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DEC-30~97 TUE 09:05 AM
GREE~TREE QUA~ITY ASSURA
FAX NO, 1888Bl08733
P. 08/23
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LENDEn's NAME MID ADDness _._.... ,.___._... ,.....,. ,,,,,.,..
.w':X('lIl" nltllllll !!~~.l4'IUI~!...~~~~O'~DO'H QI~~~~~9.~ bO"ROW~R'S NAME AND ADORESS
TEnMS FOLLOWINo A Ll APPLY ONLY" CflEOitiU "I" 1111I1,,,,.. flocll 811"0""0' OllOVII, lollllly .II~ """lOlly,
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SecondSlV Mortgnge loon
This sgrsemenl Is sub).ct to the provisions of Iho SecontlslY MorlgRge 1.0Rll Act.
'Fo' vOlllO ,"oolvnll, 11",,,,,I.n lu P"Y In YOll "I y"",/"ld,...II"n.! "h.yo IIIn rnlNCIMl. """ "I ,_.,Nine .,1'hoUllillld"J? 1 I/O lIuudl'ocl
.aJ.1CLNo/,llHl__"",.."..__._".. . .__._."_...","."...._"_ O.lIn" 1.._ ,9" !'iO n, .,QO..._...., ,.., ... ._".., ,." "._,,,.
6CJ Slnglfl AdYfUlCfI: I 'hili 10001'111 f)1l (II Ihl3 f1rlnolflnl ~Iunl (In ..J.u.l.v_.:u...~~!l'),'I,__.._. , No n"ditlllllnl ~dVrllH'ln~ Mh 11llllh1tllfll"toclwlllhl lhl-. 1\1)111.
o Mullfpl. Adv""Cll nlll PIIHolpnl rolllt\ (lhuWIl "hOWl I~ \1111 Illn)(julIlIH "'"Wllt of 11rllllllllllll "nll hotrow lilith" lhll' 11010, 011 _" ._. ___.._.. u.... .
___'.____, .__ I ""llIlol1olvo l!ln flrmlll"l 01 , _,_" .".___.__._.....".. , .,_...___ ""HI 'ulll'ct plll1(:IIHII /tIlvnllnn"- litO r,fJhtt'1l1fllnlnd,
You nm' , nun1n "11I1 I mnv 1I0110W \IV 10 Ihl1l110l(lllnJlll (111)' 011(1 IItll" (111\11 r.lJhl"ollo nil fllhnr lItJHdhl')Il111.
Condlth,"..: Tho olJlldlllnnlt lor httlllG nrlvnllr.lJ'I ("0 ___. .,. . _..__.".~.,~.....__'__n_"''''''" '___"'_' ..._..... ___.._....... .. .~,..._._..
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INTEREST: I "0'.0 10 PllY '"t.,OOl Oil lion otllllM"II"U IHI"olrol b.IO/... Irolll _..... JUly_,21, .199:1-__.."".." ___......... ,. ._.,_.. nlll.o
,.10 .1. ] 4 _.85.0-_ % po, VO.. tlnlll ."" .fuII/USt." ,1,_20.1:7...._.._......... ..... ".".._____...., ........_,... '."'" "...__'_U.. ,
o V"I,ble flet., NaIleD 10 borrower: 'This document contains plovlsions for a va,lebla InlereSI rnla, Till, ,,,,, 1lI,1y tI,,", nto""II'
"" ~lnl(1d l.Iolow.
Ching I OM..: fnch d1t(e 011 wlllnh ~hn Illlnlu!lt rnl" Illn." "hnnUI) l!l cnllcd " Chnl\OD OClIO. lhn llltoloo;llillc "'"y r.hrul\JlI ..._.__.. ." . ....."........
_....___.,. _"~_......_~~..,, IUlrl nil ovory .....___............___~._.,...,~." ......__....~...." ..',...~.~........, . ........_.... tl\fl,"nlll".
Thelndow.: Bnn1nlllllU wllh UIO Ihlll ChnllfJn Onlo U~" 11110'\'1.",' rt\to wilt tin h\HI('llJ HIli"" fIJIII)w1111l1IltJnw: .'_'.'''' . _,,~__. ""''''''. ..._._...,. '" ,.~
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TI7;;;'O!l rn-;;;;;j't1l1UK VI1I:I~"';'nilllbll"~ ~;'~IIO tlnlo [J ~~.~~~ [l.==~=-=-~_:.~~:=.=~~:~~~=.,;O;'~;~..~;;~~;-~h;;I;I~IO~I;~
I, onllt'd 'hI) IlCII"'I1\ Indol(.1l
Cl\lculltlon (\f Oh.ngt: Dol(.,o oaoh Chltlll)'J Onlo, lho Lftlldo, wIll oflltllllntf\ thn Inl(l'1'I111 f(ll(l, whlnh will ho__... ,..___..." ..__.__. ,.
-.'____~..'.. ._ tho Currafll 111110)(, Tho ",",lilt fir Ihlll 01'110111"'1011 will bo 'o\l"IIIHI__..,....._._........., ...~_.........
-.......-.--.-....._ .....____,.., .____...."..____,,'.......__. ...,"._~ _____~.~. "'___ . 1'1,,, llnw 111111Ift'l1
"111 will bOClO/lll'l ''''uotlve on I'lndl Chm'9' Onlo. 5ubjool,n nllY IlIIIIIIul01\1o IJl:'tluw, I"I~ will '''1 lh" now 1'"nr~lJr wIIJ tllllillhn III'Jl:,r.:"nl10I'I DIll!,),
Llmlt..lIonl: Tho hllu,o,t rnt.. wHlllovat bft Oltlnlur limn _'~"",,,_ ~(, (I' In,!! dlnl\ ._h""._,___ %.
o TI1.. IntrHu'l 'nh. wlllnovot ohllngl) on n/lV 11111010 0111111\1* Onto hy 1II0rl lhl'lll..."...,,,._~____ %.
Elfee' Df Vru"'tble n..,.: A OlllmUI),11I tho Inl.,'o~t tllt! will hflVQ tho offl\nl flI 011111101110 lhn 1ItllOUlll nt lhe oehmJlIlnfl flnVIW)tlt!'l:
I.. ,AOCRUAl METHOD: III""" will b. OO"'\lI.I"~ "" . _...." ,., .10./..1.6 0.. day._"."",,,...._._.. '" .. ._.___"" ......._._.." ,w_..I",,,'"
'rAU."......-..-....","'"'''''''."...J ........ ,.. """ I.........., .d. .1... ".......1,0/ I."I",,~~ ..I .1,1.. ..... ~ ~ ,..I.... ."~. .....R....h.. ..",1 "'0'" __1.1 I.. I..n .... _.. I.
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DEC~30-97 TUE 09:05 AM GREENTREE QUALITY ASSURA
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UNDEn's NAME AN" ADlln!SS -.--,.. . ..---..-.-- . .".. ..".."..
,,::r~u" 11IDIIII' !b~..!:.~'lliJi!..!~~}~!1'12!!2!.~~~~~Q~ hORAOWf.R'S NAME AND ADbnE9S
TEnM9 FOLLOWING A lJ APPLY ONLY" CHEr;K~O "I" h",lutl.. '0011 80"ow", OhOVII, 101"i1y olld '"",,lIl1y,
-"O."'"n.___''' ....---.-......-",., ___..
Secondnrv Mortgnge Loen
This egreement Is subj,ct to the provlslo"s of tho Secondnrv MortgRge l.ORIl Ac!.
'0' vnlll' ,"oolv.li, I 1'"",,1'0 to poy '0 YUII nl yn,,' '"1<1"" Iln',,1 "huv. II,. rnlNClrAl '"Il' 01 .._..llinp. ..Thoullilnd"J? 1 v.o I1l1lult.'ocl
.a.1ld-No/.l(J.O--_".......""...__._.". ,....__.._.""..""....___0"11"" I ..... .9., 500...QO......"." . ... ... ....... ,.,. ".0 ,....
6tJ Slngl~ AdVllflot: I will roooly~ nil (II IIda prlllnlrnl'I\l!U NI _J,u.I.'{...;t;.l.._.1.!1').i.__u_. , No nddllltll'lll! "dVnlll'H'1l Mt'llilltllllillplnlad 1I11dfll Ihl" 11,..11),
o Mulllple AdvfUlctl Tll~ r.lllllel1pnlnum llhown nllov"l.'! Uw IIIAltlmUlH "'"IH11l1 01 IHIIII:II'411Il)nll horrow 11111/(1, 111111 1I01n, UIl __ _. ,.. --,_".n_" "".. ,
_...._... 'n_ I willlooolvtl Ihn IHIW\lflt 01 $ _~._.. ""___,___._",,,~,, , O"_m___ (lIul hlhllft flIIIH:llltllllllvnllool' nrn ~('hl(',lllfllillnd.
You nlllt I nU'IJ{I lhlll I mnv hOllow \Ill to IlIn 1l1O)(II,nll" Oll'V rmll IhHo (nnd r,llhj'lot 10 nU /lltHl! flf/lIdhl')lll').
Condl1lcn,,: Tho ctllldllln,,., fOf '\111110 nrlvr",r:Oi UfO ___.." , ~'4 ......."..,.._._~_....".,,' .____._"'.. '"_''' . __..._..."'., ,. ,~,.,.~.._..
.___.4.......___-..,..____'4.".'..._.__..~ '" ,.__.___.~, ..,..,_..___..'" ". .......___...._,_"'., ,. ".._____..._ ..,.. ,'.....--. -"'" .~...
.."......__'" .....,._.___.......,.,.. ,____..,..",._____~_ '''''''' ____......_... , , . . .........__" "", '....M.___._...
INTEAUTI I '0'00 1(1 PIlY h,I.,..,." 1/10 ."I.lI11,,"iIlU flolllolrnl boln...olrol11____.. Jl.Ily_.23.. ,19.9:'L__..."".". ..____."...... .. .__.. nllh.
,o,u.f. 14 ..!I5.0-_ % "or yonl IIl1tll..,.".August.,,,1._.?.01.7.. ..._._._._......""...___"". ....."._.._.."""....__.." ,
o V"I.blo 110'" Notice to borrower: 'This dOCUI1l0llt contallls provlslolls for a vRriable Interest rate, ThI. '0" 1l1,'y II'"'' ollnl1l'
IHI ~lnl(ld l.lt:low.
Chlngll DMUl Ench d",te l)11 whlnh thl) 11I\",u~1 rntn IIHI'" chnllU" l!'l collod" ChnflooDulC. 1 h" Il\lolO~l "Ilc "lilY ('lh'HI~I') .....__. . MO' . .. ".,...."..
_...__.____.,. ~..~,....w.___.....lIt\rl O" CVOIY.....__._.~.,........_~_._..","... ."...__........_"...'...4........._, . ,....._.. ..". tll't,n""llr,
The IlIdox~ Bnolnl111lU with tho Ilrsl Chnl1fln Ooln. IlIn IllIOrn!'! r,lto '1111I hl'l IHH'I~J Hll Ihft II/II')will\llndnv: _~_,_".. , .......__. ,. ........ ..._.___..... ", "M
T.'~~;;;;;;j~~duK vlll:I~".;.~ubl. ;~~'~;',~dnlo [.1 ~'~~-;y (].-======-~.:.~.~=="~=~:~~~~~-I:O.;~;;..~;;~~;-~-I~~;I;I~;-;~l;~
I. cnll(ld tllu llCllltllH ImtoK,"
clIloul.tlon ('If Ching.: Do'(Irc;l oDah ChllllUl1 Onto, lhll l"I1~lllr will oAIr.ulntll Iho Inlerl'lRI ttll." wllloh wl1l hn _'" ,,___ _"'1 , ..___ .'or'.
1110 Ctmanl 'IIIlalC, Tho le!wl, III Ihl" cnlCHlll'llloll wlllIJo 'ollnr'I)~I_._.....,....._____._.."., ~'~__4' _.....
......___...,_____,.'.'..._r__"'''...u__.~..''._M ~__.__~... _.._4____ . '1'11tt Ilnw 111"IIa.,
rctllf will boca,"L'! flfluotlvl 011 ""I:h ellnn". l'J010, $\lbjoclln ""Y IhnlhllntHt h~luw, lhl~ will hI') tho now IIllnrl}lIl FIlII) U1lllllhr 111.\1'\' ellnll"n OI\U,
L1mll"Uon.: ThG lutoroll '"III will 110""0' h" Oloolur Ih.,n _4",,~._ % (It In!\!lllmll ,__"".,__,__ %,
o Ih" IIl1lHI.III ,nl.. wllll1OlIot chnng/) 01' nll'r' IIh'lOIO CIIlIfl~1I DlIto bV IIlO'f1 Ih"".~,,....,...___...._~ %.
Effect of Vnfl/llhle n",,: A oll/mUI) l'llho Inlf!lrof41 rute will hnVI} Iho o((nOl ~, chmlf/hlO tho '""011111 III Ihe OChfJdlllrul flAVIl\l:tll\I'I:
AOORUAL METHOD: '""'0" will b, Qnl':lIlnl.~ "" . _....""..1,,01.3.6 0.. day._."...'''......_._... ".....___.., no....._._'.' .. .._., h""I.,
p09T MATURITY nATE: I "!lrM 'U ~llY l,,'"rost vII 11m IlllflA111 IIul:Hlon DllhlfJ '1010 owhlU (lllor mnhlllly, OIIlJ unlll "AI!l11l full, II" ~lnlfld IJl,I')Wl
fJ OIl tho IUlIl\(lIl)((IlJ or vnrl~"lo IIlltllJHltln III 011001 b"'flItl IlHll\lli1v 1/1!llfldlclllod ntlrlVoL
0010 Into o~lIollo___.._._._.""',,. .."..._,,,_ ,__".....__-'-_.......__.~..".,.___.."".,,__... '
fitllATE CHARGE: I ogloo to rny .1010 ,I"'go Oil 1""1",,'1011 0' nllY ,,"Y"""llHn"O "'010 Ilr0ll ...15.._.oIny. IIlln, Ii I. dllo 011"01'0..10...01),0.% .
-DL_tlLELull~ai.d_.paymaIlLo.r..,$2.0...00 ,_whichev.tU:._ln. gt:eat.or "..___..., '_"'''_'_.'.'''', __",,,,_,. .
o ADDITIONAL CHARGES: I" IIddlUUIl \0 III'orn~t, I aqtOI) In JlOY Il'l) fullowlng Ohll'OIHI whlr.h L 1 nr" L I 010 lint jllt,hlllud ,,, Iho ",hll'lll'I,1 nt1\IJUlll
Ilhov.: _4" ..___.", _.____" .,.~__--.'..., __._.__._~.., ______.".. ..~__.. ""._'___'.'_ .... ,_...w._,_...... . .~~_._. ""'h"_'_"~ ". .
PAYMENTS, Ing". "poy ,hi. noto ., '.lIows:
240 payments of $124,04 atarting on September 1, 1991
and on the 1st, d\'\y of eelch month there<1.Cter,
SEOUfllTVI Thl, noto I. ...urod by Id...,lb. ..".,nl, d,,'\I1110111 by Iyro lo,g" mo,looun' olld d.I.I,
---11Ol:t.gage._D.f'.f'..d_dat.ecLJ.uly._~a,,,..l.$).o;L'L_...._ ._..""_..___""
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AODITIONAL TERMS:
n.'...__._.. ..,_.__...._..... ..._~__.w_.. ".H..____... .__.......
rU"POS!: Th, PUI'IUIC! or Ihi!: to;,n lw .~".~J1-.LO~
SIONATURES: I AOREE TO THE TERMS or WI9 NO"" IINCLUOINQ
rHOS'! ON PAGE "I. I I1I1...n '''1':,,1-.'011 It O"P't' (III ."llily'lt (lllll'l,
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SI!1HPlHlrO fu, Londor
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~ {' '0' )
-J. ~tL ).~~~::~ '.u\r.,12,1""__._....,,.._......___
DJ\V1\LIN S. PARKER
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EXHIBIT "I "
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DEC-30-9? TUE 09:06 AM
GREENTREE QUALITY ASSURA
FAX NO. 18888108733
p, 09/23
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^!'P II, 9'IO('i.1J"OJ
J~ Ii, o.o.11o.Uo.737
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Lo,o A"'"""II Q,.!100.J1L
LENDUR" NAM! AND ADDRUS
-0..".'''.__..__......_
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hOllnuW~A'5 NAME AND AODA!U
---"'''.-.. ..,'...~_..--.__..~.-.." --.,....- ~_...""---.... "....--~.'.....-",..._-
TRUTH,IN.LBNOINO DISCL08UReS
"I" MEANS lllE ponnOWEn AND "YOU" MEANS THF. LENOEn
ANNUAL
PfRCENT AGE hAlE
Thi COllt Clf mv OffICi" fl'
o vo.,ly I.",
FINANCE CliARGE
Thu dollr" ('U1l0UIII tll"
ororill will oottmo,
AMOUNT rlNANCEU
fhlt IlIf1Q\lIIt 0' oredil
pruvlded !I) m~ Qf (,III
my b.IIlIII,
TOTAL Of PAVMENrs
1'lUt "mQ\lIlt I will hAlle "/lld
when I hUlJu mild" ...Ii
.ohod\llod fll'\,I""llU:,
I hove ,". IIUlu t" ",oIYO "t Ihi.
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Alll0\1II1 FII'OIl'ilJtJ
14.87r. '''. -20,317.87 9 AS1 73 "9769 GO 1"._..X__llo__....,..,,_.. 110 "01
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o The lHIIIUDI Pllrcu",taua rola mny 1nr:'8l'IIlJ durlnp th. IMI1I or this Iran1lno'lflll If _.........-.~ .........~--_..
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Any InorGnlll Will 'ftkf the fOlm 01 ........----..-..,..........---. .
'f lhll rfllt) Inora"I" by ....,,_ ~N III ~_~_.__...___........_ , 'h._~* ,... -."~..,,.,..~~--"..,'_._.
wllllntrooQo '0__ _...,....._ , Thlt hHo Inay nOllnoreMo IIIoro ohan Ihl\n 01100 ........"..~_.. ~. ,.. ..- .
ftllilmuv no' lnoru(le motu \hnn % onch_._..._ _'._._' . rho ,at, will not "0 1111ovo '__'" %.
o S.DU'UV: I {Jill y1vlllO " llllcurltv 11l1u'ut In: oa I"lld d.I~,lpll'J" 01 O\"~r f'lln"l'-lhl FlIlngJReco'dln~ P...: $ _._~-..,_._-......
[J Ih. ooo~. or p,op.'ly ".100 pu,.h...d, 245 P IN~ (1ROVR fW^U
o ..lInl...1 o.omlllY .1"" lono' wllh you mny .1'0 ,.om. Ihl, 10011, Oardner$, I'^ 17) H
o "IV d.po,11 MOOUII(I and tlthff ,Ighto I tnny hI"''' II) tho ~{IYIO.nt or monGY '(0111 YOII.
6a LatG Ch.,g.: If ~ pflvmOl11111 lut. I will be ch(If\-llld.11'1 nnnt: n.L.t'ILJUlp&.ld.-('liLVI\l~nt..-D.t...!2JLJ).D...,~'hiAl1Wl.C..1:.-i.l.~.g:l."II.l.r~t.'.r_..,..,....
o fI.qulttd Dopo.ll: lh. 'M\lol pOI".nl'O' ,.{. do.. 1101 I.k, loto oeOOllll1 my I.qultod dPIJos11.
PlOp.ym.nI: " Il'ny ofr Ihl. 1.'0 ..,Iy, I 0 OlllY IJ<I will oot h"Yo 10 P'V . p.i1Olty,
[.I mny GO will 001 bo .MIlI.d 1.0 ,,'fulld .1 p"'l .r tho 110'"'0 .MID'"
o lll/JY, ,,"11I"CI to oomlillon., bl'l (lllowod 10 r~ nlll)l\ol D~H1Urn. th" rfJlIll.lndar of 'h'.l 11\0"\llIn" ('In
6CJ A"Um~llon: SOmflon! bllylng my hn\l5&
Ih. .,Iglnol'"",",
t 01111100 my ool'llrllt'lC dI)O\""lJut. 'or MY t'IJditlQrlullnlommtioll IIboul nnnr"llllor,l, do'.uO.
""V rol1~llrod ropllym,nt In hIli billa,. fhll 11l:hfJLI\llud dDlI, Ill,d prupaynlllnl 'l'I uml:t (lnd pOlllllllu, "," m""CIII:! nil (IlHlmtlte,
CREDIT INSURANCE. C",IIII;f. 1/""'0000 ond .,ollll tll,nbililY In'"HII'.. ITEMIZATION PF AMOUNT ~INANCEO
It. nl')1 'l'Iqul,otJ to obtllln credit, und will M1 bo j>rovldlld \lnl",. I .'ltJlI
"nd ftorou 10 pny 1"olllddUiolllll OOln,
".
!YI!!..__._,.
CI.dlr LII.
Ci.dlt OI'"~E!.lV
~~~I:!.!!--
-...----........
~~Il!',!I~m
.........~-
^mQUht ulv"n '0 mil cli,.c11y 0 ~~ ......._____
Amo\lnl ""lcJ on 1\1'( (10M) Dcoount t __~'*"'___
....._____.___._ I __.,.______. ,,_.
AMOUNTS PAID TU OTHERS ON MY 8EHALF,
IMurllnr,fI C(llltpUlIloI . __._".____~_
r"bll.Olllol.l. I _... ._..__
...P.le.a.a.e..xefeL.J::.o-HUD".L 1__".._ ._..
..1leLtlemant...Rt.atemenL--. ,____".."..___
___.____.._. .._ ,__..____..._._
__."'______.__"...___..._____.,.. 1 ___. ,__.
..,,,___ I __ __,_.___
___.....___.,._,_~_._......_.._ 0....._...__._....._
---........*----,..", . ----.. "'--~
_.,.....____._...__ ,___..
.---...,----....----- . ,,-----,...._-
".____.."....___. ,__"
.".._-_.........~---..I-. $ _-.......",
---."..--''''.'' - '-.....--.-..,,-
...---...--- $ --~..,..._~'"
...,---._-.....~---...._..
o do nol w01I1 o"dllll'. 1"'"tnoO',
I 0 do
X
I 0 do
X
I 0 do
DaB
o do 1\01 w',"1 cr,dll disabllltv IM\lrCltluu.
000
~.---------"--~-,,----.,._,--~,.,,,
o do hOi w"n1j\'lll\t trlldlt 11'f1ln~\lrcllloc.
x
.._,__..E.~__._
x
,O~D-;~~~~:="'*,
x
---...........----..-
Don
___..._IM\I,a\\oo,
PROP!RTV INSU~ANC' . \ may ohtnlll flrof,""'( \nr.lInmotl f,om anvot1o I
w.n\ thAt ,& IlOOIIP\flbl. 10 you, If I 01" Ih" nlurnnc. !I011l of 1h,01l0h YO\I
I will pny 1.,N/.A__...._fo'_ll/.lto ..of covowyc,
FlOODIN8URANCE . FIOIJ" II,"u"o" 0 I. [jll' nol ruq"'''d, IllIoy
obtain flood InflIHunoo from "llYOlHl I WIII'I\ ttlne I.. (IQOIPI"hlt tt) you. If I
g_' thlll".llranoo from or through vallI wUl pay
11...1 pn,PAltl FINANCE CHAnnelSI 1 _.'..__"___
Arnn\lul FlllnMfld . .......,...___...,....__
!.:'_ ~~...:" .,-:::-'" fo, _~=:::::=::. al covllr,'OIJ:" 1~'J:..:~IIIIGm.~i~:~:~lOlJrJ nnd .~~~~ot P'~~~~~..'hlR"O..~~.'/II~~..""_.
BY SI~NINa eE.L. OW. I A.C NOWL!D(l~ RECEI.PT OF ,,"eor'y OF THIS:lseL\t:~:. THE OATe INDICATED APOVE,
)( Jj'':)cl=lJILI~ .~?~""~,~_ X _~^.., (" ,,~) _ ' "'"'i.'__. X
DlIRRreLL 0 rWIKIlR ."L}MDl-" ",--,...-_...,,---.
If' "II, _4i""'IY".I\II, ji,o" f,l1, l:~ou4, M'~ 11,100.31102:1411 '''''t1,n.~~,~~bfn2s. PARK~ln
(p,.c I " Ii
DEO.'3o-97 TUE 09: 03 AM GREENTREE QUALI TV ASSURA
FAX NO, 18888108733
p, 04/23
,-,
,-,
COpy
C.,u",ou",41Lb of '..",yl,..I. _.__, Sp," Aho,e 11ll.\ Line F.r R...rdlllC DO..
OPEN END MORTGAGE ^PfHd..L." · 17."3320]
I . I Lo." . ..uo..7J7
This Mon~"v~ s~.ures Mure .dv.n.~s
'. July :L8, 19n tI
I. PATE AND PARTIES, The dale of this MOllya~e (Sccumy lnslnuncnt) Is """"""......."..",.,."....""........ and Ie
panies, their addresses and WI~ iucnlllicallon numbers, Ii required, are ILl fullows.
MORTGAGOR:
DARRELL D. PARKER and OAVALIN S. PARKER
as ten~nts by th~ entireties
o If checked, rcfcr I~ Ihe at !.ached Addendum II1~orporaled berein. fur .,Jdilional Mon~agun, their jlynarom llnd
llcknowledh'TIlenlS,
LENDER:
Green Tree Consumer Discount Company
3401 Hartzdale Drive, Suite 132
Camp Hill, PI\. 17011
1. CONVEY ANeE. For good and valuable cOll'iiderati~n, tile recclpl unu sufficiency of wbi~h is acknowledved. and 10 ;ecur~
the Secured Debr (ddined below) and Mon~ay~r's pelfoollance under Ihis SecurllY InstlUmeDI. Mongagor ~ri\l1rs. bargains.
conveys unu mrlllgages 10 Lender the following uemibe~ propel'lY:
See Exhibit A
The: prupeny is loc~uellln .", ,.,~~~~.7" ".,....,........ ,"",' ."."", I' "..,"",,,"", i\t ,t,.." ...........,.....".".., ..,..".,....., "
IC,.'unly)
245 PINE GROVE: ROAD Gardners ^., 17324
., "" I.... " ,,,.. " " , "".,. ".... , , , , ",' ," ,. , ., """" """"..", " ,.....", ., " .... ,,,,..,., """,", P ...lu1.SylvlIlUa ".."".....'..'" ~ ..' "
(Addt"') (City) (ZIP Code)
To~vlhur wilh all rights. ~u~ements, ilPPUlturuulCe" royallies. minerai righls, 011 llIlu g:lS rigl\ls. all waler anu riparian righrs.
uhcbe~, IInd Willur stnek 'lllll all ~~isting iln~ fulut~ implOVemenlS, muelures, Ii x tures , ant) rr.placemeDls tbat lUay now, or :It
any lime in Ihu fuMe, ~e pat! ul' the real eStUIll u~,~cribed a~ove (lilt retimed lU liS "Propeny"),
J. MAXlJ\IlUM OBLI~Alb16~ &/fI'llT. .nle tOlal principal OUTJ,I)U'" ~"cure~ by Ibis SecUlity J~Il'W.DeOl II' any une time s,hall ll~l
c~cceu S ..""..,,,,:,!,,...,,,,....,,,,...,,..,,..,,,,,,,.. , ThIs hmhallon ot WllOUIlI does nor Include IDlvrust Illlll ulher tees "nd
charges validly m"de PUfSUllllI II' rills Security lll'itculnem, '\Iso. this Iimllad~lI does nul apply I~ aUVlWces rnllue ull~er the
renfls of rhls S~curlty 1n.~(rumeO\ to pWle~t L~llll~r's 'e~urilY I\n~ 10 pert'Qnl\ any of rh. ~ov.t1Aflrs c~nlUlneu in Ihls S.curlty
Ill~U'WTl.O\.
t
4, SECURED DEBT .\1'11> F1J11JRE ,l.OV,l.NCES. Th. leml "S.~ur.tl Debr" Is Jet1l\lld liS follows:
A, nebt lucurrell under Ih. terms 01' all promissory 1l010(S). ~(,"Iraet(s). gual'aJll)'(') ~r ower .vi~encll lit' JO~I Jos~rinr.u
below IInd all their .xI~lIslons, ron.wal" m~diticl\(ious ur subStilU<i~IlS, (Wiltn referencll/!i rile lIebl.'. bdUlV it i,l
,(uglJe,l'Icrf rliCII >'UI/ Indul1e irem,,' sucli a.' burrulI'ers' '/Wile,', ,/Ure IImO/lllrJ, 'Ilr~rt)'r mus. maturity dares, rtc, J
Note dac~d Jl.lly 18. \997, oetween dnd DARRELL D, ?ARI(ER, DAVALHI S. ~ARKER, ~vr
.9,500,00, maturing .~"guSt 1, 2017,
f'ENNSYWANIA . MORT/'JAof! trIO r ' :.,'>,jMA. "~I ~/\C, ,"H4 Ij.~ v" USal
,..\ .~t :"'110\"," ., ~1,I:III"lS ',1'. 'C,).:')i.~w~'\ ',m\,I\!,~.\Tr..~.. '~.'\J!""
lr )I'tI :'" .. ~; . ~~.4
EXHIBIT 11:2 ,.
ff)llrJ/1 I "I t;jJ
-....---
DEC-30~97 TUE 09:03 AM GREEHTREE QUALITY ASSURA
FAX NO, 188BBI08733
p, OS/23
.-,
!".,.\
L~nder or l~nder'~ 1I~~nls mllY, III Lender's option, cnwr tho Propeny at any telCiorulbl~ lime l\lr Ihe purpos~ of Inspeclinglhe
Pwpcny, Lun!!.r Sh:lll ~Ive MortgaYI)( noll~e III the lime of UI hefOf" an insp,'ctlon spedl'yin~ a reaso!1;lhle purplw fur Iho
In:;p~CIIlll\, Any Inspeclion of Ihe ProperlY shall ~e eOllrely fllr Lender's henefit and MongaglH will In no way rely Oil
Lender's inspecllnll,
11. AUTHORI1'Y TO PERFORM. If Mun~lI~or fails 10 pcrfurm any dUlY or :my of the l:OVenllnl$ conulined in thl~ Security
In~trillnenl, Lender may. without nolice, perfurm or causo lhem III be perfonllcd, Mun~a~or appuin,^ Lender as Illlorney In
facllo sign Mon~agor's lUlme or pay ~ny alllounc necess:n)' /'or performance, Lemlcr's righr lU perform for Mongllgor shall
1101 male an nhligalion lU perfonn, an<l Lender's failure 10 perfurm will nOI preclude Lender from e~erclslng any of Lendds
ulher riyhls under the law or rhis Security Inmumen!, If any conslf1Jcdon 0'\ tlld Propeny is discontinued or nOl carried on in a
re:1sunahle manner, Lender muy lake all steps nocmilT)' to protecl Lunder's securilY inluresl in lhe Pt\)peTtY, inclulling
complelion 01' Ihe cOOStrtlctlon.
12.. ASSIGNMENT OF LEASES AND RENTS, Morc~a!lor imvocably llrant~, b.u~a1n.<. conveys ~nd mon~a~es III Lender as
addillonal security i111 th~ right, licle and inlerest in ilnd 10 my and IIII e"islin~ or future leases, subleases, und ilny olher wriTten
or verbal a~reel1lcnl.l for the use and uccupancy of any ponion of the PT0perty. inCluding any eXlellSloIL~. ronewais,
modifications or substirutlollS 01' such agreements (all refened III as "Leases") and relllS, issues and pronls (all refutlr.d ((I as
'Rums"), Mt>ngagor will promptly provide Lender wilh Irue and correct copies of all e;,istin~ all'l fuNre LC:lSes, Mllngagur
may collect, re.eive, enjoy and use the Renes so long as Mongagor Is nOI in <Iefaull under lhe lerms of this Security
InSlI\lmelll.
Mortiagnr agrees thai this a.ssignmenr is Inunedlutely effe.live belween Ihe panies'to lhis Security lostrumen( and ~ffectlve as
II) Ihird panies on rhe re.ordln~ of tbis Sr..unlY IlIStrumenr, and Ihis asslgMlenc will remain ..efective until the Ohllgations are
satisfietl, MOflgagor a~rees rhat Len<ler is emilled Illnocify Motl~a~or or Motlgil~or's lenant, to make paymenl~ Of Rems d\le
Ilr to hecollle due dlreclly 10 Lender afler such recordin~. however Lellder agrees nOl 10 TlUlify Mortgagor's tenams until
M\)ugayor defaulc~ and Len<ler notifies Mon~a~or 01' the deluul! ~nd demilnds th:ll Monga~or and MOflgngor's lellalllS pay nil
Rems due I)r 10 become dlle direi;lly 10 Lender. On receiviOl: nollce of default. .I,.fortgagor will endorse and deliver to Lender
any paYlllcm of Rems In Mongagor's possmion and will rd.eive any Rems in lru~! for Lender .lJ1d will no! commingle lhe
Renls wlih any olher funds, Any amooms cllllecred will be applied as provided In ibis SecurilY Instrument. Mortgagor warrantS
lhal 110 delilUlt exIsts under the Lea~es or illlY applkable lalldlOld/lenaIll law. .~Ioflga~or al~n agrees 10 malntaln and re'luire
any lenanllO .ompl)' with lhe lemlS uf rhe Leases and applicable law.
13. LEASEHOLDS. CONDOMINIUMS. PLANNED UNIT DEVELOPMENTS. Mortgagor :1~rees 10 comply with rhe
provisions Ill' any lease if this Security Instrumem Is on . leasehol<l, If Ihe Prllpcny Includr.s a unit in n condom.iniwn \)r a
plnnned IJnit developllIcllt, Monyayor will per!'onu olll.,f Mon~:I~ur'~ dUlies under tile cOveounts, by-laws. or reyulll!ions ot'
the condominium or planned nnil development.
14. DE.'AUL T. M"f1iiliur will be in default it' Imy pmy ohligated on the Secured Debt falls 10 make paymem when UUd,
MOl1gagor will he in ddtilUIt If a hreach oc.urs under the Imns uf Ihl~ Security In~lrumenl or IIny olher docwnem e.\e.\Ilcu for
Ihe pUl]lnse of crealing. secunn~ or guaralllyinu the 51'cured Debt, A Y\lod i':tIth belieI' by Lender lhat Lcn<ler at any time I~
Insecure with respecI ro any person nr eOlllY n~1igaml on lhe Secured Dehl Ilr chal Ihe prosp~~t of Hny pllymcm or Ihu vlllue of
,he Pfllpony Is impalr.u shallalsn C(1(t,titUtu IIn evem Ill' default,
13. RElvfEDIES ON DEF.\ULT, In SOllie insmn.es, federOlI lInd ,Ilule I~w will require Lender to provide MonYllyur with notice
ot' Iho rigbl to ~ure \>r othur nollces all.1 may establish lime "l1ulllllos fur Ihn:d\\sure a~tlo,l<. ~ubject co the~e Ihllilatlons. it'
any, Lender may acculeme the Sucured Debt IIn<l foreclose this S.~uriIY I'Ci,rumem in alOanner proviue<l hy IIIW if Mnrrgu!lor
is in det'lIuli,
,'llho oprlon of Lender, <11\ "' aJlY pllrt ot' Ibe agl,'ud fees alld ch~rges. accru'~ imereSlllnu pnn~lpal shllll hecljt1le hlIDledlalcly
due anu pllynblu, after givin~ nollco if required hy Iuw, upon the Oi;i;urrencd uf a uel'aull or IlOyllme thorealier, III ild<lillOJl,
l.ender shall he emicled 10 all the remedius provided by law, lh, 10m's of Ih. Secured Debl, Ihis Se~urily Inslfufllem and IIIlY
related do.uOIems, .'\1\ remcdies .Ire dislinct, cWllulallve and not e~dusivc, alllllhe Leutler Is emill~d 10 all rUl!1e<lles pfllvi<lud
1I1 hiI\' (lr equllY, whecher Ilr alll e.;prcs;ly set fonh, n,e acceplllllce hy Lender nt' any sum in payment \lr parcial paymenr on
'he S.uured Deht IIthr ,he ht1Jallcu is <lue ')1 is I"uelel'''ed Ilr "ftor ''''..cclosure rwc"e<lln~s Ilr. filed shall nOI CllnSlh\lle:1 waiver
ot' Lender's riyht III r'qulr. cllmplele curu lit' any e~i.stio.!l ddault, By Ill" '.\erdsiog "ny reme<ly 1111 ~lo"~"gur's det'lIulr.
l.ender <lnes lIot waive Lendds right tl' laler "",sider tho ~\'el\lll defJult il' it olll\\inues Ilr happells a~:.in,
IIJuq,) J f)f I1J
. . . '.1 ~ ,I,,~"I', Iv,'
11..11, ;;'I,lt \IN ",~IlC ,II.:).' ',.," ~,',\r'J"1o ': '~u
--
DEC~30;'97 TUE 09: 04 AM GREENTREE QUALITY ASSURA
FAX NO, IA888108733
p, 06/23
,.-,
,....,
UIlJc~~ lllhcrwlse ayreed In writin~, all illSUllln~e pro~eeds ~hall be Ilpplied 10 !he reslllralion Of repair of lhe Propeny or co Ihe
Sc~urod Debl, whether or nOI then dlle, al l.ender's OPrlUIl, Any appll~alion of pro~eeds to principal shall not e~lend or
pO~lpone Ihe lIue dale or' dl' ~~heuukd paYlllelll nor chan~e Ihe amount of any paymen!. Any ex~ess will be paid 10 Ille
Morcga~or. If Ihe Propeny Is acquired by Lender, Mort2ag\lr'~ rig hI 10 any II\'iIJran~e pl)lIde~ and pro~eeus resulling I'rom
dama~e III Ihe Pruperly hd'\lre rhe a~quisldon shall pass co Lender 10 Ihe eXWnI of Ihe Se\ureu Debt imnlediillely hefore Ihe
a~qulslrlon.
20. ESCROW FOR TAXES AND INSURANCE. Unless oll.erwlse provided In a sepmle agreemelll. Moncayor will nl)( be
required III pay IV Lemler funds for laxes and insllraoce 10 escrow,
21. FINANCIAL REPORTS AND ADDITIONAL DOCUMENTS, Mongagur \~III proYlde to Lender upon requesl. ilny
linancial Slalem.1ll or Infonllllliol\ Lender may deem reasooably ne~essary, MOriMagor agrees 10 sl~n. dellwr. and tile any
nd~irioll"1 do~umellls lH .ertiti.ildol1S thaI Lellder OIay .0ru;lder ne..ssary 10 p~rfec(, ~olllinue, "n~ preselVc Mortca~or's
0\lllg3dollS under this SC\:utllY In.strumenl and Lender's i1~n srahlS on the Property,
22. JOlN'r AND INDIVIDUAL L/,\BILlTY; CO.SIGNERS; SUCCESSORS AN)) ASSIGNS BOUND, All dudes under Ihis
Security In.mument :Ue juinr und Individual. If Mon~agor signs !hIs Se.urity JlIStl'Jlllem bUl does nOI sign all evidence 01' deht,
Morl~a~or does su vnJy III mortgage MOIl~"MOr'S IllIeresl in Ih. Propeny to secure p3Ylllenc of the Secured Debt and
Mohgagor dlles not agree to be personally i1ahlt; nn Ihe Secured Debt. If Ihis SeeurilY In.mumenl secures a ~'IlilIl\Oll' belween
Lender and Mon~agor, MOllgagor aglces 10 waive IIny righrs thill may prevenr Lendet flom hrin~inll any ucdon or claim
againsl Mongagol or any pany indehled under Ihe obligalion, These ri~hts may incluue, bul are nOI Jimileu 10, any
amj-deticicncy or one-lIcdon laws, Mongilyor ayrees !hal Lender and 1lZ1Y pany 10 this S:curilY lnmumelll tUY eXlcnd, modify
III make any cban~e In Ihe lenllS llf this Securiry lnstnlOleOl or any evldenee of debt wlrboUI Morr~ayor's curu;elll, Such a
change will not lclease MOl1yagor !'tom die lcrms 01' lhis SecurilY I Il$lrulllelll , Th. duties and benefils of Ihls $eclllIIY
llUlrumeOl shall bind and benelltlhc successurs iUld a.ssign.s uf Mongilyor Ilnd Lender,
23. APPLICABLE LAW; SEVERABILITY, INTERPRETATION. Thj~ S~curily Inmumelll is ~ovemed by the laws of Ihe
jurisdiclion III which L~nder is iocaled, dxcepl 10 lhe mem otherwise requlr~d by !he laws of Ille jurisdictiun where th~
ProperlY Is loca,ed, This Security Inslrum~lllls complele and fully inle~raled, This Security Inslrument may nOl he iUllendd<l or
JOo<litietl by IHal agreellldOl, Any secrlon in this S~curily In.mumem, alUlchlOenls, (lr :rny iI~reement relaled 10 the Seeuted
Dellllhill .onllim with applicable law will not be enectlve, unless Ihal law e~pl"ssly Ilr Impil~dly permits the variations by
wrirlell agteell1enl. If aDY s.:cdon or' Ihis Security loslrumem call1lN he dniorced a,"uruing to il,~ lerms, thlll secLion will be
sewreu and will nm afreel the ~nfor~eabilily of the remainder or' Ihi:; Seeurity IlL~trumellt, Whenever u~ed, !he sin~'Ular shull
Include Ihe plural lInd lhe plural !he singular, The cap\ion.s and h~adin~s of Ih. ~eclill1l~ of lhi~ Security In.~ll\llllelllllre for
convenienee l.lldy and lire nOllO be ns.:d 10 illle'1'rel Ilr detine the tenns <>I' Ihis S,,"urhy In.trumellt, Tim~ Is of the ~,'senee in
Ihis SecurilY Inslrumem,
24. NOTICE. Unless olherwise re~uireu by law, any nori~e shull he given by delivedng II or by lIlailin~ II by lirst elass mall to
the appropriule pany's address on pag~ I uf this SecurilY I n.slrumelll , ur 10 ally other address d~siynaled in writin~, Notice 10
nne 1II0rlgaynr will be de~meu to be lIotke 10 all moncayurs,
25. WAIVERS. EXC~pllO Ihd e,'telll pwhibited by law, ~lollglly\>r walv~s Ilny righllllllppraisell1~1ll re'atir,y to die Propeny,
r
. .
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