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HomeMy WebLinkAbout96-00107 ,', ~.r 'c .,: 'h .'" . ~, ' .;l,i_. '.,~. .,- -",. :' ,'.' 1'., " " .' ,. " .",. . 'r,~ ,,'. ""';' 'r'!'l , . " " '.' \~:;:)< ;;i. f- ~, ,'i , :./" i ~ ':~'.~ ~' ", ~', . ,'~, . "'. t. : ~: " ~ :: . "': ,-', ,', '" .:,',./ ' ".,.' .0- ~ '" j':~,.': " ":. ,": ;.... t:' .'. ;" -,:;E" .I,:,' """". . "-" '.'t.' ~ " .". ,;' " ,'. '.~ ,.: .....'. ; ,~ , '/' o " ~.{ :,;' ,'" " <.,~' '.,l.. '<; '.t,r',"." ,', " ' ',' .... -.'f,.:" " ....,1<. ,,' _I., " - -j,,' ~~", .;. ~ "':".. ':';:\.~~:: " " . , , , :;. ( I .(: . . " , .', '.', ..,-,, -.1":-.' ., ' .;< " ,..1, .. " .,... :. I :. ~ i.. ", >. -",/ , .., ,,' . ,~ - '.:-,,' , - , . ~ '.\ , . .,f " \"~~., ", " " <, .:: :,~: ~~ Ie I" 0.;.' /." '., " ., fJ~:-.'- " \, " ~ c~, . , - , , 1\ -'.:.~;,::I t ,~'._' ,',,'. ..r;>_,; /f' ~ i. ' i " '" / ..: ..~, '.,' -t.. ." " y, :,-; .:' '" ',1' '~'<) ,'I ,::'~-'>', '..., '. :.~J.'.~<': -.. ':'.(:, ,','. .',' ;,. " ,J' " '.'-' :~ ; ,',' , ',' ,.-. ;;.'.,'i',.:./,,' , : "~-.":.. ::',:::';{.. .... ,.,. . ....,., " '. ~. .,., " r ~, ! ^~ ' '! .'~ ,.:>:~ ~ '~. ". " :,- AfV,t~ IX+ (709'1 + + 20, II Uno 19 I. groa'" ,han Uno 18. on'or ,"" difforonce on Uno 20, TIll. I. ,"" OVnPAYMENT. aD 21. II Uno 18 II groo'.. than Uno 19. on'or tho difforonco on Uno 21, Thll "Iho TAX DUE. A. Enter thl int.r... an the halanc. due on Un. 21A. 8, En'.. tho '0'01 of Un. 21 and 21A on Uno 218, Thll II ,ho BALANCE DUE. Make Ch.ck Payablo 101 RIlII.,.. of Will.. Agonl BE SURE TO ANSWER ALL QUESTIONS ON REVERUSlDE'AND,TQ IIlCHECK MATH nder Plnaltl.. of perjury, I dldor. .hat I hay, ..amin.d .hls r,'um, including accompanying sch.dule. and ,'at.ment., and to the bill of my .nowledg. and blli,f, iI trut, (orrld and complet.. I declar. lhot 011 r.al ..101' has be.n r.port.a at lru. morbt valu.. D.claratlon of prepare' other thon thl p.rsonal r.pre.enlative is .Id on all information of which ptlpar.r has any knowledge. "'UIl , '1IWN ltUroNSIIU; , 'IUNO InUIN . A.OOIU$ DATI ,,'n 1t'-<(_,t,vl~<Y- 1900 Carlisle Roadr Camp Hillr PA 17011 '1'\"1\, 'u,....u IH HAN IrPIU(N'AllV( ADDltUS DATI l!! . :5'" "f" !l!C09 u~.. .. ~ 1I co u 1: 0- . 1'J--~xH INHERITANCE TAX RETURN RESIDENT DECEDENT (TO BE FILED IN DUPLICATE WITH REGISTER OF WILLS) "/Ll,d :< -.,: 'ie, IIClIDAns 0' DIATHAmi 12131/91 CHIClCHI~ .. A SPOUSAL 0 POVlITT CRIDIT IS ClAIMID PILI HUMIII COMMONWU.UH 0' PINNSYLVANIA oe,..a'M!H' 0' R'VfNUE OIOT, 210601 HAUISlUIO. '14 17121-0601 D lOIN'" NAMllLAsr. rIIU. AND MIDDU INlfIAll YEAR l' /f!)7 NUMBI .;7./ COUNTY CODE Dr: D H 'S COM'U AOoun 6 iii III co 1900 Carlisle Road Camp Hi11r PA 17011 Cumberland AMOUN' UQIVID 1111 IN".UcrIONSI $48,156.00 SOCIAL SlCUI' HUMin 185-14-6843 pi """CAtUI IUIYmHQ '~II.' HAI'I"""I. II'" AHOMIOOl.IINl'1AtJ Rumbe1r Jean M. 119 1. Original Rtlum o 4, Umllod Ella'. o 2, Suppl.monlol Roturn o 3, Romolnder R.'um (lor d011l 01 d.o,h prior 1012,13.8: 0.5, Foderol E"olO Tax Rtlum Roquired /38 "co .... Ble o 40. Fuluro In'eroll Compromlll (for dolO. 01 dea,h oker 12'12,92) o 6. DOCld.n, DI.d T.llolO 0 7, DlCodon' Malmoln.d a Uvlng Truo' (Anoch copy of Will) (Anoch copy 01 Tru.'1 ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMAnON,SHOULDBI.DIRICTID TO, ;:,' HAMI COMI'U I MAIUNQ ADORUS David H. Stone, Esquire ... :" ." ~-<~: _ 8. To'al Number of Sal. D.polit Bou' 'ILtrHONI NUMIU Stone LaFaver & Stone P.O. Box E 774-7435 .. co 5 g III .. 1. Rool E.,o'o (Sch.dul. AI (I) 2. S'ode. and Bond. (Sch.dulo BI ( 2 ) 3, OOllly H.ld S'ockJPorln.nhlp InlOro., (Schodulo q ( 3) 4, Mortgogll and No'" Rtctlvoblo (Sch.dul. 01 ( 4 I .5. Co.h. Bank Dopo,i" & MIK.I/on.ou. Pononal Prop.rty ( 5 I (Schodulo E) 6, Jointly Ownod Prop.rty (Sch.dul. F) ( 61 7, Tran.ltn (Schodul. GI (Sch.dulo l) ( 71 8. To'al Grall Allot. ('0'01 Unll 1'7) 9. Fun.ral Exp._nse., Administrative Colt., Mlscellan.ous (9 ) Exponll' (Schedulo HI 10. Deb". Mortgog. Uobili,llI. Uon. (Schodulo I) (10) 11. To'al Dedudlon. (10'01 Unll 9 & 10) 12. N.t Valuo 01 Ella'. (Un. 8 mlnu. Uno 11) 13. Chari'oblo and a.v.mm.n'ol BoqulI" (Schodulo J) 14, Not Valuo Subjod 'a ToxlUno 12 mlnu. Uno 131 15, Spou.al Tranlfon ('or do'" 01 doath ok.. 6-30,941 Sot Inllrudlon. 'or Appllcabl. Porcontogo on Ro..no (15) Sldo, (Indudo volulI !ram Sch.dulo K or Schodulo M,I 16, Amount a' Uno" 'o.abl. at 6,*, ra'. (161 (Indudo valu.. from Sch.dulo K or Sch.dulo M,) 17. Amoun' a' Uno I~ 'a.oblo a' IS'*' ralo (17) (Indudo valulI Irom Sch.dul. K or Schodulo M,) 18, Prindpol,o. duo (Add 'oxlrom Un.. 15. 16 and 17,) 19, CI.di'. Spou.ol Pov.rty Crodi' Prior Paym.n'. DilCOunt Inl.re., $ 5.500.00 4'.';<;'; nn 10r568.50 (8) $48r156,OO 46.00 (11) (121 (131 1141 1Q,lil1.!iQ 37.541.50 OQ 37 ,541.50 .00 $48.156.00 x,OO. x ,06. )( ,15 . (181 .00 Check 'll'H:" if you Oft' H.'qut'"ting n refund 0' your OVl'fpoYnlcnl. (19) (20) (21) (21A) (2181 00 OQ P.O. Box Er New Cumberland, PA 17070 2-1-'16 Ad '48 of 1994 p~ovld.. for the redudlon of the tax rate. Impo.ed on the net value of transfers to or for the u.e of the .pou.e. The rate. a. pre.crlbed by the statute will bel e 3~ (.03) will be applicable for e.tate. of decedent. dying on or aft... 711/94 and before 111/96 . 2~ (.12) will be applicable for e.tate. of decedent. dying on or after 1/1/96 and before 111197 j \ \ . 1~ (.G1) wi" be applicable for e.tate. of decedent. dying on or after 1/1/97 and before 111198 . 5,--' trCIII.fe,. occurring on or after 1/1/98 wlll be exempt from Inheritance tax. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING A CHECK MARK (~) IN THE APPROPRIATE BLOCKS. IS NO 1. Old decedent make a transfer ond: a. retain 1I1e use or income of lhe property transferred, ...........,..,........................................ :\ ( ; b. retain the right to designate who shall u.e the property transferred or It. Income, ,.............. c. retain a revenionary interest; or ....................................,.......................,...................... i I d. receive lhe promise for life of either poyments, benefit. or care' ..,.......,.......,.................... 2. If deM/! occurred on or before December 12, 1982, did decedent within two yean preceding death lransfer property without receiving adequate consideratlon' If death occurred after December 12, 1982, did decedent transler property within one year of death without receiving adequate conslderallon'..............................,.........................,....................... ....,.............. 3. Old decedenl own an 'in trusllor' bank account 01 his or her dealh'............,......................... X , .; IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE, RETURN. x X .tv.lsot 11+ 112.'11 * SCHEDULE F JOINTLY.OWNED PROPERTY COMMONWEALTH Of PENNSYlVANIA INHERITANCE 'AX RETURN _UIDENT DECEDENT ESTATE OF Robert J, Cowher Jolnllonanll.l, I FILE NUMBER NAME A'Jean M. Rumbel ADDRESS 1900 Carlisle Road Camp Hill, PA 17011 RELATIONSHIP TO DECEDENT wife B. C. Jalntly.ownod PIOPO"YI LmER DATE ITEM FOR TOTAL VALUE DECD'S DOLLAR VALUE OF NUMBU JOINT MADE DESCRIPTION OF PROPERTY OF ASSET 'MoINT. DECEDENT'S INTEREST TENANT JOINT 1. A 09-17- 84 All that certain lot 0 piece of ground with the buildings and improvements thereon erected, situate i the Township of Lower Alle , County of Cumberland and State of PA, being the sam premises which Frank G. So lier, Jr. and L. Jane Soulier, h s wife, by their deed dated Sept. 17, 1984 and recorde in Cumberland Co. Deed Boo W-30, Page 1181, granted and conveyed unto Robert J J. Cowher and Jean M. Rumb 1, Assessed value times commo level ratio (6400 X 13.33) $85,312.00 50% $42,656.00 TOTAL (Also enler on line 6, Recapilulalian) S 42,656.00 (If more space is needed insert additionol sheeh 01 some sin) QV.un o. .,-11I '* COMMONWfAlIl1 O' 'ENN5nVANIA INHflITANC! TAll RETURN RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES, ADMINISTRATIVE COSTS AND MISCELLANEOUS EXPENSES J. Cowher ITEM NUMBER A. Funlral Explnllll B. 4. C. I. 2. 3. 4, 5, 6. 7. 8. DESCRIPTION I. parthernore Funeral Horne, Inc-funeral expenses I. Admlnlltratlvl COlt11 Personal Rlpreslntotlve Commissions N I A Social Slcurlty Number of Personal Represlntatlve: Vlar CommissIons paId 2. Attorney Fees Stone LaFaver & Stone 3. family ExemptIon Claimant .Tp~n M l)nfnl-u~' '.1ifv Relationship Address of Claimant at decedent's death Street Address 1900 Carlisle Ro;!n City Camp Hill . Statl PA Zip Cadi 17011 Probate Fees Filing Inheritance Tax Return & Inventory MllClllanloul Expln.111 Reserve for closing expenses TOTAL (Aha enter on line 9, Recapitulatlonl Pllall Print or T I AMOUNT $6,193.50 750.00 3~900:00 25.00 100.00 510,568.50 . * SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LlABLlnES AND LIENS PI.a.. Print or Typ. rf1LE NUMBER COMMONWIAUlt 0' HHNIYLVAHtA INHIIIJANCI TAllfTUlH IlIlDI", DlaDI"' EsTATE Of _ Robert J. Cowher ITEM NUMaER DESCRIPTION AMOUNT 1. Holy Spirit Hopsital-debt of decedent $46.00 TOTAL (Also ontor on lino 10, R_pltulotlon) III more spoco is noodod. insort oddifiono/.hn" 0/ somo si...} S 4/; .nn COMMONWEALTH OF PENNSYLVANIA L COUNTY OF CUMBERLAND J u: .TA~n M. Rumbel bein9 duly 9"'''..n accordin9 fo 'aw, deposes and says fhats he i.. ,,"rvi vi nl1 "pOIlA!'! of fhe Esfate of Robert J. Cowher let. of _LoJ!g,;'_.~~!~.!L~P~" ---- . Cumberland Counfy, Pa.. deceesed and fhat the within is an in~entory made by Jean M. Rulnbe1_ , the said of the entire estate of said decedent. consistin9 or all fhe personal prop.rty and reel estate, except reel estate outside the Commonwealfh or Pennsylvania. and fhat fhe Fi9ures opposite each ifem of the In~entory repreunt it's fair ~alue II or the date of decedent's deafh. and subscribed berore me, 19 X Jean l A_Al.-'L-~' ~ Rumbe]n~~-~ffrift- 1900 Carlisle Road Camp Hill. PA 17011 Add.... Date of Deafh 03 Doy 06 Month 1995 Y..r INSTRUCTIONS ,. An in~entory must be filed within three months after appoinfment of personal repreuntative. 2. A supplement inventory must be filed wifhin thirty days of discovery of additional allets. 3. Additional sheeh may be aHached II to personalty or realfy 4. See Artic'e IV, Fiduciaries Act of 1949. I I I ~ I . -0 ~I ~ w I t .. ~ >- << I- ~I .. w ~ " ~ ... u . 0 J:: " ~ Q VI C Dl .. ! w << w ~I .. . J: ... u. ~' ... E Z I- ..J 0' .. ~ 0 ... 0 ~I u. ..J U ~; :t W 0 < I .,; ,< > Z 0: ., k' - Z 0 1-)1 OJI " I Q " ci I: - VI z ~I 0 0: 00( +J, U .... I I z /! w k ...:Ii ." I ... OJ I " .0 .. 0 - -:: D:: 0 " .D " E - .,.~ ......,.._\o'..C\;.,'.'".O>.";...~_,...-.--.~__._,_..~ / t5 . 5'~ -/</ C- ~rC!V"I\~47 EX AFP (12-95)*, CDHMQHWEAllH Of PENNSYLVANIA DEPARTttENT Of' REVENUE BUREAU OF INDIVIDUAL TAXES DEPT. U06Gl HARAtSIURC, Pi 171ZI.0601 ACN 101 NOTICE OF INHERITANCE TAX APPRAISEHENT, ALLOWANCE OR OISALLOWANCE OF DEDUCTIONS AND ASSESSHENT OF TAX DATE 05-27-96 o FILE NO. DAT! OF DEATH 06-03-95 COUNTY CUMBERLAND NOTEI TD INSURE PROPER CREDIT TO YOUR ACCOUNT, SUBHIT THE UPPER PORTION OF THIS FORH WITH YOUR TAX PAYHENT TO THE REGISTER OF WILLS. HAKE CHECK PAYABLE TO "REGISTER OF WILLS, AGENT" REMIT PAYMENT TO: DAVID H STONE ESQ STONE ETAL PO BOX E NEW CUMBERLAND PA 17070 REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE. PA 17013 A.aunt R..1tt.d CUT ALONO THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ~ ifiV:i5'Cin,X-Aj:ji-nz:9sY-iioYiCEuoj1uitiiiEriii'ANCE-YAx-jiPPRiisEHEiir-;-'U.LowiiiicE-oli----------------- DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX ESTATE OF COWHER ROBERT J FILE NO. 21 96-0107 ACN 101 DATE 05-27-96 TAX RETURN WASI I I ACCEPTED AS FILED I XI CHANGED SEE ATTACHED NOTICE RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE APPRAISED VALUE OF RETURN BASED ON: ORIGINAL RETURN 1. Rool E.toto ISchedulo AI III 2. Stocko end Bond. ISchodulo BI 121 S. Clo.oly Hold Stock/portnor.hiP Intoro.t ISchodulo CI 151 4. Hortgogo./Hoto. Rocoivablo ISchodulo DI 141 S. Cash/Bank Depolits'Hilc. Parlonal Property (Schedule E) (5) 6. Jointly awned Proporty ISchedulo FI 161 7. Transfara (Schedul. G) (7) e. Total AI.at. .00 .00 .00 .00 5.500.00 42.656.00 .00 IBI 48.156.00 APPROVED DEDUCTIONS AND EXEMPTIONS: 9. F~r.l EMP.n.../A~. Coatl/HiIC. Expans.. (Schedule Hl (9) 10. Debt./Hortgogo Li.bilitio./Lion. ISchodulo II 1101 11. Totol D.duction. 12. Hat Value of Tax Return 13. Charitable/Govern.antal Bequ..t. (Schedule J) 14. Not Voluo of E.toto Subjoct to To. 10.568.50 46.00 Ull 1121 USI 1141 In.1.14 CiO 37.541. 50 .00 37.541.50 If an assessment was issued previouslY. lines 14. 15 and/or 16, 17 and 18 will reflect figures that include the total of ALL returns assessed to date. ASSESSMENT OF TAX: 15. Aoount of Lino 14 ot Spou.ol roto 1151 16. Aoount of Line 14 t..ablo ot Linool/Clo.. A roto 1161 17. Aoount of Llno 14 to..blo ot Coll.torol/Clo.. B roto 1171 11. Principal Tex Due NOTEI .00 .00 .00 .00 37,541.50 X .00. .00 X .06. .00 X .15. UBI TAX CREDITS: PAYHEHT DATE RECEIPT HUHBER DISCOUNT 1+1 INTEREST I-I AHOUNT PAlD TOTAL TAX CREDIT BALANCE OF TAX DUE INTEREST AND PEN. TOTAL DUE . IF PAID AFTER DATE INDICATED, SEE REVERSE FOR CALCULATION OF ADDITIONAL INTEREST. I IF TOTAL DUE IS LESS THAN '1. NO PAYHENT IS REQUIRED. IF TOTAL DUE IS REFLECTED AS A "CREDIT" ICRI, YOU HAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORH FOR INSTRUCTIONS. I .00 .00 .00 .00 . I, . RESERVATION I [1t~'.. of ~cedent. dvl", on or before Dec.-ber 12, I"! -- l' ~v future Int.r..t In the ..'ata I, ,ranl'.rred In po.....lon or enJo1~t to Cl,.. . (co11,t,r.1) beneflol.,... of the decedent ,'t,r the I_plrallon 0' ~ ..t.t. 'or II" or for ,"'I, the C~.lth hereby Ixpr..,I, r...rv.. the right to eppra... end ...... tranl'" InherJtenc. T.... at the I..ful Cl,.. . (eol1.t,r.l) r.t. on any auch future Int.r..t. PIIlPCISE IIIF NOnCEs To fulfill the requlrMenta of Section IUO of the IntMrltencl end Eltate TalC Act, Act IZ 0' 1"1. 72 P.I. Seotlon 2140. PAMNTI DIItKh the top portion of thl, Notice end ~lt ..Ith you,. PIYMI\t to the Aqht.r of WUb printed on the r.ver.. tide. ...-.... cMck or ..,., orde,. PI,.lt tOI REGISTER OF MILLS, AGENT AU ,.~ts recalved .....11 fir.' be epplled to ..., Int.r..t which ..y " due "lth eny ,._Inde,. ...lIed to the till. REf1>>ID (CRh A refund of . tax credit, .....lch .... not requelted on thl hlC R,turn, ..y b, requested by cOllflllUng ... "Appllc.tion fer Rafund of Penn.ylvenl. Inherlt8nC' and E.tata Tax" (REV-1J1I). Application. ar. avallebl. .t the O,flc. of the Aegl.tar of Will., 8nY of the lJ Aevenue DI.trlct Offlca., or by calling the .pecl.l 2.-hour ......rl'" ..rvlee I'IUIIben for fora. orderl"'l In Pennlvlv..la 1-100-162-2050, outllde P..,lylvlll"lla and within loc.1 Klrrlabur. araa (717) 717-1094, TOOl (717) 112-2252 (Hearl", 1~.lred Onlv). OIJECTlDHSI MV p.rty In Intara.t not ..tlllled with the ...r.lI......t, aUow8nC. or dhallow8nC' of deduction., or .........t of tu Unclucll", dlKOU"It or Intan.t) .. shown on thll NoUu .,.t object within .htv (60) day. of recalpt of tnl. NoUc. bYI "-.rIUan prota.t to the Pi Depart.."t of AavlnloM, loard of Appe.ls, Dept. ZlUZl, Hlrrlabur" PA 17UI-laZl, QR "11MUon to hIv. the uttlr dIItar.lned at wdlt of the account of tha personal rapr.....,t.Uv., OR -.......1 to thiI Orphan.' Court. AlliUM ISTRATlI/E toRRfCTlCIIS I Factual .rror. dl.covarad on thl. ........"t Ihould ba ~ra..ad In .,rltlng tal PA Departaent of Ravenue, aur.au of Indlvl~1 TIX", ATTHI Po.t A.....8Iftt AIVIIM unit, Dapt. ZIO'Ol, Hlrrlabur" PA 17121-0'01 Phone (717) 717-'505. S.. p... J of the bookl.t "In.tructlon. for Inherlt8nC' Tax Aatum for. Aa.ldant Dacadlnt- (REV-1501) for en axplanatlon of ~Inl.tr.tlv.ly cor rIG tab 1. arror.. DISCOUNTI If any tax cIua II paid .,lthln thr.. (5) c.lendar 8OI'lth. .ftar the d.ud....t.. cMath, . IIv. parclnt (ll) dbcOU"lt of the tax paid II allowed. ThI 151 lax __.ty non-partlclp.Uon penalty II CHlNted on the total of the tlX and Intlre.t .....Md, and not p.ld befar. Januarv .1, 1'96, thl flr.t d.y aft.r thl and of thl t.x .-ne.tv period. Thl. non-p.rtlclpatlon ,.,.1 ty II appnlabl. In thl .... IIIMIr Md In the thl .... U.. par loci .. you would .....1 thl tax Md Intar..t that hIl. been .....nd a. IncUc.ted on thll notlc.. PfHALTYI IHTERE:ITI" Int.r..t I. charged bellml", .,Ith flnt day of dII11nquency, or nlna (9) aonth. Md ana (I) d.v frCHI thl dIIt. of daath, to thl data of PI~t. Tax.. which bee... delinquent before January 1, 1912 bear Intara.t .t the rat. of .Ix (~) parcent par ........... calculatad .t . d.lly r.t. of .0001". All tlu. which bee... dellnquent on and aft.r January I, 1"2 .,111 be.r Int.r..t .t . rat. which ..Ill vlrv frCHI cllMdlr YI.r to cllendar v..r ..Ith that rlt. ~ed by thl Pi aaplrtaent 01 Alv~. The appllcabll Intlr..t r.t.. far 1912 through I'" .ral !!!! Intar..t A.t. P.llY Int.ra.t Factor !!!r Intlr..' Aat. Dally Inter..t Factor UIZ ZOX .010S4I 1917 9X .000247 un I6X .000411 1'81-1"1 IIX .000501 1914 IIX .OODSU 1992 9X .000247 1915 UX .000556 !tn-I'" n .00019% 19.. lOX .OODZ74 199'-1'" 9X .000247 --Int.rllt I. c.lculated a. follow'l IKTEREST . BALANCE OF TAX UNPAID X HUHBER OF DAYS DELINQUENT X DAILY INTEREST FACTOR --Any Notlel 1,1UId .,t.r thl ta. baCOll, d.llnquent will r.flect an Int.r..t calculation to fifteen (15) day, bayond thl data 01 thl .........,t. If p.y.....t I. a" .fter thl Intar..t cOlPUtaUon data shown on the Notlc., additional Int.r..t au.t be celcu1atad.