIW AUAIlFaIY 1lII'ln..n. · NII'flllFl 'I'U Tllr. 1'lIllllIlAflr.II' (I) IIU NII'\' aWH Allllr.r.P1ENT nFlrunr. YUU nr.AII IT IIR Ir IT IllIlITAllle ANY III.AIIK fll'AUF., P) YUU AliI: f:ll'rt1't,F.1I TII A IIl1llrLR1'F-LY F 1l.l.F.II-ll1 UIII'Y III' Till S AIlIlr.r.tlI~N1', P) IINUF.n 'fllF. LAI~. YIIII "^Vr. TIIr. nlllllT 'flt I'AY 1Iff' III AIlVA'Wf: Till-: 1'111.1, MIOIIII'f III1F. AIIIl 'fU UIITAIN A PAIITIAI, nf:FUnll Ur "'IIP. I'ltIANllP. llIlAIHlF., lllltll'U'I'EII IIV TIIP. RUI,E III' 1I1'S. nr.nr.IPT IIr A UOry IIr TillS UlIlITIIAllT I:n IIl-:nEIIY AUKIIUW~EIlUI-:II ny Tllr. l'lIROIlASER . · I: hn".. I'''U'' 1:110 ""'II~ulu/l nil" hlllll lllyeBI( ~1t...1' '\ hll~.. I,:.b_, I:u .#" '11 _ 81'UIlr.ll1' /. l--t. e, .lA_ -, '. WITNF.SIY ~ t.ll, I'U L'oU 1111-"11 I bAn ~_ _,~ ^OOEI'TEIJ I ( ro.' · If nl:,..lollt I.n ","l"" 1:11.. r,...."'IIIIII PAIIEN1'1.1UAIW IAII hUI''''', .Jol." III thlB Bar"""'nllt III1Il t/nll.h I'H.'/urn,nllc" nllrJ Un t...',ne. I AUUUUlll' NUIIIIER .-2L -/tJi!.. I \\i f ~j ~ [ I I ~'.. l r 98 ~~~7 ~~1rI~1 Xffi~;9t; t.ff36~ /1/0 I " lln m) 1'(' uGn. ,'Ul'(U1t/RuOf'cJlnu mUllt (Jomplnl:e ...~ 't> ""0 f/. ~h ~ V~ ti> ~(( , " ~'9 ., " ' cosmetology kit. leaving a balance due of$I,645,00, had she been given the instruotlon that she was promised under the initial contract, 8, Paragraph 8 is admitted in part and denied in part, It is admitted thaI the rctull Hules contract called for the payment of attomey's fees in the event of defuull. Defeuduu! IlWI'S that she is not in default under the contract, as more fully set forth in New Muller hereunder, Defendant, after reasonable investigation, is unable to deternline whether Plaintiff has agreed to pay the attorney $110,00 per hour, and proof thereof is dellllludcd at trial. NE~ In further answer to Plaintiffs Complaint, Defendant avcrs thc following New MillieI': 9. Defendant admits that she signed the contracts and enrolled in thc cosmetology course with Plaintiff, 10, Defendant denies that the Plaintiffperfornled all of Plaintiffs obliglllions under the contract referred to in the Complaint. In this connection Defendant alleges thllt the Plaintiff failed to perfonn such contractual obllgations in the follOWing respects IInd particulars: a, The teacher was never in the classroom, She was either downstairs givinll fllcillls or was downstairs chatting about her personal life, b, The Plaintiff promised that the Defendant was to be given 30 roller sets lIud to comb-outs. but was only given 3; the Ptaintiffpromioed 30 pincurl sets, bul she was given none; the Plaintiff promised 30 blow dries and iron sets and comb-outs, but Defendant was only given 2; Defendant was promised 30 perm wraps, but wus only given two; Defendant was promised 30 makc.up 81lplications, hut was given none; Defendant was promised 10 frostings, but was given none; Defendant was promised 30 foilings. but was given none; Defendant was promised 10 going darkers, but was given none; Defendant Was promised 10 going darker retouches, but was given none; Defendant was promised 5 double processes, but was given none; Defendant was given 20 haircuts, but was given none; Defendant was promised 10 relaxers, but was given none; Defendant was promised 5thennal straighteners, but was given none; Defendant was promised 10 pedicures, but was given none; Defendant was promised 15 facials, but was given none; Defendant was promised 15 hours of waxing, but was only given I hour; Defendant was promised 5 sets of back scratchers, but was given none; Defendant was promised 5 sets of gel nails, but was given none; Defendant wus promised 5 color analyses, but was given none, - 2- ,"1'1,111 11- II Hn 11'.11.,,1 AVel111e 1I..<:lolll1l"ehlll.", l'A 11(1~5 I'h""el (111) 1\15-1I9lU l'UnlJ/lASKII AlIltnt99 IIlh "tAtrol ~ II' t'IIt/NI: UHI: UF ntrrr AUAlllmV NAUF. AllllnE9R tl I,TV rl'l'ATI'lI7.1I' HY :Mf/ / tl12~'w.t'lJ1tJ~ - r~l-';#J2[ :::LJ1,' . - ' -,f(:Ui.fLLU.(!] '" ~_ "-7z;,lLm__j~~d.~ 11'i. ' ...../)/Lr"H >;!#t" ~ · The URn I r.Utl Ur.A'"NIWHKII AU A 'Hltl Y h" I'nloy Ae 11 A 0111.1 lhe II".le ..IAllnll eluIIOlIIl, "Oll.n 111 n!'l:",' k""wl1 IIn ,"" I'IIl'tl"nA"I', ....."hy 1'"l'tl"ne"A, "uhlOlllt lu lh" I:" I'Mn n",1 "0,"11 UOI1A A" I: ""I: hel'" Ill, A 111'" I'AA III I'lUAlIIOll,,!l'IIY IltlllAIIII.II1. "' full 1.1",,, (2(11) n,"1 l,nl'I:-I:~hyun..., IJlUU'l1UM "",I 111'11 '1/'.1/ I ~1.Ul'll.IlIhA 1:0 ""MMe""e "" '1/. /1/f9$ dll,1 ,,"1111111 "" .. . 7., '}, .l;7!?~, UUIIA"h nr "tllIlY I l nuj1IUIULRI ~ 1lJ1lJ:.ILlJlll' r::nr:::6. II , ~~_--I'.L:tU I', 11,1 ',H,,,"t"J_)(T'fiiA ey_' '\lliilnM,lny' ItUI'",I"y-,trdtl"y) (ulnd,,) t~Ol ui'iiiTllliul I ""trtrmTill1 l;r-llT1111l11\iiil b""l'1lI111 y "1,"1",":,, I 'H' I."" nl:el" n...ntl ",. UOA",uI.III11.Y "~rllolll"I,lolI, J( "'ltllllol1nl hll'"'" nl'n '."'llIltetl hnY','lul 'h" "11"'1'1,,1.11111 tl'llu lInl."tl "'IllV" , 11 IInpklv Ch,",,, "' S_,/.f.I?~t'O _ 11111 1,,, ""'lltI.,.,,1 11111.11 IHtMI'IflI:11l11 "t AII"h '."'lulte.1 hUIHB, l'nVlIIo<<t1l IIrll I.., It.. ""111.. "nllh t10llllny M'HIIIII~, nI.IIII""I:11 1<111 IIHI. lIB l'ni,,,It:l,,\1 tll """I"ol.e "III/ltn,. ,,,,,,- ""ell 01 clllnnn nl:l.e,"lnllllo ullle"n lultlllll 11,,11 "hllr~eA lit" pultl III full, · urorAbLT"' If the Pllt"II11""r de'null:lI I" I.he I'''I'IUI'Mn""" U, hlo ohIlAnl:lulI" """"IIlIlJel' 11I"lu,lIll~ I: It " Mllklll, IIf. t'nY"'"l1to 14""" tlUII nll,l t'nYnhl.., t"o ""lilli', Ill. 11,11 \lI'tl,," n.,,1 wllhollt: 11111:1,," t:" \:he rtltcttdRer. Mny ,Jenlnt" 1:1," wl'f,l" "mOIJ"': tllll'nltl 1'~t"'II'IJnt. Immnfllnlnlv dun nlltl ,'n,nhl", 'I'll" 1'1l1'(~hn""': r1f1I~IIU"I(HJ"~1A lh"t IIn """"""1:"'01" "hnl; t8nllJol..tt,te nt:!;iHtHlY r.'fl" nllll fl0"t" nhnll he nWlll,.lnl. to the ,'I'f!YdllIItM pntty III III1Y npt:I\lII t"k,," 1111 I."," "\lIItrn"t III' nlly PIII'I: uf It. . uonT UF ~IIUUATIUNI One" r \' Ie" LOSe Elltoll"'olll: fu" Ihll'n 111 nn Inllee ('fill t: 10111 hunke nlld ""pplle" Lnh fe" ^ctlvl_lI"" re" A"'oullt F11111l1eed 15~.tt'> rlllnllO" uh"I'.e ~. rllld I uf'l,nYMell!:e 1I"I..rred "nYMell\. I.tlee, _ AIIIIIIIII ~ I'nle , - - ' . S~ 5(}().~ / 5t~, of) · tlte P"l'chneel' hel'"hy np,toen 1:0 .'nv llr.nltl.L~ ~f:UIItIUIIIIR ^O^I,.:tIy iN MlIll1.1.1 f( III.ln I hlelll:1I o. ...5'M. 1)1), lite lIl'ul ~~J;.di~~ II"ynhle Ifl 11,1 II I J Alllo- ~~"t 1110' 1lmelll" 0111" I:h" f!.Yery~ . ur onoh "".'"1.11 1l1l1:1I '''1''1 lIull. . t'hh cOlltl'ncl e",l>o,lIetl lhe whllle 1I~l'oemellt h"l:lI"ell l"eAe Pllt\:le" RI111 the rlltehnoel' Anl'neo \:hol I1D I'oprollell\:nlloll. Wnl'lnllly III' r,. Udl'nlll"e hnA heell ",n.le tu h 1"1 let whl,,1t III lI"l """'.neAly "e': futth hel'elu, ,,"01 I""l nil hello- file h"teol ""01'111119 1.11 tloe Aellel' nholl nlAo n"etu" lu Ihe nellet'n nllolRllon, "I' ""Y lIuh- neqUelll nAnllnoe. l'_,~ ' IIP,rUNU l'III,IOY I If n ntlltlell\. (01' III Ihe cn"n Ilf n ~\:IItlOl1t ulldel' the leRel nRe, hIAI""r I'nl'Ol1l Ul' 911111'dlnll) """"oln hlo 0111'"11- "'0111: 111101 tlem""tle hlolller ",II11ny hl1ck, III IItltlllR Ill' 111 petAUII. wllhl" thrne (3) lounlllnBA .Inyn al I:he 91~III"R ut nil CHt"ll- "ICltt ~.I'eeme.'t 1'[ COllltdct, n,"1 ,.\'1111' 1:" elll.e\'lllR Idn"nOAI All MOlllon eullnel:eol h, lho ncndo"" ohnll he 1'0lUtlleol, If n nlutlon\. """uele hlo ollrollmellt n!tnl' the lloton (1, hllAllle"" tlnYA nllet th. OIRII- IIIR hll\. prluI' l" ""\:"rl"9 cln""eAI ,.., nltuul.l I", elllll',"1 I." n tofllll" lit nil MUIII"n 1''''1.1 III I:h" ncr"lnI1lY, '"oe the ell- 1'1011,00111: fu" ut S ?.!J-:(I(J, , - Af I'll' 1l1Bll'ue\:lul1 10 n"o,lomy ohn J I 1'01l0 I vn nlll.l nlloJ l'etBIII lho 1.,,1 )"WIIIR P"I'eoll\:nRe (11 of I.nlllllll' I'r.IWr.IlTAllr. 1'11Ir. AIIIIUII'I' lit 'I'll rUTAI, 'tlllr. III' 1'\J11'lUN ut UUUME AUAur.:IIV nllAU II~- 1'A III 1111 IIEUr.tVE _ /1", (1.01 ~ ~.91 2Ut ~J 5.111 ~ ".II~ Jilt 1().1I1\ - 1/..111""1 I 5 "Il!. " 2',. '/11. I, ~ 1- ~.U~ ~ ~U.U~ 711~1 , .Ut - IlV~" 101l~ A u ,ulfllt: IUfI, ,,,.~ "I."d,' Ahlt.l hel,' f,'4!lMflUII n '_UI' th. "Inlfll. 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Jti (./136 11/0 7 '.' ~." 6 .2 II cn e 1 o( """, pn.ellttaunrlllnll ~uet cu~plale ~--- PL. el Jr." .1 RETAIL INST~L,L~~~! ~ONr,~~~rl;; , .' .' .,', ;", '1.1;/, ','.,.-, ,. \".Jlr',L'~' ,., '. , . J. ." "\'" ','... "'"'''''f''' . L.Ie. L.J. fl.'ii,~hl1-" ' 7/--}:Jf' NIOflT:_.t/1_ r!fl,('ll.f?~i : ";':',,,' " SOCIAL SECl!RIT"(' I '10,' A:"i~. TitI~ ,~, :), ':' . ~ Ill! j,? .;' " 7.1;/" ' DAY, /r.. /. Ti..{2o~.:"""'oln.1 .1 /.:. ,;: lJiiYiii'. /o/.m. (~" ~me; , "me' .... T~ or PdnU----- " lJOij "opnon :/1(1('/ 1/)1"1/ ,t (/pi~id.,t:i ' (.141 I/.. ::.j;"/llJ, 11~_ //>c~ ,.'i-;-I-- / ',. City (PI.... Don', Abbt.VIiii) Sial. ,'Zip CW; In ItiI irt1IIImerj conflict (Nol'), Iht W<lnb I;.:s:"" end my mton.och.id iii oIlhose wI>> ligIocI I.. Buyer and C~lluyor (who" oppIIcobIo), Tho words you, your,.nd yoo" moon Iht Solor IndIc;tlod btIow.. 0I\y0nt IogoIIy ._10 plymonlo 110m mt, ~IIUll.lli: r ptorNoe 10 pay too To/II 01 PljmOt1lO In too~,.oo........ oIinltdmonla and on Iht dat.......... btIow.1 yoor .dd...., ..10 Iht .ddll.. 01 "".....Iogaly.'*ilod fil~UClipaYinonlo. TNt Nol. ~ P'!I,", *'!I~,ooA:jod,!'l ~ Ie.... end 0IltdtI0n0 0IlfllIIn0d In IIIf wrillon tgtttmonI berwNn Buytt and S.Io, rllldo In COIlntctIon willi ItiI NOt.. . ITEMIZATION OF THEA,MOU~~~) , D~SCRI~T10N QF ~4;ES AN~/OR MERCHAND ISE (I) Cash p~__. : ,~~tp.o;JJf2 ---U0J/!iLL.. -11. -~:i'6 L'~. (2) L~~._ s..' , (3) (+1 .' _ $' _ (4) Total Cash Price (1)+ (2)+ (3) S !( i!Lti. tJO (5) Cash Down Payment ' $ (6) Unpaid Cash Price (4). (5) S ' ~ P /{'j2J2. (7) l::L $ ::~ ;,;;; Flnan-.ed (6) , (7) . (8) ~}::f.' 1'1' . {I.I ,~.' ". ACCT, , NOTICE: ANY HOI.DER OF THIS OONSUMER CREDIT CONTRACT IS SUBJECT TO ALL OLAIMS AND DEFENSES WHICH THE DEBTOR OOULO ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WlTli THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. (9) IImount Flnlnc.d thu amounl of credit provldtirl to me (lr on my beholt S sg f.j-. (){) (10) FINANOE . OHARaE Tho dolllr Imounlth. credit will cost me .., $ i/ {)(" ,/ it-- '.. ',' ",' (t 1) Totar Of r.ymenta Th. Imount I will have peld ,".r I have made all payments 85 scheduled $ '///(J! /~ (9)+ (10) (12) Tatar Stl. Prfe. n.. 10t.1 coot of my purch... on o,edlt, Includl"ll my down plymont 01 (5)$ (5)+(11)$.<:/:. . /;L ANNUAL PF.RCENTAOE RATE The cool 01 my c,edlt .. I y..~y rete ;,- ~ % ,- MY PAYMENT SCHEDULE WIU BE:; Numherof Amounlor.lch ,./1.1f'1..,1 ,1Yf!lt nl.. fldUlmonthfy'l=h8 APR PAymenl' ~vment ' , " ,:,.:1 ill, same "d8y or each month . , .,t. a~. " beglnnmg: S !I,:: " .. 19 " s s 19 DEFAULT, I'M be In del.ult II I don" fully pay any Inollllment on Ume. You may lhen demandlhe unptld befence, eemed flnonce charge, plus .ny IlIomey 'ee., collection I.e. ond Inle..st "' .llowed by '.w. ....: LATE CHARGE: lIenyplllofenypoymenllemoreU..,,10\lOyolll.,lwII beoc:l1ergod_(I) 8% of !he p8)TIlIIrI or $S,OO~lefeuor(b).. emoIrIl U pet' ..... Iew II hiltoer. See !he NoI. below lor eny eddtIontl I; " ' % ~~~~~~~~nu~, AMOUNTFINANO.ED: Amount flnonced wfll be llpplled 10 my.CCOOnl.; , " ' , ~ '. ' ~ ' 19 COMMENOEIs!I/:IU)~E CHARGE: Tho llnanort chilII' w~ t.gIn 10 OCCIUt one coleMa, month ptIor to Iht lint pajmOf1l dale u ohown ","", MtWMllfi: I rillY pay my 10111 bo~"", 1M In 1uI,1."Y timt wilhout penoJly, My oor:ct.<j wi! be crodIod ,..Iht uno.mod llnlnort cI1trvo, colculolod occording to Iht ocIIIarlll mtlhod, 'UBS1ITIIt1OI/, Tho S.IIo'........1ht right,. "JbelItute NrvI:ts IrQ'.. m.rcI1t11l1H 01 oquo/ "lI4"rtOI ,oJue, ClIIllII INFORMATION: You""'Y Invoetigott my mdI Notary and fumsh 1rI0rm01lon concorrlrlg l1'/rHI.oo ItiI Nol.,. lIlY po""",, !1m wM may ~wfUly receive ouch Wormollon. lIIIAlWm: ArI(one 1Igrini!1No Nol.... c<>8uyo' wll be"~'",, _.... V Iht Iluyo< doloulls 0I11ht ""'" 0I1tiI Nol" wIIhouI ~ to procHd '011'" Buyer, MALIC PART OF NOTl!! M lIlY PIll. 01 tIo Noio ~ ""'.Id inle, Ihi .~w yoo wi noI,1Qot onyofyowtlQhts..to Iht oIhtrports 0I1tiI Nol., NOTICE TO THiE BUYER:1:bb NOT SIGN THIS AGREEMENT BEFORE YOU READ IT. OR IF., IT".OONT AINS 'ANY BLANK SPACE. 2. YOU ARE ENTITLED TO A COMPLETELY FILLED IN COpy OFTHISAGREEMENT. 3. UNDER THE LAW, YOU HAVE THE RIGHTTO PAYOFF IN ADVANOE THE FULL AMOUNT DUE AND UNDER CERTAIN CONDmONS TO OBTAIN A PARTIAL REFUND OF TH(t1,E C~ED~,~.~~XtCE,q~~~G~., " I, .:-L '.... '':'!~(~N,,'' '.. "./00;,-' , ..,' , DATE OP NOli. \'l.['-, , ,,'~,. ., .' . :'" Spt ij ".';..l'.l""'.i';."'i":.'l~~t '. ,~'., ItlItr ",.":;::r 'u,;~,~~,~,/;~T(l~'/' (laj L "'I~,' .\ i '~,~:'>",., t""' . A VE . TilLS ':':'.'::;~.; Q, 'N'~..' , , . r~,.)I"j liS",; . ":,' , .: \/I:,~.t. ,.'".~",,:' .;..~~:4, ,I ...tJ~<'. ... .", " ,. ". ,~. ,'.' , . "-',1" ''.,l~"l ' C:'lE1 Fofl LB~~~~<;\'~1'~" :~~~mlY~R"!"';I~"~O~~~~::). [!J FOAM 983 NJ REV 8.9S 0 rAIMAAY tORMS : BYSIGNING THIS NOlI,l ACIlHOWUOGE RECEII'T Of' A COMPLmL Y F1WD' '" fI COpy OF THIS RETAlI. INSTALLMENT CDKTIIACT. ' ",'/, , . .. {(;'/'/ '( " It...___-" ,.- ~ I ( '"" ~," auvEfl I i , "-') /" c..... ,l" 8Igntd.. ,...(l-Z.l,r << lor' " , I co.8uYEA . By " 'j':" - ~Df'RIHU Of SIGH WORKS R[RDfMY 11,\11t ' SI\IN ' N,\II,S Course I;ccs Co~metology $6,1I9'J $';00 down + $500 every 400 honrll OI,erRtori; 1210 hUlII'II Indllllcs (1'lllIallnR $2,000 hy Rl'RdllAllolI) COllrlle 1<11 relllRlllh'R hal. dlle onr 24 mUlIlh" At 5% Inlere"t After grnduAlIolI, .~dlfl'(/fslrl",\ l(mllll"'I', COllmetology $1,200 $500 dowu Ml\ul\ger'II 300 hours lududell remAlnhlR halAnce due over 12 Courlle 'Icxlboohs IIIl1ll1h" Al 10% Inlerest After grndllallon, Cosmetology $2,000 $500 down '1cRcher's 5001HIII" Indlldes rClllululng b"lance due over 12 IUonth" Course -I"xlbooll" Al 7% IlItere"t after gradnAllon, Cosmetology $2,000 $500 down MRulcurlst 300 hours luthllles rCIIIAlnlng bAlAnce dne over 12 month~ Conrse 1<11 At 7% Interest Afh~r grudllAlIon, Cosmelology $2,250 $500 down + $500 after grRdnAlIon, Esthellcs 400 hours Indlldes rcmulllh'R halAnce dne over 12 mOllth~ COllrse 1<1\ al 7 % Interest After graduAlIon Electrolysis $1,695 hAlfdowlI COllrse 160 hours Incllldes remAllllng hAIA'll:e dne over II months 'I"xlhoohs ut 14% Inh'reslAfler grRdllAtlon, l'aYlIIl"1I In filII "/'''" n'ghtrallllll will SlIl'l' lIJ% "Jf "f 11.1' UJsl "f "'1' UJllf,ll', !'aYIIII'II' III filII 1I/11JIIllratlllllf/lI11 ,\(11'1'.1 5% "If 11,1' w,ll "f 11,1' fllllrSI', TlU'sl' fl'I'.1 IIrl' _111"11'1:' III dWllgl', ~ PI, E:Y.. "(. I, 11-17 1!1I11t1lW/ A\'I'III1I" Mnlrtlllln"lllj( '/":III1Wfl'llJlllI170.';.';' 71779,';..11920 PI, r v, I'^",V stUN IN 11111';!,:'I' NMtfi: nnwI' IWI'1I C) . /J V/ . .:.::ti &Nll.r:r fiJf_4AJl/1 jL:Q_Lf:l5.: 1J^'m THill IN '1'11-1/0: 01.1'1' "UNCII 01.1'1' 'I' \10111 'I'O'I'M, UOUIW (~ III1S. 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