HomeMy WebLinkAbout98-03052
. ,......
JOEL STEI~~, ESQUIRE
Attorney I.D. #62042
MELVYN S MANTZ & ASSOCIATES, P.C.
25 Ease State Street
(215) 348-5200
Doylestown, PA 18901
ATTORNEY FOR PLAINTIFF
PROVIDIAN NATIONAL BANK . CUMBERLAND COUNTY
Plaintiff COURT OF COMMON PLEAS
VS
JACKIE L TODD
Defendant
No.9? - .3Os d-. C:.,~( ~
CIVIL
ACTION
1. The Plaintiff is Providian National Bank, a national bank
with a place of business located at 219 Main Street, Tilton, NH.
2. The Defendant is JACKIE L TODD, an individual with a
place of residence located at 1100 N PITT STREET #2, CARLISLE, PA
17013-1428.
1. ~ _l,'\:
.1./'111,.
,
3. At the request of the Defendant, Plaintiff issued to
Defendant a reusable personal loan account that allowed Defendant
to access available cash by writing checks, under account number
4310390321800072 and at all times relevant hereto, Defendant was
the holder of said loan account issued through Plaintiff's credit
facilities.
4. Defendant, upon acceptance
agreed to be bound by the terms
revolving credit plan agreement.
agreement is attached hereto,
Exhibit "A".
of Plaintiff's credit line,
and conditions of Plaintiff's
A true and correct copy of said
made a part hereof and marked
5. The Defendant subsequently used said credit line and loan
account and incurred additional obligations in the sum of
....,..."'
,
t~
fI
I
I
;'\
~~ flvvtvn(-
An one, Designated Agent
STATE OF CALIFORNIA
COUNTY OF ALAMEDA
DarIa Antone, states that she is the Designated Agent of
Providian National Bank and is authorized to take this affidavit on
its behalf and that the facts set forth in the foregoing complaint
are true and correct to the best of her information, knowledge and
belief; that there is now due and owing from JACKIE L TODD the sum
of $5,256.64 plus interest and attorney fees; and that there are no
deductions or offsets of any kind, except as are therein specified
and credited. She further understands that false statements made
herein are subject to the penalties of 18 Pa.C.S. Section 4904,
relating to unsworn falsification to authorities.
DarIa
4310390321800072
;i\
\~~ I
~PROVIDIAN
FiJlwu:itll
CAPITAL CASH~
Accounl Agreement lor Jeckie L Todd
Ap,,117. 1998
You, Capitel Cash eccounI!rhe -Accounrl is a rfUsable fersonalloen thaI DlloWI you 10 ICCUS your accounl by wriling checks. In th;s Agreemenl. -you. and y
h... opened a Cepilel Cesh Accounl. 'We,' 'our,' 'ours. and 'us' moan first Deposil Nerionel Bank or ill assign... You may nOl be eligible for an Accounl if you or e _er of your hou..hold eireedy
h... · crB<lil mount wilh us. Plovidian Nerionel Blnk. or Providian Credil Services. Inc. The Aceount may be used only for personal, fenily, household. and charitable pu'poses, and nOl for any business
or conrnercillJ purpose. Any use of this Accounl shall conslilUle acceptance 01 Ihe lerms of Ihis Agreemenl. You and we egree as follows:
Special Requlllmanl of Iha Accoun~ Credll Ravlew Pregllm, In order to keep you Accounl in good standing. you agree nOlto significantly increese Ihe emounl of your 100el debt on unsecured
,evOlving mounll. We will review you, Accounl and csedil prolile querlerly to eveluate Ihe emount you owe relelive 10 Ihe amounl of your then cUlrent incomo. !We consider In increm in debt of more
than $1;000 10 be significant. unless you have sufficient income,! 'f we dell""no lhal your Account is nOI in good slanding. your Annual Percentage Rata may be increased.
Cesh Ad",,,,, The Accounl is mileble only with Iho initial loan emounll"cesh advance"l. This iniliallOln emount may include paymonts Ihal we have made tD other lenders on your beh.II in order
10 lranster your olher belan", 10 Ihls Account, checks mailed 10 you forlhe pUlpO," of lrenst.rring your balances 10 this Accounl. and lunds eleclronicelly Itensnined 10 other lenders ID lrenster belan""
However. if you reiecl Ihe initiel'..n amounl and have not used Ihe Account, we will clo," Ihe Accounl and you will hove no obligation, II you reject the initial loon eIMunl bUI hove used the Accounl.
w. wUl close Ihe Account and demand immedielD full peymon! only of Ihe belance and charges nOl related 10 Ihe inilielloan amounl. You may request addilional cam .dvances by calling Ihe toll.free
nuntler lisled on your monthly stalements.
P.yments. You will receive e monlhly sletement showing your ouWlnding balence. You will pey us in U,S. doll... Icheck. """ be peyable et a U.S. office of Ihe bank the check is drewn onl.t I.."
Ihe p.ymenl due es shown on your ".temenl by Ihe peymon! due dale in mordence wilh p'ymonl insltuClions on your monlhly statemen!. You may nol use your convenience checks 10 make peyments
on your Account or 10 make payments on eny other accoUn! you hIVe wilh us or our .ffillal.. The nini""m peymonl due will normally be: 2.5% of Ih. new balence shown on you, Slatament pi" the
amounl of eny Pesl due peymenl plus Ihe emount by which Ihe new balanceelCeeds you/Credilline plu. lees loreerrain oplional services. However. the paymon! due will nOl be less Ihan 1151unle..
your new belance is less lhan 115, in which...e rhe payment due will be the ""'unl of the new balancel. II your peyrnen! is more Ihan Ihe peyment due. il will be tree led es. singl. peymont and
non8 of it wUl be applied 10 fUlure paymenlS due. We may accept late or parriel payments. or payments marked -said in fun- or marked wilh olher resuictions. withoul losing ou, righllo col/ecl alf amollnts
owing under Ihls Agreemont, THE MfNIMUM PAYMENT IS ONLY THE REQUIREQ PAYMENT. TQ PAY Q WN YQUR lQAN FASTER. YQU MAY PAY MQRE THAN THE MINIMUM PAYMENT
QR YQU MAY SEND EXTRA PAYMENTS AT ANY TIME.
. . finance Cherg., finance Charges begin to acClue on a debit when il is included in Ihe deily belance I"Belence"I and conlinue unlillhe balance is reduced by e paymon! or credil. The Balance Is reduced
by paymenu IS of Ihe dete r,ecaived. and by credilS !elCept for reversals 01 1~le a,n~ misceHen~o~s Charles) as 01 the ,dale posted. Oeb/IS olher Ihan finance charges are included in lhe Balance as 0'
Ihe d.les IhDY are posted WhICh ere as follows: cash advance chacks Ihet ere ,denul"d es ce.h"r s chee s 'hll we mOiled 10 you at YDur requesl. es Df seven day. ell" Ihe d'le we print on Ihe check:
ell OIher check.. as of lhe dere p","nted 10 us: lunds eleclronically lrensnitled to other lender. 10 lransfer belances, es of the dele transnined, Dther debits I"cept forlete. Iinance, end niscelleneous
. chorgesl are included in your Belance as of Ihe dete postDd. Finance charges ere edded 10 your Belance eech day and are then posled on the lasl day of Ihe billmg cycle.
. To figure Ihe daily finance charge we slatl with lour previous day's Balance, add all debllS and subuacl all credilS 'or Ihe current day fas explained in Ihe paragraph above) and roolliply Ihe net amount
by Ihe deily p"iodic rale I.ee follOWing parograph. The finance charge is then edded to and included in Ihll day's Balance. We treal e credil belence lor any day es zero, We derernine the IOlel finance
cherges forlhe billing cycle by adding logerher the Iinence Charge for eech day within the billing cycle. To deternine Ihe everage daily balence shown on your Slelement. edd eech d.y's Balance Uncl,ding
deily financo chergel in the billing cycle end divide by the number of dey. in the billing cycle. You can mulliply Ihis everage deily ballnce by Ihe number of dap inlhe billing cycle end by Ihe daily periodic
rele 10 deternine Ihe tOlel amounl of your finence charges for Ihe billing cycle. In calculeting finance cherges. an edjuslmenl will be made for any lransectron or paymenl thet would heve affeeled the
finlnce cherge calculllion in a prior bilhng cycle had il been posted in the I cycle. The balance amounts shown on your stllemenl may diller from the Belances used in comp'ting finence charges. beeause
the lalter dD nol include eny lete or niscelleneous charges which are included in Ihe belance. shown on your stelemenl, There is no perind within which credit "Iended may be repeid wilhoul incuning
a finance charge,
The ANNUAL PERCENTAGE RATE!"APR"1 is 23,90%, corresponding to a daily pariodic rate of .0654B%.
If you do nOl comoly with Ihe "'m. of Ihis Agreement your ANNUAL PERCENTAGE RATE IAPRI will be 25.90%, corresponding 10 a daily periodic rete of ,07096%. We reserve Ihe ,ighl to Change
the Annual Percentage Rale calculalions if you do not comply wilh the terms ollhis Agreemen!.
f.... We will cherge youl Account up to 110 for each billing cycle wilhin which your Account balance exceeds your credillimil, lover limit feel even if your Accounl i. closed. We will cherge your Accounl
up 10 124 for; eech returned peymanl check: each check you w,ite on your Account the I we relurn unpeid; each .top payment order or renewal of such an order: each billing cycle within which your
Account is delinquentlla" chergel. If you "quest copies of billing ste"menlS thel were firsl senl to you more than Ihree monlhs eerliar. we may cherge a handling fee of 12.00 for each copy.
Delault. You will be in defeult: if you were nOl eligible lor Ihe Account ellhe lime il was opened: if you fail to comply wilh any part of Ihis Agreement: if eny inlormalion you 9a'le us proves to be
.>," incomplete or lalse; upon your dealh. bankruptcy. or inSOlvency; i' you fail to pay olher debts when due; it a bankruPfcr petition is filed by or against you; or it we believe in goo 'aith thai you may
. '. nol pay 01 perform yourobligetions under Ihis Agreement. Dn your defaul. we may, wilhout fu,'her demand or nOlice, cence you/Credit privilages, declare your Accounl balence ill1lnediately due and payable.
end invoke any remody we may have. In Ihe evenl DI your defaull, the aulstanding balence on your Accounl shall conlinue to accrue intaresl eI Ihe APRI.I disclosed in Ihe Finance Cherge sectIOn 01
this Agreemenl, even If we have sued you to collecl the amount you owe,
.. ,Credit line. Your credit line is specified from lime to lime i~ a separele notice. We may increase or dec"ase your credit line based on information we obrain from you or yourcredit "cord.. Your .vaileble
", ,"credit is normelly the difference between your credilllne and your Account balance Uncluding lransactions mede 01 eUlhorized bUI not yel posledl. If you send us a lerge ,eyment check. we may llnit
'/'. you, aveilehle cred!1 while we con film Ihat Ihe check will clear, For certein lrensactions, evaileble credit may be less. You will nOl use your Account for. end we may relu," to honor, eny transac'ion
:-'""i.wh}chwouldclluse you 10 exceed your available credil.
'i,' Promise 10 Pay. You pronise to pey u. when due all emounts borrowed when you or someone else use your Accounlleven if the emount cherged exceed. your permissionl, all other lransactions and
Charges 10 your Account, and collection cosls we incur inclUding. bUI nollinited to, reasonable allorney's fees end courl coslS. IIf ynu win Ihe SUIl, we will pey your '''"neble allorney's fees ..d court
,costs.)
::Chenges. We mey change eny part ollhis Agreemenl or add or remove "quiremenlS aflor notice as required by law. II we chenge Ihe Finance Charges section of this Agleement, Ihe new finence
'cherge celculetion will apply 10 your whole Accounl belence from the effoctive date of Ihe change, whether or nnt 'he balence includes item. ~osted In VOUI Account hefnre the channa date end whelhar
or n~t you continlle to lIse the Accollnt.
,Cancelfation of Account. Al eny lime efter at least 30 days nntice 10 you, or wilhoul nolice if permilled by law. we may cancellhe Account end ynur credit privileges. II your Account is cancelled,
finenee cherges end OIher fees will continue to be assessed. payments will conlinue ID be due, and all nther applicable provisions ollhis Agreement will remain in effecl, You may cancel your credil .
plivileges by nolifying us in w,iting and p.ying your entire statement belance by 'he payment due dete on Ihe sratemenl which includes your Imal checks. cesh edvances, charges, end fees. You will .till
be lesponsible for paying eny accrued finence cherges. If your credil privileges ere cancalled you may no longer write checks on your Account, end you should destroy eny unused checks we have issued
:' ~'~?:' to you. ,;
PersonallnfOlmallon: Documenls. You will give us at least 10 days notice il you change your name, home or mailing edd"ss, telephone numbers, employmanl or income. You will promplly give us
. informalion aboul your Iinencialalfairs if we ask lor it. We may get .uch informalion from nthers. including credit "porting agencies, and provide your address and infOlma,ion ebout your Accounlto
. OIhers. We ma elso share such information wi'h our elfilla".. However ou ma write to us at en time instruetin u. not to share c"di, inlormation with nur affiliates. If you fail 10 fulfill eny Df
','~ your obligations un e~ I IS greement. a negative cre II report ra ectmg on your ere It recor may e su 'TllIfa 10 ere It reporting agencIes,
'..' Cuslomer Service: UnaulhOlized Use, loss. 01 Theil of Checks; You will safeguerd all checks issued to you from theft. If you discover or susPCClthal any unused check. a" lost or .tolen. or thel
' there may be en unaulhorized nensaetion on your Account, you will nOlify us plOmplly by telephoning 1.BOD.964.9212. You will phnne. even Ihough you may nolify us in wliting, so we cen act fast
10 llmillosses end lIebility. If you repOlI 01 we suspacl unauthcrized use of your Aceounl. we may suspend your credil priVileges until we resolve Ihe problem to our satisfaction. To improve customer
:serv;ce and security, YOllagree Ihat YOllr calls may be monitored or recorded. ,
..islop Paymant Orders. If you wi.h to slOp peymonl on e check. you may send us a Slop peymenl Older by w,iling 10 us al our eddress 101 custome, service Ii.ted on your bill. You can make a stop
'.paymenl Older orally by ceiling Ihe number listed on your Slelement. Y'hen you make e stop payment Older. you must provide your Account number end specific infonnatlOn aboUllhe chacko the "ecl
emount. Ihe dele on the check. Ihe name of the parly 10 whom il was peyeble, Ihe name of 'h. person who signed it, end the check number. You will bD asked to confirm an orel stop peymenl order
" ,in wrilino. We ma dill, ard nur orel Older if we dn nOl receive a si ned wrillen confilmelinn within Iwn weeks efler the oral order or if you have nol adequately described Ihe item so Ihat payment
,cen be slOppe your computer, e 01 er WI nol e e ecllve I I e c ec was pOi y us a ore we a a rea"na e OppOltumly to acl on the order. We may, wilhoulliabililY, di!l,gerd a wlillen
5840 OB97
ZSbl
.'
. '.
~IOP PlYf.1nl order six months efler reclipl unless it is renewed in writing.
Sllndard 0' Call. T"nSlClions in your Account will b. Processed mechanicelly withoul our necesllli/y "viewing everl item. Our processing system will cell ou, ellenlion 10 cerlain itoms which we
will "'nine. We will "'nine elllranseclions when you 'lPorllhel ~our checks h.ve been lOll or 'Iolen, We do notlntand or~;'lfily ro etlnine ell item.. end we will nOl be negligenl if we do nOl
do 10, This rule estaLlishes Ihe stendlfd of ordinery ..ra which we in good feilh will ..ercise in .dninilllfing 10" Accounl, Bec.use of our Iinited raview, end becaulllour cencelled checks will nol
be "Iutold 10JOU wllh Ihe monthly .t.tement, you should be cerefullo enter ell checks in your check flgl'ler 01 Olherwise keep alecord of Ihem. You eoree 10 check YOur monlhlv "ererronlS eoelnsl
I-ourrscord In 10 norifv us orolTlDllv af any unaurho,riled Itensaclions or errors.
Wel", 0' Car,.in Rlghta, We moy deley or weive enforcemenl of eny provision of Ihis Agreement wilh,ullOling OUr righllO enforce it or eny OIher provi.ion laler, You weive, the light 10 Plesentmenl,
demand, Prolesl, or notice of dishonor; eny eppliceble ".Me 01 IinilellOns; and any right you may h""o require us 10 proceed .g.insl enyone befo" we sue you,
Appllceble l.w: SIV.tabllllv; AsslgnmenL No mailer where you live, Ihis Agreemenl end your Accounl ,re g..rrned by lederal/ew Ind by New HOll\lshill lew. The Agreemenl is a finer "pre.sion
01 Ihe .greemenl belween you end us end moy nol be conll.diCled by evidence of eny .lIell,d orel ogr"...nl. AI enlllmo aller we delernine in good failh Ihel eny Proposed or enecled legisialion,
regulelery e~IIon, or judiciel deci.ion h.. rendered or may rendor eny malerlal provision of Ihll Agleerronl in..lid 01 unenforceeble. or ill\loll eny increesed In, reporllng requirement, or Olher bUlden in
connecllon with eny .uch provi.ion or it. enforcement, we moy, efter IlleaSl 30 dey. nolice 10 you, or wilhoul nOlice if pernilted by law, cencellhe Cerd end your c"dil privileges end declero lour
Account b.lence invnedlelely due end p.yeble, /I eny provision 0' Ihis Agreement is held 10 be invalid 01 unenIOlceebl.. you end we will consider Ihll provi.ion modifiad to conform 10 appliceble ew,
end Ihe resl of Ihe provisions In Iho Agr"ITlllnt will ",II be enforceable, bUI w. will hove Ihe lighlto cellcell,ur Accountlnd decl.re your belonce invnediel~y due, es provided in Ih. preceding lIntence.
. We moYII'nsfer" assign our lillhllo ell or some of your peymenls. /I ""./ew roquires Ihet you receiil nOlice of .uch en event 10 Protecllhe purch..., or ..signee, we may give you lUch nOlice
by filing I financing statemenl wllh the Slele', Secretary af Slate.
NoU..., Other nOlices to you .hell be effeclive when deposited in Ihemail eddre.sedlO you 01 Ihe eddrell shown on our "cords, unless e longer notice pariod is specifiedinlhi.Agleement or by I.w,
which period shell stell upon mailing. NOlice 10 us shell be moiled 10 our address for cu"omer service on yo" SI.I,ment lor other eddrelSls we mol specify! end shell be effecliYO when we recelV, il.
Your Billing Rights - Keep This Notice lor FutUta Use
Thll nOlice canlains importllnl informs lion ebout your righls and our responsibilities under Ihe Feir Credit Dilling At!.
NoUfy Us In Case 0' Err", or OU'Sllona About Your Bill. II you think your bill is wrong. or if you neel more infOllllerion ab,ul en entry on your bill, write us. on a teperlle sheel, at our edllless
(or CUlfomer service listed on your bill, Wrile 10 us es soon es possible, We Ilklst heer from you no leler Ihln 60 d.y. efter we tent you Ihe filS! bill on which tho error or problem eppeered, You cen
lelephoneus, but doing so wil nOlpreserie yourrighu.
In your relter, give us the fal/awing: . your name and Accounl number. Ihe dollar amounl of the su:pecled error.
. Oescribe Ihe error end ..plein, if you cen why you believe Ihere is en error. /I you need ""Ie information, describe Ihe item you ele nol'ure eboul.
You; Rights end Our Respon.ibilitles Aller We Receive Your Wrillan Noll". We ""sl ecknowledge lOur leI"r wilhin 30 del" unless we heve corrected the error by then. Wilhin gO days, we
Ilklsl oilher correclthe error or "plain Why we believe Ihe bill was correcl. Aller we receive your lellor, w, Clnnotl'y 10 collecl any e""unt IOU queslion. or reporl you IS delinquent. We can continue
10 bill you for Ihe emounl you queslion, including finance charges. We cen epply eny unpaid amount againsllour credit line, You do nor have 10 pay any questioned amounl while we are invellig'ling,
but you ere slilI obligated 10 pay the perts of your bill thai are not in question.
If we find Iher we mad. a nisleke on your bill, you will not heve 10 pel any finence charge releled to eny quoUioned emount. If we didn'l make e nisteke, you moy have 10 pay finence cherges, and
you will heve 10 make up Ihe nissed paYlTlllnls on Ihe quostioned emount. In either cese, we will send you e 'I.tamenl of Iho emount you owe end Ihe dere Ihet il is due. /I you fail 10 pey the emounl
we Ihink you owe. we may reporl you es delinquenl, However, if our "plana lion does not sali.fy you end I" write 10 us wilhin 10 days telling us ther you SliII refuse '0 pay, we ""Sllell anyone
we report IOU to the I you question your bill. And, we Ilkl.tlell you Ihe name of anyone we reported you la. Wa nlllltell anyone we reporl you la Ihatlhe matter hes been telllod between us when
it finallv is. If we don't follow thue rules. we can't colleclthe first $50 of the questioned amount. even 1I your bill was correct.
..'.... -.
PLAINTIFF'S:"
I ,'EXiff: :';:,
....-,. .
".-.....;
. JOEL STEINMAN, ESQUIRE
Attorney I.D, #62042
MELVYN S MANTZ & ASSOCIATES, P.C.
25 East State Street
(215) 348-5200
Doylestown, PA 18901
ATTORNEY FOR PLAINTIFF
PROVIDIAN NATIONAL BANK CUMBERLAND COUNTY
Plaintiff COURT OF COMMON PLEAS
VS
JACKIE L TODD
Defendant
NO. 98-3052 CIVIL TEiRM
NOTICE OF PRAECIPE FOR
ENTRY OF DEFAULT JUDGMENT
TO: JACKIE L TODD
1100 N PITT STREET #2
CARLISLE, PA 17013-1428
DATE OF NOTICE: 06-26-98
.....
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO TAKE ACTION REQtrIRED OF
YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM TEE DATE OF THIS
NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE
TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, ,GO
TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL
HELP.
Lawyer Referral Service
Cumberland. County Court Administrator
4th Floor - Cumberland County Courthouse
Courthouse Square
Carlisle, PA 17013
(717) 240-6200
MELVYN S MANTZ & ASSOCIATES, P,C.
d~"""~
/ \
BY:
JOEL '"STEINMAN, ESQUIRE
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, IT IS REQUIRED
THAT WE STATE THE FOLLOWING TO YOU: THIS IS AN ATTEMPT TO COLLECT A DEBT.
~~NFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
.
'j
1'..'
},,'
/"""
'..
,.".
'ii'
"".:
.,...
,.:,.:.
~'
I '
'i
..: ,-
r
./'
'i.',..
~. :.I},;'.
,.;1
It""
Iii)!?
.I':::{
I,..'
, ..
t,:,
q.
l.' .
rI.,,:
J'::;
Ir'.:.'r;
\', "'.'
I..'
tTt;7
f",I(:'
i\'"
~., .. ,.
1...",
',:'.,1::/'
. .,
.~.
JOEL STEINMAN, ESQUIRE
Attorney I.D. #62042
MELVYN S MANTZ & ASSOCIATES, P.C.
25 East State Street
(215) 348-5200
Doylestown, PA 18901
ATTORNEY FOR PLAINTIFF
PROVIDIAN NATIONAL BANK CUMBERLAND COUNTY
Plaintiff COURT OF COMMON PLEAS
VS
JACKIE L TODD
Defendant
NO. 98-3052 CIVIL TERM
NOTICE
Pursuant to Rule 236 of the Supreme Court
hereby notified that a Judgment has been entered
proceeding as indicated below:
of Pennsylvania, you are
against you in the above
( X )
( )
( )
( )
( )
( )
( )
Judgment by Default
Money Judgment
Judgment in Replevin
Judgment in Possession
Judgment on Award of Arbitration
Judgment on Verdict
Judgment on Court Findings
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL:
Melvyn S Mantz & Associates, P.C. at this telephone number: (215)
.348 -5200.
PROTHONOTARY:
() tctLL ,( t..~.
---(j------fb-1 -i---- - - -------
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ~ RE UIRED
,THAT WE STATE THE FOLLOWING TO YOU: THIS IS AN ATTEMPT TO COLL T A DEBT.
. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
'-
c;HEF:lFF'~; fiETUf\ll
l\ [(it) l.fdi
CASE NO: 1998-121312152 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
PROVIDIAN NATIONAL ANK
VS.
TODD JACKIE L
KENNETH GOSSERT . Sheriff or Deputy Sheriff of
CUM8ERLAND County, Pennsylvania, who being duly sworn according
to law, says, the within NOTICE AND COl'IPLAt.lIT
upon TODD JACKIE L
was served
the
defendant. at
1998 at
11121121 N
2121: 121~ HOURS,
PITT 5T # ?
on the 4th day of June
CARLISLE, PA 17013-1428 , CUN8EP.LAND
County, Pennsylvania, by handing to .lAC!\! TODD
a true and attested copy of the NOTICE AND COMPLAINT
and at the same time directing Her attention to the contents thereof.
Sher~ff's Costs:
Docketing
Service
Affidavit
Surcharge
18.0121
3.110
,1210
5.121121
So answ<;!;,',/ .?~
~~,p, ,....c~-<
h'. jlthomas h110e, ~h~~-J.f:.t
$LI. 1121 MELVYN S. MANTZ
1215/1215/1998
by
Sworn and subscribed to before me
Jyl.. day 0 f ,J LlA...-t...-
A. D.
~. '-'-;""-'-'~-;""'''''''''_.' ""):"I.~""""",""'''' .
~
"'~
~-
~I~~
o:~...
. I.. .J.
':)'2')
66-
LLJU",
#LLI
u-~
-
C"l
N
~
=,~,
(-,...
-,-;7
':)~:t:
q~
<:,,:f)
.....,-....
i:1.:Z
'IIUJ
'a)c.\..
..-
~~
::>
<.)
j{
:re.
c!i0-A':
...j2
......J v>
r.t:~
\
o J
() 0
L, VI
~ -{'-
't{:
j
Vi
.~
....\...
0-
IJ.
o
U"l
I
::>"
c:>
:;r:
c:l
a'o
(
"
:
~
'-
-J
~
J
...../
.....(
~
~ ~
'- ~
~J:::.
~~
I;J
\)
()
oc)
" 'V)
^ .
,~
~
()
"
'0
o
p
")
,
,
c--
.
C)--
c;)-.
.
.....
1 , ~< , , , I~
,~
, , 0- , I , Z ,~
, , ~ , , , 'l:: .-I
1 I I , I 0
, , :r. , , I 10- '-'0
I , .... , I - l~
'" ~ ..:-': i , , f-< :.~ <110'\ A
- '"'- , , , ~ <11 co
,- ..;
!:f -.... I , , U <.l I~ 1-1.-1
c:" IO.tI) , , , '.. '-' "
... z~ ~: , I ~ ~~ i: ~
~ ~ , I '0 Ul .
0' I , '''' .0: "
9"-l tOl 1 , '.... ~ -:2
, , , ~:l'" '" <110. "
, , "'~ al' , , e'" :e '-' .D
I I ... 1 , .l<l o " 0 ~ w
, , 8~" I , '0 to .
I , ~I" , ~ f-< e,.:: ,~ '-' 0
I~
1 1 to' , :< Ul ~ :~
i :r-/r ~~ 0: .. , ...."'0
> , ~ 0'" , " 0
, .~ 0' , :;.. .....'" , '-''-' ..
, 'Oi oj ~
, 00 .roI1 .. .... . , Ul Ul
, ... ,-,I '0' ~ ~,,~ , to <11 " ~
, Q u 0: , ""
, f-. to o e . I fsl.-l
, . , O<:Q Z E-t' .... ~~~ , >. ~
,
I ~ ;:;z , :>{ lOO
I 1 "-l~~ " ()
I 0< 0 " ~ , NQ .c
I ~ to ~ e: ~ :: -;
, '-l..l
, "-l'" .... I , ~
ci 'CJ; ::r:~ '0 <VJ .~ ~
Z .... ...., <
0'\ f-<;:a > ~, ~ ~
.<;:: 0 u' '"
" 0 z~ ctl: '"
:;.- 1-1 III <
.... Z _u 0. ~, :II
~ ~
OJ
1- 1 .....
I
3 1 ~
R
....J ~ a; ......
--' , I
~ 0:.
~
v! -.( ~ A-
J .w (,J~
::z --..0
\) 1.4
I. ~ () ~
cd .rd Q c0
~ '-J ......
.".'",..,'
~.. ~""-'-'-'
.' ,"._~......,--,~,"~-.,~';".,...,;..",..~...,..,.-,
CJ ...:::1 0
~:: :::;.' -n
-- :7.1
" , . ':~ - ..,
C , :'F
.r'.; , (_.) "r,1
, :.;(=?
C] , .:~()
....-, l~::g
. - ':,) ~--
- c..o
.. ijnt
:::!
.-'. :::> S.
....<. \0 -<.
,/
~i'~
i.-r'
t.~~~::
1J
f.,/:,.,.
,3".
II~Y
l \'.!~"
"'It.:i,'!
/i/;
i......
I
(
0 \.0 0
<':; u> -n
.' n ---I
-~: r1'1 :-:~f9
'."
n-ll. e)
..;--,
=-YF W 'nrn
y
U:j" (::J ...
-~ I:.:~;C)
r.~:: :~<: .',' [+1
:.;- --, -- ') -,-
S.~~ .~~ -,..0
c- 3rn
7 "" =j:!
~ ::0
(::J -<
VALERIE ROSENBLUTH PARK, ESQUIRE
Attorney I,D. H72094
MELVYN S MANTZ & ASSOCIATES, P.C,
25 East State Street
(215) 348-5200
Doylestown, PA 18901
ATTORNEY FOR PLAINTIFF
PROVIDIAN NATIONAL BANK
Plaintiff
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
VS
JACKIE L TODD
Defendant
HARRIS SAVINGS BANK
Garnishee
NO. 98-3052 CIVIL TERM
PRAECIPE FOR JUDGMENT
TO THE PROTHONOTARY:
Please enter Judgment in favor of the Plaintiff and against
the Garnishee, HARRIS SAVINGS BANK, in the amount of $1,680.70,
admitted in the Answers to Interrogatories to be in the
Garnishee's possession.
:LVYN ~_e
VALE E ROSENBLUTH PARK, ESQUIRE
AND NOW,
above against
entered as
PURSUANT TO THE FAIR DEBT COLLE IO ACT, IT
THAT WE STATE THE FOLLOWING TO YOU: THIS AN ATTEMPT TO COLLECT
A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR SAID PURPOSE.
.,
.' .
(~... ~ ~ fa.
~) ~\ ~
~'~tJ
~
~
~
~
\
('
i
~
~
~'\
~
....
1.._
.".
,:
0 '0 0
c Q.) ~n
r:J ---I
ril , , ;"
,. C) :!]
~;~~ , , ,-
W n1
;/i - Y1
0
~:::: ,~) (:>
-p .:! -1",
". .' , .~:'}~
.
)> C; i~) rn
~,~; .. --,I
:;2 I" ~:j
(::> =<
',. " . . .- ~
, .
. '. ..
VALERIE ROSENBLUTH PARK, ESQUIRE
Attorney I.D, #72094
PARK LAW ASSOCIATES, P.C.
25 East State Street
(215) 348-5200
Doylestown, PA 18901
ATTORNEY FOR PLAINTIFF
c; '.0
f:. l.t,) <')
~t1 r-' ; 5-. ' ~. t
c'),'; ,)
.' . ;...;: i'l :rJ
'0 !. t'.) ,r;;
C~~(" '-'I '(?
;}~ \.
5~~l~,i ._f -fJ
,~'-n
ty ;:!r)
.' (jf"
-j .,-> .~
-', OJ :0
-<
PROVIDIAN NATIONAL BANK
Plaintiff
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
VS
JACKIE L TODD
Defendant
HARRIS SAVINGS BANK
Garnishee
NO. 98-3052 CIVIL TERM
ORDER TO MARK JUDGMENT SATISFIED
AGAINST GARNISHEE ONLY
TO THE PROTHONOTARY:
Kindly mark the
satisfied as to HARRIS
of your costs.
Judgment in the above captioned matter
SAVINGS BANK, Garnishee, only upon payment
PARK LAW ASSOCIATES, P.C.
BY:
Valeri senbluth Park, Esquire
Attorney for the Plaintiff
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, IT IA REQUIRED THAT
WE STATE THE FOLLOWING TO YOU: THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
,< .-.'-
.,.
SHERIFF'S RETURN - GARNISHEE
CASE NO: 1998-03052 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
PROVIDIAN NATIONAL ANK
VS.
TODD JACKIE L
And now DAVID MCKINNEY , Sheriff or Deputy Sheriff of
CUMBERLAND , County, who being duly sworn according to law,
at 1411:00 HOURS, on the ~ day of June , ~, attached as
herein commanded all goods, chattels, rights, debts, credits, and moneys
of the within named defendant TODD JACKIE L
in the hands, possession, or control of the within named Garnishee
HARRI S SAVINGS BANK
by then and there summoning
17 W. HIGH STREET
~ARLISLE, PA 17013
CUMBERLAND
LINDA JULIS, ADULT IN CHARGE
the said Garnishee at
three copies of interrogatories together with THREE true
copies of the within WRIT OF EXECUTION
contents thereof known to her.
County, Pennsylvania, by handing to
, personally
and attested
and made the
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
.00
.00
.00
.00
$.uu
So answers:
?-""":~<~-e
l<. l'homas lI.l.~ne, :;ner~II
00/00/0000
by '<~~e~~~-';:/
Sworn and subscribed to before me
this day of
19 A.D.
l'roehonocary
Notes: If real property, supply six copies of description including inllrovements and an
original and copy of affidavit of ownership (PaR.C.P. No. 3129).
If lengthy personalty list, supply four copies of list.
To index writ, file separate praecipe with writ.
~
~
~
--.
~~
~
~
o
,
-......
~
CA
~
.\~
~
cl'
Q.. '::--f'"'
(.:, ....... -- ~S1-
~ ~G ~ -:;-J L>~ . .~
{::, :-~ (> ~
(") .-" 0
c- \.>O)
0:-: "
l'Jf.-i S =1
[Urn ; li::O
4....., --.
2T r-
'CJn.,
S!~ 0' .:')y
~c:,: ~c)
-~ -0 ~-I- -.i
,,?-~ ,.." ::1: i''):O
~(5 ~::- (J
-'-'c N cyn
2: ""
3 0 ~
-. f"
C) ',,:)
,~. ....'.;J , ,
(0 R ~ ,.' "11
-fif'.' ...'!> ..,
):1:.. g.!~'.
I:k.. 0 ,
-:'.'^
() C',>. h_
~ r::.:f:
"Q ~~:; ;'=..
~ ~ FE!
..;':. :~.~: r')
f' ',.'
& ..-:.~ :::1 <J
--,
-~ -< ''-> :q
.. .
..~:' ':\;'7' '~. ':.' l::~~' ~ ,"":, \," '. , '" I .' ,: . ~ -', ," :;.'1 ,"'~ ':~, '~' ';>",' ...~ ';:'- '-'...:~ '" ~- ,< . ~::~ \~, :~::. "~{'1":' ~!: "L~:\",': '," .:~,\ '''~' ./ ':'.:' :.." '" " ': >~:' \>/~7' , " "', .
R. Thomas Kline, Sheriff, who being duly Sworn according to
law, states this writ is returned ABANDONDED. No action has been taken
in the last six months.
Sheriff's Costs:
Docketing
.:Poundage
Prothonotary
Service
Garnishee
Surcharge
Levy
Advance" Cas ts:
Sheriff's Costs:
$18.00
1.18
1.00
3.10
9.00
8.00
20.00
$60.28
$150.00
60.28
$ 89.72
So A~~~: /ft
.r"'~~~
R. Thomas Kline, Sheriff
Sworn and subscribed to before me
This
1'7 '& day of ~
A.D. Q,,~.L. a 'nw;;,~ ~
I Prothonotaty
B~f}(~grj V\t\04
eput Sheriff
.~o,
~
~
..c
-~) ~ ~
f] '" &:
r:--; ''")''1
...,': .~:: ',-,
'. - ~c; ~
. . =
r,'; .,/'1
'"
c.o '" I":>
, ....
_. '"
, C 'r; ---l
-"..',
. , ~ "'
. ""= ,'t:
'J .'1,
r_~:; "-; ~f!
c.o .,
'I
\,Dc.> .1l?l J.~
c.Je. ~
~.r;'1'fO
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
WRIT OF EXECUTION and/or ATTACHMENT
NO, 98-3052 CIVIL 19
CIVIL ACTION. LAW
TO THE SHERIFF OF
CUMBERLAND
COUNTY:
To satisfy the debt, Inlorest and costs due providian Na tiona1 Bank
PLAINTlFF(S)
lrom Jackie L. Todd, 1100 N. Pitt St. 2, Carlisle PA 17013.
DEFENDANT(S)
(1) You are directed 10 levy upon the property of the defendant(s) and to sell
(2) You are also directed to attach the property of the delendant(s) not levied upon in the possession of
Harris Savings Bank, 17 w. High St., Carlisle PA 17013. GARNISHEE as
fo~: Levy upon all savings accounts, checking accounts, certificates
of deposit and obligations owed to Defendant at garnishee bank.
~:
and to notify the garnishee(s) that: (a) an attachment has been issued: (b) the garnishee(s) is/are enjoined Irom paying any
debt to or for the account 01 the defendant(s) and from delivering any property of the defendant(s) or otherwise disposing
thereol:
(3) If property ofthe defendant(s) not levied upon an subject to attachment is found in the possession 01 anyone other
than a named garnishee, you are directed to notify him/herthat he/she has been added as a garnishee and is enjoined as above
stated.
Amount Due $6,627.75
Interest from 7/6/98
Atty's Comm %
Atty Paid $185.86
Plaintiff Paid
Date: June 16. 1999
L.L.
Due Prothy
Other Costs
$1.00
Curtis R.
by:
REQUESTING PARTY:
Name Valerie Rosenbluth Park, Esq.
Address: 25 E. State St., PO Box 1779
Doylestown PA 18901
Attorney for: Plaintiff
Telephone: (215) 348-5200
Supreme Court 10 No. 72094
Deputy
- -~-_._,._,,-_..,....:->.;-