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Home My WebLink About98-02646 , \. \l ~I ~I i i I ~ I i : . i ~ HI ~I ~I ~ i ~I - ~I ~\ ~ .. u " C""'U \ '"'< \ \ - ~ Q"". '. cJ 2 '- rl: , i / / ", " i 1\ I ~I ",I \~ i i ......1 , , ~ I ..::\ I .. I ~I i ~l ~l . I ,. i ~\ ~I 'j ~I I , '. DESCRIPTION "" ALL THAT CERTAIN tract or parcel of land and premises. situate, lying and being in the Borough of Carlisle In the County of Cumberland and Commonwealth of Pennsylvania, more particularly bounded and described as follows: ON the North by an alley; on the East by property now or fonnerly of Harry Hershllllln; on the South by East Penn Street; and on the West by property now or formerly of William Hays; CONTAINING 42 feet in front on said Easl Penn Street; and 120 feet, more or less, to said alley on the North and being improved with a 2.112 story frame dwelling and garage known as No, 43 East Peml Street. TAX PARCEL NUMBER: 02.20.1800.279 l1TLE l'Q.SAID PREM~SES IS VESTED II'! WlIllam H, Palmer and Marlene M. Palmer. his wife by Deed from lady A, Schaefer. et. al. dated /0/28/94 recorded 5/6/96 in Deed Book 138 J'age 924. ." , , . '.) ,. " ,.("" cu (') Ii Cl C' .,;,) '-qr,'-,'t (':JI'\ ~(, :,\1 f.h!:i" ..." - t:::~ ~r-,:C) t" (~l "." ~,~ ;'c;J '-<, i'il. ,-_.4 t'j:;' I (...) ~:? ::'~t " '\'-- 11n 1. J ; 1',1 "!".-) " ~! i j--' --() i /11 :::\ ..'I ", :~r~ ,--'" ~ 1'" " ~ '"", - :-- - ~, -t. "- .. ~ ~ V, '" A.. - -, \.<, ~ ~ ~ ':.\>1.1\ ~ tI ~' r-- 1 c ~ " t:< .,... ~ .... ...I ~ , -- ..-.........~~..'..'1 ." PrIM,,1I "..ldentlll ......., lno. '0 ... "' o.. _..~. ~OHItl ~ 'ebruary 20, 1998 William H Palmtr ~r 43 lalt Ptnn Street C.rll.l. PA 17013 RII Lo~n NO. 1074222M9 William H , M.rllnt Palmtr Jr 45 ma.t Ptnn Str.et Carll.le PA 17013 Notic. of Intention to roreclolure Mortgage The MORTOAOB held by PRIHCIPAL RESIOINTJAL MORTOAOI, INC. (htrtln.rttr Wt, UI, or our.) on your property noted ~bove under RII, IS IN SIRIOUS DIFAULT (b.caut. you h.v. not m.d~ the aonthly paymtnt. of $606.23 for the mnntha Of November thru 'tbru.ry, and l.t. chlrg.. In the amount or .21.01 t~r tht .onth. or November thru rebruary), .nd/or becauI. you mlY have t.ll.d to comply with or p.rform tho other provllionl und.r the ,ortgag. obllgttion. The total Imount now r~qulred to aure thle defaultl or in other worde, gtt caught up In your ~yment., al of the ~It. of thie lett.r, Ie $2,'08.96. You MaY our. thl, deflult within THIRTY (30) DAYS ot the date of this l.tttr by paying to UI tho above amount of $2,'08.96, plue any additional monthly ~ym.nte .nd lat. ch.rg., which may fall due d~ring thin periOd. Suoh payment must be mad. elth.r by ca.h, eaohier', check, certified check or money order, made pay,bl. to Principal Res&dentill Mortgage, Inc., ',1 High Str.et, Del MOlnel, Iowa '0392M0770. If you do not cure the d.f.ult within THIRTY (30) DAYS, we intend to extrci.e our right to acaeletat, the mortgage peym.nta. Thla 1I.lnl that whlltever II owing on the original a.ount borro~ed will be aonlidered due immediltelr Ind you may 10.e tht chance to par off the originol mortgage n monthly inatIUmnt.. 1;" ful peyment of the amount of d.fault hnot -.d. within 'l'HIRTY (30) DAYS, we aloo intend to inatruct our attorney. to atart a l,wluit to for.clole your mortgag.d property. If the mortg.ge i8 foreclo.ed your mortgaged property will be lold by the Sheriff to payoff the mortg.ge aebt. If we reflr your calo to our .ttorney., but you cur. the defllult before th_y begin legll proceeding. lIgainet you, you will Itill have to pay tho re.lon.blt attorney's fee., Ictually incurrtd, uf to $SO.OO. HClwever, If le\lal proceedingl .re atlrted .g. nit you, IOU will hlv, to pay the re'lonable .ttorner" fe.. even f tliey are over $50.00. Any attorn.y'. f... wi 1 be added to what.ver you owe us, which m.y Ileo Includ. other re..on.ble co.te. If you curo the default within tne 50MdllY period, you ~Ill not be required to pay attorneY'1 f.... EXHIBIT A "..., . ! r 1 :, r I i ~ t I ~.. Rllldtnfl., MortPot. Inc. M ""'Ill OM MoMII,.. IOlO1 ,0/11 ie ,ebruary 20. 1998 Mar lene Pallfter U ..at (I.nn at rllt Carllal. rA 17013 'UlI LoU No, 1074222-9 William H . M,rlen. Palmer Jr ~3 1.lt Penn Stre.t Carllal. PA 17013 Notlcl of tnt.ntlon to FQr.olosure Mor~gage The MORTOAGI held by PRINCIPAl. RISIDPJN~'IAr. MORTGAGPJ, IHC. (hereinafter we. ue, or ours) on ~our property noted above under RII, IS IN SIRIOUS DPJPAULT (beoaul. you have not mad. tho Monthly payments of $606.23 for thl monthl of November thr\l rebr'~ry, and late chargee In the amount of $21.01 for the Months o,f Novellblr thrll February), and/or blloau'e you may have filled to colftply with or perform the other provlalonl under the Mort9191 Obligation. The total amount now required to our. this default, or In other word., get oaught up in your payments, a. of the date of thia letter, II $2,508.96. You NY oure thlll default within THIR't'Y (30) DAYS of the date of thl, letter by poylng to UI thft above amount of $2,508.96, plua any addft lo..al monthly peyments and lllte oharg.. which m3)' fall due during thla period. Suoh paymllnt muat b. made either by cuh, cashier's cheok, certlfled check or money order, mad. payable to Prlnolpel Relldential Mortgage, Ino., 711 High Street, De, Moin.., Iowa 50392-0770. If you do not oure the default within THIITY (30) OArS, we Intend to 'Kerclse our right to aoollerate the mortgage pay.entl. Thil Ileanll that whatever I. owing on the original allount borrowed will be oonsldered due Immedlatelr and you mlY lose the ohanoe to par off the ~riginal mortgage n monthly install..nts. If rul payment of the amount of default i. not ..d. within THIRTY (lO) DAYS, WI allo intend to instruot our attorneYI to Itart e lawluit to foreolo.. your mortgaged property. If the mortgagl I. toreololed your mortga9'~ property will be .old by the Sheriff to payoff thl mortgage debt. If we refer your CIS' to our attorneys, but you oure the default before they btgin legal proce~dlngl aglinst you, you wUl lUll haY' to pey the re..onable attorney's feu, actually Incurrld, up to $50.00. Howev.r, if legll prooeedings are started against you, rou will have to pay the reasonable attornef'l feea even f they are ov.r $50.00. Any attorney'. fll& wi I be added to what.ver you owe us, whloh mlY a1l0 include other reasonable COlts. If you cure the default within the lO-day periOd, you will not b~ rtqulred to pay attorney's f.... ..-. EXHIBI'T'I\ . ,rtnlpl' Rllldentlll .",.,Ino. '0 ... III _-"loIoa bOJnl,Olll c William H Palmer JI' '19' 2 r.brullrY 20, '998 W. ..y nl.o IU. you perlonally for the unpaid principal balanae and III othlr luml due under the mortgag.. If you hAve not cured the d.f.ult within thl 30 dlY period .nd foreclolure proc..ding. hlv. b.gun, you Itill have the right to cure the def.ult and prevent the lal. at any t~m. up to on. hour b.fore the IherUf'. fouclolur. ..le. You NY do .0 by Plying the total Imount of the unPftld Monthly PAymentl pluI .ny late or other ch.rge. th.n dUI, '1 w.ll a. the r...on.ble attorn'Y'1 fee. .nd OOltl oonnevted with the foreclotur. ..1. Cand perrOIll any other requi rem.ntt under the ",ortg.;e). It h .ltINt.d that the ..rli.lt d.te thMt luch . eh.rifr'. .al. could be held would be appro.IMatlly Ii. .onth. from the d.t. of thl. l.ttfr. A notloe of the date of thl sh.rlff'. Ille will be .tnt to you before the ..1e. Of oour.e, the I~unt n..~.d to cur. the deflu1t will incr.... the long.r you walt. tou MaY find out .t Iny tl.. e~lotlr w~t the required Ply..nt will bt by ClUing UI at the rollow n1 nUllberl 1-'OO-962-44~O. ~hl. Ply.ent .Ult be in oalh, ca.hier I check, certified ch.ck, or .oney ord.r .nd ..d. paYlbl. to u. at the .ddr.l. Itlt.d lbov.. tou Ihould r.llile th.t a Sheriff'l ..1e will end your ovnerlhip of the eortg.ged property Ind your right to re..ln in It. Jf you continue to llv. in the property .fter the Sh.I'Uf'lI ..It a l.vlult could be atart~ to evict you. tou ~~I the additional right. to h.lp proteot your inter.lt in U,. property. YOU HAVI '!'HI RIGH'I' TO SILJ" "'I PROPlRn '1'0 O.TAIN NC)fIIY '1'0 PAY 0" 'I'flE NOJtTOAGID 01.,., O' '1'0 IlORJIOW NONI' PRON ANO'I'HIR lolNOJMO JNS~I,""IClN '1'0 PAY or, 'l'MIS DBI'I'. (IOU MU HAVI 'l'H1 RIGHT TO 511.1. OR 'I'IWIS'P 'I'HI PROPUTt SUlJICf '1'0 TIt& MOR'l'OAGI '1'0 A lUlU TIWIS'IJl&I IlHO VI U. ASSUME nm MOR'!'GAGI DI.,., PIlOVJDID 'MfA! ALL 'nfI OUft,.AMOII'G PA~.5 CHARGIS AND AT'I'ORMI"S PIIS AND COSTS AU PAID PlJoa '10 01 "7 'I'HI wa. C AND 'MfA! 'I'HI OTHIR RIOUl UMI1ft$ !.Will' 'I'fl'I IClII'I'GAG& ua SATlJrIID). CoerrACT US TO l)I~_" MCIllltAT C1IICWISTANCaS 'nns IUGH'I' MAY DIST,) too HAVI ". 11GIIIT '1'0 ...". '"IS "'AOlo, CU1W) .Y ANt "'JIUl PAR'I't AC7IMG CM ftlOIl -""1.1. EXHIBIT ^ .,.., 'l.:': . PtiIolp.' R..ldflntl.' ..,..., InD, PO .," litt\lolftet,lOlIl .",01.0111 . IoII11l1b11 01 1Ir; 'ebruotv 20, 1998 Wllllom H Pelmer Jr 43 'oat Penn Str.et Corllele PA 11013 RI!lI looon No. 10742U-9 William ~ , Morlon. Palmer Jr 43 mast Penn Str.et Carlisle PA 17013 ACT 91 NOTJCIl TAKB ACTION TO SAVE YOUR HOMI rROM rORRCLOSURIl Tbe Commonwealth of Penn'Vlvanla', Homeowner'. Bm~rgency Mortgage A..lstance Program may b. obl. to help you, Read following not lei to find out how the program work.. If vou need more Information c.1l the penn.ylv.nl. Hou.lng 'Inonoe Agenoy'at 1IeOO)342-2397, La notlflcoclon en odjunto el de sum. Importlnola PUIS aflcta .u derlcho . oontlnu.r vlvlendo en .u c.... 81 no comprende e1 contenldo dl est. notlflcftclon obteng. una troducclon I...dlotamente ll.mond. eet. ogenela (Penn.ylvanla Housing rlnoncl AgenQY) .In c.rgol al numero m~nclQnado arriba. Pu.d.s .er eleglble para un preot.mo por el programa 11oM.do .Homeowner'o Bmtrgenoy Mortgage Asslst.noe Program" el cual puede ..lv.r I" co.a de la perdldo del der,eho a r~dlmlr au blpoteca. the IMPORTANT. NOTICE or HOMEWOWNBR8' IMBROENCY MORTGAOE ASSISTANCE PROGRAM PloEAS! READ THIS NOTIC! YOU MAY IE ILIOIILE rOR rlNANCJAL ASSISTANCE WHICH CAN SAVE YOUR HOME rROM rORECLOSURE AND HELP YOU MAKE rUTUJE MORTGAGE PAYMENTS, ,"U NY be eligible for finanolal o..l8tanoe that wll.\ prevflnt foreololure on your .ortg.~e If vou OO~plr with tho provlllon, of tn, Ho..owntrl' r.ergenof Mortgage As. Itanoe Aot of 1983 (the -Act-), Y~u NY bfl el glble for emergency temporary a'.I.tanee If your default hAD been r.au.ed by clroumet.neee beyond your oontrol, you have II reasonable prospect of re.ulll1ng your Mortgage pey.ente, and if ynu meet other eliglbllty require.ente f.tabll.hed by the Pennsylvania Houling ,In.noe Agen~y. Ple.a. read .11 of thl. Not~ov. It cont.ine an "_, EXHIBIT "B" . ~ 1~ 'Iri' PIInc".' Rtlldentll' ......."nc. PO ... III o.lolofMe.l9ll1 IOJO)'OII1 ~. r.bruary 20, '998 Nlfl.n. Palmer 43 lalt Plnn Str,.t a.rll,l, PA 17013 RII Loan Woo 1074222w9 Wl1llam II " Marline Palmer Ilr 43 malt Penn Street Carlhlt PA 170" ACT 91 NOTICE: TAKE: ACTION TO SAVEl YOUR HOME rROM rORElCLOSURB Th. Commonvealth of Pennaylvanla'. Homeovn.r'. Imorg.nay Nartglg. Alli.tance Program may be able to help you. R'ad tha following notice to flnd out how the program vork.. If you need more lnformatlon cl11 the P,nney1vlnla Houllng Pinlnee Ag,ncy at 1(800)342-2397. LI notlflcuclon en Idjunto e. de euml Importancla PU'I afeeta IU d.reeho a contlnuar vlvlendo en IU oftsa. S! no comprend, e1 cont.nido de .eta notification obtenga una traducclon l...dl.tl~ente 11.mandl elta 1gencll (Pennsylvania Houllng Pln.nce ^gen~y) lin Qargol 01 numero m,nolonodo ftrrlba. puedel .er eleglb1e para un pr..tamo por el programa llamado "Ho..ovner" I tmergency Mortgage Anlatanoe Program" el, cual pu,de ..lvar IU ca.a de la perdlda del dereeho a redimir au hlpoteel. IMPORTANT I NOTICE or HOMIWQWNERS' BMIRGENCY MORTOAOEl ASSISTANCE PROORAM PLEAS! ReAD THIS NOTICB YOU MAY BI BLIOl8LB FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOMm rHOM FORECLOSURE AND HBLP YQU MAKE FUTURE MORTOAOE PAYMINTS. Iou ..y be eligible for linanola1 assistance that viII prevent forlclolure on your mortgage if you comPlr with the provlllonl of the Homeovners' Imergencr Mortgage A.a Itlnee Act of 1983 (th, "Act"), You mey be e1 glb1e for emergenoy temporary a..l.tanel If your def.ult h.. been c.u~ed by clrcum.tanc.s beyond your control, you hive a rsa.onable pro.pect of reauming your mortglge paymentl, In1 if you meet other eligiblity requlrelllllnts eatabUshed bJ the Pennsylvania Houlling ,inanCle A9,ncv. Ple..e read all o~~fEfJ~\~" It containe an PI_, . " 'rIllCI/p11 R,aklentlel Mort...., Inc. 1'0 101o III Ott 110011I' 1cNo, IOJOIOIII ~ William H Palmer Jr Page l 'ebruary lO, 1998 "......, explanatlo~ of your righte. Under the Act, you art ~ntitled to . temporary Itay of foreclo.ure on your mortgage fQr thirty (30) day. from the date of thai Notice. During that time you mUlt arrange .nd attend a .tac~-to-face. ml.tlng with a reprellntative ot thi. linder, Or with. dtllgnlted con.umer credit coun.eling .gency. Tho purpole of t~i. meetlnv ie to attompt to work out I repayment plan, or to otherwl.e .ettle your delinquency. Thi, meeting mUlt occur In thl nlxt (30) day.. It you att.nd a face-to-tace ~e.tln~ with thi. ltnder or with. conlu"er credit counleUng agenc,y identlflod In thil notio., no turther proaeeding In mortgage fortclo,ure m~y take Place for thirty (301 dar' atter the date of thl. meeting. The name, addre., and te ephone numblr of our repre.entatlve i.. Beth Breyfogle, Principal RI.identlal Mortgagl, Ino. 71' High St.relt, OeD Moinl', IA '0392-0770 1-aOO-9U~oI450 To obt.in phon. numb.rs of HUD approv.d coun.ellng agencie. in your are., plea.1 call 1-800-'69-4287. It i. only n.c....ry to .chtdult one tace-to-tace melting. You Ihould advi.1 thi. lender imMldlatlly of your Intentions. 'our mortgage Is in def.ult b.caus. you have f.il.d to pay froMPtlY in.tlllment. of prlnoipal .nd lntere.t, 4S required or I periOd of .t l.a.t liKty (60) days. The total amount of the delinquency i. l,50e.96. That sum includes the following. Nove.ber thru FebrUAry payment., plu. late charges. .f you h.y. tried and ~re un.ble to re.olve thl, problem .t or after your f.ce-to-fac8 m.eting, you h.ve the right to apply for financial a.sistance from the Homeowners' Emergency MOrtgage As,IDtance Fund. In order to do thi., you must till out! .Ign and file a compl.ted Homeowner.' Emergency A..ist.noe App ie.tion with one of the deSignated consumer credit t,ounltUng .7.lIcl.... Ple...e call 1-800-'69-4287 to obtain phone nUMber s of HUD approved counseling agancle. in your are.. An application for assistance may only be obtained from a con.waer credit counseling agencr' The consumer credit coun'lllng Igency will as.ist you n filling out your application .nd vill submit your completed .pplication to the "lfIn.yhanla Housing rinance A~ency. Your appUcation must be filed or postaarked within (301 days of your t.ce-to-face .eetlng. It is e.tremely important that you file your application prOMPtlr' If rou do not do dO, or if you do not follow the other t .e per ods set forth In this lettlr, toreclosure may ~' . ill f D 'I ~ w ~ 01 . ,~ ~ i ~ ." t f ~~ , ~ '" . CI) , ... '" & ~ ~'d l 2 ~ q ~ l>O CIl '"i n 'd t-' l>O C) / ! ~.(~;:;....C"!'" I, '-.l', .::c::t,....., .. . '"; .....-:--.:.... , -~~., ,....;.~',-'_J. I' ,~,o,.~.: ...' ',';\\ "",-: ;' ;.:~,:;j.t.7"i'~: I.. .... .. ,.I\.;-......_-II"'i'l' : I_ 1-;.:.,', ""i":""-'- '. ",,-'i :.-i-3\\~'Y :: \0..."",,,,'J);.) ,J' ,'~__' :'. '''-Pr>.../'' ' " D.5!)! .-.;......." "~'-"---,,-,._,): ~~ C ~-< frl g~ ~ '""' ~;a ~ "0 ~ Z'n en ~o m CD" :DO 5 '0 n ~~ m mlJi ~:j 0" IIll>O 'iZ m ~O :J:/ ~Z :j :!-<." 'U'lJ_ z(") ~> ~;;j ~O ~." F5: 0> OE IilZ 5c;, 'i , f , . -~'':l~~: ;jL;"~J_~!!,-_._~\l~~(!:C~..l":': vi -'V;.J~!.~1!~~~__:k~-~- 'MAY DE USEO FDA DOMEBTlC AND INTEflNATIONAl MAil, DOES NOT 1~~!~.v.!~.~~~~,,~A;~~_~. :~'o~.r.~~~T.F~__~.___.._._._~_~.~__,___ All(Jltivllll From FEDERMAN AND PHEl -'--~"-'-'---'-----,--, ..----SU1I8"900 . ----.- ,. .--.--- .Iwo.2ena.Ce1Ilef'-PIaza Philadelphia. PA 19102 Onu fliaco fll ()HlIn/lIY rmlll iICld/{'~~fJd 10 DOMESTIC REALTIONS cmnrE:RLAN'DCOUI1TYCOURTHiJUSE'--' .--; -S.~,liANO'lElLS.TIl.EE1'__.. ._______ ___. CARLISLE. PA 17013 '_.~.~~,."_._-,._._.,._~---,-".-.._._._.._-- PSFolfn3B17,Mn',19!19{'I<<S( g~ld"l'" ) .gJ1.Em'-'Al':;li!l.Y'-!;I.___~~TIFICA..Ifc.Q.E.NI.AIJ"LNJi._1 MAy BE uSED FDA DOMESTIC AND l~m:ANA.T10NAl MAli" DOES NOT F'FIOVIP~.~~~~~~~I..~E.~~~.___~__~_._ Rfl<:ltlvful FrClln FEDERMAN AND PHELA ---. .-.-----,..------SuIla9lllL.._.__.. Two Penn Center Plaza ------------.--Phltadefpllla~-pA_191 02 Ono lllfJllll of llldilllllV JTldil iltjdro5511d to' C & F APARTMENTS --:tt--mnmr'SECOND-'STREE1-----~--__ -.HAR!.I.s.~Y.~-'-~~~ZlQL~____. -------._-'--.__._~.-.~----------- PS Form 3B17, Me" 1989 (llt5( 'f-1../K't'~ ) U,S, POSTAL S'''VIC' Cf.RTIFICA r!, OF MAIL MAY BE U!ED FOR DOMESTIC AND INTERNATIONAL MAil. DOES NOT PROVIDE FOR INSURANCE -POSTI\1"STEA Roo""d F'Om FEDERMA.N A.ND PHEL ___...5l!!1e 900 mer-Plaza TWo"Penn~ PA 19102. -flllI\ad8l\lhia. ' One pisce af ordinary malllldd'llUOrJ to' TENANT/OCCUPANT 43 ESAT PE~REET .J;ARLISLE. l'JL17013 ...____.____ PS Form 3817, Me" 1989 C,kS( I .\/llt"'~) ',.' '~....!..~~: . -', ~ . ,"/ Ii' " " I.:. " 1..0 lJ"~ .:;:, " ,:,' ~. .. "~.~,-". ,. .,' ....,'.~. ., :';:.; ~ . " .., . 't:} , .j. :-T.....\ , \ '-1. I, '; " '~...... ..:..::........ Afflll fee hure In st41mps . . . '.~..'.,!~.' f , . . ',I '..:') ., ',I') C::~ ." ,'.....-. ~- . . ", . ..';'..,:... . .., '\ , , ~:i. .,..\ " .'''---- ......',., -'-"'-'-~----.-.-_.. . f '.::':' ~. ~.~--'-. j.. .'. ill ;':, "..~ ':":') ~ " ..: ., .. ','j . ~-" ". l " .. , , 'C u.., '\' ,~,~~... .~ ~~ ~~ ," ~i IDril d' '\l~ ::Co , ~I ~~ ~iJ(~ 0 ,'-.' J'Il ".' I~ I~:JQ ~~ ' " ~ '" ~(/) i:~ i:c iD~ iD~ ijg ~~ ;:r,~...~...' ~~ 2 'j, l'" 13 ,.,: ;' '1 k~j " , 'o'~" I \ ~})I ~~~ ~",.. " > fJ 1999 ~~ ~t;~~ H~f::E ~~i~ If ~:%1 = ~~~~ ~CIlii "'~:<l ~ w ~. . ~~ H' . :> ...... :><I ...... :> -'-- --~-- ~t;~ ,H ~ ~ 1!l~~ t<I ... t"1j ~ ~~~ ::;CIl~ ~~~ w~ :ll '\l ~ ..II ~ rr lJ1 :ll lJ1 m (') --.J m Do '6 -t -.J :ll l.U m 00 0 c m ~ c ,...,,...-~ ~., ~ ~f'! t::t !So c. ,..," '.:1 c: r'r. ~ ....... ..-..':0 ::>b~fr' -.<;") ~'" .~ , .....::. '-"'-......-- -, .-'7........-- ~, :.J' ~I'f! :,"'1 . r" , ~ . , ~ :;' <; " 1'.1 . -, "":'li, , . ,. ";, I -, .h ,~: ";r "-::","" ' ~ ;::- ~ .;.; ,I; l\,-i ',-, '\,. i! llH ~~ ~ ;~ \;;,""1 :'....:... ...,. 7} C0 :ll '\l ~ .n :ll ~- Z In :ll In m (') -../ m 0. '6 -t -../ :ll UJ m ..a 0 c:: m ~ c -. :,: " " " ",'I '. .;-~..;'~ ,4 . ... ,> FEDERMAN AND PHELAN FRANK FEDERMAN, ESQUIRE Identification No. 12248 ATTORNEY FOR PLAINTIFF Two Penn Center Plaza Suite 900 Philadelphia, PA 19102-1799 il.l1!.1. 5 Q-7 00 Q PRINCIPAL HEBTDEN'rIAL MOR'I'GAGE INC. COURT OF COMMON PLEAS PlaintIff CIVIL DIVISION VS. CUMBERLAND COUNTY WILLIAM H, PALMER, JR., A/K/A WILLIAM H, PALMER, III MARLENE M. PALMER No, 98-2646-CIVIL Defendant(s) TO: WILLIAM H, PALMER, JR., A/K/A WILLIAM H, PALMER, III 43 EAST PENN STREET CARLISLE, PA 17013 DATE OF NOTICE: JUNE 4~?,!!,- THIS FIRM IS A DEBT COLLECTOR A1'TEMPTING '!'O COLLECT A DEB'!', THIS NO'I'ICE IS BEN'!' TO YOU IN AN AT'!'EMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PllRPOSE, I/oIPORTl\N..1'...NOTIC~ You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the court your defenses or objections to the claims set forth against you, Unless you act within ten (10) days from the date of this notice, a Judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to a lawyer at once, If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help: CUMBERLAND COUNTY BAR ASSOCIATION 2 LIHER'!'Y AVENUE CARLISLE:, PA 17013 N~' 1\ ' (717) 249-3166 ~ ~ Frank Fede:ma I Esquire--- Attorney for Plaintiff ('l ifJ' () C, (."'0 , I t':" '(':in I -Ill';" ~=--~ -:' , '=;2\1\ Li , , .".\"I I \,-1"\ ~'j' f'.: j\'." il-(.' (J." , ., j.~ I ( ) r;.t:- .r\J , , ~~1 ( , -, , .,.f' (. ) ;<, Q , (,J;) " i-\'l )> (l , r,_, I ?::-) C:~ ',.t) ;"1... f"" "'.;" /' You may need an attorney to assort your rights, The sonner you aontact ono/ t.he mora chance YOll \vi 11 have of stopping t.he sale. (See not ,\ co on paqe two on hO\'1 to obtn in all at.torney,) IQY.JIAX-!tl' ;!:,J"L.!! ILl\J!!;,,~L_'I'Q_IU\..\'lL.X~ll R.J'R9 !',fJR ':!' LI\NP .JIQIL.II.I\YfLQTHfJB PJ.gH'l'LfJYfJtL:U'._~HfJ u~IUUHF.F I S..lU\I.t1 .P9l')S1'1\!<flJ'r.l\CfJ. 1. be sold aa 111ng If t.ho ShcriU,'s Sale to the highest bidder, 1~15\ 56]-7000. ....I..-.ft.-__~J.__,.,.._______..,. is 110t. c:t.oppod, your property will You may find out t.he price bid by 2, sale if of your You may be able to p8titiol1 t.he Court to set aside the the bid price was grossly inadequate compared to t.he value property. ), 'rhe sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (215) 56]-70UO. 4, I f the amount due from t.tw Buyer is not. paid to the Sheriff, you will remain the owner of t.he propert.y as if the sale never happened. 5, You have the right to remain in the pt.operty until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6, You may be entitled to a share of the money which was paid for your house. A schedule of clistribut,ion of the money bid for your house will be filed by the Sheriff 011 This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after _______. 7, You may also have other rights and defenses, or ways of getting your home back, if you act immedi3tely after the sale, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATORNEY REFERRAL CUMBERLAND COUNTY BAR ASOCIATION 2 LIBERTY AVENUE Cumberland County Courthouse CARLISLE, PA 17013 (717) 249-3166 (000) 990-9108 Pl'lnclpul Rcsldcntlul Mortgugc, Inc, -vs- WI ilium IlPultncr, k, A/K/A WlIllum ('ulmcr, III und Mnrlcnc Pnlmcr IntltcCourt ofCol11l11onPlcas of Cumberlund COUl1ty, Pcnnsylvuniu No, 98-2646 Civil Tcrm Kcnncth 1\, Gossert, Deputy Shcl'iff~ who bclng duly swol'llaccording to Lnw, suys on October 6. 1998 nt5:35 o'clock P,M, 1\, D, S, T" hc posted n copy ofrcal Estate Writ Notice Poster and Dcseriptlon. in the abovc cntitlcd action upon the property located at 53 East Penn Street, Carlisle, Cumberland County, Pcnnsylvania. uccording to luw. David E, McKinncy, Deputy Sheriff~ who bcing duly sworn according to law. says on August 5, 1998 at 3:15 o'clock P,M, ED, S.T" he servcd a true copy of Real Estate Writ Notice and Description, in thc abovc cntitled action upon onc of the withinnumcd defendants to wit: William H, Palmer, Jr, aka William H. Pulmcr III, by handing to William Palmcr Jr. at 43 Wcst Penn Strcct, Carlisle. Cumbcrland County, Pcnnsylvania, its contents and at thc samc time handing to him pcrsonally thc said true and attcsted copies of thc samc, David E, McKinney, Deputy Sheriff, who being duly sworn according to Inw, says on August 5, 1998 at 3: 13 o'clock P,M, E,D, S, 'j'" hc served a true copy of Real Estate Writ Notice and Description in thc above entitled action upon onc ofthc wihtin named defendants to wit: marlene Palmer, by handing to William Palmer Jr, husband at 43 East Penn Street, Carlisle, Cumberland County. Pennsylvania, its contents and at the same time handing to hil11 personally the said true and attested copies of the same, Kenneth E, Gossert, Deputy Sheriff who being duly sworn according to law, says on October 6,1998 at 5:37 o'clock P.M, E, D, S, T" he served a true copy of Real Estate Poster, in the above entitled action upon one of the within named defendants to wit: William H, Palmer Jr. aka William H. Palmer III, by handing to William H, Palmer at 43 East Penn Strcet, Carlisle Cumberland County. Pennsylvunia,its contents and at the same time handing to him personally the said true and attested copies of the same. Kenneth 1\, Gossert, Deputy Sheriff, who being duly sworn according to law, says on October 6,1998 at 5:37 o'clock P,M, E. D, S, T" he served a true copy of Real Estate Postel', in the above entitled uciton upon one of the within named defendants to wit: Marlene Palmer by handing to William H, Palmcr Jr, Husband at 43 East Penn Strect, Carlisle. Cumberland County, Pennsylvania, its contcnts and at the same time handing to him personally the said true and attested copies of the same, R, Thomas Kline, Sheriff~ who being duly sworn according to law, says he served the above Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: William H, Palmer Jr. aka William H. Palmer III to his last known address being 43 East Penn Street, Carlisle, Cumberland County, Pennsylvania, This letter was mailed under the date of October 7, 1998 and never returned to the Sheirft's Office. R, Thomas Kline,Sheriff, who being duly sworn according to luw, suys he served the within Real Estate Writ Notice Poster IInd Description in the following manner: The Sheriff mailed a notice of the pendency ofthe action to one of the within named defnedants to wit: Marlene Palmer to her last known address 43 East Penn Street, Carlisle Cumberland County Pennsylvania, This letter was mailed under the date of October 7,1998 and never returned to the ~CRIPTION ALL THAT CERTAIN tract or parcel of land and premises. situate, lying and being in the Borough of Carlisle in the County of Cumberland and Commonwealth of Pennsylvania, more particularly bounded and described as follows: ON the North by an alley; on the East by property now or formerly of Harry Hers/unan; On the South by East Penn Street; and on the West by property now or fonnerly of William Hays; CONTAINING 42 feet in front on said East Penn Street; and /20 feet, more or less, to said alley on the North and being improved with a 2,1/2 story frame dwelling and garage known as No, 43 East Penn Street, TAX PARCEL NUMBER: 02,20-1800-279 TITLE 1p SAID PREMISES (S VES1ED.lli William H. Palmer and Marlene M. Palmer, bJs wife by Deed from lody A, Schaefer, el. al. dated 10/28/94 recorded 5/6/96 in Deed Book 138 Page 924. PRINOIPAL RESIDENTIAL MORTGAGE, INC, CUMBERLAND COUNTY I COURT OF COMMON PLEAS VB. CIVIL DIVISION WILLIAM H, PALMER, JR., A/K/A WILLIAM H. PALMER, III MARLENE M, PALMER NO, 98-2646 CIVIL TERM HQTlQ~_~HERIFF'S S~.OF REAL PROPERTY July 20, 1998 TO: WILLIAM H. PALMER, JR., A/K/A WILLIAM H. PALMER, III MARLENE M. PALMER 43 EAST PENN STREET CARLISLE, PA 17013 THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. Your house (real estate) at 43 EAST ~~~TR~T. CARLISLE. P~ 17013, is scheduled to be sold at the Sheriff's Sale on December 9. 1998 at 10:00 a,m. in the Cumberland County Courthouse, South Hanover street, Carlisle, PA 17013, to enforce the court judgment of 876.510.12 obtained by PRINCIPAL ElESIDENTIAL MORTGAGE. INO, (the mortgagee) against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE '1'0 PREVEWr THIS SHEHIFF' S_~ALE 'ro prevent this SherHf's Sale, you must take immediatfl Action: 1. The sale will be cancelled if you pay to the mortqagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: J215~3-7000. 2, You may be able to stop the sa Ie by f 11 ing a petition asking the Court to strike or open the jUdgment, if the jUdgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3, You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights, The Rooner you contact ono, the more chance you \vill have of stopping the sale, (See notice on page two on how to obt.ain an attorney,) I2lL8A'L..~.T_U.IL.P1J....l'!.P_t.!:l_1'Q SlIVE :i.QIDL PRQ.l'ERTY J\mL.XOU HAYE OTHER lIGHTS ..Il'l.&!LIl'..-_r.!i/iLJHI.f<!UFF' S_UL~L.J)_QJ;s__TIU~,~Lj>.t..M~!:l... 1. be sold calling If t.he Sheriff's Sale to the hIghest bidder, il12.L.,f.!_iU,~ 7 [) [) 0 . You may be able to petition the Court to set aside the the bid price was grossly inadequate compared to the value property, is not stopped, your property will You may find out the price bid by 2. sale if of your 3, The sale will go through only Sheriff the full amount. due in the sale. happened, you may call (215) 563-7000. if the buyer pays the To find out if this has 4, If the amount due from the Buyer is not pa id to the Sheriff, you will remain the owner of the property as if the sale neVer happened. 5, You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6, You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff on _, This schedule will state who will be receiving that money, The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after 7, You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU ,DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP, CUMBERLAND COUNTY ATORNEY REFERRAL CUMB!:RLAND COUNTY BAR ASOCIATION 2 LIBERTY AVENUE Cumberland County Courthouse CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 .. PRINCIPAL RESIDENTIAl, MORTGAGE, INC, CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION V9, WILLIAM H. PALMER, JR" A/K/A WILLIAM H. PALMER, III MARLENE M. PALMER NO, 98-2646 CIVIL TERM AFFIDAVIT PURSUANT TO RULE 3129 IAftidavi t NQ-L.-U PRXNCIP~L RESIDENTIAL MORTGAGE~~, Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQ" sets forth as of the date the Praecipe for the Writ of Execution was filed the fallowing information concerning the real property located at 43 EAST PENN STREET. CARLISLE. PA 17013. 1, Name and address of Owner(s) or reputed Owner(s): tlMill LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) WILLIAM..H....... PALMER..L-im-'-'--. A/K/A WILLIAM II. PALMf;,R. III 43 EAST PENN STREET CARLISLE. PA 17013 MARLENE M. PALMER 43 EAST PENN STREE~ CARLISLE~ 17013 2, Name and address of Defendant (s) in the judgment: tlMill LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) SAME AS ABOVE J, Name and address of every judgment creditor whose juagment io a record lien on the real property to be sold: tlMill LAST KNOWN ADDRESS (if address cannot be reasonably ascertained, please so indicate) C Ii F Atlartments 31 North Second Street 'Jfarrisburq, PA 17101 4; Name and address of the last recorded holder of every mortgage of record: NAME LAST KNOI'IN ADDRESS (if address cannot be reasonably ascertained, please so indicate) moo; WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO, _.2lL-:2!I.4.2____ CIVIIJOO n;~ CIVIL ACTION.. LAW TO THE SHERIFF OF.. .(:)Jlll~~'.llIJJ(L_ COUNTY: To satlsly tho debt, Inlerest and cosls due.I'.rinc;4lal..Jlef;!.tdenti<lLMQI:tgQg!LlnQQI11Q.rated "_'_ --.'--.--....-...--,-.,.." ..-...-..--...- .,..", M.n_........,._.__,_._. "'__".'.'_._ ___.__________PLAINTIFF(S) from __Will.t~J:!-,- P<!.lrrreJ:l..M!<../,., .!'I!11.i.1I111I.1.l'lllJ..ner!....T:ll_..9l1sl..~~lrlene .11L,I'~lmer_______ __.".. 4l...Eas.t..!~!)nl1 BtJ:'eeJL~~!"lj!'!Jgd'a '.. J7Ql).._.,.________~________._____ --....~.-,.,.,-..----..-..---.--...-,.-.---..-.....--...-..._._.____._.__,._________..._.,DEFENDANT(S) (1) You are directed 10 levy upon the property ollhe delendanl(s) and to sell_._._ _..AlFos Ll'.enn StreeJ:_L..Carlisl~..L!:~.,n 170P_____.. _~~L____._._~.~.~______.._._.,__._______.________,._.~_____________ --_._~-~---~--_._.._,."..._._--~.._---_._---.-.----..-_._.._-~- (2) You are also directed to attach the property ollhe delendant(s) nollevled upon In the possession of _.. '-~.---~._--"-~.~.~._------_._._._--------- ----- --------._.~-_. - --~---- _._--_.._~--_._----~--,--~._----_.- -~..._--_._------_._~-~--_..- __GARNISHEE(S) as follows: and to nomy the garnlshee(s) that: (a) an aUachment has been Issued; (b) the garnlshee(s) Is/are enjoined from paying any debt to or for the account of the defendanl(s) and from delivering any property 01 the detendant(s) or otherwise disposing thereof; (3) If property olthe defendanl(s) not levied upon an subject 10 a<<achment is found in the possession of anyone other thana named garnishee, you are dlrecledto notify hlm/herthat he/she has beon addedas a garnishee and is enjoined as above slated, Amount Due" S 76.510~.l2.__ ...._ L.L. SO.50 Interest fran 7/14/98 to Sale @$12,58 Per Diem Interest . 1.861.84 _______ Due Prolhy $1.00 Atty's Comm _ % Other Costs Atty Paid ___, 111. 10 Plalnmf Paid Date: _. AlIgJ'''r 3..-l'l9B,___. Curtis R. Lon~ . Prothonotary, Olvll Division bY:~~' D8puty REQUESTING PARTY: Name Frank Fed~IlTan, Esq. Address: 'I~ Penn Center - Suite 900 Phi1~elpfiia, Pa, 19102 Attorney for: -Pl;dnHff Telephone:_ (215L 563-7000 Supreme Court 10 No, --.l224!l______