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HomeMy WebLinkAbout07-1292T GxEGG L. MOwuS, ESQ. PATENAUDE & FELIX, A.P.C. 213 E. MAIN STREET CARNEGIE, PA 15106 (412)429-7675 FACSIMILE (412) 429-7679 PA ID#69006 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD CREDIT PRIMUS FINANCIAL AUTOMOTIVE SERVICES Plaintiff, v. SHAWN A BAKER AND CYNTHIA H BAKER , Defendant(s). No. 07 - ~aq~, ~~~~~~' COMPLAINT IN CIVIL ACTION Filed on behalf of: FORD CREDIT PRIMUS FINANCIAL AUTOMOTIVE SERVICES, Plaintiff Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 East Main Street Carnegie, PA 15106 (412) 429-7675 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD CREDIT PRIMUS FINANCIAL AUTOMOTIVE SERVICES, NO. Plaintiff, v. SHAWN A BAKER AND CYNTHIA H BAKER , Defendant(s). NOTICE TO DEFEND YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within TWENTY (20) DAYS after this Complaint and notice are served, by entering a written appearance personally or by attorney, and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 S. BEDFORD STREET CARLISLE, PA 17013 717-249-3166 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD CREDIT PRIMUS FINANCIAL AUTOMOTIVE SERVICES, Plaintiff v. SHAWN A BAKER AND CYNTHIA H BAKER, Defendant(s). No. O7 -- ~~ 4 ~' COMPLAINT IN CIVIL ACTION c~.~~~ AND NOW, comes Plaintiff, FORD CREDIT PRIMUS FINANCIAL AUTOMOTIVE SERVICES, by and through its attorney,GREGG L. MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files the following Complaint in Civil Action, and in support thereof aver as follows: 1. Plaintiff, FORD CREDIT PRIMUS FINANCIAL AUTOMOTNE SERVICES, is a corporation with offices at 575 East Swedesford Road, Suite 100, Wayne, PA 19807. 2. Defendant is SHAWN A BAKER , an adult individual, who is believed to currently reside at 229 MIDDLE ROAD , NEWVILLE, PA 17241. 3. Defendant is CYNTHIA H BAKER , an adult individual, who is believed to currently reside at 253 HOWARD'S LICK RD , MATHIAS, WV 26812. 4. On or about February 18, 2003, the aforesaid Defendant(s) entered into a written Automobile Retail Installment Contract (hereinafter "Contract") to purchase a "Vehicle" from a dealer (Seller) as more fully set forth in said Contract. A true and correct copy of the Contract is attached hereto, marked as Plaintiffs Exhibit "1" and incorporated by reference. 5. "Seller" thereafter assigned the Contract to Plaintiff, FORD CREDIT . 6. Pursuant to the terms of the Contract, Defendant(s) were to make 61 payments of $689.54 commencing on Apri104, 2003. 7. The terms of the Contract provide for termination upon satisfaction by Defendant(s) of all obligations provided thereunder. 8. Plaintiff avers that Defendant(s) defaulted under the Contract by failing to make payments to Plaintiff as promised. 9. Due to Defendant's default under the Contract, Plaintiff exercised its rights to terminate the Contract. 10. After calculating early termination charges due to Plaintiff, Plaintiff avers that a deficiency balance of $8,090.23 is due from Defendant(s) as of November 16, 2006. 11. Plaintiff avers that such attorney's fees will amount to $950.00. 12. Despite repeated request, Defendant(s) have willfully failed and /or refused to pay the aforesaid sum due. WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the amount of $8,090.23, plus legal interest from the date of breach, reasonable attorney's fees in the amount of $950.00 with continuing interest at the contract rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. Respectfully Patenaude ~J13 E. Main Street Carnegie, PA 15106 (412) 429-7675 ronfl/2oos ENNSYLVANIA SIMPLE INTEREST VEHICLE RETAIL INSTALMENT CO ACT DATE --' - -' - - - _ arya (aM roBuyer) yLme.aM Addrra Qridldl end Zip toes) CAE Nwr •w Addrar) 9WMIDOLEK~OAD. 229 MIODLAD INTERSTATE FORD, INC. J~AaSODXO~ 'WILLE PA 17241 NENY[LLE PA 17241 196 IIALNUT BOTTOM RD IMBERLAND CUMBERLAND SHIPP.ENSBUR6, PA 17257 is tlwa.,lu~wr (•n0 Co.lq+r~ K ~6 ~ ~tlr rMJCM 0••albed Mbw for ooh or m aMlt Th'CaN Prlu' Kern Chew N tlw oN P~ oI1M wMeY. 1 •..b.w.era.e.e,reg.,,r.,~e...ee~..r,e,.enub..eo,e,.n.rn. e. on nss.r e.etamr mm~ F, i NerA)sr rea ana Mr~a AAOdM OV W M Tnrk VehNls Id• NumO•r Use F« Preawed 2003 )t] p.nen.i O asrinari EW FORD 150 PICK 1FTRtIOBL)CiKA67606 o conarnir INSURANCE 7rrrin N/ N!A N/A t N/A f N/A rw and Nor Oros Mowenw Aeaa• owMp YOU MAY OBTAIN VFJiICLE INSURANCE ITEMQATN)N OF AMOUNT faNANCED FROM A PERSON OF YOUR CHOICE. ~ 29032 11 YOU ARE NOT REQUIRED TO OBTAIN ( ) . 7. Cash Price..._.__......._._._..._.~.._.__.. .. _ ....._ S ....»._.....»._.. _ .___. CREIM LIFE, CRF_a'T aSABILITY AND 2 Down Paymwt ~ 2500 00 OTHER OPTIONAL INSURANCE. THIS . TAlyd Parry Ratrab A»Ipwd to Crsdnor_.__._...»_..__».. S 5~~~ CONTRACT WILL NOT INCLUDE THEM SIGN AND AGREE TO PAY ESS O Cash Down Payrlwlt_........».._.»».........__._........_.__._.._.. -N(A N N/A UNL Y U ~ S S TradMn N/A S THE PREMIUM. Y.r we Mau 6vr Abewo S 6148.00 (p) 7oLl Down Paymanl . _ ~ M . . ._ THIS CONTRACT DOES NOT INCLUDE .- ...».._......»_._._...._.~_._ . .. _ _ .... . 22884.71 3. Unpaid ealanw d Cash Prirx (1 minus 2)._......_._......»._.__.. S ~) LIABiLr1Y INSURANCE COVERAGE FOR 1. Anaurds paM on your rhaN (SNNr may be reteiMnp • poraon d thaw amounts) lsOaLr INJURY AND PROPERTY DAMAGE CAUSED TO OTHERS. To Inwrance Companies for N/A CradN LJta Insunnes (for berm d earmact) ».».»_..._._» S 6773 -i- Credit DiwbllNy Iwwanx (tor brrn d eontrad)......__..: [Tami ~brl$ie (Fatlmete)1 S-"-^r^ To PubNe OMfWIS (q for 7leanae IS 10.00 1, titb (S 22.50 ). g ~' e~ ... .. .. ^ CedN Life regiatretlon (S_._81.DQ) teat+ 5 6.00: Insurer (6) fa failp tees S N/A S (64 for taxes (rql in Cash Pries) S 1720.96 s , 1844.46 Derr ' ~ NEAI r r for Mwssn ~ Ssrvlw T Premium Insureds) p . _.. ._..._..__._ o 21~~p l" t1ARRANTY . Signature S 7o fORD for EX - 5b~ To DEALER for D E S To STATE OF PA (« ON LINf REfi =!f 0~ ........._._......__._..._.._.~._.._.__..~_._.. Toni __............_.___. 6~~ p) Credil o Oro.apy Irreaerer i Amourd Fbwaw 3 w 4).....__....-._._._...._.._.__....____ S N/A S fEDERXL TAUTR•N-LENDiNG'DN3CL0SURES Premium Insured ANNUAL FlNANCE CHARGE Amount Fi d Total of P Total Sala PH 5~~~ PERCENTAGE RATE ilr Coal d yo« eredn r • 1rrM rer Tr daYr emcur ~ «adn win mt Yoe nenca - TM amaart d Gwn proviE•tl m Y«+ wrres~r aymarlls The amours yw wa nve t~i•w nrde M tx The taW cor a your ut•chre on IrcWkp your Type otlnwrance Term aaraura 140 a~ S i P 18.00 x s 14417.23 626955.17 6 4 6 nwrer m Number d Amaed d Fads Yylra Payments l re ~~ SellsduM P d d ararr • am es 4I ta•lal LN• and Gra MeabNKy Imuarra aro Mr tM Mm d tM sonnet Ttie amoum and Your paymerd a~ledub ~ S ~_ (nmlhly ffia~o) DS/t19/LVU3 In a natla err epn•mant arN be: 1 Inltl S ~n ro ~ may. O You muM Inaaa tlr wNda. a . ansrpe N . ~ shown bNow lM Clwlror wlN try b buy 1M alrclyd-far IM_sann, allo+m. - ° O ~ ~ C Oa eraa ee adn w wow an uw erh wow a m t tm d b i d t s tl H N roes a r w r. • r pi K w the arrr d iM poary. N/A ^ PreWY~ n YW Pay oN Your debt wly, you wel nd Irve to rob • p•rreny. ComprrrrrNe ^ s Die Canielon lase Mynrnt rau rt•rl pry • I•w tlrerpa an the podlon d ••oh raoeNed moro wren 10 oleys th. TM eh•fpa~a 2 PaicaN d the 1•la emGUrn or $0~ k lees ^ Fire- Tlrfl•comdnetl AtldnbrW Cowr•0• ltaa,ally iraaraak Vou aro phrinp a redly inhrer in th• while lwirg putehwd. ^ ToWq and laaar Codrad: dPpMMaee re tltls ooMaa for eddnbnal bdanrrnon On racily idanrt. nanWYnMnI de ~l P~brapuro repeymgrp d yea Osbt 1~ tyll Mtare 1M sd»dukd dau. and. ., ^ Tam ~~ Abnun (Eetimuq Pnmmin i ' txsralRa.~ vaematea.ES: Tn. carp. atrr h 1M ihwe box b ire piynrrde ipt*ss whrw~the wade _ - r w ysaai tSAbb «irna yew mw"uY pt•y~i iw nan~u~ewdmn d Y~ si•ad1°°aaa moro ern 10 days W. lh• drips a t pwaad a err Ira ama•n «660, neaaraaar a Mae. n you do not mar your taaMred o6fpWOro, yw mq lo•a the wnida art you aro hwMp order tra mrrsa, r nel ere txeh prb ad pootla pre on rie wMda aM merry «goode racaia•a W tlr wlatla. L~ ~ NON-MOaFN:A710N aSCLOSURE Arty w.us++l~ a m +*IImO •w aprd M You ~9'M1e Crodlmr. _ .L ,{QUESTIONS?. _. • • Do not sign this ~ntract in Wank. Y~ou~re entitled to an exact copy of contract you sign. Kapp' tOr~eCt yDUr Ilgd fighia~/J~/~ ~jt / i.. PLEASE CALL US AT 1-e00-7Z7-7000 , ~seLU f (~.B( / C/ 14i /u~ ODaH Buyer aeknglyledgs;_d¢eipt.of afros and.txympletely filled In copy INTERSTATE FOND, 1NL.~C,.~ ~LX[,/~//Y~ ~,' `L~'~ -f-~- BRANCH COPY rc +rmra 0a w A+.a.+.e+r. err nm w ~y _ __ gC~ aACK PoR ADartKfNAL AOREEAEIRa Ford Motor CredH Company PlYetelTed Payment Plan Enrollment Authorization - ® ~rbrwr wPra rd Miser FeN alebr Cow Cenery Ifer Cr•') b a•r. ubYwW bn ti rieAO.re wer IrlwOpaear7re barn Fweaarraerrrb.raer~reeebeMw.aber.p aemarlluwar.,w aye err.. nertiebralaret bar err ewrwea wraemwn.ra er,wanm bsrecwa mr Mrrammwear.ewra aan m.. awrn car r aw a aer a.raea r r wvr a ew moan v r~.abbaan r a~arr r w rM a.ai ice. mq •b bw,e +.enewr oar W,~aarr~m~maeea.,r•r.e owr ereab.ire.r.~.a orrrme rra~..n.e~. arbrrr err, bae.rm. aoae Darr. n.r•wr weab C~epa.}arwaa~wrL m.eC ea~rwmram err rove o.~w eeea e.wp LL ~ r,,,, ~„~_ ww,: rC.., rw w .e. r. ^^°°. .. a~vr~7"r, ~.R ~A., ~ raeeaaa+a, breearar ®a: nr e.aaa.w - caber _tS erw.w urr ammo a.rre era.. ~r~rm w. wa oa ~ma aw .•e era. raa a.s.mw ra.~en r "'O°1°b1e1A ewacrai uaw, r.r Mta s Fi rSt ~ a: ~e.ra.auw~r... » a: tib.n err amow.e s.a er.w.ui u+m namn o.wn ear e.o.ar ai.~e.r rwrw. .r were cww ewr a e. br rn err •.ae~.r uae~rsa~Al ~r.lmai[S6e Hr nner. .ewe era. r+v awe++C. •riR`d.w unenlaaw b..e. e.+~caai uen .mo.n oarss~a~rw area: ee~.r ea. a. rabns+m aeeo err err wor e r br r rm. m wrs. beaaar~ auaare errnow uer as rn K our err v1bP ewbe W oaaerr ee 1 ear a aN Y M ~ err ,w Far faoea re w arm.. ayr.: VIII orr entbb.r ~a¢ww,e nWrlrwe enae..• neon b obreeY br rr+ araar w ..oars erg or. ~ d $ V 3 err ba sw caw. r.o. r wow o..rrrv era r wrrww rc+em .ao oe. r. r ~aaamaeee vr. car c+.ee ea~e'bY.orarnnba ra r rpw r.w rw we,r w rw rr. M+-r.aar owe rrya-aamw ceer _. _. _. _ .. _. .._ _ _. _ - ...._ _.J ~~ I~ /~ca ~~ ~ ~~ ~J AuuIIIUnAL ItRmb wnu s.umm~uns 1. HOW THE 107A1 OF PAYMENTS IS COMPUTED: the idd al PLYmenls is the sum of the may advance nwmY to obUin imuranu to cwu bss or darmte to Ile Vehicle. We Mre We Amount (imxed Led We FWLn[t Uage. IDe Fiance Lharye consists saely of inremsl chime of wlwlhn of npl le a0vaxe soy coney for IMn outputs. Saco Inwnrme wW k` comOWed daily on IM owkndiq Mknee PI IAe Amount Hnwced. the fimna fNr¢e mm~etl ID Ln amount not polar IMn you owe on Ibis Lonlrxl. THE INSURANCE WE shown on Iha honl side Ms Gem mmpuled on IAe assumption Thal wt roil recdrt all PURCHASE MAY BE SIGNIFIfJNRY ANNE E¢PENSIYE AND PROVIDE YOU LESS CDYERAGE paymmh m Ipeh srMdukd tiro dam THAN INSURANCE YOU COULD HIR(OIASE TOURSCIF. T. COMPUTING IMYLRESI: We will emge interest m a daily basis on Ine oulsundbt rWa will add wry money wt adnea on your kMll to We Mknm on which we impmw Annwl Perunlage RLIe divided by the combo pl drys m lMl aknmr yur. Buyer ipea Ihal kause minesl is nkwled a L daily Msq kle DaYmenh «iN resWl in eddilieml rnkrtsl pm, i appkahk, L kle cMrpl. fah wYmeMS wN rtsWl in less inkrul kin¢ cMrled. Eadr and/a INe wymenU will rouse be LmovM of We final payment l0 cAarye. 7. UTC CHARGE: Buys epees It piv a ble chop br any wymenl ml Wade wi1Nn 10 days +Ner As due dine. Tha file entree wYl k TK wr month a IM unpird amount of Ow payment We roll canrNer LRY wn al a month in excess el 10 Mn to ue a IuN mdM. the kle charle will k due when caned. No tat chute will k due it the krsen IMI the pymenl n file is kuux, aper dehult Ine entire outsYMin! Mbnre on Itus Gnlnet is tlue. Na kk charge will M due II Nrc sMy Swsen IMI IM wrmenl rs kle is bxauu pf i kle cMrle assessed on an dr4er payment 1. APPLICATION OF PATY[Mli: We wA aPWY PaYmenh W We token! wtla of priority: hssl le klensC and Wen b lak chirgn.lees pnndpal Lrd any olAer ameuels you ore m IAe ertln War we ckou. 5. PREPAYYENI: You mY pepry. in NA w b part IM emaunl YwM m Ihis ConUacl al my lime wilhom DenallY. II you prewy the Canu+cl m rod, yw aloe to conlinw to make rttWady xhedukd payronls until pis wy MI arounh due uMer This CtlnlncL This wtll ndru IM number of prymmh yw roil u1e fi. WAWERS. a. WAIV[P BY SELLER AND ASSIGNCE: We aw AsM[me waive IAe npl b trawl +nr prawnY n securilY Im IM rewYneM d Iha Gnhxt nuPl lathe YeAkk std Ilk elMr veuMY spedlksNy neMbrcd In Iks Contract h WAIVUS RY eUYEP, L0.51YMER AND CO~OWNER: Yw atree b make N whims on or kbre IMy ue due wilhwl orr Mmg to nL. 11 pv den'I, re may glace sw Alhh Mlhwl rMNIWt /w in advance. Yw Ike up any ritAl You roY here la nquke IMI we edace ow ridNS apmM fame clear Demn or proOedY klae we eNwce mu ntAh apimt y.u You epee Iha we tiny flee uD ow rilhls apiml sin akr patron dW rot stLMU yw. Yw won due tlilltexe in mkclkn and to deknsu dud a sWnyship and uepiunenl el cNkknl pr sxurily. 7. INTER[SI AFTER MATURITY AMD NDGYENT: Interest al the ale parlded N Wk Lonlrxl s1uN mMiwe m awm n We urmMtl kYnce role DMd b IW, even epa milwuy aro/or apu we eel a lodgment a1Mml Yeu br the ampwYS Ouc iNS wW apdY even X Wt nawilY xws bemuse N smNenlba. If a any IMC inleresl a Provded for W Ihis psntnDh h not wmAkd 6Y kw, inleral shah accrrc el IM hitneM nk aNawod by applaLhlt hw kBinMnt n WI Uro. B. YOUR PROMISES ABOUT OUR SLCURITT INT[RESl: Yau wa rot permit enyam e1M IMn us b oMeW i spulAy Wleren a ghat nlAh in Yle VeNcle You wiX wr all tikrt lea mcavry for w k MIaM antl maW1iM wr sxunly MkreN b the Vedick. You wM aasbl a in hamg pro sxudy Nxal rokd m We rsANkae of IAIe Ip Uk VeAick. Yw wW nM sW a gin inay We Vehke. II wmeorc Wls a lien m IM Ye1Xde Yaw wiN wy We ah4Wke ant ilea the Nea 9. YOUR PROYISFS ABOUT THE wNlLlf: Yw roil Yu0 We YehkJe W food mnWMn alN monk. riu nXl pay WI Wra aw mulu m Ile VeMde Yw rill py all costs of mainkWb! Ile VeNde. Yw wiY rW ahuv the Vehkk ar permN snYlNng to k done W IM Vehkk whkY will sedwe its valrc, alms Wm la wrmN war aIN use Yw wM not use We Vekrk kr YeW purlrosn m Iw hire or Mue Tw wN not more lk Vehkle Iron yew address shown et IYe Imnl d INs Caohxl to s mw Dummenl plan dl OntWt Milkut ndilying us W adruce. ID. IDUR PROMISES A900T INSURANCE: Yw roil Rap Iht Vehkk Inwretl aUMN Nn, WFN and cdliwn sold aY sums due us ut DaN m IuR IAe Wsumnu covsriLe mug k vUMadory to us aril Prolecl our Wkmk ant our WkrrW al Uu Gro N any Imuretl loss its insurarce hunt mine ul u'hss~pawe' on We Poky. IM irowance must k wdkn by an iYUnnm mmwny qudiktl k do badness k PennrykaMS sw dcemetl b sW irowanu n Ile stile where IM Veltde is persnanuUY hated. IM imursnce podry mrW wwYe Ys wnh d Leal Len h0i tip Drier nYbn rSeNc M any ancekkn er redsrdmn in mono. On rtlWat yw WW dekn the poky or Nher nNexe of nnrlrance mrenp h us W Ux evert N IAe less or donate W IAe YMk1R yov wiY mmwhleh ro4h m in wiring and Ns a pma a Las wXA IM imrtr. a. OUR RIGHT TO FIIF PROOF DF LOSS: In IM arenl el any bss ar danep k Wt Vehkk, it yw IMI wvNuu to ilk a claim er proof N bss wXh tlw irounnee cdnOanY. you sent IMI We SMYr. AssKrce any vbsurknl usdpee, w iln w0nrkm empkyrc d wy d IMm Prot 1 may 6k a Pmol of 6v wlh We Anunxe comPanY. W Ywr mine i1N xdng u Ywr aleN, xYA inspect to the imumd chem. Yw Wa IMt yea do nil Mre IM AyA k and wW na rweke Uk power yw hate oven us to lik L pal d bu You >orrc Uml we may exerche Ihh power for our benelil and rot kr your henNiL eampl u provided in Ihis Conlon and by kx. h OUR RIGHT TD ENDORSE INSURANCE CHECKS: Yw apee Wn Uk Sekt Assiplee arty sWuepuenl issgme, or an auIMMM emplups of uy d Wem I^u'I mad elMarv your mine, xling a Yow apnl b any crock msN w NMr irolrwneM re rrrdre n wymeM of m insured bss or nlurn d imuruce prtekums. Yw atrtt IhM You do rot Mre IM right b amt wW ml rtmtriM power pr haw tiwn ds se mart Your emorument You agrw WI we mry ewlcise Iha rower for ou kmhl and nil tar ywr krclit eaceW as provided b Ihk Gnhxl ant by kw. c USC OF PROCEEDS: We may ipWY any inwraxe proceem we mcdre b tarok er replue IM Velkcle il, in wr apkhn, it h eerrnaksYy leadda and You ve m11Mn k klaull d INs Conhxl OWUwix, we went sDWY the hrssxaroe Drxeeds b ndum Uk uewM bManm tlue us Allis the hNinu due us h odd, any cocas wW khn! k Yw. I I. OUR RIGHTS IF YOU BAFAN YDUA PROMISES ABOUT THE SECURITY INTERCST. VEHICLE OR IXSUIWNCE: II pis Lai b AxP Ywr promius b wl IINng lee; lean. Rau w We msh nxuvry b Arco the Vehicle k rood condXkn antl repdr, we mry sdnrcA my money You Plaoised k wY II yw Id b trap Your PraMsa Lkul rtpuued Wwraxe, we money tonrrud es we aline may speedy Id AnmeWeky an danind, or Gil ebrX wXA put modhry paymena II we cMOV b albw yw lr repay the money sdnncu Lkn! nNh Yeur maMNY wymenk, we tan chase IM amml er Ihsu wymerro and Mw bog You Mve b rtpry. II any d our ngAls sued W Irks wntnph u[ rot pxmiXed dY tar, we sill Mre Uk p1An rlgnh meMmed. Our peymems en your kMll will Ird tore tour Illlure Ip pnam your pramba m INS Cwbul !Z. DCFAULi: In INS wrapapA'Yau' roim IM Buyer, Co-Sitror std fo0wrcr, a s~yaro of IAem. You wit k rn "k1iuM' of We CeMnd it any one a man of Um kk«in! Udots happen: a. You de rot mate any PLymeN en er klwe it is dorm 6, You w net seep mY proerne pis coke W UAt GMnet pr c YPU do nil Yatp any wiraue pis rode b imYha Gnlnct Nak, Lwn or Apeenenl wM Seller a Asdgnee; w d Ywm+tle any untrue dslemeMWlAe uedA apPAcalbnforUM GMrecC er r. Yw canmNw soy Urtery in uanulbn wiW Ihh.fenMCt er I. Yw ilk, ue eanvkled d a ume bnMng loud or tlisAOrcMr. w ue bond by a man wtlh juriuMMn b tit u b k inuwciuled; a t. Yau lilt Mnlwplcy ar inwlrucY Drxeedinls. of anyone Liles kntruplry ur inwlremy Proceedings spmM yw; a A. Tau Iak the VehNJe euWU Iha lMtled SlLlu or Gnada wi1hM our aMen mrreaC or i. Yw ux We Vehkle er aYw spman else b uu it n s wy Ural amen i nM b ht cerxd OY pa insunroe; a i Tw tit sarolMnt IMI uusa IM YeNck la k subject to mnliw0on by gernmrcN LWdwWe; a k Tk VMide h bsl dtlM Sksbopd sr kmtetl kpw emnwnwal rmsdr, and not fixed w Iwlsd wYIYR i IamNN! hme; er L AmUkr medrler bks h Uk me VMkk or yow amrcY nn kpeW wih Assilnrc by kpl Prows. Il. OUR RIGHYS If TDU APE IN 0[rAUl10F THIS CONTRACT: II you sn a ONarM d tires Gn4+cl we nay mlerce aw nlhh ucxdbg ID kw. We tint da tit IM Wkp swdtkMy roNmnd in IAb LonlracL We nay 4o mF d IMSe thing iIW N Dw saro 4mi w filer tit snekr.5orrc a the Ysnp we w~ M ue IM Idlowing: a. ACCEIEAATIOM: We can demand IMI rw wY to us IM sndn urmiid kkrlce Swdnt a IM Gn11Kl ant aY uroaN Fnaxe LMrla srN dher money ilea Yw app Intl Yoe wi pay Uds money b us M me MrYk prymeN immidklth upon remMAlt em dewirM 6 R[POSSESSION: Wean rolwssas IAe Vehkle, uMess paNktd by bro. We cart do Wk wrmhn Mn + gwGlMd wram at i W us, ar has a parmknl rMiWl IM redwinl tit X hr rs. Yau epee Ihtl re mn wimsdy mine w W your PmPeny le do Iha We wy ktr any e1Mr WMP IwM M IM YeMcle kl wY Mum Woe Wrap b yw it Yw ssL II yw w W Ihue knp Mn, yw alrrc to ask us in a kNer sent b u 6y moiled mat wdhM 21 lean: II you tlo nN send w INs kNx. iw Lin up mY Wm b Ulase tldnts Yw tow WM we may use Ywr Ikmx dales b rtPossmieR IM Vehkk sM kknP II b a Dhm Los storage c. YDLUNTARY DCl1V[RY: We nn ut pis b pre us IAe Yehick M a mavmhh Lmwsllenl dxe. Yw acne b Eke m IM Vehkk it we uY. d. OEUy IN ENfORCCYENT: We cat delay enbrein! wr riLAh unto This Gnlnel wiMul bkn! any nthls 11. SOME WINGS YOU SHOULD NXOW IF WE REPOSSESS 1HF YEMICIE: II we repa®v wXheW aunt a pwrnnal MW+I NY nplwbl: L. NOTICE: We rU nerd Moo a NolirA al Repasusnen b ywr lad adOress we kow akW. ThW Notice wX IW pis Mr b 6m McY Indanl the Vehkle Yw ri NOT haw We rqN b rdrohle Uk Gelraa TNa mum Yeu roil Mve la wY We bhl kYnu en Ile UnUSCI and dhu emwnU due. Yw may rrd IM WF Vddcle bacA by P+fAat dedllqusM imWUmeMA Thh NMkc roil let you tiler iduname nWiml 6y Uw. h REDEYPnON: You Mw We rMIN b buy back VedeeN IM YsNda wI1Nn IS dap d Uk miilWt el Iht Nuke sM LI my filer line klae we tell Ux Vehkk. II pis de nN redeem. yw Ore up aY GMm b Uk Vehkle. e LIE: II you derlY rsdern, we wY aW We Vehicle. TM mercy rscMeed sl vY SYY k used la wY roses sod eswroa Yw ore: aW IAen ID Pry IM snwM pY owe oa Wt CunhxL d SUIPlUS OR DEFICIEXCT: II Ihne is muey IeIL we wY wy X b Uw Bupr. II Ware's rot emutA enemy Imm IAe vk W Dry Mal Ym one, Bupr sod faSMnx epee 6 wy whit k M11 owd to us. e EAPENSES: YDU atrrc k wY Ile cmh d reposvssing. Mwint. mpsirkC pmpadng lu sale and rc1Alt IM Vehkk u may k iYnmtl b/ law. iheue Cosh niN aMV k due t L DNaYII esrxds fieeea 115) tip al the pine M rsgmessbe: 2. TM amount d ceps in aumL ntmsssry and rtsvmhlK and 3. Wt un prove tAe cosh woe roil. I5. HEIRS AND PERSONAL AEPRESEMiATIVES gOUXD: ARU ywr tl Wh. Urs falYrstl sMV k aMorcubk alMnsl loin hws and pnvml rtprtvnWirn d your ukk. Ifi. GOVERNING UW: Tks GMrxl k b k ANerwtle0 snertlWg k 16e hw of PeInsTlnNt 17. SEVEMtIIItT OF PROVISIONS. 11 kr any ruYn any pal d Wis GMacl shNl hacmrc ikW. void or uneMOrccaOk WI pen WW npl k a Pan d Ihh GMncL le. ASSIGNYFMT NY NUYER: RluryI'u shW not assig1n INs CodrxL 19. TNERf ARE XD WARAAXTIFS NY SELLER. EYPRESSED DR IMPLIED, INCLUDING iHf WARRANTIES OF YERCNARTARILITy AMD FITNESS FOR A PANTICUUR PURPOSE, UNLESS WE MAYE GIVEN TOU A SCPARATE WRITTEN WARRANTY OR UNLESS SEIIFR ENTERS INID A SEAVIC[ LONTRACI WITH BUYER WITHIN 90 DAYS FROM 1NE DATE OF THIS CONIIUCT. - -BuyeF+s•GYide Window Sticker.tl IheJ:ar.Which.is~escribed.an the Iace.D1 this CDptracl has a Buyer's Guide Window SU_cker required by the Federal Trade Commission Uud Cal Trade RegulRlion Rule, the 1DIIDwing notice applies: The information you see pn the window IDrm for this Vehicle is part of Ihis Contract. Information Dn fhe window form overrides any contrary provisions in the Contract of sale. NOTICE-ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT 1S SUBJECT TO RlL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. NOTICE OF PIIOPOSED CREDIT INSURANCC TM signerlsl of IAk Condsd krehr hANsl rodct Iha GrouO Cretin Lile Imunnu nverge ar Crarp GnNI Accident std Divbliy Inwrsxe covente roil M apdkade W Wit Conlncl it w msrkitl on the Isom of Uus CmlracL and etch sued IrOe of cpwnp wY k wnikn by the inwnnce comwny namM. INs iatpnroe, whlxl la ueepuxa by Iht imurtr, ewers oMy Ilrt person or pusons Mining the rellussl br such inwrLrdL. the erounl d enuRe is indloled tar mrA IYp of Credit bsunrce b k W rchuod. The km el imunrrce wiN comnenu as of Ine dale Ine Indedednm n inmrrM sod roil spirt on INe wgiml scheduled malurily dale d IM kdebledrcss. Sugxl b auepkxe by We Msunr end willnn ]0 din. Ilrere will k delvrnd la Wt mwred debbrlsl a anilkale of imwixe nine IuXY tleurihirN We msuraxt. In We weal d pepiYminl el Uu IndeMweess a nlund of mwnnce cMrles Swll k mile wkn due. NOTICE: SEE OTHER SIDE FOR IMPoRTANT INFORMATION. TNC PROVISION gEIOW IS XOT PART OF INE PEXNSTLVAXIA YO/OR VEHICLE IMSTALIYEXT SALE CONTMCI BETWEEN THE BUYER ANO SELLER. ASSIGNNCNT to indxe You, IM "Assignee' geoYlM on IAe tut d Id's GnUacl er u INlmr; INsneY b puuAUe Uk wilMn GMnct IAe Sekr Mnby wirnnls Lnd represents Ted mnkua la wanml and reprrstnl UuC Ile sale Au 6ten made m saint wnlormllY wil6 sY appNcshk IeOmN, MLIe and IacM ha sod ntWaxns including, but rot Nmi1t0 b, ANde Z DI the Pennsdrend Unilwm Lommndd Catle 113 PA L.SA §§2101 n seN; our We to its Conuxl arW IM Vehkle Louvred IMreby k shsdWe, fin PI aN dens, exumdrances Lnd uewihlAlemh. and k wgen Dory le IM dtAh dl the Buya is m lenh Ihxdn; We Gentian h pndne, lk Mtmlum Ihercon Lre nil lorlems, uou ham IM sae d the Yehick IMrem desnihed, and al pWliu Ikreb ue of lug tee +nd hid apauy b wlrxl; IM duniWiw N Ux Vehicle and esln egammenl If comdde fad nrrecC We wsh downpaymlRl an0/er Irme•M ak.ince roue xluelh rxdred and PD wn IMrtd LOnvNW PI nuts msFNlw chxM, etlur crMe adranwd by us Ir Bowr m rebaks Pr wnkr prymenk Irrm us b IAr Buyx Ihwem mawnceunr rawW mw ngwdrle all er a roil N rM tlrwnwyakMl; all wrtnMNS aid MLlemmis Ihaeia ae true; (here h Deng Waeon IAe Amount fmaxe0 pNS inlerml LI Ile Mnml Pncenhge RLIe DI Ile Gn4ad set lonh therein; we Lre duly Ymnxd udn We Pennrylrinii ANlor Vehkle Saks Flnime KI Lnd Nre dWy mmdktl witA ri requkaneas IAered wiln reswel to the hansulke ant wah Ide letlnsl irulRW~leadklt Ad end wiW my other lednal or stile law, rule a reluhlwn apwude le IAu Gnlncl; + mew reluck IiHe cenllkalcshwm[ a lien tlr enwmhrance in liver d Angina Ms been or wW k ipdkd br waeWy: IAe mgdlnlmn sl the Vehkle Ms rot ken suspendetl Lw the SNltr knots d m taus which mry ruWl is IM suspolshn of vM retbinlim undo We PenaYkerw Mekr Venetic Flmrsdal RaponMhiilY ACI; We Ruyerlsl mined in the mlMn Gnlrul u Nrtl pemmly Annn Ip the Sekr.la k IM one itla4ul penanlsl wMx Mtrolunlsl is Ine1 alfued IP Ihk GnlrxC and Seller Ms na Ynowkdle of lath Mpairing the nlMdy w rilue d the Gnlrxl II any such wuraMks n rtwnenkkns shwY k breacAed ri any lime, Sekr shW lepurchue aid Lwlnct hem Asshnee. en demaM, am wNl wy Iherelor, in wk Ile Lmounl owml Ikreon, compulm u W IoM kbn, erW vd remedy shNl he wmWagw ant pal wcbMre. and sMn nil span aq ether dlhl or remedy IMI Assgnee mitts Aan tl h« x in enudy alnnsl Soler. In lM nenl IMI Buyer Ihk or nlusu la meAe arty wynnnl due hnwMx on IAe assenim, tilha oral w wnllen, Iha IAe Vehkk h delecllre, npl u rtprtsenleA lithe Brpr by Sdkr, m IMI Seln reluxs to hmpr my narnnlY ar wince alrwmenl of Seller or mmulidurer, $aper specs Init. on don[ sdwxd Uy Msitnee pl suM 4Mm al Buya, ScYer niN repumhix Ile faaVad Iran Assitnte and pay Msitnp Iw vine immetliNelr in ucerdance with IAe rewrcNSe lams xl lens hebw, gnu Sekr IuMer iirws l0 hMd Assignee rormless Irani any dhn claims of Bupr, ixlWNnt albrneyi Ins, ash ind espenses ixaned In ddewint eprnil chins asxned by Buya ind irmlWint Wkas Iw nlrntl of payments made 6/ Buyer b AtMlmt. 11 me Sekr canlncls to pmNaw wiperly insW[nu rn OeMA of me Buyer, and bat insurance is cancelled by Ina insurance camparry poor IP ks xnedWed erprnkn dik, Sepn vdY anempl IY Place canwrabk ew[nte wXh amber inwraxe umpsny on OeM1Y N the Buyer. II Seller iz unahk le tip se, SNkr wVl nelily Buyer and wr to Buyer any addAioml wls ircurretl hY Ide Buyer W oYsidng rtdacemenl inwrame br IAe unupirtd wrad of Ine onpnsl insurance PdkY. Bt secant irrd tlaling the Cnahut a Suter, dMrcrWg IAe Gnlncl b IAe Assitna sod acmpGn! payment for IL Stlkr aulronits IM Awptt ID am as Ine SeYei s alenl ter Ifi[ purpose el csmdelmg pr caxwng Ile idenldkakn rl IM Assignee in INe Asklrorml Ip ralkd Ile Irue A6itnu who pwchased We Conlncl and/rr Ix Ine Propose of Minis[ Sepeh name to IAU AsMlnmenl mlheul rawrx, A Wt Ass¢mmnl n dMraad wilAeul Ile SWti s SilnahrrG MsKnee miy eameue Ine power given m Inn pis+gnph Ice We bentlA of IM Assilrce inn not for Ine knell of Ile Sdkl. Seger uws na Mre Ile right to arle apeu npl b rwotr IAe wwx Siren in IAh Du+tnph. In Ure erenl WU Seller b requned M Ion Asvtnmenl to repurckse We fnnUim and/er Vehicle, Seller Mop wY le Assknee, in ash, the lull unDaM Mlanu al the CemrKl ss of We tl+k N reparcnwe Plus any Ihen earned fmnee Cnirge ind oar and tll msls ant erwrnts pLid or ixuned by Assitnw b rtspxl tMrelo, inchMinl rnwmhk apormYS' Len, in mnnx6on wim claims dy or a¢aind enY Buyer, Owner or wrsans in wssessim al We VMkk arW/a by or agent Seller. Fw slue rxnreu, SeYer haMy ills, assiens and Uanalns unle the Assignee, its suweswrs Lnd issyns. the rdlMn ConlracL i4 mmrys due and Ip biome due IhxeurldtA sod NI right, title srM roknsl m arts b Ile Yekck IMeb dn[nkQ eW lap power m Ine Asatnee m m or our name h kAe such kid a dha edkn sMkA wt mtM here btrn vre kr Ihk ASMlnnrenl. Unlns Silks m+rks eilna el be enderaemenls kkw, lilkd 'WIIM FULL RECOURSE" or'WITH REPURCHASE,' tiller's isspnronl still, enepl ter IAe prorisbm of Ile puLtnpn hued "Assignment" k «dkrl rxemx. ^ WITH FULL HECWRSC-Seller gran IMC in adatbn m be paapepn above bled "ASUgnmenl," in the wml of dehuX hY payer in We IWI pgmenl on IAe due dale Wned of any inskNmem pipbk under Ile wmna er b the prompt pedarmnce at my olMr edipkn la he wdermed under Ile CoNrul by Buyer, Soler roil, on dementl by Assslnw, IoMwilA repWCMSe the fnnlnd Irom Assignee lit i rapunhase prke, in ash, computed ai sal lonh ikre. ^ W17H REPURCHASE-Seller erns IMC In addAran b Ine prwwens of be DanlnPh above UBetl "Assignment" in IAe event d soy delaull by Buyer wAkn sMll en41k Arsitrra W repmsas Ine Yenkk, $Nlel win, it the Yehwle n repasxssed by AsMtrce and deAnrtd to $eNer, aril nrhrul repro Ir IAe Iks condition of the Vehkle, IonAwdh repurchue We farn4lel Lnd Ine YehClt Irom Azsrlneelpr a reDUreMSe price, in osn, crmpuktl n xl knn adore. 8y siLmnL kbw, we ante Ir Ine Latins of the Assilnmml. Sekr _- DY Dale I ~ owmnwnm raw r. rzncw...snol VERIFICATION The undersigned is an authorized agent of the Plaintiff and verifies that the facts and statements made herein are true and correct based upon my knowledge, information and belief, and are based upon and have been obtained from a review of the facts and information contained in the business records of the Plaintiff supplied to us by Plaintiff. Counsel has signed the verification as a matter of time and convenience. The verification of the party will be provided if requested. The statements are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: February 27, 2007 V Q1llG~1G, l A L J 1 V V (412) 429-7675 /V ^ ~" ~ ~` ~ _._.~ :~ `~ W r.7 r~~ ~ a i ? C%' _ ~ '^ {~rt _ J y t. f+-l S ^~ ~ ~ GItEGG L. MORRIS, ESQ. PATENAUDE & FELIX, A.P.C. 213 E. MAIN STREET CARNEGIE, PA 15106 (412)429-7675 FACSIMILE (412) 429-7679 PA ID#69006 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD CREDIT PRIMUS FINANCIAL AUTOMOTIVE SERVICES, Plaintiff, NO. 07-1292 v. SHAWN A BAKER AND CYNTHIA H BAKER , Defendant(s). PRAECIPE FOR DEFAULT JUDGMENT Filed on behalf of: FORD CREDIT PRIMUS FINANCIAL AUTOMOTIVE SERVICES, Plaintiff Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 East Main Street Carnegie, PA 15106 (412) 429-7675 IN THE COURT OF COMMON PLEAS OF CUMBER~,AND ,COUNTY, PENNSYLVANIA FORD CREDIT PRIMUS FINANCIAL ) AUTOMOTIVE SERVICES, NO. 07-1292 Plaintiff ) v. ) SHAWN A BAKER AND ) CYNTHIA H BAKER , ) Defendant(s) ) PLAINTIFF'S PRAECIPE FOR DEFAULT JUDGMENT TO: PROTHONOTARY Please enter a judgment against the Defendant(s), above named, for failure to file an Answer to Plaintiffs complaint. Amount claimed in Complaint $8,090.23 Interest from November 16, 2006 $606.75 Attorney's fees $950.00 TOTAL $9,646.98 With continuing interest on the principal amount of $9,646.98, with interest at the legal rate, plus costs of suit. I hereby certify that a written notice of intention to file this praecipe was mailed to the Defendant(s) and Defendant(s) counsel (if known), after the default had occured and at least ten (10) days prior to the date of the filing of this praecipe. A copy of the Notice is attached. Pate u & , A.P.C. By: G I S P enaude Felix, A.P.C. 13 E. Main Street Carnegie, PA 15106 (412) 429-7675 IN THE COURT OF COMMON PLEAS OF CUMBERLAND ,COUNTY, PENNSYLVANIA FORD CREDIT PRIMUS FINANCIAL AUTOMOTIVE SERVICES, Plaintiff v. SHAWN A BAKER AND CYNTHIA H BAKER , Defendant(s) NO.07-1292 PLAINTIFF'S AFFIDAVIT OF NON-MILITARY SERVICE AND MAILING OF NOTICE PURSUANT TO PA.R.C.P.1037(b) COMMONWEALTH OF PENNSYLVANIA COUNTY OF ALLEGHENY Before me, the undersigned authority, a Notary Public in and for said County and State, Personally appeared Gregg L. Morris, Attorney for and authorized representative of Plaintiff, who being duly sworn according to law, deposes and states that the Defendant(s), SHAWN A BAKER AND CYNTHIA H BAKER , is not in the military service of the United States of America to the best of his knowledge, information and belief and certifies that Notice of Intent to take Default Judgment was mailed in accordance with Pa.R.C.P. 237.1, as evidenced by the attached copy. A.P.C. By: P'~,Yenaudel~c Felix, A.P.C. ~ 3 E. Main Street Carnegie, PA 15106 (412) 429-7675 Sworn to and subscribed before me this/~~day of~~~_20Q~ , ~'` r ~ , Notary Public -`rOiARIAI $~~'~ ER;N N gq«lELL CARNEGIE gORp terry PublfC UGH,'4LLEGHENY COUNiy -~Y Commisston Expires Jul 21.2010 GREGG L. MORRIS, ESQ. PATENAUDE & FELIX, A.P.C. 213 E. MAIN STREET CARNEGIE, PA 15106 (412)429-7675 FAC'SiMILE (412) 429-7679 PA ID#69006 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COt7NTY, PENNSYLVANIA FORD CREDIT PRIMUS FINANCIAL AUTOMOTIVE SERVICES Plaintiff, NO. 07-1292 v. SHAWN A BAKER AND CYNTHIA H BAKER , Defendant(s) IMPORTANT NOTICE, Filed on behalf of: FORD CREDIT PRIMUS FINANCIAL AUTOMOTIVE SERVICES Plaintiff Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 East Main Street Carnegie, PA 15106 (412)429-7675 IN THE COURT OF COMMON PLEAS OF CUMBER~,AND ,COUNTY, PENNSYLVANIA FORD CREDIT PRIMt1S FINANCIAL At1TOMOTIVE SERVICES, Plaintiff v. SHAWN A BAKER AND CYNTHIA H BAKER , Defendant(s) "fo: SHAWN A BAKER 229 MIDDLE ROAD NEWVILLE, PA 17241 NO. 07-1292 CYNTHIA H BAKER 253 HOWARD'S LICK RD MATHIAS, WV 26812 Date of Notice: Apri103, 2007 YOLJ ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PEROSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOiIR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDF, YOt1 WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 S. BEDFORD STREET CARLISLE, PA 17013 717-249-3166 A Felix, A.P.C. By: GREGG L. MORRIS, E~( Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 I, GREGG L. MORRIS, attorney for Plaintiff, FORD CREDIT PRIMUS FINANCIAL AUTOMOTIVE SERVICES, herby certify that a true and correct copy of the foregoing document was served this day by US First Class Mail, postage prepaid upon the following: SHAWN A BAKER 229 MIDDLE ROAD NEWVILLF,, PA 17241 CYNTHIA H BAKER 253 HOWARD'S LICK RD MA'~-I ~S, WV.26812 Uate: Aari103.2007 g L. ls, E~uirZt atenaude & elix, A.P.C. Attorneys for Plaintiff 213 E. Main Street Carnegie, PA 15106 (412)429-7675 GREGG L. MORRIS, ESQ. PATENAUDE & FELIX, A.P.C. 213 E. MAIN STREET CARNEGIE, PA 15106 (412) 429-7675 FACSIMILE (412) 429-7679 PA ID#69006 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD CREDIT PRIMUS FINANCIAL AUTOMOTIVE SERVICES, NO. 07-1292 Plaintiff, v. SHAWN A BAKER AND CYNTHIA H BAKER , Defendant(s) NOTICE OF ORDER, DECREE OR JUDGMENT Filed on behalf of: FORD CREDIT PRIMUS FINANCIAL AUTOMOTIVE SERVICES, Plaintiff Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 East Main Street Carnegie, PA 15106 (412)429-7675 ~ ~ ~ ~ ~ r~~ ~ ~ 171 -~t'C1 Q'~ ,-0 ~+, 4 :_ ~`~ ~ 3 ~ W ~'} ~ ~ LL "'C" r'.~ _ ._s 4 '~~ r~7 : {~ ~ ~1 N ~ ~~ :: r.. ' -~ j , ~' , ~ C'' M IN THE COURT OF COMMON PLEAS OF CUMBERLAND,COUNTY, PENNSYLVANIA FORD CREDIT PRIMUS FINANCIAL ) AUTOMOTIVE SERVICES, N0.07-1292 Plaintiff, ) v. ) SHAWN A BAKER AND ) CYNTHIA H BAKER , ) Defendant(s). ) NOTICE OF ORDER, DECREE OR JUDGMENT TO: ( )Plaintiff (X) Defendant ( )Garnishee ( )Additional Defendant You are hereby notified that the following Order, Decree, or Judgment has been entered against you on ~n ~~ e~R ,. 2-~~ ( )Decree Nisi in Equity ( )Final Decree in Equity (X) Judgment of ( )Confession ( )Verdict ( )Court Order ( X) Default ( )Non-suit ( )Non-Pros ( )Arbitration Award (X) Judgment in the amount of $9,646.98, plus cost. ( )District Justice Transcript of Judgment in the amount of $ plus costs. If not satisfied within sixty (60) days, your motor vehicle operator's license wil be suspended by the Department of Transportation. Prothonotary By If you have questions concerning the above, please contact: Name of Attorney: GREGG L. MORRIS, ESQUIRE 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 SHERIFF'S RETURN - REGULAR CASE NO: 2007-01292 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FORD CREDIT PRIMUS FINANCIAL VS BAKER SHAWN A ET AL KENNETH GOSSERT Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE BAKER SHAWN A was served upon the DEFENDANT at 2030:00 HOURS, on the 13th day of March 2007 at 229 MIDDLE ROAD NEWVILLE, PA 17241 SHAWN BAKER by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: So Answers: Docketing 18.00 Service 13.44 Affidavit . 00 ~~ ~''~'~'`'~ ,.~,-~=~"~°' Surcharge 10.00 R. Thomas Kline .00 ~ 41.44 03/20/2007 D~ PATENAUDE & FELIX Sworn and Subscibed to 31~~I~ By: before me this of day e t iff A.D. late items 1, 2, and 3. Also complete ^ Comp Is desired. item 4 if Restricted Delivery ' ^ print your name and address on the reverse so that we can return the card to you. ^ Attach this card to the bae~~sthe mailpiece, or on the front if space p i. Article Addressed to: Cynthia H. Baker ` 253 Howard's Lick Road I Mathias, WV 26812 A. Signat~ ' ^ Agent X ~~- Printed Name) C. Date of Delivery B. F~eceived by ( .:~ / G ,tic', i (~,.: G-l r dffferent from item 1? ~ tJo D. Is delivery address If YES, enter delivery address below: 3. Servk:e type ~j certmed Mail ^ Registered ^ Insured Mail 4. Restricted peliv~ 7~~5 182^ ^~~2 4619 0593 pomestic Return Receipt PS Form 3811, February 2004 Express Mafl ^ Return Receipt for Merchandise ~ ^ C.O.D. Syr (Extra Fee) O Yes Q'J-1292 C1V11 ,~z~s5-o2-M-,5ao UNITED STATES POSTAL SERVICE First-Class. Mail Postage ~ Fees Paid USPS Permit No. G-10 • Sender: Please print your name, address, and ZIP+4 in this box • CUMBERLAND COUNTY SHERIFF'S pEpARrMENT ONE COURTHOUSE SQUgR~ CARLfSLE PA 17013 CdO2 ~ett~~~rtt~~~ttttttf~tt~~ttt~~ett~~ttt,t~tt~~t~t~tt~r~rrl~~..~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PRIMUS FINANCIAL AUTOMOTIVE SERVICES Plaintiff NO. 07-1292 v. SHAWN A BAKER and CYNTHIA H BAKER 229 Middle Road Newville Pa 17241 Defendant(s) MEMBERS FIRST 255 S Spring Garden St Carlisle Pa 17013 Garnishee PRAECIPE FOR WRIT OF EXECUTION To The Prothonotary: Issue writ of execution in the above matter, (1) directed to the Sheriff of Cumberland County; (2) against, SHAWN A BAKER and CYNTHIA H BAKER Defendant(s); (3) against, MEMBERS FIRST, Garnishee; (4) and index this writ (a) against, Defendant(s) SHAWN A BAKER and CYNTHIA H BAKER, Defendant(s); and (b) against MEMBERS FIRST, Garnishee; as a lis pendens against real property of the Defendant(s) in the name of the garnishee as follows: (5) Amount due $9,646.98 Interest from April 26, 2007 At 6.00 % per annum Court Cost Less: Payment Total a4ii t/ M1-7 PO• CPy /1 6s. o� r r rr 0 Si 4 Prcp Writ of Exe $3,622.30 $0.00 $0.00 $13,269.28 4—€9,c9 CM 49°19 P&F File No. 2800.5084 PC/t./3 rf 13s-,ect IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PRIMUS FINANCIAL AUTOMOTIVE SERVICES Plaintiff V. SHAWN A BAKER and CYNTHIA H BAKER 229 Middle Road Newville Pa 17241 Defendant(s) MEMBERS FIRST 255 S Spring Garden St Carlisle Pa 17013 Garnishee NO. 07-1292 PRAECIPE FOR WRIT OF EXECUTION Filed on behalf of: PRIMUS FINANCIAL AUTOMOTIVE SERVICES Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E Main Street Carnegie, PA 15106 (412) 429-7675 PA_134 Prcp Writ of Exe P&F File No. 2800.5084 THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PA DAVID D. BUELL, PROTHONOTARY One Courthouse Square • Suite100 • Carlisle, PA • 17013 (717) 240-6195 www.ccpa.net PRIMUS FINANCIAL AUTOMOTIVE SERVICES VS: NO 07-1292 Civil Term CIVIL ACTION — LAW SHAWN A. BAKER AND CYNTHIA H. BAKER WRIT OF EXECUTION (Pa R.C.P. 3252) TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the judgment, interest and costs against SHAWN A. BAKER AND CYNTHIA H. BAKER, 229 MIDDLE ROAD, NEWVILLE, PA 17241 Defendant (s) (1) you are directed to levy upon the property of the defendant (s) and to sell the defendant (s) interest therein; (2) you are also directed to attach the property of the defendant (s) not levied upon in the possession of MEMBERS 1ST FEDERAL CREDIT UNIONGARNISHEE(S), as garnishee, 225 S. SPRING GARDEN STREET, CARLISLE, PA 17013 (Specifically describe property) and to notify the garnishee that (a) an attachment has been issued; (b) except as provided in paragraph (c), the garnishee is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (c) the attachment shall not include (i) the first $10,000 of each account of the defendant (s) with a bank or other financial institution containing any funds which are deposited electronically on a recurring basis and are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law. (ii) each account of the defendant (s) with a bank or other financial institution in which funds on deposit exceed $10,000.00 at any time if all funds are deposited electronically on a recurring basis and are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law. (iii) any funds in an account of the defendant (s) with a bank or other financial institution that total $300 or less. If multiple accounts are attached, a total of $300 in all accounts shall not be subject to levy and attachment as determined by the executing officer. The funds shall be set aside pursuant to the defendant (s) general exemption provided in 42 Pa.C.S. § 8123. 1 (3) if property of the defendant (s) not levied upon and subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify such other person that he or she has been added as a garnishee and is enjoined as above stated, Amount Due $9,646.98 Plaintiff Paid Interest FROM APRIL 26, 2007 AT 6.00% PER ANNUM - $3,622.30 Law Library $.50 Attorney's Comm. % Due Prothonotary $2.25 Attorney Paid $160.58 Other Costs Date: 10/20/14 augy,e_. David D. Buell, Prothonotary (Seal) P. - Deputy REQUESTING PARTY: Name : GREGG L. MORRIS, ESQUIRE Address: PATENAUDE & FELIX, A.P.C. 213 E. MAIN STREET CARNEGIE, PA 15106 Attorney for: PLAINTIFF Telephone: 412-429-7675 Supreme Court ID No. 69006 MAJOR EXEMPTIONS UNDER PENNSYLVANIA AND FEDERAL LAW 1. $300 statutory exemption 2. Bibles, school books, sewing machines, uniforms and equipment 3. Most wages and unemployment compensation 4. Social Security benefits 5. Certain retirement funds and accounts 6. Certain veteran and armed forces benefits 7. Certain insurance proceeds 8. Such other exemptions as may be provided by law 2 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny RAnderson 4L =i "l1 ; {0 Sheriff '�i�. THE PROTHONOTARY t, Dt Pr Jody S Smith 20+4 OCT AM 9: 52 Chief Deputy Richard W Stewart CUMBERLAND COUNTY Solicitor OFT ikOFrt+ s Farr PENNSYLVANIA Primus Financial Automotive Services vs. Shawn A Baker (et al.) Case Number 2007-1292 SHERIFF'S RETURN OF SERVICE 10/22/2014 11:06 AM - William Cline, Deputy, who being duly sworn according to law, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the Defendant, in the hands, possession, or control of the within named garnishee, Members 1st Federal Credit Union, 1711 Spring Road, North Middleton Township, Carlisle, PA 17015, Cumberland County, by handing to Paula Breitenbach, Member Service, personally six copies of interrogatories together with six true and attested copies of the Writ of Execution (three per defendant) and made the contents there of known to her. The writ of execution and notice to defendant was mailed on October 23, 20 '. . hawn A Baker at 229 Middle Road, Newville, PA 17241 and to Cynthia H. Baker at 229 Middle ' •aewville, PA 17241. LL AM CLINE, DEPUTY SO ANSWERS, October 23, 2014 RONNY R ANDERSON, SHERIFF (c) CountySuite Shentr Teieosoft inc. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PRIMUS FINANCIAL AUTOMOTIVE SERVICES ) ) Plaintiff ) NO. 07-1292 ) ) ) ) ) V. SHAWN A BAKER and CYNTHIA H BAKER MEMBERS FIRST Defendants(s) Garnishee PRAECIPE TO SETTLE AND DISCONTINUE WITHOUT PREJUDICE AS TO GARNISHEE ONLY Filed on behalf of: PRIMUS FINANCIAL AUTOMOTIVE SERVICES Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 gq,634 ?&//g StiOW PA_193 Prcp Disc with Prjdc Garnishee only P&F File No. 2800.5084 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PRIMUS FINANCIAL AUTOMOTIVE SERVICES ) ) Plaintiff ) NO. 07-1292 ) ) ) ) ) ) ) ) v. SHAWN A BAKER and CYNTHIA H BAKER Defendant(s) PRAECIPE TO SETTLE AND DISCONTINUE WITHOUT PREJUDICE AS TO GARNISHEE ONLY TO: Prothonotary Please settle and discontinue the matter captioned above without prejudice as to Garnishee only. Thank you. Date: October 30, 2014 worn to and subscribed before me this day ofWeZel , 201 . VW&i Notary Public COMMONWEALTH OF PENNSYLVANIA Notarial Seal Brandi Tucci, Notary Public City of Pittsburgh, Allegheny County My Commission Expires Dec. 28, 2014 MEMBER, PENNSYLVANIA ASSOCIATION OF NOTARIES Respectf . f y submitted: Pate d: & Felix, A.P.C. A'5106 (41 w42'-7675 PA_193 Prcp Disc with Prjdc Garnishee only P&F File No. 2800.5084 I, GREGG MORRIS, attorney for Plaintiff, PRIMUS FINANCIAL AUTOMOTIVE SERVICES , hereby certify that a true and correct of the foregoing document was served this date by US First Class Mail, postage prepaid upon the following: MEMBERS FIRST 255 S SPRING GARDEN ST CARLISLE PA 17013 Date: October 30, 2014 Greg' �"rris, Esquire Pati%. ��de & Felix, A.P.C. E. ain Street Carnegie, PA 15106 (412) 429-7675 PA_193 Prep Disc with Prjdc Garnishee only P&F File No. 2800.5084