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HomeMy WebLinkAbout98-02393 \. I ~I I ."- ; .. I \l I N ~ " ". .... V'j '\ ~ '~ \ - It .... U ~ , , < ~ LL " / t \. ~ " ... ~ . - c:J "') 0--1 lY)j ~ !, I I , I (),., C3'-i I Bon'oWerl b1 E. 1.1..... 201 Smllh Rood Shlpptlllburs, PA 17257 .., Prtnclpal Amountl $55,000.00 Interest Ratel 8.750% Dale 01 Notel July 15, 1996 PIlOMISE TO MY, I promb, 10 pay to flnM1cl~ Trusl Company ('L.nder'), or order In lowful money 0' Ih. Unll.d Stalet 01 Amtfka,lh. prlnclpal amounl 01 flll'f Flv. TholIsand It 00/100 Dollll1 (US,OOO.OO), IOPlhtr wI'h Inler.1I allh. rale 01 8.750% Ptf ar,num on lhe unp~d prlnclpal bal.anc.1rom July 19, 1996, undl paid In lull. PAYMENT. 1 will pay this loan In 180 paym.nu 01 $549.70 each paym.nl, My nrsl pay,,'.'111s due AUI\IIl 19, 1996, and alllubstqUtnl paymencs an due on lhe um. day 01 .ach monlh alter Ihal. My nnll paymenl will b. due on July 19, lOll, and will b, lor III principal and all KCrUtd In_I not yll paid. Paym.nu Include principal and Inleretl. I will pay Landel all.ondel'a addl..llhown above or al luoh olhar pllce II Lan6lr may deIlQoale In WI",ng. Unllll otherwiM agrHd or r.qulred by appllclble IIw, paymenls will be applltd IItsl 10 aocrutd unpaid Inl_t, thtn to prInotpa1, Ind any remaining amollnt 10 any unpaid oolllollon ootll Ind III. oha,g... PREPAYMENT, I may pay wllhoul peOlIly aM or a pOfllon ollhe amounl owld ..,1Ior Ihan It II dut. early plymentl will nol, unllls IQIHd to by LMdelln wrltlno, ,1lIeve me 01 my obllgallon to oonllnut 10 makl paymanls unde, the plyment sohedult, Rllhlf, they will redUllt the principii balance dllt and may rHull In nit making feWIt plymlnls. DEFAULT. I will baln dtftullll any 01 the 100IowIng heppens: (I) 11.1110 nllk. Iny paymenl when dut. (b) I br'lk Iny promlat I heve madl 10 L.nder, or I ftIIlo compty wtlh or to porform when due any olher "'m, obllgallon, oOWln.nl, or oondlllon oonlllOld In IbM Nolt or a"y .grHmenl ralllld 10 thil Noll, or In any olher agrttment or loin I have wllh L.ndtt. (0) Any rep'lStnllllon or Ital.m.nl madl or lurnlshed 10 L.ndlf by me or on my behall II ltiIt or mlllHdlng In Iny malttlal r..peol lilhlf now or II the lime made or furnllhed, (d) I dIt or lltOomt Inlolvanl, I rtcelvl, " appoInltd IOf Iny pert 01 my propttly, I make In "llgnment lor lhe be""'l 01 O,ldltorl, or Iny proc..dlng II oommenotd lither by me or agalnlt me un6lr Iny b.nluuploy or InaolYlnoy IIws, (.) Any cr.d1lor 1,1eI10 Ilk. Iny 01 my p,operly on or In whloh l.ndlf his I IItn or _urlly In"'..t. This Inoludtla gernlshmenl 01 any 01 my looounll with l.nder. (I) Any 0' thl .venla d81c,lb.d In IhIs dellull_lIon oooul1 wtth rtaptClllo Iny guarlntor 01 this Nolt. (g) L.nder In good Illth deems ltatlt InHOure. LENDEI'S RIGHTS, Upon ~uII..L.n6Ir may, afltr glvlng such nollcellll requlfld by applicable law, declare the .nlkl unpaid principii ballnct on Ihls Note and I. loorued unplld In",..t Immediately due, and lhen I wi. pay thll Imount. l.nder may hire or pay aomeont tilt 10 halp oolleot IhIs Noll II I do not pay. I also wlM plY L.nder Ihlt Imount. Thll Includta, aubjeot 10 Iny Wmlll under Ippllolblt IIw, l.nder's Iltorntys' .... and l.ndlf'a Itgal flIPIIIltI whtlhet or nollher. II I IaWlUIt, Including allorneys' ftts Ind Itgal txptn_ lot bank,uploy p'OOlIIIdlnolJlnclUdtng a"OfIIlo modify or VIOl" any automalln llay or InJunotlon), apptlls, In~ Iny Inllolpat.d pOll-JUdgment oolltollon aervtots. II not p,ohlblll by appllolblt IIw, I llao wlM Ply any oour! 00111, In addition 10 aM other IUOll provtdld by IIw. IIjudgmenlll .nllf.d In oonneollon with Ihls Noll, In"'tIlI will oonllnutlo aoorut on IhIs Noll alltr Judgment al the .xilllng Inltr..I ralt provided for In Ihlt Nolt. This NOI. has bun dellv.red to Lender and accepted by L.nder In "" Commonwealth 01 Pennsylvania. IIlhere Is . lawsull, I a..... upon Lender's requell 10 submit co Ih. lu,lsdlcdon 0' lh. (oum 01 CumbtrlM1d CounlV,lht Commonw.allh 01 P.nnsylvanla This Naif shall b. ll.Werned by M1d construed In accordanc. with th. IIWI ollh. CommOllWlalth 01 Pennsylvania. RKiHT OF SETOfF. f grlnllo l..ndel . oontraotual pOll8lSory ltOurlty InllfHlln, and hereby llIign, oonvey, dtIlY1f, pltdgt. 'nd klnsftr 10 L.ndt( II my right, Hue Ind In"'tllln Ind 10, my _ounts wllh llndlf (whether ohtoklno, IIvlnga, or some olher looount), Including wtlhoulllmllltlon aM lOCOunta htId JdnUy with someoOl al.. Ind I. aooounll I mav opln In the lulure, exeludlng how.VI< alt IRA Ind IllOgh aooounll, Ind all kusl aooounll for whloh IhI grant of a_utlly InlarHI would be prohibited by IIw. I aulhorlz.lender, 10 Ih. ..I.nl plfmllttd by Ippllolblt law, 10 charge or sotoll aM IUIM owing on this Nol. Iglloat any Ind a. such lOCounts. COLLATERAL. TbM Nolt II ltOurld by a MOfIgalll delld July 1ft, 1998,10 llndl< on r..1 p,operty Iocal.d In Cumblfllnd County, Comn,onwullh 01 Ptnns)1Yanla, lithe Itrrna and condlllona of which are hereby Incorparalld and made a pI,1 of Ihls Note. GENERAL PROVISIONS. Linder may dtlay or forgo .nlorolng any 01 Its rtghll or remedlel under thll Nol. wtlhout IotIng thlm. I Ind .ny olher ptIIon who a1gna, Quefln.... or .nd..... IbM Nol., 10 the .ld.nt aNowed by IIw, waive pr...nlmenl, demand lor plymtnl, proltsl Ind noMot 01 d1ahonOr. Upon Iny CM"", In Ihllatm. 01 IhIs Nolt, and uollls olhIfWlat alqlr..sly silted In wrtllno, no party who signs Ihll NoI', whither.. maklf, guaranlor. aooommoolallon maklf or .ndorllf, shill be rli....d from Mablllty. A11luch paru.. agretlhll L.ndlf may r.new or ""'nd (,apultdty Ind lor any "nglh ot Hma) Ihlsloln, or rtitall any plrty or guaranlor or coIllllral; or Impak, fl. to realla upon or ptrftot Lendtt'. Itoutlty Int"tlt In lhe 00III1tt1l. ~ such parllll 1110 Ig'lO lhet L.nder may modlty thltloan wllhoul thl oonsenl of or nollca to anyoOl olher Ihln IhI plrty wllh whom thl modllloation II madl. PRIOI TO SIONING THIS NOTE, I REAl> AND UNDERSTOOD ALL THE PROVISIONS OF THIS NOn. I AGREE TO THE TERMS Of THE Non AND ACKNOWLEDGE RECEIPT Of A COMPLETED COPY Of THE Non. 80RROWER, I '-~i:.}:c ';:;}f:hMWJ.#:r:NPN.tmM?J$~L) -- Fbel" A"'. Inlt.llmtnl, LAse~p~o. ~'ll U,a, POl. I T.M. Oil , " -.1tECOI'<DATlON REQ.UESTED BY: F'nwlal Truil Company One West HItlI SlI'tel CarlIsI" PA 170 lJ WHEN RECORDED MAIL TO: flnwlal Trull Company On. Wetl H/&f1 Slfte, Ctrlbl.. PA 170 I 3 I 'J 1,/ I!l' ROHRl r. mCWl RrCQRDUI or Dft D5 (:IJ/tar: RLMlll GOUN TV. Ph I I" lif ' '96 JUI. 23 AM 9 01 SEND TAX NOTICES TOI brI E. I.llfer 203 Smith Road Shlppelllbu", PA 17257 SPACE ABOVE TIllS LINE IS FOR RECORDER'S USE ONL Y MORTGAGE THIS MORTGAGE IS DATED JULY 15, 1996, between Earl E. Zel.ler, owner(s) In lee simple, whose address Is 203 Smith Road, Shlppensbura, PA 17257 (rererred to below ~s "Grantor"); and Financial Trust Company, whose address Is One West Hlrh Slreel, Carlisle, PA 170 I 3 (relerred 10 below as "Lender"). GRANT OF MORTGAGE. for valuabl. conslderallon, Grantor Ifanu, barl~N, selll, convoys, alliIN, IrlNr.rs, refulet, connonl and monaaaa co Lender IN 01 GrMnlor'l ,Ighl, tIIlt, Ind Inll/..lln Ind 10 lh. lollowlno dtsorlbed reol proptrly, logtlher wllh .11 Illllllng or lubHqutnlly III10Ied or Ilftxtd buildings, Imp,ovemenll Ind Murat; aN Slrll", 1I00S, III.ys, p...lgtS. .nd WIYSI IN .I..mtnla, rights 01 WlY, II Mbtrllts, prlvlltcltt. l.neMlnla, hertdlllmtnla. .nd Ippurl.n.nc.. Iharaunlo belonging or Inywl1t mid. Ippurl.nlnt httllllar, .nd the 'tlltrllons and lIl1IIIlndtre wHh reeptOt ther.lo; III wlter, wII., 'Ighla, wlltroou,... Ind d1tuh ,Ighla (InclUding stock In 1IIIIIllts wllh dlloh or Itrtgll/on ,Ighlll: Ind " oIhtt rtghla, 'Gyl/IIas, and p,oftls ra""ng 10 lh/l rill p'operty, Inoludlno wtlhout IImlllllon IN mlnerall, 011, gas, gaothermal Ind elmlll, millers. localed In Cumberland Counly, CO!11monwealth 01 PennsylvanIa (the "Real Property"): Deed Book 139 Pare 83 Township Penn The Real Property or lu address Is commonly known as 203 Smllh Road, Shlppensbura, PA 17257. lltlntor preetnlly llIIgna 10 L.nder IN of GranlOl's 'Ighl, llllt, Ind Inllf..lln Ind 10 III It.... ollhe Property Ind II R.nll from the Proptrty. In IddI/lon. Granlor grin" 10 L.nder I Uniform Comma,olal Code uourlly In,,,..'ln lhl PltsoOlI Proporty Ind Renls. DEfiNITIONS. The followtng words sh./I hlvelha Iellowlng mtln/nol when UHd In IhIa MO<Igag.. Tlfma not olherwisa denned In IhIs MorIgtgt Shll hive lhe mttnlnoa altrlbulld 10 such lerms In the Un/lorm Comme,olel Code. All re"'.noea 10 dolltr .mounls shall maan Imounts In IIwful moOlY of lilt Unlttd Stalat 01 Amtrlol. GrM1lllr. The word "Granlor' milne Earl E. I.IIIer. The Gllnlorll the morlgagor undlf Ihll Morlgage. Guaranlllr, The word 'Guaranior' n...". Ind Includ.. wUhout IImlla/lon Hoh Ind IN of the guaranlllft, SUf.IIea, Ind aocommodlllon partlllln oonneolon wllh the Indtbltdn.... '_.nu. The word 'mprovemenla' MIInl and Includes wtlhoul Imitation III Illlltlng Ind lutUf' Improvtmtnll, bulldlnoa, sfruolurat, mObIlt homea .lftxed on the Rill Proplfty, 'lolNIIIs, Iddlllons, ,ep/_mtnta Ind olhlf oon.lruollon on lhl RIal Ptopttly. Indel...dnw. ThI word 'ndeblldneas' means III prlnclp.1 Ind Intlfllt ply.blt undlf the Nolt Ind .ny .mounls .llptnoltd or .dYlnotd by L.ndtt 10 dltchl'llt obllgllonl of Granlor 0' exp.",,, Incurred by Lender 10 .n'orol obtlga/lons 01 Grlntor under IbM Mortgage, logtlher wllh In",..l on .uch amounll IS p,ovlded In Ihll Mortglga. Lendtf. The word 'L.nder" meane Fln.nolll TrUll Complny, ItISUCO"sors Ind 1..lgns. The Ltfldlf II the mortgagaa undtt this Mortgage. Morqap, The word 'MOfIgage" meane lhls MOIlglg. belwlln Granlor .nd Lendlf, and Includea wlthoulllmllallon ., a's1gnmenlllnd lItCIurtly Inltrtst provlslons rtlallng 10 lha Poraonll PtOPl/ly Ind Renla. NOli. The word "Nol.' MIIns lhe promlllOlY nole or oradll Igrtement dlled JUly 16, 11196, In the orfatnal prfnclpal amount of $55,000.00 from Grantor 10 L.na, logelhlf wllh IN ,.nawI/s 0', .xl.nslons 01, modlllc~lIons 01, "nOlnotnoa 01, consolld<</Ione 01, Ind lub.Ulutlo", 'or !he promissory nolI or Igrtemanl. Personal Property. Tilt Wotde 'Pltsonal PropOlly" MIIn III Iqulpmenl, lIxturat, Ind olhtt 1IIlclts 01 PMaanal proporty now or "1I1Iar llWntd by Grantor, and now or herHIIar Illach.d or slnx.d 10 lhe Re.1 P,opttl'/; logtlhar with III.c:c...lons, partl, and .ddlloos 10, aN rlfl/lOtmtnll 01, Ind all IUbellullonl for, any 01 such proplfly; .nd logtlhlt with I" P'oceeds (Including wlthoulllmll.llon llIlneuranot pr~ Ind ttfunda 01 premiums) from Iny nit or olhlf dlsp08lllon of the Properly. Property, ThI word 'Properly" mel", Colllollvaly the Real P'OPItIy Ind the Plfsonll Proporty. Real Propeny. The worda 'Real PrOfltllV' ITMIln lha p,op.rty, InltrlSIa .nd rlghla deaorlb.d above In the 'Granl 01 MorIgtge' Mellon. Relll.d Docum.nu. The worde 'Rtlllad Documanls" mean ,snd Include wlthoul Nmlllllon all proml..ory noI... CttdII agrttmanta, loan Igrttmenla, .nwonmenl., .gr8tmtnta, guaranllel, HOu,lly Igrllmenls, morlglQts, dttda of trusl, .nd IN olher Inl~umtnhl, agrllmanhl and documents, Whllher now or herelllf .xlallno, IXtOul.d In oonlltOllon with the Indebladrltls. , Rlncs, Th. word "Renll' me ,eVflnue" Income, ,"utI, roy,"Its, pro/lts, end OlhQr b8nef11II dtlhIed from tilt P'optrly. THIS MORTGAGE, INCLW',ING T GIVEN TO SECURE (I) : ,'iM. MORTGAGE AND THE R", .rED D THE SECURITY INTEREST IN THE RENTS AND PP~ONAL PROPERTY, IS D (2) PERfORMANCE OF ALL 08L1GATIONS Oi: ...RANTOR UNDER THIS E IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS: AI"",,_ MORTGAGE (ConUnuedi Pale 2 ~- - - IA YMENT AND PERfORMANCE. EKOtpl.1 olhelWlat provided In Ihlt Morlglgt, Gtlntor .hlll p,y to lendar III Imounl. ..cutld by IhIa Mortg.gt .. lhey btoome dut, Ind .hln .Irlotly parform In of G'lnlor'l obllglllon. under Ihl. Mortg.ge. pOSSESSION AND MAINTENANCE Of THE PROPERTY. Granlot Igr... Ih.l G'lnIOl'1 po.....lon .nd UII 01 the Property Ih.11 be gOYlfntd by lhe l~ng provision.: '0II11Slon and U... Until In dellult, Gtlnlor mlY "main In po.....lon Ind oonlrol 01 .nd opetlt. Md mlnlgl lhe Property Ind Oolltot lhe Rtnla from lilt Properly, Dul'f 10 Malnuln, Grantor .hln m.lnllln the l'Iopttty In tenlnl.blt oondlllon Ind promptly plltlorm III rtpl~', rtpllcem.nl., Ind mllnl.nanot _llIry to p,...".tI. vIIUt, Haurdolll Subscancll. Th. ltrlToI 'huerdoUl Will.,' 'helllrdoUll lub.tlnc.,' 'dltpOlII" 'tilt..... Ind 'hrltl.ned relta.... II uud In IhII Mortgagt, Ihln hive lilt UIN mHnlnoe .. ..llorlh In tilt Comptllltn.1ve envtronmenl.1 R..pon.., Compenll.lon, .nd 1.I.blllly Acl of 1880, II lmendtd, 42 U.S.C. Stotlon lNIOl, .1 IIq. ('CanCtA'), the Superfund Amendmenl. .nd Rnulhorllllllon Act 01 I., Pub. L. No. llV-4QQ ('SARA', the HaZArdoUl M.lt/IIII Ttlnsport.llon Act, 49 U.S,C. Stollon leol, II stq., lilt Resouroe Con.lfY.llon Ind Rtoovery Acl, 42 U.S,C. StoIlon 8901, .1 stq., or olhtt .ppHoabl. .l.lt or F.dtralllws, ruiel, or regUlallon. adopt.d pUtlu.nllo Iny of tilt foregolng. The lttms 'hazardOUl Wilt.' .nd 'halll'dous oubltlnc.' .h.1I 1111) loolud., wtlhout 1Im1l1l1on, petraltum Ind p.lroicum by-produote or .ny fraction lhertal .nd IIblltOl, Gr.nlor tlpr...nt. Ind wlrt.nls 10 Lendtt Ihll: (.) During lhe plrlod of Gtlnlor'. ownor.hlp of the Propttly, lhef. his been no UIt, gentf.1lorI, manufaoture, Ilorlge, kNlmenl, d1spo..l, tile... or thtl.t.ntd ,1It1.. 0' .ny h'llIrdous w.sll or .ubatanot by Iny ptfIon on, undtr, .bout or from IhI Proplfty: (b) Grantor hiS no knowltdge of, or lOalon to blll.ve thel ther. hll bHn, .lCOtpl It pttvto\llly dlsdOMd 10 Ind IOknowltdgtd by Lena In wrlllno, (I) .ny use, genor.llon, mlnuf.olur., .Iotlgl, ttlllment, dl.posal, rtiH.., or lhrlltlned r.... 01 Iny hlurdOUl w..1e or Iloblt.not on, undl(, .bout or from lhe Proptrly by Iny prior ownlf. 01 oocuplnl. of lhe Propttly or (II) Iny lotuII or IhrHlIntd II1tgallon or claim. 0' .ny kind by Iny pe..on rallllllg 10 luoh mailer.; .nd (0) EXOIpl .. ptlvlou.ty ~1.oIosad to Ind loknowttdged by Lender In wrlUno, (I) ntilher Gtlnlor not Iny Itnanl, aonltlolor, .gent or olhar lulhOllltd user 01 the p,optrIy .hlH US" gtntrlll, manufacture, .Ior., trHt, _OIl 01, or rtiH.. Iny hlzardoul w..lI or lub.llnot on, under, .bout or from lilt Proptrly and (II) .ny .uoh sollvlty .hlM be oonduoltd In oompllanot wtlh In .ppllolblt ftdIfll, .lItl, and loc.lllws, regullllonl .nd ordlOlOOI., Includlno wllhoul Mmlllllon tholt IIws, leguflllona, Ind ordlnaneea dtscrtbtd Ibove. Grlnlor lulhorlztl L.nder Ind III Igtn" 10 .nler upon lilt Properly 10 make .uch If1lIIlIOlIona Ind Ita.., .1 Gr.ntor'. tlCptnat, I' l.nder mlY dttm .pprop,lat. 10 delermlna oamplllnct 01 the Prop.rty wllh thla Itollon oIlhI MOfIgage. Any IIIIptoUona or !tilt made by l.na .hall be for L.ndtt'. purp..... only .nd .hln not be oonstrutd 10 orell. Iny rtsponslblll~ or Ileblltly on lilt pari 01 Landtr 10 Grantor or 10 Iny other perlon. The rtpr...nllllon. .nd werranllts oonlalntd her.ln ere b..td on Grantor. due d111w.nceln InYIIUgaUng IhI Propttl'/ for hazardoul w..l. Ind haurdous .ub.llnces, Gtlntor hereby (I) relt.... .nd w.l_ .ny future claim. .galn.l L.ndtr for Indemnity or oonltlbutlon In the .venl Grantor blOom.. IlIblt 'or olelnup or othlf 0011. undtr Iny .uoh IIws, IIId (b) 'Ofet. 10 Indemnify .nd hold hlrmlt.. l8ndlf IlIIln.1 any Ind III olllms, 101_, lI.blllllts, d.mlgt', penaltlel, Ind expenaea whleh t.nder may dlrtclly or Indlreolty luslaln or .ullar It.ultlng from . brlloh of Ihl. Itollon of lhe MOfIgIge or IS . oon'IJqUtnct of .ny UIt, g.ntltllon, menuftntu,', Itor.ge, dllpoea1, rtita.. or ttdll.ned ralt... OCilurrlng prlor 10 G,anlor'. ownorshlp or Inl.r..lln the Proplfly, whelher or nollhe .11111 w.. or .hould hive bttn known to Granlor. The prolllllons 0' Ihll stollon oIlhe MOfIg.ge, looludlng the obligation 10 Indemnity, IhlM IUMvt IhI p.ymenl of tht Indebttd"". IIId Ihl ..llIllollon Ind reoonveY5nct of the lien ollhls MOfIgIgl .nd shill nol bl 11110 led by llndlf'l .oqulllllon of Iny Inlareslln lilt Property, wh.thlf by foraololult or otherwl... Nuls.anc., Will.. Grantor .hln not OIU1t, oonducl or permll Iny nulsanct nor oommlt, parmlt, or .ufflf Iny .Irlpplng of or WlIIt on or to tilt Proptrly or .ny portion oIlhe Properly. Wllhoulllmltlng IhI glOIf.llty 01 tilt foregoing, Grantor wtll nol remove, or grant 10 Iny olher perty lhe rtght to ",move,'ny 11mb." mlnarell (Including oIIlnd g"l, .011, grlvel or rock produots wtlhou' lhe prior WlIIl.n oon..nl of lJInder. Removll 01 Improvtmlnu. Grantor .hlM not demolish or Itmove Iny Improvements kom lilt RHI Properly without lilt prior WfIIItn ooOltnt of Landtt. AI. oondlllon to lhe ramoval of .ny Imp,ovem.nll, l.ndtf may I.qulre G,.ntor 10 m.k. I".ngemenl. NtI.f.olory 10 Lender to rtplloe .uoh Improvements with Imp,ovemenls of It Itlllequal VIIIIt. L.nder's Rlahllo Enter, landI( Ind Itl 19anls Ind rtprllinllllvea may enltr upon the Rill P'OPllfty .t In rH.onablt IImas 10 .lttnd to L.nder'.lnltrtllt .nd 10 Insptcllhe Property lor P\KPos.. of Granlor'. oompllloo, wllh Ihllerml Ind condlllone 01 111M Mortgaga. Compllanc. w1lh Governm.ntal Requlremenu. Gltnlor lhal promplly oomply with .ItIlWl, ordlnanaea, .nd regullllona, now or hertlfltr In .Iftot, 01 IU govtrnmentll lulh.xlllts Applicable 10 the UIt or occup.noy 0' the Propttl'/. Granlor may oonlllt In good faith .ny .uch IIw, ordlnanot, or regulallon .nd withhold oompll.oo. durtng Iny p,oottdlng, looludlng .pprop,lIl. eppeal., '0 long I' Grantor he. nollfltd Lendtr In WIlling prlor 10 doing .0 .nd 10 lono II, In lender's eoll opinion, l.ndor'. Inltr..l. In lhe Proparly .It nol Jtopardlad. L.nder MeV requll. Grantor to poslldequll. Itourlty or I .Utlty bond, Ita.onlbty .III.f.otory to l.nder, to prollOt l.ndor'l Inftr..l. Dul)' 10 ProIlCI. Grantor .gr... ntIthar 10 ablndon nor leave unetl.ndtd the Proporty. Gronlor shaM do In olher tots, In .ddlllon to tholt lOts HI fOflh .boveln tl1M II01tOI1, whloh kom the ohlr.oltf .nd u.. 01 the Property lit It..oOlbly _..ry 10 prollot .nd pr_lhe Propttly. DUE ON SAU . CONSENT 8Y UNDER. llnder Ynly,.t lis opllon, dtol.l. Immedlaltiy dllt Ind payablt'M .u.... lICured by Ihll Morlgtgot upon Iht Nil or tran.ltr, without tilt Linder'. prlor wrllltn oonatnt, 01.11 or .ny p.rt 01 the RHI Propttly, or .ny Inlertllln the Real PrOfllll!l. A "IaIt or trana'" MIIns Iht oonl/tVlOOl of Real Prop.rty or Iny righi, tllIt or Inltf..I lhor.ln: wlltthor 1tg.1, b.OIflclal or equltablt; whtther voIunlary Of Involunlaryj wlltthar by outrlghl lilt, detd, In.I.ltmenl .al. conlract, Itnd oonlraol, oontract for dttd, Itu.hold In"'tst wtlh . Ittm grHItt "'an lint (3) yMtI, least-Optlon oonlraot, or by ,"Ia, IlIlgnmenl, or tran.fer 01 any btnanollllnler..lln or 10 .ny IInd lrust holding UIIt to Iht Rttl PrQplllty, Of by .ny olher method of oonveYl11Ot of Rill Proplrty Inl.....I. If .ny Gtlnlor II I oorporlllon, plrtOlflhlp or IImlt.d Ilebltl1y oompeny, h,.,., .110 Includtt any ohe"", In ownarahlp 01 mor.lhln twlnly-nve PlfOlnl (26%) of the vollno .lock, perlOlflhlp Inltr.... or MmI1td IIabMy oompeny In....", II lilt 01.. may he, 01 Grantor. How.ver, this opllon Ihlll nol he eXlfo!sad by lendllf If such eXlfolse Is prohlbllld by ftdtrallew or by Ptnntylvlnla law. TAXES AND LIENS. Th. followlno provt.lons 'tilting 10 the lax.. .nd Iltne on the Proplfly .ra . p.rt ollhl. MOfIgage. paym.nt Granfor sh.n pey when dUI (Ind In .11 .venl. p,lor to dellnqutnoy) 11111_, pevroll fIX", ,plOIII tax.., .....mtnts, w.1tt 0"-'1ltl .nd U_ ..rvke ohlrgas IIvted Igllnlt or on looounl 01 lhe P,optfly, Ind lhen PlY when due .n olllma lor work done on or for MtvIota randtred or mtltt\allurnllhed 10 Ih. Properly. Granlor .hlll malnl.ln the P,ope,ty fr.. 01 .M Iltn. havtng prlor1ty _or eqUllIO the InltrtaI 01 L.ndtr undel IhIa MOfIg.gt, .xc.pllot Ihe lien of lAX" Ind 1I....menl. not due, .nd IXoepl.. othtrwl.. provtdtd In the folowlno paraora~h. Rllhl To ConlfSl. Grantor mlY withhold p.ymenl 01 .ny lax, ......ment, or olllm In oonnacllon wIIh . good ftllh dlapule ovtrlht obIlgelon 10 p'y,.o long II L.nder'. Inlerlll In IhI Properly II not Jtoplldlltd. If I lien IIIstS or It nlld .. . IHuII 01 nonpayment, Grtnlclr 111II WIIhIn MIen (16) d.ys alltr lilt Iltn arl... or, If IllIn 1I11led, within nlllln (16) daya .Iler Granlor h.. nolle. of Iht IlIIng.IIOUI. the cIItoharlll 01 lilt ","" Of I tequtlltd by L.ndtt, depollt with llnder o..h Ill' lulllclent oorporll. .urlly bond or olhor .lOu,1Iy IItll'totory to Ltndtr In In amount tulllcltnl to diloherge the IItn plus Iny 0011. Ind .Uorneys' I... or olhlf ohl/gas lhll oould .oorue... r..ull of. fortOlolure or 1111 UI1dtr I'" 1Ian. In .ny oon!tlt, Grantor .h.1I deflnd Itsell .nd lend.r and .hlll S.Ully any IdYlfuludgmenl beror. .n'orcemenJ Wl'W the PIOlll'll'l\GI./llOr IIItI n.me L.ndlf II .n ~ddlllonll obllgll undllt Iny surely bond furnished In lhl oonlesl procetdlng.. ROOK IJJ" rAGE J4d Evldell(f 01 Plymfnl. Granlor shall upon damlnd furnish 10 l.end., 1.llslnotofV evlrl~noe 01 navmenl ollhe IIX... nr e.."",menk Inri .Ii..' X:j MORTGAGE (ContInued) Pale J -..... .-. - lutIlorla thl Ipproprtalt gowrnmenl.1 olftc;llllo dtIlY1f 10 L.ndtr II Iny II"" a wrlll.n Ilalem.nl 01 the lax.. .nd I'_.manls 19a1nsl lhe PrOl*lV, Nocle. olConsllUCllon. Grantor Shl" noUfy Linder It ....1 MMn (tS) da\,! belor. Iny work Is commenced, Iny ItI\1cta I" lurnished, ot IOY maltrllll a" supplltd 10 the Proplfly, H any maahanlo'a IIIn, materIalmen s i1tn, or olhar M.n could ha IlIlftld on looount 01 the work, HrVIota, ot MlIltrIIls Ind lha COlt .xottda t5,ooo.00. Orlnlor wUt upon reqUIII of L.ndlf lurnlsh to Linder advlno. IIlurlnottl HllallClory 10 L.ndt! lhal Granlor can Ind will PlY the 0011 ollunh Imp,ov.mtnll, PROPERTY DAMAGE INSURANCE. ThI foHowtng p,ovtelona rtiallng 10 Insuring the P,operty a" I PI'I, ollhll MOfIgage, Malnlenanc.ollnsurlne.. Gtlnlor lheH procurl Ind mllnllln pollclll 01 lit. Inlullnot wllh Illnderd .xt.nded oOYttage .ndontmenta on a r~nt balls lor lilt Iutllnaurlbft VIIUlI oOl'lflng IN Improvtmenta on the R..I Property In In Imounl lufllollnllo avoid Ippllolllon 01 any oolnIuranot ottUlt, and wllh I IlIndard morlgaglt cll_ In Ilvor 01 L.ndor. PoIlolts 'haH be wrlll.n by such lnauranot oompaniH and In .UCh 'orm U MlIY be fttlOOIbly lootpllblt 10 L.nder. Gr.nlor shaH dtIlvtr 10 Landi< cerllllol," cf COYlf.ga ~cm ullh Inlurlf conlalnl"lll llIpulaUon lhat cOYtr.ge wlIf not be Clncelltd or diminished ~Ihcula mlnllnum 01 t.n (10) days' p,lor wrllltn nolkt 10 l..ndtt and not oontalnlng any dIaoIIllllll' 01 IhIlnsurtl'. flabllUy lot I.Hur. to give IlJ9h nollot. Cloh InSUtlnc. pcltcy Ilso sh.H Include In .ndClrl.Mtnt ptOlltdlng lhal COYIf. In lavor 01 L.ndlf wllf nol be Implkld In Iny wlY by .ny aol, omlulcn or d"autt 01 Gr.nlOl' ot Iny olhar ptnlon, Should lhl Rell Property II .ny lime btoome Ioclaltcl In In It.. dtslgnal.cl by lilt Olloo1or cf the Ftdoral Emergenoy MIOIgI""nl Agency II a ap....11Iood hulIrd Ir.., GranlOf ao.... 10 oblaln and malnllln Ftdtlll Flood Inlullnct, 10 tilt .xlfnl such lnaurlno. Is IIqulred by Lander .nd Is ot btoomtt avellabkl, lot tilt lIfm ollhe lean and for the lull unplld principII blllno. or the lean, or the maximum HmlI of coveraga lhal II avelllblt, whlchtvtr Is ..... AilPllcadon 01 PtOC!lI.. Oflnlor IhlH promplly nollfy llndlf 01 any 1011 or demlg. to thl P'operty II lha ..tlmaltd coat ot repllr or replaotment _clt tellO.OO. Linder MtV makl p,ooI 01101111 Grlnlor IaHs 10 do so wllhln "liMn (15) doys cf 1110 ClIUlIIy. Whtthlr or nnl L.ndtr'a StOllrtty IIlmplkld, Landor may, al lis tItollon, applv the procttde 10 lha r.ducUon 0I11le Indtb..~""" plymtnt 01 any IItn IIltctIng lhl Property, ot lha r..lorlllon Ind repllt of the PrOPlfty. IIl.ndor tItoll to Ipply Ih. prOOttds 10 IIstor.llon and 'tplk, Grlnlor lhe" rtplif or repltcIlllt damaged or d..ltoytd ImprOYtmentlln a manntr 1I1tal.otory to L.ndtl. l.nder Shill, upon sllllllOlory prool 01 luch Ixptndllur., PlV or rtimbUrllt Ofanlot ~om Iht prOCMds lor IhI rUloOlblt 0011 of IIpllr or rnlorlllon II Orlnlor Is not In dellull her.undtr. Any proceeds whloh hive not btan d1sburatd wllhUll80 days Iftlf IhtIr rtotip! .nd which landlf hes not oommll"d 10 lilt rtplk or ttltorlUon ollhl P,opttly sh" be uttd llrat 10 pav any Imount owing to lendlf under Ihls Morlglge, Ihln 10 prepay aoorutd Inlttlll, Ind Iht r.malndl<, lIlny, shiH be tpplitd 10 thl principii ballnot ollhe Indebltdntls. IIl.ndlf holds Iny proottds lIter plymenlln lull 01 the Indebled"""l, luch ptllOHds ShiH bo pllld 10 O'lntor. Untxplrtd Insuranc. . S~e. Any untXplred lnaurlnct lhelllnutt 10 the b.ntnl 01, Ind pu. to, Iht purchllltt ci the Ploperty cOYlfld by Ihls Mortgage Illny IIUS",'I lilt or olher Hie htld under lhe provlslcna 0' Ihls MorlQlge, or al Iny lortolosu" lilt 01 such Property. EXPENDrrultES 8Y LENDER. If Oflhlor rIllS 10 oomply wllh Iny prOvision oIlhll MortglQ8, or II anv loilon or proottdlng II oommtneld Ihll would mtltrldy IlItot Landtr's Intlf..1I In the Ptoporty, L.nder on Oranlor'l b.half may, bul shill nol be IIqulftd 10, Ilk. Iny Icllon lhall.ender dttms approprtate. Anv Imount Ihat l.ndlf .xpend. In so doing Will bllr '"lerell Illh. ,al. provtded lor In Ih. Nol. Irom Iht dll. Incurr.d 0( plld by Ltndtt to ItMl dell cI rtpayrnenl by Oranlor. All such .xpen..., It Lender'l cpllon, will (a) be payable on demend, (b) b. Idded 10 the blllno.J of the No" and be IpporUonad among Ind b. plYlble wllh Iny InstaUmenl plymlnlllo btoome due durlno .lIher (I) the 111m c, Iny applloablt Inluranot polloy or (II) the ftmalnlng Ittm ollht Nolll, or (0) bl trlll.d IS I bllloon payment whloh will bo due and plYlblt al tilt Nol"1 m.lurlly. TI1M Morlgagt Ilso wIlIltOurt plymant oIlheat amounll. Th. rights plovlded lor In IhIa parlgrlph lhell b. In Iddltlon 10 Iny olher rtghta or eny "Medl.. to which Lendar mty be .nUUtd on acocunt oflhl dellull. Any such lotion by Lender shell not be ocnllrutd U curtno thl dt'luft 10 IS 10 bar Llndtl ~om any Itmedy lhll U o1htrw11t would have hid. Ollntor'l obllgallon 10 Linder for III luch .xpan... ahlll survive tilt .ntry of Iny morlglOl lortoIoIura judgmant. WARRANTYl DEFENSE Of 'rIlU. The loIlowlng p,ovlslona rtlallno to OWOlflhlp oIlhe Ptoplfty 1ft I part oI1hla MOllgage. TId.. Gllntor wlrrants thll: (a) Granlor holds good Ind markellblt UIII 01 rtoord to lh. Proporty In ,.. IImple, ~M lIid cItIr olllllltna and .ncumbrallOll olher lhan Ihos. III 1000h In the Rill Proparty dtIorlptlon or In Iny lItle Insuftnct polloy, IIIIt raport, or IInal UUt oplnlon lsaUed 'n favor 01, .nd ICCtpItd by, L.nder In oonrltOlIon wllh Ihls MorlglQl, and (b) Oflnlor hlslhe fuN righi, power, Ind lulhorlty to tlltOult Ind dtIIvtr lhII Mortgage to L.ncler. DeftN. 01 Tlllt. SubJtct to the txOlpllon In the parlgftph above, Oflnlor wlltanls Ind will forlVl< deftnd the t1111 '0 I"" Proptrly against tilt 1Iw1u1 cltlma oIa. pellona. In the .vent any .ollon or plOOttdlno Is commenctd lhal queatlons Grlnlor'l tllIt or lhe Inltt..1 01 Lender under this Morlgage, Oflntor lhalf deltnd lht Ictlon at Grlnlor'o 'XPlnH. Gllnlor Olav be the noml'lIl pa,ty In SUCh prOOltdlng, bul L.nder lha" be tnlIlItd 10 partklpa" In the prOOltdlng and 10 bo repres.nlld In lilt prOOltdlng by ccunltl 01 L.nder'l own oholOl, and Oflnlor w. dIIlver, or OIU1t to be dtIIvtttcl, 10 l.ndel such Instrumentl as Lendar mey reqU81lllom time 10 time 10 plfmll such partlolplUon. Compliance Wllh Lows. Gllntor warfants lhel lha Proplfty Ind Gllnlor's UII 01 Ih. Proparly oomplles wllh III .xllllng IPpllc:lblt llwa, ordInaneea, .nd r'llulltlons 01 gOYlfnmenll1 aulhorlflas. CONDEMNA TlON. The following prolltslonl rtlallno 10 oondemnlllon of the PrOPlfly 1ft I pili 01 Ihll Mortgage. Applkadon 01 Nil Proc".. 1f.1I or Iny pert of the Property II cood.mnad by .m101nt domain prootodlngs or by Iny prOCltdlng or purcha.. In lItu 01 oondemOltlon, t.nder may lilt. .ltoUon requif.a lhtt III or .nv porllon cl Ih. ntl p,oottds of the Iward be Ipplltd to the Indtblldntll or tilt ttptlr or ttlItoraUon of the PrOptrty, ThI 011 procHds olthl Iward shtM mean Ih. Iward llItt plymenl or I. lotual coall, tllpInstI, .nd allotneya' .... Incurred by L.ndelln oonlltCtlon with the condemnlllon. Proceedlnp. II .ny proottdlno In oondemnallon Is fII.d, Grlntor IheU prcmptly noUfy l.nder In WIlling, Ind Ollntor shalf promptly Ilk. such sltps u may b. __ry 10 deflnd the .otlon Ind obtlln the Iward. Grlntor mlY ba the nomlnsl parly In luch P'OOttdlng, but L.nder shell be .nUIIed 10 partklpalt In the prootldlno Ind 10 be rapr...nl.d In the proceeding by counsti 0' lis own oholo.., Ind Gllnlor will dtMY8f or OIUlt to be dtIIvtr.d 10 L'Oller such Insl,umenta II mlY b. requesl.d by II 110m II"", 10 lime 10 pl<mlt luoh parllolpltlOn. IMPOSmoN Of TAXES, FEES AND CHARGES 8Y GOVERNMENTAL ~UTHORITIES, The 'oHowlno provlzlonl rtlaHng 10 QOYlIfnmenlllllx.., .... .nd chatgtt are a p.rt of tl1M MOfIgage: Current Till", Feet and Charps. Upon reqUtlSI by l.ender, Oflnlot IhlH .xtoule luch documents In addlllon 10 thla Mur1gage Ind Ilk. whllever other lollon II requ..t.d bV L.nder 10 PI""'! .nd oonllnut L.ndtt's Iltn on the RII' Ploperly, l'lt.nlor shall 11IlmburM l.ndtt lor.. laxta, U dtaortbld bilow, logalhar wllh all .xpens.. Incurred In rtoOldlno, parfecllng or conllnulno this Mortgaga, lnoludl'!ll without NmltlUon .. laxta, -, documentary sllmps, Ind olhtr charg.. 'or rtcordlno or rtglnl.rlno this Mortgage. BOOK 1332 fAGE. 344 TaxIS. The ,cIIowtng ahall conslllut. laxll 10 which Ihls _lion Ippllll: (I) I IptCllIo IIX uponlhls lypt 01 MortQlga or ,; ,on" or any part 01 lhe Incltb'tclnealltculld by Ihll Morlglge; (b) I sptolflc '"X on O,antor which Grantor II aulhorlztd or requlftd to d.duo: ;ror1l pfrmenll on the Indtbttdn... lICured by Ihls Iype 01 Morlglge; (n) I tox on this lype of Morlglg. ohargelblo Igslnlllho lender or the holder 0' Ihl Nolt; and Irl\ A ""ftOlnn IRW nn "II or Anv nor!!n" (1' IhA Inl1Ahtr rlnA<:'o:, or on nlllvmAnlCl or nrlnl"ln", Antiln'""u" m"rln tw n,....nlnr ',. '. ,'L,.,_<..:/ '.' MORTGAGE (Continued) Pase 4 Sub.equtlll Till... II .ny lalIlo which Ihla ItOUon app"" II .0I0ted lubltqutnllo the dlla of Ihls Morlgage, IhII _nt IhlM heve lhe Sllflt tfIoIol II In Evenl 01 Dtftult (IS dlftned bllow), It,d L.nder may IWlfol" Iny or aN 0111. IVllllbla ttmeditl lor an Event 01 Dt'ault II Ilf~d below UnlHl Gr.ntor tilhtr (I) PIVllhllall belor. It DtoOlflt1 dlllnqutnl, or (b) oonl..tllhe IIw .. provided Iboveln IhI T.... Ind Lltnl ltOtlon .nd dtpOllIa wllh l.nder OIlh or . sulllt::ltnl oorporlle surely bond or olhlf stourlly 1IIII/IOtOry 10 Landor. SECURITY AGREEMENT, FINANCING STATEMENTS. The following provisions rtilllng 10 lhll Morlgage IS I IlOurlty .grttmenl Ire . pitt of lhll Mortgage. Securil'f Al!'IImtlll. ThIIlnlltUlfltnl lhal oonllltute a ltOurlly Ig'Hment to lha IId.nt any of the PrGp8lIy oonslllut.. Ihctur.. or ofl'ltr PIIIonal proptrly, Ind l..0<lllI shiN have.. 01 the righls of I ltoured party under Ih. Unllorm Commorolll Codl II emended from lime 1011'111. Securll'f Inl.....l. Upon reqUtllI by L.ndtt, Orantor lhal,xtoula IInanotng Il.I.manls Ind Ilk. whll.vtt olhe, aollon II rtqUtlllld by l.nder 10 ptrftof .nd oonllnllt L.ndlf'l ItOUllly InlttHlln lhe Rtnls Ind PlfsoOlI Property. In Iddlllon 10 rtoordlng Ihls Mllttgag. In Ihl 'HI propttjy raoorde, llndlf may, II Iny lime end wllhoul lu,lhIf luthorlzlllon from Orantor, lilt eXlOuled oounlorparll, ooplta or rlp,oduollonl 0/ tllli MOfIgagt II I ftnlnotng .lll.ment. Orentor shl" rtimburlt llndlf lor IN exp.nlts Incurr.d In PlfllOllno or oonllnulng lhll l"utIty InltrHI. Upon dtftUII, Grantor .hell....mblt the Parson,' Proplfly In a m.n_ Ind II I pliO' rtllOOlbly oonvlnllnllo Orenlor Ind l.nder and make II avdablt to L.nder wtthln Ih,,,,, (3) d'VlI"1f '1Clt1pl of wrill.n demand from t.nder. Addrtuet. The malting addt_ 01 Orlnlor (deblor) end l.ncltr (Stowed party), from which Informallon oonotrnlng IhlltOurtty Inlaresl granted by lhIa Morfg.ge may be obl.lned (NOh II reqUlttd by lhe Uniform Commerolal Coda), art IS silled on the nr.1 paga oIlhla Mortgage. FURTHER ASSURANCES; A TTORNEY.IN.FACT. The folloWlno provlllons rtiallng 10 furlhtr IIIIW'nc.. Ind IlIorOly-ln-'lot Ire a part oIlhls Mortgage. FUMer Asluranc.., At Iny lime, and from lime 10 lime, upon ,equtsl of L.nder, Orenlor will mak., .xtoull end dtII_, or wtIl OIUIt 10 be madl, _uItd or dtIIvor'd, 10 L.nder or 10 L.ndtt'l dHIg_, end when requt.I.d by l.nder, oault 10 b. ftltd, rlOorded, rellltd, or ftftOordtd, II the 0I1t may be, at such 11111II and In .uch oItIc.. Ind plio.. II L.ndtr may litem Ipp'oprllle, Iny .nd IN luch mortglgtl, dttds oIlrusl, ltOurIty lItede, ltOutlty agrtllT1flnla, ftnanotng slalemanla, oonllnuellon .1I1.menls, lnalrumenla oIlurther lsaur.not, ctrllllotltl, .nd other dooumenfl II may, In lilt 101. oplnlol, 0' L.ndel, b. _....ry or dewlblt In order fo elllOluelt, oomplel., Pttleot, oonllnut, or prNttl/ll (.) IhI obligations 01 Grentor undtr lilt Nol., Ihla Morlgaga, Ind the Rtill.d Dooumenls, and (b) Ih. llan. .nd ltOurily Inlattsla cr..1td by lhlt Mortgaga II ftrsllnd prior IItns on the P'opttly, whelher now owned or herelftlr loqulr.d by Granlor. UnlHl prohlblt.d by IIw or Igrted to the oontrlry by L.nder In wrlllno, Or.ntor shall relmburllt l.ndlv lor III o..ls Ind .xp.nlts Incurr.d In oonntOllon wllh IhI mllltre rtfttrll(t to In IhIt paregrlph. AIIDmty~n.FJCl, If Gr.nlor fllla to do any oIlhe Ihlngs rtfttred to In the prtotdlng parlgraph, l.ndlf may do 10 lor Ind In the 011118 01 Grlntor and .1 Gr.nlor'l 'lIplnlt. For luch purpose., Orenlor htrtby IrrtVOOlbly Ippolnll L90der II Grlntor'l IlIornty-ln-1ao1 lor lhe purpOlt 01 maklng, _utlng, dtIlvtttno, "ling, rtoordlng, and doing III ollltr lh1nos II may be neo..ury or dIIlrablt, In L.ndlf's 1* opinion, to lOOornphh the malter1 ttfetr.d 10 In Ih. prtotdlno partgrlph. FUU PERFORMANCE. II Ollntor P'YS .M the Indtbl.dntll when dut, and ollltrwlat performa III the obllgationa ImpOled upon Orantor under IhiI Mortgage, L.nder Ihll _ute and dcll_ 10 Ollnlor . .u1l1ble Itlll/lotlon of Ihls Mortgaga Ind sullabl. slllamenla oIltrmlOlUon 01 any ftnandno lla"ment on lit tvldtnolng L.nder's DtOurtty Inltr..1 In lilt Rlnla Ind the Ptrlonal Property. G,anlor will p,y, II Plfmllled by Ipplloablt law, Iny fNlOntblt Itrmlnalon fit as delttmlntd by Lendellrom lime 10 "me. DEFAULT. Elach oIllwllotfowlllll, lllhe option of L.nder, ShiN oonslllut..n .velll of dlllull ("I;venl of Otllull') undlf Ihla Mortgage: o.laullon Indtblldnus. FllIure 01 Gttntor 10 makl Iny plymanl when dut on the IndtbltdOlIl. o.Iaul1 on Olher Paym.nu. FINur. 01 Ottnlor within the 111118 required by IhIa Mor'glge 10 make any plymenl lor I"'.. or 100url/lClt, or Iny oll1tr p'ymtnl _lIry 10 pravanl filing 01 or 10 .lIacl dIaoharga 01 Iny lien. Comptl.1nc'P.laull. Fallur. 01 Granlor to oomply wlt~ Iny olhtr lttm, obligation, ooveOlnl or oondlllon oontelntd In lhl. Mortglge, the NoIt or In .ny oIlhe RaIIItd Doou,nenla. F.... S"'emenu, Any Wltttnty, ''P".enlallon or II.llmenl madl or furnllhed 10 l.ndlf by or on b.hllI 01 Grlnlor under IhIt Mortgage, the NoIt or lhe Rtltltd Documenla Is fllse or ml.lt.ldlng In any malorlll relptOt, allhlf now 01 al IhI "me madl or lurnlahed. Dtlecllva ColIlltrallzadon. TI1M Morlg.gt or .ny of the Related Dooumanfl _ItS 10 be In full loro. Ind .lIacl (Indudll1\lla"w, oIlny ooIfa.... doouMlnta 10 or.... I vllld .nd ptrltoted ltOu,11y IntlflSI or Iitn) II any lime Ind fo, Iny IIlIon. Dtlf/l or IruOIYlncy. The dealh 0' Gr.nlor, the Insolvency 01 Orlnlor, lhe Ippolnlmenl 01 I rlOtlYlf lor Iny Plrt 01 (lranlor'l PlopttIy, .nv lllignment lor the benant 01 olldllOf'l, any type 01 oradllor wortcoul, or the oommenoomenl 01 Iny prootlldlng undtr Iny bankruploy or IneoIvtnoy laws by or agalnll Or.ntor. F_lesure, ForfellUrt, flC. CommenotMlnl 01 lortol03ur. or IorttIlure prOOttdlngs, whelhtr by judicial procetdlno, IIII-help, i'tpOIItA/on or any oIher mtlhud, bV .ny olldllor 0' Ottntor or by .ny gOvttnmantelagency Iglln"lny 01 lhe P'operty. HOWlYlf, 111M lubHotIOn shel noI apply In Iht .venl 01 a gOOd IllIh dilpult by Granlor IS 10 lhe vaHdlly or rll.OOlbltnell of the claim whloh Ia Ih. basil of the Ioreoloaur. or 10IIItIIUri procetdlng, provided Ihat Oranl<< gIvn lender wrlllen nollot of luch olllm In~ 'urnllhol rtuMa or a lur.1y bond lor Iht oItlm ..liIftofary 10 L.ndlf. 8rtlCh 01 Olher AII'lItm.nl. Any btlltloh by Oranlor under lhe lttnt:l of Iny olher IgrHmanl belwttn Ottnlor IOd L.ndtr Ihtt II nol rtmtdltd WIIhln any grl.. ptrlod provided Ihartin, Includlno wltholllllmlllllon Iny agrHmenl ooncernlno Iny Indebl.d""S or other obIIga"on 01 Grantor to . l.endlf, whelher "'lallng now or Ialor. Evenu Alfecdnl GuarM1lor. Any ollh. prlOlolng .venls occurs with "SplOt 10 Iny Ouattnlor 01 any ollhe Indtbt.ci""1 or any Ouaranfor dill or btoOmtllncomp.l.nt, or IIvok.. or dlspululhe valldlty 01, or liability undllr, Iny GUlttnty ollhe IndeblodOlIl. Insecurtty. L.nder In gOOd lalth dttms Itllll InllOure. RIGHTS AND REMEDIES ON DEFAULT, Upon the ooourrlno. 01 Iny ~venl 01 D.laull Ind II any "me the'""or,l.ndlf, al iii opllon, may txtrclst .ny 001 or mort 01 the following righls Ind ttmed...., In addlllon 10 any olher ,Ighla 0' ..medl.. provided by raw: Acc.ltrace Indebl.dntSl. Subjaollo applloabla IIW, londer shall hlvl lilt 'ighl allls opllon wllholtl nolle. to Grlnlor 10 declare the enlfnl Indebledneaslmmedlllely due Ind payable. UCC R.m...... With "SPlOttO .11 or any plrt 01 Ih. Personll Proparly, lender shill have alllha righls Ind tt/ll(\(jlts of " ltOured Plrtv under . lhe Unllorm Commtrolll COde. BOOK 13321',:iE., 345 Collecl R.nu. L.nder shan havelha righi, wllhoul nollee to Gllntor, 10 Ilk. POl....lon 01 Ih. Property .nd oolllOllhe A.nll, lnotudlno lmounta pall due .nd unpaid, and apply the n.1 p,oceods, ovor and Iboval.nde,'s OOlls, a911nlllhe Indeblodno". In IUllhorlnoo gl 'his IillhI, Lender - --~ - MORTGAGE (Continued) Pale 5 - - lflty rtquftt Iny ltntnt or othot UIIf of IhI Proptrty 10 make plymtntl of rtnl or UN ,... dlrIClly 10 L.ndtt, If lhl R.nts art oolItottd by Ltn6Ir, Ihtn Gtanlor Intvooably dta!gnalts Ltndlf .. Granlor'. IlIorOly-ln-Iaat 10 .ndor.. Inll,umants received In pay""nl lhertolln the name of OranlOf and 10 nagotlala thllime Ind oollto! thl proottds, Plymtnll by IIMnll or olhtf UHtI to L.nder In r..pons.lo Llndlt'. demand ,..... II..IV IhI abIIgaltor1t for whloh the paymtnll Irt madl, whelhtlr or nol any proplt grounds for IhI demlnd ..,.ltd. L.nder mlY .XltOM Ita rfghll undtt Ihls lubplt.gr.ph tllhor In PIf.on, by agenl, or Ihrough a rtctivlf. AppoInc llCefvtr. L.ndtr Ih.. hlvelhl rlghllo hive I r_1vtr Ippolnted 10 Ilk. pOlluslon 01 IN or any pI,1 at IhI P'(,pttly, wIIh the p_ 10 proltol .nd ~ thl Ptoptrly, 10 OPlflt.lhe Proptlty pr_dlng fortolGlUl. or lilt, and 10 oolltollhe Rlnll from the Propttly Ind apply lhe PI~. 0YtI Ind above IhI oOlt III IhI rtotlvtt.h1p, IQlln.'lhe Indebted"".. The rICtIvtt may HfYt wlthoul bond II pormllltd by IIw. Ltn6Ir'l rfghllo IhI Ippolnlmenl 01 a rtotlvtt .haN .1ds1 wlltlher or nor the IPPlrent Vllut 01 IhI Proplfly IXONds lhe Indtbltd_ by I .ub.llnllallmounl. employmenl by L.nder Ihln nol d1lquallly I person from IIrVlng II a rICtlvlf, )ucldal FOl1CkMu,.. L.ndtt may obllln Iludlclll dtot.. forlOlOIlno Granlor'l Inler..,ln III or Iny perl 01 the Property, Nonluclclal Sale, II pl<mllt.d by IPpNo.blt IIw, Linder may lorlOtost G,anlor'. Inllflllln .11 or In Iny pari ollhl Porlonll Proptlty or the Real Property by oon)udlolal lilt, lltlkltncy )udtlmenc, l.nder mlY obl.ln a Judgmenl 'or Iny dtlloltnoy remllnlng In the Indebl.d"". dUtllo LInder alflt applloallon 01 IN amounta rtotlvtd from fhl Ixorolso 0' the rlghll p,ovtded In thl. Hollon. Tenancy II Su"...anc.. II Grtnlor rtmall1l In pOlHlllon 011111 Propttly aller lhe P,operly Is 'old II provtded above or L.ndtt olhlrwlN ~ anUIltd to pceltlllon ollhl Property upon ckllaull 01 Granlor. Grlnlor Ihll blComt llanlnllt .ulllranc. of l.ndtt or lhl Purohlltf of lilt Propttty 100 lhen, at L.nder'. opllon, t1thar (I) pay I ,a..onablt rtntll for Ih. UIt 01 Ih. PrOPllty, or (b) VlOllt lhl Property Immedllltly upon lilt dtmind of L.ndel. Olhtr Rem.dllI. L.n6Ir Ihll heva.1l olhIJ rights Ind rtmadlts provtded In Ihll MorlQlge or the Nola or aVllllblt IllIw or In .qully. Salt oIlhe Propercy. To lhl ..llnl pormllf.d by Ipplloablt law, Grantor hereby wllvM .ny Ind III rlghl 10 have 1111 property mlrehllltd. In _cIsIng Its r1ghta .nd rtmldl.., 1.lnder .hal be "M fo stII a. or .ny pert Ollh. Proplrly logethor or NjlIIII.ly, In 001 11ft or by ''Perll. 1aiIt. l.nder IhII be .nUUtd 10 bld Il.ny public lilt on an or Iny pOfllon 01 lhe Properly. Nodcl 01 Salt. Lan6lr lheq glvt Granlor rH.onablt nullot 01 1111 lima Ind pilot of any publln nit of the Plflonal Property ot 01 lilt .me aftlt whloh any private lilt or olher Int.nded dl.poslllon of the Plrsonll Property I. 10 be mlde. Unlto. olhlrwlst required by Ippllolblt IIw, reuonablt nolIot .hal mtln DOIlot given allealll.n (10) days baloro the lime ollhllllt or dlsPOllllon, WIlvar, Eltcdon 01 Rem.dles. A Wllvtr by any Pllty of I b'NOh 01 I provialon oI1hls Morlglga .hlll nol oonalllul. . wllvtr 0' or Prt)udlot IhI party'. rfghls olhtrwtat 10 dtmand Ilrlcl oompllanot wtlh Ihlt provision or Iny olher provtslon. eleoUon by l.nder 10 pUIIllt any flmtdy .hal not txeludt pUr1ull 01 any olhor' rtlfltdy, and .n tItollon to maka 8Xptndlfures or Ilk. Icllon 10 porlorm In obllgaUon of Granlor undtr Ihls MOfIgaga IftIr failure 01 Oranlor 10 parform IhaU not 111101 llndtr'. rfghllo deelara I dellult Ind .xorclat III ramadlel under Ihll Mortgage. AltOm.VI' fill, Expenses. II L.nder InaIlM.. Iny .ull or lollon 10 anfor.. Iny 01 the IIfmo of IhIa Mortglgt, Lander lhal be .nlllltd 10 '100Ylf auoh lum u lilt court may IdJudgt .....onlblt I' IlIorneys' "" 111r1l1 and on any appeal. Whllhor or 001 Iny oourt .clIon .. Involvad, .. "..onablt txptOltt lnourrtd by L.ndtr Ihllln L.nder'l opInlon 8rt naotIIIry II any lime lor lhl p,oltollon 01 Iii Inlor.., or lilt .nforOllment 01 Ita rtQhls ahall btooma a part 01 thllndtbl.dneal paYlblt on demand Ind .holl baa, Inletesl 'rom IhI dall 01 I.p.ndllura unlll rtplld lllhe rat. prcMdtd IOf In the Noll. Expan... oOYlfld by lhll paragrlph lnofudt, wtthoul Ilmllallon, howlYIf lub)ecllo Iny limits under appllolblt IIw, Ltndtr'1 aHornays' ,... .nd Lander'l Itgll 'lCpIn'n Wh81h1f or nol ther. II I IIw,ul', Includlno IlIorOlys' !tea for b.nkruptoy prOOHdlnos ~noludIng tIlortIlo mOdII\' or vaolla Iny automallo Ilay or In)uNlllon), appelll Ind Iny Inllclpaled pOlI-Judgmanl oollalJllon 1tIIIIote, lilt oOlt 01 ItIrchlng records, ob:llnlno III1t ,aporta (Including loreelosut. rtporta), .urveyora' rtporta, Ind Ippralatl "11, Ind UIIt I",wanot, 10 IhI un! permItltd by Ipplloablt IIw. Granlor 1110 will PlY Iny oourl OOSII, In addtllon 10 III olhlf .um. provtded by IIw. NOTICES TO GRANTOR AND 01l\ER PARTIIlS, Units. olhlrwill p,ovIdtd by appllotble IIw, Iny nollot una IhIa Mortgage Ihln hi In Wrltlno, may hi be MIll by ltltlacllmlllt, Ind .hlll be alftollve when aolually dellvortd, or wlltn d.posltod wtlh I naUoOllly rlOognlztd OYIIInlght oburltt, or. II maItd, ahd be dttmtd tfltcllwl wlltn dtpGlIl.d In tilt Unllld Stllu mall lit.. 01111, olflllltd or rtglalortd mall, pOlllge prtplld, dltlOltd 10 lilt IddrtIIta Ihown OItr lilt btglnnlno of Ihll Mortglga. Any plrty mlY ohange Ita addr.1I lor nollon undlf Ihla Mortglgl by giving lormal WIlIIIn nollct 10 tha ofher partlll, aplOtlytng lhlllhe pUlp'" ollhl nollot II to ohlnll8 lhe Plrty'1 Iddrn,. All ooplel 01 nollcn 01 forlO'Glur. from lhl hoIdtr Qf any Iltn whloh hi. prtortty - Ihls MOfIgaQll lhen hi IInllo lOl1dlf'l .dd'.... al .hown near the beginning 01 Ihll Mortgllll. For nollot purPOM., 3ranlor agr_ 10 kttp L.ndtr Informtd al aU lime. 01 Granlor'. ou"onl add,.... '1ISCB.LANEOUS PROVISIONS, The lollowtng mlaotillOloUl provtllol1l ara . Plrt of lhla MOfIgaga: Amendm.ncs. TI1M MO<IQIgt, logalher wllh any RNltd Dooumenll, oon.lIlut.. IhI .nllrt undtOltandlno and Igrttmenl 01 IhI ptrtlts a. 10 lhe malttre lit Iorth In thll MOfIglga. No allortllon of or amtndmlnllo Ihls Morlgall8 ,hili b. .ffaollve unit.. glvtn In wrIfIng .nd S!gnad by Iht Plrty or partlts loughllo hi ohlrgad or bound by the Illerallon or amendment. AlIPIkablt Law. this MOII.II' has bun delivered 10 Lender and accepced by L.nder In Chi Commonw.allh 0' PenOl'flvanla. Thh Mcinpp shall b. rovernld by and cONcrued In accotdance wlIh the 1_ 0' the Commonwullh 01 PennsylvanIa. Capdon H.aclnp, Capllon headlno. In lhll MO<Igaga .ra lor oonvenllnot PUlp"" only and 1(' nollo bo Ultd 10 Inhlrprtl or deftna lhl prOYlllona ollhls MOfIgage. Mftllf. Thtrt IhII b. no mtrgtf of the Inllf..l or ..1110 ortlttd by this Mortglge wtlt. any othar Inltr..1 or ..III. In lilt Property II Iny lime held by ot for 1111 bentftl of L.ndlf In Iny caPIOIly, wtlhoullhl wrlll.n oonHnt 01 L.ndtt. SMrabllll'f. II I oourt of coniplltnt Jurisdiction nndl any prolltllo" of Ihls Morlgage 10 be InvaNd or unanlorOtlbil II 10 .ny parson or cRum.tanot, 'uoh ftndfng Ihal not rtndellhet proVIsion Invalid or uOlnlorooable II to any othor por.on. or olroum.llncea. II ftallblt, any .uoh oIItndlng prlMl/on lhel b. dttmed 10 be modlfttd 10 be wtthln IhI Umlt. cI enlorotlblllf1 ot vllldllyj hOw,YIf, II lilt otltndtng provision cannot be 10 modIfItd. II lhal be Ilrlok.n and II olher p,ovtslon. of Ihl. MOfIgaga In III olhor '''PlOts IhllI rtmaln vllld Ind .nlor..abll. SuCCISlorl M1d AuIIN, Subjecf 10 lhe Hmlllllons .lIt.d In Ihll Mortglgt on lran.flt 0' Granlor'l Inllrlll, lhl. Morllll8t 'hi' be blnclng upon Ind Inura 10 lha benlllC ollhe PI' II.., Ihtlr htill, ptflonal rllllllsenlallvllc, 'uo.....,. Ind ISllgnl. II OWOtt.hIp 01 lilt Properly btoomn VllIId /fta pIfIOn oll.... Ihan Granlor, L.ndlf, wtlhout nollot 10 Granlor, may deol wllh G,anlor'o lUO....ora wllh ralar.nc. to IhIs Mortgage .nd IhI Indabltdnu. by way 01 'orbtarano. or exI.nllon wllhoul ralea.lng Granlor from lhe obllglllon. 01 lhil MOfIgege or 1la~i111y undtr Iht Indtbltdl1tll. ' 1332 r146 ' nmlls 01 die Essenc.. Time II ollhl....nc.ln thl ptrtormlnot ollhil Morlgaga. BOOK rACI:. " , W'" IOd Consenu, L.ndtr .han not b. dttmed 10 hBVI walvad any riQhll under Ihi. IAn..n,n. ,". ".".. ". ~ ., ,_ luch W.1Ytr II In wrlUng Ind Ilgntd by L.ndtr. No dtllY or omllJlon on lhe part 01 L.ndlf In .1Itrolllno Iny right lha" OPIrllt II . wllYtr 01 IUGh right or any other right. A wilYII' by Iny party 01 I prowslon oIlhla Morlglgt IhaN nol oonl'lfull . waiver 01 or P/'.jUdtot the par1y's right othtrwlat to dtmend I~lct oompNlno. with Ihlt prowllon or Iny olhtf provfajon. No prior wllvar by L.nder, nor .ny COOOl 01 dttNno btlwttn Ltndt( IIId Grtnfor, IhaM OOOllllut. a wllver 01 any 01 Linder', rlghli or Iny 01 Grlnlor's obllglllOnl II 10 Iny fulur. ~In"ollonl. WhelllYlr oonttn' by LInder II requwld In thla MorlgIQl, lhe grtnllno 0' SUCh conlin' by l.nder In Iny Insllno. shill nol oonltllult oonllnU/ng OOOlln' 10 lubltqutn"nstancet Wlllfl luch oonltnlls required, MORTGAGE (Coill/nued) Paae 6 GRANTOR ACKNOWLEDGES HA VINCi READ All THE PROVISIONS OF TIllS MORTGAGE, AND GRAN 'inR AGREES TO ITS TERMS. GRANTOR, I ):?~N:ti::Y"'>.:i:4i}::::::}\w:g:{:FPir.%i}i&1:JYl-,::!i'}(SIAL) :~~IIvera~ X Wlen.... --------. htrIby cttttfy, Iht. the prtolat .ddress 01 lhe mOflglglltl, FinancIal Trwl Company, haraln Is 1II00IoWI: "'.....,....""''^ 'ro" {} ~ Allorn.y Cf Agenl 'Of McwIDlDt. CERTIFlCA TE OF RESIDENCE ATE 0' it.nLlltlJVtlnIOv )UNTYO'~ INDIVIDUAL ACKNOWLEDGMENT -- ---~) ) 55 ) 00 lilli, the -15; day 01 . 1, I" , 1&, belor. me !arIlgntd Notary PIA! ,Ptrlonally IPPllred~nown 10 me (or IIU.IIOI wtthln lnalrumtnl, .nd IOlcnOWltdged lhat he or she 'XIOUItcl the .1",. lor the purpOl n "",- ""-I, I herfUnlO III 110,11.. u... P.,.. T,M, Oil.. Vir. 3.11 ~ll'''OFI PlOSIIVIe.., ,.... ~1l''''''.,..''..d.,PA.G031!'Gl!A,LN A~1.0\ll.1 fXff/BIT "A" ~ thai .... ltaee ot IacI wllh lhe hrt,rowmmu 'hereon trto/.d 'hu'I' III '...n TOMIillp, Cl\amblllllld CoUlllf. 'fllllt.YMa'" IllOtt P''''oul.rly bOUlld.d .nd d"otlbed 'llCOrdfll. '0 · Prellmlnuy PIaII 'lIbdlvi,'on Plan Ib, I, leIhy 'mlllt, dRltd lul)' ao, 1985 and rto(Jrd.d In ,h. Otlloe ot'h. RIOQlder 01 Deed, III and Illr Cumberl'nd COUll\)' In Plan Book 4P, Pa,.6J, a, tollOftl: NotlrlaISttI ~:=~~ lttOorn.,....,Elipnsoa. 7, 19l18 Nolllry Public In Ind for flit stal~';;'" . ,.~ d . . JJ/lOlNNINO a' · PO/III (ilK n.'~ In IhI o.nt.rt/ne ot Town.hlp ROld 1'0340. ('ftII'h lold), II 'he IOUthwOII'1ll oatil.. 01 LoI No, . II .hown on IhG IbOVl-dllorlbtd '"bdIVII'cQ Pllllllb./lOt by IIld'LoI No, ., HOII. 7' d'8r... 0$ Inlnut.. 40 "flOnd. 11.1' a2d,OO '"' 10 an /ton pial thlllClt by lllld now or form.rly ofJvlII S, Millin (Iormerl)' Illld oflbe "'anlor. bNeln~ 'autll II d....I? IIIinut..!o HConcl, 11.11150,00 l'ttc lo.n Iron pin; th.no. conlllllll!J by III. IIIIIt; 'OlIlh 11 dear.., 05 mlllUt.. 40 '.cond. W"I 2241.00 ftfl 10 . polnl (lite n.11) In Ill' '''leIlla. otToWl1lhlp lolC! '1'.34. ('m/lh RDld): IhllleD by lh. oenre"'n. oh"d lI.oad, ~g"h I. dear", 17 mlnu'tI 50 '.con. WOIl un M ".1 I. . ... '"..... ... ".~"" 't""....I.I.. .. 1,-,. ~p(l rt.'~ .. . ,"~~ CONT.HNING 0,690 aorel and belns deslsnaled Lot No, 3 II Ihown on tho above dOlorlbed Subdlvlllon Plan, BEING Improved with a dwelllns houso known as 203 Smith Road, Shlppenlburs. AND BEING the samo property whJoh J. Jeme)' SmIlh Ind SlIsan S. Smith, 1111 wlfe, sranled and oonveyed unto Steven A. FaUor and Cynthia L. FaUor, his wife, Grantors herein, by Ihelr deed dlled Deoember 41h, 1986 and recorded In Ihe Office of Iho Recorder of Deeds for Cumberlnnd County In Deed Book "I", Volume 32, Pase 808, AND Ihe said Grantors hereby covenanl and agree Ihal Ihey will warrRnt speciaUy the property hereby conveyed, IN WITNESS WHEREOF, said Granlors have herellnlo ICltheir hand I and scaJ. the day, momh and yelr /lrst above wrillen, .5'/'"1(/, SIII/od lI11d DslI".,od /11 tho prlSIIICS of bJ . STEVEN A. FAILOR " . \t 0 ~~1L(). L.. n, 0\ I Nl'HIA L, FAILOR (SEAL) -l'~~" (SEAL) ~[(Ii&!~~m I' I . f .~ " ~':.r, fg~gl!:~ - 'a UI"1 :u ~ rr,f'IC'J '" ,- '.... :u () 'n ~ ~ t::t~" .... ,_:(1 ", ~ 0'" -~ ;;t ~ t~' ~ t "' .., 1 - ~, Q :U,'u i;1 ,I;( ~ "!;;''i . o ,- 'if ~ ."',. C QI'1 : Cot :,: tT1 Ii. 12 ~ ::',;~ -ft?Jj; - ijif 'VI -C t:J :u ~ N 'lfl !~ ... C3 :: .. - f ~~~rhHl:; ~ ... 2 BOUK 139 fAt! 84 8~819~19~~l,g ~ - ... ," , . " . ., , . .. .,' COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMlIERLAND : SS: , On Ihll, Ihe ~ day of MIY, 1996, before me lhe undenlaoed officer. perlonl\ly ~'N'" ...."'N A. .."",. .., cYNTRIA C .."",a, bl. .... "'.... · m '" salllfaclorlly proven) to be tho persons whose names aro lubscr\bed 10 Ihe w1lhlnlnltl\\menl, Ind loknowlodaed Ihat Ihoy executed samo for Ihe pur palos thoroln conlalned, ,tfIII:'~ ,."...... , W'lTNBSS WHBRllOF, 1 horeunto sel my hand and leal. .~' 6"'" 'f1-. 0.cA~ .~ w ~" .' ~"'" , . ~. al'Y p~b' ... .'_ 1'do horeby certify Ihal Ihe p!,Cclse rtlldence a d co plole pOll ,office addroll of Iho wllhln namod Granteo is v.. 'tl_ \ ~ 0'" ;,8 CD \-\..1\ \ '0'" ce.c..ttt ~\\'" 11'\>'11 ~~_ ~ \,' May \0, 1996 "<-'~~ o Grallteo COMMONIVIlALTH OF PBNNSYLVANIA : :SS: COUNTY OF CUMBBRLAND JIECORD'D ."bO. -"'_ ,., of ~ ~.D "b..... ...... 01\\00 (lflhe nld CounlY, In Deed Book 'Palle ,3 ' ' GIven under my hand and seal of Iho sold 0 co, Ihe dalO abovo wrlllon. .~2,.~f~r Rooor/lor IRIVlN, MoKNIGIlT & lWGIlBS ATTORNllYS .' DUU~ 139 1,leL 85 1 I Y,' Ii 'to , I~ ~ I i i 'j " I", ~J [,? 1\1 f:! "" 0 0) -II ~ffi ~ '-I c.. .1"..., [I' tj) Iq..,; ~LI I "tIlI> OIS;, "'"I J (JI :)(~J ....:-:< '-Je,l ~': ,I "J " -r ~, c;:) -" '::J (~'l ~, "~"In, ~q - ',-) i' "'c-:. .. .~ -, ~ (.11 ~~