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HomeMy WebLinkAbout98-03218 Mortgage on the home and agrees to indemnify and hold husband harmless from any obligations related to that mortgage. It is further agreed that in the event that that loan obligation Or mortgage obligation would become 90 days or more in arrears that wife shall have the obligation to list the mobile home for sale so as to satisfy that obligation and/or to achieve husband's release, or refinance that debt in her name alone so that the debt: will be immedIately satIsfied, Husband agrees to execute the tItle to the mobile home, If in the event one exists, transferring his interest to wife or to execute any and all other documentation necessary to effectuate the transfer, The mobile home is currently located on a rented lot, Wife shall be responsible for all lot rent payments that may exist for that property and indemnify and hold husband harmless for any claims for that lot rent and additionally to pay any and all taxes associated wIth the location of the mobile home and Indemnify and hold husband harmless from any claim for those taxes, 2. The parties also own a parcel of property known as 207 Burns Avenue, New Hope, Tennessee. This property is under a sales agreement or deed of trust and was transferred to individuals by the name of Charles T, Wilson and Debra J, Wilson, The partIes have a second mortgage due to them based on the transfer of that property. The Wilson's have filed bankruptcy in an attempt to discharge the obligation owed to the Stonesifer's, In the event that any money is realized out of the bankruptcy process or in any way related to that property, said sum shall be divided equally between the parties, and in the event that any liability would be generated out of that property, said liability shall be divided equally between the parties. 3, The parties stipulate that at the time of separation wife received accounts valued at $1,473.00 and that husband received accounts valued at $800.00, 4, The parties have a 1961 Impala automobile. That 1961 Impala shall become the sole and exclusive property of wife. Husband agrees to cooperate by executing any title necessary to transfer that vehicle to wife or any other document necessary to transfer his interest therein, 5. The parties have as marital property an IRA account that was existing at York Bank and Trust, That IRA is now being held by Allfirst due to a transfer of the banking .interest. The current value of that IRA .is $]5,267.00, The partIes agree that the Allfirst IRA shall be cashed and the processing fee of $45,00 shall be remitted to the banking .instItution. The parties further agree that 28% of the IRA proceeds shall be paid to Mr, Stonesifer to satisfy the tax obligation which will be generated upon cashing the IRJ\, The parties then agree that the balance, which is approximately $11,000.00 shall be paid to Mr. Williams, to be held in his escrow for satisfaction of the following outstanding marital debts. These debts include an obligation owing to Montgomery Wards in the amount of $1,812.77, to Boscov's in the amount of $862.48, as well as u truck judgment deficit of $5,478,46 which is due and owing to PNC Bank. The truck deficit judgment and the Montgomery Ward and Boscov's shall be paid in full unless Mr. Williams is able to negotiate a compromise with any of the creditors, The obligation at that point would be to fully release Mr, Stonesifer from any obligation from those debts. Any bal.ance on any compromised figure shall be tha sole and separate property of Mrs, Stonesifer. Therefore, for example, in the event that Mr. Williams is able to negotiate an $1,100,00 settlement for the Montgomery Wards payment, the remaining $700.00 shall be paid to Mrs, Stonesifer. After satisfaction of these debts, the remaining balance of the IRA proceeds, if in fact every amount has to be paid in full, should be approximately $2,800.00, That balance shall be the sole and separate property of Mrs. Stonesifer, Attorney Williams will provide documentation to counsel for Mr. Stonesifer of satisfaction of those debts, 6. Husband has a pension plan through Raytheon with an estimated marital value of $14,340.77. Said Raytheon company pension shall be the sole and exclusive property of husband and wife waives any interest or claim in regards to that pension plan. 7. Husband additionally has an interest in the Harsco Corporation savings plan which has a stipulated value of $8,546.48. Husband agrees to rollover from that savings plan to wife the sum of $3,500,00, This rollover shall be into a qualified plan so as not to cause any tax consequence for husband. Should wife choose to withdraw monies from the amount rolled over, she shall be solely responsibl.e for any tax consequence with that withdrawal, 8. The parties have various items of personalty which include the Franklin Mint car collection, computer, and household furnishings. The parties agree that all items shall become the sole and separate property of wife and any items of marital property that are in wife's possession shall be her sole and separate property and any marital items of personal property in husband's possession shall be his sole and separate property. The tools that may be in the hands of the son shall be the son's property, 9. The parties also had certain additional marital debt that was not provided for and not being paid through the proceeds of the York Bank/Allfirst IRA. At the time of separation there was a Conunercial Credit debt of appr'oximately $3,580.00. Husband warrants that he has paid that debt in full and will indemnify wife against any claims for that debt. There was also a marital Visa with a date of separation balance of $1,940.30, Husband is paying and shall continue to payoff the debt and indemnify and hold wife harmless for that obligation, That debt has been transferred from a joint card to an individual card and is solely in husband's name so as to avoid any liability for wife. The parties also had a joint Home Depot debt of $2,981. 56, a GPU Electric debt of $234.36, and a Commonwealth telephone debt of $154.67. Husband shall agree to pay the Home Depot, the electric, and the telephone bill and hold wife harmless against any of those obligations or debts. , I I \ The remaining marital debts are, again, the Montgomery Wards, Boscov's, and the PNC truck deficiency and those will be satisfied out of the York Bank/Allfirst IRA proceeds, \ i , I I I d ! ! I I 10, The parties agree that there shall be no support and wife agrees to withdraw her claims for Bupport, alimony pendente lite, and alimony. 11, The parties also agree to withdraw any claims that they may have relative to claims for counsel fees, costs and expenses. 12. Except as herein otherwise provided, each party may dispose of his or her property in any way and each party hereby waives and relinquishes any and all rights he or she may now have or hereafter acquire under the present or future laws of any jurisdiction to share 1n the property or the estate of the other as d result of the marital relationship including without limitation, statutory allowance, widow's allowance, right of intestacy, right to take against the will of the other, and right to act as administrator or executor in the other's estate, Each will at the request of the other execute, acknowledge, and deliver any and all instruments which may be necessary or advisable to carry into effect this mutual waiver and relinquishment of all such interest, rights, 'and claims. MS. SUMPLE-SULLIVAN: Mr. Stonesifer, you've been in the hearing room this morning as I dictated the terms of our agreement on to the record? MR. STONESIFER: Yes. MS. SUMPLE-SULl,IVAN: Did I accurately ~epresent what the terms of the agreement are? MR, STONESIFER: Yes, you did. MS. SUMPLE-SULLIVAN: Are you voluntari ly 'entering into this agreement? MR, STONESIFER: Yes, I am. MS. SUMPLE-SULLIVAN: And do you find this agreement to be fair and equitable in light of the circumstances of your case? MR. STONESIFER: Yes, I do, MR. WILLIAMS: Mrs. Stonesifer, you've been present while your husband's attorney recited a settlement that she and I and you and your husband have constructed this morning, Did you understand all that she had to say? MRS. STONESIFER: Yes, I did. MR. WILLIAMS: And did the agreement as outlined by her and as occasionally modified or corrected or talked about by me, is that an agreement that you are prepared to mai..e? JOSEPH E. STONESIFER, III, PIa inti ff IN 'I'HE: COURT OF' COMMON PI,EAS OF' CUMBERI,AND COUNTY, PENNSYLVANIA V6, NO. 98 - 3~18 CIVIL SHIRLEY M. STONESIFER, Defendant IN DIVORCE RE: Pre-Hearing Conference Memorandum DATE: FrIday, ,June 30, 2000 Present: for the Plaintiff, Joseph E. Stonesifer, III, is attorney Barbara Sumple-Sullivan, and present for the Defendant, Shirley M, Stonesifer, is attorney Marrison B, Williams. This action was commenced by the fIHng of a divorce complaint on June 9, 1998, raising grounds for divor'ce of irretrievable breakdown of the marriage. Counsel have indicated that the parties will sign and file affidavits of consent and waivers of notice of intention to request entry of divorce decree before the hearing to be scheduled so that the divorce can be concluded under Section 33011c) of the Domestic Relations Code. The complaint did not raise any economic claims. On September 14, 1998, the Defendant wife filed a counterclaim r.aising the economic issues of equitable distribution, alimony, alimony pendente ~ite, and counsel fees and costs. , , Counsel have indicated that no testimony will be offered on the factor of marital misconduct as that factor may affect wi fe's alimony claim, F'urther, after di scussion, it is likely that wife will withdraw her alimony claim based o~ her living arrangements at the present time with a male friend. The parties and separated February 1998. two adult children. were married on June 30, 1973, They are the natural parents of Husband is 50 years of age and resides at 1136 Evening Trail Drive, Wesley Chapel, Florida 33542, where he may live with a female friend. He is a high school graduate and currently works in the maintenance department at Bausch & Lomb. His net monthly income, based on a sllppor:t order entered in 1998, is $2,287,00. The Master notes that the monthly income in 1998 was probably computed from a different employer than the employer where husband is currently working but the income figure is the figure used for computing the support hllsband is paying currently to wife. Husband has not raised any health issues. He is paying wife $140.00 per month in spousal sllpport. Wife is not covered by any medical insurance plan provided by husband; she is currently paying for medical and vision coverage in the amount of $9.15 every two weeks. Wife is 48 years of age and resides at 76 Wilson Road, York Haven, Pennsylvania 17370 where she lives with a male friend. She is a high school graduate and currently works as a hotel maid where she makes $7.50 an hour. Her net monthly income as computed by the Domestic Relations Office in 1998 was $715.00. Wife has not raised any health issues. Wife is living in a jointly owned which Mr. Williams had appraised on March 9, 2000. appraisal shows a value of $13,500.00. According Williams the current payoff on the mortgage, which against the mobile home, is $13,440.00. Attorney Sumple-Sullivan has indicated that her client believes the mobile home is worth $20,000.00; Mr. Stonesifer shollld immediately proceed to have an appraisal done on the mobile home if he intends to dispute the value placed on the mobile home by Mr. Brown, the appraiser. mobile home The to Mr, is a lien Husband is vested in a pension with Raytheon Company and counsel have agreed that the value of that pension is $14,340.77. Wife has advanced $425.00 to have the appraisal of the mobile home and the pension valued. The 1996 S-10 Chevorlet truck was repossessed and there is currently a deficiency judgment on that transaction in the amclInt of $5,478.46. Wife is in possession of a 1961 Chevrolet Impala ....'hich Mr. Williams stated is inoperable but does have a value of $4,500.00. Counsel have stipulated to that figure. There is a dispute as to what shollld be included in the value of the household tangible personal property which husband claims is all in wife's possession. Included in the property that husband claims is in wife's possession is a gun collection and a Franklin Mint car collection. Wife states that she does not have the gun collebtion and does not want the Franklin Mint car collection. She has suggested a value for the remaining property in her possession at $1,700.00. Husband suggests a vallie for all of the property at $3,929.00, Included in hllsband's value is the gun collection, the Frdnklin Mint car collection, tool collectIon, and a computer. Mr. Williams indicated that the computer was Pll.rchased for the parties' son. Also wife contends that the tool collection Is with the SOil. In addition to the value of the Raytheon pension, there is a York Bank IRA worth $l5,6B5.70 and a Harsco Corporation savings plan with a value of $9,907.97. There were also hecking and savings accounts which were cashed out, husband receiving $800.00 and wife receiving $l,473.00. The parties are the second lien holders on a property in Tennessee and are owed money on a mortgage. Mr, Williams indicated that it is unlikely that they will recover any funds from that mortgage but we can probably resolve that issue by keeping that asset separate and indicating or recommending that whatever is realized should be distributed to the parties based on whatever percentage of distribution each receives with respect to the other marital assets. The parties have listed a number of items of marital debt. According to attcrney Sumple-Sullivan, the date of separation debt was $16,325.23. She claims that Mr. Stonesifer gave money to wife over a period of approximately a year assuming wife was going to pay down the debt. The amount of money that hllsband claims that he gave wife is in excess of $14,000.00. Mr. Stonesifer is entitled to some credit for payment?f debt but an accounting will have to be done to detennine what the extent of that credi t should be Inasmuch as some of the money paid to wife would have been allocated to her for her support. Mr. Williams has noted that his position is that all of the debt should be liquidated prior to the final resolution of this case by divorce. His concern is that he does not want wife to be left with an indemnification from husband, who is living in Florida, and exposing the mobile home, which wife owns, for repossession or sale by creditors. Mr. Williams indicated that he is going to prepare a comprehensive settlement proposal to husband's attorney to see if they can perhaps bring this matter to final resolution in the next month or so. Absent a final settlement by counsel, the Master is going to proceed with the OCT"12-00 THU 7:32 AN CONSECO~ FAX ltO, 7219351324 p, ~. CO N SJ!,C O. /"..- Fax To~d~ Compiny: Phone: FIx: Ce: ~. "" From: F'honR: r FIx: Olte: /() '"I tI- ...t) () Numbff 0' pagll, Indud,ng IhllShu\: c; y:i~r-v ~/ ~~M ~ e~ YM-. JPrM ~ ",. j, (oll'lIllnlll' 'nformlllon This 'IX m.v ~on,.ln Inlo,mlllon ,",.ndld onlv fo' the U'I of th, ,ddlllltt, If you cr. "01 Ih. .dd'lllet, pl.... do nol ~ooY or d.II"" thIS to Inyon' ,II'. If you 'l~el'" thll fiX by mll'"~', pin.. tol,phon. thll under. Th.nk you. oct-12-00 THU 7: 32 AM com eo.... FAX N~ 7219351324 p, z SRR06l CUlt...r Hillory Inquiry 101,\2100 7IZI'~0 2 n Acel" 73321776 Himel STONESIIER III, JOSEPH [, Aea.PI~lnll 238.39 Sack lrn Dlh lyp Due'Oe\a Plyment Prineipel InllrUI Ins.r Emcw ltte OSl, ........ ... .,.....~ ........ ........... .......... 3/1J/00 PMl Z!01/09 236,39 68.05 164.73 .00 .00 UI '2116/09 PHT I/Olm ~~O.OO ,00 236.30 .00 ,00 .00 2/16/'0 I'MT 2/01/99 ,00 ,00 UI .00 ,00 .00 (09/00 PHl 12101/98 2~1.11 .00 23&.39 .00 ,00 ~.72 O/tl/M I'MT 10/01/911 412.78 .00 236.39 .00 ,00 .00 0/29/98 PIll 11/01/" .00 m.66 23.13 ,00 .00 ,00 '/06/H PM! 9/01/98 l36.l0 100,62 135.77 .00 ,00 ,00 8/oe/98 PMl 8/01/98 238,39 00.05 1~6.J~ .00 .00 .00 7/00/08 PIlI 7/01/08 236,39 31.00 205.30 .00 .00 .00 5/Z8/08 PMI 6/01/0e 236,39 98,63 m.76 .OC .00 .00 ~/JO/08 PMl 5/01/08 m.l9 117,~0 118.99 .00 .00 .00 4/06/08 PMl ~/01/98 238,39 12 .02 164.37 ,00 .00 .00 l/O~/H PMT 3101/98 l36.39 86.12 150.21 ,00 .00 .00 2/02/08 PM! 2/01/03 236,39 110,29 Il6.10 ,00 ,00 .00 1/08/08 PM! 1/01/98 238.39 19.10 217.19 ,00 .00 .00 Il/l6/97 ~ 12/01/97 236,39 99.18 137.21 .00 .00 - .00 10/30/9) PMT tl/Ol/97 216.39 88.17 1~8.22 .00 ,00 .00 10/01/97 PHI 10/01/91 2l6.30 92.~~ 143.95 .00 ,00 .00 9/03/91 PHI 9/01/91 23&,39 91.63 1~4.76 ,00 ,00 .no 1/06/91 PHT a/Ot/91 236.39 lO.19 l07.l0 .00 ,00 .00 6/21/91 PHT 7101/97 236.39 118,40 119,90 ,00 .00 .00 8/0~/07 PM! 6/0t/91 m,39 83.57 :72 ,82 .00 ,00 ,00 510Z!01 PMl 5/01/97 m,39 78.50 157 ,89 .00 ,00 .00 110Z!91 PMT ~/01/97 236.39 0],48 142.91 .00 .00 ,00 3106/97 PIlI 3/01197 m,39 87,40 1~8.99 .00 ,00 .00 2106/97 PM! 2101/07 236,30 76,04 160.35 ,00 ,00 .00 1/01/97 PM! 1/01/01 Z36,39 38.14 198.25 ,00 ,00 .00 ~"". "" l8356,8O 166~~.00 ,00 ,00 ,00 ,00 ... - ocr-/z"oo TaU 7:33 AM CONSBCO~ FAX NO, 7219351324 ',.1 p, 3 SRIlO62 CUstomer History Inquiry 10/12/00 712114P .oj Aeet'l 7m17" Ne~el SION[SIIE~ Ill, JOSEPH [, Reg ,PI,t1IIut I 236.3P lick Irn Oeto Iyp 0.0 O.t. P.ymtnt Prine';p.1 Int.."t lnsur he rOIl Loto Dato ~....... ... .~...... ............. ....... PIISIOO PMI 9101/00 213,70 9Mo 115.78 ,00 ,00 4.72 9/:4 8123/00 CXL .00 '00 ,00 .00 .00 ,00 6/01 8/23100 PMI 8/01/00 35.70 .00 8,29 .00 ,00 .00 8/U/00 PMI PlollOO .00 .00 27,41 ,00 .00 .00 8/23/00 INS 8UO ,00 .00 .00 .00 PRO 12 83.30 8/or/00 PMI 6/01/00 496.58 ,00 8,29 ,00 .00 8/00 PRll 12 11.90 8/09/00 PMI 1/01/00 ,00 19,28 217.11 .00 .00 8/0a PRll 12 11,90 8/09/00 PHI 8/01/00 .00 228.]0 ,00 ,00 .00 .00 8/oe 6/16/00 PMI 5/01/00 240,00 .00 ,00 ,00 .00 6/15 PAD 12 IUD 6/16/00 PHI 6/01/00 .00 89,40 138.70 ,00 .00 ,00 6/15 5/13/00 PHI 6/01/00 236,39 96.67 139,72 .00 .00 .00 4/10/0.0 PHI 4/01/00 236.39 74,59 161.80 ,00 ,00 "'" .00 3/27/do INS 119.00. 119,OO. .00 .00 ,00 .00 3/03/00 PM'( 3/01/00 236.39 128.91 107.48 ,00 ,00 .00 2/08/00 PHI 1101/00 281. 95 .00 45.56 .00 .00 .00 Z/07 2108100 PMI 2101100 ,00 142,91 93.4a .00 ,00 .00 2/07 2/08/00 EXI 3/01/00 .00 .00 ,00 .00 ,00 ,00 1/07/00 PH1 12/01/99 300,00 3,38 105.79 .00 .00 ,00 1/06 1/07/00 PH1 1/01100 ,00 190.83 ,00 ,00 ,00 .00 1/06 12/14/99 PIli 11101199 300.00 47,78 125,00 .00 ,00 .00 12/13 12/14/99 PHI 12/01/99 .00 127,22 ,00 ,00 ,00 ,00 IZ/13 11/15/99 PMI 10/01/99 300,00 56.05 175.62 .00 .00 4,72 11/15/99 PHI 11/01/99 .00 6MI .00 ,00 .00 ,00 10107/99 PM! 9101199 241.11 136.3) 100,06 .00 ,00 .00 . 10107199 PHI 10101/99 ,00 4.72 .00 ,00 .00 .00 9/15/99 PHI 8/01/99 U6.39 135.37 101.02 ,00 .00 .00 a/24199 PHI 7101/99 236.39 38,42 197.97 .00 .00 ,00 7/12/99 PMI 6/01/99 230.39 15.16 221.23 .00 .00 ,00 5/25/99 PMrr 5/01/99 m.St 136.18 97.71 ,00 .00 .00 5/04/99 PHT 4/01/99 236.39 130,60 103,29 ,00 .00 .00 5/04/99 PM! 5/01/99 .00 2.50 ,00 .00 .00 .00 4/12/99 PM! 2/01/99 240.00 ,00 ,00 .00 .00 1.11 ./12/99 PM1 3/01/99 ,00 94,58 141.81 ,00 ,00 .00 4/12/99 PHr 4/01/99 .00 Uu ,00 .OO~ ,00 .00 - '.,'-~~...... , ~ ". ,~. 'f'" .- ..~ ... .. , '-L~' '.li'L.J~{~..., " ..J,...':i.U.iI.....~,...,.~..........._.~.___. " 'HARSC::O CORPORATION SA VI:"J( ('LAN c:......a telnen t .., , .. ': "". Junl '0, I "e , \ (]fiiiil harsco l!.!!J corporatlon , JOSEPH E SiONESIFE~ III BR lOGe Siil.EET APi, 116 NEW CUMBeil.LANO PA 50el,' 51eurity Num..c 111,~0.64 73 O,tI '01 81,...11: 11/1111949 Om 01 Hlrl: 07/1511996 < Account Information ,. YOUR ACCOUNT BALANCE IorM1nl e,lar" Nee Chanl' Incflnl Balanel V"lId ellanc. ~ $8,60134 SI,3(15,63 S9,907,97 S6,797,12 CURRENT ELECTIONS (0613011998) Investm,nt: Vanl"ard Ind., TN" 500 :f ~r..Ta>c 100" I Cuuwulln.,..n a,l,ncI Io&innlnll/ld .ndln..,I,nell de ne, Includ. ouunndln".,nl, SO,OO I Ii f""~~ VJflIP INVESTMENT SUMMARY Vlnl'Jlr: In':lx T...',,/s: 500 "J~"\a.." Y.? 5eo Ir.':Ix ~und ""larsc: Sl:::c:k r'Jnd TOTAL al.lnnln. Sha.re Prlte 04/0111998 50,000 S25,660 545,937 Endln. Sh.ve Price 06130/1998 S I 0l.J00 S2UI0 545812 !e.zlnn;nl Share Balance 04/0111998 0,000 0.000 0,000 Ending Share !alance 06/3011998 64,530 0,000 67,904 alflnnln. Mlrkle V.lul 04/0111998 SO,OO 5US1.l3 52.719,79 S8,602.14 ACTIVITY SUMMARY alginnln. Concrlbutions; Wichclr&wals Exc:hanres Earn/nl' Endln. Balance and Ocher &~d Ocher Oain/Lou Bal.ne. Credles O.bla """ulrd Indl~ Tru" 500 !rl.ja)( . 50,00 5$Bl.20 5000 56,105..18 5109.4~ $6.797,12 ~ 1:.J9TOT AL SO,OO 55~~,20 ' 50,00 56,IOH8 5 I C9.~. 56,797,12 ',..nlm S&P 500 Indl~ Fund :fl' .".-Tax 55,BB2,SS $161,22 ~ 50,00 '56,10548 SO!.71 50,00 :UBTOi AL 55,88255 5161 :22 ". 50,00 -56,1 OS ~8 56171 SO 00 ~....cu Seock Fund :.~lmn 52.719.79 53717l 5000 SO 00 5193l 53,110.SS :.JaTOT AL 52.71979 5371 7) SO 00 5000 5 i 9 l3 53,11065 II1It "'1r1~1 this f1nan:ill in(cr:1mion Inc notify P\Jr.,1am of Jny ques;lons withIn 30 d~yt ol.....;lipC. If yov -ic !'lOt notify Putnam, w. will USF.lm. ~n. u' :lon on ti'lis .:acemenc is correct. Any c:orrec:tlons will be refl'';:lId on a subu':lvene HiHlmlne, PAG, I O,l @' - For Inform'lion, C,II PUCIli\m R,dral~'.tnc Pl.,,,, 1.800.US.'~01 PUTNAM INVESTMENTS OCT 18 2eoo 10'19 FR H1RSCO f"R ,i 'Your Ballllce...baWlceP 7176125619 TO 9'174'?l!l59 ..., Your "'InCl' Totll pl.n blllnc' Vuted bllllnce As of .10/17/2000 $11,375.304 $9,785.52 PlnlOn.lllld Rltl Of Rlturn. Last month -8.08% Last qUlrter .20911% Ye.r to dete -&,97% Onl ye.r 1.08% . Monthly date ijS of 09/30/2000, All other data liS of 09/~0/2000, Ql.I;.k.hta lor more inlorm~t1on about ~ersonalized Rate 01 Retu,," , ~ Inveltment Summery As of 10/17/2000 "liLt,a InVtl.tmu,t, Sou rei Summ.~ - HA/l.SCO CORPORAT10N SAVINGS PLAN Sh.,.. price VANGUARD INDEX TRUST 500 HARSCO STOCK FUND Totel P1.n .aleneo $124.650 $18.125 lah.re Merket Porc:ent belenel valul 78.504 $9,785,52 86% 87.714 $1,589.82 140/. $11,371.34 Your Inveetmentll . Por more information about your funds, or if you would like to receive eprospectus, call your pl.n's toll-fr.. number between 9 a,m, and 10 p.m. Eastern Time, Monday through Friday. Plen. read the prospectusGs carefully prior to Investing, - This mlterlal Is prepared for Defined Contribution participant In/ormltlon only, It may not b. reprOduced, shown, or otherwise .communlcated to members of the public nor used In written form as sales literature. . Copyright ~ 2000, Putnam Retail Management, Inc. hl\p.:/Iwww.plltnlltlonline.comIProcesslRetiremcntlPcnonHeader ,onllnkGolOlnltPage WebEvent(A,.. 10/18100 *. TOTAL PF1ClEi, 03""*11< +"~" ". ,," t N ..' pol , Q \ ~.,. " ~,~ ",~",'-'f..I;", ,(-!'yt(, j,"" Q , .... Oi: (J) , . "'. - .' ,.,'- -.....--. ., ....,..,...-..._~._-~..-.':'''.:\.;.;,~.''-.~. ,'<< ,. ~:~, " , , ,..~., ) Jl'.I' I~, Of .,', \I, !Ii'~~; ~.... :'l~~I!!?'q:~I: 1q: (III ~~ tl.).~N,.~flli tJ*' 'tl 0", ,... " ~ III .'1 I' ~ .. j, "f ,\ ,~,tt~" . . , . .}" ,. } t 1 . 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" II I (~ , , I- (J) ~ I ~ 'I-I ~ hn c I ] Raytheon ompany Pension Plar (jummary of Pension Benefit Option~n Estimated Pension Earned Through: September 27, 1991 'Benefit Commencement Date: December 1, 2014 \ Participant's Name: Joseph Stonesifer Social Security Number: 172-40-647:1 Payment Options: Depending on your' personal needs, you may choose one of the forms of payment. described below, ' f Single Life Annuity " Under this option, you will receive 5242.85 per month for the remainder of your life with no pension payable to anyone thereafter. . Five Year Certain llnd Continuous Under this option, you will receive 5238,75 per month for the remainder of your life, In the event of your d~th before receiving a pension for five years, your beneflciary~i11 receive 5238.75 per month until a total of 60 payments rave been made, If YOIJ die after 60 payments have been made, no pension will be payable to any beneficiary, Ten Year Certain and Continuous LindeI' this qption, you will receive 5228.00 per month for the remainder of your life. In the event of your death before receiving a penslor, for ten years, your be:leficia.-y will receive 5228,00 per month until a total of 120 payments haw ~een r.oade, If yo\;. die after 120 payments have bee:l mace, no pensior, will ~e payabie to any beneficiary, ,Joint and Survivor Under a joint and survivor option, you will receive e monthly pensior~ for the remainder " of your life, and upon your death, your named survivor will be paid the same amount or a reduced amount per month for life, You may select one 01 the following Join: and Survivor plans: , 50 % J&s 100 % J&S Monthly Estimated Pensicr. You Beneficiary 5219,30 5109,55 5199,91 519S91 65 2/3% Joint and Last Survivor Under a 66 2/3% Joint and Last Survivor option, you will receive 5221,63 per month as long as both you and your spouse are alive. Upon the de.ath of either you or your spouse, 5147.i6 per month will continue to be payable during the liietime of the survivor. Please note that these benefits do not reflect deductions ior any tax or insurance benefits you may elect at retirement. 18/16I2eil1...J!L~9 .. 913-62&-6165 I'€LLCOR M !TAN B€toN PAGE 04 , . . i-"', I, ; MCVIU, 'm~AI. tllrDlT UlIClN ~,. It 00 n. "'''-''00 ~ O~~,OI.OI' t=::j 1'011 lmlm ,_ 1 '1lAK iMIIII _" _, OH 1IC ott_r IIllCLOPC _ CIIly, EmITij1j] I ~... JI ....- J I --:J L--J, O~'IT'" ".0,)0 4',00 011161.. " --......,'., "i~',' l~:'~" t, 1 nONUln~ r II 7' WILSGH lUl loe lCO,.. YCIlr IlAVEN " I 1170-It04 VISA '0 .OX 1121. TWA "L '''''0>>7' " 401T UII O~ZZ 1000 00004'00 00194010 6 N:olK 111\IIII1,. _ 10 _ _ ClIl.. 00 ifili ....u: OCClC r-" IL OallT'" 4011 lJlI -- II 'II:' )I-J ~~VI: 0~~2 1000 2000 ,,( 100 I ... "42 ... ''''0 - z: ~'Ull r,. 2449279104l1atotOOI0014 1700 2 II 2" 11.6 '0764 U,1t ~r" -;.oijiiiOi.o;iooiiiii.;--oooo '~~I'o~.. AYNtNfIRt~I~~ST~.;au---_oo_-_._o_---;o~OO:- .......................................----------- - ~---~-------...._--- · .CUIN THIS tUTrIDlT 'Cll TAll l'UlIosn. M 10UL"11WlCt ~<< PAID. · ON \'N ACClIUlT ~I'" tIC PAst nAll lMS,;';,1 .",. . ,.....aw..5..............................________a.___-............------.. .... , ~~~.~~.,' ':"~"'-\' ~;"""" ~r.;f~.,p-"lr ' r.:'- ,r J ,;' :.'~- J.'1i....' , "'" ._' ".., ~"I"J1i , '.', '.'., ,~. ~ "~ .... ., i., ." ~r~$.,~ " ,j ~ 1 t "-j,,"~,,::,';:.-,-__\>:__-_,I_ ---~-~,,:---t'~"':"~-':":~'_~d_,,_"'_r.__.'_..~"'~"'" _ ...' .... .~_ ,._._ -".': :...-~---::.:...;, o.i;.. ~<'"-""'~-_:" , ~.,./'::~-',t~~_~-;~)''::'::~~'.:t:.,,..__. .: .;I.: f._ ;:=~4dFI.~n~~nl'~:7~_ 0!t=~ ;:ff~:.-~~~JFj~=!~lliFi~F~m&F:~F;~r;~=rrm~~Ifi~J:glrl~[~~[~3~E~,~:=~$::5TII~~~ .;: -.. ;al:.!.~I,i-,..-,JL-III_. ITiJ..=,'=i"I,~:P-,.:;~,r~-. ~-- '-.~: :=!l::: 'I :":'oi,':'::' ;;:;:;: ,iiI:::; 11=.'I.i=. '.I! . ,II"? 11.= l'EI!l- 'yt;J_mSil I:;:: I! 1=. 'If=di=;d.-Elli'::: "= " = II=: =11'=",=. :'~=::?~~5~EA~RE~i;E '~fLtDR '~r)OO:?'-'$~'~;':':E=;?-1::-" :""==,I.f,;~f.' ',1: '~'~~D'='~-1i:-''''''S' =' '-:::",:;;=,}'\;'~::;"if, ~=~\~~POII.'~OI~~~OV2I7L'LicE". 'uy 1'''2''3':'1:' :'9"0'~2'7' ".~..~.tJ r~;fJ,"~~=.J~t.~'t'l "_ :' :~.- . -;:"~~~~:;~; , ,"'_,;c_~W ... 1'1C" .."" ,... _ ,,:",. .' "', ,:.L1l_ '",.;;'r-;;",i':",;',:. ....! -_. ~'. _.c, ..., -;:. _ :.;:, '= " .~ ,," "',.,;"'2=;=h:T,,g'7hir:~'" ':~:~"'I\. T,c, ,~ .-; :;', "~:.:;"::;""i;-;",:-jc:_"-N.t/on.rAcllon Fln~ncl.f_S.Mc"',ln~._ _ "i ,;S. .,.:.;," '=)DDRESS"SERVICEREQUESTED' . c., ; ='1:= =. :;;., "':"" ",,;';;;1-71~~~J020~1.8n"82ll~7982 ".=,_"_..'"L'- :. ' ,.~;;t~:;~':(,~~~L;:r J=-_ :::~;_~~ ~-, ~~\; ':::"I~;-::~~~:_==~~:~~~~~~:-~.~t~~=;~T~:~~~~~~:::~=~ ~.;'.<"~ ~::~~~~:; , :;,~=-'I.IIIIIIRII:; -.: ..' ';::'",', '. :,"'/:.;:~CREDI~DR: >Aleg1s '::=,CO!?c_c-,,= , ',: ." 'f '. . :::: ,= ';, 'i:., '" . , ," _:.REFERENCE' ,121.442272.....,.. . .,', -, .- .. ,- -"..- , '. BA' ANCE' -- '$1812 77 .~. '~.':f'-' :.:::..::~._ . -* .~....:.,::~~;_.' _..~ ~_..._- _. ' ; - ~~- :-~.::-: .. - .- -. "'.' .. .., .". "'... -- ..:: ;,~ -:::::: -:.'- :...:~. :::' APR 28 2000 ,'C , .. - ...' .. .... -. .. ". ',- - '" . ,., );j~6~0..~ '"' ., · , ?: :./';"SHfREEY~STONESihR. ~'. :,.'~ ,i76WILSON~STREET APT 0-10 ";,~Y.oRK ,HAVEN PA '17370 ...' '. ": '~' /~~ -'-~</:~~ ;;~~::;~:~~~:~~.<' "-',,. ':, -- ;.: ':,-:~' :,'NATIONALACTiOtt FINANCIAl' SERVICES -"':.:' ',ii:.' '" '."". ~ ~:P.OBOX9027 ",...",,_-:., =-"'..,"'..,'; "',."--,Y."'. "~:",}551.:."::: ~,"c' WILLIA/o1SVILLE~,tiy :14i31~9ci27>~.' '=,,, > c' ,_ HA",~ ,"'.. . _, _ .. '. __ '" n. ." '" , ,.'" , :" "'88 .':, ,0, ':0 -:-..Ilillll',IIII,IIIIIIII~illllllllllllllllll!,i.,!.I,III11II1IIII../'!: c'" ,':: ...:.. . '._ :~~:--:.~~: "=:~-:; _ -= n . -: __':: ...:;:; /7~.:,: .;':::;' ,-:.. ";."".:; - ~ ... .~: -::'.: ,-, '.', - -" -.' .. - -. -. -- _. . .... . -.-. , . .. .-. -. _.. - - ,. . -- -. -- .,. ... . ,-. - _. - . - .- - .- -',- - . - -- -. - -... .~ .,~ .- . '..' - - .';;=';:'::-;-:"~~::: ::...:. -::::... ;.,F<O:" _:..,"....: . ,.; '.;::_' 7:" _: -- ~:;_ ,.,"" .... :__ ~: _ .~' _, .. "::::-' _ -- ":::- :=-;-- ~~" . _:. ~._ _~ _ :::_ _.:- ..._...",;.."..;,..:",:,~.:'7i.!.~~f.I.!.~:...!.~.f.~~":'.~.f!~P.!!..~~~~,k,:,~,~~II.r.~.t~.~ri<!.~,~..!t!~.~~~~..I!~~.~:.~~'!'.,'!:!"~~'..;"..,,,~...:.....;;..",.:,.."......;"".;;",:",,,.;:....::... - f DEAR SHIRLEY STONESIFER: WE HAVE 8EEN AUTHORIZED TO OFFER YOU A SETTLEMENT ON THE ABOVE REFERENCED ACCOUNT. IN ORDER TO TAKE ADVANTAGE OF THIS OFFER, YOUR PAYMENT MUST BE RECEIVED IN OUR OFFICE ON OR BEFORE THE DATE LISTED BELOW. SENO YOUR CHECK OR MONEY ORDER IN THE ENCLOSED ENVELOPE ALONG WITH THE TOP PORTION OF THIS LETTER. IN THE EVENT THAT YOU ARE UNABLE TO MAKE THE SETTLEMENT PAYMENT WITHIN THE TIME FRAME INDICATED, CALL OUR OFFICE PRIOR TO THE DEADLINE DATE. IT MAY BE POSSIBl.E TO EXTEND THE DEADLINE UNDER CERTAIN " C I RCUMST ANCES. '*" YOU ACTUALLY OWE: $1812.77 SETTLEMENT AMOUNT: $1178.30 AMOUNT MUST 8E RECEIVED BY: OS/22/2000 WE TAKE PRIDE IN CONDUCTING OURSELVES DIFFERENTLY THAN OTHERS YOU MAY HAVE DEALT WITH IN THE PAST. WE LOOK FORWARD TO THE OPPORTUNITY TO PROVE IT BY WORKING WlTH YOU TO RESOLVE THIS SITUATION. OUR STAFF IS TRAINED TO CONDUCT THEMSEl.VES IN A BUSINESSLIKE AND PROFESSIONM. MANNER. " PLEASE CONTACT MIKE WILLIAMS AT 1-877-829-7982 WITHIN SEVEN DAYS FOR DETAILS. THIS IS AN ATTEMPT TO COLLECT A DEBT ANO ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ~ M IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA JOSEPH E. STONESIFER, III, Plaintiff No. 98-3218 v, CIVIL ACTION - In Divorce SHIRLEY M. STONESIFER, Defendant m~.lliLQLlli.EWANI l. ASSETSl Desorlptlon of Property Names of All Owners Value Enoumbrances Mobile Home (14' x 70') Husband and Wife to be furnished $15,383.23 76 Wilson Road, Lot 76 York Haven, PennsylvanIa (2 bedroom; 1 bath) Mortgage In Tennessee Husband and Wife $13,000.00 plus 8 % Imerest from 9/1/98 401 (k) - York Bank Husband $10,912.88 Account #BGTI74920 - 401 (k) - Harsco Corp. Husband $ 8,602.34 Savings Plan #OO84504A - 1996 Chevy 5- I 0 Truck Husband and Wife $19,000.00 Repossessed Gun CollectIon Husband $ 500.00 1961 Chevy Impala Wife $ 4,500.00 Fixtures and Funlture Husband and Wife $ 1,700.00 Franklin MInt Cars Husband and Wife $ 720.00 Florida Pension Husband and Wife $14,340.77 $238.75/month at retirement - Computer and Printer Husband and Wife $ 500.00 Tools Husband and Wife $ 500.00 Bank Account Husband and WIfe $ 2,200.00 Bank Account Husband and Wife $ 73.00 . ( . HARSCO CORPORATION SAVINGS PLAN fPi'I harsco l!!!J corporation Stateluent April I, 1998. Jun. 30. 1998 JOSEPH E STONESIFER III BII lOGE STREET APT, 1/6 NEW CUMBERLAND PA Socl.1 S.curlty Numb.,: 171.40.641J D... of Birth: 11/1111949 011. of Hlro: 07/1511996 Account Information ---. YOUR ACCOUNT BALANCE CURRENT ELECTIONS (0613011998) lIt&fnnln, B.I,n" $B,602.34 Inve.tnlent Pro- Tu Not Ch.nco $UOS,63 Vanguard Index Trust SOO 100% Endln, B.lan" $9,907,97 Vtll.d B.I.n" $6.797,12 OutstlMdinl Loan Balance $000 Rllinnln& and .ndlng balanc.' cio not Include outstanding loans. INVESTMENT SUMMARY B'lfnnlnl Endlnl Bollnnlnl Endlnl Bollnnln. Endln. Sha.. Prlc. Shart Prio. Share Balance Shart Balanco Market Value Mark.t Valu. 04/0111998 061$011998 04/0111998 06/3011998 04/0111998 061$0/1998 V.n,uard Indox rruu 500 $0,000 $105.300 0000 64,S SO $0,00 $6.797,12 PUlnam SAP 500 Index Fund $25,660 $26,510 0,000 0,000 $5.8R2,5S $0,00 HarlCo Stock Fund $45937 $45,812 0,000 67,904 $2,719,79 $),IIO,e5 TOTAL $8,602.34 $9,907,97 ACTIVITY SUMMARY B'llnnln. Contributions Withdrawals Exchan'fll Earnln.. Endln. 8alance and Othor ...nd Other Gain/Lou Balang. Crtdlt. D.blt:l Van.uard Ind." Trult 500 Pro.Tax $0,00 $582.20 $0,00 $6.105A8 $109,44 $6,797,12 SUBTOT AL $0,00 $,582.20 $0,00 $6,105A8 $109,H $6.797,12 Putnam S"P 500 Ind.. Pund Pre.Tax $5,8B2.55 $16122 $0,00 '$6.105A8 $6 1.7 I $0,00 SUBTOTAL $5.882.55 $16122 $0,00 '$6.105A8 $61.71 $0,00 Hanco Slack Pund Co Hateh $2.719.79 $371,7) $0,00 $0,00 $19,)) $3,110.85 5UBTOT A,L $2.719.79 $371.73 $0,00 $0.00 $19,33 $3,110:85 PI,." verify this financIal lnformaticm and nCltify Putnam of any qUl!istions wir.hln )0 days 01 receipt. Uyou do not notify Putnam, we will assume the informltlon on this SUltement is correct Any corrections will be reflected on a subsequent statement. PAGE I OF] 11 PUTNAM INVESTMENTS For Information, Call Putnam Reclremenr: PlAns '.800.6U.HO I ~'tl:R~~~ BROKERAGe CO~P, 26! CHAfiL' ST BALtiMORE, 0 21201 151 . , YOUR BRANCH IS VALLEY GREEH RR Hum"'" 364 AGGaunt Numllell 80T.174820 FOI Que.llone C.II: Loc.1 7179388144 YORK lANK AND TRUST CO CUST IRA OF JOSEPH E lTDNESIFER 111 76 WILSON ROAD lOX 100 YORK HAVEN PA 17370 Slatam.nt Period April 25, 1998 "hlu Jun. 28, 1998 INCOME SUMMARY ACCOUNT V ALUA'rtON Mlllual Funds Per~nt.9" of V QUI Portfolio 100,0% TIlle Period LltI Period 10,912,88 10,761.45 10,912.88 10,751.45 OIbltl CredK. ,00 ,00 ,00 ,00 Dlv T a~ Del.rr.d Lon9-term Capilli aain )1)120". ,at.' >> 20"10 rat. Thle Period ,00 ,00 ,00 VIII To Da" 486 ,58 628,99 ,00 Totll Auotl ACTIVITY SUMMARY Opening Net Money Ba!ance Closing Net Money BularlCft . The Long.torm Capllal tJairl 28% ,ate calegory may include gains for which rat. informallon is nol yel available. Your year.8nd tax lorm will IOlIoel tho porllon Iha' can botrea"d.s 20% 'a" gain, 'DIVIDEND REINVESTMENT IS NOW AVAILABLE THROUGH FIRST MARVLAND BROKERAGE CORPORATION, lIORE THAN 8,200 SEOURITIES ARE ELIGIBLE, INCLUDING COMMON STOOKS, CLOSED-END FUNDS AND ADRS, OAPITAL GAINS DISTRIBUTIONS ON MANV CLOSED.END FUNDS IS ALSO AVAILABLE, ELlOIlU! DIVIDENDS AND DISTRIBUTIONS CAN BE WORKING FOR YOU FROM THE MOMENT THEV ARE PAID! AND WHEN YOUR ACCOUNT IS VALUED tN EXIJESS OF $75,000 THERE IS NO MAINTENANCE FEEl A ONE.TlME ACCOUNT ORIOINATION FEE OF SlO WILL BE ASSESSED ON ALL ACCOUNTS. FOR MORE INFORMATION OR AN ENROLLMENT AGNESMENT. VISIT YOUR BRANCH, OR CALL 100.527011210, NON-DEPOSIT INVESTMENT PRODUCTS ARE NOT DEPOSITS OR OTHER OBLIGATIONS OF OR OUARANTEED OR ENDORSED BV TtlE FIRII" NATIONAL BANK OF MARYLAND OR ANV DEPOSITORV INSTITUTION: THEV ARE NOT INSURED BV THE FDIC, TtlE FtlDERAL RESERVE BOARD OR ANY OTtlER AGENCV; AND, 'rHEV ARE SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF PRINCIPAL AMOUNT INVESTED; AND ARE NOT PROTECTED BV THE SeCURITIeS INVESTOR PROTECTION CORPORAfION ('!PC) All TO TtlE LOSS OF PRINCIP AL, ':r;'!'i;:'~,1i'44:;~~:';(~)~:l'::i; ",' j -:"J~:11 (,'\l~J>J.'" ~/\Rjl~h_'<" -; , ;,: - (:(-\,i '\~,j"'~':1'\;iJ~t,-': i1':i".:.'N<'\ ':.' , i - fACCOUNT l.!:!fE._ DEaCRIPTION '- _'_ ~., ' . _. '-,_'I' -, .:.' J.j:.,.-_;,"._I'!."'~_ . , POSitiONS IN YOUR' ACCOUNT:.!~\\.';,\i\\;:y:":,:~\' SYMBOL CUSIP OUANTITV MUTUAL fUNDS XAPAX 807,188 041171 1889 100.0 % Of Portfolio 13,52 10,1112,88 CASH ARK BALANCED RETAIL 10,912.88 EHO Of STATEIlEHT ...J JOSBPH B STONBSIFER JIIlUI/Y 1, 18U \I1rough Mlloh 31,1888 "'-"'_'i!i""-iM-I~"~6-;o;""'iIfIi- - - .. _\~~V:'~' if.V.---"'..'.--;.:.'...'.' "'0-" 'tdl <<t.. < ,," 'C, ,if"" i ", , " ' on t u.Slns~ ,,,, ~ \,J, ',i. . 'd' ",; ': ,';\_<\-i.:[;:,,~ir;~,'f_;t!~'I';It{U!_!;Wlh!!I'WS.-;\JL~1,:l;'i):-J'~I,_,i}-"-, Conlrtbll1lon Type Thll QUI"" ._,,,.,,,.._.,.,,+,.,<;.,,,........,,..,,,,.,-, p,.. TIM Cnmpany Ml10hlng $1, 017,32 "08,88 '",""~ ''''''><;'.H'''''_;~'''''''' "...",_.,,,....~.;.. TOTAL $1,828,00 , .. , 01101001111 0084504 ... 172040.8473 ;tff'~~~}l~~:r1~,..}~~~!~-:'i~~\fi~l;~hi;~.b~~'WI~I~:tit~'~;~ ,'i;.,'. ';4 ,-.,~, -,-.,-." .t. :" ,'{.,-,--,;.-.'_j;i_"'i'.'.r"'''''..~-.:,_\-.= '. .~_-, ;" ,_~ I,t, -',.', ,..~.;",-,., ~;(,.~.,.u.'", -,--,..>,....:.-,.t....,-;h;\! '-',-'_" ~", V..tld VII'ad Thll Vtlr Curr.nt alllnO. % alllno. .,---.,..,.-,,,~_., ~1,017,32 $0,00 'DOl( $0,00 808, 8& 0,00 0:1\ 0,00 - -~. -'"-,,,",',""'-; ^ , ~d'_~__""__'''''~.1 ~"",,~; +'."'''''~''''~",..."",-" $1,528,00 $0,00 $0,00 Qu."."y A01IvIty SAP 500 Stock Hlraoo Slock Fund T01.. ,.."''''',.,-,_.....''''-,-_......_._''''...".;'''...~'''''''-..,......''''-''''".."~;O>>..,.,__."."_."'..,.''''....,.".>W_...._..''';O...'''''','.'''''',..'','''''',._.,_'".,.,<<"~"....,...._.;-"''',,.....'_~-'.,__..'''_->O!.....,..,,__,~ alllll"nlng alllno. $0,00 $4,203,70 $2,027,03 $8,230,82 Cont"bll1lon. $1,526,00 $0,00 SO,OO $1,828,00 DllbutMlll.nll 0,00 5,862,88- 2,719,79- 8,802,34- Qlln..L_1 0,00 661,44 164,08 845,82 Purch._ 1,528,00- 1,017,32 "08,88 0,00 Bndlng a"lnOI ~"',.~._,w"",,.."'.,,"'>.......,..."""'~"'~,,~.,,*.<,.,."""->'''''~''',.,.,.~*'.'''''._.L*''_'""'''M''''''''..,.,...,-"",~"',,,.."'','',.,',''' ."-,."~.,.....',.,..,.".^'->t..,,-,,_>>""'+,..-:,.-,,.,...,,,.,-.-._:,,"',,:"'...,....""..."_",,.."";."'_M<._M+~...,...--."'_>^,i.." $0,00 $0,00 $0,00 SO,OO OOIOUJ 02 AI UII ..~UTO 14 0 0411 "310'''0'''0111101 . RICVOIId Popel Paau of 8 Fund performance ~ummary - Invltlmlnll In VOUI' Plln Thlw Jln 1 QUI"I' to Dill Slook Fundi AIM Conllellatlon' Hel800 Fidelity Magallan' HIl1ICO Stook Fund' InternltiOnal Equity' SAP 500 Slock' Templeton Forelon (I)' Combtnlllon Fundi AOHI Allocation' FI.ld Incoma Fund. Bond Indftxl Merrill Lynott Income Acoumltn' , Returns since Inception fo, the Iunds In existence less Ihan one year are nOI annualized. ,FU~d,dEJscdp\jO'nS;~~~!!r"ir~'" ':""-- .-' ,.. '" 11,21l'l> 11,26% 14,17 14,17 6,99 6,99 14,44 14,44 13.69 13.69 10.75 10.75 10.28 10.28 1,43 1,43 1.48 1.46 These graphs ,ep,esent two kinds 01 potlnllll: IIlblllty and Ippreclallon. They .re based so/llly on the Investment objFJCtlve 01 the lund and dO not rlp'l..nt IOIUII or Impllld plrlo,mancl. h'OrrJ,. I~~ Stability relers to the lund'. potantlal , to maintain a stable value over "horter P6,iods at lime, hl9h~ ApprlOllllon reler. 10 the lund'a, potential 10 increase In value over I.. .S longer periods 01 lime. 'CfoUectlve TruSt FUl1da -~': [II AI..t AlloClllon Invests In three asset classes: common stooks. U.S, Troasury bonds and money market Instruments, As the er.pected nsk and rotum 01 those asll8t clsases change over time, !he Iund adjusts lIS mix in pursuit of a hlghor total rotum consistent with ,easonable ,isk, CD [] Ci Hond tndex Sneks to achlevo a total late of ,eturn equal to the total rete of raturn 01 all oUlStandlng U,S, Government and hlgh-grada corpo,ate bonds, [II Intlmlllonllllqulty Seeks to approximate the capltallzatlon.welghted total rate 01 return of mar1<ets 10' International equity secu,ltIes traded outside !he U.S, (i Ha,sco Corporallon Savings Plan 01101001/11 0084504 A '.' .' - -.'.' . '(';":-.-,,.:~{-,- (Qr porioda IllidIrIg ,MlroIi 31,1"1 . .:'i'" '.' -',;';';\'J,',,;,";,',<.:"',rA-<~',~;\,-:, AVlragl AnnUl' Total R~turnl 1 VI.r Sinai S Va., 10 VI." Inalp'~.'"" 3 Vllr 34.41~ 22.281; 16.44~ 20. 71~ 19.03~ 45,17 26.69 26.59 30.53 17.58 9,84 10,40 5.01 47,62 32.44 22.06 18.55 14,15 15,53 14.47 13,46 16.85 36.62 21.91 15.S9 13,75 12,11 6.82 6,57 8.49 6,24 6.14 5.49 6.32 MlrrllI Lynch IMoml Aacumlln Seeks to p,ovlde a level Income without significant principal volatility, The lund ;nvelta In guaranteed InveS1Jl1ent contracts IGICsl, shOrt,te'm lixed'lncome S8Curitias and money market instfuments. S&P 500 Stock Seeks 10 approximate, as claaety aa practicable, IIle Dajlllallzallon-welghtad tolal,ale 01 retum of the SAP 500 lodex, '''''''~*-''_''''''_'>C''''''<_''_'''__'''"'__>'''''''''''':''''''_'_'''''<'",.,.", """".,_""...____'.R ......",.. [j H'/Wco Fldlllty MIlIIII.n SlIOks capital app,80lstiOn by Invesling primarily In common slocks and securities convertiblo into common stack 01 do",ell1lc, Icrelgn and multinational issuer. 01 all sizes that oller potential lor growth. [j 0080]2:1 020\1114" ....UTO T4 0 0"1 I'J'O'lJt041dOU1f10J . R_'1d PalMlr Hlrsao Slock Fund 1_ prlnclpe/Iy In tha cammon ~k ar H.- COfpoIatiOn, Units oltha lur\d III veIuId an till o.sIa 01 the mar1<et value 01 Hat8CO Oarpor,1ian ccmman stacie. PIIQI 3 Of 5 -" .w ~ ,..:...8, ~~t, ~ L.I'i~~ ~ /.D'" N ..q811l OQm ur'" 1- oS~ I:: ~ ~ ~ c W 0- f ~ ~ w !i' O~ .,;' lI.I .. 0. ... w o " ~ ... , ----~- "" ,>: ;:> I- u cr: ... ::l or: 00; I: Ul \:J '" (, ..I 1:1 o ~ 0() '" 0, :> ..; ,,, St- ........... 110 '" ,., " ,.. ... III II< 00: ..I ...l o .. '" eo, , ~ ._....,....~'-_.._---.-. <,f, ... If I .. I- ... ... ... :3 1,p '" <> '. ". ;:. :I: l~ uJ ~ :x- ,.., ll\ lI' 00: v, :::> 0:'1 % I- it ll; > 1.1 \^ "" ..., ,., ,-' .... 'J; .... r~ :.: , ". .. ~:,j h: ,,.-f): 1-1... O((I~ U ,U...., 0: __ C . <Ill-t.r. ::::>"'''':1- '" .... i- . C"', ..... Of'- "" 0.- xx \tr.. .,,; XWiI!.C'... "''''... !".Oo .rIll) ...00:: ... /1:uJ t\::O ..... (,-,"0..0..... >- u.. t'f' ~..I ewffi.. tci5&1o .. 0 if ,." " .. I cJI cJI !Xl . cJI !Xl o ~'- C" ... J o o rn ... cJI o .. - " o r.D LT1 cJI J o " ,.. , ,/ / , i '" r !: '". ; , ...J " ........, " "" " , I IN THE COURT OF LJMMON PLEAS OF CUMBERLAND I...JUNTY, PENNSYLVANIA , Date: ~.;"t1ff N.m" ~of ~ '!t~: Defendant Name: IJ.J.~ " ~ Docket Number: _ fP- ~I'.:P ,II' PACSES Case Number: Other State 10 Number: Pl.... not., All corretpofldenc. mUlt IlIClude the PACSES Cas. Number. INCOME AND .EXPENSE STATEMENT THIS FORM MUST BE FILLED OUT (If you are self-emllloyed or If you are salaried by a business of which you are owner In whole or part, you must also fill out the Supplemental Income Statement which appears on the last page of this Income and expense statement.) INCOME STATEMENT OF: Shl(lev M. Stonesifer I verify that the statements made in this Income and Expense Statement are true and correct. understand that false statements herein are subject to the criminal penalties of 18 Pa. C.S. S4904, relating to unsworn falsification to authorities. Date Plaintiff or Defendant INCOME: Employer: NONE Address: Type of Work: Payroll No, Gross Pay per Pay Period $_ Pay Period (wkly" bl-wkly., etc.)__ Itemized Pa roll Deductions: Federal Withholding $ Social Security $ Local Wage Tax $ Sta,te Income Tax $ Retirement $ Savings Bonds $ Credit Union $ Life Insurance $ Health Insur. $ Other deductions (specify) $ $ Net Pay per Pay Period $ _NONE Income and EKpense Statem~"l (2 of 6) 445100035 PACSES Case Number OTHER INCOME FILL IN APPROPRIATE COLUMN WEEK MONTH YEAR Interest S S S Dividends Pension Annuity Social Security Rents Royalties . Expense Account Gifts Unemployment Compensation Workmen's Compensation IRS Refund \.wLL1 ",~,.. ,- -- . n~, 'T ".14.nOO QO~ ~,P'"5~ ?)~ (j,.;.)AI/ ;t /9..a,K/ -- Other HUSBAND 'ly'OI!1\ A /4,,ev~. c .. Other TOTAL $ S $ -- TOTAL IN!:OME $ $ S EXPENSES Home LOT RENT Mortgage/Rent $ FILL IN APPROPRIATE COLUMN WEEK MONTH $ YEAR S 3,240.00 2,832.00 150.00 Maintenance Utilities Electric 1,200.00 300.00 720.00 Gas Oil Telephone S 8,442.00 ('tV' ~ /f A( Income and Expense Statement (3 of 6) EXPENSES (continued) PACSES Case Number 445100035 FILL IN APPROPRIATE COLUMN WEEK MONTH YEAR Water $ IN LOT RENT $ $ Sewer IN LOT RENT Employment Public Transportation $ $ $ Lunch Tax.. Real Estate $ $ $ 200.00 - Personal Property Income Estimated 1,150.00 Insurance Homeowners $ $ $ 165.00 Automobile 1,400.00 Life Accident Health THRU HUSBAND'S EMPLOY. Other Automnblle Payments $ $ $ - Fuel 500.00 Repairs 500,00 Medical Doctor $ $ $ Dentist Orthodontist '( . I Income and Expense Statemtl.,t (4 of 6) . PACSES Lase Number 445100035 EXPENSES (continued) FILL IN APPROPRIATE COLUMNS WEEK MONnl YEAR I Hospital Medicine Special needs; glasses, braces, orthopedic devices Education . .. Private School $ $ $ -, - Parochial School College Religious - Perlonal - Clothing $ $ $ 500.00 Food 1,500.00 Barber/Hairdresser 300.00 Credit Payments: Credit Card Charge Account Memberships Loans Credit Union $ $ $ Miscellaneous Household Help $ $ $ Child Care Paper/Books/Magaz 1"8 Entertainment 1,000.00 Pay TV 500.00 Vacation Income and Expense Statement IS of 6) PACSES Case Number 445100035 . EXPEIIISES (continued) FILL IN APPROPRIATE LOLUMNS WEEK MONTH YEAR Gifts Lelllll Fees Charitable Contribu. Other Child Support Alimony Payments 500.00 Other $ $ $ 16,657,00 TOTAL EXPENSES $ $ $ PROPERTY DESCRIPTION VALUE .OWNERSHIP OWNED H W J Checking Accounts CLOSED AT SEPARATION $ Savings Accounts CLOSED AT SEPARATION Credit Union Stocks/Bonds - Real Estate MORTGAGE IN FLORIDA 13,200.00 X X X Other TOTAL $ INSURANCE COMPANY POLlCY , .Cove"'lIe H W J HOlpltal Blue Cross HEALTH INSURANCE IS SECURED ~ Other Medical ~USBANDS EMPLOYMENT Blue Shield Other · H . Husband; W . Wife; C . Combined; J . Joint ,I ,. y,j;-- '["--', , h ,-- F ( ~-' ':'J , '~ !..~'- ,"-',,' " ~ ,,_Co, -i.:!,;--,,".-r;;:',~,',j!:,.1'" ", 'tb-~~..,("',,- ' . :-,i_' . W~.'AiSOaATIlS,P.C. .;,ATl'O...mYUTLAW' , ' ~ 11.\II', MAaIBT-- ,,' 'Y.P""I'-.~ , " (117) .....IW" ';' ,- ,> " " '~' ,) , , " j"'"'? o t;. " !- 1"7 1-. '. " . li~~> fi' 'l - . . - - -f' I 'I; It .. "~' If" <', ,'" .., , " ....,j;'flt>- . , ,:,~,.~l"'" I , ~ - , " ,\,: 4"0',: #.. . c.' '~". I '1 o~;;. ...;0 , \~ Wr' , .~ 'J-',' .,.' '.....r..U.,." :,j", ' t> ~ J:' 'u:p )I,~; .', _ . '- ~ 'Tit ~tJ ,'It'" o~~i. ~.I ~,~. ~: /. ' ..' , 1 .' " , J~ ~ ~ ~' ~ ~ ". " ~, j , ,( , i 1'A\fr . ,. ._'~ " ~ ,;I" ... 0 , . - .' ;f J..' Wo'flon & Alaoclates, P.C, 267 E, Market St. York, PA 17403 Invoice submitted to: SHIRLEY M. STONESIFER 76 WILSON ROAD BOX 010 YORK HAVEN PA 17370 March 01, 2000 In Reference To: DIVORCE. JOSEPH STONESIFER III Invoice _ 4584 Professional Services 10/4/99 Letter to appraiser with information regarding home; Letter to client advising of name of appalser 10/18/99 Letter to client regarding alimony 10/21/99 Letter to Divorce Masters regarding Certification for Discovery Draft of Consent to Disbursement, Letter to Attorney Feld for signature on Disbursement; Letter to client with enclosure of Consent to Disbursement Letter from Arthur M.Feld to our office regarding acceptance of offer for the Boscov's Account 10/28/99 Letter to cllenl regarding to sign Consent Waiver 11/4/99 Letter to Jeffrey Fllchlnger regarding values of Single Life Annuity 11/9/99 Letter to Attomey Feld with check of $200,00; Copy to client 11/5/99 Review of Consent to Disbursement signed by Attorney Feld and client 11/30/99 Letter to client advising to obtain valua of home HralRat. Amount 0.60 36.00 60.001hr 0.30 45.00 150,001hr 0.30 45,00 150,001hr 1.00 150.00 lS0.00lhr 0.15 22,50 150.00lhr 0.30 45,00 150,OOIhr 0,30 45,00 150.OOIhr 0,35 52.50 150,OOIhr 0,10 15,00 150.OOIhr 0,30 45.00 150,OOIhr Wolflon & Alloolala" P.C, 287 E. Markal SI. York, PA 17403 Invoice aubmltted to: SHIRLEY M, STONESIFER 78 WILSON ROAD BOX 010 YORK HAVEN PA 17370 Seplamber 30, 1999 In Reference To: DIVORCE. JOSEPH STONESIFER III Invoice # 2240 Profeslllonal S'.lrvlces 7/22/99 Prepared letter to Domestic Relations Office regarding our client has not received any Spousal SIJpport since 6/21/99 8/3/99 Letter to client recommending that she proceeded with Divorce Master; Letter to Attomey Lelbermen that husband's failure to pay Support Is affecting settlement negotiations. asked for his employment Information; Copy to client 8/30/99 Phone call to Prothonotary regarding Motion to Appoint Master: Prepare Motion to Appoint Divorce Master; Phone call to Divorce Master Ellcke~s Office regllrdlng procedure in Cumberland County Letter to ProthonotafY enclosing Motl~n to Appoint Master for filing and presentation to the Court; Copy to Al(omey Lieberman , 9/7/99 Letter to Attomey Lieberman enclosl~g Appointment of Divorce Master; Copy to client . 9/15/99 Letter to Janice Dugan at Getty Rental that will pay arrears; Copy to client 9/21/99 Letter to Janice Dugan with payment of $1345.00; Copy to ollent For professional services rendered Additional Charges: 7/22199 Postage 8/3/99 Postage HrslRate Amount 0.20 27,00 135,00/hr 0.65 97,50 150.00/hr 0,85 114,75 135.00/hr 0,15 20.25 135.00/hr 0.15 20.25 136.001hr 0.35 52,50 150.001hr 0.45 87,50 150,001hr 2.80 $399.75 O.es O.es , , Wolfaon & Alloolates, P.C. 267 E. Merket St, Vork, PA 17403 Invoice submitted to: SHIRLEY M. STONESIFER 76 WILSON ROAD BOX 010 VORK HAVEN PA 17370 June 08, 1999 In Reference To: DIVORCE. JOSEPH STONESIFER III Invoice # 385 Professional Services 4/18/99 Review of letter from Robert Lieberman regarding proposal to settle the divorce case 4/6199 Letter to Attorney Lieberman requesting settlement proposal; copy to client 4/8/99 Preparation of Petltlor for Special Relief to Prevent Dissipation of Malital Assets; Letter to client with copy of Petition for her review, signature and return to Attorney Momson Williams 4/21/99 Letter to client with opposing attorney settlement proposal and advise to call Attorney Momson Williams 4/29/99 Letter to client regarding phone call with landlord about rent payment 5n/99 Letter to client regarding settlement proposal For professional sarvlces rendered Additional Charges: 5/31/99 Long distance charges Total costs Total amount of this bill 3/31/99 Invoice 243 HrslRate Amount 0.20 30.00 150.00/hr 0,35 52,50 150,00/hr 0,90 135.00 150.00/hr 0.30 45,00 150.00/hr 0,30 45,00 150,OOlhr 0.40 60.00 150,OOlhr 2.45 $367,50 0.23 $0.23 '367,73 $1.013.86 , . . Walllon & Alloclatel, P.C. 257 E, Markat St. Vorl<, PA 17403 Involcelubmltted to: SHIRLEY M, STONESIFER 75 WILSON ROAD BOX 010 YORK HAVeN PA 17370 May 17, 1999 In Raference To: DIVORCE. JOSEPH STONESIFER III InvolcII1lI107 Profenlonal ServlclI 4/18/99 Review 01 letter trom Robert Lieberman regarding proposal to settle the divorce case 4/8199 Letter to Attomey Lieberman requesting settlement proposal: copy to client .4/8/99 Preparation of Petition for Special Relief to Prevent Dissipation 01 Marital Assets: Letter to client with copy 01 Petition for hor review, slgnalura and retum to Attomey MorTison WIlliams 4/21/99 Letter to ellant with opposing attomey settlement proposal and advise to call Attomey MorTison WIlliams 4/29/99 Letter to client regarding phone call with landlord about rent payment For profeSllona' services rendered 3/31/99 Invoice Total payments and adjustments 243 Ballnce due i \ , I HrslRaw. Amount 0,20 30.00 150.001hr 0.35 52.50 150.00/hr 0.90 135,00 150,001hr 0,30 45.00 150,001hr .0,30 45.00 15MOlhr 2,05 $307.50 $1,013.88 '1.013.8(1 '1.321.38 peyments Ire due upon receipt of bill. Blllncea 30 dlYI put due are subject to I ftnlllca chargl. 8~1UU::Y 11. STI)N28 IF;;:;, 7 'b ~'I! L SON RClP,O EIf,');( 010 '{Of';I: H("",'l~tl. F'A l7::'71) , , . WOLFS()I'~ ~ ASSIJC:ATC8, F'.e. ',~o7 t..;..'.~3r M,'.\fl-!:'Er Gl'. 'I iJG'~'.. P'Pl t? 4(1.~, ('ll. ";.'J g-t6- 1. :~tj2 l~ 28.. t I 8TmJES I FEF(. .H'l~;C:I"H r t [ (S TONE S I i"ER) D Prot~SG10n~t F~as ')8/1;';:'./98 16 08/07/98 16 (<l~L'2()/\:)8 l,~ i)8/ ::Cr / (':>f:3 :t,~; (:'i.~/;~I;'i':.Hj ~!'j 08/2~)/ i~8 1 ;~1 U8/20,/1;'8 ()8/24/98 16 1)9/08/<:>8 1'0 ST~\TE::MENT f:l~lH~l,(J/j I::nd Ln/.) 13ec l;emr.H3r' :j:(). .1998 8~~t~fner'~ No. t 19~92 P"'9VldlAS b~l'.f'cet PREPARE~ COUNTER CLAIM ~STTER fa ATTY LEIBERMAN REGARDING M~R!'rAI_ D~~rG AND SUPF'OR"r OF i-tLJ'.,I"HfID ~RE~'A~AT'~O~l IJFrr41~OM~ ~~ID E:(P~NS2 t3T~~rE:'1E:NT3 l..ST.I'~2 TO Cl_!E~IT S:'JCI~08ING INI:or!E ~Nt ~'(r'E;\JSE Sl'AT~~'ErJrs ~OR CLiENT ',i. ,{ :::: '::J r T. D('~ I~ "'~~,:!-;ri~~:; " ~CJi'l or:: ;~;:::,".:i'-{T~!I:,CL..,~\Ii"'" :=r,;1=. '; ,_ : :~:~ rr . ' l,,':t ',,,;:" I':':' '; T;:; C!Jr~,(;;s.z_L,I~r'H;' cCH.;~r:'l ':',:;.:()-rH{Jf';l.)'~:~\ri''(- :::;~C,l_DS I~',IG ~::/~t'!!=: .~f-iD r::OGVI'lJ RC8~R:' 1_.~rSCRMAN :;'~ ~:>~',;r=.'r-t T ~ ON ;:JF (,:(JL;rl'TEF~CL t ,.~r1 N01"1CS: IJS~=F~C,~'riON S~Rf':FrC~7~ 'JF S~RVICE; ~OlJN~'~::'CLIAM ~t',IC~un~3 '~'":,(,~ (D> I EG)U:T~18L.::: Or3T:';:iEt;T:.or,/ 1;:11...: l\1CiN"( ~ 14L L MDt,IV F'Sr,IOENTi:: L I T:~ 4 SQUNSEL ~ESS~ COST3~ AND SXP~~T ::',:;,=c~ , '__'oJ L..'::T"\'E;';' rei F',;'D7"HONlJTI:':'S"{ ::::I'~c:.;..OS !NG Al.L OF 'r~E A~QRE~ENTIONED DOCUME~T3; COpy TO RC8ERT I_l EE!F.:RMI.N INT~R"OFF leE COrlFE:RE~jeE SU~CQ~a~ ~t.OTaS~10n~1 r~e~; o \'f;I~t.\t':;aamer1 05 1)8/i)1 /~7.l8 svrl F'HOTfJCOF' ~2,S i)8/ l) 1 /98 SVt1 l-:'HI:J TOr.:lJF' I E8 ()8/ ,) t /<:>13 ShM :='HD l'OCO~~' !ES i)~~/i)7l98 :'3~;,M ':~I':S 'I~P'l(~E t)8/ ',)7,'98 SI'M L,CiI"'IG C' r'3'~ A~~eE 1:'~I~,L.S '~,'8 ,. t ~3,' 98 8 I':,:"! ,',illTIJC\JP 1 <::$ .)i]/:::U/ 98 ~'7', ~," F'f~STf;GE ..;fl',l, ')8 ':4, i:;'i3 i~~~ :'1 ":'IJ~3T i-1L5F- , . . lJ,.Q~ O_'2() 0.40 :). 7~ I;J.,+;'O .) ~ i'5 \ :~::; t ~ ;"30 (). ;:;:~ 1..00 -------,--...-- " 7'3b.Ot) 14 i)(l 1 . <II) t. '10 t.. l)O l.40 t. ~l) 1 ~ (1) ~. 41) ~. 40 1'.Ot) 1),\~4 0.1:14 1,~ 1:>1) f) . lEI 1).18 1" 1)0 3.1)1) ',:S..I)I) 1.1)0 1.~o 1.3b 1. (it) ~. .~4 2. :34 I I I I I - .- -- - - ---,--- -, - - ~- - '- --.- - - - --- - -------.------- 4:tSETS OF PARTI~ Plaintiff marks on the list below those items applicable to the case at bar and itemizes the . assets on the following pages, [X] I. [X] 2, [] 3. [] 4. [X] 5. [X] 6, [] 7, [] 8, [] 9, [] 10. [] 11. [) 12. [] 13. [] 14, [] 15, [] 16, [] 17. [X] 18, [X] 19, [] 20, [ ] 21. [] 22. [) 23, [X] 24. [X] 25. [X] 26, Real property Motor vehicles Stocks, bonds, securities and options Certificates of deposit Checking accounts, cash Savings accounts, money market and savings certificates Contents of safe deposit boxes Trusts Life insurance policies [indicate face value, cash surrender value and current beneficiaries] Annuities Gifts Inheritances Patents, copyrights, inventi0ns. royalties Personal property outside the home Business [list all owners, including percentage of ownership and officer/director positions held by a party with company] Employment tennination benefits" severance pay, worker's compensation claim/award Profit sharing plans Pension plans [indicate employee contribution and date plan vests] Retirement plans, Individual Retirement Accounts Disability payments Litigation claims [matured and unmatured] MilitaryNA benefits Education benefits Debts due, including loans, mortgages held Household fumishings and personalty [include as a total category and attach itemized list if distribution of such assets is in dispute] Other L1AUlLlT..;S .llem Description NlIllles of NaUles of Number lIf Property All Creditors All Oebtol'S Electric bill GPU Ilusbftnd, lor Ulftrital $23436 residence Phone bill Coml11, Husbftnd for marital Telephone residence $15467 Loan Commorcial Credit Ilusbftnd ftnd Wile, $3,34191 Husbftnd pftid 011'. Credit Cards Visft HUHbftnd and Wife. $2,018,84 I-Iusbllnd paying, Home Depot Husband and Wile, $2,981.56 Husbftnd paying, Montgomery Husband llnd Wife Wftrds Furnishings in marital residence, $1,349.43 Boscovs Husbftnd ftnd Wile, $766.00 Car Loan PNC Husbftnd and Wife, $5478.46 Deficiency Judgment. .'. HARSCO CORPORATION SA VI;'-if PLAJ"I 'fiI.harsco l!=!J corporation Statelllent April I, 1998. Jun. 30, 1998 JOSEPH E STONESIFER I I I BRIDGE STREET APT, #6 NEW CUMBERLAND PA 10,1.1 I.,umy Numb" 172.40.6473 0,,, of aor,h: 11/21/1949 Date 01 H". 01/2511996 Account Information - ~--_.._-~----~-~---------_._.~----,_._-....................--~~--_. .---.-- YOUR ACCOUNT BALANCE Beginning B.I.n" Net Ch.ng. Ending 8.I.n" Vested Balance ___ _'_""k__~___._..~...._.._ $8,602.34 $1,30563 $9,907,97 ,6.797,12 CURRENT ELECTIONS (06/30/1998) InV6stn16nt Vanguard Index Trust 500 Pre-Tax 100% I Ouuunding Loaf' Balance BegiMlng "'1d end;"g balances do not Include OUtst~"ding Joans. $0,00 VL~flfP.J~ INVESTMENT SUMMARY Beginning Ending Beginning Ending Beginning Share Price Share Price Share 8ala"~~ Share Balance Market Value 04/01/1998 06/30/1998 04/0111998 0613011998 04101/1998 V~n8uard Index Trust 500 $0000 SI05 )00 0000 61 \$0 SOOO Putn.m S&P 500 In de, Fund S2\660 $26.$10 0000 0000 $5.832.$5 Harsco Stock F-und $45,9)7 $45,812 0000 67904 $2.719,79 TOTAL S8,602.34 -~._._-----~----~--~.._~-_._._-_..-_.._----~--_..~~.,__ ACTIVITY SUMMARY Beginning Contributions Withdrawals Exchanges Earnlngl Ending , Balance and Ocher and Other Gain/Loss Balance Credits Debits Vanguarti Index Trust SOO ;Jre-Tax $0,00 $58220 $000 56, 105.48 $109,44 .6,797,12 ;UBTOT AL $0,00 $582 20 SOOO $6,10548 5109,44 $6.797.12 .outl1am S&P 500 Index Fund 're-Tax $5.882,55 $I~ 122 ,$000 .$6,10548 S61.71 $000 ;UBTOT AL $5,882,55 $161,22 $000 .$6.10548 $61.71 $0.00 .-tar,co Stock Fund :0 Match .2,71979 $)71 7) $000 $000 $19,)3 $),11085 UBTOT AL $2.71979 $)7IIJ SO 00 $000 519)) S),11085 .._._..----------,.._--_._-_..,,-'-----.~..~~--....__....._----~--.~- ...---....-----.---..--...-- .-------.-- 'Ie.se verify IhlS I,n,oml Inform"'on .nd notlll PUlnam 01 any quelllons .....ithln )0 d'IS 01 receipt. If YOll do nOI nOllfy Putnam, w. will '$Sum. ,he l{orm.tion on, this Stiltement is (orreCt Any corroctions will be re/lected on n sub$oqllcnt Hiltement F'AGf I OF) 'i1i' ... PUTNAM INHSTMENTS mt Fr.n Information. C;dl Putllillll RetlrtJI1HHlt Pliln.. l.llOO,685.640 I ~"9!'J1I"~O"'" ' I'IR~.,~ LAND IlIIOKl,lWlE COllI' 25 S CIIAIILES S r l'lAL tIMOfIE, MD 212U I 151 YOUR BRANCH IS VAHEY GREEN RR Number 364 Ac;count Numb.r: 00T-114020 for au..Uons Coli: Loco I 71793881<14 YORK DANK ANO TRUST CO eUST IRA OF JOSEPIl E STotlESIFER III 76 WILSON ROAD BOX 100 YURK IIAVOI PA 11370 Slalemenl Period April 25, 1998 Thru June 26, 1998 INCOME SUMMARY ACCOUNT V ALlJA TION Div T ox D.I.".d Long-191m Capilal Gain >> 29% laic' >> 20% rale Thl. P.,lod .00 Y.., To 0.1. 400,50 Mutual r-unds rercenlago 01 Valli POIIlollo 100,0% Thl. POIlod L..t P.,lod 10,912.60 10,75145 10,912,1l& 10,751.45 D.bll. C,.dlt. 00 ,00 ,00 00 .00 00 528,99 00 Tol.1 AS.'I. ACTIVITY SUMMARY ()ppnin~l Net MOrley B,lIance Closinu Np.\ Monoy F3l1lil/lr,F/ . The Long,lmm Capllal Gain 26'% rate calogofY rnllY Include gains lor which ftlle lnlmmalion is nol yal available, Your yeal.llfld lax lonn will rallecllhe pOllion th~11 Clll1 be treated os 20% rale gain, DIVIDEND REINVESTMENT IS NOW AVAILABLE TIlROUGH FIRST MARYLAND BROKERAGE CORPORATION, MonE TIIAN a,200 SECURITIES ARE ELlOIOLE, INCLUDING COMMON STOCKS, CLOSED.END FUNDS AND ADRS, CAPITAL GAINS DISTRIBlIllONS ON MANV CLOSED-END FUNDS IS ALSO AVAILABLE, ELIGIBLE DIVIDENDS AND DISTRIBOTlONS CAN BE WORKING FOR YOU FnOM TflE MOMENT TIlEY ARE PAlO! AND WHEN YOUR ACCOONT IS VALUED IN EXCESS Of $7S,000 TIIF,RE IS NO MAINTENANCE FEEl A ONE. TIME ACCOUNT ORIGINATION FEE OF $10 WILL BE ASSESSED ON ALL ACCOUNTS, FOR MORE INFORMATION OR AN ENROLLMENT AOHEEMENT, VISH YOUR BRANCR, OR CALL Boo-S21,1r.!10, NON.DEPOSIT INVESTMEtfT PRODUCTS ARE NOT DEPOSITS OR OTHER OBLIGATIONS 01' OR GUARANTEED OR ENDORSED BY THE fiRST NATIONAL BANK OF MARYLAND OR ANV DEPOSITORY INSTITUTION; TIlEY ARE NOT INSURED BV THE fDIC, TilE fEDERAL RESERVE BOARD OR ANY OTHER AGENCV; AND, THEY ARE SUBJECT TO INVESTMEtfT RISKS, INCLUDING POSSI!lLE LOSS Of PRINCIPAL AMOvm INVESTED; AND ARE 110T PROTECTED BY TIlE SECURITIeS INVESTOR PROTECnoN CORPORMION (SIPe) Al\ TO THE LOSS Of PRINCIP AL, !"'.-'.,,_!1' 'j"' :iJ:,,\'\\," _, ','F ,-1",-:...-'., " POSITIONS IN YOUR ACCOUNT i!~' " CASH DESCRIPTION ARK BALANCED RETM, SYM80L CUSIP OUANm'l PRICE ON 0612619U MUTUAL FUNDS XAPAX tJ1I7 166 040111089 100.0 % Of Portfolio 1352 10,912,88 10,912.88 l om Of' S!!'IWEPH fomll040(1999) JOSEPH E STONESIFER III 34 Amount "rolllll"" 3J (lIdjU:4ICd Mruu ll\come) ~=: . . . , . , , , . . , , , . . 35a Chock If: 0 You w.,. 6\/uldor, 0 Illlu<l: 0 Spouse w"' 6\ u, (Mer, 0 Illlnd. Add the llulIlllllr of bcllCeli checked abo't'e Iud emler Ihe lotal ht"" . . , , . , , . , , ,j J Sa b If you arc 1I1l"'led nllllll ~pllnllcly 1I11d your ~I'()u.te ilemizet deducliol1:i or you wurc a dual'811lItl:4 1111Im. .tce InslrllcllolI~ IInd check hure , ' , , , . .. ..".",.j 3 Sb 0 Hiller your Ilemlled deduCllom from ~khc(lulc 1\, IhH,'lK, OR stJndard deduction lhnwll nil the len. Bue :iI:C 111:ilrlll'liulI:i to find your .Uilllliurd deducllolI it' you checked IIl1y hllx 01\ lIut) J:ln or Hh or if ~onll:utlc cnn dlllm you iU il dcpulll.lclll J 7 Sllhtracl IInll )6 ffl)l1I 1I1lt.' J4 . , , , , . . . . . . . 38 If IIlle J4 h $94,4)11 or IC:i,~, IIlUIUI'ly 52,'110 hy thl.! llJIlIllllllllhcr of excmpthlll$ claimod nil lille 6d. If Iille 34 ill over S94,lJ15, ,~cc Ihe wurK.'Ihcctlfllhc imllrllCllol\!i for Ihe amounl to cl1lcr 39 Tauble Im:ome, SuhtnlClllne 38 frollllllle.17. If Ilrlc 3H is nlOrt,' tllllllllnl.l 37, ellltH .0- . . . . . . . 40 Tn (lice Insl,). Check If allY IJX b frum a 9 f1nrlll(s) HH 14 b g f,'orm 4972 , , , . . . . .j 41 Cledll for child & dcpcnd<<.'1I1 Clue lIXpOIl!ie.~. Allach flnrm 2441 41 42 Credit (or Ihe "IJerty or Ihe dls,lbllld. Allach Schedule R 2 43 Child lax cretlit (...III'I'"C1I"'''1 .' ,43 44 r~ducallon credllli. AllllCh Form 8863 4 45 Adupllunllredlt. AIUlch Fo,m S8)9 , . , , , , , . . , , , ,45 46 Forei$1l lax credit. AlIllCh Form 1116 If rlHluircd .,..,... 6 47 Olh." Check i(f,um a 9 FII'm )800 bg "u,m 8)96 cg formSSOI dg Punn ___ 47 48 Addlln,. 41 th",uSh 47, These ar' yuu, lOlal credits 49 SUblrl\Clllne 48 fromlinc 40.J.!..!!!le 48 Ii morc thall line 40, ellter -0- SO Self-emptnyme/lllux. Allaeh Schedule SE . . . . . . . , . . . . . , 51 Alternalive minimum 11111., AlIach flOrin 6251 . . . . . . . . . 52 Social security and Medicare tu on lip income not reporlcd 10 employer. Attach Fonu4i37 S3 Tax on 'RAs, other retlrl:llllenl plans, and MSA.~. Attach Form 5329 if required 54 AdvlInce camed income: credit p"yments frolll Form(.~) W-2 . . , . . . , , . . . . . , , . , . . . . . , . . . 5 5 Hou.~ehold cl1lploymelll ta.1(es. Alluch Schedule II . , . , . . . . . . . . . , . . . 56 57 58 1999 estimated tax paymcJIls &- amI. applied from 199B return 59a Earned Income credit. ^lu~1l Sl;1l, Ere if)1Xl h.l\O ~ qllulilylol ~hllll b NOlllaxable eurned Income: amI. j ~____J &~~j 5~ 60 Addltlon.1 child '" credl\. Auach I'o,m SSll .1"",,""" 60- 61 Amollnl paid with requesl for cxlensioJlto file (s~e instructions) 61 62 Excess social security and RRTA UI)!, withheld (sJe in~truction5) 62 63 Other paymenl'. Check if from a 9 t'orm H)9 I b 9 Form 4D6 63 64 Add lines 57, 58, S9a, and 60 Ihrough 63. Thesc,are your total paymenU . Refund 6Slfllnc 64 is more thilllline S6, sublracllllle 56 from~. This is the amOU1l1 you H.v. It dlreclly 66a Amollnt of IIn, 6\ yuu ~ REFUNDED TO YOU. . , , , , , , . , , , , , , , , , , , . ' , , , , , , , d.poslt.dl j . b Routing 00, L _ J j C Typ.: 9 Cltocklng g s. ,lng, s.;.ln". j d -, Slid flllln 66b Account no. ___ _----.I 66c, .od 66<1,: 67 Am\. uf 110. 6\ you _w.nt APPLIEO TO YOU~EST. T A&IEi Amount 68 If IIn. 56 I, "UfO th.n IIn. 64, sub".ctlln, 64 from IIn, \6, Thl, i, 'h. AMOUNT YOU OWE You Owe Fur details on how 10 pay, sue illstruction.~ . . . . . , . , . . .j . 69 ~d lax penalty. Also include online 68 ..........~ Under penallies of periury, I declare thai I have examined this rcltUrll and acr.omranYing schedUles and statement" and to the besl of my Knowledge IInd belle!', they ore' true, correel, and complete, Declaralion 0 preparer (olher lJlIlIIluxpayec) is based on all information of which prtlparer hilS any knuwledge. J I. . O~~linlO 1~1~ph<JllI;l o III return} YO~lr slgnlllure Dale Your occupatIOn rhJmbcr (oplitlNlI S.. j".tfUCllon, k AINTINANCE 1 .~rKlUll:" liYIl~HlIu, 1(. Juil\! f~'Ufll. HOTlI mUIII(,n. Dale -- SI;;;~'S OCCUPll~~;----~ Tax and Credits '..ndud '-.L- Oeduetlon 36 for MOll Peopl, Sl,,~i.: 14,)00 lI"d 01 hou"huld: 16,JlO Married Ollnl jointly or Qu.llfylnl widow(er): 17,lOO Marrl,d Ollng aeparnlely: S3,600 Other Taxes Payments Sign Here Keep a copy for your record." Paid Preparer'l Use Only 172-40..6473 f. . 2 28,957,-- 36 3,600, _~257 ',__ 2,75.0 . 22,607, '~=-:--3 L53.7 ,- ., ..48 3,537. Add ~2-t!'rough ~,. This is yu~ COLli tJx , . . , . . . . . . . . . , . , . Federal income tax withheld from Forms W-2 and 1099 57 58 3,537. ____4,500. 4,500. 963. 963. Preparer's k signature 1 Dole Check if Prep.uer's SSN or PTIN o 1/28/2000 ,,'If'''1llpluyc~ 240 - 98 - 93 74 kl,IBERTY TAJ(SElfVICE_-===-_=-____ E~ 58-i4~12.2___ 1 ~ 664 _E FOWLER AVE ZIP cml, TAMPA --rf.---------'-- 33612- "re[HlrerS Edition Furm 1040(1999) Firm's name (or yours Ir ..Ir-.mploy.d) and address ~ ~ 101012 NTFUOO:I Cllp)fl,tw 1m Or"-III~fIlI/Nul~lll.", Formi SullwilC O!~y i(iij '1..-:, ~ /, , I '1.\,., I: N . . . i A I . J 1 ill ~ II , t lJ ~ ~ _. - N " ~ ! gH !;] l ~ ,,; 1- ; H ; ~ '" . I U'g !~ f5 1 1 5 I ~ ';' ..:l ~ H o<f,,, 1 Nt:! ~ ~, 0 . ~ ~ II ~o<f,,,, ~H OM ,U) (!J..:l . E-iHM t if,2 ~~~ cj &~~ ~ fa gJ ~ I ~ i '" ,1-0 R IJ ': ~~~ ; . Z ' f ~ .!I 1 ~j , ~om ...~ }II~ f 1B ~~ "'..:I 1 ~ 1ll0~ MU) 1 "'''' "'~H J r~'1 Orlf-i ... ~ ~ . v . .. ~, ~ ~ . - '-- - - ~j p .. 11 b l 000 o 0;0 ,- f,,;,..;.,,; ~ '" "'.", U r-. f' f' .:z; ., "I" I" H ;rl rl rl f fl', ~ :1 If " .~ II ~~I [;11 a If:j ~f~ Ij ;~f J J 1 I Ii ~r J! f i! -r sl J I I I u__L . ~ iI 'f ~. VI J' W ~ ~ g i ~ : !I I~ !I , B n i "Jl 1 I 1 i i l' l'l~ t;: :Ill ~ H ,A t<1 I~..... ....~'al ~~~~ I.... o H ~1 '" 2i ". () VI, W of 0 o 0 I I = I f i ..if ~I . ~j . 0' o ~I ~4 . . JJdl oJ "'. "'~ :1 ~l tq~ ... '" U11~~ " ~ ':'," ~~~ 7 SQCilllu~Ulilyliptl 1 ,_ W.2 Wlgl end rex Stet!'ment 19 9 9 o I!rnployltl nllN, .dd"... 100 ZIP cOOt o Allocattdllps 3OCI"lltCurlly l.~ ~illlh.ld ~ 90.03 e Medica'!) lax wilhh,:11 -1ll. ..ll-_ 12 E1tn.lII~ it1l:ltKlld In OO~ I , 8 AdvaM8 I Pllym.nl !5 Med~<lr'wllllnllndtlps B&L PHARMACEUTICALS ONE BAUSCH & LOMB PLACE ROCHESTER, NY 14604-0450 o Ootplllldlnl Colr' b.netll~ . EIftPfQyM'. naml, Iddrtu. and ZIP cod. JOSEPH E. STONES I FER - II I 1136 EVENING TRAIL DRIVE WESLEY CHAPEL, FL 33543 b Empl<:lYI,ldtnlitlCllllljnnumber 13 3"9 in'lr~, for b()~ 13 14 Olhll' C 2.56 D 438.70 1 e Stilt I e,'TIployer. 51.,. 1.0. 1\0 \11 SI~!9 waqlJs, lips. eto Copy 8 T/3 B. FII.dW'llh ~~plov"" FEDERAL Till R.turn Tl,i, mlorrnllliol1 is biting tumilMd !o 1M Inl8mAI Ra'l(lnUII SeNlell, 21 lo.~aIIMolll.lu ~ ~~. ., Depl, of the T"..urv . IR9 . Control number I' 20S45 I b Employer Identification number 23-1555582 c Employer'S name. address, and ZIP code Sharretts Plating Co, Inc P 0 Bo~ 1!37 Emig9ville P~ 17318-0157 10MB No, 15~5,OOO8 Copy B To Be Flied With Employee'. FEDERAL Tax Return ages. I ps, Other conlp.n5ll1 n edera ncome talC we '" 3 Social security wages 4 SocIal security talC 'wIthheld \E',018.88 333.11 5 Medicare wagss and lips I Medicare tall withheld 15018.88 232.34 1 Social security tips I Allocated Ups vance paYlMnl 10 Depen(!ent care bene"t! 11 NonqullUned plans 12 Beneflts Included In bOil 1 " "" 13 See insU!, (or bOil 13 14 Other d E~ploy"'s social seclll'lty number 172-40-5473 . Employee's name, address, and ZIP code Joseph E Stonesifer III 111 Bridge St, Apt b New Cumberland Pa 17070 ISSIIIutOfY fmployee Ottmed PenSIon pI~1I ''9'' ,.p. De,.,," COmpllnt"lon l' SUIt Employer's stal. 1,0. no, . .~~..l.~~~.~ .~.~.. .~.~~~,..... J W..2 Wage and Tax Statement '15t".'Q}t$.I~,'I~ ,ISlIleincomelu 19localllynllma 20 loc"w19u. lips, lit. Z1loc:.llncorncll. 1&018.88 448.47 York 16338.28 153.31 1999 Depar1menl of the Trensury-lnI8,"al Revenue Service This InlonnaUon is being fUmfshed to the Internal Rwenue Service. c, , " , , , , ,! " -,_, ,., :' ~l I j ", 3 ~ I il! ;, '-" lill , , q i a " 1 i", "; , '" ," " , ' ;-, r .' . l .. . (b) Provide approximate date when disoovery will be oomplete and indioate what aotion is being taken to oomplete disoovery. /f2/k> ftrr ! Dr: 1 COUNSEL FOR COUNSEL FOR . . _, J:~.d-, ~.,. " PLAINTIFF ( ) DEFENDANT ( ~ NOTE: PRETRIAl. DIRECTIVES WIf"L NOT BE ISSUED FOR THE FILING OF PRETRIAL STATEMENTS UNTIL COUNSEL HAVE CERTIFIED THAT DISCOVERY IS COMPLETE, OR OTHERWISE AT THE MASTER'S DISCRETION. AFTER RECEIVING THIS DOCUMENT FROM BOTH COUNSEL ORA PARTY TO THE ACTION, IF NOT REPRESENTED BY COUNSEL, INDICATING THAT DISCOVERY IS NOT COMPLETE, THE DIRECTIVE FOR FILING OF PRETRIAL, STATEMENTS WILL BE ISSUED AT THE MASTER'S DISCRETION. HOWEVER, IF BOTH COUNSEL, OR A PARTY NOT REPRESENTED, CERTIFY THAT DISCOVERY IS COMPLETE, A DIRECTIVE TO FILE PRETRIAL STATEMENTS WILL BE ISSUED I~EDIATELY. i THE CERTIFICATION DOCUMENT ISHOULD BE RETURNED TO THE MASTER'S OFFICE WITHIN TWO ;(2) WEEKS OF THE DATE SHOWN ON THE DOCUMENT. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Joseph E. Stonesifer, III, Plaintiff, v. ) ) ) ) ) ) ) CIVIL ACTION - I"Dlvorce No. 98-3218 Shirley M. Stonesifer, Defendant. NOTIce ~FEND AND CLAIM RIGHTS You have been sued In Court. If you wish to defend against the claims set forth In the following pages, you must take prompt action. You are warned that If you fall to do so, the case may proceed without you and a decree of divorce or annulment may be entered against you by the Court. A judgment may also be entered against you for any olher claim or relief requested In these papers by the Plaintiff. You may lose money or property or other rights Important to you, Including custody or visitation of your children. When the ground for the divorce Is Indignities or Irretrievable breakdown of the marriage, you may request counseling. A list of marriage counselors Is available In the Office of the Prothonotary at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013-3387. IF YOU DO NOT FILE A CLAIM FOR ALIMONY, MARITAL PROPERTY, COUNSEL FEES OR EXPENSES BEFORE THE FINAL DECREE OF DIVORCE OR ANNULMENT IS ENTERED, YOU MAY LOSE THE RIGHT TO CLAIM ANY OF THEM. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP: AVISO PARA DEFENDER Y RECLAMAR DERECHOS USTED HA SIDO DEMANDADO EN LA CORTE. SI desea defenderBe de laB quejas expuestas en las p'glnal BlgulenteB, debe tomar accl6n con prontltud. Se Ie avisa que sl no Be deflende, el caBO puede proceder Iln uBted y decreto de dlvorclo 0 anulamlento puede Ber emltldo en BU c.ontra por la Corte. Una decll16n puede tambl6n ler ,,",Itlda en IU contra por cualquler olra queja 0 cornpenBacl6n reclamados por el demandante. Uated puede parder dlnero, 0 propiedadeB u otrol darechos Importanles para usted. Cuando la baBA para el dlvorclo aB Indlgnldades 0 romplmlento Irreparable del matrimonio, usted puede Bollcltar conBejo matrimonial. Una IIBta de conBejeroB matrlmonlales eB" dllponlble en la oflclna del Prolhonlary, en la Cumberland County Courthouse, 1 Courthollse Square, Carlisle, Pennlylvanla. 51 USTED NO RECLAMA PENSION ALlMENTICIA, PROPIEDAD MARITAL, HONORARIOS DE ABOGADO U OTROS GAaTOS ANTES DE QUE EL DECRETO FINAL DE DIVORCIO 0 ANULAMIENTO SF.A EMITIDO, US'TED PUEDE PERDER EL DERECHO A RECLAMAR CUALQUIERA DE ELLOS. USTED DEBE LLEVAR ESTE PAPEL. A UN ABOGADO DE INMEDIATO. 51 NO TIENE 0 NO PUEDE PAGAR UN ABOGADO, VAYA 0 LLAME A LA OFICINA INDICADA ABAJO PARA AVERIGUAR DONDE PUEDE OBTENER ASISTENCIA LEGAL. Cumberland County Bar ABBoclatlon 2 Liberty Avenue York, PennBylvanla 17013 Telephone: (717) 249-3166 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Joseph E. Stonesifer, III, Plaintiff, ) ) ) ) ) ) ) No, 98.3218 v, CIVIL ACTION. In Divorce Shirley M. Stonesifer, Defendant. CQUJijERCLAIM COUNT I plVORCe PURSUANT TO S3301(d) Of THE DIVORCE CODI:! 1, The Plaintiff and Defendant are husband and wife, having been Joined in marriage on June 30,1973. 2, Defendart admits the averments off Plaintiff's Divorce Complaint, flied on June 9,1998 to the eobove captioned action, as they appear In Paragraphs 1, 2, 3, 4,5,6,7,8, and 9. 3. The parties have been living separate and apart since February 8, 1998. 4. Neither the Plaintiff or Defendant are in the military or naval forces of the United States. WHEREFORE, Defendant requests the Honorable Court to enter a decree of divorce. COUNT II !:QUIT ABI.!: PISTRll.IJIlmI 5. Paragraphs One through Four are Incorporated herein by reference as If set forth in full, 6. Plaintiff and Defendant have legally and beneficially acquired property, both real and personal, during the course of their marriage until the date of their separation, all of which property is "marital property", 7, The PI(\lntlff and/or DElfendant have acquired, prior to the marriage or subsequent thereto, "non-marital property" which has Increased In value since the date of the marriage and/or subsequent to its acquisition during the marriage, which said increase in value is "marital property", 8, Plaintiff and Defendant have been unable to agree as to an equitable I division of said property to the date of the filing of this complaint. WHEREFORE, Defendant requests this Honorable Court to equitably divide all marital property and to enjoin it from being removed, disposed of, alienated, sold, or otherwise encumbered pending final hearing and settlement of all claims. COUNT III Al.IMONV AND ALIMONY PENDENTE LITE 9. Paragraphs One through Eight are incorporated herein by reference as if set forth in full. 10. Defendant lacks sufficient property to provide for her reasonable means and is unable to adequately support herself at this time. 11. Defendant requires reasonable support to adequately maintain her8elf In accordance with the standard of living established during the marriage. 12. Plaintiff Is currently gainfully employed, WHEREFORE, Defendant requests this Honorable Court to enter an award of reasonable temporary alimony until final hearing and permanently thereafter. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA oseph E, Stonesifer, III, Plaintiff, hlrley M. Stonesifer, Defendant. ) ) ) ) ) ) ) CIVIL ACTION. In Divorce No. 98-3218 v, ~RTIF'CA T6 OF SERYlC.E I, Morrison B. Williams, Esquire, do hereby cer11fy that I served Defendant'. "Counterclaim" upon the Plaintiff by malllng a copy thereof on this IY day of +,,098, to, Robert B. Lieberman, Esquire 300 N. Second St. . Penthouse Harrisburg, PA 1710" Attorney for Plaintiff Respectfully submitted, . . . ~~~(L/~~ Morrison B. Williams, Esquire 1.0. No. 07480 Attorney for Defendant WOLFSON & ASSOCIATES, P.C. 267 East Market Street York, PA 17403-2000 Telephone No. (717) 846-1252 ..... N ~: Cr: In ;:1; ',' J;!" i (v, ',)...,.. uJr:.: I. } ", ~l 0" .~. 'r""" u:~, . ,"-~ .'.' ~~f'.; u..... "'I:":'.i _J( "":'K [.':1 i " (") 'J i/: 1.1-'- , " -;,. ai" (", Iii) .- (. -i :':..:;' , i}IL ~: -.;.: ,.~ ~ 0"\ -J (7'1 (;) , , J)I 1\ I' I I 'I I ,",', .~,dH,I,1[:y"! \I'~ J ~, .." ll:..n~~'f, .' -, I Il~II'Jh,c., JOSEPH E. STONESIFER, III, Plaintiff/Respondent No. 98.32 t 8 v. CIVIL ACTION. LAW SHIRLEY M. STONESIFER, Defendant/Petitioner DIVORCE ACTION o ~CUIAffiR AND NOW, this -1..5t:day of Se..~ftfM1 ~999, Robert E. Elicker, II, Esquire Is appointed as Divorce Master with respe t to the following claims: (X) ( ) (X) (X) Divorce Annulment Alimony Alimony Pendente Lite , / / (X) Dlstrlbutlon of Property () Support (X) Counsel Fees (X) Costs and Expenses / // /1 / /. I / .I BY THE COURT, .' . .~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA D\lte: . Plaintiff Name: Joseph E. Stonesefer Defendant Name: Shlr/ev M. Stonesifer Docket Number: 98. 32Ul- PACSES Case Number: Other State ID Number: Pie... nolll All correspendenee Inusllnelude the PACSES C.se Number. INCOME AND EXPENSE STATEMEN[ THIS FORM MUST BE FILLED OUT (If you are self-employed or if you are salaried by a business of which you are owner In whole or part, you must also fill out the Supplemental Income Statement which appears on the last page of this income and expense statement.) INCOME STATEMENT OF: Shirlev M. Stonesifer I I verify that the statements made in this Income and Expense Statement are true and correct. understand that false statements herein are subject to the criminal penalties of 18 Pa. C.S. S4904, relating to unsworn falsification to authorities. Date ~~7r ~~f~1t~~ DL INCOME: Employer: Address: . Type of Work: NONE Payroll No. Gross Pay per Pay Period $___ Pay Period (wkly., bl-wkly., etc.)_ Itemized Pa roll Deductions: Federal Withholding $ Social Security $ local Wage Tax $ State Income Tax $ Retirement $ Savings Bonds $ Credit Union $ life Insurance $ Health Insur. $ Other deductions (specify) $ $ Net Pay per Pay Period $ NONE , . I Income and E~pellse Statement (2 of 6) PACSES Case Number OTHER INCOME FILL IN APPROPRIATE COLUMN -- WEEK MONTH YEAR Inte/'est $ $ $ - Dividends Pension Annuity - Social Security Rents Royalties Expense Account Gifts Unemployment Compensation Workmen's Compensation - - IRS Refund $ - Other - Other - TOTAL $ $ $ '-- TOTAL INCOME $ $ $ EXPENSES Home LOT RENT Mortgage/Rent $ FILL IN APPROPRIATE COLUMN WEEK MONTH $ YEAR $ 3,240.00 2,632.00 150,00 Maintenance Utilities Electric Gas 1,200.00 Oil 300.00 720.00 Telephone $ 8,442.00 , . Income and E~pense Stalemont (3 of 61 EXPENSES (tontlnued) PACSES Cast! Numbor FILL IN APPROPRIATE COLUMN WEEK MONTH YEAR Water $ IN LOT RENT $ $ Sewer IN LOT RENT Employment Public Transportation $ $ $ Lunch - Ta~et Real Estate $ $ $ 200,00 Personal Property Income Estimated 1,150.00 - In,urance HomeOwners $ $ $ 165.00 Automobile 1,400.00 Life - Accident -- Health THRU HUSBAND'S EMPLOY. Other -- Automobile Payments $ $ $ Fuel 500,00 Repairs 500.00 Medical Doctor $ $ $ .. Dentist Orthodontist - -- Income and f xpense Statement (4 of 6) EXPENSES (continued) PACSES Case Numbl" fill IN APPROPRIATE COLUMNS WEEK MONTH YEAR I Hospital Medicine Special needs; glasses, braces, orthopedic devices Education -- - Private School $ $ $ - - Parochial School College Religious - Per.anal Clothing $ $ $ 500.00 - Food 1,500.00 Barber/Hairdresser 300.00 Credit Payments; Credit Card Charge Account - Memberships loan. Credit Union $ $ $ MIICellaneou8 Household Help $ $ $ Child Care Paper/Books/Magazine Entertainment 1,000,00 - Pay TV 500,00 " Vacation Income and Expense Statement (5 of 6) PACSES Case Number 445100035 .'. EXPENSES (contlnulld) FILL IN APPROPRIATE COLUMNS WEEK MONTH YEAR Gifts lapl Fees Charitable Conlrlbu, Other Child Support Alimony Payments 500.00 Other $ $ $ 16,657.00 TOTAL EXPENSES $ $ $ --- PROPERTY DESCRIPTION VALUE 'OWNER>HIP OWNED H w J Checking Accounts CLOSED AT SEPARATION $ Savings Accounts CLOSED AT SEPARATION Credit Union Stocks/8onds Real Estate MORTGAGE IN TENNESSEE 13,200.00 X X X Other TOTAL $ INSURANCE COMPANY POLlCY 1# .Coverage H W J Hospital Blue Cross HEALTH INSURANCE IS SECURED Other THRU HUSBAND'S EMPLOYMENT Medil:al HUSBANDS EMPLOYMENT Blue Shield Other . H - Husband; W - Wife; C . Combined; ) - Joint Income and EKpense Statement (6 of 6) PACSES Case NumbElr INSURANCE COMPANY POLICY # · Coverage H W I Health/Acddent Disability Income Dental Other . H - Husband; W - Wife; C . Comblnedi J - Joint ~lementallnCllme Statement a. This form is to be filled out by a person: (1) who operates a business or practices a profl!sslon, or (2) who Is a member of a partnership or joint venture, or (3) who Is a shareholder In and Is salaried by a dosed corporation or similar entity, b, Attach to this statement, a copy of the following documents relating to the partnership, joint venture, business, profession, corporation or similar entity: (1) the most recent Federal Income TaK Return, and (2) the most recent Profl: and Loss Statement c. Name of business: N/A Address and telephone number: d. Nature of business (check one) (1) partnership (2) joint venture (3) profession (4) dosed corporation (5) other e. Name of accountant, controller or other person in charge of financial records: f. Annual Income from business: NONE (1) How often Is income received! (2) Gross Income per pay period! (3) Net Income per pay period! (4) Specified deductions, if any: >. ('t'" )- c; ~"fi r:::, j.rl., .. I.tJr" N ().... -...... , , f;:' ~__ . ,.~ ',I.. , ... 1-'1 'll , , " , ';'.1 C)[; '. ,-, , , Uj' , .":'.-'t ,...; ;'c n.l II . L1 ('. .J l.L, <:::) .' 11_, r.n CJ U 0' WOLFSON & ASSOCIATES, P.C. Attorneys at Law flRANCH OPP1CI!S: 6TfORNEYS Daniel F. Woll.on Michael J, Connol aefard J, poulke -- Center Square EaBt !\erlln, PA 17316 (711) 25y.o713 267 Eas1 Mafkel Slfeel York, Pennsylvania 17403 8 MancheBlef Street Olen Rock, PA 17327 (717) 235-5014 PLEASE FORWARD ALl. COIlRESPONDENCE TO 1'HE YORK OFfiCE C9UNSEL Monlaon D. WIlliam. JodI Trout Bingaman ..n........... (717) 846-1252 (800) 321.8467 FAX (717) 848-1146 l'.6ll,ALEOAl.' Angela'S, Ilaton Maraatet L, BUlg SU.1\fl K, KostalllS ................... c-mall: dfwolfson@deblco\1cc\1on.net 2 March 2000 E. Robert Elicker, II, Esquire Office of Divorce Master 9 North Hanover Street Carlisle, PA 17013 REI Joseph Stonesifer v. Shirley Stonesifer Divorce Acdon No. 98-3218 Our File No. 7528 Dear Attorney Elicker: For your records and Informadon, enclosed please nnd a copy of the Raytheon Campal1Y Pension Vallladon which was Inadvertently omitted from the Pre-Trial Statement. Please attached the enclosed valuadon to the previously submItted Pre-Trial Statement. Thank you for your attentlon to this matter. Very trUly yours, WOLFSON & ASSOCIA TEt P.c. "71r~~~ ~lMW~~ Morrison B. Williams MBWltnmm Enclosure pel Barbara Sumple-Sulllvan, Esquire iw/enclosure) 111~IUlrin::l ;unardlllq yotU' hrokfJrl)qH UI;COIIIIl, fir tllf! ;-I(:lp/lty IhmOlll ut\oultl bfl directed Il) YOUl jnlroducln~J linn al 1110 1010pllllll0 numhm mllnetad on tlH:I '(fInt 01 thu 'ilalomollt, N;'ltl~)I'1.\1 I:'lfldlll,lill 8t::lr\liofJ GorpoHI!l1j1l ("NP3C") v"H(HI'i YI)t!I hr,rJkmwJIJ ac(:nl.lllt ,1I1r.1 tU:tfl 1t!:4 your oUHlol1li11l lor fund~; anll JOI;unllu',; lh~p'.ll\l\ndwlllI 1,1,; dhodly by you, Ullolt~Jh YOIII lrltrol,hh;mq Ilflll Of ;1'; :'1 rw.l:ll p! fnJII~~t;U1tionD INn jlroco:l!-; /In 'lour <'\\,':;(llllll IrlCllllflil'. (;I'IJI;IJIIlIrHJ iJ11WUDtlll aild hnlmll:H~i 111 (lIlly ypur t,lr\II(O"dljn ;11:1;IHlll1 1\1;1'/ Ill.' (IUfI{ltnr.1 10 NF9C at (f1l1,57n'~l~)77 VVIII.'11 COtlt:wtllltJ Illi1lli Nf":;C or VOUI' brokoi l.loal"I', r'Jr1I<..mhe, 10 1l1oh,ldo YIlII( onliro III ::lkol'LI~If) UGC(Il,1I11 numb.;!( to t1fl911ra <1 prompt reply, PU,ASF. NOTIFY nlE SERVICE CENTER OF THE ItlTRODUC. INO FIRM PROMPTl,Y IN WRITINO OF ANY CHANGE OF ADDRESS, "U;ASE, l1eVIEW '/OUR STATEMENT., flfll'ml any cli"crnp. :,'\1:11)'_; inl/11nlllatnly, W09811ry Ohmt Acouunt tlalnncos--.,II \lfllJ 11:IVII ',old :lll<\I,l,!Untl WKIf.tl 1111) :;lwrl "11111 I'.JIII, '.vn 11:1\/". III "ICI;O(l.bmll(j wilh IUqlllllllllfH, :1I11lllJljlltwl Hl'i PWIlHtllJll '(flfll j.lIe/l Uall'lilllhr,lIl'1 ill '11)1/1 ~hrJll AUlJIJlInl. Apy nllukut l'U'rflil~l(lH 01 dtll:rfJ;I~HI'; lmm Ihit mlqltllll 'lHIM prir:n '1'1111 rlO Hldrlwcl If) UI'! 11l'l1"11 -1,\,1 ,\)111 IJI! 1(;1I1!j/Wi'(j 1~1 VillI! NI:H!1111 AI;UJ\II\I!lf! I ,oJlItlldy (,t;-l"lh MiHkOI Vflhlf)..trll!, cllf\(lfllll l'lIHH'iHlII'-\ '/::11110'1 Ilhl!.ll/\lullt'Hfl '1.1111111'1 '_pIIJ';.llloll 'll-l/IJil;llll wtll<:tl fmlV ill !llff! 'I1I!llIIl dPJHiWi"II, tm:;IIt! Oll Ihft 'lli)uUIIj P(\':II'; il!!(V'.I1 HIll mfJ:'.lf1 tlid Hill! :l!\k II!! II)!! I,J'II 'I,Pl :)1 HII' '\IIHlIfllllll pI-lnlJd Acc/ll'dlngly, Iho ItC(:UHlCY 01 mIdI prlf:f1!-:l 1;l'IIUlOI tlA \111iH1.lnIHlltJ, Sl-wunliou thai (Ira fll)t w:lIvoly lnldod IUlVtl 1101 tmen prlcUlJ Hlld ltW inonliUI;l!.l OIl Itlo lronl 01 1110 slut6fn91l1. InVI1~t. 1ll0ll1 fJooi1iIOWl Hllould he rfll.lde only aflor Cflll'lllltuul your llnaneinl l~OIl9tdt..1nl lor CUI ,.l{:lutll quotH, Addl\lonallnformotlCln About Your Bwkerage ACCOl.lllt Slalomllnt Cuutll(flm Im~, ermhl hnli\lIl:lm "\:IY 1m WI~ld In lilt! CI~li\!lnq IlriJl\'lf;; !1I1'nlll!'.;";, ,IU'lll'I;! \1-' 1I1H liHlII;\lloml oIl iGFll Sacllnn ',~40,l!)n3'2 uml('H ltle So(:uritlH9 f~l(d!l.lIl'lu AI:t c! lH~14, '(nlJ Ilil\llt th" f'qlll 10 Ipl;lWiI! tl!)!P Ip, 11\ HIll I:'OI!JI';() ll! wlflllal hll.jli'\f/S:--i\~p~HlI1lI)rl9, -'1111110<:1 10 opun lJolllmilmentslfl ii!)'! of your JI;I;OII"!;'~, Imy f,,!tll:(U(hll,Hll<.lIIl:lt:lll) wllll;llljl.lll ,11(1 1:111111.11.1 11II~Wl';1 'Ill !IW~ 1;1 <lrlll !J.'II,lrWfj~, i1Wal11I1rl relll'lft'Jllwml may he pl1111 oul flt ralaa tllat rTlllY VllrY Wilt! c:\urr)l1t 'Iholl,tnun ITlfJllOY lTIi.lfhnll;\IIl'i ,'IIHI/iJl YIJW l.lr:1I\1,IIHI') Icr'(llIIH huIHII~"~i, ~iol ill Ulf.! tHscnlhon 01 yuU! lnokm/(Iealor amVor NF~)C, '(011 hlJWlllln l'iHhllil f\ll:mVIl Irrun f'lF':1C III Ihi'! I:UIlI.'llj (It 1\ IHllql rJlh!lIl-'W~ (lpOII\lIrUI'\ !-Iubl(H~' ItlllPf-l1\ {:umrnllmollt:J III Olny 01 your accounts 1) any fully PlAid .'1f.JuurililJ;J W wrw:tlljtJlJ ,'j!'J nlllHIt/ltlj ':1I11/_.flCIIIIUtIH pIH':f!a:ICllIIHI 1l1i'lrtll11l!pUfl ifill pilY"l'H1t of 'lf1Y ultlelltt,nlno:iu to NFSC, Opllmm tlU'.Ill)IH~ml f-Jlnw'.HJ nnlo thfl Inllt)wirly:l) IlIlIhal inlflflll;jlllJll wllh rn'lpl.)I:1 1<.> UOIIUllin:lHJIl (\Ill I nlhor Ilhl1l'{l8S ft:llf.llod 10 tho t)Xfwution 01 opltOI1S trans- ,1()IlC)n~ hIt!:! bilf11l 11If,l!ta.lmlll1 cIHllllfllrttifllHi 01'-;\11:1\ Irilll:1,-ICliOll'j prflVlll!l'ily hl,/li~,I1fJ(j 10 'loti, Hwl wtll bn InadH t1\1nlhd.llo promptly upOJlleQUltst; 2) yol.! ';1)0111/1 t'If,IVI:W 11'llll(!I!lfll1v 'II ;HI',/ /11011011111 dl'lflfJl) hI ',/U'lr ill'/f)',Wlle'll! 11fWJcHlfW; iii' hfl,III(;L\I-;I!IIi\Ullll; im!! :1, fllHHdsn f]li~hJr\fTl+tr\t noli/ins tor option ,;';1I1Imctll IW,l ;~nul::11'-ldlfllorlq clI:itmTlfll :i~IllIt ~l()';iti(HI'i Plll'_,UdI11 'II .I !)f(WWltll:l In,11 -illld<llflly '11','lm;I!; IhwlO 1)(lII!rfIOW 11m 1 '.HI) 'Junlnel (0 I)Xarr,IMt from "ll1\(JIIU ilU nlll,,1I)1l101 flhmlllpt10ll 11'~;ill'!:I:'" inr:hldulq ;l()~JlII'JI1'" ,,~;I'IIIIi',h!)d 11111)1'111,,111 df d'l'lH..llllHr,HlL 1\1\ :11101'\ option pO:JlllOllli fire., liuolfl fOI' i.l!Jsi(jnmont HI "fl'lliOm A 1II01f) dlll.'.IIII'Jd -Jmll:I'III\IUII'l! Ilia r:IIl',jfJlll,IIl'wall:lIll}rm:';',\I;lI: F', ;IVr,IIII')I,! IlfJnp ('JI.1U{J!)1 l_llvlonnd ntJif1VfJ~III\l11l1 ()1111(mllll"J ;ih'HWl C/W!lllId Iu '/{jtjl 11IIJ'O't-llj{' :1(;1;1111[\1 <"',III{()d !rolll Ir,.l!l~l;;~cllom, ilffaclcuJ /l.'i ilgent hy UIUlflr: I) Your tll"okm.. iIcHll,.J( lill' jlllll IU:ClIllllt. ,Ir ',~111IlnllqtIIlHI DIII'II'II(o:1/ f"h! f;IH'I!li,IP'I I! 1 iLl ,1r'llrkHlill~\(P'{i'J'itrllnnl Pl'Oqnllll r~nr tlrokur'dHI:lI{~r HUactAlJ InUl!iflGllono, ttlll :Ulltl ullnn 1',ur'jljcIHJlI<j, 11m II)(C!lll"qO IIpl1rl whldl t!lfl'il', 11,i/l'"lI.'ll'lll., (1,:r;,hIIHJ 11(\1/ till) I1dll1fl !JI 010 pOfi-JIJI1 from whom lho security was pumtlllHud willlm '1IInn;tll~d UPOf\ 'Nnthm '01111'.):;1 ,\ lipdlll;ldl ',:luloflll'III III HF'.j(; i'\ IV;llhl,j'l 'f.ll Idl II 1"lI'lllflll '11,';I:,}C'I-:11 jl '1'; tlilli:~l 'll 111:r,pv ,II i' 'mil '.10 IflnltFJrJ upon \four wrllhm rrHlllf)f~t. :HHIlHrllllll:; Will rlHltldH'ld 11) ,:u'iIJII\(!f':i willi 1l:I'/i') Ir~III~;,wilflP~; :,11111111.1 II:I} '11'Yl'tlllhc!HII) frllJII(JI1 !}illdnr;O\1 :\IId/or ,18lHlIlly pcmtliol'ls "eld in YCJlJ( brokert-tl)t1 l/:ceJlIill. ,IW nltH'II' i-Hll)wrfll)flICC',lIl11I'; I\'lll !J/-, 'lonl ',l.'IIllIl(ll1"i ,-It L,n;1 I'lll! lill\,-;!!j f.llllfrHJ a l:dlunrll:H ,/0111' provhJinl) I1li.\llllf) IJl'OkfJ(age m:ool.lrll fmlllo.lm. d PI(J110Y 01 Ilflt:Ul'lty IInhfl(:iJ l<if1dl~/ {(llHlll \tllho;tlln(rII]f1l'l ;'I'i 111/1'1 ','1111 ,-lIlttl1:-.' ,/nfllO prt'pWIl ynllr 1I1GDl1l1-J tax rfJllIrrm, /\111{ lllVlJlJllllUnl O(JIllrmll'l (I_ft" fIJhllllUI FI,lrl:1 III M:lll~IY \l;lrl\"l 1:'1l'1!) 1!)II'IIUI.l In i~i (11ll,1 '.lUll!;, ,1r1(j inVIl'IIITlOl1' pllldUll\H IlltfJmff by It ClrfJ not backod or '_Iwlnlnl~)l-ld hI,''' bW11{ Ill)1 If\~ itl,tY 1I1'lfll'/d ~lY IiiI-! I~OI(;, :Illd ;1:.,'1 Il1dy I'.l:,i.' ";'lhJII '\H1/IJrnkOrl'lll i':iIllih"),,IIl<, I,ll \.ln~I'.J'I{f ,1ff! l'I'It.:fHI :-11 PI-\(, -ji-lIf.1! II \l!1 jr' rn/llll:ily 11l'.1'1 rll:,HIIt III ;1 II ;:;.~_; 01 pruu;ip'IJ lint! II ,:uhstl.1nhul pat\nlty Ilmy tle inQwUJd. f:or fl)("lllm:OrTlo :H)ntlrhlnij, priCH'J an:! dpproXHlWlloll'l ifill! .11:\\ lall1\:'1ihu! "Irl'. jjf pnl~n'"t .-111'1 ilro (J1'1)lJltlt'lrl unll' ,_Hi 1;\ qanHffll guido, IIltlllj _~lt:~IlHlli-mt COrll;lhl'i ,Ul f:'I'_;J!lll;lll-l(1 VdlllO 'IOU >,IIOllld hi-l ,1',Y,I'H 111,'11 1I\I~i I/Hlun Ill'"V ill' b;ISc-l(1 011 illirnilfl{! nurntlllr nf lmUBS or fluoles, fherefnra, you !IlIlY [101 tit-! Hilla II) 'Ii'll! 11l~'~lP ,jol;\Jwfm, ill -I pIlCH nqlwl 01 mil!! 'n1tI'i 11,lllIO JflfJ'Nil I-llJlNlll/IH t/w Ll(okm.dtlUll')1' IlJrtliHhhlCJ Ihl3 HlalAnl9nt may 1101 ralu80 10 II;I;opl ymll ordPllo 1;~111 ttll/!)tl '';lU:\lltljlj!j. i\hlll, 1110 ~Irntlllnl 'i"l' 'PClll\llllrllm ."1 :;;:lln tlOllfll:lllv Will i'H) IHdu(;od by HIe mllOlln! of 11l1V commlasionti 1)1' nhnllur ~;t\lllfJmj If dr' tIHtlmalnd '''IIU~J 1,1 I]l1i ~)III1WIl fill' '.1 ,;rI':urll\,,;1 ",1l11' 1:1\\l1d I\(ll IHI dolpl:l1iIlHt! 11':'1:1111:.\1 ut la()l~ of Infommtltln, II y01.l l!ij\lH i:lppliHl! lor marqlr pl!viloqm; :11\11 IH)(-lO'IPPflhllH!. '/1111 -1\;IV DIl/(IIW rTI!\I\O'1 itorn NF:1C il'1llxctlllllfJO lor pl~I(It1inu IhR aaaels ill your anc:ollnt an (:ollilltmtllol' any 111llntllmlinq rrl;\I\'jlfl \O/'Ul, f'lIO :111\(111111 Yl.l'1 rmrJ !HJ!I(I'N I'; h:I':1I'JlI 'n III~) \/illlw 01 ';lll~urlliml in v(Jur rlliltqln tlGC:ount, whioh 11m identified on yflllr ~~Iotornnl\l, If YOlI flllVU il Imlllllfl ,1I;CflUfjf, till:, I:':' d 1:011\111/\'\11 -.1j';lh;);I'~:llt ill "'111/1' I fl.'lI tjil I ',\,;(;00111 CHlfl :lpocia! memornndunt account maintAined for you umlllf thlfJUor! ;,~~~O lj 01 lluOlllalion T Ismulll IJV 1110 f30nrd of UOV(.lrf\'.,r~: 1)1 UW FI::J(lol'llll~om}(v(-j Board Tht1 pmmanenlle<lord (\t ttle separAle Account. Hi :nqUlHld Ily RU{JuhlllOIl r, i~ illJrlllilhlulor yom jrl~JPfJetlnllllpO" I'tJqUO~1. '\11 Ir:'llliHlcllOII,'j i1!'O 'illhllll:t ""' ~HI' 1~IJIl'lllh,!hll, '1Ito~;, rllqul;llull:l, i:lnhllll;; II:l:lqlt!i, 1III!nq:;, iHlIllIIIH'prolulionn nllhFl f)xl:hnngo mmkol . and 11'0 ,:loa,h1IJ IlllWlII, II allY' wtlHfflllll) 1P.lll'I~ldl"'l'\ ill-n q:(IJ,;ql<.III, ;llll! !Ill,! Ntll'" '1'nli :i!ul:k i--';(I;rFiuIlJo (HY;-;Ei ,-1I1(! '-ll Hl0 N!ttlonal ASBodntil.ln Ilf 89<:iJrltlas Dealers, Ino. i:Jwklll'aYN ill:COllfllH i;<l!flol1ll.'Y N,ll/I)IUII riI-',;1I1';i~11 ,';illll/ICW: l.;uqJ>WltilJll I' \'lF~)C 'j, t111'lIllIJlH NYHt: zmd oHmr fjrll1r;lpnl Oi\Cnullgas, NFSC I!\ R mumbor of ,':llIl:ll(jlhJ!lIf1l/o~tlJr,llll)lfl{;lIlln I:ll:[lumtillr,' (","ilPC"~ CI,I',Hol"{lI'lr i:lt'UIHIIlI.'; lr1'IIIlIllIIlOd Wllh HF',C <1m IJIOIC-lClml up 10 :~1lJO million tneludmg SIPC C()Vflffl~IB ,II $!'illO,OOlJ (l:d:,11 FllatHl~,lilfllllld ml~l()n ,lOll) ,Irld "IJU,!iflO,OOl) 111 I-':<Cfl',:: (,"I :ll"ldfllllflill) 111;t:llwll prnltll:llon ')[ (novArr10fl) , nHlI,I,lIlf.1nal 1\P,SOcj.lliwl fll 'llll'l:nllwi 0:,'1111'11'1 1'{'IN,Hl") 'ilqllllll" 'Il.!l ,(./,1 1\0111'/ 'Ill\) 1I11"1tl!inq of lhn ,wlIilalJllity of /111 II1Vfl9tor bmuhllro thr,d includ9s intor,. '1I;1I1(J1l I]nul;rihlnq ttln i\lA!i_D Hj.IUlii"litlll, I'll!lllrDI'1(ilo:illll-! ["1'1'11':.1111 \TrlHllillll')_ I"l '111111n ,lllrodll/fll 'll 1\lf)l'fJ in'OlHllllinn uboullhe Progfllm or NASD ,lnljulfllillfl, IlOl1tnd 11\1,' (1IA:iI) HUCful,,\\lnp Pllul\!: l.'j'-,dwaIU) ()'l)(II:.\I!1lltllllf)1l 'I! I :mol ,!WI-l)()qH, \If:1C\JU'-lf~ tllll NM.iD wuh :mn al <'Nww,naSdr,lloffi>, Nnw 'fork Slo(lk blllllHHlO Aule :)1)'1, 1'HIlllIlll'. 111.'11 ynljl flrnl,PI\!1(1 f'll:~;(; dllol:,I!ll I'HIWHtHlII\fl!ll nunalllllllltltflrl'i H-lfJlHdillQ thalldminlstraUofl of '(Ollr hlolmIWI'J'ICI:IIIH11 111l) l(l!hWiIIHII .1 ;11I\lln:UV III1lH\ ,:1,'( :111"1' ',ill'{ll1ftH rl/lllnll\\"HlIiV '/OIH Hlnl{I-11 nfld Nt:!:iC, A maUl compl6te dBsorlptlon is \Vilil,'lhlr~ Ilplltl IIHgll'~il '(nur f.h(lkor I" rfl!'l~Jomlibl(, tin: \ 1; 1IIIUII\1I1'1 ;lI\d ,,,,,'tHil'(j ;11'1:'.'11,1\ IntmlJlrlllllP -Ifill dOnlllrllllll:llton, i;~) upor1inq, IlPprovlng nod monitorlno your 11)':llIlllI, (:\) ItiWHHlH\lIhl hl'lt\IV 'l'l,1 :IC(;llIllr-~ 111',IIII::1111l1'\ i) 1.11 . ;1'!'lIIh "';\I.'ftl:\ In YIlflfhTPllll1. I-I) liHlnrllHnif1q Ihn ~l!IIt.'.tbmtv III tnvBlilm0l11 recommeucln" lUll': ;lllrj .llllf!C[1 ,',I Ill-"II;lhIHJ ;Hl,j 'iIJI\(li~'I'W1IJ '1'1111 ;11:/:11\1111 111,1 I:', "'m' ;ICtl"lllll~\ If' ::nl'lpll.I(H~O wllh .-lpplrcaillrl t,lWH and mUtllullo11S, inr.ludlng oomph.. ,11""0 wllh Ill"IIIllII!ltl!~\ 11'.1I1:J'IIII"1 ('--' V!)lli 1'1. 11\1;11 1::':(1\II\! l;! '1)1'11',Jlli',: il1ll (iil ill 11f1!;llll1n,: I "qUllfld 1)0/11\:; ;lillIITtf:nrrh1Iorlt!n llttlvif:mi il pIUff)fmB, NFSG ';11011, itt till! i.ltrnn1iol1 ,It '/OIH :lrnknr: [1\ 'l'oft'CIIII!, ,;11;;11 llld ':1.11110 li'illl'ldCrlllll!i !)\tlt'(ol~Hl{1f1 IhllllHJl1 f\IFSC hV YOltr I'Jrokor, lm prAJU1rfl Clnd \111111 Ir~tII~1I11:1I01l l:nnll!ln:rlI01l'1 ;11111 pllll"'ll!: '1\:IIlIIWHltH 1)/ 'IU'I,' <11;':1111'11 ,(1111111;'; 'JIIlH 1I111t--0I IHI,'llllntor\:lL(l"/lIln do SO), COltRIn Ul'iUlmJ ar'dolhflr InfOrma- ~1(1l1lnav Il\l prnl/1illJIl 111/ /l)W 1\1<1'(111 '11 0\!11'111l'1'[ Iq\'111hird 1':1111\;, ",lllUl ll;]~; Ilo11U11111 "IHI!lfH' hv NF!X;, (;I) ,It:l '.HI clllt:uo(hUrI 1m IlI00js and ueourlUaa IH;I:lVtlllIJ\I Nf.QC '.lll ',1',1111 /11',11<111 1:11 hlll'I'/,! II III III'ltrlU:ll'lIl'l I" Pllil 1~I!\kl'f ',\J11I1 I f-!-',p!wllll II.Hl~\(jclfllllil ;1I1(\111H rnCttll-l1 Hnd rlAUVOIY of fundI' ~lId tJo~urltif)5 (If \f(lll' w:r:\llllll, ,\1111 \ i) ,Ixlnmlrll Illjlll ",)1111 r'lI PIJlilll;Jhlll'IIl' 1':11'\111<1 'i'\(~lJrlqr.'~ lHllll,llIllf1 'Irlllr \JlIlk"l ilf IU~',pOn!1lllln f,)r nnCIUltnt,J thai Yllur ,Iccounl'ts 'II 'illll\f'!l:lllf~11 Wi'lI 'llIlilf,l!, 1111111',11'1 '1l1II ,_",',1;\: .,1:lfllf!' ,'11,'\.. ,'111:11"1 ,1l1.,lcilnq '1/1\1 -111'I'lf(1111 r;Hllllrl~mtllll'~ H~'SC :.h:'IU III'lrnl.'1111 11m raqlilrad bookit ilnd C'11 1999 l.~L--1!!'! '!!!t~l'.," 00 nol ...,. '" 1999 endln DtpMlm.nl Qj It. Tr....y - Inl4rnat Rewnul S~M:t Form 1 040 u.s. Indlvldu.tlncome T.x R!!um For lhe ear Jan I ,Dee 31 1999, or olher lax ear b innl VOl' FI'II NwnI Mt LIt'twr.e d Tolal numbe' 01 ~xomption. claimed 7 Wage., ..laries, lip., .Ic, Allach Form(s) W.2 . Sa Tlxlble ,"I.rest. Attach Schedule B If roqlllred b TIX-tlllmpllnterest, Do nm Inolude on lin. Illl 9 Ordin.ry dividends, Allach Schedule B " required . 10 Ta..bl. ,.funds, credils, or affsols of .tate and loc.I,ncome taxes (sse InslrucllonS) t1 Allmnny r.celved . . 12 BU8In... Income or (10"). Attach Schedule C or C.EZ 13 Cap,tal gaIn nr (Ios.). AII.ch Schedule D if roqu"od, II nnl raqu".d, check here ... ~ ti 14 Olher ga"" or (10....), AIIach FOfm 4797 . . ., , . , . , . . 151 TolallRA dl.lriblJlions ,....L.l!!L I b T.xable .mount (see In.trs) 161 Tolal pen.ions &c annuill.s .11!.!L..~ b Taxable amount (see instrs) 17 Renlel '.el e.tate, royalties, partner.llips-;- S corporahans, Irusls, etc. Altaoh Schedule E , 11 Farm ,"corne or (Io.s). Altach SChedule F 19 Unemplaymenl compensation 201 So~aI .1lCUttty bc1oIlb". I 20.1 21 Other Income, Lilt type & 'mouol (I" instrs) iI2 Add Ih. amounts in Ihe for 'ight column f;;' Ilr~.s 7lhrou" h-21Thi....,..' 0.;; tot.ilneeni.-~ 23 IR^ dedlJclian (Bee instruclians) 23 24 Studenl ioon int"".Bt deducllon (see Insl'1I01IOOs) 24 25 Medic.1 .avlngs account deduction, All.ch Form 8A53 . 2S 21 Movln" eXpllnses, AIIach Form 3903 21 '1:1 One,h.11 of self.employm.nl tax, Attach Schedule SE rr 21 St'JU.omployed health insuumce deduotion (see Instructions) , 21 29 KllO!lh and se".employed SEP and SIMPLE plans. 29 30 Pen.lly on .arly Withdrawal at 9av10l)9 30 311 ~lIm.lIY p.~ b Rocipienl'l SSM. . ... ._'."__.___'_ 31 I 32 Add Iinel 23 1tIr0UQh 31. 33 Subtr.ct lino 32 lrom lina 22, ThIS IS our u_ roll In"""'. 11M FCII' lM....eu,., Prtvacy Act, .nd PapaI'WOrk Rlductloll Act Notiea, _Inllnlcltona. FDlAOI12 11/16199 L.bel (801..............) u.. tllo IRS'"beI. OthelWilO, pleaso print or type. r,.aldafttlll Ilodlon ClIlIpal.. (9MlriIlIlM:tklfll,) - Filing Stlltul Check onlV one box, Exemption. If more thell six dependents, see Instructions, Income Attach Copv I .f veur FClI'I'Ils W.Z Ind W.2Q lie,.. Aleo Iltalch Fonn(.) lQ89.l1I1 lax w.. wlttllield. If you did nol \lOt a W.~, see Instructiona, Eno'ose, but do not staple, .ny p.yment, 1\110, Rleaae UIO FClI'I'IllQ40.V. Adjusted Gross Income "'~.~. _ No, 1545.0074 v__.-._ SHIRLEY II. ..kllnl n'II.fH, SpotM', FlfI' Nr.mt 11 1M STONESIFER l.t NIrN 183-44-9S86 1......'._.-.- ~.loddl;U~7ifWfii;;.I), It v-;;U-~'.~p"o fIolC, S;;'1;;;Miio,..---"'--"-'--- Apwlmrtl"t No-:- 76 WILSON ROAD BOX 0 10 CilV,rOM1 Of PMl Ofllt., 1'-Y;;iiiWlfOr--..on~.u, s.. lralrucilont -'I-lmPorllntI .-- Yo" must enlll your toeiol !leOurlty numbe'(I) above, V'" No _ C,*",1no X 'v..'......._ ~ lax or I'tfMe ....-, 8'... ZlPC()dfl PA 1 'T370 IYORK HAVEN ~ Do you wonl $310 go to this lund? .. "".".'..' "... II a Int r.turn doe. ~r 'POl"'" w.nt $3 10 ~ to lh.. fund? . 1 X Smgl. 2 Me",.1I fl',ng lainl ,.turn (.ven if only one had income) 3 Me","" flhng seporal. ,elurn. Enl.. spou.... SSN above &. full nama hero ~ 4 H.ed of I.",..hold (wllh qu.llfyll11l po,",,"), (See instructions,) If lhe qualifying person ,. a child but not your dependent. ente, Ihis child's nam. hero ~ Quah in widow.r w.!h endenl chrld oa,. au,", lIied .. 19 , Se. InSlruollons, you....." It vour p...nl (or someone else) con clOlm you a. a dep.odent on his or he, 10...lurn, do ",I check box 50 .. , . .. ...., . . ....... . .. .. b IbJ!!~" . _ I II c Dependont.: (2) DelJendent's soaial security number (3) D"l'endent'9 r.lallOOshlp 10 vou --I No,oI_ ....I~.. ...,- "",01_ (4) , =.. CJ "uol""". <htld e.!Md rotchlkl\aill 'Mlh~ ' cr.dll (see . dletflOt.. _. jntl~)ons .. ~"to -...". r---I =, ..L--.. CJ CJ _..-1'!1.flr!1 nome Lasl nem. D_p'_ncNt.. -,",kNIt - -.,. Add ....... _.. .. .......,......--. 1 .~L. 7 .. 9 10 11 7, 80. 12 13 14 lIb 16b 17 11 111 20b 21 22 I b T~xabl..m~~l (~in'l;~) . 32 ... ~ 3S Fonn 1 (1999) Form.,\I4O (1999) TIlC ~nd CNClIU ==:n L for.... 1'topI. Sing",: S4,JOl! HOlId 01 halllthold: $6.3tIO Mlrritd fIl'ng ~:~~~ w!dowler~: $7,200 MIIried filing ~."taly: $3,1\00 ~ Ohr. T.lC.. P.yment. Refund Heve II directly depoolledl See 'nalrucllona .nd fill In 661>, 6&. and 66d, Amount You Owe Sign HII'I Join, ralurn 1 Soe'nalrllclllll1s, Keep a copy fat voor records, Plld PNp........ U.. Only S~IRlEY M STONESiFER 1I4 Amounl kom IIn9 33 (adju$lad gross Incoma) .. " , , , Ih Check ,t: 0 VOll wera 65/older, [J Blind: 0 Spou.. wes 65/older, tJ'BIi~I', Add 1I111 numbe, 01 bo,e. chffckod abova and enl., lho lolal hffre . . , . . .. 15, b" you ar. ma"'ad lill"lI ..pa,ately end y.." spou"" ilamizes deduction. Of' you were,. dual.status QhfH1, Sft8 InnlrlJoltons and check here ,.,...,.,."," 35b fJ III Enl'" you, Itomln<t doductiona from Schadule A, line 28, Or standard cloductlon shown on the lelt, lul see In$Irucllo"s to find your sta"derd deduclron il YOU checked any 00' on line 35a Of 35b or " some..'e "an cle,m you es a dependent '11 Sublraolli". 36 'mm lina 34 III If 11111 3411194.9/5 0( 111I1, mulllllly 12,/!IO br lhe lotal n.",/lor of "llIl1tltlo,lI clal,ned "" Ilno &1, If IIn. 31 11_194,975, l..lt1oWlXksl1eotlnlholll.lructlOlll fO(IhoNtlOUrltlo_ .... .,....,...",....,. .. To~oble 'ncomo. Sublraclllna 38 from lina 37, " line 38 IS more than lina 37, anler ,0. 40 Tn (... lns1rs), Chock II In, ~III fromo 0 Form(l) 8814 b [J Form 49/2 41 Credll fOf cI1Ild and ~ o:.w. """"""" M....I1 Form 2441 41 42 Credit for lho elderly or Ilia dl.abled, Mech Schedule R 42 41 Child la, oredlt (.... Insl,ucllo"s) 43 44 Educall"" erlldols. Mach Form 8863 44 ___.___ 4Il Adoption credit, Alleeh Form 88..'19 4Il .. Fo,eogn la, crlldl!. Allech Form 11 t6 " ,.qul/ed. . .. .... , 4& 47 Olher, Check " from 0 8 Form 3800 b 0 Form 8396 c 0 Form 8001 d Form (speelly) .____ 47 .. Add II... 41 tl1r0UQh 1/. Th... are ,.... total crttllb . . . .. .. , . , ~blraelllne 48 from line 40. ",.fu!e 48 19 '!!!'!.!JL~"" 40, .nler ~'-'-"-c, SO Solf.empI"''''''''llu, AnKfl Schedol. SE 51 AIlernallv. min,mum la,. Allaeh Form 62~1 52 Social .ecurlty Ind Medica,"... on lip Inccm. not leported 10 Illnplojef, Anach form 413/ 53 Te, 01' illAo, olher lell18m.nl p'a"s, and MSAs. AUaeh Form 5329 If '&qUI/ad . ll<l Advano. eernlld ,neam. cred,l peymenls from Form(s) W,2 !IS H(Jueehald employmenlla".. AUaeh Sehedul. H N Add II... 49.55,rl1l. ~~!!!J!I...,",-,-,-,-,,~,~..,,-,-,-~c 57 Fader.1 income la, w,lhh.'d from Form. W.2 and 1099 . 51 1999ll1timlted lilI paymeo~. and "nount applied from 1998 rOlurn , , , , Sto E.. 11IC0lIII cmIIt. Alt!ch Schedula Ele If rou have el1\llllfyjno cI'Ifd. b Nanla'able .erned Ineome: am(Junt .. end Iype . · ------ 90 80 Add,tlonal ch,iCi lax'cred't': AliaCi, "Oi,;; siili-: --.- - - - - 60 81 AII1OOI1l plld with request lor OIlonslnn 10 me UoelnslruClI",,,, 81 62 E.calS .0Clal eecu,lly and RRT Ala. w,lhhffld [(see instrs) 62 83 Olher "aym.nt., Check If kam . a 0 F~m 2439 b 0 Form 4136 I 84 . Add lin"" 57, 58, 59a, and 60 Ihrough 63, Theile ar. your l.!!!!!..P.!l!mont. c",='-'-'-'-~. __ .......,. 8!1 " line 84 II mar. than line 56, lubl'ld line 56 frnm "'" 84. This Illho .moo", you 0wIpIl0I till, Amount of Ii".. 65 you wanl R.funded to Vou . . b Routing numbe, . ._.___.. c Type: [] Checking . d Account number ________ 87 Amouot"'lIne65"luw,",~I.YourlIlOOEltlnlaINTIl ....,. 87 88 If line 56 " more Ihnn Ii"" 64, .ublraollina 64 from line 56, This 19 lhe Amount VIlI Owe. FIM delails on how In pay, .... ",slructions 69 E.tlmalad la. enall, Also 1I1elude on II". 68 69 llt.., pel"lall~ OII*Ill'~, I deelN. Ihlll haYft jjl(lmiflolrt Ihill rel~1"I aJ'(j ICtO~ S<<;~ 1lI1d......... Ind 10 In. bttf of ~........ lINt lItlMlI, Itwtv "'. true, cotreel,.nd cor~lekt. !H.c~tion (If Pfepliftr (olt\lt It." lI.ptIyet) IS b-.d on "11f1tofmIt1on of ~ pqpII'tJ'" _~. YOtJr SlQnalur. O~. Yout ~Ion ~1rN T....... .. -1_) ,. HOUSEKEEPiNG ~PoliM'Ir.lqnallK..if;]Q'I\i'"Reii;"~'~';TSiQn"----- 8ta pcM", l4>It!ort-- ~ 183-44-9586 34 57 51 .... SO 51 52 5a 54 55 .,. '-'-'=-1 401,. 88 .."..., ~ lJ Savings 0... PrttUlte,', ... ~-_.-------rf:i---'~"- -.--- (",m'ON"'"" .. _-iL!:..:JlL~~L~_d.._..,_...___~_ Iltrot"'l' ,.. 11111'llmpIOV"U) .WI Acklr.ss C'- i' 'tI1h f:l ------.- -'-'~'...__.. EIN 2lP coo. .~.~----~---- FOIAOl 12 1111~ 111 . ~40 .84 81 81. all 17 Pa 2 4.300, 14,923. 2 750, 12 ,173. 1,826, i.826", 1.401. - Form 10<<1 (1M) . \ 165 LAWRENCE 8ELL DR STE 100 PO BOX 9027 WILLIAMSVILLE, NY 14231-9027 ADDRESS SERVICE REQUESTED ~ N_Nl!e~N'~' 1-116-565-1020 1-611-829-1982 Fax 116-565..1041 CREDITOR: Aleg1s Corp REFERENCE: 121442272 BALANCE: S1812.77 '111111111 APR 28 2000 2165640 SHIRLEY STONESIFER 76 WILSON STREET APT 0-10 YORK HAVEN PA 17370 8551 HA 88 NATIONAL ACTION FINANCIAL SERVICES PO !lOX 9027 WILLIAMSVILLE, NY 14231-9027 11II1I.11I11I1.IIIIIIIIIIII.IIIII.IIIII.IIII.IIII.II...IIIItII . I1,IPOPlTNtIT: To receive proper credit. bo lUre to "ncloS8lhis pottiun with }Wr payment in ftJQ, ..."j.........",,,.,,,..,............,,..,..,,,,,........,,,,,..,,,,.......,......."...............",.....""""."........."""",....,....,',.,,,.,,...,...,..,,..,.,.........,...........,"'".......,""',..,."".....,....."'".,....,,,,,.........,,,,,,.....,,,,,,.,,.....,,..,...,,,,,,,,....,,. DEAR SHIRLEY STONESIFER: WE HAVE BEEN AUTHORIZED TO OFFER YOU A SETTLEMENT ON THE A80VE REFERENCED ACCOUNT. IN ORDER TO TAKE ADVANTAGE OF THIS OFFER, YOUR PAYMENT MUST BE RECEIVED IN OUR OFFICE ON OR 8EFORE THE DATE LISTED BELOW. SEND YOUR CHECK OR MONEY ORDER IN THE ENCLOSED ENVELOPE ALONG WITH THE TOP PORTION OF THIS LETTER. IN THE EVENT THAT YOU ARE UNABLE TO MAKE THE SETTLEMENT PAYMENT WITHIN THE TIME FRAME INDICATED, CALL OUR OFFICE PRIOR TO THE DEADLINE DATE. IT MAY BE POSSIBLE TO EXTEND THE OEADLINE UNDER CERTAIN CIRCUMSTANCES. YOU ACTUALLY OWE: $1812.77 SETTLEMENT AMOUNT: $1178.30 AMOUNT MUST BE RECEIVED BY: OS/22/2000 WE TAKE PRIDE IN CONDUCTING OURSELVES DIFFERENTLY THAN OTHERS YOU MAY HAVE DEALT WITH IN THE PAST. WE LOOK FORWARD TO THE OPPORTUNITY TO PROVE IT BY WORKING WITH YOU TO RESOLVE THIS SITUATION. OUR STAFF IS TRAINED TO CONDUCT THEMSELVES IN A BUSINESSLIKE AND PROFESSIONAL MANNER. PLEASE CONTACT MIKE WILLIAMS AT 1-877-829-7982 WITHIN SEVEN DAYS FOR DETAILS. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL 8E USED FOR THAT PURPOSE. . LIABILITIES It\!lm Desorlptlon Names of Names of No. Of Debt All Creditors Of Debtors 1. Commercial Credit $ 3.341.91 2. Visa $ 2.018,84 3. Home Depot L 2.981.56 4. Montgomery Wards $ 1.349,43 5. Boscovs $ 766.00 6. PNC 8an~ $ 16.676.[l Greentree Mortgage -L 15.363.23 I2liI $42.519,64 ,'.I>, (,) ~; [\" '. ~ (f'; r.'.~- (.~~ ~3~.. r) ~I'. " , 1"---'<, I.'i.",' !.~\. nf " ( ,,' ell "'I -, ['1 1- i'!~J I LJ [ CJ {'-.. " (\~ j C> (jl . . nOY.~.~1.2.qOo. ...~lI.~~..1. J~see~~ton~slf~r. - Pre.sell~~alu!ofnlln. Annuity 1l~llg_~65. Compound Period .....: Monthly Nominal Annual Rate, : Effective Annual Rate, : Periodic Rate ,........... : Dally Rate ................,: 5,400 % 5,536 % 0,4500 % 0,01479% CASH FLOW DATA Event Start Date ~._-~.._----~--~--,--..~-------.--_.,,-.--~-~---- 1 Deposit 02/01/1999 2 Withdrawal 12/01/2014 3 Withdrawal 12/01/2032 Amount Number Period End Date 14,340.77 242,85 0,00 1 216 Monthly 12 Monthly 11/01/2032 11/01/2033 AMORTIZATION SCHEDULE. Normal Amortization .. . qat~u__n__n___._~El~()~l'---._\fVlthdra\'J!lnn_ . Inte~e~_u_r\(elC~a_I19~_.__uE3al~l!.ce. 02/01/1999 14,340,77 0,00 14,340,77 14,340.77 1999 Totals 14,340,77 0.00 0,00 14,340,77 1 12/01/2014 242,85 19,315,14 19,072,29 33,413.06 2014 Totals 0.00 242.85 19,315,14 19,072.29 2 01/01/2015 242,85 150,36 92,49- 33,320,57 3 02/01/2015 242,85 149,94 92,91- 33,227,66 4 03/01/2015 242,85 149.52 93,33- 33,134,33 5 04/01/2015 242,85 149.10 93.75- 33,040,58 6 05/01/2015 242,85 148.68 94,17- 32,946,41 7 06/01/2015 242.85 148,26 94.59- 32,851.82 8 07/01/2015 242.85 147.83 95,02- 32,756.80 9 08/01/2015 242,85 147.41 95.44- 32,661,36 1.0 09/01/2015 242.85 146.98 95,87- 32,565.49 11 10/01/2015 242.85 146,54 96.31- 32,469.18 12 11/01/2015 242.85 146.11 96,74- 32,372.44 13 12/01/2015 242.85 145.68 97,17. 32,275,27 2015 Totals 0.00 2,914.20 1,776.41 1,137,79- 14 01/01/2016 242.85 145,24 97,61- 32,177.66 15 02/01/2016 242:,85 144,80 98,05- 32,079,61 16 03/01/2016 242,85 144,36 98,49. 31,981,12 17 04/01/2016 242,85 143,92 98,93- 31,882,19 18 05/01/2016 242,85 143.47 99,38- 31,782.81 19 06/01/2016 242,85 143,02 99,83- 31,682.98 20 07/01/2016 242,85 142,57 100,28- 31,582,70 21 08/01/2016 242.85 142,12 100,73- 31,481,97 22 09/01/2016 242.85 141.67 101,18- 31.380,79 23 10/01/2016 242,85 141,21 101,64- 31,279.15 24 11/01/2016 242.85 140,76 102.09- 31,177.08 25 12/01/2016 242.85 140,30 102,55- 31,074.51 2016 Totals 0,00 2,914.20 1,713.44 1,200,76. 01/14/2000 Page 2 __L~~___..,_~.<__.. L'~,~,~,~_____ . ""~--'__.__.'___'__"_" ~ ... __ _.______.____0' .,._ _.<_______ _____~_______._.____._ .. _ ___ ___ J_~s~ph St~ne~~!":_~~~_~ll~~\I~~~!t'.fa.n..AnnlJltt ~~~ge~~. _n... ".... ~_ .__.._ Date.______De.p~~ltu_ WlthdrawilL__...._ . ..Interest__ !-lel Chllr1Il.~___ 28 01/01/2017 242,85 139,84 103,01- 27 02/01/2017 242,85 139,37 103,48- 28 03/01/2017 242,85 136.91 103,94. 29 04/01/2017 242,85 138,44 104,41- 30 05/01/2011 242,85 137,97 104,88. 31 06/01/2017 242,65 137,50 105,35- 32 07/01/2017 . 242,85 137,02 105,83- 33 08/01/2017 242,85 136,55 106,30- 34 09/01/2017 242,85 136.07 106,78- 35 10/01/2017 242,85 135,59 107,26. 36 11/01/2017 242.85 135,10 107,75- 37 12/01/2017 242,85 134,62 108,23- 2017 Totals 0.00 2,914.20 1,646,98 1,267,22- 38 01/01/2018 39 02/01/2018 40 03/01/2018 41 04/01/2018 42 05/01/2018 43 06/01/2018 44 07/01/2018 45 08/01/2018 46 09/01/2018 47 10/01/2018 48 11/01/2018 49 12/01/2018 2018 Totals 242.85 242,65 242,85 242,85 242,85 242,85 242,85 242,85 242,85 242.85 242,85 242,85 2,914.20 242,85 242,85 242,85 242,85 242.85 242,85 242,85 242,85 242,85 242.85 242.85 242.85 2,914,20 242,85 242,85 242,85 242,85 242,85 242.85 242,85 242,65 242,85 134,13 133,64 133,15 132,66 132,16 131,66 131,16 130,66 130.18 129,65 129,14 126.63 1.576.80 108,72- 109,21- 109,70.. 110,19- 110,69. 111:19- 111,69. 112,19. 112,69- 113,20- 113,71- 114,22- 1,337,40- 114,74- 115,25- 115,77- 116,29- 116,81- 117,34- 117.87- 118,40- 118,93- 119,47- 120,00- 120,54- 1,411.41- 121,09- 121,63- 122,18- 122,73- 123,26- 123,64- 124,39- 124,95- 125,52- 0,00 50 01/01/2019 51 02/01/2019 52 03/01/2019 53 04/01/2019 54 05/01/2019 55 06/01/2019 56 07/01/2019 57 08/01/2019 58 09/01/2019 59 10/01/2019 80 11/01/2019 61 12/01/2019 2019 Totals 128,11 127,60 127.08 126.56 126,04 125,51 124.98 124,45 123,92 123,38 122.85 122,31 1,502,79 121,76 121,22 120,67 120,12 119,57 119,01 116,46 117,90 117,33 0.00 62 01/01/2020 63 02/01/2020 84 03/01/2020 65 04/01/2020 66 05/01/2020 67 08/01/2020 68 07/01/2020 69 08/01/2020 70 09/01/2020 Balance 30,971,50 30,868,02 30,764,08 30,659,67 30,554,79 30,449,44 30,343,61 30,237,31 30,130,53 30,023,27 29,915,52 29,807,29 29.698,57 29,589,36 29,479,66 29,369.47 29.258,78 29,147,59 29,035.90 28,923,71 28,811.02 28,697,82 28,584,11 28,469.89 28,355,15 28.239,90 28.124.13 28.007,84 27,891,03 27,773,69 27.655,82 27,537,42 27,418,49 27,299,02 27,179,02 27,058.48 26,937,39 26,815,76 26,693,58 26,570,65 26,447,57 26,323.73 26,199,34 26,074,39 25,948,87 ,~' "~I 01/14/2000 Page 3 ,. ,.~~...__._------ --"', .," ____._~_..~ -P' - ______.'a_. -...-..----., Joseph Slo"-es.lfer,.!,r_es!fllVa.I~~, ~f_an Annuity s.lage 65 ------- ---- Date u-...nm[)llp.(,\sltn___ , , Withdrawal Interest Net Chan_IIe,__ Balance . . . - ---",---, 71 10/01/2020 242.85 116,77 126.08- 25,822,79 72 11/01/2020 242,85 116,20 126.65- 25,696,14 73 12/01/2020 242,85 115,63 127,22- 25,568.92 2020 Totals 0,00 2,914,20 1.424,64 1,489.58- 74 01/01/2021 242,85 115,06 127,79- 25.441,13 75 02/01/2021 242.85 114.49 128,36- 25,312,77 76 03/01/2021 242,85 113,91 128.94- 25,183,83 77 04/01/2021 242.85 113,33 129:52- 25,054.31 78 05/01/2021 242,85 112,74 130,11- 24,924.20 79 06/01/2021 242,85 112.16 130,69- 24,793,51 80 07/01/2021 242.85 111,57 131,28- 24,662,23 81 08/01/2021 242,85 110,98 131,87- 24,530,36 82 09/01/2021 242,85 110,39 132.46- 24,397,90 63 10/01/2021 242,85 109,79 133.06- 24,264,84 84 11/01/2021 242,85 109,19 133.66. 24,131,18 85 12/01/2021 242,85 108,59 134.26- 23,99692 2021 Totals 0,00 2,914,20 1,342,20 1,572,00- 86 01/01/2022 242,85 107,99 134,86- 23,862,06 87 02/01/2022 242,85 107,38 135,47- 23,726,59 88 03/01/2022 242,65 106,77 136.08- 23,590,51 89 04/01/2022 242.85 106,16 136.69- 23,453,82 90 05/01/2022 242,85 105.54 137,31- 23,316,51 91 06/01/2022 242,85 104,92 137,93- 23,178,58 92 07/01/2022 242.85 104,30 138,55- 23,040,03 93 08/01/2022 242,85 103,68 139,17- 22,900,86 94 09/01/2022 242,85 103,05 139,80- 22,761,06 95 10/01/2022 242,85 102,42 140,43- 22,620.63 96 11/01/2022 242;85 101,79 141,06- 22,479,57 97 12/01/2022 242,85 101,16 141,69- 22.337,88 2022 Totals 0,00 2,914,20 1,255.16 1,659,04- 98 01/01/2023 242,85 100,52 142,33- 22,195,55 99 02/01/2023 242,85 99,88 142.97- 22,052,58 100 03/01/2023 242,85 99.24 143,61- 21,908,97 101 04/01/2023 242,85 98,59 144,26- 21,764,71 102 05/01/2023 242,85 97,94 144,91- 21,619,80 103 06/01/2023 242,85 97,29 145,56- 21.474,24 104 07/01/2023 242.85 96.63 146,22- 21,328.02 105 08/01/2023 242,85 95,98 146,87- 21.181,15 106 09/01/2023 242,85 95,32 147,53- 21,033,62 107 10/01/2023 242,85 9465 148,20- 20,885.42 108 11/01/2023 242,85 93,98 148,87- 20,736,55 109 12/01/2023 242,85 93,31 149,54- 20,587,01 2023 Totals 0,00 2,914,20 1,163,33 1,750,67- 110 01/01/2024 242,85 92,64 150,21- 20,436,80 111 02/01/2024 242,85 9197 15D.88- 20,285,92 112 03/01/2024 242,85 91,29 151,56- 20,134,36 113 04/01/2024 242.85 90,60 152,25- 19,982.11 01/14/2000 Page 4 _______0_____ .__n"__'_._______.._ Joseph St.one.a_I,!!~.: "~r.!s"eI~tYal~eof_a~"f\nnulty_a_~a~e ..65. . ."on " Dlltllnn,"_~o___"Q.lIPll.~JL." Withdrawal Interest Net Change Balance -- ,. - -,--._---.---------- 114 05/01/2024 242,85 89,92 152,93- 19,829,18 11506/01/2024 242.85 89,23 153.62- 19,6'15,56 116 07/01/2024 242,65 88,54 154,31- 19,521,25 117 08/01/2024 242,85 87,85 155,00- 19,366,25 118 09/01/2024 242,85 87,15 155.70- 19,210,55 119 10/01/2024 242,,85 86,45 156.40- 19,054,15 120 11/01/2024 242,85 85,74 157.11- 18,897,04 121 12/01/2024 242,85 85,04 157,81- 18,739,23 2024 Totall 0;00 2,914,20 1,066.42 1,847,78- 122 01/01/2025 242,85 84,33 158.52- 18,580,71 123 02/01/2025 242,85 83.61 159,24- 18,421,47 124 03/01/2025 242,65 82.90 159,95- 18,281.52 125 04/01/2025 242,85 82,18 16087. 18,100,85 128 05/01/2025 242.85 81.45 161.40- 17,939.45 127 06/01/2025 242,85 80,73 162,12- 17,777,33 128 07/01/2025 242,85 80,00 162.85- 17,614.48 129 08/01/2025 242,85 79,27 16358- 17,450,90 130 09/01/2025 242,85 78,53 164,32- 17,288,58 131 10/01/2025 242,85 77.79 165,06- 17,121,52 132 11/01/2025 242,85 '17.05 165,80- 16,955,72 133 12/01/2025 242,85 76,30 166.55- 16,789,17 2025 Totals 0.00 2,914,20 964,14 1,950,06- 134 01/01/2026 242,85 75,55 167.30- 16,621,87 135 02/01/2028 242,85 74,80 168.05- 16,453,82 136 03/01/2026 242.85 . 74,04 168,81- 16,285,01 137 04/01/2028 242.85 73,28 169,57- 16,115,44 138 05/01/2028 242,85 72.52 170.33- 15,945,11 139 06/01/2026 242,85 71,75 171,10- 15,774,01 140 07/01/2026 242,85 70,98 171,87- 15,602.14 141 08/01/2028 242,85 70,21 172,84- 15,429,50 142 09/01/2026 242,85 69.43 173,42- 15,256,08 143 10/01/2028 242,85 68,65 174,20- 15.081,88 144 11/0112028 242,85 67,87 174,98- 14,906,90 145 12/01/2026 242,85 67,08 175,77- 14.731.13 2026 Totals 0,00 2,914,20 856,16 2,058,04- 148 01/01/2027 242,85 66,29 176,56- 14,554,57 147 02/01/2027 242,85 65,50 177.35- 14,377.22 148 03/01/2027 242,85 64,70 178,15- 14,199,0'7 149 04/01/2027 242.85 63,90 178,95- 14,020,12 150 05/01/2027 242,85 63,09 179,76- 13,840,36 151 06/01/2027 242,85 62,28 180,57- 13.659.79 152 07/01/2027 242,85 61,47 161,38- 13.478,41 153 08/01/2027 242,85 60,65 182,20- 13,296,21 154 09/01/2027 242,85 59,83 183,02- 13,113,19 155 10/01/2027 242,85 59.01 183,84- 12,929,35 156 11/01/2027 242,85 58,18 184.67- 12,744,68 157 12/01/2027 242,85 57,35 185,50- 12,559.18 2027 Totals 0,00 2,914,20 742,25 2,171,95- T__~___'___ ,. "'-----_'_-'_~'_"'_~_'.'-"~'_"___'_"______'___"" -------. --. J~~e.Ph Stone.~I!~~'_- ~r~~e.~ty~lue_~f.~n Annultt!l~!~~.6.~ Date nnn n .l?ep08lt .. .n' Withdrawal 158 01/01/2028 242,85 159 02/01/2028 242,85 160 03/01/2028 242,85 181 04/01/2026 242,85 162 05/01/2028 242,85 163 06/0'1/2028 242,85 184 07/0112028 242.85 165 08/01/2028 242,85 166 09/01/2028 242,65 167 10/01/2028 242,65 168 11/01/2028 242,85 169 12/01/2028 242.65 2028 Totals 0,00 2,914,20 170 01/01/2029 171 02/01/2029 172 03/01/2029 173 04/01/2029 174 05101/2029 175 06/01/2029 176 07/01/2029 177 08/01/2029 176 09/01/2029 179 10101/2029 18011/01/2029 181 12101/2029 2029 Totals 242,85 24~,85 242,85 242,85 242,85 242.85 242,85 242,85 242.85 242,85 242.85 242,85 2,914,20 242,85 242,85 242.85 242,85 242,85 242,85 242,85 242,85 242,85 242.85 242,85 242.85 2,914.20 242,85 242,85 242,85 242,85 242,85 242,85 242,85 242,85 242,85 0,00 182 01/01/2030 183 02/01/2030 184 03/01/2030 185 04/0112030 186 05/01/2030 187 06/01/2030 188 07/01/2030 189 08/0112030 190 09/01/2030 191 10/01/2030 192 11/01/2030 193 12/01/2030 2030 Totals 0.00 194 01/01/2031 195 02/01/2031 196 03/01/2031 197 04/01/2031 198 05/01/2031 199 06/01/2031 200 07/01/2031 201 08/01/2031 202 09/01/2031 Interest 56,52 55,68 54,84 53,99 53,14 52,29 51.43 50.57 49.70 48,83 47,96 47,08 622,03 46.20 45,32 44.43 43,53 42,64 41.74 40,63 39,92 39,01 38,09 3717 36,25 495,13 35.32 34,36 33.44 32,50 31.55 30,60 29,65 28,69 27,73 26,76 25,79 24,81 361,22 23,83 22,84 21.85 20,86 19.86 18,85 17,65 16,83 15,82 01~1412000 Pa~". 5 Net Change 186,33. 187,17- 188,01- 188,86- 189,71- 190,56- 191.42- 192.28- 193.15- 194,02. 194,89- 195,77- 2,292.17- 196,65- 197,53- 198.42- 199,32. 200.21- 201.11- 202,02- 202,93- 203,84- 204,76- 205,68- 206,60- 2,419,07- 207,53- 208.47- 209,41. 210,35- 211,30- 212,25- 213,20- 214,16- 215,12- 216.09- 217,06- 218,04- 2,552.98- 219,02- 220,01- 221,00- 221.99- 222,99- 224,00- 225,00- 226.02- 227,03- Balance 12,372.85 12,185,68 11,997,67 11,808,81 11,619,10 11,428.54 11,237.12 11,044,84 10,851,69 10,657,67 10,462,78 10,267,01 10,070,36 9,872,83 9,674,41 9,4 75,09 9,274,88 9,073.77 8,871,75 8,668,82 8,464.98 8,260,22 8,054,54 7,847,94 7,640,41 7,431.94 7,222,53 7,012.18 6,800.88 6,588,63 6,375.43 6,161.27 5,946,15 5,730,06 5,513,00 5,294,96 5,075.94 4,855,93 4,634,93 4,412,94 4,189.95 3,965,95 3,740,95 3,514,93 3,287.90 01/14/2000 Plge 6 -- ._._-~-~._._-~--~-_.__..,.__. .. ......,..".......h....._. ~os.e2_~_~tonesifer...._ Present Val~e_.?! an Ann~~y at age 65 . ....._....._~.._~___._u..., ____Q.a.~___________ Depo~!t_____._l,^Jlt~~.r~_w.~.I________hlte.re_sl ... Net Change Balance . ..... n 203 10/01/2031 242,65 14,80 228,05- 3,059,65 204 11/01/2031 242.65 13,77 229.08- 2,830,77 205 12/01/2031 242,85 12,74 23011- 2,600,86 2031 Totals 0,00 2,914,20 219,90 2,611430- 206 01/01/2032 242,85 11,70 231,15- ~,389,51 207 02/01/2032 242,65 10,66 232,19- 2,13732 208 03/01/2032 242,65 9,62 2:33,23- '1,90409 209 04/01/2032 242.85 6,57 234,28- 1,669,81 210 05/01/2032 242.85 7,51 235,34- 1,43447 211 08/01/2032 242.85 6.46 238,39- 1,198,08 212 07/01/2032 242,85 5,39 237,48. 960,82 213 06/01/2032 242,85 4,32 238,53. 722,01l 214 09/01/2032 242,85 3.25 239,60- 462.49 215 10/01/2032 242,65 2,17 24068. 241,81 216 11/01/2032 242,85 1.09 241,76. 005 217 12/01/2032 0.00 0,00 0,00 0,05 2032 Totals 0,00 2,671,35 70.74 2,600.61.. 216 01/01/2033 0,00 0,00 000 0,05 219 02/01/2033 0,00 0,00 0.00 0,05 220 03/01/2033 0,00 0,00 0,00 0,05 221 04/01/2033 0,00 0,00 0,00 0,05 222 05/01/2033 0,00 0,00 0.00 0,05 223 06/01/2033 0,00 0,00 0,00 0,05 224 07/01/2033 0,00 0,00 0,00 0,05 225 08/01/2033 0,00 0.00 0,00 0,05 226 09/01/2033 0.00 0,00 0.00 0.05 227 10/01/2033 0,00 0,00 0,00 0.05 228 11/01/2033 0,00 0,05- 0.05- 0,00 2033 Totals 0,00 0,00 0,05- 005- Grand Totals 14.340,77 52,455,60 38,114,83 0,00 Life Expectancy Tables TABLE I (Single Life Expectancy) /*/ AGE 35 36 37 39 39 40 41 42 43 44 45 46 47 46 49 50 51 52 53 S4 55 56 57 59 59 60 61 62 63 64 65 66 67 68 69 70 71 72 DIVISOR 47.3 46,4 45,4 44,4 43.5 42,5 41.5 40,6 39,6 39.7 37,7 36,9 35,9 34.9 34.0 33.1 32,2 31. 3 30,4 29,5 28..6 27.7 26.8 25.9 25,0 24,2 23,3 22.5 21. 6 20,8 20,0 19,2 18,4 17,6 16,8 16,0 15.3 14,6 AGE 73 74 75 76 77 79 79 90 01 92 83 94 95 96 97 9a 89 90 91 92 93 94 95 96 97 99 99 100 101 102 103 104 105 106 107 108 109 110 DIVISOR 13,9 13.2 12.5 11. 9 11. 2 10.6 10.0 9.5 9.9 8.4 7.9 7,4 6,9 6.5 6.1 5.7 5,3 5,0 4,7 4.4 4.1 3,9 3,7 3,4 3,2 3,0 2.8 2,7 2,5 2.3 2,1 1,9 1,8 1.6 1.4 1.3 1.1 1.0 /*/ Table I does not provide for IRA owners younger than 35 years of age, For additional life expectancy tables, see publication 939, T ABLE II (Joint Life and Last Survivor Expectancy)/'/ AGES 35 36 37 38 39 35 54,0 53.5 53,0 52.6 52.2 36 53.5 53,0 52,5 52.0 51. 6 37 53.0 52,5 52,0 51. 5 51. 0 Summary Roport By Brown Appraisers Pro."lvplIOrll>lIen UNIFORM RESIDENTIAL APPRAISAL REPORT FII,No, 00-0065 Pr&"lvAddli.. 76 Wilson Ave. _ Clly York Haven Sial. PA Z1pCodt 11370 lo.'IOolQ'lntlon nla - __ ~nty York AsII.""', P....I No. 39.0H-130K Ta, Vea, 1999 R.E, T....S 247,72 SnodaIA"...",onla SO, ot="N/A Cun.ntOwnor STONESEIFER, Joseph&Shlrlov OccuDonl: IXI Owner I I Ton,nl I I Voc:anl ~lahl"NVOI"d IXI F.- SlmnIa I Il,,"hoId I PlOlocl TVDel I PUD I' Condomnlum IHUONA DniYi HaAI /Mo. Nolahbod.ood IV p,oi.ct N.mo Newberry Twp, Map Rele/.nce AOC: 8 B08 Cenw, Treel 9280-209,20 S~' P,Iet S N/A Oslo 01 Sole NIA OesCilpllon an.<!lsn"unl olloen cl1e,golloonce,llonllD bo pllid bY .....NIA llndO/ICII.nl Morrison B, WIlliams Addr... 267 E, Ml!!ke~ St._York, PA 17403 IAn~allll WaSlllV E..Brown Addla.. 118 Easl KlnQ Slreel, York PA 17403 locollon ,., Ubon ~ SubUlball ~ R...I Prodomlnant Slnto I.nllly houolng ""OIn' lond UOl % MI up ~ Ov0/75% ~ 25.75% ,_ Under 25% occupaney rt~l,) E 1~f Onala"..ly 90'10 GIDwlh ,ala _ Rapid X Slable _ Slow ~ OWIIOl ___?.2 Low New 2-4 10"..ly Prop"ly velun _ InCiaa.lnu Slablo _ Dedlnln<j 10","1 . _~Q JJ!uL.._J!Q. t.\JItI.flonIIt ___ To: Dem,"d/.upply _ ShOllage X h baIartro _ o..r"Wi X V....'l(05%) PlOdon;II,nl COlMll,dal a;;1In<1h'... li.~J!.~ 3~J!~. ~_ O'''~ _~!"'l~!l!L ___...tiO____T=20-_jVO~':'!._1 10% Not.: Rael Ind thl ',01.1 compo.IUau of Ill' n.luhborhoQd aru lIul apprlh'.llaotora, NolUhbo,hood bOllnd.,l.. and ,h...cl.rI.II", XYI!i!!!!! nelgt!~~lll\ond.!"ll\n~".\'ln" Il,~:r'^ :.!~!!! .9aum~~!_Rd., SU8qu~..Trall and 1.83, -- L,nd UII oh.ng' 00 NotlUl.ly 0 lll.etv Olntlloco" . . ...~._~___.._~____"_m._____.~._~_~..__~_~._._n_.__m"-- -'" .-----~ ,..... ...- . ~ Facio" lhll all.cllho J\litkuliJhllilV 01 111ft jlfOjlOfUU hI Ihe IIlJlghhlJlho(JIl (pHI,(lmHy to lJlIlplOYIIIUll1 und IImenlWu, employment Ilabllitv, aPPel' to mllk,1. ,tc,): ~ .!!!\!.~ubleollsl~co!".d O!'(J~L!~.!.ll~~.!.!~r\ll.(J'-~..(J!.k_f.!.IY~((Jllr\lII!.l\6.~"-'''''' d!6.~h:lln_~.l!.wber~_ Township, Typical rural-residential area. Ii .Thl! uro!...~.!!'~.I_[fi~~~!~ll.!~~,~~tf ~!~.!.!I_ !~!1_~~II,~.'~t~_<.!L~I~I~_I~_~)?(i\I,lhlU_!~!!,!~l!!, Ill('I~lltlll()_f!~~_~~~!~_~~!!!l!~~!!tla!.~~he area III --- !! nmdorulely clo.e 1~.s(:I!(Jgl6.c,,!!!(JI!J.II)1uI!!ld 11l~JQr..':'!~"--"(J\\llIr"-lnr.~i\lIlli1r nH.,I''''6.I~.~~nllal~!"s:....__.-_ - ~..............-________.._~~__.__~_,-_..~_..___~~'_..n._____"'_"."__ _ _ .0...__._____ ." - .n...._ _'~______ .,~~~-..---___ __.__n',___'_~'._'~___ ..,. ,n'.___~_,..~, Mllrkfll condHlolla In lho lut/locl neighborhood (HlcludlnQ fttlppofllof till! aho'lo GOndllfolons fulalod wlhu 'rond 01 propertv valuel. demand/lupplV, end malkellng lime .' luch a. dlJII on l:olllpetlUlJU proporllllllor aulo In the Mlghbo(hOod. d68cril,lIoll olthu pU.llJalfJlloe oluln and Ilnanclng cooc...lonl, .10.): In 0 favorahle markel, Ilfil(J~roE'.'!!lIe& Iyplcally soll~IIJr()E.I.'! SiK n!,~lll"'_I'I.II!I.fiOIll(J '!llnor financing concosslons, After II few vears of a somewhat sluUglsh markel, ruconl sales !!.cllvlly.lndlcale.properly valll!!!'.!",!!~lnlng (:onstant or modeslly rising with Interesl rates relailvely stable. Allhough some sales have had somu e1o~I!!!l.<:~~!!..eald~\'..I!\.'! seller, this 'actor has hod IIllle I' anv effecl on value, .._---~_.""~~.. - -~- . P,oJICllnfor",allon for pu~. (U.pplleabla). . 1,Iha doveloperlbullder 10 eOlllrol (,1110.11001. Owo",,' Auoelallon (1I0A)? U VES LJ NO ~ Appwlllmate tolal number of unils In Ihe subject pfoject Approximale lotal nllmbor of units lor 181. In the subject ploject Dasc(lbe common elements and reClenllonallar.IIlUes' 01""'0"00' n/a lopography Generallv level Silo alea Ncne -..------c;mor I.o,---[T~ Slle Typical Speclhc z~lng clauillcalion and d8scripllon~esldenUal ~~~---=-- _,__'- ~ Shape n/a ZonlngcompUance 0 legal ,.... rni~legaln0f1conformng(Gtilndlalhf)lijdU5e)Ollle9&1 n No zoning Drainage Appears adequ!!e ~t & besl use aa ImPlolJod. fXTPresent use ,_,I Olher.ll.~!illl)~______._,______ View Average Utllitl.. PUIJ~e Olh., oll..llelmprov.m.nl. Ty~e PUblIC P,l,ate L'n<bca!>loY ~dequale ;: ElectllC\ly ~1100 Amp C/B SII.el Ma.<;!ldarl!______ (X.I _ OII,eway SUll,ee ~~ r, Gas Curb/guller ~.____.]1 .. Apparaol....""'nl. None aooarenl Wal.. _ .. __ Sid.walk No _ . ) OM FEMA Special Flood HalO/d Aloa U v., ~ No Saollary sew.r i- Skeellighl. No _ . ,... FEMA Zone 9 Map Osl. Slorm .ewe' AIIev No ______ _ FEMA Map No. Comments (apparent adlJors8 easemenlS, eocfDachmants, special a$sesslllflnls. sUde arOen, illegal or legal nonconforming zoning, use, .'c.): No apparent easemanls. encroachrnenl~ or olher adverse condlllons were noled for Ihls site, -- GENERAL DESCRIPTION No 01 UolI. 1--___ No 01 Slorl.. L-~ Iyp' (Oe\.lAtI.) Q,elec!!..e<!._ D"'9n (Slyl.) Mobile Ho E,lslillg/Plopo.ed Exisllng ! Ag.IYrs) 15year~ , Ellec",eAo. Yrs\ 10.15 .. ROOMS FOller Uvlll() , , Basemenl .lli~1 . lflval2 ~XTERIOR DESCRIPTION FOUNDAlION Foundallon None Sl,b _____ ilKlarlor Wall. Fiberboard CI,M Spaw ! OO'Y~ RoolSurlace Flb~!W~~__ 0...01.111 ___ Gullers & Own5pls None ._ Surnp PLimp ~_-:--- Window Typ. DIH The,mo__ D,mpo", Nono noled .__ Storm/Screens 1/2 Screens Salllamonl ~?!IO noted__ Manufacturod House ye;----.-- Infestation None noled Dlnlnu Kllchen Don. JamllY f~/ll~ Hec Rrn Bedrooms B,~SEMENT Ate, Sofl, ____ '. Flnl.had 0 Ceiling nla Wall, nla __ Floor n/a OulsidoEnlV INSULATION _ Rdol C.lling Avg X Wall, Avg ~ FIoo< Avg X Nono ___ ......., . Balh. LauO;;;- 1---_ 1 a,ea _ 1-----1--- '---r---~- 2 ..- --1---_.. 1.0 X OlhO/ Alos SQ,F1. o 024 -+- , , -Flnished arB8 .bove made contains: 4 RoOl"''' 2 Oadroom. 1 Balhl8\' 924 Sou..o FOIl 01 Oro..Uvlno Ar.a , INIERIOR MalBllatsJCondition HEATING KITCHEN EQUIP;-. AHlC AMENITIES CAR STORAGE: Floors Carpol&VlnyIlA-G Typo FWA R.~lg.ralor ",3 Nono ~ "~...",--- Nolle (8) . Walls DIW& Decor Panel Fual 011 RangolOlJflll ~ Stairs Pallo G..ago IoICOl' Irlm/Fiol.h Preflnlshed CanditlorA/G Disposal ,... Drop Slalr Dock ~ Allec:h.d B'lh Floor VlnyllA-G COOLING Dishwasher '\( SCllllle POId, Stoop ~ Delachod Ballo Waio,,,,1 FlberglasslA-G C.nl..1 Yes .o_ F aolllood ~ Floor R F.nee - Bulll,ln 0001S Hollow core OIhe, ___ Microwave 0- .':eated Pool X c..poIt Nalllral CondiliolAlG Washer/Orvar Finlshad Shed Drlvewa' Macada Addilionall~aIUl.s(special enorgy efliclonl lIenls, etc,): lnsulallon and U!ormopano_ windows. - .-. Condilion o( lhe Improvements, depreciation (physical.llltlctlonal, and c,l,lernal), reralr~; !lauded, q\laUly of construction ,erno<hJUngladdltlon., etc,: See Attached Addendum, ,--~---,,---,-~-,,-,.,.~--, 1- ...-- ----.-...-..".--~---.....".-~---.-. AdvUfSO on"lronmtl/ll~l concltlOns (such u. but nollimlloll 10, halaf~IOl.s wIISltlS.. t.O).IC SUllSlilllCOS, ole,) pf(lSSnt in Iho Improvemenl.. on the Iltt. or In th_ InU\lOdlOl. vlelnny 01110. .1I01eel propallY: No halllrdolts malnna!~E,r COndlll<l\'!_~1O observod hy the ~ppral8er allhe time 01 Insnectlon. however Ihe appralsel Is 1101 an experlln lhln field and an "Kperl should ho relainnd I' needed, PAGE 1 OF 2 IN. kII~I." "r4.(tclQ<,11IoI Ai:1 f!.;'~l4"O'I!,1 tI"l'o;Jf'.'1ll .1>lqn\(m~.H ,'lI ,........,.,,'* ..h !'~"'IlUcFOll\lM ..n Vllusllon 'loU,n __ ESTIMATED SITE VALUE, . . , . . , , , , , , , , . . . . . , . . . , . , . ' $ ESTIMATED REPRODUCTION COST,NEW OF IMPROVEMENTS: OWellillg 924 Sq. FI It' ' '.. SF! @$ , . f------ q .-- Summary Roport By Brown Appralyors UNIFORM RESIDENTIAL APPRAISAL REPORT piloN". 00-0065 Comm.nl. on Coel Approsoh (.uoh II, eouro. 0' 0011 nllmsts, .11. ,oluo, .qusre fool clloulellon Ind for HUD, VA Ind FmHA, the .sllmal.d ,emelnlnu economic IlIe of Ihe proptrt~): Tho !:~st apprl!!!2h was not ~rocessed aMI, not considered 10 ho rollabll!.ln the valuallo'!. of older 8tructures, , : OatautK:aport 2!J!L Sq fI @$__ ' , T 01., EtIlIMI.d eo.1 New. . . ,i I" " , l... 50 Ph~"otl I Funollunol E,'e",ol Oe",.tioIiln _-1___ DUpfudal,d Vllue01 Ill'PIovumenlli ,..' "AI~I$" Value (:If Slle 11I1llrOYflR\On15, , ' , , . . , INDICATED VALUE ev COST APPROACH ITEM I SUBJECT 70 Wilson Me, Addl... York Havon P,o,i,,;!, to Subl!!L .____ Salos P,I.. PlIceKJ!!>" t,,,,. hen Data and/or Velillcalion SOUfCt'lS -l-. VAlLf.AOJJSTt.fNTO OESCRIPTlON DliOCRIPTION ..r;-!:l!;~~;~~;::: ~- IlE~CIl!l'T.iQ!i.::::r:!:!.!........~'!- -.!!~SC!lJPTlON I .1......_ Sales Of Fln8ncfn~ Cash: Cash : CUfih I , , . Conc8!!!2!!!..-_ ~::----_ I '___f--_~___.__.._..-1._..___~ I Oal, 01 S.I.fTlmo N/A 12/99 : 11/99 : 11/09 I . locallon ~_ NewburrYTWp~_~~erTWP-----:r:::=.=~~~~- Q~'''' Twii~:~-=--i-===-- Dover Twp i ~td<lf.e_ Fee Simple fee Simple : ______ i~o Sln'l)lo__,_~___... Foe Simple .....;...- JIfu!!-. None None : None : None : View', Averano Average '--~r------"-== ~voreno --=I~' Averaoe i Ooslg!; and App..' Mobile Home Mobllo Home L............_ !0-,,-blle Homo ..........L Mobile Home , ~tloICoosItdkltl Flberboard/A-Gl/lnyIlA:G ! _ ~um/A-G ! ____ VlnvllA-G : ~___ 15yearo 12 years : _______J5years ~11yaar8 i Condition _ . AveraCle Avel''lli~: ~V~ra[le_,_---1. Average , I Abovo Grade !~ BdI'I!..! I Ihila Tol'" . Il~(n': 9.\I1t ~ ..!~I!~ tJ!:!I.I~~._~ ".tht : ..!.O!.Mi B"!!,~~ !loomCou,,' rf----~_ 2: 1,00 4: 2: 1.50: -500 _.._'!.: 2: 1,00: 4: 2: 1.9Q.j , O,as; Ii,ino hta 924 Sq FI 840 SqFl! __+400 _ 990 SqFl : -400 9UO SoH. , . Basernent & Finished None None : None : None I r I:: ,. ROOl\l58lJlowGrado ~-_.---t------ -t- --t , Function.1 Ullllty two-Good Avg-G,?~_.~ A'1t..Goo~,__",:"""", Avg-Good : ~t-li.a1rnalCoollno OFWNCAC GFWNCAC -+--____ GFWNCA~.+-___ GFWNCAC ! Enorn,ElIdonlllCn. Th~rmopane Thorm.'!fl~-L-______ ~he'Il'opa~_~' Thermopane i 1 OaraqalCamOlt None _ None : .~_ _~~?i~_______-1-. None I POlch PaUo, Dock, Deck Awning : Awning : Deck : I ~'!JlIac.(.),.,o No FP __ N'!.i!'.______.__L_______ ~.,,_.F.Y..._.__._: . No FP i ~!!, Pool, elo. Shed .____.. .~o ___.i_n_~._._!:~}Q~__ ~(~._~~_____ __L-_..~OO ~tl9d . Mod K & B Mod K & B: M()(I K & B: Mod K & B : 'N;;;dl (to loll _._F'--n---I0'-;------O:-:-~J.i -----400' T~-;--n:-JI 100 U,...I)(1. is AdlllsladSalosPrioo ! 11.2% I H.5% 2.2% olConloarabl. I. 3_2% $ ___ 12,~00 L_.....Jl2'Y~__ , 13,00~ -2.2% S 13,500 COllllllenl< on 5.1.. Comp,,',on (Including Ih. ,ublocl p,op.rly', compatlblllly 10 Iholllllg"""rh"od, .,. ): All three sales were similar In manv resD8cts 10 IIla subJacl being appraised end resulled In a reliable Indication of.i.allla_alll!r adjusting for minor differences. . , ES! R.malning Eoon Ufo , ,----- 40 --'- , $ ------.------ . ..... . . .. :: ------------ni" ~_mm COMPARABLE NO. I 136 Meadowvlew Dr, Dover (909085) n/a --NIA f-'-"-=-. $ 0,00 rtJ ,--14.88 ilI--- Insp, PUt, Rec Insp,Pub Rec, MLS ~ COMI'AIlABlE NO 2 -ioToniallu-five, __n P-".,!!!~.(~03~21) nla .....1~,5ilQ ~-::-:.____--=~~..L_ __ 1__ 13,06 rtJ . Inllp, Puh Rec, MLS COMPARABLE NO. 3 2470 GeonaClrcle Dover ~03949) nla u_.!:! ,~Q.Q $ I 14.08 rtJ Insp. Pub Reo. MLS __,_.1~!OO -300 300 -.- - J ----- ITEM SIIOJECT COMPARABLE NO.1.. __ COMPARABLE NO 2 COMPARABLE NO, 3 Dol., P".. and Oala No prior No prior No prior No prior SOli'''' klf pllollal.. sales pur sales per sales por sales per ~1~11I ,.. olallU~sal . pub rec ,uh rec __ l>L!I.>!E"--__ oub rec AnalY:iI$ of any cunenl agreement of sale, option, or lisUng 01 the suPject properly and analysis Ol8llY ~i<< tillles olsubjecl and ~alables ~thln one ye_ of !he date of appr_: ~~urrenl agreement of sale, option or listing 01 the subJecl Er.'!fl~':!L..______.____ 1-- ___On' - ---------------- INDICATEO VAl.UE ev SALES COMPARISON APPROACH $ 13.500 INOICATED VALUE BV INCOME APPROACH rll Appl",bl.\E,lImal.d MOIk., H'nl . "/a IMJ x OIoss R.nl MJlliollef d nla ThiS ilppralsalls ruad(l (81 ~as ls~ [J sub]ocllo lho fopalr&, alltlrallons, inspections ()( r.(!l1ditioll~ li3lml bolow LJ subje..::tlo cofT1)letlon p<< plan. and spedbUoni. CarldillonsofAppruisal ___..._. __.__._.._._~~~_.._.__~_~~__... '"_.. . .._.._.__.....___._..._. -FIII,'lr~ooncll~lk";fhe-;;:;c-ojil(; approach. allhough con_slderod, was nol.~I~i)iir.able due 10 Ihe lack of concillslve rental data, The market ~1I()ach, as supported hy _Iho cosl approach, Is U1ven lhe greatest we'l!l~1 as Ihe degree of ,~lIabIlUy Is considered the hlohaat 01 the .~" approach~~ 10 valu",---_ ____ Tho purpose of thlu appraisal Is 10 /JsUmalelhQ markol vCllue ollhe real properlv Ihal IS tho suhjecl of this teporl. based on Ihe above conditions and the f:8tllcebl, ronllngent and limiting oondlliol15. and markot value dofinUlon that are slated In the alladllld freddie Mac l-am439lfuIlllitl Mao form 10046 (Re'Med6/93 ). IIWE) ESTIMATE THE MARKET VALUE, AS DEFINED, OF THE REALPROPERTYTHAT IS THE SUBJECT OF THISREI'ORT,ASOF'March O. 2000 . (WHICH 1& THE DAT2 OF INSPECTION AND THE EFFECTIVE DATE OF THIS REPORT) TO BE $ ) 3,500 . APPRAISER: '~Au . d' SUPERVISORV APPRAISER (ONL V IF REQUIRED): Sigl\dlUl" ~~ C /~.----:.. IDanalure ___ Naill', Wesley E, Brown _. ___ NalllL... Q!!.!H.potISlgn.d March 17, 2000 _ Dal~B!Po" Slnll.d _ ~Jg COIlinotlion. RL.000730.L SI.I. PA-- SI,I" C.rllllc.Uon. 0, Sial. Llotn... SI.I. 0, Stal.!.!!'.n,. # Ollld ODld NoI 10",eo1 Property -- Stl" Sia'e 1"_,"".~,1'4,,.ro..tJ PAGE 2 Of :: IN. ..."'.... I'l.....M~\Illlf... nll'."".~..."" f,,';'.ll "".. _",.,,, (!JtJ,J'" "" ,WM....'.M'OO4 U) Brown Apllrnj!ifJrs fil. No OI)"OIl6~ DEFINITION OF MARKET VALUE: The moll probnblo prleo whloh a proport~ .hol/ld bring In I oomp.IiUv. .nd op.n mllk.1 under.1I condlllons raqulslte 10 . lair salo, Iho bu~er and soller, oach ,willig prudollll~, knowledgoabl~ IlId auumlllg Iha prlo.l. 1101 alfecl.d b~ undue sllmulu., Impllell in lhls detlnlli~n Is lhe eOIlSl/llllllallon of 0 salo 81 of a .peoltled data alld Ih. paning 01 lill. Irom sell.r to buy.r under conditions whersby: (1) buyer and .eller life lypl"ol/~ l1Iotlvalod; (2) holh parlin sra w.1l1111orlll.d or w.1I advl..d, and eaoh .cling In whal h. oonsldors his own besllnlsrasl; (3) a rsasonnblo 111110 Is aI/owed 'or exposl/re In Ihe open marksl: (4) p'ym.nl Is mad. In lerms 0' cash III U,S, dollars 01 In larms 01 IInallclal orrallgslllonls eOlllparabls therelo; end (5) Ihe prloe repre..nl.lhe normal con.lderalion lor Ih. prop.rly sold lInallacled b~ special or croallve IInnnclng or 8alos concessions' granled b~ anyone UlO(II.I.d wllh Ih. salt, . Adjuslmenls 10 Ihe cOl1lparables llIusl bo 1lI0de for opoclol or crOol/vo IIIllIIII;llIg or solos corwosslono, No adjuollllenls sr. n.onsor~ 'or Ihosa cosls which are 1I0rmslt~ plll<l by sollars ss a rosull uf IrodlllOIl 1JI low III u mUlkol areu, Ihose coSls sro readily Idenllll.bl. slnc.lh. seller payo Ihese cosls In vlrlually ull sales Irunseollons Spooialor croulivo fillllndllg adiusllllenl. can be made 10 lhe comparabl. propert~ by comperlsons 10 IIl1anclng lerms oflared by a Ihlrd parly IlIsllhlliorlilllolldm Ihalls 1101 alr.lldy Involvad 11111,. proparly 0I1rsnllcllon, Any adjuslment ehould nol ue calculaled on a ,"ochalllcel dollar lor dollal co'1 ollhe IIl1oncl"9 or concessloll butllle doller amount of '''y adjuslmonl .hould appro'imale Iha mark.t's roacllon 10 Iha flllancillg 01 concu.sloll' ""sod on Iho Appraiser's judgment STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: The appraiser', corllflcalion Ihal appears In Ihe appraisal repOItls subject 10 Ihe lollowlng contiillons: 1, Tho eppralser will nol be responsible for mellers of a legal naltlre Ihal allecl either Ihe properly being uppralsed or the title 10 II. The apprslser asstlmes Ihallhe IIl1e Is good and markelsble and, Iheraloro, wltl nol rendor any opinions aboullhe IIl1e, The properly Is apptelsad on lhs basis of It being under responsible ownership, 2, The appraiser hes provided a skelch in Ihe appralsel reporllo .how lIppro'imllla dimensions at IholmprClvamenls and Ihe skelch Is Included only 10 assl,llhe reader 01 Iho ropOllln visualizing Ihe proporty and tlllrlerslandlng Ih. appralsar's delermlnallon 01 lis size. J The eppralser has o,amlnad Ihe avellablo flood maps Ihalore provirlod by Ihe Federal Emargency Menagemenl Agency (or olher data ,ources) end has noled in Ihe appraisal reporl whelhor Itle stlbjecl silo is localed in an Idonlllled Special Flood Hezard Aree, Beceuse Ihs apprelser Is nolo surveyor, he or she makos no guaranlees, express or impliad, rogardlng Ihls delermlnallon, ,I, The apprelser will nol give lesllmony or appear In courl uecaus. he or sho made an appral,el of Ille properly In quesllon, unless sp.clflc arrangemenls 10 dc so have been modo bolorohand, 5, The appraiser has e,lImaled the value ollhe Isnd In lhe cas I approach ollis hlghesl and bestllse and Ihe Improvemenls atlhelr conlrlbulory valua, These ssparale valuallons 01 Ihe land end Improvements musl nol bo usod In conJuncllon with any olher appr.lsal and are Invalid If they are so used, 6, The appraiser has noled In Ihe appraisal report any adverse condlllons (such as, neoded repairs, dopro~lallon, Ihe presencs of hazardous was leo, toxic substanco" elc, ) observed during lhe IlIspeclion ollho stlbiecl properly or lhal ha or she becams aware of during the normal ' research Involved In perforllllllg Ihe appraisal. Unloss olherwlse slaled IlIlhe appraisal report, the eppralser has no knowledge of any hldd.n or unspparenl condlllons 0' lha properly or adverse envlronmolllal conrlilions (1lIcloding Ihe presence of hezardous we.les, lox Ie ,ubslsnces, elc, ) Ihal would make Ihe properly more or less valuablo, and has assumed Ihallhere are no such condlllons and makll no guoranlees or warranl/es, express or Implied, regardillg Iho condition ollho proporly, The appraiser will nol be rllpcnsible lor ony .uch Gondlllons Ihal do e,'sl or Icr eny engineering or lesllng Ihalmighl be required 10 discover whelher such condlllon. .xlol. BecauSllh. appraiser Is nolan o'perlln Ihe field of envlronmelllel hazords, Iho appruls.1 reporl must nol be cOllsldered as en .nvlronmanl.I......menl 01 Iho p/oporly, 7, The appralsor oblalned Ihe IlIlormallon, e8l1males, end cplnlons Ihlll Vlore e'pressed In llie eppralsal roporllrom sourclllh,,1 h. or .he considers 10 be rellsble and bellevos Ihem 10 bo Irue and corroct, TIle lIpprulser does nol assume rasponslbllllY for lh. accuracy 01 .uch Ilems 11101 were lurnlshed by olher par lies, 8, The apprelsar will not disclose Iha conlenls 0' lhs apprais.1 report e,copl as provided for In lha UnUorm Slandard. 01 Prolasslonal Appraisal Pr.ellce, 9, The eppralser has based his cr her appralssl reporl and valuallon conclusion lor an appralsallhalls subjecllo 'allsl,cIOlY ccmplallon, repalts, 01 ellerallons on Ihe assumpllon Ihat ccmplellon of Ihe Improvemenls will bo perlormad In e workmanlike manner, 10, The eppralser mU'1 prOVide his or her prior wrlllen consenl bofore Ihe londor/cllenl speclliod In Ihe appraisal reporl can dl.lrlbul. Ihe . lIppralsai report (InclUding conclUSions aboullhe properly vlllue, Iho appraiser's Idenllly snd professional dsslgn,"ona. and "'tranc..to ony professional appraisal organizations or Ihe firm wllh which Iho appraiser Is assocleled ) 10 anyone olhar Ihan the borrowtr: th. morlgagee cr lis successors end lI..igns; Ihe morlgege Insurar; consull.nls; prolesslonelapprslsal org.nlzallon.; any .lal. 01 leder.lly approv.d IInsnciallnslitullon; or ony deparlmenl, agency, or inslrumanl.lily 01 Ihe Unlled SlslII or .ny ,'als OIlhl Dl.trlcl 01 Columblll: a'cepllhallhe lender/clienl may dl.lrlbule 1110 properly descr/plion section of Ihe reporl only 10 data collection or reporllng aervlct(.) wllhoul having 10 oblaln Ihe appraiser's prior writlen consent The lIppralser's wrlllan cOllsenl and approvsl musl el.o b. obl.ln.dbtlore Ihe appralsel can be cOllveyed by onyone 10 Ihe public Ihrough advorlloillg, pUblic relallons, news, sales, or olhor media, Freddla Mac Form ~39 6"93 Page 1 01 2 Fannlft Mae Form tOO4B"~. rlii I~, Ii/JIll/or. . . \ .. APPRAISERS CERTIFICA liON: 1 ho Ail\ui$lIf ,:tij\lllll. '"111"\1""" Ihlll , I hlv, fU.l/chld Iho .ubleclll"\r~ol ~,o. end hive IIle,,11II1 1Il1l1l1lll1ll,"llhrlll 111"011111011111 1I11"1I11n11l-* OllJlllilnill/ .rlll fl/llllfII", 10 lhl.ubj.cl plopelly 101 conlld.rulion IlIlhl .ales 110l1lPOlIsbll alllllYlilu 1II111 havu 11I1"1011 dlllhll odluollllolll whulI'J'IHoJlfl,'elo ,,'''elll.. merket feactlon to thOIO lI.ms 01 S'\llIlIlcont varlalloll II a SIII"Il":1I111111111111111 CIIlIIllIOllhl1l prol'Olly 111"110110' to ,.or lOor. '.vor.lAf th.n, Ihe lubloCl ptop~rly, I have m.do II IIlgallve .dlu.lmollllo ro,hll'"lhIIHI/"sl",lsIIIo; plieu 01 1110 ';omll~rahl. lod, II I .lglllkl,"III.I11 Irl' comp.,.bl. ploporly II illlorlo, to, 01 leal lavorablelhslllhu ;uhloclt"OI""ly, I hovollladu II po;lIlvo odlulllllalll 10 IlIcllelelll' edJIIlted ..... Plk:e 0111\1 tompal shle 2. I h.v.l.ken Inlo cOllllderallolllhu laclon Ihal hev. alllmpllclulI vllhlU III lilY lIuvulo,,","lIt 01 tho elllmal. 0' Merkel velu.llIlhe appl8lul r.port. I hsvu 1101 kllowlngly wlthhsld allY slglllllcalllllllllfll\llllnlllromlho approlslII 101'0'1 alld I believe, to the bill 01 my knowledge, Ihal.11 stolamollllllld "1lDonatlon illlho appraisal r.IJOII illO IHIII Ulld <lOlfo<:1 3. 111.tod In the appralullspOrl ollly my (,wn pOrBonal, IInblnsod, nnd plOlo",lolllllllllalysI6, Opllllolll, and conclullonl, which .r'lubJ,cl only to Iho cOllllng'I',1 snd 1111I111119 condlllonslpoclllud IIIIhl9 lerm 4, I hov. no prOlant or prospscllvo IlIlornlln Ihe p,op.rly Ihllll, Iho ullbJ.cllo Ihl; raport, and I havo no preaonl or pro.poctiv. perlonal Inial 011 or blBl with fospuelto lho parllclpsllts In Iho Irsnlocllon. I did 1101 bos., ollhor ".rllally or completely, my onely.l. .nd/Of Ihe ullm.la 01 market v.lilo In Ihe ftppralul roporl on Iha race, color, rollglon, aOK, handlcop, lamlllalllatul, or nallonal origin 01 either lhe prosp8cllv. owner. or occupanls ollhe Gubject propolly or of Iho "rosonl ownurs 01 occullallll ollh. prop.rllll In lho vlclnlly ollhe subject proporly, 5. I havo no presonl or conlempllll.d IuInr. Inlor.slln Ih. sulliucl propurlv, und nollh., mv currolll or luluro ftmploym.nl nor my compon"llon IOf porlOlminglhl1 applOl'f1 Is conllngont on Iho appralsod valllu of Ihu proporly. G, I was nol requlr.d 10 roporl a prudulormlllod valli. 01 diluollulI ill valllD Ihallavors Ihe calise 01 Ihe cll.nl or any relaled party. Ihu amollnl ollho volue osllmal8, IlIu allainmonl 01 a sp.cili" 10'tllI, or Ih. occllrronco 01 a subsequonlev.nlln order 10 ,ec.lve my compensallon andlor omploymenl lor p.rlormlng lh. appraisal. I did nol bas. Iho appraisal ropoll on a roqueslud minimum valuallon, a spoclfic valuallon, 01 the ne.d 10 spprove a lpoclflc mOllgagelosn, 7. I p.rlormed Ihls appraisal In conlormlly with the lJnllorm Standards 01 Prol.sllonal Appraisal Pracllce Ihal were adopled end promulgaled by Ihe Apprallal Slandards Board 01 Tho Appraisal foundallon and Ihal were In placo as nllhs e"ecllve dale 01 thllapplallel, wllh the eKc.pllon ollhe deparlllle provlsloll 01 Ihose Slandards, which dool nol appiy I ackllowledgs Ihsl sn osllmste of e rellonsble lime lor .xposure In Ihe open markelll a condlllon In Ih. d.llnlllon 01 markel valu. end tha eslimale I devolopod Is eonllstenl wllh Ihe markell"gtlm. noled In Ihe nelghbOlhooll secllon 01 Ihls reporl, IInless I have ol~lelwls. slal,d In Ihe recooclllallon ssctlon. 8. I hav. personally Insp.clod Ihe Inl.rlor and exlerlor areas ollhe sllhj.ct properly dnd the exlurlor 0' all propertlos listed as comparsblas in the appraisal report. I lurlhar cerllty Ihall have noled any apparenl or known adv.rae conditions In Ihe subjecllmprovemenls, on the subjecl slle, or on any slls wllhlll Ihe Imm.dlalo vlclnlly ollhe sulljecl properly 01 which I am aware end hsys msde adjustments tOl thsSt adverso conditions In my analysis ollhe properly velll.lo Ih. .xlelllIhalI had mark.1 evldonce 10 supporllhem, I have also commented aboullho .n.cl ollhe sdvelia condlllons on Ihe markaloblllly ollhe ,ulljeclprop.rly, 9. I personallv propar.d all cOllcluolon. alld oplllions aboullhe real eslale Ihal weru sellorlh illlh. apprslsal report. It I relied on ,Ignlflcanl prof.sslonal a.slslance !rom any individual or Indiv,uuals In IlIe perlormance of Ihe appraisal or Ihe preparation 01 tho appraisal report. I have named sllch IlIdlvidual(s) and dlsclos.d Ihe spoclfic lasklp.rfor",au by Ihem In Ih. reconciliation section 01 lhls appraisal report, I csrllfy Ihal any Individual .0 nam.d Is qualified 10 perlormthe tasks. I have "01 aulhorlzed anyone 10 make S change 10 .ny lIem In Ihe reporl; lilerelore, It an IInaulhOllzed change Is made 10 Ih. applalsalleporl, I wllllak. no r.sponsl~IIIIY lor II, SUPERVISORY APPRAISER'S CERTIFICATION: It a supervisory apprals.r signed the apptalsal reporl, he or Ih. certlflea and agr..slhat: I dlr.clly supervise Iho appraiser who prepared Ihe appraisal r.poll, have revl.wed lho appraisal report, .gree wllh the slalem.nls and connluslons ollhe 9ppralser, agree to be bound by Ihe appraiser's c.rllllcallons numbered 41hrouoh 7 above, end.m leklng lull rllpollllblllly 101 lhe appraisal and Ihe apprslsal report ADDRESS OF PROPERTY APPRAISED: I6 Wilson Ave, Ynrk tl.!!.~J" PA 17370__ APPRAISER: SUPERVISORY APPRAISER (only If required) Si9nalw. /~k ~; /~~--__. Name: Wesley E, .Broil" Dale Signed: March 17, 2000 Slale C.'llllcatlon #: RL-000730-L or Slsl. Uceos. #: Slale: f'A _ Explrslklll Oalo 01 Cerllflcallon 01 License: Juno 30. 2001 Slgnalure: Name: Dale Slgn.d: Sial. C.rlllicalion #: or Sial. tlcens. #: Slale: _____ EKpirallon Dal. 01 Cer\lllcalloll or L1cenle: o Old [] Old Nollnspocl Properly freddle Msc Form 4398.93 pag. 2 012 F.nnle Mil Fllfm tOO4B..13 .. JOSEPH E. STONESIFF.R, III, plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA " Vs. NO. 98 - 3218 CIVIL SHIRLEY M. STONESIFER, Defendant IN DIVORCE THE MASTER: Today is Thursday, october 19, 2000. This is the date set for a Master's hearing in the above captioned divorce proceedings. Present in the hearing room are the J. Plaintiff, Joseph E. stonesifer, III, and his counsel Barbara surnp1e-Sullivan, and the Defendant, Shirley M. stonesifer, and her counsel Morrison B. Williams. This action was commenced by the filing of a . divorce complaint on June 9, 1998, raisi.ng grounds for divorce of irretrievable breakdown of the marriage. Counsel have provided the Master with affidavits of consent and waivers of notice of intention to request entry of divorce decree signed by both parties so that the divorce can be concluded under Section 3301(c) of the Domestic Relations Code. The Master's office will file the affidavits and waivers with the Prothonotary. On September 14, 1998, wife filed a counterclaim raising the economic claims of equitable distribution, alimony, alimony pendente lite, and counsel fees and expenses. Mortgage on the home and agrees to indomnify and hold husband harmless from any obligations related to that mortgage. It is further agreed that in the event that that loan obligation or mortgage ob1:lgation would become 90 days or more 1n arrears that wife shall have the obligation to list the mobile home for sale so as to satisfy that obligation and/or to achieve husband's release, or refinance that debt in her name alone so that the debt will be immediately satisfied. Husband agrees to execute the title to the mobile home, if in the event one exists, transferring his interest to wife or to execute any and all other documentation necessary to effectuate the transfer. The mobile home is currently located on a rented lot. Wife shall be responsible for all lot rent payments that may exist for that property and indemnify and hold husband harmless for any claims for that lot rent and additionally to pay any and all taxes associated with the location of the mobile home~' and indemni fy and hold husband harmless fr;am any claim for those taxes. 2, The parties also own a parcel of property known as 207 Burns }\,venue, New Hope, Tennessee_ This property is under a, sales agreement or deed of trust and was transferred to individuals by the name of Charles T. Wilson and Debra J. Wilson. The parties have a second mortgage due to them based on the transfer of that property. The Wilson's have filed bankruptcy in an attempt to discharge the obligation owed to the StonesIfer's. In the event that any money is realized out of the bankruptcy process or in any way related to that property, said sum shall be divided equally between the parties, and in the event that any liability would be generated out of that property, said liability shall be divided equally between the parties. 3. The parties stipulate that at the time of separation wife received accounts valued at $1,473.00 and that husband received accounts valued at $800.00. 4. The parties have a 1961 Impala automobile. That 1961 Impala shall become the sole and exclusive property of wife. Husband agrees to cooperate by executing any title necessary to transfer that vehicle to wife or any other document necessary to transfer his interest therein. 5. The parties have as marital property an IRA account that was existing at York Bank and Trust. That IRA is now being held by Allfirst due to a transfer of the banking interest. The current value of that IRA is $15,267.00. The parties agree that the AIHirst IRA shall be cashed and the processing fee of $45.00 shall be remitted to the banking institution. The parties further agree that 28% of the IRA . . proceeds shall be paid to Mr. Stonesifer to satisfy the tax obligation which will be generated upon cashing the IRA. The parties then agree that the balance, which is approximately $11,000.00 shall be paid to Mr. Williams, to be held in his escrow for satisfaction of the following outstanding marital debts. These debts include an obligation owing to- Montgomery Wards in the amount of $1,812.77, to Boscov's in the amount of $862.48, as well as a truck judgment deficit of $5,478.46 which is due end owing to PNC Bank. The truck deficit judgment and the Montgomery Ward and Boscov' 5 shall be paid in full unless Mr. Williams is able to negotiate a compromise with any of the creditors. The obligation at that point would be to fully release Mr. stonesifer from any obligation from those debts. Any balance on any compromised figure shal~ be the sole and separate property of Mrs~ Stonesifer. Therefore, for example, in the E'vent that Mr. Williams is able to negotiate an $1,100.00 settlement for the Montgomery Wards payment, the remaining $700.00 shall be paid to Mrs. Stonesifer. After satisfaction of these debts, the remaining balance of the IRA proceeds, if in fact every amount has to be paid in full, should be approximately $2,800.00. That balance shall be the sole and separate property of Mrs. Stonesifer. Attorney Williams will provide documentation to counsel for Mr. Stonesifer of satisfaction of those debts. 6. Husband has a pension plan through Raytheon with an estimated marital value of $14,340.77. Said Raytheon company pensi.on shall be the sole and exclusive property of husband and wife waives any interest or claim in regards to that pension plan. 7. Husband additionally has an interest in the Harsco Corporation savings plan which has a stipulated value of $8,546.48. Husband agrees to rollover from that savings plan to wife the sum of $3/500.00. This rollover shall be into a qualified plan so as not to cause any tax consequence for husband. Should wife choose to withdraw monies from the amount rolled over, she shall be solely responsible for any tax consequence with that withdrawal. 8. The parties have various items of personalty which include the Franklin Mint car collection, computer, and household furnishings. The parties agree that all items shall become the sole and separate property of wife and any items of marital property that are in wife's possession shall be her sole and separate property and any marital it.ems of personal .. property in husband's possession shall be his sole and separate property. The tools that may be in the hands of the son shall be the son's property. 9. The parties also had certain additional marital debt that was not provided for and not being paid through the proceeds of_ the York Bank/Allfirst. IRA. At the time of separation there was a COl1unercial Credit debt of approximately $3,580.00. . Husband warrants that he has paid that debt in full and will indemnify wife against any claims for that debt. There was also a marital Visa with a date of separation balance of $1,940.30. Husband is paying and shall continue to payoff the debt and indemnify and hold wife harmless for that obligation. That debt has been transferred from a joint card to an individual card and is solely in husband' 5 name so as to avoid any liabi 11 ty for wife. J. The parties also had a joint Home Depot debt of $2,981. 56, a GPU Electric debt of $234.36, and a Commonwealth telephone debt of $154.67. Husband shall agree to pay the Home Depot, the electric, and the telephone bill and hold wife harmless against any of those obligations or debts. The remaining marital debts are, again, the Montgomery Wards, Boscov's, and the PNC truck deficiency and those will be satisfied out of the York Bank/Allfirst IRA proceeds. 10. The parties agree thilt there shall be no support and wife agrees to withdraw her c~aims for support, alimony pendente lite, and alimony. ! 11. The_parties also agre~ to withdraw any claims that they may have relative to claims for counsel fees, costs and expenses. 12. Except as herein otherwise provided, each party may dispose of his or her property in any way and each party hereby waives and r'elinquishes any and all rights he or she may now have or hereafter acquire under the present or future laws of any jurisdiction to share in the property or the estate of t~e other as a result of the marital relationship including without limitation, statutory allowance, widow's allowance, right of intestacy, right to take against the will of the other, and right to act as administrator or executor in the other's estate. Each will at the request of the other execute, acknowledge, and deliver any and all instruments which may be necessary or advisable to carry into effect this mutual waiver and relinquishment of all such interest, rights, " and claims. MS. SUMPLE-SULLIVAN: Mr. Stonesifer, you've been in th~ hearing room this morning as I dictated the terms of our agreement on to the record? MR. STONESIFER: Yes. MS. SUMPLE-SULLIVAN: Did I accurat~ly represent what the terms of the agreement are? MR. STONESIF.ER: Yes, you did. .. MS. SUMPLE-SULLIVAN: Are you voluntarily entering into this agreement? MR. STONESIFER: Yes, I am. MS. SUMPLE-SULLIVAN: And do you find this agreement to be fair and equitable in light of the circumstances of your case? MR. STONESIFER: Yes, I do. MR. WILLIAMS: Mrs. Stonesifer, you've beeh present whiie your husband's attorney recited a settlement that she and I and you and your husband have constructed this morning. Did you understand all that she had to say? MRS. STONESIFER: Yes, I did. MR. WILLIAMS: And did the agreement as outlined by her and as occasionally modified or corrected or talked about by me, is that an agreement that you are pr'epared to make? ,.. \XI ~ ~ (..... " t.., I.." .. ;:~~~ f:', - V''', '- Z )"'.' :JC C).~ (' ' In", l:J.. (:l;~ /'i' "(,) .,It C) c,( .5.{1 I.l! ("1 (('2 .,,1\; I- I,hn 'rl~ ! (..l C!Jn.. 0 . l_'~, C'1 "'3 () c.) D .' ." . . '",' " ',\ j' "'1j~' '1~ , ";,;, '" " .' 't~, I ..;:~(. \\0 '4, '!II ""1 'I ~ '\ t\, " .- , .'~~r.j"",,,,,,,,,,, "~,.,, , .~\~; '4t' I. " ","' ;', ,.,. . 166...',. "to! '1'1' t, '\ ~ '.',' ~ '~\","'l'.,,''', J : '~"', . ."" "f ",. ~ 1 '::A' "~, " . ,f., _ Jrt" ~\ '~J ." , -I"-'-II,~, _ ~i 'l)! ',' , ,~ f" '\"'-',1 ~ "S.'. .;: 'l~' ~: , ,it " ., .f~ .',. ,.~ "{ ~ '..... ",">>., 1 .j " ',*, of \1 ~ t " Ii ~, , .. <\ I <l- I Independent Interests for Plaintiff and Defendant In said benefits. The amount of each Interest shall be as follows: A. Defendant, Shirley M. Stonesifer, Is awarded $3,500.00 of Plaintiff's, Joseph E. Stonesifer, III, Interest In the Harsco Corporation Savings Plan as of October 19, 2000. Said Plan being valued as of October 19, 2000 and as of that date being divided $3,500.00 for the Defendant and the remainder for Plaintiff. Defendant shall receive any Increase or decrease In value attributable to this award that has accrued since October 19, 2000. Defendant shall receive her Interest pursuant to this Quallfled Domestic Relations Order. Defendant Is awarded a ~eparate ownership Interest In her share of the account together with a separate responsibility for the tax liability attributable thereto. Alternate Payee shall be ~olely responSible for any and all tax consequences of the funds being transferred to her pursuant to this Quallfled Domestic Relations Order. Alternate Payee shall Indemnify and hold Participant harmless for any tax liability that may arise as a result of this transfer. B. Plaintiff, Joseph E. Stonesifer, III, Is awarded the remaining balance of his Interest In the Harsco Corporation Savings Plan as of October 19, 2000, said Plan being valued as of October 19, 2000, and as of that date being divided $3,500.00 to Defendant and the balance to Plaintiff. Plaintiff shall receive any Interest or Increase In value attributable to his remaining Interest In the Plan that has occurred since October 19, 2000. Plaintiff shall receive his Interest pursuant to this Qualified Domestic Relations Order. Plaintiff Is awarded a separate ownership Interest In his share of the account together with a separate responsibility for the tax liability attributable thereto. Participant 2 shall be solely responsible for any and all tax consequences of the funds remaining under his separate ownership pursuant to thIs Qualified Domestic Relations Order. NOW, THEREFORE, /T /S HEREBY ORDERED: A portion of Participant's Interest In the Plan Is hereby assIgned and distributed to the Alternate Payee In accordance with paragraph "A" above, relating to award to Alternate Payee, I . AuJinme.nt. From the benefits which would otherwise be allocated to Participant, the Plan shall Irrevocably a,lslgn to Alternate Payee Defendant $3,500.00 of Plaintiff's Interest In the Harsco Corporation Savings Plan as of October 19, 2000. After thIs assignment, Participant shall have no remaining right! to the distribution of the Assigned Portion. After this assIgnment, Alternate Payee shall for all purposes be treated as a beneflclalY to whom payment of the Assigned Portion and any Interest accruing on the Assigned Portion must be made. Alternate Payee shall have no rights In the portion of Participant's accrued benefits not assigned to Alternate Payee and shall have no rights In any contributions to or earnings on Participant's portion of the Plan after the date of the entry of the Ndgment and Decree herein. 2. ~Istrlbutlon to Alternate Pay~ The form of distribution of the Assigned Portion shall be In the form determined In accordance with the rules of the Plan. The time of distribution of the Assigned PortIon shall be the earliest time for distribution permItted by the Plan and shall be no later than the time when distribution Is made to Participant, or, If earlier, when Participant reached the earliest retirement age permitted under the Plan whether or not Participant retires. 3 , \ (c) Payments shall be made to Alternate Payee 111 the form of monthly lifetime payments for the life of Alternate Payee. 5. Seoarate Ownenh1Q.. Each party shall have a separate ownership In the dIvided Interest, together with the separate responsibility for the tax liability attributable thereto. It Is Intended that the tax consequences of the receipt of these payments be borne accordIng to the proportionate share of the total Interest received by each party. This dlvl~lon shall be made In all events, and shall not be modified by any change of circumstances of either party. 6. The Alternate Payee shall be solely responsible for making application to the Plan for the Plan's benefits hereby assigned to her and any such applications shall be In accordance with the Plan'$ customary procedures. 7. To the extent this Order Is determined not to be a Qualified Domestic Relations Order, either by the Plan Administrator or a Court of competent Jurisdiction, the Participant and the Alternate Payee shall cooperate fully and execute any and all document~ necessary to obtain an amended Order meeting all the requirements of a Qualified Domestic Relations Order which Is consistent with the Intent of the parties as stated herein, and the Court shall reserve Jurisdiction over the Alternate P.1Yee's Interest and the Partlc1pant's plan benefits as of the date of the Judgment and Decree of Dissolution In order to effectuate the asslll11ment and payment of the pension fund. 6 .,'iW JI.'.m (J Ilt\H 19 Pi! ~\l I G OUM81;liL/lICJU CQUN'fY P2NNSYLV/\NIA / jF