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HomeMy WebLinkAbout96-00344 LAW OFFICES JOHNSON, DUFFIE,.STEWART & WEIDNER . APR 19 199~ " .' JOI Muker Sum r. 0: Dox 109 Lemoyne, rennlylvanll 170~J.oI09 Telephone (717) 761"'5~0 TeI.coplcr (717) 761.3015 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NO, 96- 3i.f 1- ORPHANS' COURT ESTATE OF CHONG HO KWAK PETITION PURSUANT TO SECTION 5511 OF THE PROBATE. ESTATES AND FIDUCIARY CODE TO ADJUDICATE CHONG HO KWAK TO BE INCAPACITATED AND TO APPOINT A GUARDIAN FOR HIS PERSON AND HIS ESTATE eBELlMINARY DECREE AND NOW, this J,b, ffiday of {JPIL,' L , 1996, upon consideration of the attached Pelition, it is ORDERED AND DECREED that a hearing on this matter is set for the /Xt:l> day of \..dUNE. ,1996, in Court Room No, ~ ,at J;!JIJ P ,M. at lhe Cumberland County Courthouse, 1 Courthouse Square. Carlisle, Pennsylvania, and that a Citation be issued to Chong Ho Kwak commanding him to show cause why he cannot appear at the aforementioned hearing pursuant to the Petition of Nam Son Kwak to have Chong Ho Kwak adjudicated an incapacitated person and to have a plenary guardian appointed for his person and his estate, Notice of the hearing shall be given to Chong Ho Kwak by counsel for the Petitioner in accordance with 20 P,S, ~ 5511 (a) not less than twenty (20) days prior to the hearing. BY THE COURT, 'J J, 'i,' ' , . ""un~ '318 1.. . ~ i: f J 9Z ad!} S6, , qv , J ~'tr "")~.f," J 1J"l' ,()" j'JD1' 1 ' ,., " .>':Cl , OlO~72.0000\l^l'riI16, 1996/JLIlfMIlfS~07S IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NO. 96- ORPHANS' COURT ESTATE OF CHONG HO KWAK PETITION PURSUANT TO SECTION 5511 OF THE PROBATE, ESTATES AND FIDUCIARY CODE TO ADJUDICATE CHONG HO KWAK TO BE INCAPACITATED AND TO APPOINT A GUARDIAN FOR HIS PERSON AND HIS ESTATE TO THE HONORABLE, THE JUDGES OF SAID COURT: The Petition of Nam Son Kwak respectfully represents lhat: 1, Your Petitioner, Nam Son Kwak, is lhe wife of Chong Ho Kwak and resides at 7 Dulles Drive, Camp Hill. Cumberland County, Pennsylvania 17011. 2. Chong Ho Kwak is a fifty.one (51) year old incapacitated male, born on January 3, 1945. Chong Ho Kwak is married to the Pelilioner, Nam Son Kwak, and they have two children Yong Chul Kwak, born August 22, 1976 and Hyon Chul Kwak, born September 10, 1978, 3, On or about February 4, 1996, Chong Ho Kwak was operating his business known as Sun Brothers Market located at 407 South 161h Slreet, Harrisburg, Dauphin County, Pennsylvania when he suffered gun shot wounds to lhe head during a robbery of lhe store. 4, Chong Ho Kwak was taken 10 Hershey Medical Cenler where he was operated on and placed in intensive care, On March 9, 1996, Chong Ho Kwak was transferred to the Health South Rehabilitation Brain Trauma Unit located at 175 Lancaster Boulevard, Mechanicsburg, Cumberland County, Pennsylvania, and has remained there since. Chong Ho Kwak's caseworker at Health South Rehab is Meg Sid on, and his treating physician is Dr. Michael Lupinacci. OI0272.000(1I/ApriI12, 19961JLIIIM1II52075 5, Dr, Michael Lupinacci, has diagnosed Chong Ho Kwak's condition as a severe traumatic brain injury, and has given lhe opinion that Chong Ho Kwak is not able to take care of his health care needs nor his activities of daily living. is unable to undersland his rights and responsibilities due to his present medical condition, and is unable to manage his own affairs due to his current comatose state, See Report of Dr. Lupinacci dated April 10, 1996 attached hereto as Exhibit "A". 6, Chong Ho Kwak is an incapacitated adult person who needs a court appointed guardian of his person end his properlY, 7. In addition to owning the property at 407 South 16th Street, Harrisburg, Dauphin County, Pennsylvania. Mr, and Mrs. Kwak are also the owners of property located at 7 Dullos Drive. Camp Hill. Cumberland Counly, Pennsylvania 17011, Chong Ho Kwak owns a checking account, used for his business. Sun Brolhers Market. which is in his name only at PNC Bank and it is believed there is approximately $1.300,00 in that account. 8. It is believed and therefore averred that Chong Ho Kwak has not executed a Will or a Power of Attorney authorizing anyone to act on his behalf. 9, Chong Ho Kwak's wife. Nam Son Kwak. has agreed to act as guardian of the person and estate of Chong Ho Kwak. and requests that the Petition finding Chong Ho Kwak incapacitated and appointing her guardian be granted. as there is property which may need to be sold in order for the Kwak family to meet their daily needs. 10, It is believed and therefore averred that in light of Chong Ho Kwak's medical condition he will not be able to attend a hearing held on this Petition, Exhibit A ~T\ PHYSICIANS OF I' !' REHABILITATION \: ,/U'-" iJ MEDICINE, P.C. ~~lW1 Rworing Qualit, of Life J-.",.....,,..,.....-... .......-"',........,....~ Micha.1 F. lupinacci, MD Si Van Do, MD William A, Rolle, Jr , MD Mark P,lutn..., MD Ht.:~t:J VED boq 12 1996 April 10, 1996 J0rl:.SllN. OUFFlE STEWART AND WEIDNER Joseph L. Hitchings Johnson, Duffie. Steward & Weidner 301 Market St. P,O. Box 109 Lemoyne. PA 17043-0109 RE: Chong Ho Kwak Dear Mr. Hitchings: As you aware Mr. Kwak suslained a lraumatic brain injury secondary to a gunshol wound on 2.4- 96. At the present time he remains in a comalose state and is basically unarousable. unresponsive, and unaware of his environment. He has no ability to move his anns or legs and is unable to express or indicate his basic wanls or needs, His currenl diagnosis is of a severe traumalic brain injury. His prognosis for improvement is poor. He has a high likelihood of devdoping a life lhreatening illness or infection. as a result of his injury. which could prove 10 be fatal. He has however remained relatively medically stable through his hospitalization here at HEAL THSOUTH Rehabilitation of Mechanicsburg. His presents dales of disabilily are from 2.4-96 to the present time and I expect this disability to be into the indefinite future. If you need any further infommtion please do not hesitate to contact me, . Sincerdy. ~~ ;Z;';"'c~tt"'.t) Michael F. Lupinacci, ~I.D, Medical Director Physical Medicine & Rehabilitation MFUjah Dictated: 4.10-96 Transcribed: 4-10.96 175 Lancaster Boulevard Post Offic. Box 2028 Mechanicsburg. PennsylvanIa 17055 T.I.phon.: (717)691.3755 FAX: (717) 691.3834 450 Powers Ave. Rear Entrance Harrisburg. Pennsylvania 17109 T.I.phone (717) 561,4242 FAX (717) 569.4903 OIO~nOOOO~IJull. J, 199bIJlIO/()KI.lS)~~7 Markot at that location from on or about May 12, 1995 until February 4, 1996 when Chong Ho Kwak suffered gunshot wounds to the head during a robbery of the store. Since February 4, 1996 Chong Ho Kwak has been unable to operate that business. 5. Nam Son Kwak was previously employed by Islandic Food Corporation. Nam Son Kwak was laid.off on May 1, 1996 and she is currently receiving unemployment compensation in the amount of $224,00 per week, 6, Pursuant to the Installment Sales Agreement. Chong Ho Kwak and Nam Sun Kwak made an initial downpayment in the amount of $20,000.00 which said downpayment was allocated, in part, for the equipment and inventory and the balance was applied for lhe purchase price of the real estate. Chong Ho Kwak and Nam Son Kwak are required, pursuant to the terms of the Installment Sales Agreement, to make a monlhly payment on account of principal and interest in the amount of $429.60, In addition, Chong Ho Kwak and Nam Son Kwak are required to pay county, city and school dislrict real eslate taxes, pay for comprehensive general liability insurance and tire insurance as well as all utilities and other costs associated with the property. 7. Chong Ho Kwak and Nam Son Kwak made the last monlhly principal and interest payment in lhe amount of $429,60 on January 20, 1996. As of January 20, 1996, the principal balance due wilh respect to lhe Installment Sales Agreement is $34,824.15, 8. The 1996 county and city real estate taxes have not been paid. There is currently unpaid uli1ities (electric and gas) for lhe property in the aggregate amount of $558.88 lhrough May 30, 1996. 9, Nam Son Kwak has entered into a Termination Agreement wilh Jae B. Cho and Kum N, Cho which provides, in part, for the termination of the Installment Sales Agreement and provides that, in the future, if the property is resold that Chong Ho Kwak and Nam Son Kwak may receive a portion of the purchase price after Jae B. Cho and Kum N. Cho have been paid the principal balance due under the Installment Sales Agreement together with interest at the rate of 7% from January 20, 1996, 10gether with other costs as set forth in the Termination Agreement, Depending upon the amount of lhe purchase price, Chong Ho Kwak and Nam Son Kwak may be reimbursed, in whole or in part, for the downpayment OI0272.()()()()".IMlY 28, 1996/JRD/DKL/53427 . . ... VERIFICA TION I, Nam Son Kwak, verify that the statements made in the foregoing Petition are true and correc to the best of my knowledge. information and beliaf, I understand that false statemants herein are mad subject to the penalties of 18 Pa.C.S, ~4904 relating to unsworn falsification to authorities, Date: 6'"/31/9' ~ Nam Son Kwak " , . , .. - INSTALLMENT SALES AGREEMENT TIllS AGREEJ\lENT made this 12th day uf May, 1995, by amI between Joe n. Chu lInd Kum N. Chu, his wife uf lIarrishurg, Dauphin Cunnty, Pennsylvania, ("Sellers"), allll Chung H. KWlIl, and Nan S. KIn.I" his wife uf Easl Pennsboro Township, Cimberland County, Pcnnsylvania, ("Buycrs"). WITNESSE'I1I: WHEREAS, Sellers arc prescntly lhe owners of a tmct of land situate at407 South 161h Street, City of Harrisburg, Dauphin County, Pennsylvania, which land is more specifically described in a deed recorded in Dauphin County in Record Book I, Volume 64, Page 572 and Sellers are desirous of selling said lmct; and WHEREAS, Buyers are desirous of purchasing said premises for the total sum of Fifty Seven Thousand and No/IOO Dollars ($57,000.00). NOW THEREFORE, in consideration of the mutual covenants contained herein and imending to be Icgally bound hereby, the parties hereto, on behalf of themselves, their heirs, successors and assigns, agree as follows: I. Real Estate, The Sellers agrce to sell and the Buyers agree to purchase all thai certain tract of land situate in Dallphin Counly as more specifically described in Exhibit "A" attached hereto and incorporated herein by reference. 2. Purchase Price. The purchase price of the premises is $57,000,00 is allocated as follows: (a) Real Estatc $40,000.00 ~ :u c: - IT! ". ,..... g , - U'l (h) Pcrsonal Propcrty $ 7,000.00 "':c~ .) ~;: 0'" ." -. .c. m(') lJ) :.... I-' ;c (!) \ (e) Invcntory $IO,OOlJ,OO ;"., ".<~ I. '" ~~ ;g .,,0 :! - ..... Lo m ..n OK 2 II I 'd'G 5 2 7 \ " Thc purchasc prisc of thc prcmiscs is payablc as follows: ta) thc SIIlU of $20,000,00 fur dowu paymcut (h) Thc halallcc of $37,000.00 shall bcat intcrcst at thc mtc of 7% simplc ,. intcrcsl pcr annum for tCII (10) ycars payahlc inmonlhly paymcnts of $429.60 pcr month with thc first paymcnl hcing duc on April 20, 1995, and thc rcmaining paymcnts duc on thc like datc of cach succceding munth, with thc balancc uf principal and intcrcst to bc paid in full by i 3. Pnssessinn nf Prnner!\'. Buyers may entcr into posscssion of the property and cuntinuc in such posscssion for and durillg lhc lifc of this Agreement. Buyers shall maintain such Prcmiscs and all improvcmcnts thcrcon in good repair, and shall pennit no waste lhcreof and shall lakc thc samc care thcreon as a prudent owncr would take, 4. Transfer nf Leeal Title to the Premises, On thc payment of the full purchasc price, lcgal tillc to lhc prcmiscs shall be convcyed to Buyers wilhin thirty (30) days provided thai Buycrs arc not in dcfault hcrcundcr. Transfcr of thc rcal estate shall be by special warmnty decd and titlc shall hc frec and clear of all licns and encumbmnces except those eascmcnts and restrictions prcscntly of record, and also subjcct 10 any liens or encumbrances which Buycrs may havc causcd 10 bc created during the tenn hereof. Sellers, upon the exccution of this Agrecmcnt, shall deliver to the law linn of ElZweiler & Radebach, ("Escrow Agcnl"), a spccial warmnty dced for thc real es1.11c beiug sold by thc Sellcrs. Escrow Agcnt shall accept, take custody of, and kcep safely the deed, and upon Buyers' presentment to Escrow Agcnt of proof satisfactory to Escrow Agcnt of thc paymcnt in full and the purchase pricc and Buycrs' pcrfunnancc of lhc tcrms and conditions hcreiu, Escrow Agcnt shall deliver to Buycrs the deed to thc Prcmiscs. Escrow Agcnt shall not have any duty or obligation to take any action with rcspcct tu thc collcction of any of the indcbtedness reprcsented by this Agrccmcnt or to othcrwisc act with rcspcct to this Agrccment, cxcept that upon prescntment of rcceipts or othcr acknowlcdgcment or proof of payment of thc obligation hereunder, Escrow Agclll shall dcli\'cr thc dccd in its custody tll Buycrs. BK 2 II I 4 PG 5 2 8 . - 5. l;:scruw of Oultclailll lleed. The Buyers ngree lu execute a quitclaim deed with the same tu be held hy the law finn of Etzweller and Rmlehach, ("Escrow Agenl"), with the same to be delivered tu Sellers upon prooF satisFactory lu Escrow Agenl of defaull by Boyers uf the ubligatioll uf Buyers under this Agreement which have nol been cured wilhin the time Iimilatiuns as specified herein. 6, Munichml or State Irnorovemenls. Buyers agree to pay for any improvements to lhe Premises done ur ordered lu be done by any municipality or state authority and to comply al Buyers' own cost and expense with all notices received from public authorities from and after the date hereof. 7. Fire Insurance. Buyers agree and warrant that they will keep the entire Premises amI all personal property included under this Agreemenl insured against loss or damage by fire with extended coverage. All such policies or any additional fire insurance carried by Buyers on the Premises and such persunal property shall oame Sellers as a named insured, 8. D:1II1l1l!e nnd Condemnation. Damage to or destruction of all or any part of the Premises by fire or any olher cause, or laking of all or a portion of the Premises by cundemnatiun, shall nul lenninate this Agreemenl or cause any abatement or reduction in the payments to be made by Buyers or otherwise affecl the respective obligations of Sellers and Buyers, ( 9. Proceeds of Insurance or Condennmtion. The proceeds of any insurance attributable tu any loss or damage to the Premises or the proceeds of any condemnation proceeding or shall he applied to the purchase price of the Premises damaged or condemned, 10, Liahilitv Insurllllce. Buyers shall provide comprehensive general liability insurance in the amount of at least $57,000.00 and shall name Sellers as a named insured. II. Proration of Prooerty Taxes, If there is no escrow for property taxes, lhen all property taxes shall be prorated tu date uf Buyers taking pussession with the county and BK 2 4 III PG 5 2 9 , munieipaltaxes being hased on the calendar year of January I to December 31, and the school tax being hased on the fiscal year of July I to June 30. 12. Ootilln fill' Escrllw. Sellers have the option to have Buyers pay an escrow for taxes, assessments, fire insurance, and liability insurance, but such escrow shall only be established for such ilem or items for which Sellers notiry Buyers in writing of such desire, \3. Escrllw fill' 'l'lIXl'S, Assessments and Insurance. Buyers agree to payor to cause to be paid to Sellers or at Sellers' direction to the appropriate person, fioancial institulion, govenunental authority or such olher entity as an addition to the purchase price, before they would become delinquent, an amount of money equal to all real estate taxes, including local, cOllnty, and school taxes, assessmenls, water rents, sewer rents, and charges and other governmental charges, general and special which are assessed or imposed upon or chargeable againsttbe Premises at any time after the day hereof and thereafter throughout the tenn hereof as if lhe Premises and all improvements thereon were owned by Buyers unless such taxes or assessments are being conlested in good failh and Buyers have provided adequate security for the payment thereof pending final adjudicalion, plus the appropriate moothly premium for fire insurance and liability insurance. If there would be an escrow for taxes, assessments and insurance, then at the time of siglling lhis Agreemelllthe Buyers shall prepay such amount or amounts necessary to provide a sofficient amounl in escrow to cover such expenses when they become due and payable. If there is an escrow for taxes, assessments and insurartce, then SeUers shall provide Buyers wilh copies of lhe receipted tax bills by November I of each year and proof of payment of 01\1 other assessmenls and all insurance within 60 days of the date such bills are received by Sellers. l-l. Imorovements, Maintenance. Repairs. and Alterations. Buyers agree to maintain the Premises in good repair, order and condition (reasonable wear and tear excepted whether stnlctllral or olherwise) amI shall pay all other costs and expenses arising out of the OK 2 4 I 4 PG 5 3 0 .: . occupancy alld use of the Premises, with the same not being limited 10 all public utility charges and utility connection charges. Buyers will not undertake or pennit any demolition, stmctuml altemtion or additioll or improvement to the Premises withouttbe wriuell consent of Sellers, which consent shallllot be ullreasonahly withheld. All alterations or additions to the Premises undertakell by Buyers shall become part of the Premises. 15, IodemnlnClllion of Sellers IInd \VlIlver of CllIlrns, Buyers covenant and agree to protect, exonerate, defend and indemnify and save hannless from and against any and all claims of Iiabilily which 011 or after the date hereof may arise out of Sellers' ownership of the Premises thereof and from and against allY and all loss, damage, cost or expense or liability based upon persunal iruury, debt, luss, or dllmage to property suffered or incurred by any person, finn or corpomlion (including the parties hereto) and arising oul of or attributable to the presence, condition, use, operation, or maintenance of the Premises except when due to the willful misconduct uf the Sellers. Sellers shall give wriUen nutice to Buyers of aoy claims asserted against Sellers within teo (10) days time after such claim becomes known to Sellers, If such claim is utherwise made known to Buyers, then Sellers shall be under no duly to advise Buyers of said claim. In any action or proceeding except for the willfullnisconduct of Sellers, broughl against Sellers by reason of any claim, Buyers, UpOIl notice from Sellers, covenant and agree to resist or defend any such actioll or proceeding. Sellers agree to cooperale and assist , in the defense of any such action or proceeding if reasonably requested to do so by Buyers, at Buyers' expense. 16, Insoection. Buyers will al all limes provide Sellers with reasonable access to the Premises for the pUrpose of inspection or view of the Premises. 17. Evellts of Default, E.1ch of lhe following events is hereby defined as and is declared to be constituted as an event of default: (a) Failure by the Buyers to make the payments required to be made hereunder as part of the purchase price within thirty (30) days after the same is due; or OK 2 4 I 4 PG 5 3 I (h) failurc hy thc Buycrs 10 ohscrvc amI perfontl allY olher eovenanl or couditiou or agrccmcllt ou thcir part to hc ohscrvcd or pcrfonncd nndcr this Instalhncnt Salcs Agrccmcnl for a pcriod of tcn (10) days aftcr wrillcu notice spccifying such failure and rcqllcsliug Ihat it hc rcmcdicd, givcn to thc Buyers by thc Scllcrs or thcir ageul, providcd that if Buycrs shall illlhc rcasonahlc discrctiollof thc Scllcrs thclI hc diligcntly pursuing the remcdy for such conditiou wilhiu such tcn (10) day pcriod, an additional thirty (30) days shall be granted to cure such default; or (c) If any of thc Buycrs shall IiIc a volunlary pctition io bankmptcy or makc an assignmcut for thc bCllcli1 of crcditors or failure by thc Buycrs to contcst any cxccution, gamishment or allachmcnt as will impair its ability to carry out ilS obligation undcr this Agrccmcnt. or thc commission by the Buyers as a bankmpt, or thc cntry by thc Buyers into an agrcemcnt or compositioll with its crcditors; or thc approval of a Court of compctent jurisdiction of a pctilion applicablc to thc Buyers in any procccding for a consolidation of credilors under lhe provision of lhc general Bankmplcy Act, as amcnded, or under any similar act which may hcreaftcr bc cnaclcd which is not dismissed within sixty (60) days, 18. Remedies on Defanlt. Whcnever any evcnt of dcfault rcfcrred to hcrcin shall have happencd alld he subsisting, anyone or morc of lhc following remedial steps may hc taken: ( (a) Sellers may perfonn for the accounl of Buyers any covcnant or obligation in thc perfonnancc of which Buyers are in dcfault, in which evcnt, Buyers shall inllncdiatdy pay to Scllers any amount paid hy Sellers togethcr wilh tcasol1ablc couosc\ fees, as well as with inlcrcsl atlhe rate of Tcn Pcrcent (10%) pcr allnum from the date of payment by Sellers. Ib) Sellers may dcclare all sums which Buyers are obligated to pay to Sellcrs pursuant to this Agrcemcnt, togclher with interesl accmed thereon, immcdiately due and payable. BK 211 I 4 PG 5 3 2 (c) Sellers may tenninale this Agreement and resell the Premises at a private or pnhlic sale, and Sellers will apply the ne! proceeds received frum snch resale, to any amllnnls outslal1lling herenllder. Buyers shall remain liahle for any deficiency after the application or the proceeds, If snch proceeds arc in excess of the amonnt required to satisfy the total due from Bnyers to Sellers nnder the tenns of this Agreement, then such excess shall be paid 10 Buyers. ( (d) Sellers may declare this Agreement null and void and enter into possession of lhe Premises and retain all sums paid hereunder as liquidated damages, te) Buyers herehy irrevocably authorize and empower any allomey of any court of record of Pennsylvania or elsewhcre 10 appear as allomcy for Buycrs as well as for aU pcrsons c1aimiug by. through or undcr Buyers. and to sign an Agrecment for entering in any compctent court an amicable action in ejectmcnt against Buyers and all persons claiming by, through or undcr Buyers and therein confcss judgment for recovery of possession by SeUers of the Premises. for which a lnlC copy of lhis Agreement shall be a sufficient warraot, whereupon, if Sellers so desire a wril of possession may issuc forthwith without any prior writ or proceedings whatsoever. and provided that if for any reason after such action shall have been commenced the same shall be lenninated and the possession of the Premises remain in or be reslored to Buyers. Sellers shall have lhe right on account of any subsequent event of default to bring one or more further amicable action or actions in ejeclment as hereinbefore set forth to recover possession of the Prcmises and confess judgment for the recovery of possession of the Premises as hcreinahove provided. (I) After thirty (30) days wrillen notice, Sellers may take possession of the Premises, by lhe summary procedure sct forth in suhseclion (e) above or otherwise, without lenninating lhis Agreement. ami Sellers may coiled rentals and enforce all other remedies of Buyers under any existing leases for any part of thc Prcmises. (g) Buycrs hereby irrevocably authorize and empower any attorney of any court of record or Pennsylvania or elsewhere to appear for amI confess judgment agaiost Buyers OK 211 III FG 5 3 3 fur all amuunts for which Buyers may he ur hecome Iiahle to Sellers or their assignee under this Agreement, as evidenced by an aftidavil signed by an agent uf Sellers or of assignee setting forth the amounts then due pills fifteen percent (15 %) thereof, as an attorney's fee, with costs of wit and relt:asc of errurs. Such authority shall not be exhausted by anyone exercise thereof bnt judgment may he confessed as aforesaid frum time to time as often as there is a default hereunder. (h) In any amicable action of ejectment brought hereon or any suit or amicable action brought for the purchase price or other sUms due hereullder, Sellers shall first canse to be filed in such suil, action or actions, an affidavil made by them or someone acting for them, selling forth lhe faels necessary 10 authorize the entry of judgment, of which facts such affidavit shall be prima facie evidence and if a tme copy of this Agreement shall be filed in such Suil, aclion or aClions, such affidavil shall be prima facie evidence of the truth of said copy of such affidavit, it shall nol be necessary to file the original as a warrant of attorney, any nile of court, cuslom or practice to the contrary notwithstanding. (i) The Buyers hereby waive and release all errors, defects and imperfections whalsoever of a pruceduralnature in the entering of any judgment or any process or proceedings arising oul of this Agreement. Buyers also waive the benefit of any laws which now or hereafter mighl authorize the stay of any execution to be issued or any judgment recovered hereunder or lhe exemplion of any property from levy or sale thereunder. .. (j) Escrow Agent shall deliver to Sellers the Quit Claim deed which has been held in escrow by Escrow Agent upon proper proof to Escrow Agent of default by Buyers of the obligation of Buyers ullder this Agreemcnt which have not been cured within the time limitations as specified herein. 19. Cumulative Ril!hts. No right or remedy herein conferred upon or reserved to Sellers is intended to be exclnsive of any other right or remedy herein or by law provided, hut each shall be cumulative and in addition to every other right or remedy herein given or now or hereafter existing at law or in equity or by statute, and may be pursued singly, successively OK 2 4 1[; PG 5 3 4 01 hll!I'IIIl'I al Ihl' \011' dhrll'lioll or Sellers and may he exercised as onen as Ihe llCcasloo Ihl'lI'loI ~hallonlll )11 N"lIn~ !l[J.~llf"/IIh"llnl.'e, Neither party will not knowingly or voluntarily rall\(' III1Y l'IIl'llInhlillll'l' hi he placed on said property without prior written approval of the other P,lIty, Nlllil'l' II/ Ihl' 1'lIlry III' any lIIortgage, judgment, lien or other encumbrance affecting title III ~ahl l'Il'lnlll'S \hall he glvell to Ihe other party withio 30 days aftet Ihe same has been l'II11'II'd III' Il'l'llld 21. lJlI.n'I'Ii~{j~htlll Milke Certllln PlIvmenls due from Sellers, If Sellers have 1'lIl'lIl11hllllll'n 1111 Ihe premises al the lime or entering into this Agreement, Buyers will cOllllmll' tll make Ihe paymellts liS specified herein directly to Sellers; however, in the event Sellers 1I1e In de/illlll in making paymel1ls on any or such encumbrances for a period or 60 days, then Bllyers shall hllve Ihe right to make pllyments directly to the holder of such lien or ellcllmhmlll'e 1I11d 10 pay lhe fCmailling balallce of the payments to Sellers, If at any time during Ihe exislence or Ihis Agreement Ihe remaining balance due under this Agreement would equal or e,~ceed the remaillillg halarll'e on the encumbrances placed on the premises by Sellers, then Bllyers wOllhl havl' Ihe oplion 10 make their payments directly to the holders of such encunlllranl'es, ( 22. JJU.l:!'l's' O/llIon III luke Title, In the event Sellers are unable to give a g01ll1 all., lIIillkelahle lille sllhjecl to the previous condilions of title rererred to hereinabove, /II1.l'I'IS shall haIL' Ihe IIPlion or laking sllch title as Sellers shall give, without abatement of Plire, 0101' hl'illg Il'paid alllllOllies pllid hy Buyers to Sel/ers on account of the purchase price, IlIl!l'lhl'r with SlIch reasllllahle CllSls of scarchillg tille as 13uycrs may have Incurred, In the latter eWIII, Ihere shall be no further liability or obligation as to either party concerning this ,\glcl'nlenl which thercafter shall be null and void, 2J. Reallv 'I'rllnsfer 'fIlX, Any rcalty transfer tax or taxes imposed upon the IIans/el or Ihe leal cst ate shall be divided equally belween lhe Sellers and Buyers, .. OK 2/, II, PG ..... ~. ~". '.. ." .... 211. Uelrs IIl1d A..,sh!lls, ,This Agreement shall be binding upon the parties herelu, their heirs, execulors, adminislmlors, successors and asslgos, Ills expressly agreed Ihal for purposes of antortlzaHon Ihis tntl15acllon has been 1I1111le effective March 20, 1995, so Ihal all paYlllellls ate due 011 the 20th of Ihe monlh thereafter cUllunenclng April 20, 1995 IN WI'l'N}!.SS;'\rllEREOF, Ihe parties hereto have seltheir hands and seats the day and year firS~:ibO t wrillen. / ' ''''NIs..,, L . / il J" n. Ch. e;y.;., Il. <; (SEAL) i ~. chl _ ~ (' k""v4}tY L,j. , (SEAL) Chong H. K"nk 4 ~M~SF.AL) Nan S. K\Vak - Buyers (sEAt) , , OK 21111~ PG 537 ..~ In .;l:! ,~ :s ::~-;':'Ul t ~ j , I . . i I g ; ~ 003366,OOOO1/May 28, , 996/Jf1D/DK1I5226B , 7. 'u .'-..;.- TERMINATION AGREEMENT THIS TERMINATION AGREEMENT ("Termination Agreement"), made this 11- day of f'J\ , I A ( , 1996, by and between JAE B, CHO and KUM N. CHO, husband and wife, of the Borough of Steelton, Dauphin County, Pennsylvania, hereinafter called "Sellers" and NAM S, KWAK.ln her capacity as Guardian of the Estate Dnd Guardian of the Person of Chong H. Kwak. an Incompetent, and NAM S. KWAK, Individually (Chong H. Kwak and Nam S, Kwak are husband and wife), of East Pennsboro Township, Cumberland County, Pennsylvania, hereinafter called "Buyers," BACKGROUND A. Sellers and Buyers previously entered into an Installment Sales Agreement, dated May 12, 1995, pertaining to an improved parcel of real estate situate at 407 South 16th Street, City of Harrisburg, Dauphin County, Pennsylvania, B. The Installment Sales Agreement is recorded in the Office of the Recorder of Deeds of Dauphin County in Record Book 2414, Page 527. C. Pursuant to lhe Installment Sales Agreement. Buyers executed a Quit-Claim Deed which said Quit-Claim Deed is being held by the Escrow Agent and the Escrow Agent is authorized, pursuant to the I Installment Sales Agreement, to deliver said Quit-Claim Deed in the event of a default by Buyer pursuant I to the terms and conditions of the Installment Sales Agreement. D. Nam S. Kwak (wife of Chong H. Kwak) has been appointed as Guardian of the Person and Guardian of lhe Estate of Chong H. Kwak (an incompetent) by Order of Court, dated 1996, Orphans' Court Division, Court of Common Pleas of Cumberland County, Pennsylvania. E, Sellers and Buyers now desire to terminate said Installment Sales Agreement under and subject to lhe terms and conditions hereinafter provided. F. Sellers and Buyers desire to confirm their understanding in writing. 00336600001/M3V 28, 1996/Jf1DIDKl/52268 NOW, THEREFORE. the parties hereto. each intending to be legally bound. agree as follows: 1, Background, The Background set forth above is incorporated herein, 2, Installment Sales Agreement, The Installment Sales Agreement. dated May 12. 1995. by and among Sellers and Buyers, recorded in the Office of the Recorder of Deeds of Dauphin County in Record Book 2414, Page 527, is incorporated herein by reference hereinafter called "Installment Sales Agreement." 3. Subject Real Estate, The real estate which is the subject of the Installment Sales Agreement is an improved parcel of real estate situate at 407 South 16th Street, City of Harrisburg, Dauphin County, Pennsylvania, which said real estate is more particularly bounded and described in Exhibit" A" of the Installment Sales Agreement, together with the improvements erected thereon, and the personal propertY and the inventory. are collectively called the "Property," 4, Termination/lnstallment Sales Agreement. Sellers and Buyers hereby agree, effective upon Court approval. as hereinafter described, that lhe Installment Sales Agreement is and the same is terminated. 5, Reimbursement/Purchase Price. Sellers agree, for and in consideration of the sum of One ($1.00) Dollar, together with other good and valuable consideration, receipt and sufficiency of which is hereby acknowledged, to reimburse Buyers a portion of the monies paid (including lhe downpayment) by Buyers to Sellers pursuant to the Installment Sales Agreement. Specifically, Sellers egree. upon the execution of lhis Termination Agreement to sell or attempt to sell the Property either by private sale or by listing the PropertY with a licensed real estate broker. Upon the sale and settlement of the Propertv, Sellers agree to reimburse or refund to Buyers a portion of the net proceedS of such sale, as hereinafter described. Sellers' obligation to reimburse or refund a portion of the monies paid (to include the downpaymentl by Buyers to Sellers pursuant to the Installment Sales Agreement shall be subject to lhe following terms and conditions: .2- 003366.000011Mav 28, 1996/JRDIDKL/52268 A. Downpaymentllnstallment Sales Agreement. Pursuant to Paragraph 2 of the Installment Sales Agreement, the purchase price for the Property was Fifty-Seven Thousand ($ 5 7 ,000.00) Dollars. Buyers, pursuant to Paragraph 2 of the Installment Sales Agreement, made a downpayment in the amount of Twenty Thousand ($20.000.001 Dollars. B. Balance of Purchase Pricellnstallment Sales Agreement. The balance of the purchase price, Thirty-Seven Thousand ($37,000.00) Dollars, together with interest at the rate of seven (7%) percent per annum, was payable over a period of ten (101 years in equal consecutive monthly installments of Four Hundred Twenty-Nine Dollars and Sixty Cents ($429.601 with the first such payment due on April 20, 1995, and on the 20th day of each month thereafter through the expiration of the ten (101 year term. Buyers made the monthly installments from April 20, 1995 through January 20. 1996. Accordingly, the current principal balance due pursuant to the Installment Sales Agreement is Thirty-Four Thousand Eight Hundred Twenty-Four Dollars and Fifteen Cents ($34.824.151. C. Current Arrearages. Buyers are currently in arrears for three (3) monthly principal and interest payments (February 20, 1996. March 20, 1996 and April 20. 1996) each said monthly principal and interest payment was in the amount of Four Hundred Twenty-Nine Dollars and Sixty Cents ($429.60) or. in the aggregate, One Thousand Two Hundred Eighty- Eight Dollars and Eighty Cents ($1,288.801. D. Real Estate Taxes/Utilities. Buyers have paid the 1995/96 school district real estate taxes. The 1996 county and city real estate taxes are unpaid. There are currently unpaid utilities for the Property in the aggregate amount of Five Hundred Fifty-Eight Dollars and Eighty.Eight Cents ($558.881. E. Sale of Property. Sellers agree, upon the execution of this Termination Agreement to attempt to sell the Property privately or, in the alternative, to list the Property with a qualified real estate broker. If necessary, Nam S. Kwak. individually and in her capacity as -3- 003366.0000 1/Mav 28, 1998/JRD/DKL/52268 Guardian of the Person and Guardian of the Estate of Chong H. Kwak, agrees to enter into such listing agreement. F. Authority to Accept Offer. Sellers shall have the right, in their sole and absolute discretion, to accept any bona fide third party offer for the Property. Seller agrees to provide written notice to Nam S. Kwak with respect to the purchase price, identification of the buyer and other relevant terms and conditions of the transaction. G. Definition of "Net Proceeds." As set forth below, the "Net Proceeds" from the sale and settlement with respect to the Property will be allocated among Sellers and Buyers. The term "Net Proceeds" with respect to the sale and settlement of the Property shall mean the purchase price less the following: III Real Estate Commissions. Any real estate commissions due and payable in connection with the sale. (2) Realty Transfer Taxes. One-half (1/2) of one-half (1/2) of the applicable realty transfer taxes assessed in connection with the conveyance. It is contemplated that the purchaser of the Property will pay one-half (1/2) of the applicable realty transfer taxes and the remaining one-half (1/2) of the applicable realty transfer taxes will be paid by Sellers and one.half (1/2) of Sellers' portion of the realty transfer taxes will be applied in order to determine Net Proceeds. (3) Current Real Estate Taxes. The prorata share of the then current county and city real estate taxes (calendar year) and the prorata share of the then current school district real estate taxes (fiscal year) adjusted as of the date of settlement. 141 Deed Preparation. The cost of preparation of the Deed conveying the Property. -4- . 003366.000011Mav 28. 1996/JRD/DKL/52268 (51 City Inspection/City Settlement Sheet. The cost of the City inspection and the cost of the City Settlement Sheet in connection with the anticipated sale of the Property. Any cost incurred in connection with modifications or Corrections to the Property identified as Sellers' obligation pursuant to the City Inspection is specifically excluded. H. Allocation of Net Proceeds. After the Net Proceeds in connection with the sale of the Property to a third party purchaser or purchasers have been determined. said Net Proceeds shall be allocated as follows: (1) Sellers. The Sellers shall receive the following portion of the Net Proceeds: la) Principal Balance Due Under Installment Sales Agreement. Sellers shall receive the principal balance due as of January 20. 1996, in the amount of Thirty-Four Thousand Eight Hundred Twenty-Four Dollars and Fifteen Cents ($34,824.151. Ibl Interest on Principal Balance. Sellers shall receive interest at the rate of seven (7%) percent per annum on the unpaid principal balance ($34,824.15) from January 20, 1996 up to and including the date of settlement. (c) Real Estate Taxes. All real estate taxes (county and city real estate taxes and school district real estate taxes). except real estate taxes for the calendar or fiscal year that settlement occurs, paid by Sellers in connection with the Property. If settlement occurs before June 30. 1996, Buyers shall be entitled to the prorated portion of the 1995/1996 school district real estate taxes previously paid by Buyers. -5- . 003366.000011MaV 28, 1996/JRD/DKL/52268 (d) Insurance Premiums. Following expiration of the current fire and casualty and public liability insurance policies. eny insurance premiums paid by Sellers in connection with the Property. The amount of the insurance premiums shall be reduced by any return of premium paid to Sellers as of or after the date of settlement. (el Utilities. Any unpaid utility costs pertaining to the Property up to and including the effective date of this Termination Agreement. Following the effective date of the Termination Agreement Sellers shall be responsible to pay all utility costs incurred in connection with the Property. (f) Attorneys' Fees. Reasonable attorneys' fees incurred by Sellers in connection with this Termination Agreement and the sale of the Property to a third party purchaser or purchasers. (g) Costs. All costs. including recording costs. incurred by Sellers in connection with this Termination Agreement and the sale of the Property to a third party purchaser or purchasers. (hI Repair Costs. Any cost incurred by Seller to repair the eqUiPment., Any cost incurred by Seller to repair the Property as may be necessary in I order to sell the Property to a third party purchaser or purchasers. I (I) Cleaning Costs. Any cost incurred by Seller to clean the Property. I 121 Buyers. The balance of the Net Proceeds, if any, shall be paid to Buyers. The balance of the Net Proceeds, if any. shall be paid to Buyers at the time of settlement with respect to the Property. Buyers acknowledge, by the execution of this Termination Agreement, that depending upon the period of time involved in the sale of the Property to a third party purchaser or purchasers. that whether Buyers I I -6. I I I I , 00336600001/M3v 28. 1996/JRD/DKL/52268 will receive any portion of the Net Proceeds cannot be guaranteed and, at this point, is "speculative." 6. Personal Propertyllnventory. A. Reopen Store. In the event that Sellers shall elect to "reopen" the store then. in that event, the personal property and the inventory may be used by Sellers. In the event that the Sellers shall sell the Property (to include the store operation) to a third party purchaser or purchasers then, in that event, the personal property and the inventory shall be included (allocated) as part of the sale price. B. Direct Sale. If Sellers do not reopen the store, or, in the event the anticipated sale to a third party purchaser or purchasers does not include the personal property or inventory then, in that event, Sellers shall have the right to sell the personal property or the inventory. or both, in a commercially reasonable manner and the proceeds of the personal property or inventory. or both, shall be credited against the principal balance due Sellers pursuant to the Installment Sales Agreement as described in Paragraph 5-A hereof and Paragraph 5- GIll. By way of example, if the personal property and the inventory were sold for an aggregate net value of Ten Thousand ($10.000.00) Dollars then the principal balance due under the Installment Sales Agreement, Thirty-Four Thousand Eight Hundred Twenty-Four I Dollars and Fifteen Cents ($34,824.15) Dollars would be reduced by Ten Thousand ($10,000.00) Dollars. Following the reduction of the principal amount due Sellers pursuant ~ to the Instalment Sale Agreement the amount pa~able to Sellers in the event of a sale of the Property to a third party purchaser or purchasers as described in Paragraph 5-G(1) would be reduced to Twenty-Four Thousand Eight Hundred Twenty-Four Dollars and Fifteen Cents ($24.824.151. The amount payable to Sellers from the net proceeds as described in Paragraph 5-H(1 )(b) will be reduced to reflect the reduction in the principal amount due pursuant to the Installment Sales Agreement. Sellers shall have the right to offset against the sale price of the inventory or the personal property, or both. reasonable costs incurred by Sellers in connection with the sale of said personal property and inventory. -7. 003366.0000 I/May 31. 1 996/JRD/DKL/5 2268 7. Release/Buyersllnstallment Sales Agreement. Sellers do hereby release Buyers from any claim, demand. action or cause of action arising out of or relating to an Installment Sales Agreement, the monthly principal and interest payments due under the Installment Sales Agreement, payment of county and city real estate taxes. payment of school district real estate taxes, payment of utilities, payment of lnsurance premiums or any other financial obligations of Buyers pursuant to the Installment Sales t.greement or any other obligation or duty arising out of or relating to said Ir;$tallment Sales Agreement. Notwithstanding the foregoing, the release established under this Paragraph 7 will not affect any bligations created under this Termination Agreement. B. Joinder "Deed. Buyers agree to execute a joinder to the deed from Sellers to the third party urchaser or purchasers for the Property evidencing that Buyers convey any and all interest that Buyers ay have with respec: to the Property and the Installment Sales Agreement. 9. Sale of Property Pursuant to Installment Sales Agreement. In the event that it is necessary or Sellers to sell the Property pursuant to another installment sales agreement then, in that event, the ownpayment together with the monthly installments of principal and interest due pursuant to such nstallment sales agreement shall be allocated among Buyers and Sellers in accordance with the terms and onditions of this Paragraph 9. Specifically, the amounts payable to Sellers pursuant to the provisions f this Termination Agreement shall be divided by the purchase price and the result (converted to a ercentage) shall be used to determine the amount of the downpayment and the amount of the monthly I rincipal and interest installments payable to Sellers. The balance, if any, shall be payable to Buyers. The 1I0cation. as set forth in this Paragraph 9, shall be confirmed by Buyers and Sellers prior to Sellers xecuting the installment sales agreement with a third party purchaser or purchasers. 10. Possession. Buyers shall deliver possession of the Property to Sellers upon the execution f this Termination Agreement. 11. Rental Income/Property . Since Sellers will be in possession of the Property and the legal I wners of the Property, Sellers shall have the right to lease all or a portion of the Property. If Sellers lease III or a portion of the Property then all rental income received shall be retained by Sellers as Sellers' sole I I nd exclusive property and no portion of said rental income shall be allocated to or credited in any manner I -B- 003366.0000 "May 31, 1996/JADIDKL/52268 with respect to the Net Proceeds. Provided. however, that the cost to improve the Property in order to lease all or a portion of the PropertY shall not be charged against the Net Proceeds distributable to Sellers and Buyers pursuant to the terms or this Termination Agreement. 12. Cooperation. Sellers and Buyers agree to cooperate with each other in connection with the potential sale of the Property to a third party purchaser or purchasers which said cooperation shall include. but not limited to. notification by Sellers to Buyers with respect to any listing agreement, potential sale of the PropertY and the like. 13. Quit-Claim Deed/Escrow. As set forth in the Background, pursuant to the Installment Sales Agreement, Buyers executed a Quit.Claim Deed which said Quit.Claim Deed is teing held by the Escrow gent. Since Chong H. Kwak is currently an incompetent, Nam S. Kwak, individually and her capacity s Guardian of the Person and the Guardian of the Estate of Chong S. Kwak agrees, after Court approval nd upon Sellers' request. to execute a new Quit-Claim Deed and Sellers shall have the right. at their ption. to record said Quit-Claim Deed in the Recorder of Deeds of Dauphin CountY. Pennsylvania. 14. RecordingrTermination Agreement. Following Court approval. as hereinafter described. ellers shall have the right to record this Termination Agreement in the Office of the Recorder of Deeds f Dauphin County, Pennsylvania. 15. Court Approval. Nam S. Kwak, individually and in her capacity as Guardian of the Estate f Chong H. Kwak and Guardian of the Person of Chong H. Kwak, shall, within fifteen (15) calendar days fter the date of execution of this Termination Agreement, file in the Cumberland County Court of ommon Pleas. Orphans' Court Division, a petition to approve this Termination Agreement. Any and all xpenses incurred in connection with said petition to obtain the requisite Court approval of the ermination Agreement shall be paid by Buyers. The effective date of this Termination Agreement shall e the date of the Order of Court approving the Termination Agreement. 16. Effective Date. As set forth above, the effective date of this Termination Agreement shall e the date of the Order of Court approving the Termination Agreement. -g- 003366.00001lM~v 28, 1996/JRD/DKL/52268 COMMONWEALTH OF PENNSYLVANIA :ss. COUNTY OF On this the day of ,1996. before me, the undersigned officer. personally appeared NAM S. KWAK, known to me (or satisfactorily proven) to be the person whose name is subscribed to the within instrument, and acknowledged that she executed the same for purposes therein contained. IN WITNESS WHEREOF. I hereunto set my hand and official seal. Notary Public My commission expires (SEAL) COMMONWEALTH OF PENNSYLVANIA :ss. COUNTY OF On this the day of .1996. before me, the undersigned officer. personally appeared NAM S. KWAK, IN HER CAPACITY OF GUARDIAN OF THE ESTATE AND GUARDIAN OF THE PERSON OF CHONG H. KWAK, known to me (or satisfactorily provenl to be the person whose name is subscribed to the within instrument. and acknowledged that she executed the same for purposes therein contained. IN WITNESS WHEREOF. I hereunto set my hand and official seal. Notary Public My commission expires (SEAL) -12- 003366.000011May 28, 1996/JRD/DKL/52268 EXHIBIT" A" ORDER OF COURT. DATED ,1996 COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA, ORPHANS' COURT DIVISION APPROVING THE TERMINATION AGREEMENT -13- tAW OffICES JO~INSON, DUFFIE, STEWART & WEIDNER NOV 1 2 1004 ~ Tdcphnnc (717) 761.4540 Fllcolmlle (7171761.101~ lOI Mluket Street I'. O. n<1. 109 Lemllynlo, 1'l"nlUylvllnh, .)7041.0109 ..~-"-~'. Jf--y~.wJi""1' - ... ~t ~---- ESTATE OF CHONG HO KWAK. an incapacitated person. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA ORPHANS' COURT DIVISION INRE: NO. 96-344 tv-. AND NOW, this /2 day of November. 2004. upon consideration of the Petition of Nam Son Kwak. plenary guardian of the Estate of Chong Ho Kwak, the Court. being of the opinion thai the Standard Agreement for the Sale of Real Estate. dated October 3. 2004. by and between Nam S. Kwak. individually and as plenary guardian of Ihe Estate of Chong Ho Kwak (erroneously identified therein as "POA"), as Sellers. and Carl Tizio and Esther Tizio. as Buyers. and the Standard Agreement for the Sale of Real Estate. dated October 2. 2004. by and between Michael Dunkle and Denise Dunkle. as Sellers. and Yong Chul Kwak and Nam S. Kwak, as plenary guardian of the Estate of Chong Ho Kwak (erroneously identified therein as "POA"). are in the best interest of the incapacitated person and therefore Nam Son Kwak, as plenary guardian of the Estate of Chong Ho Kwak. is authorized 10 sell the real property at 7 Dulles Drive East, Camp Hill. East Pennsboro Township. Cumberland County. Pennsylvania. to Carl Tizio and Esther Tizio. pursuant to the terms of the Standard Agreement for the Sale of Real Estate. dated October 3, 2004. between the parties. allached to this Petition as Exhibit C..and to apply the proceeds of said sale to the purchase of the real property at 41 Blue Spruce Drive. Enola. East Pennsboro Township. Cumberland County. Pennsylvania. by Nam Son Kwak. individually and as plenary guardian of the Estate of Chong Ho Kwak. together with Iheir son. Shawn Kwak. as Buyers. from Michael Dunkle and Denise Dunkle, pursuant to the lerms and condilions of the Slandard Agreement for the Sale of Real Estate. dated October 2. 2004. between the parties. allached to this Petition as Exhibit D. Upon full receipl of the purchase price for 7 Dulles Drive East. the plenary guardian shall make. execute and deliver a deed to Carl Tizio and Esther Tizio, for the premises referred to in the Oclober 3. 2004. Agreement of Sale and comply with all the terms and conditions set forth therein. The net proceeds of the sale of 7 Dulles Drive East. Camp Hill. East Pennsboro Township. Cumberland Counly. Pennsylvania. shall be applied to the purchase of the real property at 41 Blue Spruce Drive. Enola. East Pennsboro Township. Cumberland County. Pennsylvania.tille to be held by Nam Son Kwak indiVidually and as guardian of the Eslate of Chong Ho Kwak. as tenants by ORDER OF COURT Ihe enlirelies with respect to an undivided one half inleresl of Nam Son Kwak and Chong Ho Kwak, together with Shawn Kwak. having an undivided one half inlerest. as joint tenants with Ihe right of survivorship, and the plenary guardian is hereby aulhorized to join in a morlgage, log ether with Shawn Kwak and Nam Son Kwak, individually. given to Washington Savings Bank, in Ihe principal amount of $180,000. as security for the mortgage note In said amount execuled by Shawn Kwak to provide a porlion of Ihe funding to purchase the real property at 41 Blue Spruce Drive, Enola. East Pennsboro Township. Cumberland County, Pennsylvania. The proceeds of the sale of 7 Dulles Drive East. Camp Hill. East Pennsboro Township. I Cumberland County, Pennsylvania, as applied 10 the purchase of real property at 41 Blue Spruce Drive. I Enola, East Pennsboro Township, Cumberland Counly, Pennsylvania shall be accounted for by the plenary I :1 guardian of the Estate of Chong Ho Kwak upon selllemenl of her accounts as such. ., I . I -' 1"-' ... a II - 'De" ~I!.~ OW" ~ c.C>oN\-\I!.... c., -\-0 ~\~"'~(,.\\\ c.d? , of Cllong Ho Kwak. was appointed plenary guardian of Chong Ho Kwak's estale and of his person. Tile Final Decree included tile grant of aulllorily to. if necessary. transfer. sell or convey any interest in real estate owned by Cllong Ho Kwak including. if necessary. tile property at 7 Dulles Drive East. Camp Hill. Cumberland County. Pennsylvania. Attached herelo and made part hereof as Exhibit A is a true and correct copy of tile Final Decree. 6. Chong Ho Kwak conlinues to have no awareness of his surroundings. is unable to perform activities of daily living, and receives nulrilion and hydralion via a gaslrostomy tube. 7. The family residence at 7 Dulles Drive East. Camp Hill (East Pennsboro Township), Pennsylvania. i~ titled jointly to Chong Ho Kwak and Nam Son Kwak. A copy of the Deed for said property is attached hereto and made part hereof as Exhibit B. 8. Nam Son Kwak has enlered into a Slandard Agreement for the Sale of Real Estate. dated Oclober 3. 2004. with Carl Tizio and Esther Tizio for the sale of 7 Dulles Drive East for the consideration of One Hundred Twenty-Eight Thousand ($128,000.00) Dollars. A copy of the Standard Agreement for the Sale of Real Estale for 7 Dulles Drive East is attached hereto. made part hereof as Exhibit C. 9. Nam Son Kwak desires to apply the net proceeds of the sale of 7 Dulles Drive East, which is expected to be approximately Ninety-Six Thousand ($96.000.00) Dollars. toward the purchase of another residence located al 41 Blue Spruce Drive. East Pennsboro Township. Cumberland County. Pennsylvania. from Michael Dunkle and Denise Dunkle. for a purchase price of Two Hundred Seventy Thousand Five Hundred ($270.500.00) Dollars. A copy of the Agreement of Sale for 41 Blue Spruce Drive is attached hereto. made part hereof as Exllibit D. 10. Tille to 41 Blue Spruce Drive is to be held in the names of Nam Son Kwak. individually and as guardian of the estate of Chong Ho Kwak. as tenants by the entireties wilh respeclto an undivided one half interest of Nam Son Kwak and Chong Ho Kwak. togelher with Shawn Kwak. having an undivided one half interest. as joint tenants wilh the right of survivorship. 11. To obtain the balance of Ihe funds for the purchase of 41 Blue Spruce Drive, Shawn Kwak shall execute a promissory note. as sole obligor. 10 Washington Savings Bank in the amount of One Hundred Eighty Thousand ($180.000.00) Dollars, which obligation shall be secured by a mortgage signed by himself. and by Nam Son Kwak individually and as guardian of the estate of Chong Ho Kwak. 12. Shawn Kwak is a licensed physical therapist employed full time in his profession. 13. Nam Son Kwak and Shawn Kwak desire to purchase 41 Blue Spruce Drive because it is wheelchair accessible. has self contained first floor living quarters. and has additional handicap assistive features. which would permit the family to care for Chong Ho Kwak at home if his condition should improve suflicienlly to make home care possible. WHEREFORE. Petitioner requests that this Court enter the attached Order authorizing the sale of the property at 7 Dulles Drive East, East Pennsboro Township, Cumberland County. Pennsylvania, from Petitioner individually and as guardian of the Estate of Chong Ho Kwak to Carl Tizio and Esther Tizio pursuant to the terms and conditions contained in the October 3. 2004, Standard Agreement for the Sale of Real Estate, authorizing the net proceeds of such sale to be applied to the purchase of the property at 41 Blue Spruce Drive. East Pennsboro Township, Cumberland County. Pennsylvania, by Petitioner individually and as guardian of the Estate of Chong Ho Kwak. as tenants by the entireties as to an undivided one half interest of Nam Son Kwak and Chong Ho Kwak, together with Shawn Kwak, having an undivided one half interest. as joint tenants with the right of survivorship, from Michael Dunkle and Denise Dunkle. pursuant to the terms and conditions of the Standard Agreement for the Sale of Real Estate. dated October 2. 2004. and authorizing Petitioner to jOin in the purchase money mortgage to Washington Savings Bank given as security for the mortgage note executed by Shawn Kwak to provide a portion of the funding for such purchase. '. L\*- G d.'iS-S'-/ -;,iyV3 --.~ '7' 01./(,- /0.50- ~.Jt:1 ~ THIS DEED, " .1;. __ Made the .:Ji . . day of . j 11 ' I , 1993, BETWEEN MARY E. BALL, INDIVIDUALLY, Party of the First Part, hereinafter designated as the Grantor, AND CHONG HO KW AK and NAM SON KW AK, his wife, Parties of the Second Part, hereinafter designated as the Grantees. WITNESSETH, that the Grantor for and in consideration of Sixty-two Thousand and OO/I00-($62,OOO.OO)-Dollars, lawful money of the United States of America, to the Grantor in hand well and truly paid by the Grantees, at or before the sealing and delivery of these presents, the receipt whereof is hereby acknowledged and thc Grantor being therewith fully satisfied, do by these presents grant, bargain, selI and convey unto the Grantecs forever. ALL THAT CERTAIN piece or parccl of land situate in East Pcnnsboro Township, Cumberland, County, Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at a point at the Northeasterly comer of Glenwood Drive East and Dulles Drive East; THENCE along the Easterly line of Glcnwood Drive East, North II degrees 38 minutes 45 seconds East, Ninety (90) feet to a point; THENCE South 76 degrees 31 minutes East, one hundred thirteen and ninety-one hundredths (113.91) feet to a point at the dividing line between Lot Nos. 18 and 19, Block "J" on the hereinafter mentioned plan of lots; THENCE along said dividing line South 29 degrees 20 minutes West, one hundred seven and eight-hundredths (107.08) feet to a point on the Northerly line of Dulles Drive East; THENCE along the same in an arc having a radius of three hundred fifty (350) feet in a Westcrly dircction to the left, eighty-three (83) feet to a point the PLACE OF BEGINNING. BEING Lot No. 19, Block "J" in Plan No. I of Ridley Park, said plan bcing recorded in the Cumberland County Recorder's Office in Plan Book II at Page 26. I1A VING THEREON ERECTED a one-story brick and frame dwelling house known and numbcred as 7 DulIes Drive East, Camp Hill, Pennsylvania. -4.~'~ :," ~;~i .1' BEING TIlE SAME PREMISES willen Mary E. Ball and Daniel R. Hale and Elizabeth L. Hale, his wife, by deed dated J I.t \, L ~ , 1993, and recorded \-\I.I.(~ ,,-,.;t1..k-, 1993, in the Office of the Recorder of Deeds in and for Cumperland County in Deed Book ':2,(" L , Page j~n ,granted and conveyed unto Mary E. Ball, individually, Grantor herein. TOGETHER with all and singular the buildings, improvements, ways, woods, waters, watercourses, rights, liberties, privileges, hereditaments and appurtenances to the same belonging or in anywise appertaining; and the reversion and reversions, remainder and remainders, rents, issues and profits thereof, and of every part and parcel thercof; AND ALSO all the estate, right, title, interest, use, possession, property, claim and demand whatsoever of the Grantor both in law and in equity, of, in and to the premises herein described and every part and parcel thereof with the appurtenances. TO HAVE AND TO HOLD all and singular the premises herein describcd together with the hereditaments and appurtenances unto the Grantees and to the Grantees' proper use and benefit forever. AND the Grantor covenant that, except as may be herein set forth, they do and will forever specially warrant and defend the lands and premises, hereditaments and appurtenances hereby conveyed, against the Grantor and all other persons lawfully claiming the same or to claim the same or any part thereof, by, from or under it, them or any of them. In all references herein to any parties, persons, entities or corporations, the use of any particular gender or plural or singular number is intended to include the appropriate gender or number as the text of the within instrument may require. Wherever in this instrument any party shall be designated or referred to by name or general reference, such designation is intended to and shaH have the same effect as if the words "heirs, executors administrators, personal or legal representatives, successors and assigns" had been inserted after each and every such designation. IN WITNESS WHEREOF, the Grantor have hereunto set her hand and seal or if a corporation, it has caused these presents to be signed by its proper corporate officers and its corporate seal to be affixed hereto, the day and year first above written. Signed, Sealed and Delivered in the presence of .or Attested by 1/. . ., i . o../"(Ji(ltl:t: 'l( f;/(,(., /. " Witness .... - { /'-. -': t t . / ~.r" .. ; MAR Y E.. BALL . ',' 1~:8 ,," 8(~~ TIlE UNDERSIGNED CERTIFIES TIIA T TilE RESIDENCE AND COMPLETE POST OFFICE ADDRESS OF TilE GRANTEES IS: ~U \\a.::5 Dr\\l<L~o."*. (J3.YY'\O ~.\\\ I \?t\ \'10\\ Strect City State Zip ""Code \ ~ ~~.C\: , ignaturc STATE OF KANSAS, COUNTY OFS..L_,,- .--~: )SS. J BE IT REMEMBERED, that on rl !3C Iq?~ , before me the subscriber personally appeared MARY E. BALL, known to me (or satisractorily proven) to be c:D the person, whose name is subscribed to the within instrument and acknowled~ thai .she. s :.: c) .:: executed the same for the purposes therein containcd. ..: ~.... "= ., - :.: :-.. " .' WITNESS my hand and seal the day and year aforesaid. ~ :3 r' ,- ~ LAVERNE D. HEINEN NOTARY PU8liC STATE OF I<A l3A -r My A~p!. Exp. I '1 ~ . ~ (LLU.ll'_.~) cJ.fr;lu 'Lit) ~ Notary Public " .. .: , '. COMMONWEALTH OF PENNSYLVANIA ) ) SS: COUNTY OF CUMBERLAND ) ~......~ .. ~"l,. __. I . :.., ..~ '!'I R~rded in the ~~fr~e of the Recorder of Deeds, etc., in and for said cou~~;;;~~~~.;l<i~g,;: ! ("f. ,Page(,! I :~~l>?.:i;Itt.:."~l:'.'~;;;';'.I.1I:. Witness my Hand and Official Seal this d~: day of l!.. ,,1--1 l 1993t.;.:~:,.,~/ ~ ' I." .. '. ,...~iI' ....~I ~ ...... ..... ,.' ..,....;..:..'.'~..r .. /"~~..~ ;..,~.\l:'OO _~:~\..:\:\I.:~: . ....'~'\,~~". ~J.;'L~::I: ...:J!;:.~' .' I'''. -. .' ". 1r:8 to': 8(}.<j \ ~) r..~ I' I" ,.... 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',' -- ,;, " 'I' '1~ 1 (Whereupon, the telephone conference of Dr. 2 Michael Lupinacci appears as follows:) 3 MR. HITCHINGS: Dr. Lupinacci, Joe Hitchings 4 here. I'm with Judge Sheely and Attorney Adler. We're here 5 for the hearing with regard to the guardianship petition for 6 Mr. Kwak, and I'm going to ask you some questions regarding 7 your treatment of Mr. Kwak and his condition. 8 DR. LUPINACCI: That's fine. 9 BY MR. HITCHINGS: 10 Q Doctor, can you state your full name and 11 professional address, please. 12 A Dr. Michael Lupinacci, my professional 13 address is 175 Lancaster Boulevard, Mechanicsburg, 14 Pennsylvania. 15 Q And, Doctor, if you could just briefly go 16 through your medical background for us, please. 17 A Yes. I did my medical education at 18 Georgetown University School of Medicine and interned at 19 Tufts University School of Medicine in Boston and did my 20 residency training in physical medicine and rehabilitation 21 at Baylor College of Medicine in Houston and have been 22 board-certified in physical medicine and physical 23 rehabilitation since 1988. 24 Q And you are, in fact, Mr. Kwak's treating 25 physician. Is that correct? 2 A Q care? A Q Mr. Kwak? A 3 CERTIFICATION I hereby certify that the proceedings are contained fully and accurately in the notes taken by me on the above cause and that this is a correct transcript of the same. , , , . , ~Q U (0. r:: f-~(j nd ~U Laura F. Handle 7 Official Court Reporter -------------------------------- The foregoing record of the proceedings on the hearing of the within matter is hereby approved and directed to be filed. ~(;;71'1Co .