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Nftrk J. Udren, ESQUIRE
ATTl!' 1.0. NO. 04302
NARJt J. UDREN & ASSOCIATES
1040 NORTH KINGS HIGHWAY, SUITE 500
CHERRY. HILL, NJ 09034
(609) 482-6900
ATTORNEY FOR PLAINTIFF
PNC Mortgage Corporation of America
f/k/a Sears Mortgage Corporation
539 South Fourth Avenue
Louisville, KY 40202
COURT OF COMMON PLEAS
Plaintiff
CIVIL DIVISION
v.
Cumberland COUNTY
Patrick W. Norris
111 Garfield Street
Shippensburg, p~ 17257-190S
Wendy L. Norris
204 W. Pann Street
Shippensburg, PA 17257-1905
Defendant(s)
MORTGAGE FORECLOSURE
, .,.
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'.NO. ~tJ. :1.329 Civil
NOTICE OF SHERIF~~ SALE OF REAr, PROPERTY
TOI WENDY L. NORRIS
204 W. Penn Street
Shippensburg, PA 17257-1905
Your house (real estate) at 15 Scrafford Street, Shippensburg, PA 17257-
1727 is scheduled to be sold at the Sheriff's Sale on DECEMBER 9, 1998,
at 10:00 A.M. in the COMMISSIONERS HEARING RM, 2ND FLOOR COURTHOUSE,
CAR.LISLE, PA, to enforce the court Judgment of $67,930.13, obtained by
Plaintiff above (the mortgagee) against you. If the sale is postponed,
the property will be reBsted for the Next Available Sale.
NOTICB 0' OWNeR'S RIGHTS
YOU MAY RE ABLE TO PREVENT THIS SHERIFF' S SALE
To prevent this Sheriff's Sale, you must take imm4diata action.
1. The sale will be cancelled if you pay to the mortgagee the back payment, lat.e
charges, (losta and reasonable attorney's fees. To find out how n\uch you must pay,
you may call, 16091 -482-6900
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the jUdgment, if the judgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights.
more chance you will have of stopping the sale.
to I'btain an at torlley. )
The SOoner you contact ons, the
(See notice on page two on how
~ \
PNC Mortguge Corporutinn 01' Amel'leu In The Court ol'CommonPleus of
t'lk/a Seurs MOl'tguge Corporution Cumhel'lund County, Pennsylvuniu
-vs- No, 911-2329 Civil Term
Putriek W, Norris und Wendy (" Norris
Kenneth E, Gossert, Deputy Shcrin~ who hl,ing duly swol'l1l1ecording to luw, suys on October
12, 1998ut 4:45 o'clock P.M. E. D. S. T" Ill' postcd II wpy orReal Estute Writ Notice Postel' und
Deserlption in the uhove entitlcd action on the propcrty located lit 5 SCl'llfford street,
Shippensbul'g, CUlllhcl'lllnd County, Pcnnsylvunillllccol'ding to law.
Dawn L. Kell, Deputy Sheriff, who heing duly SWOI'll uccording to law, says on August 10,
1998 ut 6:20 o'clock P.M. E. D. S. T, hl' serwd IItl'lle copy of Ih1al Estate Writ Notice and
Description in the ubove entitled Ilction upon one of the within numed defendants to wit: Patrick
W. Norris, hy making known unto PlItrick W. Norris at III Gart1eld Street, Shippcnsblu'g,
Cumberlund County, Pennsylvllniu, its contents and ut thc sllmc time handing to him personally
the said true and utte3ted copies of the sallle.
Richard K. Howell, Deputy Sheriff, who being duly swol'l1according to law, says on October
14, 1998 at I :30 o'clock P.M. E. D. S. T., he served a trlle copy of Real Estate Writ Notice Poster
and Description, in the abovc cntitled action upon one of the within named defendants to wit"
Wendy L. Norris, by handing to Wendy L. Norris at 204 North Penn Street, Shippensburg,
Cumberland County, Pennsylvania, its contents and at the samc time handing to her personally
the said true and attested copies of the same.
Kenneth E. Gosser!, Deputy Sheriff, who being duly SWOI'll according to law, says on October
12, 1998ut 5:40 o'clock P.M. E. D. S, T., he served a true copy ofreul Estate Poster, in the
above entitled action upon one of thc within named defendants to wit: Patrick W. Norris, by
handing to Burbara Damrn, Girlfriend ut III Gart1eld Street, Shippensburg, Cumbel'land County,
Pennsylvuniu, its contents and at the same time handing to her personally the said true and
attested copy of the same.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the above
Real Estate Writ Notice Poster and Description in the tollowing manner: The Sheriff mailed a
notice of the pendcncy of the action by regular mail to one of the within numed defendunts to
wit: Patrick W. Norris to his last known address III Gart1eld Street. Shippensburg,
Pennsylvania. This letter was mailed under the date of October 15. 1998 and never returned to
the Sheriffs Office.
R. Thomas Kline, Sheriff, wbo being duly sworn according to law, says he served the above Real
Estate Writ Notice Poster and Desel'iption in the following manner: The SherilTmuiled a notice
of the pendency of the action by regular mail to one of the within named defendants to wit:
Wendy L. Norris to her last known address 204 North Penn Street, Shippensburg, Pennsylvania.
This letter was mailed under the date of October 15, 1998 and never returned to the Sheriff's
Office.
R. Thomas Kline. Sherifl~ who being duly sworn according to 11IW, suys after due and legal
notice had been given according to law, exposed ut public venue or outcry at the Cumberland
County Court House, Carlisle, Pennsylvania on March 3, 1999 at 10:00 o'clock A.M. E. S. T.,
and sold the same for the sum of $ 1.00 to Attorney James Flower, Jr, for The Secretary of
Veteran Affuirs,its Successor und Assigns, 5000 Wissahickon Avenue, Philadelphia,
Pennsylvania. It being the highest bid and best price received for the same The Secretary of
1.
oaption
is suoh
Plaintiff is the Corporation designated as suoh in the
on the preoeding page. If Plaintiff is an assignee then it
by virtue of the following recorded assignments:
Assignor: N/A
Assignments of Record to:
Recording Date: Book: Page:
2. Defendant(s) is the individual designated as such on the
preceding page, whose last known address is as set forth in the
oaption, and unless designated otherwise, is the real owner(s) and
mortgagor(s) of the premises being foreolosed.
3. On or about the date appearing on the Mortgage
hereinafter desoribed, at the instance and request of Defendant (s) ,
Plaint.iff (or it.s predecessor, hereinafter called Plaintiff) loaned
to the Defendant. (s) t.he sum appearing on said Mortgage, which
Mortgage was executed and delivered to Plaintiff as security for
the indebtedness. said Mortgage is incorporated herein by
reference in accordance with Pa.R.C.P. 1019 (g)
The information regarding the Mortgage being foreclosed is as
follows:
MORTGAGED PREMISES: 15 Scrafford Street
MUNICIPALITY/TOWNSHIP/BOROUGH: Southampton Township
COUNTY: Cumberland
DATE EXECUTED: 5/14/93
DATE RECORDED: 5/17/93 BOOK: 1134 PAGE: 765
The legal description of the mortgaged premises is attached hereto
and made part hereof.
4. Said Mortgage is in default because the required payments
have not been made as set forth below, and by its terms, upon
breach and failure to cure said breach after notice, all sums
secured by said Mortgage, together wi th other charges authorized by
said Mortgage itemized below, shall be immediately due.
5. After demand, the Defendant (s) continues to fail or
refuses to comply with the terms of the Note as follows:
(a) by failing or refusing to pay the installments of
principal and interest when due in the amounts indicated
below;
by failing or refusing to pay other charges, if any,
indicated below.
The following amounts are due on the said Mortgage as of
26, 1998:
(b)
6.
pebruary
Principal of debt due and unpaid
Interest at 7.50%
from 8/1/97 to 2/26/98
(the per diem interest accruing on
this debt is $12.36 and that sum
should be added each day after
2/26/98)
Tit le Report
Court Costs (anticipated, excluding
Sheriff's Sale costs)
Escrow Overdraft/(Balance)
(The monthly escrow on this account
is $74.51 and that sum should
be added on the first of each
month after 2/26/98)
Late Charges
(monthly late charge of $20.74
should be added on the fifteenth of
each month after 2/26/98)
Other Fees
$59,304.82
!.
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2,595,60
250.00
280,00
(7,22)
124,36
50.00
Attorneys Fees (anticipated and actual
to 5% of principal) 2.965.24
TOTAL $65,562.80
7. The attorney's fee set forth above are in conformity
with the mortgage documents and Pennsylvania law, and will be
collected in the event of a third party purchaser at Sheriff's
Sale. If the mortgage is reinstated prior to the sale, reasonable
attorney's fees will be ch~rged in accordance with the reduction
provisions of Act 6, if applicable.
8. Notice of Intention to Foreclose under Act 6 of 1974
of the Commonwealth of Pennsylvania is not required as the original
principal amount exceeds the sum of $50,000.00. The notice
specified by the Homeowner's Emergency Mortgage Assistance Program,
Act 91 of 1983, has been sent as required on the date appearing on
i
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BS210-2
IF YOU HAVE TRIED AND ARE UNASl,E TO RESOLVE THIS PROBLE~l AT OR AFTER YOUl
FACE-'l'O-FACE MEETING, YOU HAVE THE RIGHT TO APPLY FOR FINANCIAL ASSIST-
ANCE FROM THE HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE FUND. IN ORDER
TO DO THIS, YOU MUST FILL OUT, SIGN AND FILE A COMPLETED HOMEOWNERS'
EMERGENCY ASSISTANCE APPLICATION WI'I'H ONE OF THE DESIGNATED CONSUMli:R
CREDIT COUNSELING AGENCIES LISTED ON THE ATTACHMENT, AN APPLICA'l'ION FOR
ASSISTANCE MAY ONLY BE OBTAINED FROM A CONSUMER CREDIT COUNSELING AGENCY
THE CONSUMER CREDIT COUNSELING AGENCY WILL, ASSIST YOU IN FILLING OUT yom
APPLICATION AND WILL SUBMIT YOUR COMPLETED APPLICATION TO THE
PENNSYLVANIA HOUSING FINANCE AGENCY. YOUR APPl,ICATION MUST BE FILED OR
POSTMARKED, WITHIN THIRTY (30) DAYS OF YOUR FACE-TO-FACE MEETING,
IT IS EXTREMELY IMPORTANT THAT YOU FILE YOUR APPLICATION PROMPTLY. IF
YOU DO NOT DO SO, OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET
FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME
IMMEDIATELY.
AVAILABLE FUNDS FOR EMERGENCY MORTGAGE ASSISTANCE ARE VERY LIMITED. THE,
WILL BE DISBURSED BY THE AGENCY UNDER THE ELIGIBILITY CRITERIA
ESTABLISHED BY THE ACT.
IT IS EXTREMELY IMPORTANT THAT YOUR APPl,ICATION IS ACCURATE AND COMPLETE
IN EVERY RESPECT. THE PENNSYLVANIA HOUSING FINANCE AGENCY HAS SIXTY (60)
DAYS TO MAKE A DECISION AFTER IT RECEIVES YOUR APPLICATION. DURING THAT
ADDITIONAL TIME, NO FORECLOSURE PROCEEDINGS WILL BE PURSUED AGAINST YOU
IF YOU HAVE MET THE TIME REQUIREMENTS SET FORTH ABOVE. YOU WILL BE
NOTIFIED DIRECTLY BY THAT AGENCY OF ITS DECISION ON YOUR APPLICATION.
.
THE PENNSYLVANIA HOUSING FINANCE AGENCY IS LOCATED AT 2101 NORTH FRONT
STREET, POST OFFICE BOX 8029, HARRISBURG, PENNSYLVANIA 17105. TELEPHONE
NO. (717-780-3800 OR 1-800-342-2397). PERSONS WITH IMPAIRED HEARING CAN
CALL (717) 780-1869.
IN ADDITION YOU MAY RECEIVE ANOTHER NOTICE FROM THIS LENDER UNDER ACT 6
OF 1974. THAT NOTICE IS CALI,ED A "NOTICE OF INTENTION TO FORECLOSURE".
YOU MUST READ BOTH NOTICES, SINCF. THEY BOTH EXPLAIN RIGHTS THAT YOU NOW
HAVE UNDER PENNSYLVANIA LAN. HOWEVER, IF YOU CHOOSE TO EXERCISE YOUR
RIGHTS DESCRIBED IN THIS NOTICE, YOU CANNOT BE FORECLOSED UPON WHILE
YOU ARE RECEIVING THAT ASSISTANCE.
VERY TRULY YOURS,
PNC MORTGAGE CORP OF AMERICA
CUS'I'OMER SERVICE DEPARTMENT
COpy VIA U.S. POSTAL SERVICE
**FEDERAL LAW REQUIRES THAT WE NOTIFY YOU THAT THIS IS AN ATTEMPT TO
COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT
PURPOSEH
BS210
PNC t1JRTGAGE
502 581 3947
P,02/11
ZZ119
BS203-Clst
ACT 91 NOTICE
IMPORTANT, NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE READ TillS NOTICE, YOU MAY BE ELIOI1U,E: FOR
FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE
AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
Maroh 16, 1998
Patrick W Norris RE: LOAN NUMBER: 0070172093
.____u______.._________..._.___ PROPERTY ADDRESS, 15 Scrafford Street
Shippensbux'g PA 17257 -1 72
111 Garfield Street
Shippensburg, PA 17257 1905
SENT BY CERTIFIED MAIL AND REGULAR MAIL
YOU MAY BE EI,IGIBLE FOR FINANCIAL ASSISTANCE Till\T WILL PREVENT
FORECLOSURE ON YOUR MORTGAGE IF YOU COMPLY WITIl THE PROVISIONS OF THE
HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU
MAY BE ELIGIBLE FOR EMERGENCY TEMPORARY ASSISTANCE IF YOUR DEFAULT ill\S
BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, YOU ~_A REA$ONAaLE
~SPECT OF~UMING YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER
ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE
AGENCY. PLEASE READ ALL OF THIS NOTICE, IT CONTAINS AN EXPLANATION Of'
YOUR RIGHTS.
Under the act, you are entitled to a temporary stay of foreclosure
on your mortgage for thirty (30) days from the date of this notice. During
that time you must arrange and attend a "faoe-to..face" meeting with a
representative of this lender, or with a deSignated consumer credit
counseling agency. The purpose of this meeting is to attempt to work out
II repayment plan, or to otherwise settle your delinquency. This meeting
must occur in the next (30) days.
If you attend a face-to-face meeting with this lender, or with a
Consumer oredit counseling agenoy identified in this notice, no further
prooeeding in mortgage fore~losure may take place for (30) Days after the
date of this meeting, The address and telephone number of your
rep~esentative is:
PNC Mortgage, 539 South Fourth Avenue, Louisville, KY 40202
Toll free (800)736-9090
The telephone number(s) for designated consumer credit counseling
agencies are shown on the attached sheet. It is only necessary to
schedule one face-to-face meeting. You should advise this lender
immediately of your intentions.
As of 03-12-98, your mortgage is in default because you have
you have failed to pay promptly, installments of prinCipal and interest,
as required, for a period of at least sixty (60) days. The total
amount of the delinquenoy is $ 3,868.83. That sum includes the fOllowing:
* PAYMENT AMOUNT 518.51
* PAYMENTS NOW DUE 7
* LATE CHARGES 124.36
* RETURN CHECK CHARGE , 00
· OTHER FEES 117.00
* LESS UNAPPLIED FUNDS .00
PNC ~IORTGAGE
502 581 3947 P,03/11
DS20J 85206
05210
I f you have Iried and are uoable to resolve this problem II or alier your face-to-face
meeling. you have the right to apply for financial assistance from th(' Homeowners' Emergency
Mongaae Assistance Fund. In order 10 do this, you must nil out. sian and nle a completed
Homeowners' Emergency Assistance Applkation with one of the designated consumer credit
counseling agencies listed on the attachment. An application I'or assistance may only be oblained
from a consumer credit counseling agency. The consumer credit counseling agency will assist
you in filling out your applicalion and will submit your completed applicatloll to the
Pell1lsyh'ania Housing Finance Agency. Your application must be filed or poslmarked, within
thiny (30) days of YOllr face-to. face meeting.
It is extremely importanllhal you file your application promptly. If you dOllot do so, or if
you do not follow the other time periods ~et forth in this lener, foreclosure may be proeeeded
against your home immedialely.
Available funds for emergency homeowner mortgage assistance arc very limited. They
will be disbursed by the agency under the eligibililj' criteria established by the act.
It is extremely imponanlthat your application is accurate and complele in e\'ery respect.
The PeMsylvania Housing Finance Agency has sixty (60) days to make a decision after it
receives your applicalion. Durine that additional lime, no foreclosure prCK:eedings will be
pursued against you if you have mel the time requirements set forth above. You will be notified
direcrly by that Agency of its decision on your application.
The Pell1lsylvanla Housing Finance Agency islocaled at2101 North Front Street, Post
Office Box 8029, Harrisburg, PeMsylvania 17105. Telephone No. 717-780-3800 or 1.800-342.
2397(tolJ free number). Persons with impaired hearing can caJl (717) 780.1869,
In addition you may receive another notice from this lender under Act 6 of 1974. ThaI
notice is called a "Notice of Intention to Foreclosure". You must read both nolices, since they
both explain rights that you now have uoder PeMsylvania law. However, if you choose 10
eKerclse your rights described in this notice, you cannot be foreclosed upon while you arc
receiving that assistance.
.
v cry trUly yours,
PNC Mongage Corp of America
Customer Service Department
PURSUANT TO TH.E FAIR DEBT COLLECTION PRAC"I'ICES A.C'J', VOU
ARE ADVISED THAT WE ARE DEEMED TO BE A DEBT COLLECTQR.
ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED
WILL B~ USED FOR THAT PURPOSE.
PNC MORTGAGE
502 581 3947 P.84/11
APPENDIX A
8S20J 85206
852/0
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSU.RE
The Commonwealth of Pennsylvania's
Homeowner's Emergency Mortgage Assistance
Program
may be able to help you,
Read Ihe attached notice to find oul how the
program works.
If you need more infonnation call the PennsYlvania
Housing Finance Agency at 1(800)342-2397
.
LANO'fIFICACION EN ADJUNTO ES DE SUMA IMPORT ANCIA. PUBS
AFECT A SU DERECHO A CONTuNuAR VIVIENnO EN SU CASA. SI NO
COMPRENnE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA
TRADUCCION IMMEDIA T AMENTE LLAMANDO EST A AGENCIA
(PENNSYL VANIA HOUSfNG FINANCE AGENCY) SIN CARGOS AL
NUMERO MENCIONADO ARRIBA. PlJEDES SER ELEGIBLE PARA UN
PRESTAMO POR EL PROGRAMA LLAMANDo "HOMEOWNERS
EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE
SAL V AR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU
HIPOTECA.
ACT911N5ERT
PA9
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MAR-19-1998 1s:e7
I'Ne MORTGAGE
5132 581 3947
P,135/11
ZZ110
BS210-RBth
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE, YOU MAY BE ELIGIBLE FOR
FINANCIAL ASSISTANCE wHICH CAN SAVE YOUR HOME FROM FORECLOSURE
AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
March 16, 1998
\.
Patrick W Norris
Wendy L Norris
111 Garfield Street
Shippensburg, PA 17257 1905
R~: LOAN NUMBER: 0070172093
PROPERTY ADDRESS: lS Scrafford Street
Shippensburg PA 17257-172
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~ENT BY CERTIFIED MAIL AND REGULAR MAIL
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE THAT WILL PREVENT
FORECLOSURE ON YOUR MORTGAGE IF YOU COMPLY WITH THE PROVISIONS OF THE
HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE ACTOF1983 (THE "ACT"). YOU
MAY BE ELIGIBLE FOR EMERGENCY TEMPORARY ASSISTANCE IF YOUR DEFAULT HAS
BEEN CAUSED BY CIRCUMSTANCES BEYOND YOURI:ONTROL, YOU HAVE A REASONlG3:GE
PROSPECT OF RESUMING YOUR MORTGAGE PAYMENTS, AND IF yOU MEET OTHER
ifLIGIBILI~ REQUIREMENTS ESTABLISHED By THE PENNSYLVANIA HOUSING FINANCE
AGENCY. PLEASE READ ALL OF THIS NOTICE. IT CONTAINS AN ExpLANATION OF
yOUR RIGHTS. -
Under the act. you are entitled to a temporary stay of foreclosure
on your mortgage for thi.rty (30) days from the date of this notice. During
that time you must arrange and attend a "face-to-face" meeting with a
representative of this lender,. or with a designated consumer credit
counseling agency. The purpose of this meeting is to attempt to work out
a repayment plan, or to otherwise settle your delinquency. This meeting
mllst occur in t.he next (30) days.
If you ~ttend a face-to-face meeting with this lender, or with a
Consumer credit counseling agency identified in this notice, no further
proceeding in mortgage foreclosure may take place fox' (30) Days after the
date of this meeting. The address and telephone number of your
representative is:
. . PNC Mortgage, 539 South Fourth Avenue, Louisville, KY 40202
Toll free (800)736-9090
The telephone number(s) for designated consumer credit counseling
agencies are shown on the attached sheet, It is only necessary to
schedule one face-to-face meeting. You should advise this lender
immediately of your intentions.
As of 03-12-98, your mortgage is in default because you have
you have failed to pay promptly, installments of principal and interest,
as required, for a period of at least sixty (~O) days. The total
amount of the delinquency is $ 3,868.83. That sum includes the following:
* PA'iMENT AMOUNT 518.51
* PAYMENTS NOW DUE 7
* LATE CHARGES 124.36
* RETURN CHECK CHARGE . 00
* OTHER FEES 11 7.00
* LESS UNAPPLIED FUNDS .00
502 581 3947 P.06/11
8520) 85206
85210
I f you have tried and ate unable to resolve this problem at or after your face-to-face
mcetina, you have the right to apply for financial assistance from the Homeowners' Emerllcncy
Mortgase AnlstancCl Fund. In order to do this. you must fill out, silln and file a completed
Homeowners' Emergenc)' Assistance Application wilh one of the designated consumer credit
counsellna aaencies listed on lhe attachment. An application for assistance may only be obllalned
from a consumer credit counselina agency. The consumer credit counseling agency will assist
YOIl in lilllnll out your application and will submit your completed application to the
PeMsylvania Housing Finance AlIency. Your application must be tiled or postmarked, within
thirty (30) days of your face-to-face meeling.
It is extremely imponant that you tile your application promptly. If YOII do not do 50, or if
you do not follow the other time periods set forth In this loner, foreclosure may be proceeded
aaainsl your home immediately.
Available funds for emergency homeowner mortgage assistance are very limited. They
will be disbursed by the agency under the elllllbllity criteria established by the acl.
It is extremely imponantlhat your application is accurate and complete in every respect.
The PeMsylvania Housing Finance Agency has sixty (60) days to make a decision after It
receives your applicalion. During that additional time, no foreclosure proceedings will be
purSlled against you if you have met the time requirements set forth above. You will be notified
directly by thai Agency of its dceision on your application.
The PeMsy!vania Housing Finance Allency is located at 2101 North Front Street, Post
Office Box 8029, Harrisburg, Pennsylvania 11105. Telephone No. 717-780-3800 or 1.800.342.
2l97(toll free number), Persons with impaired hearing can call (717) 780-1869.
In addition you may receive another notice from this lender under Act 6 of 1974. That
notice is called a "Notice ofllltention 10 Foreclosure". You must read both notices, since they
bolh explain rights thai you now have under PeMsylvania law. However, if you choose to
exercise your rights described in this notice, you cannot be foreclosed upon while you ate
receiving that assistance.
.
.
Very truly yours,
PNC Mortllage Corp of America
Customer Service Departmelll
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU
ARE ADVISED THAT WE ARE DEEMED TO BE A DEBT COLLECTOR
ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION OBTA.INED
WILL BE USED FOR THAT PURPOSE,
MAR-19-1998 15108
P~IC MORTGAGE
502 581 3947 P,07/11
8520) 85206
85210
APPENDIX A
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ACT 91 NOTI.CE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
The Commonwealth of Pennsylvania's
Homeowner's Emergency Mortgage Assistance
Program
may be able to help you.
Read the attached notice to find out how the
program works.
If you need more information call the Pennsylvania
Housing Finance Agency at 1(800)341-1397
.
LANOTIFICACION EN ADNNTO ES DE SOMA IMPORTANCIA. PUES
MECT A SU DERECHO A CONTUNUAR VIVIENDO EN SU CASA. 51 NO
COMPRENDE EL CONTENIDO DE EST A NOTIFICACION OBTENGA UNA
TRADUCCION IMMEDIA T AMENTE LLAMANDO EST A AGENCIA
(PENNSYL V ANlA HOUSING FINANCE AGENCY) SIN CARGOS AI.
NUMERO MENCIONADO ARRIBA, PUEDES SER ELEGIBLE PARA UN
PREST AMO POR EL PROGRAMA LLAMANDO "HOMEOWNERS
EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE
SAL V AR SU CAS A DE LA PERDlDA DEL DERECHO A REDlMlR SU
HIPOTECA.
ACT91lNSERT
PA9
MAR-1S-1998 15'08
PNC NORTGAGE
502 581 3947 P,08/11
ZZ1l9
AC'r 91 NOTICE BS206-C2nd
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGe: ASSISTANCE PROGRAM
PLEASE RF~D THIS NOTICE. YOU MAY BE ELIGIBLE FOR
FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE
AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
March lEi, 1998
Wendy L Nonis REI LOAN NUMBER: 0070l7:l093
.--.-------------------------- PROPERTY ADDRESS: 15 Scratford Street
Shippensburg PA 17257-172
111 Garfield Street
shippeneburg, PA 17257 1905
~NT BY CERTIFIED MAIL AND REGULAR~IL
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE THAT WILL PREVENT
FORECLOSURE ON YOUR MORTGAGE IF YOU COMPLY WITH THE PROVISIONS OF THE
HOMEOWNERS' EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 "(THE "AC'!'''). YOU
MAY BE ELIGIBLE FOR EMERGENCY TEMPORARY ASSISTANCE IF YOUR DEFAULT HAS
BEEN CAUSED BY CIRCUNSTANCES BEYOND YOUR CONTROL, YOU HAVE A REASONABLE
PROSPECT OF RESUMING YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER
ELIGIBILITY REQUIREMENTS ESTABLISHED BY 'rHE PENNSYLVANIA HOUSING FINANCE
AGENCY. PLEASE READ ALL OF THIS NOTICE. IT CONTAINS AN EXPLANATION OF
~ RIGH'rS. -- --
Under the act, ycu are ent.itled to a temporary stay of foreclosure
on your mortgage for thirty (30) days from the date of this notice, During
that time you must arrange and attend a "face-to-face" meeting with a
representative of this lender, or with a designated consumer credit
counseling agency. The purpose of this meeting is to attempt to work out
a repayment plan, or to otherwise settle your delinquency. This meeting
must occur in the next (30) days,
If you attend a face-to-face meeting with this lender, or with a
Consumer credit counseling agency identified in this notice, no further
proceeding in mortgage foreclosure may take place for (30) Daye after the
date of this meeting. The address and telephone number of your
representative is:
PNC Mortgage, 539 South Fourth Avenue, Louisville, KY 40202
'1'011 free (BOO) 736-9090
.
The telephone number(s) for designated consumer credit counseling
agencies are shown on the attached sheet. It is only neceesar)' to
schedule one face-to-face meeting. You should advise this lender
immediately of your intentions.
As of 03-12-9B, your mortgage is in default because you have
you have failed to pay promptly, installments of principal and interest,
as required, for a period of at least sixty (60) days. The total
amount of the delinquency is $ 3,B6B.83. That sum includes the following:
· PAYMENT AMOUNT 518.51
· PAYMENTS NOW DUE 7
· LATE CHARGES 124.36
· RETURN CHECK CHARGE .00
* OTHER FEES 117.00
· LESS UNAPPLIED FUNDS .00
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MAR-'19-'1998 15109
PNC MORTGAGE
I ~ Ill? I nil 511
! TO:
I FILE NO. 3710070172093
I PATRICK W NORRrS
111 GARFIELD STREET
I SHIPPENSB'lJRG, PA 17257
I SENDEIl:
jftMiN~RCH 12 1998
I
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1905
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I Receipt for
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INo ~Iln_ CoYerage I'rovidecI
Do not lilt lor InlematloneJ Mill
POSTMARK OR DATE
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...",...""......"",,,.,....,.,,,,,...,,,,,,,,,,,.,,,,....,
.
502581 3947 P.11/1t.
TOI
P IIf1I 21"5'"
FILE NO. 3710070172093
II WEm>Y L NORRIS
111 GARFIELD STREET
I SHIPPENSBURG, PA 17257
I
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I SENDEIl:
I a~N~ftRCH 12 1;198
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POSTMARK OR DATE
1905
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TofFt. P.1l'
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SHERIFF'S RETURN. REGULAR
CASE NO: 1998-02329 P
COMMONWEALTH OF PENNSYLVANIA:
COWNTY OF CUMBERLAND
PNC MORTG~G1LfORP elf .J\.!'lEIl!'Q,L._
V5.
ORRIS PAJ:RIC'JL_~_ET_~L__.___
TIMDTHY__H.EIli__________.________, Sheriff or Deputy ShEilriff of
CUMBERLAND County, PE'nnsy1vania, who bEili.ng du.ly sworn aocording
tel .law, says, thE' wHhin COMPLAINT - MDIU Fl!R.IL________
up 0 n _JillR R I S _.E.HBI C 1i...1L.._.____u____________
defendant. at ___ 19_1..!'1.\2 HUUR::;, on t.he 28th day of April
was served
the
1998 at -_..LLLrJAjl.Q.IELrU,TREEl____________________
SH I PP ENSBURY.L_tLll~~7_-_~!...-_______.__________1 ~UM BERLAl\Q_.
County, PenmJylvsni... by handing t.e, E..~.TRIg..!L.\i!.L_liPRB.li?
a true and at.test.ed copy of the. COMPI..A_INT - MORT FORE
and at t.he same time dir'eoting His at.tE'nt.ion to t.he contents thereof.
--'
Sheriff's Costs:
Docketing
Service
Affidavi t
SUrcharge
So '17~/,~1
18,00
13.02
.00
6, 00 R"";--''l1loruJl\ITriEo~mJii;rTn-------
~~MARl\ J. UDREN :l ~.~. .
05/05/1998 ..
.- - ~/
by Lf1'tP' .....
E' u 'fY"Sh-Ei"f"rrr"""'""2 -
Sworn and subsoribed to before me
this 0'~ day of ~____
19_--1:1'_ A, [J,
~~' .. .0,,0;,
-- - t.A- :r.;~_.--_.-
ro le.lOo at y
'.
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SHERIFF'S RETURN - REGULAR
CASE NO: 1998-02329 P
COMMON~EALTH OF PENNSYLVANIA I
COUNTY OF CUMBERLAND
f.'NC MOHTQ1\G,LJ,l]B1~,,_~lf,_"1\ME~~JCL
Ve'
,'.
QRR L~_J~:UUf:J5_'L.f.T._!J.b,_.__._.
_Jill!lERT PINK __n..__._~_______." Sheriff or Deputy Sheriff of
CUMBERLAND Count}', PennElY 1 vania, who b€'ing dul Y SWorn according
to law, say!', the within COf:!E.k!J.INT.--=-MOR'I FORlL........_____.._ was served
Upon _f'li;t!1.!lU;,~~I;:.N[CL.L,__..__,_~..._,_____._,_. t.he
defendant, at _n 13:45, IIOUH~~, on thE' .. 4th day of Mav
192f!. at _..?SI4 _ILf_I;:1ifi 81'R.I;,I;;1:.._________________
---....-...--,
SH I PPENS BlJRQ..._J',~_F 2~Z::1.2.'2.d.___.________.__.___,_. , gUM BERLA N D
County, Pl?nnsylvania, by handing to .WENDY NOBRlS___
a true and attested copy of thl? ..J;iQ.t!.Ek!J.JNT _ MORT FORE
and at t.hl? "'ame t.ime dIrecting Her attE'nticon to the contE'nts thereof,
0______-
-'
She-riff's Costsl
Docketi ng
Service
Affidavit
Surcharge
6.00
13,02
,00
5.00
So answ?~~l'~~
rr:~-----rnoma8 I\l~n~,' r::tH?T"J.1f
ins:-w.:;-11ARK J. UDREN
05/05/1998
by
....--
Sworn and subsoribed t.o before me
~""> /J.
this _:~ day of t"'.tt....________
Cl r
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MA1Ut J. WON , ASSOCIATIlS
BY: Mark J. Udren, ESQUIU
ATTY 1.0, NO. 04302
1040 NORTH KINGS HIGHWAY, SUITZ 500
CHEaRY HILL, 'NZW JIlRSEY 08034
(609) 482-6900
ATTO~Y rOR PLAINTIrr
PNC Mortgage corporation ~merIca-----:
f/k/a Sears Mortgage Corporation :
539 South Fourth Avenue : .
Louisville, KY 40202 :
Plaintiff
COURT OF COMMON PLEAS
v.
CIVIL DIVISION
Cumberland COUNTY
Patrick W. Norris
Wendy I,. Norris
NO, 98-2329 Civil
Defendant(s)
DATED:
TO:
July 2 1998
Patrick W. Norris
111 Garfield Street
Shippensburg, PI'. 17257-1905
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU, UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
NOTICE TO A LAWYER AT ONCE. IE' YOU DO NOT HAVE A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND ou'r
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Court Administrator
Cumberland County Courthouse
1 Courthouse Square
Carlisle, PI'. 17013-3387
717-240-6200
NOTIrlCACION IMPORTANTIl
USTED SE ENCUENTRA EN EST ADO DE REBELDIA POR NO HABER TOMADO LA
ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION
DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION,
EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0
ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPORTAN1'ES. DEBE LLEVAR E',STA
NPTIE'ICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO,
o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA
o LLAME POR TEtEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCFT'l'A,ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA
LEGAL.
SERVICIO DE REFERENCIA LEGAL
LAWYER REFERRAL SERVICE
Court Administrator
Cumberland County Courthouse
1 Courthouse Square
Carlisle, PI'. 17013-3387
717-240-6200
....
'I
MAJUt J. UDON , ASSOCIATIIIS
BY I Mark J. Udl'.n, ZSQUXlUIl
ATTY I. D, NO. 04302
1040 NORTH KINGS HIGHWAY, SUITZ 500
CHIRRY BILL, NIK JERSBY 08034
(60111 482-6900
ATTORNllY I'OR PLAINTII'I'
PNC Mortgage~6rporatronlD~erTCa
f/k/a Sears Mortgage Corporation
539 South Fourth Avenue
Louisville, KY 40202
COURT OF COMMON PLEAS
Plaintiff
CIVIL DIVISION
Cumberland COUNTY
v.
Patrick W. Norris
Wendy L, Norris
NO. 98-2329 Civil
Defendant(s)
DATED:
TO:
July 2, 1998
Wendy l.. Norris
204 W, Penn Street
Shippensburg, PA 17257-1905
IMPORTANT NOTICE
YOlJARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRI'I'TEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE: CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE: ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROP~,RTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE: A LAWYER OR CANNOT
AFFORD ONE, GO TO OR TELEPHONE THE FOLI.OWING OFFICE TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Court Administrator
Cumberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013-3387
717-240-6200
NOTII'ICACION IMPORTANTE
USTED SE ENCUEm'RA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA
ACCION REQUIRIDA DE SU PARTE EN ESTE CASO, Al. NO TOMAR LA ACCION
DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION,
EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0
ESCUCHAR PREUBA Al.GUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPOR1'ANTES. DE BE LLEVAR ESTA
NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO,
o SI NO TIENE DINERO SUFICIENTE PARA TAl. SERVICIO, VAYA EN PERSONA
o LLAME POR TELEFONO A l.A OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARA AVERIGUAR DONOE SE PUEDE CONSEGUIR ASSISTENCIA
LEGAl.,
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LAWYER REFERRAL SERVICE
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Cumberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013-3387
717-240-6200
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Mark J. Udren, ESQUIRE
ATTY 1.0. NO, 04302
MARX J. UDREN & ASSOCIATES
1040 NORTH ~INGS HIGHWAY, SUITE 500
CHERRY HILL, NJ 08034
(609) 482-6900
ATTORNEY FOR PLAINTIFF
PNC Mortgage Corporation of America
f/k/a Sears Mortgage Corporation
539 South FOUrth Avenue
LOUisville, KY 40202
COURT' OF COMMON PLEAS
Plaintiff
CIVIL DIVISION
v.
Cumberland COUNTY
Patrick W. Norris MORTGAGE FORECLOSURE
111 Gal'field Street
Shippensburg, PA 17257-1905 .....l)[)-lIl__'!" C-."
Wendy L. Noz'ris ....~.-..:' "NO. 98-2329 Civil
204 W. Penn Street
Shippensburg, PA 17257-1905
Defendant(s)
.': '
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against the
Defendant (s) for failure to file an Answer to Plaintiff's Complaint
within 20 days from service thereof and for foreclosure and sale of the
mortgaged premises, and assess Plaintiff's damages as follows:
As set forth in Complaint
Interest per Complaint
From 02/27/98 to 07/29/98
Late charges per Complaint
From 03/15/98 to 07/29/98 @$20.74
Escrow payment per Complaint
From 03/01/98 to 07/29/98 @$74.51
TOTAL
$65,562.80
1,891.08
103.70
372.55
S67. 930.13
I hereby certify that (1) the addresses of the Plaintiff and
Defendant are as shown above, and (2) that notice has been given in
accordance with Rule 237.1, a copy of which is attached hereto.
MARK J UDREN & ASSOCIATES
Mar~en, ESQUIRE
Attorney for Plaintiff
DAMAGES ARE HEREBY ASSESSED AS INDICATED
DATE:
PRO PROTHY
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Kirk J. Udren, BSQUIRR
ATTY I.D. NO. 04302
MARK J. UDRBN , ASSOCIATES
1040 NORTH KINGS HIGHWAY, SUITE 500
CHIRRY HILL, NJ 08034
(609) 482-6900
ATTORNEY FOR PLAINTIFF
~Mortgage Corporation 6f~merica
f/k/a Sears Mortgage Corporation
539 South Fourth Avenue
Louisville, KY 40202
COURT OF COMMON PLEAS
Plaintiff
CIVIL DIVISION
v.
cumberland COUNTY
Pltriok W. Norri.
111 Garfield Street
9hippensburg, PA 17257-1905
Hendy L. Norris
204 W. Penn Street
Shippensburg, PA 17257-1905
Defendant(s)
MORTGAGE FORECLOSURE
NO.' -96--2329 Civil
NOTICE OF SHERIFF'S SALE OF REAL PROPBRTY
TOI PATRICK W. NORRIS
111 Garfield Street
Shippensburg, PA 17257-1905
Your house (real estate) at 15 Sr.:rafford St.reet, Shippensburg, PA 17257-
1727 is scheduled to be sold at the Sheriff's Sale on DECEMBER 9, 1998,
at 10:00 A.M. in the COMMISSIONERS HEARING ROOM, 2ND FLOOR COURTHOUSE,
CARLISLE, PA, to enforce the court jUdgment of $67,930.13, obtained by
Plaintiff above (the mortgagee) against YOII. If the sale is postponed,
the property will be relisted for the Next Available Sale.
NOTICR OP OWNRR'S RIGHIa
you MAY BE ABJ.E TO PREVEN'r THIS SHERIFF' S !;lAT.E
To prevent this Sheriff's Sale, you must take immadiata aotion.
1. The sale will be cancelled if you pay to the mortgagee the baok payment, late
charges, oosts and reasonable attorney's fees. To f.ind out how muoh you must pay,
you may call: (609) 482-690Q.....
2. You may be able to stop the sale by filing a petition asking the Court to strike
or open the judgment. if the jUdgment was improperly entered. You may also ask
the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal prooeedings.
You may need an attorney to assert your rights.
more ohanoe you will have of stuFping the sale.
to obtain an attorney.)
The sooner you oontaot one, the
(See notice on page two on how
.
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ALL the to11owin9 described real estate lyinq and billing
situate in Southampton Township, CUlllher~and County, Pennsylvania,
being improved with a one and ono-halt story trame dwelling house,
more partioularly'described as follows:
BEGINNING at a stake on line of Lot 7 now or formerly of
Ralph A. Scrat'ford: thence along the northwesterly siele
Of a 40-t'00t wide street 'known as Scraft'ord Street, North
67 degrees 30 minutes East 60 teet to a stake, thence by
Lot 9 now or formerly of Ralph A. Scraftord, North 22
degrees 30 minutes West 118.43 feet to a stake at line
of lands now or formerly of Geel,;/unan, thence by the same,
South 67 degrees 30 minutes West 60 feet to a stake':
thence along Lot 7, South 22 deqrees 30 lIIinutes East
118.43 feet to the place of beginning.
,
,
BEING Lot 8 on plan Of lots ldd Ollt for Ralph A.
Scrat'tord, prepared by T. L. Essick, PRE, Pa. 2228, and
lot layout prepared by John H. Atherton, RPE, Pa. 2602,
said plan recorded in Cumberland County, Pa., Plan Book
5, Page 18.
BEING TAX NO. 39-36-2121-011
BEING KNOWN AS 15 Scrafford Street, Shippensburg, PA
Title to said Dremises is vested in Patrick W. Norris and
Wendy L. Norri~, husband and wife, by deed, f~umCharles L. Gontz and
Phyllis A. Gontz, husband and wife, by their Attorney-in-Fact, Lee Ann
G. Hocker, dated 05/11/1993 and recurded 05/14/1993 .in Deed Book H 36
Page 13, .
, '
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PNC Moria'.' Corporallon or Amerl,. fk. Sun Mort.lae
Corporallon, .1, II.. Plllnllrr(.)
VI.
Nllrrl., el. .1.. Derendlnlt.)
Service or Ilroce,. by
AI.S International, Ltd.
1-800-328-7171
""S I"Iernollo"oll'I...
7800 W."roy Rd.
Mln".'llolI., MN ~~4J9.JI11
AFFIDA VIT OF SERVICE -- Individual
S.nl...r I'".,... 00:
MARK J, UDREN
M.. Sunn DI,k
1040 North Kin.. lIIahway
Sull. ~OO
Cherry 11111, NJ 08034
--PAtrick W. Norris
C"url Case No, 98-2329
State or:_:P~n(\::' ~;o..... ) ss.
Countyor:-.kUO:~
Name or Server: mA~t' D 1Y1.J.ler ,undersigned, being duly sworn, deposes and says
that at the time of service, slhe was over the age of twenty-one, was not a party to this action;
OatetrlmeorSenlce: that on the ..6Ldayof ~..rer _,19 .98,at q"30o'clock ..AM
PlaceorSeNlce: at ,city of ~,stateof..1?A
Oocumenb Served:
Service or Process on:
Person Served, and
Melhod of Service:
Description of Person
Receiving Documents:
Sign. lure of Server:
the under~igned served the documents described as:
Notice of Sherlfrs Sule of Real Property
A true and correct copy of the aforesaid document(s) was served on:
Patrick W, Norris
J><f By personally delivering them into the hands of the person t(l be served.
I I By delivering them into the hands of
suitable age and discretion residing at the Place of Service,
whose relationship to the person to be served is
The person receiving documents is described as follows:
Sex ..IlL Skin Color~; Hair Color J?,rc:tv:l1\ ; Facial Hair~
Approx, Age--61-; Approx. Height -.l.t I ; Approx, Weight~
>< To the best of lilY knowledge and bl'lief, said person was not engaged in the US Military at
the time of service.
, a ptlrson of
Und"rsigned declares under penalty of perjury
that the fore' ing is II and correct.
.:t:/~
Subscribed and sworn to before me this
~:[)Of~'19!L
~ 8, ,
Nolory Pub (Commission Expires)
Signature of Server
'1- )). (P,~')
APS Inttrnatlonal, Ltd.
APS File H: Ol~lJI.OOOl
NOTARIAL SEAL
OLARE R, ELDER. Notary Public
Ohamborsburg, Franklin County
My Commission Expires Jan. 9, 20~1
NABK J, 'UDRBN , ASSOCIATES
BY: Mark J, Udren, ESQUIRE
ATTY 1.0. NO. 04302
1040 NORTH KINGS HIGHWAY, SUITE 500
CHERRY HILL, NEW JERSEY 08034
J601l)_ 482-6900
PNC Mor.tqdSle Corpordt LOll Dr Amer lea
[/k/n Sears Mortgage Corporation
539 South r,'Durth Avenuo
Louisville, KY 40707
P.lninUU
v.
Patrick W. Norris
Wendy 1... Norris
Patrick - Iii Garfield Street
Sh.ippensburg, PA 1725'7-1905
Wendy - 204 W. Penn Street
Shippensburg, PA I '725'7-1905
Defendants
ATTORNEY FOR PLAI~TIFF
COUI,'[' Of COMMON PLE:AS
CIVlI.. DIVISION
CumberlandCounty
No, 98-2329 Civil
AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129
Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, hereby verifies
that:
1. A copy of the Notice of Sheriff's Sale, a true and correct copy of
which is attached hereto as Exhibit "A", was sent to every recorded
lienholder and every other interested party known as of the date of the
filing of the Praecipe for the Writ of Execution, on the date(s) appearing
on the attached Certificates of Mailing.
2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail
and certified mail on the date appearing on the attached Return Receipt,
which was signed for by Defendant(s) on the date specified on the said
Return Receipt. Copies of the said Notice and Return Receipt are attached
hereto as Exhibit "B".
3. If a Return Receipt is not attached hereto, then service was by
personal service on the date specified on the attached Return of Service,
attached hereto as Exhibit "B".
4. If service was by Order of Court, then proof of compliance with said
Order is attached hereto as Exhibit "B".
All Notice" were served wi thin the time Umi ts set forth by Pa Rule C. P,
3129.
Dated: November 9, 1998
RK J. UDREN & ASSOCIATES
BY:
Mar J. Udren, Esquire
Attorney for Plaintiff
Mark J. Udren, ESQUIRE
ATTY 1.0. NO. 04301
MARX J. UDREN , ASSOCIATES
1040 NORTH XINGS HIGHWAY
SUITE 500
CHERRY HILL, NEw JERSEY 08034
(609) 482-6900
ATTORNEY FOR PLAINTIFF
PNC Mortgage Corporation of America
flkla Sears Mortgage Corporation
539 South Fourth Avenue
LOUisville, KY 40202
COURT OF COMMON PLEAS
v.
Plaintiff
CIVIL DIVISION
: 1(. ~
CUmberland COUNTY
Patrick W. Norris
111 Garfield Street
Shippensburg, PA 17257-1905
Wendy L. NOt'ris
204 W. Penn Street
Shippensburg, PA 17257-1905
Defendant(s)
NO. 98-2329 Civil
DATE: August 5, 1998
TOI ALL PARTIES IN INTEREST AND CLAIMANTs
NOTIeR OF SHERIFF'S SALE
OF REAL PROPERTI
OWNER(S)I PATRICK W. NORRIS & WENDY L. NORRIS
PROPERTY I 15 Scrafford Street, Shippensburg, PA 17257-1727
Improvements: RESIDENTIAL DWELLI~G
The above captioned property is scheduled to be sold at the
CUJlln"tla~g County Sheriff I S Sale on IaCP;MBER 9. 1991l, at 10: 00
A,M., IN THE COMMISSIONERS HEARING ROOM, 2ND FLOOR COURTHOUSE,
CARLISLE, PA. Our records indicate that you may hold a mortgage
or jUdgment on the property which will be extinguished by the sale,
You lTIay wish to attend the sale to protect your interests.
A Schedule of Distribution will be filed by the Sheriff on a date
Specified by the Sheriff not later that 30 d"ys after sale.;
Distribution will be made in accordance with the schedule unless
eXceptions are filed thereto within 10 days after the filing of the
schedule.
EXHIB!T A
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781111 r;len,oy lid.
Minoeol'olh, MN 554.19..1IZ2
AFFIDA VIT OF SEI{VICE -- IndividulIl
MARK ,I. UDREN
M,. Su..n Dick
1040 North King, IIlghw.y
Suit. 500
Ch.rry Hili, N.' 080.14
I S'l'vlc. of '.roc..... on:
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Court Cus. No. 98-2329
State of: +\~tl~\.lll/(Ln ;~~ ) 55.
County~~~
Name of Server: ---D'!ARt' 1:) fYY. Utr , undersigned, being duly sworn, deposes ulld says
that at the time of service, slhe was over the age of twenty-one. was not a party to this action;
DatelTlme of Servic.: that on the -Y...Ldayof ~e. rte 1':1 ~r , 19 9.8, at (f. .?v.o'clock ..AM
PlaeeofServlee: at..lJ1 f-:: (~(lr(:'Ir-1LL-SJ, ,cityot' Sh'pjX'rtdJur:] ,stateof PA
Documenls Served:
the undersigned served the documents describcd as:
Notice of Sheriffs Sale of Real Property
Service of Proce.. 011:
A true and correct copy of the aforesaid document(s) was scrved on:
Patrick W. Norrl.
.Rf By personally delivering them into the hands ot' the persoll to be served.
r:J By delivering them into the hands of
suitable age and discretion residing at the Place of Service,
whose relationship to the person, to be served is
The person receiving documents if. described as follows:
Sex flL; Skin Color I, \ h..\.e ; Hair Color 'Brcv:00. : Facial Hair m I J::.-h!(' 1:&
Approx. Age--61-; Approx. Height (., I ; Approx. Weight /80 I bs,
;<[ To the best of my knowledge and belief, said person was not engaged in the US Military at
the time of service.
, a person of
Person Served, and
Method of Service:
Description of rerson
Reeelvlng Documents:
Signature of Server:
Signature of SClrver
Subscribed and sworn to before me this
- 'd-J-ftJOf -:t!; ,1993
7!& . , ..
NOlary Public fr2. , (Commi;sion Expires)
~PS International, Ltd.
APS fll.~: tr!51JI.IHIOI
EXHIBIT B
NOTARIAL SEAL
CLARE R. ELDER, Nolary Public
Chdmborsbllrg Franklin County
. .!!:y Commission Expires Jan 9, 20~1
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WRIT OF EXECUTION and/or ATfACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO. 98-2329 CIVil". Ternl
CIVil ACTION.. lAW
TO THE SHERIFF OFm~CunOOt:lgmL______._.._COUNTY:
To satiSfy the debt, Intorest and costs due .nfJ~.._~I'~.9i'l9.o C2!.'P9I9_t.!.(~~L.of l\I.!~dca f 1 kl.~___
_~g!1l.._~f.tg~C:O.!I'2rf.lt:.i'='!1_5J.9.J'.......I:'()\JE!ll.~Y~~_!..l':'.ui~,:::~~}~_, KY 4 020.~________ PlAINTIFF(S)
from __.I''!t:.I'ick..\''',-.~r:l~js____.____......_ ....._l'I~ndXJ,~_/II:>:E.i.~__.____.._..___.__.________.___
111 Garfield street 204 \~. Penn Street
______._.___._~___~_.~.__~_.__n._.... ..- ... -.--..--____. ._ '" ...... --..---,---...-..-.....---.......____.~_~_..______.u...._..__...__~_, R________
_ Shi~ll!3~\Jrg~__1'{I}7'3.~~-:..190_~_______~I!_~.~.!:lE!Ilsb~g , _~~:?~~~-1905 __....DEFENDANT(S)
(1) You arll directed 10 IOvy upon Iho property of tho delondant(s) and to sell....______.___
_.eee..J.eool. descri.Q\J.on_._........ ___._~._...__..._......____________~____~______...________._
--~~~_._._-~-_.~-_._.._-_..,_._~..._-_._-_.-
~~----_.._------_.__..,_...-._-,--------~--,.._._-~~------~--------._------_.__.~_.-
(2) You are also directed to allach tho property of the defendant(s) not levied upon In tho possession of __..
----_._-_.-.~."-_._---_.,...~-_..._._.._-,~_._-_._._-
--------~-~-_.-._-_.._----.------~-----~_.
~-------------._-~,._-_._---
GARNISHEE(S) as follows:
and 10 notny tho garnlshee(s) that: (a) an allachment has been issued: (b) the garnlshee(e) Is/are onJolned from paying any
debt to or for the account of tho dofendant(s) and from delivorlng any proporty of Iho dofendant(s) or otherwise disposing
thereof;
(3) If property of the delondant(s) not levied upon an subject to attachmont Is found In the possession of anyone other
than a named garnishee, you are directed to notify hlm/hor that ho/she has beon added as a garnishee and is enjolnod as above
staled.
Amount Due $67,930.13
iran July 30-:- 1998 to~te o:CRiiTe
Interost ~--lll9a Per iliAJI..@ $12.16.
!;il,b43;tltl .
Atty's Comm %
AttyPaid SB4.04
Plaintiff Paid
lL.
$.50
Due Prothy $1 00
Other Costs
Date:
AUgust..L...J. 998
~t:is H._Lonq
Prothonotary, Civil Division
REQUESTING PARTY:
Mark J. l.tiren &..Associates
Name MarK J. Udren, Esq.
Address: 1040 N. Kings Highway, Sllite 500
Cheny Hill, NJ 08034 __._____
Attorney for: Plaintiff
Telephone:.....l..QQ.9) 482-6900...
Supreme Court ID No. 04302 .______~
by: _,+"a-L.,;jj{J/ -91
Deputy