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HomeMy WebLinkAbout98-02526 ,. ~ cJ ~ "" u .'1 .. " ~ ~ tJ \, ..!! .~ 3 ~ ~ ~ ~ " ~ o .., ; 1 ~ ( .... ~ ..... '" .~ .. '.J .J ~ "( ~ ~ . ~ , .fbhlison, Duffie, Stewart & Weidner By: Dllvid W. DeLuce I.D. No. 41687 By: Keirston L. Wulsh 1.0. No. 78243 301 Mllrket Streot P. O. Box 109 Lel11oyno, Ponl1sylvuniu 17043-0109 (717) 761-4540 Attorneys for Plulntl ffs CLIFTON H. HENDERSON and SUSAN G. HENDERSON, Plalntlrfs IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 96. <<~ J to CIVIL TERM CIVIL ACTION - LAW JURY TRIAL DEMANDED v. DETWEILER ENTERPRISES, INC. and EDWARD W. SEIK, SR. Va TRINDLE SPRING DEVELOPMENT COMPANY, C.M. DETWEILER REAL TV, CARLlA LENKER and FIRST AMERICAN FLOOD DATA SERVICES, INC.. Defendants C.DMP.LAlNI 1. Plaintiffs are Clifton H. Henderson and Susan G. Henderson, property owners, who reside at 16 Hazlewood Court, Mechanlcsburg, Cumberland County, Pennsylvania 17055. 2. Defendant Trindle Spring Development Company is a general Pennsylvania partnership consisting of Detweiler Enterprises, Inc. and Edward W. Selk, Sr. (hereinafter collectively referred to as "Defendant Trlndle Spring"). 3. Defendant Trlndle Spring is a real estate development company with Its principal place of business at 3310 Market Street, Camp Hili, Cumberland County, Pennsylvania 17011. 4. Defendant C.M. Detweiler Realty, Inc. (hereinafter referred to as "Defendant Detweiler Realty") currently Vd/b/a Howard Hanna Detweiler Realty, Is a real estate brokerage firm having Its office and place of business at 3310 Market Street, Camp HIli, Cumberland County, Pennsylvania 17011. 5. Defendant Carlla Lenker (hereinafter referred to as "Defendant L.enker") Is a Pennsylvania licensed realtor, who at all times relevant hereto was an agent of Defendant Detweiler Realty with a placE! of business located at 3310 Market Street, Camp Hill, Cumberland County, Pennsylvania 17011. 6. Defendant First American Flood Data Services, Inc. (hereinafter referred to as "Defendant Flood Data Services") Is a flood certification agency formerly known as Flood Cert, having Its office and place of business at 11902 Burnett Road, Suite 400, Austin, Texas 78750-2902. 7. Defendant Trindlo Spring Is the owner and developer of the Trlndle Spring Development In Sliver Spring Township, Cumberland County, Pennsylvania. 6. At all times relevant hereto, Defendant Detweiler Realty as a real estate brokerage firm listed for sale and marketed the Trlndle Spring Development with Defendant Lenker as the listing agent. 9, In approximately June or 1994, Plaintiffs began searching ror a suitable lot upon which to construct their retirement home. 10. Plaintiffs aver that they had four criteria to meet prior to purchasing a lot, which criteria were known to Defendant Trlndle Spring, Defendant Detweiler Really, and Defendant Carlla L.enker: (1) the lot had to be In the Cumberland Valley School District; (2) the lot had to have city sewer and water; (3) the lot had to accommodate a daylight basement; and (4) the lot had to accommodate an Inground pool. 11. After an eight-month search, Plaintiffs located two potential lots on which to build their retirement home, one In Konhaus Estates Development and Lot #109 In the Trlndle Spring Development. 12. Because the original asking price for the Trlndle Spring lot exceeded their budget, Plaintiffs placed a deposit to secure their rights to the lot In Konhaus Estates Development. 13. Upon learning of Plaintiffs' decision to purchase In Konhaus Estates Development, Defendant Trlndle Spring lowered Its asking price at least three times for Lot #109 In the Trlndle Spring Development until It was within Plaintiffs' budget. . 14. Defendant Trlndle Spring's third offer fell within Plaintiffs' budget, and Plaintiffs decided they could afford and would purchase the Trlndle Spring Development Lot #109 offered by Defendant Trlndle Spring, and marketed by Defendant Detweiler and Defendant Lenker, thus forfeiting their deposit for the lot In Konhaus Estates Development. 15. On behalf of Defendant Detweiler Realty and Defendant Trlndle Spring, Defendant Lenker as an agent of Defendant Detweiler Really advised Plaintiffs that the applicable Federal Emergency Management Agency (FEMA) flood plain map showed that Lot #109 In the Trlndle Spring Development was outside a flood zone. 16. Defendant Lenker on her behalf and that of her principals, Defendant Trlndle Spring and Defendant Detweiler Realty advised Plaintiffs and other neighboring proflerty owners In the Trlndle Spring Development that a proposed flood plain amendment had been approved by the government for the Trlndle Spring Development, effectively removing Lots 109, 111 and 113 from the flood zone. 17. Relying on these representations, on or about October 13, 1994. Plaintiffs entered an Agreement of Sale to Purchase Lot #109 In Trlndle Spring Development, a/k/a 16 Hazelwood Court, Mechanlcsburg, Sliver Spring Township, Cumberland County, Pennsylvania. Attached as Exhibit "A" Is a copy of the Agreement of Sale. 16. As a condition precedent to settlement, Plaintiffs' lender required that a fiood certification be completed to ascertain whether Lot #109 was located In a flood zone and whether flood Insurance would be required. '19. Thereafter Defendant Lenker again represented to Plaintiffs that they would not need fiood Insurance for Lot #109, due to FEMA's acceptance of the proposed flood plain amendment which removed Plaintiffs' property from the flood zone. 20, Pursuant to the lender's direction, the services of Defendant Flood Data Services (formerly Flood Cert) were enlisted In order to determine whether the property was located In a special flood hazard area, and whether flood Insurance would be required. I, ~; , 1'1 ! ~i I I . L I i 1i 1\ f'.. . , 21. On or about December 5, 1994, Defendant Flood Data Services certified that Plaintiffs' lot was not within a special flood hazard area and that flood Insurance would not be necessary. Attaohed as Exhibit "B" Is a copy of the flood certification. 22. On or about February 20, 1995, Plaintiffs purchased Lot #109 In Trlndle Spring Development which Included a two-story residential dwelling selected by Plaintiffs for $160,642.00. Attached as Exhibit "C" Is a copy of the Agreement for Sale and Purchase of Real Estate and the Deed dated February 20, 1995 between Plaintiffs and Defendant Tl'lndle Spring. 23, Subsequent to Plaintiffs' purchase of the above-referenced property, Plaintiffs discovered the following: (a) despite representations by the Defendants to the contrary, their property was indeed In a flood zone; (b) deAplte representations by the Defendants to the contrary, they would need to purchase flood Insurance; (c) despite representations to the contrary by the Defendants the proposed amendments to the Development's flood maps were never approved by FEMA; (el) because Plaintiffs' property Is located within a special flood hazard area, their property value has diminished significantly; and (e) because other lots within Trlndle Spring Development are also located within a special flood hazard area, the property value for the entire development has diminished significantly. COUNT I Clifton H. Henderson .nd Susan G. Henderson v. Trlndl. Spring Development Company Fraud and Misrepresentation 24. The averments of paragraphs 1 through 23 are Incorporated herein as If the same were set forth herein at length. 25. In anticipation of developing the area to be known as Trlndle Spring Development, on or about November 30, 1966, Robert G. Hartman, the Trlndle Spring Development Engineer, who was also at , the time the Sliver Spring Township Engineer, had requested via correspondence that FEMA determine whether the proposed Trlndle Spring Development waf> located In a special flood hazard area. 26. On or about April 5, 1969, FEMA responded affirmatively stating In writing "we have determined that the proposed Trlndle Spring Development would be partially Inundated by a flood . . . In addition Lots #109 and #110 are located within the adopted regulatory fioodway for Trlndle Spring Run." Attached as Exhibit "D" Is the correspondence dated April 5, 1969 from FEMA. 27. In response to the above, on or about February 9, 1990, the Sliver Spring Township Board of Supervisors Informed Defendant Trlndle Spring that any modification to the flood plain boundary must be completed and approved prior to the issuance of any building permits. Attached as Exhibit "E" Is correspondence dated February 9, 1990 from the Sliver Spring Township Board of Supervisors illustrating the above. 26. Fur1hermore, on or about May 8, 1991, the Sliver Spring Township Board of Sup~rvlsors again reminded Defendant Trlndle Spring In writing that the flood plain boundary modification must be completed and approved prior to the Issuance of any hulldlng permits. Attached as Exhibit "F" Is correspondence dated May 6, 1991 from the Sliver Spring Township Board of Supervisors illustrating the above. 29. On May 20, 1991, Robert G. Hartman, Trlndle Spring Development and Sliver Spring Township Engineer, reported to the Sliver Spring Township Board of Supervisors that "the storm sewer system and flood plain management has been accomplished." Attached as Exhibit "G" Is correspondence dated May 20, 1991 from Robert G. Hartman Illustrating the above. 30. Immediately thereafter, Defendant Trlndle Spring proceeded to obtain building permits from Sliver Spring Township and sell lots In Trlndle Spring Development. 31. Defendant Trindle Spring by and through Its agents and representatives, Intentionally and fraudulently misrepresented material facts to the Sliver Spring Township Board of Supervlsorsror their own financial gain and to Plaintiffs' detriment. 32. Defendant Trlndle Spring sold and conveyed the aforementioned real estate to Plaintiffs, when Defendant Trlndle Spring knew or should have known that the real estate being conveyed was located In a special flood hazard area and that the property would be unsuitable for Plaintiffs' Intended use. :13. Defendant Trlndle Spring conveyed Lot #109 to Plaintiffs without disclosing to them that It was deRlgnated as a special flood hazard area and that Plaintiffs would he unable to utilize the property as Intended. 34, Defendant Trlndle Spring had a duty to Inform Plaintiffs of the fact thr,( the property was designated as a special flood hazard area and that Plaintiffs would not be able to put the property to Its Intended use. 35. Defendant Trlndle Spring knew or should have known that this was material Information of the type that would Influence a reasonable person In determining whether or not to purchase the property. 36. The condition materially affects Plaintiffs' use and enjoyment of the lot and makes It Impossible for Plaintiffs to put the property to Its Intended use. 37. Plalntllfs informed Defendant Trlndle Spring and/or Its selling agents that they Intended to build an Inground pool on the property. 36. Defendant Trlndle Spring's withholding of Information that the lot was designated as a special flood hazArd area was done purposely, Intentionally, and maliciously, and was done to the great dlsappc(ntment and financial and emotional detriment of Plaintiffs. WHEREFORE, Plaintiffs demand that Defendant Trlndle Spring be directed to: A) Reimburse Plaintiffs for all the damage they have suffered, well In excess of $25,000.00, including but not limited to the cost of annual flood Insurance and the diminution In property value; and B) Pay Plaintiffs' treble damages for Its willful and Intentional withholding of material Information from the Plaintiffs, that the lot purchased by them was designated as a speolal flood hazard area; and C) Pay all Plaintiffs' attorneys fees and costs In pursuit of this action; and D) Pay all other damages and remedies the Court deems just and appropriate; and E) Pay Plaintiffs' punitive damages for Its outrageous conduct as averred above. COUNT II Clifton H, Henderson and Susan G. Henderson v, Trlndle Spring Development Company Negligent Misrepresentation 39. The averments of paragraphs 1 through 36 are Incorporated herein as If the same were set forth herein at length. 40. Defendant Trlndle Spring by and through Its agents and representatives negligently misrepresented material facts regarding flood plain designations of L.ot #109 In the Trlndle Spring Development to the Sliver Spring Township Board of Supervisors for their own financial gain and to Plaintiffs' detriment. 41. Defendant Trlndle Spring sold and conveyed the aforementioned real estate to Plaintiffs, when Defendant rrlndle Spring knew or should have known that the real estate being conveyed was located in a special flood hazard area and that the property would be unsuitable for Plaintiffs' Intended use. 42. Defendant Trlndle Spring negligently conveyed Lot #109 to Plaintiffs without advising them that It was designated as a special flood hazard area and that Plaintiffs would be unable to utilize the property as Intended, 43. Defendant Trlndle Spring had a duty to Inform Plaintiffs of the fact that the property was designated as a special flood haza,'d area and that Plaintiffs would not be able to put the property to Its full and Intended use. 44. Defendant Trlndle Spring knew or should have known that this was material Information of the type that would Influence a reasonable person In determining whether or not to purohase the property. 45, The condition materially affects Plaintiffs' use and enjoyment of the lot and makes It impossible for Plaintiffs to put the property to Its Intended use, 46, Plaintiffs Informed Defendant Trlndle Spring and/or Its selling agents that they Intended to build an Inground pool on the property. 47. Defendant Trindle Spring's withholding of Information that the lot was designated as a special flood hazard area was clone negligently, and was done to the great dlsl'ippolntment and financial and emotional detriment of Plaintiffs. WHEREFORE, Plaintiffs demand that Defendant Trindle Spring be directed to: A) Reimburse Plaintiffs for all the damage they have suffered, well In excess of $25,000.00, Including but not limited to the cost of annual flood Insurance and the diminution In property value; and B) Pay all Plaintiffs' attorneys fees and costs II"' oursull of this action; and C) Pay all other damages and remedies the Court deems Just and appropriate. COUNT III Clifton H. Henderson and Susan G. Henderson v. C.M. Detweiler Realty Fraud and Misrepresentation 46. The avorments of paragraphs 1 through 47 are Incorporated herein as If the same were set forth herein at length. 49. At the time that Plaintiffs first Inquired as to the availability of a lot In the Trlndle Spring Development and at all times material hereto, Defendant Detweiler Really was designated as the listing agent for the Trlndle Spring Development. 50. On or about October 13, 1994, Plaintiffs entered into an Agreement for Sale and Purchase of L.ot #109 In Trlndle Spring Development, with Defendant Detweiler Really identified as the agent for the seller. 51. Defendant Detweiler Really knew or should have known that Plaintiffs' property and proposed home was located squarely within the special flood hazard area, nevertheless Defendant Detweiler Realty Intentionally and fraudulently withheld this Information from Plaintiffs. 52. At no time did Defendant Detweiler Really disclose to Plaintiffs that their property was located In a special flood hazard area. 53. Defendant Detweiler Realty knew or should have known that this was material Information of the type that would Influence a reasonable person In determining whether or not to purchase the property. 54. Defendant Detweiler Realty promotes Itself as having expertise In the area of residential real estate. 55, As such, Defendant Detweiler Realty Is charged with a duty of familiarizing Itself with the neighborhoods In which Its listing properties are located, 56. Plaintiffs Informed Defendant Detweiler Realty and/or Its agents of their Intended use for the property prior to purchasing. 57. Defendant Detweiler Realty had a duly to inform Plaintiffs of the fact that the property was located in a special flood hazard area, and that Plaintiffs would not be able to use and enjoy the property as they originally Intended. 56. Plaintiffs reasonably relied on representations of Defendant Detweiler Realty and/or Its agents that the property was not located within a special flood hazard area when deciding to purchase Lot #109. 59. Defendant Detweiler Realty's withholding of Information regarding the designation of the lot as a special flood hazard area was done purposely, intentionally, and maliciously, and done to the great disappointment and financial and emotional detriment of Plaintiffs. WHEREFORE, Plaintiffs demand that Defendant Detweiler Realty be directed to: A) Reimburse Plaintiffs for all the damage they have suffered, welt In excess of $25,000.00, Including but not limited to the cost of annual flood Insurance and the diminution In property value; and B) Pay Plaintiffs' treble damages for Its willful and Intentional withholding of material Information from the Plaintiffs, that the lot purchased by them was designated as a special flood hazard area; and C) Pay all Plaintiffs' attorneys fees and costs In pursuit of this action; and 68. Defendant Detweiler Realty had a duty to Inform Plaintiffs of the fact that the property was located In a special flood hazard area, and that Plaintiffs would not be able to use and enjoy the property as they originally Intended. 69. Plaintiffs reasonably relied on representations of Defendant Detweiler Realty and/or Its agents that the property was not located within a special flood hazard area when deciding to purchase Lot #109. 70. Defendant Detweiler Realty's withholding of Information regarding the designation of the lot as a special flood hazard area was done negligently, and done to the great disappointment and financial and emotional detriment of Plaintiffs. WHEREFORE, Plaintiffs demand that Defendant Detweiler Realty be directed to: A) Reimburse Plaintiffs for all the damage they have suffered, well In excess of $25,000.00, including but not limited to the cost. of annual flood Insurance and the diminution In property value; and B) Pay all Plaintiffs' attorneys fees and costs In pursuit of this action; and C) Pay all other damages and remedies the Court deems just and appropriate. COUNT V Clifton H. Henderson and Susan G. Henderson v. Carlla Lenker Fraud and Misrepresentation 71. The averments of paragraphs 1 through 70 are Incorporated herein as if the same were set forth herein at length. 72. Defendant Carlla Lenker, as an agent for Defendant Detweiler Realty and Defendant Trlndle Spring, facilitated Plaintiffs' purchase of the property in question, 73, Defendant Lenker was advised on numerous occasions by the Plaintiffs prior to their purChase of Lot #109, of Plaintiffs' desired and Intended use for Lot #109, Including Plaintiffs' Intention to build an Inground pool on the property. 74, Defendant Lenker represented to Plaintiffs and at least two (2) additional property owners In Trlndle Spring Development on numerous occasions, that although existing flood l11aps Illustrated Plaintiffs' (and neighboring) property in a special flood hazard area, proposed amendments to the flood plans removing the properly from the special flood hazard area had beon approved by FEMA and by Trlndle Spring Development. 75. Defendant L.enker therefore also represented to Plaintiffs that because the property was no longer located in a flood zone, flood Insurance would not be required. 76. Defendant Lenker knew or should have known that the proposed amendments to the flood plan had not been approved by FEMA or by Trlndle Spring Developmont. 77. Plaintiffs reasonably relied on representations of Defendant Lenker that the property was not located In a special flood hazard area when deciding to purchase Lot #109, 78. Defendant Lenker knew or should have known that Plaintiffs would rely on her misrepresentations to their detriment. 79. Defendant Lenker, as a licensed realtor, had a duty to Inform Plaintiffs of the fact that Lot #109 was designated as a special flood hazard area. 60. Defendant l.enker had a duty to Inquire of her principalS Defendant Detweiler Realty and Defendant Trlndle Spring Development as to whether all of Plaintiffs lot was available for purposes Inttmded by Plaintiffs, and of which Defendant Lenker was Informed. 6'1. Defendant Lenker's withholding of Information regarding the designation of the lot as a special flood hazard area was done purposely, Intentionally, and maliciously, and done to the great disappointment and financial and emotional detriment of Plaintiffs. WHEREFORE, Plaintiffs demand that Defendant L.enker be directed to: A) Reimburse Plaintiffs for all the damage they have suffered, well In excess of $25,000.00, Including but not limited to the cost of annual flood Insurance and the diminution in property value; and B) Pay Plaintiffs' treula damages for Its willful and Intentional withholding of material Information from the Plaintiffs, that thll lot purchased by them was designated as a spacial flood hazard area; and Pay all Plaintiffs' attorneys fees and costs In pursuit of this action; and Pay all other damages and remedies the Court deems just and appropriate; and C) D) E) Pay Plaintiffs' punitive damages for Its outrageous conduct as averred above. COUNT VI Clifton H. Henderson and Susan G. Henderson v. Carlla Lenker Negligent Misrepresentation 62. The averments of paragraphs 1 through 81 are Incorporated herein as If the same were set forth herein at length. 83. Defendant Carlla Lenker, as an agent for Defendant Detweiler Realty and Defendant Trlndle Spring, facilitated Plaintiffs' purchase of the property In question, 64. Defendant Lenker was advised on numerous occasions by the Plaintiffs prior to their purchase of Lot #109, of Plaintiffs' desired and Intended use for Lot #109 Including Plaintiffs' Intention to build an Inground pool on the property. 65. Defendant Lenker represented to Plaintiffs and at least two (2) additional property owners In Trlndle Spring Development on numerous occasions, that although existing flood maps Illustrated Plaintiffs' (and neighboring) property In a special flood hazard area, proposed amendments to the flood plans removing the property from the special flood hazard area had been approved by FEMA and by Trlndle Spring Development. 86. Defendant Lenker therAfore also represented to Plaintiffs that because the property was no longer located In a flood zone, flood Insurance would not be required. 67, Defendant Lenker knew or should have know that the proposed amendments to the "ood plan had not been approved by FEMA or by Trlndle Spring Development. 94. On or about December 5, 1994, Defendant Flood Data Services Issued a flood certification determining that Plaintiffs' property was not within a special flood hazard area. Attached as Exhibit "B" Is a copy of the flood certification, 95. On or about October 25, 1995, Defendant Flood Data Services Issued a second flood certification again confirming that Plaintiffs' property was not within a special flood hazard area, Attached as Exhibit "H" Is a copy of the second flood certification. 96. Both of the above certifications were contracted for and paid by Plaintiffs. 97. Subsequent to Plaintiffs' purchase of the property, Plaintiffs attempted to refinance their mortgage In order to construct the Inground pool and finish the basement that they had been planning. 98. As part of the refinancing process, Plaintiffs' lender, Members First Credit Union, required that a flood certification be completed with respect to Plaintiffs' property, 99. On or about May 20, 1996, Mike Farrell of Palma, Lazar and Elsh determined that Plaintiffs' property was Indeed In a special flood hazard area, Flood Zone A-3, and that flood Insurance would be required. Attached as Exhibit "I" Is the May 20, 1996 flood certification. 100. On or about July 16, 1996, Defendant Flood Data Services Issued a revised flood certification Identifying Plaintiffs' property as within a special flood hazard area, and more specifically In Flood Zone A-3. Attached as Exhibit "J" Is the revised flood certification for Defendant Flood Data Sflrvlces. 101. Defendant Flood Data Services failed to properly Identify Plaintiffs' property as within a special flood hazard area during the Initial certification In December of 1994, and also during the subsequent certification In October of 1995. 102. Defendant Flood Data Services promotes Itself as having expertise In the area of flood certification, 103. As such, Ills charged with the duty of correctly assessing properties as within or not within special flood hazard areas. ... '1ERIFICA rK2N We, Clifton /It, Henderson and Susan G, Henderson, verify that the statements made In the foregoing Complaint are true and correct to the best of our knowledge, Inforrnation and belief. We understand that false statements made herein are subject to the penalties of 16 Pa,C.S. ~4904 relating \D,unSWorn falsification to authorities. / / (7// y~/ /') _,.."..< , /1// qfJV\/ ton .H nderson.. L_ /i2\a (J 1AJ:2 Susan G. Henderson J.',;J.A)IL.-. Dated: ~(l<1/9l- / AGREEMENT )'OR THE SALE AND PUllCHAS); 0)' REAl. ESTATE 1'hll form ft(ontm.nded And 'Pf,oVlld (or. hut nol If"flcled 10, Ult by m.mbeu o( Ih. Ornl.r UI"abur. AuoclatlOIl or RUAl.. TORS' EAOBNT F~R SB1.LBR-J C. SUO .AOBNT !'OIl,SBLLUIl'] 1-- AODNT 110R DlnBR J (~oIn I).."WI 1/1"1 II.J\~ ,.J,n1, \-.." //<),. n....:., .I",~. I Pl.. LlCBNSBD DROKBIl "A, LICBNSBl> DIlOKBIl- LPA. LlCBNSBD BIlOKBIl __, 19...!1::!. Thl, A.,..m.nt mad.lhl. '!du'-r,:j: N ',:'/-1 "day o( .__il.~'-::'_~~:::..t.~ .t .RJNeIPAI....I"'"., "'''I''-I'IJ'.t.:l:.r~__~_ (,..Idl..,' btrtlnatt.r ".Ued Seller, .nd I" 1.1 {' .r .wJ_c.L..~.:.5..:~~L_._.L_..!...tl:..hlJ.~"u..1.L_. 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It III)', 101'1"" whit u, ~ht, !ltnlblt tlIul1klptl '"V~, All lI.ul11 Trlnd.1 TUeI tMll.,. cIlvld<<( mlli, lllIiIM otlMnrlM "ovkHd "'nln, , I. ,.oPlm KlTLZMIHTCON1'IHOIHCVI Thllljlttmntllwbj<<111J lilt "ulemtnl ot Buft,'1 propell, I<<Ilf\l II L ,.1:..',".....1 ..~ DR I AJ.C.... J" ","'j""'(';~'fr:' 'l,pA onorINforl~f)IIIJ';" /'/J!IttL-___. t. FINANCING OOHlINO~CYI ThJlaar....llt I. .ubJtcIIO Ihl n!\lnel"llI folloWlI .. , (I) PII.INCIPALAMOUNT,-A~';" TYPS rlt"lfoJII ~IINIMUMTnIl.M ;)() V"'.'lK MAXIMUM INITIAl, nn.ilm RATS --7--.. " MAXIMUM TOT.\L POINTS, INCLUDINO toAN ORI~INA.Tt'?!} PBS, TO 811 PAID BY TtllI BUVUR) ~ TBIIMIHAL DAT8'0( ONI..... PIIllllCI~ ComMllllMlll J ,.}I' ." IJ ~I J.~ Y /, I,U ~ It... lINt lfd~lM IU,., ot potI(bIf tou,", ot motl"'l t"ndl, lIIll ClnllOl lUumlnpoMlbUlly tor oblllnln, ."Yft'1 mOil...., It MId loin ""1lOl M obtlllll1l AI her.... fM'0'I1dcit, Ihis AII"",..I WIlli M NUI.L ^ND VQID IRQ atl"poIIt moll," shaY bit ItiUllitd 10 11M Ill'" on 0( ,"'lIlI iiill O( Mllllm'lll.. Pl'Il'IWtd htltlll, ....~IIOIftWflOlheprO'l'III0ft4IIlP"..I4phl6(blllldl(o', (b) 141m 1MlI.u.I. ~'*td IppIlutlon 10 I ,..~bIiIltndln.I,,"llllllon'Of 1M NJd ~n wUhln ~_ t;....n4u dl,l ttom 1M Stlltr'. Ipprll'lll hmol. ShOIlId 1M au,., '61110..... IUliIt tonllllfl4d tHIlr-At. wkllln lilt 1I*11W 111M, II ....lJ III " lilt option ot lilt S.lkl,L'Illlhln n\'t (I) cakftdll dlY' 11Mf..l1t, 101 (I) Dttllr.1\11 AJt'ftI!MftI NULl. ANb VOID,-II wlMdllllnl.IlJ.Oc&IeI p&kI OR ICWUIlI will M (orrdlcd\0 5f1kr Ull+tuldat4dd&ril..., IlllJjt<< 10 lilt IIIl,"aAd ...11III_ Orl" .......,Iv_ JMllIIlal. ComlalMlon, or ' IU) ht alMMct or .,ltl" 1Otk4101"'11I~~' lilt ~ ~lad!lllhll .\"....nl HULL AND VOID, lhl CORdUlCNllnd COIIIIIlIllK' P10vlcW tor In Ihll ,It.....ph, 10Itl'<< .111t Illy 01"" nllWlClll&COllI"l4ildt1ll1tl ..y" he,,," or indorMd Iltrtto. eNlI no 10"", prnall, Ind Ihl. AlIlCllMllllhlllrtm.ln ,"ldlvllKCOr4lll, loll. I._In 1M l&lI1.ll\Inllllul Ihlcondllloaltld<<HIllllltllCY w".nol.,.,IMllOr, (01 StIIIr Of A&IlItfllUll ~\'t II ",llllllcornmUmtnl vllklllmlllllto.l,o'MllltftMlll, lor till SlId l4&n, un or bdor.lh4lltmllllldalt 1I'~llkd, It IhI &aid cornmllllltlll is 110( tIiltlWd "Mil lilt IUIN" ~IW IItrtln or on olMI IUtrlllCUpltd In w,lllllIll, lhe Burn, on Of bttlJN! I'" I,*,tkd dill, IIlItr .hlll hlvtl'" oaMlon, IIIIII! cIIlt, or Ill' Olhtr 11m. UItI..nlfJ. dUflq Ihf Ilrm ot Ihll AII....ftl, UIllll, INl AOI btyond IhI dllt 01 ,tctlpt ot 1M wntt.1II111"nl b, lbll klier, llt A....., 10 4tdarI1~ ^'""""* NULL AND VOlu, b~ wrltlllllOlkt 10 I'" Buft' ot I&Whtf ckclllon to u/Il:Il, II which II"" aU lkpol.tllllollkt p&ld Oft IClCOUlIIlUIl biI....llIl1N 10111I"'"", wllJrlcl 10 IhI pt,lIlIll4ltql1lnid,ltIft1,P'O'ikIM torln"'qI,"" Il(lllICII,{Ul,lllId(lII), ldl 1111<< '*.11'......10 pumllla3t*lklcu )1.lIlhorlud .""IIMIt, '''fIIIllbIt Clllltl.,. ind/or Iu,., u ml1 Ml.qultfd by 1M kndlll.lrlllhudon 01 lIuutlll. IlI'lIClq, t) WItt htll~ .,1...IOJ2t Iddllror-..llIIOfl.... dlkOllnl pOlnl'lnd/or loan orllllllUon ,.. Irt C,M or.. bu,f! olltalnln. tlnlnellll trom I wnd!ftJ Intlllullon Itqullln, ..y OM 01' III ot 1'0; t..., prO'lIdilla lilt 10111 0' IUd till doh not 'ICMd -- "0 UIll amOl/nl of Ih. morl...., .' ..) . 7. RATU. or WATU AND .<<WIIII Sllkl ...tranll lhll Ihll Pl'o~rt, II Mrvlud by .~:"II'" I J ~ " _._ 'fIllltf tnd .-:l:.ill' 1 Ie'" 1IWt.. Pvrllwr, Itlltt wt"tnlI1l,1I111'1I111l4flll11l 'ull, ptld tor .nd. It ot 11101 Nt" of filii I.,""ltnl 1111 In NII.raclory oplllUn. condllloo----;"H tllhtr Irotna!d .ylltm It "IVII., StIle' "lfflnU IIlII lIt'Ib, bIIllO IlOIkiI t,om lilt Ihunklplllh, or tlom mllnkllMllUlh,"hltllhll pulllk W'III IIId/ut "WI' will IN IIMIIId 0' IAIlIJItd. I. NtJNIClML IM,aOVIMINTI, Stilt, Ill, 010 n~lIct1 0' IRunlclpallmprov.....nll (11lt;h III .hkwllh, futbl, 110,) uetpl A<<t.. 10 I publW ,dad ml' ,.qull' lMuln<< 0' I IlI.bwl, o<<uptncy pllmh tlom I'" lkpulm.nl or TllflIpofllllon, t. IPICI"LtLAUIIII 7" ~.~ "'('J'tNr~:() _ /-,I'~ /'lh--.::..p:t..IU'!.;;_-:~~t::.L.':.",. _ 77/~ 4 ,'1",./ 'r;' Jt r/+------it/. 'I ...,tI "I,,' '... ,I,,,,,... J,' .1.1,""}' /.1/~ ('f' J-'L~r:Jlt.A.J..-_ ~.. "\.~'" /1. 'i"(' ," A/t1..,.. ,".11 r" II. AttA.CUW ADDINOA.,. m" I pall ollhlf A"Hmtnll ~Wood IntUllllon p>\'Rldon D*lotut' 0 P,lvll, Wil.r/On.Sllt Stw... OFH.vV.\ Q DIlII AltRe, Co,,"~ Q ~,,"(')l .ttJ.--!.hJ.JP' U. 'IUOHALTVl ,\11.11111114I p1umlMlI', hlllllll, IiroClllIdlllOllI~'lnd Iiahllnl n~llIt.. Chll:ludln, ChllldlUIIf.nd (dUn, tlM) ,nd I,MtIIll ~pIIrl.nlllll"'fllo Ind tormln, I PfoIllMltQtJ aM eM"', PlIIIIUtIlI nlllll,l, II "IIJ II II IIn..-11111(10IY IlIbI,T,V, tnllflftll, mUllllld IOIor I,"tml, 101.IM _lIh will 10 ".11 "'pllln.. I!l:I..nllllorm .... IIld/00llOOt'l ~., Iwlll"", \'tntllltl bIIlWf., (l)l.jpllnll for IUlomllle "WIt,. .nll dlYllJ'IIQ. lllllllor caVlt., COInktt. '1111" 10fltMIt, .llclt.,. CllllllfU, .,"'" rodl.dr.,.",odunhtllt.CliIlIJn,odl,CIIII&l4tGdhltil"IIIl,lIlllt'!,.hllll,",y,pIInllIl&IIlOW notonptor:II~...r...dootO"IJIIl'I,.h4d1;ltanYlullllll'pet;lW, .'ftptfdlnlkllA"ttnMnl,lltflnet,,1Md n IM..II 1M pljlCh&It aMICI, NOrM 0' 1M lbon fIlIndontd Ilfllll .hll IN II"'owd OI'.IlINIIUlIld., 1M SlI'" tom PftriWellt\tf dII. or IItIIA&rtt""'Il. At' r.rntlnlnlltt411nlllld/0l (oo.ln, '1IlI1I"ol4\l 011 1M I'lIml...1I II"" 0' Wtll.lIIInl Itt 1110 lneludtd IInd11lhll AIIMrIltnl. SIn., hfrtlly "111111I1 Ih.1 hl/lIM 'Illll d.lim loUd Illlt 10 III 0' 1M Illkln dtKllbiN In 11Il! pI'I,llph, Ind .n, oilier n~l\lI" or Illml of penonlll, Iptdne,U, IIlhtdlllfd to lit IMlllckd In Ihll Nit. "Iltl '11'''11111111 p IIntblll', ne"lnt, &ItcOlldlllollln., II1fCh.hk.1 and Iltculclll,lIlfR1lnd IQUlpnlflillnd Ipflllll(lIlo tit In PlO9lt 'IIot.ln. Older II IIIIM ot "Ulcmml, lhll WIIllll11 doiIIllOlllI,~lvt dolln., \~ ~~"~ 01 WrUe In This Splcel U. TIt~. ANIJ (;OfIT', t.1 . '"" rwfll\~' ."lu..... (01\"1111 In 1ft .11'1I11" It, 11'<<1.1 "lllInl, fHfd, tlM ,net ~k., ,It .UIIttII, ,lIo:llmbrllltfl.ml uWflMII,I, RK('l\I"1INO IIOWl!VIIM, I'" (1111I1_1"1! ..1..-h.,lNIWIIII f"'fkll,"II.IH~I"'~J UMm.nll 0' fOildl, ",hlk." Of IllIhll or fltlbll( Mf~1rt ~om~llkt.lf ",,; II' ...IM"" Uf 1U1IklkMU ~IJlb'" \lpun 11tl1'llUnd, lMllm-ltt ,M,IO, 10 11M f.t'. .,lllfCl'fll..III' "'.11 '" ,00d ,lid ...th,llItt m .uo:h u "m -. Il\tIlltd II, . ,.pul.b'" 1I11f lllllllllltt comp"'" .llllf ''IIIIIiIUI'I. ,It, 11ltIklJtl"'ltlr.:"otl (ollll.hlll 1'1 TN '"till It... rut III 11l1~f'll(f. lniKhl"lcllltn hllW'I"C' Ind/lll llllllnleh, Of f", (Ill' (IM,lllllon of "11M, If tIl1. 'I ~M Pftml'lltl lut Rdu. InllllllK. .I\lIJOI flit '''Mln<< ""'III ,J"ndtd 'U~"I", IMU/IlI(4 bind., chit,.. 01 Ur\(,nllklr. lfiI, I' Iny, I) ,,"11..1 fm a~ ttltl,tt ptld In ~WlMi 10 IIlml"..., (In" I~I lI'tU'1 rlO'Mal Mtllmlfnl (lau Ind IkCluall IInll.. 1II11"WIM IIII.d 1It"ln. Ie) All' 1111\1' Of MWYI "hlell may ~ Il<Iulltd b, 1M 1111t hllllrlllef tOOlprlny (lllh. ablllklln, IlhHIM, lut 1114 Pf.ptllUon of III Id.qUllllf'I' dtlol:flpllotl 01 1M IHttlIltI(Of 111I tnllftlkM 11111I1111, M.II MIKUJtd 1M ,..141!)1 by tht !klllf, U,.WHff, Iny tllr~'y 01 IIIIV'YI tl,llIl'J bv Ih.III1Y" Of 1Illllhtd liy hll ml)lt,I'"lhIU " MlUltdIlId ptld fOf by Ih.RII'ttt, (d) 1111114 "/,:11114 kU., 1IlIIIIblt III ,I'If I '<)lid tnd IIlllkttlbkllhlt 01 Illo;h u "m bf Inlllln! tly I Ilpullb"III" eOln~ny, tllb)to;llI &(OI"lld, AllYl'. Ihlll Nv.lhl npll<<lO IIkln& Iu.:h 11111 111M 1411t, elt" IIvI tl11M1l1 Iblltm."lol prl.. 01 M twill' '1",1.1 III monl" plht by 111I 111"' 10 111I klltl on 6C(ilqnl .( 1111 p111~1II" ,"1et.1Id 11\41t11ft.1II fltlmllu,~ 111I Ikll" fOl InrtllllllJl(Ufltd hy Ihl fill"" fUllhl)tll llnl! 'pkmld In 't,.,Uplll2(bllllrllllll, (11J'J'"llrW In "IIIJllph !Z(tl: ."" In 1M 1A1l" f\'flllllltlt lhlll '" 1\0 IIIIM' Ill..llIly Of IIbJt~lh)ll 00 Illhff III Itw plll!n MillO tnd IhI. A.""II,,nllhl 1'*011I1 H l ANI) YOm, U, P,-.UIV.NT or Ur.POIUTI t>rtpolltt, ""IIIIt.. ul 1M (1,1'''' IIi 1'll~IlHlnl Ind thl plllOn dcll,nllld II PfI,.., "'III tit pll.llo A'lnl (\)I 1M S'lltl who thlll 'ttlllllll4m In III ..,10'/11 IC~OIl"llInlU eO"IlImmlUon Ollnl'lIl"IIlun of Ihll ",ulmlolln eonrollld.1 ..llh III ~pplklbk> t.w, Ind lI.ul.llont, A,'nl 'or 1114 Sill" m." II hit lit ~I lOll Of(1oll, hold .n, IIlWllh.d ~hffk tllldtJcd It. d'90.Il, I'Irtdln,IM _~<<plln<< 01 Ihll oU.t. It 11M,. " I dlllkllllrc4w"" 1M "1)1' I"" !hl !klltl ov"whl) 11llIllll4d 10 I'" cHpl)'oII, Aftnt will RoI lit ,"ponllbklo 1111I1.. Ihl! dtlPUI. IlId lI'm nol" IIlblllo _hilt' Iv,., or 11M Ikl.... tOlIl'UIlIl.lo '''''11 1M 1l.rutllwhh'llIl.n tlkqll.l. IVJ 1I.1II"ftnwnl Mlw<<n Oll"f 1nd ~II., 01 I flUtltlllUI Of.M', flllr" .nd !kIlt' .....lh.l, In lilt .~Int III. Aftnl IJtJ/Of !lulll.lnl 11I1l! jolMtlln Illl,llIon 101lhll ,.lIIIn of lkpolh monkl, lhl A,.nt I In.lllllllllbltlnl'l uIl<Jrtlblt 11I0tn'r'l hct alld toI11 ,,111 b4~ld\l'lhlra'lr~IIIIl'IIItA..nloISublt'lIl, 14. ,0000'AlION "Nil UHIJUI ('1 ~~ItklJlI' 10 tit dtllvllld br dI1d, kay. and ph~lkll pllU.ulollln I f~lnlllulklln, (11111,111 11-, IIld 111"1 01 ..lIltmlnl, 01 hy Ikfd .nd llul.nnllnl 11( 'Killin. I 11.,\ I'" IIJIIf I1r NlIIlnllnlll ",ml," I' tl,"nllM;cllpltd Illhl Il.nln, Ilf Ihll A,'"""111, IInl... otht,wh. tpf(Ulld hllllll. 1111,., will t<;knowltd,1 UIIIII\IIII"(II y 1IIIIIIInl MIld InM") II IIml or 11,11111' olllllt A.'nm,nl 01 Silt 1111111111 iIot;CIlp4td, lbl Stlln will 11011111., Inlo Illy IItWltltltCIJ, Willlln utllliloo 01 Ulttln, ItIlMUJ,lf Itny, Of IdlllllOllllllllle(1I (Of lilt pflmhel ..!thoUl upml ",lncll eonMnl of 1M 111"" , lei (lltnnll ,,"'", of In IUCllltil dHd Ind PIIIChl" III01M! II hlftbr wllvttf, 1111 8u,.'lttllYlllM ,leNIO mlh. ",,,"Ullm'Ollnll'" hili 0' Ih, 111111<<1 preml"" I"d '11Im U<<II" Ij1PfopflIIG ltoclfm'lIllll11llllr lu~1I hllll,,~llon. IJ. RIIIII. or LOM, lit' lkUlllhllllll&lnllln 11I'1\'GptJt111"dudl"'llIlltnll~I'"lltlnldln PIII"IPh III hllllnllnd.n, plllcnAlp,"pcllY 11l<<lnClllrto:hcdlll.dh",lnltlhl plt\fnlcllndhlon, IIOlmll"Ullndlllt,uc,Plld, lb) Sdlll .~II bu' Iltl\ 0' kKlllOm nre Of olMI ClwlfLr unlilllm. 01 Mu"m."I. In 1114 .w~," IIr dln,I'1 III Ih~ plol,lCllr b~ nl~ u, Dlhll Clwlllr, OIlYIIIIIIII hi" lh.. opIlo11qtrttthwlln,1I1111.rtt'lI4nlltnduct!yln,hlndmtlnIYPlldOIlIWlillll or orl<<.pHIl,IM pJupttfl, In ht lhlll cQl\lIhlon ,,1111 111I prOl:<<d,o'lnylnlllllnct 'nonlr obI,IllIlblri hr 'kllll, 111"' It he,.b, noIlfltd Ihll he 1I'.y \"11111 hit {qllltltoll Inllll'.1 !lllhlt ,"IlIICllr IIII( 1M lim' Qr Ihe ,"lpilIlCI (If IIIIc 1,ltlml'll. I', Mt:.IItIIINTATIONII II 1'lIl1<klllood Ih.1 BII'" hllln.~r<<wl tb, pro,...,ly, or 11mb, W.lf" till IIIh' In do I() Ind he/lM ItIIt "Itld 10 plllch...11 '1' :lIull or I""h 1"'1*1101I I"d IlOl _ItUM of Olin 1I11.l'ICfIllpoR IllY flPIIMnl,llon lI!1l1a bYlh' kllcf 01 IIl\"'MI 0 rktl, plllllll 01 Implor<< llr FAUll Of b~ Ih, laclll 01 11\1I !kllll 01 "10' IhI f'htl'IIItIl'lll!llOlIllnd ampkoYftl, 0' by I COOpt'II!'" lllohl, II IllY, or 1"10( IVh" ulttpmoflt Inll Implo)'ftt ,"d Ihl' h,';/1I1I hll I",Hd 10 plll~hl" II III "pI",,,1 tQndllloll IInlcl~ 0111I,'11I1.. II"'o:IOcd Mllln.1I4 fllllhcr Idnowltdltllhll I . II00mltnlloncd p,lIUct IIC 1101 41111111ed 10 mWCf 11\ 1'p1,,10II 0'\ COIIIIIII~llolI Inalllltflll', OI.nvl/llllmtnlnl m.utll.lllllhllIIM IIuw hll ffill adwltttl Ihll hl/lM mjll~ It\lulff 01 wtlll In tct). lhe ,"hllll<< 01 ttptlllIII Ihllw 1Ic1d1. II I. (1lIIhtlllndo:nIOl;J Illlllhll "I"IIIMIII tQlIlIltll Ihl whlllt 1,'lltlllnl b(lwtln lh. $tIler l"IIIIU~tI Inlllhlf' lie "n mllfl Iflnll, ollll'lllonl, ~"~'Illnli, 14",I..nllll<)n~, 1III0lllfn(lOl cOlldlllonl1 01.1111 DlMlwl.. olin, ~Ind whlllOlW ~OllClrnln.I"1t tilt, ..lIllhllmllff, Ihb A.,'<<llUnllllall nlll bf ,11.r.d, I,^"w.d, ~hlll'ld 0' nlodlf\frIIUfJllIIl ",Uln. l~t.:ul'lJ bylMpaillcilllltlO. 1"1. Rr.coMPINO, Thlll.recfllfnllh41t 11111 bf mOld(d IlIlh( C)fn~1 rllr III\< "ICllrliltl' or Ueedi III In Iny f11l1l1l1fl!ct III pl~~t !If JIIIhllc I~lIld, Ind If lIu~lr Ihl" Itclllll 11111 "''''"lClII Of (111M III rclmllllll um~ 10 bf IICIIIII(.I, S(t!1I mA" II IIII/III( OfIlhlO, ,IICI ItlllulllM;h III AI I blt...:h 01 1111' .,\CtmIIlL I'. A8lIIONMINTl1hlt A,,<<mlnl,ktll be blndln. n!,:n thG Iflp<<llwflltlll, '~<<Ulo". .1ImlnIIIUIOII, IU~~IIIOIt lilli, III lht 1~ltnl ...t,"lbl., 0111111 ".1'"1 or Ih' l"I'tltt h"tlo, II blln. Up"ul'Iul1dmIOOd, 1I0wtv", Ihl 111.011111 Iltllllllll IUrltrl' 01 lul,,, Ihll AII<<n",,1 wllhoull"" wllU,n ~lInltlll or Ihl StI1I1 ~llIa nUl obllltlld, If. (llON.U"IIUTY 0.. AOKNlllIA"Pl I' mlY tot Pfllvldfll by I tcplJllt '1Itlm.1\1 01 Illd.ndllm IlIlhll A,'Hlntlll, A,IIII(I)1I1 SlIb.A,.III(II, If Iny, If' rtpUMnlln,liclllf, 1101 111I BII)'II, II" ..pr'lll, IIndtncuod Ind 11,"d IotlwHlllh. ",rlltllle"lo Ihlt lhe 1ie"ln nlmed 1,lnl, hti/hll tlktpcllOll' Ind Imrln,"1 or Iny olflCII or II-',Inl' or I..nl I!ld IW fooPllrlllll' blohl Ind II11/hlllllclPflton. a"d tIIIplo'fftt IlId In, olllell 0' plllllff 0 Ih, ~oopc,,'ln. brokll I" telln. II 'I~nl only In bllll,III,I'" !lll,.r Ind !Icllcf lI)ltfIhll, ,nrI "lit In 110 elM WhlllOfwtl be htlll IIlbll JOlnlly Ilr NVtllll, 10 Itlh., JlIIIY 1111111, pllllHmln~. of 'ny II.m 0' ~ow.nlnlll' Ihlt A,'lImGlll Of 101 dlml'" rot llItllOflpel(OIIllIJKllhltllO', 10. 1)lrAUI.T _ TIM" IS or Tllr. f./l,~f,NCt:1 1111 IIld IlInt flit MIlII"lenl and Illlllhtl llenll reflJnd 10 rnr Ih. pl!lllllnlltl<:l 0' In, IIf Ihl: IIbll.allont of Ihll Allftllllnl ,,~"'"b, 111<<d 10 bI 01 Ih. nHn~. or Ihll A..,llm411[. 51101lld thl Illlrtll ('\ rlUlo IlIIh, III~ Iddlllo~11 p;!,~II111t lpacllllll In 1'''I''~1'1I 4, Ib "1I1!d,II filII 01 hlconlPI,lllnl{,Jnllllllllllllh, SlIIII, Ih. Sellel" 1,'"1, 011111 mml....I'nd.., cone""ln'lh, 1I11r,"lltlll 01 f11111l~tlllllllll, Of I.n loeoopctlll 111111I proc,"I". or 1M mlll"I" Io.n Ipplk.don, wllklt acll w<)IIk1l11ullln 1M f,Ulllllo ollllllllhl _pprovll \I I nlol!'II' 101" commllllltJlI. Ot (el VloIIIIOI f,lIlo rlllOnlnd pcllllllf\ Iny uf IhI 11111I1 Of ~Ondlllolll of 11111 A'fttm,n!, Ih.n In '~ch ~I". III cltpmll nlonifl.nd olllfllllllll p,ald by lilt Buyll 01\ "collnl or 1114 JIIlfclllte pek" "Mtll"",lIllcd bylhll A.",m.nl \Ii' no!, mly" 1I111nld: (11 by llie Silk' olllCcollnl n( M ~rchlw \I11e., III000ld 1111 Mlttl dlmllld 11\0 ""n pureh... plk., IIf 1'1 Umonl..IO be IP9lltd 10 III' S-:IIcI',dl",.,tt,OI II) UllilUidllt4dlml,"rollllChbltlCh, "lilt ~lIl1l11ly ,ket, .lId In 'If <<'11I Ihll 1111 Sill., Iltcl~ III u'~ln III. II10dln II tlqultllltil dlmlen In I~C<lldln.:, wllh "III,"plll0MIIIII,lht Selin tljlll M ,.1t1".1 flom IUlllbllily or obUllllloII Illhll A.,<<m,"1 thlll M NUll. AND VOID. .11. RlCOVEIR'" 'UNDI A ,"1..111' '"OWIfY flllld ultll 10 ,.lmbulM III~ pllfOlIl who h.u oblllMII jII nnll clwlI JlId,mlnl 1.lhlll . "llllllylYlnll rell ..I".lIe,"", owllI' 10 I,.ud, !II111l1'f'MllIII~n\ 01 deedllll I ,..I'''I..llIn_1101I llId ,,110 hlllNtll IInlblt 10 coll<<llht JlldJlm'"1 Ifllf tAlllllllln, IUIe,lllnd Iqllllllll. IIIIUdlet, 1'01 cor.,. pItIldtltllllboullhlt'unll,cII1(111)7U,J6j" U. r.1A1;m"n UlUUTE tll8Ol,ITTION IIVIIT..MI A"'dllpllll Of c!.llm ,,1I(n, nul 0' olll"lln.lollllt A.,llnllnl,lhl blllch 0' Ihl, A"If1I1.nl or Iht Ilnlel jlfoyldld 11111.1101110 IlIlt A,fl'tlflMlll1hlll lit tllbmlUtd 10 madllllon In Iccord,,,,, wllh 1111 itull. IrI4l P,OCWIlIfI 0' lilt ",.111-,,-,, UhJllll' Ruolulllln S/Utm, Oltpolet Ihllllnduik UIH.MIIII,lolllfllldt by lilt bll1lf, NlI.l'. 0' 1111 beok", .,.nl, IlIlIoaclll. Of olher ptl'101l (I' '1I11l,ln conllecllon willi 1111 lilt, pllI~hllll,lInlntlnl' (on.llllon1, Of nih" 1Ir<<1 or lilt pl'llt'fllt 10 whkh Ihlt A,'Mlltlll 1"1111 III lntl~dlll'l wllMII'lImlllllon, Illqlilolll ,,( ~OIICfllm.nl, mllftpllMnlllllon, llf,ll'lnce Ind 01 f!llld. till prO'flllonl of Ihll ptIl,"pll ,,141111' 10 medllllon Ihll IlIlylw. IIllltm.1I1 on I'" IIIbl"1 prnl'l'l, 01 11,11', I"mln.dllll 0' Ihlt A"tlmenl. BII'" Ind Mila, Idnowled,llhlllht, haYe IK.lvtd, I..d, Ind IInd1nlllld I"" ..IlldlIlS 1A1I01lnWllt"l blochllll Ind IlIkl Ind Ploccdlll" fOllh, Rul [lMII.: Ollptfll RIIOIII' IlonS,"IIII, IJ. DlIClunlVllIEADINOllllI c1t4l;1Iptly. IIIadln,. II~ "Ulln 1"'Of (1MI~.nlcncl only ,lid lIMy It, nOllnundcd 10 Illdlcttl III of I'" mllllt In Ihe 1<<110n. which (ollow lhem, A~~dJlI"', I"'y .11111 hm 110 ''''1;1 w~uomf In tltIltmllllll' Ihlll,lIl' 0' obll'ltlonl o( lilt ""In. 24. AOIRUMINTITIIIS AO"UDMIlI'ff CONTA1N91'1I11 WIIOI.II AO"IlIlMIlHT OHTWtUlN TlIRlUll.l.8l AND BU'1'Il", TImKO AMll NOOTIIlIM TBRM~ OOLlOA' n~~I~'t1'l8:~V;A.:r~~~~~liW%~JmrfoW~~l~~NT9 OK CONDITIONS, ORAl, OR OTUllRWlsU, 01' ANY KINU WtlAT901lVIIR CONCIlR INO TillS IDo Not Wrlto In This Spice) Thlt I. .le..lly blndln. ,0.I,..UII .01 u.deralood, .u..uU yoo' .Ilo,.,y, ,._ ~1"","1hlt ()I)culllflll Ind I"t lmlnctm.nll 1",,,10, nilr be U"lIleU III ml!lllpll coqnlttpal" by Ih. p.rl"l ,nd IPAXIIII6CIIIM Ind $lKh eOllA4tlpllll ihlll hUI Ihl IIml k,11 IlIrOftublUIY Itlld "IIIdIIl, Irltel U lhoii,,, II "ell &I, RUYllR ISHALI (9MI.) (SIIAL) _(9BAI.) ".' RADON DISCLOSURE ADDENDUM TO EXCLUSIVE RIGHT TO SELL AND AGREEMENT OF SALE Thll 101m feoommtnd.d Ind approved lor I but not ,..t,loted la, UN by member. of Ihl Gr.al.r lianl,burg Alloolallon 01 REAL "OAS. 1"'1/'1 1)1/ DATE Dfl L1STlNO: ~.__. ,.... _DATE OF SALaS AoneEMENT: ":!~:J.>.__. 'U'--L8CTTlEMENT DAlE: _.__.......... 1....- AE: PROPERTY: _/..k.....li11ZIj:......~~.~_~.,f>___CJL\ucr...._jl!..<;::!l.i/jl.hL~./LL_~...:.E:t1_..___._ BELlIR(S!: -<;,'rn,)I1.k:L,.L_IVSc.._____ OUYERIS!: t!.t:/..t.:D!.tLY S II ~- tUL...tLtit!!/!t;,(.O tf NOTICE TO 8ELLER(S)/BUYER(S) REGARDING RADON GAS 1. Radon h.. .lw,V' boon p....nlln lhe olr; cOII..qu.nllv v.rylllg l.v.l. 01 r.don ga. m.y bo lound In vl~ually .11 hum.., 2, Radon I.. r.dlc.oIlV. g.. produced 1I.lur.lly IlIlh. ground bV Ih. norm.1 d"".y 01 uranium .nd r.dlum, Ur.nlum .lId r.dlum .,. wld.ly dllttlbuted In trice amountA In the ,.r1h', crult. Descendent' of Radon ga. are c.lled Alldan daughter., or Aldon prog.ny. S.v..al Radon d.ughl... 00111 .Iph. r.dl.llon. which h.. high .n.rgy bul .horl r.ng., 3. Sludl,. IlIdlo.l, Ih. r.,ulI 01 ..I.nd.d ..po.ur. 10 high lavol. 01 R.dong.alR.don d.ughl.r., m.y b. .n Inor...ed rl.k 01 lung c.ne... 4. Radon g.o orlgln.I..ln IOlIond ,ook'.1I dllf"..., .. dOli .ny g.., .nd f1ow18long Ih. p.lh 01 10..1 ,..I.I.nc. 10 Ih. .u~.o. of lht ground and Ihen 10 lhe atmosphere, Bolng a gal, Radon can allo mov~ Inlo any Ilr Ipace,' luoh as basemon'l, olaWI ,II i' .p.... .nd IIvlno .r.... 6. II. hou.. he. . R.don problem. 11 c.n u.u.IIV b. our.d bV (.) Inor....d v.nlll.llon .nd/or (b) pr.vonllng R.don .ntry, 6. Th. BPA .dvl... oorr..llv. .cllon IIlh. Annu.l.v...g. ..po.ur. 10 R.don daughl.....c.ed. 4 rlcoourl..IIII.r. EPA lu~h.r advll'l 'h.t In mo.l 0"'1, the ehorl term Boreenlng me.lurementll NOT a reliable measure 0 the annuli aV8rogo radon l.v.1 01 .'poIur.. IIlh. .ho~ I.rm oor..nlng m.uu,.m.nl r.,ulI I. 4 plcocurl..III1.r 10 20 plcocurl.alllI.r, follow-up m.alurement. to determine an annual average are reoommended, 7, Fu~h.r Inlormallon o.n b. ..our.d Irom Iho DER R.don Offlc., P.O. Bo. 2063. H.rrl.burg, PA 17120; C.1I1.600.23RAOON or (717) 763-3694. RADON DISCLOSURE/EXCLUSIVE RIGHT TO SELL 1, SELLER(S) h.r.bv .oknowl.dg.. r.o.lpl 01 nolle. .. ..llo~h ebovo .nd ..rllll.. Ih.1 (ch.ok only on.): .. ( ) Th. properly h.d 0 Shon I.rm .cr..nlng 0 Annu.II..llng 0 Olh.r 1..lIng by: 0 SELLER(S) 0 C.~lfled T.OIlng '.IVlc.. on Th. ,..ull. of which w.r.: ___ plcocurl..II"." ( ) In .ddlllon, SELLER(S) look r.m.dl.1 .ollon on ..Jnd Ih. radon w.. reduc.d 10 _______ plcoourl../llt.r. b, USELLER(S) h.v. no knowledg. cOllo.rnlng Ih. pr...nc. or .b..nc. or R.don. 2 SELLE,R(~!'Jr.bv...ulhorIZ. ag.nl and any .ub.g.nl., 10 dloclo..lh. ~(!olng Inl;32.lIon 10 pro.pollv! b y.r., WITNESS: \_ . ~ l.'w.,(1.,...j SELLaRIS!?" .t lLJ.<i1. --.1LL/.'!.. V WITNESS~-:'::5~J' d."'~~. SEllER(S!: _ RADON DISCLOSURE/AGREEMEtJT OF SALE 1. SUVER(S) .nknowlodgoo r.c.lpl of nolle. .. .01 forlh .bovo. 2. BUVER(/ILOPTION (Ch.ok onlV on.): .. k'rB VER(S) .oknowl.dg.. h. h.. Ih. rlghl 10 h.v. Ih. bulldlng(o) In,pool.d 10 d.l.rmln. " R.don gaald.ughl..o I. pr...nl BUVER(S) w.lv.lhlo rlghl .nd .gr.. 10 .co.pl prop.ny .nd agr..olo Ih. r.I.... ..llonh bolow, In lI.m 3, RELEASE, b. ( ) BUVER(S) .oknowl.dg. r..ull. 01 SELLER(S) c.nlllo.lIon .1_.____ plcocurl.allIl.r .lId .g,... 10 ....pl propo~v .nd .gr... 10 Ih. r.I.... ..llorlh b.low In 110m 3. RELEASE, c. ( ) SUVER(S) .1 BUVER(S) ..pon.. .h.II.""u,. and provld. 0 wrlll.n ..don r.JlO~ from. c.rllllad r.don 10.lIng fl.rm ""~ on Ih. prop.~yon or b.lor. " Fallur.ol eUVER 10 produc.lh. ,.porllo SELLER,' I.: , wllhln Ihellm. h...ln .p.clllad .h.1I con.lllul.. walv.r of BUYER'S rlghllu a r.don conllngoncy. Upon .uoh wolv.r, ' BUVER agr... 10 .cc.pllh. prop.rty .nd .gr... 10 Ih. r.I.... o.llorlh b.low, In ".m '3. RELEASE, Allhellmo ol..ld nolle. 10 Ih. SELI.ER(S). SELLER(S) .h.lI.dvlo. wh.lh.r or nOllholov.1 01 rudon doloclod will be correcled.1 SELLER(S) ..pono., prior 10 18111.m.nl.II lho I.vol..coed. .___ plcocurI08l11l.r. IISELLER(S) 01""1.10 I.k. ,.medl.l.ollon.' SELLER\S)..p.n18, Ih. r.m.lnlng provl.lono 01 Ihl. coolr.cl Ifm.ln un.".rad .nd BUVER(S) ag,... 10 Ih. r.I.... a. ..1 o~h b.low In II.m 3, RELEASE, ' ' , II SELLER(B) ol.cl. no! 10 I.k. Ih. r.modl.1 .cllon. II .ny. BUYER(S) oh.1I h.volho opllon 01: 1) .ooopllng Ih., ,: ! proponv wllh Ih. r.don l.v.l. r.v..led by Ih.I..lIng. wlthoul.b.l.m.nl .1 prlo. .nd .gr..'lo Ih. '.1.... .ollorlh ,'. , below In lI.m 3. RELEASE. or 2) b.log r.p.ld .11 monl.. p.ld by Ih. BUYER(S) on .coouOl ollh. purch... prlc., logolhor wllh BUVER(S) ..p.n.... II .ny, .. mav b. Inourrod or provld.d lor und.r Ih. lorm. ollho Agr.om.nl 01 S.I., Including bul nolllmllod 10 Ih. lollowlng: A. C.no.II.lIoo I.. lor 11I1. In.urono. or .b.llaol,.. for ...rchlng 1111., e, C,oo'".lIon I.. or blnd.r oharg. lur fl.r. I~.ur.no. wllh ..I'od.d oov...g. .ndlor fl.ood In.uronc. " .nv. C. AppruI8all.lI, credit report oharges, Indlor Ii.lrvey OUBts, , ' ~: In Ih.'a"er .v.nl, Ih.,. .h.1I b. no 'u~h" lI.blll\V or obllg.Uon on .lIh.r ollh. p.rll.. h".IO. .nd Ihl, Agr..m.nt "I I 015.1. ,h.1I beeomo NULL AND VOID, BUYER(S) .h.1I nollfy SELLER(S) In wrlllng ., opllon wllhln IIv. (6) d.y. an.r BUVER(S) r.o.lv.. SELLER(S) nollo. 01 r.lu..IIO I.k. r.medl.1 .ollon, ' 3, RELEA8E Th. BUVER(S) h.r.by ..I...... qull cl.lm. ,"d lor.ver dl.ch.rge. SELLER(S). SELLER(S) AOIINTS, SUBAGENTS, EMPLOVEES .nd .ny OFFICER ur PARTNER or .ny on. ollh.m .nd .nv olhor pERSON, FIRM, or CORPORATION, who ' m.v be lI.bl. bV or Ihrough th.m. f,om any .nd ." cl.lm.. 10.... or d.m.nd., Including pollon.llnlurl.., and .11 ollh. I ' conHqulncl.lherlOf. where now known or not, whloh m.v arl18 from lhe prefRnoe at Radon In Bny blllldlnga on (he propenv. I ,I, 11 I Fox 81.'.m.nll Thla Docum.nl .nd .ny .m.ndm.nl. Iherolo, m.y h. ...ouled In mulUple counl.rporl. bV Ih. porU.' and d.hv.red by w.y ollran.ml..lon Ihr.ugh al.o.lmll. (FAXl m.ohlne.nd .uoh counllrp.~a .hall h.,.lh. ..m.logal.nloro..bIlIlV and binding ..flOCI .. Iho~gh It wer. elgn.d by .11 p.IlI.. In orl~1 .1 form. . ~ ... WIIIV{:;i.(J- Nt5.~/ C~';,11rtV('Tro' ... . ~. W'TNE8S::~!~ <3~ aUVER(Sj;.X;T ,.00V.,\,;.;uU''liVl DATil: ,..,l,. WITNESS! <; ~ 4J--- SUVER(SI:~. !!~~_.-7.;I .-1e::'g;"~- DATil: _I 0 I ~ '1 ~--;". f /,..... J {~'1.~ J . ':.( ,.I,., I I I WITNES.:.~___ /.."....r,.,.. ___._ SELLIIR(St: ,l,. ~fI,~ C DATil: ""////)1 WITNess: ....____ __..________.___._ SIILL"R(St: ___.. ,___ DATU: --- ,i;;I-' 'jJ',i f,: SEWALT, INe. NEW 1l0ME CONTRAC1' AD[)ENDUM TillS AGREEMENT, made this. J,8-M.._ day of ILtr.l!J.iJL.. A.D. 19.J.:t, BetwElen Sewal t, Ine., herein;s.tor referred to as Contractor. C/d..EDtJ v S'tlSfl,v HE'}.).f)ERS'(? ,hereinafter referred to as Buyer. agrees to purchase the property located at: lInd Buyer -LIL-.fI1f Z t'" L 1-,) I' 11 j) Q,() IIrr -1f1ff(' J.f.t1.tVl q'JS IIR( PI'! 1. ,This contract contingent upon the sale of Buyer's home located at:L J../.t../fr. 'j)tt./~ .L:f1gCtl.; PA, YES~_.NO 2. UNFINISIlED ITEMS OF WORK: If at time of settlement there are items of work tliat are unfinished the Buyer agrees to pay to Sewalt, Inc. the purchase price in full, pIlls the cost of any extras the Buyer may have ordered and 1I0t paid in Advance, accepting Contractor' II written certification that the ullfin!shed items of work will be completed as soon as materials become available or when weather and 'eoll conditione permit. III the absence of such written c:ertificat ion, it wi 11 be presumed that all the w-'rk to be performed by the Contractor hae been completed satisfactorily before settlement. 3. ALL EXTRAS not included in Contract pI'ice will be paid directly to Sewal t, Inc. when ordered. These items are lion-refundable. Any change" after the contract is signed will be at the "cost" of the change plus a $100.00 change fee. The change must be paid for when the change is ordered by the buyer and a "Change Form" must be signed. 4. GUARANTEE: The Contractor hereby guarantess the structure to the Purchaser against defects resul ting from faul ty material or workmanship for a pfo1riod of one (1) year from the date of possession or from the date of final settlement, whichever, shall come first. Further, Contractor agrees to make one call for the purpose of repairing such defects provided, however, that the Buyer submits to tha Contractor. within the term of the guarantee, a written list of the defects to be corrected. This 9ullrantee will be null and void if dama!1e 'is done to the structure by Buyer. Normal shrinkage of wood shall not be considered a fault, nor shall the appearance of chemical or sal t deposi ts (efflorescence) on brick or block surfaces. Concrete work is not guaranteed agains~ craCking or shrinking. In addition, the Contractor shall make one (1) trip only to the premisee to'do all the repairs to plastering or drywall installation. Only the spots that have been repaired will be repainted. Paint colore will be matched ae close as Possible, but will not be guaranteed to be exact. . The Contractor will not be responsible for the repai r of, or damage occasioned by; sink holes, earth settling, frost, winter eprings,' erosion of lawns, wind damage of any nature, water damage (whether from leaking pipes or fixtures, storme or. flooding) . . If earth settling or sink holes OCcur, Contractor agrees to deliver sufficient top soil to the curb of the property to fill such settlement, but will not be responsible for actually filling-in the settlement or sink holes. ~f,ter the expi ration of one (1) year, Buyer agrees that Contractor is relaassd from all claims regarding the construction of the house as above. ,",;' AGREEMENT FOR THE SALE AND PURCHASE OF \tEAL ESTATE , Thl. (orm recomnttndtd and Ipprovfd tor I bUI not retlrlcted to UIt by m.mbtu or Ih. Or..'" Harrltbull A"OClI.llOII or RUA1.1'ORSt' E-"'OBNT POR SDLLBRj E'~ ""'''''' "'~,-- I ~"' M"""-] (I,/1l.'J':Jirrr,.J&II.6If, II/I!. (!. Ht,])e-rwe.t/.lr'1:, /Nr_ P.... L1CBNSBO bROKDR--' -P.... LICBNSDO DROKIlR-- P.... LICDNSnO DRUKBIt- TlI). A"MOIIOI mld.lhl, ____ I'''.#. _. d,y 0' __ r€81.u1lLY ,IPli, I. PIINCI'A......."_, Sl;J.JIlJ..T ~ .l::I~~I~I"Uld SoIl"I"nd I'..u hiiir"'H,_Y- ~JL.J;;.---IIEJI.J)" lUoj! {'MldIlI.t.._/ '.J./6AI!..12.t~-LlJe:~.HAlllc.sdUIt.'- '":PA ~~~~~~~r, r 2. .aOPIITYI SfUel h.r.by ,,'otIIO Mil and tonv.y 10 Buy", who her.by II'''' 0 p:'J ChillI ALL THAT CBH.TAIN Lot or pl<<t ' olllound with bulldln.p Ind IA!J!!itY'm.nll tbe,toll ""Itd, It lAY, known "1 ' ~ 41P~Jh.rJ ICSJlLlIb!::;r1t .5'/".t~ SPlI.t,!!, :II: J. WNINGI ZonJo. CI."In"'!.1I _ 09 PIIlulI or lblt A"um,nlto cGtltlln In. tonln'lll...,nc.tlon IXceplln CIIN wherelh. proper',f (01 each PlfCClllhoreo',lr lubdlvld.ble) I. lOud IOltly' or primarily 10 permit .III,le-tamll, dw.llbl" ,hall r.nd., Ihl. A.,..m.nt voldable'llhe oPUOII of lhe Buy., and If voided d.potJtt lendtrtd bV lh, Bu)'er .RaUtH! JlIUrnod 19 lhe Bu)'., without. ICqulr'JU..9t or. court acUon, ' /?'... ~.TIRM.I(.)Pu'chu.PrlCt~.&~ caift10.... .,~~~ ~-----P. ~.J~--e ./ z. -~.~ (l/ltJ, ';I..z t~HbY Ih'..!rrtl u follow.r . (b) =,=Jr..~=.~':::,r1;~h:~~~.t,I,~,,,,,,,,,,,,..,...,,,,.,,,,,,,,,,,,,,,, I So 0 0 It NotTl' 10 lit r...... 0It Of "'ort 1M .~ 01 , 1'_. (4) ADDI OHAL DIlPOIIT 111M 011 01 IN'orl I~ U7" .,~._, 1'_."",..""""" S (4) ~~~3r"'~:~~^,:':::;f':n'cJa:~~"""...""".,.....,..""""..""""",., S )7Jj 6'i'...2.. TOTAL """""." 1/'0, ~f..:l . c.) W'kl""'WO'...'.....,lobt.IIOl'MIOf.lk /&.;.1. 4.~o' F'e.l!IluIfLY ,.".;..L9ftL. (f) "11-*,"IO'-."IIn.,~tOl"I~ a:J../L+I-1 4.,.,. Ft!1UIIA(LY 11f~, ' W ".. r~lqth&Uk~lIIo-f"'" 01 lid II U.O'.UIla4ftCI 1'u....k1!td1lld ~, ,,,,,, ",Iff'" <<\11I01"1..". &Mwnptl4lU, co'ttJomI.lm.'''' ............... ,-..If ur. w.ur ....,/01 MWtr,.....1I Nt)', .*,* .11'11I7 ot.... 1Iwo1llt .1lIlklpeJ...nc... AU AMity Trwl. Tu....u IN dI,1ded ~~~~~. . Ih' .. ~.O'UTV .mUMIHT COHTINQlNCYlnl. ."....tolla I~b~ 10 In. MUkmtnl ., BIl~" prOperly k>o.Il-.J.. _.N~"",:, 00 Of ""or. ~ t. fiNANCING COHTINQIHCYt ThI. "'''''1' 51 ~b"llo th.&wlq AI 'O!klW11 ' , " "1 ..IHe"., ."OU," 1_.L:i: R. ~~ . TV'. (J D N V "'HI"""'EIM 3D' ""UMUM 'HITI'L 0 ~ ., . .,. 1HI'U1IT RATU --+-.. MAXIMUM TOTAl. PO~";I~~L~D N<Il.Ot\N oaIOINATIONPBII, TO &8 P~ID IY TlIB'RUYSal ,"-' l'UMIHAL DA'l'JJ '" O"'abMa PI.......... eo...I'MU . '.r_ '-"...,. advtllllu}ft'., pouIw. k>Umt of...CWf flUlCU bul_CU~ INIlIllt I"PO Ull"or ,!HaW., ...,.,', mo'I...., If W4 *" CII\IlGtbt oIHlilM4 ...... PfO'kMd, 11th ~I....u 1M NULL ANO VOID lid aU lWpoMI_OAIta IIIllI k ,.lwtied 10 lilt Ill,. 01 Of klOf' luI. 0111I41-"1 U/M'O,id(d MttUl. ,1l1l'1It 1lO'Il't'I" "alii IAPIl.".,ul(')Illd4(c), jJ;' ('), 8II~IlNU.al'l ~1o',~w..M.atllulkNlrOlI"'lIldlolllwlllUq ~"'- ,cakndllda)1ttOCllIIla......'.~&IhulOr, ......... lu", 10 ,...._..... '''''''Ion .'....11" ._.....,......" ", or,1on .t ''''~, .11"'" R..(S)......., """""'IW '" (j) DIc&Irt ~ Ail_I HULL AHb VOid;.. wWQ u.., aU "*"" P6l4011l:COU1lI wlp W tOf 4It1ld 10 "Ut, II Iqllldlltd ......IIi"jcIto~,......ftd .............t"......_.........~.. . 011 1.._.,.,""'...lioll...~,..._ """--'IflJLL.NDVOIO,'.._IIon..._"......:..I.""........... .' 10I0I...,.6IIt Ill'. tlaudq 1Ut.., III ... Of MdotNd r..rtto, IbIa I'''' ,,'.taU. ud lW4 Aaf.....1MU '.... .ff.m 1CIOOI'4lq l.lu""..'-l.......lIlMru l"'OOIdIlkIlIIlldCOllllu*'.....IOl.,.,.~', . (c). Idler ;:"" .IUI,"'''' .'ilt"'.......1 ,.,w q(1I11lt "'ot MI.....Ilol, ror 1M MId loin, 011 or ktor.IMIt,ldllll dal.... .Dtdned, " IM..w COIMlII.IIMftI ... .... Pill! 11M WflM II .peclRtd IleteIII 01 lilt OI'*!MIII ICCtplld III wrltln.a by 1M Bu)'U, oa or "rOllllM!151:tW 4aW, Itllu ....llllal'llM optkJft, 1I1~ .. Of'" 0111<< lUM INIflflttil'lIlflq I'" 1<<1I0("'" ~,!I/l!.lIt11,"'1 iOl MrCNld 1M"" 0' 'UPI or I CMIlI4M4111 If, 1M Silltr, or ,\pt,lo dtdIt.lhII AptlllWll NULL AND VOl ,~witll"lIOIb 10 lilt au,. o( .......MTdtcl4loli 10M_,.1 wWcJl lLIMlII.liI 1__ P'Id OllIOCl)UlItWII " ...UI.... = au"" "'''Jed 10"'"", ....lllrtd.1l W. pr'Wl4td (Of '- ,at....."" ll(~ll (I). (II). .. (W)" t, Id) '" IMI'tII, ..,...10 "rmIllcUl*tlolUi", IiIl~lMiI.",..., rtPUlIWt fI,lI"," iA4lOf Ill'" II..' 1M 'lCIulttd 111111I IIndlnt 1nIlllutJo.. ., Wullq .,.1ld4t, .) -..., ","'10 ..'IddIUoIlalIllOtl.... d1K01lllt DOtII.llidIor ktu 0tW M' '-.. 0" bll'" olJUllllnllllWldltl r,om .ltadIq hltdMIoIi IIlI""ln, "'OMIIIIlI .r atonMld'M, Pforidlq 1M I~ of N6d r... doll lOt uc.-Il .. 01 IbIIIIl000nl o( tilt .011...., . ." rrAtuI 0' wAla AND UWUI IIU. WlIma. IUtCJ!WI prOIMJ",,,...... -, w.lIt lAd '":R1ALIC ,...." P'IlItIltt, IIUet ."'11I" UIal t......)'IIClI\lIlI1 ruu, rot ~,\ .. O( 11M 4aI. 1)1 iiiiI..,lIlMlllll. IId.tICIOf)' op&rllUlJ coiiaiirOi'1!.!,:~ .IOI'IIIkI '1"em iii "'.Ilf. ..... Wat,.." 111I1 Mlth Iw 10 IOd. t,OAII Illlaldpul, Of (AlAI _ualcIpIIllIuwdclfllUl; pvllUo ~. lliitIo, M"'" 11m " Of ~, I, MUNICIPAL IW'IOYIM1HT11 It"", hellO IWIIIcq or aulAldpd ImpfOVInlaltt (.~ u Ikhw.Ult, CIl,"', flo,),"'PI ^C<<M 10 1 publk ,Old IM1 'lCIuk. iMll&IICI ot . IlIehw"lKW,.,..., plrnUl troln 11M o.paI~Q14 ot T'~pcH"lIon. ,. "&a,\J, Cl.AUlUI _ HomJI: 'Tn .8Jf:..3UJI..-r 11.(" "Pe.L "fLAAl~ \l.SP1'.(I.'> -J ___J II. ATrACKIO ADblll,oA are....' pltl ot '1lU ""......1\41 )Q Wood llr....~n PUcIotu" 0 ..".* Wllu/On-sll. Itw... OnlWVA o IM!~, eu""ll 0 otNr(.)! .. II, PIUONAL1Yl All ....Ii/ll p/tMl~~, 1l<<IIAt, lItoCOlldll$onlllllnd lI.hUn, Ib.tlll" (lncllldllll cbutdtUenlUld "lUna '111I) IIId '~IU" 'PflIrmI&N IMllill.1d rOflltl.. . ~ IIMttarJ MIl ~ RAlI1tt1,,, w.U u IoU IUIII IaundtY MH. T.V, "IIMU, IIUU lAd '0101' .,,,..1, I~f wWl .11110 wIJJ WMUlI,....., ..... u udltllIOOf. , ... , ....u.:n ~U.., toIl,u.p fot '1410Ml11c wuhm lAd ..,...., 'lW. i..atalol CO"ff, c.orilIMI, WII" WlhtMr., klleMA ClWMu, '''pig ,... .'"",.r0lt I&Z4Wll1, clII1 '''/"flun ,od lIlritWIrt, III II~I thll""" ,..1IIla" lOW 'n Of OR "IIP1fI,. IU'" doOf' .,......, "'11' &II~ II_ ."dAMn, "'_I.I~ AlltlllMnl. "~1Itdt4 ",11I W4 11I01 "'cb64 r:1cI, "OM or iIM IOOV.IIM1ll!oMd 11111II1".11" ,talo'Hd Of .11114111111.... II'.M..... '011I PI_h.. .hlt dll.'o(IWI ^IIiMfll4ll4. ^"'~, III.. Mati.. aad/or cookl", "" ~OIt4 hIM p(....lIlh..or 11I'_111 '"~ tlr: IMlud...ll.... tllM ""MIIMIII. kt lM':i!:iWtf,UIlI I~ 1ltI.... W. UAI:r=' '0 "lltlM 11I""- ....lbItIln llUl ~"'lpJt.1II4111~ 01"" (lalll'" Of llflu 0 ,.,lfIIIIllr .ptldtlcall)' ilcMdllbd 10 "h14 III llliI ..",.....w'":r.lttn 11m ....~I...lI'COlldllloNlIl.......llulliltllllcUlc&l.~'1aIUudlq\llpa$lllll\ll~IO"llllNo,.' wlt,"IA,._It..o ...1.......1. 1\11I"'''''1,... llltvv.cloll",. _ IDo Not Write 10 Tbll Spaco) G:r M......._ .,. " -- PI<roul No. J~ ?~ 0145 O?J _J T HIS ,t}~P E N T U R E I.'/JI:!- . 'l 0,"{)''- THJ.oJ ,,;{ I.. .- OilY of ,-/::..dq,{l('.; ~'j; /'/ 1-' of OUl l.ord one t:hOll~)dlld nlne hundred I1l.n'"ty in the five (l~(1S) MAD&: . Yllac BETWEEN Tll.nlDr,~~ RPRING DEVELOFMENT COMPANY, a q,;"'\!.ll::;ll. Penna~'lvF.\pill pllrl.lItlltlhll' t"onRiF.lU.n9 (If tJfo;'j'W~:) I,I;:~: fo;N'I'~:Rl'fHRr:H, iNC.. JAMr~f: O. LA~IRENCE ",nel EDWARD ~1. SETK, fiR., /11\ [ll'll'l;lIur'Il, PArty of ~h~ ilLsL pa~L, " GRANTOR AND Ct,IFTON H, HENDERSON and SUSAN G. HENDGRSON, lIusbar.d nnd witc UHAN'l'll:J;;~ of the eecond part, WITNESSETH, that the said party of the first part, for and in consideration ot t.he sum of ONE KUNORED EIGHTY THOUSAND SIX HUNDRED FORTY TWO and 00/100 ($180,642.00) lawful money of the United States of America l.:lto Clt"antar weU /lnn truly paid by the sald pllt:l:j~s of the second part, at o'lnn hl!fOl"f1 the foe.. 11ng and dell very of: thel'e presents, the receipt whereof i D het'eby acknowledged, has granted, bargained, sold, bl iened, enfp.r.:,ffed, re.leafleu, l:unvtlyed and confirmed, and by t..hnF.1<l preB'nt~ grant, bargain, sell, alien, enfeoff, xclmaso, convoy and C'onti:rm unto the said part ies of the second part, thei r hl:llIe, cHId assigns, A(,(, 'l'HA'l' (:mR'l'lI.IN piece or pilrcl;\l qf land siLu..Lt! in SUver' Spdng 'rovll1l<rd p, Cumberland Co\mty, PennsylvanJ.n, CIS Bel ford. on a FinCll Gubdivision Plan .for 'I'rindle Spring Developmel'.t, Section Twu, Trindle Spr:ing Development: Company, as prepared by Hobert 0, Hnl.lIlclll, .;Jr" p, E" R. R. I . and recorded in the Recorder of Deeds Ottice of Cumberland <Jounty, Pennsylvania, in Plan Book €l,. Pa!Je 1C15 and more part ic;:ulnrly described as followl.i I DGClINNIN(J ilt Ii poInt on the Northern Right-of-W:iY IJlne of: lIaz(.h'uod COUl"t, said pc.int being a cOl'(1l'(1on p7:"Qpecl.y ('onley.' elf'Lot 1i1.0F.\ and Lot li109/ thence from said point oC beginning along sald Lot Ii lOB Nor.th 07 degrees 13 minutes 53 seconds West a dlstance of 154.98 feet to a point on the Southern Right-of-Way Line of Mulberry Drive; thence along said Ri.qht-of-Way Line North 46 degrees 22 minutes 24 seconds East a dietance of 98.37 f~et to a boor. 11.9 ?!,GE 2.6 I' common pL'operty corner of Lot 1110\.1 and lands of '1'dndle Dpring Deve..lopment, section 111 DetentIon Ax'ea; thence along said DetEl1I1'. ion Alea South 43 degrees ~i'I minutes )6 sect)nds I::aat a dl,at.linea of 16~, 00 feet to Il point I thanoe along Silll1C Houth 04 Utl91t;eS 47 minlltee 08 F.Ieconds Ellst a distance ot 173,71 feet to a UUIIIIIIOII propel:ty (lOrner of Lot 1110'1 and Lot 11111; thencfl /I10ng , !laid L.:>,tIl111 ~outh iu nC1g:l:"ces 04 minutes 1ii fl(wondG West /l distance of 125,00 feet to a pClint on t.he Ea!Jttu: n Right -of .Way I,tne 01: Hazelwood court. thanof1 along said Right-of-Way 1,1.11~ and a curve to the 10ft having a radius of 50.00 feet. an arc length 0f 90.!J0 feet to jJ (.>Olut, the point of BlmlNNING, l\J,,;lNU Lot 11I1J on the atorementioned Final subdivilJion Plan fOl' 'I'r.\ncllc. 8p.rin~ Developll1ent, Section 'l'W0, 'l'dndl.e 8pdng 1l."Vp.]oprr.onr.. Company. " \~ONT^INItlG :18,858,84 sql.larA t\H,lt llne!. Dllbj,f1ct, 1.0 .1 porr,i Oil of Ii ;W foot. Rani t.ary sewer eilsement on tho Southern Property Li.no, UNDRR AND SUBJEC'l' to Bet:, back Hnes, easement.s and conditions as shown ,on t;he aforementioned Final Subdivisioll PIau dud restrictions and conditiollt,l all Het fOL'th in Lht= 'D"t:lclLCil.luh ot Trindle Spring lJevelopment Company that is recorded in cumberland County MiscellaneouB Book 396, Page 1191, BEING Part of the same premises which Copenhaver Nureeries, Inc., by its deed datt'ld Dauember 21, 1988 and recorded in Cumberland County Defild Bouk "S", Volume 33, Pclge 788, granted and conveyed unto Trindle Spring Development Company, the Grantor herein. 'IRIS DEED itl exeuuted by one o( Ttindle spd.llg DevelQpr.,E:nt Company's p/l,rt.ners, to wit: netwei'ler I::nterprises, Inc. and as such is lilndillg upon an,u oonveys all interests, rights, claims or titles held by the other partners, The fully binding effeN of this convllyanue is in accordance with an "AUTHORIZATION '1'0 EXECUTE DEEDS, 'l'RINDLE SPRING DEVEL.Ol'MEN'I' COMPANY, dated February 9, 1992 and recorded in the ReGorder's Office /Ifor~~8id in Mifloellaneoufl Book 412, Page 363. See especially Paragraphs 2 !lnd 3 thereIn, TOGETHER with all and singular, the said property, improvl:lments, wb.ya, waters, water couraes, rights, llberties, privilegt=s, hereditaments and appurtenances what.soever thereunto belongin", or 1.n anywise appertaining, and the reversions and remainders, rents, Issues b.nd protits thereof. and all the estate, ri~ht, tit 1e, intereDt, propet.ty. cl?'.im and demand what.AnevE1r. of the said party of the first part, in law, equity or otherwiee howsoever, of, in and to the same and every part. thereo(., bOOK 119 ?ACE 2; , ' . , 'ro IIAVE AND TO HOLP the sa td hereditaments and premises hereby gl'anted or mentioned, Ilnd intended 130 to be, with tho lIppul'tenances. unto r,hl\said parties of the Rflcond purt, their .hel rs and assigns, to and fat' the only proper uee arid behoof of. the said parties of the secono part, th'3ir heirs and assign!! fr,,.....vor. AND the said granLur hereby covenanLs and agree-I> that i B will warrant. SPF.ClllLLY the property h~rohy ~onvp.yed. IN WITNESS WHEREOf', the said P111:t;Y of the firot part holA pn\Al,lnLs .flet: its hand and so0.1, Outed the duy und yaalX' !lh:JVfl wrltr.en, TRINDl,!!: SPllTNG . COM PlINY DETWEILER ENTERPRISES, I ~,. q.,~l.j2u../4. e<'l AtL~tl COMMONWEALTH OF PENNSYLVANIA COUNTy OF CtlMBERL~ r" . "'df:' X;j 'eL-- j'J"-- On t.his, the.;:>Z - day of<.I/./~' '. ,- i , J.991"; before me, the undersigned off leer, personally appeared John R. Detweiler, krl'Jwll tu .\le: (or sat isfactori1y pr,?vF.'n) to bl;- thl'! pe.rson, whose name is subGcribed to the within instrument, and (Icknowll;luged th:\L he executed the same for the purpose therein ~:ont.llln~d ox' wh'':> acknowledges hinlself to bl'! the President of !Jetweiler Enterprises, Inc., a Corporation, Cl.nd that he dS Iluch President, being authorized to do so, executed the foregoi inst.t'ument for the purpose therein contained by signin . of the corporation by himself IlS president, IN WITNESS WHEREOr', I hAl'Almt.n f;flt my hand ami offio \~-/J. ,/,';/ LINDA L NIlcOTeARIAl SEAl ~ ' -~t"~' /,~ /h<_ . CI 1111' ETH. Notlry P~blic " '. \ Il1'QtlJnl'..B,o;o~gll. Cumbnrlnnd (:r,u,ty NOTARY PUBLIC. , n ~x~'res f~1j f..a,. 199~ .---- I o,rt.ify ~lllit the correct , .(L~d~ ". Jv1da~~~l, ~, I'? c.J'S-- BOOM 11.9 rm 28 .~. ,f It" :. ...... ' .', 1~~,'l~/it:l't~'I'" , 'y (1', :\~()~;' 't~ ~~~:~~~~ Federal ElJlCl'gency Management Ag'ency WIII;lIilll\llIlI, II.( l.2017'l. N11 5 /(IU9 Tho lIullol'lI"lo IInlul'os A, I.oho TII",",.IIII' lIn1I/1I',"1' 'l'u,,",,1I11' "f Sllvul' Sl'rlug 6~15 0111'11.10 Plko lIoCllolll"sIHll'g, 1""11I/l,ylvllllln 17055 'N RI"'l.Y RF.FIiR 'J'(): 'A.RA-TO (218-65) ClIISO No,: 89.0).02F 11001' H., Lobo '1'101. I. III I'ofor(llloo 1:0 II lotIOI', (\IltO<l NovolII"ol' )0, 1988, llublllll:tOl1 by Ill', Ru"ol't 0, 11111'1.11I1111, .fl'" 1',.:" of Wlllttuok.llol'l.lIlo,l. III hi. 10Unl". HI'. 1I11l'l1ll1l1l ""I'"l/ltllll thllt 1.1,11 F"Ilol'lll EIIIOI'IlOIl"Y Un"dgoll"'"t Ar.o,,,,y (FEIIA) ,1(lt'MIIIII'" >llIolllI'" thll I'I'''I'U.OI' '1'1'1,,1110 Sl'rllIll SII"dlvlslolI, CUllS 1st,'"", of l.(1tll 1-1',1" IUlllIl(l(1 III tho TUI,"ullll' uf SlIvol' Sl'l'lllg, CWllhol'llIlId CuulIl:y, 1"'llIlOyl Villi I II , 119 I'ollul'lloll I" lIulld Book SJJ, I'lIr."S J88.J92, fll.,,) III I:ho 1)00,1 R"""I'.I" 01 CUIII""I' I 111,,1 (:uullty, If. )IIclllod wlthlll I:ho Sl'odlll Floud III1~ol'd ^l'flO (1H'1I/\), 1'1'101' tu 11111 CUIIIII''''":IIII1I,"t (If UUI' I'nvlow, Wo I',wolved Iho IlIltlol foo '(It ~I'/~"O() f,,1' I'I'UClIllIIIIIg II "olllllt1ollll\. I.ott.or of Nnl' IIllvlldOIl '-'111"081 of this 1)'1'('. Thill 1'1'11 1'1'" 8Ifflul""1: 10 COV'H' Iho I'ovlew 11111\ "1'1lC:OII"1\1l "ost. IWllllcllltlll1 wll'h I,hls 1II1hllllt.t.a\.. (III Ulll'"'' )'!, 1')89, "0 "'''''0 I v,"1 nIl 1('011111 ,,"1 dnt.lI I\OC'OSOIlI'Y to 1'1'0"o,'J8 loll', 11111'111I""'11 1'1"1''''"1" Uo hll"lI I'Iwl"wo,1 t.loo 1'100'\ 11\/1111'1111<:0 IIntu Nnp (I'IIIM), "II,h 1'1'01"":1: 10 Ih'"'" dlltll, nlllll,"VO dOl:el'lnlll,"llhal t.ho Pl"llI'O"o,1 'I'r1l1dlo Sl'l'III!\ !lll'.." "I. , "" ",,"101 '''' I'"nlnlly Imlllllnl:o,1 ".y 1I flooll hnvllll\ n III\U' 1'"1'11('"' "',,",,,,, ..I' 1"'"111'1'011"(' ''',,,h Y"'ll'. II fllllll ,loU,rllllllllt!OI\ 0" t.o whol'l..... I. h., 1""1'0","1 "11'111,/11111. 01\ HII'"'' 10111 wO\ll<1 '''' 10""I:"d wJlhl1l tho 1)1'1111 ""'"'01: I,,, III'ldn III: Ihl. 11'"0, IIIl1WVln', n dOlormlunl,I,,,, wIll he "lOde \11"'" rlloolvll\l\ ",.1'1 J f iI,d "".1,"1 j I Illfol'lllnllllll ..hlll/IIII: I:ho I"cllllnl\ of 011010 &1:1'\lclul''' 11IId Iho olovnl.lllll!l III' "oth 11111 jllWII"t IldJllccuI Ul'llll" to onoh stl'lllll:ul'O alld the 10"001: r'I'ol' (lud\ld"'I\ 1IIIIH'"10IlI:) of nnch ol:r\l"t\lI'O, 11\ nddltlou, 'llH'l:lflclltllIl\ (11' tho dnt.1l11 III III 1I~1."II1 lit f\ll 1'10"011I01\1:, as woll IIll "unlflcat!1I11 thaI: tho fUt hns \,,'nll 101"",)(1 11\ nc,'ol'<llI'''''' "'lIh th" NlltIonlll t'luud lllAUl'nlll<" 1'l'Op,l'lI111 (Nt'll') 1'''l\lIlnll,,"~ 1,1, l:l'H 65,5(0\(6), IIII1S!: ho Bllh",lt!:"d, Aloll1\ "Hit I.hl~ Jllfur. Illlltlllll, 0 "ul'y of till" lott01' 11I11"1: bo suhllllned. 8/1so<l 011 I It I' dnl,lI sUl'l'llod hy Ut'. UOI'!:"'"", tho I'rIll'osod 81:1'UCI:\ll'os 011 LOtB I-W6 ","1 11I'F>I, arll 100llte<l 1111111/11'011 I:hllt will ho fl1l..\ to or ohove tho 1111"" 1'100<1 t:llIV/lt\UII, /111<1 will 1I0t ho loclI!:,,,1 wlthlll tlto Sf'IIA If t.ltuy 81'0 Il01l"IUlUllld "" 1"'''1'''"''1\ 011 I.lto .h"II'IU8 olltltloll; "I'rollllllllllry Suhdlvls!oll 1'11111 of 'frllldlo :;1'1'1111: IlllV"lol'lII0Ilt," I'rol'lIl'od hy Whltto"k-lIl1l'tlll/lIl, ,llItod ^"l\USI: 30, 1988. ","l II 10 lI.lI 1" dll t.od 1I,,,',,h 13, 1989, hoth 8uIIllllttocI hy III". IInnlll/1I1 ('II l.'ulou,"I'Y 6, 1\189, IIl1d Unl'l<lt IJ, 1969, I'ospolitlvely, 1'11.. filial IllIt"1'1II1110I'I,," wllJ bo IlI\so<l 011 11"'"0 dlllu 111110118 fu!:ul'O ollllll:lollnl f1l1u<l lIa!:1l h"':UlIlIIS IIvallllldo I,"llontlllll uthlll'wl"". ""'/I'VOI', no 110W IlIfol'lllllllul\ is 111I1I<:I1'1I10d to hu 1l"l1ollltod III tlto 1\11111' fll!:lIrO fOI" !:lto 'I'lI\lIlshll' of Sllvor 81'1'1111\. .,.', .,' \' 2 III addl tlOll, hllooll 011 th. "ata ouppllod hy HI', 1I0rtlOall and r"Vlew of tho nood Boulldary allrl .'luudwllY till" for 1'110 'I'o~II!Hhlll of Sllvar SI'L'11I8 LotH 109 om] 110 IlI'e 100lltOil wll'ldll lho IldllpL<li1 I'ogullltury f1oodwoy for '1'r1l1dh Sprl1l8 Run, 'I'horoforo, ClIllIl'lHitoil fill 1II0y 1101' ho uuoil as II 10.""0 of 0lovatl1l8 land sups ell' Wla'uol;III'U. IlllllVU tho hou.. [luuil ..hVHtloll 1008tO" 011 Lhon 101,., lhlilar tho mlnlmulIl "rltel'lll lIutoil 01. 1'1lL't 60,) (")(l) of tho Nt'II' regulations: tin Uucl'ulIt:llIlIUlll:fJ. lucludlug flll. llew (HH'Sl:ruotlon, ouhuLllul:11l1 11II1'1'0VllmOllls, II Iii' oLh.r i1ovolOPIIIOlit wlthlll tho Ilillll'toll rogu'"tury f1uudwo,V In penolttod ulllonH It hllu hllilll "illllU'IHtL'utod lhl'our,h hydrologic olld hyill'ouUc UlIlIlyuOH 1'01'1'01'11"''' III occul'dallce with stolldllnl 011- r,lllililllllll 1'I'Il1ltlllO Lhllt lho proposnd ellcrooclllllont woulil 1I0t r'"lult '" III1Y Inoroauo III flood levels wlthlll lhe cOlllmunlly durlllg the OCCUl'l'IIlICtl of tho base flood ill 0""01:110 i As L'e'lull'tld by leglslotloll, a 'l('"l1l1unlty must ailopt Slid oll[o,'ce floodplain IItnl1ll1101llollt 11I1l/ISUI'OU III oldor 1.0 ellS\ll'o cOlltlnued ellglblllty to portlclpste In the 11Flr, Thoro foro , lho 'l'owuul"p "f SllvuL' Spring llIuut enforce these ugula. tlonu lIuln/l, ot u 1111 II I lIIum , the olovntlulIs and ',one deslgnstlolls In tho SFIIAo 08 sho~1II un your couuounlty' e FI RII, Thla I'(,sponsc to III', lIartlllCln's re'luost is bssed on mllllulllln cdterls eu- tahlluhod hy FEUA 11I111 10 Intended only to renect your status In relation to the .'01101'01 n'lU11'0lll01lt for the purchoso of Inourance, Stste Slid cOlomunlty o[[ldu\o, hnucd 011 kuowlodgo of locnl 00lld1l:10ns and In lho Interest of human sllfoty, lIl11Y Sl't hlr,hol' ntolllls...lu for 'llInstructJon in tho f1ondplaln. If tho StaLn of I'olllluylvunlu or tho 'I'o\/nuhlp of Sllvor S(lrlng has 8l10pted more l'outl'lctlve and c11l1lprehonulve floodplain mnnagemont criterls, those criteria take prooodollco over tho minimum Fedoral cL'lterls. 1'hls cOlldltlonol "eltol' of tlaI' Revision addressoo lots which are within a SFllI\ and, theL'ofot'll. It doon not re llovo .'olloral agone les of tho naed to cOlll(lly with EKocullvo 01'110': 11968 011 Flood(llain Hanngoment 1n carrying out thelr rosl'onslhllltlou for .,rovld1ng Federally undortsken, finsnced, or asslst.ed consnuct1on and 1lIlprovolllellts, ot' In tholr regulatlllg or 1I0ensing actlvit1es, If you hovo any 'Iuosllons OL' If WO CIlII he of further sllslstanco, please oontact the Office of Rluk ASaesalllont, Fadtlral Insursnce Admlnlatratlon at (202) 646.21611, Slncel.'elY, :Jf' /1 /~ / "'0 ./ (111/1/((/ (/. ~? Charles A. Undney, Ch!ef 'I'echlllcal Ollerntlonn Illvisloll f'ederlll Insurance AdmlnlstrAtion 001 HI', Ro~ert 0, lIat"tlnan, Whlttock-lIartl11an ",<, , Ii '" " " f '. I. / A,ull"l A. F'~IIO~ltll. C:Ii.ItU'A" Koreu J), nr~', Vice Ch.lrmo" J,,,...h ('",kovlch February 9; 1990 . "LV "'~;:~~~"" Boar rial S.",p,~r.visors A lli?S Corlhl. "lkrl~ 4f~C:h.lll,"hurll' Po. 11o~r. f:::::::W~ (C((5)rPlf "olor.~ A, I..ho, MA"AllrrISHrC'lA'Y WIlIIA," S, OlOk, A""'oUI MAUA,," WilliAm f" lIAllk~, Cod. F,"!llrccmrt" (lflln', J"hu Toomry, Pollcr. C;hlr.r '.0 Trindle Springs Oevelopmentco. 3310 Market stt'eet Camp Hill, Pa. 17011 ReI Subdivision Plan 90-4 Gentlemenl At the regular meeting of the Silver Sprin~ Township Planning Commission held February 0, 1990, the above noted SUbdivisibn Plan was forwarded to the Board of Supervisors with a reoommendat:,ion for approval subjeot to the fOllowing oonditionsl . ~ ,."" 1. Lot '110 deleted from preliminary to final. 1'\ 2. 'I'he proposed 100 year flood ~,n boundary has been \'~\~' C!hanged in the area of LoteQl?J.!, 120, 121 and 122. In addition, ,based on a letter dated April 5, 1909 from Charles Lindsey of the Federal Emergency Management Agenoy "oompaoted fill may not be used as a means of elevating land areas or struotures above the base flood elevatIon located on these (109 & 110) lots". ,~~....3. Retention area mislabeled as Reoreation Area on plan. 4. Sanitary sewer easement should be shown between lots 116-117, 55-56, and 75-76. Also need legal description, drawing, lInd deed of easement. 5. How will stormwater be pioked up from Mulberry Acres? Will additional easements be needed? Arty approved modifioations to'the flood plaJn boundary must be oompleted and approved prior to the issuanoe of any building permits (note should be plaoed on plan). Fire hydrants should be located. . (,\',6. ...~+' t,'", \\\0.7. I ,', '. ' . ' FeDERAL EMERGENC" MANAGEMENT AGENCY S.. lh. A".ch.d I O,M,8, No, 3067,0264 STANDARD FLOOD HAZARD DETERMINATION Instructlo", fopl,.. April 30, '998 1. LENDER NAME AND ADDRESS S CrlON 1.:J..QlIN INFORMAlION ~ __ 2, COLtA TERAL 1IIIIIIdlng/Mobll. Hom./P.llonol Proplflyl PROPERTY ADDRESS 80uro. On. Morl:lJ.lJ. U09 /l.g./ D.ocr/pllon m.y b. ,"nclr.dl 20 II' ford Road 16 IIIlZILWOOD CT Lallloyn., PA 170U HBCIIANICSBURG, PI. 1"1055,,7963 ll2.rrow4lr I IlBNDBRSON, CLIfTON' COlllD'IIIY' SOURCE ONE b'anllh. 36409 lli.tn I CLIrTON HBNDERSON 3, teNDER 10, NO, 4, LOAN IDENTIf'IER 6, AMOUNT OF 1'1.000 INSURANCE REQUIRED 70007727-1 . SECTION II - A, NATIONAL FLOOD INSURANCE PROORAM INFIPI COMMUNITY JURISDICTION .. -- NFIP Comm"nlty Co"ntyll..1 S,.,o NFIP Community -NImt_.___.__..,_~._ -.. ....__.-'ilHnlIor ..---- SILVBR SPRING, TOWNSHIP or 420370 B, NATIONAL FLOOD INSURANCE PROGRAM INFIPI DATA AFFECTINI3 BUILDING/MOBILE HOME NFIP M.p Numb.. 0, CommunllY'Panol Numb.r NFIP M.p P.n.1 Efl"tlvo/ No NFIP ICommunllY no,"'o, "not tho ..mo II "A"I Rovl..d Dato -- ....!QM.JY.LOMR Flood ZOllO M.o 420370 0020 C 03/03/92 'y,,- -- J'.3 Dale C. FEDERAL FLOOD INSURANCE AVAilABILITY ICh.ek .llth.t .pplyl IXl Fodo,ol Flood IM",onco I. ovollobl. Icommunlty p.rtlelp,'.oln NF/PI, lXJ R.gula, P,ogram DEmo' gonoy Prog,om 01 NFIP 0 Fodorol Flood In.",onoo I. nol ov.lloblo booo".. oommunlty I. not PO'llolpollng In tho Nf'lP 0 Building/Mobil. Homo I. In 0 Coo".' a."lo, Ro.ouroo. Aroo ICBRA), Fodo'.1 Flood Inl"rlnoo m.y not bo o,'.II.blo, CBRA dOllgnollon dolo: lAm - " IS BUilDING/MOBilE HOME IN SPECIAL FLOOD HAZARD AREA (ZONES BEGINNING WITH lETTERS "A" OR "V")? 00 YES ONO If yea, tlood Inluranoe II required by the Flood Disaster Proteotlon Aot of 1973. If no, flood In8urenoel8 not required by tho Flood DI8e8ter Protootlon Aot of 1973. - E. OOMMENTS IOpUon.111 1, RavISID. JC 7/16/96 Thl. dotormlnltlon Is based on u.mlnlng tho NFJP m.p. lilY Fede..I, Emorgonpbll.gemont Agoncy rovblonl to It, .lId .ny other Inrorm.Uon ne.ded to loc.to tho bulldlng/mobilo homo on tho NFIP '".~. T.!F~ F, PREPARER'S INFORMATION I:'Y' ""~"'_'\ NAME, ADDRESS, 1 ElEPflONE NUMBER (If ollrer 'hon Lendorl f....! ...--, DATE OF DETERMINATION .....:' rir.t Amerioan rlood Dal:. S.rvio.., Ino. 10/25/95 at 1101 pm 11902 Burn.1: Ro.d \I--~ . " ........~............,' r],oudCart III 9510184536 AU8tin, Texa. 7B75B ...." 4 ..w~" .,.,."-..:~,,,. " " 1-S00-447-1772 'trr\ . ... LXrl-Or-LOAN ... FEMA Form 81,S3. JUN 86 SOM-409 Printed on 08/26196 1112:~' pm C1 119, DenIed. This Is a legal conclusion to which no response Is required pursuant to the Rules of Civil Procedure, 120, DenIed. After reasonable Investigation, Plaintiffs are without knowledge or Information sufficient to form a belief as to the truth of the averments contained In this paragraph and deny the allegations and demand strict proof thereof at the time of trial, If relevant. 121, DenIed. After reasonable Investigation, Plaintiffs are without knowledge or Information sufficient to form a belief as to the truth of the averments contained In this paragraph and deny the allegations and demand strict proof thereof at the time of trial. If relevant. 122, DenIed, It Is believed and therefore averred that Defendants and their agents had knowledge and Information at the time the building permit was applied for and obtained regarding a problem with the flood zones and the ability to build a structure on Plaintiffs' lot. 123, DenIed. See response to paragraph 122 above, Plaintiffs aver and therefore believe that Defendants knew at the time the building permit was Issued that there was a problem with compliance with FEMA regulations, Furthermore, the Township Issued the permit after receipt of a letter from Defendants' engineer that the flood plain Issues had been resolved, which they were not. 124, Ven/ed. See responses to paragraphs 122 and 123 above, 125, Admitted. 126, DenIed. This Is a legal conclusion to which no response Is required. To the extent this contains factual allegations, see Plaintiffs' responses to paragraphs 122 through 124, 127, Admitted. 128, DenIed. The mortgage company who apparently selected Defendant First American Flood Data Services, Inc" was recommended to Plaintiffs by an agent for Defendants, 2 129. Den/ed, Plaintiffs are without knowledge or Informatkm sufficient to form a belief as to what Defandants were aware regarding flood certification or certificates and strict proof thereof Is demanded at the lime of trial, If relevant. 130, Den/ed. Plaintiffs are without knowledge or information sufficient to form a belief as to what Defendants were aware regarding flood certification or certificates and strict proof thereof Is demanded at tho lime of trial, If relevant. 131, Den/ed. Plaintiffs novel' expressed or had any desire or Intention of only occupying the premises for two years and then moving to Alaska, 132, Den/ed. See response to paragraph 131 above, By way of further response, Plaintiffs' youngest child at the time the home was buill had at least eight and a half (8%) years left in school and Plaintiffs had assured him that by building this house, they had no Intention of moving again for at least that period of tlml'!, If not longer, 133, Den/ed. Plaintiffs have no recollection of such discussion with anyone and strict proof thereof Is demanded at the time of trial, If relevant. 134, Admitted /n part. Den/ed /n part. It Is admllled that Plalnllffs discussed the location of their home on Lot 109 with the builder as they wanted it located on the center of the lot so f.lS to line the driveway with the cui-de. sac, 135, Den/ed. Plaintiff Clifton H, Henderson was not present at the time the proposed location of the home was "staked" by anyone for the builder. It Is believed the home was staked during the day while Plaintiff was working and the location of certain Items was later explained to him, 136, Den/ed. After reasonable Investigation, Plaintiffs are without knowledge or Information sufficient to form a belief as to the truth of the averments contained In this paragraph and strict proof thereof Is demanded at the time of trial. If relevant. 3 137, Denied. Plaintiffs specifically deny that any such discussion occurred with one or more agents of the builder or engineer at the time the proposed location was staked regarding a flood plain line, The only such discussion by Plaintiff Clifton H, Henderson was prior to signing the Agreement of Sale and was with Defendant Carlea Lenker, 138, Denied. After reasonable Investigation, Plaintiffs are without knowledge or information sufficient to form a belief as to the truth of the averments contained In this paragraph and strict proof thereof Is demanded at the time of trial, If relevant. 139, Denied. Plaintiffs were not aware nor were they advised of any risk of flooding on Lot 109 at the time they purchased the lot from Defendants, By way of further rssponse, Plaintiffs were not aware that a portion of the property was located In a flood plain until 1996, 140, Denied. This paragraph contains a conclusion of law to which no response Is required under the Rules of Civil Procedure, 141, No response necessary, 142, Admitted In part. Denied In part. It Is admitted that Plaintiff Clifton H, Henderson built the deck which is attached to their home, Originally, Sewalt, Inc, was to build the deck as part of the construction of their home but an agreement was negotiated whereby the builder constructed the 44' banboard attached to the home's foundation to facilitate the deck attachment. Becal'se of this Defendants were well aware that Plaintiffs were going to build a deck In that location which had to be constructed due to OSHA requirements since two (2) exterior doors in the rellr of the home were above ground, At the time the deck was constructed, Plaintiffs had no knowledge that It extended or was located In II special flood hazard zone or a flood plain, 143, Admitted. By way of further explanation, Plaintiffs at the time had no knowledge that the deck and Its supporting structures were located In a special flood zone or flood plain which was known by Answering Defendants and not disclosed to Plaintiffs, 4 144, Denied. As previously responded, Plaintiff Clifton H, Henderson was not present nor had any Involvement In any discussions at the tlmo that Lot 109 was staked that the deck and Its supports were In a flood plain or special flood hazard zone, 145, Denied, Plaintiffs had no such knowledge at the time the builder sought a building permit and had been led to believe by agents or the Answering Defendants that the property was not In a flood plain or special flood hazard zone, 146, Denied. This allegations Is a conclusion of law to which no response Is required pursuant to the Rules of Civil ProcedUre, 147, Denied, This allegations Is a conclusion of law to which no response Is required pursuant to the Rules of Civil Procedure, 148, Denied. On the contrary, Defendant Edward W, Selk, Sr, is a principal In the construction company. Sewalt, Inc" which buill the home on Lot 109 conveyed by Defendant Trlndle Spring Development Company in its deed marked as Exhibit "c" to Plaintiffs' Complaint. 149, Denied. Defendants were the owners of the propelly sold to Plaintiffs In this transactions as evidenced by their deed attached as Exhibit "c" to Plaintiffs' Complaint. Furthermore, Defendant Edward W, Selk, Sr, Is a principal In Sewalt, lnc, who actually constructed the home conveyed by Defendants to Plaintiffs In this transaction, Numerous meetings by Plaintiffs with Defendant Edward W, Selk, Sr, were held concerning the design and building of Plaintiffs' home and various changes requested by Plaintiffs, 150, Denied. After reasonable Investigation, Plaintiffs are without sufficient Information or knowledge to form a belief as to the truth of thiG averment and strict proof thereof Is demanded at the time of trial, If relevant. 8y way of further response, even if the home Is not In a flood plain or a special flood hazard zone, a portion of the lot Is In a flood plain or special flood hazard zone which contains restrictions on use all of which were not disclosed to Plaintiffs by Defendants prior to the sale, 151, Dellled. The original plans for the home purchased by Plaintiffs from Defendants contained the deck which Is part of the building permit obtained by the builder, Furthermore, It Is believed that the 5 construction firm controlled and/or owned by Defendant Edward W, Selk, Sr, sited the home and also placed the bandboard on the home where the deck was attached by Plaintiffs. 152, Admitted In part. Denied In part. It is admitted that Plaintiffs have had contact with FEMA after they discovered the home they purchased was In a flood plain but as to whether such deck extension violates FEMA laws, rules or regulations Is a legal conclusion to which no response Is required pursuant to the Rules of Civil Procedure, 153(a), Denied. It is believed and therefore averred that the building permit for the deck extension was obtained by an agent for the Defendant, Sewalt, Inc,. and there was no negligent, reckless or r.areless conduct on the part of Plaintiffs, (b) Donled. There was no negligence on the part of Plaintiffs In the location of their deck extension as that was determined by an agent for Defendants, Sewalt, Inc,. when It placed the bandboard, a location which Defendants led Plaintiffs to believe was not in a special flood zone or flood plain, (c) Denied, See answers to (a) and (b) above, (d) Denied. Plaintiffs have not been formally notified of any FEMA violation that requires them to take any corrective action with the placement and location of their deck, Moreover, the location and placement of the deck was determined by Defendant and Defendant's agent, Sewalt, Inc, in the construction of the home, 154, Denied. It Is specifically and unequivocally denied that Plaintiffs acted negligent or carelessly and caused any damages which they are now suffering, On the contrary, no negligence occurred on the part of Plaintiffs, 155, No response necessary, 156, Denied. This paragraph contains conclusions of law to which no response is required pursuant to the Rules of Civil Procedure, To the extent a response may be required, Plaintiffs did not act 6 ',!' _"j ,;- 1-\ '.' ,_, ',1 :~ ,~' '1' ~I I -1. ,!" ;jT , 119, Denied. The allegations In this paragraph are conclusions of law to which no responsive pleading Is required under the Rules of Civil Procedure, 120, Denied. The allegations In this paragraph are conclusions of law to which no responsive pleading Is required under the Rules of Civil Procedure, 121, Denied, The allegations In this paragraph are conclusions of law to which no responsive pleading Is required under the Rules of Civil Procedure, 122, Dellled, The allegations In this paragraph are conclusions of law to which no responsive pleading Is required under the Rules of Civil Procedure, 123, Denied, The allegations in this paragraph are conclusions of law to which no responsive pleading is required under the Rules of Civil Procedure, 124, Denied. The allegations In this paragraph are conclusions of law to which no responsive pleading Is required under the Rules of Civil Procedure, 125, Denied. The allegations in this paragraph are conclusions of law to which no responsive pleading Is required under the Rules of Civil Procedure, 126, Denied, The allegations in this paragraph are conclusions of law to which no responsive pleading Is required, under the Rules of Civil Procedure, 127, Denied. The allegations In this paragraph are conclusions of law to which no responsive pleading Is required under the Rules of Civil Procedure, 128, Denied. The allegations In this paragraph are conclusions of law to which no responsive pleading Is required under the Rules of Civil Procedure, To the extent a response may be necessary, Plaintiffs specifically and unequivocally deny that the damagss they have suffered were caused In any way by their own actions and strict proof of this allegation Is demanded at the time of trial. 2 129, D.II/.d, rim nllllllutlonn In this puranroph aro conclusions of law to which no responsive pleading IfI required undor Ihu r~ulon of Civil Procedure, 130, D.n/ed, nlll lllluuutlonn In this paragraph are conclusions of law to which no responsive pleadlno Is required undor the Rulon of Civil Procedure, 131, D,"/.d, Tho nllogntlonn In thla paragraph ara conclusions of law to which no responsive pleading Is required under the Rulon of Civil Procedure, To tho e~tent a response may be required, Plalnllff Clifton Hendor80n Slloclllcnlly /.IS ked Dofendant Carlea Lenker about the flood plain boundary and was told by her tho neW boundary was now nt the edge of his lot and not through It. 132, D.II/.d, To the e~tent thlll contains legal conclusions, no response Is necessary, To the e~tent this paragraph GOntalns factual allegations after reasonable Investigation, Plalnllffs are without knowledge or Inforll1utlon to respond and strict proof there of Is demanded at the lime of trial. 133, DOII/.d. See paragraphs 5, 6, 15, 16, 49, 50,72, and 63, all plead the existence of an agency relationship, Moreover, the allegallons In the Complaint clearly establish that Dofendants C,M, Detweiler, Inc, and Carlea Lenker acted as agents for seller throughout this transaction, The remaining averments ara conclusions of law to which no responsive pleading is required under the Rules of Civil Procodure, 134, D.n/ed, The e~lstence of an agency relationship on behalf of the seller of the property, Trlndle Spring Development, Is alleged In numerous paragraphs throughout the Complaint and as charactllrlzed In the acllons of the Defendants, The remaining averments of this paragraph are legal conclusions to which no rasponslve pleading Is required under the Rules of Civil Procedure, 135, Denied. The allegations In Counts III, IV, V and VI of the Complaint allege reliance by Plaintiffs on representations or mlsrepresentallons of the answering Defendants, 136, Dlm/ed. This Is a legal conclusion to which no responsive pleading Is required under the Rules of Civil Procedure, Tn the e~tent a response may be required, It Is reasonable to expect that the roaltor, an o~perlenced real estate agent, would verify this Informallon and provide It to pruspectlve buyers 3 I,' i ..' \; ,'j F " " ," ;'-' . '.'." 'to! :.1;'1 JI ,';,'1';; ...'1- ,,' , " _"-l'\ "ii ";' /." .1: .I, 7, Fll'st Amerteun In filet neveI' entel'ed Into 1\ eOlltt'llct with the Pllllnllffs fhl' lhe pUl'ehllSe off1o()d eet'tlneatlon, 8, Defendunt First Amerieun Flood Duta Services, Ine, Ill'eliminarlly oh.leels 10 l'lulntlffs' Complaint on the gl'ounds thut it impl'\lperly states u hrellch of contract clllim in thlll the flood ccrtinelltes attached as exhihils to PllIintil'll-;' Complllint werc issucd only pursllant to a contract with Source One MOl1gage, were issued and el'11ilicd only to Source One Mortgage, not to the PluintiftS, lInd pun:uant to the (:ontrllct, Ibes /()r the issuance of thc flood certilkates were paid directly hy Source One Mo/1gage to First American, 9, Plaintiff alleges that First American has a duty towurd the Plaintirts to correctly assess whether its propel1y is within a special flood hazard area (see parugraph 109 of Plaint ills' Complaint), 10, The flood certificates attach'ld as cxhihits to Plaintiffs' Complaint were issued und cerllfied to Source One Mortgage hecause tlood certificates ure required li)r federully reguluted lending institutions to extend loans secured hy improved real estate, II, Defendant First American Flood Duta Services, [ne, preliminarily objects to Plaintills' Complaint on the grounds that First American had no duty to the Plaintiffs, to whom the flood eertifieales were not issued or certified, 12, In the Compluint, Plaintiffs ehllrge First American with violations of the Pennsylvania Untllir Tradl~ Pl'lletices and Consumer Pl'Oteetion Law (see puragraph 114 of Plaintills' Complaint), 3 :w",J'!'" 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I I I I)\.} dnd ;11., '- i} UI'l (IJ_ till:' f\rtD LLHU'1 f" j HI. .AUl!",..-...-__ ; iLl'.} t ht-_'! wi L li ~_Ll)J:II!J Ji l'H=lJ_LQN JIll! ,-; j i Ill'- '-I H,f.',' !.i me' d i ( \. fli,1 ilL (,' (I i i. (11\ t,.! I I (II! t._ II t Lril_-!l~c'uJ , ~_;h, II J 1/ ~;, 1,1) , 1;';,'1. .111U d; (-'" , ,I' \/1 I ; :I ,../?,V .. J .?-"/;:7.; 1.'?:;~(~~.i' ; ,,_', '/1 (~;,'-' f\ J 'i J ,I _,':I \' -j t :_~ ~ C' h;:l j' lJ (~ {' " Ill' IF d 1\ Vf? I 'j; :,,;lr-.!i ~t:~!, i~(~~U j Iii; ,.l~,( j., ,_;1 '~L' ; UJ \;if .,""'l r, III I i,uIi 1 J 7Y Y 7' . AJ.",r; ...... ij.i1~ CI..,.. ~ll.~/.7':7' . I' _.\ 'II" II I :/ /1. I CLIFf ON II, lIENm:RSON Rnd SUSAN G. m:NDI<:RSON, PLAINTIFFS :IN TilE COlJR'\' ()(<' COMMON PL~:AS 0Ji' : CUMBERLAND COUNTY, P~:NNSYI,v ANIA 911-2526 CIVIL TERM OETWI<:ILER ENTERI'RISES, INC, and EOW ARD W. SEIK, SR. t/a TRINDLE SPRING m:VELOPMENT COMPANY, C. M. I>E'\'WF,ILER REALTY, CARLlA LENKER and FIRST AMERICAN FLOOI> DATA SERVICES, INC., I>EIIENDANTS CIVIL ACTION - LA \V .WRY TRIAL D1~MANDF,O I'RAECIPE TO ENTER APPEARANCE --------- - To Cnrtls L. Long, Prothonotary: Please enter my appearunce on behulf of the defendant, First American Flood Data Services, I nc, Respectfully submitted, IRWIN McKNIGHT & HUGHES By: .' _, -.---' Marc 'A, McKnig t, ,squ e 60 West Pomfret St Carlisle, P A 17013 (717) 249-2353 Supreme COUl11.D, No, 25476 Atlol11ey for Defendant, First American Flood Data Services, Inc, Date: June 26, 1998 ~~~rn ~'t. 1.1 "M I~." 'l3 r~ :.:>;~: t .1 ;:. '.'"" i " \.; f') ,( ~;;. r '.; '" ~,., j,! i '. ',,' ,_." 0, ;")' ;; (;)1.: ..; I "'I"'l'~'" Ml\RGOI,IS EDELSTEIN BYI William D. Longo, Esquire Identlfl~ation No. I 59826 he curtis conter, Fourth Floor Independence square West philadelphia, PA 19106-3304 (215) 922..1100 'LYF1'Oti-H:--WENlj"ji;"RSON AND USAN G. HENDERSON, V. Attorney for Defendants, C.M. Detweiler, Inc. (incorrectly identified as C.M. Detweiler Realty) and Carlea Lenker (incorrectly identified 8S Carlia Lenker) COURT OF COMMON PLEAS CUMBERLAND COUNTY ETWEILER ENTERPRISES, INC., EDWARD W. SEIK, BR" TIA RINDLE SPRING DEVELOPMENT OMPANY, C.M. DETWEILER REAL'l'Y, CARLI A 1.ENKER AND FIRST AMERICAN FLOOD DATA SERVICf:S, INC., 9!- NO. 2526 DEFENDAN'l'!l~C.M. DETWEILER, INC. (INCORRECTLY IDENTIFIED Af? ~ DETWILER REALTY) AN~ CARLEA LENKER'S ANSWER, NEW MATTER AND NEW MATTE~~OSSC~IM PU~~~ANT TO Pa.~,C.P. 2251-1Q) TO PLAINTIFF'S COMPLAIN~ Defendants, C.M. Detweiler, Inc. and Carlea Lenker, by and through their counsel, Margolis Edelstein, hereby respond to laintiffs' Complaint as followsl 1. Denied. After reasonable investigation, answering efendants are without knowledge or information sufficient to form belief as to the truth of the averments contained in paragraph 1 nd, therefore, answering defendants deny the allegat.lons and emands strict proof thereof at trial of this case if relevant. 2. Denied. After reasonable investigation, answering defendant is without knowledge or information sufficient to form a belief as to the truth of the averments contained in paragraph 2 and, therefoLe, answering defendant denies the allegatlons and demands strict proof thereof at trial of this case if relevant. 3. Denied. After reasonable investigation, answering defendant is without knowledge or information sufficient to form a belief as to the truth of the averments contained in paragraph 3 and, therofore, anr;wer ing defendant. denies the allegations and emands st.rict proof thereof at trial of t.his case if relevant. 4. Dented, There is no such entity known as CM Detwiler ealty, Inc. 'i'o the contrary, CM Detwiler Inc., t/d/b/a Howard anna Detwiler Realty has its principal place of business located t 3310 Market street, Camp Hill, Pa 17011. 5. Denied. To the contrary, Carlea Lenker is a licensed ssociat.e broker in the Commonwealth of Pennsylvania. 6. Denied. After reasonable investigation, answering efendant is without knowiedge or information sufficient to form a belief as to the truth of the averments contained in paragraph 6 and, therefore, answering defendant denies the allegat.ions and demands strict proof thereof at trial of this case if relevant. 7. Denied. After reasonable investigation, answering is without knowledge or information sufficient to form a to the truth of the averments contained in paragraph 6 nd, therefore, answering defendant denies the allegations and strict proof thereof at trial of this case if relevant. 8, Denied. It is specifically denied that defendant, , Realty listed for sale and marketed the "Trindle Spring evelopment" with defendant, Lenker as the listing agent. Strict roof thereof is demanded at the time of trial. 9.-14. Denied, After reasonable investigation, answering defendant Is wIthout knowledqe or information sufficient. to form a belief aA to the truth of the averments contaIned In paragraphs 9- 14 and, therefore, answering defendant denIes the allegatIons and demands strict proof thereof at trial of this case if relevant. 15. DenIed. It is specifIcally denied that defendant, Lenker advised plaintiffs that the applicable FEMA flood plain map showed that Lot # 109, in the Trlndle SprIng Development, was outside a flood zone. strIct proof thereof Is demanded at the time of trial. 16. Den lt~d. I t is spec 1 tically denied that defendant, Lenker dviaed plaIntiffs and other neighboring property owners in the rrindle springs Development that a proposed flood plain amendment ad been approved by the government for the Trindle Spring evelopment, removing lots# 109, 111 and 113 from a "flood zone". (triCt. proof thereof is demanded at the time of trial. 17. Denied. I t Is speci f ically denied that defendant, Lenker ado any representatIons to plaintiff on or about october 13, 1994 concerning lot # 109 In the Trindle Spring Development, strict proof ther.'eof is demanded at the time of trial. lly way of further answer, the allegations in paragraph l7 reference a writing, specifically plaintiffs exhibit "A", which speaks for itself. All factual and legal conclusions respecting same are therefore denied. lB. Denied. After reasonable investigation, answering defendant is without knowledge or information sufficient to form a belief as to the truth of tho averments contained in paragraph 18 . nd, therefore, answering defendant denies the allegations and emands strict proof thereof at trial of this case if relevant. 19. Denied, It J s specifically denied that defendant, Lenker ever rupnlsented to the plaIntiffs they would not need flood inFJuranc(J for [,at * 1 09. Strlct proof thereof is demanded at t.he time of trial. 20, Denied. After reasonable investigation, answering defendant is wl.thouL knowledge or information sufficient to form a belief as to the truth of the averments contained in paragraph 20 and, t.horafore, answering defendant denies the allegations and demands sLrict proof thereof at trial of this case if relevant. 21. DenIed. After reasonable investigation, answering is without knowledge or information Buffi~ient to form l\ to the truth of the averments contained in paragraph 21 therefore, answoring defendant denies the allegatIons and emands st.rict proof thereof at trial of this case if relevant. By ay of further answer, the allegations in paragraph 21 reference a 8pecifically plaintiffs exhibit "B" which speaks for ,tself. All factual and legal conclusionS, which concern or relate o plaintIffs exhibit "B" are specifically denied. 22. Denied. 'rhe allegations in paragraph 22 r\1ference a rlting, specifically plaIntiffs exhibit "C", which speaks for. itself. All factual and legal conclusions, which concern or relat.e to plaIntiff!! exhibit "C" are therefore denied. Strict proof thereof is demanded at the time of trial. 23. Denied. After reasonable investigation, answering defendant is without knowledge or information sufficient to form a Ibe11.ef as to the truth of the averments contained in paragraph 23 and, therefore, answering defendant denies the allegations and demands strict proof thereof .t trial of this case if relevant. WHEREI"ORE, ans\~oring defendants, C.M. Detweiler, Inc. and Carloa Lenker demand judgment in their favor and against all other parties plus costs of suit. ~OUN.'L, II I 48. 'I'he averments of paragraphs 1 through 47 are incorporated erein, as if the Bame were set forth herein at length. 49. Denied. After reasonable investigation, answering is without knowledge or information sufficient to form II eliet as to Lho truth of the averments contained in paragraph 49 and, therefore, lillswering defondant denies the allegations and demands strict proof thereof at trial of this case if relevant. 50. DenIed. 'I'he allegatIons in paragraph 50 reference a riting, specifIcally an Agreement of Sale dated October 13, 1994 hich speaks for Itself. All factual and legal conclusions are denIed and strict proof thereof is demanded at the time of trial. 51. Denied, After reasonable investigation, answering efendant is without knowledge or information sufficient to form a eliet as to the truth of the averments contained in paragraph 51 nd, therefore, answering defendant denies the allegations and emands strict proof thereof at trial of this caSe it relevant. y way of further answer, the allegations in paragraph 51 are .onclusions of law to which no response is required pursuant to the I ennsylvania Rules of Civil Procedure. By way of further answer, it is specifically denied that defendant, C.M. Detweiler, Inc. intenti.onally and/or fraudulently withheld any information whatsoevor from the plaintiffs herein. 52. Denied. After reasonable investigation, an8waring ()nd, thorefore, L1nswering defendant denies the allegations and demands strict proof thereof at trial of this case if relevant. By way of further /Inswet', the allegations in paragraph 55 are conclusions of iaw to which no response is required pursuant to the Pennsylvania Rules of Civil Procedure. 56. Denied. After reasonable investigation, answering defendant is without knowledge or information sufficient to form a belief as to the truth of the averments contained in paragraph 56 nd, thnL'Elfore, anFlwer in9 defendant denies the allegations and emands strict proof thereof at trial of this case if relevant. 57. Denied, After reasonable investlgation, answering is without knowledge or information sufficient to form a to the truth of the averments contained in paragraph 57 therefore, answering defelldant denies the allegations and strict proof thereof at trial of this case if relevant. of further answer, the allegations in paragraph 57 are conclusions of law to which no response is required pursuant to the Pennsylvania Rules of Civil Procedure. 58. Denied. After reasonable investigation, answering defendant is without knowledge or information sufficient to form a belief as to the truth of the averments contained in paragraph 58 and, therefore, answering defendant denies the allegations and demands strict proof thereof at trial of this case if relevant. By ay of further 11I1SWer, the allegations in paragraph 58 are conclusions of law to which no response is required pursuant to the fennsylvania Rules of Civil Procedure. 59, Denied, It is specifically denied that defendant, C.M. demands strict proof thereof at trial of this case if relevant. By ay of still further answer, all allegations of negligence in ,aragraph 62 are specifically denied. By way of further answer, the allegations in paragraph 62 are conclusions of law to which no response is required pursuant to the Pennsylvania Rules of Civil Procedure. 63. Denied. After reasonable investigation, answering defendant is without knowledge or information sufficient to form a belief as to the Lruth of the averments contained in paragraph 63 and, therefore, answering defendant denies the allegations and demands strict proof thereof at trial of this case if relevant. By way of further answer', the allegations in paragraph 63 are conclusions of law to which no response is required pursuant to the Pennsylvania Rules of Civil Procbdure. 64. Denied, After reasonable investigation, answering efendant is without knowledge or information sufficient to form a eliof aB to the truth of the averments contained in paragraph 64 nd, therefore, answering defendant denies the allegations and emands strict proof thereof at trial of this case if relevant, By ay of further answer, the allegations in paragraph 64 are onclusions of law to which no response is required pursuant to the ennsyivania Ruies of Civil Procedure. 65. Denied. After reasonable investigation, answering defendant is without knowledge or information sufficient to form a belief as to the truth of the averments contained in paragraph 65 and, therefore, answering defendant denies the allegations Ilnd demands strict proof thereof at trial of this case if relevant. By way of further answer, it Is specIfically denied that. defendant, DetweJ.ler Realty held itsel f out as having a "expertIse" in the area of residential real estate. strict proof thereof Is demanded at the time of trIal. By way of further answer, the allegations in paragraph 65 are conclusions of law to which no response Is required pursuant to the Pennsylvania Rules of Civil Procedure. 66. Denied. After reasonable investigation, answering efendant is wit.hout knowledge or Information sufficient to form a elie! as to the truth of the averments contained in paragraph 66 and, therefore, answering defendant denies the allegations and demands strict proof t.hereof at trial of this case if relevant. By ay of further answer, the allegations in paragraph 66 are conclusions of law to which no response Is required pursuant to the Pennsylvania Rules of Civil Procedure. 67. Denied, After reasonable investigation, answering defendant Is without knowledge or information sufficient to form a belief as to the truth of the averments contained in paragraph 67 and, therefore, answering defendant denies the allegations and strict proof thereof at trial of this case if relevant. By of further answer, the allegations in paragraph 67 are .onclusions of law to which no response is required pursuant to the ennsylvania Rules of Civil Procedure. 68. Denied. After reasonable investigation, allf~wering efendant is without knowledge or information sufficient to form a elief as to the truth of the averments contained in paragraph 68 and, t.herefore, answering defendant denies the allegations Ilnd demands strict proof thereof at trial of this case if relevant. By way of further answer, the allegations in paragraph 66 are conclusions of iaw to which no response ie required pursuant to the Pennsylvania Rulus of Civil Procedure. 69, D~)f\ied , After reasonable investigation, answering defendant is without knowledge or information sufficient to form a belief as to the truth of the averments contained in paragraph 69 and, thorefore, answering defendant denies the allegaLions and emllnds sLrict proof thereof at trial of this case if relevant. of further answer, the allegations in paragraph 69 are 'onclu9ions of law to which no re8ponsB is required pursuant to the ennsylvania Rules of Civil Procedure. 70, Denied. It is specifically denied that defendant, etweIlor' Realty withheld any Information whatsoever from the laintl.ffs heroin. It is also specifically denied that any alleged acts or omissIons of ans~lering defendant were done purposely, intentionally, and/or mallciously, or that any alleged acts or omission of. the i1nswering defendants caused disappointment and financial and emotIonal detriment to the plaintiffs. By way of !further answer, the allegations in paragraph 70 are conclusions of law to which no response is required pursuant to the Pennsylvania Rules of Civil Procedure. WHERE~'ORE, answering defendants demand judgment in their favor and against all others parties plus costs of suit. COUN'r V 71. The averments of paragraphs 1 through 70 are incorporated erein, as if the same were seL forth herein at length. 72. Denied. It is specifically denied that defendant, Cllrlea Lenker "facilitated the plaintiffs' purchase of the property in question" . 73. Denied. After reasonable investigation, answering defendant is without knowledge or information sufficient to form a belief a!! to the truth of the averments contained in paragraph 73 land, therefore, ans~/ering defendant denies the allegations and demands strict proof thereof at trial of this case if relevant. 74. Denied. It Is specifically denied that answering defendant, Carlea Lenker made any of the alleged misrepresentations identifiod in paragraph 74 of plainLiffs Complaint. Strlct proof ,hereof is demanded at the time of trial. By way of further 'nswer, the allegations in paragraph 74 are conclusions of law to hich no response is required pursuant to the pennsylvania Rules of ivll Procedure. 75, Deniod. It Is specH lcally denied that defendant, Lenker represented to the plaintiffs that the property in question was no longer located in the flood zone or that flood insurance would not be requ ired. strict proof thereof is demanded at the time of ,trial. By way of further answer, the allegations in paragraph 75 I are conclusIons of law to which no response is required pursuant to the Pennsylvania Rules of Civil Procedure. 76. Denied. After reasonable investigation, answering defendant is without knowledge or information sufficient to form a ~elief as to tho truth of the averments contained in paragraph 76 land, therefort), answering defendant denies the allegations and emancts s t.r1ct proof thereof at trial of this case if relevant. By way of fut'Lhur anHWllr, the alleg/ltions in paragraph 76 are conclusions of i/lw to which no response is required purHuant to the Pennsylvania HuiSH of Civil Procedure. 77. Denied. After reasonable invesLigaLion, anawering defendant is wIthout knowledge or information sufficient to form a belief aB to Lhe Lruth of the averments contained in paragraph 77 and, therefore, answering defendant denies the allegations and demands strict proof thereof at trial of this case if relevant, By way of further answer, the allegations In paragraph 77 lire conclusiuns of law to which no response is required pursuant to the Pennsylvania Rules of Civil Procedure. I 76. Denied. It is specifically denied that defendant, [.enker any misrepresenLations to the plaintiffs whatsoever. By way f further answer, the allegations in paragraph 78 are conclusions law to which no response Is required pursuant to the 'ennsylvania Rules of Civil Procedure. 79. Den led. It Is specH Icall y denied that defendant, [,enker new that Lot # 109 was designated as a specIal flood hazard area. y way of furt.her answer, t.he allegatIons in paragraph 79 are onclusions of law to whIch no response is required pursuant. t.o the Pennsylvania RulDS of Civil Procedure. BO, Denied. The allegations in paragraph 60 are conclusions of law to which no response is required pursuant. to the Pennsylvania Rules of Civii Procedure. I 81. Denied. It Is specIfically denIed Lhat defendant, Lankar withheld any informatIon whatsoever from t.he plalntiffs concerning ,any agpect of the property in question including Its designatIon as way of flll:thor dlll,wor, the allegat.Jons In parilgrnph 84 ilro conclusIons of law to whIch no response Is requIred pursUilnt to the PennsylvanIa Hulus of Civil Procodure. 85. Ooniod. It is spoci CJclllly denied thaL answering defendlHlt, Carlol1 J.ollkor mllde 'lny of tho allegod misroprosenLatlons identified ill paragraph 85 of plaIntiffs Complaint. SLrIct proof thereof 1!3 dOlllilndod lit the timo of trial. By way of further 'nswer, Lhe allegations in paragraph 85 are conclusions of law to hich no response Is required pursuant to the PennsylvanIa Rules of 1 v 11 Proceduro, 86. DenIed, It Is specIfically denIed that defendant, Lenker Irepresentod La the plaIntIffs that the property In questIon was no longer located In the flood zone or that flood insurance would not be requ.l rod. SLrIcL proof thereof is demanded at the time of trial. Ry way of further answer, the allegations in paragraph 86 are conciuslol\l; of law to which 110 response is requIred pursuant. to the PennsylvanIa Rules of Civil Procedure. 87. Denied. After reasonable investigation, answering is without knowledge or information sufficient to form a to tho truth of the averments contained in paragraph 87 therefore, answering defendant denies the allegations and t strIct proof thereof at trial of this case if relevant. of further answer, the allegations in paragraph 87 are 'onclusions of law to which no response is required purs\lllnt to t.he Pennsylvania Rules of Civil Procedure. 88, Denied. After reasonable investigation, answering defendant is without knowledge or information sufficient to form a I " i I ! F ~' belief ~a to the LruLh of Lhe ~vermentB contalnod In p~ragraph 88 lind, thoref'oro, anHwllrlng def'end~nt denies the lIllegatlons and demands strict proof Lhoreof at trial of this caso If relevant. By WilY of furthor answor, the allegations in (Jarllgraph 08 are conclusions of law to which no rosponso is required pursuant to the PennoylvBnla Hulea of Civli Procedure. 89. Doniod. It ia apeclflcally denied that defendant, Lenker nade any mlsreproBontations to the plaintiffs whatsoever. By way f further answer, the allegat'G"B in paragraph 09 are conclusions f law to which no response is required pnrsuant to the ennsylvania Rules of Civil Procedure. 90. Denied. It Is specifically denied that defendant, Lenker new that Lot H 109 was designated a8 a special flood hazard area. y way of further answer, the allegations in paragraph 90 are conclusIons of law tu which no response is required pursuant to the Pennsylvania Rules of Civil Procedure. 91. Denied. The allegations in paragraph 91 are conclusions of law to which no response is required pursuant to the Pennsylvania Hulus of Civil Procedure. 92. DenIed. It is specIfically denied that defendant, I,enker withheld any information whatsoever from the plaintiffs concerning the property In question, specifically its alleged designation as being located in a special flood hazard area. Strict proof thereof is demanded at the tIme of trial. By way of further answer, it is FpecIfIcally denied that any alleged acts or omissions on the part I~f answering defendant, Carlea Lenker ~Iere done negligently or that ny allecJsd acts or omissIons were donB to the great disappointment ,InOOl'pOl"llted hon~ln, /III If Lho slime wore set forl.h hureJn ilL length. 114. Denied. 'I'he allegat.Ions in paragraph 114 are conclusions of j,lW to which no rosponse is roquJrod pUI'f1Uont to tho PennsylvlIl\iil RuluH ui ClvlI Procedul'e. By woy uf further /In!lWer, It ill B[lf!(~1l1""11y dnllind t.hllt Iln!lWerJrHj dofondanUl vIollltod tho PennsyIvDnIo Unfillr Trude PractIces alld Consumer Protection Law In any of tho way Bot forLh In paragraph li4. 115. DenIad. Tho allegations In paragraph i15 are conclusions of law t,o whIch no response is required pursuant to the PennsylVilJd.il RuInH of CIvU Procedure, i 16. DenIed. 'rho allegations In paragl:aph 116 are conclusions of law to whIch no response Is requIred purauant to the PennsylvanIa Rulos of Civil Procedure. WHEREFORE, answoring defendilnts demand judgment in their favor nd against all ot.hers parties plus costs of suit. !lEW MATTER 117. Defendants C,M. Detweiler, Inc. and Carlea Lenker's answers to paragraphs 1 through 1i6 of the plaintiffs' Complaint are hereby incorporated by references as though fully set at length herein. 110. PlainLiffs' Complaint tails to state any cause of action upon which rolief clln be granted including, but flot limited to, their ciaim for punitive damages. 119, Pl,linU Us' Complaint and all of plaJntlffs' claims are bllr.TOd by tho I fHJlll doct I' ,I no of morger. 120. 1'llllnl.l.lfH' Complaint and all of plalnt.lffS' claims are barr.:od by tho 10'1111 docLrlne of waiver, estoppel and laches. 121. All of plaintiffs' claims aro bllrrod by logal doctrines f accord and Hatlsfaction and/or relallse. 1~2. All of plllint1f'fs' claims are bal:red by terms of the greemflnL of Sulo. 123. All of pialnU ffs' claIms are barred by plaintiff's acceptance of tho property and occupation thereof. 124. All of Lho plaintiffs' claims are barred by the doctrine of cuvoat emptor. 125. If anyone is liable to the plaintiffs it would be because of eIther contractual oblIgations or negligence of others and not of answerIng defendants, C.M. Detweiler, Inc and Carlea Lenker. 126, 'I'he plaintiffs' claims are barred by the parole evidence rule. 127. The plaIntiffs' claims are barred by the statute of frauds. 128. If the plaintiffs have suffered any damages as alleged, "hey woro caused solely and primarily by plaintiffs' own arelessness, recklessness and negligence, 129. The plaIntiffs' claims are barred in whole or in part by the provisions of the Pennsylvania Comparative Negligence Act. 130. 'rhe pill! ntif fs' damages, if any, were the direct or proxImate result of the intentional, negligent, careless, reckless or wrongful acts or omIssions of entities or individuals, other [than answerl.ng defendants, C.M. Detweiler., Inc and Carlea Lenker, ovar whom anHwurlng dufundantH h<<d nu authority or control and for: whom anB\ofOl:lng do fondllntH IIrB not. roupons ible. 131. 'I'he pl,ilJnUffH' claims acu barred by the doctrJne of assumptIon of rlHk, 132. 'I'he pI i1.l nLJ tis' claims ,He barred in wholo or in part by rellson of p1aintiffB' failuro to mit.igate their damages, Jf any, 133. The plainLiffs have failed to properly plead the xistence of an agency relationship between answering defendants, . M. DeLwoiler, I nc and Carlea Lenker and DefendantB Detweiler nterprisBs, Inc. Ilnd Edward W. Seik, Sr. and, therefore, answerIng efendants cannot be hold liable pursuant to any theory of agency, 134. The plaIntiffs have failed to properly plead the existence of an agency relationship between answering defendants, C.M. Detweiler, Inc and Carlea Lenker and 'l'rindle Spring Development Company and, therefore, answering defendants cannot be held liable pursuant to any theory of agency. 135. The plaintIffs' Complaint fails to set forth any facts or circumstancas indicallng that the plaintiffs' reliance of any alloged misrepresentation made by any defendants was justifiable, any misrepresentation made by any the answering defendants being pecificlllly denied. 136. Pursuant to Pennsylvania Law, answering defendants ~.M. etwoiler, Inc. and Carlea Lenker had no duty to verify whether the roperty in question was located inl a flood plainl a flood zonel spocial flood hazard area or whether the plaintiffs' were required to purchase flood insurance. 137. lInsworIng defendants C.M, Detweiler, Inc. and Carlea 3, Additionul Dcfcndunt Rohcrt 0, lIurtmlln & Associatcs. Inc" is II Pcnnsylvllnill corpoflltion opcruting liS a profcssionlll engineering firm, with II principal pi lice of busincss lit 2101 OrchilI'd Roud, Cllmp lIill,Pennsylvllniu, 17011. 4, Additionul Defcndant Whittock . lIurtmlln is 01' uttimes muterial hereto WIIS II solc proprietorship of Robert (;, IIl1rtmun, Jr" and operatcd as a profcssional engineering finn, with II principal pluce of business at2101 Orchard Road, Camp Hill,Pcnnsylvania, 170 II. 5, Pluintiffs institutcd this action against Dctcndants ullcging thutus a result of fraud and misrepresentation. ncgligentmisrcprcscntution and untllir tradc prncticcs or violation of consumer protection luws, Pluintiffs wcrc damuged us a rcsult of thcir purchuse of u home or lot in Trindle Spring development, Silver Spring Township, Cumherlund County,Pennsylvunia, A copy of Plaintiffs' original Complaint is attachcd hereto as Exhibit "A", and incOl'porutcd hcrein by rcfcrcncc, 6, Plaintiffs allege Dcfcndunts Detwciler Enterprises, Inc, and Edward W, Seik, Sr., tin Trindle Spring Developmcnt Company intentionally and fraudulently 01' ncgligently failed to disclose information regarding flood plain or special flood hazard zones on Plaintiffs' property, when Defendants had a duty to do so, (See Exhibit A,) 7, Dcfendants deny such liability, A copy of Defendants Answcr with New Matter and Countcrclaim to Plaintifls Complaint is attached hereto as Exhibit "13", and incorporated herein by retcrence, 8, Plaintins further allegc Detcndants Detwciler Enterprises, Ine, and Edward W, Seik, Sr" tla Trindle Spring Development Company, engaged in dcccptive trade practices regurding Plaintiffs' property, (See Exhibit A) 9. Defcndnnts deny such linbility, (Scc Exhihit B,) 10, At the timc Dcfendants Detweiler Entcrprises,lnc, and Edwnrd W, Seik,t/n Trindle Spring Developmcnt Company gaincd a financial intcrcst inthc Trindle Spring developmcnt in or around 1988, Robcrt (J, Hartman, .II'" and/or the firms of Whittock- Hnrtman, Hartman & Associatcs, Inc" or Rohert G. Ilartman & Assodatcs, Inc" had bccn and werc scrving as cnginccr Ibr thc previous devclopcr. II, Upon Dctendants gaining n financial intcrcst inthc Trindlc Spring dcvclopment, Defendants contractcd with Robert G. lIartmun, .II'" and/or thc lirms of Whittock- Hartman, Hartman & Associutes, Inc" or Robcrt (J, lIartmun & Associates. Inc, to continue providing required and requcstcd professional cngincering and consulting work regarding the Trindle Spring development. 12, At all times material hereto DeltJlldants Detweiler Enterprises, Ine, and Edward W, Seik, Sr" t/aTrindle Spring Development Compuny continued in such relationship with Robert 0, HUl1man, .II'" and/or thc I1rms of Whittock-lIartman, lIartman and Associates, Ine" or Robcrt (), lIartman & Associates, Inc" (Whillock-lInrtman, Hartman & Associates, Inc" nnd Robcrt (J, Harlmnn & Associates, Inc" will hcrealler be rcttmed to ns "Hartman linn") for professional cngincering and consulting work rcgarding the Trindle Spring developmcnt. 13, Hnrtrnan and/or one ofthc Hnrtmanfirms was responsible to the Defendants ntnll times relevant hercto for preparing. submitting and Itlllowing thl'Ough the required process all cngincering and professional work concerning flood plain issues and flood plain manngement conccrning the Trindlc Spring developmcnt, including suhmlssiol1 of any requircd information, maps, surveys, applil:atlons, and correspondcncc to either thc Federal Emergency Managcmcnt Agcncy (hcrcinallcr "FilMA ") and/or Silvcr Spring Township (hcreinaftcr, "Township"), .' " I R, Delcndnllls were never intbrmed nnd did not know at any time material hel'eto of nny IIgreement 01' requirement that houses 01' other structures in the Trindle Spring development be built without basements, 19, By letter duted Februury 9, )990, and based on lIctionil nf the Silver Spring Township Pinning Commission, Silver Spring Township notified Trindle Spring Development Compnny of'lI recommendution that a Subdivision plan (Suhdivision plan 90-4) for Trindle Spring development be approved subject to eertnin conditions including that the flood plnin boundnry on vurious lots including Lot II I {)9 be chunged; this correspondence was copied to Whittock-Ilmtmlln, A l~Opy of the letter of Februury 9. 1990 'rom Silver Spring Township to Trindle Spring Development Company is uttaehed hereto as Exhibit "1"", 20, By letter of May R. 1991, Silver Spring Township further indieater! no building permits would he \!Isued in section II of the Trindle Spring development until any modification to the l100d plain boundary was approved and completed; this correspondence was copied to Robert 0, Hartman, A copy of the letter dated May R. 1991, from Silver Spring Township to Defendanls is attached hereto as Exhibit "0", 21, By leller of May 20, 1991, Robert O. HarIman, .II',. undlor the firm of Hurtman'& Associutes. Inc,. 01' another Hartman firm communicated by written correspondence with Silver Spring Township, assuring the Township that"", the storm sewer system and 1100d plain manllgement has been neeomplished in Section II ofTrindle Spring Development," A copy of the letter dated May 20. 1991 is attal~hed hereto liS Exhihit "H", 22, Delcndnnts believe IInd therel(lre aver Hartmnnnnd/or one of the Hartman firms met with or communicated with FEMA or its ngents undlor Silver Spring Township or lis ngents on one 01' more occnsions regurding 1100d plnin boundllry ohnnges or other flood " . plain manllgement issues, but did not intorm Defendnnts of such meetings or of any substantial outstnnding flood plain mnnngement issucs, 23, Atnu timc relevant hereto, did Ilnrtman and/or any of the Hartman firms Indicnte to Defendants that any homes in the Trindle Spring development were to be rcstricted liS to the inclusion of a basl~mcnt. 24, To the contrary, I-Inrtman and/or one ofthc Hartman I1rms consistently indicated all requirements regarding flood plain management, including acceptance of a new pl'Oposed flood plain boundary prepared by Hartman nnd/or one of the lIartman firms, were being proposed, managed and accepted without any ullusual occurrences, circumstances, prohlems or concerns, 25, Hartmnn and/or olle or more of the Hartman firms, specifically communicated to Defendants lhatthe new proposed flood plain boundary prepared and submitted by Hartman and/or one of the Hartman firms, had been adopted or accepted by FEMA. I~ I, r r 26, Defendants relied on Hartman and/or the Hnrtman firms in regard to professional engineering and consultation services lor Trindle Spring development, particularly including meeting all requirements ofFEMA and the Township regarding surveys, maps, drawings, applications or other requirements concerning flood plain management and the requirements to meet all FEMA and Township Inws, regulations, rules, ordinances and procedures, FRAUD AND MISREPRESENTATION 27, The averments of paragraphs 1 through 26, inclusive, are incorporated herein as if the same were setlbrth herein at length, ", 28, Wlthoutadmltting any liability lor 1II1Y !i'lllId 01' misrepresentutlon concerning the sale of Lot 1/ I 09, Trindlc Spring dcvelopment, Silver Spring Township, Cumberhmd County, Pennsylvunia, which Defendants specifically deny, Defendunts relied on Hartman and/or one of the lIarlmun I1rms, with rcgard to ull prolessionnl f,mgineel'ing nnd consultation services for Trindle Spring developmcnt, particulnl'ly including meeting all requirements of FEMA and the Township surveys, maps, drnwing and applicutions or other requircments concerning flood plain manugcmentllnd the rcquirements to meet nil FEMA and Township laws, rules, regulations, ordinllnces und procedures, 29, Defendunts relied on Hartman and/or one of the Hartman firms for any and all information they had regarding all FEMA requirements, and all issues involving isslllmee of Lellers of Map Revision OJ' any alterntions to the flood plain at Trindle Spring development. 30, Additional Defendant Hartman and/or one of the Hartman firms had an obligation and duty to accurately keep Defendants informed as to the status of said FEMA and Township 1100d plain management, including requirements and status of any alteration to such 1100d plain, 31, Hartman and/or one of the Hartman firms did not inform Defendants as to the status of and requirements ofFEMA and Township regarding 1100d plain mllnagement, including requir'ements and status of any 1I1terlltion to such flood plain, 32, Hartman and/or one of the Hartman firms misinformed Dcfendunts as to the status of FEMA and Township regarding flood pluin munugeme!1t, und specil1eully with regurd to the status of ultcrations to the Trindle Spring development flood plnin, 33, Any misreprescntation or innccul'llte statement made by Defendnnts, if any, to Plaintiffs, regarding 1100d pluil'. or 1100d management issues concerning lot III 09 In '['rlndle Spring developmen(, which Defendants speeilkally dlmy, were mude in reliance on the professional services and representutions and information, or the fililure to pl'Ovide inforlTlution, of Additional Defendunts Ilurtmunund one or more of the Ilartmun firms, 34. Any conclusion druwn lI'OIn any map, survey, diagram or drnwing regarding 1100d pluinllnes. Ill' designation of uny mea us either inside or outside any 1100d pluin or special flood hazurd area, at '('rindle Spring development, were made in reliance on the professionul services and representations of Additional Defendants Hartman und one 01' more of the Hartman !inns, 35, Defendants' reliunec on Additional Defendunts' professional services and representation and infornmtion was reasonable ut the time and under the circumstances, 36. Defendants speei!ieully dcny any misreprescntutions to or purposeful, intentional or malicious withholding ofnmterial information fl'Om Pluintiffs regurding Lot #109 in Trindle Spring development, and further assel1s any such misreprescntution or withholding of information wus euused hy the negligence of Additionul Defendunts Hartman and on or morc of the Ilurtmun !inns. 37, In the cvent thatl'laintiffs recovcr uny judgmcntugainst Defendants us a result of damages alleged to huve been sustuined by Pluintiffs as a result of fraud or misrepresentation arising from the sale of Lot 109, Trindle Spring development, as refcrred to in Plaintiffs' Compluint, such liability to I'luintiffs being specifically denied, Defendants usscrt thut Additional Defendants Ilartman and one or more of the Hat1man firms arc solely liable, jointly 01' sevcrully Iiahle, or liable over to Defendants on the cause of actionassCl1ed by Plaintiffs, WHEREFORE, Defendants Detweiler Entcrprisl~s, Ine, and Edward W, Seik, Sr" tla '['rindle Spring Dcvelopment Company request this Ilonol'<lblc Court to join Robert 0, Hartman, Jr,; Hartmun & Associutes, Inc,; Rohert (I, I-IlIrtman & Associatcs, Inc, IInd Whitlock. Hartman us Additionul Defendants und to: A,) find AdditionulDclcndunls solely Iiuhle f(lr uny uwurd against Defcndunts as u rcsult of Pluintiffs' calise of uction; or, altcrnativcly, (3,) tind Additionul Dclcndunts liahlc over to Dcfendants for uny award agllinst Dcfcndants as a rcsult of Pluintiffs' causc of action; or, ultcrnutivcly, Co) find Additional Dcfendunts jointly or scvcrally Iiahlc with Defendants for any award against Dcfendants as 1I result of PllIintiffs' clluse of action; or, alternativcly, D,) find Additional Defcndants Iiahle to Dcfendants for any award against Dcfendants as a rcsult of Plaintiffs' clluse of action, or lIrising out of thc transaction or occurrence upon which Plaintiffs' causc of action is hased, NEGLlGlJ;NT MISREPRES~;NT ATION 38, The avermcnts of paragraphs Ilhrough 37, inclusive, arc incorporated herein as if the same werc set forth herein at length, 39, Any negligent misrepresentation by Defcndants rcgarding the flood plan designation of Lot #109, Trindle Spring dcvclopmcnt, which Defcndllnts nevertheless dcny, were made in reliancc on thc professional services, representations or information from Additionul Defendants Hartman and/or one of thc Hartman f1rms, 40, Additionul Dcfcndants knew or should havc known accuratc status of uny flood plain or special flood hazard designation rcgarding Lot # I 09, Trindle Spring developmcnt, and had u duty to fully inform Dcfcndants of the sumc, 41, Defendants' rclillnce on Additional Defendunts was rcasonable under the circumstanccs, 42. In the event thatl'llIintlftfl recover any jlldgmentagllinst Defendants as a result of damages alleged to hllve been sustained by Plaintiffs as a result of negligent misrepresentation urising from the sllle of I,ot /I 109, Trlndle Spring Development, as referred to in Plaintiffs' Complaint, sllch liability to 1'llIintllT bcing specifically denied, Dcfendnnts assert that Additionnl Defendant Hurtlllllnand onc or more of the Hartman firms ure solely liable, jointly or sevel'lllly liable, or Iinble over to Defendants on the calise of lIetlon asserted by Plnintlffs. WHEREFORE, Defendunts Detweiler Enterprises, Inc. und Edwurd W. Seik, Sr., tla Trindle Spring Development Compuny request this IlonOl'able Court to join Robert G. Hartman, Jr.; Hnrtmun & Associutes, Inc.; Robert O. Hnrtmun & Associates, Inc. und Whitlock.Hnrtmllnus Additionul Dctendants und to: A.) find Additional Defendunts solely liable for uny awurd against Defendants as a result of Plaintiffs' cause of action; or, allernatively, B.) find Additional Defendants liable over to DefendalJts for any IIward against Dcfendants as a result of PlaintifTs' cause of action; or, nllernatlvely, C.) find Additional Defcndantsjointly or sewrally liable with Defendants for any award ugainst Dcfendants us a resull of Plaintiffs' cause of action; or, allernatively, D.) find Additional Defcndants liable to Defendants for any award. against Defendants as a result of Plaintift:s' cause of action, or arising out of the tranfJaction or occurrence upon which Plaintiffs' elluse of action is based. UNF AIR TRAIlE PRACTICES Rnd CONSUMER PROTECTION LAW 43. The averments ofpul'Ugmphs I through 42, inclusive, are incorporated herein as if the same were set forth hercinat length. L; I' I ~. I , l. ! 44. Any violutlons by Defcndllnts of the Pellnsylvuniu lJnfhlr Tl'Udc I'ructiccs und Consumer Protection Luw, which Delendunts nevertheless deny, were donc In relillnce on the prolessional services, representations or inf()rmution provld.:d by I lurtmunand/or one of the Hurtmun firms, 45. Defendllnts rcllunce on Additlonlll Defendants was reasonllble under the c1reumstllnccs. 46. In the event thut PllIintit'ts recover lIny judgment IIgainst Defendants as a result of dumllges IIlleged to hllve been sustained by Pluintiffs as u result of unfair trade practices or violation of consumer protection law arising from the sule of Lot /I 109, Trlndle Spring Development, as referred to in Plllintiffs, Complulnt, such Iiubility to Plaintiff being specially dllnied, Defendunts usscrt tllllt Additionul Defendants Hurtmunand one or more of the Hartmun firms lire solely liable jointly or severally liable, or Iiuble over to Defendants on the euuse of actionllssel'ted by Plaintiffs. WHEREFORE, Defendllnts Detweiler Enterprises, Inc. nnd Edward W. Seik, Sr., tla Trindle Spring Development Com puny request this Honoruble Court to join Robert G. Hllrtmun, Jr.; Hartmun & Associates, Inc.; Rober! G. Hurtmlln & Associutes, Inc. and Whitloek.Hurtman as Additional Defendants uml to: A.) tind Additional Defendunts solely Iiuble for any llward against Defendants us u result of Plalntifls' cause of action; 01', alternutively, B.) find Additlonlll Defendants liable over to Defendants for any IIwlIl'd against Defendants us a result of Pluintitls' cause of uetion; or, ulternatlvely, C,) tind Additionul Defendants jointly or sevemlly liable with Defendants for any uwurd ugainst Defendunts as uresult of Pluintiffs' cnusf,l of action; or, ulternatively, D,) f1nd Additionul Defendunts II1Ihle to Dcfcndllnts for IIIlY IIWIII'd "galnst Defcndllllts liS II result of PllIintlffs' ClIUsc of lIl'tloll, or lII'lsing out of Ill" tt'anslleUoll or occurrence upon which I'luintifts' ellusc ofuction Is hused, Respectfully suhll1llted, NICHOLAS & FORI>: N, I',e. /;1 ;; By_ .IE', iO ' A ,':SQIJIRE 3 N I 'I'Ont Street H rrisburg, PA 17110 (717) 236.939f ID /I 72657 Altol'lleys 1(11' Defendllnts Detweiler Enterprises, Inc, ulld Edward W. Selk, Sr., t/u Trlndle Spring Development Cp. CLIFTON H. JlENI)~:I{SON pnd SUSAN G, IU:NDF.RSON, Plplntlffs : IN Tim COURT <W COMMON PLEAS 0(<' : CUMIlICIU,ANI> COUNTY, I'I';NNSYLV ANIA VN. I)ETW~:ILlCR I<:NTICRI'IUSICS, : NO. 98 - 2526 CIVIL n:RM INC. pnd EI)W AIW W. S":IK, Sit: tip TRINI>LE SI'RING DEVELOI'MENT COMI'ANY, C. M. I)ETWICILlm REALTY, CARLI A LENKER pnd "'IRST AMERICAN FLOOD I>A T A SICRVICES, INC., Defendants : CIVIL ACTION - LAW : ,JURY TRIAL I>EMANDED vs. ROBERT G. JlARTMAN, ,Jr" HARTMAN & ASSOCIATES, INC., ROBERT G, HARTMAN & I ASSOCIATES, INC" and WHlTTOCK-HARTMAN, Additional DefendRnts VERIFICATION I, John R. Detweiler, President of Detweiler Enterprises, Ine" for and on behalf of Detweiler Enterprises, Inc" certify thut I have reviewed the statements made in the foregoing Complllint and Joinder Motion, und that thcy ure true and correet to the best of my knowledge, Informution und belief. I understund that flllse stutements herein lire made subject to thc penulties of 18 Pu. C,S. Section 4904, rcluting to unsworn falsifications to authorities. Duted: , GJ~~-/9?5 " CUF'fON (I, HI<~Nm~RSON and SUSAN (I, I-IENmCRSON, 1'lalntlffH I IN TilE COllin OF COMMON PLEAS OF I CUMIJERI,ANI) COlJNTY, I'ENNSYLV ANIA \lH. J)UWEILER ENn:RPRISES, : NO. 98 . 252(, CIVIL 'I'ICRM INC. and EDW ARJ) W. SEIK, SR,: t/H TRINDLE SPRIN(; J)EVELOI'MI<:NT COMI'ANY, C. M. J)ETWF.IU:R RI<~ALTY, CARLlA LENKICR IlUd l<'mST AMERICAN FLOOJ) IlATA SERVICES, INC" J>efcndantH CIVIL ACTION . LAW : .ItIRY TRIAL J)EMANJ)J<~J) V8. ROBERT G. HARTMAN, Jr., HAlrrMAN & ASSOCI,' 'fES, I INC., ROBERT G. HARTMAN & I ASSOCIATES, INC., Hnd WHll'TOCK.IIARTMAN, AddltlonRI J>efendllntH I, Edwurd W, Seik, Sr" certify that I huve reviewed the statements mude in the foregoing Complllintllnd Joinder Motion, and that they ure true umi correct to the best of my knowledge, informationllnd belieI'. I undcrstund thut fulse stutements herein are subject to the penullles of ] 8 Pa, C, S. Section 4904. relutlng to unsworn fulsiticatiolls to uuthorllies, ~IaMJ!L1-iLbJtV Edward W. Sclk, Sr, Dllted:~~ I' ,J I" Johnson, Duffie, Stewart & Weidner By: David W, DeLuce I.D. No. 41687 By: Keirstcn L, Walsh !.D. No, 78243 301 Markct Street P. O. Box 109 Lcrnoyne, pennsylvanill 17043.0109 (717) 761-4540 -'1/ '[)' Attorneys for Plaintiffs CLIFTON H, HENDERSON and SUSAN G, HENDERSON, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 98.. 0{ J:<rp CIVIL TERM CIVIL ACTION - LAW JURY TRIAL DEMANDED Plaintiffs v, DElWEILER ENTERPRISES, INC. and EDWARD W, SEIK, SR. Va TRINDLE SPRING DEVELOPMENT COMPANY, C.M. DETWEILER REAL TV, CARLlA LENKER and FIRST AMERICAN FLOOD DATA SERVICES, INC" Defendants tY.QJICE TO..DEEEND To the Defendants: " You have been sued In court. If you wish to defend against the claims set fOl1h In the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personal!y or by attorney and filing In writing with the court your defense or objections fo the claims set forth against you. You are warned that If you fall to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed In the complaint or for any other claim or relief requested by the Plaintiff, You may lose money or property or other rights Important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND Oll1'WHERE YOU CAN GET LEGAL HELP. TR Cumberland County Bar Association UE COPY FROM 2 Liberty Avenue n Testimony whereot I h RECORttarllsle, Pennsylvania 17013 nd th seal 01 I Co ore unto set mYflanielephone: (717) 249.3166 h.f- 1 Carlisi", Pa - f .. 19.:jL 5, Defendant Carlla Lenker (hereinafter referred to as "Defendant Lenke!"') Is a Pennsylvania licensed realtor, who at all times relevant hereto was an agent of Defendant Detweiler Realty with a place of business located at 3310 Market Street, Camp HIli, Cumborland County, Pennsylvania 17011. 6. Defendant First American Flood Data Services, Inc, (hereinafter referred to as "Defendant Flood Data Services") Is a flood certification agency formerly known as Flood Cert. having Its office and place of business at 11902 Burnett Road, Suite 400, Austin, Texas 78750-2902. 7. Defendant Trindle Spring Is the owner and developer of the Trlndle Spring Development In Silver Spring Township, Cumberland County, Pennsylvania, 8, At ati times relevant hereto, Defendant Detweiler Realty as a real estate brokerage firm listed for sale and marketed the Trlndle Spring Development with Defendant Lenker as the listing agent. 9. In approximately June of 1994, Plaintiffs began searching for a suitable lot upon which to construct their retirement home, 10. Plaintiffs aver that they had four criteria to meet prior to purchasing a lot, which criteria were known to Defendant Trlndle Spring, Defendant Detweiler Realty, and Defendant .Carlla Lenker: (1) the lot had to be In the Cumberland Vatiey School District; (2) the tot had to have city sewer and water; (3) the lot ,\ had to accommodate a daylight basement; and (4) the 101 had to accommodate an Inground pool, ., . ,11. After an eight.month search, Plaintiffs located two potential lots on which to build their . retirement home, one in Konhaus Estates Development and Lot #1091n the Trindle Spring Development. . , . . . 12. Because the original asking price for the Trlndle Spring lot exceeded their budget, Plaintiffs placed a deposilto secure their rights to the lot In Konhaus Estates Development. 13. Upon learning of Plaintiffs' decision to purchase In Konhaus Estates Development, Defendant Trlndle Spring lowered Its asking price at least three times for Lot #109 in the Trindle Spring Development until It was within Plaintiffs' budget. 14, Defendant Trlndle Spring's third offer fell within Plalnllffs' budget, and Plaintiffs decided they could afford and would purchase the Trindle Spring Development Lot #109 offered by Defendant Trlndle Spring, and marketed by Defendant Detweiler and Defendant Lenker, thus forfeiting their deposit for the lot In Konhaus Estates Development. 15, On behalf of Defendant Detweiler Realty and Defendant Trlndle Spring, Defendant Lenker as an agent of Defendant Detweiler Really advised Plaintiffs that the applicable Federat Emergency Management Agency (FEMA) flood plain map showed that L.ot #109 In the Trlndle Spring Development was outside a flood zone. 16, Defendant Lenker on her behalf and that of her principals, Defendant Trlndle Spring and Defendant Detweiler Realty advised Plaintiffs and other neighboring property owners In the Trlndle Spring Development that a proposod flood plain amendment had been approved by the government for the Trlndle Spring Development, effectively removing Lots 109, 111 and 113 from the flood zone, 17, Relying on these representations, on or about October 13, 1994, Plaintiffs entered an Agreement of Sale to Purchase Lot #109 In Trlndle Spring Development, alk/a 16 Hazelwood Court, Mechanlcsburg, Sliver Spring Township, Cumberland County, Pennsylvania, Attached as Exhibit "A" Is a copy of the Agreement of Sale. 18. As a condliiofl precedent to settlement, Plaintiffs' lender required that a flood certification be completed to ascertain whether Lot #109 was located in a flood zone and whether flood insurance would be required, 19. Thereafter Defendant Lenker again represented to Plaintiffs that they would not need flood insurance for Lot #109, due to FEMA's acceptance of the proposed flood plain amendment which removed Plaintiffs' property from the flood zone. 20. Pursuant to fhe lender's direction, the services of Defendant Flood Data Services (formerly Flood Cert) were enlisted in order to determine whether the property was located In a special flood hazard area, and whether flood Insurance would be required. 21. On or about December 5, 1994, Defendant Flood D(~ta Services certified that Plaintiffs' lot was not within a special flood hazard area and that flood Insurance would not be necessary. Attached as Exhibit "8" Is a copy of the flood certification, 22. On or about February 20, 1995, Plaintiffs purchased Lot #109 In Trindle Spring Development which Included a two-story residential dwelling selecled by Plalnliffs for $180,642.00, Attached as Exhibit "C" Is a copy of the Agreement for Sale and Purchase of Real Eslate and the Deed dated February 20, 1995 between Plaintiffs and Defendant Trindle Spring. 23, Subsequent to Plaintiffs' purchase of the above-referenced property, Plaintiffs discovered the follOWing: (a) despite representations by the Defendants to the contrary, their property was Indeed In a flood zone; (b) despite representations by the Defendants to the contrary, they would need to purchase flood Insurance; (c) despite representations to the contrary by the Defendants the proposed amendments to the Development's flood maps were never approved by FEMA; (d) because Plaintiffs' property is located within a special flood hazard area, fhelr property value has diminished significantly; and (e) because other lots within Trlndle Spring Development are also located within a special flood .hazard area, the property value for the entire development has diminished slgnificantiy. COUNT I \ Clifton H. Henderson and Susan G. Henderson v. Trlndle Spring Development Company Fraud and Misrepresentation 24. The averments of paragraphs 1 through 23 are incorporated herein as if the same were set forth herein allength.' . , \ 25. In anticipation of developing the area to be known as Trlndle Spring Development, on or about November 30, 1988, Robert G, Hartman, the Trlndle Spring Develop,> '1t Engineer, who was also at the time the Sliver Spring Township Engineer, had requested via correspondence that FEMA determine whether the proposed Trlndle Spring Development was located in a special flood hazard area. 26. On or about April 5, 1989, FEMA responded affirmatively stating in writing "we have determined Ihat fhe proposed Trlndle Spring Development would be partially inundated by a flood. . . In .,- addition Lots #109 and #110 are located within the adopfed regulatory floodway for Trlndle Spring Run," Attached as Exhlt>lt "f)"ls the correspondonce dated April 5, 1989 from FEMA. 27. In response to the above, on or about February 9, 1990, the Sliver Spring Township Board of Supervisors Informed Defendant Trlndle Spring that any modification to the flood plain boundary must be completed and approved prior to the issuance of any building permits, Attached as Exhibit "E" Is correspondence dated February 9, 1990 from the Sliver Spring Township Board of Supervisors illustrating the above. 28, Furthermore, on or about May 8, 1991, the Sliver Spring Township Board of SuperVisors again reminded Defendant Trindle Spring in writing that the fiood plain boundary modification must be completed and approved prior to the issuance of any building permits. Attached as Exhibit "F" Is correspondence dated May 8, 1991 from the Sliver Spring Township Board of Supervisors illustrating the above., 29. On May 20, 199'1, Robert G. Hartman, Trlndle Spring Development and Sliver Spring Township Engineer, reported to the Silver Spring Township Board of Supervisors that "the storm sewer system and flood plain management has been accomplished," Attached as Exhibit "G" Is correspondence dated May 20, 1991 from Robert G, Hartman illustrating the above. 30. Immediately thereafter, Defendant Trindle Spring proceeded to obtain bUilding permits from Sliver Spring Township and sell lots In Trlndle Spring Development. 31, . '", ~fEln~ilnt Trlndle Spring by and through Its agents and representatives, Intentionally and fraudulently mlsrepifeSl!lnted material facts to the Sliver Spring Township Board of Supervisors for their own financial gain and to Plaintiffs' detrlmenl. 32. Defendant Trlndle Spring sold and conveyed the aforementioned real estate to Plaintiffs, when Defendant Trlndle Spring knew or should have known that the real estate being conveyed was located In a special flood hazard area and that the property would be unsuitable for Plaintiffs' Intended use. 33, Defendant Trlndle Spring conveyed Lot #109 to Plalnflffs wlthoul disclosing to them that It was designated as a special flood hazard area and that PlaintiffB would be unable to ullllze thtt property as Intended, 34, Defendant Trindlo Spring had a duty to Inform Plalnllffo of the fact that the property was designated as a special flood hazard area and that Plalnllffs would not be able to put the property to Its Intended use, 35, Defendant Trlndle Spring knew or should have known that this was material Information of the type that would Influence a reasonable person In determining whether or not to purchase the property, 36, The condillon materially affects Plaintiffs' use and enjoyment of the lot and makes It Impossible for Plaintiffs to put fhe property to Its Intended use. 37. Plainllffs Informed Defendant Trindle Spring andlor Its selling agents that they Intended to build an Inground pool on the property. 38, Defendant Trlndle Spring's withholding of Intormallon thaf the lot was designated as a special flood hazard area was done purposely, Inlenllonally, and maliciously, and was done to the great disappointment and financial and emotional detriment of Plalnllffs. WHEREFORE, Plaintiffs demand that Defendant Trlndle Spring be directed to: A) :\ Reimburse Plaintiffs for all the damage they have suffered, well In excess of $25,000.00, including but not limited to the cost of annual flood Insurance and the dlmlnullon In property value; and " B) Pay Plaintiffs' treble damages for Its willful and Intentional WithhOlding of material Information from the Plalnllffs, that the lot purchased by them was designated as a special flood hazard area; and C) Pay all Plainllffs' attorneys fees and costs In pursuit of this action; and D) Pay all other damages and remedies the Court deems Just and appropriate; and E) Pay Plaintiffs' punitive damages for Its outrageous conduct as averred above, COUNT" Clifton H. Henderson and Susan G, Henderson v. Trlndle Spring Developfmmt Company Negligent Misrepresentation 39, The averments of paragwphs 1 throunh 38 <1[0 Incorporated herein as If the same were set forth herein at length, 40, Defendant Trlndle Spring by and through its agents and representatives negligently misrepresented material facts regarding flood plain designations of Lot #109 In the Trlndle Spring Development to the Silver Spring Township Board of Supervisors for their own financial gain and to Plaintiffs' detriment, 41, Defendant Trindle Spring sold and conveyed the aforementioned real estate to Plaintiffs, when Defendant Trindle Spring knew or should have known that the real estate being conveyed was located In a special flood hazard area and that the property would be unsuitable for Plaintiffs' Intended use, 42, Defendant Trlndle Spring negligently conveyed Lot #109 10 Plaintiffs without advising them that It was designated as a special flood ha~ard area and that Plaintiffs would be unable to utilize the property as Intended, 43. Defendant Trlndle Spring hap a dvty to Inform Plail'ltlffs of the facl that the property was , , designated as a special tlood hazard area and that~alntlffs would not be able to put the property to Its fuil , and Intended use, . ," .,. . < ,':' 44. Defendant Trindle Spring knew or Ihould have known that this was material information of , the type that would influence a reasonable person In determining whether or not tC\purchase the property. 45. The condition materially affects Plaintiffs' use and enjoyment of the lot and makes It Impossible for Plaintiffs to putlhe property to ils Intended use. 46. Plaintiffs Informed Defendant Trlndle Spring andlor Its selling agents that they Intended to build an inground pool on the property. 4'7, Defendant Trlndle Spring's withholding of Information that the lot was designated as a special flood hazard area was done negligently, and was done to the great disappointment and financial and. emotional detriment of Plaintiffs. WHEREFORE, Plaintiffs demand that Defendant Trlndle Spring be directed to: A) Reimburse Plaintiffs for all the damage they have suffered, well In excess of $25,000.00, Including but not limited to the cost of annual flood Insurance and the diminution In property value; and B) Pay all Plaintiffs' attorneys fees and costs In pursuit of this action; and 0) Pay all other damages and remedies the Court deems just and appropriate. COUNT 11/ Clifton H. Henderson and Susan G. Henderson v. C.M. Detweiler Realty Fraud and Misrepresentation 48, The averments of paragraphs 1 through 47 are incorporated herein as If the same were set forth herein at length. " 49, At the time that Plaintiffs first inquired as to the availability of a lot in the Trlndle Spring Developll\lent and at all times material hereto, Defendant Detweiler Realty was designated as the listing agent fo{ the Trlndle Spring Development. . '~ '.. .~, 60, On or about October 13,1994, Plaintiffs entered Into an Agreement for Sale and Purchase of Lot #109 In Trindle Spring Development, with Defendant Detweiler Realty identified as the agent for the seller. 51. Defendant Detweiter Realty knew or should have known that Plaintiffs' property and proposed home was located squarely within fhe special flood hazard area, nevertheless Defendant Detweiler Realty intentionally and fraudulently withheld this Information from Plaintiffs, 52. At no time did Defendant Detweiler Realty disclose to Plaintiffs that their property was located In a special flood hazard area. 53. Defendant Delweller ROlllty know or should IliIvo knowlI thai tltlll was fIlotorlnllnforrnatlon of the type that would InfluenctJ 11 rensnnnbln porsonln dotofllllnlnu whothor or lIot to purchase Ihe property. eslate, 54, Defendant Dlltwollor HOillty plOllI(Jlo!l Ihlolf lIS lliIVlllU lJXportlso In the aroa or residential real 55, As such, Dofondnnt Dotwllllor fllJlllly In charoot! wllh a duty or familiarizing Itself with the neighborhoods In which II!I 1I!1111111 prnplllthlflll/lIlo(:ntud, 56, Plalntlrfs IlIfoflnod IJnfnndllllll lolwolhll Iluulty und/er lIs agents of their Intended use for the property prior to purchoslno, 57. Defendant Dolwllllor flolllty hud II duty to Inform Plalntllrs ef the fact that the property was located In a special flood hnl.llrd /lIOO, IIl1d IIll1t Plnlntlffs would not be able fo use and enjoy the property as they originally Intended: 58, Plaintiffs roasollubly rollod Oil mprosontallons of Defendant Detweiler Realty andlor lis agents that the property was net located within a 8poclal flood hazard area when deciding to purchase Lot #109. 59:' Defendant Dotwellllr ROllify's wllhholdlng of InMrnatlon regarding the designation of the lot as a special flood hazard ~rea Was done purposely, Intenllonally, and maliciously, and done to the great disappointment and financial and wlIotlollai detriment 01 Plalnllffs. ., '.\ ,. WHEREFORE, Plaintiffs d~!lInrld fhnl Defendant Detweiler Realty be directed to: A) Relrnhurse P(fllntlffn lor IIl1tl1o dUfllage they have suffered, well In excess of $25,000.00, Inclwlln(j hulllof IImltod 10 Iho cost of annual flood insurance and tl10 din,1llllitlonln propOIfy vnltlo; und \ B) Pny Plulntlffn' trohlo dO/llanOS for Its willful and Intentional withholding of nwtmlllllnlollniltlon 110111 tl10 Pllllntlfls, fhat the lot purchased by them was dnslonntod 11I111 flpflC:lnlllood hazard area; and C) Pny nil f'lnlnllffli' IIl1orn()Y~l foos and costs in pursuit of this action; and 68, DofoncJul1t Dutwnllfll IllHllty hud u duty to Inform Plaintiffs of the faot that the property was located In a speolal flood hnzwd Willi, f11ld thnll'lnll1l1ff!1 would not bo ablfl to use and enjoy the property as they originally Intondml, 69. PlalntlHfl ronllonuhly 1IIIInd on IOproHol1tntlons of Defendant Detweiler Realty andlor Its agents thaf the propOlly WII~; not 100:ntud within n spookll flood hazard area when deciding to purchase Lot #109, 70, Dofol1dnnt Dnlwollor Hnnlly's withhOlding of Information regarding the designation of the lot as a special f100cJ hnznrd mon wrl5 dono nooll[Jonlly, and done to the great disappointment and financial and omollonal dotrlrnont of Plnlntllfs, WHEREFORe, Plnintlffs dOllland that Defendant Detweiler Realty be directed to: A) Reimburse Plaintiffs for all the damage they have suffered, well In excess of $25,000,00, Including but not limited to the cost of annual flood insurance and .tho diminution In property value; and , B) Pay all Plaintiffs' attorneys fees and costs in pursuit of this action; and C) Pay 1111 othor dam<lges and remedies the Court deems just and appropriate. COUNr V 'I. Clifton H. Henderson and Susan G. Henderson v. Carlla Lenker Fraud and Misrepresentation \ 71, The avermonts of paragraphs 1 through 70 are Incorporated herein as If the same were set forth herein allength, .. 72. Defondant Carlla Lenker, as an agent for Defendant Detweiler Realty and Defendant Trlndle Spring, faollltated Plaintiffs' purchase of the property In question. 73. Defondant Lenker was advised on numerous occasions by the Plaintiffs prior to their purchase of Lot 11109, of Plaintiffs' desired and Intended use for Lot #109, including Plaintiffs' Intention to build an Ingrollnd pool on thfl property. 74. Defendant lenkeI' reprl~sented to Plaintiffs and at least two (2) additional property owners In Trindle Spring Development on numerous occasions, that although existing flood maps Illustrated Plaintiffs' (and neighboring) properly In a special flood hazard area, proposed amendments to the flood plans removing the property from the special flood hazard area had been approved by FEMA and by Trlndle Spring Development. 75, Defendant lenkeI' therefore also represented to Plaintiffs that because the properly was no longer located In a flood zone, flood insurance would not be required, . 76. Defendant lenkeI' knew or should have known that the proposed amendments to the flood plan had not been approved by FEMA or by Trindle Spring Development. 77. Plaintiffs reasonably relied on representations of Defendant lenkeI' that the properly was not located In a special flood hilzard area when deciding to purchase lot #109. 78. Defendilnt lenkeI' knew or should have known that Plaintiffs would rely on her misrepresentations to their detriment. 79. Defendant lenker, as a licensed realtor, had a duty to Inform Plaintiffs of the fact that lot #109 was designated as a special flood hazard area, 80, Defendant lenkeI' had a duty to Inquire of her principals Defendant Detweiler Realty and Defendilt\t Trlndle,Sprlng Develop;ment as to whether all of Plaintiffs lot was available for purposes Intended '\ by Plaintiffs, and of which Defendant lenkeI' was Informed. 81, Defendant lenker's withholding of information regarding the designation of the lot as a special flood hazard area was done purposely, Intentionally, and maliciously, and done to the great disappointment and financial and emotional detriment of Plaintiffs, WHEREFORE, Plaintiffs demand that Defendant lenkeI' be directed to: A) Reimburse Plaintiffs for all the damage they have suffered, well In excess of $25,000.00, Including but not limited to the cost of annual flood insurance and the diminution In properly value; and B) Pay Plaintiffs' treble damages for its willful and Intentional withholding of material Information from the Plaintiffs, Ihat the lot purchased by them was designated as a special flood hazard area; and C) D) Pay all Plaintiffs' attorneys fees and costs in pursuit of this action; and Pay all other damages and remedies the Court deems just and appropriate; and E) Pay Plaintiffs' punitive damages for its outrageous conduct as averred above, COUNT VI Clltton H. Henderson and Su,saTl G. Henderson v. Carl/a Lenker Negligent Misrepresentation 82. The averments of paragraphs 1 through 81 are Incorporated herein as If the same were set forth herein at length. 83. Defendant Carlla Lenker, as an agent for Defendant Detweiler Realty and Defendant Trlndle Spring, facilitated Plaintiffs' purchase of the property In question, 84. Defendant Lenker was advised on numerous occasions. by the Plaintiffs prior to their purchase of Lot #109, of Plaintiffs' desired and Intended use for Lot #109 Including Plaintiffs' intention to build an Inground pool on the property. 85, Defendant Lenker represented to Plaintiffs and at least two (2) additional property owners in Trindle Spring Development on numerous occasions, that although existing flood maps Illustrated Plaintiffs' . ."" (and neighboring) property in a special flood hazard area, proposed amendments to the flood plans removing the property from the special flood hazard area had been approved by FEMA and by Trlndle Spring Development. 86, Defendant Lenker therefore also represented to Plaintiffs that because the property was no longer located In a f1oodzonFl, flood insurance would not be required, 87. Defendant Lenker knew or should have know that the proposed amendments to the flood plan had not been approved by FEMA or by Trlndle Spring Development. 86. Plnlntll18 roasOl'lfIbly rolled on repro8ontatlons of Defendant Lenker that the property Was not located In a spoclal flood hazard mon when decldin[J to purchase Lot 1/109, 89, Defendant Lenkor knew or should h.wo known that Plaintiffs would rely on her misrepresentations to their detrlmonl. 90. Defendant Lenker, as a licensed realtor, had a duty to Inform Plaintiffs of the fact that Lot #109 was designated as a special flood hazard area, 91, Defen':"nt Lenker had a duty to Inquire of her principals, Defendant Detweiler Realty and Defendant Trlndle Spring, whether all of Plaintiffs lot was available for purposes Intended by Plaintiffs, and of which Defendant Lenker was Informed. 92, Defendant Lenker's withholding of information regarding the designation of the lot as a special flood hazard area was done negligently, and done fo the great disappointment and financial and emotional detriment of Plaintiffs. WHEREFORE, Plaintiffs demand that Defendanf Lenker be directed to: A) Reimburse Plaintiffs for all the damage they have suffered, well In excess of $25,000.00, Including but not limited to fhe cost of annual flood Insurance and the diminution In property value; and B) Pay all Plaintiffs' attorneys fees and costs In pursuit of this action; and ., C) Pay all other damages and remedies the Court deems Just and appropriate, COUNT VII Clifton H. Henderson and Susan G. Henderson v. First American Flood Data Services, Inc. Breach of Contract 93, The averments of paragraphs 1 through 92 are incorporated herein as If the same were set forth herein at length. 94. On or abouf December 5, 1994, Defendant Flocd Data Services Issued a flood certification determining that Plaintiffs' property was not within a special flood hazard area. Attached as Exhibit "8" Is a copy of the flood certification, 95, On or about October 25, 1995, Defendant Flood Data Services Issued a second flood certification again confirming that Plaintiffs' property was not within a special flood hazard area. Attached as Exhibit "H" Is a copy of the second flood certification, 96. Bofh of the above certifications were contracted for and paid by Plaintiffs. 97, Subsequent to Plaintiffs' purchase of the property, Plaintiffs attempted to refinance their mortgage In order to consfruct the inground pool and finish the basement that they had been planning. 98. As pal1 of the refinancing process, Plaintiffs' lender, Members First Credit Union, required that a flood certification be completed with respect to Plaintiffs' property. 99. On or about May 20, 1996, Mike Farrell of Palma, Lazar and Elsh determined that Plaintiffs' property was Indeed In a special flood hazard area, Flood Zone A-3, and that flood Insurance would be required. Attached as\Exhlblt "I" is the May 20, 1996 flood certification. 100. On or about July 16, 1996, Defendant Flood Data Services Issued a revised flood certification Identifying Plaintiffs' property as within a special flood hazard area, and more specifically In Flood Zone A-3. Attached as Exhibit "J" Is the revised flood certification for Defendant Flood Data Services. 101. Defendant Flood Data Services failed to properly Identify Plaintiffs' property as within a special flood hazard area during the Initial certification in December of 1994, and also during the subsequent certification In October of 1995, 102, Defendant Flood Data Services promotes Itself as having expertise in the area of flood certification. 103. As such, It is charged with the dufy of correctly assessing properties as within or not within special flood hazard areas, engaging In any olher fraudulent conduct which creates a likelihood of confusion or of misunderstanding. 115, Plaintiffs reasonably relied upon Defendants deceptive trade practices In determining to purchase fhe subject residence, 116. Pursuant to 73 P.S. ~201-9.2, Plaintiffs are entitled to an award up to three tlrnes the actual damages as described above, together with attorneys fees and such additional remedies as the court deems appropriate, WHEREFORE, Plaintiffs demand that Defendants be directed to: E) :109423 A) Reimburse Plaintiffs for all the damage they have suffered, well In excess of $25,000.00, Including but not limited to the cost of ann/Jal flood Insurance and the diminution In property value; and Pay Plaintiffs' treble damages for Its willful and Intentional withholding of material Information from the Plaintiffs, that the lot purchased by them was designated as a special flood hazard area; and B) C) D) Pay alt Plaintiffs' attorneys fees and costs In.pursuit of this action; and Pay all other damages and remedies the Court deems Just and appropriate; and Pay Plaintiffs' punitive damages for its outrageous conduct as averred above. . , \ \ AGklmMENT .'OR nm SAW ANU l'UIlCH,(SE 01' 'REAI, F.'lTAl'l': Thb ((,I,m ICCOnllll.ndcd IlId Ipprond rOl. but nol' re.Hrlcled '10, ute by momb.fI or (ho (littler UllrlJbur, Anodl\llon or RHAL "O~S. ----AClI!NT,r.:ORSIlLLllk--- [-SUUACIIINT I'OR SBLWR-J. '[----~ AOI!NT I'OR BUYIIR --'-] 1.'.I1)i"~"Wj~/.',('/.., I,J~~ ~!d1\, i""'''I.",~{(,',~J':;, .IW>J.., ' .-l'A, UCr.NSIlU IIROKIIR---- --~I'A, LlCENSI!O UROKI!H----- --I'A, UCHNSI!IlIlROKHR'-- Till. A.mmclIllll"d. Ihl1 .n1.1..11:r...-:!.l~N_L!d_._.. day or ____.r.L!:..:.::>~!.t:.t.J~'T_m._...___._._,._.__.,__._~., 193.:.L I. rRrNcll.Al.5l1dw..n,_.----=.:.l::LL'.lw:17__LN.~_.__.___.__.._~._~__._~~____. __.-0__.... ('''Jllllll' II --'__.. '--'~-_;_r_--~~__.',:,__--"__~-,~_,--w-___,,,__,,,~) Ii",lll"." (IUld SCller, .nd-..i..:.L,J.J:':.:L-1JJL_t.J.~..._'.L~:...~ULL/.\.Lt._.{~._~!1:::./I..!.ll.C..LllJ!___________ (r"ldlll' It -L-dJL".:lJ....._~nJLu1i~_...:;.LtL_'..JLtLi."Ll~~L.'.~l.~_L::'t.l__.___,__. ---J hutlntll" (ailed hU)'tr. ' 1, PROPERTVI Stller henlby 'Jrut 10 1~II'nd cOllvey 10 buyer, who hheby I,ree.t 10 llurchiUe: ALL TIIA'r CERTAIN 1.01 ur piece 0.' ,round wllh bulld/nJ' Ind Illlprovemenu Ihueoo erlllcted, If InYI known &.1: J.~__J.i..il~l;j.J.l'.r.',~..,) 'I ,j I/t'r'''''' ~',',.rt'/ I,ItJ..d!L:..:+."dulf''(; -1_'jJ .,ilJ!..:.::L~~..t1.L_.!.:..':!:.:!.tl::JU..J!._.:L.,t:..u.uw.:......:....r.rlllt' l)",""~ . 3, ZONINOI ZonlnJ Cl.ulrlcallon ~_.-.- I. ,r:7...,;J!:.../. (',1/ .'.lIure or lhlt AJ"llIIlnllo conlllllllhe zonlnl clwlnClllon ute,Jlln CAS" whele' Ihe propeur. (or each patcellh~rlo(, I' .ubdlvldable) It lOlled .olely or prlm.,lIy 10 permll.ln,le-(amlly dwell"l" .hall render Ihls A,reclllcnt voldab e Illhe opllon or the Buyer and I( voided dtpo.II.' Ilndered by tht: l1uyer .hlU be,r.elurnlll'd to Ihe Buyer whholllll requlremenl or courl .~t1oo. 4. TERMSI (a) Purr-hue l'rlc:e~~4' (i ". c~ .' . ""':",."., ") l~oi~_ :",. ",,";.J (/ ,. ,.... .. ...... --.../-.. - ,", ,1' .1..l(~l'{"T,. - ': -r.'_r _______ (s-L'~...(' ~ 10 be paJd by the Buytt IS (ollowA:' .:.. ,,' ,'(I..' . 'j_P 1') DII,05IT Cllto:k o. Cal'" 0, "01",0 .llhf .I,nlnl pll~h ~ .,( ,;.. ~",' .. .~: Ii i' /(tl J .,,"m.nl, IfCiIlp4 or _ben I. ""Ib,"ho...kd,td .lfI,t1A...I,IrJ, 1il1../,l"",J..... .f,... .:,cr. S It MOIl. 10" UdHDIlct 011 or "'Ofl 111I __----..., d.~ o( . l~_._, (41 ADOITIOMAL DII'OSIT dUI on 01' IMrOte 1114 d.ror_______, 19'__,....".,..,."", (Ill IAI.ANCH 0" PUItCllASB PAICEI '1 Nul'lnlnl l(llh."'llrlfd.~~,and/o'moll....twndl}," .",...".,.,...,..,. ..,.",........,."..,." ) , 'i' .',' lIt") I I / ,,'C ?,I':-'-'. -.............. ------ I r'f .1,.(>\- " TOTAL ............. I ~__ (II Wrll..n,pPfol&lors.llu 10 lit IIn 01 bt'ou 1114 I') ~_lUYQ' rJ)"~tIL:L~__19~ m, StIll1m.nlloMfllId. onfl' HrQUlhl_~1......._d.yol I. }I' ~,q.o \.1 __I l'__~-' II ,... tollo...ln,./It~ IN 'r,portlonld p,o.t", u 11' .nd ~Ilfm' or MlIllm.nl: Tun '-I levltel Ind .~u, ~Iflhl Of\'ft\ofllt.. wumpdonl, condominium (,et .nd IlotnlOwnn 1WDt1.1 on r", n an~, _"" .nd/Ol ......t( Unlll( In~, 10.ltb.I ..-lIh an, 011111 U.n.bl, murtldpal Mrvka. AU R,.h~ 'flllutu T.,If",h~1 "tfividtd ..,.alyllllkUOlIllrwIM plo~ldtd Mrfln. . !, 'ROrlRTY 'ILTILEMIlNfCON'TINOENCYl11d.I,lfcmcplIt l~b}tl;1 to 1111 ..\lllm.nl or 811.,..". pNptfl11oa11td II ..L.. ~~',/." "1 ,': 1JR_~__ . ",. " U.., ,,1,'( ..; .,~ lLLC.(;' 7".11 . on 01 be'"'' -L:t:.etZuAr.-'l-/...:L.J.!,t!J.r__ ., FIHAN(;tNO CONnNOr.NCYI Thlt "I"~nl iI'lIbltl't 10 Ill. nntnelD'N 'oUow,:. .. (.) 'R1MCII"AL AMOUNT I /~~~~ 1:' /,,;4 TYPE t'1t"'lt!IJ M1NIMUMTBRM ~,f) V~"I}K MAXIMUM IMjTIAl lm:a'kEST MTa _;Z-. .. MAXIMUM TOTAL POIHl~, .IHCLlJDlNO LOAN ORI~mAT!2.tl FEll, TO Bft PAID BY THB BUYER' " '< TBRMIMAL DATlt '01 Obt.lnlll, Plnlndn, CommJlmlnl I- '-/I ," II II l) v /, /2..L.5:. 110'" may adYb( BII)'tt 01 polIl_1t ~1l1Cet ot mOIl"" 'wnd',lml ClMOI Ulurn, Iqyorlllbllll~ tOl nblalnln, BIlYIf'. mOil.,,,, Ifllld loan Clnnol lit qblllntd ..lIfu~ Pfovldfd, 1111. ""<<m.nl wll be NULL AND \'OID .no III dtpotJllUOAlft .hall be llturned 10 1II. Buy., 011 C" bdo.. dll' 0 Ictlkm.n'.. provklN 11I:..10, Illbjt(lhO..-nfl' 101"'PIO~hloM 11I'1t'"lph'f(h) IIIldl(c). (bj 111)'11 Mall mlkll nHllplttcd .ppllctllon 10 I rtlpont!blt kndl" llUlflulllr! 10' Ill. Jald loan within ulcndar d')1 ',om lilt S4f1tr', Ipprovalltt(for, III0lllel 1111 BllY" IUlo mlk. Mh COIllP!.I,d Ippllcallqn _lib n 1""Pftlnw Ilnlf, II ",.11 be lilli, Or,ll.m 0' Ihl S41lle~1 wlIhln fin U) cal4ndu d.y. IhflUn., 10: ~) l>tcll" 11111 """m.nl NOLL ANb VOID. .1 which IIf1l" III flIOolCl pilei on w;oUIII ..-w b. 101 alltd 10 SIll" .. lIq,uldated danll,eI, wbJ<<llo IIIf RuIa IIIld R'lulalloN of lb. Pnn$ylwlllla~'" Bltll. Comlllbllon, or I 111) III IbNIlU ot ..,Iu.n !lOt'" to 111I Bll)'tt h th. Stlk, dC'Cllll"lhlt AII"m.nl NULL AND \'OID, tb. cllIJdlllon .nd cOllunllnC1 plovlckd 'O( In lhl. 'ilI'.....ph, 10,d"" _llh 1A1 olh.1 r,n.ncln,contln'lnda Ihl! ma~ 1M ""1n Of 'ndlntd lM:,rlo, lhall no 1ull,II p"vall. and Ihh AII~mllll UIaIllflMln dtCl:lh.lOtOfdln, 10 II. larm.1lI III. ..m. m.f1Mf lilt Ill. condlllon .nel conlln'III(1 WI" MI . pIIlllmol, (~) 541111'0' A!.nl "'11M ltc.lv. I wllU'ncommhmlnl ,alld ufll1llh.dlllotMtlllm~nl. (0' IhtwJd 1000n, on or "tOIt Ihl Itrmlfllldlt. "'p<<lfItd.lrthtllld<<lmmllm.nl b lIOl rllln..htd _lIb 11I'ltrm. u .pcclrltd 1If1.II1 01' on OIhllltfmlll(Qp(td In .."lllllt b,lh. Bu)'tt, on 01 "'or. 1M .otdnld dl", Stll<< .11"1 /ltVl Ilia O9tlon, II tllIl el.tl, 01' 11I1 oelltl lima tll.ltln"iI dillIn, III; una 0' Ihl! AII"",.nl, ~nlll, bill 1101 kyon~ Ill. dltt of lfl:dpt or tIl. commllmlnlby 1M SllI.I, or A,",I, 10 dtt:1.fllllIl Allftlllcnt HULL AND VOl ,by ..,IUln llOIl<< 10 Ihl Bu)'tr 0' bUltltr d<<Ulon 10 unc.l, II which 11m. III dtpOl/lllIo"I.. paid 00 t<<CIUII..blll be rclwnld IOlhl III[lr,lI/bJt<< 10 lilt p.lymtlllllql.lillXl, lrur.lHo,ldtd '0, In P.ftll'," l1(b)r(l),III), IIlId till}. Id) Stllll hu.b~ 'Iltel to ftflmh In'P<<iIoM bYllllllollud IppfllMn. "PUI.bl. Ctlllrku.nd/or BU)'t1 II m.y ""llulred b, lilt IIndln.lnl!lllllllln 0' InlwI!n,...ft(lu, II Stll., lI.uby '"ffllo PI'- .ddlllon.' mOll,I" dll/:OIInl polnu tnd/ot loin orl,ln'lIon 'ft hi Ult or. bU1fI oblllAln, nllllldn, "0m I IIndln, 11I.t1lWllon Ifqllltln, an, on. or &II or Iloltllid 'ft., prO'lldln'III'IOI~ 01 IIId 'CttdOllIlOl "~d~" 0'111'11I\011111 or III. mOll,I... _ ". . 7, &TAnIS OF WAT!R AND IEWtRl Stlltl lUtlln.. 1IU1.11I11 ploplll~ II MrvtCtd b~ ....:::i::lJ....J I ( W'I" .nd _:elll' J Ir" w..-tr, Flltlh." StUn WIlll'lll ,lIallllnt 1~11'1IU "' lull, paid rOl .ndll. or Ih. dlla o( Ihl. '""m.nl "' In IIlldlClory op'l'Ill~, condillon, It dlhn .roft...l.. trllUJI 1I "h'I" StUll W'/f.nlllhlllltlttl. 1111 no nOllc' "0m n.. mllnklplll~ Of "0m munklpal IUlholllla 11111 public W"II .ndlOI ....., will lit UlaMd or Inllallw, I. MUNICIPAL JMraOVDtlNT'S1 S4l1tt hu no notl", o( Dlllnlclpailmp,owm'nt. (Iucll .. Ilel.w~lk., Mbt, fie..) "ClpI _ _ A"eM hi . P'lbtl~ lo.d m.~ ttqlll" luu."" o( . Hl.II'/1"~ O<<'I/ptllo:)' ptrmJi horn Ih. Dtplf1m,11l 0' TllIUpof1.11on, t,srEeJALCLAUnSI.::f!l--J;u!' :,/rn-."'/~:-''''''':'/) ,1)..... .P.l--r ~/'''~~-Pr-r\~ "71/; ': 1"","'rpl1ll-T" .I,/~I.... ,11 ,J.I';" n',~,",~ ~""'.l.'''''' ~"I,"'"r rlf' J"t-..t:II-"!~ .J/,' ". t.,',.... IJ."r"~'" ,I' ~~Lu '. 11#, A1TACUED AbDt:NDA II' mid.. pltt'o( IlIh AIIHm,nl: Jil:Wood In'til.lllln P(AldQn Dlt<;lolUIl 0 ,,1'114 WIltllOn,Sllc Stwl,e OFHAlVA o Du.1 Altnc~ COllNlII R Olh.,(I): L/.:::. JI., /, ~~ ..- 11. PlRSQNo\LTYI All .Utlln, plllDlbin" hulln.. a1Hondlllonln, and II.hlln. fIIlulU Ilne/lIdln. ~lItndtlllll .nd cellln. 'al\l).nd 1)'11,,," .ppuf11fW1llhutIO .nd tonnlnl . PIt1II1.,..,r, '"d Olliff ",m.nlnl n11""I, U ".11...11 rall'h, lawndry tub., T,'V, Inunn... mUll .nd 100oll71luM. lo.dlll, wllh '/1'11110 w.1I catpoltlll., ,""11.I1 ttorm 11I11 and/or doo"l IlIldu, awnfn..., '.n.llan bl/ndl. coupllnp rot ul~mllk "'Llhtn .nd dry"l. tic, ,adl'lor COt.ll, comkcl, .1111 IOrl.n.ft, ~IICIl'lI <<~lnIU. GI'PIfl ,041, d"pijN ,ad Illldwu., Clmaln tod, cynaln lad "",dw.rt, tlllUtI IlIybbt,y, pl.nllnp AU" In 01 on PIOptrW. IU'I' 600t OptMII. Uildtllr .ny/ IInlfl,llpcdf\aUy "'<<Plld 11\ Ihll A"",m.nl, 11" Includtd (illite lilt ~nd pllrch'M prkl, Non. 0' 1M .bon menllOlltd h.1I\t .hall" ftmond Of IllblilllllW by lilt S4Uer 10m Pltml,.. ,f'lQ dtle or thll A.,"m.nl. An, umalnln. hflllAllnMoI cClOkln, f\ltll ttOtN on III. prtmLm'l lime o( Ulllem.nllt. dlO hlChldcd yndtr lhll A&I"ilt.nl. S4111et hmb)' WItrtIlU 11111 h.lllle will d.lInl lood 1111. 10 all or Iht IltlelU dllcrlbtd In Ihllllolll,"ph. .lId '111 0111" ~lul'" 01 Itfllll or pCflOhl/lylpctUlc.lly tch.dultd 10 " Inchldld In llIiI ..r., SlU" .nntn" all, YIII~IIl', 1I1111n" Ill'condlllonln., ml'CllInlc.lllld flfl:ulull~11C1IU .nd cqwlpmtnl'nd .ppUallC'fJ I" blln P'OPf( wot~ln, ordn "11m. or Nllltlll.nl. TlILtwUIInI)'d:OClnollwrvl'ltlollnl, \~ 01 WrUe In Thh Spwce).. ,~~~ €t IJ, TlTLI ANU Cont. , III 'nit ptflbl~"fl..~(n"'t'~ In h'l! "",,,1. It, 1f'l(j".III'"I'~fld,II" ,lIt.1~M" oII.U U,nl, 'nC\ll'llblln(~ Inl' f~...m'ntl, f!KC'I'nVlCl IIOWIIYfl".IM {<I'lI..ln,! IhlM'n. ~lldlr\illlltlcll"ll., olllln.n~"J UlfItltnllllf 11I..h, rthlkW ol,I,h'. 0' Jlullllq l"~'(f (OlIlp,nl'l, II IIl,i OIIUII"",1II OII~tlll(.IOI\I ~hlblol llpon 'hI "ullnd, 01.....'...'.., lllk.o 1M .lMvt "'W,IMlfI' "I'" Ih.llk Illo)J Ind nll/h'tbl. III Mil II .111 ~ InllllN II" fflWUbtllllk 111I11111\(' (Onl"'"' ",/1. ".~llIlIltI. (to) Tl\f ''')Ill wmr." 101,\11, '1IIIo..ln,:. " 1'1 TIlt ,ltm IIf1ll.' i111f Inl\'l"IU, ,"""'!ltllel "UlllIlllllnu lndlo' IIH. "lull. III Iff '01 un<,UtUOII 0' "ml, H In" 'I fh. ,1t"1lllm fll' noOd IMIIUr\(I Indlof n" InIlHI"" "II~ UI,nJtd coUII".lnM"".. blndu ,h,y/lel Of (llIult,lien Itf, Ir "'11. "I A~,"II'1 tn' ,lid ,h",n ,lId 11\ Idulln In n191"'l"' II IllY, I. 11I1U'fIlOII\11IMllllrn.nl,olll.MI'nlIIIIIl/lllruolll-llCllIlIdh,nlll, Ic) All' 1""/'" lllluy,.hl.h nI" IN Itq"lr~ b~ III, TIllf InMlll(' rom~ny 01 lh.IbUlIClli" ,Ullflll, tUl IIIf Plfpjl.(inn Ilf III .dcqlllll k.,l dfwllpllon ot '''e ,,,m W1 Of Ih. Clll"lhlll UUlfqf}. 111.11.. II ~llltd .lId p.lld fOl b11hl Stllll. UIl,nm, Iny II/I"y 01 fI.:I.'YllJ'llnd b, Ih. III/)'tl III nq IIlud bll\lt IIlClI~,.,f4 thlll 1M 110I11'''' .lId p.1 101 II, Ih~ 1111"" . (d) In 1111 ..../ftllh' "'" II IIn.1II1. IU ,III .,ood ,",1 ","ltl.bll tl!ll 01 Mh It ..III bt InlllfllJ \I. . Ifpul.l>I.lI.!~ ''''''PI1l1, Il/h)<<1 II "Olltllld, IIlIytf Ih.n h.u 1111 opllon 0 I.. In, tll.h 1111. II lh. Silk, "II ,If' _!tholll Iblllm'~1 0' Jlljff cor 01 INln, "Plld .11 "IDnlu pli,I b1111. IJIl'U 1111111 14111/ 1111 ,<<olinl or 1111 rlll~hlll "kf Ind Ih. Siliu 'ifill ulmblllM III'1w11l fOI '1'1 "/IU hWI/Ufd b, Ih11l1l1(1 11' IlIo\ll hlnlllp<<IOI.J In r.,I,,'ph Il(b) hlnll (II, (1l)'J'lIllnd III p.","ph IlId. .nd In Ih. bUff .Hnl Ih~1f th.lI lit no IIllhu IlIbll,t, 01 o"J"(lil~ O~ Illh" 0 "" fUllII hmlo .nd Ihll A"t'lllf~1 thlll ~(91l11 N l. Mil> VOID, U' 'AVMt:NT 0' t1t','O'llfl Otputlll, ",-lllIm 0' Ihf tunn 0' 1I&~\llfnllnd lhf pI"un dul.nll'll at pI~tt, th.1I lit pal" leI ".,nl It/f Ihl Stlltl, _ho 111.11111.111 INrrI hi ~I\ ,1(fOW ,((o'lnl IIn!ll ,olllllmnuIIOl, UI 11I11\11'1111/11 of Ihll ",'"mlllll~ lun(ollnll. "llh .11.PI,Unblll.twl Illll If'lll~lllllll, ....,111111' III. S4lttl m.y, .1 tilt 011111 wit apllall, hold 'II' ~1\f;'III,d 411<<_ l,"dmd 114,plnlt, ptlldlll' 1111 UUptl~'t ot IlIlt oltff, if IMUII. dlt,1I1f HI_un IlK 1II1111f .nd Ihe SIIIflth,I ..110 It '"llllld In Ih~ d'plItlI, ""~' _Ill litH bt UtJ"lnllbll 10 1I1ll1" 11111 dll~~II.t,d '11'\11 not lit lI.blf 10 .IIMt 1I~'tI OIlhl 511'" 101 U'I/Ilnllo ,tlU" Ih~ IhPlllh ...Ilh,jlll In .dlqYIII liI,luu "If~nllm bll"""n lI~ru IlId Stllll 01 I ..11,1 'IlVrl O"oS,", 11\I~u Ind Stllff 1,1" 111"1 In 1111 tWlnl IhI. ....'ol.nl'/lIl !llIbl,'"1 .n/h 1011\1\1 In Iilt'llllln fOl Ih. IIlltln o( dlp"lll nlonlu, lilt ",'"1'1 Irld/Ilr Sub."nl'l Iflwnlbl~ .uom.y't (ret .nd eO"1 wll lit ,..loS b,lh. "fl, Illlllll,th' A..nllll 'lIb."nl. U, 'OlU~UION AND Tt'Hllr,Mt h) 1'01l111111n 1110 btI dllh,ud bJ dud, it" .nd pll111ul POtlllllM 10. WlUIII III111dln.llllnyl.1 d'1.nd 11m. II; Iflll1m.nl, 01 b1 dud .nd lul.nl'llll" 0' u1111n! klM(IIIIIIU Illlllo(Htl'tm.nlll pI,nllMllt 1IIIInl ""'lIpl'll Illhl IIIOio, of Ihll ....111111'"1, 11111(11 Olliff_I.. tpt(In,d hl/fln, 0111" ",IlI.~~oft_14d.t .~llIln.lllull '1 Inll.III1'Uld '<<Nhlll Ilr'll( 0' tI.nlnl 01 Ikll A,""mfol of ~III It Iln.IIICKCUrl,d. Ib} StIlt, .111 1104 Inlulnlo '01 new 1t'Nlll, wllllfn hlfnllollo'uhlln,lUMh), U .11', III IddUlonlllll1uH} '01 Ill. jlftmllt1 _hlloul urltu w,ltltnconMnl oI\h. 8111'" cl fOlm.lltlldllO'lnUtcIlUddudllldpIlICIlII4 monfYII htub1W1lwl, dl Ill'" UNffUlhl .1,11110 mlk. . prnlillt",.n' 11llp<<lll,IlI 1l11~11I1b)1(1 pWIlIlC'I, ,"d will utelllf Ippluptllllllocllmtlllllloll 0' IlI,h 101\l'<<tlull, IS. MlliK(lr LOI!JI ('1 StU.. .hlll mllnlllo 1111 prOPffl111odudln. .IIIUrIll f1,tOlluoldln pm,'aph " I IInllnllnd an~ plnonll 1'"IlPlI111!l('(lnCl1111CIlfdlll.d hlltln III hi plfllill Illndltlon, notlll.lwlIl.nlllurU(fpltd, (b) 14U.. thlUkll IlIk o( 10111,om On 01 lIlh... UIIIIII, ~1I111 11111' nf Iflll.mlnl, In Ih. henl ot d,ml" 10 Ihl plOptll. b, rill 01 Olhll ,ulIlhy, 8u,... IIIIUIII" Ih., oPllon o( lu(llIdln.l/lh 1""'''101 IlIoJ II~.I~ln. hind mon.y ,tld 011 1((Olllll 01 nf "~'II,,",11lt plolJC"11n lUlh.n condlllon whlllh. ,Io.:,.dl of 11\)' Inlllllll" IKOUl)' Ilbt.in.bll b1 ~IIII, 8111" 1IIIlUb1 nOlln~d 11111 II, mly 111I1/1111I' Iqulllbl. InllUllln Ihll plllptrl1 " 0' Ihf 111'1I1 0' 11I.ICCCpIlM. ollhl. ,,"umlnl. U. RI:PRUt'.H1ATION'1 II It rndUlloud Ihll 811111 h.llnlptcud III, PIQI'W" 0' h.ub1 'II'lhu Ihl Ilflll 10 do '1I1nd hl/lllt II... 1,1f\'d 10 plll~IIIK II U . 1111111 or tll~1I lntp"Illln IlId Mt IIttl1lK II a' In UIlII1(I "pon In~ Upl~Mnltllon rrlldf b, lh, StU" III '"' 11I11., II !kif, plflnfr 01 Implor<< 01 Sill.., 01 b1lhl Illnl or lh. Stlltl 01 "lot Ih. IllIu', UI'I",IlOnt alld .mpl01fU or b1' cool'tlllln, BI~k,l, If In)', 61 'n~ ~r ~/I/M' uIClJ'l"k'N _lid employ"t IlId Ihll ht/lht hit ..uld III ~u'chU411 111 llplftflll (ondlllanlllllt:lalllllWlllll'>fl;IOW II~uln ,"d fl/nlltrlckno'lllldlt1 Ih.lllI. dQrtm.nljoll.d plfllfl '"~ nol qll.lInedlo I'odff &rl oplnlan 011 .01\IIIucllnn, .n,lnfflln., lit fn.llllnmfn"I !h.II'" ,nd lhllh~ bll," h.u bI,n Id~IMd 1~41 hl/lM ml)' IIq'jlll II' _bh 10 MCk 1111 '1IItIln~ ot uptlllln Iho~ n~Idf, II It tll,llIflllnd.Ulooo.l Ihll IhllA,lttm1111 'onllllll Ihe '11'1101. ..lItm.nl bll'II'tfn 1111 Stlt.r,"d R~1ff Ind III". III II<) Qlhn lIInll, 0IlUI"10"1, ~o,.n.nll, 1411ln.nl.llnlll. IUlIllIlnll or 'IlndhlOMI 01.1 DI a11l1lW114 0' .ny ,,1\1I 'IIhIUOUIf ,ollwnlll, 11111 1I1f, fullhllmQI', lhh A,'lln,fnllhlll 1\01 bot .Iwld, Im,lld.d, cll,",w 01 ~lodlnld 1~('Plln "'fllllll Ut(~IIU by III~ p'lllq, helellJ. n. Rt:COMDIN(JI 'lIlll'lUnlfllllh~1l1\ll1 tit INIl/d,d In Ih. Orrj~. fQI Ihl ~<<ofdhll 01 Dtw, nlln .01 Dlhll olfiu "' I'I~u IIr public n~old, .nd I( Buy<< 111.11 ,,(old Ihll ',"lm."1 or nUll 01 ",Imlllh' I3ml III bt If'lIld.d, S~ltfl 11111, It hlt/hu opllon, 11~(ll<lIIUI II/(h '~I AI I blU,h a( Ihil 1,Inmlnl. II. A!19I<lNMr.NTI nit A,fum.nllll411 be bllldln. upon Ih. IUpt.11fl hllll, neCUIIlII, .dmlnlllllron, ,vc~eu<l11 Ind, 10 lh. UIIIII lulinlblt, on Ihe lul,nt o( the pllll(l hUflll, II Ilclll' upuul111l1dtfllood, hOWI~II, ""I Ihl Bu~~' ,hill Mllfllllffr 0' lill,n lhll A,I<<m'lll ...111\0111 Ihl 'II'lhllll con",nl of Ih. ScU.I Mln, nUl abu/ll1d, If, NON.LlAIIIUn' OJ' "OENTI. E.~'pl II mlY bt Plll,ld.-' by I IIPIUllllltem.nlol 1,Idendvm 10 till! ".".",.nl, Altlll(l}or SlIb.....tll.lll, It '111, IIq I~pItMnlln. StU", 1101 Ih. Bllyll, hit uprnl1111ndnllood .nd ..u,d MIW..II Ih, JlI"lu hmlQ Ihilllh. hUlllI nlm,d 1,'"1, 1I111her UlU",IIOM .nd emplo,"1 III '''y oln~I' 0' ,.Ilnll 01 "Inl .nd lilY COll""lIln, blOklf .lId hlt/hn ~IUplfwn' .od fmploye" Ind 1I110ffj~1f III plllMI 0 Ihe coopu.lln. bruku III 1(llnl a, I.e,,' onl111l bllll,llIl Ih. Buytt .nd Stilt! lO."hll, Ind will III no UII _h,uGe'" bt h"d lI.bl, Jolnll, 01 .mllltlO ,llhfl P.'11 'Of Ihl plllo,mlllC' Of'M Ilfnl III W'lllilAI of Ihlt A"ltnltnl 0110' d.ml," for lb. f10nplr'lllmIM. III.uol, :0, Df.I'AUI.l' _ TIME IS or TUr. r~"Sl\NCEI Th. 1.ld 11m. fOf MIlI,m,nllnd III olhff Ilfllll Ifferrld 10 fo, Ih. ",r'ounlncI of In, or I!lt obll..l!OM III Ih~ Allffmfllr .n IImb1 .."w 10 1M of Ih. "MII~I o( IlIh ....I~nlllll. Sholtld lhf nO~fll (II f.lllom.~' .IIY .ddhlon'l pa1nltnu.IJpldO,d In r.rI,"ph., (b) hlnhh '.111 01 IMompltl.InfolmJllon to lhl SIUII,lhl Stllff" '11M, 01 IlIf 1'1I0'1'1" I.nllll, (OI\<:IInln, lhl BUI."I k.tl 01 fiund.llUhu, 01 till 10 (ooptllll III Ihl "'OO:fuln. 6f III. mOlll'" loin .ppUudon, 'II'hlf'" Iflt \IIQold utllll In Ih. ;,lIlIff 10 obllllllh. .pp,oul 0 . mQIII".loln commllm,nl, 01 (c) Ylolll'Ot (.11 10 '~Iml ,"d Pflfolm Iny a.lhlUlml or ~ondlllonlo'IMI A,,<<mllll, lllellln filCh ~11I, III dtpo,ll monl<< IlId IIII1U IlIml ~jd by Ihl BIl111 on IC~Ollnl otlilt pmchuc ,,1(.,....lItlhll Itqlllrfd b11hll A,""m.nl3"nol.mI1bt rc,.Jntd: 1'1 b11ht ,'.Iltl On ,"ounl 0' III. pllf~hlll prk., ,holll III' Mllff demand lhe I"n p\lfchlll pllce, 01 'I umonlltlolH.ppU.dI011l15tllu',dlrn,,1I.01 il) uUqllld"Iddl"I'."(O'Mhbu.~h, IIlh, Stllff mAY III(I,.1Il! In Ih. t'fcnl 11111 IIII.StUI' tI<<tll0 Iflllnlh.mllnl., U IIqllldll'~ dlma." In J~fllldlllU _Ith Pllllllph WW(lIII, III. Stlln ,,"'.11 lit urealfll (lOIn IUII.blllly 01 obll..llolI It IlIlt A,,<<mlnl ,t,.lI be NUl.l...NO VOID, ~l, RECOYlRV FUNDI A ,..1 ."." ICl:O'U)' (IInd ..lflJ 10 ftlmb~llf '"~ "flonl who h.. obu1ntd. Onll clvll Jlld.mtnl 1.lIl1ll . Pcnnl}Iv.nl. ,ultsl.IIIl<<M<< o'lllnl 10 fllVd, ndtttrlllUlIllon, or dr.lllln 111111 UIIl~ Ulnu~llon 'nd '11'110 h.. betn liMbic 10 col1e(1 the Jud.enunl lilt! uhallldn..1l k,ll.nd .qulllbl. umedl<<. For ~om. pin. dtllilllboll'lhl fllnd, call nil) 1IJ,J6~', U, RFAL UlATE D15Pl1Jt ItESOLtfflON SVrnJo11 AllydllplIII olrt.lm ubln, 0111 ofo' ul'lln.lo lhll A,'temtnl, Ih, blueh otlllh "I,<<mtnl 01 Ihl Wf'flct prll,ldfd In "IIllon 10 Ihll A,ttfmenl th.1I bt 'llbmhltd 10 medl.llon In '~~oldan(1 with ,h. Mullt Ind P,OCcd'Uftt or Ih. RI.I RlUII Dhplfll Rtllllllllon 5)'1"m. Dlfpllltl Ih.Ulnclud. IIpttllnllllooi m.dl b11hl bllyet, 1111", 0' .n)' blOhl, I"nl, Iltbl..nl, 01 Olllet ~uon 01 11I1111 In conll<<lIon whit III. ~II., Plltlhlll, nnVlcln., ':'IlIdlllons, or Olh., Up<<I or lilt "0,,",110 which Ihll A.I<<melll pctl.lntlndlldlnl, 'IIlllll11111Imlt.rlon, .11"111011' 01 ~Ol\<;fllmlnl, mlUlptCHnllllon, ntlll..nct andlor (,.ud. 111. pto~lllorll of Ihll plf.,,.pll ftl.lln. \0 IIIIdlllllln lhllllll,yln MII11m1nl on Ihl lubJto:l ploptny 01 ....11" Ilfmlfllllon 0' Illil ....'..m.nl. . 1111" .nd HII.r 1C1Inl'l'/lllfdlllh'l Ih.)' h.w. nCfhtd, ,ud, Ind IIndmll~d Ihlll.nd.rd .nnOl/nc.m,nl bfOChulc Ind I\IIIt Ind pIlXwllru tOt Ihl Rul I!.llIl. Oltpull Rtll)l~, 1101ISylllm, 1], Dr.,CMII"TIV1IIEAhIN(J111l. dllCllprln hc~dln.. IIlfd h.tllll If. 'III (ollw.nl.n~ onl)' .nd lht)'." nol InlCnded 10 Indkall.lI 011111 In.lIn In Ih4 .....:tJMI whlr-h follow IlIlm, A(eOIdln,ly, Ihl)' Ih~1I h.,. n\) dfm 'II'ha..."...u In d'lfImllllnllhl II.hll Of abll.~IIQnl of Ih. pall In, 14, AORwtENTITIUS AO/l.l!l!MaKT CONTt.INS nil! WHOl.B"O~IlEMP.Nt' SETWBIIN TIlB51lLLBll AND DlIYER. nlERI! "RE NO OTIIER T1!RMS, OOllOA- TIONS, COWltlANTli, IUIP/l.ESIINT"TIONS, STI\TBMflNTS 0/1. CONDITIONS, ORAl. OR OTUIIRWISII, OF ANY KIND WHATSOI!Vl!R CONCERNINO TtUS 'Al.E, BxeBPT AS ATTACtlllO TO THIS CONTMeT, '\ ." ,', .~ (Do Not Wrlle In This Spacel This is ..leCIII)' binding eonlrAClj If nol underslood. consult )'our IUorney. Fu HI.llmfllll nit Oocllmllll Ind any .mlndm.1I111Ilerclo, m_~ bot m,~lttllll m"lllpl. COUIIllII'~IU by Ill. p."lei .nd (fAX) muhln. .nd Mh ~ollnlllpllu Ih.H hI~. lht ...me 1",1 fllfQlCUblll111nd blndlll' '''to:llllholllll II W"11l1 APPRO 'UVUlln \IIUllcn 'II'hmot, Ihe p&1lln IImlo, lnlfnoS!nllo bt 1".11)' bollnd hmb1, hn ~"~ BUilt >:'.....' :..&c. MTOIU'f", ~ day .nd yea, nflt .bo'l' wlhl,fI, BUYIlR (S2A.l.) -"mH (SEtAl.1 hUYf.R "T!< SBLI,::'~~d~~ (SBAL) (SRAL) A"ROV,. ~'b'''''''. ,,,,,.,, ,hi, />,.-rL A:;fl~:=-.---- SElLUIR ",~ . .~' I';. ' RADON DISCLOSURE ADDENDUM TO EXCLUSIVE RIGHT TO SELL AND AGREEMENT OF SALE -.- , This lorm feoomrnende<hnd approvod for, bUI nol (Qsltlclod 10, U58 bV membor'. ul tho p'~alor Uqnldburg ;\<Jsooiallon 0' fU1AL TORS. DA'la OF lISTINIl: .--...:.__, 19_0ATE OF SAl'S AOnlll!MeNT: [!~~T6.Z._, ,,v'6IHTLaM"NT OAT': ___,____, 10__, ne: FnOr'nTY: J/'.__LlII;<1': b. W,V!.P_-_0,L\UCL_.jLI~':S}jtf1.N...LS:S.L:..'L~_3':t1____. SaLlentS): ~!i:'IUu.t.;_Lt\LJ,'"...,.___. __,_. DUVHn(D): l.'kILn!t.CLof./I S'tUl.//&Y/l.:;z[o Al NOTICE TO SEllER(S)/BUYEA(S) REGARDING RADON GAS 1, Radon hu .tways bOI" prusont In the .hi conooquonUy varying 10'1015 01 radon gas may bo found In virtually pll hornou. 2, Radon Is.. '.dloDellvo gas produClod naturally In Iho ground bV Iho norfllul docay 01 uranium nnd radium. Uranium llnd rodlum BUI widely dlstrlbuled In Irace a,"ounl~ In lho uarth's ClrusL Descendanls 01 Radoll oas afO called Rudon dilughlors, or Radon progeny. Several Aadon daughters emll alpha radiation, whloh has high onorllY but short range. 3. Sludles IndlcGlo Iho rosull 01 extendod oxposuro 10 hIgh lovols 01 Radon 'gas/fhldon dalJghtoro, may bo an Increased rlak 01 lung oancer. 4. Radon gas orlglnalel In loll and rocks, II diflus8s, liS doon any gao, and !lows along tho path 01 loast reslstanoo to the surfaco " ' 01 tho ground and then 10 lhe atmosphero, Doing 8 gas, Aadon cnn olso movo Inlo any air apaco, such 85 basoments, oru)V1 / I ::' .paces and livIng .reas. " ,_ ,f, 5. II 8 hou... h1Ut a Radon problem, II can usually bo curod by (a) Increased vonlllallon and/or (b) preventing Radon entry. 8, Tho EPA advises correotlve aotlon lithe Antlualaverage exposuro to Radon daughlors excoeds 4 plcocurlesllltor. EPA furthor .dvlsos lhat In most cases, tho short term screenIng measuremontls NOT a reliable measuro 01 tho annual average ,adon level of exposure. II tho .hort lerm .creonlng measuremenl re9ult Is 4 plcoourlo911ller to 20 plcocurlosl1ltor, 'ollow-up measurements to determlno an annual average are rocommended. 7, Further Inlo,mallon o.n b. ..ou,.d Irom Ih. DER Rallon 01110., P.O, 80' 2063, Harrl'bu,g, FA 17120; Call1.80().23AADON or (717) 7833594. . . , RADON DISCLOSURE/EXCLUSIVE RIGHT TO SEll 1;:i!I'li. 1, SELLER(S) h.,.by aoknowl.dg., ,...Ipl 01 nollo. a, ,.'Io,'h above and 0.,1111., Ih., (oheck only one):'. : !' ,., a, ( ) Th. p,op.rly had 0 Short t.rm sere.nlng 0 Annualle,lIng 0 Oth.r te,lIng by: 0 SELLER(S) 0 C.rtllled Te.llng '.rvlc., on ___. Th. ,..ull..ol whloh w.r.: _. plcoourl.,/lIIer. . ( ) In addlllon, SELLERIS) look l.m.lllol acllon on ...Jnll tho r.don wa, r.duced to __ _ plcaourle,'I:!er, b: USELLER(S) have no knowledg. concerning Ih~ pr.,on.. or ab'.n.. or Radon, 2, SELLEIR(~~r.bY ,"uthorl" agent and ROy .ubag.nt., 10 dl,olo,e the t-,1,Jlolng Inlor W1TNess:~~'J- ~~ geLLEnIS)?,~a,"<Y. wITNess~.::5M' 4~ . SHUan(S): _ . RADON DISClOSURE/AGREEMENT OF SALE 1. BUYER(S) aoknowl.dg., r.o.lpt 01 nollc. a, ,., lorth .bov., ' 2. BUYER~) OPTION (Ch.ok only on.): . a, -<--fBUYER(S) aoknowladg.. h. h.. Ihe tight 10 h.v. Ih. bulldlng(,) In'peot.d to del.rmlne II Radon ga'/daughl." I. pr.,.nl. BUYER(S) w.lv. Ihl, rlghl and agr..,lo acc.pt p,op.rty and ogre., to the t.lea,. .."orth b.low, In lI.m 3, RELEASE, . b, ( ) BUYER(S) aoknowl.dge r.,ull' 01 SELLER(S) cortUlo.llon at plooourl.'IIII., .nd agree' to aco.pt prop.rty .nd .gt... 10 the t.l.as. a.t lorth below In lIem 3, RELEASE, ". ." !. C, ( ) BUYER(S) al BUYER(S) expen'e .hall..our. and'~'ovld. a wrlllan radon t.po,t I,om a o.rtlll.d tadon te.llng '!~I)1I. L;/K\ on Ih. prop.rty on o,b.'o,. _.........L-. Fallur. 0' BUYER to p,oduo.'h. r.port 10 SELLER :II'!' 1:1 wllhln 1119 lima harsln 'p.clll.d 'hallooo.olllut4 a walv.r 01 BUYER'S ,Ight to a radon oonllng.noy. Upon .uoh w.lv.r,' .,!. BUYER agrsa. 10 aooepl tho property and .gr... 10 Ih~ ,ill.a.. .ellorth b.low, In lI.m '3, RELEASE. At Ih.llm9 ol..ld nollo.'o Ih. SELLER(S), SELLER(S) aha II advl.. wh.lhtr or not Ih.lav.1 01 ,adon del.ot.d wi!' b. oorr.ot.d al SELLER(S) .'p."", pltlrto '.Ill.m.nt, 1I1h.leval."""ad' ploo<:u,'eS/lIl.r, II SELLER(S) .1.01. t\ltak. rsm.dlal sellon at SELLER\~"pen", tho ,.malnlng provl;lon, ollhl. oonlract remain, .. unall.rad end BUYER(S/ ag'... 10 tha'r.I.... as sel 0 h balow"'II.m 3, RELEASE, .' :'! .'. :: If SELLER(S) al.o'. nollo.lak. Ih. t."dlalaollon, 1/ y, BUYI!PI(S) ,hall have lh. opllon aI, 1) aooopllnn tha" i'.,. propertywllh the ,.don levels ravealed by the tostlng, without abatement 01 prloe and pgroes 10 the reloase aot forth -.f: ! b.low In lIam 3, RELEASE, or 2) b.lng r.pald all monl., paid by the BUYER(S) on acoount 01 tho puroha.e prlo., . . togelher wllh BUVEA(S) expenses, If any, as may be Inourred or provldod for under the terms 01 tho Agreomont 01 Sal., Inoludlng but nolllmll.d 10 Ih. 'allowing: A. Cancellation lee for tllle Insurance or ab9lract 100 for searching 11110. B. CanoellaUon loe or binder charge for IIro Insuranoe wllh extended covorage and/or flood lnallrance If any. C, Appraisal feBs, oredU report oharges, andlor survey costs" , ,; ',:'" ~: In thft lallor evenl, there shall be no further lIablllly or obligation on elthor 01 the pari Ie, horoto, Rnd this Ag'eemonl~;l ~'l ~ 01 Sal. .hall ber.om. NULL AND VOID. BUYER(S) .h.1I nollly SELLER(S) In w,llInn 01 opllon wllhln IIvo (5) day'.'. . allar BUYERIS) r.o.lv., SELLER(S) nollc. 01 ,el.,.llo lake r.m.dlal .ollon. ' 3. RELEASE Th. BUYER(S) h.r.by '.I....s, qull Claim. and lor.v.r dl,oharg.. SELLER(S), SELLER(S) AGENTS, SUBAGENTS, EMPLOYEES and any OFFICER or PARTNER 0' any on. ollh.m a.,d any oth., PERSON, FIRM, or CORPORATION, who . may be liable by or lhrough lhem, from any and all claims, lossos or domands, Including personallnlurlos, and all of the :,1 .;. consequenc'os theroof, where now known or nOI, which may arlse Itom tho prosAnc~ of Radon In any buildIngs on l~e property. i:N'! i F,. Stalement: This Documenl and any amondments thorolo, may bo exooutod In multiple counlorpat1s by the partlo$ and I" 1 delivored by way 01 transmission through a for.simllc (FAX> machlno and sllch countorparts shall have tho sarno logal onforceablUty and binding .11.01 a. Ihoygh II war. 'I~n.d by all partl.. In or~.gl al 'o,m, 'if // ,- Wlilt'G-O- N€W co:vn,eVC7rOI!/0/,;', ~~ WITNes.; (if,. t2 rX. DuvanISJ'X.A . .0-11::/ c:'/{;' (4U,:)1'/7 OATH; 3 , WITNESSr;;,J,:",-~ __ DuVenISj;_, -,-7 ,4 ~~ OAT', /f!...!..~_ WITNess:: ,r~,./ I''!'~~;~::;:! SeLLen(S): t,;' .iI~ .' C 'K .0 DATI!: fl'/I'Y,&.L WITNess: SELLEn(S): DATa: . ~ . ,. ;j,. .. " .' SEWAI.1', IlIC. NEW 1l0M~ CON'rRAC'I' AlJllENDUM TillS AGREEMEN'I', made thifl _13..~~_ day of D.S_L1J!-f.IL, A.D. 19. 9'1. Between Sewalt, Inc., herein~~h,r reforred to as Contractor, Ck.LELrIJ:Lr..S..J1:LrwL_MN.Q.e:gs.JJJ.Y-.., h'J[oinafter roforred to as Buyer. agrees to purchase the property located at: and Buyer / t _..ii.J:1~ ~ () ~ Q.. tl lie T ._l!L~IJ.JJ!./ C.!iE-(Li?.l,J---:>,t:} 1. .This contract contingent upon the sale of Buyer's home located at:L.L/I..I?C'. vlt./Vt. nJf!c.tI~:YJ, YES ..-- , NO____. 2. UNFINISIIED ITEMS OF WORK: If at time of settlement there are items of work that are unfinished the Buyer agrees to pay to Sewalt, Inc. the purchase price in futl, plus the cost of any extras the Buyer may huve ordered and not paid in advance, accepting Contractor's written certification that the unfinished items of work will be completed as soon as matArials become available or when weather and soil conditions permit. In the absence of such written certification, it will be presumed that all the work to be performed by the Contractor has been completed satisfactorily before settlement. 3. AI,I, EXTRAS not included in Contract price will be paid directly to Sewalt, Inc. when ordered. These items are non-refundable. Any changes after the contract is signed will be at the "cost" of the change plus a $100.00 change fee. The change must be paid for when the Change is ordered by the buyer and a "Change. Form" must be Signed. 4. GUARAN'fEE: The Contractor hereby guarantees the structure to the Purchaser against defects resulting from faulty material or workmanship for a period of one (1) year from the date of possession or from the date of final settlement, whichever, shall come first. Further, Contractor agrees to make one call for the purpose of repai l'ing such defects provided, however, that the Buyer submi ts to the Contractor, within the term of the guarantee, a written list of the defects to be corrected. This guarantee will be null and void if damage 'is done to the structure by Buyer. Normal shrinkage of wood shall not be considered a fault, nor. f;lhall the appearance of chemical .or salt deposits (efflorescene::e) on brick or block surfaces. Concrete work is not guaranteeQ against cracking or shrinking. In addition, the Contractor shall.make one (1) trip only to the premises to' do all the repairs to plastering or drywall installation. Only the spots that have been repaired will be repainted. Paint colors will be matched as close as pOSSible, but wi 11 not be guaranteed to be exact. _ The Contractor will not be responsible for the repair of, or damage occasioned by; sink holes. eaI.th settling, frost, winter springs, . erosion of lawns, wind damage of any nature, water damage (whether from leaktny pipes or fixtures, storms 6r~f1ooding). . If earth settling or oink holes occur, Contractor agrees to deliver sufficient top soil to the curb of the property to fill such settlement, but will not be responsible for actually f11ling-.in the settlement or sink holes. I\fter the expiration of one (1) year, Buyer agrees that Contractor is released ~ . ( from all claims regarding the construction of the house as above. . . ". \ ~ . 1 \ 1\ 5:. .REPRESENTA'l'ION: 'fhls offer and \lgl'NlIII~mt Ilxllcutml in triplicate Gontnins. thll final and entl re agreement between the pnrtllHl IIxcept llS otherwise providerl for herein and no verbal representations, prollllsefJ or agrol\l1\ents shall. be binding on either party. 'l'rans(er taxes shall be sharml eql\lllly by the parties hereto. Real Estate Tuxes shall be llpportioned as of I:IlIIe of settlement. Neither party to this agnll1ment may soli or assign I:IHlir interont heroin to another. The underslgnml parties ac:koowll\(lge receipt of a fully executed copy of this agreemen t. 6. Tho Contractor is a member of the Nationul Association of Ilome Builders, and if a disagreement arises between the. partlon hereto relative to the Contractor'!; obligations under the teIms of warranty, thll parties agree to submit the disagreement for final and binding nrbitratlon to the Ilome Builders Association of ~Ietropolitan Harrisburg, a member assoclat'ion of the. State End National Association of Home Builders. 7. Contractor will not be responsible for any accidents or injuries that may occur on the con2truc~ion site. Buyer may not be on said site unless instructed by Contractor or Contractor's representative, at w ~h time the Contractor or Contractor's representative must be present. / / ~GN . SEALED AND DEL~VERED in the /' . . ('~ ../f~._, . WITNESS l--' '-DI'J presence of: (Buyer) a~ WITNESS (Buyer l. WITNESS (Contractor) Sewalt, Inc. . \. \:. . ", ,. .. , . "'," . ~, . ,- . . ~.... -':' "," " ".; :; :.1.', ~ , " " . . . . ~- ... .-. .. . :, _..;, ':'<;""~' I ,I' ':'.'1':,"":"\'"." 1- ~ . " "::11,..: "', ....' '",'.. ! ..or Ji':'.'j,':' t. \. " -,-'I, . ;.:':.;: :,i),''::, ;:"::t':);;;)~;""~;;:i f: ,;:: ... AGRE.;MENT FOR TII1\ SALE AND PURCHASE 0[" REAL l~'fATE , 1bl. form recoOllllended Ind approved '(If, but Qot rutrlctcd 101. ute by fII11nlbtu or the Or",ln Uarrubuf' AuodaUon ot ~l!.AL1'OKS- GAOIlN1' I'OR SI!LLIlRO-J f'""'"""' roo ''''''"'j [-~ 1I00iNT I'OR BUYIlR --l f.fr/,']:)6...,-..JL'It6K, 11Ie. (1. 111,])e.-rv.1E.1U::K, INC- -PA, L1CBNSflD BROKBR I'll, t.lCENSIJD BROKIlR --I'll, l.ICflNSBD BROKIlR-J Thil A.i..men. ...d.lhll.--L.IJ_-II, _._. d.y 01 .J:[ilf.JLfJt.,'t------..- _,19.1--'", I & I, pJIlNCIPAL5 n.I..."._...:fSJ<lIJ.b.T,.~.--._--.--.---. . ~::~n~r,,~' ,-;ii;d S.lIer, .nLI!.~~:Ji "'-:. _s:"iIs.."iJJ~ fi EU.DF. tiSOl . (r..ldln.a' ~.f:..-::J}.i'..l LlFi Ll1.fi.r..I1.AJLI~JiLJi.r-;:EiL..... here,'afler ulled Buyer. ~. PROPh~\' l'l SoU" hereby .,reu to .oUlnd convey 10 Buye" who hcuby IlfCU 10, V.Up:tllU': ALt, THAT CeRTAIN Lolor piece or atound with bulldln,. and lm..p,rovcmrllu thereon C1eetcd~t,:r( known atl /.1L.HI116L.I,.jlJtJP l1a..u 1-7 .J!!;U'~~ B,I~ ;v.t .511-f'fil...li.. .::I1JJ.JS_JJJP :[!,!1!!.!E Sfl.!l1S;c7PPI) /..8T~ 3. ZONING, Zonlnl Cla..In...I(on _ . .. ...... -109 Fllllur. or Ihlt A,tcement 10 contllln Ihe zonln, <:Ia.ulricallon exceplln caJU whet. lbe properly (Reach parul thereor,lr ,ubdlvldable) It Joned lolely' or primarily 10 permIt .Inale.r.mlly dWClllln,t .hall render Ihh A.rument voidable I. :t,t nptlon ot ~be Duyer and lC voIded depo.lts 'endered by Ihe nuyer thill b, turned 10 Ibe Buyer without. fCQulrem t or court action, . . /) _ . /J 4, TERMS. (a) p."hu. Prl" .", ....Kn.;.,......v.......e 'rPP~b;;!~.;;;..rollow" ($/70., ~:I..z ---> ~, DBPOJlT Qtc t&lh 0, Nolf 0 Illh. IIll1ln, ollllh S ItIICIIICIlI,llOIllotwhlehltlluebtukaowicd,ld.,,,,,,,,,,.,,. ".".",..,,,,,,,,...,,.,,,,, $ - 000 If NolI,lO bI flO~IUld 011 o. '"10" 01. ____d~Y of 19_~ (c) AllD1TIONAL DIlPOSIT dll' 011 01 '"tOft thII .dl}'ot._ ...19_,.....,.,...,....,$ (d) aAUNCH or PURCIIA.S1! PRICH II MlllUlunl J J (, '1'..1 (Wh, cuUncdc.hcck,.ndlo,iocptll'" tllMh) ,."".,..."",,,,,.,,.,..,,,..,,,,,,.,,,"',,.,., $ 7' .. TOTAL ............; s/80; M'.;J.. .. (d W'luCll,pplmlo'Stllllloblono'lHtoflllll-A~_d'}'Or Fa~llJl1J!.Y ~9U- 101 Stukm4nllo lit IlIlde on Ot 'UrO"lh, --D!.I/-~ dlr ot J.eA/LJ.LAJLv , 19~, CI nt rollowll'lh&ll '" 'l~oll4d pto..lla u of lAd IIlllne 01 MlllU11ltlli 1&;1;11 U kvI.o ,lId Wcued. flIIU. lAlltl$( 011 1I0,lt'"WllmlltJolU, ~ondomllllllm tt<< &lid honMO'JIIllt' ,"OCIII on r., It an)', willet andlo. Mwet ,enLl II &11)', 10,Ilhct willi illY otIIct IIlMbl. lIlWliclpal MtYku. AU IWlly T.wtu 1 un Ih&U bllihldcd l'Ielll)'lI41u8~IIIIWlMpt'O'IWcdhCtdll, J. I, ~ROrERTV ImWU:NT coNT1NOINCYI Tblll,.ccmlnl Ii ,lIblcl:! 10 Ih. ..1I11melll 0' 11I)'t"1 p,opell}' Io<l.led al ,N.H\ , . __c,!1o.b4rofl .. nHANctHQ CONTlNCE.HCYI TtW ."cernlnl b clI~lC(llo Ill. nllllldtl. IJ ,0Uow,: ~, ' -, (.) '''"C''.LAMOUNTI~/4.3. 6'/ol. TV" fJnrJlJ . '''";MUM'TllIW -'.:.3D .. . MAXIMUM INITIAL 0 . ,"" . ' ~ 'I INTBlUT M11!.-I--" MAXIMUM TOTAL pOINTS. INCLU~INO LOAN OlUOINAnONnB,''l'OB8 '~~.~Y THB'BVYeR~_ TflRMINAI. DATI! to. OblllGlnI "nandn. CollUlllllllUlt . ... "011" In&)' .dYI~ 'BII)'tt or pouIbl. .Outet:l ot alOIl,..e IlIn41 bue W\n.)t IllUllle '''PO We)' Iljr obi linin. IIUy<<'llllQtl..... If IIId loan canno!"'" oblllllCd . It belcIA Pfovidcd,lhtl AiI""'CIlI.htll b4 HULL AND YOlO IfId &II dtpoclllllOnl.. fIIIIl b4 nlura.!-JO Ihl Ill)'" 011 01' Mlon Uti ot HUklllInt at p.oYldcd heuln, ,(bl. L~~.:~i::t:~, ~~~~~~~p~~":'::~II:.:~~m ~~d:Jo. luallllluon rOI Uu IIId loan wlt~ ~ .calalllU da)"l r,olll ,11lI klkf~1 ,pplOYaI h"cor. ,SlIlNl\I .-. 11IJlf .U 10 IIIU, IlUCh ,;ompllud .ppUullon w1t/ilil 1M 1~U\ed lImof,.1I &bdI bot... 11I1 01)11011 ot Ih. SclI~Lw\lhJn nn ($) calt1ldu cIA" tI'.cu.a(ltf 10: (I) Dedut l/IIc AlltCIlltlll NULl. AND VOID, II wllldl tlme,.u 1Il000ca paHI Oil ~IIQI wlp bt tOl'rdltd 10 lIcUq.. ~ll\dIlcd cWD;aec, IllbJtc& 10 lilt aula ud at.lIIWol\l or Ihe 'Wlf)'lvltl!a ,,1&1 emit CoIll~NlOII, Of ,'- '.. - . ,. -. (Ill l.abNnet .Iw.lu", IlIb 10 th. III~ ,-ylM SIn" d~larlq IhIt ......ClIl;ol'HU.LL ANDVOID,lhe ~~UOIlIAd. collun,~~ p,oylded rot 11\ till. 'UI."-pb, " tOf;uM' wllh III' oUta' 0a1ll(11I' colIUQ'OcIu Ih&t"'l '" MiclR 01 ihdorMd lIenlo, WII.o 1041" P"'X1ll.1A41h4 ""~ Ib&Q ftlllA1A dtcdlvc a<<ooiIo. 10 Iu ICO'lU In III. MIft.IIllMa' ..lIll1t coadlUOll lAd conulI""")' wec. .01. p.al1 hutof. " " (el Idl.. Of AIIIIIlIIII ,ted'le. wrlll'" eoowllmtnl..Pd IIl1ullh. dlUor Mlllttnml. rOl' 1M cald lou, Oil 01 balolllh.1Im\blI! deu U lpldncd.lr I'" wd ~ur.'nt b,.Oltli"'lhcdwllhlhcllll.....I~ncdb"c1n OfOQolllctlllllU,",=PltdIn wrlllr.ab,tll.III1)'V,OIlotbalCH.lllfepCdncdcSa.lI,ScIl"IlIa11",Y.thttlptlon, II UW 6111, OJ' IUIYlltll" tlm. IhIlUifIU..!. dllllll. a.'lmn ot IhIt Ap'ccml~IJ l!,IIUl,. "111101 ~ Lb. dill ot ItWPIIl' Iht commlllllCN '" 01. Itlkl, or A'IIII, 10 dtdu.lhI. Ap'el1lllnl HULL ~D YOlv, by W'r\lIaa loUct 10 "" 1111" 01 alii.... dtcWol\110 ihccI.'l wblcllll4l.a1Llkpo$ll .01Ll.. paid oll.ccowu-aIIlU 1M rcllllGCd 10 1Il. 111)'1" IlIbJ1e1 to lilt ~ymC41 rcqIlItCd,'I' lilY, p1o'o"\dcdtOf In P""lI1ph 111b): (1),@,aAd(tU).-- " ",h. " ' ld) StUll M"bYlllfCllO permll wpcdlolU b}' .vlhoriUd .pptall.n, "Pllllllll ccruncn ..4101 BII)'Ct U Ill}' 1M nqulled b-, the 111111IlI.1AI111U11oo o.lruurloll,lodCl. .) SCU" ",eb, .,ICU 10 pIy.d4lUllnal motl.... dbcou~t poIlU and/Of klu orlJlIUJlq,J.. IA w. ot. bll"f'l' olltiJolq 1\IAItd1ll tlom. kndlll, lnlllllllloll uqulrln. III}'OMfWilIIO/"OtCClidtCCl,p1oYid'lI.llholOlIIor",drClldoctllOl-ucted.~"lrlll'ImO\lIlIQtth.mOil....,., . ' 'I. ITATUS or WA1'&R AND .EWIJb ltIIet wurlllU WI th!! p1op!rly II w'tIced b)' --F\JAJ41 ("~ ~If &lid -".:PuAL/C' ....cr, FllI1hll, kU" WUllllU WI thCH ')"ItMIt'" rull)' p&!d tOI Ind... or UlI dal. 0' l/l1t "uUIIIllIIIt 1III1t1.dacI0t}' t~ coo&tlOil. It dlMf alo'cIIId l)'1Icm " priule, klIu ..NULl lbat Itellll. Iw 110 IlOlk4 tlO... tbc IIIwtk1palllY ot r,OlD arllllldpal.llll1orilla Ih&l pubUG water Udlor lCWct ttIU bot IUCIMd Of lIuta1kd. .. ~tUNIClrAL IM'MOVIMlNT'S1 St1lcl bu no _ueu o( 1ll1lnJdpallmp.onlDlnlf (11I.h &I dlkwllu, I\ItM, ctG,) ~ AtcUllOlpuhlk .oadlDl,fcqlll" IIll11nC4 or.lllth.l}' o""panc}'pCllDll IIolllthfDlpatUll.nt orT.llAlporIIUon. - \ t. .'ECII-.L CLAUS....I HomE: .-:..,-rn J3C: 1?" J 1..-r' tls'~l . r.pL.AIJ~ ...SPF'.{I.L-. 10. ATTACUW ADDENDA m midI' pltl or thl. hlrcctllenu. ~ Wood lntulllIon pfltldoo DUclOIWt .0 Ptlnlt WlICl'fOQ-SlII Sew... OnVJVA o DIll! AttlK}'Oll\llnl OOlher(l)l ____ II, PER50NALTYI All ..blln, plllmllln.. hUlin" "I-concl11lOD1nl and U,hIlDI rLlllI'u (In<llldht. clWtdlUm Ind celUnl rw) ud muGU .ppullllllltl (h"l:!o Ind tinnin, . ~1Ih<<uo"lRd D1h<<. penlllt1ll1ll'Wloltll, II w,l.. ilIl'lIl'lI,lIl1ndr)' IlIb., T.V, anUnlW, fIl.AIU &od lolOllytlUOJ, lllliht, wtlb.onU 10 waU c.atvUU11. K1..lItt $(0"" IIJh lIIdIo. dooll ""d... .wnIIP, nlllU&R bUn4l, COllpUIlP rG' 1lI101lt.l1l< wulrcn a;14lit}'cn. It;, .&dUIOI CO\"Cn. eollkcl. ..Ut IOhCllG1, kltdun cahllllU, Grlpc:t)' lodf. "UPC'" .ad ""dwue, clI.uln.oda C\lrtlill.ad hudwlll. III Utu 111l1bbery. planllllP 11010' In o. Oil proP<<1Y, "'1'1 dOOl' Opell'rI, aIIedl:lt 1Ul' u!dllptClnUlly uupud In Ihll ""cemenl. I" Inelll,hd 11111,. !Al. lnd plllehl" ptke, tllM ot IhI lbo., Illtnlloncd II<<ou IhaU be ..moved D11\lb1Ululed b, tll. ScUu I,om phridld "1<<' dill or 11\1.1 ",,"mll,t, My IClulllhl, hulln.an4lDl ~klnt r~'lt 1111.11I.., Iht p,_IIa aI tIm. ar Nlll(llllillU. ,!to IlIClllded IIII4CI tlW ".,..mill!, StU" lI1f1bl wmanl-J thai hellhl 'Il'IU deUm loOd IIIIe II aU 0' Ihl IItlel.. d....--.\!lcd Ill, 111II pUlPlph, IIId IItt 1lI1ltt ,"llIln Of 11t:nU 0' pII'lOlIIitllpocUicallt IClr.cdll\ccllo be IAdIl cd llllhll 1111. StUCf WUlIll\It all plumblnl, tlllunl,lI. CGndlUOIlIn., mKMrJulud.I<<ulcall}'1I(ll1t ItId tqulplDaI aAlIappll&llCu lobi III pfopcr' WII'~ ofdd at 1\10. 01 Mllkmlnl. 11W warunl, d"l nGl 'ul'Il~. clodn,._ 1'-' ,,' [Do Not Write In This Space] .. @ ............... I ' -.. " Pl<rc"l No. 3~ "" 0)46 013 MADE THl!: '. YI).!IC of OUl ;! T HIS ,..LN P P; N T 1 () ,- '[u ({ ";(U: .Z- ,;;>1 ~ ony of: --/':/. ../:." t - I Lord one thou'laud nill€: hu!\ n..d U R E !99~;- i \\ tl'l'" ninery five (l~95) BETWE~N TIUND(,g SPR INS DEVELOFMENT C01~Pll.NY, a q<::l1C1:;l). Penn9}'lVR..pia pllrLlltJl>lhlp f:onAiBtj.ng of l)Wl'W~:).I,",f.: f;N'I'[':RI'RHl!':~, INC., J'AME:S O. LM1P.ENCE <ind EDWARD ~1. SETK, RH., ;Ill pill'tllut:!J, party af ~h~ Ll~BL paLL, " GR1J~TOR AND cr,IFTON H. HF.NDERSON and SUSAN G, HENDGRSON, I1usbar.d and \'life Gl<AN'l'b:b:!:J of the second part, WITNESSETH, that the said party of the first part, for and in consideration of the sum of ONE HUNDRED EIGHTY THOUSAND SIX HUNDRED FORTY 'rwo and 00/100 ($180 1642.00) lawful money of the United States of America unto Grantor weJ.! ann truly paid by the said 1>1:11:1; h~s of the second part, at I'l.nd hefo:rfl the e.eallng and de.llVf.>ry or these presents, the receipt whcreof io hereby acknowledged, has granted, bargained, sold, aliened, enf.f.'offed, re,leaReu, l.:unvtlyed and confirmed, nnd by thoF.1<l preB~nts grant, bargain. sell, alien, enfeoff; ~clmasa, convey and confirm unto the saidparties of the second part, their heiIs, ~no assigns, A(,{, 1'fiA'\' \~ER~lI.IN piecH! or p<lrcp.l qf land. situc.LI!! in Silver Spling 'rovll1Hhj P, Cumberland CO\1nty', Penns}'l vani.a, ~s set. for':h on a F'i nal Subdivision f1lan ,for 'I'dadle Spring Developmer.t, Sect ion 'fwu, Trindle Sp:ri ng Development Company, as prepared by Hobert 0. Ha 1: I. lild Ii , .;Tr., p, E., R. R . , . and recorded in the Recorder of Decds Ottice of Cumberland c.:ounty, Pennsylvania, in plan Book €1, '.p,age 105 and more part i<:ulorly described as follow:'!: . D8G1NN1NG ut a point on .the Northern Right-of-\'l:~y r,ine of: . !laz,::,}o.'uod court, said pe,int being a com'llon pJ:'operLy ('OHler. of'Lot #tO~ and Lot #l09; thence from said point of beginning along sald Lot II 108 North 07 degrees 13 minutes 53 seconds West a distance of 154.98 feet to a point on the Southern Right-of-Way Line of Mulberry Drive; thence along said 'Riqht-of-Way Line North 46 degrees 22 minutes 24 seconds East a distance of 98.37 f~et to a boor. :119 ?,l,GE 2.6 " common property corner of Lot #lOY and lands of Trindle Epring Dev~lopment, Section U1 Detention Area; thence along said DettJlltiol'l Alea South 43 degrees :n minutes :16 seconds b:ast a distilllce 01' 1G~. 00 feet to II point i thence along s~mc Hauth 04 deglee:J 47 minutes 00 fJ€:conds East a disLance ot 173.71 feet to a CUIIII1I01l property corner of Lot 11lOC) and l,ot 1llll; thenc"", ;1.long . !laid Lo.t 'jlll1 ~our.h il.l rlogrees 04 min\lt~~s 1& oeconds Nest il distance of 125,00 feet to a point on the Ei:wLern Right~of -Way 1,I.ne ot llazelwood Cou..:t; thencp alnng said Right-of-Way r.i,I'I<:J and a curve to the 10ft having a radius of 50.00 teet, an arc length vf 91). YO feet to i.l pOtllt, the p':.>int of B(o;(J1NNING. Lll!:lNtl Lot I ()\I on the atorementioned FiocIl subdivision Plan for 'l'dnr.llc. 8p,r.in(.l Development, Section Two, Trindle Sp't::lng ll.-v/;' ) opment: Company. " CONTAINING :is., S5S. 84 sgusrfl toct nnd m~hj.oct, t,o ;) pc:>rr.i.ol'l of a :J.() foot, fldni t:ary sewer ei)scment on the Scuthern Property Li,lIo. UNDBR AND SUBJECT to set. back Hnes, easements and conditions as shown .cm the aforementioned F.i.nal subdivioJ.on Plan cillO restrictions and conditiol\~ as /Jet fOL.th in Lh., 'D",ulcuCiLiul1 ot Trindle Spring Development Company that is recorded in Cumberland County Miscellaneous Book 396, Page 1191. BEING Part of the same premises which Copenhaver Nurseries, Inc., by its deed dated December 21, 1988 and recorded in cumberland County Deed Book "S", Volume 33, Feige 7SS, granted and conveyed unto Trindle Spring Development Company, the Grantor llere1n. THIS DEED i~ executed by one o( Trindle Spring DevelQpment Company's partners, to wit: Detweiler ~nterprises, Inc, and as such is Linding upon an.d conveys all interests, rights, claims or Utles held by the other partners. The fully binding eff.ect f,lf this convF.yance is in accordance with an "AUTHORIZATION TO EXECUTE DEEDS, TRINDL,E SPRING DEVELOPMENT COMPANY, dated February 9, 1992 and recor~ed in the Recorder's Office af.oresaid i.n.Miscellaneous Book 412, Page 363. See especially Par.agraphs 2 aud 3 thl:lceln. " 'l'OGETHER with all and singular, the said property, impl.ovements, ways, waters, water courses, rights. liberties, privilegl:ls, hereditaments and appurtenances whatsoever thereunto belonging or ill anywise c.ppe.rtai.nin9, and the reversions and remainders, rents, issues and profits thereof, and all the estate, rl~ht, tit~e, interest, property, claim and demand whatsoever, of the said party of the first part, in law, equity 'or otherwise '0 howsoeve...., of, in and to the same and every part .thereuf. bOOK 119 PACE .27 .'t.. "/ ." .. J. :..1 . .,~~.!!. .~. ......,y 'l!f',.,'ij"f':.ki:\ ~ (l'. ~\v~l~iv~l;) \!!'~I \ ~~H: ~ / "...1 ~ . .........., Federal Elllergcncy' Management Agen'cy. WlII:hllll\llIlI, 1),(;, \!(Hn IIfll 5 /U1l9 The 110 1101' IIh1 0 1l(,101'1l1l A, l.11ho 'f(l'411r.h I t' tlOIHlg" r 'I'o"l",hll' of SUVlll' Sl'dllg 6~79 COl'llsIll Pike 1I0('holll cslHll'g, 1""l1wylvolIl Il 17055 1 N REPLY REFER '1'0: JA.RA-'I'O (218.65) ellSO 110.: 89'1l3.02F Ilolll' till, I.oho 'I'hl. I. III I'llfOl'OIlr.O ~o Il IllttOI', dotot! Novombel' 30, 1968, suhmlttoll hy III'. He,hort 0, 1111 I' tll,"1I , .I"., P.t:., of Whltt"c:k.llnrtmoll. III hlo letter, HI'. 1111 1'110011 "'''1'''''' t.lll thll!. thu J'lIlllll'1I1 EIOIllrglJl'cy HlIlIlIgcmullt Ag'''lcy (FEHA> dM('lllllll" >!hethn,' llHl proposed '1'1'1111110 SI'l'lllg Suhdll'l.lon, cOlIsllIUlIg of 1.01:. 1,15/1, 10,,"I.(,tI III tho 'I'Ulmdlip of SUV"I' Sprlllg, C",,,berlnlltl Coun~y, rUllIlll)'lvIIIIIIl, n. l'(Jcon\e<l III 1)00<1 Book S]], rnj)oll 7I1B.'192, fllod 111 the I)auel 1l,,(:<,,'dl1 01' r:,""h" 1'1 nlld COUlIl.y, I r. lllcoted with III thu Spodlll F1 ood II0ZIlL'lJ Art'" (HI"II/\), 1'1'101' to tho CUIIIIIIl,fl<'Ollll.lIt nf our revlow, we ...'colv"tI Iho Initial fllo 'n( $17~1,(lU (0" p,'uc",wlllg 0 cOII,lll;lolIOI I.ouor of HilI' Rovlsloll roqllo.t. of this l)'lH'. Thill f(,,; '<CIS SlIffldcllt to cover tloo I'llvlow ol"t procosslng COsl.9 IIU'JClc10tlld with t:lds SlIhllllttnl. 011 fllI"':1o I'l, 19119, we rOl1eivod 1111 ['(whlllcol d"tn 1I0l:00SIlI:Y to prooo.s 1,11:, 1I11nlllo;lI'/1 rU'I"o!Jl.. 1-10 IlllI'U l'l\Vlewo<l 1.1... Fluocl 111!I(II'OIl(\O Rol.o tlop (FIRM), ,,11:10 H,ull\wt tn II",uu <101.11, 111\11 have do tOL'1II1 ,,,..I ['.hnt the pro(loso(\ 'fl'llldh Sl'l'IlIg :;',I"lIvl!JI"1I \'/(lIdd bco I'nnlnlly lmll"lntoctl,.v 0 flooel hnvlng II CHW. (I co re;(,1I I 010111"'" or O(;curL'onee, IInch yeol'. A flllnl <lol:l>I'1II111lltlol1 liS to Whol:IoH :1", l'I"r,ol;(,,1 !JIl'lI<,lmos 011 1.1'01'0 lu~1I woult! be 10(:111:011 wllhln I'lon SFIIA COllllot 10... IIIl1elo III: I.hls 111110. llt>IJOI'IH', II del:llrlRllllltlcolI will Le IM,le UI'OIl rl,c"lvllll~ e:c.l'l J Ilotl M:.I,,1l J I' IlIfol'llIOI:lolI ShuIllllg I.ho locntlnll of coch s~n'cture 0\111 Ihe dllvOtltllH. of loul:h II... 10wo!Jt OdJI'CC.llt I\roelo tu eoch structure nlld the lowost (1""1: (JlloIulllnll I""""nollt) uf codl s~ruc~uro, In ollclltiOIl, oert1flcn~lon of lion tin I'''' 011<1 UXl;('II!: of fill plOCOIIUtllt, liS woll os cert:lClcllt:IlllI that tloe flll I,os 1'(.011 Idlll1C!t1 III nCI'OL'<llIlIce ..,Ith 1.100 Notlollol F1oot! lll.urllllr.e I'l'nf,l'o," (Nnr) rug\llotllolls /,/, (:1'1\ 65.5(0\(6), m\lst be suh",l~tod. Along wILh this InfoI" IlIntlulI, II copy of lids lotto,' 1II\1"t Lo su"mlttet!. Bo"ed loll I hlt dlll.u SU(lP II od hy Hr. Ilartmon, tho (lroposed s ~r\lc l\lres on Lot. I-lOB II I III 111.15/, 1l1'U l<H,lltec! In nil Orel. that will be flllecl to 0,' IIhove the 1lt1f'U I'I\lnd Elovot\UII, alltl will not bo locut,,,1 wllhln the SFIIA If thoy or'e CUlIstL'l"'tud os 1'1'''1'"",,,1011 tho drll\llllg elll.Jtlod: "Prollllllllllry S\lbdlvislon l'lon of 'frlndlo Sprlug 1>0V"IOI'III(1l1t," 1'1'0 pared by Whlttock.llnrt'"oo, dntod .A\lI\\lst 30, 1908, '\l1C1 a 10Ue,' datoel tlnl'ch IJ, 1969, both .\lI>llIit~ell by tic IInrtfllllll UII 1'"IJL'lIUl'Y 6, 1\.1119, olld tlllreh D, 1969, respectively, The flllnl ,lute....llllnlll.I,JI, .,0111 hi., hllsed 011 the!,o d;,tll \lllless futurc otlell~lunol fluud ,latll IoUC"""'" Ilvnllnld" IlIdloatlllg othorwl.o. lIu"nvor, no now IlIfol'lllntlull Is Illll.lcll'lltod to bo IJ"no,"tod III ~ho nOliI' futllre for the TOIlllShll' of Sllvor S(ll'llIg. .f.... /. 2 . ' III aelelHloll, honed <II' the <Iota fluppllod hy Hr. lIa["I:I08u and review of tho nood 1I0umlni'y 1I11e1 r1uo,lwIlY filiI' for t1'0 'I'IIWII9hl" oC Sllvor ~prlllg I.ot:o 109 and llO arc 10enlo,1 Wllhlll lho udlll'l:lld l'(1gulul:(lry fl'Jodway for 'frllldle S"l'lng Run, Tho r(1flll'e, eOlllp",:l:od fill IIIlIY II0t: I", ,,"ud as /I Ino/lns of elevating land areall 01.' lll:l'uut:Ul'tJlJ 'lhOVtl thu bllUl1 fJuod tlluVl,tlolt looftLod on tha.ue luts. \JIHJur t.ho 11I111111111111 "1'1t:"..11I nOl:o,1 01: Pun 60,3 (<1)(3) of tl", NFlI' regulation!!; tlo unCrOndllltOlll:ll. JllcludJllg flll. l\OW construct.lon, !J\lhsllltll:lul !lIIprOVOIl1CIlt:fI, 11tH! (llhoL' c1cvulopl/lcHt within Iho 11I10pl"'1 nJI~lIlulury fluodwllY Is permluod unles!! It huo hOlll' dOlllOllllll'utod through hydrologic and hydraulic 1lI111lysos porforlllod In ""conlall"" with stalldal'd on- gIIlO(1,'llIg I"'a"elco t:hot: tho proposod encrooclllllent would 1I0t: rOllult In /IllY llic"eaoe In flood levels withIn t:he "o,","unlty durIng tho occurrence DC the base flood dlsl'l..rgo; ^S l"e'IUll'od by ]egIS]lItloll, a COllIIIIUlllty IIIUSt: adopt and ollCorco floodpluln lIIanagelllollt III"os""oo In onl,'r to ellsure ConClllued ellglblllty to participate III the IIFlr. Thol'efore, thu Towllshlp of Sllvor Sprlllg .ltlSt enforce these l'egula. tlons ,,"llIg, lIt " IlIlnlmUln, tho elevatIons and zone deslgnotlons In the SFlIAs as .hown on your c()llImlllllty's F'IRfl. Thl. rospollse to fIr, lIartmon'. request Is based on minImum criteria es. tllhllshud hy FEI'I^ "lid Is Intended only to refloct YOllr status In relatIon to tile .'e<lerol requlremont for t:lle pllrchaso oC Insllrance. State and community oCflclo]s, hllsed 011 kllowledgo of 10cIIl condlt.lons and In lhe Int:erest of human sofoty, lIIlIY O"t hlr,hel.' Dtomlordo Cot' construet.lon in the floodplain. If tile Stole oC l'onnsylvlInlll or tile Township of SIlVe1" Spring has adopted more l'eotl'l<:tlve and comprehollslve floodploill manogement criteria, these criteria take procod.lIce over the minImum Federal cdterla. ThIs cOl'tlltlonol l.etter of flap Revision addresses lots which are within a BFIIA and, therefol'e, I t does IlOt relleve Fodersl IIgen"le. oC the need to co,"ply wltl, Execut:lvo Order 11968 on Floodplain HanogolOent In earrylng out theIr responsibilities foL' provIding Federally undenaken, financed, or assisted constL'lIetlon and IlIIprovemellts, or In their regulating or llcenslng aetlvltles. ]f you hove ony questions or If we can bu of further assistance, please contact tho Oeflee of RIsk Assessment, Federal Insural\t1e AdminIstration at (202) 646.2'/6/.. Sincerely, (J) . 6~ c..,.', (. / "/-' [, 7 vC;/( . ,;' Charles ^. LindSey, ChJef 'I'echnlcal Operations Plvlslen Federal Insurance Admlnlstrlltlon cc: fir, Rollen Q, lIartmoll, Whlttock.lIortman ,...., ',,, ' ~., ~, )' .' .~ ~f'll'iI''''(''!':t';r;~~, SILV .it si'niNliToJ SlIll' '3 . "~ Boar .(~()f. S'lJ~~f'l.Jiso1"S j~ 6115 Carll.l. Illhl~ 41f<hanl<,llI"H', 1'0. 11o~5 ~rL..~It.III1.C" .(111) 76G'OI\~~\ ( "'~ J -,,\f:!,V- ,t . .Lf~''\''i'r?l~'.I'"'' (C(O).~g)1f Arl1flhl A. F,'poohn. (;1..lrlll." Karen n. nut. Vie. Chalrma" In.I~l'h ('",kotl.h February 9; 1990 lIolore.. A, Lrho. M''''Rer/Secretary WIlII.1II S. (:'mk. A,.I'lo", M.II'nrr Willi.", F.. 1I11"k.. COlIc F,l1lf11teme,,' Ollln'r Joh" Tno",cy. I'ollee Chic! t,1 Trindle Springs Development .Co. 3310 Market Street Camp Hill, Fa. 17011 ReI Subdivision Plan 90-4 Gentlemen: At the regular meeting of the Silver Spring Township Planning commission held Febt"uary 8, 1990, the above notod Subdivisibn Plan was forwarded to the Board of Supervisors with a recommendation for approval subject to the following conditions: ~'t. ~.",^V' 1. ('''- No.3. ." Lot #110 deleted from preliminary to final. The propooed 100 year flood ~in boundary has been changed in the area of LotsQQl!li 120, 121 and 122. in addition,' :based on a letter dated April 5, 19B9 from Charles Lindsey of the Federal ~me:t'gency Management Agenoy "compacted fill may not be used as a means of elevating land areas or structures above the base flood elevation located on these \109 & 110) lots". Retention area mislabeled as Recreation lIrea on plan. 1'\ 2. \..\\\"" 4. sanitary sewer easement should be shown between lots 116-117, 55-56, and 75-76. 1I1so need legal description, drawing, and deed of easement. 5. How will stormwater be picked up from Mlllberry Tlores? will additional easements be needed? ,~6. Arty approved modifications to' the flood plain .,'/-' boundary must be completed and approved pd.orto the issuance of any building permit.s (note should be placen on plan). (,\ , ,,'" 7. Fire hydrants should be located. D~'twciler Rcalty, is a real eslale bl'Okcrage firm huving its principal place of business al 3310 Markct Slreet. Camp Ilill, Cumberland County, Pennsylvania, 17011, Delendants assumc in all answcrs toPlaintil'Ls' Complailll rcferences to Dc/endunt I>ctwdler Renlty refer to C. M. Detweiler, Inc. 5. Admitted in part and denied In part; it is udrnitted that Curlia Lenker (sic) WaS ut all timcs relevant hereto an agent of C. M. Detwciler. Inc.. with a place of busincss ut 3310 Mllrket Strcet, Camp Ilill, Pennsylvania, ('amp Ilill, Cumberland County, Pcnnsylvunin., 17011; it is spedfically denied that Defendant Lenker was or is a Pennsylvania Iic(:nsed realtor, nnd further asserted that the correct spelling of Defendunt' s name is Carica Lenker, and that she is Iiccnsed as an associate rcal estate broker by the Commonwealth of Pennsylvania. Bureau ofPl'Olessional and Occuputionnl AfI~lirs. Dcfendunts assume in all answers to Plaintiffs' Complaint that references to Defendant Lenker refer 10 Curlea Lenker. 6, Admitted in part and denied in part; Defendunts udmit First American Flood Datu Scrviecs, Inc.. is or was u flood certilication ugeney; aftcr reasonable investigation, Defendants me without knowledge or informution sufficient to form a belief liS to the trllth or fulsity of the additionalullegations contained in parugraph (; of the Complnlnlund thereforc deny the IIl1egntions thereof; strict proof will be dcmanded at time of trial if th() same be l\1ateriul. 7. Admittl1d; by way of further clariticution it is further averred that at all times relevant hereto Windsor Homes, from whom Defendants purchased their intel'(1st in thl) Trindle Spring devclopmellt and other owners and or builders may hnve owned. developed 01' sold lots In Trindle Spring dcvelopment. 8, Admitted in p.lrt and denied in part: it is admitted that at all times relevant hereto Defendant Detweiler Realty was a real estate brokerage linn which had listed fill' sale and marketed listings at the Trindle Spring Development; and that Defendant Carica Lenker was the listing agent fill' Sewalt. Inc. f()f" their listings in Trindlc Spring development; it is denied that Ddcndant Iletweliler Realty was always the real estate hrokerage fll'lllthat listed all property at lrindle Spring development lilr sal,) and further avened that Defendllnt Detweiler Realty was not the only fll'ln involwd in holding fill' sale 01' markding hOllles in the Trindle Spring del'c1oplllcnt, and specifically averred that such listings we/'(' also of'lcrerl hy 01 thl'llugh various h'.Iilders or developers and through individual properly owners. (). After reasonahil' investigation, Ilefendnnts arc without knowledge 01' inflll'll1ation sufficient to limn a bclicf as to the truth or fillsity of the allegations in paragraph 9 01' the Complaint, therellll'e I klendants dcny the allegations; strict proof will he demanded ut time ol'trial If till' same be material. 10. Denied. It is specifically denied that Dell,ndant Trindle Spring had knowledge of the criteria indicated in paragraph 10; after reasonahle investigation, DefCndant is without knowll~dge or information sufficient to Illl'll1 a belil'i' as to the truth or Ildsity of the allegations in paragraph 10 of the Complaint, Ihercllll'e Delendant denies Ihe allegutions; strict pl'llofwill he demanded at time ol'trial if the same he material. II, After reasonable investigation, Dclenoants are without knowledge or informution sufficient to forma belief as to the Il'lIth or fidslty of the allegations in purngraph 11 of the Compluint, therellll'e Detendants deny the allegations; strict prool'will be demunded ut time of trial iflhe same be mute rial. 12. After reasonable investigation, Dclendants arc without knowledge or inlill'lllation sufficient t<\ fllrm a belief as to the truth or filJsily of the allegations in paragl'llph 12 of the Complaint, therclore Dclendanls deny the allegations: strict proOI' will be demundcd at time) oftrial if the same be materinl. 13. Admitted in parland denied in part, DelCndallls specifically admit they negolillted a price lower than the' original asking sales price' IIII' the sale ofLoII09 in the Trindle Spring Developlllcnl; Ilelcndants specifically deny they took an)' uction whatsoever upon leun1ing of I'luintiffs' decision to purchase in Konhaus Estates Dcvelopl11cnt, (II' took uny uction specifically designed to bring such property within Plainllffs' budget; after reasonable investigation, Detl'ndants arc without knowlcdge or informalion sufficient to form u belief as to the truth or falsity of the rel11uining ullegutions in plll'llgraph 13 of the Complllint. including whether Defendants knew of Plaintiffs' decision to purdmse in Konhaus Estates llevelopmcnt, therefore f)(~fcndants deny the alleglltions; stllct proof will be demanded at time ot'trial ifth" same be mal.erlul. 14. Admitted in part and denied in part; it is admil1ed that Plaintiffs did enter into an ngreemcnt to purchase Lot 109 at Trindle Spring development, und that such lot wus owned by Trindle Spring Developmcnt Company; it is further averred that Plaintiffs entered into u contract for the purchase of said lot and the design and constmction of a home on said lot with Sewalt. Inc.. a Pennsylvllniu corporation. which included the cost ofsuid lot, as was l11utuully ugreed to by Plaintiffs and Sewalt, Inc.; ufter reasonable Investigation. Detendants arc wilhout knowlcdge 01' information sufficient. to formu belief as to the tnlth or fulsity of Ihc remaining allegations in pUl'l\gruph 14 of the Complaint, therefore Defendants deny such allegations; strict proof will be demanded al time of trial if the same be materiul. IS. Admitted in purt and denied in part; it is specifically udmitted thul. Defendant Lenker acted us an ugent of C. M, Detweiler, Inc., Rcaltor and Sewalt, Inc" In holding out for sllle reul estlltc in Trindlc Spring development; it is spccificlllly denied thut Defendllnt Lenker showed Plaintiffs or any other buyer or potential buyer any map or drawing she purp0l1ed to be a Flood Emergency Munagement Agency flood plain map; to the contrary, De!endants believe and therefore aver thl~ soil' map or drawing available to Defendanl Lenker indicating lots and other in!<lI'Ination regarding the Trindle Spring development was a survey prepared by und provided hy Robert O. Hartman, Jr., or Whitlock-Ilal'tman. or Hartman & Associates. Inc., 01' Robl~rt O. Hartman & Associates, Ine" (hereinafter, collectively referred to as "Hartman") und that Defendant L(,nker never referred to any sueh document as a FEMA map. 16. Denied; Detendants believe, and thcrell)re avcr, that Delendant Lenker at all times relevant hereto opernted as an agent of Defemlanl C, M. Detweiler, Inc" and/or Sewalt, Inc" regarding any real estate transactions involving the Trindle Spring development and further that Defendant Lenker rclied solely on a map 01' maps andlor a drawing 01' drawings prepared by Ilarlman regarding the flood plain, based on a survey 01' otlll'r professional work prepared by Ilartman, f()r any inf(1I'Ination as to whether any lot or part of u lot was in fllct outside the flood plain; in particular, Defendants helieve and therefore liver the survey, map or dl'l\wing done by Ilartmun showed Plaintiffs' lot as partially within the flood plain under a 100 year flood plain und outside the flood plain under a proposed ,unenclment; after reasonable investigution, Defendunts arc without knowledge or information sufticicnt to form a helieI' as to the truth or f;1lsity of the remaining ullegations of paragraph 16 of Plain tilTs' Compluint. such allegations arc therell)l'e denicd; strict prool'will bc demanded at time of trial if the same be material. 17. Agrecd in part IInd dcnied in part; the Agreement of Sale contl'llcl inclllded as Plulntiffs' Exhibit "A" spcaks for itself, and purports to be a contract between PllIintiffs and Sewalt, Inc, for the purehus(' of Lot tI 109 in Trindle Spring development, together with a home to be built on the lot, und which Defendant Trindle Spring Development Company is not u party to; alicr reasonuble investigation, Dcfendllnts l\I'e without knowledge or information sufficient to 1'01'111 a belicfus 10 the truth or fulsity of the remaining allcgutions in paragraph 17 of the Cornpluint, therefore Defendants dcny such nllegUlions; strict proof will be demunded at time oftriul if the same be material. 18, Defendants aver it is not an unusual practice IIII' a lender to require II flood ccrtilication be completed to usecrtain whether a lot is locatcd in a flood zone; after rcusonabll, investigation. Dc!endants are without knowledge or information sufticient to form a beliefas to the truth or flllsity of the allegations in paragr~\ph I K of the Complaint, thercfl)l'e [)elendants deny sueh allegations; strict proof willi", demandcd at time of triul if the snme be material. 19, Dcfendunls bclicvc !lnd th\'refbre nvcr Dcf'cndunt I.enker never rcprcsentcd 10 Pluintills thlll FEMA hnd ncccptcd n proposed flood zonc !lmcndmenl or made any rdercnce to FEMA; aftcr reasonable invcsligution, Dcfcndnnts are without knowledge or inflmllation sufficicnt to fcmll a belief as 10 the ll'llth 01' fnlsity of thc remaining allcgations of pnragl'llph 19 of the COlllplaint, thcrctlJrc Dcfendunls deny such allegutions; strict proof will be demanded at time of trial if the same be material. 20, Aftcr reasonuble invcstigation, Dcfcndants arc without knowledge or information sufficient to f(lI'Il1 a bclicf as to the truth or flllsity of tlw lIlIegations of pumgmph 20 of thc Complllinl, therefore Dcfendants deny such allegatiom;; strict proof will be demanded at time of trial If the samc be material. 21, The Flood Ccrtifieution document uttnched to PllIintiffs' compluint us Exhibit "13" speaks for itself, lInd purports to be a certif1cute from First American Flood Duta Services, Inc. certifying tbat Plaintiffs property cloes not require flood insumnee; Defendants specificully uver they hud and huve no relutionship to Defendant Flood Datll Services unci wcre notlnllny wny involvcd in the sclcction or opel'lltion of Defendant Flood Dala Services, or evaluation of any work pcrformed by Defendant Flood DlItu Services; uftcr rcusonable investiglltion Dcfcndunts arc without knowledge or Information sufficicnt to form II belief as to thc truth 01' flllsity of thc remaining allegutions of pnragraph 21 of the Complaint, thercforc Defendants dcny such ullegations; strict proof will be demanded ut time oftrhll if the sume bc material. 22. Thc Agrcement of Salc und Purchuse of Reul Estutc and Deed refercnced in pamgraph 22 of the Complainlus Exhibit "C" speak for themselves. and purport 10 be u sales contract bctwcen Pluintiffs und Sewall, Inc. and u Dced betwccn Plaintiffs and thc partnership ofTrindle Spring Ikl'elopmcnt Company. spccifically including Detweiler Enterpriscs, Ine" Jamcs o. Luwl'l'nce and Edward W, Scik. SI'.; it is admittcd that settlcment in this matter occurrcd on or about February 20, 1995, and includcd a two. story residential dwclling scleetcd by Plaintifls for which they paid $180,642.00, 23. To thc cxtent thatthc avcnnents of parugraph 23 arc Icgal coneluslons they rcqulre no rcsponsc; Dclendants speci Iically dcny misrcpresentations wcre made to I'laintiff by [)cfendants; af\cr rcasonahlc invcstigation, Defendants arc without knowledge or inlllt"Jnation suflicient to form a bclief as to the truth 01' f~lIsily of the remaining allegntions in parugraph 23 of the Complaint, thcrcforc Dcfendants deny sueh IIl1egations; strict proof will be demllnded at timc of trial if the samc b() material. COUNT I 24, Defendunts incorporate by retercnce thc avermcnts contuined in pamgl'l\phs 1 through 23, inclusive, of this pleading as though thcy wcrc more fully set forth at length herein. 25, Admittcd in part und denicd in part. It is admittcd thnt on or ubout November 30, 1988, enginccr Ilarlman, lIncl/or the Ilartman cnginccring firm (see answer to plll'ugl'l\ph 16 ofComplllint) servcd as engineer for the Trindle Spring Development Company, and us Silver Spring Township Enginccr; Defendants specit1eally did not know of lIny such correspondence by HlIrtman at 01' uround November 30, 1988, and Defendants specifically do not know whcther uny such correspondence undcrtnken by Hartmlln was done in Hurtman's rolc us Township Engineer, in his role as engineer for the previous developer, or in his role us engineer for Trindlc Spring Developmcnt Com puny; Defendunts believe, bused on thc Ictter referenced in paragl'l\ph 26 of Pluintiffs' Compluint that the letter referred to in this pllrngraph wus inl-lartman's role as Township Engineer; af\er rcasonable invcstigation, Defendunts arc without sufficient knowledgc or iuformation sufficient to form a belid as to the truth or I[llsity of the remuining allegations in paragrnph 25 of the Complaint, thercflJl'e Dcfendunts deny such allegations; striet proof will be dcmanded at time of trial if the same he material. 26, The letter retcrenccd in paragraph 26 as I',xhibil "[)" speaks I,)r itself, IInd purports to hc a Icttcr from the Fcdcral Emergency Management Agency dated April 5, 1989, to Silvcr Spring Township in reply to a lettcr of No\'embcr 30, 1988 trom Robert G. Htlrtman. .II'.. with no indication of any copy of said Icttcr going to Trindle Spring Dcvelopment Company, Dcfendants thcrcfore bclieve lInd avcr said letter WlIS a response to Hartman's cOl'J'I:spondence on bchalf of Silver Spring Township. Aftllr reasonable invcstiglltlon, Dcfendants ure without knowlcdgc or information sufficicnt to fllrm a belicfus to thc truth or f\lisity of the remaining allegations in purngraph 26 of the Complaint, thcreforc Defcndunts dcny such ullegations; strict proof will be demanded at time of trial If the saml~ bc malerial. 27. The Ictter referenccd in paragraph 27 as Exhibit "E" speuks for itself, and purporls to be a letter from Silver Spring Township to Trindle Spring Developmcnt Company, with a copy to thc engineering firm of Whittock.Hurtmun, Such letter indicates it was submitted prior to actualupproval by Township ofTrindlc Spring Subdivision Plan 90.4, und thul such plan was to be fitrthcr revicwed prior to consiclerntion for approval or rcjcction by the Silver Spring Township BOl\l'd of Supcrvisors. Defendants admit receipt of suid lettc\'. After reusonablc investigation, Defendants ure without sufficient knowlcdgc or information to form a belief as to thc truth or falsity of the remaining IIl1egations of paragraph 27 of the Complaint, therefore Defendants deny such allegutions; slrict proof will be dcmunded at time of trial if the same bc material. 28, The lettcr rcfcrenced in paragruph 28 as Exhibit "F" speaks for itself and p\ll'ports to be a letter from Silver Spring Township to Trindle Spring Development Company, with u copy to Robert G, Hurtman, indicating thut prior to Issuunce of any building permits the Township would requirc any modifications to the flood plain boundury bc completed and approved. Defcndunts admit receipt of said letter. Aftcr rcasonablc invcstigution, Defendants ure without knowledgc or inllll'lnation sul1icicnt to form u belief as to thc remuining ullegutions of paragraph 28 of the Compluint. thcrcforc Dcfcndants deny such allegations; strict proof will be dcmandcd at timc of trial if the samc bc malcrial. 29. Thc Icttcr rcfercnccd in paragraph 29 as Exhibit "0" spcaks fill' itsclt~ and purports to bc a IClter fl'Om enginccr Robcrt 0, Hartman, .II'" and/or Ilartman & ^ssociates. Inc.. to Silvcr Spring Township. dated May 20, 199 I, indkating the storm sewer syslem and flood plain management was completed in section II of the Trindle Spring Development. Defendunts bclieve and therefllre aver Hurtman, or a firm wilh which Hurtman wus associated, was both the engineer for Silver Spring Township and Defendunts at the relevant time, lifter reasonable investigation, Defendants ure without knowledge or information sufficient to form a belief as 10 the truth or falsity of additionlll allegations of paragraph 29 of the Complaint, therefore Defendants den)' such lIlIegations; strict proof will be demanded ut time of trial ifthc same be muterial. 30. Admitted in part und denied in part. It is specifically denied that Trindle Spring Development Company took any uction ..... immediately..." following the correspondencc referenced in paragraph 29 of the Complaint; it is udmitted Ihat subsequent to the Icttcr of May 20, 1991, Defenclunts did eventually sell lots in Trindle Spring development; it is denied that Trindle Spring Devclopment Company proceeded to obtain building permits from Silver Spring Township; to the contrary, Dctendants believe and therefore uver all building permits isslled involving thc Trindle Spring developmenl were obtained by either Sewall, Inc., Windsor Homes, Inc., Shettelund Sons, Inc., Key Investments, Inc" or by othcr builders or developers 01' by individual property owners. 3 I. To the extcnt the allcgutions of paragruph 31 of Plaintiffs' Complaint arc legal conclusions, no response is necessary. To thc extcnt an unswer may be appropriute, the allegations ure denied, Defendants bclievc and therefore uver no intentional or fraudulent misrepresentation regarding any matcriul fact was made to Silver Spring Township or Plainliff by Defendants 01' anllgent or representlltive of Defendants, und further any sllch misrepresentation. if such were madc, was not intentional or fraudulent, and further would not have been to the financial gain of Defendants. 32, To the extcnt that the allegation:, of paragraph 32 of the Complaint arc leglll conclusions. no response is required, To the extent anunswer may be uppropriute, Defi)ndllnts admit they conn'yed 1,0111109 in Trindle Spring development to Plaintiffs; nnd furtlll'r aver said sale and conveyance was subject to an agreement between Trindle Spring Development Company and Sewall. Inc.. and Delendants specilically deny thllt they knew or should huve known the property would be unsuitable f(lI' I'luintlffs' intcnded use, and further believe and therefore aver Plaintiffs did not disrlose to Detendunts uny purticulur intended lIse for suid property, which Delendunts underslood would be used us u single furnily residentiul home; ulier reusonuble investigutlon, Defendunts ure without knowledge or inllll'lllution sufficient to forma belief as to the truth 01' falsity of the additionul allegations of puragruph 32 of the Compluint, therefore such allegations arc denied; strict proof' will bl' demanded at the time of trial if the same be material. 33, To tbc extent thut the lIlIegations ofparagruph 33 of the Complaint arc legal conclusions, no response is required, To thc extent un answer may be appropriate, Defendunts udmit they conveyed Lot 11109 in Trindle Spring development to Pluintiffs and believe and therefore aver Plaintiffs did not disclose to Defendants any purticular intended use tor suid property, which Defendunts understood would be used us a single fumily residentiul home; after reusonuble investigution, Delendunls arc wilhout knowledge or Informution sufficient 10 formu belief us to Ihe truth 01' fulslty of the other ullegutions of purugmph 33, therefore such allegations me denied; strict proof will be demunded lit time of triul if the sume be muteriul. 34. To tbe cxtenl thut tbe ullegutions of parugruph 34 arc legul conclusions no response is required. To thc extent ununswer l1luy be appropriute, Defcndunls speeificully deny the allegutions of pamgruph 34, und speciticlllly deny thut they had an obllglltion to Plaintiffs to intlll'lll Plaintiffs of any mutter urising out of the reul estate trunsuction between PluintilIs and Sewult. Inc. After reusonuble investigation., Defendanls ure without knowledge or informution suft1c1ent to form u belief as to the truth Ill' fulsity of the other allegutions of paragraph 34, such ullegalions lire therefore denied; strict proof to the contrm)' will be demunded at the time oftriul if the same be materiul. 35, To the extent thut the ullegutions of paragraph 35 are legul conclusions no response is required. To the extent Uil unswer mu)' be uppl'Opriate. ulier reusonuble invesligution. f)efendunts me w:'.hout kno\Vled~e or inflll'lllution sufficient 10 forma belief liS to the Iruth or lillsity of the allcgations In paragrnph 35, and such allegations arc therefore dcnled; strict proof will bc demandcd at timc of trlul if thc samc bc matcrlal. 36, To the extcnt tlmt the allegations of paragraph 36 arc Icgal conclusions no response is required, To the cxtcnt an answcr may bc appropriate, after rcasonllblc investigution, Defendants arc without knowlcdge or inl{lI'Il1alion sufficicnt to form a belief as to the truth or fillsity of thc allcgations in paragraph )6, and such allegutlons are thcrefore denied; strict proof will hc dcmandcd at thc time of trial if thc same be mlltcriul. 37, Denicd. Defendants specificlllly deny I'luintiffs Informcd thcm of uny information regarding an inground pool, and further dcny Trindle Spring Development Company hud u "selling ugent" with regurd to uny tl'l\nsaction bctween Defendants und Plaintiffs, 38. To the extent thut the allegutions of paragraph )8 ure legal conclusions no response is required, To the extent un answer muy be appropriatc, Defendunt specificlllly avers no information of lIny kind was withheld from Plaintiffs purposely, intentionally or maliciously: lifter reasonable investigation Defendunts ure without knowledge or information sufficient to form a helieI' as to the truth or falsity of the other ullegations of puragraph 38, and such lIlIegations lire therefore denied; strict proof will bc demundcd ut time of trial if the same be matcrial. WHEREFORE, Defendants Detweilcr Enterprises, Inc., and Edward W, Scik, Sr" t/a Trindle Spring Development Company requests this llonol'l\blc Coul'l to dismiss the Complaint llnd lIwlll'd them cosls and such other relief as may be just IInd proper, COllNT II 39. Defendants incorpornte by referencc the avermenls (,ontained in paragraphs I Ihrough 39. inclusi\'c, of this pleading as though lhcy were more fully set forth ut lenglh herein, 40, To thl' extent that Ihe allegations of paragraph 40 of the Compluint arc legal conclusions 110 response is required, To the extent un answer may bc uppropriute, Defendants specifically deny thcy misrepresented any material f(lCtto Plaintiffs, 1(11' their own gllin or for any other reason, 41, To the extent that the allegations of paragraph 4\ of the Complaint arc legul conclusions no response is rcquired, To thc extent an answer may be uppropriate, Defendants admitthcy sold and conveyed the aforcmentioned lotto Plaintiffs, Defendunts specifically deny they knew or should havc known the property would be unsuitable for Plaintiffs' intended use for said properly, and further believc and tlwrefore aver Plaintiffs did 1101 disclose to Defendants any parllcular intended use 1'01' said property, which Defendants understood would be used as a single f(unily residential home; aileI' reasonable inVl'stigation, Defendants are without knowledge 01' inl<lI'Illation sufficient to form a belief as to the truth or 1(llsity of Ihe udditionulullegations contained in parugraph 41, therefore such ullegations ure denied; strict proof will be demanded at the time of triul if the same be mutcrial. 42, To the extent that the allegations of paragl'llph 42 of the Complaint me legul conclusions, no response is required. To the extent an answer is appropriutc Defendunts IIdmit they conveyed Lot 109 in Trindlc Spring development to Plaintiffs und bclieve und therefore uver Plaintiffs did not disclosc to Defendants uny pmticular intended use for said property, which Defendunts understood would be used as II single family residential home; ufter reasonuble investigation, Defendants ure without knowledge 01' informalion sufficient lolaI'm a bclief ns to the truth or f(llslty of the other ullegations of pal'llgraph 42, therefore such allegations nre denied; strict proof will be demanded at timc of trial if the sume be materilll. 43, To the extentlhal the alk-galions of paragraph 4.1 are legal conclusions no response is r\,quired. To the extent an ans\\'er may be appropriate, Defendants specifically deny the allegations of paragraph 43 of the Complaint. and specifically deny it had an obligation to Plaintiffs to inl'ol'lllPlaintiffs of any matter arising out of u reul estutc truusaelion hctwe,'nl'llIintifTs uud Sewall, I Ill', After reasonllble investigation, Dcfendants arc without knowledge or infbl'lnution suffident to flll'luu he lief us to the Iruth 01' fillslly of the otlwr all"gations of puragraph 41, such alleglltiom: are therefllre denied; strict proof wi II be demanded at the time of trial i I' the same be mUleriul. 44. To the extent that the ullegations of paragruph 44 of the Complaint ure legul conclusions no response is requh,,'d. To the extent an arH;w'~r may be uppropriate, after reasonable investigation, Defendunts me without knowledge 01' inforrnution sufliclenl to form a beliefas to the truth or flllsity of the other lIlIeglltions of paragraph 44, therefore such allegations arc denied; strict pl'Oofwill b" demanded at the time oflrial ifthc snme be material. 45. To the cxtent that thc allegations of pal'llgruph 45 of the Complaint are legal conclusions no response is requircd. To tlw cxtent IInunswcr may be appropriate, uftcr reusonable investigation Dcfendants arc without knowledge or inllll'lnation suflicient to form II beliefas to the truth 01' fulsity of the allegations ofpal'llgl'llph 45, and sueh allegations me therefore denicd; strict proof will be demanded ut the time oftriullfthe same be material. 46. Denied. Defendant spec!lically deny Plaintim: informed them of any information concerning an inground pool, lInd further deny Ihey had u "selling lIgent" with regurd to nny trunsuclion between Dclendant nud Plaintiffs, 47, To the extent that the allegations ofparugraph 47 of the Complaint arc leglll conclusions no responsc is required. To th" extent an answcr mllY be appropriate, Defendants specilkally uver no inflmnation of any kind wus purposely or negligently withheld "'om Plaintiffs by Dclendants; aner reasonahle in\'estigution. Defendants ure without suflicient knowledge or inll)l'lnation to lill'ln u helieI' us to the truth or falsity of the nther allegations nfparagraph 47. and sueh allegations arc thereforc denied; strict proof will be demanded ut time of trial i I' the same he material. WHEIUlFORE, Defendants Detweiler Enterprlscs, Inc, nnd Edward W, Sdk, SI'. T/a Trindle Spring Developmcnt Company request this Ilonoruhll! Court to dismiss the Complaint und nwnrd De(endllnts costs and such olher relief as muy be just und pwper. CO\JNT III 48, Defendant incorporates by retCrencc the nverments contllined in purugraphs I through 47, Inclllsive, of this pleudlng as though Ihcy were more fully set fi:lrth at length herein. 49. Denied. It is specifically denied that Defendallt Detweiler Realty was deslgnuted liS the listing ugent for Trindle Spring development; nnd it is further averred that at all limes relevllnt hereto C. M, Detweiler, Inc., Realtor Was designated and was allagenl f{lr Se'vult, Inc., the seller in the tl'llnslletlon whieh is the subject matter or this Complaint; it is spccificully denied thnt Defcndant C, M. Detweiler, Inc., Realty was the sole "listing agent" in that Defendants bclieve and thcrcfi:lre aver lots and homes were oftered for sale in Trindle Spring lit various times by Windsor Homes and or their agents, by Sheltel and Sons Inc., by Key Investments. Inc" or by othcr builders or developers and by individual homeowners by their various ugenls, 50. The allcgations contained in paragrnphs 50 through 59, inclusive, of Plaintiffs' Complaint rei ute solely to Defendant C. M. Detweiler Realty, and not to Defendunts Detweiler Enterprises, Inc., and Edlvard W. Seik, tla Trindle Spring Development Compuny, and therefore no IInswer is required, II' answer be required, Trindle Spring Development Company ndmits on intl)rl11l1tionund belief PllIintifIs entered into un ugreement with selicI' and with Detendunt Detweiler Rcalty acting as an agent of the seller; it is further averred that thc seller was clearly indicated as Sewalt. Inc, Except us otherwise noted ill the answers to )1aragruphs 50 through 59, inclusive, of Plaintiffs' Complaint. atter reasonable investigation, Defendants am without knowledge 01' inllll'lnatlon surticienl to flll'll1 a belief as to the truth 01' li:dsilY of such nllegations, und such 1Il1l!gutions arc therellll'e denied; strict proof to the contrary will bl' demanded al the time of trial irtlw same be material. 51, To the extent that the 1I11eglltions of paragraph 51 of the ('omplllint lire legul conclusions, no response is necessary. Se(~ uns\Ver in parugrllph 50, Ifllns\Ver be required, on intl.lI'Illlltionllnd helieI' ()ell~ndanls deny the properly nnd proposed home WitS located squlIrely \Vithin the special l100d hllzard lima. 52, See uns\Ver in parngraph 50, 53, To.the extent thut the ull(:gations ofparagl'llph 53 of the Complaint arc legal eonclusions, no response is neccssnry. Sce 1III!Jwer in paragmph 50. 54, Sec unswcr in paragraph 50. 55, To the extent that thc allegations of paragraph 55 of the Compluint ure legltl conclusions, no response is necessary. See unswer In pllragmph 50. i 56. Se(, unswer in pal'llgraph 50. 57. To thc extent that the allegntlons of paragraph 57 of the Complaint ure Icgul conclusions, no response is neecssury. See answer in purngmph 50. 58. See answer in puragmph 50. 59, To the extent thut the allegations of paragmph 59 of the Compluint ure legal conclusions. no response is necessary. See ans\Ver in plIl'llgruph 50. WllElmFORE, Defendants request this Honorable Court to dismiss the COl1lplalnt llnd u\Vard Ddendants costs and such other relief as I1lny be just llnd proper, WIIEIU:J!Olm, Delendants request this lIonorable Court 10 dismiss the Complalntllnd aII'llI'd Defendants costs and such other relief' as may be just and proper, COlINT VI 82, Defendunls incorpol'llte by reference tlw awmnents contained In parngrnphs I Ihl'ough 81, inclusive, of this pleading as though they were more fully set forth ut length herein. 83, Admitted in part and denied in part. Based on infOl'mlltionllnd belief, it is admitted that Defendant Lenker was un agent f()r Delendant Detweiler Realty; It is specificully denied that Defendant Carlia (sic) Lenker wm; an agent for Defendant Trindle Spring Development Compnny at any time relevunl to this matter. After reasonable Investigution, Defendnnts arc without knowledge or informntion sufficient to form u belief us to the truth or lillsily of the other allegntions ofparagl'llph 83, and such allegations me therefore denit~d; strict pl'Oofwill be demunded at the timc oftrilll, if the same be materiul. 84. The ullegutions contained in paragl'l\phs 84 through 92 ofPluintiffs' Complaint relute solely to Defendllnt Carica Lenker and not to Detendants Detweiler Enterprises, Inc. und Edward W, Seik, Sr., tla Trindle Spring Development Company and, therefore, no answer is requircd. Except as otherwise noted inllnswer to paragraphs 84 through 92, inclusive, after reusonable investigation Defendanls arc without knowledge or information sufficient to formu belief as to the truth or falsity of such allegations, lInd such allegations me therefore denied; strict proof to the contrary will be demanded lit the time of trial if the same be material. 85. See answer in pl\l'agraph 84. 86, To the extent that the allegations of paragraph 86 arc legal conclusions. no response is required. See answer in puragrnph 84, 115, To the extent that the allegations of paragraph 115 arc legal conclusions no response Is I'IJquired, To Ihe extent an lInswer llIuy be appropriate, alkr reasonable Investigation Defendants are without sufficient knowledge or inforlllation tn flll'llI a belief ns to the truth nr fhlslty of the ullegations of paragraph 115, and s\lch allegations arc therel'orc denied; strict proof will be demanded ut the tillle of trial if the same be IlIl1tcriUI. 116. To the extent thut the alleglltions of paragraph 116 arc legal conclusions no response is required, To the extent un ans\Ver may be appropriate, Defendant Trindle Spring Developmenl Compuny specificully denies uny unfuir trad(~ practices or violntion of consumer protection laws. Defendant Trindle Spring Devclopmcnt Compllny is unaware of any such action by any other Defendant, and, ufter reasonllblc investiglltion, Defendants arc without knowledge or information sufticient to form u bclief us to the truth or tfllsity of the other allegutions of paragraph 116, and such ullegutions arc therefore denied; strict proof will be demanded at the time oftriul iflhe same be material. NEW MATTE~ By way of further answer and detense, Detendunts Detweiler Enterprises, Inc. and Edward W, Scik, Sr" trading as Trindle Spring Development Compllny avers New Matter liS follows: 117. Defendunts incorporate by reference the uverments contuined in pamgmphs 1 through 116, inclusive, oflhis pleudlng as though they IVcre more fully set forth at length herein, \ 18. Delendants aver that any information they had regarding lIny spccial flood zone designution 01' flood plain on the Lot 11109 at Trindle Spring Development at all times relevant hereto \Vas based on surveys, maps. drawings or representntions provided to Defendants by professional engineer Robert G, Ilartman, .11'" (hereinafter "llartmun") or one of the firms Hartman \Vas associated with. including Ilartmlln & ^ssoeiates, Inc,. Robert G. Ilartman & Associates. Inc., and Whillock-Ilartman (hereinafter collectively referred to us "Hartman firm"). 119, Defendants rei iance on Illlrtmlln 's pl'Olessionlll ser\'kes or services of one or mOl'e of the HarIman finns regarding such surveys, nHlps, drawings and representutions, speeilically relating to any special flood zone or other Hood plain designutions, was reusonable under the cin:umstances, 120, Defendants proceeded to eontl'llct fill' and pay fill' professionalllood pluin udjustment services based on the professional services of Hartman andlor one of the Hartl11un firms, during Ihe time pcriod of at Ie list f\'()m Junc 27,1990, through December 22, 1994. 121. Defendants contracted with John W, Oleim, Jr., fnc" which Defendants believe to be a Pennsylvania corporation with a principal place of business at 90 Stover Drive, Carlisle, Pennsylvania, 17013, and Rogele, Inc" which Dcfendants believe to be a Pennsylvania corporation with u principal place of busill<~ss at 1025 S. 21" Street, Harrisburg, Pennsylvania, 17103, to perflll'ln protessionalllood plain adjustment services lit Trindlc Spring development, based on the professionul work und consultation of Ilurtmllnund/or one of the HlIrtman firms, A copy of an invoice from John W, Gleim, .II'" Inc., to Trindle Spring Development dated December 22, 1994, and billing Trindle Spring Development Compllny for Seventy Nine Thousand Eight Hundred and Eighty Two Dollars (less II $45,059,50 credit adjustment given by Gleim to Defendants due to Gleim's use of fillll'om another Gleim job at Trindle Spring developmcnt) for "Adjust Flood Plain" work in Scctionll of Trindle Spring dCl'elopmcnt, which suction includes Lot 11109, und further listing Hurtman and Associates as "Architect" on the job is uttllched hcreto ~IS Exhibit "A". 122. Defendants further bclicl'c unci Ihercllll'c lIvcr that whcn Sewalt, Inc.. lIPplied fill' and obtained II building permit to cnnstruclll house on Lot /I 109 in Trindle Spring development, Silver Spring Township. Cumberland County, Pennsylvllnill. Defendunts believed the plllnand appliclltioll submitted to be lIppropriate and in compliance with ull 130, Defendunts wel'e uWl\l'e that when such eertlfieutes were requil'ed by the bunk, morlguge company 01' other fillundng institution, that such institutiolls commonly und normally required sueh certificates to be issued by Independent, established I1rms, 131. Defendants believe und therefore aver thut ut the lime of Ihe pUl'chase of the property ut Lot II f 09, Trindle Spring development, Plaintlfls had plans to OCl.:Upy thllt pJ'Opel'ty for lIbout two yeul's und then move to Alaskll. 132. Defendants believe und thereforc aveI' tllllt PluintiffClifton \I, Henderson specifically informed one or more agents of his builder that at the time he was pUl'ehllsing the property at Lot /1109, 'I'rindle Spring development, he hud plans to stuy at that location for IIboultwo yeal's and then move to Alasku. ASSUMPTION OF RISK 133, Defcndanls believe und thel'efore liver thai in negotillting for the purchase of the lot and home at Lot 11109, Pluintiffs specifically liS ked thcir "selling agcnt" ifTrindle Spring Run, the stream !lowing through Trindle Spring development, was likely 10 flood andlor overflow its banks, and was ussured by such selling IIgent thut it did flood and over !low its banks. 134, Defendanls further believe and therefore aver Plulnllffs specificully discussed the siting of their proposed honll: on 1.01 /I 1 09 with their builder, Sewalt, Ine" prior 10 approving uny sueh plun. 135. Plaintiff Clifton 11. Henderson WllS pl'escnt at the Lot #109 site at the time the proposcd lo\'ation of the home wus "staked" by the ,~ngineel' for the builder. 136, The cnl!ill\~er that staked the proposed location of PlnintifTs' pl'oposed home wus an engineer from one of the HUl'tl11an !inns. 137. Detendant~ believe IInd thercihre liveI' Plaintiff ('lIftonII. Hender~on wa~ a parly to II diseu~slon between one or mol'" agents of the builder and the engineer from the llllrtmun linn present at till' time the prop()~"d location was "staked" to sit" the house, In which it wu~ determined to locate the home up to but not over the line for any nood plain a~ was determined by the Ilartman !inn doing ~uch ~taking. 138. Defendants fln1her hclil:ve and thcrelllre aver that Pluintifls' home atl6 Hazlewood Court (Lot III (9), Meehalllc~burg (Silver Spring Township), wus slted al1() built as ~takcd by ~aid engineer from the Ilartman finn. 139. Plaintifts were aware of ,I ri~k of flooding on Lot 109, Trlndlc Spring Township, atlhe time they pnrcha~ed ~ueh lot, 140, Defendants, Detweiler Enlerpri~c~, Inc, and Edward W. Seik, Sr., t/u Trindle Spring Development Company, plmld that Plainti ffs' volunlary assumption of u known risk liS u complete or partial bill' to uny recovery by Pluintiffs in this action. CONTRIDUTORY NEGLlGENCIl; 141, Defendunls incorporate by reference the averments conlaincd in puragraphs 1 Ihrough 139, inclusive, of this pleading as though they wcre more fully set forth allength herein, 142. Defendants further believe and therefore aver that at some time subsequent to purehllslngsaid lot and home, PllIintiflil built or had built onto their home and uttaehed 10 their home u deck extension which cxtended into a specialllood hazard zone or flood pluin. 143, Defendants further belicvc und thereforc liver such deck extension included supports or othcr structures located in the spccial nood zone 01' flood plain. . 144, Plulnliff, knew or ,hould have known iluch deck cxtcnsion und supporls wcre in n flood plnin or special flood hazard zonc as u rcsult of Plaintiff Clifton II. Henderson's pre,ence und involvcmcnt in di,cussions utthl' time the lot wa, stuked at 1,01 /1109, Trindlc Spring Town,hip, 145. Plaintift:s furthcr kncw 01' should have known at thc time they or their builclcr filed for a building permit to build said deck extension Ihllt It WllS inll flood plllin or spcciul flood huzurd zone. I:, ~j ~ ~ ! \I... l' 146, Sueh deck extcnsion wus a violation of FEMA laws, rules 01' rcgulatlons. 147. SliGh deck cxtcnsion was a violution of Silver Spri:1g Township ordinunees, laws or regullltions. 148. Defendunts Detweiler Enterprises, Inc, und Edwurd W, Seik, Sr., Ila Trindlc Spring Devefopmcnt Compuny, were not in any way 01' munner involvcd in any deck addition 01' any othcr udditionto Plaintiffs' house at Lot 109, Trindle Spring Development. 149. Defendants ncvcr entcred Into any agrecment with Plllintlffs regarding the siting, designing. building or IIny other agrcement with regard to Pluinliffs' home at Lot /1109, Trindlc Spring development, Silver Spring Township, Cumberland County, Pennsylvunla. 150. Dcfendant, bclieve and Iherefore aver that PllIinliffs' home in Trindle Spring development docs not currently cxtend into the flood plllin or a specialllood hnzurd zone, but for the dcck cxtcnsion prcviously rclerenced. and built for or by Plaintiffs with no involvcment of Dcfendants \VhatsOl~vcr. 151. Dclendants bclicvc and thercforc a\'cr Plaintiffs sitcd, dcsigncd, permitted uml buill said lkck cxtcnsion to their homc in Trindle Spring dcvelopment on their own. 152, Defendants bclieve and therefl)re aver, Plaintiffs have had contacl with FEMA indiellting such deck cxtension violates FFMA laws, rules 01' regulations, 153, The damages sct Il)rth In thc instant complaint werc direetly and proximutely caused be Ihe negligent, reckless and carcless conduct of I'I1Iintlffs in some or all of the following purticulars: (a) In not obtaining a building pcrmil f(lr their dcck f~xtension, or in failing to f\i1ly disclose materialllnd I'cquirt~d inf<lI'Illation on their applicution for such extension. (b) In building their deck extension into a specilll nood zonc on flood plain, (c) In locating supports 1'01' said dcck cxtension in u special flood I.one 01' flood plllin. (d) In tailing to promptly eoncct uny FEMA violutionupon notice of such violution. 154, At the time and pluce alleged in Plaintiffs' compluint, PlaintitIs so negligently and curelessly conducted themselves as they, by their own carelessness und negligencc, dircctly und proximately caused thc damuges lIlleged inthcir Complaint; Plaintiffs' contributory negligcnce is greater than the negligence, if any of thesc Detendnnts. WHEREFORE, Defendunls rcquest this Honorllble Court to dismiss the Complaint and award Defendants costs IInd such other relief a may be just und proper, COMPARATIVE NE<.!.L1G1~Nq~ 155. Dcfendants incorporate by rcfercnce the avcrments of paragl'l\phs 1 through 153, inclusivc, of this plcading us though thcy were sel forth at length hcrcin. 156, To the extent thllt any and lIlI c1nims against Dcl't::ndants, Detweiler Enterprises, Inc, lInd Edwmd W, Seik. Sr., Va Trindle Spring Devclopnwnt Company, arc estllblished, --n''.~.l.. + \\N-'~.'-"~,^,'~ \ \I,.'f^(',.{' ~. .4A...::.\ Tr I....~ APPLICATI,ON AND CERTIfiCATE FOR PA.YMEN.T PAGE 1 OF 2 CORP. .."......."......7..........................................".,.......1................................................-.............. f"7 : "2 'I! . ;: G I -, 17011 PROJEC:II 808100 TRINDLE SPRINGS PIIASE II MECHANICSUURG, PA DEVHOJ'HENT APPlICATIOH HO 21 DATE: 12.22.94 TO (OIINER), TRINDLE SPRINGS OEV, 3310 MARKET STREET '1M",' <<.1/70 CAMP HILL, PA JACK OET~EILER JOHN ~. GLEIM, JR" 90 STOVER DRIVE INe, ATTENTTOH, FROM (CONTRACTOR): CARLISLE, PA 17013 CGNTRACT fORI TRINDlE SPRINGS PHASE II ...__.........................u......................"............._.................................................................. CONTRACTOR'S APPLICATION FOR PAYMENT 1 CHANOE ORDER SUHMAPY I I........ ......................................................1 , , AODITIONS $ 1 DEDUCTIONS $ I I CHANGE ORDERS APPROVED IN I 1 I I PREVIOUS HONTHS BY O~NER ..., I 17320.00 1 '4;0;9.50 I I===========================~======~===========================1 1 APPROVED THIS MONTH 1 1 1 1................................1 I , , NUMBER OR I DATE 1 I , I DESCRIPTION I APPROVED 1 I I I................................, I I I 'I 1 1 I 1 I 1 1 1 1 1 1 1 , 1 1 1 1 I....... ........... ....,.... ...... .............................1 1 TOTALS 1 17320.00' '450;9.;0 1 I.....,. .................... ...................................1 I Net change by CHANGE ORDERS 1 . 27739.50 I , PERIOO TOI 12..22. 94 ARCHITECT'S PROJECT NO: [Z:C, 'I ..' .,:,'/ CONTRACT DATE' 06.27.90 =~==~=======~======n==== IHVOICE NOI 000764 u~~~~~==~===.=========u= App\ IClltion Is made tor payment, as shown below, In cQnnoctlon with the Contract. Cont. Sheet If! attached 1. ORIGINAL CONTRACT SUM.................... 2. Net change by Change Orders........,..... 3, CONTRACT SUM TO DATE (llnos 1+2)......... 4, TOTAL COMPLETED AND STOREDfO OATE....... (Column 0 on Continuation Sheet) ;. RETWIAGE, a, Completed ~ork.... ,00 (Column D~E on Continuation Sheet) b. X ot Stored Material... .00 (Column F on Continuation Sheet) Total Retalnage(l lne Sa t Sb or Column I of Contlnuatl~n Sheet)....... 6, TOTAL EARHED LESS RETAINAGE..,........... (L1rle 4 less line 5 Total) 7. LESS PREVIOUS CERTIFICATES FOR PAYMEHT (Line 6 prior Certificate)... .., 8. CURRENT PAYMEHT DUE...................... 9. BALANCE TO FlHISH, PLUS RETAIHAOE........ (line 3 less line 6) The undersigned Contractor certifies that to the best of the Contractor's knowledge, Inform.tlon and bell.f the Work covered by this Application for Payment has been completed In accor-dance with the Contract Documents, that all amO\lnts have been paid by the Contractor for Work for which previous Certificates for Payment Were issued and payments received from the Owner, and that current payment shown herein I:; now dlli/, State of County of Subscribed and sworrl to before me this ______ day of Notary Public: DAlE I /:) -,J.) -9y My Corrmh;siol1 expires: ARCHITECT'S CERTlFICAIf FOR PAYfIENT In accordance with the Contract Oocuments, based on on.sit() observations and the data comprising tho above appllcotion, the .'\rchitcct certifies to the Owner that to the best of the Ar'chltect's knOWledge, information and bellet the Work hilS progressed us indlcilted, the quallty'of the work is in accordance with the Contract Oocument5, and the Contractor Is entItled to payment of the AflOUNT CERTIFIED. AHOUHT CERTifiED""......"",.. $ (Attach explilnatlon If amount tertlfled differs from the amount applied for, ARCHITECT: HARTMAH AHD ASSOCIATES By: ,___,_____ DATEI This Certificate ;s not negotiable. The AMOUNT CERTIFIED l!l payable only to the Contractor named herein. Issuance, payment Bnd acceptance of payment are without prejUdice to any rights of th~ Owner or Contractor under this Contract. 744933.24 . 27739.50 717193.74 664549.39 .00 684549.39 682345.89 2203.50 32644.35 ,19_ ........................................................................,...."...................................................... \PPLlC~TlON AND CERTifiCATE fOR PAYMENT, CONTINUATION SllEEr P~OE 2 ..................................................................................................................................... PROJECT, CONTRACT fOR. TO. TRINOlE SPRINOS Pfl~U II TRINOlE SPRINOS PHASE II TRINOlE SPRINGS OEV, CORP J08 ID: 606100 APPLICATION NO 21 DATE 12'22.94 PERIOD TO, 12.22.94 CONTR~CTORI JOlIN W, OLE 1M, JR.. INC. ~RCHITECTI H~RTM~H AHD ~SSOCIATES ARCHITECT'S PROJECT NO, ~~U~~l=uun~=~~n~=u== INVOICE NOI 000764 ~==~uu~uu=uu~~n====u . ... ~. . ". . . . . . . . . . . .. .... . . . .. . . . . . . . . . . . ... . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . . . .. . . . . . ; . . . . . . ... . . . .. . . '. . . . . . . . . . . .. . . . . . . . .. . . . . . . . .. I A I 8 C DEI ...................................................................................................................................... I I I WORK COMPlETED I MArEmLS I lor~L % I I ITEM I SCHEOULED 1.........................1 PRESENTLY I COMPLETED I I I NO I DESCRIPTION Of \/ORK V~LUE I PREVIOUS I THIS I STOREO 1 ~NO STORED I (o/CII I I I APPLIC~TlONI PERIOD I (NOT IN I TO DATE I I I I I (O+E) I I 0 OR E) I (O+E.f) I I ..............................................................u...................................................................... I I I I I I I I I I I I I I I I I I I I I I I ARE~ .1 STREEYS TO ORADE AND 3 SOIL EROSIOII CONTPOL AREA .2 5 STORM SEWER AREA .3 7 S~NITARY SEWER AREA .4 9 CUR81NO AREA .5 11 PAVINO (STONE BASE & BIND 12 PAVINO (WE~RINn) AREA .6 14 TOPSDI L REPL~CE'IENT AREA .6 16 ADJUST FLOOD PLAIN 16 ROCK REMOV~L, 19 UTILITY EXCAV~TION 20 CREDIT-ADJUST fLOOD PL~IN 21 ADDITION~L PAVINO 22 ADDiTIONAL CURBINO 23 AOOITI~NAL STORMWATER 55530.00 61/,49,00 146511.00 63165,00 122400.00 51000.00 2400.00 79662,00 63326.24 39270.00 '45059.50 6195.00 1175.00 9950.00 o H 8~L~NCE TO fiNISH (C'O) RETAINAOE 55530.00 55530.00 100~~ 61449,00 100% 146511.00 100% 63165.00 100% 122400,00 100~ 20400.00 40% 2400.00 100% 796B2.00 100% 63326.24 100X 39270, cO 100% -45059.50 100X 4150.65 67'~ 1175.00 100X 9950.00 100X 2044.35 61449.00 146511.00 63165,00 121400,00 20400,00 30600.00 2160.00 240.00 79682.00 63326.24 37306.50 '45059.50 4150.65 1175.00 9950.00 1963.50 . ... .. . .. ... . . .. .. ................ . . .. . . . . ... . . . -. . . . . . . . " . . . . . . .. .... .. . . . . " . . ....... . .. . . ........... .... ~... .... .. .... ........ . .... .... APPLICATION TOTALS 717193.74 662345.69 2203,50 .00 664549.39 95X 32644.35 ,001 .......................................-...................................................."......................................". Ii , . . , ,'. ,.,\.N.iJ.l,~" ..... ./ I'~~i' ,.~_." ~~ I., ". I" ,.. J~ . ,,'/'. , -- . ('" \,' ....1" J' ~:J \~.~ff,\UI '?\ ;;.\ ~'fu,;'.I ~I 'It;'~1 '. ~l,'(~/ ~'l "v ....."... ,.... Federal EIIH:rgt;llcy Mallllgelllcnt Agency' \\'lI,;lIllIgl11II, 11.<1. 'l.ot7'l. Ant fj WOO The 1I,,"ol'lIblo l)ltlul'o" A. I.oho TuwlI.<h II' 1111 II II r.''''' TU"I"IIIII' uf Sllvol' Sl'1'llIg .~15 CIIl'llu]o rlko 11"cI 1011 I ,,"burg, 1"""\l1ylvlllIlll 1 7055 IN RI\I'I.Y Rt:n:R 1'0: IA.ltA.1'O (218.65) C:llSO No.: 89.03-021' Ilonl' tis, 1.0uo 'l'hl. Is III l'ofOI'OIlC" to II lollol', dotod NOVOlllhel' 30, 1988, .llh,"ltt~c1 uy III', Rul"'l't 0, 1I0n.lllnll, ,Il'., r.E" of WIIIl.l.uok.llnl'tl1lllll. III his lotto,', Hr. 1I111'flllnll ItlllthIHt.(ld tlllll. t111.1 t\ttlol'nl EllitU'gullcy l'tulhlgtHllllHt I\gf',IWY (f'F.~I^) dOlllll1llll" .,hoth<'1' tho I'n'll(lSed 'I'l'lll<lle Sl'rlllg Suh<l.lvl.lol1, ",,"slstl"g of I.ot/I I-I'il., lUl:III,,,1 III tho '1'11I",,;1111' "f SIIvol' Sl'dllg, CIIl1IUorloll<l COlll1ty, l'llllllllylvllIdn, Ml l'ooonlD,I .III !loud 80ol~ S)], !'nll.. 788-'l92, flIed III the 1l0o,I Ih";('1'I111 III C:IIIIII",rloll<l C'"'"ty, i!; I<'"atcd wlthll1 tho SpllollIl Flou<I lIazonl Aroo (S(o'III\). rl'lul' tu 1.111' "UIIIl1IlllI""IIIl1l1t of our l'ltvlaw, we I'l'.colvo<l Iho illltlol Foo o( $17~1,00 fur 11I'llCltlllllllll 0 "011<111:101101 LottoI' of UIII' 1I0vi/llol1 l"l'q"o~t of this 1)'\1(,. Thill f['1\ 1'H1l ""fflclollt to CloVei' tloo rovlow a 11I1 I'l'ocolJsll1l\ IIOSt.9 IlU,,,,c10tllll with 1:111" ll"hllltt.tUt. 011 HIl.."h 1'1, 1')8!!, HO te1l01v(1I1 ull l"chlllcnl dlltll 1I0l:0SSII..Y tu proclts. 1-1",11111'11111;11'" I'U'I'"'"'. "01011"0 nwlowoll t111l Flllo,1 111""1'0''''0 Ilnlu tlop ((o'IIIM), Idl.Io rUllI"''''' 10 11""10 11111.0, 011,1 Ioavo doto1'IIII1",,1 tlool: the I'l'ol'()llo11 'I'l'1l1dlo Sl'rlll/\ :;III"lIvlllloll \;(.,,101 hll 1'.1J't11llly Imlllllllt:lt(lll.v II f1l1od hllVlllg II OliO. pnn:(llll C1h:\IIi~I', of.' Otcun:ell(:(: lHlell Yt!:tl'. A n.unl dot:(ll"lnillatloll a~l t.o whel'htJr : lu! 1'1"I',unc.'d !;( rut: t 111 OS on 1.IHHHl 1 ULH won 1 tI br lollnted \011 l hi It thC\ SFIIA r.nnHot jot., 11I:1l)0 Ill: Ihl" t 1'"0. 1111"0 v.". , /I dolll1'IIIIII/ltloll will be 10111110 "pUll I'l,colvlng ,".l'll f 11111 :1l;.I."llt illrOl'lIIlIlllI1I "ho"JIIII t.ho I"col:loll of oocl, Sl:l'l":tllrO /llItI tho c1l1VOt.lo'lII (,r both ttlll ]OWOlJt /ldJI"'Ellt 111'0,10 1:0 oooh St.tll"tlll'e /Il1d the lowost fl(,,,1' (1IIcl"III1II~ IIOIWIIIOIII:) of 001'11 uttllctlll'O, In olllllt:lolI, "el't:1flc/ltloll of till) II/1t.11I1 01111 II~U'lIt of fill 1'1 0" 0 11I11 II t, as woll as clll"t:lflcallllll t:hat: the fUI. Ions 1"'(111 1'11111011 III ,",,'ordlll"'" Hltlo tho Nutiolllll FllloII 11I9111'0llce I'mf,l'Olll (NFlP) fU!\ulllUltllY 1,/1 crn 65.5(11)(6), IIIUSt be suhlllll'tod. Alollg wlth this IlIfol" IIllltloll, a "opy of thly lottoI' 1IIllllt bo submitted, IIlIsod 011 1100 IIUlu slOpplleod hy Ill'. lIartmoll, lhe proposod ytl'llct:ures 011 Lots 1-1001,",1111.151, 01'0 lo,,"tod III 011 IIreo thlll: will he flllo,I to or ahove the ilOilO 10'10,,,1 EloVllttOll, 011<1 will 1I0t: bo locllt,..) wlthlll tho Sf'IIA If thoy lire Il01Istn'<:lo" /IY PI'I'I'(llJ,,<I Oil tloL IIr",.llIg olltll'lo(I: "rl'ollmlllnry Suhdlvisloll 1'11111 of 'I'rllldlo Sl'rllIg 1>0VtdoPIll01lt.," propllred hy Whlt:to"k-IIIIl.t.lIllln, d/ltod . AuguRt :SO, 1988, "'H) II 10Uo1' doto(1 Hllrdl D, 1989, hoth suhml ttod uy tlr. 11111'1.1111111 "" 1"IlI,wIII'Y 6, 1989, /Il1d lIul'I,\I 13, 1989, re.pe"tlvely. The filial ,h'lc.'l'llllllnIIIJII will ho hOSfJd 011 Ihoso dnta IIlIless f'utu,'e o,ltlltlollul C100d datil 101'':llm,',, IIvollulolo 11I1I"'"tlllg ol.l..lI'wl,,,,. 1I0lwvo,', 110 IIOW IlIfol'lnlltio,1I is 1IIIIlcll'utod to bu l\llIlu,utcd III tloo ""01' fuwre for t:ha 'l'owllYhlp of SHvor Spl'llIl\. .... ., . ,. 2 III ocldltloll, IWlled on the data ."pplled by Hr. lIaL'tmon and review of tho t'lood Boundary IInd t'loodwoy Hllp for the Townllhlp of Sllvor Spdng Lots 109 and 110 1I1'(l locato<l within tho IIlloptOl1 I'ogullltory f1oo<lway for Tdndlo Spring lIun. 'I'hel'ol'ore, cOlllpnt:tod fill Illny not he Ullod os II ,"eons of elevating land oroos 01' *nUUl:IlI'Oft nl",vo Lho huoo flood olovIIl/on loeoted on theue lot., Undur the IlllnllllulIl crlterl/l noted /It Pon: 60,) (d)(3) of tho NFII' rogulatlons; No ulwl'onc:ll1llontn, l11cludJllg f11l, now con9tructioll, suhstllutlnl I'"pl'ovolllonl:s, lIud other dovolopII"'"L wi thin tho ndopted l.ogulotIJl.y floodwoy '" permitted unlolls It hnll hOllu d('llIoulltrotod through hydrologl" and hydraulic onlllysoll pOI'fonllod In occonlonce with standard on- r,llUHll'lug pract;lco Lhat: the proposed encroachment would not result In any lncreullo In flood levels within the cOllllllunity during tho occurronco of tho base flood dl8dwl'ge; As l'ellUll'ed hy legl8lntloll, 0 cOllllllunlty ,"ust lHlopt and onforce floodplain lIlon/lgolllent 1II0/l8Ul'OS In ordor to ensure contlnuod ol1gll>lll ty to part:lc1pate In the IIFIP. Thoroforo, tho Township of Silver Spring mUllt enfol'oe those l'egulo- tlonll ""lng, /It II '" I 1I1'"Ulll , tho olevatlons and ?one dc~lgnot1ons In the SFlIAs os showlI on your COIIllIIlIllIl:y' a 1'11111. This rosponse to HI". !lanman's rO'luosl: Ia has~d on IIIIntmum criteris es- tabllshuu by FlmA <II,d Is Intonded only to reflect your stotus tn relation to tho FodoraI re'lulromout for tho purchase of Insurance. State and community of[lclals, based 011 kuowlodge of Local cOlldlt1ons and In the Interest of hUlllon sRfllty, !lu,y sl't higher standards for constnlCtJon In tho fLoodplain. If the State of I'l',ulsylvllnlll or the Township of Sllvor Spring has adopted 1II0re l'ostrlctIvo and cOlllprehell81ve floodplaLn monagelllellt criterIa, these criterIa take precedonce over tho lIllnlmum Fedoral criteria. This con(lI tlon/ll Lotter of tlap Ilevlslon eddresses lots which are wlthLn a SFIIA and, I.herofol"O, It does 1I0t rel1eve Federal agencies of the need to comply with Execntlvc Onlel" 11988 on Floodplain Hall/lgelllent in carrying out tho1r 1'0spOllslhlll t Les for providing Federally undertaken, flnaneed, or assIst.ed oOllstl'uctlon alld Improvelllents, or In their regulating or licensIng activltlea. I f you hRvo Rny questions or if we can he of further assistance, please oontoct the Office of Risk Assessment, Federel Inaurance AdmInLstratlon at (202) 646-21610. Sincer,'elY, ()) . ///~ /v L ({1!IV'eI./ ,/'. .;,;; Ohorlos A. L1nd!ley, OhJef 'J'echnLcol Operetlons Olvlslon Fedoral InSUl"anee Adln1nlst.rlltlol1 oc:, Ill' . Robert O. lIanlnon, Whlttock-lIartman ''", ,.' , . I. / SILV sr:~~;".~.:J.TIslIlI' a ,"'~. Boar ""~ of S""'P,~rv~sors },~ 6H5 <;.rllllc rlkci~ ~fcha"tul""Il', ra, 11o~r. fiC.~hdIlCI (717) 706.0~~S\ .i (OJ.\ I ~~~n It,.IJ~~'''' CC(Q)lPlf Am"". A, f"l'o.II", C:loalrll1a" I\arcn D. nc.,. Vice Chal,",on .lo'<l'h C.ekovlch . February 9; 1990 1111111'.' A. L."", MonollrrlSI'f"ctaty Wlllloll1 S, O.nk, ^"htonl Mo"nR.' Wlllloll1 t. nn"k., Cucle f,ulll,cr.",.nl OIlI'T' .I""" Toomcy, ruller. Chid " Trind1e Springs Development Co. 3310 Market street Camp Hill, Pa. 17011 Re: Subdivision Plan 90-4 Gentlemen I At the regular meeting of the Silver Spring Township Planning Commission held February B, 1990, the above noted Subdivisibn Plan was forwarded to the Board of Supervisors with a recommendation for approval subject to the following conditions: Lot #110 deleted from preHminary to Hnal. The proposed 100 year flood ~in boundary has been c;hanged in the area of Lots~;, 120, 121 and 122. In addition, based on a letter dated l\pril 5, 1989 from Charles Lindsey of the F'ederal E:mergency Managf.!ment Agency "compacted fill may not be used as a means of elevating land areas or structures above the base flood elevation located on these (109 & 110) lots". . ~ \.'^" 1. ,.\~ 2. \.,)\lo., ,,\. ,:,~",'3. Retention area mislabeled as Recreation l\rea on plan. 4. sanitary sewer easement should be shown between lots 116-117, 55-56, and 75-76. Also need legal description, drawing, and deed of easement. 5. How will stormwater be picked up from Mulberry Acres? will additional easements be needed? f,Y. 6. Arty approved modiUcatJ.ons to' the flood plain ~~ boundary must be completed and approved prior to the issuance of any building permits (note should be placed on plan). (,\. . ,\'- 7. Fire hydrants should be located. CLIFTON H. HENDERSON and SUSAN G. HENDERSON, Plaintiffs : IN TIlE COlJln Oil COMMON I'UAS OF : CIJMIII~I~I,ANI> COllNTY, I'I.;NNSVLV ANI A vs. DETWEILER ENTERPRJS.:S, : NO. 4)11_ 2!1U. CIVIL TlmM INC. and EDWARD W. SEIK, SR.: t/a TRINDLE SPRING DEVELOPMENT COMI'ANY, C. M. DETWEILER RI~ALTV, CARLIA LENKEI~ and JlmST AMERICAN FLOOn I>ATA SERVICES, INC., Defendants : CIVIL ACTION - LAW : ,1l11~V 'I'IUAL I)Io:MANIHW vs. I ROBERT G. HARTMAN, ,Jr., I HARTMAN & ASSOCIA'J'li;S, I INC., ROBERT (;. HARTMAN & I ASSOCIATES, INC., and WHITTOCK.HARTMAN, Addltionall>efendanlH CI';Rl1~'ICATI~ (W SICRVICE I, Jeff Foreman, Esquire, eerllfy thllt I hllVC, this ~'h day of June, 1998, served a true and correct copy of the foregoing Complllinlllnd Joinder Motion by lirst class mail, postage pre.paid, viu United SllItes I'ostlll Service. to the Illllowing: David W, DeLuce, Esquire Johnson, Duffie, Slllwart & Weidner 301 Market Street P.O. Box 109 Lemoyne, Pennsylvanill. 1704~.0109 (Attorneys for Plaintiffs) C. M, IMweiler, Inc, DIO MlIrkel Street (;lImp 11111, I'ennsylvunia, 17011 ClIrlclll.enker n I 0 MlIrket Street ('limp Hill, I'lmnsylvaniu, 17011 Kcirstcn I.. WlIlsh, Fsqllire Johnson, Duffie, Stewllrt & Weidner 301 Murket Street 1',0, Box 109 l,el11oyne, l'l'llIlsylvnnill, 17041.0109 CLIFTON H, HENnF:RSON and SUSAN G. HENDERSON, Plaintiffs I IN 'I'm: COllin OF COMMON I'LEAS OF : CIJMnt:RLAND COlINTY, l't:NNSYLVANIA I I VS. No. 98. Z!lZ6 CIVIL l'I~RM DETWEILER. ENTERI>RISES, INC. and EDWARD W. SEIK, SR., tla TRINDLE SPRING I>EVELOPMENT : COMPANY, C.M. DETWEILER REALTY, CARLEA LENKER Rnd FIRST AMERICAN FLOOD DATA SERVICES,INC., Defendants CIVIL ACTION - LAW ,JURY TRIAL DEMAN DEI> NOTICIA Le han demandado a usted en la corte, Si usted quicre defenderse de estas demand as expuestas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demanda y la notifieaeion, Usted dcbe presentar lIna aparieneia escrita 0 en persona 0 pOI' abogado y archival' en la corte en forma escrita sus defensas 0 sus objeciones alas demand as en contra de Sll personal. Sea uvisado que si listed no se defiende, la corte tomara medidas y puede entrar una orden contra listed sin previo aviso o notifieacion Y pOI' cualqllier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 sus propiedades 0 otros dereehos importantes para listed. LLEVE EST A DEMANDA A UN ABOGADO IMMEDA T AMENTE. SI NO THIENE ABOGADO 0 Sl NO TlENNE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, V A Y A EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUY A D1RECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County BAR Association 2 Liberty A venlle Carlisle, PA 17013 (717) 249-3166 NICHOLAS & FOREMAN, P,C, By .I 3 7 0 F nt Street I-1arrisbllrg, A 17110 (7 I 7) 236-9391 ID #72657 Attorneys for Defendants Detweiler Enterprises and Edward W. Seik, Sr" tla Trindle Spring Development Co. Detweiler Renlly, is u renl estnte bl'Okernge linn hnving its principal plnce of business at 3310 Mnrket Street, Camp lIill, Cumberlund County, Pennsylvania, 17011, Defendants \Issume in nil an~wers to I'luintifts' Compluint references to Defendant Detweiler R\;Cllly refer to (', M, Detweiler, Inc. 5. Admilled in pllrtllnd denied in part; it is admilled t1mt Curlia Lenker (sic) was at nil times relevant hereto an ugent of C. M, Detweiler, Inc" with a place of business ut 33 to Market Street. Camp lIill, I\:nnsylvania, ClImp Hill. Cumberlund County, I'ennsylvuniu, 170 II; it is speei lieally denied that Defendunt Lenker wus or is a Pennsylvunilllieensed reultor, and further asserted that the correct spelling of Defendant's nume is Curleu Lenker, and tlmt she is licensed us an ussoeiate real estate hroker by the Commonwealth of Pennsylvania, Bureau of Professional and Occupational Affairs. Defendants assume in all answers to Pluintiffs' Complaint that references to Defendant Lenker refer to Carica Lenker. 6. Admilled in part and denied in part; Defendants admit First American Flood Data Services, Inc" is. or was a Ilood eertilication agency; after rcasonable investigation, Defendants arc without knowledge or information sufficient to form a helieI' as to the tmth or falsity of the additional allegations contained in paragraph 6 of the Complaint and therefore deny the allegations thereof; strict proof will be demanded at time of trial if the same be material. 7, Admitted; by way of further c1arilication it is further averred that at all times relevant hereto Windsor Homes, from whom Defendants purchased their interest in the Trindle Spring development and other owners and or builders may have owned, developed or sold lots in Trindle Spring development. 8, Admitted in purt and denied in part; it is admitted that at all times relevant hereto Defendant Detweiler Realty' !as a real estate brokerage firm which had listed for sale and marketed listings at the Tnndle Spring Development; and that Defendunt Carica Lenker was the listing agent for Sewalt, Inc. for their listings in Trindle Spring development; it is denied that Defendant Detweiler Rcalty WIIS alwuys the rcut estutc hl'Okcl'llgc linn that listed nil pmperl.y ut Trimllc Sprin~ developmenlfilr sat() and llirthcr averrcd tlmt Defcndant Detweilcr Realty wus not the only finn involved in holding Illl' sale or marketin~ homes in the Trindte Sprin~ dcvelopment. lInd spceitkally avcrrcd that such listings were also offered hy or throu~h various builders 01' developers unu throu~h individual property owners. 9, After reasonahlc investigation, Defendants arc without knowled~c or inttlrmation sufficient to form a belief as to thc truth or litlsity of the allegations in paragruph 9 of the Complaint. therefore Defendants deny the allegutions; strict proof will be demanded at time of trial if the same he matcrial. 10, Denied. It is spccifieally denied that Defendant Trindle Spring had knowledge of the criteria indicated in paru~raph 10; after reasonable investigation, Defendant is without knowledge or inttlrmation suflieient to form a belief as to the truth or falsity of the allegations in paragraph 10 of the Complaint, there tore Defendant denies the allegations; strict proof will he demande,j at time of trial if the same he mllterial. 11, After reasonablf,: investigation, Defendants afe without knowledge or information sufficient to form a belief liS to the truth or falsity of the allegations in paragraph 11 of the Complaint, therefore Defendants deny the allegations; strict proof will he demanded at time of trial if the same be material. 12, After reasonable investigation, Defendants are without knowledge or information sufficient to !tlrm a belief as to the truth or fulsity of the allegations in paragraph 12 of the Complaint, therefore Defendants deny the allegations; strict proof will be demanded at time of trial if the same be material. 13, ^dmitted in part and denied in part. Defendants specilically admit they ncgotiated a price lower than the ori~inalasking sales price for the sale of Lot 109 in the Trindle Spring Dcvelopment; Defendants specifically deny they took any action ! , whutsoever upon learning of PluintitTs' deeision to purchase in Konhaus Estutos Development. or took nny !lction speeif1eully designed to bring such property within I'l1Iintiffs' budget: aner rensonable investigation, Defendants are without knowledge or information sufticient to form a belief as to the truth or falsity of the remaining allegations in panlgraph 13 of the Complaint, including whether Defendants knew of Plaintiffs' decision to purchase in Konhuus Estates Development, therefore Defendants deny the allegations; strict proof will be demanded at time of trial if the same be material. 14. Admitted in part !lnd denied in part: it is admitted that Plaintiffs did enter into an agreement to purchase Lot 109 at Trindlc Spring development, and that such lot was owned by Trindle Spring Development Company: it is further averred that Plaintiffs entered into a contract for the purchnse of said lot and the dl~sign and construction of a home on said lot with Sewalt, Inc.. a Pennsylvania corporation. which included the cost of said lot, as was mutually agreed to by Plaintiffs and Sewalt, Ine,; after reasonable investigation. Defendants are without knowledge or informntion sufficient to form a belief as to the truth or falsity of the remaining allegations in paragraph 14 of the Complaint, therefore Defendants deny such allegations; strict proof will be demnnded at time of trial if the same be material. 15. Admitted in part and denied in part: it is specifically admitted that Defendant Lenker acted as an agent of C. M. Detweiler, Inc.. Realtor and Sewalt, Inc., in holding out for sale real estate in Trindle Spring development: it is speeifieally denied that Defendant Lenker showed Plaintiffs or any other buyer or potential buyer any map or drawing she purported to be a Flood Emergency Management Agency flood plain map; to tho contrary, Defendants believe and therefore aver the sole map or drawing available to Defendant Lenker indicating lots and other information regarding the Trindle Spring development was a survey prepared by and provided by Robl~rt G. Hartman, Jr.. or Whittock-Hartman, or Hartman & Associates, Inc., or Robert G. Hartman & Associates, Inc., (hereinafter, collectively referred 10 as "Hartman") and that Defendant Lenker never refened to any such document as a FEMA map. 16, Denied; Del'endunts helleve, ulld Iherellll'e uver, thut Def~'ndunt Lenker ut ulltlmes relcvunt hereto opel'lltl'd liS 1111 ugent 01' Delcndllnt (', M, Dclwei IeI'. I ne.. und/or Sewull, Ine" rogurding llny real ,'stille tnmsllclions involving IIw Trindle Spring development and further thut Del'endllnt I,enker relied soldy on u mllp or mups und/or u druwing or dl'llwings prcpured hy Hartman regurding the flood plllin, hused onu surveyor other professional work prepured by IllIrtmun, flll'uny inllll'l1lution as to whelher uny lot or purt of a lot wus ill fhct outside the flood pluin; In particular. Defendants believe und therefore aver the survey, map or drawing done by Hartman showed I'llIintiffs' lot us purtially within the flood plain under a 100 year flood plain and outside the flood plain under a proposed amendment; after reasonable investigation, Defendllnts are without knowledge or information sufficient to form a belief us to the truth or falsity of the remuining allegations ofparagruph 16 of Plaintiffs' Complaint, such allegations are therelore denied; strict proofwill be demanded at time of trial if the same be rnateriul. 17. Agreed in part and denied in part; the Agreement of Sale contract included as Plaintiffs' Exhibit "A" speaks for itsell~ and purports to be a contract between Plaintiffs and Sewall, Inc, lor the purchase of Lot 11109 in Trindle Spring development, together with a home to be built on the lot, and which Defendant Trindle Spring Development Company is not a party to; after reasonable investigation, Defendants are without knowledge or inlormation sufficient to form a heliefas to the truth or falsity of the remaining allegations in paragraph 17 of the Complaint, therefore Defendants deny such allegations; strict proof will be demanded at time of trial if the same be material. 18, Defendants aver it is not an unusual pructice for a lender to require a flood certification be completed to ascertain whether a lot is located in a flood zone; after reasonable investigation. Defendants are wilhout knowledge or information suftieient to form a belief as to the truth or falsity of Ihe allegations in paragraph 18 of the Complaint, therefore Defendants deny such allegations; strict proof will be demanded at time of trial if the same be material. 19, Defcndunts helleve und therellll'e aver Delcndant Lenker never represented to Plaintiffs that FI';MA had ueeepted a proposed flood wne lllllendment 01' made any refcrenee to FEMA; aner reasonahle investigation, I lefcndanls me without knowledge 01' informution sul1ident to li>rln a heliefus to thl' tnuh Of' lillsity of the relllaining ullegutions of paragl'llph I <J of the Complaint, Ihercf(lre Dl.fcndllnts deny ~Iueh allegations; strict Jll'Oof will he demllnded altime of trial I f the same he material. 20. Aner reasonahle Investigation, Defcndants are without knowledge 01' information sufficient to fimn u belief as to the lruth or lillslty of the allegations ofpuragruph 20 of the Complaint, therefore Defcndants deny such allegations; strict proof will he demanded ul time oftriul if the same be l11atcrllll. 21, The Flood Certification document attached to Plaintiffs' complllinl as Exhihit "B" speuks for itsell~ and purports to he a certificate from First American Flood Data Services, Ine, certifying thut Plaintifls propllrly does not require flood Insllranee; Defendants speei lically uver they hud and have no relationship to Delbndunt Flood Data Services and were not in uny way Involved in the selection or operution of Defendant Flood Data Services, or evaluation of any work perfi)rmed hy Dcfcndunt Flood Data Services; uller reasonahle investigation Def.~ndants are without knowledge or 'information sufficient to form a helieI' as to the truth or fnlsity of the remuining allegations of paragraph 21 of the Compluint, therefore Defendants deny such allegulions; strict proof will be demanded at time of trial If the same be material. 22. The Agreement of Sale and Purchase of Real Estate and Deed referenced in paragraph 22 of the Complaint as Exhibit "e" speak for themselves, and purport to be a sales contract between Plaintiffs and Sewall, Ine, and a Deed between Plaintiffs and the partnership ofTl'indle Spring Development Company, speeilieally including Detweiler Enterprises, Ine" James 0, Lawrence and Edward W. Seik, Sr.; it is udmitted that settlement itl this matter occurred on or about February 20, 1995, and Included a two- story residential dwelling selected by PlaintiHs for whkh they paid $180,642,00, 23, To the extent that the averments ofpal'llgruph 21 are legal conclusions they require no response: Ikfendanls speeilieally deny misrepresentations were mad() to I'lalntiffhy Defendants: aner reasonllbl() investigation. I>elendants arc without knowledge 01' inllll'll1ation suflident to Itltmll belief as to the truth 01' tlllsity of the remaining allegations in purugl'llph 21 of the COlllplaint. there!llre Defendants deny such allegutions; strict pl'Oofwill be demanded at time oftrilll if the same he l11aterial. cOlJNT I 24, Dettmdunts incorpornte hy reference the IIverments contained in pal'llgraphs 1 through 21, inclusive, of this pleuding us though they were more fully set forth at length herein, 25. Admitted in part IInd denied in purl. It is lIdmitted thllt on or ahout November 10, 1988, engineer Hllrtmlln, 1111(1/01' the HlIrlmlln engineering firm (see answer to pllragraph 16 of Complaint) served as lmgineer for the Trindle Spring Development Company, IInd as Sliver Spring Township Engineer; O(lfendllnts spccifically did not know of any such correspondenee hy Hartman lit 01' mound November 30, 1988,1111(1 Defendants specilielllly do not know whether IIny such correspondence undertaken hy Hartmlln was done in Hartman's role liS Township Engineer, in his role us engineer for the previous developer, or in his role liS engineer for Ttindle Spring Development Company; Defendllnts believe, based on the letter referenced in paragraph 26 ofPluintiffs' Complaint that the letter referred to in this paragraph wus in Hartmun's role us Township Engineer; ufter reasonable investigation, Defendants lire without sufficient knowledge or information sufficient to form u belief liS to the truth or falsity of the rcmaining allegutions in paragraph 25 of the Compluint, therefore Defendants deny such allegations; strict proof will be demanded lit time oftrilll if the same be muterial. 26, The letter referenced in puragruph 26 us Exhibit "J)" speaks for itsel t: and purports to he a letter from the Federul Emergency Management Agency dated April 5, 1989, to Sliver Spring Township in reply to u letter of November 30,1988 from Robert a. Hartmun, .Ir.. with no indication of any copy of said letter going to Trindle Spring Devclopment Compuny, I>elendants thel'etllre bdieve and aver suid letter was a response to I (artman's eOlTespondcn\:e on behalf of Silver Spring Township, Aller I'eusonable investigation, DellHldants arc without knowll.dge 01' inliml1ution suflieient tollll'lna belief us to the truth llI'litlsity of the remllining alleglltions in parugruph 26 of the COInplaint, therelllre Dclendunts deny such 1Il1ugations; strict proof will be del11unded ut time of trial iftbe same be Illateriul. 27. The letter referenced in parllgraph 27 liS Exhibit "E" spcaks till' itself. und purports to be uletter Ihlll1 Silver Spring Township to Trindle Spring Development COl11pllny. with II eopy to the engineering fil'll1 of Whittoek.lllIrtmun. Such letter indicutes it wus submitted prior to uctual upproval by Township ofTrindle Spring Subdivision Pllln 90-4, and that such plan wus to be further reviewed prior to considerution for IIpproval or r~ieetion by the Silver Spring Township Bourd of Supervisors, Defendllnts udmit receipt of said letter Aller reasonuble investigation, Defendunts are without suffieient knowledge or information to form a belief as to the truth 01' falsity of the remaining allegations of paragraph 27 of the Complaint, therefore Defendants deny such allegations; strict pl'Oofwill be demanded at time of trial if the same be material. 28. The letter relereneed in purugraph 28 us Exhibit "F" speaks for itself and purports to be a letter from Silver Spring Township to Trindle Spring Development Company, with a copy to Robert G, Hartman. indicating that prior to k,suanee of any building permits the Township would require any modifications to the tlood pluill boundary be completed and approved. Defendllnts admit receipt of said letter, After reasonable investigation, Defendants arc without knowledge or informl',tion sufficient to form a belief as to the remaining allegations of paragraph 28 of the Complaint, therefore Defendants deny such allegations; strict proof will be demanded at time of trial if the same be material. 29. The letter referenced in paragraph 29 us Exhibit "0" speaks for itsell~ and purports to be a letter from engineer Robert G, Hartman, .Jr., and/or Hartman & Associutes.lnc" to Silver Spring Township, dated May 20,1991, indicating the storm sewer system nnd flood plnin munugement was completed in section II of the Trindle Spring Development. Defendants oelieve und therelbre uver Ilurtmun, or ulirm with which lIartr11<m was nssoeiuted, wus ooth the engirlel:r Illr Silvcr Spring Township and Delbndnnts ulthe relevant time. At'll,r rl'usonuole investigution, Defendants are without knowledge or infllrmation sufficient to Illl'lna helieI' us to the truth 01' lhlsity of udditjonul llllegutlons of pllragruph 2901' the Complaint, thel'Ctllre Defendants deny such allegations; strict proof will he demunded ut time oftriullfthe sume oe material. ~ 1'\ , , , I," ;'1 ~, 30. Admitted in part and dcnied In part. It is specilicully denied that Trindlc Spring Development Company took any action "., .immediutely..." following the correspondence relerenced in paragraph 29 of the Complaint; it is udmiUed that subsequent to the letter of May 20, 1991, Defendants did eventually sell lots in Trlndle Spring development; it is denied that Trindle Spring Development Company proceeded to ontain building permits !i'om Silver Spring Township; to the eontl'U\')', Defendants believe and therefore aver all building permits issued involving the Trindle Spring development were obtained ny either Sewalt, Ine" Windsor Homes, Inc., Shettel and Sons, Inc., Key Investments, Inc., or by other ouilders or developers or 0)' individual property owners. of ) 'J j I 31. To the extent the allegations of plll'agraph 31 of PlaintifTs' Complaint are legal conclusions, no response is necessary, To the extent an answer may be uppropriate, the allegations are denied. Defendants believe and therefore aver no intentional or fraudulent misrepresentation regarding an)' material fact was made to Silver Spring Township or Plaintiff by Defendants Of' an agent or representative of Defendants. und further any such misrepresentation, if such were made, was not intentional or fl'lludulent, and further would not have been to the linuncial gain of Defendants. ;, ii I q / , ~ 1- I 32, To the extent that the allegations of paragmph 32 of the Complaint are legal conclusions, no response is required. To the extent ununswer may oe llppropriate. Defendants admit they conveyed Lollll 09 in Trindlc Spring development to Plaintiffs; and further aver said sale and conveyance was subject to anugreement between Trindle Spring Development Compuny llnd Sewall, Inc., and Defendllnts specilieally den)' that 'I' ill I i\ II they knew or should huve known the property would be unsuilublc till' I'luintiffs' intendl1d use, und t\n.ther heHevc und thcrclllrc aver I'luintitTs did not disclose to Dcfcndunts uny pm1ieular intended use t(,r suid property, which \)cl'cndunls understood would bc uscd us u single tiunily I'esidcntiul homc; uftcr rcasonable Investigation, Dct'cmlunts ure without knowledge or Intbnnation suflieient to forma belicf us to the truth 01' lillsity of the additionululleglltlons of paragmph J2 of thc Complaint, thel'ctllre such ullegutjons ure denied; strict pl'llof will be demunded at thc timc of trial ifthc same be matcrial. 33. To the extent that the allegations of paragraph 33 of lhe Complaint arc k'gal conclusions, no response is required. To the extcnt an answer may he appl'llpriate, Defendants admit they conveyed Lot 11109 in Trindle Spring development to Plaintiffs and believe and therefore aver Plaintiffs did not disclose to Defendants any particular intcnded use for said propcrty, which Defendants understood would he used as a single family residential home; after reasonable investigation, Defendants me without knowledge or information suftieient to form a helieI' as to the truth 01' falsity of the other allegations of paragraph 33. therefore such allegations are denied; strict pl'Oofwill he demanded at time of trial if the same be material. 34, To the extent that the allegations of paragraph 34 are legal conclusions no response is required. To the extent an answer may be appropriate, Defendants specifically deny the allegations of pam graph 34, and speeifically deny that they had an obligation to Plaintiffs to inform Plaintiffs of any matter arising out of the real estate transaction between Plaintiffs and Sewall, Ine, After I'easonahle investigation. Defendants arc without knowledge or information sufficient to form a helief as to the truth or falsity of the other allegations of paragraph 34, !llleh allegations are thcrefore denied; striet proof to the contrary will be demanded at the time of trial if the saml: be material. 35, To the extent that the allegations of paragl'llph 35 Ul'e legal conclusions no response is required. To the extent an answer muy be appropriatc, after rcasonable investigation, Defendants lire without knowledge or information suflicient to form a bcllef us to the truth or nllsity of the ullegatlons in purugrllph 35, and such ullllgUtiolls urc thorofbre denied; strict proof will he dClllallded at tilllc oftriallfthc salllc he Illuteriul. 36, To thc extent thut the ullcgations of parugruph 16 arc legallloncluslons no rosponse is requircd, To the cxtent all IIllswer IllUY he appropriate, alter reasonuble invostigation, Dcfendants ure without knowledge 01' inflll'lllation sufl1cient to fbrm u belief us to the truth 01' 1{llsity of the ullegations in parugruph 16, lInd such allegutions are therefore denied; strict proof will be d'lmanded atlhe time of trial if the same be matcrial. 37. Denied, Defcndunts specitielllly deny Plaintiffs intlll'lned them of any in/ormation regarding un inground pool, und further deny Trindle Spring Development Company had u "selling agent" with I'egurd to any trunsaetion between Defendants und Plaintiffs. 38, To the extent that the allegations of parugmph 38 ure legal conclusions no response is required. To the extent an answer may be appropriate, Defendant specifically avers no information of any kind \Vas withheid from Plaintiffs purposely, intentionally or maliciously; atler reasonable investigation De/lJIldants ure without knowledge or information sufficient to form a belief as to the truth or falsity of the othcr allegations of paragraph 38, and such allegations are therefore denied; strict proof will be demanded at time of trial if the same be material. WHEREFORE, Defendants Detweilcr Enterprises, Inc., and Edward W. Seik, Sr., t/a Trindle Spring Development Company requests this Honorable Court to dismiss the Complaint and award thcm costs and such other relief as may be .i ust and proper. COUNT II 39. Defendants incorporate by reference the averments contained in paragraphs 1 through 39, inclusivc. of this pleading as though they were more fully set forth at length herein, 40. To the extent that the ullegutions of paragraph 40 of the Compluint ure Icgul conclusions no response is required, To the extent unllllswel' muy he uppropriatc. Defendunts specifieully deny they misrepresentcd uny materiullilet to I'laintil'f:~, till' thcir own gain or fill' uny other reason, 41, To the extent that the ullegulions of pal'llgruph 41 of the Complaint are legal l)Onelusions no rcsponse is required. To the extent an unswer muy be appropriate, Defendants admit they sold and conveyed the aforementioned lot to Plainti fl\:, Defendants specifically deny they knew or should have known the property would be unsuitable for Plaintiffs' intended use for said property, and further believe and therefore aver Plaintiffs did not disclo,~e to Defendants any particular intended use for said property, which Defendants understood would be us()d as a single family residential home; after reasonable investigation. Defendants are without knowledgc or information sufficient to form a belief as to the tntth or falsity of the additional allegations contained in paragraph 41. therefore such allegations are dcnied; strict proof will be demanded at the time of trial if the same be material. 42. To the extent that the allegations of paragraph 42 of the Complaint are legal conclusions, no response is required. To the extent an answcr is appropriate Defendants admit they conveyed Lot 109 in Trindle Spring development to Plaintiffs and believe and therefore avcr Plaintiffs did not disclose to Defendants any particular intended use for said property, which Defendants understood would be used as a single family residential home; after reasonable investigation, Defendants are without knowledge or information sufficient to form a belief as to the truth or falsity of the other allegations of paragraph 42, therefore such allegations are denied; strict proof will be demllnded at time of trial if the same be material. 43, To the extent that the allegations of paragraph 43 are legal conclusions no response is required. To the extent an answer may be appropriate. Defendants specifically deny the lIlIegations of paragraph 43 of the Complaint, and speeilieally deny it had an obligation to Plaintiffs (0 inform Plaintiffs of any matter arising out of a real cstllte tl'lll1slIetion bctween I'lulntifls und St:Wlllt, Inc. ^ncr reusonuble investigation, Dcfendunts are without knowledge or inlhnnlltion suflk-ient to limn u belief liS to the truth or fillsity of the other ullcglltions of plll'llgrllph 41, such ullcgutions ure therelbre Ileoicd; strict proof will be demundcd at the time oftl'iul ifthc sumc bc muterin\. 44, Tu the extcnt thutthe ullegations of pal'llgl'llph 44 of thc Complaint ure Icgul conclusions no responsc is required, To the extent un unswcr may be appropriute. after rellsonable investigation, Defendants ure without knowledge 01' information sul'licient to form a belief as to the truth or falsity of the other ullegations of paragraph 44, there!l.lre such allegations are denied; strict proof will he demanded at the time oftriul if the same be material. 45, To the extent that the alleglltions of paragraph 45 of the Complaint are legal conclusions no response is required, To the extent an answer m<lY be appropriate, after reasonable investigution Defendants <Ire without knowledge or inlbrm<ltion sufficient to form a belief as to the truth 01' falsity of the allegations of paragraph 45, and such allegations are therefore denied. strict proofwill be demunded at the time of trial if the same be materia\. 46, Denied, Defendant speeilic<llIy deny Plaintiffs informed them of any information concerning an ingl'Ound pool, and further deny they had a "selling agent" with regard to any transaetion between Defendant and Plaintiffs. 47, To the extent that the allegations ofparugraph 47 of the Complaint are legal conclusions no response is required, To thc extent an answer may be appropriate, Defendants specifically aver no information of any kind was purposely or negligently withheld from Plaintiffs by Defendants; after reasonable investigation. Defendants are without sufficient knowledge or information to form a belief <IS to the tnlth or falsity of the other allegutions ofpar,lgraph 47, and such allegations are. therefore denied; strict proof will bl' demanded at time of trial if the same be material. WHEREFORE, Defendunts IMweiler Enterprises, Inc, und Edward W, Seik, Sr. T/a Trindle Spring Development Com puny request this Ilonornhle Court to dismiss the Complaint and award Delimdants costs and such other relict' as may be .lust uml propel', COlJNT III 48, Defendant ineorpomtes hy reference thc uverments contained in paragraphs I through 47. inclusive, of this pleading as though they were more fully set forth at length herein. 49. Denied. It is specifically denied that Defendant Detweiler Realty was designated as the listing agent for Trindle Spring development; and it is further averred that at (III times relevant hereto C. M. Detweiler. Inc., Realtor was designated and was an agent for Sewalt, Ine.. the seller in the transaction which is the suhject matter of this Complaint; it is specilieally denied that Defendant C, M, Detweiler, Ine" Realty was the sole "listing agent" in that Delcndants believe and therefore aver lots and homes werc offered for sale in Trindle Spring at vurious times by Windsor Homcs and or their agents, by Shettel and Sons Ine" by Key Investments. Inc., or by other huilders or developers and by individual homeowners by their various agents. 50. The allegations contained in paragraphs 50 through 59, inclusive, of PI(lintiffs' Complaint relate solely to Defendant C. M. Detweiler Realty, (lnd not to Defendants Detweiler Enterprises, Inc., and Edward W, Seik, tla Trindle Spring Development Company, and thercfore no answer is required, If answer be required, Trindle Spring Development Company admits on information and belief Plaintiffs entered into an agreement with seller and with Defendant Detweiler Realty acting as an agerrl of the seller; it is further averred that the selicI' was clearly indicated as Sewalt, tne, Except as otherwise noted in the answers to paragraphs 50 through 59, inclusive, of Plaintiffs' Complaint, after reasonable investigation, Defendants are without knowledge or information suflicient to form a belief as to the truth or falsity of such allegations, and such allegations (Ire therefore denied; strict proof to the contrary will be demanded at the. time of trial if the same he material. 68, To the extent that the allegations ofparagruph 68 of the Complaint are legal conclusions, no response Is required. See answer in parugraph 61, 69. See answer in paragruph 61, 70, To the extent that the allegations of paraglllph 70 of the Complaint are legal conclusions, no response is required, See in paragraph 6\, WHEREFORE, Defendants request this Honorable Court to dismiss the Complaint and award Defendants costs and sueh other relief as may be just and proper, COlJNT V 71. Defendants incorporate by reference the averments contained in paragraphs 1 through 70, inclusive. of this pleading as though they were more fully set forth at length herein, 72, Admitted in part and denied in part. Based on information and belief, it is admitted that Defendant Lenker was an agent for Defendant Detweiler Realty; it is specjfieally denied that Defendant Carlia (sic) Lenker acted as an agent for Trindle Spring Development Company. After reasonablt investigation, Defendants arc without knowledge or information sufticient to form a belief as to the truth or falsity of the other allegations of paragraph 72. therefore such allegations arc denied; strict proof will be demanded at the time of trial if the same be material. 73, The allegations eontained in paragraphs 73 through 81. inclusive, of Plaintiffs' Complaint relate solely to Defendant Lenker and not to Trindle Spring Development Company, and, therefore, no answer by Trindle Spring Development Company is required. Except as otherwise noted in the Answers to paragraphs 73 through 81, inclusive, after reasonable investigation Defendants arc without knowledge or inl1:lrmation sufficient to form l\ belief as to the truth or falsity of the allegations of WHEREFOlm" Delcndants request this Honornble Court to dismiss the Complulnt und uwurd Detcndunts costs und such other rclicf liS may be just und proper, CO\JNT VI 82, Defendunts incorporate by refcrcnce thc averments contained in parugruphs I through 81, inclusive, of this pleuding liS though they were more fully set fotth at Icngth herein, 83, Adl11itted in purt and denied in part. !lased on information und belief, it is udmitted that Defendant Lenker was an agent till' Defendant Detweiler Really; it is specilically denied that Defendant Carlla (sic) Lenker was an agent for Defendant Trindle Spring Development Company at any time relevant to this matter, After reasonable investigation, Defendants are without knowledge or information suftieient to form a belief as to the truth or falsity of the other allegations ofparagl'llph 83, and such allegations are therefore denied; strict proof will be demanded at the time of trial. if the same be material. 84. The allegations contained in paragraphs 84 thmugh 92 of Plaintiffs' Complaint relate solely to Delendant Carica Lenker and not to Defendants Detweiler Enterprises, Inc, and Edward W. Seik, 81',. t/a Trindle Spring Development Company and. therefore, no answer is required. Except as otherwise noted in answer to p'lragraphs 84 through 92, inclusive, after reasonable investigation Defendants are without knowledge or information sufficient to form a belief as to the truth or falsity of such allegations, and such allegations are therefore denied; strict proof to the ,;ontrary will be demanded at the time of trial if the same be material. 85. See answer in paragraph 84, 86, To the extent that the allegations of paragraph 86 are legal conclusions no response is required, See answer in paragraph 84, 109. To the extent that the nllegations ofpnragraph 109 lire legal conclusions no response is required. See answer in pamgraph 108, 110, To the extent thc allegations of paragraph 110 are legal conclusions no response is required, See answer in paragraph 108. 111. To the extent that the allegations of paragraph III are legal conclusions no responsc is required. See answer in pnragraph 108. 112, To the extent that the allegations of paragraph J 12 are legal conclusions no response is required, See answer in paragraph 108, WHEREFORE, Defendants request this Honorable Court to dismiss the Complaint and ward Defendants costs and such other relief as may be just and proper. COUNT IX 113, Defendants incorporate by reference the uverments of paragraphs I through 112, inclusive, of this pleading as though they were morc fully set forth at length herein. 114. To the extent that the allegations of paragraph 114 aTe legal conclusions no response is required, To the extent an answer may be appropriate, Defendant Trindle Spring Development Company speeilieally denies cngaging in any misrepresentation, and denies causing any confusion or misunderstanding, or misrepresenting any matter as to sponsorship, approval, eet1ilication, charactcristics, ingredients, uses. benelits, quality, standurd or grade, and further denies enguging in any fraudulent conduct. Defendant Trindle Spring Development Company is unaware of any such practice or conduct bl/ other Defendants, and after reasonable investigution Defendants are without knowledge or information sufficient to form a belief as to the truth or falsity of such allegations, such allegations aTe therefore denied; strict proof will be demanded at time oftl'ial if the same he material. 115, To the extent that thc nlleglltions of paragruph 115 are legnl conclusions no responsc is requircd. To the cxtcnt IIn answcr may be appropriate, aner reasonable investiglltionlkfcndllnts nre without suffieicnt knowledge or information to limn a belief liS to the truth ,II' Illlsity of the IIl1egations of paragrnph 115, nnd such IIl1egations lire therefore denied; strict proof will be dcmllnded nt the time ortrinl if the snme be material. 116. To thc extentthnt the nllegations of paragraph 116 are legall:onclusions no I'esponse is required. To thc extent an al13wer may be appropriatc, Dcfcndant Trindle Spring Development Company speeil1cally denies IIny unlllir tmde practices 01' violation of eonsumer protection laws, Defendant Trindle Spring Development COlTlpany is unllware of any such IIction by any other Dd'endant, and, after reasonable investigation, Det\mdants are without knowledge or information suflicient to form a belief as to the truth or falsity of thl' other allegations of paragraph 116, lInd such allegations are therefore denied; strict proof will be demanded at the time of trial if the same be material. NEW MATTEI{ By way of further answer and defense, Defendants Detweiler Enterprises, Inc. and Edward W, Seik, Sr" trading as Trindle Spring Development Company avers New Matter as follows: 117, Defendants incorporate by reference the averments contained in paragraphs 1 through 116, inclusive. of this pleading as though they were more fully set forth at length herein. 118, Defendants aver that any information they had regarding any special flood zone designation or flood plain on the Lot 11109 at Trindle Spring Development at all times relevant hereto was based on surveys, maps, drawings or representations provided to Defendants by pmfessional engineer Robert G. Hartman, .11'., (hereinafter "Hartman") or one of the I1rms Hartman was associated with, including Hartman & Associates, Ine" Robert G, Hartman & Associates, Ine,. amI Whitlock-Hartman (hereinafter collectively referred to as "Hartman I1rm"). 119. Defendants reliance on Hurtnmn's professionul services or servlccs of one or more of the Hartman !inns regurding such surveys, mups, drawings and representations, specifically relating to uny speeial 110011 zone or other !lood plain designations, was reasonable under the circumstances, 120, Defendants proceeded to contract for and pay Ill\' professionul!loocl plain adjustment services bascd on the professional scrviees of Hartman andlor one of the Hartman firms, during the time period of utleast from June 27, 191)0, through Deecmber 22, 1994. 121. Defendants contracted with John W. Gleim, .II'" Inc., which Defendants believe to be u Pennsylvania eorporntion with a principal place ol'business at 90 Stover Drive. Carlisle, Pennsylvania, 17013, and Rogele, Inc.. which Defendants believe to be a Pennsylvania corporation with a principal pluee of business at 1025 S, 21" Street, Harrisburg, Pennsylvania, 17103, to perform professional 1100d plain adjustment services at Trindle Spring development, based on the professional work and consultation of Hartman andlor one of the Hartman firms, A copy of un invoice from John W. Gleim, Jr" Ine" to Trindle Spring Development dated December 22,1994. and billing Trindle Spring Development Company for Seventy Nine Thousand Eight Hundred and Eighty Two Dollars (less a $45,059.50 credit adjustment given by Gleim to Defendants due to Gleim's use of fill from another Gleim job at Trindle Spring development) for "Adjust Flood Plain" work in Section II of Trindle Spring development, which section includes Lot #109, and further listing Hartman and Associates as "Architect" on the job is attached hereto as Exhibit "A", 122, Defendants further believe and therefore aver that when Sewalt, Inc" applied for and obtained a building permit to construct a house on Lot /I I 09 in Trindle Spring development, Silver Spring Township, Cumberland County, Pennsylvania, Defendants believed the plan and upplieation submitted to be uppropriate and in compliance with all Township codes, which Defendunts bdieved includcd requirements regarding building in any 1100d zones to assure compliance with FEM^ rcgulations, 123, Defendants relied upon the issuance or such building permit to Sewalt, Ine" as a further indication thut the plan submitted for building on Lot 11109, Trindle Spring development, Silver Spring Township, Cumberland County, Pennsylvania, wa~ appropriate lInd in compliance with nil Township codes, 124. Defendants believe and therefore aver the building on Lot 11109 was I'urther inspected or reviewed by Silver Spring Township as it wus being constructed. ;!nd/or upon eomplelion, without notice of any problem 01' COdi) violation, 125, Upon completion of such building, an occupancy permit was issued by Silver Spring Township for the building at Lot 11109 without any notice of any problem or code violation. 126, Defendants reliance upon the issuance of building permits, inspections and an occupancy permit by Silver Spring Township as assurance that the building on Lot II 109 was in compliance with all Township \:odes and requirements was reasonable under t.he circumstances. 127. Defendants did not have and do not have any relationship with Defendant First Amerieun Flood Data Services, Inc. 128, Defendants had no part in ree(,mmending, rel'erring or facilitating Plaintiffs' use of Defendant First Aml,riean Flood Data Services, Inc. 129. Defendants were aware that flood certilieation certificates were sometimes required when tinancing was obtained 1'01' home and lot purchases in Trindle Spring development lit all times relevllnt to this matter. 137, Def'cndllnts believe IInd theretlll'e IIvcr PlllilltiffClil\onl1. Ilcndcrson WllS II pllrty to II discussion bctween one or more IIgents of the huilder and the engineer from the Hllrtll1l1n linll prcsentut thc limc the proposcd locution was "staked" to site the house, in which it wus dctermincd In locllte the homc up to hut not over the line 1111' llny flood plllin liS WIIS determined by the Ilurtmlln linn doing such slaking. 138. Defcndllnts t\lrthcr helleve and theret(lI'e aver IhlltPlllintiffs' home at 16 Hazlewood Court (Lot II 1(9), Meehllnieshurg (Silver Spring Township), WIIS sited and built llS staked by said cngineer ti'om the Hartman linll, 139, Plaintiffs were aware of II risk of flooding on Lot 109, Trindle Spring Township, at the time they purchased such lot. 140. Defendants, Detweiler Enterprises, Inc, and Edward W, Seik, Sr., till Trlndle Spring Development Company, plead that Plaintiffs' voluntary assumption of a known risk as a complete 01' partial bar to any recovery by Plaintiffs in this action. CONTRIBUTORY NEGLIGENCE 141. Defendants incorporate by reference the averments contained in paragraphs t through 139, inclusive, of this pleading as though they were more fully set forth at length herein. 142, Defendants further believe and therefore aver that at some time subsequent to purchasing said lot and home, Plaintiffs built or had built onto their home and attached to their home a deck extension which extended into a special tlood hazard zone or flood plain, 143. Defendants further believe and therefore aver sueh deck extension included supports or other structures located in the speeial flood zone or tlood plain, 152, Dcfendllnts bclicvc and therefore uvcr, I'luintiffs huve hud contw;l with FEMA indlcuting such deck extension violate~ ':riMA luws, rllle~ or regllllllions, 153, The dumuges Sl't Illrth in the in~tant eomplllint were directly lInd pl'Oximlltely euused be the negligent, reckless lInd earcless conduct of I'llIintilI~ in some 01' all of the following particulars: (u) In not obtaining a building permit till' thcir deck extension, or in titHing to thlly disclose matel'ialand reljuired inlll\'ll1ation on their application for such extension. (b) In building their deck extcnsion into a speeialllood zonc onllood plain. (c) In locating suppm1s for said deck extension in a ~peeialllood zone or flood plain. (d) In failing to promptly eorreet any FEMA vinlationupon notice of such violation, 154, At the time and place alleged in I'laintiff:~' complaint, Plaintiffs so negligently and carelessly conducted themselves as thcy, by their own carelessness and negligence, directly and proximately caused the damages alleged in their Complaint; Plaintiffs' contributory l1egligenee is greater than the negligence. ifany of these Defendants, WHEREFORE. Defendants request this Honorable Court to dismiss the Complaint and award Dd'endants costs and such other relief a may be just and proper. COMPARATIVF., NEGLIGENCE 155. Delendants incorporate by reference the averments of puragraphs 1 through 153, inclusive, of this pleading liS though they were set forth lit length herein. 156. To the extent that any and lIlI claims against Defendant!!, Detweiler Enterprises, Ine, and Edward W. Seik, Sr.. tfa Tl'indle Spring Development Company, lire established, --a'\~J., + ~N-"......~"v\.. .,!.\ \\......<<:..~. ~. ~\ -f-.C I\~ A P P l I CAT ION A N,D C ~ R T I f I CAT E fOR PAY MEN T PAGE 1 Of 2 TG (OIINER). PROJECT: ..... . ~ . . ...... .. . ~ ...... . ... . ....... ft.. .. " . .. . . . . . . . . . . ... . . _ . . . . . .. ... .. . . . . . . .... . . ... ... .. . . . . . ." .. ..... " . ... . . . . . ... . ........... APPLICATION NO 21 DATE. 12-22.94 TRINDlE SPRINGS DEV. 3310 MARKET STREET '7(.(,. (,,'110 CAMP MILL, PA JACK DETWEILER JOHN W, OlE 1M, JR., 90 STOVER DRIVE CORP, fiil : ? 'I ~ . :: G I '7 1701' ATTENTION. fROM (CONTRACTGR): INC. CARliSLE, PA 17013 CGNTRACr fOR. TRINDLE SPRINGS PIIASE II ...... . . . . ..... . .. . - - . ... . . . . - . ..... .. . .. .. . . . .. . . . . -. . ... .. ... .. . . . .. ...... . . . . . . ..... ..,. . . .... . . . . ... ... -. . . . . ~. . . " . - . . . .. ......" . ~=:===;================= The undersigned Contractor certifies that to the bl'Jst of the Contractor's knowledge, Information anel bell.f the Work covered by this Application for Payment has been cOII'fJleted in accordance wi th the Contract Documents, that alt lmounts have been paid by the Contractor for Work for which previous Certificates for Payment were issued and payments received from the Owner, and that current payment shown herein is nuw du~. CONTRACTOR'S APPLICATION fOR PAYMENT ............. ...... ..~..~.. ..~..... .................... ,~.,.~." I CHANGE ORDER SUMMARY I I........... .......'"... ... ................ ........... ............1 I I ADDITIONS $ I DEDUCTIONS $ I I CHANOE ORDERS APPROVED I N I I 1 I PREVIOUS MDNTIIS BY OWNER ...> I 17320.00 I .45059.50 1 1.....~..a.~~.~...Qm...=============..=~~===========~=.......==1 1 1 1 I 1 1 I 1 I 1 1 1 I I............ .......... ....... ....................... ...... ....1 1 TOTALS 1 17320.00 I .450~1,50 1 I....... .................. ..... ................. ................1 I Net ch.ng. by CHANGE ORDERS I .27739.50 1 1 I APPROVED Till S MONTH 1 I....... .... ......... ......... ..'1 1 NUMBER OR 1 DA TE 1 1 DESCRIPTION 1 APPROVED 1 I.......... .................... '.1 1 I I 1 1 I 1 1 I .. . ... . . .. . . ..... .. .. . .... .. . ~ ~ . . .. ... . ..... ~ . . . . . ... .. . .... . . . . 808100 TRINDlE SPRINGS PHASE II MECIIANICSBURO, PA DEVELOPMENT PERIOD TO' 12.22'94 ARCIIITECT'S PROJECT NO: !","'f' .", LI;L, t. ( , CONTRACT DATE. 06.27.90 .=~au..~U=..==..=a..==== INVOICE NO: 000764 Application Is made for paymunt, as shown below, in connection with tho Contract. Cant. Sheet i8 attached 1. ORlOllIAl CONTRACT SUM....".............. 144933.24 2. Net chnngc by Change Orders.............. .27739,50 3. CONTRACT SUM TO DATE (lines 1+2)......... 71T193.74 4. TOTAL COMPLETF.D AND STORED TO DATE....... 684549.39 (Colunn G on Cant Inuatlon Sheet) 5. RF.TAINAOE: a. Completed Work.,.. .00 (Cotlll'fl D+E on ContinuatIon Sheet) b. X of Stored M.terl.l... .00 (Collfl'ln F on Continuation Sheet) Total Rctainage(llne Sa + 5b or Cohmn 1 of Continuation Sheet)....... .00 6. TOTAL EARNED lESS RETAINAOE.............. 684549.39 (Line 4 less line 5 Total) 7. lESS PREVIOUS CERTifiCATES fOR PAYMENT (Line 6 prior Certificate)... 682345.09 ..> 8. CURRENT PAYMENT DUE...................... 2203.50 9. BALANCE TO fiNISH, PLUS RETAINAGE........ 32644.35 (Line 3 less line 6) ........................................................ Slate of County of Sllbscribed and sworn to before me this ._ day of _. 19___ Notary Public: .. CDHTR~: JOHN W~., INC;Z I'//~ . - . /J ''''J-;2,}.Ol My Corrrnlsslon expires: By. f...,..4.!I./' it . ,m ocP DATE.....Lsz':. i'/. ... .. .. . . .. . .... . ..... .. ... .. ~ .... ... ... . . ~ . .. . . . ... .. . . . . ~. ~ . .. . . . .... . .. . . . . . . .. . . . .. . . . . .. . .. . . . . . ....... . . .. .. . . . . . . ...... ..... ARCHITEcr'S CERTifiCATE fOR PAYMENT In accordance with the Contract Docl.a1lents, based on on"slto ob9~rvatlons and the d8u oomprfslng the above application, the Architect certlfles to the Owner t:'at to the bOlt of the Architect's knowledge, infor'mation and ballef the Work h.. progra".d es lnelleatad, tho qUlIllty'of the wo/'k Is In "ccordance with the Contract OoclJnents, ftnd the Contractor is entitled to payment of the AMOU~T CERTIfiED. AMOUNT CERTIFIED ................. $ (Attnch explanatIon if amount certified differs from the _mOl,"t oppllnd for. ARCHITECT. HARTMAN ANO ASSOCIATES By: DATE: Thla Certificate III not negotIable. The AMOUNT CERTifiED Is payable only to the Contractor named hert'ln. ISfllllmco, plIyment end acceptance of payment are without prejudice to ony rights of the Ownor or Contractor under this Contract. ..... . . . . . .. .... . . . . . . . . ... .. . . . -. . .. . . . .. .. . . . . . . , . .. . . . . . . . . . . . - ., . . ..... . . . . . . . . .... . .. . . . . . . . . . . . . . . ....... . .. ... . . . . . . ~. .. . .... . \PPLICATION AND CERTIFIEArE lOR PAY~ENT . CONTINUATION SHEET .. . . ~ . . . .. . '" ..". . .. ~.. .. .. . . -. . . . . . . '. . .. . . . . . . . . . .. . .. . . . . . .. . . . . ..... . . . . ....... '" . . . .. . . . . . . . . . .. ... ... .. . .... . . .. . . .,. .... .... . PAOE 2 PROJECT j CONTRACT FOR. TO. TRINOLE SPRINOS PHASE II rRINOlE SPNINOS PNASE II TRINDLE SPRINOS OEV. CORP Jon 10. 808100 APPLICATION NO 21 DATE 12'22.94 PERIOD TO. 12.22.94 CONTRACTOR. JOHN W, OLE 1M, JR., INC. ARCHITECT' HARTMAN AND ASSOCIATES ARCHITECT'S PROJECT NO. ===~~~U~======aa===~ INVOICE NO, 000764 .~.====.=.q.....~=.. .................................................,..--.................................................................................. 1 A B C I 1 W'!.~ NlMPLnED 1 ,............., ...........1 I PREVIOUS 1 THIS 1 1 APPLICATION I PERIOD I I (OtE) I I MATERIALS PRESENTL Y STORED (NOT IN o OR E) I TOTAL 1 CONPLETEO I AND STORED I TO DATE 1 (DtEH) % I I 1 1 (O/C) I I 1 1 1 BALANCE TO FINISH (C.O) o E o II ITEM NO DESCRIPTION OF WORK SCHEDULED VALUE ....................-.......................--..................................................--..........-............-.....-..... I AREA N1 1 STREETS TO ORADE AND I 3 SOIL EROS 1011 CONTROL 55530.00 55~30,OO 555l0,00 100% I AREA N2 I 5 STORM SEWER 81449.00 61449.00 0'1449.00 100% I ARF.A N3 I 7 SANITARY SEWER 146511.00 146511.00 146511. 00 100% I AREA N4 I 9 CURBINO 83165.00 63165.00 83165.00 100% 1 AREA N5 I 11 PAVINO (STONE BASE & 81ND 122400.00 127.400.00 122400.00 100~ I 12 PAVINO (WEARINO) 51000.00 20400,00 20400,00 40% 30600.00 I AREA N6 1 14 TOPSOIL REPLACEMENT 2400.00 2160.00 240,00 2400.00 100% I AREA NO I 16 ADJUST FLOOD PLAIN 79882.00 79882,00 79882.00 100% 1 1 18 ROCK REMOVAl. 83l26.24 83326.24 83326.24 100% I 19 UTILITY F.~CAVATION 39270.00 37306.50 1963.50 39270.00 100% I 20 CREon.ADJUST FLOOO PLAIN .45059.50 .45059.50 -45059.50 lUO% 1 21 ADDITIONAL PAVING 6195,00 4150.65 4150.65 67% 2044.35 I 22 ADDITIONAL CURBINO 1175.00 1175.00 1175.00 100~ I 23 ADDITIONAL STORMWATER 9950.00 9950,00 9950.00 100~ ......................................--.............................--................................................................... APPliCATION TOTALS 717193.74 682345.89 2203.50 .00 684549.39 95% 32644.35 .001 .........................................................................-..............,-....................:,.......................... CLIFTON H. HENIlERSON Ilnd SllSAN G. IIJi:NDERSON, Plaintiffs IN Tilt: COURT OF COMMON I'LEAS OF CUMIJt:RLANI> COlJNTY, PENNSYLVANIA V8. No, 911 . Z~26 CIVIL n:RM DETWEIU;R ENn:RI'IUSES, INC. and EDW ARI> W. SEIK, SR., tla TRINDLE SI'RING IlEVELOI'MF:N'I' : COMPANY, C.M. IlETWEIUn REALTY, CARLEA LENKt:R and FIRST AMERICAN FLOOI> I>ATA SERVICES, INC., Defendants CIVIL ACTION - LAW ,JURY TRIAL UEMANIJED CERTIFICATE OF SERVICE I, Jeff Foremun. Esquire, certify that I have, this a~tJ,. duy of .June, 1998, served a true and correct copy of the foregoing Answer with New Maller by mailing both first class and certilied muil requiring a return receipt, postuge prc-paid, viu United States Postal Service, to the following: David W. DeLuce, Esquire Johnson, Duflie. Stewart & Weidner 301 Market Street P,O, Box 109 Lemoyne, Pennsylvania, 17043,0109 (Attorneys for Plaintiffs) C. M. Detweiler, Inc, 3310 Market Street Camp Hill, Pennsylvania, 17011 Carica Lenker 3310 Market Street Camp Hill, Pennsylv!ll1ia, 17011 First American Flood Data Services. Ine, 11902 Burnett Road, Suite 400 Austin, Texas, 78750-2902 Dilled: b/K/18 I . I ~-- N, ESQUIRE 3 "l N 'I'Ont Street H risburg, PA 17110 (717) 236-9391 ID #72657 Attorneys for Defendants Detweiler Enterprises, Inc, and Edward W. Seik, Sr., tla Trindle Spring Development Company I hereby certify that 1 have served a copy of this paper upon all other parties or their attorneys bl': X- regular mail cartifi mail i/ other ~. __ By: _ r--r1 _ ttorney fO~ efendants, C.M.. Detweiler Realty and Carli a Lenker MARGOLIS EDELSTEIN BY: Gordon Gelfond, Esquire Identification No.: 02274 The Curtis Center, Fourth Floor Independence Square West Philadelphia, PA 19106-3304 (215) 922-1100 CLIFTON H. HENDERSON AND SUSAN G. HENDERSON, COURT OF COMMON PLEAS CUMBERLAND COUNTY i I I I OJ L' ( l. '-7e12."~ V. DETWEILER ENTERPRISES, INC., EDWARD W. SEIK, SR., TIA TRINDLE SPRING DEVELOPMENT COMPANY, C.M. DETWEILER REALTY, CARLIA LENKER AND FIRST AMERICAN FLOOD DATA SERVICES / INC., qf- ~S~ l. NO. 2526 ENTRY OF APPEARANCE AND JURY TRIAL DEMANQ TO THE PROTHONOTARY: Please enter our appearance on behalf of the Defendants, C.M.. Detweiler Realty and Carlia Lenker, in the above captioned case. Defendants, C.M.. Detweiler Realty and Carlia Lenker, demand a jury trial in the above case. alternates demanded. Jury of twelve, with I I II MARGOLIS EDELSTEIN .y, J,N~!. ONO',tt,;:'RE Attorney for Defendants, C.M.. Detweiler Realty and CarU.a Lenker 98.2526 CIVIL TERM violations of Pennsylvania law regarding unfair trade practices on the part of several defendants.1 Claims of breaoh of contract, negligence and unfair trade practices were flied against Defendant First Amerloan Flood Services, Inc. Defendant has flied preliminary objections to the complaint. In determining preliminary objections in the form of a demurrer, a court must accept as true all well pleaded facts, and reasonable Inferences taken therefrom, set forth In a plaintiff's complaint. Scarpl!!1 v, Weborg. 530 Pa. 366, 368, 609 A.2d 147, 148 (1992). Where any doubt exists, a demurrer should not be granted. Scarpllli at 147, 609 A.2d at 148.49. The facts upon which we base this opinion are as follows: on October 13, 1994, Plaintiffs entered Into a agreement of sale to purchase a lot and a home to be constructed In the Trlndle Spring development, Cumberland County, Pennsylvania. In order to obtain the necessary financing Plaintiffs' lender, Source One Mortgage Service Corporation (hereinafter, "Source One"), required a flood certification to determine If the property was located in a speoial flood hazard area and would require flood Insurance. On December 5, 1994, Defendant certified that . Plaintiffs' land was not In a special flood hazard area and flood Insurance was not I On June 26, 1998, a third party joinder complaint was flied by Defendants Detweiler Enterprises, Inc. and Edward W. Selk, Sr. joining Robert G, Hartman, Jr" Hartman & Associates, Inc., Robert G. Hartman & Associates, lnc, and Whlttock.Hartman as additional defendants. 2 98-2526 CIVIL TERM required. The record reflects that the flood oertlflcatlon was oertlfled to Source One and It referred to Plaintiffs as borrowers for the subJeot propert~'. A seoond oertlflcatlon, dated October 25, 1995, once again certified to Souroe One that the property owned by the Plaintiffs did not require flood Insuranco and was not located In the special flood hazard area. Plaintiffs signed and dated this certification on November 13, 1995. Subsequent to Plaintiffs' purchasf', of the property, Plaintiffs attempted to refinance their loan In order to finish their basement and construct an In-ground pool. Source One required another flood certification. On July 16, 1996, Defendant Issued a revised flood certification which determined that Plaintiffs' property was within the special flood zone hazard area. Plaintiffs were required to purchase flood insurance and forced to cancel their plans for a finished basement and an In-ground pool. Plaintiffs allege that they can no longer use their property as they had Intended. Based upon the facts, as pled by the Plaintiffs, Plaintiffs may be characterized as third party beneficiaries under Pennsylvania law and therefore a grant of a demurrer Is Improper. The Pennsylvania Supreme Court expressly adopted Restatement (Seoond) of Contracts ~ 302 (1979) as the standard for analysis of third party beneficiaries. ~~, 501 Pa. 47, 59-60, 459 A.2d 744, 751 (1983)(grantlng third party beneficiary status to a devisee under 3 98.2526 CIVIL TERM a will whose Intended legacy was lost due to failure of an attorney to properly draft the Instrument). Section 302 of the Restatement, titled "Intended and Incidental Beneficiaries", states: (1) Unless otherwise agreed between promisor and promisee, a beneficiary of a promise Is an Intended beneficiary If recognition of a right to performance In the beneficiary Is appropriate to effectuate the Intention of the parties and either (a) the performance of the promise will satisfy an obligation of the promisee to pay money to the beneficiary; or (b) the circumstances Indicate that the promisee Intends to give the beneficiary the benefit of the promised performance. (2) An incidental beneficiary Is a beneficiary who Is not an Intended beneficiary. Restatement (Second) of Contracts ~ 302 (1979). The court In ~ concluded that Pennsylvania would apply a two part test to determine If one Is an intended third party beneficiary. ~ at 60, 459 A.2d at 751. In order to assert a claim under a contract as a third party beneficiary, both parts of the following test must be satisfied: (1) the recognition of the beneficiary's right must be "appropriate to effectuate the Intention of the parties," and (2) the performance must "satisfy an obligation of the promisee to pay money to the beneficiary" or "the circumstances indicate that the promisee Intends to give the beneficiary the benefit of the promised performanoe," 1d:. 4 98.2526 CIVIL TERM The G~ test was applied In ScarplJ~, 530 Pa. 366, 609 A.2d 147 (1992), a case dealing with contracts between parties Involved in residential development. In Scarpllli, plaintiffs were purchasers of residential lots In a subdivision which contained deed restrictions, Including one which said homes could have no larger that a two and one-half car garage. s,QflJl2/ttl at 369. 609 A.2d at 149. Defendant was an architect, under an Implied contract with the developer of the subdivision only, who reviewed the plans of plaintiffs and other purchasers to determine If the plans conformed with the deed restrictions. ScarplW. at 368, 609 A.2d at 149, The case arose because the defendant rejected the plaintiffs' plans which included three car garages then later approved other homeowners' plans with three car garages. SQarmw at 369, 609 A.2d at 149. The court In Scarplltl held that: a party becomes a third party beneficiary only where both parties to the contract express an Intention to benefit the third party, in the contract Itself, ~. the circumstances are so compelling that recognition of the beneficiary's right is appropriate to effectuate the Intention of the parties, and the performance sallsfies an obligation of the promisee to pay money to the beneficiary or the circumstances Indicate that the promisee intends to give the beneficiary the benefit of the promised performance. SoarplUl at 372-73, 609 A.2d at 150.51(0Itatlons omitted). The oouri applied the test and found that the plaintiffs were intended third party beneficiaries. Scarpl11J 5 98.2526 CIVIL TERM at 373, 609 A.2d at 151. The oourt found that the third party beneflolary relationship was within the oontemplatlon of the parties to the oontract because the purpose of the agreement between the architect and the developer was to make the lots more attractive to future purchasers because they would be assured that the homeowners would abide by the deed restrictions. ld:. Although plaintiffs were not parties to the agreement, they had a recognizable right to uniform enforcement of the deed restrictions. ld:. At argument in the case at bar, Judge Guido brought to the attention of the Court an unpublished opinion In the case ~ood. ~t ai, (98.0613 Civil), written by Judge Bayley. In ~J~, plaintiffs sued a termite Inspection company and Its employee, a real estate agency and Its agent and an appraiser after they dlsoovered substantial termite damage to their home two months after they purchased It. The appraiser demurred, claiming that she owed no duty to the plaintiffs because she did the appraisal tor FHA purposes and owed a duty to the federal government only. The court agreed and granted the demurrer. Although the facts In ~ are comparable to those in the case at bar, Wf!Iib does not control the outcome sub judice. ~~ can not be extended beyond Its application to FHA loans and appraisals. In the case at bar, Defendants undertook the flood certification, knowing that It would control the Plaintiffs' use of their property. Although Defendant oontracted 6 . 98.2526 CIVIL TERM with Source One, the purpose of the certification was to determine whether Plaintiffs would get a loan or be required to purchase flood Insurance, The certification form reflected that Plaintiffs were the borrowers. Clearly, the benefits of the flood certification went beyond Source One and gave the Plaintiffs a right to an accurate flood certification. In applying the two part test, generated under Restatement (Second) of Contracts ~ 302 (1979), the Court Is compelled to recognize that the Plaintiffs obtained rights under the contract between Defendant and Source One and that Defendant Intended to give the benefit of the promised performance to the Plaintiffs. Both parts of the test are satisfied and Plaintiffs can be characterized as third party beneficiaries to the contract. As third party beneficiaries to the contract between Source One and the Defendant, Plaintiffs can (1 )sue under the contract; (2) assert a claim In negligence for they were owed a duty of care; and (3) go forward with their case against Defendant for violation of Pennsylvania law related to unfair trade practices because they became purchasers of goods or services. Therefore, Defendant's Preliminary Objections are denled.2 2 With the denial of Defendant's Preliminary Objections, In tho form of a demurrer, Defendant Is now compelled to answer Plaintiffs' Complaint and has the opportunity to offer any affirmative defenses to the claim that may apply, 7 Sf.P 2 72001 CLIFTON H. HENDERSON and SUSAN Q, HENDERSO'~, Plaintiffs IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO, 9a-2526 CIVIL TERM CIVIL ACTION _. LAW JURY TRIAL DEMANDED v. DETWEILER ENTERPRISES, INC., and EDWARD W. SEIK, SR., tla TRINDLE SPRING DEVELOPMENT COMPANY, C,M, DETWEILER, INC" CA~L1A LENKER, and FIRST AMERICAN FLOOD DATA SERVICES, INC., Defendants ROBERT G. HARTMAN, JR., HARTMAN & ASSOCIATES, INC" ROBERT G, HARTMAN & ASSOCIATES. INC., and WHITTOCK- HARTMAN, Additional Defendants 0BDE8 AND NOW. this ~ ~ day of O~ , 2001, upon consideration of the foregoing Motion to Compel Answers to Interrogatories IT IS ORDERED that Defendants, C,M, Detweiler, Inc. and Carlla Lenker, provide the requested Answers within 2-0 days of service of this Order, or show cause why such Answers are being withheld, Failure 10 comply with this Order will result in sanctions as provided by Pa.R.C,p. No. 4019. 40~:L y / . ~"()\ J. Johnson, Duffie, Stewart & Weidner By: Dllvid W, Del.uco I.D, No, 41687 30 I Mllrket Street P.O, Box 109 l.el1loyne, Pennsylvllnill 17043,0109 (717) 761,4540 Attorneys for Plllintiffs CLIFTON H, HENDERSON and SUSAN G. HENDERSON, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO, 96-2526 CIVIL TERM CIVIL ACTION - LAW ,fURY TRIAL DEMANDED Plaintiffs v, DETWEILER ENTERPRISES, INC., and EDWARD W. SEIK, SR., Va TRINDLE SPRING DEVELOPMENT COMPANY, C,M. DETWEILER, INC.. CARLlA LENKER. and FIRST AMERICAN FLOOD DATA SERVICES,INC" Defendants ROBERT G. HARTMAN, JR., HARTMAN & ASSOCIATES,INC" ROBERT G, HARTMAN & ASSOCIATES, INC., and WHITTOCK- HARTMAN, Additional Defendants UN:CE8BQf3AmBIES. ~ /It AND NOW, this t.. L.) . day of September, 2001, comes Plaintiffs, Clifton H. Henderson and Susan G. Henderson, through their undersigned attorneys, Johnson, Duffle, Stewart & Weidner, and moves for an Order compelling Defendants, C,M. Detweiler, Inc. and Carlia Lenker, to comply with the requirements of outstanding discovery as follows: 1. Plaintiffs, Clifton H. Henderson and Susan G. Henderson, are aduit Individuals reSiding at 16 Hazelwood Court, Mechanlcsburg, Pennsylvania 17055, and represented in this matter by David W. DeLuce, Esquire, Johnson, Duffie, Stewart & Weidner. 2. This action was commenced by Complaint filed on May 1,1996, Johnson, Dume, Stewart & Weidner By: David W. DeLuce I.O, No. 41687 301 Market Street P. O. Box 109 Lemoyne, Pennsylvania 17043-0109 (717) 761-4540 Attorneys for Plaintiffs CLIFTON H HENDERSON and SUSAN G, HENDERSON, Plaintiffs IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO, 98-2526 CIVIL TERM CIVIL ACTION - LAW JURY TRIAL DEMANDED v. DETWEILER ENTERPRISES, INC" and EDWARD W. SEIK, SR., Va TRINDLE SPRING DEVELOPMENT COMPANY, C,M, DETWEILER, INC" CARLlA LENKER, and FIRST AMERICAN FLOOD DATA SERVICES, INC" Defendants ROBERT G. HARTMAN, JR., HARTMAN & ASSOCIATES, INC., ROBERT G, HARTMAN & ASSOCIATES, INC., and WHl'rrOCK- HARTMAN, Additional Defendants INTERROGA TORIES TO DEFENDANT C.M. DETWEILER, INC. SET NO.1 TO: C.M, Detweiler, Inc, clo William D. Longo, Esquire Margolis Edelstein The Curtis Center, 4th FI. Independence Square West Philadelphia, PA 19106,3304 AND NOW, this ..1..2- day of ~ 2000, Plaintiffs serve upon you written Interrogatories pursuant to Pa, R.C,P. No, 4005. These Interrogatories are to be answered In accordance with the requirements of Pa. R.C.P. No, 4006, particularly In regard to the Insertion of answers In the spaces provided. Reference to extrinsic matters and attachments will not be considered compliance with Pa, R.C.P. No. 4006. In acoordance with Pa, R.C,P, No, 4002,1, these Intermgetorle~ have not been flied with the COLtrt. :141675 & WEIDNER , I '>, " . h.. Co:' u b I' , ~-. , '\~ ...... , c.{ .) , r') ~j ( ',I I .~ .' , , d 'I] L- 'i " CL. I (I) :,;: I , ,,,J f , I (.J t 'i' " i CLIFTON H, IIENDERSON und SUSAN G, HENDERSON, i'luinliffs IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLV ANIA , , NO, 9S,252(, CIVIL TERM v, ~~ CIVIL ACTION, LAW DETWEILER ENTERPRISES, INC'. and EDWARD W. SElK, SR" tin TRINDLE JURY TRIAL DEMANDED SPRING DEVELOPMENT CO., (',M. DETWEILER,INc., CARLEA LENKER and FIRST AMERICAN FLOOD DATA SERVICES, INC., ~. . , " I' 1''''0 ; ! .~ Dcfcndants ROBERT G, HARTMAN, .IR" HARTMAN & ASSOCIATES, INC., ROBERT G. HARTMAN & ASSOCIATES, INC'. and WH1TTOCK-HARTMAN, Additional Defendants CRRTIFICATE OFSEIWICE I) ,'i r., 1'\ , .. I I I I [ J I ' I I I, ~((,,:21 Ij~;..an em~IOyeC of Marshnll, Dennehey, Warner, Coleman & Goggin, do hereby certify that on this ,~.tJJlday of November, 2003, I served a copy of tile foregoing document via First Class United States muil, postuge prepaid as follows: David J, Lmza, Esquire David W. DeLuce, Esquire JOHNSON, DUFFIE. STEW ART & WEIDNER 301 Market Slreet 1',0. Box 109 Lemoyne, I' A 17043-0 109 Bruce D. Foreman, Esquire NICHOLAS & FOREMAN 3207 N. Front Street Harrisburg, PA 17110 Marcus A. McKnight, Esquire IRWIN. MCKNIGHT & HUGHES 60 West Pomfrel Street Curlisle, P A 17013 _i);~~~,7;)LL/ , ; ~ \.() ~ N ~9 !SI g~ ", (') x: 111 -.,.. 0... lib fi1H: I I~ ".Ilt'l ,-, 0: '[" ,""~I (~ r..: CJ ~ ~ a ...... Ii":> (- &2 C'7 ;;" ~"; CA ~~) <r .,J';' lJ1!:.,;;.: .,.... '1;:'1; ~"'''C) ~ !'~:-i: '~l '--'J "" .<;::;:, L (:.::; C) '!J~ J Ii' !:c1.o. , ...... ii\:1 ~J~IJ b ;.1 (04 1.>. L; :a: 1==, t,,.... :s 15 c.;,' C':".' C.) (''.:..t I," Johnson, DufOe, Stewllrt & Weidner By: W:lde 1>. Munley 1.1>. No, 87244 30] Market Street p, 0, Box 109 I,emoync, l'ellllsylvlInia 17043-0 I 09 (7 J 7) 761.4540 Attorneys fbr Pluintills CLIFTON H. HENDERSON and SUSAN G. HENDERSON, Plaintiffs IN THE OOURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO, 98,2526 CIVil TERM OIVIL ACTION - LAW JURY TRIAL DEMANDED v, DETWEILER ENTERPRISES, INC. and EDWARD W. SEIK, SR., lIa TRINDLE SPRING DEVELOPMENT CO" C.M. DETWEILER, INC., CARLlA l.ENKER and FIRST AMERICAN FLOOD DATA SERVICES, INC., Defendants ROBERT G. HARTMAN, JR., HARTMAN 8. ASSOCIATES, INC., ROBERT G. HARTMAN & ASSOCIATES, lNG, and WHITTOCK.HARTMAN, Additional Defendants PRAECIPE TO DISCONTINUE TO THE PROTHONOTARY: Please mark the above-captioned action settled, discontinued and ended on the docket. JOHNSON, DUFFIE, STEWART & WEIDNER By: ~MA :276535 9852-2