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Home My WebLink About03-0602 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS CUSTODIAN OR TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST AGREEMENT, Plaintiff, VS. VICKIE A. THORSON A/K/A VICKIE L. THORSON, Defendant. CIVIL DIVISION NO.: 03 -'4.0k (2i.,?,? l TYPE OF PLEADING CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE TO DEFENDANT: You are hereby notified to plead to the ENCLOSED COMPLAINT WITHIN TW YTY (20) DAYS FROM SERVICE HEREOF ATT RNEYS FO PLAINTIFF FILED ON BEHALF OF PLAINTIFF: Bankers Trust Company, et al. COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Anthou, Esquire Pa. I.D. #77991 I HEREBY CERTIFY THAT THE ADDRESS OF THE PLAINTIFF IS: 909 Hidden Ridge Drive Suite 200 Irving, Texas 75038 AND THE DEFENDANT IS: 11 I West South Street Carlisle, PA 17013 f ATTO iEYS FOR P AINTIFF GRENEN & BIRSIC, P.C. One Gateway Center, Nine West Pittsburgh, PA 15222 (412) 281-7650 CERTIFICATE OF LOCATION I HEREBY CERTIFY THAT THE LOCATION OF THE REAL ESTATE AFFECTED BY THIS LIEN IS Borough of Carlisle 3rd (CITY, BORO, TOWNSHIP) (WARD) -emu-- ATT FEYS FOR PLAINTIFF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA BANKERS TRUST COMPANY OF CIVIL DIVISION CALIFORNIA, N.A., AS CUSTODIAN OR TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST AGREEMENT, Plaintiff, vs. VICKIE A. THORSON A/K/A VICKIE L. THORSON, Defendant. NO.: NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claim set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU SHOULD NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION TWO LIBERTY AVENUE CARLISLE, PENNSYLVANIA 17013 (717) 249-3166 1 800 990-9108 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS CUSTODIAN OR TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST AGREEMENT, Plaintiff, vs. VICKIE A. THORSON A/K/A VICKIE L. THORSON, Defendant. CIVIL DIVISION NO.: 03 ^ ' Oa)"'. CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE Bankers Trust Company of California, N. A., as Trustee Under the Applicable Custodial or Trust Agreement, by its attorneys, Grenen & Birsic, P.C., files this Complaint in Mortgage Foreclosure as follows: 1. The Plaintiff is Bankers Trust Company of California, N. A., as Trustee Under the Applicable Custodial or Trust Agreement, which has its principal place of business at 909 Hidden Ridge Drive, Suite 200, Irving, Texas 75038. 2. The Defendant is Vickie A. Thorson a/k/a Vickie L. Thorson whose last known address is 111 West South Street, Carlisle, Pennsylvania 17013. 3. On or about November 2, 1998, Defendant executed a Note in favor of United Companies Lending Corporation in the original principal amount of $55,700.00. A true and correct copy of said Note is marked Exhibit "A", attached hereto and made a part hereof. 4. On or about November 2, 1998, as security for payment of the aforesaid Note, Defendant made, executed and delivered to United Companies Lending Corporation in the original principal amount of $55,700.00 on the premises hereinafter described, said Mortgage being recorded in the Office of the Recorder of Deeds of Cumberland County on November 5, 1998 in Mortgage Book Volume 1495, Page 548. A true and correct copy said Mortgage containing a description of the premises is marked Exhibit "B", attached hereto and made a part hereof. 5. United Companies Lending Corporation assigned all interest and title to said Mortgage and Note to Plaintiff pursuant to the terms of a certain Assignment of Mortgage. 6. Defendant is the record and real owner of the aforesaid mortgaged premises. 7. Defendant is in default under the terms of the aforesaid Mortgage and Note for, inter alia, failure to pay the monthly installments of principal and interest on said Note when due. Defendant is due for the September 1, 2002 payment. 8. On or about March 19, 2002, Defendant was mailed a Notice of Homeowner's Emergency Mortgage Assistance Act of 1983, in compliance with the Homeowner's Emergency Mortgage Assistance Act, Act 91 of 1983 and Act 6 of 1974, 41 P.S. §101, et seq. 9. The amount due and owing Plaintiff is as follows: Principal $ 54,194.24 Interest to 02/01/03 $ 2,506.50 Late Charges to 02/01/03 $ 84.80 Escrow Deficiency to 02/01/03 $ 104.98 Corporate Advances $ 199.35 NSF Fees $ 20.00 Title Search, Foreclosure And Execution costs $ 2,500.00 Attorneys' fees $ 800.00 TOTAL $ 60,409.87 WHEREFORE, Plaintiff demands judgment in mortgage foreclosure for the amount due of $60,409.87 with interest thereon at the rate of $13.73 per diem from February 01, 2003, and additional late charges, additional reasonable and actually incurred attorneys' fees, plus costs (including increases in escrow deficiency) and for foreclosure and sale of the mortgaged premises. GRENEN & BIRSIC, P. C. . BY: / ey--) Kr ine M. Anthou, Esquire Attorneys for Plaintiff One Gateway Center, Nine West Pittsburgh, PA 15222 (412) 281-7650 THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. EXHIBIT "A" EMC 2/3/2003 9:02 PAGE 2/13 RightFax ' Imm Na: It9da IMIFMA Deno m: All? Doncreart VICM A THORSON NOTE. Novainba 2, 1996 CAQr re PEMSYLVANIA Rant tai 111 W SOUTH rrpjt T CAALIBLII, FUNNSYLVANIA 17013 Pal Amen L BORROWID@S PROMIlO TO PAY Id 19JWat An a Wau dwL 16sro aouciro, I y1um6s W pay UA. I Jgt"M (Llrb atenuut 6 callwl "ptlakad'), plto Inom et, td tttm order of the I"esdu. zhc LOOM Is UNITED COMPANIES LENDING CORPORATIt7Ne. 1 undentand thar the Leader may aearhr ft NOW The Lander or am=o wba rakes dtls Nora by r»mfr and sho h emWad to erxeI pwatents tinder this Now Is cued the Riots Bolder" A err Nm be throned on unpaid otmdW until Ma M ama= of Dtinclpal hu boon told. f wM pit ttaetnt in a YCO rote nr SAM The teriaaeat rate required by th6 Soadon s 6 the rate I will pay both before and after any defauh damrnwd in Soabon SM of IWS Narc 8. PAYpaICq'IB (A) Time and Pines of Paymaew I will pity principal and interest Lit mating pyesema army month I will awke my non ty paymoatr on the Curt day of each mouth bagfnalryf an Jenm W 41M I will make rhea paym moi ovoq month ,mill I bee pa all of the priaapal and !Warner and aW other sharps dra,rLed bdvw Ibal I may uwo under tba Nuts. My mmlb payments will Its spp*W w Interest bcfom prkwJpaL Ir, an Daamomr y na, I RM on anmuns under ear Nee. I WJU pay mama uw= it AM On mat are, wm®u t:pad tsc "mettutpr data' _ I bwM make w t>?ts at P.O. Buz 225, Memphis, Temaew MICI1 21S, or at a ditLbtum place if ??(M Amwmt of 36naft F m A W monthly payment wag be Is the amount of U.A I 4MU 4, BORROWER'S, MOUT TD PRBPAY F haw. obe right to nwle payments of prinr4wl at any near brima obey ere duo. A paymam of print"[ truly b frown a. a 'pacpsymem.' Whoa I malm a ptepayaem, I wm tea the Noce [colder W vatting diet I am doing air. I dray mute a full prepayment or parcel prepagmana without payby nay ptepgymo d Chun If 166 Note 6 net m dCfidt, rtes Note Ilotdec rrdt Coe al! oC toy propeymonta to trduCU the amaaunl of priratpsl that t owe under thioNow, If I mafm a panist propaymum, ntete wig be no eaarigm In tiro ate raw or m W auauuat yr ay moutblr Muout uWM the Note Wooleer apnea In wrift to moose clm»pa, L ><AAN Cjk%A9Zs If it law, wbiuh applies in ib6 two and wbkh rota mmdmum turn ehmpes, 6 aunty Imerpretad w that the imwest or ether loan amarpne dopmamd of W be cmaectea In comealm Wlm M Iwo exceed me permhre0 tdotu, mesa a" FM JOaa I= be reduced the amount M.Now to "=am tae =arpe to as toad IImIQ end ( at4 MM alr make ft raft nauft the millidpal1 owe undo " Note at by weldeLp to dorm ?t m to m ?e. it whmd toduces prinalfwl, the tadudtbn wnl treated as a partlai p opayment. L SORROWIIR's HAILIME TV PAY AS RSQUIRM (Ai Lots Move IOC tags ftinola If the Nate Border hm eat received the full amount of any mmnthly payment by the end of [0 calcrAar date after r1,e date it h due, I will pay a eta chards to the Note Wider. The amount of the chmoto will be 80096 of ate payment. I will pa t hl i lets dmrp only odes on cry late payment. Dolleaft If 1 do not pay use full anmwu of ueh ntomaiy pquwa oa Use date It 6 due, I wig he Jn defeult. If 1 sm Accamermsee to delltult, Me Nate Bolder may without =*c of demand, unhu atbarnhe 7agadred by appowYOb10 Merv, rm,ln tea m pay immeatatmy tots he amount of princpal that bas not been pall end alL dm =L mat I e on dial &==L (D) No Water 4 Nana Bidder Base. ff, at a elms when I sm In daihuh, die Note trotder deer ant require me a pry immadialsoy in fun W dneeibed abaara, she Now [holder will ells haw the rWa to do se a I am In Wault as a dater elm.. (S) POinuml orNotle Nalila Qwtd smilAwasor If tic Now I[okkr ids rogWtod ma to pay knumi a all In full as dmuL atone, the Now Hutdst will have the debt to be DaYO back by me Ibr all of la dpu and Rpm m in artlDreblg t 1111 Nato ro the as[enf not pltthiDhOd by appd able law. 'rheas capema nciude, W ?mpk r®wnanls auomtys tnp, PENNSYLVANIA FEMD VIATZ MOTs • Binds homely • sitt6rea Was IIMMiI II111a MN0M111111 &M- Mrarwartaa EMC 2/3/2003 9:02 PAGE 3/13 RightFax 7. GWIN OCP NQ11 byUda?ltlex epPNreDb m ippuaDa a dMareat tmtbod. ow Deflae Out mutt to tm tetttla Ntlta if by n it by &d chm OUR to me At UN fiven written notion of myerral adttref. POOP" or ar a t vita [he Nnte Aortic Ater ordim ttwt mmi De glen to do Note Holder under fhi Nag v l be z1ven 1 *111 ge t by ?? clan to to the Nete HONK at Me addrM atatnd In ceNktn 111(A) Ahura Or a1 a dNrwmt a ress If I am dMbtat addmL S, OBUGAMONS OF FMONS UNDZitfi TES WIM If tore than tom pwq= dW fhb Nato sub non b W and penanab obftptcd to keep ag of the treeing made in this Nora, fnduanS the promae to pay the full amount axed Any person who to ¦ ??ttasrenror, tu[ew or inductor of thk Nate it gin nhh'prted to do Liege wing` Any person wbo babes avcr these nhibgatbm, ItrJmNn¢ ba oh@gt(ma a uravent, vumly or nratro+nr of thi Nedn, i akn nhhgatrsl in 6yyt AN of for pnmim mwir. in thi Rafe.. 17r. NhM Ht ?aego? lrigDd ? N t spout cad p n birlivW d wlly Naa pay all of &a smounu owad giinl a of us together. The meem tbat my 9.?IlA1Y&R1) ? other parson vNm has abilaodon utdm yti NOW wain the rbbh of pre (meat and notice of 611 a ft TitfgM tagnhe tube Note 1equim leider rtto Note a Hnotict in tx datagow Payment diRMOUTM m ddue bmc of be diabonve" ,jr ram+r Paid. 146 HBCMD NOTE ?his Not[ ?e a utfifbrm lntsument with limited variations la come Itttidec_tionL _ fn_tdfitiott to the probecli'mi '1• drt? b tltc Noce War utter chi Mote o iKostptor. Dtxd of Trutt or fieattDry (top ?ecutni fosau a um date as tbk Non, pemeru to Note FloWo from 9matbb beret result it I do not keep the pnomees wblch I make In the Nota. That Security Fnarumeol desarba how and under what conditions f may he twPirvil as to mive rmmedhu Payment in tug of ad amounts 1 ows seder *it NOW. Soar of Ihm conditions sto WIMM 'transfer st the nrorw/y ar a 31m4sial Inleraae in bilurffam . u at or saps parr of the Prop" or any lowest In It Is aid or auaforrod (or IF a booefiaW leturns In Denawor it wad or erensfsrrod =opt= CDigmlrfuowur IN m/ apn?aattuurraalt pc s ) wbhoot fradah p6Am -.A rymmuntr I.eodur mqt tic i4 opt= ahL is bo aasaafied by 1Aader C -re be ire pnolthhad by ft= Iaw its of a; des dth Bodi ay ? tt?a0or aataera tits option, IAaese emw gNe earevesor once of aatttuenttoa ttr todm teaIl a pertnd of oat Iesa than 3a Ch" from the oen the nooses is W4vww or afaM within WLVU mwa that[ pay all saga accrueddb? W11 ypq?y cnntummt. It Jio mmr = to pay that atftfu prof to Me tratton of tba period, Isoder may Iwo say romedia permitted by thk 96auiry Instrument without Gutha w0ce of demand tm Donvow. wrtttaes nfa HMO($) AND ttw{p OF 71111 U110111URGAM 41 _7. ??.rF...l r........... ............ (a010 V ICI(: f C- ?rYIOPSt7ta afirlA.MCM A MWF. ON -awmver i!•t NOTICE TO A8B OMM NOTICE n1l Is a ancul a ¦of?eeI to aperbab odes miler the redea) Truth lo Lemlbg Act pnmhNera or ouIS" of "moMa/e could bs Leble for all claims and deteaar wetly respect to /be moryge that fie banowar mtdd Men agdostrbs medleor. EXHIBIT "B" EMC 1/28/2003 12:54 PAGE 2/10 RightFax Lawn Nei 07e401097566 borrower: VICKM A THOR80N Data Uh W Tate Mutual l402900254a Number: h4weby aemry JI)sr "We fi Mw ana ear cflpin I decumwem copy of ft ROLUM W; UNrMO COat MM UWDWG CORIC)"TIONe ` ' C• 750 E. PAPA DRIVE HARRISBURG. PA 17111 I6owa Abu+• iMt tor. AN aawdlm - - MORTGAGE N071CS TO ASSIGNEE NO ICM Tbb b a W094PP anb m spedal rdC under the federal TruM In I=dle{ AaL Puralaamu at asstgoea or the man" otW be 1ofe IOr all cfaiae wa 9010066 vita rwPm 0 me morfSW that the eurfaaer could Amn aluWt tt6hee_en1 the ?,oA f ?iu_vyoml)cr}.. 71/ ? THIS MORTOAOE ("Scwrky ItwtrumooC*) . Vt a on CC/?r r/1a TW monjW V VIC= A THORSON , A MMOLE WOMAK o whore aft=, L 111 w SOM STREET, CARL=& BENNSYLVAN1h 17913 ("HOrrowee ). Th's seanfry inarrom mt b Shoo, to UNTTHD C OMPANM LENDW6 f=PORAMMI, A CORPORATION. whldl b orpnked and eWv" under the Ism or On Bute of LOUISIANA, and whom ttd6rma b 4041 EWN LArls, BATON Rovol , LOUISIANA 70909 Boumw own lAadet the PdOeoel sum of FU7Y SIVB THOUSAND SEVEN HUNDRED sad NOII ?Dolh (pat. S 3S,7tm.00). 7U debt is avplnPrAd b Anrmmr% tine dated the acme dare u thb tleettr W Nptrtttetem (owntae), which provider for monthly pnyawmtb, wbh tbs w[ debt, if not pad ewbw. dw and payable an D.a.mlwe 1, 7696. Thb 6aeuv ty IntruamRt eeumm W t aa1„: (u) an wpwowm of the debt wwauraa by lb* NO% wM WA~. anb e. Tow w", 0mwlon &ad moff ouans of me Now, (b) ttm paymem of au oteoe 6vms, With twertm, aownod unm POTOSraph 7 to Protcot the mcuritY of thb t;ceu* wommoatl and (e) the pefformmium of Sorrow ee ccryw is and ovity of BLVLhND 0&=Vj. cc Lek tM" set" e foaoomg g duaabed ? ptotM Moir. pes?t immd ? the Cby of C JSr$ C M PonalyMaGw .. ME LEGAL I)ESCRIMON ATTAMW HERETO AND MADE A PART HEREOF PIEEN?NI'S?VILV INLAIIIIOIapr rl.I?ellynmllalo?e'Im?AF.,'AN Molllerr'rIl.?+t?rlalwI'tla0lar?wllr?wmemuran" eem Lea pry. t de?.pegt IIHO IItM SII IIW UIU ? AIM IISI ISI NI? 10(I J91? /d011W AIII ? IIY MY eaaaro0nm0re2 EMU 1/lzK/7cRrS 1I:59ti ITALFF 3/TLT l i:gfit'rax Wb" Am the ¦ddrosw of Ili w aoUrm BTM% t1 IW1 CAfiLISM Pan orwanhe Ar'sr+y ("Property AMMIni It7t gals WMI all the hniprommU now or ncrtnncr tYVixvd on the opens, and ou cacmcoss. AppuncnmaA, 1?I, y w Inpv?mmi. AD of ?fofouso`lm part is oroferredtooi In ihisa5mntv?im umicni as iho wproII Alto be mrcrod by ft Suwrily DOAAawaa CPV3Wj 41o that 80rrmwrf to IawLtiy Wie,d of tea mtBlo haft convoyad and loom rim right to ma"gam grant and convoy ma Property and Van Inc Pmpcrty is unmCumocrod, aarapr for mrcumbcanacr of romM 13oaowcr MAIRROh Bad wlu tlolcad Smwnuy the MID IP too rrnplaly agautwt WI china And dcMaM. meJW w aqv cocumbrim m of nand. Tlmm Roeamm ammuman eombides uch m commu &r matiotmh we and AamAu fmm tarvenarw "his ilmhae vmLdom by Ju.sdiodon to sonsutmne a uniform security instrument ummint rod pmparW. Uauww eovammm Bonuwcr arts Lanier amunant and mgmu a fv&m&-. it. P"morm or grunt" mad interwar no Late harp. Dorm mor shag promptly pay when INC the Pfoiew of and Is1 on lho debt aldeaead bVy 1: °te and any pmpr OM and hid dwram dun unA7r do Nolo, Z, ym& Nr mm sad Insurance. SulWom to appIIatbic law or to a wasp by Lakin. 'Borrows d a pay to an ate day mmtln? pamaenn ale dm uatiQ the NmS tmtll the lane a paid in full. a sum MhwAn Arr. (a) yearly loam and ammsmmtts h nth Basin Priority over this Smvrlty Ientnrmnn o alien an the roperq; (b YCo)vaeheid Fwnom a?zw1f roma on the Prermov, r a m% (a) yob' hmmd or propaery tuurmmom prink vk yao.. flood, Ffrurana .pr me, If ANY; (a) ImAy rmngogo lmurance Promiurm. c arc: and M mm owns paysYlt: y' Bon roc a lr, nslor, to acomaxaa waif Was prwhbm of pareVrapb rti In geu of the payment or mortgage atrucamm premox. 7rAN item are callad'moraw name.' Leman MAY. III ally laid. moct sad lisp Fulda in on amaatil not W timed the taadamm Boo mt a loader hr a fadamay shwa maser loam may xgtrsc Srr Bdrmarert roar aatouat under the federal Rant Fame Reale cm thoraduraa Act of 1074 ma ammded from dam in tints. ry U.BQ A 201 at AV. CNAMPA , unity another law date apples to the FUndr sets a Inner amount. N an, Larder may, at aq doe, Gall" and hold Funds m an amount amt to awed t 6m hater amount. Lander may wtimBte the ameuet of Funk duo on this boob of ammol dm and rasnaWo as bodsm of a¦pmdama of mans. anew hem a ashormn in emmde with applicable law. The FUM M Ts had is ea imaada wooer dMml% ago bwmd by a Moral mammy, h awsocalull4S or asthma fumy Land ply to (locludIDS Pay ft Storm hem holler m may Cut charge OBr uarcdlaWmt and a9ghfg the Funds. Lantana Afilkll-AM tthdea asrm Account, or verifying the Facrw Items. unless lander pays Borrower ingaroat an the Funds and applimbin law parmm cinder to ranks such A charism. Nowmer, Lender may halm eommor to pay a one 4m darge lbr an edeepeodent sea «tBa to reporsvng senior wed by Loader in connection with this lam uolcas applicable her provide arherwka vela an surnamed Is mado w applicable law mquhw intwal to bed paid Leader shag not be required to pqy barroww may bnamn or carvings on tea rum. Borrower Bed Lerner may spmm ? vrhhnt, howaver, that Handal shag be Palo an the Puna. Lander ansu pm to gnrmwar, wnhoat Marge, as and amatanat or tM rm*4 shooviod; ad debits to rise Foods and tbo poome be wNeh mob debit to the Funds tlae made. The Funs am pledmil m addWodd Ncudw for at atlas eared W tits Smmty hauummi. N tea Funds bend by radcr maned the amour a penattted to be hall by applicable law, Lender {felt Account to 14 mover far tM nnraa mmrb in ¦mm4mw.. w•grh aM voilsifimmems of ¦ Ihmh tar. If ihm answer of rho Run* hnyt by fader at Any shoe is got suficiot to pay des Rmow Itmm white duq Lackr cry ao no* hLwsmvm ht w?I and to muck roam Bnrowcr shol p w to Landon the amount mommo try to make up de dcddgw. Dorsowor shall calm UP Lim d*M*aay to ram mum than twolm muaudy psymwu, at Lmulta took dasaW:m Upon paymwt to IN of w sea seemed nth Ocotcl y loutsu vm, Lcnft aoau promptly refund w Borrower Any eudm Rep by Leaner. it, uvOu paeagsaph Zt. I"= a" OCCLUM W WA turn nap". Laam, Prbr a the aalu* st at win of the 4eoaa?lam ttam7lr a4I FVmd? Mid by lcttdtx at the dw at u OM at sab as a rani apka the sans oaatw,d aq t t tYrft ftwntAan. 1 Appllwlen of PgwtelrN- elm. Applicable iw provWm otlmrvekq as pa ya?a reseed by Leader tender polw<ropbs S and Z"to applWdi dot, to any preps charges due under than Nwet amod, to amum pow" underpormaraph x WK is Lstorol day JbmrA to Principal dun, Bad lot, to Any lose darted due uodw the Mute. dr elmpel Nana Dormwer emu pay as tam, mmm em, dmq m, don and Yg idam madbutmhe to lac Property widen a s m o gti it over city Instrument, in pt, and Ieaecor It not or '1111 manner- Borrower {hail pay Wae in Ibe m=W orov,dad in paretaapll l loaom, ta till shad pu them an than daeethr to the parson owed payment ibnomsr slit Drompely to Landau su mdm of aamuns W bit td ondar IYk p.rmgn1*6 It Enrrnwrli maim IMao rarymmns directly, 7krnmmmr Amill PM?Mtb furnhh to Lander reoc puts *VAmmfgg aLo pmyawp- 8orrot or shag press" dM- So my Von which has priority ear this Seaway 111SWU sat stn Im 86trower, (a) apeaa to ?wrMag w tun paymem Of UN UTAlgneu wauran by tiro um In a mmmor aaapubto la I.audwi (b) smtats in good tbhh lha peso by, or tle[eude agaun niorccmem of Inc then bn, mega moma?nge walaY b rep LsaOtts ttpitt3on Operate in prwalit tea oaorbemeat of the teed; or (? eatvres from rise holder of tan a an At sathucwrX m Laaler subordlmtlN tits Ilan m Ihh SOatriry lactrumaat. g Lander demrmiaes that nay Ian u!d"a PrcpW is Aukim to a thin vrhm aIDmy' duly pfbri(y over thin Leaulq Instrument, Lender miky give Borrow a nurse Were" the Eon. Bormmcr slag sst y the lion or Imdce mm or more of tho adiraa set Froth above within 10 dmys of I hm tram or modm Nam am arty P%ve 2 M a peertd EMC 1/28/2003 12:54 PAGE 4/10 RightFax "4rAC? COMMaTMENT FOR TITLE INSURANCE Monza= A Co1nMu® Commitment Mo. DLCO1898924 Leeal peeeriptioe ALL TRAT CSATAIN TRACT or m= situate in the ThSrd Ward CC cne Soruuyn of cart-kale, Cumberland County, pennsylvanla, bounded mad described an Follows. SMOM IM as the Mo%theastorn eeemer of load mow or fownerly of Ana Leonard Notate. said point being 90 test, maze or Sams, seat of the to toot allay which rune from West Mouth Street to Chapel A21eY and said point boinq on the nortborn side of West 8path Chroot, theave ma¦twavdly along Wee South Street, 20 foot 2 iarkes, move am loco, to land now of i0tmar17 or Cohn auyd; Change uOethwawdly along maid Land, Sa teat to a 130=1 tnahoe eastvdrdly by trio same, s Lest 6 Lndhee to m po1Dtl Chance northwerdly aLag the ¦omn, 24 foot, mare am lace, to land now or formarly of Uwe. M. Mandan; chnman vaacwardly along maid land ma tone, worm or leas, to land now or fazmatly of the Ann two- Ed rotate; thanes southwasdly e0 test, more or less, co Clio Place of 9EOSnTnTO. METUC improvod With a two atory tswne dwelling hawse known as No. l11 West Canto atramt. ThL. .aw.L.a.n! La lavalll Y.L... ¦h. &"VVty pY L.1i *. Y.hWbL.. A ..Y ¦ ... .?L.ahwY EMC 1/2812003 12:54 PAGE 5/10 RightFax lamn Nn: 110MICL147•S6d Laau 111 677 i LLawnd or Ptepow lrensanse Dwrawer shell keep ON /mprowmem now atmthtg at h affirw a,seted en the Property insured against tar H Me, 4cyesds =deluded In rho tau, % wu4ai wveta6d and duty Vd;wr humde. DM wbich Lander regW= koutaoae, IacNOhy, but oat n"d,rd w, away of tlooaltg, eertaqu icas or turrimitte "am or rat rum maardf are rlgtdttd ro bb ='MO e®Imt & toe Ilwe me I= ? =M Al IMIUMM Mouiroa by UWW chap be maintained in the amoump and for the periods that Lerida requires. 77lo inaunsaee warier Providlnp the losuraaea abag be chosen by Borrower subject to Landeek apprtnaL which aban not be unramiumbry wkhheA fn the evtwt the Propn' ly iroprowmonn are now, or at any time during the term of this Security instrument are datenelnad to be, a. ¦ Special blood Hazard Am. Bononw taut obtain adtd tmlarakt good Insurance. Borrower aeimo,rtcrlge nod Wood that reaure to inure the "day, whteh Is the security nor this agrwmeat, UwAxtraltim to the damns era condluaw or ails paragraph 7 n an event of a4ewt subject w tie Mineola wo ol& to shay Under u U ins duty ttFCMMM B mwmwr tats to obtain or mumam any Coverage owrfto herm Lad" ;IQ; but ettob cquiva tdurioe PmAvdn 9 h IobLdn ?ei? Jntatmt IphibLuamart7.?kt Accorrdane coverage ragraph 7. ll acarrats, of Bo roower's expense E;Z shin law no dogs or obl(prNo m Mika any Inmmnce prormk{g Bwr mwA Inerrou in tun Pn mrA n emv:,g 'bite Mr Oft La Ww hr am required irsa mace. at desrmed In the pnt *:b or this pwrogrePh S, even It Boearor he prdsviosub obtained or nslntomod such kaumrne rwwrage, Iacbtdyg without Una a Iwmrowom Policy. [=Diet eogy, In in solo ducroPe; obtain hmUeace its whatever amounts cad types Lender heeds takquaar w plu awl Look is bland: m the Property, reprdtef of do unpaid balance redmtabeg under the Non or the toms n rcmahbmg One under this Security Imtrum=L lror this ppurnaae, Lender will deem its interests, to be omrqua prateetctl by as ioruranoe PaWy wild Wvmagc equal w the Mrlw of the improvr morn located on the Property acou Borromej loan. =adder may determine Iho whic Insurance policy that of the nn wm roost antly h to the aourmw priAssigned ro the to the Insurance Improvements obtained by loader. Darrower ackwMadges and Agrees the aowwrt may rot be equal to the actual vague or replooemeat value of the improvements, and any such lasumtae Lander obww ruby not protoet Bonoworlr interest in tko Preemy tbrtowar aedmawtedges and ugrYm drt the tart or rho lum mote wmadia to obvidowd by Leader may wady Wesel Pee crwu ur insurance Burrower could bore obtained, ma dawribel In the ?t prra?apb of ehls paraBaph !, @ BOTTOM had ptatdlMd tae insurance t1go+tly, and !usurer may provide Borrower was Lees or no itattraats mveasge protecting Borrower's biteral in the Property. Borrower further admiaiedaa add etaw that Leader racy obtain any such Intunnde dkw* or & An* an lout ance agency or Insurer aL®taaia with I eadv and I ruder or Isedar'a affiliate may rerslve a antam9wion or odtsr eownpanwtitm in monewsinn with nht4hft etmh imunece, Ladies ? ?m? palieLae and teaearah shall be acceptable to Lawkr mad shaLL Include a atandacd moeeSagaa ckum. A me¢e or paid right se bold the policies add ramems. 9 Lends requite, Benowee dais pdampny dro m Loedv pdcaduom and recoW =do= La the owat Part amv% r mseh a My on the rnopary and Borrower replan 0 U with a d0crant popmyt I andcr may chugs Borrower a s erica ide pee (psuubEal In appatmble law, if RM to C MP $ 1`00" to XOM the new Policy, In the Gnat or loft, Boftawer Oft g E Prompt mum to Me Insurance cattier and Leaoor. ?may make proof or Jose; If act made promplh by Borrower. in the wpat Leader ataltthn the Property through f redwure at otherwise, Borrower Mips to Larder its rights to any refund of udewnw prembrma and sty other rights of Narrower under the insurance po* 7b do extend Burrower abulw ear hand or Imumnte covemp for the Prepay wahine bdq directed! to do so by Lendar, each a flood, authquaLa or hurricane amemp. suah policy chap Include a standard unrLp&w clause and WmV naroo Irmtka ns martpget Any hruraee prmxdb ham Curb popcY amii be additional tssurhy tar the Nom m1 Lander MU BM Lao Most now to Won POLICY eaa prou" ns it tub wu witi w IAWUVKUroa hrUMM paliaw drewted In this Paragraph S. . Unless Render and Borrower aPnemd a Were in w=rung, iwura ne protmis shot be appal to restoration or few rrr the Pmperq ?th}eap? d!: u Lgtkers deb dwretimi, the rc.Q t f nr r7tlr b etanem4aAp taaei6le artd Loeder'i security is sat (awned, DIt Q h repel; and ratoradon period; Leodar AMR haw the right to hold audit krurance Proceeds moth Lender had hod an opportudq to brpea such Property to ensure the work has been completed to ltaeu's radtGesoa Lander shell Dave the tight to dcdutt am for such tup«How Cram the lonrance proceeds unless pnrluUmal by appgmbk bw or wpsbtam. Pbm for pub& atgtawa or odw Ihid panda raahed by Runctwer ehaa not be dWuctod Onto pan proceeds end snap be the sole Ud separate ob tioo or Borrower. , to L.andar's role =20U, the rmtarsdan or mp* is amt owoomiaW habb or La man* would be kaai ned. do Insurance be applied to are soon accur d by obi Swu* Iffitument. whadw or not then " "h any gimme Pelf to gnrrwav. rartowax shag roomin tmponstbto Ar air sun m rmnsbbu Ohio sad Poyabla under dna Nuta awl this 4aanLIy instrument. it Borrower abandons the Property, or does net awwar within 313 days a notice from Lander that the Inaurutw carrier boa offsets to settle a akim, tbon the proceeds will be automatically o"itiaed to Letalsr. Lander may, uaa Chu prom" to repair or mentors the "arty ur to pay swell sum,cal by date Swurily Imnunwnt, whatlwr to out than due. The wady period wM Up wheat Ins w*c it given. U110" Leawr eno Borrower olhotwoe ague in writing, any appitctuoo of PMOW3 to Prmclpat Irlaa not taaa w or postpotto the dub dote of rho moat* payments roforsed to in VUARmphs i and 2 or chance the omwnt or the Payments of principal and bargt duo under the Note:, if under paragraph 21 Ne Propcrty is acquired by Lander. Bonowartt right to any insurance policies and prosedt resulting from damage to the Property prior to the tt>at(Aalon shall past to Landow to the awtewt or the twee .-cured by " aecutity trauume ' rid to the Uoquisilient. 77ta Provisions aontoInod In this Paragraph S era subjmn to limitation under ap bra law, if aqy, Rem Teem alas /PISA 4 Of 8 raadA) EMC 1/28/2003 12:54 PAGE 6/10 RightFax a. Oamtpadey, Peverrotbx% Mr4Wruon Read Prvts7bn ur the Ptvpartyi lhav„wtex Loom ApplkaWml lmatdmraa- tiORawr.T 111411 OCCUPY, mtao,ah, aha UN the property a uarrowera Principal twlecacc witWm aka' dari Wler the Cw== of cols 8ociff" lmtn>mont led dzu eomltm to oaupy tho Property as BottowrA principal ImikIl oe for at kart one you after the date or owlt"ney, unlmt i ndcr oiboelse oltroet in wrmu which content lhau cot be unratwonaby withheld, or unfeu otenwtir,g edmtmrurm virl which ero beyond rtnrnrwor'1 ammiw,l Bnrww.r than not destroy, damage or lm V4 he Property, allow the Property to deteriorate, w commit waste an the hopony. Bnrtoaw cMa be In ds&Uk rarlbauts action w ptoaea4tlg, whether AW or Q%W*al, It hagun stem. I ft GodarL geed faith Judill t could scouts in AxA:hum of tbo propcrry ur udncnw:e rmtorlally Lnmdn the Ben acuLcd by thin Security rrotrummt or leadcIS seuriry Interest. Hortowcr may mire aura a dehult and rolmmm a provaud in paragraph ter, by o11Apog the action or procvcdmg to be domaeae with a Mill * that, m I4adtr9 good }aim doWoomilron, pmoomttm ibribiture of the Dory arer'i iatetest is Ita propcrW at outer material impairment of the liar aoatad by stela Seraw lnammem or lanai rxutbv iptpes1. Bortwmt dug also be in dofouh if JIM701m , tsarina the pa lase trwlvtba ytoaou ve Materially fobs or Inswurtus infkww=km or netements to Linder for foged to provide Land r o h nrny ro¦setWl in6wmedes) In connection with the Imo evtdmsasd by the Note, IoeludMgg,, but era llmisod two, to %&m¦t6m; eoocmuting Pro 8orroweth Occupancy or the property as a twimqul residence. If Lido SwUrity loatrvetent L en a laosshmld, Dsrte¦ar Rhea don" with ad the pwvmm of the roam. If Doedww acquire too tab to Lido Property, ho kwah id a w the fa; a'tk abate net mcrp unkat [ride apes to the atorgor in wdtb* 7, rruncow or [enders Rteats in an Propwq. it Hortotror folk to perform the wveomtu am apromettu contamea in the goeunty IffiteUmon4 or there is a I" Drooaedlma met may Nom mow an= Lon"" two M said Pwxw Ott h a a orwea?ttg In berthata7r. probate, ft cotdernaetko or-R telture or to achro4larra of. ma than TAhdw arty do and pray 6a what~ 4 acaasary to protest the value or the Property and rsmehw% n m dw Popery. Lawkw% -1- may isehtde paybrg &W nors secured by a Ben W" he p.iaity ovei do 4evriy bunwta, apryariry fA w¦dud,pey!n? remomble nnryry1s fan sod eatsttsg on the prop" to amok "pain. Aob wqh tandus day tetra Dodge parapapb w7r condor doci Sot haw to do w Aqy amormu dobufao0 bJ LCaOir uifdar taY ptaa8daph 7 ?d1 become adNdodO debt of Horrvwa aawna by Lbb SMITry Oatrumem. umka moroyaer am Lander W= to other terms of ment, to= amou" am over oewat b= 114 date of dbhumadmt at too Nom mu sod dN be pmebk, with iotedest, upon maim from [emda to Borrower touadu vitymem. R Marl" Imnrwnes. If letdar rrapnhad ,rortpap tnturanee at a mndhlns of mkheg the Iran sammnd rho %onrriy Imtromsnt, 9orromw dull pop me preaduaa regubed to matmein the mortgage trauraem In d Kt for any ressm; the marlpp imwanor: covaragn r%ubrd by Lender lapses w tanonra to be m .Rees, Don. of when pay the puea moo squid tv obtain coverage put amndatgy attuivslatt w moo aturi pp iesur¦um ytwtwa(y in ellia, at a and vow szoo d agWVSlem w the inn to eerroaa at ire M=w p to taame prw*m* to ve^ um an sums Von" mow approvod by loader. U mbaaoneiy equtvarat mwnpga mpmm cosuage a mot patients, Honawer I= pay to LaWar @a& Rmnh a sum equal to one,lwith of the YaO morgue bdprraao premlam bdny?PM V 8orrom when the Irouranot evmnp ymaad or exceed an be In effect. lender ttd0 abet„ ate and "hN th pxymatu at a two names In Hsu of mettgap iesunaee. Lou raerw payotamk Mp m haopr he "quhed, at the option or Feeder s e>or+rr talanttaa sarw.p (l" Lis. amoant Sad ra de pwied 4ad trade raquhes) prstdiad 1y en lesurar apptw¦I by Linder .gale baeounn av¦dablc ¦nd i obmirrd Dernow2r aha11 ley Lie pdadvm segtLired w wbstais mwgpp Latuenoe to eRect, or to Prattle a i,a. aesmvor 11111 L the roquirn-•.., for i1°Of Woo Iavraoce so,L In maardamr wilt Sty wAttea apeeroent between 19orrowar and I.eOdcr ur app0tabie law. x 1maDaeaad, 1A1m0w w to ages m@ mnelta rCapmabk patflp a?nm Sad iasDaQimttf toe yrop" l.Dmdor rtraB giw Hotrowsr motive et the thus o[ or color ro an roNDttgkm WDaI$mma eeamnable ewe the heveatlma l0. Cetldrsenwittn The pronedl M mpr eaatd m nknhe Arc Mnagta, dtre+ m nrwtrgttattML is connection wah =pod aaadeematioa ev oelter nlnbrg d pry tyre of tea Property, a Wr ma uey¦goe io 144„ sf maAemaadoa, am herby Sad Nhoa bo Bald es teeter. In Site event of a coat taking of the Property, the proroodk shag be applied to the WARN aecurad by dho aeounty m truncol, weenier or trot man duo 90 ME o m alarrowwr. n, ma twmm or a partial ta" of the pmpaty ma weir-0 the nor maraU va1110 Of We Ptopc, V bWnre the latdgd is oQWI 10 or 8ramef idea !G ammlal of !be Nests matted IF lhi sdeado Imoulaws before the mkina. uelow Somata and Landw otftwwdo wee wanons aeemn- pq the tout annum or me suns soc a ed tmnmt5atev huam as tam% danaoa by ro) the lrlr merLr value of the property bonsedlately Went the tntdry. Any balance rbeg ba paid !e 19orrewer_ to d ur avast of a partial teeing of the Proyavly In which the Ibo r arbot vsh m or the prepay iemmdtatoty before the In" In tae this des nowund of the Now escwed Immndtanb Iatlbn do teldaa, Unless DCROwW and leader cloadwlla agree In wrhkty to unless 4pp0mbte low cttmrwhe provider the procc do 1hall be applied w the suoa soured by ttdo Security lmtrumya weomer Of not me aural are thud 111106 If the property is abeadowd by Borrower, or 9, after aolix by Lender to Harrower WAI the wnda m err o0in to mole an award or settle a rdaim for damages, Borrower Faso to respond to lender wkbdn 30 drat after the dam the natke in given, feeder Is authorised to colket and appgr the proeawto, at its option, either to restoration or repao of do Proppery or to the sums secured by this daurily losteuametr whodtor or sat dm aLa Unhm s Leader and Borrower otherwise agree in writhe say opplmdDn of precoeds to peodpl shall net mane or portpono dR dw date of die awn* paymeats rafonod to in pmsgrsphs t wed a or Wvgp the smoam of suds ygrwetdo. Fwm no am ~ 4 or a fto" EMC 1/28/2003 12:54 PAGE 7110 RightFax Leon Not aeda0 W7"S Doug IL11 07 JJ. Awrowsr Not Refcaralf Forbearance ft Leader Not a Wukw. satsaslaa of tits, time nsr ymett or moddlaadon or em0etiroden of ft whim "aim by this lsxurtq I strvmwn ress d by Lender to aey aotoplarkta bttertat of Donww sbab Dot opmate bo w1owc tbt: bablib of on orVuA Donatrm as Bwnowars wnsrmous in iotatem I.Andar slr0 not be'equhd tu uayarps ptuttmgtt? abaurt euy a ssbYalar in "west or whew. Its waheal t(mc fur P, Is= OF out etwis0 mom amonmadon of 16 atom 0NUM4 by unit 3aNrtq t®trYfieM by reason of airy ikJl w tplae by The otilAlnaol fbnower or BonoNGA sYCRSOts in mtROl. Icy lghmuoti by I -d- in em{? mV rW or mideq t? no D d moaner of w preclude the serGta of day lid a remmy of this Security tmtturoeat eWiA F Wand b=c& theiwcrnon e prowhiom of paregrenh iT. pnrn sineit rwenanu and eareetrents signs ends sanarlny rte nsmrm Intt dean mss a rn, ttr, the Nnnet (a) is t Fuel and convey mat 8erroaer's Interest in am Property under die I nnbbbgeaated to pay the sum matured by this security tmtttmeant; and I Note w10 - itnotrt that tabear or mdar any aasrmnodadwu with n UL Low Chi diargtes, and tbat law Camay with lit permuted umla WM bn dada the NOW or by "It partial = by aNllhis It by snit d Protiergr Add=- M an Brat Owes nag In TAM. nolbe pnowitw for in as ptovndad in Ihb ON uu inlmat in It Miami pent on gram see period of a Iamasd by may swab Is 'risn'i Ad auvlrreW q Co om The rnvoaarns OW am°? stem r and lloninsu. +ub)w, to Cho be )otM and edvereL Any Rnr erar whey co. nine this flocurhy Trxlnarant etrlb to ;:;"=. of nob Security laatrumeeq (b) Is set red that Lender and say athoa Borrower, mq to dic vac of this sea sky Imtruaaa or die Jews secured (y " s;1IQU benumem s to a low Witte no anm®vm ban cslssetad w that lho trteros or vtlrer bin ?orga tulle W or w be WHGLaud (a SO permlinad balm, ilea: (a) wy such hive dair)pe ahab In rdusrd the ameaar be peratbted umltt and (b) my bum abcady, convicted from plmuM ishch aQOrlod rtilligiat p0ymmt w DoIrowmeer. ?eeretf= W MM McMd dumb pr neelpay trw Y uen the amlbee auto ! rovemdat Charge Mucci the Note I mower provided far In trig Sseur(ty Isavoment sbau be by dlibeft ft: or u lea regulle cat of soother nlednd Tie ewdae 911111 be atom sd to tits w. Thirrmist, dehWnates by rnodce to Under. Ary antim in lender Shall he given hw eteted hwain ow sets other address Lender dehgeales by notion in Rarntwar. Any imtnalent shad M M moral In hewn hnna plan to Bordo.Rr or Leader when 0tves Lain t3arers dlilp MIS seotaay lmtrmwm slum be got+rrlea by fadmal low and the by of lha t is bateL To the otem that eey provision or dmae of this 0can dp kwulocat or dr, once laws such corltllct shall at aQbat other provisions of this security Inac uumi, or the Now 001 witboul the oeaektlug provkba. 7n this and the prorrloe of this Secutly LaltudlwL anal US, tit IWAMla, I Cagy, Nortowe spell be o m one tsmermed on of me Note ad of inn 3ecrlay rmuwnaa, If "Pwissny or a BmaBdd Lama In Borrower. ff an or pan of the property orr?am bent&W trandkirred t !dam pr oar wham eomgstat, eadertnw. at Ian option, require Immediaa ? In ftdltof Ili seanfny rnatrumaM. However, mr op(im shall not be raarchad by Lender K onmrdse Is its, as of dts Asia at this iteanity tnatrumeml. aces this option, leader shall gee Rnnttwer mtbe of arceleretion 71ra trolke obeli provlds It w der Gem the data the notice is delivered or salad witbin which Barrovwr Mot pay all sums mettiunwaL 11 hentrawr fats to pay vies Nis prior to Ow arp"dn of this pwiod, Laedw 1?2traneed by tar Ilbeuriry bstrun out wWwut f utber notice or demand an Borrower. i Right Go Rdrofatb if Donewer mess oonain aoeftons, Honvwar 40 law iba debt to bsw r i..m, dtsmatbtrd in tlty elms pear so do cereor of (a) J dap (or such other podad Voutry, An mhuwtcumtu) Itafutc ask ur adc proputy pws"NAU to coy 1?vMA of - Wa(e(tmel hl n.° or (b) Cary _*I a )u0 tent ftforetog tnh 3cc=W imtr=nT. 71iNe coadttiom ofd tilal acLSRraaan flea oeeurim; Lol cam atry eomuk of o1bor covenants or aglCemota, (e) pars d 4panlN in6lifrad (n enforcing this Swale fmtrumant, ledudlng but let 0 ailed to reasonable mameW bbd (o) takes duel anti as Landes mar reaeonebb rc4ube to wanes t}pt the rim of " kertvb; lrm Lendds rig}ns is the Propwir and eonowa% obti?stba to eta the acme waned by this ns ketntmem abed maenad utmbatt" Upm edmtatett 10' Pimr, nor t is matt my frominsene and Itr. ohllgat mcuned hereby shag remain 114/ nrtnoesm rte iF an rather-eruirt hadd rw=zrnat Hoatew.•r, this resist to romMlo shall not ainit. m the ease nF acealarntrm vorter paragraph 17. 11. sale of Nova; Chsop of Lean Berw1w. 'Ile Note or a partial lnlarasl In the Note (together wish this socuray Irutruetont) mV be sold air or mars elms. -,pout prior ncWae Io borrower, A ash may result b a in the omky (tamaws as the NLoos Sotvioo? tut m0aan arnteb ps u also calm the Nets, and the s?itys Iestrunret These also may be oro or men oboo?e of The Lees sswlutad to a uls of the Noes If tire. is a drugs of rho Lam lonvioat, Bortmwr win be gran writbn uttiac of On ctmW in atwrdanco whit porogropb 14 above wnd appilnNe low, 7U ooikv wig satc the note and addrw of tits, now Loan sarvker awed WG oshdras so wnie0 payuxmts shook be meld. The notice win oho contain any usher L tusmetlun royubut by app0mbie saw. 30. LJuawdom Btltlaraet". Dormer Man not CaueC or tits VyiC1agCC, user ORMIL storage, of raw= of arty Mcdom dumtsnaCS ono or m the property. Bamrwor fan hat tp, nor agave a am m nor anyw" Qft&Lfw property mat a in violation of mry UwWww enrol taw. 110 two octnorm sag not ding to Ira pteon use, or storage on the property or amour guanittyx of wMatgm Sltbsl fee fiat era zonally mused to no approprlato to noreal rgfdwidal um Md to mdmanande of the Pw0M. roesm we am mve a of o rl ewty EMC 1/28/2003 12:54 PAGE 8/10 RightFax DorrvAw Nl,aa prompW give Leader w Wby arty pwaramsawl or rraoygalatmy aponcy or PmLonmcntd Law of whkh borruwer has au regulatory autbmrlq, that any rorrarrat a od, aaaw y lkuluwar shall promptly take an no rA: Menu lu dal i atearvPly aw, °e$Ya, subsanuos by SurJtoswmal Law will the A& breab of any mvenwm or eirwmmt III the an 17 unle ; gaJsocksk law teavlAb nrhw.alaa). T m 111) pro acme regrdred to cure tlw Admodi (e) a Assuan r "wen" my mum is mecsNarnes JWIdM Frosswillog and eak of Use projoic y. Lad moala>tlisn od *a rW to ersas In the Ibrsaleo or vaasowsr be scoesdrrntlat ana Nroclorota Y are atlirm"e? r??rtte?iy??Ima?trorymltae?mt h? mpdmpet?re? ouma of t1 evldwlee to the eat penmitlts ht 7s. 4atoae. vpmn t+aLmaat of aU coat N 7mtNmen! a Boerowa. 7b tie ecsadpv milted b 1111?? t6b aWrr? faccrummt lttdtWlit)[, but a trocardetfee of aqr legal deeumsna o vrea r way d nodes of mq inva auaatktn. daloL demand, larouh or other action is pony irwoMry 4w properly and Ny Hazardous autistataa: m ow a Jr 9urrowor laesrrtt, or l no, MW try wry prvucurawaW us sm"ton or any Hawalum aubatamse a(focting lbw property h 1 rrnaxlial M-dua,N u, ¦,asmdamv Rkh rurLuttmsaw Low. dubsWrsum- urv nlaau ruisosucw "nud 0 rtala or hawrdow tubtionvow, NtmuLw. kwaurm, ulbm ilatrmtrblu ut twrAe ptatrolum A6, IMtcrill mmmdr?tg wboatur or hide, 4110 15WI WLM W Lea" mum fedora! an and lass of up jurisdiction alma am Cr iunhcr"covenant and Sam a Bums palm to larmwer prior to acceli ndmt bilawina %ran n>ta Iaetenment (but net prior 10 patknflon under wraRrmph Nicoll ordrl)r Rep % or at, Snapp M=bar fi4wC (10) Asst deranN/ sae delawk reuse be esrmdr lord (! Tlrr raAer as wart tlw , Mums seeund bF 111111 fecOdW tosteomenr, torodwun ty .lull roeebar Inform Ronwar or rho dgbe on rehisasas after aowa+dhy On .rd.ardme of ¦ dohuk ar mq tie dolacce dr r no erred M in Lender at us opeao Moriallo ire aecurlq 7msroaseas wlehowt Ihrtlrar demand add atgy Lap iesder saaa De eedaed re etoHae me et a Menved 4abmle pt? out not aatmm tq neamaek a tpniaY Re .ma d by tbia Searfty lwtuumm4 I Mader shall elewiw do sacudyy tllebk kw. Horrowror 4 tespmslbk sir erg wets associated whh aPoetl ao, atg 11a: ?rrrb to a thud lastly Ibr An lttopamtbn and Lid ro a pubi[a oQriel. roseadln m au6orss this q IasYUment ttsd 6y appekNbk L.. ?niNea ssad se4acaa at$ atre low; 1 p ddsw- IS. A ! lrr?? eol? till aaeaLh of Moll paean! m bNtrw Lot eta of oracueka. snsmbn or limo, eampNoe iFom oitashmsmt. tsy Mad ek mod lemwtoad armaptbn. ai. Bslwebtwem lamas 9oaveeey roe rte ro(mtam paovt6ed is pma?aph a alma "Mead tm ass ban prior to the commwwm me of ldddlag at a aser r rk or ether ask puaumt 1 Ydo aewrity fewmont. sfr Ywtiwe Money Marquees U are of Wo dwt erwwi by ilea dwulky Lebrrutoat b let W sursuwos w attyube Ob to dice rmpmq, this ar=* 6rtrumowt d iagbe a peplum mwnuy tmor on ate Note o? rmnof t ortg??e l nwlinum shall pbel the 111111 ft parye?blet hVid Uyyam t m ? V War lNis mud ote. Tl. AruffAr; to Avorae o A mdse. READ Ym /WltiSElt ERR t imn"7 ff Mil; 4't9l'fA1N OF TOUR RfOFf78. INCLUMO YOUR RIGHT 70 00 TV COU(pR?T. In tall apmemoal to mamaU or of InLe t! Is (A Ztamacoioa• tturm aW (a) own" Of tatowmy, of tf n& t 8 to stay ogler p value, rue or more pa F pen" or ale salemrkmt advarlkrlmca6 a tbm Ear, or Loa about, etmW1 m forbeer.ttoe o[ ymcnt. such a a loans, a credit ale, or rte?a a Borrmwm. np this T}aeuetim (d) alk sir e) promise m mtel into ¦ 15aaoidiom6 and 'Oafm mmM low ore. mntnwmge, d1oputs, gut, dl?q?rssnt?1, teaauh, claim, or mumardalm, and nom mattcf m gmdan now nr Wensaiter eshrt?Mygp I,,r?ttsesn lender rltd 1FrtMm= A 11101111 irrhrda, adthnut Ilmltadm. err Inif 111`1111118 Bill to, In a+mtrraNn ohq. ass ? (a) Agw?4 (b) go tae adurrrieawnt aalieatioq appaeaaorti pao°°44 e?SY sir art?srp or thin TmmactGn or wry btsaummtt wiwaled in "wo tie with it (cotlesnwelr the 'Loam Agrwmma• UWUW g lit not held to rb accost of the buy wtoaeonlaIt pode mdm% undNnoWes or wvtwma made !mealy to sir iaaq or tm AN ateoia, steamed I n a rap»n with lie WA tail sessuriv minvalau4 M%41.t Ft&W" tthdar rbe Loom Agrao®mts. end Ttto vaMW and eemsmacckn of tbo ism Agraomesb„ ( any?a7immamwm (6) 1611 ae®amotla4 mamhAtaq adrccdamaoet, tslat isauaellos Of kwwv ,g d my Fold or p peal _ trhiel seautr all. ?(f rawa I. edGrod 4 w ddrus awuratas, Nox:ar, m prmlrus ricer a wit t raascn:aa wtm it (Ve) our pry p a4 raeartuww M usutuuw116 dot uuatr03 4naerrotdm abue ur "era aetal as Mawvtiwa cteamas, omvlee?a plea oral (f) oar au or ombel n by fonder ropmtaog say Qabt. KNOWL BMW u sun arm bow, all .alma, "I be aMLAT® prior soetaktt aw at UW fto per?" relad to a MOW IM for a disputes `a a4e pmmdirtorW ilanJ! be ISMW a u aMi m .des budrA t dip of aerie n6do Will LbFe C ?Bor? !snort nova drilled to medlaos ttanmter Mm Ladder mall em name a moolalor and now not nearer and the omen urns, boation brnL Ilarrower poraik i.? murirel?mw? tu Is not in ? Borrower or Igtri ? r at media m*W 6o All Madan a xrx:ent aia his Py-mm and A i"knooden dlm*W daft doe em+diptiaa oral he confibmriL Tics anedatter x"coas clue Mass for Use madlatloa Expenses of tlo medkWn Iodates; the msdlatorl bo ohaa be Shand ell? babr11an Laadar AM Horreaer. ArreroW &es wed related expema are eaek puV% reaposma W. 71:14 Ar-zmem to mediates it speclaeolty oadonsabla. It for.rT raasm the raadktkn is rwr wompleted edtlda 4.S drys aber The assimilator Is adeatad, or u char eke nsdktea, osq Crtm k AN unreel 24 such Claim shall be mcolved wkly and mdudv* by arbltraaon in awartknae whb this AVOO ML Perm anon she ften 6 of r repel ,C 1/28/2003 12:54 PAGE 9/10 RightFax Lome No: 034 MO75" Date IDS a? AtbhraaM. Tv clot ad" gam W by npptimbb ISM, mq Cbhn. etetpt ,host att 5m b btlon, vW9 loo raolvod L laa dlas arbitration in attvrdataa with (L) the-Itbtlerel Arbitrauwt Amt, 9 U..C. It 1.9; (2) raw Ftmeadum uf an Nnmrrlcie( Arttpmdm Rule Of 4to Amerkan Arbitrddm Acta;lt an (tte Wblaatkm Rulm") then in eftm, and (S) thh Agra mcm tf the tetaa Of thil Apcemeal amt the: Aril radon RUNS HM IttmratiWat, nqe oar= of MIS A99Caerr1 gaga aonoel A mpy of the ArbamDoa RWar, Gee Or 0111r1r, Wiry be OatamN by caging (lam T&7m The laws apphcabb to the drWaaod protafedina SSW be Ito tong at in shalt: In Wake all ptaPOrgr wtlicry feeutp tm Transaction is located TTro tartiea a¦sca ,bet the arbitrator shell hun: all ptsrtets rbedr" by Is W. thin gad the Loan Aafean¦na. Hawarwr. the atbimmr shag haw no power to vary or llte provia(On Of the Aartrombna. Adp Y to All Age map brf' en atnim In arts court hevitta fursdktiom including a aun omw or ttxptt?(ted Du> (o apanalialty a ra thus tigreamcat ar ro mmD01 arbllmttoa of AM Claim An Utica to sped( irs((y matrca t is Agreement, nr a inntinn to tamppeet whitmtinn twy he hmught at l(MIN awn after a f:ddm hm haert 7alretl to a tr„ of ban or n Tnnr,tnetnn lea hacn nnmplated, ddehnTU4 nr rmW n ran Plum of Arbinetlam, The arbitration shall be comiucted is the rnu"W of HnrromOrY raeidanen, or at sty ether place mutus!(y acceptable to the Lender and the Hanover. Tilling of Hearing. The arbitration hearing shalt catrmemse vlthln [orgy-6va (AS) days of the demand Ear arbitration. NO L7aW ACrfONB, NO JODWR OF PARTUMI WAIVER OF RIGHT TO JURY TRIAL THE ARDr MATION WWL TAX9 T HU rLA= OF ANY COURT MOCEMWO INCLUDING A TRIAL BIWORN A JtrooE OR A JUDGE MID JURY. ANY SUCH ARafrRATIOK aKAt. jute COWMICTRIN raw gar mnwmerar IF Jttd?aem, Tbs amd naxWW IV who wMaatm shall be coal ntmapmIabk and Jul aaP be s aaral uma It In aomtdaaee with IappRabin low to arW court haWa juritilictlon theracE 7IIa larta appitrabb to the arMuatbn pmte•rdiag nbrll be Smbehaptw A of Chapter 73 of Tkic 42 of the Pan Cbmelldaa Statues. CoaadsaH.a?. Bonosor tad f ender ypee that me tttcdation and arbBnttion ptoaer?at etc alkismtiaL The lafattaltioa tlyeytad In atteh pewedtttga maaot be dead lit >? is a otltat aging. CWoa JSaitwdcd Rvs ItfaRalloa and Au6ltr+llaws, Nott?sotlm' iss the?fwegony, rm4hw 9arreaer or Leedom van. ra)ube the other m awediata ar aehhrake (!) foreclwn'ro 7ehethor pdrwpaa m ju,lieieL Indian, pane a{ tale, went b a tfaerue or otmrwia, pnmcccdirys purruane to .. ' Loader at:oia a my judgmsay or r a»rtpaatttle pnutedutes tdknred tuwda rp aadtle 1 w putnuant ill whltti a lino htrgm ttaW tltla to or wAlua ?b PnPm9 vlrleh i err chi crag >vry pmeomd wo?ty en of Iaas m rppolol>tmpw oL a upon aedW[ ,tae 9orrawcr oa toe TYonaeetlon ar (u)( an ell n or on ttttW or rage Horrwv IDr the tWetal patdouptc7 Latta tx t ty otita cartage Yraa of ¦ppgp?p? in the IdW of gODtbws, ttaOtaab 1Gc itaultai0a of nPPr? PrO>Ws1 m [!if) ¦¦?? Cf¦!m pnete Iflb damyat or otter reDCf tteratae of tlOnOavrg tIEHmD ua0er tab tarts OE ¦ Tbtanetba. wsbatradltem ttf tea raetWa vng mot testae Tae rWat m arbitrate era omor t7a1m agmbmaa a c:mua elsartw to a rountermaim in a wvaWl brought unaar tab mmioa irRltd d Ragciss!¦o u Borrow has the dot to rtatcmd chi Transaction, reacibdtttg It trill not rewind thin Rana NoLOdw Arblaadon Area neL 7hk Ayaeame it the a* apeemem betacm La der and Bnrmmw taganlinD altermilm dipute reectudee, and n,pmands any prior apaemttnda to numAnta m ¦rbitmin t..Lhvm Tide A remexti may o be atadxedby a written ngreemnm bwftav ra Lrs%W Swat Rownwrt HORROe AND LHMBA AQWW TO WAIVE ANY RIGRTJ TO TRIAL Rif JURY OF ANY AND ALL CI UMS. f& Ric=a In tbb 9wa rill IuatrvaymL If arc or acne Bien ate a.avmd imy 9orwetsar and temtdal t WAW with " &u dty bawm aaat, am anvajua arai moms of ands suit tU;r And be Laanpomaal how just dad, iwt - and eoyplumava tar wmmab and aWovmenu 21% aa:urly LatruntaW sa Ir was rWw(s) ware u iatt of glib Seavrity InuaruowmL [Chock oppllrable Om(m)I U AtfftaWbb Anao Rk cr L_I Condominium Ritbr U 1-4 h n* Ri kr ? 0nduamd P"isent 1i(4er ? Pbtseed Unit Duvolopmeril War ? Bbmekly Pap mat RWW ? Bdkwn Ridum [] Rau; Impruvem m ItUar ? Second Hrww Rider ? owner(s) (vecibi rtnn, Use at¦s pays r Le a rwj"j RightFax 1/28/2003 12:54 PAGE 10/10 BY Ammar Btaow. DAnawa emepta and AV= w the tnttu and AAvadmtla OmmiAed in " security tmInAmm Allis N elq rldw (b) all hY Bum ml and mum dud weh is. Wluwo r -Y 710 1 ..r "ps oted N L.Kt - DK4'Pek+ a/144; VI tM+ &A.. ni t:» Fa e.r• .twpnrq unactosin tau tea oerwo aam rty? of tt? bamro me.Q. the Willa I@Pum VIM A"'tildtD?afp] = ,too ma (or Iat41'aetmiln proven) to be the Penn whore name d subw bed t ho witldo t omment sod aektlowledpd dot she ?,ted the forms far the purpme tbefain mnta to wlpnm w w.TrAt t heminto w4 aq hand and oMal ( eaal •w.., I. r, a?A xpa01 a 1 UNITED CONTANIES LFJGMG acne son AIM P°p 6 of 0 Pearl VERIFICATION The undersigned, and duly authorized representative of Plaintiff, deposes and says subject to the penalties of 18 Pa. C.S.A. §4904 relating to unsworn falsification to authorities that the facts set forth in the foregoing Complaint are true belief. and correct to his/her information and i c > ,-, dJ v t"i SHERIFF'S RETURN - REGULAR CASE NO: 2003-00602 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BANKERS TRUST COMPANY OF CA VS THORSON VICKIE A AKA VICKIE L RICHARD SMITH Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE THORSON VICKIE A AKA VICKIE L THORSON was served upon the DEFENDANT at 1449:00 HOURS, on the 12th day of February , 2003 at 111 WEST SOUTH STREET CARLISLE. PA 17013 VICKIE THORSON by handing to a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 3.45 Affidavit .00 Surcharge 10.00 .00 31.45 Sworn and Subscribed to before me this 7e?-- day of g A.D. roth notary So Answers: R. Thomas Kline 02/13/2003 GRENEN & BIRSIC By. Deputy Sheriff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA BANKERS TRUST COMPANY OF CALIFORNIA, N.A.,. AS CUSTODIAN OR TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST AGREEMENT, CIVIL DIVISION Plaintiff, vs. VICKIE A. THORSON A/K/A VICKIE L. THORSON, Defendant. I hereby certify that the address of the Plaintiff is: 909 Hidden Ridge Drive Suite 200 Irving, Texas 75038 the last known address of the Defendant is: 111 West South Street Carlisle, PA 17013 GRENEN & BIRSIC, P.C. NO.: 03-602 Civil Term ISSUE NUMBER: TYPE OF PLEADING: PRAECIPE FOR DEFAULT JUDGMENT (Mortgage Foreclosure) CODE - FILED ON BEHALF OF PLAINTIFF: Bankers Trust Company, et al. COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Anthou, Esquire Pa. I.D. # 77991 GRENEN & BIRSIC, P.C. One Gateway Center Nine West Pittsburgh, PA 15222 (412) 281-7650 6 rn?e -ss? At for P1a Y intiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA BANKERS TRUST COMPANY OF CALIFORNIA, N.A.,. AS CUSTODIAN OR TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST AGREEMENT, Plaintiff, vs. VICKIE A. THORSON A/K/A VICKIE L. THORSON, Defendant. CIVIL DIVISION NO.:03-602 Civil Term PRAECIPE FOR DEFAULT JUDGMENT TO: PROTHONOTARY SIR: Please enter a default judgment in the above-captioned case in favor of Plaintiff and against the Defendant, VICKIE A. THORSON A/K/A VICKIE L. THORSON, in the amount of $61,070.67 which is itemized as follows: Principal $ 54 Interest to 03/17/03 $ ,194.24 3 1 Late Charges to 03/17/03 $ , 10.62 14 Escrow Deficiency to 03/17/03 $ 1.48 10 Corporate Advances $ 4.98 19 NSF Fees 9.35 Title Search, Foreclosure and $ 20.00 Execution Costs $ 2 500 00 Attorneys' fees $ , . 800 00 TOTAL $ 61,070.67 with interest on the Principal sum at the rate of $13.73 per diem from March 17, 2003 and additional late charges, plus costs (including increases in escrow deficiency) and for foreclosure and sale of the mortgaged premises. GRENEN & BIRSIC, P.C. BY: *??C (i C? Kris i'ne M. Anthou, Esquire Attorneys for Plaintiff AFFIDAVIT OF NON-MILITARY SERVICE AND CERTIFICATE OF MAILING OF NOTICE OF INTENT TO TAKE DEFAULT JUDGMENT COMMONWEALTH OF PENNSYLVANIA ) SS: COUNTY OF ALLEGHENY ) Before me, the undersigned authority, a Notary Public in and for said County and Commonwealth, personally appeared Kristine M. Anthou, attorney for and authorized representative of Plaintiff who, being duly sworn according to law, deposes and says that the Defendant is not in the military service of the United States of America to the best of her knowledge, information and belief and certifies that the Notice of Intent to take Default Judgment was mailed in accordance with Pa. R.C.P. 237:1, as evidenced by the attached copy. c'C » ., . Sworn to and subscribed before me this ?day of 2003. 22?- Notarial Seal Joanne M. Wehner, Notary Public City of Pittsburgh, Allegheny County My Commission Expires June 19, 2005 Member, Pennsylvania Association of Notaries s IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION BANKERS TRUST COMPANY OF CALIFORNIA, N.A., as CUSTODIAN OR TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST AGREEMENT, Plaintiff, vs VICKIE A. THORSON a/k/a VICKIE L. THORSON, Defendant. TO: Vickie A. Thorson a/k/a Vickie L. Thorson 111 West South Street Carlisle, PA 17013 DATE OF NOTICE: March 5, 2003 NO.:03-602 Civil Term IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BYATTORNEY A?ND FILE IN WRITING WITH THE COURTYOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAYBE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. I F YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT W HERE YOU CAN GET LEGAL HELP: Cumberland County Bar Association Two Liberty Avenue Carlisle, PA 17013 Phone (717) 249-3166 Toll Free (800) 993-9108 GRENEN & BIRSIC, P.C. By: tZG Att eys for Plaintiff One Gateway Center, Nine West Pittsburgh, PA 15222 (412) 281-7650 FIRST CLASS MAIL, POSTAGE PREPAID N ? w ? a (^ 1 ?_i i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION PRAECIPE FOR WRIT OF EXECUTION Caption: ( ) Confessed Judgment Bankers Trust Company of California, N.A., as Custodian or Trustee Under : ( ) Other the Applicable Custodial or Trust Agreement File No 03-602-Civil Term No. vs. Amount Due $61,070.67 Vickie A. Thorson a/k/a Vickie L. Thorson Interest 2;475:80 Atty's Comm Costs TO THE PROTHONOTARY OF THE SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. Issue writ of execution in the above matter to the Sheriff of Cumberland for debt, interest and costs, upon the following described property of the defendant(s) County, 111 West South Street, Carlisle, PA 17013 PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. Date ? , Signature: ,?.?7 Print Name: Kristi -M. Anthou Address: One Gateway Center, Nine West Pittsburgh, PA 15222 Plaintiff Attorney for: Telephone: (412) 281-7650 Supreme Court ID No.: 77991 (over) Notes: If real property, supply six copies of description including improvements and an original and copy of affidavit of ownership (PaR.C.P. No. 3129). r 2. If lengthy personalty list, supply four copies of list. To index writ, file separate praecipe with writ. R w ? P 10 -? W 1 SL -0 C, 1 I ? ? D CA t, WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 03-602 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS CUSTODIAN OR TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST AGREEMENT, Plaintiff (s) From CARLISLE, PA 17013 (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due$61,070.67 L.L. $.50 Interest $2,475.80 Atty's Comm % Due Prothy $1.00 Atty Paid $113.45 Other Costs Plaintiff Paid Date: APRIL 10, 2003 CURTIS R. LONG Prothonotary (Seal) B e. _? Deputy REQUESTING PARTY: Name KRISTINE M. ANTHOU, ESQUIRE Address: ONE GATEWAY CENTER, NINE WEST PITTSBURGH, PA 15222 Attorney for: PLAINTIFF Telephone: 412-281-7650 Supreme Court ID No. 77991 VICKIE A. THORSON A/K/A VICKIE L. THORSON, 111 WEST SOUTH STREET, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS CUSTODIAN OR TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST AGREEMENT, CIVIL DIVISION Plaintiff, vs. VICKIE A. THORSON A/K/A VICKIE L. THORSON, Defendant. NO.: 03-602 Civil Term AFFIDAVIT PURSUANT TO RULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) COUNTY OF ALLEGHENY ) SS: ) Bankers Trust Company of California, N.A., as Custodian or Trustee Under the Applicable Custodial or Trust Agreement, Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property of Vickie A. Thorson a/k/a Vickie L. Thorson, located at 111 West South Street, Carlisle, Pennsylvania 17013, and is more fully described as follows: ALL THE RIGHT, TITLE INTEREST AND CLAIM OF VICKIE A. THORSON A/K/A VICKIE L. THORSON, OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE THIRD WARD, BOROUGH OF CARLISLE, CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A TWO STORY FRAME DWELLING KNOWN AS 111 WEST SOUTH STREET, CARLISLE, PENNSYLVANIA 17013. DEED BOOK VOLUME 134, PAGE 424. TAX MAP NUMBER 04-21-0320. PARCEL NUMBER 281. 1. The name and address of the owner or reputed owner: Vickie A. Thorson a/k/a 111 West South Street Vickie L. Thorson Carlisle, PA 17013 2. The name and address of the defendant in the judgment: Vickie A. Thorson a/k/a 111 West South Street Vickie L. Thorson Carlisle, PA 17013 3. The name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Bankers Trust Company, et al. Plaintiff Northwest Consumer Discount Company Commonwealth of PA 4813 Jonestown Road Suite 107 Harrisburg, PA 17109 Department of Welfare P. O. Box 2675 Harrisburg, PA 17105 4. The name and address of the last record holder of every mortgage of record: Bankers Trust Company, et al. Plaintiff United Credit Card Bank, N.A. 8550 United Plaza Suite 203 Baton Rouge, LA 70809 5. The name and address of every other person who has any record lien on the property: PA Department of Revenue Domestic Relations Office Tax Assessment Office Bureau of Individual Taxes Inheritance Tax Division Department 280601 Harrisburg, PA 17128-0601 P. O. Box 320 Carlisle, PA 17013 Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013-3387 6. The name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: None 7. The name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Tenant ( s ) or Current Occupant (s) 111 West South Street Carlisle, PA 17013 I verify that the statements made in the Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. §4904 relating to unsworn falsification to authorities. Dated: y BY: ?m 4? Kr tine- ine M. Anthou, Esquire Attorney for Plaintiff SWORN to and subscribed before me this a? day of 2003. Notary Publi Notarial Seal Public Joanne M. WehnerI Notary County Cityy of Pittsburgh. Allegheny 2005 My Commisswn Expires June 19, Member, Pennsylvania Association nt Nota nes C? ` ., r- '? k i t' - .. ? ?. ? •? 4 COUNTY PENNSYLVANIA COMMON PLEAS OF CUMBERLAND IN THE COURT OF CIVIL DIVISION NKERS TRUST COMPANY OF BANKSOpVIA, N.A., AS ER CAL CUSTODIANiE TRUSTEE THE APPLICABLE OR TRUST AGREEMENT, NO.: 03-602 Civil Term plaintiff , vs. VICKIE A. THORSON A/K/A VICKIE L. THORSON' Defendant. NOTICE OF SHERIFF'S SALE OF REAL ESTATE TO: VICKIE A. THORSON A/K/A VICKIE L. THORSON 111 West South Carlisle, ed out E that by virtue of the above Writ of P nn ylv niasuand to TAKE NOTIC exposed to , directed, there of the Court of Comtnn Pleas of County, County, will be the Sherif f of Cumberland public Sale in the COUNTY COURTHOUSE CUMBERLAND COMMISSIONERS' HEARING ROOM, SECOND FLOOR ONE COURTHOUSE SQUARE CARLISLE, PENNSYLVANIA 17103 the following described real Vickie L. Thorson is the on September 03, 2003, at 10:00 A.M•, estate, of which Vickie A. Thorson a/k/a owner or reputed owner: INTEREST p,ND CLAIM OF VICKIE A. THORSON ALL THE RIGHT, TITLE TO THE FOLLOWING DESCRIBED A/K/A VICKIE L. THORSON, OF, IN AND PROPERTY: THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE THIRD ALL COUNTY, PENNSYLVANIA. HAVING CUMBERLAND WARD, BOROUGH OF CARLISLE, DWELLING KNOWN AS 111 WEST SOUTH ERECTED THEREON A TWO STORY FRAME CARLISLE, PENNSYLVANIA 17013• R 281 BOOK VOLUME 134, PAGE 42 . STREET, TAX MAP NUMBER 04-21-0320. PARCEL NUMB k The said Writ of Execution has been issued on a judgment in the mortgage foreclosure action of BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS CUSTODIAN OR TRUSTEE UNDER THE APPLICABLE'CUSTODIAL OR TRUST AGREEMENT, Plaintiff, VS. VICKIE A. THORSON A/K/A VICKIE L. THORSON, Defendant. at Execution Number 03-602 Civil Term in the amount of $63,546.47. Claims against the property must be filed with the Sheriff before the above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from sale date. Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. This paper is a notice of the time and place of sale. It has been issued because there is a judgment against you. It may cause your property to be held or taken to pay the judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. Lawyer Referral Service Cumberland County Bar Association 2 Liberty Avenue Carlisle, PENNSYLVANIA 17013 (717)249-3166 (800)990-9108 { You may have legal rights to prevent the Sheriff's Sale and the loss of your property. In order to exercise those rights, prompt action on your part is necessary. You may have the right to prevent or delay the Sheriff's Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection, you might have within twenty (20) days after service of the Complaint for Mortjacre Foreclosure and Notice to Defend, you may have the right to have the judgment promptly file a petition with the Court alleging eavalidedefenseuand a reasonable excuse for failing to file the defense on time. If the judgment is opened the Sheriff's Sale would ordinarily be delayed pending a trial of the issue of whether the plaintiff has a valid claim to foreclose the mortgage or judgment. You may also have the right to have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service'or in certain other events. To exercise this right you would have to file a petition to strike the judgment. You may also have the right to petition the Court to stay or delay the execution and the Sheriff's Sale if you can show a defect in the Writ of Execution of service or demonstrate any other legal or equitable right. YOU MAY ALSO HAVE THE RIGHT TO HAVE THE SHERIFF'S SALE SET ASIDE IF THE PROPERTY IS SOLD FOR A GROSSLY INADEQUATE PRICE OR, IF THERE ARE DEFECTS IN THE SHERIFF'S SALE. TO EXERCISE THIS RIGHT, YOU SHOULD FILE A PETITION WITH THE COURT AFTER THE SALE AND BEFORE THE SHERIFF HAS DELIVERED HIS DEED TO THE PROPERTY. THE SHERIFF WILL DELIVER THE DEED IF NO PETITION TO SET ASIDE THE SALE IS FILED WITHIN TEN (10) DAYS FROM THE DATE WHEN THE SCHEDULE OF DISTRIBUTION IS FILED IN THE OFFICE OF THE SHERIFF. GRENEN & BIRSIC, P.C. By: Kri ne M. Anthou, Esquire Attorney for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS CUSTODIAN OR TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST AGREEMENT, Plaintiff, VS. VICKIE'A. THORSON A/K/A VICKIE L. THORSON, Defendant. ALL THAT CERTAIN TRACT OF Carlisle, Cumberland County CIVIL DIVISION NO.: 03-602 Civil Term LONG FORM DESCRIPTION LAND situate in the Third Ward of the Borough of Pennsylvania, bounded and described as follows: BEGINNING at the Southeastern corner of land now or formerly of Ann Leonard Estate, said point being 30 feet, more or less, East of the 10 foot alley which runs from West South Street to Chapel Alley and said point being on the northern side of West South Street; thence eastwardly along West South Street, 20 feet 2 inches, more or less, to land now or formerly of John Boyd; thence northwardly along said land, 32 feet to a point; thence eastwardly by the same, 6 feet 6 inches to a point; thence northwardly along the same, 24 feet, more or less, to land now or formerly of Mrs. M. Duncan; thence westwardly along said land 26 feet, more or less, to land now or formerly of the Ann Leonard Estate; thence southwardly 60 feet, more or less, to the Place of BEGINNING. BEING improved with a two-story frame dwelling house known as No. 111 West South Street. BEING the same premises which Carlisle Opportunity Homes, Inc., by deed dated January 30, 1996 and recorded on January 30, 1996 in the Office of the Recorder of Deeds for Cumberland County in Deed Book Volume 134, Page 424, granted and conveyed unto Vickie A. Thorson a/k/a Vickie L. Thorson. By : hou, Esquire Attorneys for Plaintiff One Gateway Center, Nine West Pittsburgh, PA 15222 (412) 281-7650 GR NEN & BIRSIC, P.C. ' LQr` L..?.L r Kris ine M. t DBV 134 Page 424 Tax Map No. 04-21-0320 Parcel No. 281 ?s_ ?__? (?_? ? ?-?,;r? ..y3 ?;. - t- =`r , ?) .' ?' ()!? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS CIVIL DIVISION CUSTODIAN OR TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST AGREEMENT, Plaintiff, NO.: 03-602 Civil Term vs. VICKIE A. THORSON A/K/A VICKIE L. THORSON, Defendant. AFFIDAVIT OF LAST KNOWN ADDRESS COMMONWEALTH OF PENNSYLVANIA ) COUNTY OF ALLEGHENY ) SS: Before me, the undersigned authority, a Notary Public in and for the said County and Commonwealth, personally appeared Kristine M. Anthou, attorney for the Plaintiff, who being duly sworn according to law deposes and says that the owner of the property located at 111 West South Street, Carlisle, Pennsylvania 17013 is Defendant, Vickie A. Thorson a/k/a Vickie L. Thorson, whose last known address is 111 West South Street, Carlisle, Pennsylvania 17013 to the best of her information, knowledge and belief. SWORN TO AND SUBSCRIBED BEFORE ?- ME THIS ?cz DAY OF /A 2003. Notarial Seal ______--Notary Public Joanne M. Wehner, Notary Public City of Pittsburgh, Allegheny County My Commission Expires June 19, 2005 Member, Pennsylvania Association of Notaries 77 ?- - _ rY IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS CUSTODIAN OR TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST AGREEMENT, CIVIL DIVISION Plaintiff, vs. VICKIE A. THORSON A/K/A VICKIE L. THORSON, Defendant. NO.: 03-602 Civil Term AND ACT 91 OF 1983 COMMONWEALTH OF PENNSYLVANIA ) COUNTY OF ALLEGHENY ) SS: Before me, the undersigned authority, a Notary Public in and for the said county and Commonwealth, personally appeared Kristine M. Anthou, attorney for the Plaintiff, who being duly sworn according to law deposes and says that on or about March 19, 2002, Defendant was mailed a Notice of Homeowner's Emergency Mortgage Assistance Act of 1983, in compliance with the Homeowner's Emergency Mortgage Assistance Act, Act 91 of 1983 and Act 6 of 1974, 41 P.S. §101, et seq. SWORN TO AND SUBSCRIBED BEFORE` ME THIS 42? ? DAY OF e2 , Notary Publ c ,2003. Notarial Seal Joanne M. Wehner, Notary Public City of Pittsburgh, Allegheny County My Commission Expires June 19, 2005 Member, Pennsylvania Association ot Notaries C') ?...... 4y - , ?? ? ?? "_?? i.?- .....e `` ?.. v? tl ., IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS CUSTODIAN OR TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST AGREEMENT, Plaintiff, VS. VICKIE A. THORSON A/K/A VICKIE L. THORSON, Defendant. CIVIL DIVISION NO.: 03-602 Civil Term LONG FORM DESCRIPTION ALL THAT CERTAIN TRACT OF LAND situate in the Third Ward of the Borough of Carlisle, Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at the Southeastern corner of land now or formerly of Ann Leonard Estate, said point being 30 feet, more or less, East of the 10 foot alley which runs from West South Street to Chapel Alley and said point being on the northern side of West South Street; thence eastwardly along West South Street, 20 feet 2 inches, more or less, to land now or formerly of John Boyd; thence northwardly along said land, 32 feet to a point; thence eastwardly'by the same, 6 feet 6 inches to a point; thence northwardly along the same, 24 feet, more or less, to land now or formerly of Mrs. M. Duncan; thence westwardly along said land 26 feet, more or less, to land now or formerly of the Ann Leonard Estate; thence southwardly 60 feet, more or less, to the Place of BEGINNING. BEING improved with a two-story frame dwelling house known as No. Ill West South Street. BEING the same premises which Carlisle Opportunity Homes, Inc., by deed dated January 30, 1996 and recorded on January 30, 1996 in the Office of the Recorder of Deeds for Cumberland County in Deed Book Volume 134, Page 424, granted and conveyed unto Vickie A. Thorson a/k/a Vickie L. Thorson. By : n. thou, Esquire Attorneys for Plaintiff One Gateway Center, Nine West Pittsburgh, PA 15222 (412) 281-7650 GR N & BIRSIC, P.C. Kris ie M A DBV 134 Page 424 Tax Map No. 04-21-0320 Parcel No. 281 SALE DATE: SEPTEMBER 03, 2003 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA BANKERS TRUST COMPANY OF CALIFORNIA, N.A.,. AS CUSTODIAN OR TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST AGREEMENT, CIVIL DIVISION Plaintiff, NO.: 03-602 Civil Term ISSUE NUMBER: Vs. VICKIE A. THORSON A/K/A VICKIE L. THORSON, Defendant. TYPE OF PLEADING: Pa. R.C.P. RULE 3129.2(c)(2) LIENHOLDER AFFIDAVIT OF SERVICE CODE - FILED ON BEHALF OF PLAINTIFF: Bankers Trust Company, et al. COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Anthou, Esquire Pa. I.D. # 77991 GRENEN & BIRSIC, P.C. One Gateway Center, Nine West Pittsburgh, PA 15222 (412) 281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA BANKERS TRUST COMPANY OF CIVIL DIVISION CALIFORNIA, N.A.,. AS CUSTODIAN OR TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST AGREEMENT, Plaintiff, NO.: 03-602 Civil Term VS. VICKIE A. THORSON A/K/A VICKIE L. THORSON, Defendant. Pa R.C.P. RULE 3129.2(c)(2) LIENHOLDER AFFIDAVIT OF SERVICE I, Kristine M. Anthou, Attorney for Plaintiff, Bankers Trust Company of California, N.A., as custodian or Trustee Under the Applicable Custodial or Trust Agrement, being duly sworn according to law, deposes and makes the following Affidavit regarding service of the notice of the sale of real property on all persons named in Paragraphs 3 through 7 of Plaintiff's Affidavit Pursuant to Rule 3129.1 as follows: 1. By letters dated April 14, 2003, undersigned counsel served all persons (other than the Plaintiff) named in Paragraphs 3 through 7 of Plaintiff's Affidavit Pursuant to Rule 3129.1 with a notice of the sale of real property by ordinary mail at the respective address set forth in the Affidavit Pursuant to Rule 3129.1. True and correct copies of said Affidavit Pursuant to Rule 3129.1 and Certificates of mailing and any letters, if returned as of this date, are marked Exhibit "A", attached hereto, and made a part hereof. I verify that the facts contained in this Affidavit are true and correct based upon my personal knowledge, information and belief. GRENEN & BIRSIC, P.C. BY: Kristine M.AAnthou, Esquire Attorneys for Plaintiff One Gateway Center, Nine West Pittsburgh, PA 15222 (412) 281-7650 Sworn to and subscribed before e this day of 2003. Notarial Seal Notary Public Joanne M. Wahner, Notary Public C' of Pittsburgh, Allegheny County my Commission Expires June 19, 2005 Member, PennsyNaniaAssOciatlOnotNotaries EXHIBIT "A" 0 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS CUSTODIAN OR TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST AGREEMENT, Plaintiff, CIVIL DIVISION NO.: 03-602 Civil Term VS. VICKIE A. THORSON A/K/A VICKIE L. THORSON, Defendant. AFFIDAVIT PURSUANT TO MULE 3129.1 COMMONWEALTH OF PENNSYLVANIA ) ) SS: COUNTY OF ALLEGHENY ) Bankers Trust Company of California, N.A., as Custodian or Trustee Under the Applicable Custodial or Trust Agreement, Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property of Vickie A. Thorson a/k/a Vickie L. Thorson, located at 111 West South Street, Carlisle, Pennsylvania 17013, and is more fully described as follows: ALL THE RIGHT, TITLE INTEREST AND CLAIM OF VICKIE A. THORSON A/K/A VICKIE L. THORSON, OF, IN AND TO THE FOLLOWING DESCRIBED PROPERTY: ALL THE FOLLOWING DESCRIBED REAL ESTATE SITUATED IN THE THIRD WARD, BOROUGH OF CARLISLE, CUMBERLAND COUNTY, PENNSYLVANIA. HAVING ERECTED THEREON A TWO STORY FRAME DWELLING KNOWN AS 111 WEST SOUTH STREET, CARLISLE, PENNSYLVANIA 17013. DEED BOOK VOLUME 134, PAGE 424. TAR MAP NUMBER 04-21-0320. PARCEL NUMBER 281. • 1 2 0 The name and address of the owner or reputed owner: Vickie A. Thorson a/k/a 111 West South Street Vickie L. Thorson Carlisle, PA 17013 The name and address of the defendant in the judgment: Vickie A. Thorson a/k/a ill West South Street Vickie L. Thorson Carlisle, PA 17013 3. The name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Bankers Trust Company, et al Northwest Consumer Discount Company Commonwealth of PA Plaintiff 4813 Jonestown Road Suite 107 Harrisburg, PA 17109 Department. of welfare P. 0. Box 2675 Harrisburg, PA 17105 4. The name and address of the last record holder of every mortgage of record: Bankers Trust Company, et al. Plaintiff United Credit Card Bank, N.A. 8550 United Plaza Suite 203 Baton Rouge, LA 70809 5. The name and address of every other person who has any record lien on the property: PA Department of Revenue Domestic Relations Office Tax Assessment Office Bureau of Individual Taxes Inheritance Tax Division Department 280601 Harrisburg, PA 17128-0601 P. 0. Box 320 Carlisle, PA 17013 Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013-3387 • 6. The name and address of every other person who has anyedrecord the interest in the property and whose interest may be affect by sale: None 7. The name and address of every other person whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Tenant (s) or Current occupant (s) 111 West South Street Carlisle, PA 17013 I verify that the statements made in the Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. §4904 relatingto unsworn falsification to authorities. Dated: y 0? BY: 2tine MM.' . Anthou, Esquire Attorney for Plaintiff SWORN to and subscribed before me this "7"-? day of 003. Notary al SNorery Public h Alle9 Tres Jun 19. `' O?y JoaZ--.- MY Y-P Mernntt4otades ller, Penna' U.S. POSTAL SERVICE CERTIFICATE OF MAILING MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE-POSTMASTER Received From: GRENEN d BIRSIC, P.C. ONE GATEWAY CENTER, NK WES,t PRTSBURG , 10, ao fb of ordinary mail addressed W: (e o d C'>I,dk??a( PS Form 3817, January 2001 3. POSTAL SI 'BE USED FOP )VIDE FOR INSI Received From: of ordinary mail addressed W: PS GREJO • DOES NOT PIT .•: yL,fee here in pa 1. ?r rtreler Tape 1 markJnquiregfl hnast?for cu cc ' i c- fe nd¢ nnqu" ?r for M P o r? PS Form 3 7, January 2001 fee tQ' df IIa Incul az for t t Be. { f U.S. POSTAL SERVICE GERTIFIGAIt Ur MAILINU -- matx ° d MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT st me for PROVIDE FOR INSURANCE-POSTMASTERetmast?l'for t Received Prom: GgENEN 8 BIRSIC, P.C. &E GATEWAY CENTER, NINE WE91y addressed lo: ) I PS Form 3817, January 2001 U.S. POSTAL SERVICE CERTIFICATE OF MAILING MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE-POSTMASTER Received From: eR€'?FMh RIFIS1C. Pt EIN ENTER, NINE WEST P P AA" On of ordinary mail addressed to: pl,-Lnolo? U.S. POSTAL SERVICE CERTIFICATE OF MAILING MAY BE USED FOR DOMESTIC AND INTERNATIONAL MAIL, DOES NOT PROVIDE FOR INSURANCE-POSTMASTER i $ Received From: -"T P ONE C^Tt ric.. s c, rgSIC, P.C. s<t A.? FITTSBU PA 1".. d One piece of ordinary mail atldreesetl to A¦? ILIA 7b - _ n_ r r? 01-3 PS Fonn 3817, January 2001 lore Ifdra mpe r melergosI ipst meld In9ui astmes?er fort 1, fie. c; w 1 U.S. POSTAL SERVICE CERTIFICATE OF IAY BE USED FOR DOMESTIC AND INTONATIONAL MAIL, DC 'ROVIDE FOR INSURANCE-POSTMAST R Received From: GRENEN & BIRSIC, PP- ONE GATEWAY CENTER, NINE WE addressed W: PS Forn73817, January dx N C ° n w n ?^ „m z N ?l Dc -' 5a w cr, Bankers Trust Company of California N.A. as Custodian or Trustee Under The Applicable Custodial or Trust Agreement VS Vickie A. Thorson a/k/a Vickie L. Thorson In the Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2003-602 Civil Term R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED pursuant to instructions from Attorney Kristine Anthou. Sheriff's Costs: Docketing 30.00 Poundage 13.34 Posting Handbills 15.00 Advertising 15.00 Mileage 6.90 Levy 15.00 Surcharge 20.00 Law Library .50 Prothonotary 1.00 Law Journal 279.35 Patriot News 235.18 Share of Bills 28.90 Postpone Sale 20.00 $ 680.17 paid by attorney 12/02/03 Sworn and subscribed to before me So Answer This ` day of c?„ R. Thomas Kline, Sheriff 2003, A.D. BY JOd4/''? / Prothonotary Real Es to Deputy ?, J, L) ? THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16,1929 Commonwealth of Pennsylvania, County of Dauphin) as Joseph A. Dennison, being duly sworn according to law, deposes and says: That he is the Asst. Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the 22nd and 29th day(s) of July and the 5th day(s) of August 2003. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION ..:J COPY Sworn to an s scribed before m s 13th day of gus A. D. S A L E #12 Notarial Seal I Terry L. Russell, Notary Public CRY Of myo n siE>yiresJune6,2006 NORY UBLIC Membsr,pemsywe nAssodetbnofNowinMy commission expires June 6, 2006 CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates $ 233.43 Probating same Notary Fee(s) $ 1.75 Total $ 235.18 Publisher's Receipt for Advertising Cost The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid. By .................................................................... PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA : COUNTY OF CUMBERLAND : ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: JULY 18, 25, 2003 AUGUST 1, 2003 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. REAL ESTATE BALD' NO. 12 Writ No. 2003-602 Civil Bankers Trust Company of California, N.A., as Custodian or Trustee Under the Applicable Custodial or Trust Agreement VS. Vickie A. Thorson, a/k/a Vickie L. Thorson Attys.: Kristine M. Anthou LONG FORM DESCRIPTION ALL THAT CERTAIN TRACT OF LAND situate in the Third Ward of the Borough of Carlisle. Cumberland County, Pennsylvania, bounded and described as follows: BEGINNING at the Southeastern corner of land now or formerly of Ann Leonard Estate, said point be- ing 30 feet, more or less, East of the 10 foot alley which runs from West South Street to Chapel Alley and said point being on the north- ern side of West South Street; thence eastwardly along West South Street, 20 feet 2 inches, more or less, to land now or formerly of John Boyd; thence northwardly along said land, 32 feet to a point; thence east- wardly by the same. 6 feet 6 inches to a point; thence northwardly along the same, 24 feet, more or less, to land now or formerly of Mrs. M. Duncan; thence westwardly along said land 26 feet, more or less. to land now or formerly of the Ann Leonard Estate; thence southwardly 60 feet, more or less, to the Place of BEGINNING. BEING improved with a two-story frame dwelling house known as No. 111 West South Street. BEING the same premises which Carlisle Opportunity Homes, Inc., by deed dated January 30, 1996 and recorded on January 30. 1996 sa?arie oyne, Edito? SWORN TO AND SUBSCRIBED before me this day of AUGUST, 2003 LOTS. Bx °c zl j * . If is 5, 2005 County, Pennsylvania, oouuueu .uua described as follows: BEGINNING at the Southeastern corner of land now or formerly of Ann Leonard Estate, said point be- ing 30 feet, more or less, East of the 10 foot alley which runs from West South Street to Chapel Alley and said point being on the north- ern side of West South Street; thence eastwardly along West South Street, 20 feet 2 inches, more or less, to land now or formerly of John Boyd; thence northwardly along said land, 32 feet to a point; thence east- wardly by the same, 6 feet 6 inches to a point: thence northwardly along the same, 24 feet, more or less, to land now or formerly of Mrs. M. Duncan: thence westwardly along said land 26 feet, more or less, to land now or formerly of the Ann Leonard Estate: thence southwardly 60 feet, more or less. to the Place of BEGINNING. BEING improved with a two-story frame dwelling house known as No. 111 West South Street. BEING the same premises which Carlisle Opportunity Homes, Inc., by deed dated January 30, 1996 and recorded on January 30, 1996 in the Office of the Recorder of Deeds for Cumberland County in Deed Book Volume 134, Page 424, granted and conveyed unto Vickie A. Thorson a/k/a Vickie L. Thorson. DBV 134. Page 424. Tax Map No. 04-21-0320. Par- cel No. 28 1. r i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST AGREEMENT, CIVIL DIVISION NO.: 03-602-CIVIL TERM Plaintiff, vs. VICKIE A. THORSON A/K/A VICKIE L. THORSON, Defendant. TYPE OF PLEADING PRAECIPE TO VACATE JUDGMENT FILED ON BEHALF OF PLAINTIFF: Bankers Trust Company, et al. COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Anthou, Esquire Pa. I.D. #77991 Joseph A. Fidler, Esquire Pa. I.D. #87325 GRENEN & BIRSIC, P.C. One Gateway Center Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 ii IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST AGREEMENT, CIVIL DIVISION NO.: 03-602-CIVIL TERM Plaintiff, vs. VICKIE A. THORSON A/K/A VICKIE L. THORSON, Defendant. PRAECIPE TO VACATE JUDGMENT TO: PROTHONOTARY SIR: Kindly vacate the above-captioned judgment entered on March 25, 2003 and mark the docket accordingly. GRENEN & BIRSIC, P.C. BY: ?t. Kristi M. Anthou, Esquire Joseph A. Fidler, Esquire Attorneys for Plaintiff Sworn to and subscribed before me this i 4tib day of h u m , 2007. Notary Public COMMONWEALTH OF PENNSYLVANIA Notarial Seat Gerald L Potter, Jr., Notary Public CRY Of Pittsburgh, Allegheny County My Con n*slon Empires Dec. 10, 2011 Member, Pennsylvania Association of Notaries p if j CE) O D r-. O Q rn 1..dl Y.. . V • ??J IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA BANKERS TRUST COMPANY OF CALIFORNIA, N.A., AS TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST AGREEMENT, CIVIL DIVISION NO.: 03-602-CIVIL TERM Plaintiff, Vs. VICKIE A. THORSON A/K/A VICKIE L. THORSON, TYPE OF PLEADING PRAECIPE TO SETTLE AND DISCONTINUE WITHOUT PREJUDICE Defendant. FILED ON BEHALF OF PLAINTIFF: Bankers Trust Company, et al. COUNSEL OF RECORD FOR THIS PARTY: Kristine M. Anthou, Esquire Pa. I.D. #77991 Joseph A. Fidler, Esquire Pa. I.D. #87325 GRENEN & BIRSIC, P.C. One Gateway Center Ninth Floor Pittsburgh, PA 15222 (412) 281-7650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA BANKERS TRUST COMPANY OF CIVIL DIVISION CALIFORNIA, N.A., AS TRUSTEE UNDER THE APPLICABLE CUSTODIAL OR TRUST NO.: 03-602-CIVIL TERM AGREEMENT, Plaintiff, VS. VICKIE A. THORSON A/K/A VICKIE L. THORSON, Defendant. PRAECIPE TO SETTLE AND DISCONTINUE WITHOUT PREJUDICE TO: PROTHONOTARY SIR: Kindly settle and discontinue without prejudice the above-captioned matter entered on February 10, 2003 and mark the docket accordingly. GRENEN & BIRSIC, P.C. BY: Kristi M. Ant ou, Esquire Joseph A. Fidler, Esquire Attorneys for Plaintiff Sworn to and subscribed before me this -Lq±j j day of 114kA&1AA L 92007. Notary Public COMMONWEALTH OF PENNSYLVANIA Notarial Seal Gerald L Potter, Jr., Notary Public City Of Pittsburgh, MOO" CourtY My Canmla M E)lras Dec 10, 2011 Member, Pennsylvania Assoolstion of Notaries c vi a CG'S N I? - Oti T, # CD =M ITS -C