HomeMy WebLinkAbout98-03125
4, That the Note, Exhibit "A" is secured by a Mortgage on 239 Lincoln Street, Borough of
Carlisle, Cumberland County, Carlisle, Pennsylvania 17013 dated March I, 1991, and recorded
in the Office of Recorder of Deeds Cumberland County, Pennsylvania in Record Book 1004,
Page 105 on March I, 1991, a copy of which is attached hereto and incorporated herein as
Exhibit "B".
5, That Harris Savings Bank is the holder of the Mortgage, Exhibit "A" as the result of the
conversion of Harris Savings Association into Harris Savings Bank.
6, That Defendants are in default under the terms of the Note and Mortgage in that they have
failed to make monthly payments as provided for in the Note and Mortgage for the months of
January, 1998, in the amount 01'$172,33 (a partial payment); $524.81 for February through May,
1998; plus late charges of $134.68 and Plaintiff has accelerated the debt pursuant to the terms
of the Note,
7. That in addition to the unpaid principal, accrued interest at the contract rate 01'9.25% until
paid, reasonable legal fees which are believed and alleged to be $2,331.70, costs of collection and
costs to preserve the collateral are due and payable.
8. Plaintiff believes and therefore avers that it will incur expenses in the amount of $322.00
for Homeowner's Insurance due 3/16/99; $156,27 for PMllnsurance due 3/1/99; $658.18 Taxes
due 8/1/98; $310.25 Taxes due 4/1/99; and $32,02 for Life Insurance due 5/31/98.
9, The Defendants are liable to the Plaintiff for the following on said Mortgage loan:
a, Principal $44,645.40
b. Interest to 5/20/98 1,923.42
c, Late fees to 5/20/98 134,68
d. Escrow due 283.13
e. Unapplied Credit (352.48)
1', Homeowners' Ins.(3/16/99) 322,00
8,' PMI Ins,(3/1/99) 156.27
h Taxes (8/1/98) 658,18
i. Taxes (4/1/99) 310.25
j. Life Ins, (5/1/98) 32,02
k. Attorney's fees 2.331.70
Total Amount: $48,112.87
10, That Defendants were given Notice of their default and Harris' intention to accelerate the
'.
NOTE
." "" ."""",,,,. ,~.~~,?!',l".." ""..... ""'" 19..."n,
,...., ,,,..... "r;;IU'.U fllll" "." ,,' .".""."., .!!flunll,V.l)/!.\n!;.l.
ICI(vl ISI.(.I
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.........."...."""".,....."..."",,,,,,,,,,..,..',,..,,,
1701:1
(pfOj!lnly Addfllnl
I. 1I0llHOWEIl'S I'IIOMISI': TO I'AY
IlIlelulI,llIl a hUI Ihal 1 have leecIVl'd, 111IIIIIUSC III pay [IX $" 4J!,,~.I~~,~ Ol! ". ". ". (Ihis '"UUIIIII is called
"pnndplll"). plw. IlIh'I\'sl, 10 the 01114.'1 ot' Ihe I elldel 'lilt' Lcudl'l I~ ... .. .1Ii~r ~..l fI" ~if!,Y,',ncJ~I, .r\~i.H9.YJf~.tr.,U--?I,'..
..""...",.".......,. ,..........,,,,,,... ,......"...,..... ..,....,.,..",,' ........"."",..... ................,.. ",,,,,,,,,,,,...,...,,,., I Ulldl'l'~lnlld
thut the Lender IUIlY HlIlI!<Ifcr Ihis Note. Tlw I.ender or anyone who lllkes Ihj~ Nole hy lntll!lfcr and who is clIlith!d 10
rcrcivl' payment" 1IIHh..'nhi~ N()ll' b l'lllbl,lhe I'Nllle 11111/ler."
2. IN'J'EIIEST
Inlere,1 will he charged onllllpaid principulnnlillhc fullnnnHlll1 of principII I has hcell Pllid, I will pay Inleresl alII
YCllrly rule of .....~."?f~.".."..,,.. (X).
The illlc!'csl rule required hy Ihis Section 2 is 1111, rule I will PIlY holh hefme IIml afler IIny default dcseribed in
Seclion (,(II) of Ihi, Nole.
J. I'AYMENTS
(i\) TIllie and I'llIe" of I'IIYUlenl.
I will pay prillcipaland nllere,1 hy lIIaking paynlclIl,el'cry IIlonlh.
I willlllllke lilY ""'"lhly I"'y"lenl' olllhe ...J,n.L.. dllY of ead'lIlonlh I"'ginnillg Oil ...MftY")"..""..,,.... .............'..,
19....~U,. I will make thc.\l~ pHYlllcnts every IlItllllh until I have paid illl of Ihe prillcipal lllHI inlcn:sl and nllY olher l.tlllrgcs
desnihed helow Ihut IllIay owe \lIlder Ihis Note. My lIlonlhly paYlUclIl"i will he upplied 10 illh'resl hefore prilldl'al. Ie 011
....1Illh.U"J'....,..............."., ...~.o.~L, I ,Iill owe IUllllIlI,ls limier Ihis Nulc, I will pay Ihosc IlIlItHlIlls ill 1'1111 olllhlll dille,
which is callcd Itu: "Il\aludty dale, t'
I Will make lilY Illonlhly paYlIlenl~ III
J?\'O.~~].?\\......
.. ~.~.~1., ~.I:~.~~.. .~~ ~~~~.<?.. f?t~....I... ~~. ~ ,Q.., ,J~~?~", ~)J ~,~ ".q~I r. t~J~ ,l~.~.9l"
.. or III II difl'crl~1l1 plncc if required hy Ihc Nolc lIoldcl'.
y/\.........
(II) AlIlfllllllof MlInthly I'IIYlIlellt.
My n",nlhly paYlllenl will hc nllhe IIl1lonlll of U.S. .L. 1'!.9"., 17........."...... ,.... """..
4, 1I0lUlOWEll'S 11IGIIT TO I'IlEI'A Y
I hllve I"e righl '0 IIIl1ke paymcnls uf principal III allY lillle hefmc Ihey lire dne. A paymelll of pdlleip"1 only is
kllO\\'nllS n "prepaymcnt." WlJcnI lII11kc II prepaYlllcnt, I wilt tell the Noll' Iloldcl' ill writill~ lhull am doill~ so,
I milY makc it full prepaymenl 01' partial prcpayments without Pllying llllY pl'cpaYlIlc1l1 charge. The Nolc lIolder
will use 1111 of IllY prcpaymcllls 10 n~dul'c Ihc anlOlIlIl or principal Ihal I owe ulIdcr this Nulc, If I make n purlml
prepuYlllcnl, there will hl~ 110 chunges ill the dllc dalc or ill lhe illlHHllll oj' lilY lIlolllhly pnYlIlcllllllllcss the Note lIoldcr
agrees In writing 10 t hose challgl~s.
S. LOAN CIIAIWES
II' a law, whkh lIpplics 10 Ihis IUUlIlII\(1 which .'leis 1Il1lximulI1l11illl charg(!s, is llnnlly inlerprcted so Ihatlhc inlerest
or olhcr h'lHl char[~l's coll~:l'lcd or III he collcl..'lcd in conllection with lhis loun exccl:,llhe pcrlllillcd limits. thCh: (i) llllY
Slh.:h loalll..'hmge shllll he rcduccll h}' the 11lnountlll~Ce!,.'iIlI'Y 10 reduce the chllrgc 10 Ihe pCl'milltld limil; nnt! (ij) any StilUS
IIlreatly colleetcd frolll (lIe which e,eeeded pcrulilted lilllils will he rcrulldetl 10 lIIe. Thc Nole IInldcr lIIay "'",ose 10 make
Ihis refund hy n.:dl.lcllIg lhe prilldJlal1 oWC ulldcr this Nole or hy Itlliking II direcl llil>'lIu:nllo me, If a rcl'und redllces
principal,lhe reduction wilt he trealell as II plll'lial prepllYIIlt'Ilt.
6. 1I00UIOWEH'S I'All.UllE TO I'A Y AS IlEQlJlIlEIl
(i\) LlIle Charg" lor Overdue I'.YlIleul.
Iflhe Nole 1I0hlcr has 1101 received Ihc fullalllounl of IIUY ll10llthly paYllleul by Ihe cnd ur ...."1~..,<',,....... ealelldar
dllYs after Ihe <llIle il isduc, I will pay lIllIle charge lolhe Nole Ilolder. Thc IOlll>llnl oflhe ehllrge will he ",:~.."......% olnlY
overdue pllynwlIl of principIII ami inlen:sl. I will pay lhi~ laic i.:hllrgc promplly hilt only ouce 011 ellch lule paYlllenl,
(II) Ilefllult
11'1 do nol PllY lhe fulllllllollnl ofeilt:h monthly paYlllell1 ollllw dllte il is due, I will he indel'uull.
1(;) Notice 01 Ilelllult
If 1,"" in defllull,lhe Noll' Ilohler ll1ay semlllle a wrillelllllllicc lclling Ille Ihlll if I do 11111 pay Ihe overdue 1IIIIIl1lnl
by II eerlaiu dllle, Ihe Nole Ilolder Illay rcquire Ille lu pay imme<lialely Ihe full 1I1ll01l II I ofprillciplIl which hus 1101 heen paid
and all thc inlcl'..:sllhlll I owe onthutllnltltlllL Thai dale IIltl~t he III least .'0 dHYS uncI' the dale on which the noticl' is
delivcred or lIwilcd 10 IIIl'.
(I)) Nil Will vcr lIy Nul" lIulder
Evcn if, III U limc whclI II1In ill default, thc Note Ilolder docs lIot require mc 10 pay illllllediatcly in full 11:; dcscrihed
uhovc, lhc Noh~ I ~lIld(!r will still have the ri!'htlo lIlI so if I am ill defaull ill alaler llIlle.
(El l'uYlHcnlllr Null' Iluhhlr's (:u~h IInil E,qwnscs
If the Noll' Iloldel Ilil~, rcquln~d II1C \0 pay illlllll~dlalely ill full m. dcsnihcd ahovc. Ihe Noll' I'olda will hu\'c lhe
righllo he paid hilL'~ hy Il~l' 1'111' all ofil~ costs alld e:qwlIses ill cllfol\~lllg Ihis NOll' IlIlhe l'xlelll uol prohihitcd hy ill1plkuhle
law. Thll...e l'Xlll'llse... hH;lu~h~, for l'.\lImpk. rcn"ollilbk IIlltll'fH.'YS' fees.
7. (aVIN(; OF NOTICES
1I1lkss llPplil'nhlc law I'l'<juires 1I dillt.'I'\;1l1IllL'llltld, all}' IItllil'e Ihallllll...1 he givclIlo IlIe tltldl'l' Ihis Noll' willlw given
hy d~~lIverillg il tH hy l1l11ilillg il hy IlIsl c1u~s IIluil10 IIH' atlhl' I'rollnly Address ahovl~ or alII dln'l~fl'lIl address if I give Ihe
Ntllc I hlll~'r IIIHltil't~ tlf IllY dlll'cl'l'lll adtll'css,
AllY nul ice IllUllnusl hc glVelllo Ihe Nolc I h,lder ulldcr Ihis Nule Will hc givcn hy IIIl1ilill~ il by lirsl c1l1ss IIIl1illo Ihe
, '(IIl' IImJer ill tile ilddress ...Iuted ill Scl'lioll .l(A) uhove Ill' at a dllrCH~1I1 addH:ss if 111111 gi\'CIlIl notice of thai din'erelll
uddre...s
EXHIBIT
MUL TIST A TE FIXED RATE NOTE'-"~;'IIt:lu 1IIIIIIIyFNMA/FIllMC UNIFORM INSTRUMEN
I
IL
.
.
(I ,~. , "~ I '1 .. !'"
I" I , I
I , 1:1.\1 I 1:111', :\,
f r' '1 1'''''1 :1. 11 '1 'I'J
1,1. t. ..'
q --I ~~~) .-11
~"'-~--..._-.)
_--.---r_~_'''-'-'-';__~_''''_'~'_~__
(Spice Above Thl, Une for Reco,dll1l Oat" I
MORTGAGE
TillS MORTGAGE ("Se,'urily 11I'11'I1I1Ielll") i, givell Oil ....,.~,ry.r.".I.l.J................,....,..,.................,......,.................
19.. .9.1.... The Illorlgngor i, .... .1?!1.i\ t\). ..~, I. .11<;.1 ,il.\'.\t \1.1.1. n.. .~.!!()" ,f:(.I.n.i\ I).. .11...,. .\~9.l f. J.. .f,\ A .'.'.~l ,1 ".. [?"I~9.1,l.~..,.,...............
....,...........,....................,..................."......"......... ("Borrow('r"), Thi, Seeurily 11I,llIlllIelll i, glvelllo .......,...............,.........
...lJf)HJ.ft.,i;l.i\~Jng$.. .~$i\gr;J!!t!.\m.:..... ,.. ........, .....,....,.,':...... ,.... ... .;:'......:..,...,.., \~',I~~h i'~Hw~lile~II~ld eX~li~g
untler Ihe law, of ...........I.,...nnf;,v.),~.i\n.\.'1... .......'............, ,mtl whose "tId,e", IS ....L..,...!!..,\l....Jn......JJ,g",L..
.. .n" (1... Box.. .l.7,]J",. .lIolX, r. .isbll.r.g", .1!^...J. :nn 5.el:1 ,\l,.,.., ,.",.........,..,..,., '~...,..".,.....,.,..".. ......,......,...... ("I ,('nder").
H('rwwer (l\\ ("~ Lendl'f flit' prilll'irill ~1l11l nf f.\-r t.:..':" -: ~g'Yfi:: ,T,!,l,?'.l,~,?n(1.t,. ~ .i 1:!?,1I~_1_n(1 r'i.r,l, ClncL.0q/1. Q.Q,-.-: ,-,-"
....c.c.~.c.~.~.c.;:c:..c.~c,c.c.c.c.~.,'.~.::::,~.~.~.~.~ Dollars (lI.S. $.....4J!~~'O. ..,~.o.......,). This dehl is e,id('lIC'ed hy BOlrower', lIole
daled Ihe sallie dale ns Ihis SeC'1Iri1Y IHsllHl1Ienl ("Nole"), whic'h provi<b for 11I0Hlhly paymeots, wilh Ihe full deht. if Hot
paid earlier, due nnd payahle on ..., ..".....,............. ,.., ...."pd,). ...1.,...2.02.1.. ...:.. .."....,...... ...... ,...... This Securil I' IllS.lrulllenl
sccurc~ to Lender: (11) lhl' ft'paYlIll'nl of the dt'll! l'vidl'll(.'cd hy thl' Nole, With Interesl, and all rencwals, C.'\ll'Il.SIOIlS al!d
Illodiflcnliolls; (h) Ihe paymcnt of ull olher SIIIUS. wilh intcl'csl, lldvlllll:cd umkr plll'lIgraph 7 In pn;lcct ~hc security of 111110
Sccurity Instrument; ami (c) the pcrfOrlllalll.:C of lIorrowcl''s COVClHlllls ilIld agn.'clllcllls under l,hlS SC,l'lIr1ty I n~II'UIlll'1l1 nnd
the Note. For Ihis purpose, Borrowcr docs herehy Illortgagc, grant and convey to Lcndel' Ihe fnllowlIlg desl'l'Ifwd pI'011'-'l'ly
loenled in ................ .'..' .",.,.... ......."....'",.,........,..... ..... ",."...ClJmhDx.l.nJ:l(l.... ..."..'",.,..,...... ... ,....". ('ouuty, Pellllsyl'nllia:
NJ, THM' l1'.R'1'1\lN tract of land with tJ1e .i1T{)rovcrnents thereon erected, situate in
the Fourth Ward of the Borough of Carlisle, Cumberland County, Pennsylvania,
bounded and described in accordance with a survey prepclred by Robert G. Hartll'<ln,
Professional Engineer, dated DecellVer 3, 1980, as follows:
a~GlNNING at an iron pin, which pin is 30 feet from the center line of I,incoln
Street and 20 feet from the NortJlern right of way line of Factory Street and
J,inco1n St.reet, thence parallel to the northern line of 1,incoln street North 61
degrees 32 minutes 38 seconds West 41. 83 feet to an iron pin in IJ ne of lands
now or romerly of D.S. Wagner, thence along the lands nOlI or formerly of
Wagner, North 27 degrees 10 minutes East 160.80 feet to an iron pin in the
souther line of a 10 foot alley; tJlence along said 10 foot. alley South 61
degrees 32 minutes 38 seconds East 41.83 feet t.o an iron pin in the line of
lands also now or formerly of D.S. Wagner; thence along the lands nOlI or
fornerly of D.S. Wagner SO\lth 27 degrees 10 minutes West 160.80 feet to an iron
pin at the place of BffiINNING.
CXll:-1l'lIlNING 6,724.560 square feet and being improved with a two-story brick
c1wellinghouse knCMl1 and numbered as 239 1.incoln Street, Carlisle, PA, 17013.
BEING the Sim1€' premises which 'l'Jrrothy R. slUlltJer and Monica 1.. Jurrper, his wife,
granted and conveyed to Dwain K. McLaughlin and Susan M. I'kllf, single persons,
BorrCMers herein.
Pennsylvania ......1,70,1.:\"
(lip Codel
. H..... ~3.9.. II.l.~.9,~~ !:'.H~ .t.~.~~.t,
ISlmctl
("Properly Addre"");
Car 1J Rle
which has Ihe addre" of HH
....."...,,,,,,,,,.,,,,,,,,,,....,,,
IC,'YI
TU(jFIIIER WITII all thc impnwcl1lrnls now or hereafter cl'cl'lcd 'on the propel'ly. lInd llll CU~CIHClltS. rights,
appurlcnanccs, rents, I'oyallics, mineral, oil and gas rights and profits, waler rights and sind lInd ull fixtures flOW (II'
hercflftcr a part of the prnperty. ,^, II rcplllccmcllls and additions shall also he covcred hy Ihil\ Security fllstrument. ^ II or lhe
foregoing is rdcITed to in this Secunty In\lnnllenl.., Ihe "Properly."
BORtlOIlTR OIVI.NANIS thai Borrowel is lawfnlly s('i,ed or Ihe e\lale herehy wnl'eyed and has Ihe righl 10
mnrlgllgc, grant and COil 'Icy the ProperlY and lhat the ProperlY is t1l1l'lIL'lIl1\lwrcd, l'xcl'pl fOIl'Ill't1ll\hrlllll'l'S or record,
Borrower \\'arn'nl"t and will defend generally Ihe lilk III Ihe Properly agaill~1 all r1ailll!\ and dl'Ill11lHh, slIhjel'l 10 /lilY
cl\('lIrnhrlll1CCS (If (,(,l'onl.
TillS SH'I'IUI" INSIIUIi\IFNI l'olllhincs uniforll1 t'lIvenlll1l'i 1'01 lwliotlal U"(' and 1I0Il'lIll1rlll'llll'(lV('IIllIlIS Wilh
Ii III 11 cd \'urialinn"t hy jlll'l!\dicliolllO l'OIl"tliltlle a uniform SI.'l'urily ill"tlrllllH'1l1 C()Vcrill~ real properly.
PENNSYLVANIA, us,,,,,,,, r''''i1y fNMAlfllLMC UNIFORM INSTRUMfNT
form ]039 12/83
I\llll' Hmt tA~1 W:,
EXHIBIT
,
.,15
UNIHlKM ('j IVI:.N^NIS II<HHI\I,-'l'r nIHII,eIH!t'r ('ll\'ellllllt lIlId llgrCl.'US f(III(lws:
1. ""yrn(I"' of I'riucilllll And hltCt(lst: l'rlll)U~'"wl1lllnd Lute (,llI1r~l'~, BllrrOWl'r "hall promptly pay whclI du('
111t~ principal (11' !1m! inlne,,;1 (llllhe (khll.'\'idt'IH'I'(1 hy tht' Ntlll' IIIHI (lilY IlI't'llil)'nH'1l1 and lalt' chargl'" (11ll' 111Hkr I Ill' Nl)ll'.
2, Funds fur TIIXl'~ 1I11t1ln"i1lI'lUlC(', SlIhjl'rlln applicahle la\\' Ill' 10 a wrilll'lI \\'1I1\'l'r hy I_l'lldl'r, 1I0001'O\\'l'r I,hull pay
10 Lt'luler olllhl' day lIlonlhly paYIIlL'lIl... Ill't' dill' under lht' Noll', \IIIlil llu.' Noll' b paid III 1'1111, a "'11111 ("hIlHI.....' cqllllllO
oUl'.twelfth of: (ll) YCilrly taxes alld ll">"l'''>SllIenl'i whk-h Inay al1ain primll)' over Ihi... SCl'mlly InslnllHl'n!; (h) YCillly
IClIsdlOld PllYIllt.'III"i or wound H'llls (III till' I'ropert~', if allY; (\.') )'l'111'Iy ha/lIrd ill"'lIrIIlH't' prel1lilllll"': ;11)(1 (d) }'I~IIr1y
mortgage iIlStlnllll'\~ ptl'l11iul1ls, if nll~r. These ill'lIl', all' clllkd "l'''irro\\' itellls" l.l'IU!t'1' llIay l,...lilllllh' lhl' I:\lnlls dill' 011 11ll.'
hnsis (If l'lInent dala lIlIcI H'llS\ lII11hll' ~~~I illllllt:s III' I'll I lire e"l' I'll\\' ill'IlI",
The I:llmls .'ihull he hdd ill all Instilulilllllhe depo'iits Ill' ilt'l'IHllIls llfwhkh 1I1l' in\urt'd (lr ~~lI11rlllllecd hy u I'edcrlllllr
stnle IIgclU:y (induding Ll'ndl'l' if Ll'IldL'l' h !'iuch all in"ililutioll). I.ender shllllllj'Jply thl' 1:\llIds 10 pay Ihe esl'roW itellls.
Lendcr fIlUY lIoll'har~c IiII' holding and npplyin~ the l:lll1ds, llllillYI.IIl~ lhc lIl'(,(HIIlI or "l'drying the l'Sl'ril\\' ilelll'i, IInless
Lcnder (lIlYS Borrowel' illll'Il'sl on tilt' Flllldlol and applil'llhle law Iwrmillol Lellder 10 make ...uch fl dlllrge. BOfl'(l\\'l'l' and
I.mHler IIIIlY agrt'l' ill wrilillg thllt intert'1oI1 'ihall he paid (111 the hinds. lJlIll's"i all IIglTl'II11'1I1 i... Illude m lIpplicuhll' 111\\'
rcquiH~s interesl to hl' paid. I.t'lHler shallllot he required to pay UnlT(J\\'l'1' IIIlY intl'l'l'sl or l'lIming... Oil Ihl' Fllllds, I.ender
shall give !o lIolTo\\'cr, wilhollll'hargl'. lIll nnllllllll~l'l'll\lnlin~ ill' IIH~ hinds showing (;redils und dchits to Ihe l:lInds and the
purpose for which endl debillothc Funds Wus madc. Tlw FUllds nrc plcd~ed liS addilionul sct'milY for tile slims secured hy
this SCt'urily Instrumcnl.
If Ihe "1ll0Ullt of Ihe FlIllIls held hy Lellder, to~elher wilh the future ""'"thly p"Ylllellls of hllllh p"Yllhle prior 10
the <1\1(' datl!S of thc e\eHlW itcms, shull excecd the ltllHHlllI required In pay Ihe l'SrnlW ilCllls whclI due, the l'~cl'ss shall Ill',
at Borrower's oplion, {'ilher promptly n~paid 10 Borrower or i.'rL'diled to Borrowt'!' olllllonthly paj'II1l'llts of Funds, H the
all\OU1I1 of Ihe Fllllds held hy Lellder is 1I0t Sll fficien I to p"y Ihe ese'row ilellls when dlle, Borrower sh,,1I P"y 10 Lendl'r ""l'
Amoullt necessary 10 l1lake up lhe dclkiency ill Hill' or lIlorl' payments m; required hy Lender.
Upon p"ymenl in flllluf 1111 sun" secured hy Ihis Securlly lnslrumen\, I. ellder sh,,1I promplly refund 10 Borrower
IIny FUllds held hy l.ender. If IInder p"ra~raph I<J Ihe Properly is sold or IIcqllired hy Lender, l.ellder shllllapply, 110 later
thnn ilTlmediately prior 10 Ihe sale of Ihe Properly or ils acqllisilion hy l.endcr, any Fllnds held hy Lender althe lime of
llPplil'atioll us II credit againstlht' sUIIlS set'ufl'd hy this Sccllrity IIISll'll111ent,
3, Appllcatiollof Payments, Unless npplieahle law provides olherwisc, all paYllleols received hy Lender IInder
parngmphs I and 2 f,hall he npplicd: firs!, to lutl' chargcs due tlllder the Noll'; sCl'ond, 10 prepaymenl charges dill' under the
Noll'; third, to amoUllts payable umlel' pnragmph 2; fOlirlh, to intcrest due; und lasl, to principal due.
4. ChllrR~s: Uens. Borrower shall pay 111l111:(l's, assessments, chargcs, fines alld impositions allrihulllhle to the
Propcrly which IIlll}' atlain priority ovcr this Security Inslrument, and Icasehold paYII1t~nls 01' ground rt~llts, if ltllY.
Borrower shall pay Ihese ohli~ations inlhe llIanner provided in pnl'llSflIph 2, or ifnol paid inlhallllnnner, Borrower shall
PRY Ihem on limc direclly to tlw person OWl'(! paymcnl, BorrmVt'1' shall promptly furnish to I.ender all nolit'es of al1lOlIuls
to he paid under this pnra~flIph. If Bonower llIakcs Ihesc paYlllellls direclly, Borrower shnll promplly furni"h 10 Lellder
receipts evidencin~ Ihe paYlllenls.
Borrower shall pl'OlIIl'lly dischar~e allY lien whieh hilS priorily over Ihis Security Instrllllll'nlullless Borrower: (nl
agrees in writing tllthe pnYlllenloflhe obliglllion secnred hy Ihe lien ill n lIIanner acceplahle to Lellder; (hl conle"ts in good
failh Ihe lien by, or defends agninsl enforcemenl of Ihe lien in, legnl proceedings which inlhe Lender's opinion opernte to
prevcntlhe cnrOrCt'lIIellt or II\(' lien or forf<'ilnre of nllY parlor the Propel'll'; or (el secures frnllllhe hol<ler of Ihe liellnll
ngreemelll snlisfactory 10 Lend", subordinating the lien to Ihis Sel'lIrily Instrulllent. If Lender delerlllines that allY pari of
the Properly is suhjecI 10 II licn whit'h may attain priority over this Security Inslnullcnt. Lender may give Borrower a
nolice idelltifying Ihe lien. Bormwer shnll sntisfy Ihc Ii<- ' or Inke one or more of Ihe actions set forlh ahove wilhin 10 days
of the giving of notict,
S. HozRrd Insurunce, Borrower shall keep the improvelllenls now cxisling or hcreaf'ler €.'rceted on the Property
insured agninslloss hy fire, h'''.nrds included wilhinlhe lerm "extended eovefllge" and allY olher hazards for which Lender
requires insurance. This insnmnce shull he maintained in the amounts alld for Ihe periods that I.ender requires, The
insutanee cnrrier providillg the insurance shall be e1msclI hy Borrower suhjecl to Lellder's approval which shnllnol be
nlll'l'asollahly wilhheld.
All insuranl'e policics IInd rellewnls shall hc '''ccplahle 10 Lcnllco alld shnll illcludc a standard morlgagc clause.
Lcndcr shall have Ihe ri~hllO hold Ihc policics nnd renewals, If Lender requir'", Borrower shnll prolllplly give 10 Lender
nil receipts of paid premiull1s "nd renewalnotke" Inlhe evenl of loss, Borrower shall give prom 1'1 notice to Ihe insnfAnce
carrier a"d Lellder. Lender may make proof of loss ifnolmnde promptly hy Borrower.
lInless Lendcr and Borrower olherwise agree in writing, insurance proceeds shall he applied (0 resloration or repair
of the ProperlY damaged, if the resloration or repair is econolllieally feasihle and Lender's securily is nollcssened. If the
restoralion or repair is nnt ccollomically fcasihle or Lender's security would he lefiscncd, thc insurance proceeds shall he
Rpplied to the SlllllS scc.'urcd by Ihis Security IlIstrumenl, whelher or nol Ihen due, with allY C:l(l'CSS paid to nor rower. If
nor rower ub~ndnns the ProperlY, or does lIot Rnswer within .10 dnys II l\olicefrol11 LendCl' thnllhc insurance carrier has
offered to setlle a claim, Ihell Lender may ,'olleet Ihe insurance p"",eeds. Lender mill' use the proceeds 10 repair or restore
the ProperlY or to pay SIlins secured hy Ihis Security lnstrumen\, whether or nollhen due. The .10,dllY pcriod will hegin
when Ihe nOlice i, given.
Unless Lender Ilnd lIorrower olherwise agree in writing, nny npplicalion of proceeds 10 prindpal shnll not exlend or
postpone the due dnle of the monthly pnyments referred 10 in parngraphs Innd 2 or chnnge III(> amount oflhe paymenls. If
under parngraph 1'1 Ihe Properly is ne'luired hy Lender, lIorrower's righl to Ilny illSUflll1('C policies Illld proceed, resulting
from di\l1\l\ge h\ tlie l'rol'erl~' prior tolhe acquisitioil ShllIlIH\S~ 10 1 ,t'ndl'l' In the <,xll'nl (If Ihe ~t1111'\ '\('\'11I'('11 hy Ihis Sel.~l1rity
11I~trllT1ll'nl iml1lcdiatdy prilll" !tllhc acquisition.
6. I'rcscrvallun find 1\1"lnl(,""I1(,(' of I'rnp('rly; I.cnschnlds, IJmrowt'r shallnol deslroy, damage or suhSlantially
chllll~e Ihe Properly, allow lhe Properly In <lde'rioralt' or cOl11mit wlIsle. If this Security InstrUI1H.'1l1 is 011 a It'l"schold,
BOI'1:O\ver shull comply with the provisions of Ihc Icasl', ilnd if nOf'!'OWt'1' al'quil'l's fec title lolhe Propt'l'ty,lhe 1('nsl'hl1ld and
fee IlIle shallnlllll\ergc IInle"i'i Lcnder a~n'cs lolhe IItcr~cr in \\'riling,
'I, Prulcrtinn of 1.l'l1d{'rts RI~hl.lj in lIu' Ilmpert).; l\1nrlJ{n..w Insnrnncl', If Ih~ITO\\'l'r fllils 10 perform lhe
cO\'cnllnls and agl'l'l'l1lt'llts l'olllllilll'd inlhis Sccurily InstrUIllL'1l1. or !herc is a hogal proret'dlllg Ihal milY signilkllllllv aWed
Lendl'r's rights in the I'ro)lnly (sut'h as a prot'cl'dill~ ill hankruptcy, pmhatt." for l'OlHlcllll\alitlll or 10 rnfOl'l'C 1~IWS or
~'"glll"tiolls), Ihcn Lelldellllay rlo ",,<lp"y for wh"le~el' is neeessary to protel't Ihe I'ullle of Ihe P,operty alld Lellder's rig hIs
111 the Property. I.cHllc,l".'\ nl'IHHl~ n~ay Indude paYlI1g any SIlIllS secured hy It lien whkh hns priority o\'er this Security
Instrument, apPClll'll,lg 11Il'(H1rt, paYlllg rcasollllhle lI11ol'llcys' fees and elltering on Ihe Properly 10 mnkc repairs, Although
I.cndel' may lake l1l'IIOIl und('f Ihls paragraph 7, l.l'IHler docs nol hll\'C 10 dn so,
, AllY lHtHHlnls t1ishurscd hy I ,elldcr ullder this parugrllph 7 shall hecome uddilionul deht of BOITOW('r secured hy Ihi!'
SCClInlY Inslrulllt'nl. Unless Borrower llnd Lender agree to other tenus of paymellt. Ihese amounls shall hellr InIN('QI from
the dat~ nf dishllrSl'lIH'lIt nl I lit., Notc ralt' alld shall he payahle, wilh interest, upnn notice from Lemler III fJorrowl'f
rcqllestl"~ p"yme,,\'
III!II '001 I'^,,[ J Of;
, "~4:'"""",,,,,,,,. ~ \.,,\ ,
'" '" '... ,,(
'A '..
If lender required mortgage insurance as a condition of making the Iou II secured hy this Security InS(nIllH~nl,
Burrower shall pay the Jlremiums rcquil'ut to mainlain the inSUI'uncc ill en'eet until such lime us Ihe I'OquirclHclll for Ihc
Insurance terminates in accordunce Wilh Borrower's alld Lender's writ1ell agreement or npplicnble law.
f:. Inllpectlon. Lender or hs ugelll may IIHtkc reasonable clltl'ics upon and inspections of lhe Propel'l)'. Lcuder
shall give Dorruwcl' nOlice ilt the lime of 01' prior 10 IUl inspection specifying rcnsollublc CllUSt~ for the IllspcCtlOIl.
9. Condemnatlun. The pl'Ol'ccds of UIIY IIwnrd 01' dUlm for dUfllllges, direcl 01' l:onscq\lCnlilll, in COllllCl-,tion with
any condemnation or other ,nking of tlllY pUrl of thc Property, or for COllVC)'IlI1CC 111 lieu of condemnation, ure hereby
assigned and shllll be puid 10 Lemler.
In Ihe even I of II lotllllllking of Ihe I'mperly, the pwceeds shull be upplied lolhe snl11s seen red by this Se('urilY
Inslrument, whether or uollheu due, with uny excess puidlo Borrower. Inlhe evenl of II puniullnklng of Ihe Property,
ullless lIorrower 1111.1 Lender olherwise IIgree ill wrilillg, the S(IlIlS secured by Ihls Securily lnslrumenl shall he reduced by
the amount of Ihe pwceeds muhiplied by Ihe 1"lIowing frn('lion: (II) the lollllllmounlof Ihe SlIlIlS secmed Immedilltely
before the laking, divided hy (b) Ihe fllir Illllrkel value of the I'roperty immedialely bef"re Ihe tllklng. Any bllllllH'e shllll be
paid 10 lIorrower.
If Ihe ProperlY is abnndoned by Borrower, or if, lIf1er nolke by Lemler to Borrower Ihalthe condemnor offers 10
make an award or setlle II c1aiml"r dllmages, Borrower fllils 10 respond 10 Lender within 30 dllYs lifter Ihe (hlle Ihe nOlice:s
Biven, L~nder is nuthorilcd 10 cnllccllllld upply thc pn'cccds, Ilt its oplion, either to restorutlol1 or rcpuir of the Pr<)llcrly or
10 Ihe sums secured by Ihis Secudly Inslrumenl. whelher or nollheo due.
lJnlcss LCllder und Uorrowel' nlhCl'wisc agrce in writing, 1111)1 upplll..'utiol1 ofprncceds to prilll.:iPill shull n01 eKtend or
postpone Ihe dne dale of Ihe nlllnlhly puymenls r<'i'erred 10 10 pllrllgrllphs IlInd 2 Ill' chllnge Ihe IImounl of such )laymenls.
10, Borrowl\t Nol Released; I'orbearance By Lender Not a Waiver. EM elision of the lime I'm puymeut or
mOlllficaliou of 1I11l0ni/a!ion of the smns secured by Ihis Seenrity Inslrumenl granted by Lender 10 IIUY succ'essm in
interest of Borrowcr shallnol ollcrnte 10 rclClP~c lhe liability of the origiual Borrowcr or Horl'Owcl'\ StlI.:CC!"iSOl'S ill intcresl,
Lender shull lIot bc rcquircd 10 commcncc procecdings llgllinst nny sllccessor III interest Of' rcfuse to cKtcml timc fur
puymenl 01' olherwise modify alllorlil.lltion of Ihe sums secn,ed hy Ihis Security Instrument by reason of "UY delllund mude
by the orlglnlllBorrower or 1I(lf'(ower's successors in iuleresl. Auy forl",arance hy Leuder iu exercising any riglrt or remedy
shall not be u wllin'r o[ or preelr,de the exerdse of uny right or rellledy.
II, Sueeessors IInd Assigns lIuund; ,Iolnl .nd SIlver.1 Liability; Co-signers. The covenlnlls .nd ugleelllcnls of
Ihis SecurilY Inslnllllenl shllll bind und benefillhe successors und usslgns of Lender und lIorlower, suhjeel to the provision,
of paragraph 17, Borrower's covcnullls and agrecmcnts shall bcjoinlllnd severnl, Any BorwwCl" who co-signs this Secul'ity
Inshul1lcnt bUI dol'snol executc the Noll': (II) is co.signing this Securily Instrument only to mortgage, grnnl unll i.'OllVCY
th.llloHower', ioleresl in the Property under Ihe IeI'm' orlhlS Security losllumenl; (h) Is nol pelsonully ohligaled 10 pay
Ihe SUIll' secured by Ihis Seeurily Instrumeol; uod (c) ugrees Ihllt Leoder IInd uny olhN Bormwer may IIgree 10 extend,
modify, forbear or make any lIeeommodalions with regard 10 the term' of this Securlly luslrumenl or the Note without
thIlIBoHower', eonsenl.
12, Loan Charges. If the 10lln secured by Ihis Security Inslrumenl is subjeetloaluw whi<:h sels fflaxilllulllloun
chMges, and Ihlll law i, fmlllly iUlerpleted so thul Ihe inlerest ()I' olher IOllu charges eolleeled or to he collected in
eonneclion wllh the loun e,(wd Ihe perrllilh"llillliIS, Ihen: (a) any such loan churge shall he reduced hy lire IImlltmt
oeeessary 10 reduce lire chlllge 10 the permilled limit; and (h) IIny SUIII' .lre,,,ly colleeled I' Will lIorrower whielr <seceded
permit led limits will be refunded to 1I0rrower. Lender IlIUY dll10se to make tlris refund by reducing the priudplll owed
under lire Note or hy ",akiug a direct pUYlllenllo BOHower. If u refund reduces principal, tire re'dueliou will he I n'lIled as u
parlllll pr.puYllleul withoUlllUY prep.ymeut churge under Ihe Note.
13. Leglslallon Affeellng Lender's Rights, If euucllue," 01 e'pillltion of applieuhle IlIws has Ihe eft'eel of
rendcring allY provision of the Null' or this Security Instrllmcnt uncnforceablc lIccording to its tCI'IIlSt I.(~ndcr, ul its oplion,
mu)' rcquire immcdiatc payment in full of all slims sCl.'lII'cd by this Sccurity InslnllllCnl umllllllY invoke llny rCflIcdks
pennilled by parllgmplr I~, If l.ender exercises Ihis option, Lender shall lake Ihe sleps specilied in lire second panlgraph of
purllgraph 17,
14. Nollees, Aoy notke 10 Borrowel provided for in this SecurilY Inslrumeul shull he given by delivering it or by
mailing it hy first eluss muilunles> applicable law requires use of anolher melhod. The notice shall be direcledlo Ihe
Properly Address or any other address Borrower designales by notice 10 L""der. Any nolice 10 Lender shall bt: given by
first c1I1SS mail 10 Lender's IIddress stilled I",rein or any olher IIddress Lender designales hy noliee 10 Borrower. Any nollee
provided [or inlhis Security Instnnnenl shall be deemed 10 have been given to Borrower or Leud(:r when given as provided
in I his pllragnlph.
15, (;overnlng Law; Severability, This Seclll'ity Inslrumenl shall be governed oy federallllw and Ihe law oflhe
jurisdiction in which the Property is located, In the event that any provision or dll.usc of this Security Instrument or the
Note connicts wilh applicuble law, such connict shullllot uffect olher provisions of this Security Instrument 01' !he NOle
whkh cun he given cfl'ccl without the connietlng provision To this end tht: proviSions of this SeclI1'ity InSIl'UIHcnt and the
Nole urc d('c1urcd to be scvcruhlc,
16, "orrower's Copy. Borrower shall he given oue conformed copy of the Note and ,,[this Security Instrumen!.
17, Transfer of the Property nr a /Ieneflclul Interest In Borrower. If all or IIny pint of Ihe Property or allY
inlcrest in it is sold or transferred (or ira hencficiltl intcrest ill Borrowcr is sold or trunsfelTcd nnll Borrowcr is not II nll'urnl
person) wilhoul Lellller's prior wrillen consenl, Lender may, al ils option, require inllllediate paymenl in fnllof 1111 sums
seeuled by Ihis Security Inslrumon!. Ilowever, Ihis oplion shallnol he exercised oy Lender if exercise is prohihited by
federal law liS of the dale of Ihis Secnrily Inslrument.
If Lender exercises Ihis oplion, Lcnder shall give lIorrowernolke of acccleraliou, The nolice shall provide a period
of not less Ihun 30 days [rom the dale Ihe notiee Is delivered or muiled wilhin which Ilorrower musl pay 1111 sums secnred oy
this Security InstrUIlIl'Ilt. If 1I111'l'1I\\'l.'l fl\lIs 10 pay lhl'~l: sums prior to tilL' cxpirllllOIl of Ihb pl~riodt Lender lllay ill\'oh allY
remedies permitted by Ihis Sel'urilY In....ll'uItlCIlI wllhoUI furlhcl' nolice 01' dClIlund 011 BOJ'l'ower.
18. norrowcr's RIMht to l{clnsll.Itf.!. If Borrower mects i.'Cl'taill condiliom't Borrower shall havc tlw right to huvc
cnforccmcnt of this Sl'curilY Inslnllncllt diSl.'olltinucd alllny timc prior to Ihe carlier of: (II) 5 days (or such other pCflod as
IIpphi.'ahle 11Iw may specify for rClIlslatclllelll) heforc salc or till: Property plln,uanl tOllllY powcr (If sale cOlltuincd ill this
Security Instrument; 01' (h) cnll')' of n judgment cnforl'ing this Sccurily Instrulllent. Those COIHliliollS lire thlll Borrowcr:
(n) pays Lender ull sums whkh then would hl' due under lhis Securily Instrumcnt illld the Notc had 110 iti.'l'clcrulion
occurred; (h) l'Ul'CS allY dcflllllt of ilny other i.'oVl.'WlIIls or agreelllenls; (c) PllYS nil CKpCllses ilH..'urred ill enforcing thl!l
SCi.'urily Inslnm,lCnl, including, hut not Iimiled 10, n~llS(lllahlc allorlleys' fees; and (d) tukes such lll.'tion as Lender may
ren~onl~hly requll't.' 10 ussurc thai thc Iicll of Ihis Security IIIStrtlI1lCllt. I.cndcr's rights ill the Propcrty llnd nonowcr's
ohllgutlun 10, lIay tl~c SIIIIlS sCl..'tIl'cd hy this Si.'l'u,ily I 11:-.1 I"UIIIC II 1 shull l'olltillllC Ulldlllllgcd_ I )pOII I"eillstalcmellt hy
norrnw'~rl tillS Sectlrlly Instl'Ullllml and Ihe tlbligatlOlls sCl,:urcd hcrchy shulll'clIlllin fully cnci.,tivc as if II(> uL'cclcl'lltion had
occurred. However, Ihis right to reinslule shllllnolupply inlhe case "faeeeleralion nnder purugrllph, 13 nr 17.
I',JO~ HI"1 I'M,f HJ7
0'\
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NONUNIHlIlM COVI.NAN IS norrower ulHI Leuder furllier ,0veuUUI a",1 aHret"" follow',
19, Aeeeleruliou; lI.llledil's, Lellder shull Hive nnliee to nn",nw.r 1""" to lIecelerullnll 101l0wlllH nn"'llI...r"
bn'Meh IIr III1Y ellvenllllt IIr IIHreelllellt III this Security IlIslrullICllt Ibllt lint 1,,'lnr tll ueeclcrulillllllllder 1'"r1'Hrll.l" 13 ulI.117
unless .pplleuble IlIw p"..ldes ntherwl,e), Lellder shullllnliry nn"nwer nr, UlllUllg lither thhlMS: lu) the dclllnll: Ih, .h...
.elinll n.qulred III cure the derlllllt, (I" whelllhe derllult IIII1.SI be cured; IIl1d ((Ilthlll lullllre III enre the ddlllllt us specllled
IIIMY reslllt 1lIlIl'I'c1erllttllll IIr the SUIIIS sccllred hy Ihis Security IlIslrll"'ellt, rll,,'c1nsllre by JlIdlcllll p"Jl'..cdill~ IIl1d sui.. IIr
the Ilrupcrly. I,cndt!r slmUI'Iil'thcr lulurlU UIIl'ruwcr ur Ihe r1t.thIIH l'cln'itutc ufter ul'(.'tllcrutiull und IIIl' right tu ussorl in the
rllrecln,ure prllceedln" the lI11l1,ellstellee nl II dcrlllllt lIr 1I11Y lither dclmlSe nr n",,"wcr III III'eelerulllllllllld rnredllsII"', If
the delllult Is nnt cured ns specllled, Lellder MI lis nlltlnll IIIUY rellnlre hllllledlllle I.IIYlllenllll 11111 nl 1111 SlIllIS seellred hy Ihls
Seellrlly IlIslrllmellt wltllUut 11Irlher delll.tid IIl1d limy rnreclllse Ihls Seellrlty IlIslrlllllelll hy Judlclul prllceedlu". Lelld...
shall be enliUed III enllecl Mil elpellsllS IIIcnr;ed InllllrsllhlM Ihe remedies provided III this 11I""~rlph 19, IlIcllIdlllM, hulllllt
nmiled Ill, atlllrlll'Ys' Ices alld cllsls 01 title evldellce lolhe estellt permitted hy IIpplleable IIIW,
20. Lellder in I'ossesslon, lIponllt'Cclcr:llion nuder paragrllph 19 or ahandonl11enl of Ihe l'roperlY, I.ender (in
perSOIl, hy IIgenl!'!" hy judicially IlppOilllcd n~rcivcl') ~hltll he entitled III clIlcr lIpOllf luke possessio II of alld 11I1I1Iagl' I Ill'
Properly IInd 10 collelllhe reuls nf Ihe ProperlY ,ndllding Ihos.. 1"'" dne. Any rellls ..olleeled liy Lemler or Ihe 1'I','ell'el
!<ihull he IIPI'Iicd lilsl 10 IlilYlIlC1l1 or tilt: l;usls or IllallugcllIenl or tlw Property Ulld (;olll~dIOIl of I'l'lIls, 1l1diltllllg, hill Iltll
limited hI, rCl:eivcr's fcc~, premiulIls oll'n~L'civcr's hOIHh und rcu'\onahk 1l1IOI'llC)'s' t'Cl'S,'lllld IhcIIIO the SHill" "l'L'urcd hy
this Seeu,."y lu""umelll.
21. Rclcusc. Upon pllymcnl or 1111 !>>llms '\ct:urcd hy this SCl'urilY IIISll'Ulllcnt, Lcnder shall di'\l.:hargc this SCl'Ul'lty
InslrUnlcnt withotllchurgl'lo UtHl'Owcr, Borrower shull pay tiny I'cL'ordatioll co,;ls.
22, Rclnstutcment Period. IJ01'l'OWl'I"S lime 10 rcinsllItl' provided ill paragrllph I K sIHllIl'xh:nd to Olll' hour prior to
the COllll1WneCIIIClll of hidding llt a shcl'ilrs sale or olhl.'f sale pursllllnllO this Seemlly I nsl rUlllenl.
23, "urehusc Money Mu,tHuge, If any of the dehl secured hy Ihis Seellrity Instrnlllent " leu I 10 lIorrower '0 at''1ulre
litll' 10 the Pn'Ill'r1 y, I hi,; Sl'curlty IllSll'lIllWllt Sllilll he a purchase 11HHlCY IIHlrlgagc,
24,Iutereslllute Arter Judgmeut. norrower ugrees thai (he inlerest ra!e payahle "fler a judglllenl i, eUlered 011 I Ill'
Note or in allll~'lion of 1ll000lgllgc forcdoslll'c shull he I Ill! rail: payahlc frollltimc to lilllc \Illder thc Notc,
25. IlIde.. 10 Ihls Security Instrument. If oue or UlOre riders lire e.,eeuted hy Ilorrow"r a",1 ret'orded IOgelher wllh
Ihb SCL:urity Inslrulllclll, the COVClHlIIls und agrcemcnls of each such rider shall he incorporatcd inlo and shall amend Hlld
supplemellt thl! COVCllUllh ilnd llgrcclHcnts of this Security IllSIJ'ulT\clIl U!i if the ridcr(s) were u pari of Ihis SeL'ufllY
In'\rnmen\. [Check IIpplieahle bo,(es)j
[.J Adjuslahle Hale Rider I COlldolllinium Rider [J 2.4 Family Hider
[] G"ulual~d Paymeal Rid"r [ll'lalllled lInil Developmenl Rider
[J Olher(s) (spet'ifyj
BY SIONIN(j BFI,OW. Borrower m;ccpts llnd lIgfccs to the Icrlll!i and covcllunls cOlllUlncd in this Secllrity
Instrulllent nud illllllY I'idcl'(s) cxecuted hy Borrower 1\11(1 recorded wilh it.
,,,,,,,,,,,,,....,,,,,,,,,,,.,,,,,,,.,,.,,,,..,,,,.,,,,,,,..,,..,,.,,.,",','"''''''
..(Seal)
-,BorFOWllr
."""""""."",.,..",."""""""""""""""""""",.""""""",
..........""..(Seal)
-BarlOwe'
___~_,____~ ISp~ce Below This Una 'or Ackllowledllmentl ~------_.-
COMMONWEALTH 01' PIiNNSVLVANIA, ' . , , , , ~,U,lI)k?Ep;~~flr]. , . , , , . , , . , , , , , . , , , ,County ss:
Oa Ihis, the, , , , , l.s,~ . , . ,day of, , .1:I~~~h, , . , . , . , . , . , . . , . . ., 19.91 ., hefore \\le, ' , , , , , , . . , , . , , , , , ,
, , , , , , , , , , , , , , , , , , , , , ,Ihe uadersigned offi""r, personally appeared, , . p~l.a,i.11 ,1$ I ,(o1~~',a,u.gl) 1 :J-~, fl.n,q . , , . , ,
,~U~Ml, 1'\, .Wol f" ,S,l,ngj<;!, p"I',s,Qns , . , , , , , . . , . . , , ' , . , , , , , . , . , , . , . , , , ,known 10 me (or satisfactorily
provell) 10 he Ihe person.~, ,whose IIl1m" , .s , . ~r~. . . . sllhserih"d III Ihe wilhin illslrulllenl IIl1d acknowledged thai
,tlJ"y, , . , . . , ,eleculed Ihe Slllll" I'M the purpost's herelll eonlUined,
_.' 'j. , , . NOT ARIAI SEAL
..:' :IoIIClIEli E I. I ANOIS, Notary Public
':'~~'. .. C,i1i,l, ""'0 C"",b,d,ud Counly. Po,
.I ~" ';. ~'1.' ~ ,I' 'M't COmmls\\~n E...plrflS A~,rlI2S, 1994
if:. ,'.' '.~ 'r1-
? ...:: 1._."",:., :.:..., ", StaIB 01 Pennsylvania 1
: i...;".. ,I.".'," "1'''' .. ...., (;ollnlyolCun,lJlJrlofld SS
" - ~'~ I. I
" '.' . ."" . '... Hllcordlid In rhe of/ice lor tho reoordlng 01 Deeds
",' ,', I:";::.;.':', ': &11',Jr~~nd 10r&~t&rl~nd CounlY. ~~r)'
, ";" Irl:W:7Book!, Vol. ,~_,__ Pagll]Q
. '" ,.i .' witMss my hand an ,!i1ul of ollie I / (j\ /
" .' Carlisla, PA this j .. dllY of .. 19. L
IN WITNI'" WnEREOl', I herennlo S'" illY hand "lid officiul seal.
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My Commission expires:
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We may also .l'ue you personal(v for Ihe unpaid principal halcmce and (III other slims due
under the mol'lgage,
If YOII haw nol "'ured the defallll within the Ihlrty day period and fOl'ec/o,\1/re proceedings
have hegun, you slill have the righlto cure Ihe ,/Pfault and prevelllthe sale at any time up to one hour
hefore Ihe sheriffs foreclosure sale. You may do so hy paying the Iolal amounl (!! the unpaid mOlllh(v
paymellls plus any lale or other charges Ihen due, ill the reamnahle allomey's fees and costs
connected with the forec/o,\1lre sale (and perform any other requiremenls under the mortgage). [t i,\
estimated Ihal Ihe earliesl date that such a sheriffs sale CO/lid he held would he approximale(v
Septemher 2, 1998. A notice of the date (!! the sherij}'s sale will he sent /0 you before the sale, Of
course, Ihe amounlneeded to C!/re the defaull will increme the longer YOII wait, You may find 011I at
any time exactly whatlhe required paymelll will he by calling 115 althe/illlowing In/mber: 2]2...6661
ext, 6240 or 1-800-554-4572 exl, 6240. This paymelll musl be in CASH, CASHIER'S CHECK.
CERTIFIED CHECK OR MONEY ORDER and made payable /0 us 1.11 the address staled above.
You should realize Ihat a sheriffs sale will end YOUI' ownership of the morlgaged property and
your right 10 remain in iI. If you conlinue /0 live in the proper~v after the sheriffs sale, a lawsuit
could be started to evict you.
You have additional rights to help protect YOUI' imerest i/l the property, YOU HA VE THE
RIGHT TO SElL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT:
OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS
DEBT. (YOU MAY HAVE THE RIGHT TO SfojJ, OR TRANSFER THE PROPERTY SUBJECT TO
THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE
DEBT. PROVIDED THA TALL THE OUrSTANDING PA YMENTS, CHARGES AND A nORNEY'S
FEES AND COST~S' ARE PAlD PRIOR TO OR AT THE SALE, AND THAT THE OTHER
REQWRF.JvlENTS UNDER THE A40RTGAGE ARE SA 17SFlED). CONTACT US TO
DETERMINE UNDER WHA T CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HA VE THE
RIGHT TO HAVE THISDEFAULTCUREDBY ANY THIRD PARTY ACTING ON YOUR BEHALF.
If you cure the defcmlt, Ihe mortgage will be restored 10 the same position as if 110 default had
ocC!/rred However, you are 110t entitled to this right to cure YO/II' default more than three times in
any calendal' year,
Sincerely yours,
Lisa A//arsh
Collection Supervisor
IMI/m
We may also ,l1Ie you personally for the unpaid principal halance and all other slims dlle
//fIder the /nor/gage,
If you have not c//fed the dejilUlt wi/hili the Ihir~v JJ.~v period allti jb/'eclo,ll/re proceedings
have heg/III, you will h(Ne the right/{) cure Ihe default and prl!vellllhe .'Iale al any time lip 10 one hour
before Ihe sheriffsjbreclo,\'w'e sale. You mL~V do so hy p(~ving the lotal "mOIlIll of the IInpaid mOlllh(v
payments plus any late 01' other chw:r:es then due, W' the rea'ilmahle al/orney'.\' fees and costs
connected with the foreclo,\1/re sale (and perjill'm any other requirl!melll,\' lindeI' the mortgage). II is
estimated thai the earliest date that such a sheriffs sale cOllld he held would he app/'Oximately
September 2, 1998. A notice (!f the date of Ihe sheriffs sale will he se!llto you hefore Ihe sale. q/
course, Ihe amount needed to cure the defalllt will increase the longer you wail, YOII may jlnd out at
any time exactly whallhe required pa;.ment will be by calling us at the jbllowing m/mher: 232-6661
ext, 6240 or /-8IJO-554-4572 ext. 62-/0, This payment musl be In CASH, CASI!IER'S CHECK,
CERTIFlED CHECK OR iv/ONEY ORDER and made payable to us al the address stated above,
You should reali:e that a sheriffs sale will end your ownership of the mortgaged property and
your right to remain in iI. If you continue to live in the property ajler the sheriffs sale, a law,\uil
cOllld be slarted 10 evict yml,
You have addilionalrighls to help protect your illlerest in the property. YOU HAVE IHE
RIGHT 70 SELL ?HE PROPERTY TO OBTAIN MONEY TO PAY OFF ?HI:: MOR7GAGE D[<.13T,
OR TO BORROW ivlONEY FROM ANOlHER LENDING INSmUTION TO PAY OFf THIS
DEBT. (YOU NL4Y HAVE mE RIGHT 70 SELL OR TRANSFER THE PROPERlY SUBJECT 70
!HE MORTGAGE TO A BUYER OR 77/ANSFEREE WHO WILL ASSUME THE MORTGAGE
DEBT, PROVIDED !HA T ALL !HE OU1STANDING PA YMEN1~'i, CHARGES AND ATTORNEY'S
FEES AND COSTS ARE PAID PRIOR TO OR AT !Hli' SALE. AND !HAT THE 07Ht'R
REOUIREMENTS UNDER 771E ,'vIORlGAGE ARE SA'flSF/ED). CONTACT US TO
DETERMINE UNDER WHATCIRCL?vISTANCES IHlS RIGHTMIGHT EXIS1: YOU HAVE !HE
RIGHTTO HA VE ?HIS DHA lfLT CURED BY ANY ?HIRD PARlY ACT/NG ON YOUR BFJ1ALF.
If you 1,11re Ihe defaull, Ihe mortgage will be restored to ,he same position CIS if no defmdl had
occurred However, you are IIOle/llitled 10 Ihis right to '11/'e your default more than three times in
. any calendar year.
Sincerely ymlrs,
Lisa Marsh
Co//eclion Supervisor
LM/lm
We m(1)' also ,111e YOII persollal(v for Ihe IIl1paid principal balance and all olher .111ms dlle
under Ihe mortga~e,
If you have 1101 (,1/1'ed Ihe dejimlt withill Ihe Ihirty dllY period and jiJl'eclusllre proceedings
have beg'lIn, YOII slill have Ihe righllo cllre Ihe defallll alld prevellllhe sale at a1~V lime lip /0 olle hVllr
before Ihe sheriJlsforeclo,l'lIre sale. YOII may do so by p(l)'ln~ Ihe lotal amollnt of Ihe IIl1paid mOlllh(v
payments pillS allY late VI' olher charges thell dlle. as Ihe re(twmable al/omey's fees and cosls
qonnecled wilh Ihe foreclosllre sale (alld perform a!~V olher reqlliremellls lindeI' Ihe morlgage). II IS
estimaled lhal Ihe earliel'l dale Ihal such a sheriffs .1'<Ile cOllld be held wOllld he approxlnla/e1y
Seplember 2, 1998. A nOlice of Ihe dale of Ihe sheriff's sale will be selll IV YOII heji}re Ihe sale. 0/
COllrse, Ihe amolln/lleeded 10 cllre Ihe defallll will illcreme Ihe longer YVII wail. 1'011 m(~v jlnd 0111 at
any time exaclly whallhe reqllired payment will be by calling liS allhe following IIl1mber: 232-6661
e.rl, 6240 or 1-800-55-1--1572 exl. 62-10. This payment mllSI be in CASH, CASHIFeR'S CHECK,
CERTIF1ED CHECK OR J'v/ONEY ORDER alld made payable 10 liS allhe address slaled ahove,
You should realize thai a sheriffs sale will elld YOllr ownership 0/ the mortgaged property and
yollr righllo remain in /I, If you contillue 10 live in Ihe property afler Ihe sheriff's sale, a lawsuit
could be slarled 10 evicl YOII.
You have addilional rights to help pmtecl ymlr imeresl in Ihe proper/v, YOU HA vT~ 77!E
RIGHT TO SELL mE PROPERTY 7V OBTAIN iv/ONEY TO PAY OFF mE A-IORTGAGE DEB?:
OR TO BORROW MONEY FROM ANOTHER LENDING INSTInJ170N TO PA I' OFF 17I1S
DEBT. (fOUAMY HAVE 17IE RIGHT 10 SELL OR 7RANSFER THE PROPJ..J?TY SL"BJECT 10
THE MORTGAGE TO A BUYfeR OR 7RANSFEREE WHO WILL ASSUME THE iHORTGAGE
DEBT. PROVIDED mAT AU 17IE OUTSTANDING PAYN/F.NTS, CHARGES AND ATTORNEY'S
FEES AND COSTS ARE PAID PRIOR 7V OR AT mE SALE, AND 7HAT THE 077!ER
REQWREMENTS UNDER 17IE MORTGAGE ARE .'i';l T/SF/ED). CONTACT US 10
DETERMINE UNDER WHATCIRCWv/STANCES THIS RlGHTlv/IGHT EXIST. YOU HAVE 17IE
RIGHT TO HAVE mlSDEFAULTCUREDBYANY THIRD PARTY AC77NGON YOUR BEHALF.
If YOII '1Jre Ihe defall/t, Ihe mortgage will be reslored /0 Ihe same positioll m if no defaull had
occllrred However, you are 1101 entilled to this righllo ~1lre YOllr defi:l1Ilt more Ihan Ihree times in
any calendar year,
Sincerely YOllrs,
Lisa Marsh
Collection Supervisor
1M/lm
We m(~v also ,\11e YOII persolla/~v for Ihe Ul/lXlid prillcipal halallce ,md all olher .l1lmS dUI!
under Ihe mOr/gagl!,
If you have 1101 cured Ihe defaull wi/hm ,he Ihirty day pl!rilxl and jbredo.\'lIre pro(;eedings
have hl!glln, YOII still h.7Ve Ihe righllo cure the dejll/(/I al/d prew/lt thl! sale at allY lime lip 10 olle hOllr
hl!fore the sherifJ'sforedo.l'lIl'e sale. You may do so hy p(~villg Ihe lolal amoUII/ (~f Ihe IInpaid mo/ltMv
payments pillS any late or olher charges Ihen Jue, as Ihe reasonahle atlol'l1ey\' fees and Ci),\'/.\'
conllecled wi/h Ihe joredo,mre sale (and perjbrm allY olher reqUlreme/lts IIlIder Ihe mortgage). II is
estimated lhat Ihe earliest date Ihat slIch a sheriJj's sale cOllld be held wOllld he app/'OxlInale~v
Seplember 2, 1998, A nolice of Ihe dale of the she/'ljls sale will he sell/lo YOII hejbre Ihe sale, Of
course, Ihe amount needed 10 cllre Ihe (u.!}'aull will increase Ihe longer YOII wail. YOII may find OUI at
w~ lime exaclly what ,he reqllired paymell/ will he hy calling liS at Ihe following r/llmber: 232-6661
exl. 6240 or l-800-554-4572 eXI, 6240, lhis payment ml/st be in CASH, CAS1-IfER'S CHECK,
CERTIFIED CHECK OR AIONEY ORDER (md made payahle 10 liS at Ihe address stated ahove.
You should realize lhat a sherifJ's sale will end your ownership (!flhe morlgaged property wid
your right to remain in il. If you continue 10 live in Ihe property after the sherifJ's sale, a lawsuit
cOIIld be started to evict you,
You have additiollalrighls 10 help protect your interesl in the proper~v, YOU HA VE HIE
RIGHT TO SELL THE PROPERlY TO OBTAiN ivlONEY TO PAY OFF THE MORTGAGE DEBT.
OR TO BORROW ivlONEY FROM ANOTHA1? LEivDING INSllTUTlON TO PA Y OFF THIS
DEBT. (YOU iv/A Y HA VE THE RIGHT TO SELL OR TRANSFER THE PROPERlY SUBJECT TO
THE MORTGAGE TO A BUYER OR lRANSFEREE WHO WILL ASSUME THE ivlORTGAGE
DEBT. PROr7DED THATALL THE OUTSTANDING PAYNIENTS, CHARGESANDAITORNEY'S
FEES AND COSTS ARE PAiD PRIOR TO OR AT THE SALE, AND THAT THE OTHER
REQlJ/REMENTS UNDER THE ivlORTGAGE ARE SATISFIED). CONTACT US TO
DETERMINE UNDER WHA T CIRCIJMSTANCES THIS RIGHT !'vuGHT EXIST: YOU HA VE THE
RIGHT TO HA VE THIS DEFA ULTCURED BY ANY77f1RD PARlYACTlNG ON YOUR BEHALF.
If YOII cure Ihe default, Ihe mortgage will be reslored 10 the same posi/ion as if no dt?jaull had
occurred However, you are not ell/itled to this right 10 cllre YOllr defaull more Ihan three times in
any calendar year.
Sincerely YOllrs,
Lisa Marsh
Collection Supervisor
LM/lm
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RICHARD C. RUBEN
Gf:Nf:~^L COtlN'F.L
Nt!~~~t~'
~:\oI North Second Street. llarri,llUtR, I'A 17101
('/17) 2:11''/0:10, eKI, ~!,IIi' FAX ('/17) ~:II.IHHfi
,
:r hereby appoint flarv]\1 W.. IHH
to~or;lt4. th withi. writ.
_ _ ~ '6JI~/
8 r ff
~e 10, 1998
Date
-
STATE O~' NEBRASKA
SGOTTS BLUFF COUNTY
RETURN .
I hereby certify that I reoeived this writ on 10th day
of
June
, 19~, and as oommanded in this writ, I on
the
lit\)._ day of
June
, 19~~, sorved the same upon
the within named D~'ain K. HcLaughUn
by serving him at: his place of employment, City of Sc:ottsbluff Bulldinul
Planning/Zoning, III West 19th Street:, Scott:sbluff, Nebraska, at 0800 hours
personally a true and oertified copy of this writ with all
endorsements thereon, all done in Sootts Bluff County, Nebraska,
as required by law.
Servioe & Return . 1'i.illL_
Copy .
Mileage 6 miles . 1.98
TOTAL . 16.98
C- ?7'~ No,.., s~orifl
~ ~ ~,~
, Deputy S eriff
.
EXHIBIT
I 12
.'
- ".,~='"-'''''''
,C,_"""!__""'-
"'""-",,,,
-_ -c.c,_-,__,,__oc,.,'..c. ;',' ",..,:~""'~_",,'
IIUcKE! 1'llI~IIIEf(: .11(,'n. (:n::1 NlIl'I[([[(: qn ".I~:', UIUIH: (I)
PIAINIIII 1'ltill'I'lln:"" V:: 1'1':1"'111'1:"1 [)IILND!,Hl
. IIAWU:; :;!W [ HU~; UMII< V', UWA III 1(" ~1Cl. AIYill1 ] fl I., :;ljf:MI 1'1. WOLF"
PI<I i ntl ff: HA"nl U :"AVI flei:': IIMIK Add: Ii. (J, nux Inl
City, :a.. Up: HA[(f(r:WUI{Ci. I'A 1710"'1/11. I'hono: 717::36 1\04),
I"L:dnt AU,: Ilclcl:
Cl I.y, :::t, lip: F'hQrw:
Ildd:
K. MCLAUUHLIN. [T AL
ro [1(: SEI\VED UY: '06/17/')f]
IYI'[ or I'nOCFSf,: NUT reE:
1\ HII) 01' PflOCLSfJ: L NOller:
PERGONIlL SE:RVIC[: X f([UIDI.NTIAI
!1CCCIV[D: <Oi./lO/'.>O )
()r:" fl,mdan t : DWA IN
Ci. tv, ~:;t. li.p:
Dwf'ol1c1 At.t.:
(:j ty, f:t.. lip:
D(11 E ASf]It:iNFD:
'OC/IO/9U
WHOM TO ::U\\'I.'
Namo: <MCl ~\UGIIL I N, ()WI, I N
Cit.y, fH. lip.:
IHBT"UCTIONU FOR SLRVICf:
DATE SERVED:
oe/ I J /'78
F'hono:
Add:
I'hone:
, (IJ,,, to)
NU~i[lF f~
TO SEflVr: ).
I
OTHFI'( .:
['{[.TlmNCD: <06/12/')[;1
SCRVICE INfURMATION:
A[,:'nC;~IID TO:
WLT~l~)
( NlWIOER)
<921X
AND LOCATION 01 fJEnVICC:
Adcl:6~:O 15TII STHEET
C;UUNC
TIMESEtWEO;
01300
SERVlCE INFOR~IATION:
DWAIN MCLAUCillLHI :,[IWE'I' l'U<:;oNALLY AT IllS PL.ACr: OF
CITY 01 :;ccnTSflLUff' UUIL.DHIG/I'LANNING/lONINO. III
STF<EET, SCOTT:,BLUfT.
CMPL,OY~IENT .
W[f:T 19TH
BILLINC; INFORMATION:
NAM[:<II(ifun:.' ~,AVIW;~, UANI\ ADD:P, O. OOX 17U
CITY, In. nr:': IIAf{IH:,ClLlIKi, J'A 1710S 1711 BILLING OA'[E:<06/12/98>
(PHI-PAID f[LS) COLLCCTED:
~~H[f\lrr'~) r-L[~~:
MISCFLEANFUUG COSIS:
6.00 milos 0 0.3300 /Milo:
(iOM. FE I. /STO"~)GL:: :
TOTAL .:
["[ES nC'(UnNFD:
FEES RECEIVEl) (F:RC)M OllLI~I(~):
ACCOU~IT Or.1
Amount of Exocution: $
1.5 D<:\y~;
Dj,,,,poo,i tTon:
30 Days
Propel"t:.y Soized:
[l." to Aclve r t,. i ;;ocl:
$ '~~::,. 00
~: l.:i.OO
:1; 0.00
$ 1. .<:>0
$ 0.00
$ -.iJ. O~?
:1; D,02
(cnmTT )
(fDEOIT)
(I ['UII T )
(IDUHT)
(I[)EOIT )
DATE: 06/.10/98
(+DEOIT) DATE: 06/12/98
( 'CnEDIT) DATE::
$ 0.00
$ 0.00
LANCr':
EXECUflON
0.00 Int:.oro!2,t
PROCf{ES8 DATE~~:
~J5 [)8Y~,
to be Collected:
Fin:>1 Dat.e
COpy
Da to of (,,:110:
0.00
SalnArnt.:
,"mn-".""'-"'Ll~""";'"~:::''''';''''':":rJce'll;I:"-"'I,,'';'''"'ll:''.1;'''~.';~",~""""",,,.......,~;rJ''''''Il:':'''''1'~'.1H~!..~'_I''.''''';,;:;~~-'n=''''"lI=r'n,!~~.""!'lr,,,,,tV""mt,:"'''p..,,,,,,~;,,~."m;u,,,,,,,,,,,,,,,,,,,,,,,;,_o,;,,:t-t:tl'''''''''""''''''''''"''';""~."7"";"''''''~'"''''""';t'''","~'':'':"';''-'~'C''~'C:O;;'_'C-''=<=;T';:,
IN THE COURT ()~MMON IJI,E~U)J<' WM/Jt;RLANI) CO\.lNTY. PENNSYLVANI.-\
CIVIL J.!IVISION
fRA,t;CIPE FOR WRIT OF E~TION
HARRIS SAVINGS BANK, as S~n'lclnll Agenl
For Federal Home Loan Mortgag~ Corp"
Plalnll"
( ) Confessed Judgment
(X) Other:
v.
File No.
Amount Due
Interesl (1/18/99)
Late Charges (1/18/99)
Search Costs
Escrow due
Unallplled Credit
Casually Ins.
PMI Ins,
Taxes (811198)
Taxes (411199)
Life Ins.
Atly's Comm
Costs
98-JI2!l Civil Term
$44,!l!l1.78
3,962.96
291.00
100.00
31.06
( 6,80)
322.00
1!l6,27
6!l8.18
310,2!l
32.02
2,331.70
DWAIN K. McLAUGHLIN and
SUSAN M, WOLF,
Defendants
TO THE PROTHONOTARY OF THE SAID COURT:
The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or accollnt
based on a confession of judgment, but if it does, it is based on the appropriate original proceeding tiled pursuant to Act
7 of 1966 as amenned; and for real property pursuant to Act 6 or 1974 as amendcd
Issue writ of execulion in the above matter to the Sheriff of Cumberland County, for debt, interest and costs IIpon
the following described property of the Defendant(s) 239 Lincoln Street, Borough of Carlisle, Cumberland County,
Pennsylvania 17013 (See Legal Description attached hereto and incorporated herein as Exhibit A.)
PRAECIPE }'OR A 1'1' ACHMENT EXECUTION
Issue writ of attachment to the Sheriff of Cumberland County, for debt, interest and costs, as above, directing
attachment against tho above-named 2amishee(s) for the following property (if real estale, supply six copies (If the
description; supply fOllr copies of lengthy personally list) 239 Lincoln Street, Borollgh of Carlisle, Cumberland Counly,
Pennsylvania 17013 and all other property of the Defendant(s) in the possession, custody or control of the said
garnishee(s).
-. (Indicate) Index this writ against the gamishee(s) as a lis pendens against real estate of the Defendant(s)
described in the attached exhibit.
Respectfully submitted,
Date: fI ~(P /<1:1
"1 I
By
n /')
/J/;f~\jt/~.__
Richard C. Ruben, General Counsel
Harris Savings Bank
Second and Pine Streets
Harrisburg, P A 17101
(717) 236-4041
1.0. 1127767
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Harris Savings Bank
-vs-
Dwain K. McLaughlin und
Susun Wolf
In the Court of Co 111m on Pleus of
CUl11berlund County, Pennsylvuniu
No. 98.3125 Civil Term
Kenneth Gossert, Deputy Sheriff~ who being duly sworn according toluw, suys on October 6,
) 998 ut 6: 12 o'clock P.M. E. D. S, T, he posted u true copy of real Estate Writ Notice Postel' und
Description in the above entitled action on the properly located ut 239 Lincoln Street, Carlisle,
Cumberland County, Pennsylvania.
Kulhy .I Clurke, Deputy Sheriff, who being duly SWul'll according to law, says on Dc label' 8,
1998 at6: 12 o'clock P.M. E.D. S. T. she served a trlle copy ofreul Estute Writ Notice Poster and
Description in the above entitled aetionllpon one of lhe within named defendunts to wit: Susan
Wolf, by making known unto Susan Wolf at 1921 A Heisel' Lane, Carlisle, Cumberland County,
Pennsylvania, its contents and at the same time handing to her personally the said true and
attested copies of the same.
R. Thoms Kline, Sherin~ who being duly sworn according to law says he served thl) within
Real Estate Writ Notice Postel' and Description in the following manner: The Sheriff mail a
notice of the p,'ndency of the action upon one of the within named defendants to wit: Dwain K.
MeLallghlitl by Certified Mail Retlll'llr,'eeipt Requested Restricted Delivery to his last known
address 620 15th Strcet, Gering NE. This leller was mailed under the date of September 30,
1998, The leller was received on October 6, 1998 the return receipt card signed by Dwain
McLaughlin. The return receipt card is hereto allaehed.
R. Thomas Kline, Sheriff who being duly sworn according to law, says hc served the within
Real Estate Writ Notice Poster and Description in the following manner: The Sheriff mailed a
notice of the pendency of the action to one oflhe within named defendants to wit: Susan Wolfby
regular mail to her last known address 195 A I-leiseI' Lane, Carlisle, Pennsylvania. This leller was
mailed under the date of October 9, 1998 and never retumed to the Sheriff s Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says he served the within
Real Estate Writ Notice Postel' and Description in the following manner: The Sheriff mailed a
notice of the pendency of the action to one of the within named defendants to wit: Dwain K,
McLaughlin by regular mail to his last known address 620 15th Street. Gering NE. This leller
was mailed under the date of October 14, 1998 and never retumed to the Sherift's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, says that aner due and
legal notice had been given according to law, exposed the within descried premises at public
venue or outcry at Court House, Carlisi\), Cumberland County, Pennsylvania, on February 10,
1999 at 10:00 o'clock A.M. and sold the smne fo\' the sum of$ 1,00 to Allol'l1ey Richard Ruben
for Federull-Iome Loan Mortgage Corporation, ils successors and assigns. It being the highest
bid and best price received for the same Federuall-Iome Loan Mortgagee Corporation, Dept REO
12222 Merit Drive, Suite 700, Dallas, TX , being the buyer in this execution paid to R. Thomas
Kline, Sheriff, the sum 01'$ 768.37, it being Sherin"s Costs.
Sheriffs Costs:
Docketing
Poundage
Posting Bills
30,00
15.27
15.00
AMENI>rJ,D WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO, ____ 98.'3125 _ CIVIL tOt,!,erm
CIVIL ACTION. LAW
TO THE SHERIFF OF . .
ClJnbor lcmd
COUNTV:
To satisfy the debt, Intorest and costs due ..._U<lITlliJ.1Q\Lir).9fL1lillL~______
PLAINTlFF(S)
from_lM~ll] ..K, . M(Cl'~llBlllill .Brlel Susgn__t<1!_1'I9JJ'____n._.._._
__.__. .____n__ .....___.____n_ .n________.____~~________.__OEFENOANT(S)
(1) You are directed 10 lovy upon tho property 01 Ihe delendant(s) and 10 sell see legal description
(2) VOIl are also dlrecled to allach the property 01 the delendanl(S) not levied upon In the possession of ~__
.__,.____.____n____.___n_____. _______~_n_n____..__n_--_.___.______.____.__. GARNISHEE(S) as follows:
and to not~y the garnlshee(s) thai: (a) an allachmont has been Issued; (b) the garnlshee(s) is/are enjoined from paying any
debt to or for Ihe aceounl of the delendant(s) and from delivering any property of the defendanl(s) or otherwise disposing
thereof:
(3) II property of thedefendant(s) not levied upon an subjecl to allachmenlls found in Ihe possession of anyone other
than a named garnishee. you are directed to notify hlm/herthal he/she has been added as a garnishee and is enjoined as above
stated,
(*AMfHE> 1-2711). $4~.f504.43
Amount Due ,~,"ttl L L
(JI.roorded 1-2PJ~ffiiii 3/28799- n $4~42LIT-n .
Interesl . 'fi'fei.~ :=--::_~::lI~li;,;,'l6 ____nnn ... ____ .____
Ally's Comm ___:g, 33h7Qn__.__ % __________
Ally Paid __~9.2<lQ__~___.n______,.__.._.____
Plalnllfl Paid
$,50
-~. --~'"-"---.-------------'-.--'.-'---'-'------."-'--'-'-
Oale:_,_.J?.QPj:_~Ulbe!: 1st , 1998
Due Prolhy $1. OQ-------,-.~---nn--T>r2.____--
(Amended 1-27-99) J-28-" $3~0.~
Olher Costs J"ate Charqes-l-l-l~~~...oo: Search
cost~_~00,09~_Escraw Due $31.06; Unappli~
Credit $6. 80 1.,.ca~J9.clty InEl.~_?l?2. 00; rMI Ins.
$156.27: Taxes (8/1/98) $658.18; 1'axes (4/1/99)
_~}1O~22Li_!.f.E1_1nB'.3~~~Q_2. (I\nalded 1-27-991
Awmisal fee $150.()(): Bankruptcy ooatB & fees $575.00
n n,
l l tJ-(~'i~..JS...LDi\Q-
Prothonotary, CivII{fdVision
lili"'-.. N~(Y\Cl1n~:.-.
Deputy
REOUESTING PARTV:
Name __ Ric:ha~_S:~ Ruben, EsS!~,..
Address: .l:iar.t:is..s<.t.lling.Jl<mL____._______
_2nd & Pine StJ;:ee..t!i!-'-----*1rrisburq, PA 17101
AlIorney for: _____l~}ainti.ff
Telephone: __.11!1L.~.:Ji>.::4041
Supreme Court 10 No, __2]}(J}_. n_ ______________
.-
HARRIS SAVINGS BANK, liS Servicing Agent :
For Federlll Home LOlln Mortgllge Corp.,
PllIlntlff
IN THE COlIRT OF COMMON I)LEAS OF
CUMBERLANI) COUNTY, I)ENNSVLVANIA
v,
NO, 98-3125
CIVIL 1998
DWAIN K. McLAUGHLIN Illld
SUSAN M, WOLl>',
Defendllnts
CIVIL ACTION - LAW
f-RAECIPE TO AMEND WRIT
TO THE PROTHONOTARV
Cumbcrland County Courthousc
One Courthouse Square
Carlisle, PA 17013
Plcase amend the Writ in the above captioned action as follows duc to dclay of the Shcriff s Sale eauscd
by thc filing of a Chapter 7 Bankruptcy by Defendant Susan M. Wolf. Plaintiff has obtained relief from the
automatic stay dated January 13, 1999.
a. Principal $44,504.43 /
b, Interest thru Distribution (3/28/99) 4,421.17 V
e. Latc charges (3/28/99) 310.54 V
d. Search costs 100.00
e. Escrow due 31.06
f. Unapplied Credit ( 6.80)
g. Homeowners' Ins. 322.00
h. PMI Ins. 156.27
i. Taxes (8/1/98) 658.18
j. Taxes (4/ I /99) 310.25
k, Life Ins. 32.02
1. Appraisal Fee 150.00 '
m. Bankluptey costs and fees 575.00 V
n. Attorney's fees 2.331.70 .
TOTAL AMOUNT: ~ 53,~95.82
Plus additional costs and cxpenses of suit and actual expenditures to prescrve security until the datc of
distribution.
Respcetfully submitted,
Date:
/
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to,'
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By />' /- /. (
Richard C. Ruben, General Counsel
Harris Savings Bank
Second and Pine Streets
Harrisburg, PA 17101
(717) 236-4041
J.D. #27767
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S Complele Covuage 01 Pennsylvania's Third L3rgesl
6 and Mosl Prulhable ~Iarkel
I CUMB020 NOV, 1998
B CUMBERLAND CO SHERIFFS OFFICE
9 COllRT HOU S E
10 -.3-.& CARLISLE, PA 170 I J
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THE PATRI()T NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
UndAr Rd No.517. RooroulId Mau 16. 1929
Commonwlllth 01 Plnn.ylvlnla, County 01 Dauphin) a.
Fnmk J. Epler being duly sworn according to law, deposes and says:
That hi I. the Controller of THE PATRIOT.NEWS CO" a oorporatlon organized and exletlng under the laws of the
Commonwealth of Pennsylvania, with Its prlnolpal ollloe and plaoe of business at 812 to 818 Market Street, In the
City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of THE PATRIOT,NEWS and THE
SUNDAY PATRIOT-NEWS newepapers 01 general olroulatlon, printed and published lit 812 to 818 Market Street, In
the City, County and State aforesaid; that THE PATRIOT.NEWS and THE SUNDAY PATRIOT.NEWS wero established
March 4th, 1854, and September 18th, 1949. respecllvely, and all have bien oontlnuously published ever elnoe;
That the printed notloe or publloatlon whloh Is seourely attaohed hereto Is exaotly as printed and published In
their regular dally and/or Sunday IInd Metro editions/Issues whloh appeared on the 27th day of October and the 3rd
and 10th day(s) of November 1998. That neither he nor said Company Is Interested In the sUbJoot matter of sold
printed notloe or advflrtlslng, and that all of the allegations of this statement as to the time, plaoe and character of
publloallon are true; and
That he has personal knowledge 01 the faots aforesaid and Is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolullon unanimously pllsSed and
adopted eeverally by the stockholders and board of directors of the said Company and subsequently duly recorded In
ths olllos for the Recording of Deeds In and for said County of Dauphin In Miscellaneous Book "M',
Volume 14, Page 317. ~.~~;>' /!;'~'
PUBLICATION , ,,/cj{:>-rY',,/ex.
COpy ( Sworn t~ and sub80rltfed belore me this 12th day 0
8 ALE .19
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'~K.:t ". , CU'-f3ERlANDCOUNTVSHERIFFSOFACE
A.JJIld....~ COURTI-OJSE
.,~IIIcIlcll\:fC:~ CARLISLE, PA. 17013
it .2t. Statem:on~HE o:AT~=nCaO., ~r~stl
la. Olld. ~In For publishing the notice or publloallon attached
, E e!1Jj hereto on the above stated dates $
I . . . , '~ Probating same Notary Fee(s) $
(._....y '0'" .
o'~ ~
bt ~,~~1i8her'8 Receipt for Advertising C08t
""TRl: 1O'Fl ,- t:'fW\)~,,,,.lllsher of THE PATRIOT,NEWS and THE SUNDAY PATRIOT-NEWS, newspapers of general
clroulatlon, hereby acknowledge receipt of the aloresald notice and publloatlon oosts llnd certifies that the eame have
been duly paid. THE PATRIOT. NEWS 00.
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[ Nolarial SO<lI
Trrry I.. nll~soll, NOlary Pu .
HarfiHiJwg, DRuptlln Counlv
Mv CLlmml~slorj bqllftls June (\ 02
Men;ber, Pennsylvania Associnllon 01
olmii"1s
230.55
1.50
232,05
By....................................................,...'..,.........