HomeMy WebLinkAbout96-00327
111e petitioner above-named swears and affirms that the statements In the loregolng petition are true and correct
to the best olthe knowledge and bellel 01 petitioner and that, as personal representative 01 the Decedent, petitioner will well
and truly administer the estate according to law. ,..
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Commonwealth of Pennsylvania
County of Cumberland
Sworn to and affirmed and subscribed
belore ma this ~\lay 0'
Oath of Personal Representative
6~~-o ~(
April,l996,
'1}LCI..llfu:4{1l~2t >.-d)Jjuu.'l!
MARY C. LE~nS !bfv-
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N/;.
~I-Iqqu> - 32.1
Estate 01 EsTHER S. PENNY , Deceased
Date 01 Death: Julv 2.1995
Social security No: 193-3&2543
AND NOW, Aorill!\. 1996, in consideration ofthe Petition on the reverse side hereon. satisfactory
proof having been presented before me,
IT IS DECREED that Letters Testamentary are hereby granted to JAMJ=S F. PENN'I. JR.. in the above
estate and that the instrument dated Aoril 24. 1992 described in the Petition be admitted to probate and
filed of record as the last Will of Decedent.
FEES
Letters........................... $
Short Certificate(s),( 8 ).... $
Renunciation.................. $
Affidavit ( )................. $
Extra Pages ( )............ $
Codicil.......................... $
JCP Fee........................ $
Inventory....................... $
Other............................ $
375.00
'j}({'l'LV (:X;.Ul ( .JjJ,lt~ t) lJ /}_ULIl.] .
Reglsl9r 01 Wills J;;1!l;-.
24.00
9.00
5.00
Donn L Snyder
06858
315 North Front Street, P.O. Box 741
Harrisburg, PA 17108-0741
Attorney:
I.D. No:
Address:
TOTAL............... $ 413 .00
Telephone:
717-236-9377
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ITEM V: No interest of any beneficiary of my estate,
either in income or principal, shall be subject to anticipation
or to pledge, ass ignment, sale or trans fer in any manner, nor
shall my beneficiary have any power in any manner to charge or
encumber his or her interest, either in income or principal, nor
shall the interest of any beneficiary be liable or subject in any
manner while in the possession of the Executor for the liability
of such beneficiary, whether such liability arises from his or
her debts, contracts, torts or other engagements of any type,
ITEM VI: 1 direct and empower my Executor to sell any
and all real estate of which 1 die seized, at such time and upon
such terms as he may deem best, and to deliver good and
sufficient deeds therefor to the purchaser(s) thereof.
ITEM VII: All death taxes (not income taxes) that may be
assessed in consequence of my death, of whatever nature and by
whatever jurisdiction imposed, shall be considered a part of the
expense of the administration of my estate and my Executor shall
have the power in his discretion to pay the same at once whether
or not the law under which they are imposed permits the
postponement of payment of all or part of them to a later time.
ITEM VIII: 1 hereby nominate, constitute and appoint my
son, JAMES F, PENNY, JR., of camp Hill, pennsylvania, Executor of
this my Last Will and Testament, Should my son fail to survive
me or cease to act as Executor, 1 appoint my friend, DONN L.
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COMMONWEAL'rH OF PENNSYLVANIA:
SS:
COUNTY
OF
DAUPHIN:
We, ESTHER S, PENNY, the Testatrix and David H. Dunmireand
Diane E. Grissinger, the witnesses, whose names are signed to the
attached foregoing instrument, being first duly sworn, do hereby
declare to the undersigned authority that the Testatrix signed,
sealed, published, acknowledged, and declared the instrument as
her Last Will and Testament; and that she signed willingly and
that she executed it as her free and voluntary act for the
purposes therein expressed; and that each of the witnesses in the
joint presence of each other and in the presence and hearing of
the Testatrix, signed the instrument as witness to her Last Will
and Testament; and that to the best of their knowledge the
Testatrix was at the time eighteen years of age or older, was of
sound and disposing mind, memory and understanding, and was under
no constraint or undue influence.
~~.~~Ntr~tr1X
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DAVID M. DUNMIR~ Witness
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DIANE E. GRISSINGER"Witness
,
subscribed, sworn to and acknowledged before me, the undersigned
officer, by EstherS',Penny, the Testatrix, and subscribed and
sworn to before me by"David M. Dunmiroond Diane E. Grissinger,
wi tnesses, in the prese' ce of each other. this ,';:; 4 t:"day of
April, 1992.
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IN RE: ESTATE OF
IN nIE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY .PENNSYLV ANI A
ORPHANS' COURT DIVISION
No. 1996'()()327
ESTHER S. PENNY
CERTmCATlON OF NOTICE UNDER RULE 5.6(a)
Name of Decedent:
ESUlER S. PENNY Date of Death:
APRIl. 9, 1996
Admin No,
1995.00327
To the Register:
1 certify that notice of beneficial interest required by Rule 5.6(a) of the Orphans'
Court Rules was served on or mailed to the following beneficiaries of the above-
captioned estate on April 29. 1996:
Address
Name
2700 CUMBERlAND BOUI.EVARD CAMP H1J.l" PA 17011
JAMES F. PENNY, JR.
2700 CUMBERlAND BOUlEVARD CAMP H1U" PA 17011
JAMES F. PENNY 11I
2700 CUMBERlAND BOULEVARD CAMP BII.I" PA 17011
T1MOntY ROSS PENNY
Date Aorll 29. 19965
Notice has now been given to all persons entitled thereto under Rul
Signature
Name DONN L. SNY R
Address Post Office Box 741
Harrisburg, PA 17108
Telephone (717) 236-9377
Counsel for personal representative
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BOSWELL, SNYDER, TINl'NER & PICCOl.A
COUN51:LOR~ AT LAW
.\ I) NORTIII'WNT STRrH
1',0 lIox 7011
IIhRRI\RlJRG, P^ 171l1H.IlH I
11111 23tlo.g377
rAil. 11171 2J6.QJ16
WILLIAM 0 BOSWE.lL
CONN L SNYDER
LEONARD T1NTNtR
.JEFF'RtY t. PICCOLA
.JefFReY R. BOSWtLL
BRIGID 0 ALFORD
MARK R PARTHEMER
CHARl.ES J HARTW[LL
DYLAN 0 PAINTER
RICHAne D WICKERSHAM
or COUNSrL
July 2, 1996
Register of WllIs
Cumberland County Court House
One Court House Square
Carlisle, Pennsylvania 17013
Re: Estate of Esther S. Penny
No. 1996-00327
Ladies:
Enclosed please find check payable to the Register of WllIs in the amount of $37,000
representing payment on account of inheritance tax on the above Estate. Kindly forward
a receipt for the same in the envelope provided.
Thank you for your cooperation,
truly yo~
~1
Ma onella F. MllIer,
Lega . taot
enclosure
11\C.It62UI'."1
146508 COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
OFFICIAL RECEIPT. PENNlYLVANIA INHERITANCE AND ESTATE TAX
.
D NO. AA
RECEIVED FROM: i
ACN
ASSESSMENT r:t
CONTROL ~
NUMBER
AMOUNT
SNYDER DONN L
31~ N FRONT ST
POBOX 741
HARRISBURG, PA 17108-0741
101
$37,000.00
lOtOl;lIf_
ESTATE INFORMATION:
~ FilE NUMBER
g 21-1996-0327
II NAME OF DECEDEN~
II DATE OF PAYMENT
m POSTMARK T
COUNTY
SSN 193-36-2543
(FIRST) (Mil
DATE OF DEATH
REMARKS
~ TOTAL AMOUNT PAID
RECEIVED BY
$37.000.00
CW
SEAL
JAMES F PENNY JR
C/O DONN t. SNYDER ESQ
CHECI<t1 083
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REGISTER OF WILLS
MARY C. LIiwIS
REGISTER OF WILLS
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IN THE MATTER
IN THE COURT OF COMMON PLEAS OF
ESTHER S, PENNY.
DECEASED
CUMBERLAND COUNTY. PENNSYLV ANIA
ORPHANS COURT DIVISION
NO. 21-96-0327
OF THE ESTATE OF
DISCLAIMER
-
l. I., _
Donn L, Snyder. Esquire
::BQ~WEL!,..SNYDER TINTNER & PICCOLA
Post Office Box 741
Harrisburg. PA 17108-0741
717-236-9377
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DISClAIMER
I, James F. Penny, Jr., do hereby renounce, disclaim and refuse to accept the assets
listed on Exhibit A, attached hereto and made a part hereof, leflto me under the terms and
conditions of my father's, James F. Penny, Sr., Will dated September 5, 1972 in Paragraph
Item II (b) and duly admitted to probate in Cumberland County Orphans Court on July 30,
1981.
Esther S. Penny, surviving spouse of James F. Penny Sr., died April 9, 1996.
This renunciation and disclaimer is hereby duly acknowledged and is served on the
Co-Trustees of the Estate of James F. Penny Sr., and shall be filed with the Register of
Wills of Cumberland County, within nine months from the date on which the surviving
spouse's Will was admiued to probate, which was April 18, 1996.
The undersigned beneficiary has not and will not receive any consideration in money
or money's worth for the above renunciation from any person or persons whose interest is
to be affected by it.
Witness:
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Fnce Title Rnte Price Mnrket
758 DF Stock Fund 106.926 81,050.38
2.195
9,212 DF Pennsylvania Tax Exempt Fund 12.533 115,462.08
.702
9,971 Investments 196,512.46
Principal Cash 277.80
Fund Total 196,790.26
co... ~mt.~fu'~\'lJ,p~t1,'lii1~l'N"
HARRISR5~h.~'Z8.0t0l
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INHERITANCE TAX RETURN
RESIDENT DECEDENT
(TO BE FILED IN DUPLICATE
WITH REGISTER OF WILLS
COUNTY CODE
Y[AR
(~
FOR O"tE50r DEATH AFTER 12/11HI' CHECIC HERE
IF A !iPOUSAl
f' n I
FILE NUMBER
REV. ,!tOO [)l: . n.g~l
D
E
C
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D
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N
T
CAB
H P L
E P 0
C R C
K 0 K
P 5
AMOUNT RECEIVED (SEE INSTRUCTIONS)
0.00
1996-00327
DECEDENT'S NAME (lAST. FIRSt. AND '.llOOlE INITIAL)
Ponn , Esthor S.
DATEor mRtH
01/08/1901
DECEDtNt'S COMPLETE ADDRESS
Mess t ah V 1110110
Mochanlcsburll, PA
17055
SOCIAL SECURITY NUI.lDER
193-36-251.3
DAtE OF DEAtH
01, /09/1996
COl.mlf Cumborlnnd
(IF APPLlCADLE)SURVIYING SPOUSE'S NAME tLAST ,FIRST AND MIDDLE INITIAl.) SOCIAL SECURity NUMBeR
NUMOER
X 1. Original Return
4. limited Estate
lliJ 5.
.l1- B.
Remainder Return
(tor dales 01 death plior to 12-13-82)
Fedoral Estate Tax Return Required
Total Number of Safe Deposit Boxes
2. Supplemontal Return
41. Future Interest Compromise
(lor dales 01 doalh ahor 12-12-B2)
[!] 6. Decedent Died Testate 07. Decedent Maintained a Living T.ust
(Attach co 01 Win) (Attach. co 01 Trust)
ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
R
E
C
A
P
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CO..-PLETE ..-A1L1NC ADDRESS
Boswoll Snydor Tintnor & Piccola
Post Offico Box 741
Harrisbur PA 17108-0741
Nono
115,966.40
Nono
None
284,264.77
None
293,106.70
C P
o 0 NAME
R N
R D Donn L. Sn dor
E E
S N TELEPHONE NUMBER
- T 717 236-9377
1. Real Estate (Schedule AI 1
2. Slacks and Bonds (Schedule B) (2)
3. Closely Held Stocklpartne..hip Inlorost (Schedule C) (3)
4. Mortgages and Notes Receivable (Schedule 0) I4l
5. Cash, Bank Deposits & MiscenanoouS Pe..onal Property (Sch. E) (5)
6. Jointly Owned p'operty (Schedulo F) (6)
7. Transle.. (Schedule GllSchodule L) (7)
B. Total Gross Assets (total Lines 1-7)
9. Funeral Expenses. Administralive Costs. Miscellaneous
Espenses (Schedule H)
10. Debts, Mortgage Liabilities. Liens (Schedule 1)
11. Total Oeductions (lotal Linos 9 & 10)
12. Net Value of Estate (Line 8 minus Line 11)
13. Charitable and Governmental Bequests (Schedule J)
14. Net Value Subject to Tax (Line 12 minus Line 13)
15. Spousal Transle.. (lor dales 01 dealh aher 6-30-94)
See Instructions tor Applicable Percentage on page 2.
(Include values from Schedule K or Schedule M.)
16. Amount of Line 14 taxable at 6'1, rate
(Include values from Schedule K or Schedule M.)
17. Amount of Line 14 taxable at 15'/, .ate
(Include values from Schedule K or Schedule M.)
lB. Principallax due (Add lax from Lino IS, 16 and 17,)
19.C.edits/Sp Poverty Prior Payments Discount
0.00.37,000.00. 1,941.12
20. If line 19 is grealer than Line 18. enler the dillerence on Line 20. This is the OVERPAYMENT.
~ ~ Check here II you are re uestln a relund of our over a ment.
21. II Line 1B is g,ealer than Line 19, enler tho dillerence on Line 21, This is Ihe TAX DUE.
A. Enter the interest on the balance due on Line 21A.
B. Enler thelotal 01 Line 21 and 21A on Line 21e. This is the BALANCE DUE.
Make Check pa able to: Re Ister 01 Wills, A ent
. . BE SURE TO ANSWER ALL QUESTIONS ON PAGE 2 AND TO RECHECK MATH ~ ~
u..... Po"'''''' 0 po'IU'I', .o<,,,.lh'" hm ...m"'.. Ih" ,.lum,'o<'''''''''I "com".",''''I "hodul...'" '101'"",'",'''' 10 Ih. """ 0 my ."".'od,..... """.1.11" "....
co"o<I'''' comp"",' .o<,,,.th.,.II'''''''''' "n ""Oh ..po,'od.1 "... """.1 ",.... 00<'...110' 01 "',,,.,.. 01"..1"'" ''', ""..0....1.."'...'''".." "'... 0",11,,10<"""0001
.,.hlch p,e"",er hIS 1"1 "nowledge.
(B)
(9)
38.21.0.80
8.057.41.
(10)
(11)
(12)
(13)
(14)
(15)
0.00 X
=
(16)
647.039.63 X .06 =
T
A
X
C
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M
p
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T
A
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(17)
0.00 X .15 =
(IB)
Interest
(19)
(20)
(21)
(21A)
(21B)
...... SICNATURE OF PERSON RESPONSIBLE FOR FILJNC RETURN
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James F. Penny. Jr.
2700 Cumborlond Bld
cii~ - - iim-: -Pi.- - -i'ioii - - - - - -' - - - -' - - -' -" - - --' - - --
Boswoll Snydor Tintnor & piccola
Post Offico Box 741
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SICN U..,RE OF PREP.AR~ ~THER THA~.REP RESE1T AliVE
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0J't CP~YI~
693,337.87
46,298.24
647,039.63
647,039.63
0.00
38,822.38
0.00
38.822.38
38,941.12
118.74
0.00
0.00
0.00
DATE
. ")
J+)C/r--
DATE
/0-}(1/P
Form 1500 (Rev. 7-94)
- ".
.
Act *48 011994 provides lor the reduction 01 the tax rates Imposed on the net value of translers to or lor
the use 01 the spouse. The rates as prescribed by the statute will be:
.3% (.03) will be applicable for estates of decedents dying on or aller 7/1/g4 and belore 1/1/96
.2% (.02) will be applicable for estates of decedents dying on or aller 1/1/96 and belore 1/1/97
.1% (.01) will be applicable for estates 01 decedents dying on or aller 1/1/97 and before 1/1/98
.Spousaltransfers occurring on or aller 1/1/98 will be exempt from Inheritance tax.
PLEASE ANSWER THE FOllOWING QUESTIONS
BY PLACING A MARK (Xl IN THE APPROPRIATE BLOCKS.
YES NO
1. Did docodont mako a transfor and:
x
.. retain the use or income at the property transferred.. . . .
......... .
.."..", .
b. retain the right to designate who shall use the property transferred or its income.
..,...,... .
x
......,.. '
x
c. retain a reversionary interest; or . . . , . . . ' . . . . . . . . . ' . . . ' . . . . . . . . . . , , . . . ' . , . . . . . .
x
d. receive the promise for life of either payments. benefits or care? . . . . . . . . . . . . ' . ' . .
.,..,....., .
2. 11 death occulTed on Of before December 12. 1982. did decedent within two years preceding death
transfer property without receiving adequate consideration? If death occurred after December 12.
1982. did decedent transfer property within ono year of death without receiving adequate
consideration? . . . . . . . . . . . . . . . . . . . . .. ..... . . . . . . . . . . . . .
x
x
3. Did decedent own an 'in trust for' bank account at his or her death? . . . . . . . . . . . . . . . . . . . . , . . . . .
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,
YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN,
Farm 1500 tRe.... 7.14)
COP'frlghl(cl '994 formscflwlfll only CP:Jystems. Inc.
...
REV. 'SOl EX . (..~6)
co"rH'\l\lrtf.q1o~~~jhY'HIA
ESTATE OF
SCHEDULE B
STOCKS AND BONDS
Esther S. Penny
SSfl 193-36-25/.3
0/./09/1996
(All ro e
ITEM
NUMBER
1
Int -owned w~h R ht 01 Survivor. hi must be disclosed on Schedule F.)
OESCRIPTlON
80 shores CoreS totes Financial Corp, CUSJP #218695104 -
Common Stock
2
2,376 shores PNC Bonk Corp
3
$305,400 Alliance U.S. Government Bond Fund
4
$0 U.S. Treasury NOle - 7.8757. due 11/15/99
TOTAL (Also enler on line 2, Reca ~ulalion)
(If more space is needed. insert additional sheets of same sizeJ
Copyrlght{cI1994 form softw.re only CPSy11ems.lnc.
FILE NUMBER
1996-00327
41. 625
VALUE AT OATE
OF OEATH
3,330.00
29.125
69,201. 00
7.60
23,210.40
20,225.00
$ 115 966.40
Form 1500 Schedule BlRev,..U)
...
REV. 1Soa EX. {Z.ftlJ
SCHEDULE E
CASH, BANK DEPOSITS AND
MISCELLANEOUS
PERSONAL PROPERTY
cO"~Ji1~~~lb'moo~'NIA
ESTATE OF
Esthor 5. Penny 551/ 193.36.2~/13 0t.j09/1996
(All '0 I Inl -owned whh RI hI 01 Survlvorshl mu.1 be dl.closed on Schedule F)
ITEM OESCHIPTION
NUMBER
1 Amorlcan Express - IllS - Mutunl Fund
2 Capital 81ue Cress
3 20,87~.902 llelaware Creup PA Tax Free - Mutual Fund
4 Mollon Checking Acceunt - No. l627122~8l
~ 3.226.7 Ven Kampen Am Cap PA Tax Free - Mutual Fund
TOTAL (Also enler on l.ne 5. Reca rtu!alion)
(Attach additional 8 112' x II" sheets .f more sp.ce is needed.)
Copyright te) 199~ form software onl)' CPSyslems, Inc.
PleclS8 Punt or T e
FILE NUMBER
1996-00327
VALUE AT DATE
OF DEATH
1,4.826.91
98.05
171,182.40
13,432.58
54,724.83
S 28/, 264.77
Form 1500 Schedule E (Rev. 2.871
..
REV. 'S10EX + 12.a7)
CO"~N\'n~~q~W~"~r'.YANIA
ESTATE OF
SCHEDULE G
TRANSFERS
PIO<lS8 Pllnl or T e
FILE NUMBER
1996-00327
Esther S. Penny ssg 193-36-2543 04/09/1996
THIS SCHEDULE MUST BE COMPLETED AND FILED IF THE ANSWER TO ANY OF THE QUESTIONS ON PAGE 2 IS YES.
DECDS , DOLLAR VALUE OF
ITEM DESCRIPTION OF PROPERTY TOTAL VALUE
NUMBER Include nlm8 of the tI.nsle'... thell EXCLUSION OF ASSET -I. INT. OECEDENT INTEREST
l.tallOnshl~io decedenl dAle olllll1slctf
1 Universal Benef I \.s 1.1 fe - 96,1.60.00 96,460.00
Annuity' Poll cy No.
C6090658
2 Roal Estato - 2700 3,000.00 299,500.00 66.667. 196,646.70
Cumborland Boulovard
TOTAL 110150 enter on lone 7. RecaDnulalionl 293 106.70
(If m:lfe space is needed. insert additional sheets ot same sae.l
COP'fOghl(c) 1994 tOfmsoflware only CPSystems, Inc:.
Form 1500 Schedule G tRev. 2.87)
..
Estato of: Esthor S. Penny
Soc Soc 0: 193.36.2543
Dato of Doath: 04/09/1996
Continuation of Schodulo H-1lIo
( Probato Feos)
itom Doscrlption
II
1 Roglstor of lIi11s Short Cortificatos
2 Rogistor of 11111s Probato
Amount
9.00
413,00
.........-....---...-
422,00
\
.
REV. ts1Z EX' 0.9l)
SCHEDULE I
DEBTS OF DECEDENT.
MORTGAGE LIABILITIES AND LIENS
Pl.... Print 01 T .
FILE NUMBER
1996-00327
CO......O~W~L1H O' P['W'YlYAN,.
'N" AI ANC'ii' AX A :fURN
R 51 ENt tCtO Nt
ESTATE OF
Esthor 5. Ponny
55(1 193-36-25/,3
0/,/09/1996
ITEM
NUMBER
1
DESCRIPTION
Jamos F. Ponny, Jr. - Rolmbursomont for 1995 Incomo Tax
AMOUNT
754.00
2 Mossloh VI11ogo Monthly Nursing Coro
3 Mosslah V I 110go Modlco1 Exponsos
4 Trinity Luthoron Church - Plodgo Contribution
5 Wo1born 5hamboch Assoclotes - Proporotlon of 1995 Incomo Tox
Roturns
If ,917.50
35.94
2,000.00
350.00
TOTAL (Also enler on line 10, Reca ~ulalion)
(If more space is needed. insert addrtional sheets 01 same size.)
Copyright (e) 1994 form toltwlf. onl)' CPSysterns,lnc.
S 8 057.44
Form 1500 Schedulel{Re\!, 1.93)
\
,~. .'il'
.
REV. 1S1) EX. 12-1171
CO"~N~~'~rti'i4~WJb~~r'\t'NI'
ESTATE OF
SCHEDULE J
BENEFICIARIES
FILE NUMBER
1996-00327
Esthor 5. Penn
ITEM
NUMBER
551 193-36-2~/,3
01, 09 1996
AMOUNT OR
SHARE OF ESTATE
NAME ANO AODRESS OF BENEFICIARY
RELATIONSHIP
1
A Taxable Bequests
James F. Penny III
2700 Cumberland Beulevard
Camp Hill, PA 17011
Grandson
Twenty-Five
Thousand
2
James F. Penny, Jr.
2700 Cumberland Beulevard
Camp Hill, PA 17011
Son
1007. of
residue
3
Tlmethy Ross Penny
2700 Cumberland Beulevard
Camp Hill. 17011
Grandsen
Twenty-Five
Thousand
ITEM
NUMBER
AMOUNT OR
SHARE OF ESTATE
NAME AND ADDRESS OF BENEFICIARY
B. Charitable and Governmental BequeSls'
TOTAL CHARITABLE ANO GOVERNMENTAL BEOUESTS (Also enler on line 13. Reca Itulel"nl
(If more space is needed. inson addl1ionalsheets of same size)
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$
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Sll H (Vs
- 2_Fireplaces,C/A
G.lI..~e.c"!llolt 1/036 Slj ft (~lS 20.00
10L1lh!jI1l.l!cl1 CO!lI'il.... .~ S
lC!.5 Pnyslc,u fUf1cllon,1l lJ:!rn.t1
D,p'CClJlon 56,000. 14,000 "I
DeprCCl,lltJ VJiue 01 Impro.t'~l1cn~ '"' S
OA$.ls' Value 01 Site Improvements ::; S
INOICAlfaVAI Uf llYCfl;I AI"IMCII . \
IllM SUIlJlCI lQMI'MlAllll t;O 1
2700 CUmberlarrl Blw 646 St.Johns Drive
~ddre.... Canp Hill, PA. _ _____ CaJTp Hill, PA _
I2Q.1,r!"~ loSu~I""_ _________ ,L J:tile.
~Jlli'r!"______ 1.._ __. __ _ __N/A L___}I'l,OQP
PriCe,G,,_w,)'.!!'i_AreL L : !_88_,_61__ I
DalHndor foIulti-List & Court
Ve"flCabonSource _ .I~j,QJ)_ Re.c.9_r;tls_____ _____.___
VAlUEADJUSTMW1S ___Ot~~RIPTlON_ _J)fsCRi!'JION___ ~L1S MjUlL
Slides or FlOancino
Concmlons conv--'-______ .._0__ _ ______ Con\[,-____ _0 __ o___Cony,_ ________ _____
Da"oJja~,I[lm. _ l;!L2L___._______ JJ/'l!l______ ___ ___0_ 3!'l':>
locabon ~___S!reriQL____=~4'OO~L S~riQr_________::5400o... S~i()r
lea~~g~,fe!Jil'!'p~ Fee Fee Fee Fee
Srte ~ == ~------------ EciuiC=~-~~=~=-=_=:~== ~---
Vrew cp;x:I___ FJ:nlal--______ __ ____ _ F.q\Jql__u. ___ Eq\la1,__
DeSlOn~rrdlp~!a!__. PJnt6!1/2 Sty 2_StyjEquaj. .. _ __ 2s\:y/Equal_H ______ ~1)!:&Jn/2nS_!;y_....:t.!L_00o._
Ouarl~JlL~l'smr,bQL ~_ _____.__I:.q\.lcl1.________________ Equal____ _________ II:1f!,rio~ +5-1_0Jl_Q_
ML_____ s.L_.____ .2L__.___ __ _______ 10___...____ L____ .______
~ondlb_on.________ G::lc:9_____ Sl.lpE!rior__ -:-J!l.,_5.o.O_ _ Supe!;'i,or _ _ ___._.-5, QOO_Superi_o):' -5-1_000_
Above Grad' .~oUU~'_'!'LBaJns_ r9_uL.Bdrms..~'_llls_ _!9UI.~dr~B}Il!L Jo_UL~drn!Ljlallls .
Roomecunl _!l._3_;3.5 8 '1__;!-,_L. +2,000 .19___3-3_~ _1l._4 3 +1,000
Gross l!!'ng AreL__ ~,8_60 ___JqJL n__ 3,609 Sq fl_o +4,000 _ _____]4J24 SqH __+11,009_ ___2,_~00 SqlL....:t.~_QPJL
Basemenl&flnlSh'd 50% Bsnt" Family Family Family
- Rooms B!IQ!I_GradL_ sa'L!:XC!'o'I.l___ Ro:m _ __ _ _ . __,:,8,.000 _ Roan_ _..___.___ _ :-7,00_0 Roan _ ___OH_:-~'O().o
. FuncbonaIUbh~_ Q:xxl ~________________ fqlial_____ _ ~_______
: Heabno,Coolrn llil\/CA _Fllb[q'L. .FJWQ\ .I:lP 10\
- EneroyJ"lClen'Il~I11.!_ .lI1?1llSlt;,joRI1- Equal_________ _ Eqwl,l, __n__ F.qtJi!,I,
Gara e.~.on__5_~ Gar,_ 2_C9I_ Par_,_____+8,9.QOu 2 _Qu.:_Gar-,--_+.8.JO.op__ ~iAr_G<3I.
Porch, Pabo, Deck Pat.Deck,RJr Patio Deck, Patio Deck
!i~P!!S~[S),efC,____ 2_firepl._____ 2_Fireplaces. . 2 Fireplaces. _n__ __ . 2F'irepla~~______
!!!!~J'QQ1,~\c".____ I,andscap!_g__ Fence/. Shed -2,000 Inferior_ . _ +2,500 Landscap'g__.___.+8,500
bWl.lcy\cgs_ __ F3LQ/J)N. Micr:. f.qwlJ. __ ___._._h___ . _ Equal.____.___u_______. f,qtgl,l..
lIetAdI {lOurl ,- i + -X- - ~_.-Jll,50.o__. -X + c-, - 1_-1,_5_9..0_ -X' +- - - S
Adjusted Sales Pllce I i
01 Com arable ,s 299 500 ! 1 299 500 'I 294 500
Cemments on Sales Compallson (Includlni Ille SUbject proper1y.s compabblh~ 10 Ille neighborhood. elc I }jar!q=t_1IPP~<;:l) _in<;ii,cE!:eS_11.___
val.11ILQ.U?2.9,.s9.Q,__NL~able sales ~ .located within5mi.les.____~eqtes1:. ~i,gl)_Li~__._
QflP-Ued..J;Qj;Al_~J_L~u;!_._ nMjustlren~ were_basedo!)_J1Io;1rk~t. extractJol)S_1l[d/()r-:iLrl~t;,,-_
UNIFORM RESIDENTIAL APPRAISAL REPORT
5-322
.1
li~'"
75,000 Comrnrnl\ on CO!.l ^flpro~ctt {SUerl as, !lourcc 01 cosl csllmite. Site vilue.
!.(IUJlf 1001 cJi(ulJllOn And 101lU1O VA and fIllIIA.lhf' tSllmited remimmu
('(anomie hie 01 ttlt! IHOtlr,ltyl ___
Cost developxl fran local controctors. ard
I.ru:shall ValUiltion Service, as \oAJll as,
but oot I imi t<cd to my experience as a
bui lder arxl ilftlraiser. Estimating
mTUinirq C(:OranlC life is 30 years. Site
valuation is t='(! on revie.1 of._
residential lard sales.
250,900
12,000
20,720
283,620
70,000
213,620
12,000
300 620
COMI'A1lAUll tou l ~UMI'^,lAUll tlO J
805 f,tichigan Ave., 2095 FaiLway Lane,
LemJyne, _ PA Harrisburg, PA ~__
1. f-tile , 5 I.tiles
____...11__295,000 __________1 ....__.255,000
1~9~.j3__ I L1Q2,QO I:
~lulti-List & Court t.lulti-List & Court
Records _u_ HU___ Recpr:dJe ____.______
___ Q~~c:~IPnON __!HI..AdjuSL_ _ _QISCR~lIQ~-------:tbJI AdjlJ1L
-5,_0.9.0
+ 1.2J_QP9 p
3..2...5...0.9__
-~- ---- --SUBJlCT --I-~-/:-:' COMPARABlE-tlOI - -- -- ------COMPARABLE NO 2 ...-[_~/-~~-e-GOMP~~BlE ~-- =
Dal<, PrIce and DaU None
Sourc,. lor p"orsales N/A
~~arolae~raisal NIl\. _1:;9_urt Records Cow:t. Records_ _ _ __ __ _C9urt_~IJ;ls_ ____
Ana~fsls of any current agreement 01 sate, opbon, or llsbng 01 subject propclty aM anal'ySls 01 any pnor sales at sublecl and eomparables wlmm one yellr 01 the dale 01 appraisal
No_~~qgrJ;!e;Iv;nt;...Qc~es_c;gnc~ons,_____ _.. _.______n___ ______.________________
IHDICATID VAlUE BY SAllS ClJIIPARlSON APf'ROACIt 1 49_~_!:iOQ
INOICAI[OVAJUEBYINClJIIEAJ'l'RMCIt If A hcable Esbmaf'dMa"'IRenf S N A ,Mo x Gr",R,nlMu~ "" .1 N A
ThiS .1fJpraisalls made . X. "as IS. . _. subjcello thc ICpJIIS. altcrabons, mspf'cbons Of eO;J(jlliOns 1i5tcd belo'N sublecllo complebon flCI plans & spcclhcabons
coca:;""rAp,ra"t _No_warranty_.oCthe appraiS€d is given or inplied. No liability is assulT'edfor_the
~_rur;t;l)r!llor_rrechanical_elenl;llts ortiJ~ prup"l'ty._ _ _ . _ ___ __ _____ _ _ __.._______
f,nat ReconClhabon. Q),Ie _to_Jlll;:~_o_Lt:Mt:.a1 elata'o.the _.InCOl1E..l'.fl?roach_is _not_ appr()priate. ___ f1::rst_we.i.gl)t_is_
gi)l!:n_to_!:he_Sales_ CaTpar.iEJ:ln_Approach_as. it _reflects ..the buyers arrlsellersrrarke~_ ac:tioJ:lS_.__.
- ThE1 PJst_ClfProachsupp:lrts .the Sales_Corlparison Approach. . . ___ ________._n
The purpose 01 UIIS app,alsal IS 10 csllmale me markef value 01 me (cal properly ttlalls me sllt'lcet 01 lt11S report based on tf1e abo~e condlDons aM me certJllcatlon. contlngenl
and Imll~ng cOMllions. and ,",ukclvatuc dclmllJOn UUII arc sl.1lcd In l!le altdchell Freda I!! Mol': fOlm 4Ji)H.j~~^ 1011111('0':1\ (HCVISed _JW1e, 19931
I (Wr) ESTIMATE IIIEMAIlKfTVALUE.ASDmNlO.~TIIEREAll.llnlITYTlIITISIIllSUllJlCI~IIllSllEl.OIIT.AS () ._J~Y-;U,_19_2.5__
- (WI11C1I1S TIIEDA1i IHS/,!:CTlON AND TIlE mtcTM DATE ~ TIllS IlLPonn TO BE S 299,500
. Al'PIlAISEll: \ 1-/ \l (;; SUl'fRVlSlJRY API~iAiSEil (ONLY IF IlLOUlllfD)
~i'!llr!!LJ/r." lJ__"6_, __:~ q _ _ _ _ Signature _ _ . _ DrJ Did Nol
t!all1_o ~er G. Conno ~ .I1Al . _ N'rne InspectProp,r1y
D~l!..~'port_~lgncd_July 21,_ )995 O"'Il'POI,Slgned ___________
~~_IUCClbflC'bon' GA-D00229-L SUI< PA SUI' CCltl,caIlon . .._ __S1a.t,_
01 Sl.1lc lIcense 11 SUfI! 0, !iLllc license" State
Freddie MIC 101m 70 fim PAGE 1 011 fannre Ma, IorIO 1004 6.9J
fOfm IIA? .. "1 nr M ?oon' ,1f,rrJlsal !>oltNdlc tlY J l.I modc, me -. 1.ijQQ.ALAMOOl
" :~: ',il: 'I /" I ;.;, :.:,. :. :.'
~~-]:!:.~
. .
. C', " ;1'''''' !J," 1! E..! \'., .',; ..f I' ,.,'
UNIFORM RESIDENTIAL APPRAISAL REPORT
"700 Clu!d.>2rlC1Jd l>'luluviUr.I ',CeU'\, 11111
(S...oe Attached Slllveyl
1-:0-1U5:-56
,"
, 1-'
I \~; "1'
I,'
,.
'I"
/j '.l'JIJll
',',u'J..,rlilld
l'J'll" '14' ,-i J~LJ',::j
!,JI "I' ll.J\j:J "I
F. 1',1111'/ Jr.
'.\11:',)
~, I./,j(., (.J':' '_
t;II;:.1I".'::1
II! ..
X h'I''';''l'n
i ~ 1\11"';"
~, , '1,;
, I'
': 11"' "~I' I!!,'
" "
11/;\ 'c,', "J.' 32.',v-',I"';
:. .._. .,' Il/!,
l\u'd....,rldll'.1 l'j\Il..Nclltl, CiU'lJ 111,1, I'd. 1'/' 1:
I~:\d'.f!t Str'.-:t Gu') IIi II I'd. 17011
SllMJU 41111t1IIlJU~II111 1'1l:!.l'fll LlIlIJ U',C 'L I .Iud u~.c l;h411111:
I I ~ : , t f. It
~'),-'I ',t~ I [Ji:I' lol'1 "
$17:; l';1ll 2S
$350 I,;' SO
Club III11s"
','.J; :"'1":'
f,:,:'l....... ~IOO
f,:;'f'... :'lS9
1'llxJUlIlIIlJlIl
OCCUp41q
lO'd~on Url'JII 'illl-~ILJ'l 1i.;IJI
BUlnUp ^ o.cr l~'t 7~,l~,\; \Jp~l'r .)~,
Grov.llll.lte HJf;IJ X SUl"I' ~':...
PlOptrTl ~J.:ljt'~ lli~rt',IV'J X '1!Jt t. LI~( ',p~'J
OernJOll,!iIlIII:~, Si!l;ll.l,jt' X '!I :',11.11 1\1' ~'.; i" ..
M.lrkel,l1~ lil1le Un\h:l J P'iJ') .:~ J.t) Ili:~ [.'.,,: II" $~SO
Noto: RilCO and tho raclnl compoliUon of tho noighborhood are not apPfo1isallactors.
N"gh~OI"ood ~oun,I"'" ,,.,,, ,,,,,,,'"'',,,, l=atw in tll," &.It'ouqh of Ci.lJ!p lIill, CUJ'd...,tliUrJ CuUllty, I'd., '.,11 tllu
: no):th side of u.s. Route 11-15, alm ~J\(J,om as CUJ!1L"rliUld !k>ul(;VClIU.
_ helors U1J.lJlkd 1!1t~1T1,lllo,t~l.ll""tl' al 1I:1' IIICI'I'!1.I" '1 WI' Ill'; ,IIVlIl,!".l '1'.& '1;', !Ll "IP~",,:""! .lrll'l'f'I'~"" '''I'l'''I,I!'I'II! '!I~ " ,Il i' ,I.:, tn,!,.'" .1._ 1
: SclPols, sl'Dpping, transjXlt1:i1tion, church"" " pulll ic [lCU'~"S ilre all ,,':nlf'.lnLJ distiUl(;l;. I': ld" "j
.. CMI'1ership is evident thtuuy!iuut thl? Eont i r" IIdghlJ.Jlllco:l. IJ\CJi ne:ss iUld prof.(;ssilll1ill r'(:s icltmt::.
Dlployn-ent stability is l}.Cnl due to tllu :;tat" Cilpltul at lIiltT[:.;IJUtq, till: lIilVY SuWly ll"lfJt ill
r'lecharUcsburg, tilt; Al1't; SU[.Vly Ileol:ot in nl!.'! Cl.u,d...,rlilnd dnd til" ',^p'Ulllill'J Uluilwr lIillTj,;IHU'J
~.
Malket condllions to lroe SLlllitCt ntl~nt"orhooO l'nc:~jlnlJ 5UPPOlt 1::;1 Ir-.t:: a~O'it conClUSions rt:::akJ lQ IN: lrt::I1'J 01 P101ltrly '~ah.;t:!l ll..rt:dn:: 5;;1.1;~ Jlii.1ll1J1~ctn'J til'!:
.. such as dala on com~clll:l~ !lIOpCrlll:S lor sa'e In 1!\1': IIr;~hL.orncc'l 11t::\Cr1r,1:Cn 01 tIlt l:!t'",d:t'''~e 01 sa:t's J":111I1.lI1C11\? conce\~I:JllS cl: )
Court records & multi-list statisticS sUPp::lrt a g.xx.l rar'ket in Greater lIalTisburg l,rea.
General marketing tiJre is 90 to 180 days \'lith g.xx.ll"ilI'ketubility. sellers are not rtO<juino<l to
offer sales or financing concessions. All tY[Y-s of fil1ilJlcin9 available ','Iith conventioni'll loans
l;leing 7-1/2 to 8-1/2% interest, 75% nJrtyacp, up to 3 p::lints for 30 years.
lvU
X 'j';1,"',
': t.:!,.;~l;'.'
.. ;','14!."\
I":!.lt' "
',');:!I.I'!
h,
,t'.I!,1
:'i'::'," '01'
1,'.'1"" .)
.b
^ liP
fI/A
Project Inlormabon lor ruUs III appll:ab:e) , . Is tr,~ deH:ioper. L~~iJer 10 conto\ cl tr.e r1:llie Ot\ne~s' Assa:".l:.on IlWAj" 'ttS
Approllmate lotal nJmber 01 units In tr.e sutl:t:1 prc!r.cl H/A "~POl,!TIJ!e to!.11I1UmN:1 01 units 101 sale ,II ":e sut:t:.l prOlecl
Oescnbe common t::lemclllS Jnd recreanallalla~I';l ,.~ II A
DimenSions (See Attached survey) 10po~raplY N;:Dve road grade.
S,t"". 85,176 square feet - 1.86 acres. C,","'''' "', x!r: S,/c lJ:JJve A\'g.for neighbh
Specrhc lonlng C!JSSI!,c;J.Mn an:lI1t:!'>w:lk.Vl Residential Shall!: Irregular
Zonll1O compliance X leQJI le~al nar:u#OI!Mllj {lilar-,(11.1:1,CH;J u5t:! 1:~"j,:1 IfJ lCJI,q (lra:n,lJc G::o::l
M'ir~Sl_ ~ tH~ .s~ H -~.J,~~ Jot Present '-!It: Ower use leltl,Nl) \'ICN G:::x::d
UtIkbcS PutlllC Ol!1CI 01l,sllclmpron,'1llCflts l,pt:: PutlhC Plli,jl!: lan~SCdplf1IJ D-tcellent
ElettrlC'~ X SW' I'lacadarn X o,,"w., s"",, foIacadam
Gas X Clllt1qu"t::r API)arcntt:a~r.II1t:llls0f record only.
Waler X :'ll1tN.l:~ FPIA SrjCllJI t loOlllla/dlu Awa Yl~!. X tl')
S.ntury ".tI X "'tell,')"" ILMI./ollc "C" ~,~,t;.t'JIc 12/11/61
~"msew" X A;:" IEMAM'pN, 420357-0001-6
Comments tappa!ent aO~else easerm:nls. enCfodcr.tl1t::r.IS spt:clal a~!lt~swen!":> s!,Jf: dltdS 1:'t:JJ.\ or lCIJ41 IIQn:cnlu1mm'J LOnlng use t::tc I Lot is atove
roa::l grade, level at ddelling, belo..] grade to rear of lot. Beautifully landscaped lot, r.aturc
trees l1'6ccdarn & kin area. Protective covenants & utilit easarents considered in valuati(,n
GENERAL DESCA'PTlO~1 EX1ERIOA UlSCAIPlI0~1 fOU~,DI,!IC" BAW,~(ril IIISUlA110~.
No 01 Unt~ One four,m,n Concr ,Blk. SIa" N/A Are. SQ fl 1,059 Aool
No of SlontS 2 Sty lllcrlQI '.'.a"I" Brick C!dItIS; J';t 50% '\, fl!l\~neJ lkme Ce,II:"1
Type 10el/An I Detached Aoct Su"ace Rub. Blt-up BaI"""'! 50% Ce""~ t.:nfinish, ,',,]':>
Des,gn IS~'I Conte11p, Gunc" ~ 1',C"I," AlUJ:unl.Un ;0'1'(' ""''';, Floor Drain '];,)1:, Conc. Blk. I""
ElIsbng,PlOpo"d Exist'g '11,"~o.lW Casem.&DfH [,,,,"r,,,, llo EVid. ""or Concrete ',or',
Aoe ('Vrs) 57 SlorrnSCIt'l'r.s Yes SI.:I::t::I1OCl'l No Evid. Oll!5ltle El1!I) Yes -~,~~...~
Etlectr~eAIW IVIS, 25 r,',}11,,1,l:'..i!',! !I.),.'!: Ilo '!"l'~l.l~'~ tlo F.vid. Stan1 t:ni ts
le)t;r li','l1J C'1'I') .('~:'Cr. l':'\ ~,I"',:':'l I.". Hili !h;,::;;.;rl'S IICJ:h l,L,';,::} eU't' ,',:tl'~l':
1
1
1
1
1
1
1
2
2.5
1
1
Frnlshed alea above ra:leCon!JIIIS 8 Hoc:ns 3 Bl'JIQC'!lIS' 3.Sfr'l!SI 3 860 S:'",j'!' fed 01 GTv!-''- ~ >,:'" ,',ltJ
INHRIOR MJ!ellJ!s.ColliN'cn t1f ,\ ~ I~i:i ~:Ii;>~f~i [{;~I,P ,',1:::-; M,'Hi:tIFS CAR SlGRAGf
f~olS HjI';[,Ca.rp:t/Cd . 1 ~: ,- FHA h'~".i'" ,l',~: ^ , ,;":' X l.'I'rJ..:t'''Iill ~ 2 ~n'~'-
..
- Wans Plast/Panel/" ',.to: oil ;'l";~ '>.' :< ":.l '~ ;: ,1 ~,:: X Gala';" fI';!',Ori'"
1111n,111\1';.h pine /" C:.:c: . !';~: G:x.xI ,. ,-,j :..: . ~;, "',I ' ;,....' i-: f.!~I. ~.t:~ ; Car
,
6.ll1f~0I Cer. Tile I" C,~,'l ,'"i ;.t,' ... ~,>:l'i :-: .:,;'.t, :-: ~:t:~:'. ~,t:;~
BatnWamscol Cer. Tile I" Ct::nt'Ji X r a r ~ ..::: J }: I ;';~1 tt'~':f: :...~.::c
0001S \\\:xxl I" C!!\t:r j,',:i:l401ol' X r<ta~~ ~ r::1 Cal~C'l
CG~, l,: 'j", G:cd ,'.J~: ~H: ",~_' .. ~. ~'':'.: Lr,'-''''h r'1it::adti!1
Md,tlOn.lle",,,,,,,,,,,,I.,,.,,,, ,",' ,nl,""" ,,,' 118',ol }:.ltchen, "St.Cllarles" cabinets, rali)le top, servic(, island,
l\ul..l.",r rtX)f illS1:alled in 1~S8. Bl'ic~. retaining '..:all along driW....:ilY.
COOUIMn 01 U,t' ',I:':,':,f''''t'''~!' 'l~l '..::,JU''', ;'," ,1 I". .!,~".I ,": ~ ,.. ',J ~; J -~. ,:..: . ,.J " ". ;,' , : '~" !f"'1'1: :,. ' ;\,~:' ". ", Physical:
Age & defen'ecl ralntenance. F\Jnctional: lIone. Eccnouc: ;~()Ilg hE:avily tra':ele:l 4 lane t:.S.P;:;utt.:
11:-15. Due to age of d..:elling, lead b3sed [dint 1".1:" lx~ prf,odlt, ra.>i'.et cb"s not panalize
_ property but client is advisc-<l of its p::lss.il>le 8XiS1:enc(;, it is assur>:d it lS net pre~;u\t.
Aovelse tfl',lIcrl~.t'!,~.l ,~": ~ ~,~~ \'1;.et; .1'i I"." " "',''':'~ I'an':::.~ "'I~'i', " \.: ~',!" '" ..'~ ,; ".t. ", ,.... ..,~,:,..'~"" -, .'." '" ,.., "
'li_l-,:u-'.:ttt aJ:t:t'~t:' err: ~ l~-'. :\n~:itiJ L C"'~rili ti-: _:'.s t: ~l:'
\'0.1..:(-,.
",
:-:
}:
1,0;9
3,020
840
IU'I:~U:,i" '1');"'" ".l;,'I~.Ji.,.~'~It,\"~'! I" ~.
'.~ r .', OJ
I"',,....!'.;.'" '.l' "
i,.',...,l
Ilk: No
75,000 COllullcnb un Cosl ^1l~lro,)cfl t"ucrl .IS, !lOW!lC 01 CU!ll estimate, Slle value
!i1lu.m lOll I (JIo.:~IJllUn JrlllllJI IlUll \,',\ JIlJ Imlt^ 1:;1' r\tJ1I1Jh'J 1l'IllJ.I\I!iJ
I:lUIII)!lIIC II Ie ol Ult~ prupclty I
Cost develor~xl (run local contractOl'S am
1'l.:lrShall Valuation Service, as \,.ell as,
but mt limited to my experience as a
builder am appmiser, EstimJting
runa.ining ec,'ooomic life is 30 years. Site
valUiltion is based on rL'vh.w of
ll!~id(!lltial liud :_~Ill!:;.
Valuation Secllon
ESIlMAIEp SIIE VMUI
[SIIMA1LO 1lfl'1l0IJUCIION cosl.m W.0IIMI'1l0V! MI NIS
Owellmg 3,B60 51111 @\ 65.00 \
5q It @I
~ 2 Fireplaces,C/A
: G'ldge,C"flu11 1,03651111 ,,'I 20.00
loUI E,bm.kd Co,1 New
tcs!. I'hysH;Jl
UCIlICl,;IJtlUIl 56,000
UCplCCIJlcd Vdlue olllllllrUYC111Cllb
"AS'IS' value 01 Site 1r111l1O...Clllcnls
1N1lK:^IIIlV/IlIllIIYCIlSl^I"UIACII
IIlM 5IJUJlCI
2700 CUmberland Blvd
Addl'" Canp Hi 11, PA
PIO.ll1!llly 10 SU~JL'cl
Sakls_Pllc~ S
~IlC_e!JiI05~uvmg AIl:a S
OataandiOI
VCII!!C~_~On Soulce
'{!IlJl~.AO!USTMWTS
Salcsol rmanclll~
ConcmlOns __._.___~___ Conv, Conv,
O~e~ISalc""ne .... 12/94 11/94
10_c~li<!n____u Q:Jod superior -5,000 . SlJP'lrior
le""llo~;TeeSllnfl.k>__ Fee __ Fee Fee
SIIe___________ Q:x::x:l------ Equal... Equal.
View__~_______ Good___ -- Equal Equal
Oes!g~}_n~ ~ppealu Contem/2 . Sty 2 Sty jEqual 2 sty/Equal
auall~_Q1 GonsJ/ucbo~ Q:Jod Equal Equal
ML______ 57. 27 _ _ 10
CondlbOn Q:Jod SlJP'lrior -IB, 500 SlJP'lrior
Above Grade TOUI.Bdlm,.Bal!1S ToUI ,lIdll11S, B.IIIS ToUI.Bdlm'. BalllS
Room Count . B3 3..5. B 4 2.5 +2,000 10 4. 3.5
Glo"l!,l~gA'" 3,B60 Sqft 3,600 Sq fl. +4,000 3,124 Sq Fl. +11,000
Bmment& FlllIshed 50% Bsmt., Family Family
_ 1jQ~1!I~jlclcwGrade 50% Crawl Room -B,OOO Roan
. F.u_nf.~<cnal Ubll~ d Q:Jod Equal Equal
: !lCd.bngICoobng FHA/CA FHA/CA FHA/CA
_ ~J1~lgYJIIIC"nlllem' Insulation Equal Equal
g~lagC{C~lp~IL 5 Car Gar, 2 Car Gar. +B, 000 2 Car Gar.
POIch, P.bO, Oeck, pat.Deck,Por patio Deck, patio
[!rep~cel,),etc 2 FirepL 2. Fireplaces. 2 Fireplaces.
~ce.Pool.elc Iardscap'g Fence, Shed-2,OOO Inferior
lIfpliances R/OIP/\>LMicr Equal Equal
Net AdIJIOUI). ________. __:+ 'X \.19,500 _ 'X::+. - S
Adl",led Sales Pllce ----i . 1
olCom arable Is 299 500 1\ 299 500 \ 294 500
Comments on Sales Comp"lSon llIlCludlllg "" subject plOflClty's cOlllpabblllty 10 "" nClghbOlhood, etc.) Market Approach indicates a .
yalue.of $299,500, Allcatparable sales are located within 5 miles. Greatest weight is
applied to Sales #1 & 2. lrljustrrents were based on market extractions and/or jtrlgerent.
UNIFORM RESIDENTIAL APPRAISAL REPORT
\
250,900
S
12,000
20,720
2B3,620
lunctllHlJI
Ilklll.!1
14,000
70,000
:!13,b:!O
12,000
300 620
CIlMl'MlAIlI1 IIIl ~
805 Hichigan Ave.,
Lenoyne, PA
1 HUe
-\
\
. \
\
CIlMI'MlAlIlll1ll I
646 St.Johns Drive
Canp Hill, PA
1 l.tU e
5-322
CIlMl'AllAIlIll1ll :l
2095 Fai~ay Lane,
Harrisburg, PA
5 r1iles
.
N/A
I
\
319,000
5 94,43
Hulti-List & 'Court
ReoJrds
OlSCHII'1I011
.5 255,000
\ 102.00 I, ._._
l-lul ti -List & Court
ReoJrds
OESCHIl'llllIl . 'I IS MI",1
\
295,000
\ BB.61 ,
Hulti-List & Court
ReoJrds
OISCI\IPllml . +l )\ MI",1
Inspection
OFSCHII'1I011
+l )SMjusl
-5,000
-5,000
-7,000
+B,OOO
+2,500
4,500
Conv.
3/95
SlJP'lrior
Fee
Equal
Equal
Contem/2 Sty .
Inferior
6
superior
lotal.Bdnlls, Baths
B 4 3
2,500 Sq Fl.
Family
Room
Equal
HP/CA
Equal
2 Car Gar.
Deck
2 Fireplaces
Landscap'g
EqUal
X+
-5,000
+5,000
+5,000
-5,000
+1,000
+25,000
-5,000
+10,000
+B,500
.\
39,500
__ IIEM I SU!lJECT I' .. COMI'AHABLE NO 1 COMI'MlAUlE NO 2 COMI'AllABlE NO 3
O.le, Pllce .nd OaU None None None
SoulCe,lolllllO"'IcS N/A N/A N/A
wllllln YCdl 01 aPI",,,,,1 N/A Court RecOrds Court RecOrds Court Records
AnalySis 01 any cUllenl aglCelllent ul "Ie, OpbOll, 01 ",bng ul sublL~II"ofl"ty dllIl "ldlys" ul '"V pllOl sales 01 sublecl alld collllh".bles wIIIIlllllllII yeJl ullllll d"III "I ,II'I",lls,,1
No sales agreerent or sales concessions.
INOK:^lU1V/IlUI: BYSAlI S CIJMI'AfllSON/Il"IOACII S
lNDlCAlfOy^,ur UY INCOMr ^PPltMCII III ^ llllcatlk: fslllll.ltl~d Mdlket Iknt S N A .Mo J: GIOS!i Rcnl Mutllllll~1 S
This appldlSallS made ,I( 'as I"~ ,.. ,"blectto l!1o "pailS, a"CI.bo"" lII,pecbon, 01 condlbons IlSled below subl,~tlo 'Oll'I,IoI,un ""I,lms ~ '1"",IIe.I,,,n,
C",o,:,,,,,!~m'SIl No warranty of the appraised is given or inplied. No liability is a.ssurre:I for the
structural or rrechanical elerrents of the property.
f1nalHeconcilldbOn Due to lack of rental data, the Incoma Approach is not appropriate. ~bst weight is
given to the Sales Ca1p:lI'ioon Approach as it reflects the buyers and sellers market actions.
_ '!he Cost awroach SUfPJrts the sales Ca1p:lI'ioon Approach.
The flUI"o," 01 11115 app,,,..11S 10 "bm.le Ii" nldlkelVdloe oll!1e ICdI PIU"Clty 1I1d11S 11m ,"bjecl 01 IIns mflOll b."d onl!1e above cond,bon, .n~ Ii" cClbllC.bon, cOllbngenl
and IIIl1Ibng condlbons, an~ nldlkelVdl", dehlllbon IIldl die ,Uled III "" .IUchL~ I,,~d" Mdt F onn ~:l9,1 NMA 1011I1100,18 11l",SCd June, 1993 J
I (Wt)lSlIMIIII: IIIE M/Illl5lJ V/llUl.~ OlllNLD.llIlIlIUAl. P1111'IJUY IIlAllS IIll SUllJlC11l UIIS Illl'llU.AS II July 21, 1995
_ (WI. 1K:lllSIIU.lJAII:(I)HS~lll Uj~IlIlUIJlI.cTM l1All:11llllSlUl'llU)IOUI S 299,500
. ^pm^lSlIl ')..J..../J / (;/ SUI' IMSlllY ^1"lAlSIIIIONI Y 1111I QUIIIIIl)
SlgnatulC / G. ~J I' ." ~ ,--"v'" Sll1n,11urc [llll {lid Nol
. l.. ... ,-v'" 'J
N.l1Ie Lest~ G. rmor, lolAI 11""" Insl""II'IU"uty
O.le lleflOll Slgn"l July 21, 1995 1',11" '''1'011 5'j"ed
Stale CI~11ll1C31101l11 GA-000229-L SlJle PA SI,lle CClllIICalwl1 II
01 Stall: lICI:Il"I~ II Sl.lll~ Ilr S!.Ilt'l Kt'n..e II
r1cddlC Mac: 10lln lU Ii, I}] f1^Gl 'I ()I 'I
fOllll ll^? .' "'ll1A! 'IOUO" apPl.!I~,Jl!<.oltlt'a'c ll', J lJ.lI1Ollc, Irll .. 1.HOU.A1^MOlll
'fI'.
Sl.lk
SLlle
fanrllt: M,le 101111 1lJO.t h.ll
SUl,U'lIIHY ^l'l'HAISlIl. HEl'OH'I'
, '. L.G, CUIIIIU' R",II [,I"I.AJlJI'"i",," 5-322
UNIFORM RESIDENTIAL APPRAISAL REPORT IIIlHo
2700 Cunverlan::! Iloulevanl c,~ Canp Ifill SI.II" PA 1,!,Cud" 17011
(See Attachod Survey) CUUII', CUlllberlan::!
1-20-1852-56 I,IIY"JI 1995 III I,,,,,S 5,646,OB:p':":"",",,,,! Unk11CJ.om
CUllt:nIOWIlI" Jilnl~S F'. l-\!nn Jr. Olt:Ul,1l11 X HNrll'1 !I'IIJII! V.le,1I11
X let! $1l1l1lc I C.l'-'l~hllkl I'llll~ll II! 1'1111 Cfll1l101ll1l1lUIlI UtltP,\'A f)tl I ItrJA S ,Mo
NClgh~u'huudUlI"OJccIN'lIIc "Country Club Ifills" M'I"lckll'II'" N/A C,",U' ""13240-0105
N/A nolle 01 ~dk: N/A O~\:r,;I~ J~ .l~ll S ,1"J!~1 J' 'J.)1 Ch,l~;~\ :r:~}\ J~.\!J t. il~ (~: I "" .! N/A
Hr. JalTl2S F. PeJmy, Jr. ArId,,,,, 2700 CUndXlrland lJoulevartl, CillTtJ Ifill, I'a. 17011
[Ester G. Cormor HAl M,II"" 2159 r'~lrklJt StrLoet C'.iut Ifi II Pa. 17011
lOCJtJoll IIr~JIl X SullurllJII llul..1 l'IwurUlIJ.llll SUIJC '.11I11';' housmq 1'Il:>CfJl unlf U!tC" t.,xJ use Cholltl)C
Builtull X lht:ll~", 1~-/~'" tJrHltll!J'l. UCCUp.llll.l r:il~~;:J ~lr:~l rJrud,l1Illt, 100 x rlolUdy ll~dv
GIOwUllJle IlJIIIlJ X Sullie S~hY X 1)-,..lIef S l'/"J lu,.. 25 ,'..I 1,1II11t)' tllllllfU~',"
Properrt Vii lues 111r.;rcJ!'m~ X St.lllk: Ucclmmq IcrWll $350 It,~h 5,0 MultJ.ldllllt)' lu
OC'II\JlldiSUIlP~ ~hUltJIJC X Ill1lJIJnce Ovel !JUllllt)' X V,lC,l~.! \o.~ \' 1'lttJmllll1,UII Cllll1fllllCloIl
M.1rkcbll!J tllnc _ Under 311los _X:_, J.ti IlIO:) Ovelti 1lI0S . _._ Vol: p.t>r ~\: $250 35
Note: Raco Ind Iho racial compollllon of Iho neighborhood aro nol appraisal faclors.
NClgh~o'llood ~oulld."cs ,"d chJl"lc"'~" Located in the Borough of Canp IIi 11, Cumber Ian::! County, Pa., on the
: OOrth side of U.S. Route 11-15, also known as Cumberland Boulevard.
- F.aClors thai aIlL'CI Ule lIlarkcl.iUlllrt 01 Ule prollclbes 111 Ule Ilclyhuolhood (pr01JIIllrt 10 elllploymenl and JlIlelllttes. clIlployment st.JUlhrt, appeal 10 lIlalket elt I
~ ~lDols, soopping, traJ'lSlXlrtation, churches & public pary.s are all walking distance. Pride of
.. Q!!!1ership is evident througOOut the entire neighl:orh:xx:l, Business an::! professional residents.
~~oyrrent stability is g:xxl due to the State Capitol at Harrisburg, the Navy SUWly DeJXlt in
Mechanicsburg, the~. SUWly DejXlt in,New Cumberlan::! an::! the exparrli.ngGreater Harrisburg
aJ:'E%i. ..
Market conditIOns In Itle sUUjetlnclljhbOlhood (lncludll1lj sUPI10l1 101 the above conclusions rclaled to nlC bend 01 properrt values, dellland/supp~, and malkebng billa
... such as dat.J on compcbtJvc plOperbcs lor sale 111 the nelyhuorhood, dcscllpbon 01 the prcvalence 01 sales and hnancmg concessions. ele )
()Jurt records & II1Ulti-list statistics support a g:xxl market in Greater Harrisburg Area.
~ral llBI'keting tirre is 90 to 180 days with g:xxlllBI'ketability. Sellers are rot required to
Qffer sales or financing concessions. All types of financing available with conventional loans
l:'eing 7-1/2 to 8-1/2% interest, 75% nortgag=, up to 3 JXlints for 30 years.
x
x
l'roja:llnlonll.Joon lo,I'UI>S (ll.JIJllllcablc) . . Is UIC tJevl:IoIIClibUlldcrllJ conUol 01 UIC ItOllle OwnefS' A5~OCIJtJUIJ (!lOA)? Yes
Approlllnalc lotal number 01 Ul1Its In Ule SUUIl.,,1 PIOlccl N/ A ApPlOxllllale 101.11nulIlbel 01 urllts 101 sale lf1 Ule sublct;! 1l10lcd
Oescllbe comlllon element.. and rccfeaMnallacllltJcs N A
DllllenSlOlIS (See Attachod Survey) ,Topugraphy Ai:ove road grade.
SllealC',85,176,square feet - 1.86 acres. Cornerlol Yes ,x rID S," Ai:ove Avg.for neighbh
Speerll' lonrng ,~sS1"ca~on and dcscllpbon Residential ,Sh.pe Irregular
lOlling compliance . x, ll.'tJal ' It:tjal nOllcolllolITlJllg (GrandlalhcfctJ use) Ult.'tJal No 101llntj Dlalllage Gca:l
J:il~~e_sl_& t.esl use as lr.'tp:IJ'lftl X. Pfesent use . . OUICI,USC {expLull} VIl.'W G:x:x:l
U1II1ics I'o~~c OUiC' O1I.s'" Improvcmcnls Type Pu~11C I'lIvale l.ndSCJplng E:la::ellent
EIcc~ierty ,X S~cel Macadam ,X' Dli'leway Su"'" Macadam
Gas X , CUI~/guIICI 'AppaICnl em"'clIls Of record only,
Waler X S,dewalk lEMA Spce;.1 Flood IIm'd AIC. , ,_ ' Yes X No
Salllt.uy,",ower ,X . S~ccll'ghls .. : rEMA lone .'Ie" M.p Dale 12/11/81
~IO""-~C'!'L__'>C n_.A;~L ~!FEMAM.pNo 420357-o001-B
Comments (apparenl adverse easements, encroachments, special assessments, slide aleas, illcqal Of leljal nonconlormmlj lonlng use, elc,)' _lot _ is al:ove
roOO..grade,,, level "at cMelling, belCM grade_to rearof"lot. Beautifully landscaped lot, IlBture
trees IlBcadam & kin area, Protective CXlvenants & utili easerrents considered in valuation
GEN[RAl DESCRIPTION [)(1[RlOR D[SCRIPTlON FOUNDATION BASEMENT INSULATION
No,olUlII1s One ,Founda~oll "Concr.Blk. ,S~~ N/A.. ,AIC,SQ, Ft 1,059 Rool
No, 01 Slories 2 Sty. Ellellor Walls Brick .clawl SPJCC 50% ,'l.FlnlShcd None CClllIIg
Type (Oct/All) Detachod,Rool SUlI." Rub. BIt-up 8asemcnl 50% ,CCI~ng Unfinish, W.II,
DeSign (Sty~) ContBlp. ,Gull'" & Dwnspls AllIl1linum SUIIIIII'UlllP Floor Drain, W.lIs Conc. Blk. F~01
ExIS~ng,P'oposcd Exist'g .WllldowType Casem,&DjH ,Dalllpness No, Evid. ,I~o' Concrete Nonc
Age ('lIS I 57 SIoIIII,sCICcns Yes S'"~mcnl No Evid. OU~lde En~y Yes ~''''',''
Ellce~vcAIC IYIS 25 'ManulaclulCd Ifouse No Inlesl.lllon No Evid. ' Stonn Units
_RQqM.? _ foycr lrvmg Dming KItchen Dcn. f.arnl~ Rm nec Rill .BcdfOorns II BattiS laundry GnU:1 Are.l $11 It
1,059
3,020
B40
X 110
N/A
1
1
1
1
1
1
1
2
2.5
1
1
8 nOOITlS: 3 RcdIOOIlHSl: 3.5 RaUl/SI, 3 860 Sf uaw led III (jro~!oa !IVllIl AI!:d
,IIEAWIG KilCIIEN EOUII', A11IC AMENllIES CAll STOIlAGI
. Type FHA. . Refllgeralor X None X Filcplacels) 1/ 2 2 None
fuel oil ,UaI1lJe,OVcn X S!Jus PJbO X (1,11,1111'
Condlllon G:xx:l . Disposal . X Drop SI.1II Deck X ^"J~~lL'tJ
. COOLING Dishwasher X Scultlc Porch X !kt.ltlu:d
CenlIal X . fan. Hood X 11001 fence BUln.ln
OUler . Microwave X Healed Pool CarllDlI
ConditIOn Gc:xx:I Washel,tl er X fmlc;hrd (lIIVl"""a f'1acadam
Addl~onaIlCJlu,es (spcer.1 enClgy elllCICnlllerns, ele) New kitchen, "St. Charles" cabinets, IlBrble top, service islan::!,
Jenn-Air range & oven. Rul:ber roof installod in 1988. Brick retaining ~Iall along drivE'llay.
Condlbon 01 the lInl1rovcmenl<i, tJcprcclabon lpllyslcal. luncbonal, and exlcrnal), Icpalls nt!t'tted, quality of cnnslluc~on rcmodeling additIOns, ele Physical:
Age & deferred !T'aintenance, Functional: None. Econanic: Along heavily travelod 4 lane U.S. Route
11-15. Due to age of cMelling, lead based pllnt 1M}' be present, nurket cbes rot penalize
- property but client is advised of its p::>ssihle existence, it is assum:::d it is rot present.
Advelse CIIVIIOnnll:fltJl condlbons (sut;h as, ~ut nol rlnuledlo. hJ/JfllUlIS w,)\It:!. 101le !luh!.LllllCS clc ) fllt'o;cnll!llln: tll1l\ru~ert1!'111., lIfll!u' .,Ik'_ or m U\l~
"11In"dl,"cv"'nl~ulllll"U~l"cll"01":1ty There are ro kro.m or i:ltJPclrent adverse envimrumntal colXlitions that
MJuld n ]tivel effect the value.
rrcddlll MJC I urlll/O Ii.~') PMil I Of 7
101111 UAr .. "'{)fAl 7000" dllllldl~JI ~ult,yJrl~ llY ,11.1 flhllh', Uk I.HlIlI-A[ AMI ll\!
FiOlshed afca above lade contains.
INTERIOR MalcnalsiCond,bon
F~olS Hf\~&Carpet/Gd.
_ Walls Plast/Panel/"
Trull,F'IIISI1 Pine /"
Balhf~ol Cer, Tile /"
Balh W"nscol Cer. Tile /"
DoolS \Ibod /"
II Ull.lf\
5 Car
IJruucMdclulllllU(J.1 tJllJ
Photog raphs of Subject
Dwell ing Areil
17.5' x 74' a 1,295 sq. ft.
32' x 20' a 640 .. ..
36,5' X 29' = 1,059 .. ..
17.5' X 3'x1/2 a 26 .. ..
2nd Floor 1f--17.5L.* 32'---7\
20' X 42' = 840 .. ..
3,860 sq.ft,
\
26'
1
3 Car
Garage
2 Car
Garage
\ /
1\
\
T -
I
2 Story
Section
20'
1 Story
1 Story 29'
..-.---- 1
It-- 26' ~- 18' ~_14' ~( ._.36.5' ~
, ,
I< 42' ~
'--~-'-.:.;::.=-. ==:..:..:.:. ,
....
\
f-._.
.... ..'_ ,,,,.... Jllooltlo.
,a',"
. ,:" f :!l,;. C-,....'
c..t-. ~\!.",IVU' j
.' ":.\{, t (, _---.~:~.\
. \1.:0 \:. . ------
c:, 1'->_..-_-'-"-
--'.'-~. "t'j
'.1
~ .~
o ~,
" ~
~. i
oJ <t
~
'" -.
~ <t
uI c-I
d
d
0 Il.l
..
... b
'" 0
:S .
d ~
.., ell
;1'
"
0;.0''/ -'
.. \3tJJ
...,\').,.....'=" 0;'
ri
<0 J\ .I'
'. -'
~,t)..l~\::. \!I.~
1.0 ~
o. .
,.,...,' ..Q' f'1 . i.
. .0'-'
t~
.0 l'
01>.
1"':"\\.<>\ t.\ . f.
,O'~'
l'f\.~~ :~,()-'n---'--'" \..
r':;
J'
\ 0.$.
f.
...~_ _. ....,.....t I '--v
___,
.O~''l.''''
F~u\.,)~ \(l"){lf..
Q.hL\'l}.t ll.OL"LE.
Pl~\J QI:' P120Plr21'i
J. ~. ~\ [) T \..lll2 S.
E.t:.'>l Pt.lJIJ')eQQQ 1\IJIl,'
'){"llO 1" c..o'
PUJll'f
c.U/"'.&t.p"U,\jD <:.0' PI-.,
M~l!.t" \(... '';'-<;
-
-
11
~
....
c:l
V'
::J
[J \' Q C\ n l ~ H t.
t, \:' <... ~\ I ~ V 1:. "il..' Q
( ,.. \..'.. P \J \ l L,P.,.
DEFINITION OF MARKET VALUE: 1I11! IIHl'>' plllh,II!lr. Il"Cl~ which .1 plOjlr.ty ~hntlkl hllm] Irl " r,olllprtltlvr. "nIl own rn,u.d 1I11l1rr "II f.fJ11l1Itlon~
Ir(IUI~ttc to .l 1"11 sale, the huycl aM ~cllr.l. each actlOlJ pll/l1clltly, knowhlgr..lbly .lnd olS~Urnlnfj nlll Illlr.e l!i nol Alfectr.d tlY undue StllT1ultl~ Implicit 10 nu~
dellnltlon IS the consummation 01 d ~J~l as ot a Spl'Ctlll~d rfalr. and tJlr. p,l~~IIlQ 01 tl~ horn scf~~r to tlUyer unrler condlbons wherchy (I) tlllyer anrl ~r.llr.r are
Iyplcally rnotJvatr.d, t?l both p.uIUlS drc wr.lIl1llormed or wr.1I drlvl!icd, dnd cach ,lr.bn~ m what he con~.dr.rs 1m, own he~1 mlerest {31 a ,eJ!'.ondhle tllllC Ie; allowed
lor cxposUle In the open market (,1) payrnenlls llIJ.dc In Il:rl1l!i 01 cash III II S dolLus or 10 "~11I1!i ollm,)nctal ,1Ilangell1enl'i comp,uallle thr.rr.lo, and (~J the price
reprcsenf5 lhe norrnal consideration lor the plOpcrty snkl unJ.lIrctetl by spect,ll or creative Im,mc:mll or !iak~s conce!islOns. ~ranled IIY anyone assocldted Wlnl
thesalr.
. Adjustments 10 the cOll1r\Jr.lIlk~s must he lIlJ.de lor SIICC1,11 or clcallVe Imancing 0' Sol~~s conceSSions No .1djuSlments are necessary
lor those costs which are normally (!dId by scllers as a resun 01 lJadlbon Of taw In a markel are", the~e co~ts are readIly idenbllablc
since ttle sellcr pay~ thcsr. costs III vtrtual~ an sa~~ "an~acllons Special Of cre.1lrve llIlancinq .1djusbnents can be made 10 the
comparable propelly by cornpallsons to Imancing terms ollelcd liy a nllld parly insbtubonal !cnde' Ihal is nol already mvo~ed in the
property 0' transacMn Any adjustmenl should not be calcuLJled on a mechanical dollar for dollar cosl 01 the flnanclnq Of concession
bul !he doll.lI amount 01 any adjuslJnenl shoukl appfOxlm,lte !he markers 'eacllOn to !he flnancmg Of concessions based on the
appraiser'sludgemenl
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: Ihe appra"er's certlllCabon that appws In the appraisal reporl is subjecl 10 the lollowing
conditions
I Ihe appraiser win nol be responSlh~ lor maNers 01 a legal nalure that aNecl erther the property being appraised or the bile 10 It Ihe appraiser assumes thai
!he IIIIe IS good and mo1lketable and, therelore, WIll not rendr.r any opmions about the title The property is appraised on the basis of it being under responsible
ownerShIp
2, The appraiser has proVided a sketch in the appraisal report to show approximate dimensions 01 the improvements and the skelch is included on~ 10 asslsl
the reader 01 the reporl in visuallling the property and understandlnq the appraiser's r.etermination of its slle.
3. Ihe appraiser has examined the av"~b~ flood maps thaI are provided by the federal Emergency Managemenl Agency (or other data sources I and has noled
in the appraisal report whether the subiecl Slle is located '" an Idenhlied Special flood Huard Area. Bmuse the appraiser Is nol a surveyor, he or she makes
no guarantees, ~xpress or Implied, 'cgardlng this determination.
4. The appraiser win not \jive testimony or appear in court because he or she made an appraisal 01 me property in quesbon, unless specific arranqements to do
so have been made belorehand.
~, The appraiscr has estimated the value ot the L1nd in the cost approach at its highest and best use and the improvements at their contributory value, These
sr.paralo valuations 01 the L10l1 and Improvcmr.nls must not tlO IISed In conjunction With any other appraisal and are invalid il they are so used,
6 The appraiser has noled in the applaisal report any advcrse conditions (such as, needed repairs, depreciation, the presence of hazardous wastes, toxic
substances, elc,) absorved dUlinl) nlC mspr.ction 01 the subject property or that he or she b~ame aware 01 during the normal research Invoticd in performing
the appraisal. Unless otherwise stated in the appraisal ,eport the appraiser has no knowledge 01 any hidden or unapparent condlbons of tho property or
advelse environmr.ntal conditions (Including the p,cscnce 01 hazardous wastes, toxic sutistanccs, clc,) that woukl make the property more or less valuable. and
has Misumed thai thr.re arc no such condlllOns and makes no guarantces or warranties. cxprcss or Implied, regarding the condition 01 the property. The
appraiser wIn nol be responsible lor any such conditions that do exist or lor any cngineering or tesbng that might be required to discover whethcr such
condlhons exist. Because the apPlaiser is nol an expert in the fIeld 01 environmental halards, the appraisal rcport must not be considered as an
environmental assessmenl 01 tho plopelly
7. The appraiser obtained dIe inlonnafJon, eshmates, and opimons that were expressed in the appraisal report lrom SOUlces that he or she considers to be
reliable and believes them to be trur. and carmel Tt1e appraiser do!'!!> not assume rcsponsiblllty lor the accuracy 01 such lIems that were lurnished by other
partes
8 The appraiser will not dIsclose the contents 01 the appraisal report except as provided lor in the Ulllform Standards 01 Prolesslonal Appraisal Practice
9 The appraIser has based hiS Of her appraIsal repOlt and valuatIOn conclusion tor an appraisal that IS sublect to sabslactory completion. repairs. or
olnmJ.hons on the assumption th,ll completIon 01 nlolmplOvements wlllltr. performed in a workmanlike manner
to The appralsr.r must plOvllte hiS or h"f pltor wllnr.n consllnt belore the Iender/chenl Specllted in the appraisal report can distnbute the appraisal report
(IncllllllOl) conclUSIOns alJoul the property value, the appraIsers Idcntlly and prolr.sslOnal designallOns, and refcll!Oces to any prolessional applaisal
Orfjamloltlons or the fum With which nle appralsel IS assoclatrd) In anyonr. other than the borrower; the mortgager. or Its successors .lnd assIgns; the mortgago
Insurer; consult1nts, prolesslonal appraIsal org.1ntlatlOns. :IIlY sutr. or lcdcraltt .lpp,oved 'manclal lIlstil1itiOn; Of any department aqency. or instrumentallly
01 1I11~ llnllr.d SLltr.~. or "ny sutr. or 11m OISlricl 01 C:ohnnhl.1. elcept rhat 111r. Ir.ndcricll(!nl mw dl!tlritlllte the propr.rly dc~cnption section 01 the report only 10 dalA
collr.cllOn nl rr.porlmlj servlce(s) Without h.1Vllllj to Oht.ll1l !he apJlfaIM':r's prior wrmr.n consenl The apprar~r.r's wflncn consent and approvat must also
he obL1inect belore the appraj~al can lie conveyed by anyone to the pullhc mrough adverllslOq, public retabOns, news. sales, or other media
I rr.ddlc MolC r orrn ,~31) fi.93
I'd~' I 017
rannle Mar. fOlm t004R fi.93
I nrm Ar.n .. 'IOW 7000' appraISal snl/war. hy a ~ mode. '"' .. I.ROO.AI AMOOl
APPRAISER'S CERTIFICATION: Ihe^pp",'" CClhl'" ,"lIaIJIC" nldt
1, I h.Jvc I~e."chcd the sublcct m.ll~cl alf~a olnd have !.elcclcd a mll1llnUI1l 01 nucc recent !'.aWls 01 (HOPClbr.s most slmll.1r and proJlmale 10 tho SU~lcct property
IOf consldcfabon In the sales cornpallson an,l~!'.ls and hAve In,ute a delLll adlu~lmr.nt when olPPlOpllatc to fellcet the marketrcactlon 10 those Ilems 01 sigl1lllcant
vollIAtJOn II a signlficanlllcm In a cDl11parahln JllOpcrfy Is 5upcllor to, 01 more favorable than, the sublr.cl (nopcrty, I have made a ncg:tlrvc adJustmcn110 reduce
1I1e adl",ted sales price 01 1M compaldh~ and, 'I a stg","canl,lem '" a compdldh~ plOpClty " ",IClIOI 10. 01 less lavOlah~ 1I1an 1I1e suhjecl plOPClty, I have madc
a poslttYe adlustment to Increase nlf! adjusted sa~ pllce 01 the comparable
2 I hAve taken InlO consideration the laclalS thai have an Impact on value In my development 01 the estimate at market value in the appraisalrcport 1 have nat
knowlngt,' Wlltlhek1 o1.ny Slg01hcant intollTlabon tlom tho appraisal report and 1 beht'\lc, to the be!.t 01 my knowledge. that all sL1lements and informatIOn in the
aflfll.1l!.alll~part .110 tlUO and corrcel
3. I st.1ted In the o1.ppraisal report ant,' my own personal. unbiased. and proles!.jonal anat,'sis. opinions, and conclusions, which 01.16 sublect ant,' to the contingent
and ~mltlng conditions speclfmd In this IorIO
" I hav' no plCsenl 01 plOspecllVe ",IClesl '" 111' plOpClty 1I1al is 111, suhjecl 10 1I1is lCpOrt. and I hav' no plC"nl 01 plOspecllVe pClSonal inlelesl 01 bias wi1l1
respecllo tho participants in the transaction I did nol base. either palllalty Of complclcty, my anatisl!. and/or the estimate 01 market value in the appraisal report
or, 11m r.u:r.. color. rell!}lon. sr.x. handlcall. f3mlllal slillu5, Of natIOnal OfI!}ln 01 clthcr the prospecttve owners or occupants 01 tM subjecl property or 01 the prescnt
ownelS 01 occupants 01 1I1e plOpClbes in 111' viCinity 011l1e suhlecl plOpClty.
5. I have no present or contemplated future interest in the subject properly, and neither my current Of future empk'lymenl nor my compensation for performing this
appraisal is conf\llgr.nt on the appr,llsr.d value 01 the plOpcrly
6 1 was not requlIed to rcpor1 a predetermined value or dllection in valuo thallavors the cause 01 the chent or any felated par1Y. the amount of the value estimate.
111, alt1inmenl 01 a specific lesu~ or 111' occuII,nce 01 a subsequ,nl event in Dldello receiV' my comp,nsabon andlor 'mploymenllDl pCllolming 111' applalsal.
did nol base 111. applaisallCport on a requested minimum valuabon, a specific valuation, Dl1I1e need 10 applOv, a speclllc mof1gag. loan.
7. I pertolmed 1I11s applaisal in conlDlmlty wl1l1 1I1e Unilolm Slandards 01 PlOlesslonal Mplalsal Plactice 1I1al welC adopled and promuk]aled by 111. Applalsal
Slandards Board of lhe APPlaisal Foundation and 1I1al wCle in place as 01 111. ,HecllV. dal' 011l11s apPlalsal wl1l1 111. exception 01111. departure provision 01 1I1osc
Slandards, which does nol app~. I acknowledg. 1I1al an estimal. 01 a lCasonable bme lor expoSUf' In 111. open markel Is a condition in 111. d.flnlbon 01 markel value
and 111. esbmate I developed Is consistenl wl1l1 111. markebng bm' noted In 111' nelghbOlhood section 01 1I11s lCpOrt. unless I have 01l1erwlse slated In 1I1e
reconciliation section.
8. I hav, pelSonalty Inspected 111' Inte.lol and extCllor areas 011l1e suhjecl ploperty and 111' 'xtOllor 01 aU plOp'lfies listed as compdldbles In 111, appldlsal repoll.
IlurthOl cel1lly 1I1all haV' noled any apparenl 01 known advers, condlbans '" 111' subjecl ImplOv,ments. on 111' subjecl site, 01 on any site wl1l11n 1I1e Immediate
vicinity 01 111' suhlecl ploperty 01 which I am aware and have made adjusbnents lor 1I1es, advClse conditions In my ana~sls 011l1e plOpClty valu, 10 111' ,xtenl 1I1al
I had malkel evidence 10 support 1I1,m I hav, a~o commenled aboul1l1e e!lecl 01 1I1e advCl" conditions on 111' malkelabil<ty 011l1e sublect plOperty.
9. I personalty plCpared an conclusions and opinions aboul 1I1e real eslate 1I1at we," sel lorth In 1I1e appldlsal ICpOIl. !l I relied on Slgnlli,anl plOlesslonal
asslslance Irom any IndiVidual o. IndNldua~ In Ill. pellolmance 01 111' applalsal 01 111' prepdldbon 01 1I1e apPldlsal ,"port. I have named such IndiVldual(s) and
disclosed 1110 spcclllC Iasks pClfOlmed hy 1I1em in 1I1e reconcll<aban sechon 01 1I1is applalsallCPOrt. I celfily 1I1al any IndiVidual so named Is Qualllied to pellOlm
1I1e tasks. I have nol au1l10111ed anyone 10 make a change 10 any item In 1I1e ICport; 1I1erelOle. II an unau1l101iled change Is mad. 10 1I1e applalsallCport. I wID Iak.
no Icsponsiblbly lor it.
SUPERVISORY APPRAISER'S CERTIFICATION: II a supelVlsOlY apPldlsCl slgn'd 111' applalsallCport. h, 01 she cel1llies and agrees 1I1at
I dllecl~ supelVise 1I1e apPldlser who PICPaled 1I1e apPlalsallCPort. have levicwed 111' appldlsallCPOll agre' wl1l1 1I1e slalements and conclusions 01111' appfdlser,
aglCe 10 b, bound by 1I1e appraiser's celfilicabons numbered 411110ugh 7 abov" and am laking lulllesponsibllity 101111, appldlsal and 111' appldlsallCPOrt.
..2'7.00 Cl.n11Qerlcll:~:U\1'{d,,_~.lli,U,__PA_17Qll----
ADDRESS OF PROPERTY APPRAISED:
,:~:1Sj~iJLe",____
Name _' .Lester_.G._Connor, MAl.. --..- --
Date Signed: ___,:tuly.. 21,. .1!!9.5._._ .--- - -.-- .--.-
Slate Celfillcabon #: . .GA-:-Q00229-L.,
or SL1le lir:r.nse .:
Stal, ... .____PA _._._..
EJplrabon Date 01 Cel1llicabon o. lIcens,
SUPERVISORY APPRAISER (only If required):
Slgnalule:------
Name ___..__.. . .. --..- __._d___
Date Signed: ----.---.---.
SlateC'lfihcabon #: _._._.______.. -.-. - ---.-.-
or St.11e license II:. _~~_.__.______+ ._ - on -~----
Slal'____._____.____ -.-.- ....-.----
EJpildbon Oat, 01 C'lfilicanonor license. __un .. . ..'. -. --.-'
6/30/97.
l___' Oid
. Old Nol Inspecl PlOperty
L.G. ConnOl Real Estale Appra',...
flClld.. M,)C fOlm 43%.9J
Page2012
fan",e Mac fOlm loo.m fi.93
form ^Cn .. 'T01^l2000' appfdl"I"IlWa" hy a L' mode. tnC .. t.AOO.MAMOIlf.
photographs of Subject
ji
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Dwelling Area
17.5' x 74' = 1,295 sq. ft.
32' x 20' = 640 " "
36,5' x 29' = 1,059 " "
17,5' x 3' x 1/2 = 26 " "
2nd Floor ~17.5';j< 32 ' --7l
20' x 42' = B40 " "
3,B60 sq.ft,
2 Car Garage
1B' x 20' =
360 sq. ft.
3 Car Garage = 676
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"
54 '
1,036 sq.ft,
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DEFINITION OF MARKET VALUE: Tho m,,1 p.nh'I'1l' P'''o .h'ch . p"p""y 'hou~ h""'J '" . compebove IOd open m".el under 'II COnd,fiQo,
INIUt'illc 10 .) 1.111 ~d~' lilt: IJUyr, .1M ..rill" r,1f.h dCllnr) f1'UrJt!flr~, .1l0l\!lrI.NI!,'lJ~ doll ol~!l.ummq the f]fler. 15 nol afleeted ~y undue sflmulus, Impllcll In nlls
dellnltlOn IS tfle COnSIJltllnatlon or .) 'iJIe .15 01 .) SPCCII,f'd r1alr and 1M p<1ssmg 01 tllre Irom seliN 10 tlUyef uMer COnditions wtlcreLy (tJ buyer and 5':!:er ,)IC
fyP'Cdl~ mOlrvalcd, 17) bOlt! p.utlCS drc 'Well mformed or wr.n admr.d. and each dtlmg In Whdl he conSldels hIS own ~CSI tnlerest 13, a u:Js.onable bmn IS allOwed
101 ClPOSUltl 1M the open m,Jr.el. (,1, paymenf IS mJde In terms 01 cdsh to II S dOll.,,!. or fO terms 01 tmanClal :urangements comparable thereto. and (5) lt1c prrce
reprcsenls Itle normal consIderation 101 trlC tlloperty sold unaffected by spewl 01 ere.HIVe Ilnanclng 01 sales concessIons. granted by .nyone assccl,Iled With
!lIe..~
. Adjustments to tM comparables musl be made lor specl,)1 or cleabve finanCing or sales concessIons No ad/ustmenls are necessary
101 those costs which are normal~ paid by sellers as a resu" 01 l1adltlon or law In a markel area; these costs are readl~ idennflable
since the seller pays these cos15 In Ylnual~ aU sales transacbons SpeCIal or creative fmanclng adjustments can be made 10 the
comparab~ properly by comp,"scn, 10 I,"'n"n9 lerm' O."'d by , !lIlrd P'rly "'blubonal ~nd" !lIal i, nol already invo~ed In !lie
properly or transachon Any adiU'lmenl 'hou~ nol be "~u~led on a mechamc,l dol~r tor doll.1r COSI of !lie linancln9 or conces'ion
bul the dollar amollnl 01 any adjustment shouki approxlmale !tie markers reachon to the finanCing or concessions based on the
appraiser's IUdgement
i
!
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
,.
CONTINGENT AND LIMITING CONDITIONS: Ihe ,ppra"er's certJI"'bon !lI" 'pp"" In !lie appraisal report" SOhleel 10 !lie 101~w'"9
conditions
I:
,.t
1 The appraIser wlll 001 bc responSible lor mancrs 01 a legal nalurc mal aNecl either the propcrty being appraised or !he nne to It The appraiser assumcs that
thc title is good and rnarkclablo and. Ihcrelore. wJtI nol rendel any opinions about the tllIe. The prope!'tr' IS appraised on the basiS 01 It being under responsible
ownershIp.
2, Ihe ,ppralser h,s ProVide<! a skClCh m me appraisal report 10 'how appro"m,'e d.menSion, 01 !lie Improvemen~ 'nd !lie skelch IS included on~ 10 asslsl
the reader 01 the report In Visualizing the property and Understanding the appraiser's determination 01 Its $Ile
3. Ihe 'ppralSer has examine<! !lie ava"'b~ I~od m,p, !lIal are proVided by !lie federal Emergency Manaqem"l Agency (or o!ller daU source,) and has nOled
in !lie .pprarsal report whe!ller !lie sublecl slle is ~caled '" an I~enblled SpeCial flood Hazard Are, Becausa!lle apprai,er IS nOl , SUlVeyor, he or She makes
no guarantees, express or implied, regarding this determination
4. Ihe apprai'er Will nol 9.e leSbmony or ,ppear In court becau,e he or she made an apprai'al 01 the properly In queSbon, unlCs, specll.c 'rrangemen~ to do
so hm been made beToreh'nd
5, Ihe ,pprars" has eSbm,led !lie value ollne ~nd '" !lie coSI 'pproach "I~ h'9hesl 'nd tresl u,e and !lie Improvemen~ at lt1err contrlbulory value Ihese
separale valu'bons 01 !lie ~nd and Improvcm,,~ musl 001 be used In conluncbon WI!lI any o!ll" 'ppralS,l .nd are ,"valid II !lIey are so use<!.
6 The 'ppra"er has nOle<! in !lie 'pprarsal report 'ny ad,,,,, COndlbon' (such as, needed repa"" depreciahon, !lie presence 01 hazardous wasles, lox"
sUb'tance" e~ I oh'elVed dU1lO9 !lie ,",pechon of !lie subiecl properly or mal he or she became aware of dUlln9 !lie normal "'earcb invo~ed in pertormin9
!lie apprarsal Un~'s Om'fWISe S~I'd .n Ihe ,ppra'Sal report, me 'pprdlser n,s no koo..dge of any hidden or un,pparenl condlbons 01 !lie properly or
adverse environmental condlttons (including lt1e presence of hazardous wastes. fOXIC substances. efc) that would make the property more or less valuable. and
h,s assumed !lIal !lIere are 00 such condlbon' and makes no 9uaranlces or warranbes, e'pres, or Implied, re9ardm9 me condlhon oT !lie properly Ihe
appraiser WIU nol be responSible for any such cOnditions ltIal do eXlsl or tor any engineering or fesMo thai mIght be rCQuired 10 discover whether such
condlbon' e'ist Because !lie appraiser IS nol an e'p'rt In !lie I,,~ 01 env"onmenUI haurds, !lie appraisal report mUSI nol be considered as ,n
environmental assessment of the property
7. Ihe appraiser obUme<! !lie IO'ormdllon. mmales, and opmlon, !IIal w"e "pressed," lt1e appraisal report lrom sources !lIal he or she con"~e:s 10 be
"Ii'b. and bell"es lt1em 10 lie bue and correcl The ,ppra',er doe' 001 mume "'ponSlb,111y lor me muracy 01 SUCh "ems !lIal w"e lur"Shed hY olt1er
pill lies
B. ™ apprais" Will nOl dISClose !lie conl"l, 01 !lie appraisal report ""pt '5 pro"~ed Tor in !lie U"'torm SUndards of ProlesslOnal Appraisal Prachce
9 The .ppra"er has hase<! n" or her app,,'sa' "port 'nd valu,,,,n conClus'on lor an ,ppra"al !lI" ., sUhlecl 10 sab,laclory comp1ebon, repus, or
anerilbons on the aS5l/mpflon thai comp!ebon of the Imptovemenls Will be perlormed m a workmanlike manner
10 Ihe 'ppra"e, must proVide "IS or h" p"or ."r.co conse" hClore me ICnder,cl""1 ,pec,',ed '" !lie 'Ppr"sal report con dlSOlhUIe !lie ,ppralS,l report
(including conclUSions about the property value. the appraiser's Idennty and profeSSional deSIgnations. and references 10 any profeSSional ar,pralsal
organtZabons or lt1e '11m wiTh which "he appralsp.r IS assocIated) 10 anyon!'! ottler man me borrower; lt1e mOI1Qiloee or lIS successors and uSJQns; the mOr1qiloe
rnsurer. cOnsult.1nls. plo'esslon"l aprlillsaf orQ"nllatlon~ ,1ny ~Iale or ledrral~{ aPIHoved fmanclal insfltutlon. or any deoartment a~ency, or lnSlIumentahty
01 me Uhlle<! Slales or any SIdle or 1:1, P'slll'.1 o! COlump,. ,.cePtfNI m, leeCer ,I,eot m,y c"n'bu!e l:1e properly d",,,pbon 'eChon Olll1e report on~ 10 aata
coDecMn or reportmq Sel'1tcelsl Wlthoul havml) 10 ob!Am 1M appraiser s prior wrmen consent The appraiser's wrmen consenl and apDroval must. also
be ohtamed berOl' !lie apP"IS'i CJ" he conveyed h, anyone 10 Ine PUhllc !lI"uqn acvertJ''"9 publ,c "~bon', new" "'e,, or oll1er med.a
rreddle Mac rorm ,139 6,93
r,lqe I 012
r,oo"MJerOlm 100106.93
fMm ~r,R .. '101 Al1000' appra,"1 !o~.are by a fa mode '"c .. I.BOO.A' AMnn,
APPRAISER'S CERTIFICATION: The APi''''''' ce.~I""M "lie" ttl.t
1 I h~ve rCScdrch~lJ me subwcl milf~l!t .uN <lM have sclfcler1 a Imnlrnum 01 !Tuee ltC.enl sales of propcttlcs mosl LlmlLH and prollm.He 10 the sublecl propr.rty
101 conslderabon In ttle SJles COmtlJll!lOn an,1~,5'S dnd have m.\.je a dO;:,)1 ,1Jlustml':~' w~.en Ji1Plopn,,'c 10 reflect lt1e mar~elleacton 10 thOse Items of sl~r111ICJnt
vanallan If a !lIQMlcanl Item In a comparable property .~ superior 10. or more '''volable man, ttle subletl rlloperty, I ha..,e made a nCIJanve adrusfrnenl to leduce
the .IdluSIC11 Ules pllce ollt1e comp,UJblc and. II a sIgnlf1canlllcm 10 a comparable property 1$ mfeuof 10. or less favorable than the subject property, I have made
a pOSitive adjustmenllo Increase the adlusted sales price 01 the comparable
2. I have taken Into conslderabon the ldctors ttldt hdve an Impact on vdlue In my development 01 me esbmdte 01 market value In me appraisal report I have not
knowmg~ wlthhek1 any StQnl!lcdnt mformdllon !fom the appraisal report and I believe, to tt1e best at my knawledQe. ft1at all stalements and mformabon In tt1e
appraisal repOf1 are true and COHect
3_ I stated In ttle apprarsalrepof1 on~ my own personal. unbiased. and profeSSIOnal ana~sIS, opinions. and conclUSIons. whiCh are subject on~ to the conMgenl
and bmlbng condlbons specified In thiS lorm
4. I have no p.esenT or plOspecttve mlerest m lI1e propClly ttl.lls ttle SU~lect To ttl'S "port. .nd I have no p.esent 01 p,ospecllve pmon.llnterest or ~IJS Wlttl
respect to the partlClp.1nls In the tfansacbon I did nol base. either partJdlty' 01 complete~. my anatyslS and/or the esbrr,ate 01 market value 10 the appraIsal repOI1
on the race. COlor, rchglan. sex, handlcap_ laml:lill status, or nallanal Ollgln 01 elftl!':r the prospective owners or occupants or the subiect properly or of the presenl
owners or occupants 01 the properties In ttle V1CIMY 01 ttle sublecl properly
5 I have no presenl or confemplaletJ luIule mlcrcs! In the sublect properly, i1nd nClthcr my currenl or luturc employment nor my cornpcnsatJon for pcrforrnmg thIS
appraisal is conMgent on the appraIsed value 01 the property
6 I was not reqUired to repo" a predetermined value or dlrecbon In valu~ ttlal favors the cause of the chent or any related par1Y. tt1e amount 01 the value eShmate.
ll1e alLIInmenl 01 a specll,c result or ttle occurrence 01 a subsequenl e-.ent In order 10 receNe mv compensabon and/or employment lor performinq the appraisal
did nol base !he appralsalrepolt on a requested minimum valuabon. a speclllC valuallOn. or the need 10 approve a speclllC mortqage loan
7. I performed thiS appraisal rn conformity WIIIl the Umlorm Standards 01 ProfeSSional AppraIsal PraChte that were adoplefJ and promukjaled by the AppraIsal
Standards Board of The Appraisal Foundabon and that were rn place as 01 the effective date of thIS appraIsal, WI!h the excepbon of the departure provision 01 !hose
Slandards, which does not .pp~ I .cknow~dge II1.T .n esbmJle 01. "mn.~~ ~me 10. e.pmre In l!1e open market Is . condlbon In l!1e delm.bon 01 markel value
and the esbmafe I developed IS conslstenl WIth the marketIng tme noled In ft1e nelghbolhood see lion of !hIS report unless I have ottlelWlse Slated rn the
reconClhabon see lion
8. I hm person"~ mspecled ttle mlellO. 'n~ e.lellor arm 01111' sub,ecT propelly 'n~ l!1e e~ello' 01 '11 propel1les liSTed .5 compmb.s In l!1e .pprlls.1 report.
I further certify that I have nOled any apparent or known adverse condlbons 11\ the subject Improvements. on the subleCl site. or on any SIte Wlthll\ tJ'le immedIate
Vicinlly oT lIle sublecT plOpelly ot whiCh I .m .ware .nd have m.de '~I"'tmen~ lor lIlese .~'erse cond'~ons In my .n'~sls oll!1c propelly value To lIle e~enl lIlJl
I h.d mJlkeT ev'~ence 10 support ttlem I have .150 commented .boul ttle ellect 01 ttle 'd,me condlbons on ttle markelabll,ly otllle sub,ecT propelly
9 I persona~ prepalcd all conclUSions and oprmons about the real est1le that were sel 10rth in !he appraIsal report II I relted on Significant profeSSIonal
aSSIstance from any IndNldual or II\dNldual5 In the pertormilnce 01 the apprillsal Of lIle preparahon 01 the apprarsal report I have named such indIVidual!s} and
diScloSed the speclllc I.1sks IIf:r1ormcl1 IIV lhl~m In the reconClllaliOn ser.ftOn of thiS appr.1l~al report I celtlfy that any rndIVldual ~o namcd IS quallflcd to perform
the tasks. I have nol authorlled anyone 10 make a change 10 any Ilem In the report therefore. If an unaulllorlled change IS made to the appraisal report. I will lake
no "spons.b.hly 10"1
SUPERVISORY APPRAISER'S CERTIFICATION: II. ,"pel'Vl'ory 'ppll'''' s.gned lI1e 'PPIlI,,1 "port. he or ,h' certllle' .nd 'g"es l!1at
I dlrectf supervise me appraIser who prepaled me appraisal report have re'N!wed tt1e appraisal report aqrre With me stalemen~ and conclusions 01 the appraiser.
3gree to be bound by the appraiser's certJflcabOns numbercd 411'HouQh 7 above. and am I.1kmg lull responSIMfy for the appraisal and ltle appraisal report
ADDRESS OF PROPERTY APPRAISED: _2100__CUl!!Re~:J~U}(t Bl~'_J__CcUl1LHiJ.lJ_!'A_170lJ__
:~:.:A&fq 6~~ _ :.:.:RVI$O", ~P:RAI$ER_(,"" II "":""
Name Lester G. Connor, HAl N.me
OateS.uned July 21, 1995 O."S'gn'~
Slate CerITlc.~on , .GA:OP.Q229:-L_ Slale CertlIICJ~on' _______
or Stale license 1/ or Stale lIcense'
Slate PA Slate
[Jpllallon Dale or Celtlllc.\IlOn or lh:ense 6/30/97 Erf1IIi1110n ('l,l'e 01 Certll_calion or license
OEI nld f~Ollnsf1eCI Propert't'
L G Connor Real E5tat~ Appraisers
heddle Mac rorrn 439 1i.93
r'gei cti
rann'e M.e Form 100,10 6.93
form ACR .. 'T01AL2000' .ppr.,,,, "fl.'" by HI mMe me .. l,800.AUlMOOf
l...
. .
W I r. 1.
I, ES'I'IIEH S. PENNY, of the Borough of Camp lIill, County of
Cumberland and Commonwealth of Pennsylvania, declare this to be
my last Will and revoke any Will and/or Codicil previously made
by me.
ITEM I:
I give and bequeath the sum of Twenty-Five
Thousand ($25,000) Dollars to each of my grandchildren, JAMES F.
PENNY III and TIMOTHY ROSS PENNY, both of the Borough of Camp
Hill Cumberland County, Pennsylvania.
ITEM II:
All the rest, residue and remainder of my
estate of whatever nature and wherever situate at the time of my
death, I give, devise and bequeath to my son, JAMES F. PENNY,
JR., of the Borough of Camp Hill, Cumberland County, per stirpes.
ITEM III:
Should any person entitled to a share of my
estate be under the age of twenty-five (25) at the time for
distribution to him or her, I devise and bequeath the shares of
such person under the age of twenty-five (25) years to JAMES F,
PENNY, JR" IN TRUST, to hold, manage, invest and reinvest the
corpus or principal and use and apply the income or principal or
so much thereof as, in the Trustee's discretion, may be necessary
or appropriate for his support, maintenance and education until
he attains the age 01 twenty-live (25) years when such share or
shares 50 held shall be distributed to him absolutely,
A TiM: COPY FROM RECORD
II'l T~ 1.'Itl<lro<t.. , ht>rr.unto 6et my ~nd
~ r....... eooI 01 u.tlJ Court (I! CllrflRlo, PA
t1f - ,
'/1$11.25' 1 r'~,. 0:77/:7......, 1D~
, //\0' ~ AQ,
7/7/L.~ 't l '. O\~ !<fUJ pi J!, '7n ill'. ~ '
{ CkM1I of thi Ol'pll..'Ulo CoUn
Cumblll1and County
'~orm 706 United States Estate (and Generation-Skipping Transfer)
I nay ^ugu'l 19931 Tax Return OMU Ilo 1545-0015
Elt.te 01. cltbln or resldlnt of the Unlt8d Stiles (IN leplrale In,tructlon,), To be
Dep.1nmenl ollho Tro.1!.ury lIIed lor dec.d.nla dying ah.. December 31, 1992. For Paperwork Reduction Acl Notlc., ['p"o, 12-31-95
IntornJl Revenuo SeNKo ... Inltructions.
D 11 Decedenfsllr~1 n.1rno ,md rruddlo Inll"-11 land "\lidon n.1n1O, If any) 1b Decedent's LlSl romo 2 Deced.nt'l IOC. lee. no,
. F.Hlhol- S. (Gl1lshnll ) Pmmv 193.36-25/,3
c
P . 31 OortllCile allimo 01 death (county and slalo, or 'oro~n country I Jb Y..,domlcll..sl.bIHJh.d 14 Dale of bIrth 50.110 of dealh
d Cumborlnnd COl1nLv. I'^ 1926 01/08/1901 01.10911996
e .
r n Sa Nama 01 executor (seo inslluctlOns) 6b ExocUlor's address (numbor and slloet includi~ apt. or fUlle no or
t
t James r. I'onnv Jr. fural roulo; Clly, town, or paSI OltKO; state; and IP code
& 6c Executor's socialsocurity numbor heo Instruchons) 2700 Cumborlnnd Bid
1 E 200.22-7260 Cnmc Hill P^ 17011
. .
. 71 Name and location 01 court where WIll was probated or estate administered I~b Case number
c Orchons CourL/Cumborlond County 1996.00327
u
t 8 If decodenl died testate, check here ~ I X I and anach a condied copy ollho will 19 II Form 4768 is anachod, check hem ~ I I
0 10 II Schedule R . 11, anached. chock hero ~ I I
r
1 Total gross estate (from Part 5, Recap~ulation, page 3. lIem 10) . , . . 1 699,572.94
2 TOlalallowablo doduClions (from Pan 5, RocapifUlahon, page 3, ilom 20). 2 46 262.30
3 Taxable estate (sublract line 2 Ironllino 1) . . . . . , .. . , . 3 653.310.64
4 Adjuslod la,ablo gilts (tolallaxablo gilts lwrthin lhe moarllng 01 'ocllon 2503) ""do by tho docedenl ahe,
DocemOOr 31, 1976, olhor lhan gilts lhal aro includ,blo in docedon!'. gross oslalo (,eclion 2001(b)) . 4 0.00
5 Add lino. 3 and 4, , , , . , . , , , . . . , , , _ , . . , . . , _ , . 5 653 310.64
6 Tentative tax on the amount on line 5 from Table A In the instructions .,.."., . , . 6 212 524 . 94
p 71 If 1I11& 5 exceeds $ 10,000,000, enle, Ihelesserof 11M SOt 121,0.0,000.11 lineS Is $10,000,000, I I
. orless,'ltlpllnes7I1oo7b.lndente,.Q.onllna7c . . . , . . , . . . , . . . , , " 7.
r b SublraCl $10.000,000 from lioo 7a. , , _ . , . . . . . , . . , .." , 7b I
t c Enle, 5~. (.05) ollioo 7b , , _ , . , , . . . , , . . . . . .,.. . . , ..,....... , 7c -0-
8 TOlallOnlalivo lax (add lillO, 6 and 7c) , . . . , . , , , . . . , . . , , . . . . . "........ . 8 212.524.94
2. g Total gift lax p.1y.ble with respect to gIfts made by the decedent aller December 31. 1976, Incll.de glfl taxes by (he decedent's
spouse tor soch spouse', share of split gifls (section 2513) only It the d~ent Wa3 the donor of these gIfts 100 they Ire includible 9 0.00
Inthedecedem'sgtOSs.stale(soell1$lroc:tlons) . . . , . , . . - - .. , ... , ........, ,
10 Gross estate tax (subtract line 9 from Iino 8l . . . , . . . . .., , _ .111' ( , , ,.. . .... . 10 212.524.94
T 11 Maximum unified credit against estate tax. , , . . . , , , . . 192,800.00 I'
. 12 Adjustment to unified credit. (Thl,.djuslmen1 may not exceed ~.ooo, SelllnsllUl:llons.ll12 0.00
. 13 Allowable unified credil (subtract line 12 from line 11). . , .,...,..... , ..,..,.",. , 13 192 800.00
14 Subtract line 13 lrom line 10 (but do nol enter k?ss than zero). . , . , . .. . ....... . .. . 14 19.724.94
C 15 Credit lor slate death taxes. 00 not enter more than Ime 14. Compule the credll by using the amount on
0 line 3 Jess $60,000, See Table B in the instructions and attach credrt evklence (see instructions) . .. . . . 15 16.132.43
m 16 Subtract 111le 15 from line 14 . . . . . . .. , . . .., , , . 16 3 592.51
P 17 Credit for Federal gift taxes on pre-1977 gifts (section 2012) (,ttachcomput,llonl 17 0.00 >
u 18 Crodil 'or foreign doalh la,o, (from Schedulol.) Pl. (Anach Form.) 706CE) 18 0.00 I.
. .
t 19 Credit for tax on prior transfers (from Schedule a). . . . . 19 0.00 .
. 20 TOlalladd "no, 17, 18, and 19). , ,. - . , . - . , 20 0.00
t 21 Net estate lax (subtract line 20 from line 16). 21 3 592.51
I 22 Generahon-sklpping transfer taxes (from Schedule A. Part 2 Irne 10) , 22 0.00
o 23 SoctKln4980A 'ncroa,ed e'lalela' (from Schedule S, Pan I I'n. 17)(5ee In.truc~'~, \l €. 0 23 0.00
n 24 TOlalllaoslerta,.. (add line, 21. 22 and 23) E~; 24 3 592.51
25 Puor payments Explain in an attached statement R 5 0.00
26 United Stales Treasury bonds redeemed In payment of estate tax. 26 I 0 . 00
27 Tolal (add hne, 25 .,nd 261 . \}t\. S l'17u 27 0.00
28 Balance dup. lor o'v'ern.1Vment) (sublraClli~ 27lrom line 24: .D 28 3 592.51
~.
Undllfl~n.lII'{"~Of pcrJIlf)'. I d('cl.11(' ItMII have e'ilnl'rl('d Ihl~ '('lllln lflC1U{j'M ii(comr.\"fu1q SChl'du1t'" .!il'~ ~a,,,,Qn~9\l11l::!'ff,01Clt ml ~nov.lt>d'l(' am b(ol;{'I, II is Iru{'.
. cOlree ,and c.omptelo Ot'cLrtr.lllon 01 pll'p.U{'f olht'llhan Iho {'.{'culor.o, tM!.I'd onall mlo'rn.ll'O\n\l!"'8~r~~rf).Vt'r-:"1l)~).Il-d~g;
", ,__, \ ' ('.~~\._ "\ . pE.<<tl5 l,11 \ /;(~3- 9~
Signature(s) of e..(Oculars) 'J \ J I \ Date
I~(.J:; :"~l~ ~ ~ . .~I.ly~i.(: r.. _ T i r~ ~ !\_(: r: . ~I. . ~ ~ C (:(.) .1 :1.
POSl Of I ice Box 741
H;;i. j. j',;i,;,r g, . pi, -f., i iJ8: 07/, I
t,jc'..'':o!; :oum ZIP codf'
1i?-3.9b
<:"l'f'''II'I,,' "1'" I",.., ',(.II".,,,. ..n'f C"fllt" f'",(., ~.~,ll..."to, Ir.
for'1 706 .f.,,,, ii-~",
F~rm 706 111M 8.93l
Part 4. - General Information (continued)
E!ilat.e of E!ither S. Penn
Plea.. check the "Ves" or "No" box for Nch ue.t1on. Yes No
6 Ooes the t05S est-llo conlaln an sectIOn 2044 fO ,t (qUo1hllOd t.,mi,wUelnllul'!'1 }/O lit!' ,QlIPI from' k>1 III 01 e~t.le)l'!l" IInll~fl()ml? X
71 Havo Federal grll ton: returns ever been lIIod' X
Il"Ye5.~ Ieaso anach co 105 01 the returns, If avarl.lblo. and furnISh Iho lollowi lnlormahon:
7b Poriod(s) covered 7c Inlon1.11 Revenuo OtIlCO(5) where Mcd
n n
If ou answer ')'es" 10 I of uesUons 8-16. au mUlt ."ath IddttionallntormaUon as described In the Instructions.
8a Was I"er.. Imu"nce onthe decoden!'. Me thlt 11 nollncl~'ed on Ihe .elurn n fWI11011heglMs .$lale1
b Did the deceden1 own I ImuI.nce on the hI. of llnolhet I hells Mllnch..JtId in the IDSS esl&I.'
9 Old Ihedocedenll' the lime 0' de.lh own.ny plOpelty IS' Joml leNlnl ~ith fight of sur'tlvorshlp In whICh (.) OM 01 mote of Iheothel Joint leNlnls wlS
someonllolhef th.nlhedtoc;edenl'lI spouse. Irdlbj'ess Ih.nlhe fullv.lulI 0' Ihe plOpt'lty ISlnc11dMt onlhe retuln., P.llt of Ihe gloss esl.le? 1'.Yes."
ou mustcomplete.rd .ltach Schedule [
Old Ih. decedenl. .1 Ih. time of dr.lh, own. Int.t,sl In. pallm~hip Of unlncolpor.lItd btnlmn or Iny Itod In.n lnaetivo or closely held eOlpot.tlon?
...
X
X
X
X
X
X
X
X
X
,.... .....
X
X
10
11
Old Ih. decedent mlke.ny ltilrafer desclibed In sectIon ZOlS. ZOlli, ZO)7. or ZO]8 (see Ihe lratroctlom fOl ScheduWt OJ1 If .Yes" you rnU5t cornp'ete
.rd .It.eh Schedulo O. .
12 Wele ther,lnellblence It the time of Ihe decedltnt'sdll.lh:
I Any truslscllI.ted t7t Ihedeceden1 during his 01 he' IIlelimG? '
b A Ilusts nol cle.led the decedenl under 'Which Ih. deceden1 possessed. wel.benrtllC..t Inllllest. Of tlU5teoshl 1
13 Old the decedent evel posseSS..lelclse.ol I.len.. nIIlll er Df. Inlmenl7 II.Y,," ou must com Iollllndln.eh Schedu'e H
14 Was lhe Nrltal deduction computed under the ".mltloNI lule 01 PublIC L.w 97.)4. sKllon 40l{e.lllEtDnomlc Recovery t II Ad of 198111
II "Yes," lllich I 5epllille comput.llon of Ihe tNIfU.1 dedlJ:llon, enler the .mt. on Item 18 of the ReCilpltul.t1on. Ind note on Ilem 18 .com ulitlonIUached..
15 Wu Ihedecedent,lmmedlilely befOt'II de.lh. IKelvlng .n.nnu1ty described Inthe oGIII'IlIIIr palilC}liIph of IhelMtluctlom 101 Schedule 11
It "Yes.. u must eOl"plele Ind .U.ch Schedule 1
16 Old the decedenl have .lol.I.,.e,", retilement .ccumulilionollS dehned In section 4980Atd)) In qualified employer plim.nd Individual letirllment pllns?
It "Yes." oumuslcom Iete.nd .It.eh Schedule S '
Part 5. - Recapitulation
Item
number
Value at date 01 death
Gross estate
Ahernate value
0.00
115 966.40
284 264.77
3 235.07
0.00
0.00
199 646.70
0.00
96 1.60.00
I
2
3
4
5
6
7
8
9
10
Schedule A - Real Estale. ,
Schedule B - Slacks and Bonds.
Schedule C - Mortgages. Noles, and Cash.
Schedule D - Insurance on lhe Oecedent's l~e (anach Forml.) 712).
Schedule E - JOintly Owned Property (anach Formlsl712 lor I~e Insurancel .
Schedukl F ~ Other MIScellaneous Property (attJch Forms) 712 for lite insurance).
Schedule G - Transfers During Decedenl's Life (anach Forms) 712 for lIIe insurance)
Schedule H . Powels 01 Appointment
Schedule I . Annuities
Total gross estate (add items 1 through 9l.
Entel here and on hne 1 at tho Tall: Com u1atlOn
699 572.94
Item
Deducllons
Amount
numbIJl
38 21.0.80
8.021.50
0.00
116,262.30
1.6.262.30
n.oo
0.00
0.00
0.00
II
12
13
14
15
16
17
18
19
Schedule J . Funeral En)enses and E.penses Incurred In Administering Property Sub,l('cl 10 CIaIOlS
Schedule K . D(>bts at the Decedent
Schedule K - r.~ct1gagcs .100 liens
Total of Items 11 through lj
Allowable .1mount 01 deductions Irom Item 14 lSf'p. lhp In~trllct.on!i for llem 15 01 the Rccapllul.lllOni
Schedule l - IJf'llosscs During ,l.dlninlslTaliOn
Schedule l - E.pcnscs Incurred In Administering Propertt NOI SubjCCI10 ClaIms
Schedule M - Bequ(>sts clc. to Sur'llvlng Spou':.e
Scheduk> 0 . Ch.lrlt,lble PublIC, and SlmlLlr Gifts ilnd r(' uesls
20
Tol.lI.11l0W.lbl(> dpducflono:. !i1dd Items 15 lhrcuoh 19, Entl"r help. clnd on line 2 ollhe T.,.. Com ul.ltton
1.6 262.30
1:01')"''1"1', 111'11'('''......".. ,"""", ("0'....'..,.,.,. -"{",,,. I"
Pago 3
r ...,706 f;,.. " <n
.
Form 706 (Rev. 8-93)
Estate of: Es thor S. Ponn
SS 193.36.~543 04 09 1996
SCHEDULE D - Insurance on the Decedent's Life
lIem
number
I
You must Ilst.1l oohdes on tho Ide at tho decedont and attach a Form 712 for ~ach OOIICY.
Alternato
valuation date
3,235.07
Ahernato valuo
Value at dale of dea1h
Description
prudontlal Insuranco Company of Amorlca .
Policy No. M03 403 062
Total horn continuation schedulc(sl (or additIOnal shcelis;: att"ctled to thlS schedule
3 235.07
TOTAL. (A~o enler on Pan 5. RecaD~ulation Dane 3. at ~em 4 J
Ot more space is needed. anach too conlinui1lion schedule f10m tilt:! end ollhis padagc or addltlOnalsheels of the same 5Ize.}
(See Instructions.)
Schedule 0 - Page 15
FCllm 7Q6 !'.chrdU"'O jRr...p--g~,
COpy'kjht It I 199J fOlm ~ot1...alO antf C,.nlot P,PCI! ~.oI1Wo1l" IrK
F~rm 706 (R.v. 8-93)
Estate 01: Esther 5. Ponnv. 551/ 193-36-25103 01,/09/1996
SCHEDULE F _ Other Miscellaneous Property Not Reportable Under Any Other Schedule
(For jointly ownod propony that mU5t bo dlsck.lsod on Schodukt E. 500 tho Instructions for SchodukJ E.)
(II vnu .I.ct ..ctKl" 2032A valua'KI". vou must comolet. Schedule F and Schedule A- 1.)
1 Did the decedent at tho time of death own any Iniclos 01 anlslic or collectible value in excess of $3.000 or any collections V.. No
whose artistic or colloctibM value combined al date at death exceoded S 10.000? . , , , ' . ... . .., . .... . X
If ~Ves: submit full details on this schedule and attach iJDoraisals. ;'1,' :',/:<
,," "
2 Has the deudent's estate. spouse. or any other parson. receivod (or will receive) any bonus or award as a result of tho
decedent's erJ1)loyment or death? . ." . . . . , .. . . . .,. . ........... . ... . , . X
U-Ves,. submit full details on this schedule. :': :1' ;.',,';
3 Did lho decedent atlhe timo of death have. or havo access to. a safe deposit box? . .... . ,....,..... . ... . X
It "'Yes; state location. and rr held in joint names 0' decedent and another. state name and relationship at joint deposnor. 0:0.::\
':,; 1[,
,:;
11 any ot thlt contents of the safe deposn box are omitted from tho schedu~s in this return. oltplain fully why omitted. ::!
1':1\\':
1':::'-
It.m Description Ahernat. Alternate value Valu. at date 01 d.ath
nurrber For securnies. 'live CUSIP number. d availab~. valuation date
Tolal horn ccr:nu.lhon sch~du~t51 (or additional shcet(s~: ar..lch~d to th:" !ich<'c~~'
TOTAL. (Also entN on Part 5. Rl'C.ll:ll1ul.llion. D.1M ). all1l'm 6 l . 0.00
(II more space 15 neeced attach Uil' continuatIOn scht'du~ horn thE> end olthl!i padagc> c' additional sheets ol1he same Sl2tl 1
(See the inslIUClion!i
Schedule F - Pag. 19
form706 !'.chPduIPF tl~r\l ".911
COPI"ghlltl19,}) laffn ~t':.."'U' 011'1 C,'nlt., ",,'rl1 !'.oll"",lll' l"r
.
Form 706 (Rov 8-93)
Estate of: Esther S. Penny, SSII 193.36.25[,3 0[,/09/1996
SCHEDULE J - Funeral Expenses and Expenses Incurred In Administering Property Subject to Claims
Note: 00 not ~Sl on this schedule 81lpOnsOS 01 admin~lering property nol sub~ct to cLlims For those c.llpOnS05, see the instructions for Schedule L
11 executors' commissions. anornoy loes. etc., aro clJimod and allowed as a deduction lor C5tatO tax purposos, they are not allowable as a deduction in
computing lhe taxable income 01 tho eslate for Federal income tax purposes They are allowablo as an incomo lax deduction on form 1041 if a waiver
is filed 10 waive lho deduction on Form 706 (ste the Form 1041 ins1ructions)
Item Descnptlon Expense amount Total Amount
number
A. Funeral Expenses:
1 Deiss1er's F1owors . Funoral Flowers 182.85
2 James F. Ponny, Jr. . Reimbursement for 100.00
Funeral Lunchoon
3 Musselman Funoral Home . Funeral Expense 6,099.42
Total funeral expenses. . .
.___...~ )!_~~:~L.
B. Administration .xp.ns..:
1
Executors' cOrM1is.ion. _ amount ~~~ (Striko out the word. that do not apply.)
2
Attorney f.e. - amoun~greed uponl~ (Sink. out the word. that do not apply.). ,
. __ ...~!)9.C!q :9.C!_.
3
Accountant foe. _ amount~~ (Stnko out the word. that do not aDDIv.)
Expense amount
~
1
Miscellaneous expenses:
Boswell Snyder Tlntner & Piccola -
Postage, Advertise Grant of Letters,
Copies
303.26
2
Boswol1 Snyder Tlntner & Piccola .
Reimbursment for costs advanced
61. 27
3
Cumberland Law Journal. Advertise Grant
of Letters
60.00
4
Mellon Bank . Checking Account Service
Char go (3 mos.)
12.00
5
Reglstor of Wills. Short Certlflcatcs
9.00
6
Register of Wills - Probate
U3.00
Total miscellaneous cllpenses from continuation schcduk>lsl (or addr.lOtl.ll sheet s:i
anilched to thIS schedule
Total mIscellaneous elDen~es
858.53
TOTAL (Also enter on Pan S. Recaol1ula!lon. nan(> 3 at ltil",1 1 1
38.2[,0.80
(U more space is needed. In.1ch the contlnuahon schedule horn lh(' (lnd of Ihl'; Pild,19\' or dddlllOll.,1 ...h('{lt... 01 the ....111)(> !:I:e .
(See the Instructions.) Schedule J - Page 23
COC"'l<lht ICI'9'H 101m !.oU...."It.OI1~f C"lll'" r ,,'n_ ~cll~.r'" lor r('l'" 706 ~,("h":l"lo. J '"l'~ ".l)j,
.
Fa"" 706mov. 8.93)
Estate 01: F.RlhOl' S. I'onn
0/, WI 19%
SCHEDULE K - Debts of the Decedent, and Mortgages and Liens
Uem Oebtsof the DtlCedent. CIt'(.htOII,.t rwlUfIl 01 ,Lt'"1, Amounl claImed as
"""-XlIII 1.llll.ld lod.11I AmoUflllnconltt\1
numbO' .nd aUow.tlle dll,th I..n . dedutllon
1 JameR F. Penny, ~Jr . - 0 0.00 75/,.00
RoimburRemenl for 1995 Income 1'IIX
2 Mess lah VIl1ago . Monlhly Nursln!; 0 0.00 11.917,50
Caro
3 Trinity Luthoran Church . Plcd!;c 0 0.00 2,000.00
Contribution
4 Walborn Shambach Associatos - 0 0.00 350.00
Praparation of 1995 Incomo Tax
Roturns
Total (rom continuation schedule(s) (or additional sheer(s)) attached to this schedule. ....... . ...... .
TOTAL. (A~o enter on Part 5. Rocan.ulation, caoo 3, at nem 12,) , , ' , . , ........... . .... . 8 021. 50
l1em
""""",, Mortgages.net liens. Description Amount
lrJtdl horn r;Oh!llIu.,!lon ..cht.dulf>''': lor .1ddttlOn.ll Sl~f!tl,,)) .111.1Ched 10 this schedule
TOT At. 1/....1') r~'.olf!' on P.llt S R(!C,lOlluLl11on P.l0e 3 .11 Item 13 ; 0.00
III "(JfI: '4W.I~ r. r"~l~df'd ..l1ill:h lhe contlnU,lhon schedule from th~ end of thIs padag~ or addlllOnal shcN~ :' :he sam(' sIze:
I TI,,~ III".I'IJ'.1,'"'''' I'! ';':hNlul4.' K .tll' In Ih(' ~f'p,HolIP In'.Uu(hon~; ;
. ,,",' ",1_' '. . "t', 1 1._..,-., I, ...,,,. ""',. (:..",.-, r .'~.' ',,,IIv.~'j' ""
Schedule K - Page 25
l'c.r.706 ~,(t""lu",K .n..... A-91\
c
Register of Wills of
CUMBERLAND
County, Pennsylvania
INVENTORY
Estale 01 Esther 5. Penny
No. 1996-00327
also known as
Dale 01 Dealh 0/./09/1996
,Occeased Social Security No. 193 - 36- 25/,3
James F. Penny, Jr.,
Personal Representalive(s) 01 the above Estate. deceased, verify that the items appearing in the following Inventory include all of the
personal assets wherever situate and all of tho real estate in lhe Convnonwealth of Pennsylvania of said Decedent. that the valuation
placed opposite each item of said Inventory represents its fair value as of the dale of the Decedent's death, and Ihat Decedent owned
no real estate outside of the Commonwealth of Pennsylvania except that which appears in a momorandum at the end of this
Inventory. I Nle verify that the slatemonts made in this Invenlory are true and correct. l!We understand that false statements herein
ar& made subject to the penalties 0118 Pa. e.s. Seclion 4904 relating (0 unsworn lalsification (0 authorities.
Personal Representative
)
\-
Name of Donn L. Snyder
Anorney:
I.D.No,: 06858
Address: Post Off ice Box 741
Harrisburg, PA 17108-07/.1
Telephone: 717 /236 - 93 77
Signalure: . ('~',h....
James' F.
',' I (
. ". ---.J
Penny ..-Ur.
Signature:
Address: 2700 Cumberland B1d
Camp Hill. PA 17011
Telephone: 717/737-654/,
Oated:
M/1996
Description
Value
(See continuation page(s) attached)
(Mach add~ional sheets ~ necessary)
Total:
400,231.17
NOTE: The Memorandum 01 real estale outside the Convnonwealth 01 Pennsylvania may, at the election of the personal representative,
include the value of each item. but such ligures should nol be eKtended inlo the total of the Invenlory.
Preplted by the PeMsytv.n1a Bit Association
Copyright (e) 1996lorm software only CPSyslems,lnc.
Form.RW-7 (I99Z)
,
\
,
1
I
INVENTORY
i
i
I
Estato of:
Dato of Death:
County:
Esther S, Penny
0/./09/1996
Cumberland
CASH:
Amorican Expross . IDS -
Mutual Fund
4/.,826,91
Capital Blue Cross
98.05
20,876 Dolawaro Group PA Tax Froo -
Mutual Fund
171,182.1.0
Mellon Checking Account - No,
1627122581
13,432,58
3,227 Van Kampen Am Cap PA Tax Freo
- Mutual Fund
54,724.83
,",a..._____"_"___
284,264.77
STOCKS/LISTED:
......--..--............
3,330.00
.\
I
j
I
I
"
I!
80 sharos CoroStatos Financial
Corp - Common Stock
2,376 sharos PNC Bank Gorp
69,201. 00
..--...----.............
72 .531. 00
BONDS:
305,400 Alliance U.S, Governmont Bond
Fund
23,210.40
U.S, Troasury Noto - 7,875~
due 11/15/99
20,225,00
....................---..
43,435.40
-1-
.EIU~
E)(P.RESS
.
^mcrlc:m Elll1fCSS An.l"c1.11 Advisors Inc.
Jerry Urlllaln
11t"'.(Xl,-11 , .":III(~lt 1v.1t/t..I.)f
:~Jllt'a"Q
3!)()(}M.lfh1SUl....'1
COiIliJlIt., Pt~\Il.;ytVilllU 1 7011
iii" (117)n7!J!J~j5~
I~~. (11/) (/)1.113~
FINANCIAL
ADVISORS
April 29, 1996
Maronetta F. Miller
roSWELL, SNYDER, TINTNER & PICCOLll
315 North Front street
P. O. !lox 741
Harrisburg, PA 17108-0741
RE: Estate of Esther S. Penny
Social Security #193-36-2543
Date of Death: April 9, 1996
Dear Ms. Miller:
In reply to your letter of April 16, 1996, regarding the above-mentioned estate,
please be advised of the following rcgilrding Mrs. Penny's IDS High Yield Tax
Exempt !lond Fund account:
1. The registered owner of the account Wils Esther S. Penny.
2. The account WilS established on February 5, 1987.
3. 111ere "'as no change of ownership or registration of the account
within three years prior to the date of death.
4, Interest rilte is currently 5.7% tilX exempt.
5. 111ere I,'ere no withdrawilln from the> accollnt within sixty dilYS
of the date of death. Cash dividends were p;lid-ollt on a monthly
basis.
6. Date of death billanCt' of principal - $44,720.37
7. ^ccnlCr. inl"I'c"t 1.0 <1,11... of d..,)l.h - $ 90.54
$4'1.026.91
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FROM: i L.G. Connor Real Estate l\Wraisers
I 2159 Market Street
1 eanp Hill, PA 17011
:
L... __" .." -..---- + . .----....- ..--'
TO:
I Mr;'JaJreS F. ~, Jr.
I 2700 CUnberlan:l Blvd"
1 eanpHill, PA 17011
L-__..._._--'._-'--~' .
I *-*-';"--1l~i;2ICi --* ',* -.0 ,--.-'-!
r--...... .- .--:--- --.. - .. --
I lnvoice N\J1tXlr: 5-322
I - .. Date: July 21, 1995 -
_,__:rg)cnU!\!Il:e.r.,-~~:-14-S135 .."
Fbr professional awraisal services rendered,
... .-.-.. -- - ----.-..-.- - .-.---
..- -- -------..-...... --------,
$ 250.00 I
,
2700 Cl1I1berlan:l Boulvard,
Canp Hill, PA 17011
i
I
I
..________ _." ._________.____..___ .___.n _______.__ ._.F --..---...-------.---------.----~
Subtotal :
250.00 :
".._.__..::::.-,::,:::~~
: / 250.00: '\
"
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(>.: t?,(:j\- 'lp'f
tl c \\c:'-' '~
'Z _)77
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'JlIlJ'I\ YCU V<!IY IlQICI1 j or your IllCo i nes::-
..-----.----
-------
.
.
5-322
L G CUMUI R~,ll Er,l;tl,. AIlII,.lI~,.r!i
UNIFORM RESIDENTIAL APPRAISAL REPORT l,k:N..
2700 ClO1tcrland Ibulevnrd l,', C:'lI!P 11111 \H!" I'll /11'1."1" 17011
(Sea llttachE<1 survey) Co ''''I cul"lX'rll1fl.l
1-20-1852-56 ",",r 1995 H! 1..,,\ 5,646.08:,.':' ~;\'".'''\\ L:nl'.no,',n
Curll'rl: ;_....flf'! J[lr\-:s f. Penn Jr. O(~l1 1.11'1 x r:....r;~! T,.n.}nl V,I~J''''
X frl' S':~\r1'~1 I !'.l\f.I'CIJ pilJ/",'l,rt' Pll{l r{'rll!'llf,I"l;tjm iH11P\'A c~'l~ !tf.:', S '.'i:i
Ne'l~borIiOOJ or P"il'd 'i.I''' "Country Club Hills" 'lap Rrlr'Ieo:c II/A eelll"\ IrJ:l 3240-0105
HIl, lJl~l':1 5,11" N/i\ :-,: ,';" .",: ~ ".. J_~'" :)~ ~'(';f) :J":'~) J-~ ~J~' ;.\ :~, ," .' tI/A
folr. Jums F. Pl?nny, Jr, Id~'", 2700 CUlrl:lerland Boulevard, C<'lI1J !lill, Pa. 17011
!.ester G. Connor r.1A1 I,Il~."" 2159 1'l<1.rket Strc-<et Hi 11 Pa. 17011
Locate" UrL'Jn X Sut:.;rl'Jn Rula! I'rooollllfunt SII'llJkl .1lmtj IOUSlnQ I'rcscnl Lmd use 'L tand u!'.c ctlanQc
PRlel I,Gl
BUla up X c-,CI n'\, 25.75\. Ur.~cll~\ occupancy )(000, lyr'jf One IcHT1I'r' 100 X !ioth~e~, \;J(;'f
Groom !l!e Ral1lj X sULle s'eo X aore< $175 La. 25 2.41,rn.', In PIOC'"
Prope1t,. ';JI..es IncrI'J~lrl~ X Slal:'e Oe,!:n:n~ Ten.lnl $350 ti'~h 50 Mulll.loln1"t to
OCIllJnlUUpf;~ S!\Oll.l!ll' X l'l!'.lLW(f' n.!'1 ~llrl'l :-: ','):;.~' ).~" PrcdOfMl,lrl l.Qmmtf(I~1
M""I<"~ I me lI,lil" :1 "'0< X :1.1; "IiJ' I}.OI I, """ ',,: J.,'~" $250 35
NOlO: RacQ nnd tho racll\' composition 01 ,he neighborhood pre nolappralullactors.
tlt!IIJll\.!orh(}()ll tIOlll\,I,IIII". ,"IIIl:tIArA~!rl",'IC" Incated in the B::>rough of Cart\J Hill, C\..nnl:::erland Coun'Cy, Pa., 011 thCJ
: north side of U.S. Route 11-15, also known as CUmberland Boulevard,
. f.tclors trldl .111CCllhe l!lArlo.t~IAtllt.tr 01 nm IlIor.er1!C5 10 ItIe nrlghbort'oOtllprOIllMI' 10 ~nllllovmcnl.1nd .\mr.Mle'o r.:T111loymenl Sl.11nlit(. ,1lifll~,lll() lT1<11~r.l eU. I
~ Sch:Jo1s, sh:Jpping, transportation, churches & public parks are all walking distance. Pride of
.. a.-mership is evident throughout the entire neighJ:orhocd. Business Md professional residr;nts.
EllploYIl>;!nt stability is g:oJ due to the Stat<i C<1.pitol at liillTislJurg, the: tlavy Supply Dc:lflt i/l
f'lechanicsburg, the lillrrl SuWly De[Xlt in ItEM CUlnl:€rland and the expanding Greater Harrisburg
~.
Market condlllOns In tr.e subjetl nel~r.tlorhood IlnchHMQ suppon lor the olbo~e concluSions related 10 me trend 01 property values, demaM,'SuPP~. and mJf~ebn~ tJrr.e
.. such as data on competit,ve propertJes lor sale In tt1e ne'~tlborhOod, deSCriptIOn 01 the prevalence of sales and Imancmg concessIons. cl:)
Court records & multi-list statistics support a gxrl rrarket in Greater Harrisburg Area.
General rrarketing tiJre i.s 90 to 180 days with gxrl rrarketability. Sellers are not required to
offer sales or financing concessions. All typ:'!s of financing available with conventional loans
\;li;!iDg 1:-1/2 to 8-1/2% interest, 75% rrortgar;p, up to 3 [Xlints for 30 years.
,Al.:I eft O'OIcrl tton
Prcpclr, AJI1'l.:~S
.LeaalDeSCllplon
~~Sf's~ar 5 PJln! t.o
eOtrl1o\t'r
Projccllnlonnalion lor PUDs (II applleab!el . . IS me developer,bUl~er 10 eonoel olll1e Home Doners' AlloelalOn (HDA)l Yel : X No
Approllmale 10YI numbel 01 umll,n me lubleel pro,eel N/A Approllmale 10YI number 01 uOlIS lor la!e 10 me lubleet proleel _ .... N/lcI ..
Oescnbe common elements and recreolMn~llaCI\I!;f'S N A
Dlmenllonl (See Attached Survey) ( TopoQraphy iW:Jve road grade.
SIlea"a 85,176 square feet - 1.86 acres. Corne< Lor y<< X 110 SIle iW:Jve Avg.for neighbh
Specll,e leOlnQ elmllle.llon ,OIII1"ellll'Ion Residential S~alle Irregular
Zon'no compliance X legal LeQoll nonconlo,mlno (Gr3Mloltl1ered use I Wegal t.o lon;ng Ora1naQe G:o:i
.~'~M~I.&~!StliS! as I"~'O~!O X Present use Olher use (explam, . Vif':N Q:xxt
U1Ik11cs Pubhe Ome< 011'11'> ImplOvemcnls Ty~e Pubhc Pllvale L.ndlcaplnQ ~ellent
E~eole,~ X SIICel fo1acadam X Dr.ew.y surlaee ~1acadarn
Gal X CurbiQu"" Apparenl easemenls Of record only.
Woller X Sidewalk rCMA SpecIal Flood Hawd Au~a Yr.s X rj')
Sahlury sco" X \!leel "I)"!I ruM lene "e" :1,11' Dale .12/11/81
~Q!!llIJ~er. X Alley fEMA Map IlO 420357-o001-B
Comments (apparent adwse easements, encroaChments. speeral assessments. slide areas, Illegal or legal noneonlarmlOg lomng use. ete I Lot is. a1:ove
roa:l grade, level at dHelling, bel"'l grade to rear of lot. Beautifully landsccq:ed lot, reture
trees macadam & kin area. Protective covenants & utilit easements considered in valuation
GEliERAL DESCR!PlI0~; EXTERIOR DlSCRIPllOlI fOU!IOATIOrt BASEMeNT !llsULATlOI.
No 01 Units One fcunmen Concr.Blk. SlalJ N/A A"aSQ fl 1,059 Rool
1;0 015101101 2 Sty l.lerlO' Wa,:, Brick Craol Sr,a:e 50% \ flnls~ed None Cel!lng X
Ty~e {Del ,An I Detached RoolSurlace Rub. Bit-up Basemenr 50% Ceil'ng Unfinish. 'Ii''11 X
DeIIQn(St,lel ContEl11p. GU""I&O.nIPII Aluminum Sump Pump Floor Drain Waltl Conc.Blk. f~or
ElIltnQ,Ploposed Exist'.g Wlnllow liPe casem.&DjH Dampness No Evid. floor Concrete I.one
AQe (Vrs) 57 SIOIrn;S""nl Yes setl'emenl No Evid. OU!lllle En!ry Yes c"(",..
Ellectl~e^ e (YIS, I 25 r'~Jlllllitt!iH('(lltouse No Intr.\UlInn fro EVid. Storm units
RCO~"S fc)el l"N:~ Olnlnl) Kitchel'! Ocr! farnl~ Rm Rp.c Rm Be~IOOIT1S 11 BalhS laun~1)' Ottler f,!eolS~111
.Basemen! 1, 059
~e,vel.l.. 1 1 1 1 1 1 1 2.5 1 3,020
_ \~eI2 2 1 840
8 R:lom... 3 Ar.l1roomtSI 3. 5 Bal~(S 3 860 SOiJ3re re~l 01 Gre.,.:. t 1';I~
~l(,'.Ti'lG I<ITf.Hrrj [OlI:P ATTiC MU rMlfS CAR SlORI.Gf
TVl1r. FHA Pelr,~;t'!"',~r X NOMr X rlrrr,'aCel.,) It 2 2 rjOr11'
J:.fo! Oil n",70;f.... X Stars r.ll~ X (jJfol'J"
C:::1,~~or, Co:d r "lJ\.\1 X Drop St.\'! (:I'~. :-: f,r..l~",,:d
CiJC'~:~jG [j,.,r",asr.e' y. Sculti~ POf~t1 }: Ce:'~:!1tC
CenHal X faf'l ~ccd X fl~O! Fe:'1ce e:JI~.ln
Ol'~ef ~".~r:,<;ol~e X tlea~ej PO';I Carrc1
C0l1:1,!:r)'1 G:cd '.....W~('f r~r'.r! X flr.M:C:1 [Jr,tl''''.''' r.1;lCCldi'l:'1
MOIMn.U!eolh.rf''o i~i1f'.:I,ljl'rf"~, plllf. ~;;111~ms r!:) Ne,,,, yJ.tchen, "St.Charles" cabillets, rarble top, service island,
Jenn-Air range & oven. RurJ:€r roof installed in 1988. Brick retaining ','Jall along clri ve..Jay.
COMil,on aln;e 1IT'~rOI!:'!'ef115 'Jt',JtC~c1!C"l 1r,1'. ~ :al IIJ~C!jO'\Ai ,,'\1'1 f'I'/.rrolll I~;J"S f1t'tllM tiualit, c' COf1SI:u::on rtmc:lr: r1 it~~ ',,;~s ~~: Physical:
l\ge &. deferred I1<tintenance. Functional: None. Econcmic: Along heavily traveled 4 lane U.S.Poute
J1:-15. Due to age of d,'lelling, lead based p3int may be present, rrarket d02S not p:nalize
_ property but client is advised of its [Xlssible existence, it is asSLOreCl it is not present.
Adverse en~lIor,~t'n:JI cCr>:!I!.ons (SUC!1.15 bill r:! l'If"l~J 10 tlal110Cu5 'o\.1!lles 'OI'C ljutlSLlrCfS elc 1 r:reSl'rl ," t"1e l'11prC"f""r..ts C..~!" s'e Of'~ ~p.
,mme~,a:, ""n '. ell" ,,,t."," por.'''' There are no kro,',n or apparent ad':erse environn,ntal ccnditions th.:.t
would n ativel' effect the ro ' value.
fredjleMac fClm 70 h~iJ rMif 1 (II '}
ronn UM .' o'OT.\l7JOG' J;'iil1it:sJlsa!t....a1e b... a I) 1Il0'lr 11C .. 1.Il/HUll AIIr\"r
FiniShed area above f.l~e conlJl'\CJ,
lNlERIQR ~t,l".'II.llS COn.:lI~O:1
f~"1 H/loi&Carpat/Gd.
Plast/PaneI/"
Pine /"
B.fJJflOer Cer. Tile I"
B.m \'la"leol Cer. Tile I"
Doors \'io:xl /"
5 car
fl'1r'~ "1r r~f~ lr.Q,' f)'1iJ
II -':11 ca",
. .
W ) I. I.
I, ES'I'IIEH S. PENNY, of the Borough oj Camp Bill, county of
Cumberland and Conullonwealth of pennsylvania, declare this to be
my last Will and revoke any Will and/or Codicil previously made
by me.
ITEM I:
I give and bequeath the sum of Twenty-Five
Thousand ($25,000) Dollars to each of my grandchildren, JAMES F.
PENNY III and TIMOTHY ROSS PENNY, both of the Borough of Camp
Hill Cumberland County, Pennsylvania,
ITEM II:
All the rest, residue and remainder of my
estate of whatever nature and wherever situate at the time of my
death, I give, devise and bequeath to my son, JAMES F. PENNY,
JR., of the Borough of Camp Hill, Cumberland County, per stirpes.
L
Should any person entitled to a share of my
estate be under the age of twenty-five (25) at the time for
ITEM III:
distribution to him or her, I devise and bequeath the shares of
such persoll under the age of twenty-five (25) years to JAMES F.
PENNY, JR., IN TRUST, to hold, manage, invest and reinvest the
corpus OJ' prillcip,,1 ulld use illld apply the illcome or principal or
50 much lh('rt~ot as, in llH! 'J'ru:iLee':; di}icrelioll, may bf~ JH~C(~SSil1'Y
or ilplll'ul':.j"t" 101' hj,., >iUPPO!'l., mililll."lIilllC" alld "dll<:al.ioll unl.l]
II" .Jtt.~i,,; :L' c:/j.' l~l 1......I'lIty I iVl' (::!)) )/1":::' h'b.'Jl : \!I'-Il :'hdl"l' O!'
sll.::r,::; }it} L.,1\; ::Jldll lH' diFLrihut('d 1.11 hilll .::ll:~()]ult).ly.
A ml.l~ CO;>'" Fl10M REGORD
Ii'I T~ wr.<m;O':, IlY.>reu!1to f.l!ot my MrlCl
100m: tl~;; er.d, \of ~:.h; C:,"11 r! Cr.rll?lo, f'A
l'ipr... -= :>~/. l'~{\j' c'.~.I /'. & ~ ,tl~
/1 \.",. I , ('
7il1'''( '....'.f"." ....,fJ".'/}/vfL",,,.,f<.;.
i I Cler1i of tM 0:'p....M3 Cc-~n (I
Cumb3l1Rnd County
-"
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ITEM V: No intereot of any beneficiary of my estate,
either in incollle or principill, shall IJll subject to anticipation
or to pledge, assignment, sale or transfer in any manner, nor
shall my beneficiary have any power in any manner to charge or
encumber his or her interest, either in income or principal, nor
shall the interest of any beneficiary be liable or subject in any
manner while in the possession of the Executor for the liability
of such beneficiary, whether such liability arises from his or
her debts, contracts, torts or other engagements of any type.
ITEM VI: I direct and empower my Executor to sell any
and all real estate of which I die seized, at such time and upon
such terms as he may deem best, and to deliver good and
sufficient deeds therefor to the purchaser(s) thereof.
ITEM VII: All death taxes (not income taxes) that may be
assessed in consequence of my death, of whatever nature and by
whatever jurisdiction imposed, shall be considered a part of the
expense of the administration of my estate and my Executor shall
have the power in his discretion to pay thE same at once whether
or not the la\~ lindeI' which they are imposed permi ts the
postponenlc~t of paYlilclll of all 01" Il~rt of lt~cnl to ~1 litter lime.
ITEr" \. I I I :
1 hCl'<~by nominat.e" con,-: it.ut.,. ,1n<1 appoint my
son, .1 Af.a,:i ,'. I'ENr~Y, JIL, oj CalliI' lIill, I'ul:,,'yh"',niol, E~:"clltor' oj
Lhi: i;.y 1..-;;-: \','ill ,:fld ','l':itdll."flt. :--t.1llid l: ~l:. :.:jJ i,1 ::llJ"\'i\'"
Olt~ (Ij" Ct.'ii:-' to del. (1: E;':c'CIJt Cl",
i:1'1'"i:.: III\, Ilj"11<:, DUNN I..
. .
.
..-
"
SNYDER, of Camp \lill, pennsylvania, Alternate Executor of this my
Last Will and Testament.
IN WITNESS WHEREOF, I have hereunto set my hand and seal
this ;) ~ 0'- day of April, 1992, at the end hereof, composed in
all of four pages, including the self-proving attestation clause
and signatures of witnesses.
c.. -vJ .L-S ~
~(( (SEAL)
ESTHER S. PENNY
Witnesses:
/J,J M. L~/
I~A/h" ~tf' AV~1r.J
!~<<I' IlvI /q.
J
~/.Aj~~/-fJ/1
UNIFORM RESIDENTIAL APPRAISAL REPORT
5-322
c' $
hll H<l
75,000 Comment!. on Cost ^NllOolCh l!.uth a!l. Ilourcc 01 LU!ll 1:'11111.1.\1'_ "lIe YahJl~.
!illualft 1001 ulcul.ltlOn ,Jnd 10f llUll VI\. 1I11l1 lInll^. tfw e\tmulfll Irmall\in'l
rconomlc IiII! 01 !Jle ~lOpcltyl
Cost. developed. fran local contrllctoru all:!
lolarShall Valuation Service, 115 ~p.ll M,
but. rot limi too to mj elqJCrience M II
. builder ard aWraiser. F..stlltnting
ruminirt.l ecoiirnic life is 30. ymrn, site
_yaluat1on. isJ~ on revil:M of
residential land. sales,
Vah'atlon Section
lSllMA 11 ~ SI1l V^llll
lSlIM^lIIlIUI'IIOIHICII{,U COSI,llIW,lIIlMPI\OVI MI tl1S
Owelhnq 3,860. 5'1 It @$ 65,0.0. = $
__ _ 5'1 It @$ . .
~ 2_fireplaccs,C/A.. . .
: Gmqe,,,polt 1,0.36 5'1 11 @$ 20..0.0.
10UIls~mlted ,osl lieN . $
less PhyMcal I uncbonal htclOal
OeplCCIl~on ___.56,00.0.-... ._. 14,0.0.0. :$. - 70.,0.0.0.
OeplCCllted VII", olllnplo"ments . $ 213, ~2o.
'^s.ls' VII", oIS,Ir.lmplO"ments . $ ____12,0.0.0.
IHOICMI 0 VM t1lllY CllS! M"lllACII : $ 30.0. 620.
I1lM SUIlJICI COMIWlAUllllO I COMI'MlAIII1I11J 2 COMI'MlAlIllIlO 3
-270o.-ClurIJerland BlVd 646-St:Johns Drive -B0511l.chigan Ave" 20.95 Fain-laY lime,
"-dl\!r." Canp_ Hill, .rA......,....... Can1? Hill, PA . _ IJ311J'il1e, FA.. Harrisburg, PA
~~~I1l~~;;O.SU~lecL $ . N/A ~-:~=~1=~:::::1$-'.3iij,()oi) ::::tJl.i,l(L~J$"::i9~;cio.O:~~J1iles_=-:$ .255,0.0.0.
PIICC!!iloss.l,,'n~ ^""_ $ .'_ -" $..8B.61 i/l____._..___. $ 94,43' L .'_' .. $ 10.2,0.0. 'f \
Oluandol Hulti-List & Court Hulti-List & Court 11ulti-List & Court
Velll"'.ll,on ~~OUlce . Inspection___ ReCOrds___ _. __ .. -- ... n Re<Xlrds Re<Xlrds. .-
Yllill AQ~U~!I,IlIl\S. ....ol.~.c.~Jp..1JQ.~.-- __ _QES~RIP.1101l--.. cHol$M1USI .. J)ESCI\1I'IIOIl.. 111$ Mjusl - .OESCHlI'1I01l . . . t( IS MIIIst .
Sides Of fmancmg
!!.~-'CSSlOns COnv.____ __._._..__.______ eonv.__...___...._._ -----.. eonv,._.___..__;.__.. ..-.-.
Olle_QISI~ll'me.----.-. 12[9.1..._ ___.__.___.____ _1l/!l~--._ .. . ---.. 3/9;'.
LOCl!,OIL___. Q:XJq____ supex.ipr__.--=-5,.oOO- s~rior__.....=5,OO.0 superior. .-5,0.0.0
l,,,,,ho~I'cSim~~_. Fee___ ._' .__ Fee__.____-.--- fee__.. - .-.----.---- fee_._.- ..__n -' .
~:~___n_=- ===.'=. ===~~---~ =-==..::==--=:'=-.'= ==~--: ===:.-'.-'==
Ocsig~~.~d.mca,-__ Col1tan[4J:ity. 2_s.tYLEquaL..---- L!;;1;:yLEquaL~ . contem/2_Sty..-+5,Oo.o.-
oua!r!/'QI~~S.u.Ucno,,--- GJg:l____ EqUal . _ ~--.----- Inferior_.__. -. +5,0.0.0.-.
~L_--_-.---- 57____. 27 ~O_-----.-.---- .6.____. - . .' -..-.
COndlbO!! ..__' Q:XJq_-- superior__....::1B,S,OO- ::;uperior_._._.-=5,-o.DO- superior._ __. ..-:5,0.0.0.-
^bovc Glide 1 QULJl~I!'}S.3.~s- Jo.~LJdlm~;.J!'!.llls _ T.Q.UIJl~!!1!S JlI)ll.L. IoU\'; Udlrns;jllllls_
RoomCounl JL:.3.-:.3.._5_ _e....J~2.Ji- +2,0.0.0. 1~4~3.._5_ ._B_~.4 ._3._.. +1,0.0.0.
Glossl~,ng-^!e,---- 3,B.60.__sqJL .-3,..6.o.9_S.qlt.:"-i1,Oo.lL .-2JJ2.1_sqlL:.....t1.l,.o.o.o- _2,5o.o..Sqfl_:l:25,o.o.o..
Bosement& lIIllShed 50.% Bsrnt" Family . Family Family
_ ~sBelow Glld."-. !io..%_Cl'aw.l_!lDg1! ..-=6&o.(L jlpCJll :--:1,00.0.- \!lXI11--- .--.. _::5,()Oo.-
. fune~onll_t1-"lr.ty--- G:xJd___ Fqt1C1l----'------- ~ - FqUal. - -.--- - .- - -..-.
: !!e~~g'toolrnL.- Fl!I\/~---. ~11\j-CI\.---~-._---. FJiA/g\--------- HP/P\ ..- n' ...- ...
_ ~.ergy.lU,'-ien!Jtcms Inst!lation_ EqUal---.-~----- - E'qUCll--.-.- -- EqUal... -"" .-' --.
Gl~ge,,"~Q!J-.- 5_Car_G:\!',-- 2_Car.Gar..--..+B,OOo... 2_Car.-Gar. ..._.:I'B,o.o.o... 2.Car Gar, ., +10.,0.0.0.
porch,Pa~o,Oeck, Pat,oeck,Por Patio Deck, Patio oeck
f"e~.~e~tsLe.1e _'_ 2X~Pl.,- ~]iI:!'P~pS:,gs~------ 2JiI:!lpl!=lces-:----- 2..flfepli3ceE;. - - .. ----
feneeJ>ool..c\cc _' .-' Iardscap!.g-- FMc;e,-ShOO--- _:-2,00.0... Infedoc. ______+2,50.0.-. Iardscap!g-.--.- ~B,So.D--
bPPHClDCes- _' fY~/JJ/'!Ll1icr f.qtgJl_~____._ Eq\.~L._.c' . -.-.- . -- ... EqUal . .'
lli!-^EUlQ~IL-_u fl+ :Xl- \~_~9,SQO XI+ . -'$ 4,!iQo. rXI+ :.-,-,-.L.__39,5o.o..
Mlusted Sa~s Pricc !
01 com ",b~ $ 299 50.0. $ 299 50.0. is 294 50.0.
Comments on Sa~s Compllison (lIlcludlnglll, sublect plOpClt{S complbbilrty 101M neighbolhOod, etel: .Markel:-lIW@c-ll-irrlicates-a. _.__.u____
yalue. of _$2"1.9 ,5o.Q.,-_Alu:a~~le_?ales_are_1QC{lt:E):\Yithin-5_mi1~.-~teS\:,weight.JS .
i3pplie~Lto_ SalEl?_#.L&_2!.,jPjl1E;l:m:!I1ts_were--l:lasEld- 00 .market _extractions.and/or. jtrlgarent, . .
250.,90.0.
12,0.0.0.
20.,720.
2B3,62D
--------~_._-_._------- -"--------------- ..------ --
----- .._-- ---. -.--. _ ---------.-------.-----.---.---.------.-.----..- .-...-. . - - ..' ----
:~~i~;:..t:;~'" . ri::~:\~::.}Ji"'="'
^nltfSlS ollny CUllenllqlCemenl 01 Sl~, op~on, or Irsong 01 sublecl PIOPClIj and anl~S{s ollny plio, Sllcs 01 sublect and complllb~s WII11I1l one y'''' oll11e dlle 01 apPlllSlI
No sales .agreeront.or .sales-c:9ncessions.----- ---.----------. .-.-.- . .' ---
tN\lIC^nOV^,1I1I1YS^,fSCOMPMUSllNl\Pf1lllACII S _299,50.0.
IN\lICMIOVMII1I1YINC0M1M,,"llACII "^ IlClb~ 1somalcdMllkelRr.nl $ N ,1.10' GlOSS Rent Mum Irer -$ N A
Ihls applllSallS mId' Jtj'lS Is' U sU~lect to Ille "plilS, IIll"oons. IIlspec~ons 01 condlbons lISted below 'c.J sU~lect to comp~~on per pl,ns ^ speCltlClbOns
Co'c.!,'" 01 ~P~"',11 Nc1_warranty. of, the al?Praise:l is given. or. iItpliOO. .No . liability is assurred for ~e
structural or.rrechanical-eleoonts pf.the .propeJj:y,---- . .---- -- - - -- 0-
fin,l1Recancrlrabnn Due.to lack.of ~tal.data,.the-Incare.lIWr<:>aCh-is-OJt:-al?Pt9priate...M:Jst _weight is
given.to ._tm Salcs Ca1p3I'ioon_lIWroach. as_it_~f.1E!CtS-the\:lJye~-arrl-sellers market actions.
_ The .Cost awroach SUWJrts.the . Sales. Ca1p3I'iooO_lIWroach .--.---------.- ---.---.
lhe lrur~nse olllllS a\lpIlfSlIIS to CS~lI\lle Ille mllkel vllue 01 Ole "II ploperlj Ullt IS Ille sublect 01 UIls repoll bmd on Ille I~O" condi~ons Ind l11e CClbhelbOn. eon~nqenl
In<llrm,bn') enn<I,Qens. Ind market value det'n<~on Illat "' sUled In Ute a\laehed IlCddte Mac fOlIO 439JllMA 101m 100,15 (Revised _June ,._1!l9.3.l
I (Wt:)fSIIM^lI nl1 M^1U<l1 VfQtlr.~ OUlNlO. (J 11I[ nr^L PlIOl'lRTY n,^l15 nllSUllJ1Cl oc nITS IIlI'OOT.t.S Of _July 21, ..1995.. ..
_ (WIllClIl~ nll\lAII OC,vlS%'1I1llNJllannlJl-G1M tW[OflllTS Illroln lOOl $ - - .._.299,50.0.- -. .
. M'1,^l~11t } /JI / U SUI'lIM501IYM,',^1SrRlOO1HII10UnUO)
S"lnllllle . / (u7 -'-1 _ .. l.::C"-" ",-v" Slgnalll" . \I,d O,d/Iol
tl.\lllr. lEstc G. connor, HAl. IIlmr. . . Ins\lCtll'roP"~
n.,t" lIe~ntl s,~n"" July 21, 1995 Oltc RepOllSlgnr.d
SI,I!r. r.,"lilrcaOOn N GA-Go.o.229-L Sl,le PA StIle C"btielOOn N.
Or SIA1I! t ICI'Il'.r, /I Sl.1tr 01 St.lle llcrnse 1/
'IClhl,l~ MJC 100nl 10 h q] PACi[ 'I or 2
fOlIO 1M2 .. 'I01M 2000' ap\lllfSll soltNlre ~ylla mode. IIle .. 1,800,MAMOOE
--..------- ~----_..-.._-- -_.__._-_._---_.~------_._._-_..
StJlt' .
SUlr.
Fanme rl~J.C r mill 100.\ b,l.:.
L.G. Connor R..I EM.I, Allllral..,s 5-322
UNIFORM RESIDENTIAL APPRAISAL REPORT lim'"
2'100 CUINX!rlrm:llloulcvnrtl C'~ C<'Ulp Hill SUb, I'A /lI'Co'I.1'I0ll
(See Attach,,:! SU1VCY) COlln~ CUI1~)Crlillyl
1-20-1052-56 III y", 1995 III I..", 5,646.00 Ip.:'" jw"-"" I UIlY.rK"nl
CUIII'IlI(~m'l JlU1JJS F. fu Jr. Occu .\Ill )( Own", 1,'runl V.!f.tt\!
K h'r.SIT111~ tr.nrhOk1 l'meet1" PUll CnrHlomlnlU1n IILlO.V^on IlO^S ,'1-('1
N"jhl'l1Ih"n,1 m I'""'dl'.,,,.,' "Country Club Hills" M.p Ilelercll" N/A Cell'os 1"'1 3240-0105
tljA Polk 01 Silk' It/A C"\Cf tJ'1 a~d! ~'r1J.,~.! 1.1' lJ~'1 tt'M~~\ cO"C"WJ~S IJ tf p~11 t'Y \nf N/A
Hr. Jill1l~] F, ~Imy, Jr, Adoll"" 2'100 ~)Crlruxl BOUlevard, Canp Hill, Pa. nOlI
Ipst0.r G. Conmr HAT Ad,II"" 2159 r.1arkct Street Q Hill Par 1'1011
loWnn 1I111.n X Sul'II,~.n lIu..1 l~alomlNnl SIrJj "IU~ l"usII"l "csml ~nd ose To I.nd llse cholll\le
I'IIICI ACI '
BUilt Uil it o,u 7!1'\' (~./~" Undr.r (~'\. occup.lncy $(0001 l)'rs) One l.UTlitf 100 X rlol Ht~ tM~;
GIO',\I1l11,ltc RJ!',!ll X Sl.l~le Slow X nwnr.r . $175 low 25 :2.4IJrnl~ l"1jlrotl~....,
rlOl1l~rty \'Jhl\:s II\CII'.I',IlJoj X ~;1Jtl\c OcchrurllJ '~nanl $350 Ill~h 50 'MuttJ.lal1\1~ To
DC111.1nd SUllrl~ ~hnrt.t:ll' >< In bJl.Uu;c (her ~Ullp~ K Vd:a"';lIO'~\i ;"~'..' IPll.tJ!ll1ll11dlll! .... :"1 ComlllcrcIJI
_M,u~('!~nJ !,mc ._~ IIr\lll~1 3 nHl~ ~it 3.li 11I0~ ~ (}yr.r 61110s ,_____ Vac (ow,r ~'J. $250 35
Nato: Raca and tho rnclal compo titian of tho nolghborhood .ro not appraisal racton.
1IC1'lhhnJlJnnrlllnll,,'IJI"" ,11,,1 Ch",el""bts Located in the ~ I3orough_ of. Canp lIill,_~rlard County, Pa., on the
: rorth side o( U.S. Route 11-15, alro.lm:::Mn. BSuCUrrbcrlard ~l3oulevard,
_ helolS 111.11 Jlh'cllhe 111.1t~dllllhty ollhc IIIOllCltlCS mll10 nCllJhbOlhood (pIOlllluly 10 ClIlllloYlllcnl and .Ull~mlu:s. CllllfloyllWI11 sL\blhly. .11111(~dllo "1.1I~d.I:IC)
~ Scmols, slnl'ping, transp::)[tation, churches & public pa~ks are all walking distanco. Pl'ide o(
.. o,'me~ship is evident througtnut__theuentire neighl:ortnod._ Business and professional residents.
Enploym:mt stability is_gxx:!.c!ueto the_State_Capitol-at.Harrisburg,-J:he Navy St.q:ply De[Xlt in
MeclumicsbllreJ, the /In1ri SUWlyDer:ot in Ne.-! .c:unt>erlard ardtheexpar;::lingGreaterllarrisburg
area. _. ___ ____~~______.~___ .______~__________._u----- -- -.
Markel condlllOn~ In nIl! subll'cl neighborhood (including support tar the above conclusions related to the bend 01 properly values, demand/supp~, and m.ukctmg brne
.. such dS t1JLI on cornpclltr'lc propelbes lor sale In the nClghtJalhood. deswpbon 01 tIe prevalence of sales and hnancinij concessions, elc )
Court records & multi:-list_statistics-~rt-.a-gxx:!-narket- in_GI'eatecHarrisburg lU'ea..... .m
!Jel1Gral narketingtirreis_90j:cL180-dayswith.gxx:!--mrketability'uSellers_are .not required _to -
oJfer sales. or financing.concessions. __AlU:YP~ELof-financing311,l<rilable-with-conventional Joans
lJeing7-:1/2 to~ 0-1/2\ interest,__75'_l1OrtgaCJ'!,.up_to_3-[Xlints-foC~O-Y~,----- . -.~.--
l'tojocllnlo,""lion 101l'UIls (II appIiCdb~)' .Is lite dcve~pCl.bul~el In con~ol 01 lite Iiome o.nels' Assoelabon (IiM)1 l~ Yes ~X. 110
Applollll1ate 10UI oumber 01 unlls 10 die su~lecl ploiecl ___tJ/A__ Applolimale !Dial num~er 01 onils 101 sa~ 10 ll1e sublecl plolecl ___ _ ~- N/A._ -. --
OC5crlllc common e~mcnls and rccleabonallaclllbes' N A
DllneoSlons _(See Attachl3:tS_uryey) _ )' Topography )\I:oy-e_ road_grade.___
S,ICdrea 85,176 squat:e_feet__=-l. 86_acI1?S~_.___ Cornel lol ~ Yes l XI No SlIe _Al:Q~_ Avg. for _neighbh
SpeClIIC /onln~ cla"IIIC.non and descrlpbOn Jlesidentii3l__ __.__ __ ____ Sh.pe _I~ar --.
10nlO'l cOl11pllance X-I e~.1 ': --: legal nootonlorll1lng (Graodlalltered use) 1:=-ll11cg.1 =-J No 100lng I Drainage Gaxl
.H;~~~~ !.tI.s::.~p ~$ i"'i1'OiPd :-~{Pre~enIUSl!_...: JOther_us~(~~p_L1mL .______ ___...___... __.._ ------- ___I Vlt:'N -~.-
umcs l'ul,l,e 01l1er . Oll,slm ImplOYcmcllls Type l'ublIC I'llvale \llaodSCdPi09 Excellent
f~'~IC'~ 'X u__; S~ect )olacadam_.___._. [x-I ! _j ,DINeway SUllace J.a:adam u
Ca' X _ _! CUlb/guner __________.__ _~__ __ [] [J I App3leol emmenls.Qf_I1:lCOrdonly,
.X ___,S'dew'lk _______~__________[J [:i IfEMASpctlalF~odllmldAlCa :_'IYes X Iln
.X ___,.Sb.eollighls _' 0 L;:4 IfEMAlooe_-'.'C!.'....-. M.apO'leJ2./11/81_
_Slolln "wer X___ ____:AHcy_. n I [!'MAJ>!'~ No 42_Q;357::0001-B u________
Comment>; (J.pparenl adYer~p. casements, encroachments, special assessments, slide areas, 11~al or legal nonconforming lonlng use, etc.)" . LQt _.is - al:oye._
t:'O<rl gradc,_ level_..at _dwelling,- relO,ol_ grade.t;o__reacof_~ot,-~utifully .1ilOOscapcd lot, matut:C
trees J1'<,coclam & kin area. Protective covenants & utili easarents considered in valuation
GflllRAlorSCRlPlIOIl I EXTERIOR DESCRIPlIOII ~FOUNDATlON IBASEMWT INSUl1ITlON
110 0111011' One __ _ .Foundaboo _Concr:,Blk, Slab _N/lI,__~- Arca Sq fl _1,059____ Rool
No 01 SIIII,"' 2 Sty__ -i El1eIlO! W.lls Brick___ __ Crawl Space _~Q\______ 'l. finished .N9ne _-_ ,Cerllng :-j(
Type IDet/Alt) J~~\:acl1eqtRool SUll'" .Rub,-Blt::up_~Bmmenl _5Pj JCeilrog Unfinish, Walls )(
OeSlon IS~le) Contarp,_Gotlers &Ownspls _Aluminum. _;sumpl'ump _Floor_Drain~Wal~ _Cone.Blk. Flool
Exrsbng,Ploposeil EKi.~JWrodow lype _~.&DjlL;D.mpncss _J:lO_E\1id,_-1FIoOI Concrete Uone
AgeNIS) 57_ __ _"':Stolm,screcns _yes____ _._ -1se11lcl11enl _No_E\1id. _JOulsldeEnlri Yes U""^'_
filet II," A r. filS 25 . Manulaclured lIouse No Ilnleslanon No Evid. Stonn units
BOOJ~S_____. __ Foye~ . __IN!<1L ._DJ!1!ng_L~!ICh~o_L-Oen _:lamJ~.BlI1_:_J1etJ1_I11_ .Bed!Q"-I11-'l_.'.Ballt~_; laundry _ l_ OUIC' Are. S'I Ft_
j\asern'n\., .. __ _______. _ ____1_______;_ ~.~___Lm____ L____L____ui____l_u_. 1,059
JC'/el1 ._1_1__.___1__i__L_:__1_-1_.1-1-----L-1-!-~.5_L 1 ..: 3,020
_ le,"12. ____ ____:_____:__..1__ _1_____L_2_-.I _1_: 840
__l___L__L_L ' L__l____l..___._.
fml'.hrl1.1Ir.,\ ahOYc l.1de cont.\lns 8 Roams: 3 Bedroom s): 3.5 Bath s : 3 860 S( UillC frrl 01 Glnss t IVml Area
Mat,,,.I,..1:ondlbon i IlfAlIlIG :KI1ClIlIIEOlll~_ A1TIC_~. iAMWl1llS 'CMt SlOll^Cl
lI/1'i&Cal:I;et/Gd '_I Typo _ FlIA ..' Relligel.tol LX] I None . X 'Fileplacels)' 2 , 2' : Nan.
p~ast/panel/"iFuel Oil__ ~R.ngeIOleo ~xl ;SIaIIS c-:: :Pano :X' 'C,\I,IlI' #Ole,\I'
PIne. _ I" _.;CoodlbOnGaxl __Drspo'" LX IDIOpSUil i 'Oeck :X MtlCIled 5 Car
11.1111 I kj(}f Cer. 1'i le /'~_ COat If Hi Olshwdsher ~x: I SculUe 'PolCh ' X' Ikt.1Chcd
1\.1l11 'l.',lm~,col Cer. Ti le I", Cenlla, . >< ,ran,11ood' x i nOQl rcnce BUill. In
noor~, \'kxxl Il~ : Other ;MlclOwave :x. lIeJled PoOl :Carpolt
'Comtlhon Ga:xi Washer,ll cr . x" flmshed ~.- ! OIIVCW,l r'k:lcaclctm
/1l11111li111,11 11',111111:'> (Sf,rcl,lll~lIr.rqy clllclcnlllems, elc) ~NeN'_kitchen,_~sj:.-"-CharJ~~~-cabinet:S,_Jril~le_tpp,-._ser:yice. island,
Jenn-Air range &oven._Rul:beI'__I'COf installed_in1908.__Brick-retaining-\olall-along drive,'/ay. .-.-
Conl11tOrl alUm 11l1I\fCWf:rncnlS, dcpreclatlon (phYSIcal, luncbonal, and emrna'), repairs needed, quality 01 constJucbon, remodellnqladdltlonS, etc.. Physical:
Age & deferred ncintenance._l'unctional:.None.-Econanic:Along-heavily traveled 4 lane U.S,Rollte
11-15. Due to age_ofdvJ?lling,--leadJJo'lsa:l.paintJJ'aY-reprerent,narketcbes rot r:enalizc
_ property but client_Js_advise:tofits-[XlssibleJlristence,itis31SSUlT'ed it is_rot present.
M'o'cr!>c t:nvuonl1wnl.ll renditions (sueh as, tJul not limited to, h.1l.1rdous wastes, tollC subsunces, ele l plI~~r.nlln ttle improvemcnts. on thc Site. or III r.lf~
II""""j',I," "crnl" ollh""~lecl plOpelty '!'here _are.ro lm:::Mn ora[lXirent adverse envirol1!Tl2ntal conditions that
\,.ollld n _ ativ0.1 effect the ro value.
IrClhlil~ r/.1C f 01111 70 fl,'q) PAGl 1 or 2 r.lImll~ M,te I {)fill 1fIO.1 (i tl)
FOlIO UA2 .. 'T01Al2000' appraisal sollw", bp Ia mode, loe .. \.BOO,MAMOOE
---
Photographs of Subject
Dwclling Arca
17,5' X 74' . 1,295 sq,ft.
32' x 20' " 640 " "
36.5' X 29' . 1,059 " "
17,5' X 3' x 1/2 . 26 " "
2nd Floor ~17.5'~ 32' -7\
20' X 42' " 840 " "
3,860 sq, ft,
2 Car Garagc
18' x 20' " 360 sq,ft.
3 Car Garage " ~ " " 54'
1,036 sq.ft.
1 Story
\
26'
L
3 Car
Garage
2 Car
Garagc
\ I
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IE-- 26 '
'\F- 18' ,-14' ~(
l<
42'
T
I
2 Story
Section
20'
1 Story
1 Story
29'
,1
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DEFINITION OF MARKET VALUE: Thn 100" prnll,blo prlCn which. propnrly .hou~ bring in , comp,nlJvn and op,n m"I'llIndr.r 'II condlM",
r~qllll,llc In .1 1.111 5.l!r., lhe hllyrr .lnll ~f';l1cr. f':o1r.h acting pludr.nlty, knowlr.dlJf';.1b~ and assuming the price Is not affected by undue !;tlmulu~ Implicit in thi~
11('IH11110n I" tho rOIl\tllnm.ltlon 01 d ~,1W. J.!; 01 .1 sprclllf~d (1.110 and the passl"" 01 title 110m seller to buyer under condition'. whereby: (1) bUYN and sr.llr.r arc
fI,'llIC.ll~ rnol1v.\lr:d, (?I holh p.utll~S "'f'; wclllnlOlmcd or wr.11 advised. and r..1ch acting In what he considers his own best Interest (3) a reasonable tme is albwr.d
lor rlpor,wr. In the r.pr.n /narkI'!. {.11 p.wmr.nlls m.1d" in tr.rms 01 cash In US dolLars or in terms 01 financial arrangements comparabln thereIn: and (5) thr. prIce
rrplI":sr.nls Ihr. nOfI11.11 r.nnsldt"r.1lll1n 101 Ihl'! prnpr.rty Mid unaffr.tled by special or creative financing or sales concessions. 9rante<:l by anyone associated with
lIlr.qir.
. Mlllslmr.nls In tile comp,lr,lhlr.s mllsl lit! made tor special or credtive financing or Sdles concessions. No adiustments ale necessary
lor thnsr. cnsls whIch arl~ normally paid by senr.rs as a resun 01 tradinon or law In a malket area; these costs arc reaM! identifiable
Since the sel~r pay. these co." In vlr1U'I~ .n "Ie. ttan"'~ons. Specl.1 or ""lJve financing adluslments can be m'de 10 the
comp"'ble prop'rly by comp"l.ons 10 financing term. o!l,r,d by . third parly Ins~bJtional lender Ihat I. not ,Ir"dy Invo~ed In Ihe
properly 01 ttan",Oon Any ,dluslm,nl 'bou~ nol be ,,~ulaled on , mechanical dollar lor dollar cosl of Ih' financing or concmlon
hul 1M dolLH amounl 01 any adlustmenl should approximate the markers reaction 10 the financing or concessions based on the
appralsr.r'sjudgemenl
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: The appral.er'. tnl1lfication 1h,1 app"rs In Ihe apprals.1 report I. subject fo Ihe fOllowing
r.nndlflons.
I. The ,ppral.er w'" nof no re.ponSible for mannrs of , \nq,1 naMe 1h,1 a!lor:t ellher Ihe prop'rly b,lng appralsnil or Ihe 1Iti, to It The appral.nr am IOns Ihal
Ihe ol1e i. good and m"k,IAble and, Ihnrefore, will nol render any opinions aboul the tille. The properly I. appr,ls'd on the basis 0111 b,lng under re.ponsibln
ownershIp
1 Th. 'ppra,,,r has proVld'd , ,k,lch In thn 'ppralsal report to .how ,ppro.imate dime",lons 01 the Improvements and thn .kefch Is Included on~ to a..I.1
thr. rC,lder of thr.repOlt In visualiling the propr.rt( and understanding the appraiser's determination 01 Its slle.
3 The 'ppraiser has e"min'd thn ""lable lleod map. th,t are provided by the Fnilml Emerg,ncy Man'gem,nl Agency (or other d,ta .ou",,) and ha. noled
'" the ,ppralSal repoll whethnr the .unicet "Ie I. Iocal,d In an Identifl,d Specl,1 Flood Huard Area. Because the ,ppralser Is nol a surveyor, he or .h, m'kes
no I}uaranlees, express or Implied, regarding this determination.
.\ The ,ppral.er Will nol glV' 1"l1mony or appear In coull b'cause he or .he m'de an appral.al 01 the properly In ques~on. unle.. .peclfic ",ang,ments 10 do
!in h,Wr. hr.~n made belorehand.
5. Thn ,ppral.er has mm,led Ih' "Iun of th, land In th, cosl ,pproach at Its hlgh"t and best use and the Improvemen" ,t th,lr conbibutnlY value. These
"p"'" ,,11I,lln", of Ihe land ..d improvem'nts 101151 nol bn IISnil In conjunction with any other appral,,1 and ,r. Inv,lid If Ihey "0 .0 used.
fi 1M d(lprai~r.r h.\!i noted In the appraisal report any adverse conditions (such as, needed repairs, depreciation, !he presence of hazardous wastes, toxIc
'"11S1"'..', elc I observcd during the i",pecnon 01 the sublect propnrly or thai he or .he b,camn aware of during the norm,1 "mrch Invo~,d In pnrtorming
lho 'PN"sal. IIn~" oth'lWise sl,t,d In thn 'ppral,,1 "port, the appral.er has no knowledge of any hidden or unappunnt conditions 01 thn properly or
'dverse ,",ironm,nl,1 conditions (Inclllding the presence 01 h""dou. wasles, fo.lc .ub.tanens, elc.) th,t would make the properly more or less valu,ble, and
has ","m,d thai there are no such conditions and m,kes no guaranlens or warran~", expre.. or Imph'd, rn<Jardlng the condition of the prop.rly, Th'
,ppr"", will nol b. "'pon'ibl. for any such conditions th,1 do exl.t or 10' any engineering or testing th,t mlghl be requlrnil 10 discover wh'lhnr .lIch
r.nruhhl1n~, r.ml (\r.r.,,"~r. tllr. ol(lprai~r.r Is not an r.I(1er1 in !he fi~1d 01 envIronmental hal.1lds, the appraisal report must not be considered as an
r.nYllnnmr.nloll assessment of the property
7 Thr. ,lpprai'ir.r ohlolined the inlOlmahnn, estimates, and opInions that were expressed In !he appraisal report from sources thai he or she considers to bl!
rcll,lh\c fmd tlellr.vcs them to be Ilue i1nd correct The appraIser docs not assume responsibility for the accuracy 01 such lIems thai were lurnished by other
partlr.s
R Tho 'ppr"", wrll nol dlSCIo" th. conlents of th, ,ppralsal repoll excepl " provided lor In th, IInllorm Slandard. 01 Prolesslonal Appraisal Pracb,".
9 Tbo 'ppralSer has bas.d hiS or her 'ppraisal report and "'"'tinn conclusion lor an ,pprai.al that Is .ubject fo san.faclory co,"plebon, rep,'rs, or
a~r.rallons on !tie as~umptinn tholt complehnn 01 the Improvcment5 will be performed In a workmanlike manner.
In Thr. .\pplalsr.r IOU'll NOVldr. h;~ or her (11101 wntlr.n consent befate the lender/dent speclfled In the appraisal report can dl!ilnbulr. th~ appr.\i~al rr.pal1
(mr.hulml} r.nnr.hls'on~ aboul Ihr. prnp~rty value, the appraiser's Idenllly and professIonal desIgnations, and relerences 10 any professional appraIsal
orgolmlill1Ons or 1M firm With which !he appraiser Is assoclate<:l) to anyone other lhan the borrower; lhe mortgagee or its successors and assigns: the mortgage
rn""". conSilII..,,; prol,,,lonal ,pprai,,1 organluno..; any Slale or leder'l~ approved financl,1 InsbbJtion; or ,ny d'partmnnt 'gency, or Insttum,nlAlily
nl "" 1In1I,d 5"''' or any"'" or !he Ol'tticl of COlumbl,; "'epl th,1 the Ienderlen,nt m,y dl.ttlbuln the prop'rly description ..c~on 01 the report on~ to daIA
cn!lr.cMn or ICpor11OQ scNlcr.(S) without having to obtain the appraiser's prior wrincn consent The appraiser's written consen1 and approval must also
Ill'! ohl,lmr.c1 hr.lorr. rhr: appral~.\1 C.1n be conveyed by anyone 10 ftle public ttHouOh advertising, pubfic relations, news, sales. or olt1cr medIa
rlr.rtlllr. M.le form ,13!lfi.93
P,ge 1 012
f..nie Man rorm 100.\B 6.93
fOlIO ACR .. 'TOTAllOOO' ,ppraisalsollw"e bY' Ia modn.lnc .. t.BOO.MAMOOE
APPRAISER'S CERTIFICATION: Th. Appral,er cerbflo..nd .grees th.t
I. I """ I"",..c"od "" .ubleel m..k,1 .... .nd "'" "'~cled . minimum olthro. 'eeenl sa~. 01 PloPOrti", 100.' .lml~1 "d plolim.1Il 10 th. .ubioCI property
101 con"der.Mn In th. salll' comp.."on .",~.I. "d ""0 m.d. . dol1.ll .diustment whon 'PPlopll.te 10 rel1eclthe m..kel I...cbon 10 those 110m. 01 slgnifl"nl
"ri..on II. .Ignllicanl 110m in . compmblll plOpOtly I. .uperlo, 10, or more I.yorablllthan, the .ubiecl propetly. I have made a nO\l'livo .diustmenllo ",duce
th, .dIU.lod ..~. price 01 the compmb~ "d, iI a .ignlflcanl ltom In a comp..ablll propetly I. Infeilor 10, or Ios' lavorablllth" the sublecl propetly. I h." made
. p."I.o .dlustmenllo Inc"'asotho .dIU,'od salos pllce 01 tho compmb~.
2 I h.", Uk," inlo considerabon th. laclots th.1 "'" " Impacl on value in my develllpmenl 01 the "'bm'le 01 m..kel value In the .ppralsal report I "ave nol
knowlO9~ Wlth"O~ .ny .i9nlllcanl Inform.bon hom the .ppralsal report "d I bolieve, 10 the best 01 my knowledge, thaI .n sUlements "d Inlorm.bon In the
olppraisal r"pol1 arnlrue clnd correcl
3 I .UI,d in tno .ppraisal report on~ my own perso",I, unbl...d, "d prof",.lo",1 a",~.I., opinions, and conclu.lons. which are .ublecl on~ 10 the conbngenl
"nn Ilmllmll condItIOns !ipecilied in ttll~ form.
,I I "ave no p",,,,nl or pro.peebYo IOlerosl in the propotly th., I. tho .ubjocl 10 this report. and I "ave no p",sonl or prospeclivo porso",1 infer",' or bl.s with
le,p"llo 1M p.I1IClp"l. 10 Iho lI"saction. I did nol b..., oither parti.l~ or complllle~. my "a~.ls "dfor the esbmale 01 markelvalue In the .ppraisa' report
on 1M race, collll, rollglOn, SOl. handicap. lamm.1 .UIu., or ",bo",1 ollgin of either the pro.peclivo owners or occupants 01 tho .ubiecl propotly or of the prosenl
ow""rs or occup.nls oltne propor1les In tho vicinity 01 the .ubJecl propetly,
5 I "m no p",,,,nl or conlemp~led luture Inlele.'ln the .ublecl propotly, "d neither my cunenl or luture employmenl nor my compensabon lor poilormlng thi.
,pp,,,..II, conbogenl on tn",ppral.ed value 01 tho propetly.
n. I was nol required 10 report a predetermined value or dlrecbon In value thallavors the cause of the cDent or any re!.lled patly. the amount 01 the value esbm.le.
lhe .nalnmenl 01 a specific resu~ or the occunence of a subsequenl evenlln Older 10 receive my compensabon and/or employmenl for peilormlng the .ppralsal I
did nol base the appraisal report on . requesled minimum valuabon, a .peclfic valuabon. or the need 10 approv.. specific mortgage loan,
7 I poilormed thi. appraisal In conformity with the Unilorm Standard. 01 P,olesslo",' Appraisal Pracbce thaI were .dopled and promu~aled by the Appraisal
Sland..d. Ao..d 01 Tbo ^epralsal Found.bon "d th., were In p!.lce " 01 the e<<ec\IYe d.te of this .ppralsal. with the excepbon 01 the dep.rture provl.lon 01 those
Slandard., which does nol app~.1 acknowledge th.l" esbmate 01 a I....o"'ble bme for exposure In the open maileells a condillon In the definibon 01 markol value
and the osllm.1e I dC'/elllped I. consl.lenl with the markebng bme noted In the neighborhood section 01 this report. unloss I have otherwise sUlod In the
reconciliatiOn sectiOn
n I ""0 porsnnal~ inspceled the Inlollor and exterior a",as otthe subject plopetly and the exteilo, 01 an properties tisled as compar.bles In the appraisal report.
111II1"er cerllty th.,1 b... noled any appa",nl or known adverse condlbons In the sublecllmplovemenls, on the .ublect .\le, or on any .ile within tho Immodiate
vlr.mlry 01 Ihr. ~llhlr.r.l fllnflr.rty 01 which I ilm aware anet hilvr, madn adjustments lor these "dversc conditions In my ana~sl5 01 tho property valllc 10 the exlr.nl lhal
I ","llI1,,,~el evlll.n", In ,"ppnlll"om. I'''' a~o commenled .boul the o\lcel 01 the ad"'rse condlbons on the markeUblbty of thesubjecl property.
9 I pe"nnal~ prep"od aD conclusions and opinions about the r..1 esUle that were sel forth In the appraisal report \I I relied on slgnlficanl prolcsslonal
""s"ncc 110m any ind.,dual or indivldua~ In the poilOlmance of tho appraisal or the preparation 01 the appraisal report. I have named .uc" Individual!.) and
1""IIl",d 1M 'poClflC task. pcilormed by thom in tho rceoncill.tion .ecbon of thl. appraisal report I cer1lly th., any Individual .0 named Is quallflod 10 peilorm
1"0 "sk. I have nol .utbolized anyone to m.ke a chang. to any \10m In Ihe ",port therelore, \I an unaulhoilled change I. made to the appraisal report. I wID Uke
no rr.5pon5lbihly tor It
SUPERVISORY APPRAISER'S CERTIFICATION: If a .upervlsory appraiser signed the appraisal report. he or she ccr1lfl'" and ag"''' th.t
I dllCCI~ sllporvise the appralsor who p",pared the appraisal "'port. "ave reviewed the appraisal report. agree with the sUlemcnls and conclusions 01 tho apprai.OI.
'9,e. In be bound by tho ,ppralscfs ccr1lllCations numbOled 4thloug" 7 .bovo. and am Uklng IuD ,esponslbmty for the appraisal and the appraisal report
2700 CUnberlarrl Blvd" CaI1P Hill.
PA 17011
ADDRESS OF PROPERTY APPRAISED:
APPRAIS~R:. .. / () f2..
519",11110 ._I}'c,;)/.,~ ~......... Slgnalure:
rl.mo. IEsterG.._CoT1l'l()r 1_Ml\I_._________ Name:
1I",S"lne<1 July 21, 1<;l9_!L____ ___ ______..__.___ Dale Signed:
!;l.lh,r:ellII,r.,llOn M .GA-000229-L_.. __.__ SUIeCer1lficationl:
01 SI.l!f'! I H:r.n5r. 1/ _.___ __ ___... . ~ _______ _____ or State lIcense'~
S"le PA ______ ._______ sunr
f'p"'liOn 0,\1001 Cellll","," or license _______ 6/30}97 ___ Explrallon Dale 01 Cer1lficatton or license:
SUPERVISORY APPRAISER (only II required):
----- --~--
Clmd
CJ Old Nollnspecl Propotly
L,G, Connor Re,1 E.t,te Appraisers
rrl'!rtrtlcMolcrorm.13l)fi-9J
P'ge 2 012
Fan",e Mac fOlm 1004A 6.93
rorm^CR .. 'TOTAl2000' .ppral"l,ollware by. b mOd',lnc .. I.AOO.ALAMOO[
, ,
PtlOtog ra phs of Subject
Photographs of Subject
Dwclling flrca
17.5' x 74' a 1,295 5q. ft.
32' X 20' a 640 00 00
36.5' X 29' a 1,059 00 00
17.5' X 3' X 1/2 a 26 00 00
2nd Floor ~17 .5~ 32' -7\
20' X 42' a 840 00 00
3,860 5q.ft.
2 Car Garagc
18' X 20' a
360 5q.ft.
3 Car Garagc a ~
00
00
54'
1,036 5q.ft.
1 Story
\ T 1
\ / I
26' 3 Car 2 Car 2 Story 20'
i Garage Garage 1\ section 1 Story
I
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1 Story
29'
1
IE-- 26'
;r 18' ~_14' ~(
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42'
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DEFINITION OF MARKET VALUE: lh. 100<1 p,ob.ble pflce wh'Ch I P'OP'r1y 'hould bllO~ m I comp.bb.. lod op,n m".,t uM" III "'1.W.I
re.u,,,le 10 I 1,\11 'lie. !h. bUY" aM "Ilel. .Ich aC!ln~ plUd.nr.;. Inewl.d~..b~ Ind I"um"~ !h. p"ce " nollllocled by undue "mul\l\ Impl.c,t In \tIIS
delln,l,on " !h" consummlMn 01 . "Ie IS 01 . ,pCClI.d da" and tho pm,n~ el ~Iie Irom "lIer 10 ~uY" uM" cond.M" WW"~f II 11,IlI" I'd "",, I"
t;plC"~ mowlled, 121 both p.rt,,, at" w.1I IIIlnlmed 01 well ad",ed, aod mh ICbn~ III whll h. con"d'" hIS Own b,,1 "'''",\ i3i I Imonlbl' ~m"" "1O..d
fOl e'posure In the open mllke\ 141 paymenl i' mid. in IClm' 01 mp m II S. donals 01 In lerm' olllnlnc'll !lllno.meo~ comPl'a~~ II1mln. lod 15111'" pll"
replmnts I!l' nOlm" cons,derabOn fOl I!l' prop.rty ,old uOlII.C1ed by ,p.Clal or creltl'l. IrnlnCIIIO or Sl~' conc...'O",' O'l".d ty Inyen. moc'lled w,l!l
111.,,10
. Mlusbnenls 10 Ill. compatables must be mid. lor ,peclll 01 crelb" IInlnClnO 01 Sl~S co".."ons 110 Idlustmeo.. Ire nec.mry
101 Illose cosl' whICh are nOlmll1y paid by sell... IS I resun 01 uad,non o. Ilw III I ml.k.t arel; Ill." co,l, at. ,"dlly ,d.nbfllble
since Ill. "lie' P'Y' I!lose CO'" in Ylrtull~ an 011.. uanmbon, Specil! 01 (tel",e I"anclnl Idlustmenls cln be mlde to Ille
compmblo ploperty by compat"ons 10 liOlnciol term' oll",d by I Illlld plrty InsblubOnl1 lender Illat Is nol llreldv Invo~.d In Ille
property or u.nSlenon My adlu,tm.nl should not b' CllcuUted 00 a mechanlcll donal lor dollar co,, 01 Ille I,nancln~ or conc""On
bul lhe dollar amounl 01 Iny adlUSbn.nl 'hOuld apPlollmlle Ill. mark.f'S relcbon to 111. lInlnclno 01 conmslons bmd on Ille
IpplIIS'r" ludl.menl
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: lhe IPpralsor', cel1illCaUon IllII Ipp.m In Ille IPpralSl1 report i, ,ubject 10 Ille 101l0Wlnl
condlllOM
1 the appll"CI w,lI nol be re,pon',ble lor 10'"'" 01 a leill nllure thai IlIect "Iller Ille prop.rty bCinllPprll"d or Ill' bile 10 1\ The IPprllser mumes I!lat
Ill. I,ne " oood Ind matk.table and, therelore, '0,11 nol render anV oplmons Ibout Ille bU., lh. ploperty IS applllsed on Ille basi' ot It belno under respoo"ble
owncrstl1p,
2. The IPprllser hi' pro,lded a ,kelch In I!le IpplllSlI report 10 ShOW appro,lmlte dimensions 01 tile Improvements and Ill. Sk!lch i, Included only 10 mi,1
me reader of the re~or1 In vlsuahzing the property and understAnding me appraIser's determination of its 'lze.
3. Th. Ipprli,er ~as mmllled Ill' "atllbl. I~od mlp, Illlt are provld.d by Ille federal EmerO.ncy MIOloement Al!IIty (or olller dlta sources) and Pl' noled
In Ill. IpplllSlI report whelller Ill' ,ublOCI Site i' ~cat.d In an Id.nUI"d Speclll flood Hmrd Arel. Because I!le Ippralser IS nol a sUNeyor, he or ,hs makes
no l)u~ranlecs. elflrc~s or lmphed, reqard1ng thIS dct!rmlnatlOn
4 lh. apprllSer win nol o.e lesnmony or Ippear in court bmu,e he o. 'M mlde an apprllSlI oll!le property In queseon, un~" ,pecific "'Inl.ments 10 do
sn have been malle belolctland
5 The appraISer M' .",maled the VIlli' ollhe land on Ille CO" approlch III" hilhesl aM best use and IllS improvements Illlleil contrlbulory Vllue. lhese
sopmte vllulMns 01 Ille Und and Improvsments mu,t nol bs used on coojuncbOn wllll any olller Ipprllsal Ind ars InVlI,d " Illey lIS '0 used,
6 lh. appra,,,, Pas nol.d In Ill. apprllSlI re~ort Iny ad"..e cond,tlons "uch as, needed repallS, d,preciation, Ill. p....oce 01 hmrdou, wasles, tOile
sub,la"es. .Ic I OU5eN.d dUlln~ trI. m,pecnon 01 illS ,ublect prop.r1y 01 I!lat M or she bmme Iwlre 01 dUllnllll. normll reselrch Invo~.d In psrtormiol
the appraisal Unles' oltlnr"" slll.d In the apOla"al report Ill. Ippra,ser hi' no knowledlS 01 Iny ~idde" or unlPplrenl condlM'" 01 Ills property or
3d"ISe envlronm.ntal coM,hen, (oncludml Ill' plmnce 01 huardo" WI"es, to'lC sub,tances, '''llllat would make Ille prop.rty mors or Ie.. VI!Ulbis, Ind
hi' mum.d IllII Iher. are no ,uCh cond,~ons Ind mlk" no ou"ante" 01 warrlnbes, express or Implied, reOlldlno Ille condleon 01 IllS prop.rly. lhe
appraISer win nol be responsible lor any ,uch cond,M'" Illlt dO "1St or lor IOY ,"Oln,,"nO or lesbnO \hIt mllht bs reQuired to diSCOver whelller such
condlMns "IS\ Because Ille appraISer IS not an elpert In IhS lie~ 01 environmental hallld,. Ills apprllsal report musl nol be co",!dered as In
envlronmentAl assessmenl ollhe properlV
7 lhe apprllSer obtam.d I!lS onlorm.t,on. "I,males. Ind ,pm'o", Ihll were e,pressed In Ills appralul report 110m ,ources Illal hs or ,he con,ldelS to bs
reli.ble Ind b.""" Illem 10 be r,u, aed correct lh. appII'ser does not mume re,po""b""y lor Ille murlcy 01 ,uch lIem, I!lll were lurnlSh.d by ol11er
partles
8 The appra"er will nol d,SC~" lhe conten" 01 I!l' apprllsll report "cePI as provided lor In Ill. Uniform StaMI.ds 01 Prol",'onll Apprllul Practce.
q ThO ,wp""" "" I"'''' h.S cr he, .pp",,1I report I'd Vlluat,en conclu,lon lor In aWI,S!1 tMI " ,ubl.ct to un,llCIOry complCnon, repIII', or
~ne'aIIons on the ~s!o\ln~fllI0n lhal comp'c:'on ('11 t.~e lIT~prcvements WIll be pel1ormeo In a workmanlike manner
tn I" .pp'"", 101"1 plO"lI. n" 0' he, p""I Wllnen con..nl I"torr. 'h. leM.IICII.nl ,p.t,l"d In m. appralSll report "n d"ltlb"ln mn app'I"'! report
l"'r.I","n~ cnntl,,"Ons aheul the proner1y value. 111. .pprl'S"', IdeM't! 1M prof"Slonal d"'onIMns, Ind reler.nces 10 Inv prol""O"! Ippll"'!
or~anl/!bOns or the 111m w,m wh'CP no, .cprl'''' IS mocllledllo anyoen ol11er \lnn Ill' borrower; Ills mortoll" or 1\5 successPlS Ind m'I"; I!le mortlale
msurer, consultanlS, Plotes"o",1 'Prla,'11 OIQ.mllbons. Iny stlte or ted,rll~ IPproved IInlnCll1 Ins'tunon, or Iny d,plrtmen\ I~eocy. 01 Instumental,ty
01 lite Untied SlAt" ,r any SlAle or trte c"rll,t ,I COlumb'l "cepl tI1ll the "MeriCI;!" mlV C"U,bule 1\Ie prop.rty d",,,pMn seebOn ollte report on~ 10 dlta
cOllecboh or repol1in~ ""lCel" w,lhcut hiVing 10 obta" 111' IPPIII\!r'S PliO' wII,.n COn"o' lhe apPlliser" wrtnen coosent Ind Ipprova! mu,I,llso
be obtained b.lore Ill' apprl'''; can b. conveyed by anyone 10 Ille publ.C IllIOUlh Id,ert"nQ publIC rellben" n.w', ,,"', 01 olller medii
Fredd'e Mac Form 439 f,.93
Pile 1 012
FIM" Mae form 100.tB 6.93
fM'" .rR .. '101'\ ,Or,O.lpp..,salSolt....by III mO~'.lnc .. 1.600.^"Mnn'
.. I .
APPRAISER'S CERTIFICATION: lh, ^PPIWI Crill'" 1M .~"" ~III
I I tlhe ItU,uChl'tl ~e 5ublccl m.\l~tl ,aftJ lnd nhe st\f':c1l'd a mlMT1Um of ttlree leeent ull's olpfo~erflU mosllolmllll ..nd prOllm.tlllto the subjeCI plOpertv
tor conSideration In the ule, cor-nparl1l0n an.t~lIl!l and t1he "".tje .. dollll .ldluStmMI whe"l 'PtIlOf,r1ale 10 lelleel the m.lI~el feaCtlon 10 IM!le l1ems 01 !ll~nlfjtlnl
~'fl..tlon If.. 51~nlflcanlllem In .. coml'lar.lble ploperTy Ie, superior to, 01 mOIl! II~ollb\e thIn. the sublecll'lrOpertv. I hne mIdI! a nlll)at~e adJustmenllo reduce
111. IdlUSI.d u~, pllCO olltl. complllb~ 1M. III "Qlllhml.I'm In I complfll1~ pfOper~ " Inlerlol 10, 01 ~" IlvOIlblo II1ln 111. ,ublOCI prop.rty, I hm mlde
I pOSlllie Idlu'lm/Ollo IOcr.." lI1e Idlusled '110, pll" 01111. compllll1~
2 I hlvo IlkOn 1010 conSlde'lbon 111. I.cto" 11111 hm In Implcl on VII" 10 my de'l.lopm.nt 011110 "bmlll 01 mllkel VII" In 111. ,PPlliUI report I hm nol
knowlOQ~ wlll1he~ .ny Ilgnll'Clnl IOlormll,on 110m 111. IPP'I,ul report Ind I b.llm, to 111. besl 01 my know~dg., II1lt 111 '1lIem.nIS Ind lolormlbon '^ lI1e
appralul report are true and corlect
3 I staled in tfle ,appraIsal report on~ my own personal. unbiased, and professlon,l an"~lols, opinions, and conclusions. whiCh are subjecl on~ 10 the contlngent
01011 bmiMq conditIOns. sptclfied m lhls lorm
4 I hm no presenl or pro'POClTYe IOlere,lln m. proper1y 11111 IS 111. ,ubi/clIO 11115 report Ind I hm no pre"nl 0' plospeCbve pmonlllnler,,1 0' bias wlll1
u~spect 10 the Nnlclpo1nl!. to Ine transactIOn I did nal base, tIther partially 01 complelely, my anat'y'sls andlor lhe eSbmate 01 martel vahle to the appraisal report
on "ll'! !.\ce. COlOf, r~h~lon Sf't. h,lnr1IC,lt'l. f.1mlll.\1 sliltus, 01 naliOna! 11l1~ln 01 tlttw tM flfospecflVt OWnl!rs or occupants 01 the subjecI propelty or 01 the presenl
o.....n!!ls or occupanls 01 ttle prOr,t.lM\ In Ihe VICinIty' 01 the subl!!CI "rope1tot
~ I have no prr.lIr.nl or conlcmpLllelllLllurc mlcrestm the sullleCl propclty, o1nd nClthcr my currcnl or tuture employment nOI my cornpenso11l0n lor performmg ttllS
appraisal is contlngenl on the appraised value 01 ttle property.
6 I wAS nol '''1ulled fo report. prcdelermto.d vl1ue or d,recbon In VII" 1I11111iOfS Itle CIUse 01111. Ch,nl 0' Iny re~ted Plrty, lI1e Imount olll1e value mmlfe,
the altammenl 01 a specIIIC resutt. or the occurrence 01 a subseQuenl event in order 10 receIVe my compensallOn and/or employment for performino the appraisal.
did not base the o1Pl'lralS011 repol1 on a reQuested mmlmum ~aluation, a specific valuabon. or ttle need 10 approve a specifiC mortoa~e tean
7. I pertorm.d 111" .ppralSllln cooformi~ wlll1 lI1e Uniform Sllndlld' 01 P,ofmlonll ApprllSll P'lcbce 11111 wero .dopted Ind promuk,lll.d by 1110 APP'IIS.I
Sllndlld' BOlld 01 Th. ApprliSlI Found.tion .nd 11111 were In p~CO IS 01111. oNeell'le dill olthl, ,pp'II'II, wl!h lI1e exception 01 the deplrtlJre provision 011110'"
Sllodlld" which does nol .pp~. Ilcknowlodg. 11111 In "bmlle 01. rel,onlble tim. lor exposure In the open mllketls a condItion In the d.finition 01 mllket vllue
And th. esbmlle I de'le~ped Is coosl,l.nl wlll1 lI1e mllk.Mg time holed In lI1e neighborhood section 01 Itll' report unless I hm o!herwl'o Silled in lI1e
reconCIliatIOn secbon
8 I have persoOlIt{ ,",peeled 111. IOlerlOI Ind e~'fIOr lreAS olll1e ,ublect ploperty .nd lI1e e~ellor 01 all propertles n'ted I' compmbl" In the 'PPllISAI report
Ifllnner certlfy ttlal I have no:ed any apparent or known adverse conditions 10 the subject Improvements. on the subject Site, or on any slle Within me Immediate
V'''IIIt{ 01111. sublOCI pIPperty 01 whiCh 11m .wlr' .nd hIVe mlde Idluslm.nts lor 111m Idver" condlbons In my an.~'ls of !he property vI~e 10 the e~ent !hll
I hid mlrk.1 OVId"" to ,upport lI1em I hive .Iso commenlld Iboul lI1e eNocl olll1e Idverse condlbons on lI1e mllkellbiUt{ olll1e ,ubloct property,
9 I pcrsonoll!y prepared an conclUSIOns and oplOlons aboul the real estale thaI were set lortl'l in the appraIsal report II I relied on si~nlficant professional
a.sslsl.\ncc Irom any mdlVldual or mdlvldualS In the pertofmo1nce 01 the ilprHo1lsal or the preparatIOn of the appraisal report I have named such Individual(s) and
dl~r.Io~~c1 lhe sl'l~clhC la-;k!f. 1'I~lfollnr.11 llv thl~m m tM rr.conr.lhaliOn sr.r.Mn 01 lhl~ appraIsal report I certify lhal any individual so name~ IS qualified to pr.rtorm
tM Usks I ha~c nol allthorlzed ..nYOn!! 10 make a chanoc to any Item 1M the report therelore. II an unauthol11ed chanoe Is made 10 the appraisallcpor1. I wIn take
no re,ponSlbill~ lor It
SUPERVISORY APPRAISER'S CERTIFICATION: " I ,uperYlsory IPprll'" slgood lI1e IPP'llul report h. or she certlfi" Ind Igre" !hIt
I dorectl'f super"" 111. lPprl'''' whO prcplred lI1e Ipp'I".1 report have le'I,ewed Ill' IPplllSAI report I~reo wllll lI1e slllemenls Ind conclu,lons 01111. Ipptli"',
"qrr.n In M bound t'ly ttlr. o1ppral~r.r's cr.rtlllCo1boM numbflrr.d 4 throllgh 7 above. and ,am taking full responsibility fOT the appraIsal ancs the appraIsal report
ADDRESS OF PROPERTY APPRAISED: 2700 Ct.Irrberland Blvd., CaJm Hill, PA 17011
:::~:~i_L ._._ .. ..._ SUPERVISORY APPRAISER (",,, "'"'''')'
Nlm. __Les1:l1!!:'..G,_CpI1l19r I.,!,lbl____________
011. S,good. _ __., Jl,Ily...2J/_l~~5___._.___
Sllle C.rthclbon' __._..__GFt:-9JLQ229.::L
or SLllcllccnse' .. ~. d_____'. ___ U.__ _..,__._________
SUI. FA _ . . _, _ ____.
('PII,lMh D.le 01 Crll""",OO nr lICe",' 6/30/97
SlgnlMe. _
Nlme
Dlle Slgn.d:
SllteCertlliCltiOn #.
orSllreUceose#' _..___.-_
Sllre ___ ,____.___________.______ _u_____..___._
bplraMn Oale 01 CenlflcatlOn or Ucense
O,d Old NOIlnsp," Prop.rty
L.G. Connor R!al Estate APPrAl..rs
fredd,' M" form ,1l9 [,,93
Pa~e 2 01 2
fin",. Mle form IOO~O 5.93
fOlm ACR _, 'IDl^l 2000' Ipprllsll SO~'1IO by I ~ mOde. me .. 1-800.^!J,MDDE
.. ..
UNIFORM RESIDENTIAL APPRAISAL REPORT
5-322
V.,luaUon SncUon 1Ir.'"
lStl~~,\ 1f D S1T[ VALLll .. S 75,000 Cornrnenl\ on em,1 Ar~rO.1~h (\UCh ,n, ~nulce 0' (0\1 f.\trn,lte. 'lIe ~~!ue,
[STI~,~^ 1 LO mrnOOlJC11O~j CO'i' .~,f',\'.Gr IMrnOVf M! t~1S ~QlJlIe 1001 CIKUIAnon Ind lor IIUD VA .1nd f rnlIA. IN' e\bmattd lem.1lOlnQ
OW'""l3,860 SQ FI (II 65,00 .. I 250,900 "ooom'chl.oIU"pIOO"~1 -------------
So fl (\\. com: de\llJlop:xl iron local contrid:Qrs_rurl_
~ :CFirepliicos~C/i\ .. 12,000 t'Urshall Vllll~ltion Service, lIS_~ll,_/lS,___
G",;, (''f'"1,0365, II ,ys 20,00 .. 20,720 but oot limited to my experience_lIS II
101.\l1",''''',.,C"!I,,. .. I 283,620 builder and arr>rni:;cr, _ Estil1Llting._ ,
Lei> P"<,,".,, 1,1:1.0nJl I,!"",,, r{)T;unirq ccorxmic_life. is 30yeurs, _ Site
Oef''''':'' _.__56,0_00 _._ _ _.14,000 =1_ __ __ jO,_OOO _l.'alUilt;ion_is J=1_on_ revie.4._oi._.__________
O.prCCiI!.JVI!ueollmpIOlCrnenls =1 ___213,620 nresidential larrl sales,__. _ __.______________
'A'.I"VI'uecl 5,!elmplOiOl1'.enls .1________12,000 ____._________ ____._n_ --- -------
INOK:ATfOVALU( BYCOSHI''I1o.1CIl -I 300 620
111M SUBJlCI CCI/I'AlIABLII<O 1 COI/PAlIABLII;O 1 CGIll'ARABLE 110 3
2700 c:iiznberl8.rd-i3i\ti646-St,Johns Drive 805 r,uchicjim Ave:, 2095 Fal.rwiiY-lane'--
Add~~.!.__lArrJ?_J:lilL.P1\..._,_,___ _GaJn.:l_Hill,_PA _. __ ...__ _ _ LerroyT1e,_PA_._ ___ ,flan:isburg,_PA
Plollm'!iJ9.iujJjccl__ ____ J..J:.Ij.JJL________ _.ll1bJ.!L-.-----, ...;;, HUeg;"
~:,~:,~:~;..'lNJ.r1iArel. ~..:.---.N/~~ I 88..._pJ 1$:t:,-lJ2&00'1 94.,43 II'r_.72.?,.!lQQ. I 1o.;!,OO 11:t12.'~?JQQQ
Dltwdor r'lulti-List & Court Multi-List & Court r,lulti-List & Court
Velll!f.~b'nSource ,l~~QI}_ ~_~ ~r;;!s.. J3eg?_ros
VALUE/.OJU51MW1S _....R.;~f.RIP1101L- _J1I~fRIP1!OtL__ilil^-dJu~L. ---9~CRI!'.110N +I:J$ Adj~'l __ .!1I~~i!'TlON . +1-)1 Adiusl
SI<S 01 Finlnclog
ConceSSions
0.1. 0!.5!~.'D!l"
(;onv. Conv. Conv.
121.94 .1J/.3~ ...__ _ ~L2;;
;;~r:iOL-~~_Q9Q... !?l@1;'~9L-.__-=~_0_0Q.._S~Ip;I:i()r
.Fee f_~ F~
~ f,quaJ, EqlJAl,
VIC. ~ ~________ E'.q\1l!l. ,... -- ~
DeSl~'!1~lpp~!!__ PJJlt€!11L2__S_tY- LSW IEqua1.. .._ .. __..._._ 2,.~ fi'.qUal_. _ .. ____ q,n~/2_,S.ty__-2.~_000_
OUI!,~_e_I_i;.<>nstruc.b9E..... ~____ ~ _ ~ _LmJ:!ri.or +5.1.900._
MLn___;;7 27 10 p------
Cood'bO~ ~SJ.IPl3r:i9L--=:l,a,.5.0iL Sl@r.igr____-::~&O!L _S.~ioJ."
AbOve Grlde lel.1l Bdrm, B.Il1' 101.11 Bdrm' B.Il1' 101.11.Bdrm, B.Il1' Tol.1l Bdrn". BIIl1'
_h__ _____.._.... . _._. .._-0._____ -'----- ----.-.-----'
ReomCounl _&_;3_;3.5 4 ;!....L +2,000 .1.0__~.....?_ _~._4~~ +1,000
Gross LlVlOQ Arel ;3'&(;Q-..J.qlL __~.pO.9, ~qlL ,..+.'1,_0.00 _~.l2'i _i'LJl...:l: 11" OQJL __2,';;00 5q Fl' +25.000
Bmmeot& f""h.d 50% Bsmt., Family Family Family
. Reom, B.!low G"d.!_ ~QLGrCl'&J FOQL__-=:8,.9_QQ RRg] -7,_0_00 - ~
. functeoalUbh Go:x:I ~
: HelbnQ!Cooho FHliLCA FllALQ\ CA HPLCA
_ Ener~y ENlCienlltcm, I1]SUlgtign ~ ~
Gm~"Clrpon .?..QIr Gar, Lqu;-_~. +8,000 2 Car Gar, +lLOOP ~.Y;lr_Ggr,
Porch, P.te, Deck. Pat,Deck,Por Patio Deck, Patio Deck
, ~!"E1S),_"S.._. 2._[~pl-,- 2 l:~pl~c~?.____ 2. F~pl?<;:~___ ';!J:g_ep"l,.~ces .
f~~~._P9.o!,~t'--__ Laods!::_ap~g_ ,EEmC_~,,_ Shec\...__,.-4/9.00__ IJ)f~d9r_____:t;!_,_5_QQ_. ~~p.!g
lJWU.llnfes.. _ E/_QfJJM r,Ucr ~ .F.gl!!!l ~
"e1MIjI.o1.111 1+ -j[,_ S 1JL_500 'Xi + ! I-I 4,_500 ;)(;+- ~I
Adluslel 5... PrlC& I I
01 Com''''Ole 1$ 299 500 I 299 500 I 294 500
CC,"l1'.enl' on 51!" Comp.llson lonclud'ng 1l1. subject plOper1y" compltrOlh~ to 1l1. n"ghbofhCOd, .ic ) J_lar!<et_(lppr:99~b_iI);lj.-cE1;eS a
vaJ,\l_ELR.L.sf2.9_,.sO_Q.,.-NJ_~'~>i3r$l~ .~es ._aJ:13. JQ(;il,tE3:i ."!~t)Un_s_!1liJ!,!s_._..Qrgaj;\'l_sj:._~i..gh..Lis
2PP..l.i~LtO SaJ._e_s....i'L..__2_,_Mj~nts. J&re._bc1sed_..ClI}_J'[l.;ll'kElt__l3XtraC\:.i..9I'llLandJ9CjudgESIelJl;,
localJOn
g!~~~,.~I~:1J.~.~ Simple
Site
~
ree
~
-5,.900 _
-5 ...QQ!L
-5.000
+l~OOlL
+e.,;;.9lL
39.500
~:~e;c~:'~:'~~~~:~,,-]:_'".'" .w'""""'-"""- ..-1--;,"j::' ,""."",ro '----~I.~'.'""'"""' ,-
w,Il1'b.te.ar ollpprl;sal 1:1/1\_ CQur:t J~~r9s____.._..J_CoUlj:__~rds.___ _O;lurt_ Recor:9s
Ana~'" 01 any currenl.greement olsa~, opbon, or h'bog 01 subiect plOperl'j .M lna~'" ollny prior sa~, 01 sublet I and comp"'b~' wlll10n 0", year elll1. d.l. ollpp";'11
N(LfJ.<ll~.Lagr:eem.:=nl;...9J;_~~_CQI'l~~Q~.
2~.5.0P_
A
INOICATID VALUE BY SMfS COMPARISON API'llo.\CII I
INOICATfO VAllIE BY INCOME AI'l'l1o.\CII III A I;Clble E'bm.ted Mark.t Rent S N A ,Mo I Gross Renl Mu~ I,,, = I
TM, ailPldlsal 15 mAde .:<. 'as IS' . _' 5ubjCCI10 lhe repairs, oltlcrolbOns. mspeCllons or condltJQns listed below _.. subject to complcbOn ~er pLlnS & spetlflcatJons
Co,,' mol A"" s." _No_ \'laIT<U:ltY_QCt:henapprai.se::Lis--given-or-jJlpliec\, ,_ Ho liab~lity_Js..assul1:ecLf-oLthe
sj:I\.lo;!:,l,lI'!ll9r. ns:hanicaLe~gn:eIJI:$9Ltll\'l_Pro~l:r.y ,_.._..___..____ _.. ___.._ _____ u
fon.1 Roconc,h.Lon O\Je _tcJ_lack_QCI:!mtcU,.- da_~,_tI1ElJ!lGQll):LW.l;)?a~lLi..s-nQ.LllW.r:9p!:'i1\t:e,_ f.1:;lst_\o!e.igh!:Js_
gi"j3n_to _ ~ __S.ales_j:a1p3rJ.9;2I)_ Awroa911.lIS_ it_r:eU~ _the_Mers . ard_sell~rs..ll'dr:ke!:_ac:ti,ol\S-,-
- Tb\'l..S;Os_LaWroach.Sl.IJ.::fQl;'t?_t;.lw_S!lles_Q:m?arii59JLArr>ro<!CQ'----. - _n __.._.__.
Tt:~ plJrr.o~e 011.."1\ .1ppraiso1t IS t::l r.sbmalc !tIe malkel value 01 the real property thai IS me Subject 01 tnlS report based on !tie above condl~ons aM tle ccrtllcaDon. connngent
and l:mlMfJ Corll:ltJons .1M rnar~clvahlc definition ttlat 3fe stated In Ule alt.1chet1 Fredd'l! Mac form 4391W.M lorm 100.H\ (Pc~IScd _June I 199~)
I (WE) ESTIMATE 1!IE MARKET VALUE. AS DEnNlD, Of nlE R(AL I'I1tx'ERTY 11\1.1lS litE SU!lJlCl OC 1I1lS RlPOIll, AS OC __J_ulY_41,_li2.5_-
_ (WI1K:ltlSnrEDAT~OCINS\CTlONAH91I1EEnrC1M1JA1EOfntlSR[1'OOnI0BE $ .__... 299,500....._
~i~~~~}i~?L.~~( 1~ --../ _..___-= ;1~::OOY :~lS(~ (~~~~_~_O~~~~.._-- I;~;~CI prop.~: 1101
Q~le_~.po_n..s'~"d_July-.21,_J9..95_---- ._ ______ Dll._5'p~'!S'g'.ed__ --.----- -----...-- ------
~tlteG~I1'I.".bon.. GA-Q00229-L StllePA 5Ui,c,>tI,mon'__ . ..___..___51.1"_____
Or St.\1C License' :;t.1~e 01 Sule tICP.Mf. II Stile
fredd:c MIC form 70 6m PAGE 1 Of 1 fl,"" !ll. forrn 100.' f.,93
fMlm "^? .' 'TOTAL IGOO' 3OPf3,,,"o!Mre by .1. mod'. IOC .. 1.800,ALAMOOE
;6 -- 1./ '. (.,-
BUREAU OF INDIVIDUAL tAXES
IHII[RIUHC[ lAM DIVISID'"
D[PI. 180&01
tlARAISBUAG. PA IIIZ8-0ftOI
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
INHERITANCE TAX
STATEMENT OF ACCOUNT
~ii"'"
/ . it\
..~
"
L/
1I1-1.IIII,"cll-tll
DONN L SNYDER
BOSWELL ETAL
PO BOX 141
HBG
DATE
ESTATE OF
DATE OF DEATH
FILE NUMBER
COUNTY
ACN
03-24'91
PENNY
04-09-96
21 96-0321
CUMBERLAtlD
101
ESTHER
Altount Ranithd
PA 11108
MAKE CHECK PAYABLE AND REMIT PAYMENT TO:
REGISTER OF WILLS
CUMBERLAND CO COURT HOUSE
CARLISLE, PA 11013
HOTE: To in lure proper credit to your account. sub,,!t the upper portion of this forn with your tax paynent.
CUT ALONG THIS LINE .. RETAIN LOWER PORTION FOR YOUR RECORDS .....
Rifv:i60-j.Eif-AFfi-ioj-:97i-.-----....-iNifERXirANCif.TAX--STA-fEHifNT-CiF-Ac:Couiif--.-..-----.---...--.----.-
ESTATE OF PENNY ESTHER S FILE NO,21 96-0321 ACN 101 DATE 03-24-91
TN IS STATEHENT IS PROVIDED TO ADVISE OF THE CURRENt STATUS OF THE STATED ACN IN THE NAHED ESTATE, SHOWN BELOW
IS A SUHHARV OF THE PRINCIPAL TAM DUE, APPLICATION OF ALL PAVHENTS, THE CURRENT BALANCE, AND, IF APPLICABLE,
A PROJECtED INTEREST FIGURE.
DATE OF LAST ASSESSMENT OR RECORD ADJUSTMENT: 02-10-91
PRINCIPAL TAX DUE: 38,822,38
PAYMENTS (TAX CREDITS):
PAYMENT
DATE
07-02-96
03-03-97
RECEIPT
NUMBER
AA146508
REFUND
DISCOUNT (+)
INTEREST/PEN PAID (-)
1,941.12
,00
31,000.00
118,14-
AMOUNT PAID
TOTAL TAX CREDIT
38.822,38
,00
BALANCE OF TAX DUE
INTEREST AND PEN,
,00
,00
. IF PAID AFTER THIS DATE, SEE REVERSE
SIDE FOR CALCULATION OF ADDITIONAL INTEREST.
IF TOTAL DUE IS LESS THAN '1,
NO PAVHENT IS REQUIRED.
TOTAL DUE
IF TOTAL DUE IS REFLECTEO AS A "CREOn" ICRJ,
VDU HAV BE DUE A REFUND. SEE REVERSE SIDE OF THIS FDRH FOR INSTRUCtIONS,
S
c
,
.'
,C
!..::6
PAYHtNTI
Detach the top portion 0' thl. Hotle. and sub_It with your Pfty..nt .ad. payable to the na.. and addre..
prlntad on the ravar.. Ilda,
If RESIDENT DECEDENT allk. check or I'oney order payable tOI REGISTER OF WILLS, AGENT.
If HON-RESIDENT DECEDENT ..ke chack or aoney order payable tOI COHHONWEAL TH OF PENNSYLVANIA.
REFUND eeR): A r.fund of a tax cradlt, which was not reque.ted on the rax Return, a.y b. raqua.tad by coapletlnG an
"Application for R.fund of PennSYlvania Inheritance and E.tat. Tax" (AEY-IlI]), Applications ar. avallabl. at
the Of' Ice 0' the Ragl,t.r 01 Will., any of the 23 Ravanue DlltrIct Dfflc.. or fro. the Depart..nt', Z~-hour
answarlng '.rvlce nu.bar. for 'or., ordering: In PennsYlvanIa l-aQQ-36Z-ZaSO, out.Jdl Plnn.ylvanI.
and wIthin 10c.I H.rrI.burg .rl. (717) 787.8094, TOO' (717) 77Z.ZZSZ (H..rlng I.p.lred only).
REPLV Tal au..tlon. r.g.rdlng .rror. cont.ln.d on thl. not Ie. should b. .ddr....d tOI PA Oop.rt.ont of R.vonu., Buroau
of Indlvldu.1 T.xe., ATTN: Po.t AI.o.s.ont R.vlew Unit, aopt. Z80601, H.rrlsburg, PA 171Z3.0601, phon.
(717) 737.6505.
DISCOUNt:
II any t.x due J. P.ld within thr.. (]) c.lond.r .onth. .ft.r the dleod.nt's de.th, . live perc.nt (S~) dl.count
of the t.x P.ld I. allowld.
PENALTYI
Th. 15~ tax a~e.ty non.partlclpatlon penalty 1. co,putod on the total 01 tho t.x and Intlr.st a"...ed, and not
paid b,'or. J.nuary 13, 1996, the Ilrst day alt.r the end 01 the tax ..nl.ty plrJod.
INTEREST I
Intlrl.t I. ch.rgld beginning with flr.t day of dlllnquency, or nlnl (9) lonths and on. (I) d.y fro. the d.t. of
death, to the date of Pay.ont. Tax.. which blca.. d.llnqulnt b.for. January 1, 198Z boar Int.r.st .t the rat. 01
.Ix (6~) Plre.nt p.r annua caleul.t'd at a d.lly rat. of .000164. All taxI' which b.c.,. d.llnqulnt on and aftlr
January I, 1931 wIll b.ar Int.r.st at a rato which will vary frol callndar y.ar to c.l.ndar y.ar with that rat.
announcld by the PA D,part..nt of R.v.nu.. Th. .ppllcabll Int.r..t rat.. for 198Z through 1997 ar.:
V.ar Int.r..t Rat. Dally Intlr..t Factor
V.ar
Int""t Rat.
Dally Int.r..t Factor
1982 "X .0005'8 1987 9X .000Z47
198] 16=<: .000438 1988-1991 lU .000301
198" In .000101 1991 ox .000l47
19115 UX .000156 199].1994 7X .00019Z
1986 lOX .000l7" 1995.1997 9X .000Z"7
..Int.rllt h calculated .. followu
INTEREST = BALANCE OF TAX UNPAID X NUNBER OF DAYS DELINQUENT X DAILY INTEREST FACTOR
..Any Hotlc. I..u.d aft.r the tax blco... d'llnqu.nt will r.fl.ct an Int.rl.t calc~latlon to flltlen (IS) dey.
beyond the date 01 the "'I"'.nt. If pay'ent J. .ed. eft.r the Int.r.st coaput.tlon dlt. shown on the
Hotlc., IddltJonl1 Int.r..t lU.t b. caleullted.
1<_ ).1) _I;
f-J \,jC .0.1
BUREAU OF INDIVIDUAL TAMES
U.tERITIJtCE tAX DIVISION
DtPt. zlaul
HARRISIURC, PA 1112..06Dl
COMMONWEALTH OF PENNSVLVANIA
DEPARTMENT OF REVENUE
INHERITANCE TAX
STATEMENT OF ACCOUNT
*'
(,
en."U" "'''111''"
10-28-96
COMP
01-12-95
21 95-0327
CUMBERLAND
95120696
RAV K JUMPER
3157 RITNER HWV
NEWVILLE PA 17241
DATE
ESTATE OF
DATE OF DEATH
FILE NUMBER
COUNTY
ACN
RHODA
E
Aaount R..itt.d
MAKE CHECK PAVABLE AND REMIT PAVMENT TO:
REGISTER OF WILLS
CUMBERLAND CO COURT HOUSE
CARLISLE, PA 17013
NOTE' To inluro propor crodit to your occount, lubMit the uppor portion of thil forM with your ta. pay.ont,
CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ~
iiEV:il.'iii.EX.jiFP-(ii3:9l.Y.-".-Jiiiii.iNHERiTAiiCE'.i'AX-STATEilENniF.Accoijtii....it....................
ESTATE OF COMP RHODA E FILE NO,21 95-0327 ACN 95120696 DATE 10-28-96
THIS STATEMENT IS PROVIDED TO ADVISE OF THE CURRENT STATUS OF THE STATED ACN IN THE NAMED ESTATE, SHOWN BELOW
IS A SUHHARY OF THE PRINCIPAL TAM DUE, APPLICATION OF ALL PAYMENTS, THE CURRENT BALANCE, AND, IF APPLICABLE,
A PROJECTED INTEREST FIGURE,
DATE OF LAST ASSESSMENT OR RECORD ADJUSTMENT, 07-08-96
40,62
PRINCIPAL TAX DUE,
_~.' .___ ___m __. _____.. - -,~--'--'.-.-.-'-' -.
PAVMENTS (TAX CREDITS),
AMOUNT PAID
PAVMENT
DATE
RECEIPT
NUMBER
DISCOUNT (+)
INTEREST (-)
INTEREST IS CHARGED FROM 10-13-95 TO 11-12-96
AT THE RATES APPLICABLE AS OUTLINED ON THE
REVERSE SIDE OF THIS FORM,M
TOTAL TAX CREDIT
BALANCE OF TAX DUE
INTEREST AND PEN.
TOTAL DUE
.00
40,62
3,98
44.60
. IF PAID AFTER THIS DATE. SEE REVERSE
SIDE FOR CALCULATION OF ADDITIONAL INTEREST,
l IF TOTAL DUE IS LESS THAN .1,
NO PAYMENT IS REQUIRED,
IF TOTAL DUE IS REFLECTED AS A "CREDIT" lCRl,
YOU MAY BE DUE A REFUND, SEE REVERSE SIDE OF THIS FORM FOR IHSTRUCTIONS, I
PAYHENf I
D.tach the top portion af thl. Natlcl and .ub.lt Mlth yaur p.~t lad, payable ta the n.., end addr...
prlnt.d on the r.v.r.. .Ide.
If RESIO(Hf DECEO(Nf .ak. ch.ck ar .oney arder payable tal REGISTER OF WILLS, AGENT.
If NOH-RESIDENf DECEOEHf lake ch.ck ar loneII' ard.r payable tOI COHHONWEAL TH OF PENNSYLVANIA.
All palteent. r.c.lv.d shall b. appll.d flr.t to any Int.r..t Mhlch lay b. due Mlth any r..alnd.r .ppll.d to the t...
REfUND (CA)I A r.fund of a t.. credit. Mhlch M.' not r.qu..t.d on the fax A.turn, .ay ba r.qu.st.d by cOIPI.tlng .n
"Application for Refund of P.nn.ylvanla Inh.rltanc. and E.tet. f.." effEV-UUJ. Appllc.tlon. ara .vallabl. .t
the Offlc. of the R~hter af WlIlt, any of the Zl R.venu. Dlltrlct Offlcn a.. fra the D.p,..t.."t.. Z4-hour
.".~rlng lI..vlc. MUm.... far for.. ordering I In PIM.ylvenl. 1'800-361-10S0, out.ldl PIM.ylvanla
end Mlthln locII H...rISbu..g .1'" (717) 1117-11094, fDD' (717) 771-1151 IHe...lng I.p.lr.d only).
REPLY fO:
Due.tlon. r.gardlng I..ro... cantaln.d on thl. notlCI should b. addrlSSld tOI PA Dlpart.,nt of R.venul. Bur.eu
of IndivIdual f,.,., AfTH: Po.t A"'...,nt R,vl'M Unit, Dlpt. 180601. Harrl.burg. PA 171111-0601, phon,
(111) lI11-nOS.
DIscoun:
If any tu due 11 paid withIn thr.. I)) cellnd.r lon'h. aft" the dee.d.nt.. duth, . flv. p.runt CS:CJ discount
of the tax p.ld 11 allo~d.
PENALTY:
The 15:C ta. aan..ty non-p.rtlclpatlon p.n.lty I. caeput.d on the tot.1 of the tax and Int'''I.t .......d, and not
paid b.fo... Janu.ry III, 1996, thl flr.t day aft.r the .nd of the ta. a.n..ty p.rlod.
INfEREST:
Int'''I.t I. ch.rgld bIg Inning with first day of dallnquency, or nln. (,) aonth. end one el) day fro. the date 0'
dlath, to the date of pay'ent. f.... which b.c... dallnqu.nt b.forl January I, 1981 b.ar Int.r..t at the rat. of
.1. 16:CJ p...cant plr annua calculat.d .t a d.lly r.t. of .000164. All t.... which b.c... dlllnqu.nt on and aft.r
Janu...y I, I'IIZ will b.. I' Int'''I.t at a r.t. which will v...y fr08 c.llnd... y.ar to calenda.. y.ar with th.t rat.
announced by the PA n.pa..tlent of Ravlnu.. fh. appllCabl. Int.....t rata. for 1981 through 1996 a...:
'1'.1' Int.rl.t Rat. D.lly Int.r..t ractor
V.ar
Int","t Rata
Dally Int.....t r.ctor
19111 10:C .000548 1981 .~ .000241
19115 IU .OOOUII 1988-1991 11:C .000301
1964 11:C .000301 1992 .. .000247
1965 U:C .000356 1993-1994 n .000192
1966 10:C .000114 1995-1996 .~ .000241
ulntarnt I. calculatld a. follow.:
INTEREST = BALANCE OF TAX UNPAID X NUNBER OF DAYS DELINQUENT X DAILY INTEREST FACTOR
uAtw NoUc. luued aft" the ta. baco... d'lInquent will r.fleet an Int","t calcul.tlon to flftlan CIS) days
beyond the d.t. of the ........"t. If pay.."t I. .ad. .ft... the Int","t caputatlon data shown on the
Notice, 8ddltlonal Int","t lU.t b. calculatad.
': (I,.,J.,)
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
BUREAU OF INDIVIDUAL TAXES
IMlrRIIAH(l lAX DIvISION
DlPI, ZI060 I
IIARAlnUNC. PI 11111'0.01
NOTICE OF INHERITANCE TAX
APPRAISENENT. ALLOWANCE OR DISALLOWANCE
OF DEDUCTIONS AND ASSESSNENT OF TAX
DONN L SNYDER
BOSWELL ETAL
PO BOX 741
HBG
DATE
ESTATE OF
DATE OF DEATH
FILE NUMBER
COUNTY
ACN
PA 17108
02-17-97
PENNY
04-09-96
21 96-0327
CUMBERLAND
101
Allount Re..i tted
(>
*
."."",. ,,, III.'"
ESTHER
S
MAKE CHECK PAYABLE AND REMIT PAYMENT TO:
REGISTER OF WILLS
CUMBERLAND CO COURT HOUSE
CARLISLE, PA 17013
CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ~
iiifli:gc'-j-E'if"AFii-nZ:96T"iioYicE--O';--INHEiiiiANCE-;:AX-iipPRA-isEiiEiiT-,--,m:OWAiicE-iiFi-------------m-
DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX
ESTATE OF PENNY ESTHER S FILE NO. 21 96-0327 ACN 101 DATE 02-17-97
If an assessment was issued previoUSly, lines 14. 15 and'or 16, 17 and 18 will
reflect figures that include the total of abh returns assessed to date.
ASSESSMENT OF TAX:
IS. Allount of Lin. 14 at Spou.al rat. (IS)
16. A.ount of lIna 14 taxabl. at Lina.l/Cla.. A rat. 116)
17. AMOunt of Lin. 14 taxable at Collateral/Cl... B rate (17)
lB. Principal Tax Due
TAX CREDITS:
PAVNENT
DATE
07-02-96
TAX RETURN WAS, I X) ACCEPTED AS FILED
RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE
APPRAISED VALUE OF RETURN BASED ON: ORIGINAL RETURN
1, Rool Eototo ISch.dul. A) III
2, Stocko and Bondo ISch.dul. BI (2)
3. Clo.aly Hald Stock/Partner.hIp Inter..t (Schedul. C) (3)
4. "ortg.v../Note. R.ceivabl. (Schedule D) 14)
5. Ca.h/Bank D.po.its/Hi.c. Parsonal Property ISchedule E) (5)
6, Jointly Dwn.d Prop.rty ISch.dul. FI 161
7. Transfers ISchedule G) (7)
8. Total Assets
APPROVED DEDUCTIONS AND EXEMPTIONS:
9. Funaral Expanse./Ad... Costs/Hisc. Expens.. ISchedul. H) (9)
10, D.bto/Nortgog. Li.biliti.o/Li.no ISch.dulo II (10)
11. Tot.l Deductions
12. Net V.lu. of Tax Raturn
13. Charitable/Govarnnental Baqua.ts ISchadula J)
14. Nat Value of E.tata Subjact to T.x
NOTE:
RECEIPT
NUNBER
AA146508
DISCOUNT 1+1
INTEREST 1-)
1,941.12
I ) CHANGED
,00
115.966,40
.00
,00
284.264.77
.00
293.106.70
(8)
38,240.80
8.057.44
Ill)
1121
1131
1141
,00 X .00=
647,039,63 X,06=
,00 X ,15=
118)
ANOUNT PAID
37,000,00
TOTAL TAX CREDIT
BALANCE OF TAX DUE
INTEREST AND PEN.
TOTAL DUE
· IF PAID AFTER DATE INDICATED, SEE REVERSE
FOR CALCULATION OF ADDITIONAL INTEREST.
NOTE: To insura propar
cradit to your account,
sub.it tha uppar portion
of this for. with your
tax pay.ant.
693,337,87
46.~gR ~4
647,039,63
,00
647,039.63
,00
38,822,38
.00
38.822.38
38,941.12
118,74CR
,00
118,74CR
I IF TOTAL DUE IS LESS THAN .1, NO PAVNENT IS REQUIRED,
IF TOTAL DUE IS REFLECTED AS A "CREDIT" ICRI, YOU NAV BE DUE
A REFUND, SEE REVERSE SIDE OF THIS FORN FOR INSTRUCTIDNS,I
'(, ,r
N . "
..'
cO
c,;:
~
rn
,,,
!'-' J :.,
!1' OU
(;,(...
u:
RESERVATION I E.tet.. af d.cedent. dying on ar b.for. O.ceab.r 12, 1982 u If any future Int.r..t In the ..tlt. Is trensf.rr.d
In po.....lon or anJoy..nt to CIa.. . (collat.rll) ben.flcl.rl.. of the dlc.dent .ft.r the .xplr.tlon of any ..t.t. far
Ilf. or far y..r.. the c~onweelth hlreby .MPr...ly r...rv.. the right to appr.I.. end ...... tran.f.r Inheritance TaM..
.t tM I,""ful CI... B (coU.t.ral) r.t. on any .uch future Int.r..t.
PIJRPOS[ Of
NOTICE I
To fulfill the nqulr.Mntl of SKtlon 2140 of the Inh.rltanee iIW\d E.tllt. hI( ,"ct, Act U of 1991. 1l P.S.
SKtlon 1140.
PAYten'1
Detach the top portion of this Notice end .ubalt with your pay.."t to the Reghter of wllll prlnt.d on the revlrse .Id..
._".... check or eaney order p.yabl. tal REOISTER OF MILLS, AGENT
All pay.ant. r~.lved sh.ll flr.t b. applIed to any Int.r..t which ..y be due with any r...I~r appll.d to the taM.
REFUND (CR) I
A r.fund of I taM credIt. whIch wa. not r.qul.t.d an the T.M R.turn. ..y be r.qul.t.d by ca~l.tlng en "Appllc.tlon
for Refund of Penn.ylvanl. Inheritance and E.t.t. ru" (REV-lSl:U. Application. al"'l avallable at the Offlc.
of the R.gI.t.r of Will., any of the 2S R.venue DI.trlct Offlc.., or by cl111ng the .p.clal Z4-hour
an.warlng ..rvlce ~r. far far.. ard.rlngr In Pemsylvanla l-aOO-S62-20S0, ouhlde Pemsylvanla end
within local Harrl&burg ar.a (717) 787-809', TOOt (117) 71Z-ZZ52 (Helrlng lapalr.d Only).
OB..ECTlOHSI
Any party In lntlrllt not utl.fled with the apprah.eent. allowancl 01'" dls.Ul2"anc. af deduction., 01'" .......ent
of tax (Including dlscQW1t or Int.n.U a. .hawn on this Hotlce .....t object within .lxty (60J d.y. of rec.lpt of
this Notlc. bYI
.-wrltten prat..t to the PA D.p.rtaant of R.venue. Ba.rd of App.al.. D.pt. Zal0Z1, H.rrl.burg, PA
--.lectlon to have the ..tt.r d.t.ralned at audit of the .ccount of the per.anal r.pr..entatlv.,
uappeal to the Drphen.' Court.
17U8-toll,
OR
OR
AmtlH
ISTUTlYE
CORRECT IONS I
Factual .1"'1"'01"'. dl.cov.red on thl. .......ant .hoUld b. .ddr....d In wrItIng tal PA D.partaent of R.venu..
aurlau of IndIvidual Tax." ATTHI po.t A......ant Rlvl.w unIt. Dept. 280601. Harrl.burg, PA 11128-0601
Phone (717) 187-6505. S.. pag. 5 of the b~l.t "In.tructlon. far InherItance TBM Return fo~ a Re.ldent
Decedent" (REV-IS01) fo~ an .xplanatlon of adalnl.tratlvely corrlctabl. error..
DISCOUNT:
If any taM due Is paId withIn thr.. (S) c.landar .onth. Ifter the dlc.dent.. d.ath, a flv. percent (SiC) dltcOl.W'lt of
the taM paId I. allowed.
PENALTV:
The 15% tax ..,..ty nan-partlclp.tlon penalty It co.puted an the total of the tax and Int.r..t .......d. and not
paid be far. January 18, 1996, the flr.t day afte~ the end af the tax ean..ty p.rlod. Thl. non"partlclpatlon
p.nalty Is appealabl. In the IaaII .annar and In the the .... tI.. p.rlod III you would ltppIal the taM end Int.rllt
th.t h.. been ......ad .. IndIcated on thl. notlc..
IKTEREST:
Int.r..t I. charg.d beginnIng wIth flr.t d.y of d.llnquency. or nlna (9) eonth. and on. (1) day fro. the d.t. of
d.ath, to the data of payaent. Tax'l which b.ca.. d.llnquent b.for. Janu.ry I, 1982 bea~ Int.r..t at the r.t. of
.IM (6iC) p.rcent p.r ~ c.lculat.d at a dally rata of .0001". All tue. whIch bee.. d.lInquent on end aftlr
January 1. 19l!1l will b.a~ Int.rllt .t . rat. whIch will vary fro. calanda~ Yllr to cal.ndar y..r with that rate
announced by the PA D.Plrt.ent of R.v.nue. The applicable lnt.r..t r.t.. far 1982 through 1997 ar.:
'!!!! Inte~lIt R.t. Dally Int.rut Facto~ :!!!! Intarl.t Rllt. DailY Intan.t Factor
1982 zoX .00054. 1981 OX .000l47
1985 l6X .000411 1988-1991 llX .00asOI
1984 llX .000lOl 1992 OX .000l47
19.5 U:C .0003S6 1995.1IJ94 n .000192
19M I'X .000214 1995-1991 OX .000l47
ulnt.rllt Is calculated .. fol1l2"'l
INTEREST = BALANCE DF TAlC UllPAID X HU"BER OF DAYS OELINQUENT X DAILY INTEREST FACTOR
--Any Notlc. I..oed .ftar the tax: bacON' dal1nquant will reflect an Interllt calculation to flftaen (IS) d.y.
beyond the data of the ......Mnt. If paytlant Is .ad. aftar the Inter..t co.putatlon date .hawn on the
Notice, additional Inter..t ..,.t be calculated.
t,
COMMONWEALTH OF PENNSYLVANIA
DEPARTHENT OF REVENUE
NOTICE OF DETERMINATION AND
ASSESSMENT OF PENNSYLVANIA
ESTATE TAX BASED ON FEDERAL
CLOSING LETTER
DATE
ESTATE OF
DATE OF DEATH
FILE NUMBER
COUNTY
ACN
('
-"
'*
BUREAU OF INDIVIDUAL TAXES
1...JU1AHCl lAlt UlVISIUH
ocr,. 180hOl
ItARRISBUHG, PA 11lla-OhOI
....,....il.CU-t1.
01-04-1999
PENNY
04-09-1996
21 96-0327
CUMBERLAND
202
ESTHER S
DONN L SNYDER
BOSWEll ET AL
PO BOX 741
HBG
A.ount Rent U.d
PA 17108
MAKE CHECK PAYABLE AND REMIT PAYMENT TO:
REGISTER OF WILLS
CUMBERLAND CO COURT HOUSE
CARLISLE. PA 17013
NOTE: To insure proper credit to your account, sub"it the upper portion of this forn with your tex pay..nt.
CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR FILES ~
Rifv:;i6--Ex--AFP--ioi~-97j-----.-.-Niificif-oF--DETifRHiiiATiiiN-AiiD-AS-SESS-HENT-----------------------------
OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL CLOSING LETTER ..
ESTATE OF PENNY
ESTHER
S FILE NO.21 96-0327
DATE 01-04-1999
ACN 202
ESTATE TAX DETERMINATION
1, Credit For State Death Taxes as Verified
16,132,43
2, Pennsylvania Inheritance Tax Assessed
(Excluding Discount and/or Interest)
36.881,26
3, Inheritance Tax Assessed by Other States
or Territories of the United States
(Excluding Discount and/or Interest)
,00
4. Total Inheritance Tax Assessed
36 .B81. 26
5. Pennsylvania Estate Tax Due
6, Amount of Pennsylvania Estate Tax Previously Assessed
Based on Federal Estate Tax Return
7, Additional Pennsylvania Estate Tax Due
TAX CREDITS:
PAYMENT
DATE
DISCOUNT (+)
INTEREST/PEN PAID (-)
RECEIPT
NUMBER
AMOUNT PAID
TOTAL TAX CREDIT .00
BALANCE OF TAX DUE ,00
INTEREST AND PEN. ,00
TOTAL DUE .00
_IF PAID AFTER THIS DATE, SEE REVERSE SIDE (IF TOTAL DUE IS LESS THAN $1, NO PAYHENT IS REQUIRED
FOR CALCULATION OF ADDITIONAL INtEREST. IF TOTAL DUE IS REFLECTED AS A "CREDIT" (CR), YOU HAY BE
DUE A REFUND, SEE REVERSE SIDE OF THIS FORH FOR INSTRUCTIONS,)
.00
.00
,00
,
.
.!
;
; ;
.
",
~
i
,
1
'I
I
,
i
!
j
PlIIPOSl! OF
NOTlCE~
To fulfill the requir...nt. 0' Section 2145 (bJ 0' the InherItance and E.t.t. la. Act, Act 21 of 1995. (72 P.S.
Section 9145).
PAYMENT: Detach the top portion of this NoUn and lubIIlt with your payeent to the Reglst.r of NJlb printed on ttMt
ravars. sliM.
.... Heh eIMu or .OMY order paYabla to: REGISTER OF MILLS I AGENT.
REFUND (CA): A r.fund of . ta_ credit .ay ba raquastad by coaplatlng en "Application for R.fund of Pennsvlvanla
Inheritance and E,t.t. la." (REV-Ill]). ApplIcations ata avallabl. at tho Office of the Ragl.ter 0' WJl1a,
any of the 23 Revenue DistrIct Offlca, or fro. the Dapart..nt., Z4-hour enlwarlng ..rvlce nuaber. for for.. ordarlna:
In Pennsvlvanla 1-800-362-Z050, out,lda Pennsylvania and withIn local Harrisburg at.. (7171 787-8094,
TDDI (7171 77Z.ZZS2 (H..rlng Japelrad Only).
OBJECTIONS~ Any party In Int.re.t not .atl.fled with t~ a".II.ent of taK a. .hoNn on thl. notice ..y Object within
alxty (601 d.y. of r~.lpt of thl. Hotlce by:
--written prote.t to the PA Depart.ent of R.v.nue, Bo.rd of Appeals, Dept. 2310Zl, H.rrlsburg, PA 17123-1021, OR
nel.ctlng to have the ..tter det.r.ln.d ot BUd I t of the p.r.onal r.prDlontatlve, OR
nappeal to the Orphan.' Court
ADHIH-
ISTRA TlVE
CDRRECTIOHS~ Fectual error. dl.cov.red on thl. a.......nt .hould be addre...d In writing to~ PA Depart.ent of R.venue,
Bur.au of IndivIdual TaK.s, ATTH~ Po.t A..e....nt R.vlaw unit, Dept. 280601, H.rrlsburg, PA 17128-0601,
Phon. (717) 737-650S. S.e page S of the bookI.t -Instructlonl for Inherltanca TaK R.turn for a R..ld.nt
Decedent- (REV-IS01) for an eKplanatlon of adelnlstratlv.lY correctab1. .rrors.
PENALTY:
The 15% taK e.ne.ty non-partIcipatIon p.n.1ty I. c08PUt.d on the total of the taK and Int.re.t ......~, and not
paId before January 18, 1996, the flr.t day aft.r the ~ of the taK a~sty perIod. Thl. non-particIpatIon
penalty I. app..1ab1e In the .... .anner and In the the .... tl.. perIod a. you would appe.1 the t.x and lntere.t
that he. been .......d a. Indicated on this notice.
INTEREST:
AdditIonal Penn.ylvanla E.tate T.K a.s....d a. a r.sult of a Change on the Fed.ral Estat. Tax clo.lng
letter beC08., delInquent at the eKplratlon of one (1) Ilonth froa the d.te the final notice of the Incr....
In Fed.r.1 E.tate TaK I. r.calv.d.
Tax.. whIch b.caee delinquent before J.nuary 1, 1982 b.ar Int.re.t at the rat. of .Ix 16%) percent per annua
calculated at a dally rate of .000164. All taxe. whIch b.ca.e delInquent on or aft.r January 1, 1982 wIll bear
Interest at a rate which will v.ry fr~ c.lendar year to calendar y..r wIth that rate announced by the PA
Depart..nt of Revenue. The appllCabl. Intere.t rate. for 1982 through 1999 ar.,
!!!r Intera.t Rate D.Ily Int.re.t Factor !!!r Intero.t Rat. Dally Intarast Factor
1982 20% .000548 1988-1991 11% .000501
1981 16% .00008 1992 9% .000247
19M 11% .000501 1993-1994 7% .000192
1985 11% .00D:SS6 1995-1998 9% .000247
1986 10% .000274 1999 7% .000192
1987 9% .000247
--Inter..t I. ca1culatad a. fo110w'l
INTEREST = BALANCE OF TAX UNPAID X NUnBER OF DAYS DELINQUENT X DAILY INTEREST FACTDR
--Any Hotlce I..ued after the t.K becoae. delInquent will reflect an Intar..t calculation to flft.en 1151 day.
bayond the data of the ........nt. If pay.ant I. ..d. .fter the Intar..t coaputatlon d.te .hoNn on the
Hot Ice, additIonal Int.re.t au.t be calculat.d.
"')' )~' -:).
BUREAU OF INDIVIDUAL TAXES
...IlRlfAHCt lAX DIViSiON
OCPI. :8060.
UARRI51l.1fG, PI. 11116.'1101
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
NOTICE OF DETERMINATION AND
ASSESSMENT OF PENNSYLVANIA
ESTATE TAX BASED ON FEDERAL
ESTATE TAX RETURN
DATE
ESTATE OF
DATE OF DEATH
FILE NUHBER
COUNTY
ACN
DONN L SNYDER
BOSWELL ETAL
PO BOX 741
HBG
PA 17108
MAKE CHECK PAYABLE AND REMIT PAYMENT TO:
c..
.
S
REGISTER OF WILLS
CUMBERLAND CO COURT HOUSE
CARLISLE, PA 17013
HOTEl To insure proper credit to your account, submit the upper portion of this fore with your tax p.~ent.
CUT ALONG THIS LINE .. RETAIN LOWER PORTION FOR YOUR FILES .....
Riy:ijS:nx-liWToi:.-97Y----.-.-iioficE'-or-IiE'i'ERiiiiiliTiorniili-ASSE!iifHENY----------------------------
OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL ESTATE TAX RETURN ..
ESTATE OF PENNY
ESTHER
S FILE NO.21 96-0327
ESTATE TAX DETERMXNATXON
1. Credit For State Death Taxes as Verified
2, Pennsylvania Inheritance Tax Assessed
(Excluding Discount and/or Interest)
3. Inheritance Tax Assessed by Other States
or Territories of the United States
(Excluding Discount and/or Interest)
4. Total Inheritence Tax Assessed
5, Pennsylvania Estate Tax Due
TAX CREDITS:
PAYMENT
DATE
RECEIPT
NUMBER
DISCOUNT (+)
INTEREST/PEN PAID (-)
111..1111 "'IU,'"
12-28-1998
PENNY
04-09-1996
21 96-0327
CUMBERLAND
201
ESTHER
.00
TOTAL TAX CREDIT .00
BALANCE OF TAX DUE .00
INTEREST AND PEN. ,00
TOTAL DUE ,00
"IF PAlO AFTER THIS OATE, SEE REVERSE SIDE (IF TOTAL DUE IS LESS THAN $1, NO PAYHENT IS REQUIRED
FDR CALCULATION OF ADDITIONAL INTEREST. IF TOTAL DUE IS REFLECTED AS A "CREOIr' ICRI, YOU HAY BE
DUE A REFUND, SEE REVERSE SIDE OF THIS FORH FOR INSTRUCTIONS.)
Allount Relli tt.d
ACN 201
DATE 12-28-1998
16.132,43
36 .881. 26
.00
36 .881. 26
AMOUNT PAID
(',1
STATUS REPORT UNI>ER RULE 6.12
Name of Decedent: ESTII ER S, PENNY
Date of Death:
April 9, 1996
/ tj%
I{egister File No, 1t!!5-OO327
Pursuant to Rule 6.12 of the Supreme Court Orphans' Court Rules, 1 report the
following with respect to completion of the administration of the above-<:aptioned estate:
I.
State whether administration of the estate is complete: Yes
No ....x
2, If the answer to # I is No, state when the personal
representative reasonably believes that the administration
will be complete: June. 1997
'.\1 ,
3,
If the answer to #1 is Yes, state the following:
a. Did the personal representative file a final
account with the Court? Yes No
b. The separate Orphans' Court No, (if any) for
the personal representative's account is:
c, Did the personal representative state an account
informally to the parties in interest? Yes _ No
d, Copies of receipts. releases. joinders and
approvals of formal or information accounts may
be filed with the Clerk of the Orphans' Court
and may be attached to his report,
December 4. 1996