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1, If Cho SharH/! I n pilla ia noC nCo('puc\, YO\\l' ('roporl:y wl.ll. 'bo POt<.\ Co \:ho
highan\: pic\dol'" '{Oil l11<W fil1~' 0\\1: \:ha pdoo biCl by oi\ll.iI19 609-.\U2-6900,
2, '{Oil m,w bo i\blo Co poCiCion I:ha CO\ll'C Co poC <witla 1:1113 pi\la it: Cho bid ('don,
wall grotltlly ini\~la'l\\nce ol'mPnruc\ Co l:lIo VII1I\a of yo\\r prol)u~Cy,
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'~he PlIlu will go Chro\\g!1 only if Cho bl.\yar pllye \:he fJ\lodff Cha fl\l1 1l1l10\\nC
nalo. To Cinc\ O\\C if Chia hi\o happened, YOI\ m'lY oall 609-1U2-6900.
1, If. cha <\mounc tll\a from ch" Duyar in noc paic\ \:0 che sheriff, YOII will remain
cho ownar of C\le propol'CY an if C\la n"la naVel' \lllppanec\,
5, '{OIl \lIlVe Clla dghC Co l'emainin Clle proplll:ty \lnCl.l che f\\l1 <\mollnC d\\ein
P€lhl \:0 Chll Shllriff, antI \:\1e S\1edff giVen II deec\ Co \:he bllyal', I\C Choc l:ill1e( Che bl\yer,',
. may l)d119 'legal prooaedingrJ Co avioC YOII,
,6, '{all m€lY ba anl:iCled Co 0 n\l€lra of l:he II10nay w\1inh WEIO paitl fOl' YOI\l' ho\\ne,
1\ nohoc\l\le of tlincdb\\Hon qf C\la monoy bid fOl' your houao will. pe filetl l>y cha shadff
. Wi chin 30' dayo af.Cel' che p€lle, 'r\1in nohot11\10 will o\',<lCn who will. be reoaiving CllaC
mOnay, '1'\113 money will I)a poic\ ollC in aooortlf\noe wiCh C\1in oo\1edl\ta \.Inlann e~oapCionn
(reanona whY l:he propoaac\ c\iQCrib\.ll:ion io Wrong) are filad wiCh Che shal'iff wi Chin Can
(10) daya afCer sohad\\lo of OipCrip\lCion ia filed,
'7, '{ol\ may alao \lave oChel' dghCa anti <'Iofennea I Ol' waye of geCHng YOIll' hl'ma
1>'101>, if you €lot immlldi'lCely afl:el' Chq nalo,
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DO 110'1' lUWIl. 1\ U\\flllill 01\
TO I'IIID OUTffilllRIl YOU 01>11
I,AWYllR Illll'lll\llAL /lIlRVIOll
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~W'.VORNIllY UOR P~INW:ruW
OOUR'l' Oli' OOMMON PI,IOIIS
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01VU. IHVISION
Oumborlnnd OOUNTY
Onvid p, Grogoire
Onrbarn II, Gregoire
03 Pnruonnge Stroot
Ne~ville,PII 17;2~1
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No,' 90-3700 Oiv.j.:L 'l'erm
OI\'l'IOP,
'1'01
Pot:onclEll1t (8)
JUly 3D, 1990
David PI Gregoire
93 Parscnnge Street
Newville, PII 172~1
IMPQR'.VAN'.V NO'.VIom
YOU tiR~lIN PIQFTlUW' I3IOCIIUS!iJ YOU II TI V 10, ~'IIIJJIflP '1'0 IilN'I'ElR II WRI'I'~'lilN
" IIPPElIIRIINom I?mHSONII,LLY Ol~ BY lI'l"I'ORNlllY IINP u'u.m IN WIU~'ING \'II 'I'll 'l'Il~l
COUR'I' YOUR Plilb'ffiN~ms OH OI~JI~O~iIONS '1'0 'l'lI~l OLTlT-MS. Slil'l' FOI~'I'11 TlGAINS'I'
YOU, UNLm~~ YOU 1I0T WITlIIN 'l'ElN PI\YS ~'ROM 'l'lllil PTI'I'El O~' 'I' IlS NO'I'IClllJ.
II JUOOMmN'I' MTlY 13m mm'lilHlilD IIGIIIN~'I' YOU WI'I'I.\OU'I' II H1Ql\lUNO IIND YOU MI'.r
Losm YOUR PROPElR~'Y OR O'I'llffiR IMJ?OR'l'I\NT Ino. '1'~, YOU 8110ULO '1'1I1<m TillS
NO'I'ICm '1'0 II I,TlWYmH TIT 0"1010, IV' YOU PO NO'I' HI\Vm A I,AWYElR OR CANNoT
AFFORO 0"111:/ 00 '1'0 OR 'l'llll,ElPIIONEl 'I'IIEl li'OI,WWINo Oli'U'lCEl 'I'D ~'INb OU'l'
WHElRlil YOU OIlNOIOT l,ElGTlL lIEll,P,
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. Cour.t Tlclm.i.n.l.strEltor
C~mberland County Courthouse
I Oourthouse Square "
Oarl.l.sle6 PTI 1701~-3307
NO'.VIFIOA_ION IMPOR'.V~~
US'l'ElP sm ElNCUlilWI'R/\ lilN EJS~'1\I)0 Dlil I\ffiBlilLDIA I?OR NO IiIlBmR 'l'OMADO I,ll
TlOCION RmQUIHIDII Dm SU L'TIHTm liJN ElI3TEl Ci\~OI AL NO 'l'OMI\R I,ll TlCCION
pmlHDiI PlilN'l'RO Olil UN 'I'FlRMINO DEl PIElZ (10) PIAS pm lilSIl'TI NO'l'Ib'IOTlCION6
IOL TRIBUNIIL PODI\TI/ SIN NlllOffiSIDAD Pffi COMpl\HIIHmOmR USTIODlilN OORTlll
mSOUCHIIR PRffiUOII IILGUNA, DIC'I'TlR ShlN'I'lilNCl11 hlN SU OON'I'HII, US'l'Elb I?UlilDEl
pmRPmR OImNElS Y OTHOS DmRIDOllos, IMI?ORTTlNTIDS, DmBm LLlilVTlR mSTII
NO'l'I li'ICTlOION A UN 1\800TlDO IMMmDIT1TI\MlilNTEl SI US'I'ElD NO ~'IffiNm 1I00GIIOOk
o 8I NO 'l'IElNID DINElI~O SUFICIElN'I'EJ PI\RII ~'III, smRVIOIO, VAYII IDN I?lill~SO. N
o LI,Tllv1lil 1?01\ ~'lilLmu'oNo TI LII OFICINI\, CUYTI DIHmocIoN sm mNOUmN'l'R
ElSOIU'l'TI IIB/IlTO PARII TlVlillUGU1IH PONf)ffi ~lil PUlilDlil OON~lilGUII\ ASI3ISTIi1N<::I;1I
LIDOI\I"
SlilRVICIO Dm Rffili'ffiRlilNOITI LElGTlL
LTlWYffiR Hm~'lilRRI\L SlilRVIClil ..
COUrt IIdmin.l.strator
Oumberland County Courthouse
1 Courthouse Sguare
Carlisle, I?II 17013-3307
NOTIOIllI PURSUAN'.V TO TIIIll lJ'Aln DIilM OOLLIllO'.VION PRAOIJ.'IOIllS AO'.V, 'l'IIlS
LAW ~IRM IS DlilmMmO '.VO Bill A DIllBIJ.' COLLIllO'l'OR AND 'l'IIIS IS AN
A'.VlJ.'r~plJ.' IJ.'O COLLIllOT ,A DIllB'.V, ANY INlJ'ORMA'.VION OBTAI>>IllO WILL Bill USEO
FOn IJ.'IIAT PUnpOSIll,
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PlnlntU:j; i[:l l-.Ile COrpOl'icl\:iDn clefJignAtod i11J olloh
on A praobqing pnge, It: PlAintiff is An nspignoe
by Vil'\:\lD oft the fDllowing l'OaorqBrl HfHd,gnmeqt:sl
in the
\:hen ~t
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Tlppignor, Norwoat Moftgngo Ino,
lIppign\l1enl:a 01: Honore! \:0 I ClIO Cm?i \:<.\1 Mor\:gApo SorvirJep I Ino,
Hecov(:\ing p€\\:o I. 2/29/96 Hoole IEliI PAgel 711
;1, DfJfen(lnnt: (p) ip \:lio inclivictuAl qel3:lgnnt:oq Af3 suoh in l:he
oApt:iol1 on A pmcloding pngfl, whof3e lAPt Imown nc\r,lrepp ip AS 110\:
l:orth in t:he oapt:iol1, nnd \Inlopa clel3ignAted ot:herwil3e, :La tho real
""lowner(p) I1nq 1110r.t:giclg01:(P) De I;ho pl)e\l1~.ael'l l)eina f'ol:ecloped, \'I',.""
:\ , On or "bout: the c\nt:o nppof.\d.ng on t:he Mort:gf.\go
here:lmll:t:er qepcdpecl, At t:he inl'ltf\\lCll anc\ rOc:juept oj; Dpf'endant (13),
PlaJ.nl:it:f (or l.l:f.l predecepl30rl here~.m\J:ter cAlled I?laintHf') lonnod
to the Dofendant(p) the sum appear:Lng on saiq Mortgago, which
MQrtgage Wf.\p exocuted and delivered (:c I?laintiff' as pecurit:y for
. t:helnqebt:.ednel'lp, . sald MortgEjge la ineorpornt:ed hel:ein by
referenoe in aooordanoe with l?a,H,C,P, 1019 (g),
"
'l'he i~\formnt:lon rogArd.i.ng l:ho MortgAge being foreclof-led ip AP
folloWl'l1
MOR'l'G1\G1QD PRIQMI/3IUS I 93 I?Araonage Street
MUNICIPTlI,I'l'Y /'l'OWNSIH P 1 B01WUGll , Borough of Newvill.e
COuNTY, Cl\ml)oJ:lAnd
DlI'l'lU IUXmaU'l'!nD I 3/30/95 ..
Pl\TIU RmCORP\ilDI 3/3,1/95 13001<1 12!;7 I?TlGml 07
'l'he legel.l dOl3odpti.on of the mortgAged premil3ol3 .i.p Attlilched heret:.o
and made pAl'thereof,
1\ . Sf.1id MortgQge i.13 in default:. booaul3El the requiror.1 paymentl3
have not been made us set J:orth below, and by ltl3 terl~S, upon
breaoh and fa11qro t:.o ollro said b1'eaoh aner noUce I !'Ill l3ums
seoured by said MortgAge, together wH:h other oharges aut:horized by
auld MOl:t:.~Jage itomized below, I3hQ11. be .tmmedi.ately due 0
!3 0 1\J:\:01' demand, the Defendant:. (13) oonUnuel3 \:0 fallaI.'
refusefJ t:.o c(~mply wi.th tho torml3 of t:.he Nbt:.e tiS fol1oW131
(A) by fa11.ing or l:ofusi.ng t:.o P<.W the installments. of,
PFinaipfA~. r~ne\ ~.nt:erofJ\: when duo in \:he umounl:fJ ind:\.cJQtod
l:ll3loW I
(b) py f:n1.1:\.ng or l:ef\A(3ing \:0 PI\Y o\:hm: elhf:\l:gos I H uny I
,
:\.ncU.ou\:ed below,
6, 'l'he f:ollow1ng amOlll1t:s €\l:e qllo on t:h(~ pEde! Mort:g€\Uo ap of:
,
!lIme ~~, 1.990 I
I?d.noipul of: c1ebt r.\\\O anc1 11Hpa:\.c1
Interest: ar 10,00~
from 1./17.90 to 6/~~/90
(t:l1e pel' diem :\.I\I:erefJl: €joorllJ.ng o. n
t:11ia de~tJ.13 $16,50 and l:hat 131\111
s~oU~7c1 a adde4 euch day after
6(;l2 90 '
Ti \:le Repor\:
. Court CostfJ (antioipatec1, oxaluc1tnD
aherJ.f:f:'s Sulo.oo~ta)
Jilf3orowOverl'traf:t:/ (B€\lanoe)
('fhe monthly e1301'OW 01\ t:hJ.f, aOOO\mt
b~ ~a~grl1~namle t~7J~\~{3~\\~l J~~fid
month altar 6f~2 90)
llato Chargel3
(\nonthlY late oharge of: 826,63
fJlould be added on thi fJ.f:teon\:h of
eaoh month after 6/~290) .
AttorneyaFeas (ant1aipated and aotual
to 6% of pdncJ.pal) 2,934 ..22.
TOTAL $66,696c?0
'7, ~'he attornoy'. u foo fJet forth above are' in conformJ.ty
w1th the mortgage docl.lmellts and PennfJylvani.a law, and w1.11 po
oolleoteq in the ovent of a l:hi.1:dparty pm"ohaser €It Shodff's
Sale. If the 1lI0rtg€\ge :\.13 l"oinatated pdor to the sale, reasQnable
attorney's fees will be oha~ged 1n accord€\noe with the red\\otion
provisJ.ons ~f Act 6, if app11oable,
o. Notice of: Intention to Foreclose under Aot 6 of 1974
. of the commonwe€\lth of: Penni3ylvan:\,a ia not: required aa the, original
pd.ncipal amoUnt exoeedfJ the sum of $60,000,00. 'l'he notice
spea1fi.ed by tho Homeowner' a Emergency Mortgage TlfJfJJ.stunce Program,
Aot 91. of: 1903, has bean sent as requi.nid on the date appearing on
the copy attachod hereto as blxhibit "A", and Defendant. (a) h€\ve
$69,604,43
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2,060,34
260,00
200,00
(32,03 ),
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lilllllll 'JIIII'l ~J Ii-M cl~l' QI!'7~/J\1'..Il.J in hhu l'ullr ut PIl"'.
~o"'~ nlln thp"~~nlno hUn~r"~ nlnatl'~11VU (199~1 '
PU'lfllli11f PUI1I1I1H HOH~~,'IIlP" II I'lInnQYlvnnin OQrporntlQlI" at.
Ol\t'l.l.pltt I P\llll\>qrinnr.l COllney, l'n'ln~l'lvnnll1, hllrdnllttar
. . (Qrnntar)
~nll P/Wr\l P. ClI\~UPII\I'l An!i1 IIMDllfliIlI, C111r.mul\r., hun~1I1n~ l\lIq
wl~nl c;>f. Ho\l'lI I. 11n , \l\Hnl1urll1l1cl" O"lln\'l' I I'Dllllftyivllnlll,
harD nllthr
(ornntaq")
~1'''~~~~~1I, thnt ill QOII~idorntiall.of.. Uixty-throDTnollonndl Willa
1I\l Il!lr 111\ nntl OO/100.--._--"""~"""n"_--.._._- (~fi~ I UOO, no) . n hllnr.l
p.ni!i1 I thl' ","ouipt: wherupf in horopy n"kl\"wl tl~Cjlael, t:hp ndel \lrnll\:.or
q""ll hn",nhy qrunt: Anel oanyay to chu Ruid grnntnun, thoir hnirn'~"d
nuoiCjlno, ' .
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IIJt' thut on~tAin broct of lAnq oitqn.~ In tha norau9h ae Hu~ul11u,
cumberlAnd county, VUlllluylvnnla, mora ~nlly ~nun~o~ nnd duooribAd,
nn tollt'lWIII '
nnGIIlUtHG ot A point un thu northnrn riqht of wny lino of
pnrao.nnqo atfuotl tllon~o along right at wny of, "nnhingeon nCrAAt,
thQn~e alan; oAid right of wny lina north ~~. dftgreau 00 m1nntan
Haot191,O teet to n point Oil tho nonthorn ri,ht ot woy lino of
n.nopena~ 1.4,6 foot ChnrohlllloYI thenoa nlon~"nnpenad Chut'oh
/lUoy HOrth 61 dl!lqrau 00 lninUlaP lIlnnt 40,0..hnt ho An j,rol\,plnl
thonae nlunq thn t\ivl!i11nq line patwaen 'otN'1l0Q, Rend 9 on UAid
tlHrvey Routh no cleqreeu 00 minlltonflnoll 1.91,0 faotl thenoo Along
the northern right of wey line at PnrQOnaqft SUfnot: Routh 64
dnqreoA 00 minutAe Nnot 40.0 taat to a paint, tho Plnoa Of'
nn~INNXWO, , .
URINO clB~iQnntod OR Lot No. P'on tho uUrvay of 'HUrl' m, Derriok and
furth~r boundod and ~ftaorib.d In aoonrdancn with a Qurvny prapara!i1
by ~U'i1~nB II, IIookanemI.t.hl. II,a, dAtnd M9uot a~, IP06.
'l'OQ~l~'Ifll'1\ wit:hllnd Pltbjlloh lib II U (oot wid. al:lQBmal\~ nlonQ' the
YOllllhllt'n bound~rloo of Lot. 7, U "nd 9 for InQ'foop,AU~Bnn And
rograpQ to and from naid loto And pur.ohu9u nbruuh pn ohuwn an the
IIlltaohod Plnn, ' ,
BllIllO tho nalnll promlQon wh.lah Dnvid Howard nnd ahirlA\' llO'rluJ;d,
huohand nnd wit., bV daad datad Havombnr ~O, 1004 nnd raoordad Ln
cumbprlllncl COllney !\nootdor of Dnode OfUoa in DBed BnoK I
~~\l. , gruntod and ennvA\,ed t.o Durham ""man I rne" arant.or
h"rllin.
UHDlR Qncl PlIbjuot to rnntriotionn of rac~rdl
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Und>>r the Aot, Y04 ilre antitlnd to 0 tomr~YA~>> otOY or rorooloP4pn on yOMP
1\\0rtc)oQl'I for thiL'ty (30) <Iovo f~ol" I:hn dnl:o of! thio No\:iolll p\lril1Q ~hl\~
til\\n YO\\ mllllt oc'c'onue <ln<1 nl:l:llnel 0 II foon-te-fooa" mootinu with II
roppuuontl\tiyo of thip landoF, or with 0 c1epiQnOtod nOnn~"or orodi~
Q04nunLinQ OgonoV, 'l'hn pllC'pClOO of thio mantJ,nl) io to IIt~amrt to Wq~'k oIl\: 1\
rllPllyll\Ont plon, or to,otl1UPwiQIl lIat\',l" Y04c' <lo1in'14>>noy, 'l'hlll mlultiml mllllt
oO~IIF in ~hlil l1uxt: l:hic'\:Y (30) c1nY>> ,
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If YOl1 IIttane\ II foco~to-fllca maotine) \~ith, thip lon<loc', DC' with. oon,nlmllP
OC'IlI\Lt 004nOolLnu o<Jonov I.elont if iod in thip not; icp, no f4c'till'lF I'FooQodin\!
in lI\oltgOgll fOFIlolon4ra mol' toko ploon fOI thirty (30) cloya IIftol tho dAtA
of I:hin lI1outine), Thll nama, ocl,il:1l00, ond tolepilol1ll n4mboF Of 04P
FoplooontntiyO illl
o,~, Onpitlll MOFtgllgU SOFyiCOII
6a5 MOFVyillo oontFa pFiyu
St, (,ollio, MO 631'11
\ IGOO) 317"<\322
1'ho namao und ucl<lFanuao of douiYnotacl oonOumOF croclit oOlln~ol~l1g I\Qancia~
aro shown on tho IIttl\ohacl >>haot, It iu only nOCOOUAFY to ochl'ldula one
fl\oa"to"faoo mooting,. You ohould odvioa thill londaF i~nodiAtaly of YOIIP
int,ol)t ion~,
YOUF mortgoQo io in clofnult boollUso Y04 hnva foiled to pny plomptly
inllbllllll10ntll Af pFincipal nnd interant, ao Foq4iFad fOF ot ll1Act sixty (60)
dava, 'I'ho total omount of tho doLinquoncv io $2,317,36, That: lIum includes
tho following, payments <luo OJ/Ol/90 thFough the firot of this month and
lata ol1l1rgoo,
Your 1I10Fbgag~' io OlBO in dafoult fOF tho following FOIISOnl
1I04FII 04t/Ollt in SOlAFY.
If Y04 hovo tried nnd aro unl\bla to,Fooolva thio PFoblom at or aftol 04P
faoa~to~faoo moetinu. YO\I haya tha c'igl1t to IIpplV for fil)l\ncinl nuoio,~anoo
f"Qm tho lIomoownaro' EmoFganoy I,\oc'tgago Moiatonoo F(lnd, In oldOI to dc
thlo, YOII mllot fill 04t, (Jign and fUu 0 oomplatoc\ lIoll1oownoro' IlmoL'gonoy
Aooiotl\nco Applicatlon with ona of tho designatsd oonnUll\or cradit
counooling agonoillll LLntod on tho abtnchmont, An opplLcationfol
aOllilltl\noa may only bu obtainod from /I ConOllll10F o'ladib cc\tnllollng ag'lI)cy.
Tho c'011041110C' orad it counoeLLng agonoy will nnuillt you' in fillln\!, out your.
appliontion and wUl. oubmit youc' oomplotacl npplLcation tc bho Pel1n>>ylynl11a Ir'
\lo\loJ.l1g Financo Agency, YOUI npplLcotion mllot 11Il filacl or postmapked,
~ibhJ.n thirty (30) dOVII of YOllr fnoe-bo-fnca maating,
,
It ie axtremety impoFtAnt thot VOIl fila YOUF application promptly" If you
do flot do no, or if yoo ,clo not: follo\~ othor timo poL'iodo set fClrth in this
lettel, foreolonuc'a may [ll'ocaod agninot YO\lL' home immadiataly,
rf/IJ
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to mql\p q 'l\loJ.o~OI1 nf~a~ Lt ~'DOQLvQll Y<HIP;'"f1I'(' .LentL"I),' 1)'u~'LI1'J th!!~
n<lcu.eiol1q~ l:Lml1, nO elprUCllOo\I~'O I'rOllClll1linl]o 11111 Illl 1'\I~'nllfl(1 nrJninn~ 1'011 ~~
1'0\\ hllVIl mile ChI'! 1:J.mCl ~~clllJ.~olnllnt:nllne eo~.th "l'OVp, 1'011 witl l:>p nocif1.IlQ
(1J.~'lloCly ill' cho /lCJll110Y of ll:u (lllOJ.llJ.OI1,.On ,/oIIL' Ill'l'liantJ.qnl
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,'(j/lO ',\'l",'(I)'JjJ ,'1"JIII"- SI/lI'1 I hili
UnclPL' t:he lIot, ,OLl (H'P ant it 111'1 to II toiWr8Ii1YI""d\!'tW' 6'f'I.[l6\'iIi'o.lopLlPl on YOI'~'
mortgpg\1 for tllLfty (30) r.li\Yu fL'onl tho dAta tlf thio t1otioo, 'P\1L'il1g thAt
timp 1'011 m\1nt ilL'L'nngfl And \\ttoncl \\ '!f~oo-to-fAOo" mlll1til1CJwith ~
rpp~l'lnPntnti'le Of tl1in lon'leL', QL' \~ith II donLgnl]to'l oonnlli1\l'lr ClL'aclit
oO\1nneling Agonoy, 'l'ho p\1L'pOUo or I:hip 11I'~Ptiq(J iu to ilctpmpt to wo~1t Ollc I]
rapAympnt plAn, or to otherwLne pettie YO\1r delinq\1anClY, 'hia maeting mUnC
0004r in thp naNt thirty (3D) clAya,
If YO\1 Abtan'l A fAoll-to"ri\oe meatil1'J Wit:\l t:hLs lendar, OL' with n OonO\1i1\a~
qr"dit oOLlnPeling .gano\, identifiad in tl1in qotioa, no f\1rthpr prooopcling
in mortgl]ge foreoloo\1ra'muy tillte 1'1.01' for thirty (30) dftypAft~r tha daco
of thin mp\1ting, Tha nAnle, ,,<\eIL'anp, An'l taluphona qumper of 04r
rapr"aentAtiYu iu,'
a,~, o.pitl\l 'kortgAgu Beryio"o
6a6 Milryyilla oantro O~iye,
St. LO\1in, MO 63141
1 (800) 317-"3~2
Tha nnmaa Ilnd aqci~eapap of deaigni\talj OOnp\1ma~ ora'lit cO\1napling i\gancian
i\rO ohown on tl1" nttnch'o'l ohaot, It: in only naoanoi\L'y \:0 aoha,ILlla 01'10
fAoa~l:o"rnca meating, 1'011 UhOlllcl nClyioo thin 11l11deL' il1\inadintaly of YO\1r
incnntiona,
'iOlIL' i1\OL'tgl\ge io. in r.lafnlllt l;eCa\IOIl you'hnYIl failotl tl' pay PL'oi1\ptly
lnati\llmantn of prinoipal and intereot, An raq\1irecl for nt laaat aiNty (60)
,qayo, The totAL AmoLlnt of the delinqllenoy La $2,317,36, That a\1m inoludlla
the fOliowing, paymento d\1e 03/01/98 thro\1gh tha firat of thLo month and
lnt:e ohnL'geo,
"
1'0\1r mortgage io alao indefi\\11t for the fallowing reaaonl
!IouL'a Ollt/aut in ~alnL'y,
If YOII haYa tried i\nd'~.e lInaple to ,reaolye chi a proplam at or afber our
faoe"to-fi\oe meeting, you haye the right to apply for fLnancii\l aaniabi\noe
fL'Om tha 110meowneL'0' Emargenoy MortgAge 1I00ieti\noe FlIn'll In ordar to clo
thia, YOll mllat fill ollt, aign an'l fila n oompleted 110maoWneL'a' Iiime1'genoy
IInaiatanoe IIpplioation with one of the deaignnted conaumer oradlt
oounneling agenoiao lioted on the attaohment, IIn applioation for
naaiatanoe mny only ba optninad from n cona\1mar oredit oO\1naallng agapoy,
Theoono\1mar oredit ob\1haeiing ngeno~ will naoiat YO\1 lnfilltng Ollt your
application and will aubmit your oompleted applioation to the ~ennaylvania
!Iouaing FLnanoa /lganoy, 1'0\1L' application muat ba f11ed 01' poatmarl\IlQ,
wlthin thirty (30) dayoof YOllr fnoe-to-faoe meeting,
It In ext~amaly importi\nt that YO\1 file YOllr applioi\tion promptly,
do not do"ao, or if you do nol: follow other Hme perioda oet foeth
letter, fOL'ecloOllL'e ml\Y pL'OOee\\ nCjainat YOll~ home immediately,
If yotl
in thio
lIya11able f\1ndo for emeL'genoy mOL'tgl\ga aanistanoe aL'e yaL'y' limited, They
Will be ctiabllraed by the Agency undartha Sligibillty oriteria eati\bliahad
by the /10'1', '
It 10 extrai1\ely important that YO\1r applloation ia aOOUri\te and complete in
eYllry raapact. The Pannnylvanin Houaing Financn IIganoy han nixty (60lctaya
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to I1\AKIl II qlloilliOI\ !1~~fJI' it 1'",oQiyea YO\i\~,~I'p:t'~alil!.tol1'I/()'I\t<:fiilJ t:hA~
Aclclit:ionAl t:imel no forQoloQ4Ve pvooooclinlJa Will bo P4FQ40d IIlJl\inQt Y~4 if
yotl hAY!'l mal: t:11I' \:il~1l l'oclQiromlll1t:Q art fovt:\) AllOYIl, ~"Q wql 1>1l npt:lfia\\
~ir!'lOt:ly bY tho Aqpnoy,of itQ dnaiAlon 011 Y04r ApplicAtion,
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COU1~T 0\" COMMON Pr.,ElAS
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y,
CIVI!l PIVI~,ION
Cnmbel:lnncl COUN'I'Y
Dqyid p, Gregoire
13l\r):lara 1\, G1'egoire'
9~ Par~onage Street
Newyille, I?II 17241
NO, qrg,. :3fl()0' G(u.oTi'(rn
Def:endF\nt (p)
COMPj.,AJ.m' IN MOR'l'G1\GIi1 D'OH.IQCl,OSURIi1
~OU HAVEl Blilli1N sump HI coun'l', I t: you wish to defend c\gainst tho
alnim~ ~et .forth in the t:ollow.J.ng pagep I you mnr.>t tcll~EJ. nation
within twenty (20) claya At:ter t:hip OQmplaintand Notiae nro ~oryed,
by enter.i.ng a written appenranco pereonally or by atto1'ney F\nc1
HUng in writing with the Court your det:onflOI3 or pbjoationp to the
al<l~na aet forth Againat you, You <Ire wanled thF\t if you fAil to
do 130 the' aa~o m<\Y proaeed without you <\nc1 A judgment: may be
entered ag<linpt you by the Court: w:\,thout further nodae 'f,orany
money claimed in tho Complcdnt Oi; for Any ol:hel: alAim or 1:I'lHef:
requel:lt:ed by' the I?lnint.tr. f: , You may lOfJe money or property 01'
other l:ight:a import:ant: to you, "
YOU snOULOTAl(1il TUIS I?AI?ElR TO YOUn LAwYIiln M! ONdJil, :tF YOU 00 NO'.V
l1AVElA LAwYJilR OR CANNO'.V AFFORO QNIil, GO TO OR TIilr.,mI?HONIil THm OFF:rOIil
SmT D'OR'.VlI nmT.OW 'ro FINO OUT WlImnm YOU CAN GmT LIilOl\l! HIilLI?
l.,I\WYlil!{S nlilFlUnlU\T. SmIWrclU
Court Tlc1nd.nil3trAtor
cumberlnnd county Courthot\l3e
1 Court:houF.l€1 SqUal:e
Cnrli01B, I?I\ 17013-3307
717-240-6200
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1, Plaintiff is the Corporntion ~esignntod ns Plloh in the
oaption on a preoa~ing paga, If P1Qint~ff is an assignee then it
~.p PlIO)) "by vil:l:lle of thu f;ollowing raoorrlud rwrd.gnments,
nssignor, Norwest Mortgage Ino,
A. ssig.nmo.nts of Reoo.rd tal OI.Q Cnpital MO. rtgnge Servioes, In91
l~eoorcj.ing Of\\:el 2/29(96 'BOOK' 51.01 l'nge, 711
21 Defenaant(p) is the individual doaignntod aa such in the
oaption on a preoeding Page, whoso ~ast Known nddrops ip au pet
f.qrth in 1:\10 oapt:ion, rind unlapp elepignrit:od othl'll:wiae, 1.13 the renl
!"1i\0ym~r(fl) ancl mort:gagor(s) 'of l:hepl"em1flefl belng fOl'eoloseel,,,',p':,,,,,,,,,
,. /....
,
3, On 0); Elbot\t the clate Elppaari.ng on the Mortg<lge
hereinaftel' rlOl'lOdpod, <It the ilwtnnce and req\1ef.jt of DBfend,mt: (13) ,
Plaintiff (at.' its prodeCeSI3Ql', here.inElt:tar oalled Plq:lI1tiff) lOElned
to t:he Pefendnnt (13) the, l3t\m Elppo<\dng on l3aie1 MortgElge, which.
,
Mortg<\ge was exeot\ted nnd delivered to I?laintiff al3 seourlty for
the :lndebtednol3l3, Said Mortgage il3 incorpor.Eltoe1 herein ))y
reference in accordanoo with I?<\,R,C,P, 1019 (g),
'l'ha informEltion rog,q:eUng the MortgElgo being foreclosed is all
follows,
MORTGAGED I?REMISES! 93 Parsonage Streot
MONICI 1?1II/IT\' (TO\'/NSHI I? (BOROUGH, OOl:ough of Nowvi.;!.le
COUNTY, CumburlElnd
DATEl EXECUTED! 3/30/95 ,
PATEl RECORDED! 3(31/95. BOOI~, 1257 PTlGE, 07
'l'he legal deflcdption of. the mortgagee1 pl:emili\os is ElttachBd hereto
, ,
and made part hereof, , ,
11 , said MortgElge i.s in defElult beoElUBa th\'l l:equirad payments
. , .
,have not beon made as set for.th below, and by its ta~ms, upon
breach, anel fElilure to cure saiel breach after notice, all aUma
uecured by aaid Mortgage, together with other chargea authorized by
aaJ.d Mortg<lge itemhed below, shall be immodi<ltely dUB,
5, After demand, the Defendant (13) continuea to fall or
,
refUaes to comply with the terms of tho Note as followa!
: (a) by failing or rofusi.ng to pay the installmonts o~
Ii
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,
prinClipf.ll. i1n(~ ~.ntoref.l\: whon que in the <\1l10\\ll\:fl ~nqic.l\:aq
be10Wi
(lJ) by 1;,d.Una 01:. rur.uoinH \:0 PE\y ol:hm: ahl11:gap, H any,
incjioAtecj below,
6, 'l'h8 r.ollowina 1111\0\111\;13 Are clue on tho flEd.t"! MOl:tgE1He np pf
fJ'IHlO ;l2, 1998 I
',.
"
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Principal of debt due And unpAid
Intere~t at 10,00% .
frclI\ 1/1790 to 6/22/90. J
(tile por diell\ .il1terefl~ Ejccruing. on,
tlio da~t io ~16,60 AnC thqt: flum
snou~d e addecl oaoh clay E\ftel:
6(;1.2(90
'l'i I: Ie RepOl:t"
Court Costs (E\PtioipE\tod, oxcludina
Sheriff's ~ale oosts)
~sorpw Overdrqft/(Uillancel
('l'lle monthly esorow on ~hif3 accol\nl:
ie $120\18 E\nd thaI: sum Sl10Uld
be addea on t~e 7firf3t of each
month after 6(22 90)
r,a to Chal"ges
(\llont:hlY late charge of &26,63
slOUld be qdded on thi flftoenth of
eaoh month after 6/22 90)
Attorneys Vees (antiaipatod and aotual
to 6% of prinoipal) .
'711,02
$69,604,43
, ',' J. 1;"'" ,,',I ~:'"
C ,'-, ~ I ,:j ',,' I ':l ~ I ,I . ,..
. '2 I 068 ',34 '
250,00
280,00
(32,03)
2,934,22
TOTA~ $66,696,78
7, ~~e attornoy's feo set: forth above are in conformity
with the mortgage dOClllllents and I?ennsylvania lC\w, nnd will be
collected in the event of a third partypurchE\sar at Sheriff's
Bale, If the mortg~~e is roinatated prior ,to the aale, reE\sonable
attorney'lJ fees wHl be chargod in accordance wi th the reclt\ct.ton
provisions of Tlct 6, if applicable,
0, Notice of Intontion to Foreclose under Act 6 of 1974
of the Commonwealth of Pennsylvania ianot reqult"ec1 as the original
pl'lnaipal amount exceeds the sum of ~150,OOO,OO, The notioe
speoif ied by the Homoowner' u ~llnergency MOl:tgage TlssistnnceProgram"
1Ia\: 91 of 1903, hus been ~ent as requ.i.red on the date appearing on
the oopy attached hereto us mxh.i.bil: "TI", and Defendant (13) have
___ _.....,.. .1
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fru~1 Shurl'Y Suoy
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hllll~f.rt nlnu~r-elvu (~?9P)
Pa:ll'I'Il~1f "
PUR~^H 1I0"~~, Ilia" 1\ rnnnuY~Ynnln qorpprn.iori, of
Oarl1ni./ PII~burlnnd COllnty, I'nnn~y\vnn~A, hnre~nn~tor
.' (Ol;'lIn.IOI:' I.
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o/WIP p, QIl\llQOI1Ul "ncl Ill\RollltJI, 1\, alll:nPII\IiJ/ l\llnnAnel <lnq
Wifn1 of lIowvlUo, pumPllrlnntl OO\lnty, I'Qnnoylvl\ninl
hnrn nAftu!;' .
lInll
(ClrnntOQu)
IflIIfN~~m~II, thnt1n Qon&ido~n~ion, of Ulxty-thrno ~hounAndl Hino
lIundrQq nnel OO/1oo----------...---.-.-------(~fi3,9nO,OO) n hAnd
flol~, tho rnquipt Wh.root in hnrnpy ooknowloQ9nQ, tho pdel '1.untof
elnnu hurnny grnnt nnd convoy to thu puid grnntuU", thuil;' hlliro nnd
lIo01\1no,
IILL ~hnt oortnin troot Of lAnd nitq"~u in tho norollqh of He~viliu,
cumpol:lIlnd CO\1r1l:y, Peuu'ylyonh, mora f\IUy 'I>oundu!l ~nd dODO~ipo;d
110 follow" I ' '
d'
O~GJ~HIHQ ut A point on hhu nprthnrn riqh~ at WAY 1lno' of
'Aruonuqo 8~rAal:1 thanco Alon9 right of WAY Of,wonhlng,on ~tl:ooCI
chunco Along ollid right of WAY line North a~ daQreDH ,0 miulltno
Wool: 191,0 feel: to upuint on tho DO\1thnrn riqht: of WAY 11no of
\1nUpUnO~ lO,e fqal: Ohuroh ftlloYI thenos olong "noponort ~huroh
ALloy North ~~ dogl:DeH 00 minlltoD ~lInl: 40,0 fnst to qn iron plnl
thonol!l oll'n\! t.hn dJ.v,tdinlJ .uno putween Ll'tU' ~OH I Q and 9 on Hnid
""rvAY South 20 ~nql:eOH 00 minuenD mADl: L9L,O fUDtl thDnon ALong
tho no. rthurn right.o! wey I1no of PAraonnll" Stroot souch 64
clogrnoA 00 minutnA W'Dt 40,0 fnol: to a polnt, tho'IDoo of
D~GINHXNa, , '
DRING dodiqnAtad AU Lot No, 9 on tho Pllryoi o. ""ry m, DlIrriak and
~url:h"r boundod nnd clOOQl;'ibud In aooordnnOA with. A "Urvuy propnrnd
b:i Illlllnno II, lIook."nulnit'h/ \l,S, ctAtAct A\l9\\ilt ai, lU06, '
'rQQ~'I'''~1l with Ilnd p\\bjuoll to a'l!1 foot wide elloo",,,,,t donq IIh"
80\\1:11'>1:1\ boundllrieo of Loto 7" U I'\ntl g for Inl}rAuP, "9rUR" ontl
rogl;'eou to And from oAld lotu Anel paruonugu Struub on ohown on the '
IlhtQchod Plnn,
n~INa tho Dame pro",iQoo whioh P/lvid lIoWArd and shirloy lIoword,
hunbAnd Ilnd Wif~, by ~oetl ellll:od Nove.bllt 301 lPP4 And reoorded Ln
C\\mbflrlond CO\\nty I\lloordnr of Oaodo aUioe n"Paad BIlOk ,
P~ge , l}rlll\bod and oonvnynd to Durhnm IIpmll/l, Inc" QrllntuF
heroin.. '
UNP~n /Ind lubjeo!: to renttiot:iono oft record,
.
(It 11/1/I/t/l/
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(If 1;"/'/1.1/ M~IIYI'Y~ SWV(~V" /1111.
, l ,11111'/ 'II 11'[ r: I," 1)1 '.'0");1'/1' 1,'.l//JiJ/,J111I1J
.:'/JOiJ \ ~'I'\IIIIII/J SOli/II. SWill 1.1'01)
110 11III.1I0.?/I, !1111/1I1)11. 1\.t'lJ-ll'QlJ~l' .
UI1,Ipl: thu /lot, yall ,"'u ontitl04 to II tOI\\p9,fN;y,Ut,w or LOtpO oUIlt:!l an yallt:
mPt'tqAgo fOL' l:hJ.r\:y (30) 'tAyn EL'Om thu 'I'lto of I:hio NaHoll, IJIlL'in'l l:hAI:
timll yOIl I\\IHlt i\rrI1l1g\l Ancl A\:toncl II "fi\oo-to-fAOIl" Inllllting with A
ropt:lloqntAtivo of thio lonclpr,'or with A dooignAtoq 00n041\\0r ot:pdit
oOllnoo~J.l1cJ AQUnoy, Tho pllrpooo of thJ.o moo\:il1<) io 1:0 A\:toII\IJt to wp,'I\ PilI: A
ropAYi11ul1t 1'11\11, aL' to otlwrwioo oottlo yallL' cloJ.J.I1ClII0110Y, ~'h~o I\\!lot~n'l mllPI:
oOPIlt: in tho I1IlKt thirty (30) dlYo,
If YOI\ A\:tol1cI A fAoo-to-fnoo mooqnq wit:h tllio 101140" OL' with A OOnl1\lm!l~'
orol\it 00llnoo1J.ng Igol1oy idol1tifioQ il1 thio notlcp, no fl\rthPr prooo~dinq
in martqAqo forooloollro mlY tAkll plAoo for thirty (30) dAYO Aftor tho l\AI:~
of thJ.Il mootJ.l1q. Tho nRI\~l nl\clrouo, Anl\ tolophono n\lmbur of O\lr
roprooontAtivo 1.01
P.E. DApital Mortguge serviceu
62" HAryvillo Oontro Driva
St, LOllia, MO 63141
1 (000) 317-,\322
Tlla nAmOO Al1cl AclcIL'oollao' of cloo ignAtecl eOl1ollmOL' oroc1it" COli 11110 ling aglll10illll
aro ahoWI1 on tho Ittlehacl aheat, It io only noeoollary to oohodllla ana
faoa~fo~faeo meeting, You ahould .dvLea uhJ.II londar innodintoly of your
intol1t iona,
, .
Yol\r mortgago 1.0 in clofault baeau~a YOIl have failBl\ to PAY promptly
inatAllmontB of prinoipnl dnd intereot, ao reqllirac1 far aU, lllnot 'oixUy (60)
c1ayo, The totnl amount of the clalinqllol1cy in $2,317,36, That: ~"n J.noLllclo~
tho following, paymanto due 03/01/90 throllg~,tha firot of thin month nnd
"
lAta ohargoo.
YOllr mortgage io alno il1 de~al\lt for tho following rOAnol1l.
Ifoll~'a Ollt/Otlt in ~llIL'y,
If '101\ have tried and are unAbla to'taaolve thia problem at or dftar ollr
faoo-to-faoo moeting, you hAve tho right to apply for finanoiAl, AaoiatAnoa
from the Homeawnaro' EmaL'gonOY HOl:t.qago /looiotance Filncl. In oL'clar bO <\0
thJ.o, yOIl mtlat fill out, aign and eLle a oampleted Homeowners' Emergenoy
llaeiat:Anoa /lpp1J.oAtion wJ.th one of. the deoJ.gnated ool\Ollmet: OL'odit
cC1\lnBalil1g agenoiQB 1L0tad on tha att;aohloont, /In npl'lLoatioll for
aaQia,tanpe mllY only bo obtAinod from a conoume~' oredit eO\lnaeJ.ing Agonpy.
Tho oOl1a\lMer orodJ.t oounoeling age nay will aoaiat you in filling ollt'yollr
APp1J.ontJ.on and will oubmit 'lOUt' oompletoc\ application to tha l'Bnl1Bylvnnia
1I01laJ.ng ,FinAl1Cle /\ganoy, 'louL'app1J.ontion mllot },e fLlod or p()BtmaL'!led,
Within thirty (30J day a qf YOllr faoe-to-faoe maeting,
,
It io extramely. ilnportAnt that YOll filDyollr applLoation pL'ompl:1YI
do not do 00, ot: if you do not follo\~ other, time peL'lode aet foruh
latuer, fOL'aoloollro may proooed aga Lnat YOllt' home il1Unedintely,
If y(IU
in \:h1.a
/lvnilable fllndll fOL' nmerganoy mOL't:gaga aeal.atanoli ara very limited. They
will ba diobllroad by the /lganoy Ilnder,tha ~lJ.gLbility oriteria eetabliahed
by the I\OT,
It is ,~)(tremsly impo'rtant that YOllr appllolltJ.on io aoourata anl\ Ilomplllqe in
eVal.'Y reepeot, Tha pennoylvanin 1I0uei.,g l'inA'100 /lgel\oy l\l\e oixty (60) daya
(t1!IJ
II'
II': (,','I/'illl/
- _~"'M_~_._~, _u_~.. -. '.~-..~ ." --.-.-.--"_ ..._.__....... __.. ;_... _...____._.. .. ,__. n...____.... ,.o<.__.~_ ...~~.. --'.""-~__~~'_n__._~_~__
II~' (1",l/Ii'/ 1'w1VilUV l'wvlvv" I/lV,
.1 '/lIlt (I/Iir 1"I/!II.II,',/i!f/IJ./fl'l r.',il/JI/t.lIl11/!
2i}(Ji} ,!\"HfllJ1JI) ,l'I)11111 .IIJlII) lit)()
- PI) -II} P(/'J}I: '11~'l'I;}ii fr ""I}i"l~'l'
~'l,p I'Ql1l1llylYIlI1~1I 1I0\lllil1'1 ~'J.110110u, 11'111111''1; :l'ii),M,\~U4' I\~' ~l'u . to~~h f~'ol1~
Sla'opt:, \'Oll~ eCHoo floX oo~U, IIOln'lulHIL"], l'IlIHHlylY.l11LO 17106, 'l'olpphf.lI1P
tlo, (7P) 700.,.3000 Ot' 1-000.,.3.\2-2J97 (l:oU ft'oa l1\1mIlJH'), parual1l1 wil;h
lmp4irud hporing OAn anl1 1-000-J~?-2J97.
111 1I~~il;ion, '10\1 mllY r~aalyo Ul10Uhar 110Claa from ~hill lQndur nndur 1101; a of
19'('1, Thl\u 110Uioa in oolloll /1 "tloHaa of II1Cllnblol1 Co FOt'ooloIlQ." \'011 ,m\llll;
rll/ld boC~ noUiaoll, p~l1al1 Cho'l boCh 0"1'11\111 rlghcll Uhl\~ '10\1 now hllya Ul1dor
1'0nnllY lYill1111 tl\l'!, 1I0woyat', 1 f '1"\l 'Jhoopo 1:0 aXfH'o 1.1111 'loIn' L'iglll;lI ctl1lHlrLllllc\
In thlll nOblon, 'lOll o'\nnor. fot'oolollod Upol1 wlIl.la 'lOll nL'a L'aoplyin'.1 ChA~
111111 lilt 1\1101'1 ,
SinooL'aly/
1~~J'\106
ShAr'?n ViL'gil,l (000) J 17-'13~2 , GaUaoHol1 papAL'UnionC
The folloWing dllloloo\lro ill raq\llrad by Appliol\bla fodaral I\nd aCAca lAW
fOL' OOL'bain 10AI10 I:hl\~ \~a aaL'I/J.ool Thla OOmnillniol\Cion ill fL'Om A dab~
~ollootor I\nct io An abb.mpU ~o 0011aoD 1\ dab~1 Any informl\Cion obCl\il1ad
will bu 1I0ect for ChIC plIrponQ,
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_._______...______.__.__._._._..___~." ...___.. _...__._..__...____._____...~._.__. ___0.. ._.____.._... .._________ ...__.____.._____~
DIJPPf./lI)I'/l91_-,,0IlOllJ6
{/f 0",'1/111 MO"VIIVo SWVIOol, /11(1,
.lllllt' 'II (if L!/lI~ll.',I'JIr':,I:W /" '1',WIIIIi"
.'I;lliJ',W;tlljllll'j'J-,'.'It,.';;,li"IJOIJ
110 l!ill .liH)}J~, II'M'I!}!l, U ,'1.'1/ il/I~
t\C'l' 911 tlO'11ia~;JJ''''J.:1
'r/lKEl 1I01'IOtl '1'0 SIIVr. '(OUI\ /10/1[:) l'no~1 rOI\ElOl,OSUI\I~
Thll cOlWnOnWIlAlth of 1'1lnnnylvAniil' n 1I011\llOWl1eCn I El1\llClJllOOY HOftlJillJe
I\QnintllnoO I'COCjL'1l111 I1\AY 1'1> nl,ie to hall' 'lOll, l\on<1 thu folloW in'} noqOi> to
fin<1 OllC how thu pL'OCjL'Am WOL'kn,
I C you nolld mOL'1l InfoL'lI\nl:lon, ",111 tho I'onnnylvnnia lIollalnlJ r'lnllnpll
IIlJnnoy ilcl-800-342-2397,
LII Ilotiflol.\tlon on 1l<ljunto IlII de ulIlllil I.l1\p"L'taI101'l, Pill/a Ilfootll all
declloho II Oontinllilc vl.vlnl1do en all Cllan, ai no oOl1\pClll1dll 01 oontol11do di>
oatil noclflollolon obtongil IInll trndlloolon l~nodlatlll1\onto llill1\0l1<10 oatn
1190110111 (l'011I1nylVIl11111 1l0llnll1g Flnano" I\r}OnoY) aln ollL'gon III nllmOCO
monolonlldo qcdbll, Plludlln oat: ologlble pat:1l lln pClllltlll1\o pOI~ el pcoCjL'll101l
llAmlldo "llomeowneL'a' EmOL'lJllncy Hactgllgu IIUlllotllnce PL'ogrna'" al 011111 pllOllo
ualVar UII OilUa do III pecdida del daceoho a t:edlmit: au hipotPoa,
IIC'I' 91 tlO'rICE
Hll'Ol\,Tlltl~' I t/OTICil OF 1I0HEONt/EI\~'
EI'lEl\GEtlC~ HowrGIIGEl /\SS ISTlltlCEl pIIOQl\M\
PLEII~il l\EIID TIIIS t/OnCE,
yoU MIIY BE ELIGIBLEl rOI\ FIt/Ilt/CIIIL
IISSISTIlt/CE WIIICIl CIIN S/lVlil yOUII 1l0/lr. Fl\OH
FOl\ECr.o~UIUU liNn IIELP '{ou HIIKEl FUTUilE1 MOf\TQIIQm pIIY/lEIlTS
/lay 20, 1990
l\EI
Q, E, clIl'n'III, MOl\TOlloE
Propecty i\ddreoal 93
Loan # 16434185
"
SERVICES, IlIa,.
PIIRSCNIIQE S'I', IlEWVILLE I'll 17241
1'01 I3I1I\BIII\1I II Qf\EOOIl\El
9 3 PIIIISO~1I0El 81'
t/EWVILLEl, I'll 17241
FIIOHI Q, m, Capital HOL'tgage SOL'V ioen
'{au may be eligible fat: finanoial aeeletanoe thllt Will pt:event foreoloQure
on YOUL' mortgage if you oomply with the pcovinlone of the 1I0meownera I
Emet:gency HOL'tgage IInnietllnce 1I0t of 1903 (tho "ACT"), YOll may be eligible
for emergonoy tempocary aoeintllnoe If 'Iou default hae been aauaed by
olcouffiatAnaee beyond YOllt: oontcol, you have a ~enaonable pt:oapeot of
cenuming YOIlt: moctgage paymontn, and If 'Iou moet othot:oligibl.lity
L'equil'emente eetabliahed by the Penneylvania lIollelng Finanoe /\gellay,
pleaee celld all of thie ~otloe, It cootaine IIn ~xpiilnlltion of 'lour righta,
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. .
(/f (1,,/,",,/ ^,",'QIIUII SiltY/II ",. /1""
'\'.'1'1 'II tif /,'wl!.r/,vl(},I/IJ,jfJL' 1.\1'IJr!f,111fl1t
/IJI.IO WI'li/OIl/! S,llllh, ';lll/U IJ'VO
U[1~OL' tho /lot, '1011 .U'o o,\ciClo~ to .1 tlJ~lb91~'ili'PJ~'~Y"blf'l:tl6liii'ill0U\ll'0 On ymll'
mOrC')ngP for thircy (30) dnYII fL'Om tho 'ci.ed"lie thio Notioo, Plldl1g thilt
tin,a '1011 mlluc nt.t'ungo IIn(1 IIctan~ 1\ "fnop"Co"fIlOO" lIIo\ll:il1g wHh n
raprarl!1I1I:l\t:i'la of thia 1011~ot', aL' \~ith n ~"1II ilJnl\tP(I oonallmol' orp~it:
oounaa1ing ulJunoy, The pllrpoaa of thio mootinlJ ia to I\ttompt to wor~ ollt II
l'aplIY11\l'lnt pll\nt Ot' to othl'lt'\~inl'l auttta YOllr ~elLnqllonoy, Thin muo\:ing IIIlIat
OOOllr in the noxa ~hirty (30) ~.ya,
If 'loll nctenct ,l fIlOU"to"fl\cO mentin') witli tilia 10n~art or wHh A OonU\llIIor
qro~it oounuo1in9 IIgonoy i~entifie~ in thio notLce, no further proono~ing
in morcgogn fornoloQllro mAy tnko plnoo for thirty (30) dnyo nftor tlio ~nto
of thio melltine), 1'he namUt addt'eaa, an(1 tu1uphona 11\llnl'or of our
ropreaontnti'lu ial
,0,8, CApitnl Mortgngu survioua
625 Mllryvillo Contra Privo
St, Louio, MO &3141
1 (000) 317"!\322
Thn nomeo and ad~rooooo of ~nnignatod oonOllmor cre~it cOllnnuling Agonoieo
nro ahown on tho ntt,lohod ahl~llt:, It: ill onLy neqeoo,lry t:o ache~ull3 ana
fACo"to"face muoting, '1011 ollou1<\ ,a(Ivioe thia len~er inllna(lLlltely of your
1nto[1t:iono,
'1oUl' mortgAgo La in default I;eoallae you hl\vfl fl\iled to pay pt'omptly
inot'lllmonta of prinoipal anel lntol:eoc, nn L'e'lllit'e~ fo~' at LoaaC a1xt:y (60)
dayu, Tho tocal IImount: of thfl dfl1in'luonoy La $2,317,36, That num inoludea
the following I [laymenta due 03/01/90 tht'ougll \:h" fil'at of t:h1d 'month llnel
latfl ohl\rgao,
'lour 1II0rtgagfl ia aloo ln defatllt: for thfl follOWing rel\oon!
,I~ura cut/out in 8alarYI
If you hRve trifid and nre unablu to raoolvfl thia problem at or after our
taDe-t:o-faoe m~flt:ing, ybu havn the right: t:o IIpply for financial aooiflbanoQ
f~'om tha 1I0meownero' 8mergency Mortgl\ge /loaiRtano13 Fun~, In or~er to ~o
t:hio, you ml10t f 111 out: t 0 i\1n IInd file a oompLet:e~ 1I0meo~lI1era I Elmerganoy
/loaiat:anca /lpplicl\tion with one bf t:hfl ~eoignllted conaumflr ore~ib
counllellng AgenoiufI llat:fld 0[1 t:he att:aohment, /In app11oat:1on. for
aoaiatance may only be obcaine~ from a oonnumar ore~ib oounoeling agenoy,
The 'oonallmer cred1t: counaeling agenoy will lIao1at you in fi~ling out: your
applioatlon and will nubmit your oompleted appl1oat:ion t:o t:hl3 Pennoylvanla
Houoing FinAnoe /\genoy, '1011L' app11oation muot be filed Dr poal:mllrlte~,.
w1t:hin th1rt:y (30) dnya of 'lour faoe-t:o-faofl maeting,
It ie extrflmely import:ant that you fila your application prompt:~YI
do not: ~o, 00, Ol' 1f 'IOU ~o not: fallow ot:hflr time pBrio~1l Oflt: fort:h
letter, fot'oolooure may proceeel againnt your home 1mmediatelY,
/lva~lable fundo for flmergen"y mort:gngfl assiotancfl lire very limit:e<ll ThflY
will be ~loburned by the /lgflnoy linder t:hfl fl1iglbility cr1teria eotnbliahflct
by the /101',
If YOII
in. t;hh
It: ia
flvery
, "
axtrflme1y 1mportant: t:hnt: your appl1cat:1on ia aoournte and complata in
reapeot. The, Pannay lvania Houaing Financo /lgflnoy haa ailit:y (60) claya
,
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)l.JLR-LjLUL.AJ-; ~ 0 l>l
M<\l,l~ \J, ~1clrpnl 10/:lC}Id.rol haropv 1:1\:a\:013 thl1t \\0 ifJ the i.\ttornoy
for tl~ V~ain\:~ff, i.\ aorporation "n~08/:1 doai~mated otharwipe, that
h~ is i.\u\:h6ri~ed (;0 tako thip vorification and doap ao beaaupe of
the e~igenciep regnrding thia mnttor, and boaauae plaintiff must
variEy much of the informntion through ngent/:i, i.\nd becauue ho haa
peraenal knoW~odge of /:Iomo of l:he facta avarred in tho foregoing
p~encUng I. 'Jm~~J~.hal: l:ho l3t;atemontfJ maclo"in".t\),e" fi~rego:l.ng pleading
are l:rqe and aorreal: to. the boat of h:l.u lmowledgO, infor\nnt:ion clOd
~eliee and the aouraeof his information ia public roaorda and
roport;/:I of 1?1aintiff'a agents, The .Wldoraigned underl3tand& l:hat
thil3 l3l:atement heroin ia made I3llbjeat to the penalties of 10'
Pa, C, S, 'l3ea\:ion 1190.1 relating to unsworn falaH ical:iOI1 to
authorities,
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Mclrlt J, Udron, mSQUIRlil
M~~l< J, UDRlilN & ,]\SSOCITlTlilS
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Wo I!ortl!ly Conlly The 1
Wllllln To 130 A Tnlo And ,I'
COIToo! Cupy Of Tho Orlalnul I'
Wllrl~ 11, IJAron, \i1SQUIREl 1I'1'TO~NbW l'O~ prJ1\IN'l'Ili'F'
~~~Y I,P, NOI 0430~
~RK 11, UOR\i1N & ~SSOOI~TmS
104\> NOn'.Vll !(ul'Qs IlIGHW~Y
SUI~El !lOQ
OIl\i1nnY IlI~~, N\i1W ~ElnSElY 08034
(6011) 482-6900
GEl Cap,ital Mortgage l3erVic. efl, . Ine, COllR'I' 01' COMMON pr..El1\S
2000 West Loop 130uth, Suite 1300 .
noU.ton, TX 77242
'.',,-,1;,
CIVIl" DIVp.ION
Cumhel:lanq COUN'l'Y
1?1aintHf:
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, V,
'Dayiq P, Gr.egoir.e
B~rbar.a TI, Gregoire
93 I?nrflonage Street
Newville, P1\ 17241
DefendEll1t (s)
NO, q~), ~;;570'S'" C\".J) Te (Tl1
COMI?T.,1\J:NT IN MOl~'l'GI\GEJ r,'Onmc[,opUlUil
YOU IITlvm OmITIN I3llElD IN COUR'l', If: you wiflh to defend againflt the
claims flet f;orth in the following pagefl, you muet ta)te Elction
within twenty (20) days after thifl Complaint and Notico are flerved,
b1 entering a Wl'itten appearanoe porsonElU.y or by <1ttorney and
f ling in writing wHh tho Court your dof:enflos or objections to tho
'claimfl flet forth against you, You are warned that if; you f:Elil to
do flO the caflo may proceed without you and a judgment may be
entered against you by the COUl:t without fUl:ther notice f:or any
money olaimed in the Complaint or for any other claim or reliof
requeflted by the I?laintiff:, You may lose money or property or
ether dghts important to you.
YOU SHOU~D TAKEl ~HIa PAPEln ~o YOUn LAWYron AT ONom. IF YOU DO NOT
lUWro A Ll\WY\i1n OR Cl\NNOT AFFORD ONEl. GO TO on TmLmJ.lIIONm '.VlIm 01iFI0\i1
a\i1~ FORTH nmLOW '1'0 FIND OUT, WHmnm YOU CAN GmT r..mGAL lImLJ.l1
LAWYElRS nmFERRAT., SmRVICE
Court Administrator
Cwnborland County ~burthouse
1 Courthouse Square
Carlisle, I?A 17013-3307 .,
717-240-6200
TRIJr.: C()F'Y FROM m:.OORD
.' t:" . I . I lilY halld
'" Tml\lmOllY w\WOOl " I hOrr\U~ O\:~o PIl,
and Iho t'pa\ 01 aald ('~\\I~ lH IV C 8'
. Th\~~l\( c~day \ ol;r\i'\6V 1\(' r ( "" __
., Prolhonotary
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onpt.i.on
i13 ouoh
Plnintief io tho Corporation ~aplgnqto~ AS ouoh in tho,
on 1.\ l11,'oCJec\ing pag!) , .If. plcd.nt:if.e if-) an 'lfloignee then 1t:
by vlrl:qe 0/: the following l.'eoQn~or.\ Clo13ignmonttJ 1
J\1313iqnor 1 NOl:wea\: MOl:t:m1ge Ino,
1\, saignme, \11:s of: I~c~qerq to I Olil Cnpit:ql Mortgnge Sot'vicoa / Ino,
!l.eoorcu.ng Dl.\te 1 2/29/96 nook 1 51~ I?Age 1 ?ll '
a, Defendant(s) ip the individual depignl.\toq ns such in the
qap\:ion on a preoed1ng Page, whose lAPt known address ip as sot
forth in \:he oaption, anr.l unloss depignatad etherwiSB, is the reAl
qi\m~n';'lt" (13) and mortgClgel.' (s) of the pl"alni13ep bei.ng foreolol3Bd, .,.
", ,-. .,
.~ P'~"f1',-,.
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3, On or about tho date Appoaring on the Mortgaga
hereinnfter described; at tho instcmoe and reC,\usl'lt of DefendC\nt (0) /
I?laintiff, (or itl'l predecessor/hereinafter cnlled Plaintiff) loanod
to the befondnnt(s) the sum appe~ring on said Mortgage/ whioh
Mortgage WaS e~ect\\'.ed C\nc\ delivel:ec\ to Plnintiff aa SOOl\rity for
t:he indebtec\noaS, Said' Mortgage ia il,1COt"pol:al:ed heroin by
t"eference in aocorcjf1noewith ra,I~,C,l?o 1019, (g),
The ipfornmtion regardIng the Mortgage' being foreolosor.j ,is C\13
follows 1
MO!l.'I'G1\GIilD I?RElMWIi1SI 93 pnt"/3onage I3treet
MUNICII?1IllI'l'Y /~'OWl'lSHIP/BOROUm[ 1 no rough of Newville
COUl'ITY, Cumberland
DJ\TIi1 E1XlilcUTmD, 3/30/90
pTlTEI RElCORDElDI 3/31/90 13001<1 1207 I?AGElI 87
The legal de/3cription of the m6rtgaged premises is attached hereto
anc\ made ,part hereof,
1\ , Said Mortgage :I.s in default because the raqui,red payments
have not been made as sot forth below, and by it/3 tex'ms/ lIpon
bre;aoh and failure 'to cure said bl:eaoh after notice / !Ill sum/3
seout'ed by said Mortgage / togethet" with othe;L" oharges authorh,ec\ by
saic\ Mortgage itomized b~lowl /3hall be immediately due,
Ii, .Tlfter c\en\and/ the Defendant: (s) oontinues \:0 ff.d.l or
,
refuses to oomply w~th the terms of the l'Io\:e as folloWSI
(a) by failing or refusing to pay the iristallmenta of
" I
pdno:lpnl ilnd :l.ntal:est when due :Ln the i\l11ol1ntp, ing:LcAted
11f3loWI
(b) bY fnlHnfJ or refl1pinu to PilY othm: ahf.\l'gep, if: AIW,
incjioi\\:od )lelow,
6 , '~'he j:ollowing amountl3 .\1:0 (~l1e on tlle aaic1 Mortgi\ge i\P of
~une ;.1.2, 19901
"
~rinoipal of dobt due nnd unpaid
Jnterost at 10,00%
from 1/1/90 to 6/2;.1./90
(tll.e per dlemtnter.e..s~ q.carUing on
t lil3 dO\lt is $1.6; 60 anr.l that aum
snouJ/d le i\dded each day after
6/22 90
'l'it le ~epart:'
CoUrt Coats (anticipi\tod, excluding
Sheriff's ~aloaostl3)
I~scroW overdrilft!(Balanao)
(Ihe monthly el'!arow on l:h:Lp aCaOl\l1t
. a.$1.20~.1.0 and t'hat filum aho.ul...c\ .
be i\ddec on the 7first of each
month a'ter 6/22 90)
~at~ Charges '
(\nonthlY late aharge of S26,63
sloUld be added on the f~ftoonth of
et\rJh month af\:ar 6/22/90,'
Tlttorneya Fees (anticipated and actual
to 5% of pr:l.ncipal)
$59,601\,1\3
, ,,-J\"""I'\':,.
1, ",: I ,:" " ,.'';l ,:\-,'; ~ 1 ,
. '2,06.0 ';31\'
;.1.HO',OO
200,00
(3;.1.,03)
711.,02
2,934,22
TOTTlL $66,696,70
7, The attorney~S fee uot forth aboye are in conform:l.ty
with the mortgage documents and Pennsylvania laWI and wIll. be
collected in the eyent of a third party purchaser at Sher:l.ff ',13
~ale, If the mortgag€\ :l.s l:eInstatocl prior to ,the l3ale I reasonable
attornoy'a fees Will be charged in accordanoe with the reduction
proyla:l.ons of Aot 6, :l.f applicable,
0, Notice of IntentIon to Foreclose under Adt 6 of 1971\
of tho Commonwealth of I?ennsylvania is not requi.red ns the odgi.nal
pl'lnoipal amount exooeds the sum ef $50,000,00, 'l'he notioe
speoified by the Homeowner's li1m81:genoy Mortgage ASl3iutance Program"
I.' "
Tlot 9i of 1903, has been sent as. requil:'ed on tho date appearing on
\:he copy attached hereto as li1xhibit "A", ritld Defendant (13) haVe
,~
~
11/: (ll/I'ltal
...~...~~~._..______ ._.... _... _~'. ,'. __,__.n__'__~'_____+___~_' __._.._.______~.._....n__...
, ,
ell' ~''II'11011 ~hl/lU{lU{l ~'VlYiv{l../II{I,
,I 11/1'/')101' I: II! III ','II'I,/./'/Hl.',:I/JIII,'I/If)'1
~l{)r)il \'/III/lUIJI} SOIIl!! )'1I//1I I.WI)
Pf) 11I".//Ollli flIIIHlI)1l /.'\.1!7.I?Oj/~' .
UndlU' t:l\rJ .I\ot, YOI! IIL'U untit1u'.1 t:fJ II tlJljlP,9,F,I\!.;Y.' utllYOC fOL'un1olJl\L'u fJn y01l1:
1I\01:t\lIl'!0 fOL' t:I\I.L'ty (301 d,Wu fL'OIll 1:1\(1 'Inl:o of thiu 1I0tiolll Plldl1Q tl\AI:
ciml-lyol! II\l1ut IIL'rlll1gu IIl1fl IlCtul1<l 1\ !lfl\ou-to~fllou!l Il\!lutin'J with 1\
rllr~anUl1tAtivll of tl\in 1Ul1dur, or witl\ II douignllt(l~ COI1Pl!li\pr crp<li\:
cOllnU\111119 I\fJfJI1CY, Tho P\IL'pOno of thip l\1uutin'J iu to Attolllpt to WrJrll Ollt A
rupAymunt 1'11111, or Co othurwinu oottlo YOllr d01il1q\lunoy, 1'l\io moutinq milD'
ocollr I.n cho 110xt thirtY (30) dnyn,
If YOII ntton<l 1I"fnoo-Co-fI\OC m@l-ltil1g With thio londor,or with a OfJnOllll\or
IIrll,HI; cOllnaclJ.ng ngllnoy ldont: U illd ill thin not iqo, no fllrtl\pr procpo<\lng
in mortgngc foroc1oollro may caku p1llon for thirey (30) dnyu IIftur tho <\AI:~
Of thin 1I\0utin'!, 'l'h" nllll\" , l,delL'oUII, nl1el to1opl\011\1 n\lI\1bUL' of 0111:
ruprooontntivo inl .
p,E. Cnpitnl Hortgago sorvioon
825 Hnryvil10 oontre privo
nt I 1,011 ill ,HO 831<\ 1
1 (800) 317-'1322
Tl\e l1amoo nn<l nddroaaoll of donLgnatod oonllllmur crodit oOllnoeiing ogenoioo
Aro ohoWI1 on ~l'u aetacheel ohoot, It io only nOOeonaL'\, to oohe'~1I10 one
faoo-to" fnol> mootinCJ, '{all uhollle' adv iuo thill lonelor ill\ln\1clintoly of YCllr
intentlonol
.
YO\lr moregagB iu in doealllt booalloo YO\l havo failod to pay p~omptly
inotalllllonta of prinoipal IInd intorout, au roqllirod for at'looot lIixty (&0)
"dayo, Tha total amO\lnt of l:he el8lin'lllonoy io $2,317,36, 'I'hat Olllo inolll<\OIl
thl> following I paymont>> duu 03/01/98 throllCJh tho firat Of thio month and
lata 0IloL'CJ8'1',
Your mortgage ill aloo In dofalllt for tho following roaoOnl
1I0l\t'a Out/out in Si\li\ry,
..
If YOII have triod i\nd lira IIni\bla to rooolve thio problem at 01: after ollr
faoe-to-faoo lI\aating, you hava the right to apply for financial anaiatAnCo
fL'om tho 1l0mlilowoaL'O' ~moL'9onoy HortCJago 1100 iotaneo ~(lI1d, In ardor to do
thin, 1'011 muot fill ollt, oign ane\ file a eompletacl 1l0maowl10rO' Emargoncy
IInoiotnncB /lppl!.oation with ana of tllo daoignatod conollmor credit:
counool!.n9 agonoioo lioted on ~ha attaol\lnant, /In i\l'plioation fo~'
aoaiotllnoo mAY only. bO obtainad froll\ a Oonollmar oredit cOllnoo1!.ng agency,
The o'ono"mO~ ct'odit oOllnaell.l1g agel10y Will oooiot YOII in rUling out: YOllt:
a1'plioat!.on and willollbmit YOllL' COlllploted IIppll.oation to \;ho Pannaylvania
1I01llling Finanoe IIganoy, \lOUt' appll.oatiol1 muot be. filed or poollmnrlcod,
w1l:hin thit:ty (30) dayo ,of your fnoo~t:o~faoe mooting,
It io oxcremoly ~nportant thAt YOII filo YOIII: ~ppliont:ion promptly.
do not: clo 00, 01:' if YO\l do npt. follow othoL' timo poL'iodo oat:. fort:h
lotte!:, forooloo\lL'/} mny pt'oooed ngainut YOllr home imll\ediatoly.
Mailable fundo for emorgonoy Tnortgngtl aooiotl\nco are V~~y lim!.t:odl ThaI'
will. bl! di/Jbl\I:oed by tl\o /\goney \Itldor tho oligibill.ty crito~ia aobllbliehed
by tho /lOT.
If ycu
111 t:hill
d,' 1'1
xt: io I1xllromaly impo'rtant that YOllr applioation io noollrata and eomplouo in
avot:y reopoct:1 Tho POl1l1oylvaniallo\luJ.ng FinOl\oe /\ganeY hao oll1uy. (60) dAYB
(~
~)
(1(I(iillll/il1
UE (1.11'/1iI1 Mo,'u~uv SwVlov$, 1110'
'!I/III/IJ/OEI.',IIJ11.;/.\IIII/'-/,/Ilfll,'l;/f!/}f,1I11J1l
200iJ v\',HI LOG(J SVUIII, Stui/J ova
"JI ;1".\.I'IJ"/1 '('~"'U" [dr." llll;i
TIW IIPnnQy~ynl1iil 1I0\\pincJ nl1AnOl> ilgenoy'if:,rb..~?,i\C04 ilt:' flu~ l~opj:h r\o''!n\'
Strpet, ,oQt Office PO" 80~8, lIarri.~\\rg, .ennQylyanin 17105, Telaphone
1101 (717) 780-3800 or 1~800-342~2397 (tol1, froa n\\mbl'lr), rOL'DOnD wij:h
~mPAirD~ hOAril19 onn oall 1-800-34?-~397,
In APc\~tion, 1'011 mill'. receiye Another l1otioa from thia lanc\ar Iln(\er /lot 6 \J~
1974, '\'h'lt ,Iotioe ia oAllet\ 4' "Notico of Intentl,on to rorlloloQI'I" '(0\\ mill/to
r13Ac\ both notioeD, Dinol' they l~oth I>xplain L'lghto th,lt 1'011 i10\~ IH\V~ llOc\I'r
I'l>nnay lYAnill laH, lIoWllyer, if YOll I>hooQI> 1:0 I'lXI'lL'o ial> yoqr dgh\,Q eleAO\o'ipl'lc\
in thiD notioD, 1'011 oAnnot forooloal>eI upon whilo 1'0\\ arD reoeiying thAF
AQaiatanoll,
Sincprllly,
16.13'1105
,Sharon Vipgil,l (000) 317-4322 , Ooll11l>ti0I1 pCPArtmlll1b
"
The folloWing eliaoioaure ia reqllireel by APplioAblp fllel~rA1 Al1c\ atAte lAW
fop cart:A~n 10anD that wo aCL'yical Thia OOmnll1nioAtlnn 'ia fL'Om a dflbt'
oollaotor anel ia an attempt to oolleot 'lclebt I any inform!\biol1 obt!\inoc\
will bll \lapr!, for that: pUrpoUII,
"
"
"
"
"
"
"
it I
I
, ..
f4\-::~
\ ~ II
"-
apPa/lllll1
j -_.~-------.--'--
-----...-.---...--.---.----...........
,
(If t"'I'IIII/ M~IIUIIUP Swvi~~',/"~.
,1111"1;!rJ{r."ml"J,\liJl/1/,'l'jIf';;/I)('/,I/111Il
}()IJI) Wrl~llt!O/l .'101101, SIIII'! I j{W
/l (} ilu\ ,.J:!l}lPi '/'A'wllli' fX ,'1212,0215
IIUP IWI'I\OV~P COUN6ELI~,g,}l')q~t:lon~ .
I'INN6~LYftNIft(Oqnt)
Oi\IWIEr.,P ,JUllt,IUlEl lIaaoaIftTIOt/, !tiC,
5L38 P.lilt/t/ I\Ylt!UEl
rIT'~aI\UlIolI, 1.'/1 l5n,\
1 H~) 666-6200
URlIl\N LE/lOUE OF I'IT'1;~lItJI\OII
ONlil OI1ITIlFIEJ,P !lTl\l'Jlil~'
I'ITTspUl\Oll, I'll 16222
('112) 261~~1J0
pEl\lIS aO!1fltJNU''l l\a~'IOt/ IIOENa~
atJPOET aOtJNsmLINO OENTER
2'\7 tlOI\TII I'I~'TII STI\EE'r
I\II\OINO, I'll 19601
pl5) 376~786G
flWETTlil OOUNT'l
COI1I1UNIT~ I\O'HON /lOEt/P'(
L 3 7 NOI\TII PIilEUOt/ 1IV1lI'lUE
UIlIONTOI1N, I'ft 16'101
1,\12) 437-6060
SIIWNIINOO V/lLLE~ UI\UIIN I.EftOUE
'~9 aIlISTt/uT STI\EET
SlIftRetl, I'ft 16146
('\1~) 981~5310
'I'RI-aOUN~''l I'/lR'~NERSIIII' 1'011
INPEI'ENPlilNT LIYINO
69 EIIST nEftU STI\EET
NIISIIINOTOtl, I'll 16301
('112) 223-6116
NftSIIIN\1~'ON-ORIilElNIil
oOHMUNIT'l 1I0TIOt/ COIlI'OH/lTIet/
316 lilll!lT 1I1\L1,ftH ftVE:!lUE
WIISIIINIJTON,' 1.'/\ 16301
('\1~) 226,-9660
HOtJSIt1'o OOUNOIL OF 'lORK
Ll6 t/ORTII OElOROEl S1'RElil~'
'(ORK, I'll 17401
(717) 864-15,\1
CONSIJI1IilR oRlilon' COUNSIilI,INO
6Ell\VIOEl OF LEIIIOII VftLLI'( ..
367l ORIilSOlill/T COURT lilM'r
NIII'l'ElHI\LL, 1'/\ 18062
(~15) 821-4011
"
I1ftuHltlOTOtl-ORElilI/E
aOHHUI/IT'l I\OTON OORI'Ol\ftTION
22 WElST 111011 STREElT
Wft'(l/mSSURO, 1'/\ L5370
1'112) 652-2893
(';
ooHMISSION OF EcoNoMIO
OPPORTUNIT~ OF LU~ERNE COUNT~
122~213, SOU1'11 MI\IN S'rREElT
WILKrlS-IlIllU\m, '1.'/\ 18701
(717) 0'26.0510
'"
"
','
~.'
(/~ (}OIJ/till
_".. .,~.._._..._.... _ .__, . __.,..___ ._._~______~~.___.. OH. .,._".+_" _ .._..._.. _.__ ____..~._ .._ .____ .~_..____....._.....____A' ,....-.
(/~ (:"I"liIt M"'WI"'. SVlvlo...IIHI,
.i 1111'/ '1llir 1.',1111'11',hl'~II'! 1:;,'t"!'ild:'1
,,'O!}{I \V,!\I/lil'I/S,n/lll, ,','W/II '-'011
110 /llIl UIJ2h '''JUI''')II !,( /I.'I)O/l~
'1/';/),,1/12
1I0'I'HJl!l
"
pIJPpi'lHD1'/l~ 1_..1101\0 1'0<;
/10'1' ~ 1
'I'IIKE lIo'rIOt! 'fo S/lVIil ~oUR i1011\il 1'1\0/1 ~'011!!10LOUURI~
'1'1\11 oo,,"noI1Y/lll\1th 0 f I'pnnoy IVlInill' 0 Ilol1\POWnprq' \ilI1\PPCJPl\oy HOl;~CJnCJQ
lIooiqtOllcP proCJPll11\ I1\IIY bp IIblo to hull' yO", RUIl~ thp followinu notica \:0
finc\ o~c how tho PL'OUL'1I11\ worko,
11 YOi\ IImlt\ ,,\01'1'l infca'01l1tlol1, calL tho 1'1111110yl'llIniil 1I0\loinCJ nlllll1PO
IICJl'lnoy lit l-BQO-342-2397,
Ln 1I0tifiolltiol1 all lI~j\ll1to 00 du U~11\1I il1\port/ll1cill, 1'1100 /lfootll O\l
daracho 1\ aOI1~ini\l\r vivi~ndo 011 a" OAOIl, Si no cOl1\prpndo 01 oOl1tal1ic\o c\ll
oqtll l1otifiolloiol1 obtol1CJil \llll\ tL'/lc\l1ooiol1 il1'l1\ll<\i/l\:al1\ol1ta lLlI01Ando Oqtll
IIgllnciA (l'ennoYlVAni/l 1I0110il1g Finlll1co IIgeI1OY) oil1 cArgoll /Ii numero
mUnoionllc\a IIrr1bll, P~lldaa lIor aloglblll pllrl\ un prootlll1\o por al progrlll1\a
111l11\IIdo "lIomaoWnerq' \illnprgonoy HortCJIICJe /looiatllnoo l'roCJram" III 0\1111 p~pdp
oalVllr au 011011 du III perdic\A dal c\epaoho II re~il1\ir oi\' i1ipoteoa,
110'1' ~ 1 tl01'IOEl
HlI'OII'I'IINT I 1I0TIC\il OF IIOHEOlmlil1\Il'
\ill,tEiROmIO'l HOI\To/lOEl MSI8'l'MlOI" PI\OOIWI
\1LI"MII" IIE/lD THIS NOTIOIilI
~OU Hft~ BEl ELIOIBLE FOI\ JXH/lNOIftL
/l8StST/lHOm \1111011 O/lN S/lVEl ~OU1\ HOHI" ~'ROH
,0\U!JOLOSUl\1il I\UD HELP ~oU H/lKEl ,UTUI\El HOl\TO/lOI" P/I~HElNTS
Hay 201 1998
R\ill
O,E, O/lPI'I'ftL H01\TO/lGEl
property 1Ic\c\reoal 93
LOlln /I 16431\1B5
Si'lRVlCE:S, IHOI
l'/l1\SON/\OE ST, NEWVILLE P/I 1720\1
'1'01 8/11\B/lI\/\ /I Ol\EOOII\\il
93 PftR80N/lOE BT
H~WVILL~, I'll 17241
Fl\OHI O,E. Ollpital Hortgage Sel;vicea
'lOq mllY be eligible for fil1l1noial naalatanoe that will prevent for~oloaqre
on your mOL'tgage if you oomplY with tho proViaiona of the llomeownara'
Emergenoy ftortgllge lIoaiatlll\Ce I\ot of 1903 (the "1\0'1'''), 'lou may be ollgible
for emeL'gency tel1\pOL'IIL'y aaalutllnoe if you .defaUlt hae been oaueed by
oir6uMatal10~e beyond your control, you have a ralluonable proepoot of
L'euuming YOllr 11\0rtgl\ge pllY01enta I and if yoll l1\oat otlH.r eligibility
L'equirementa eeuabllahed by the Pennnylvania HOlloing Fil1l\noe /\genuy,
Pleaoe raad all of thie NotLca. It OOl1tainq an explanation of your rightQ,
ftJj!':',.\
\ I J ~
'''_.. :v
(I/! 011/1/1111
IIf (1"""'1/ M~I/Y~u~ .1~IVI~YI, I,,~,
.1 "In/'I' lif /:,II),",lli\.lipliI-II}'! l.\il/!'J/oJ"'ll!
/O/llJWI1illmJlJSuullI. )llItlllJ'tlO
'IJn'!llL' 1;111l /lac, 'JUll ',,11'(1 "ncl.tlwl I;a il t(li\I).,8~ll'I9;;I!id\~'iWIIJ'If/'i!(Jli(;'blOOIlI'11 nn Y ollf'
i ,V"'I II/f. (
1\\0rc<)l\gl'1 for t:hicty I~O) dl\Y" fl'''m I:ho 'r~~C'O"IH \:hl.u 1I0ticn, plldl1'J I:hol:
timn y011 mllPt an'un'JII IInd att"n'\ 'I "fOC(l~I:O-fL\cll" 1\\1I0\:l.n'J lil.t\1 l\
1'lIpraollntllti'/1l of clll.u lcndol.', .1\' \il.ch II dpul.cJI1I1I:od C')I1Ulli1\oC ol'pdl.\:
COl\nllll~in'J lI'Jal\~Y, 1'hu ~llll'\JOnu cf 1:l\i" 1I1upcin<; ill co IIctomlJt co WOt'll OI\C a
L'upilymonC pllln, or CIl ot\1orlil.na aucl:lo YOl\r C:\lllil1'1l\t>noy, 1'\11.u IIIllo~l.ng i1\\llIt
0001\11 in tha naxe tl\irt:y PO) dIlYP,
,If YOII ACcand a faoa-co-faoo mat>tin<J wich chia iandar, 011 wich 1\ aOI\Pllmnf'
ollodit oOl\noaling IIgunoy idoncifipd I.n chLa nocioPI nO fl\lIthur pllAonndl.nq
in mOllr,gaga fOI'aoioallra mllY tlll'lO pl,10a fOL' C\1il'cy 130) dl1yll <lfcal' \:\1A dAtP
0' ehip mPueing, TI\II nllmO, nddroao, <lnd taluphonA n~ub,,1I of 01\11
lIapllooanc<ltiYo ill' '
,O,E, c<lpitl11 Hortgagp saryicno
625 HallyyLlla Cantll~ PlliVa
St, LOl\ia, HO 63141
1 (BOO) 3l7~!\322
Tha nllmea and addllaoBpa of dallLgnatad oOl1aUmaC olladit 001\110alil1g Ogenoies
ora ahown on tl1e oceaoha<\ ahuut, It ia on!.Y neocoaal'y to' aChaql\la one
foco-eo-'lIca !nent:l.ng, YOll nholllc:\ 1I"yioa thia landal' in-mutliatalY of yO\11I
intant:ions,
~ell\lI !nortgnga ill in daf<lult bac/Hiau YCll hava failad to PAY pI'omptly
inatalimanta of principlll <lnd i~tacaot, 110 caqllillad '011 at lunat nixby (601
doyn, Tha tocal amcunt of tho dalLnqllancy ia $2,317,36, That n~n includaa
tha f9""owingl paymaneo dua 03/01/98 thllol\gh tha fillaE of this !nont\1 and
lata ohallgao"
YOI\II mOlltgaga ia 1I1ao in,dafol\l.t felll tha following lI1loaOnl
Houlla Ol\t/cut in Salary,
If YOI\ have tlliad and IIca IInabla to' lIeaolya chia plloblem at 011 IIfbar OUII
fllca-tb-fllca meating. you have tha cLght eo apply fOil fLnancial aaaiaeanOa
from eha 11omeownaca' EmaL'ganoy HOI't'J<lga /laaia\:anoa ~'und, In olldell \;0 do
thill, yOl\ Inuat fiU Ol\t, a ign and f Ua II coml'latad Homaownella I 'IlmaCganoy
/laaiaeanoa /lpplioatiAn with one of tha daaignotad oonaumall olledit
oOl\noeling oganciaa liotad on tha IIttachmant, An application COli
aaaiatanoa may only ba obtllLnac\ fllom a conallmall olledit cOllnaal1ng ogancy,
Tha . conaumSII cllaili\: oounael1n'J age nay 'will lIao Lot you in filling ouU YOI\II
appl1oation and will aupmit YOl\e complated application to the pannaylvani!1
Houaing I'inanca /\ganoy, '{oulI"appl1ontion ml\at ba f ilac\ oC poatmal1l\ac\ I
within ,tilillty PO} c\l1yn of YOUII faoe-to-face mSetLngl
It ill exellamely impoctant that you fLla youlI application pllomptly,
qo not do so, 011 if you do not f.ollow othell tlma pSllioda aet; fOllth
la\:eell, fOI'atJloqUI'a may pllocaed againat\ youllhoma' immadiatlllY,
If you
in uhLa
IwaLluble funda 'or amol'ganoy mOlltgage '/taaLat;anoe aile YSIlY l1mitad, 'thay
wLll be dLabulIsad by tha Agancy under tha elLgibility cllitalli~ astabliS\1ad
by the /lOT,
It Ls axtL'amalY'important that YOI\!: ApplicatLcn La aOCUllata and celmple\\1I Ln
eVat'Y respecu. Ths pennsyllfa1\ia Houuing Finance /lgency has aixty (60) daya
-
alIO/111111I1
._~_n_____.._m._~-"'."-~"----"~--"'------'~'-~'-'n_"_~_,_~,,,,_____,,_,,~__._,__,+'_"__'L'__~_"'__"~_'_-.....---.-.---..-
(If q,I/'"u' MwlY!'VV SVly/uvr, 11111.
,Iii"-' II fi!,l-';/PI!I' ,','flIl,/,/",) L'1i'11r)/'H'1J1I
,.'iJ{}ilWfl\ttd!!/J~"JlI//I Sll/!!! 1J(!1l
CO 111/\1\1> n dlll>iqion n~r,!lL' L~ rIlO!l~VOll YIlli'19 '~'1'!1j,1l'il/(~rdll'i/li\\'r!'j~i\q r,hAll
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