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HomeMy WebLinkAbout96-00475 . '~o.." .~ ~ ."~ ~ ~ a ~ ~ IJETITION 1o'0H PHonATE und GHANT (W LEn'ERS No. _idJ -Lj~ - Ln s- To: E.~/Ull' of Charles J-,_YY,~I1__________... ul.'" k,wlI", UI --------:::~.=::::.:c..~:_-~~.:_-.::.._:._: ___________=-==.=~_7:_.7_"'''_~:7.''_7=~ Regisler of Wills for the _==,~~~==~_~~~.__-__~., [)l'l'l'UIl'd. COlIIUY of Clul~X'rland in the Sodul S"''/Ifi/y No. --L~ 0 7 - 4 8,3 6__ COllllllonweal1h of Pennsylvania The pelilion of Ihe undersigned respeclfnlly represell1s Ihal: Your petitioner(s). who is/arc 18 years of age or older an the execUln~" in the lasl will of Ihe above deCl'dent. dated November 28 and eodieil(s) daled n I" named . 19.!llL- (~laIC relc\';ml drC1lImliIlIl:C'. C.l/.. ICIIUlI~i:ltinn.l!calh of ('(('culm. CIC.) Deccndcnt was domiciled al dealh in cumberland County, Pennsylvania, with his last family or principal residence at 3421 Nalnut street, CamP Hill, CamP Hill Borouqh. cumberland Countv. Pennsylvania Uhl meet, number ami mundpalil)') Decendent. then 79 years of age. died Nay 28 , 1996 at CamP Hill Borouqh. cumberland Countv. Pennsvlvania ' Except as follows, decedent did not marry, was not divorced and did not have a child born or adopled after executipn of the will offered for probate; was nOlthe victim of a killing and was never adjudicated incompetent: nla Decendent at death owned propcrty with estimated values as follows: (If domiciled in Pa.) All personal property (If not domiciled in Pa,) Personal property in Pennsylvania (If nol domiciled in Pa,) Personal property in County Value of real eslate in Pennsylvania situated as follows: 3421 \'Ialnut strf>et, cumberland County, Pennsylvania. S 10,000.00 $ n/..... $ n/n SlUU,UUU.uu rilmp Hi 11, Camp Hi 11 Rom","\. WHEREFORE, petitioner(s) respectfully request(s) Ihe probate of the last will and codicil(s) presented herewith and the grant of lelters Testamentary tlc~larncnlary; allminislr3tion c.I.a.: administration d.b.n.e.l.a.) theron, i c u ,,- .- . C-: "'u c 'g.g ~.- -:;;~ 'C. ~o ;; c " in ~t'''{~ '-<-~ ~ PNC Bank, N.A. 4242 Carlisle Pike Camp Hi 1, PA 17001 . a ',__--, I ! { t\ ,...,.. I; (,;." ,_ ..(;' 1\ y-_:,:..- Kathleen R. Reed 9 North clearview Driv~ Palmyra, PA 17078 OATH OF PERSONAL REPRESENT A l'IVE COMMONWEALTH OF PENNSYLVANIA }' S5 COUNTY OF ~m~ The petitioner(s) above-named swear(s) or affinn(s) that the statements in the foregoing petition are true and correcl to the best of the knowledge and belief of petitioner(s) and that as personal represen. tative(s) of the above decedent petitioner(s) will well and truly administer the estate according 10 law, /. r7^ .J subscribed ~ . .4,U.,\ ' ~ _ - ~, t'l da' of PNC Bank, N.A. _. ~. I ~, ~ ), Re~i~/f;' / -1;b;(C~~'R. R~'" " ."A ~ Sworn to ~r affirmed 3J1nd before me tills 1 I th ! I :l./t.. ...:> "UI_ I MARY C. LEWIS , / I NCI ?1 - 9fi - 47C, , Estate of OlAllLES J. IIYAN I I>eceased DECREE 0.' PROBATE AND GRANT Of' U:ITERS ~ I , AND NOW JUNE 14. 19.2.!L.-, in consideration of the petition on the reverse side hereof, satisfactory proof having been presented before me, IT IS DECREED that the instrument(s) dated Novcmber28. 1990 described therein be admilled to probate and tiled of record as the last will of Charles J. Ryan and Lellers Testamentarv are hereby granted to PNC Bank, N.A. and Kathleen Ryan Reed FEES Probate, Lellers, Etc, .",..", S Short Certilicates( 1 ~, . , , , , , , ., S Renunciation .."...""",.. S X-Pages S 36.00 JCP 5,00 TOTAL _ S 306,00 Filed""" ~y,~~, ).3,\, !?,~q..",.",.", <J Rcsl"" of Will. L MARY C. LEWIS LoIvell R. Gates, Esquire Attorney 1/46779 235.00 10.00 ATTORNEY (Sup, Ct. 1.0. NoJ 1013 Mumma Road, Suite 100 Lemoyne, PA 17043 ADDRESS (717) 731-9600 PHONE 0'0 "~..;e ,'- N -,11- c, " '" ,. rr-: .. l""\ ~ ~ ..., " r.> '1' '..JJ I: ala: p, ~::s a: UU Mailed letters and order to Bank on 6-14-96. 21 - 96 - 475 OJ!! ;'~3 (:~\ l~ 1~ (I) 1.1. U {~ (;'C1J gn> 0:0: 0'1 N N a:: t::~ ~., 0.: e ,.. :- .' 'I ..,", 1"'\ - ~ ~ ','.J 'I <J)E _:J UU -'...,. LAST WILL_~!!~TESTAMENT OF CHARLES J. RYAN I, CHARLES J. RYAN, now of 342l Walnut street, Camp Hill, Cumberland County, Pennsylvania 17011, do publish and declare this to be my Last will and Testament, hereby revoking all other prior wills and codicils made by me. FIRST: Family Background and Appointment of Executor. (A) Family and Background Information. I am married to EMILY T. RYAN. The children of our marriage are CHARLES J. RYAN, JR. and KATHLEEN RYAN REED. Throughout this will, EMILY T. RYAN will be referred to as "my wife" or "my spouse" and CHARLES J. RYAN, JR. and KATHLEEN RYAN REED, (and any children born to or legally adopted hereafter) will be referred to as "my children." The word "issue" will include my children as well as my other descendants. (B) Appointment of Executor. I appoint as my Executor and successor Executor (all hereinafter referred to as Executor or Executor(s)) under this Will, the following named persons or corporations to serve without bond and without being required to account to any Court: Executor: CCNB BANK, N.A., Camp Hill, Pennsylvania, and my daughter, KATHLEEN RYAN REED, or the survivor of them, as Co-Executors. (C) Inter vivos Trust. The inter vivos trust agreement referred to hereafter in this will is entitled "THE CHARLES J. RYAN FAMILY REVOCABLE TRUST," by and between CHARLES J. RYAN as Settlor and CCNB BANK, N.A. as Trustee as now in effect or as may hereafter be amended. SECOND: Funeral and Last Illness Expenses: Taxes. (A) Expenses of Funeral and Last Illness. Notwithstanding that my spouse survives me, I direct my Executor to pay my funeral expenses (regardless of amount) and the expenses of my last illness from my estate. In addition, my Executor may notify . : r L~ST WILL AND TESTAMENT OF CHARLES~. RYAN PAGE 2 the Trustee of the Trust described in Paragraph FIRST (C) of any such expenses and my Executor may accept reimbursement from such Trustee. (B) Taxes. I direct my Executor to pay any and all estate, inheritance, succession, legacy, transfer and other death taxes or duties, by whatever name called, including any and all interest and penalties thereon, imposed under the laws of any jurisdiction by reason of my death, upon or with respect to any and all property included in my gross estate for the purpose of such taxes, whether such property passes under or outside of this Will. Without any apportionment otherwise required by law and without being prorated or apportioned among or charged against the respective devises, legatees, beneficiaries, transferees, or other recipients of any such property or charged against any property passing or which may have passed to any of them, I direct that any taxes so paid shall be charged against my residuary estate. My Executor shall not be entitled to reimbursement for any portion of any such taxes from any such person. The foregoing provisions of this Article SECOND shall not apply to the following: (1) The amount, if any, by which taxes, interest and penalties thereon shall be increased as a result of the inclusion in my gross estate of property (a) in which I may have a qualifying income interest for life, under Section 2044 of the Internal Revenue Code of 1986 (hereinafter, "IRC") (or the corresponding provisions of any subsequent federal tax laws) or corresponding provisions of state law, or (b) over which I may have a general power of appointment under IRC Section 2041 (or the co=responding provisions of any subsequent federal tax laws) or corresponding provisions of state law, or (c) over which I may have retained an interest as defined in IRC Section 2036 (or the corresponding provisions of any subsequent federal tax laws) or corresponding provisions of state law, and any taxes, interest and penalties on said incremental amount shall either be paid from said property directly or shall be L L~ST WILL ~ND TESTAMENT OF eH~RLESiJ. RY~N P~GE 3 recovered by my Executor from the person holding or receiving said property as provided in IRC sections 2207, 2207A, or 2207B (or the corresponding provisions of any subsequent federal tax laws); (2) The generation skipping tax imposed by Chapter 13 or the additional estate tax imposed by section 2032A(C) (or corresponding provisions of federal or state law applicable to my estate and imposing said taxes), and any and all interest and penalties on said Chapter 13 and section 2032A(C) and comparable state taxes; and (3) Such portion or portions of said taxes, interest and penalties which may be required to be paid, or are actually paid or reimbursed, by the Trustee of the Trust described in Paragraph FIRST (C), above. (e) Flower Bonds to be used to pay Federal Estate Tax. If at the time of my death I own any united States bonds redeemable to pay the United States Estate Tax at par plus accrued interest, I direct my Executor to redeem these Bonds to the fullest extent possible and to use these bonds ahead of any other assets held in my probate estate to pay said tax, as well as any interest and penalties thereon. To the extent that the Trustee of the Trust described in Paragraph FIRST (C), above, does not distribute to my Executor any such bonds for my Executor to use in paying the tax, my Executor shall pay the tax only after first ascertaining from the Trustee the amount of tax and any interest and penalties thereon which the Trustee can pay by redemption of the bonds held in the Trusts; and thereafter, when my Executor has received the information, my Executor shall redeem all said bonds held in my probate estate up to the full amount of any remaining portion of said tax, interest and penalties thereon not payable by redemption of said bonds held by the Trustee. If the Trustee holds no such bonds or has distributed all such bonds to my Executor, my Executor shall redeem these bonds as directed hereinabove in this Article SECOND. LnST WILL nND TESTAMENT OF CHnRLES--J. RynN pnGE 4 THIRD: Tangible Personal property. Except for those items excluded below and those items enumerated in the Letter of Instruction, I bequeath all my tangible personal property, including but not limited to clothing, jewelry, heirlooms, furniture, household, garden and lawn furnishings, equipment and supplies, bedding, rugs, carpets, household goods, linen, silver, silverware, plate, china, glass, glassware, pictures, paintings, antiques, works of art, clocks, books, ornaments, personal effects, motor vehicles, and all other similar articles, which I own, and the insurance thereon, to my spouse, EMILY T. RYAN, if she survives me. Tangible personal property shall not include: (1) any and all property used by me in any business, (2) cash on hand or on deposit in banks, (3) stock or securities, (4) any type of evidence of indebtedness, and (5) any life, health or accident insurance policies. If my spouse does not survive me, I leave such tangible personal property to my children, per stirpes, to be divided among them as they may select in as nearly equal shares as is practical. If there is any disagreement as to distribution, I direct my Executor to make such distribution. The decision of my Executor shall be final and binding. Any items not selected or any items which my Executor considers unsuitable for my children may be distributed or sold in the sole discretion of my Executor and, if sold, the net proceeds therefrom shall be added to the residue of my estate. Any such article allocated to a minor may, as my Executor deems advisable, either be delivered to the minor or to any person to safeguard on behalf of the minor. Notwithstanding any other provisions in this Article THIRD, I may leave a separate, dated and unsigned Letter of Instruction, which I shall place with my Will, containing directions as to the ultimate disposition of certain of the property bequeathed under this Article THIRD, and such Letter of Instruction shall determine the distribution of such items. FOURTH: Residuary Estate. I devise and bequeath all of the rest, residue and remainder of my estate, real, personal and mixed, of whatever nature and wherever situated to which I am legally or equitably entitled, to the then-acting Trustee of the LnST WILL nND TESTAMENT OF CHnRLES~. RynN pnGE 5 Trust described in Paragraph FIRST (C) of this Will, to be held, administered and distributed pursuant to the terms thereof, as the same may be amended from time to time. By this devise and bequest of my residuary estate I hereby exercise all Powers of Appointment I possess at the time of my death except any power of appointment which I possess under the Trust described in Paragraph FIRST (C) of this Will, or which I possess under any trust created by my spouse during her life or under her Will. FIFTH: Powers of Executor. In addition to the powers and duties as may have been granted elsewhere in this Will, but subject to any limitations stated elsewhere in this Will, the Executor shall have and exercise exclusive management and control of the Estate and shall be vested with the following specific powers and discretion, in addition to the powers as may be generally conferred from time to time upon the Executor by law: (A) In the management, care and disposition of the Estate, the Executor shall have the power to do all things and to execute such instruments as may be deemed necessary or proper, including the following powers, all of which may be exercised without order of or report to any Court: (1) To sell, exchange or otherwise dispose of any property at any time held or acquired hereunder, at pUblic or private sale, for cash or on terms, without advertisement, including the right to lease for any term notwithstanding the period of the Estate, and to grant options, including any option for a period beyond the duration of the Estate; except that, in lieu of any binding shareholder agreement or buy/sell agreement to the contrary, the Executor shall not be permitted to sell the stock or any other ownership interest in any business owned by me, or held in trust, at my death, without first offering the same for sale to my children, or without next offering the same to the corporation or business represented by such ownership interest for redemption. LnST WILL nND TESTAMENT OF CHnRLES~. RYAN pnGE 8 (C) In making distributions from the Estate to or for the benefit of any minor or other person under a legal disability, the Executor need not require the appointment of a guardian, but shall be authorized to payor deliver the same to the custodian of such person, to payor deliver the same to such person without the intervention of a guardian, to payor deliver the same to a legal guardian of such person if one has already been appointed, or to use the same for the benefit of such person. (D) In the disbursement of the Estate and any division into separate trusts or shares, the Executor shall be authorized to make the distribution and division in money or in kind, or both, regardless of the basis for income tax purposes of any property distributed or divided in kind, and the distribution and division made and the values established by the Executor shall be binding and conclusive on all persons taking hereunder. The Executor may in making such distribution or division allot undivided interests in the same property to several trusts or shares. i: . (E) The Executor shall be authorized to lend or borrow, including the right to lend to or borrow from any trusts which I or my spouse may have established during life or by will at an adequate rate of interest and with adequate security, and upon such terms and conditions as the Executor shall deem fair and equitable. (F) The Executor shall be authorized to sell or purchase at the fair market value as determined by the Executor, any property to or from any trust created by me or my spouse during life or by Will, even though the same person or corporation may be acting as Executor of my estate or as Trustee of any of my other trusts. (G) The Executor shall have discretion to determine whether items should be charged or credited to income or principal or allocated between income and principal as the Executor may deem equitable and fair under all the circumstances, including the power to amortize or fail to amortize any part or all of any premium or discount, to treat any part or all of the profit resulting from the maturity or sale of any asset, whether LAST WILL AND TESTAMENT OF CHARLES J. RynN PAGE 9 . . I , purchased at a premium or at a discount, as income or principal or apportion the same between income and principal, to apportion the sales price of any asset between income and principal, to treat any dividend or other distribution of any investment as income or principal or apportion the same between income and principal, to charge any expense against income or principal or apportion the same, and to provide or fail to provide a reasonable reserve against depreciation or obsolescence on any assets subject to depreciation or obsolescence, all as the Executor may reasonably deem equitable and just under all the circumstances. If the Executor does not exercise the above discretionary power, the cash or accrual allocation shall be in accordance with Chapter 81 of Title 20 of the Pennsylvania Consolidated statutes, or the corresponding provisions of subsequent state law. (H) If at any time the total fair market value of the assets of any trust established or to be established hereunder is so small that the corporate Trustee's annual fee for administering the trust would be the minimum annual fee set forth in the Trustee's regularly published fee schedule then, in effect, the Trustee in its discretion shall be authorized to terminate such trust or to decide not to establish such trust, and in such event the property then held in or to be distributed to such trust shall be distributed to the persons who are then or would be entitled to the income of such trust. If the amount of income to be received by such persons is to be determined in the discretion of the Trustee, then the Trustee shall distribute the property among such of the persons to whom the Trustee is authorized to distribute income, and in such proportions, as the Trustee in its discretion shall determine. (I) Except as otherwise provided in this Will, when the authority and power under this Will is vested in two (2) or more Executors or Trustees, the authority and powers are to be held jointly by the Executors or Trustees, respectively. A majority of the Executors or Trustees may exercise any authority or power granted under this will or granted by law, and may act under this will. Any attempt by one such Executor or Trustee to act under . . LnST WILL AND TESTAMENT OF CHARLES J. RYAN PAGE 10 this will on other than ministerial acts shall be void. The action of one such Executor or Trustee under this Will may be validated by a subsequent ratification of the act by a majority of the Executors or Trustees. SIXTH: Rights and Liabilities of Executor. (A) No bond or other security shall be required of any Executor. (B) This instrument always shall be construed in favor of the validity of any act or omission by any Executor, and any Executor shall not be liable for any act or omission except in the case of gross negligence, bad faith or fraud. Specifically, in assessing the propriety of any investment, the overall performance of the entire Estate shall be taken into account. (C) Each Executor shall be entitled to receive reasonable compensation for services actually rendered to my estate, in an amount the Executor normally and customarily charges for performing similar services during the time which he/she performs the services. SEVENTH: Tax Elections. (A) Except as otherwise provided in this Article SEVENTH, in determining the estate, inheritance and income tax liability relating to my Estate, the Executor shall, with the advice and consent of the Trustee of the Trust described in Article FIRST (C), determine all available tax elections, which shall be conclusive on all concerned. If the Executor joins with my spouse in filing income tax returns, or consenting for gift tax purposes to having gifts made by either of us during my life considered as having been made one-half by each of us, any resulting liability shall be borne by my Estate and my spouse in such proportions as they may agree. In accordance with IRC Section 2632(a) and without regard to whether a Federal estate tax return is actually filed, my Executor shall allocate so much ... ..( -\C I Il , '. - . \ . '( LnST WILL AND TESTAMENT OF cHnRLES~. RynN PAGE 11 of the Federal Generation Skipping Transfer (GST) exemption amount as will fully exempt any generation skipping transfer which may occur under this will. (B) The Executor may, with the advice and consent of the Trustee of the Trust described in Article FIRST (C), determine the date as of which my gross estate shall be valued for the purpose of determining the federal estate tax payable by reason of my death. (C) The Executor may, with the advice and consent of the Trustee of the Trust described in Article FIRST (C), decide whether all or any part of certain deductions shall be taken as income tax deductions (even though they may equal or exceed the taxable income of my estate and whether or not claimed or of benefit on my estate's income tax return) or as estate tax deductions when a choice is available; and in the event that all or any part of such deductions are taken as income tax deductions, no adjustment of income and principal accounts in my estate shall be made as a result of such decisions. (D) The Trust described in Paragraph FIRST (C) of this will, into which a portion of my probate estate is added under Article FOURTH of this Will, may contain a qualified terminable interest property trust for my spouse. I direct my Executor, in determining whether to elect to qualify part or all of said trust for the federal estate tax marital deduction, to follow the direction of the Trustee of said Trust as to whether and to what extent to make said election. I hereby exculpate and exonerate my Executor from any and all liability for following the direction of the Trustee in making the election. EIGHTH: Definitions and General Provisions. (Al Survival. Any beneficiary who dies within sixty (60) days after my death shall be considered not to have survived me. Jl ',; I LnST WILL AND TESTAMENT OF CHnRLES J. RynN --------- PAGE 12 (B) Captions. The captions set forth in this will at the beginning of the various articles hereof are for convenience of reference only and shall not be deemed to define or limit the provisions hereof or to affect in any way their construction and application. (C) Children. As used in this Will, the words "child" and "children" shall include persons who are legally adopted and the issue of said persons, whether born in or out of wedlock, so long as any person born out of wedlock is acknowledged in a written instrument executed by the one of their natural parents who is a descendant of mine to be the child of said descendant. The word "issue" shall include descendants of all generations. A posthumous child shall be considered as living at the death of his parent. The birth to me or the adoption by me of a child or children subsequent to the execution of this Will shall not operate to revoke this Will. Except for discretionary distributions which may be made unequally among a group of persons and distributions pursuant to a valid exercise of a power of appointment, in making a distribution to the children of any person, the property to be distributed shall be divided into as many shares as there are living children of the person and deceased children of the person who left children who are then living. Each living child shall take one share and the share of each deceased child shall be divided among his then-living descendants in the same manner. (D) Code. Unless otherwise stated, all references in my Will to section and chapter numbers are to those of the Internal Revenue Code of 1986, as amended, or the corresponding provisions of any subsequent federal tax laws applicable to my estate. (E) genders, includes Other terms. The use of any gender includes the other and the use of either the singular or the plural the other. (F) Powers of nppointment are not Exercised. By this Will I exercise any and all Powers of Appointment which I possess at the time of my death except any power of appointment which I ~ --- -----. LAST WILL AND TESTAMENT OF CHARLESJ. RYAN PAGE 13 possess under the Trust descrihed in paragraph FIR,T (e), above, or vhich I possess under any trust created bY my spossm during her life or under her Will. IN WITNESS WHEREOF, I, cHARLES J. RYAN, the Testator, have to this my Last viII and Testament, typevritten on fourteen (I') pages, including the Acknowledgeent and Affidavit, set my hand and seal this day of 2 (1 /Je,., , 1990. \':.i, CV-.J..,-; . ) CHARLES J. RtAN ) j;L., ;,.',/1.,/ I ,igned, sealed, puhlished and declared by the above-na..d Testator, as and for his Last viII end Testament, in the presence of us, vho have hereunto suhscribed our names at his request, a' vitneSses hereto, in the presence of the said Testator, and in the presence of each other. Each of us further declares that he or she believes the Testator to be of sound mind and m..ory. The preceding instrument consists of this and thirteen (IJ) other consecutivelY numbered typewritten pages including the Acknowledgment and Affidavit. , residing at ,:::,jl;III,_~h'//I lc?4 C'-';J' \ I" Ii JJII! l ,(, , I ~~~t '~~~:' 'i"l; v' residing at JktlAo.JiG6/...~ ~ . (\ . residing at 011'1' -J. \ (( ) Vi\ 0'\ t::g: Ocn N ::10: N (' ~)e (' - 5: ' ' U:;; '0 .;;::"" .c-. ~...) q(.i l'"I , .... ,'" "'(:. '- " " ci '1\ ~ CJ 1;i C U> 0-.- o III .0 UQ) ~ ,~ E Q)a: .!!!;:I a: (.)(.) .~ l!l ..., ~ 1':: - E-t . :z; e I rsl ~ ~ .s- ~ E-t tIl _c z rsl ~ _J UJ E-t ~.,,: . ~ Cl C I-J . a: ~ tIl ti~~ rsl ..:l ~ lS! ..:l H ~ :I: tJ E-t = ~ tIl ~ ~ .:e ..:l ;oC ;!~ ,-,' J .a ~ .. I t'OlDHU' I I I I I I I I I -'., ". - .___ __ ._.._~ 0- _ .__+._ _. + __... ._ . __ ..._. .. _h ___ __ ___ . II NO. AA 146668 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT O' REVENUE OFFICIAL RECEIPT. PENNSYLVANIA INHERITANCE AND ESTATE TAX . IfY.UDllf....1 RECEIVED FROM: & ACN ASSESSMENT P:' CONTROL IiII NUMBER AMOUNT PNC BANK R C KRAMER,VP/TRUST OFFICER POBOX 308,42/'2 CARL ISLE PIKE CAMP HILL, PA 17001-0308 lul 'IIC'tI,ouv.vv 'OlD HUE ESTATE INfORMATION: !:I fiLE NUMBER li 21-1996-0/~75 1:1 NAME Of DECEDENT [lAST) i1ii RYAN CHARLES J II DATE Of PAYME NT m POSTMARK DATE COUNTY SSN 198-07-1,836 (fIRSTI [MI) CUMBERLAND DATE Of DEATH REMARKS ~ TOTAL AMOUNT PAID 528,500.00 SK PNC BANK C/O R C KRAMER VP,TR OFFICER CHECK II 338013 SEAL RECEIVED BY )/!( i":,I ! /, . './ , J -I SIGNATUlf MARY C. LE'WIS ,:'t ),' REGISTER OF WILLS l , , , REGISTER OF WILLS -. - .... --- -.- r , ~'-- -.-.-..----..-~..~..JllI. r..._-~-T ....,:. 1'~(:H.lIlk. ~..\. 1..:1''':( .1111," 1'1.' I'f) H.., ill"; ( "11111' 111111'\ \";"11\ ji ',I'''' PNC lPIlUVA'flE BANK August 28, 1996 Register of Wills Cumberland County Courthouse South Hanover Street Carlisle, PA 17013 RE: Estate of Charles J. Ryan Date of Death OS/28/96 File NO: 21-96-0475 Gentlemen: On behalf of the Corporate Executor of the above-referenced Estate, I enclose a check in the amount of $28,500.00 for payment on account of Pennsylvania inheritance tax. This payment will yield a 5% discount in the amount of $1,500.00 for a total credit toward Pennsylvania inheritance tax in the amount of $30,000.00. Kindly acknowledge receipt returning the accompanying envelope provided. Please send us the usual customary receipt at your earliest convenience. of the enclosed by stamping copy of this letter to me in and the Sincerely, R.C. Kramer Vice President (')(') ::rJ Trust Officer r: ;; ,-, (;. RCK:sc , Enclosure Cl t'.' :':) ,; - - " c:: CERTIFICATION OF NOTICE ONDER RULE 5.6Ia) Name of Decedent: Charles J. Ryan Date of Death: OS/28/96 File No. 2l-96-0475 To the Register: I certify that notice of beneficial interest required by Rule 5.6(a) of the Orphans' Court Rules was served on or mailed to the following beneficiaries of the above-captioned estate on September 18, 1996. Kathleen R. Reed 9 North Clearview Drive Palmyra, PA 17078 Charles J. Ryan, Jr. 309 Elmira Street Troy, PA l6947 The Charles J. Ryan c/o PNC Bank, N.A., 4242 Carlisle Pike P.O. Box 308 Camp Hill, PA 17001-030B Family Revocable Trust dated 1l/2B/90 Trustee ", persons~titled thereto under Notice has now been given to all Rule 5.6(a). /'(I.~ Low 11 R. Gates, Esquire Ga s & Associates, P.C. 10~3 Mumma Road, Suite 100 Le~oyne, PA 17043 (717) 73l-9600 September l8, 1996 ':0 r.- . L . c" i"- I.'.J , w: ...; -, (iO .-' , ~ , \ , . , , I . " PRIVATE BANK PNCBANK CHARLES J RYAN 1123007 REAL ESTATE DEED TO 3421 WALNUT ST CAMP HILL, PA ~ 1,900 PAR U S SAVINGS BONDS SER E 38 01 50 PAR 01 301. 4547 COMMON STOCKS 7 SHS AMERICAN WATER WORKS CO INC COMMON 01 18,6200 IiQill JAMES GILROY NOTE 8~ DUE 12131/99 CERTIFICATES 22,348.9500 PAR MBNA AMERICA CD '40-090216-3 22,454.2500 PAR MBNA AMERICA CD '40-090214-8 MISCELLANEOUS DEAN WITTER SINGLE PREMIUM DEFFERED ANNUITY .500 830 PERSONAL PROPERTY TITLE TO 1993 SATURN ~ PSECU SAVINGS ACCOUNT .98074836 DATE OF DEATH BALANCE 35,918.06 INTEREST TO 5/20/96 89.55 THE EMILY RYAN TRUST INCOME ON HAND AND ACCRUED TO 5/28/96 (DATE OF DEATH) USAA PROCEEDS FROM CANCELLATION OF AUTO POLICY '00040-99-32 THE OLD POINT NATIONAL BANK CHECKING ACCOUNT .30612706 DATE OF DEATH BALANCE 93,750.00 5,727.64 130.34 24,934.93 22,348.95 22,454.25 29,877.97 8,625.00 7,125.00 36,007.61 13,225,11 905.48 12,192.04 'fI'IND111DI~1 - 1-- PRIVATE BANK PNClmANK CHARLES J RVAN CONTINUED I CASH 1123007 MBNA AMERICA MONEV MARKET ACCT '57-006365-1 DATE OF DEATH BALANCE 55,294.12 INTEREST TO 5/28/96 80,78 PSECU CHECKING ACCOUNT .0198074836 DATE OF DEATH BALANCE 7,990.55 INTEREST TO 5/28/96 12.31 POLYCLINIC MEDICAL CENTER REFUND USAA AUTO POLICY .000409932 DIVIDEND FROM 5/1/95 - 4/30/96 PENTAGON ACCOUNT '206934-010 DATE OF DEATH BALANCE 5,656.62 INTEREST TO 5/28/96 8.64 PENTAGON ACCOUNT '915353-031 DATE OF DEATH BALANCE 25,859.40 INTEREST TO 5/28/96 8.68 INTERNAL REVNUE SERVICE REFUND 1996 FEDERAL INCOME TAX TOTAL INVENTORV 55,382.90 8,010.86 6.00 48.17 5,665.26 25,868.08 3,937.00 376,222.59 1111.....11.... . . - 1 - 1RSHn71t11/'n1 ,'. " UNO. AA 185218 '* mnu DIU" COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE OFFICIAL RECEIPT. PENNSYLVANIA INHERITANCE AND ESTATE TAX RECEIVED FROM: a ACN ASSESSMENT r:t CONTROL ~ NUMBER AMOUNT PNC BANK NA c/o RONALD C KRAMER VP POBOX 308 CAMP HILL, PA 17001-0300 101 .1,~4e.36 ESTATE INFORMATION, I:t FilE NUMBER 5a 21-1996-0/175 I:t NAME OF DECEDENT (LAST) !i;iI RYAN CHARLES J II DATE OF PAYMENT EJ POSTMARK DATE COUNTY SSN 198-07-/1036 (FIRST) (Mil CUMBERLAND DATE OF DEATH OS/20/96 REMARKS m TOTAL AMOUNT PAID tl,548.36 SK SEAL PNC DANK N A C/O RONALD C KRMIER CHECKtI 339209 { \.j'/ RECEIVED BY i! (, , " ' , , , ;'/" . SlGNAfURE , , MARV C. LEW IS, ~ . .,1,' ;- REGISTER OF WILLS VP REGISTER OF WillS .- -"~," ---,.-- , -....-. r- .................llcI. r... Fi~T '-1:. I'N!: nlllk, N.A. .1:l1~ (~UIi\h'I'llr.t. (~II1lI) IlilI, I'" 171111 ~ PNClBANOC February 28, 1997 Register of wills Cumberland County South Hanover Street Carlisle, PA l7013 RE: Estate of Charles J. Ryan Date of Death: OS/28/96 File NO: 21-96-0475 Gentlemen: On behalf of the Corporate Executor of the above-referenced Estate, I enclose a check in the amount of $l, 548.36 balance due on account of Pennsylvania Inheritance Tax. Kindly acknowledge receipt of the enclosed, by stamping and returning the accompanying copy of this letter to me in the envelope provided. please send us the usual customary receipt at your earliest convenience. Sincerely, ~ R.C. Kramer Vice President Trust Officer RCK:sc Enclosure g~ ~ :offi' =1 " - -. l1; n ...;- ':' 0 ;'., , .." ~.:,. \-J IT! crl " .:J. l. N (! (Xl .. -0 ~~~~; " I , j;i~ w iii' b:- 0 ~ - .l>> CO'-l'-lONWlAtIlIOI 1'1 t"j:,Yl VAt.11l lJ[I'AIU'-llNIOI III vt ~Wi lJl"I.210601 ItARnI5RUnO, PA I 'UI-OIlOI 18. Principallnx duo (Add tox Itom Lmo!> 15. 16 alld 17 ) 19. Credits Spauul Pa~"I.,. Cll!td.l Pilar PaYIHonls Ol:;collnl . 28,500.00. 1,500.00- 20. II Uno 19 Is glonter than uno 18. onlOlll1o dlllclOllCO OIlUIlO 20 T1115 1511lu OVERPAVMENT. A. Chick hare If ou are r. uesttn a rofund of our ove a ant 21. If Uno 181s grealer than Uno 19. 011101 tho dltlmullcu olllm!! 21. T111!lISIIIU TAX DUE. A. Entor tho InlOlosl on tho balanco duo on LillO 2tA e. EntDr tho 10lal 01 Uno 21 and 21A on LillO 218. This m tho BALANCE DUE. Make Check pa able 10: Register 01 Wills, Agont .. .. BE SURE TO ANSWER ALL QUESTIONS ON PAGE 2 ANO TO RECHECK MATH" .. ndor ponalllDs 0 porjury, doclalo tl1all havo mcamll10d 11115 101UII1. II1clUdlllg accornpallVll1Q !iclmdulu:; and slaloIHonl5. and 10 Ihu busl of my knowlodgo Dnd beliol, It Is truo, carroet and complolO, I doclalo thai nUfOal o5laln has boolllopOllnd al trun rnatkul v"luu Dttclarahol1 01 pmpmul olhUl Ihan lho pOlsonal IDplosonlativD Is based on alllnlolmalion 01 which plOplllOI hag any knowlodqu ER~N R^~PON5lBl[ rOR riLING H[ TUIHt MHlIiL ';'-, See Schedule attached "lV-UOO [..1'.....' DECEDENT CHECK APPRO- PRIATE B~OCKS CORRES- PONDENT RECAPIT - ULATION TAX COMPUTA- TION PAlSOOl /'j~/tlY,1O <lATES OF DEATH AFTElIl2JJI,gl ,.(;K HEliE IF A SPOUSA~ ~()':~!!Y CIIEOIT IS CLAIMEDD FILE NUMUEII 21 1996 COUNTY CODE YEAII OECEDEtH'S COMPLETE ADDIIESS 3421 Walnut street Camp Hill, PA 05 28 96 11 27 1916 Counl cumberlard Count PA SOCIAL SECUIIITY NUMOER AMOUNT RECEIVEO (SEE INSTRUCTIONS) INHERITANCE TAX RETURN RESIDENT DECEDENT (TO BE FILED IN DUPLICATE WITH REGISTER OF WILLS) 0475 NUMBER DECEDENrs NAME (LAST, FIRST, AND MIDDLE INITIAL) an Charles J. SOCIA~ SECURITY NUMOER 198-07-4836 1. Oliglnal Roturn SUppIUITlt"llal Rullllll J RUI11a1lldOl Rolurn tlulll.llUlI1 dUlhJlllorta 12.1l-12) o 4. Un'lllod Estato 0 411 Fuluru IIlIUlu~1 CUlllpIUI1U~U O!:t FudUlal Eslalu Tox RutUll\ RuqUllod (101 dolwl of doalh alltll 12-12-02) (B 6. Docodonl Dlod Toslolo 0 7. Docodolll MDlnlolllOd n lIVIIl~ Tlusl O. TOlol NUl1lbOl 01 Sofo DopoSlt Boxos (Anach copy 01 W,II) (Anach copy 01 Trusl) ALL CORRESPONDENCE AND COlIFIDENTlAL TAX INFORMATIOlI SHOU~D BE DIRECTED TO: NAME Ronald C. Kramer V. P. TE~EPHONE NUMBER 1- 717 730-2257 I, Roal Eslalo (Schodulo A) ( 1 1 2, Slacks end Bonds (Schlldulll BI I 2 1 3. Closoly Held Stock/Par1nOlshlp Inl(Jre~l (Sch C) ( 3 I 4. Mottgagos and Nolos RocUlvablo ISchudulo 01 ( 4 ) 5. Cash. Bank Doposlts & Mlscollanoous p(JIsonal ( !:t ) PIOpOIly (Schodulo E) 6, Jolnlly Ownod Propolly (Schodulo F) ( 6 ) 7, T,anslols (Schodulo G) (SChodulo~) ( 7) 8. Total Gross Assets (10101 LInus 1-7) 9. Funoral Expanses. Adlllmislfallvo CoSls. 191 Miscellaneous Exponses (Schodule H) 10. DobIs. Mortgago uabililles. Lions (Schodulo I) (10) 11. Total DDductions (IOllllllnCS 9 & 10) 12. Not Valuo 01 Estale (lmo 8 mUllls LIIlU 11) 13. Chalitablo and GOVOlnl1lUI11al Bcquu~ts (SChudulo Jl COMPLETE MAI~ING AODRESS PNC Bank, N.A. P.O. Box 308 Hill PA 17001-0308 9",),750.00 5,857.98 None 24,934.93 2]],766.05 8,400.27 202,703.55 5'-1,412.78 (8 ) 43,597.50 9.28 43,606.78 52 ~', 806.00 None (11) (121 (13) 14. Not Valuo Sub'oct to Tax (une 12 m"llls lIno 131 1&. Spouul TrAnlhrs llor dalel al del.lh allel 6.]0-94}. SU (15) Inltructlonllo' AppllC.lbl1PlIcenl.llllon Pl.ll"2. (Intludl! ""lltJlllrOITlSChldulllKof StheduteM.) 16. Amount 01 Uno 14 taxable at 6% rate (16) (Includo valuos from Schodule K 01 Schedulo M.) 17. Amount of Una 141axablo nl 15% .alo (17) (Includo valuos ham Schodulo K oc Schodulu M 1 (14) x, = 52!; 806.00 525",806.00 x 06 . 31,::;'19.36 0.00 x 15 . 0.00 (101 31,:;'(,8.36 Inlwu:,1 30,000.00 (lQI (20) (21) (21A) (21B) 1 ,5'18.36 0.00 1,Slt8.36 PAIl 4.1.".7 {JATl COPYUllhlFOllTI1 Soll...a" Only, 1994 Nelta. In, No,,4f'Aulll NTF 8119 AUU~f'.:o': PNC Bank, N.A., P.O. Box 308 Camp Hill, PA 17001-0308 - \ t""\ REV-1$OI [lit 1'-111 SCHEDULE E CASH, BANK DEPOSITS AND MISCELLANEOUS PERSONAL PROPERTY Pluosu PfIIlI or T po FILE NUMBER COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF O1arles J. Ryan All r 0 alnU -awnod with 'ho RighI of SurvlvalShl ITEM NO. 21-1996-0475 must be disclosed on Schedule F) VALUE AT DATE OF DEATH DESCRIPTION 1 PSECU savings A/C #98074836 D/O/D Balance $35918.06 Plus Interest to D/O/D $89.55 36,007.61 2 PSECU Checking Account 0198074836 DOD Balance $7998.55, Interest to DOD $l2.31 Plus $677.36 of accrued benefits 8,688.22 3 ~c: from cancellation of the USM Auto Policy 00040 99 32 4 Personal Property located at 3421 Walnut Street, Camp Hill, PA. Appraised by Claude C. Wolfe. 5 Old Point National Bank Checking Account #30612706 6 MBNA A1rerica Bank CD# 40-090216-3 as of DOD inCluding accrued interest of $53.96 905.48 8,625.00 10,822.01 22,346.13 7 MBNA A1rerica Bank CD#40-090214-8 as of DOD including accrued interest of $53.76 22,452.39 8 MBNA Money Market A=unt #57-006365-1 including accrued interest to DOD of $88.78 9 1993 saturn Automobile 55,382.90 7,125.00 10 Pentagon Federal Credit union Regular Share Account including accrued interest of $8.64, Account #206934-01-0 5,665.26 11 Pentagon Federal Credit union Money Market savings Account including accrued interest of $8.68, Account #915353-03-1 12 Dean witter Single Premium Deferred Annuity #500-830 25,868.08 29,877.97 TOTAL (Also untOf on 11110 5. RocapllulallOlI) $ (Anach additional 8 1/2M x 1'" shoots II more spaco IS Ileudcd.) 233 766.05 PAl5081 NTF "IS Copyright Form, SOIlWA" Only. 1IUl4 N,lco, Inc. N94PA081 -- REV-IOOII EX . (12-001 COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE F JOINTLY-OWNED PROPERTY ESTATE OF Olarles J. an FILE NUMBER 21-1996-0475 Joint tonlnql): NAME A Kathleen Ryan Reed ADDRESS 9 North Clearvlcw DrIve Palmyra, PA 170711 RELATIONSHIP TO DECEDENT Daughter JolnUv-ownod plopom: lEn[R DATE DOllAR VALUE OF ITEM FOR MADE DESCRIPTION OF PROPERTY TOTAL VALUE DECO'S DECEDENT'S NO. JOINT OF ASSET "INT. lEHANT JOINT INTEREST 1 A 04/01/95 10,200.88 shares 10,152.44 50.00% 5,076.22 USAA Money Market F\Ind at 1.00 Interest to 5/28/96 2 03/14/95 Dauphin Deposit Bank 5,006.98 50.00% 2,503.49 Money Market Account #94-25506-7 Balance as of 5/28/96 and accrued interest 3 A 03/13/95 Dauphin Deposit Bank 1,641.12 50.00% 820.56 Prboo of Life A=unt #73-36991-8 Balance as of 5/28/96 and accrued interest TOTAL (Also cnlur on IIno 6. RecapltulallOn) $ 8.400.27 (II moru :ipacu IS IwudwJ. 11I~.ull addlhollal ~huul:i 01 samo SIze I PA150tI Nff 12lflA COP't'III11l1 Fo,,,,. So""". Only. In" N,lt;Il,lnt. NIJ4r'AOIJI ro, REV-ISIO EX. (2-87) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTA're OF SCHEDULE G TRANSFERS PLEASE PRINT OR lYPE FILE NUMBER Olarles J. Ryan 2l-1996-0475 THIS SCH MUST BE COMPLETED & FILED IF THE ANSWER TO ANY OF THE OUESTIONS ON THE REVERSE SIDE OF COVER SHEET IS YES DESCRIPTION OF PROPERTY DECO, DOLLAR VALUE ITEM Include nlUllB 01 the uanslo,oe, thoi, EXCLUSION TOTAL VALUE % OF OECEOENrS NO, relationshln to decodent, dalo 01 (,ansler, OF ASSET INT, INTEREST 1 Olarles J. Ryan Created a Trust 202,703.55 under Deed with PNC Bank. '!he assets held in the trust have been valued as of 5/28/96, Decedent's date of death as follows: (see Attached List) TOTAL (Also entur on llllu 7. Rocnpllulalton) S 202.703.55 (It moJO spaco Is neodod,lnson additional shools olsamo SilO.) PAISIOI NTF 1217A COPY"lIhl FO'",I Sotlwat.Only, 1S1514 N.IC:O,lnc. N94PA101 ,.-.. EstDto Valuation derd of trust valuation Eltate of: charles j. ryan estate Oltl of Oooth: 05/28/96 Procosslng Ooto: 02/24/97 Voluotlon Ooto, 05/28/96 Number of Securities 19 Shares Security Mean Olvllnt Security or Par Description HlghlAsk Low/Bld &lor Ad). Accrual Vatue I) 10000 BALD EAGLE PA AREA SCH OIST (057700CJ3) OTO 12/15/92 Hot: 10/01/2006 6,OOO~ 05/28/96 103.296 102.904 AlB 103, I 00000 10,310.00 Int: 41 1/96 to 05/28/96 95.00 2) 10000 CONEWAGO VY SCH OIST PA (207135F02) OTO 12/01/92 Hot: 09/01/2006 6.000~ 05/28/96 102.734 102,609 A/B 102.671500 10,267.15 Int: 31 1/96 to 05/28/96 145.00 3) 15000 UNITED STATES TREASURY NT (912827F64) OTO 06/01/92 Hot: 05/31/1997 6. 750~ 05128196 101.0625 101.0 A/B Dealer Quotes 101.031250 15,154.69 Int: 11/30/95 to 05/28/96 497.95 4) 10000 UNITED STATES TREASURY NT (912827S52) OTO 01/31/95 Hot: 01/31/1997 7.500~ 05/28/96 101.34375 101.28125 A/B Dcaler Quotes 101.312500 10,131,25 Int: 1/31/96 to 05/28/96 243.13 5) 190 HARLEY DAVIDSON tNC (412822108) 05/28/96 47.625 46.75 HIL NYSE 47.187500 8,965.63 6) 115 GILLETTE CO (375766102) 05128/96 59,0 58.0 HIL NYSE 58.500000 6,727.50 Olv .18 E 04/29 R 05/01 P 06/05/96 20.70 7) 215 HERSHEY FOODS CORP (427866108) 05128/96 75.5 73.75 HIL NYSE 74.625000 16,044.38 Olv ,36 E 05/21 R 05/23 P 06/14/96 77.40 8) 75 JOHNSON & JOHNSON (478160104) 05128/96 98.25 96.0 Hll NYSE 97.125000 7,284.38 Olv ,38 E 05/17 R 05/21 P 06/1 1/96 28,50 9) 168 HBNA CORP (55262Ll00) 05/28/96 30.625 29.625 HIL HYSE 30.125000 5,061.00 10) 100 AT&T CORP (001957109) 05128/96 63.75 62.875 HIL NYSE 63.312500 6,331.25 II) 300 FPL GROUP INC (302571104) 05/28/96 44.125 43.875 HIL HYSE 44.000000 13,200.00 12) 993 P P & L RES INC (693499105) 05128/96 23.875 23.5 HIL NYSE 23.687500 23,521.69 13) 140 U S WEST INC (912889102) 05128/96 33.75 32.875 HIL NYSE 33.312500 4,663.75 "" ~ Estate Valuation detd of trust valuation Eltate of:charles j. ryan estate Sharel Security or Par Description 14) 140 U S WEST INC CQH'HEOIA GRP (912889201) 05128/96 NYSE 15) 278 PNC EQUITY GROWTN & INCOME FO (992400200) 05128/96 16) 121 PNC SHAll CAP GROWTN FO (992600106) 05128/96 17) 227 PNC INTERNATIONAL EQUITY FO (992725101) 05/28/96 18) 925 PNC VALUE EQUITY FO (994027571) OS/28/96 19) 16792.54 COMPASS CAPITAL HONEY HARKET FO (994023810) 05/28/96 Total . Security Values: Total - Accruals: Tolal Portfolio Value: 5202,703.55 Valuation Dale: 05/28/96 Hean Olv/lnt Securt tv Nlgh/Ask 10wlBld &/or Ad), Accrual Value 19.125 18.75 HII 18.937500 2,651.25 48,143 48,143 48.143000 13,383.75 70.22 70.220000 8,496.62 37.991 37.991 37.991000 8,623.96 15. \19 15. \19 15.119000 13,985.08 1 .000000 16,792.54 5201,595.87 51,107.68 This report was prepared using Estate-Val, a service of EVP Systems, Inc. For additional information, please call (310) 393-1741. ,~ ~ ~tate of: Olarles J. Ryan saiEDULE H, PlIRl' B -- Personal Representative Canmissions Page 2 21-1996-0475 Item No. Description AIoount 1 Name: Social security number: Year carmissions paid: PNC Bank, N.A. 22-1146430 To be paid 16,059.00 2 Name: Kathleen Ryan Reed Social security number: 198-07-4836 Year carmissions paid: To be paid 8,029.50 'IDl'AL. (carry forward to main schedule) . . . . . . 24,088.50 RtV.I~t3 EX .12.111 COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Olarles J. ITEM NO, '"" SCHEDULE J BENEFICIARIES FilE NUMBER A. Taxablo Bequosls: NAME AND ADDRESS OF BENEFICIARY RELATIONSHIP 21-1996-0475 AMOUNT OR SHARE OF ESTATE 1 Olarles J. Ryan, Jr. 309 Elmira street Troy, PA 16947 2 Kathleen Ryan Reed 9 North Clearview Drive Palmyra, PA 17078 ITEM NO. B. Charitablo and Govornmental Boquosts: None son 263,403.00 Daughter 263,403.00 NAME AND ADDRESS OF BENEFICIARY AMOUNT OR SHARE OF ESTATE TOTAL CHARITABLE AND GOVERNMENTAL BEOUESTS (Also onlor on 'mo 13, Rocapltutahon) (II more space Is needed, Insert addlUonal sheets of samo size) $ 0.00 PA15131 NIF m'. Copyr,ghtForml Sollw.."Onty, 1994 N.lcu, Inc. N94PAI]1 COpy LAST WILL AND TESTAMENT OF CHARLES J. RYAN I, CHARLES J. RYAN, now of 342l Walnut street, Camp Hill, cumberland county, Pennsylvania l701l, do publish and declare this to be my Last Will and Testament, hereby revoking all other prior wills and codicils made by me. FIRST: Family Background and Appointment of Executor. (A) FamilY and Background Information. I am married to EMILY T. RYAN. The children of our marriage are CHARLES J. RYAN, JR. and KATHLEEN RYAN REED. Throughout this Will, EMILY T. RYAN will be referred to as "my wife" or "my spouse" and CHARLES J. RYAN, JR. and KATHLEEN RYAN REED, (and any children born to or legally adopted hereafter) will be referred to as "my children." The word "issue" will include my children as well as my other descendants. .. (B) APpointment of Executor. I appoint as my Executor and successor Executor (all hereinafter referred to as Executor or Executor(s)) under this Will, the following named persons or corporations to serve without bond and without being required to account to any Court: Executor: CCNB BANK, N.A., camp Hill, Pennsylvania, and my daughter, KATHLEEN RYAN REED, or the survivor of them, as Co-Executors. (C) Inter Vivos Trust. The inter vivos trust agreement referred to hereafter in this Will is entitled "THE CHARLES J. RYAN FAMILY REVOCABLE TROST," by and between CHARLES J. RYAN as Settlor and CCNB BANK, N.A. as Trustee as now in effect or as may hereafter be amended. SECOND: Funeral and Last Illness Expenses7 Taxes. (A) Expenses of Funeral and Last Illness. Notwithstanding that my spouse survives me, I direct my Executor to pay my funeral expenses (regardless of amount) and the expenses of my last illness from my estate. In addition, my Executor may notify "'.':'('- ~ LAST WILL AND TESTAMENT OP CHARLES~. RYAN PAGE 2 the Trustee of the Trust described in Paragraph FIRST (C) of any such expenses and my Executor may accept reimbursement from such Trustee. (B) Taxes. I direct my Executor to pay any and all estate, inheritance, succession, legacy, transfer and other death taxes or duties, by whatever name called, including any and all interest and penalties thereon, imposed under the laws of any jurisdiction by reason of my death, upon or with respect to any and all property included in my gross estate for the purpose of such taxes, whether such property passes under or outside of this Will. Without any apportionment otherwise required by law and without being prorated or apportioned among or charged against the respective devises, legatees, beneficiaries, transferees, or other recipients of any such property or charged against any property passing or which may have passed to any of them, I direct that any taxes so paid shall be charged against my residuary estat&. My Executor shall not be entitled to reimbursement for any portion of any such taxes from any such person. The foregoing provisions of this Article SECOND shall not apply to the following: (l) The amount, if any, by which taxes, interest and penalties thereon shall be increased as a result of the inclusion in my gross estate of property (a) in which I may have a qualifying income interest for life, under section 2044 of the Internal Revenue Code of 1986 (hereinafter, WIRCW) (or the corresponding provisions of any subsequent federal tax laws) or corresponding provisions of state law, or (b) over which I may have a general power of appointment under IRC section 2041 (or the corresponding provisions of any subsequent federal tax laws) or corresponding provisions of state law, or (c) over which I may have retained an interest as defined in IRC Section 2036 (or the corresponding provisions of any subsequent federal tax laws) or corresponding provisions of state law, and any taxes, interest and penalties on said incremental amount shall either be paid from said property directly or shall be ,--. LAST WILL AND TESTAMENT OP CHARLEBJ. RYAN PAGE 3 recovered by my Executor from the person holding or receiving said property as provided in IRC Sections 2207, 2207A, or 2207B (or the corresponding provisions of any subsequent federal tax laws); (2) The generation skipping tax imposed by Chapter 13 or the additional estate tax imposed by Section 2032A(c) (or corresponding provisions of federal or state law applicable to my estate and imposing said taxes), and any and all interest and penalties on said Chapter 13 and Section 2032A(c) and comparable state ta~es; and (3) Such portion or portions of said taxes, interest and penalties which may be required to be paid, or are actually paid or reimbursed, by the Trustee of the Trust described in Paragraph FIRST (C), above. ce) Plower Bonds to be used to pay Federal Estate Tax. If at the time of my death I own any United states bonds redeemable to pay the United States Estate Tax at par plus accrued interest, I direct my Executor to redeem these Bonds to the fullest extent possible and to use these bonds ahead of any other assets held in my probate estate to pay said tax, as well as any interest and penalties thereon. To the extent that the Trustee of the Trust described in Paragraph FIRST (C), above, does not distribute to my Executor any such bonds for my Executor to use in paying the tax, my Executor shall pay the tax only after first ascertaining from the Trustee the amount of tax and any interest and penalties thereon which the Trustee can pay by redemption of the bonds held in the Trusts~ and thereafter, when my Executor has received the information, my Executor shall redeem all said bonds held in my probate estate up to the full amount of any remaining portion of said tax, interest and penalties thereon not payable,by redemption of said bonds held by the Trustee. If the Trustee holds no such bonds or has distributed all such bonds to my Executor, my Executor shall redeem these bonds as directed hereinabove in this Article SECOND. LAST WILL AND TESTAMENT OF CHARLES~. RYAN PAGE 4 THIRD: Tangible Personal Property. Except for those items excluded below and those items enumerated in the Letter of Instruction, I bequeath all my tangible personal property, including but not limited to clothing, jewelry, heirlooms, furniture, household, garden and lawn furnishings, equipment and sUpplies, bedding, rugs, carpets, household goods, linen, silver, silverware, plate, china, glass, glassware, pictures, paintings, antiques, works of art, clocks, books, ornaments, personal effects, motor vehicles, and all other similar articles, which I own, and the insurance thereon, to my spouse, EMILY T. RYAN, if she survives me. Tangible personal property shall not include: (1) any and all property used by me in any business, (2) cash on hand or on deposit in banks, (3) stock or securities, (4) any type of evidence of indebtedness, and (5) any life, health or accident insurance policies. If my spouse does not survive me, I leave such tangible personal property to my children, per stirpes, to be divided among them as they may select in,as nearly equal shares as 'is practical. If there is any disagreement as to distribution, I direct my Executor to make such distribution. The decision of my Executor shall be final and binding. Any items not selected or any items which my Executor considers unsuitable for my children may be distributed or sold in the sole discretion of my Executor and, if sold, the net proceeds therefrom shall be added to the residue of my estate. Any such article allocated to a minor may, as my Executor deems advisable, either be delivered to the minor or to any person to safeguard on behalf of the minor. Notwithstanding any other provisions in this Article THIRD, I may leave a separate, dated and unsigned Letter of Instruction, which ,I shall place with my Will, containing directions as to the ultimate disposition of certain of the property bequeathed under this Article THIRD, and such Letter of Instruction shall determine the distribution of such items. FOURTH: Residuary Estate. I devise and bequeath all of the rest, residue ~nd remainder of my estate, real, personal and mixed, of whatever nature and wherever situated to which I am legally or equitably entitled, to the then-acting Trustee of the . LAST WILL AND TESTAMENT OF CHARLESJ. RYAN PAGE 5 Trust described in Paragraph FIRST (C) of this Will, to be held, administered and distributed pursuant to the terms thereof, as the same may be amended from time to time. By this devise and bequest of my residuary estate I hereby exercise all Powers of Appointment I possess at the time of my death except any power of appointment which I possess under the Trust described in Paragraph FIRST (e) of this Will, or which I possess under any trust created by my spouse during her life or under her will. FIFTH: Powers of Executor. In addition to the powers and duties as may have been granted elsewhere in this Will, but subject to any limitations stated elsewhere in this Will, the Executor shall have and exercise exclusive management and control of the Estate and shall be vested with the following specific powers and discretion, in addition to the powers as may be generally conferred from time to time upon the Executor by law: (A) In the"management, care and disposition of the Estate, the Executor shall have the power to do all things and to execute such instruments as may be deemed necessary or proper, including the following powers, all of which may be exercised without order of or report to any Court: (1) To sell, exchange or otherwise dispose of any property at any time held or acquired hereunder, at public or private sale, for cash or on terms, without advertisement, including the right to lease for any term notwithstanding the period of the Estate, and to grant options, including any option for a period beyond the duration of the Estate; except that, in lieu of any binding shareholder agreement or buy/sell agreement to the contrary, the Executor shall not be permitted to sell the stock or any other ownership interest in any business owned by me, or held in trust, at my death, without first offering the same for sale to my children, or without next offering the same to the corporation or business represented by such ownership interest for redemption. , I r 'l - <(II\.. -' ,-",\ LAST WILL AND TESTAMENT OF CHARLESJ. RYAN PAGE 6 (2) To invest all monies in such stocks, bonds, securities, mortgages, notes, choses in action, real estate or improvements thereon, and any other property as the Executor may deem best, without regard to any law now or hereafter enforced limiting investments of fiduciaries, except that the Executor may not invest in any securities issued by the corporate Executor, or issued by a parent or affiliate company of such Executor. (3) To retain for investment' any property deposited with the Executor hereunder; except that the Executor may not retain for investment any stock in the corporate Executor, or in a parent or affiliate company of such Executor. (4) To vote in person or by proxy any corporate stock or other security and to agree to or take any other action in regard to any reorganization, merger, consolidation, liquidation, bankruptcy or other procedure or proceedings affecting any stock, bond, note or other security. (5) To use attorneys, real estate brokers, accountants and other agents, if such employment is deemed necessary or desirable, and to pay reasonable compensation for their services. (6) To compromise, settle or adjust any claim or demand by or against the Estate and to agree to any rescission or modification of any contract or agreement affecting the Estate. (7) To renew any indebtedness, as well as to borrow money, and to secure the same by mortgaging, pledging or conveying any property of the Estate, : c...;,q;..iL ,-, r, LAST WILL AND TESTAMENT OF CHARLES~. RYAN PAGE 7 (8) To retain and carry on any business in which the Estate may acquire an interest, to acquire additional interest in any such business, to agree to the liquidation in kind of any corporation in which the Estate may have an interest and to carryon the business thereof, to join with other owners in adopting any form of management for any business or property in which the Estate may have an interest, to become or remain a partner, general or limited, in regard to any such business or property and to hold the stock or other securities as an investment,' and to employ agents and confer on them authority to manage and operate the business, property or corporation, without liability for the acts of such agent or for any loss, liability or indebtedness of such business if the management is selected or retained with reasonable care. (9) To register any stock, bond or other security in the name of a nominee, without the addition of words indicating that such security is held in a fiduciary capacity, but accurate records shall be maintained showing that such security is a Estate asset and the Executor shall be responsible for the acts of such nominee. (8) Whenever the Executor is directed to distribute any Estate assets in fee simple to a person who is then under twenty-one (21) years of age, the Executor shall be authorized to hold such property in Trust for such person until he/she becomes twenty-one (21) years of age, and in the meantime shall use such part pf the income and the principal of the Estate as the Executor may deem necessary to provide for the proper support and education of such person. If such person should die before becoming twenty-one (21) years of age, the property then remaining in trust shall be distributed to the personal representative of such person's estate. ri- rl~ I , LnST WILL AND TESTAMENT OP CHARLES J. RYAN PAGE 0 (C) In making distributions from the Estate to or for the benefit of any minor or other person under a legal disability, the Executor need not require the appointment of a guardian, but shall be authorized to payor deliver the same to the custodian of such person, to payor deliver the same to such person without the intervention of a guardian, to payor deliver the same to a legal guardian of such person if one has already been appointed, or to use the same for the benefit of such person. (D) In the disbursement of the Estate and any division into separate trusts or shares, the Executor shall be authorized to make the distribution and division in money or in kind, or both, regardless of the basis for income tax pUrposes of any property distributed or divided in kind, and the distribution and division made and the values established by the Executor shall be binding and conclusive on all persons taking hereunder. The Executor may in making such distribution or division allot undivided interests in the same property to several trusts or shares. (E) The Executor shall be authorized to lend or borrow, including the right to lend to or borrow from any trusts which I or my spouse may have established during life or by will at an adequate rate of interest and with adequate security, and upon such terms and conditions as the Executor shall deem fair and equitable. (F) The Executor shall be authorized to sell or purchase at the fair market value as determined by the Executor, any property to or from any trust created by me or my spouse during life or by Will, even though the same person or corporation may be acting as Executor of my estate or as Trustee of any of my other trusts. (G) The Executor shall have discretion to determine whether items should be charged or credited to income or principal or allocated between income and principal as the Executor may deem equitable and fair under all the circumstances, including the ' power to amortize or fail to amortize any part or all of any premium or discount, to treat any part or all of the profit resulting from the maturity or sale of any asset, whether LAST WILL AND TESTAMENT OF CHARLES J. RYAN PAGE 9 purchased at a premium or at a discount, as income or principal or apportion the same between income and principal, to apportion the sales price of any asset between income and principal, to treat any dividend or other distribution of any investment as income or principal or apportion the same between income and principal, to charge any expense against income or principal or apportion the same, and to provide or fail to provide a reasonable reserve against depreciation or obsolescence on any assets subject to depreciation or obsolescence, all as the Executor may reasonably deem equitable and just under all the circumstances. If the Executor does not exercise the above discretionary power, the cash or accrual allocation shall be in accordance with Chapter 8l of Title 20 of the Pennsylvania Consolidated statutes, or the corresponding provisions of subsequent state law. (H) If at any time the total fair market value of the assets of any trust established or to be established hereunder is so small that the corporate Trustee's annual fee for administering the trust would be the minimum annual fee set forth in the Trustee's regularly published fee schedule then, in effect, the Trustee in its discretion shall be authorized to terminate such trust or to decide not to establish such trust, and in such event the property then held in or to be distributed to such trust shall be distributed to the persons who are then or would be entitled to the income of such trust. If the amount of income to be received by such persons is to be determined in the discretion of the Trustee, then the Trustee shall distribute the property among such of the persons to whom the Trustee is authorized to distribute income, and in such proportions, as the Trustee in its discretion shall determine. (I) Except as otherwise provided in this Will, when the authority and power under this Will is vested in two (2) or more Executors or Trustees, the authority and powers are to be held jointly by the Executors or Trustees, respectively. 'A majority' of the Executors or Trustees may exercise any authority or power granted under this will or granted by law, and may act under this Will. Any attempt by one such Executor or Trustee to act under ~L~ J LAST WILL AND TESTAMENT Oli' CHARLESJ. RYAN PAGE 10 this will on other than ministerial acts shall be void. The action of one such Executor or Trustee under this Will may be validated by a subsequent ratification of the act by a majority of the Executors or Trustees. SIXTH: Rights and Liabilities of Executor. (A) No bond or other security shall be required of any Executor. (B) This instrument always shall be construed in favor of the validity of any act or omission by any Executor, and any Executor shall not be liable for any act or omission except in the case of gross negligence, bad faith or fraud. Specifically, in assessing the propriety of any investment, the overall performance of the entire Estate shall be taken into account. (C) Each Executor shall be entitled to receive reasonable compensation for services actually rendered to my estate, in an amount the Executor normally and customarily charges for performing similar services during the time which he/she performs the services. SEVEN'l'R: Tax Elections. <A) Except as otherwise provided in this Article SEVENTH, in determining the estate, inheritance and income tax liability relating to my Estate, the Executor shall, with the advice and consent of the Trustee of the Trust described in Article FIRST (C), determine all available tax elections, which shall be conclusive on all concerned. If the Executor joins with my spouse in filing income tax returns, or consenting for gift tax purposes to having gifts made by either of us during my life considered as having been made one-half by each of us, any resulting liability shall be borne by my Estate and my spouse in such proportions as they may agree. In accordance with IRC Section 2632(a) and without regard to whether a Federal estate ta~ return is actually filed, my Executor shall allocate so much .' -t ~'(LH _J /-. LAST WILL AND TESTAMENT OF CHARLESJ. RYAN PAGE 11 of the Federal Generation Skipping Transfer (GST) exemption amount as will fully exempt any generation skipping transfer which may occur under this Will. (B) The Executor may, with the advice and consent of the Trustee of the Trust described in Article FIRST (C), determine the date as of which my gross estate shall be valued for the purpose of determining the federal estate tax payable by reason of my death. (C) The Executor may, with the advice and consent of the Trustee of the Trust described in Article FIRST (C), decide whether all or any part of certain deductions shall be taken as income tax deductions (even though they may equal or exceed the taxable income of my estate and whether or not claimed or of benefit on my estate's income tax return) or as estate tax deductions when a choice is available; and in the event that all or any part of such deductions are taken as income tax deductions, no adjustment of income and principal accounts in my estate shall be made as a result of such decisions. (D) The Trust described in Paragraph FIRST (C) of this Will, into which a portion of my probate estate is added under Article FOURTH of this Will, may contain a qualified terminable interest property trust for my spouse. I direct my Executor, in determining whether to elect to qualify part or all of said trust for the federal estate tax marital deduction, to follow the direction of the Trustee of said Trust as to whether and to what extent to make said election. I hereby exculpate and exonerate my Executor from any and all liability for following the direction of the Trustee in making the election. EIGH~: Definitions and General provisions. (A) Survival. Any beneficiary who dies within sixty (60) days after my death shall be considered not to have survived me; 1'- '.', f'.--.' LAST WILL AND TESTAMENT OF CHARLESJ. RYAN PAGE 12 (D) Captions. The captions set forth in this Will at the beginning of the various articles hereof are for convenience of reference only and shall not be deemed to define or limit the provisions hereof or to affect in any way their construction and application. (C) Children. As used in this Will, the words .child" and .children. shall include persons who are legally adopted and the issue of said persons, whether born in or out of wedlock, so long as any person born out of wedlock is acknowledged in a written instrument executed by the one of their natural parents who is a descendant of mine to be the child of said descendant. The word "issue" shall include descendants of all generations. A posthumous child shall be considered as living at the death of his parent. The birth to me or the adoption by me of a child or children subsequent to the execution of this Will shall not operate to revoke this Will. Except for discretionary distributions which may be made unequally among a group of persons and distributions pursuant to a valid exercise of a power of appointment, in making a distribution to the children of any person, the property to be distributed shall be divided into as many shares as there are living children of the person and deceased children of the person who left children who are then living. Each living child shall take one share and the share of each deceased child shall be divided among his then-living descendants in the same manner. (D) ~. Unless otherwise stated, all references in my Will to section and chapter numbers are to those of the Internal Revenue Code of 1986, as amended, or the corresponding provisions of any. subsequent federal tax laws applicable to my estate. (E) genders, includes Other terms. The use of and the use of either the the other. any gender includes the other singular or the plural (P) Powers of Appointment are not Exercised. By this Will I ~xercise any and all Powers of Appointment which I possess at the time of my death except any power of appointment which I '.IL{\._ .J ,.- ~, LnST WILL nND TESTAMENT OF CHARLESJ. RYAN PAGE 13 possess under the Trust described in Paragraph FIRST (el, above, or which I possess under any trust created by my spouse during her life or under her Will. IN WITNESS WHEREOP, I, CHARLES J. RYAN, the Testator, have to this my Last Will and Testament, typewritten on fourteen (l4l pages, inclUding the Acknowledgment and Affidavit, set my hand and seal this day of .-:: (1 /J('. ..', , 1990. <:.ttv.-.L,--7) d.l'l.' CHARLES J. lUCAN ' signed, sealed, published and declared by the above-named Testator, as and for his Last Will and Testament, in the presence of us, who have hereunto subscribed our names at his request, as witnesses hereto, in the presence of the said Testator, and in the presence of "each other. Each of us further declares that he or she believes the Testator to be of sound mind and memory. The preceding instrument consists of this and thirteen (l3l other consecutively numbered typewritten pages including the Acknowledgment and Affidavit. -Lf-t1/!/J /1 ,-/loti'/' residing at L/41;fl..-, hd/l :4# . "-hI;. ,h ~ (pr me residing at JJ~C6~ tOr . LlxAeU- R.. G, rint name .-')(. , () J..1 ' '-. i. t I ~ .:. {i ,r':""t J ~..,,' (: I-1..t.n.. r"); te ;/ p~J.nt name residing at 0CtIl\p -uJ( VI) -- ACXNOWLEDGMENT AND nFPIDAVIT COMMONWEALTH OF PENNSYLVANIA COUNTY OF ~~ . . SS: The Testator and the witnesses whose names are subscribed to the foregoing instrument, being first duly sworn and qualified according to law, do hereby acknowledge and declare to the undersigned authority that the Testator signed and executed the instrument as his last Will in the presence of the witnesses,' that he signed willingly or willingly directed another to sign for him, that he executed it as his free and voluntary act for the purposes therein expressed, that each of the witnesses, in the presence and hearing of the Testator, signed the will as witnesses, and that to the best of their knowledge the Testator was at that time eighteen years of age or older, of sound mind and under no constraint or undue influence. ? ~ . ' U'a-<..(t.. -1 .l7.~ ~I Testator a, ~G:.' U.L Witness Sworn to, subscribed ab%-named Testator and H.~~.Q.'" , 1990. and acknowledged betqr~ me witnesses this ~ by the day of '. . ~' ~UU- No ary Public or Attorney-at-Law (SEAL) tlOTAA!.~LSEJll. N;;lCY J. RU:~K, :~~~...' ?dc C "'?A "u-.,....-...'" ilrr!1'1I:., \" 1I.....II~.I..'....I'., My Ccrr:T':ss'on :)01<5 Ai!~, S, 1':51 . .-.., ,....." - .. "-.~...~ .' . .. , - II I. " I. APPRAISAL OF REAL PROPERTY LOCATllO AT: 3421 walnut Street Attached Cllllp Hill FOR: PNC BanI< Truat eepartment 4242 Carlisle pike, Cllllp Hill. PA 17011 AS OF: 6120/96 BY: George C. Clouser. SRA George ClouBer '.._....'" .:0.. ..r ",.- ." .,. ....,_..~., )1;'" .''t_'" ..M..---'....."..-.. t___ 1 . . 1 - ___ _ ...-.- .-- -,,-,_ -0 ,-_....0"._. "''..11 -,-.-...- (4Tp H.1U aoruugn ...----l '::1 ~7J ~41 '-'-lQ4 ~tJ240 ........ I ~U\ 01olI"_ N1\ '--_1___" r ..-,,-NA -~ ~~ 80M :'ruut [).p1r.wnt -- 4142 Cdrll.,. P....... C<I1p Hill. PA 17011 ~ r"..., ~ C' ~ ~r __ 19" P." 't ~ 70 ~ ,- 1l ..- '"' "-NMlrwl4 I~. ,1IItlfy....... ,..... IIr'lIII .. " Laolf '- .... ..... "'-tft A....... ....--- ........... =: .~ ,Cl>lI""'" 90 ,Jl....... ~ ~- ... ll-- ... ..x..o-. . 70 .... 1 .......... 5_._. ._ "'-"- _-. 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Ccntrac--..ora - - VI.' t'-" ..~ .c............ .,~l'IIl..___JC"'... UIl.....lI" 1IIt~..,,"",, ~ 1,tJaQ -,1Il II 60.00 o. 100,800 ""lIOI II ~iO "lIOI II .2.00 ),000 ),;:40 ~Ol,040 Eotj.,rMtoo rm4i.ning econcr.ue Ufo of .tte dwollic.g 19 30 years, ,_---..c.._ '. .- -- ... - - 35,6BO '. '. '. ., ,35,6BO; 71,360; 3,000' :04 360' 0...- w_.____ .....,-"..-- IHDeCATlO VALUI I' celT .'",OACH ~ 'Il..a.<<' <<*'~W1' ':OW,.uv.at1rlO I COIl'oUWlI.JlolO I 3421 Walnut Street 3401 Walnut Street 202 Rllnson Rood 205 Itlnll 34th St, : ~ _,~ 1!J.1l ~_Callp tUll _ _Cmp_Hill_._CmpJIUL_,___ I' .............. I 110 .~;"$'; a C:' SlIm! block _ _ 2 blocks _ _ _ I 2 blocks I ........ --~ ,I NI\ ..>..;';' '/,"11- f07.90'~u:t;~;..~~.;,i!;'b_ - -9700 Ii. ,__ 100000 ~Uo-n_.'____ __._ I 0' ~8.81_~ 1'z.';I"'~'r''''.tJ'_._J!_6~_~2.J H,;:J~,"'",:'~~_!. 6lJ..!68.' I:~ ,fI",- _, ~ _ - - Inspection OM.. " coun 1bJ6e ~ " <:o.1rt tbJse aM.. , Court I-'.ouse .~ w~_..~_._~________.___~ ___'__~__'___'_'.__'_ _..__._._.__.__,______~._ . u',uI.tAl.lf""1I'tT1I DUC~ D'IC~ ..,.~, D'~ 'tl'~' oca:~ ,',.~ , o;;;;;.;.~--be~'r.~F:o;;v",;tioMI.-- ;COnve"tlOMl--n' -'Co"v"ntIor...i' -- ,-- .' :::,;:~~mlli- -===-=--Ji12~---=--~-=-_:_-i7~lX.l1-----_=__::-:: ~ , A"""____f,qJJl.l___ ~~1 ____~______, '-""_"",,~_$ir.ple ,Jl!O_Sir.ple_____ _'-fJ!l'_$ir.ple_______;.fe!L~Jl1ple , .. ' A"""age____.E'q;!Ll --+_~l___ ,_~!:qJ111------- ... _=oge,,_E'qJal_ ,----___--l--~l_______ ___f,qu/ll__ n_______ __.-_ Ran~IL.__RanclL__n________"~L--___,__~___ __ ......- 'A"""_4g0_.E:q\Ia1_________!!;q\la1 -ifRl!aJ. _ ~__--15!1=-._.. ____-l~~.!1- __ 35+/- I, e.- Avg,9______.SUperior___. ---=.?J9_00-l~uper:iQr;-_ -5,.Q..09J.~~ior '-0... ,_ ___ ..... ,_ .,.. .... ,_ ..... ...... ,_ ..... __ !g -- ~B"4 - 2' -'-7- 3 -2 - (-7- J '-1---= +1,000 1-73-1 - .. 0- ~-----lJ 680.!t_"--_-L-5118 ~~---=-2J]!)ILL-1,j~6_.,~~,_~Q..O_l._.l,.i56.. .... 1= -.- Storage Slab -2.000 I Storaqe ! Stonlge II --.-- en. L-- 1:1 --- AVO!'~_!l:l'_al , <q\1a1 ' Eau41 _G!ilGWO\ -4,-000...LQJ!\L0\ -4.PJ1Q-LqwCA ~ -- I, l~,tlQL~~ ~l ,Eau41 , ~ 1-<~r.!'t~,g,11 car--9!!!:llgO---=-~Jl.oo 1 None -2.000 : Itlne -- _ Porch ,Equal I Equal ! Equal · _. - I 1 12 f~la~ -2L-~1 --- f;q\!!l), I~ Eau41 f: ;~-~:_-."_-.._'.:" _;~~,' . :~1~6~; ~~aJI ~~~y::: 11 ~l:!)ilar stvle dwollln!l'!..-i!u!le -.n.ej,shb9rh~!Lar~ULub.iect to---=IlOM!>lY..!.!ml"ll!L!'1I'l\i,~J...-,-_ , -,~e ~ed.Q!L!!.~rket_~mQlLal)I:lLQrJ...~_,_JM.J.I~(;at~~...QlLt!'..._ , ~<L=majrql1_$!1,L.lOO t<L$,99,600. The lr<jj,~~ ~t Vl!I\!~.J~~ted to be l,,!!B ,- _ the _ ~n::Lof ~~ue r= aI)d at 594.500 wi~..t""" ""ictlt on e. -5~OOO +l,OOO -5 ,6QQ -4,000 +2.000 . .... 0.. ...._DoN .... -....- - .- .. ........-..,-........._ _.-....u.aI~_.........,.............____,...,......__ : .lM-~an.....OQ;UpLe'Lt'"I1~lL~Uj,!q.!!!i_,th I car attached car DJrl:, No crier sa1,.. , wiYlln one vear:~0!\~Jl_QL~Q!L,J~Jl,L-.l2!16, ... IHOeCATlD VALUI IY SAUl CO....ftlSON ...mOACH D:DICATlDVALUI.VINCO...,.'"'OACH......., r....._.... NA YI,a..........., W\ .. "-___ X..... ..........____..................... ................._.....-... '---- lnsutUc:_ili!1Lll1/!4OLdat;!l~ avaJ,),l!l1le to "'OC"B~.!! Inlx...._Aa:lr1:>och. 'lbe CDst roath is OOlUIlil"rl'(:LaI)d_~e<1_~_"-c!l!lc:!l..for ~_~ arxUil1!.<;!!llv Bets th~ -- llrn1t oJ value. The 541." ~~ ~ch is _ root reliable and ai'll!ll.- test ...uqht. ......,. ~.uuaJI..o1 ~~"C)I ecw.t.N&l NO J NA NA INA NA 94,500 NA l'l'lI..,.............. __.. _ _ iii... _ -............................. _ ..............a.IIf\.........."..... ~-------,.__"....-........._,...~_"-ICDloI~ I '(WI) ImllA 11 nlllU.'UCITV ALUI. AI OIANID, 0' THIIIIUL "'MllITYntA TII nlllU-..cTDP THtI RIPOItT,AlO' ---...1!l20 96 (WIC:HClTHI O'lHlNcno"A"D~'mCl1YlD~O'T1tl."IPO'""'TO..1 94.500 APPIWIIJII: (1 IUNft't1IOIllYDPIWIIRIO....,ur".QIJIllID): _ '-. I~ ~ .,. 011" ..... Georoe c. eta er. SRA _ ........... --~ JulY 2~,~_9,6 --!'r>!! -~. GAOOO2J3J. ...PA ...~. II!'I' OI''''~, ...PA OI''''~' _ ~-~~~ ~-~~~ ""0'1'''''.____..__... I~ '/roQIac;,a ., , -. ---, PHOTOGRAPH ADDENDUM &o"".,.,04"f riA p~~.. 3421 w"lnut Street C'l CJTp H1l1 "-'l C\llltJer 10m l",* & D.utit ~Jst Oepdrt:rent ,. "'. SIIIe PA Ip Coot 17_011 SUIlJ!:cr - flWr .-------------------- SUIlJ!:cr - REAR --------------------- SUIlJ!:cr - S'I1laT --------------------- -, ,-. PHOTOGRAPH ADDENDUM _00nI Nil ,,_, ~-;';';;;;j42I''''lnut Stroot Q!r ~JUn__ """"'Y C'Jllt>erINld l....,., PtC 84M 'I"rJ5t nt 511ft PA "toot 11011 SUIIJECI' - IIASIMEIlI' "'OT......__...._.. ,____ ~l ~ \I or E~OCf "" tJlI1 70 SC.L1!' '" C.I,.lb'/J~1 3u,<;~.: l(,llO~-iT (, Q At @l 6'Il t,M.. ~ 8 Ie... -- """" ~ ~ 9~ Lit lftv ,. P..d, (stat, 1 Chpr~,.j'.Q~l\ltV 3~:J.1 Wak.d Siiiit C~ IJJ.J P Ii "A.&&A..,," DKD ~ _ .-..- .... l-. 1.-.1 .... ~ .aht ,,,. .~is ~ttb, (t( d., 01 sisty-two (1962). Junt in 'hi ,.., ,.,.,..n '-sndrN ard Irllllrm lIICHAEL ABRAHAI/ aM DOROTHY ". ABRAHAI/. ~I. "'1/., 0/ Ca..p Hill. County 01 C~blr~a~dl and Stat~ 01 Plnnlyluantal Grantors ana partlt. 01 tll, Ilrat part, - AND - ~ cl1ARLES J. RYAN aoJ ElIILY TILTON RYAN. ~I. flJl/.. 0/ t~. CI ty arrl , County 01 Dauplatn. and Statt 01 PtnnayJuanla, Grant". and partlta 01 tilt StC~nd part, Witnrf'd~. Tho';n .."..;d".non 0' NINETEEN THOUSAND (119,000 00)------------ ______________________________ ______._.______________________D~/~. in Mnd ".;d. 'N reaipt .hlreoI i. Iwnb, dnawl.d~. ,he Mid ,r."tor a do hi,.", 'ranl and con"., '0 ,he Mid ,r&nteIB . all t""t e.rtaln pl.e. or pare.l 0/ land. slt""t. in t~. Bo""ug~ 0/ Ca..p "/11. County 0/ Cwob.rland and Stat. 0/ P.nn.ylvanla. ..or. part-- IcularJy bound,d and d~.crlb~d 01 loJJo~ t~ wit: BEGINWING at a .tak. at t~. .out~.rly sli. 0/ '01 nut Str..t. fIJ~le~ .tak. Is lour ~r.a (400) /..t ",..tllJQrdly fro. t~. .out~.t.rly eorn.r 0/ t~, Int,r.,etlon 0/ T~lrty-Fourt~ Str"t and 'alnut Str..t and ~Ie~ .tak, I. 01" at t~, dividing Iln. b.t"".n Lot. No.. 20 and 2J on t~, ~.r.lna/t.r ..ntlon.d Plan 0/ Lot.; TBlWCf at a rlg~t anglo to 'alnut Str"t and along t~, la.t .ald dividing Iln. .out~ /Iv, (5) d.gr... /I/ty ..v.n (57) ..I nut.. Ea.t on' ~undr.d t""nty (J20) /"t to a .tak,; TBlWCf along t~. nort~.rly Iln. 0/ land. 0/ t~, C~ure~ 0/ t~. Good S~'p~'rd Sout~ 'Ig~ty-/our (84) i.gr.,. t~r" (3) .Inut,. ".t nln,ty-on, f~J) /..t to a .tak,; TnxwCE at a rlg~t angl. to '01- nut Str"t Nort~ /Iv. (5) o.gr... /I/ty-"v.n (57) .Inut,. ,..t on. ~undr.d tU10nty (J20) /"t to a .tak, at t~. .out~'rly .Id, 0/ 'alnut Str..t; TnrNCf along t~, .out~.rly .Id. 0/ 'alnut Str..t Nort~ 'Ig~ty- lour (84) d.gr... t~r.. (3) ..I nut,. Ea.t nln.ty-on. (9J) /.,t to a .tak.. t~, Plae. 0/ BEGINWING. All b,arlng' or' ..a,ur.d fro. t~. true ..,rldlan. BrING Lot No 2J and t~. .a.t.rly .Ixt"n (16) /"t 0/ Lot No. 22 on !OOI,\.' ~l) iAr,E 813 '",II ','.l bt' -., '" tla, Plan 01 Part 0/ Ha",;dt!f1 GtJrJlna, colaiell Plan ,. rt!corarQ ''I tlat Cu.btrJand ~ountw Rtcord~r Jj Dttas Oflic, in Plan Boo~ 6, Pa9t! 30 RAVING "'&lrton trtct.t.. tJ ant !It.~rw stont and IrafICt c1uwJltf19 II~uSt known a~ nu.b,rta aa 342J FaJnut. St.rtr.t.. Caap Hill, PtnnayJuania BEING l~' 'aR' pr'RI... w~lc~ J,..p~ AdJ..t.," and Cat~.rl". M. Ad~~# .t.I". ~/. wlf.. by D..d dat.d AprlJ 12, 1958 and recorded I" d..d boo~ oJ', Va/woe 18, Page 112 Co"ueyed to MleN..J AbrallaR and Dorot~y H. AbrallaR, ~j~r ~~~ !~~.~C~ ~-,,-.... litn :":r:'~ :>.~,; ~-.'~-:5 11:'". ~~:~ ~I :~ wr.~'~ .~ -"'!~-:~: ..-. ;' .: .., '7...,.....:- !'r.... "'1"~'~1 lot' . . '. .: ~ ..':-; ": 7 ~":'":-: ....... .. :'r;,..... t;-:--OZ;lj' r"'~ .:.'~ '.':':,"~.:~.~n ':i' ':'-., -':' ~ !,.:':, ':".~ ....:!'l :_!~ !':"!!!'-~;'.. 'w.. 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Thai co"dl'IO" oon "Of .r'.ct IPl. urt.1 ,.h.... ,,,' lubl.e' 0"01l.r1. UloUUIII". '.1.1.. la,"U'ulI 'Ioodlon.. SU"lIlnO or ru""I"O .'U" .., Dr.,,", 0" b....."' 'loor. 'Pl. '10111'" 'I old... I"." '101 l~l ,U"I ollt. All ''''''"Ietl '."'" I"C1I,,1I1"0 tPl. PlU'I"O, .1telrlcll '''11 Dl....0."0 "U" .pp..r UPO". .1110&1 ..urlor '''IPteIlO" to O. I" .ortl"Q orll,r. "'0 ..rr,"tl" ,r. l'pll'oI 11'1 ,nu IUt"."'. 'Pl' .I,e,ne..1 I,n.. .at "ot Co"n'CUd It...n"o .I"IPteUon. tn, ..ur "r'I" ... not co""teUd "...nno I"'OICUO". 'h. nuu"o I,U.. ... Ihut dO'" 1110"'''; InIOteUO". ..11 ,nd uPUe: "r, colla" to the "nl. R.pur I"" ..r. "ot'd I" t". COli'"" nC'IO" ot tll. rlporl. TII.n CO'''"'I on r'Ollr It,.. Ir. tor dltcrIOIl,' purpo.., o"h In" .r. "ot r.quH.d r'pur.. TII. r,pur 1'''1 .r. COI..UC I" "at...r. ,,"d 00 ..OT Ifflct '"' urU, ,.Iu', $uDI"t II "" cOIIUrue:hon Ind "I 9<l\ eo.pl,U" 0" au. of In'Dteuon. 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Although III,r, art COIII.r.DI. prop.rUII In th, luOllCt Ir.., no"' n.... laid r'''"'h. th.r.tor.. ..I.. a" nc.n of ", UII .on,hl old IIIIt '0 b. uud. AU tnrlt cOlp.rIDl.. und Itrl tll' InT "VAU.AlLE. 0". or '0'" 0' tn, COID.r.bl.. u"d It... ,n I.C'" ot 0"' Itl .tI. 'ro. ,n. lublllt prop,rty. AunOuOII UlIrI Ir. COlp.r.bll prop.rUII In ,II. lllt<la.U Ir.. nOn' n.., laid r.ctn1ly. Th.r.'o.... It .11 ".'....ry 10 UII CO.Olrlbl. "In outUd' of tll. II"OIlU Ir... AU colp.r.bl.. unit .... loc.tell I" ".11Ir "'lgllllornoOdl a"o .aUun ,II. .... ..r....tlng Ir... ..U ,Plrll COlplrlblll uud ..r. 1n. enT AVAILAlLE. 1II00flng "rllflUllon U IUOO""O, "uIDang certlflcaUon n lugg..ttd. U.ctrll:1l carutac.tlo" It au;g..,.d. ..uung "r"flcnaon n auOg.I"It. FlOOd ...uro I".url"e. n 'uOO.."d. S.U.r n p..'"g p.rl or .11 0' do,,"g COUI. Tlln DOfS IiIOT .fhct '"' ..r...t "du.. AU COIOlrlbl. ul.a ..... doult ul". TII' .ublllt prop.rty "II "01 ,rlnl'.rrt<l a" ,II. p"t 12 lontll'. "'III Ipprlnd n . 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'"'-~..,,... no ~l'\Il "'*-l on Of boll WII'l rtC*l tl IN ~ ""Mt 01 N IClOtIU' rlClOf'l Of 1M partie>- pantS tlN". T~~.OI"',,,,,V.woon NlClOtIlUlt'llQOffll J'101tlU<<1 on ~Of on,*,'-CJOllNtI~. CIOlOt. 0' IIIllOn1lorq1't OIIM~ 0......,. Of ~OIN~ Il'C)l'IlMd. Of \4IOI\N lICe. CXIlOtOl I'\I\lOIItIOl'lgW'l olNprlNlftO*'*' Ofoc::a&lltnl OIN~ on N 'I'O"'WI'folNiOl'Ol)ll'ly IfClPl1IlMd :3 The 1W'I....."" ~I'\I"Y ~ 1M ~. bOil .... .I'd 0Ul. 'M I'IU lMde.n.1'IeI'Or ~ 01 .. ~..... ~ on IN rICOIt TONbeI10lfll Awt....,~ .ndMloel. UftI\IINntI.I'd.-rlomllllOn on "- ~ .,. "" .1Id ClOff'IC'l. .nd N Awl.., h&I not 'nDWn1Y WItMtd .ny J.9"lIftuI'll oM)nNlIl)r'I . AIl~.1Id IofMI"lQ Cll)l'dlft)l"llll" CIllfttI""'''''''' l""CJOMdby 1M lItmIoflM IUqWMfltOfby'Nur'IlWo logned .fll(InQ fie 'I\I'YM. optrICl., .1Id CXI~ CIll"tIIMd on IN ~J 5 1lIlI tpprI...t t.rt I\U tlMI'l"'lde 1ft CXIManMy WIIl.nd.. Nl!<<t tl 1M ~ 01 N CoOt of Prut~t EItIa Ird SUl'ldll'Ol of ~'IUClI'\I' Co'lO.lct of N """,..t 0'V&fIIU~ ..... wl'ICfl N Awl... .. ,,,-_ I. All (ll)l'QlIIlOl'l1"lllOQol"lClN corutTW'I9 N'", eIlIII Nl.,....lotIlon 'N appra..'t'IOOtf... prIQIrmby N ~ wtlOM .oglllln IWMtI Oil IN ICIPtIUl tIIClOft. ~..oalld II "R...... Awt..,. No CII&f'9I of '1Iy f/Ml 1ft tleiAltllW NClOrt """. be "'*" try.nyone"* Nil IM~..1IlS 'N ,""..11I&.I "'''1'lO ~ tor.ny IUCI'll,ll\lU'h)NtC Cl'\II'IQI. CONTINO.NT ANO U.-nNQ CONOmOHI: ".. c:eref'allQl'l Of Ni W'a" IClOMMO on N IWllUl rIClOl'f .. ab,ea tl NfoIIowot'IQ~,...1Id tllUCl'l o,.,tcMdc Ind IIrMI'IQCl)r'IdllloNII.NMllOrIlby Ni Awt.." NtICIO'l ,. T1w Awt.., IIIl,ll'MI no ~blIIy lor "".,. 01... Nan.1IKllrlg N ~ fA)f1lMd or,.. _... tl. l'lOfoo.. IN Acor1"''''''''' ."..,CJllIltOIIU tl NOM. wncn.. .........stlblQOOd.1Id INI"~. Tht~.. apptIlNdlltr'O.lQhunMr~~ 2. ""'.I'ICh"IMl'IOOt1lN1y.,..,.ICiP'OIIIl'II..~Ifld..lfW;UMdtlllM1,..,...,~"'~ ...,." ThlAcor1..hUtfttdfno...",....,OI"'pt'OOIl'I'y :3 "...AtlotI..,..J'101~tlorwe*""Ol'lYor'"""'ona:v1.....ol"',,"oINIdlIINIClP'III&IWIIl~ tl Npt'OOIl'I'y on~foll'I'-lITl"'" "'''0Mr'I ~ IMdeIlltwtor . "'" ddClu'llon of N 'tSlUlbOI'l on N ttIPO'1 DefwMl't land Ind ~._.~.~ IClINI ~ I"lI'Idet IN'unt'tg prugram ot lftIkutlOl'l. ThI.,.,... YlUlllOl"4 tor IInd.1Id ~ ftU'l ACIt be UIId on ~ WIll I".., ~ IP(ltUaI ard Ire -.lIdlllO'-"Id. 5 The AclotIMt IUIUINI NIt.,.. Ire no fldWl Of Ut\IRlII'If1'l ~ oflN~. abIoIl. Of n\.Il:U'a -"lCf\ WOUld,.,..1I rnl)lW Of'" "'Il.IIOIe. ThI~.. UIUIMII'IO .MPOolllbMV tor IUCI'l CC)l'drlloItI. Of tor ~.ncn "'9"Ibe'tq.IltIdtl~lUCftflc:D'1 I. InlOfmIllQI'l.'"""_.I'ldC0f'0"4~I)NI~...Ind~on,..tIQOrt....ot\'tIftIdlnHll~ ~ rtIIAblI ardbeNwedt:)belUllncl CD'T'ICl Howww.I.IO~torac::a.ncyOfIUCl.lI.tMll "'"-'*IN AclotI.., can bI uwmed by N~. ,. o.c.::..n OlIN c:on!*TIt OlIN ~,.".. gowmed Dy '" frr1tWlIl'ld R..-tIOnI 01 N proltulonll appt'IlI&I Ot;llllUllOl'lI WIlIl wl'ICfllN Awl.. . .""IIId_ &. ........ .1.1"(ll' I"f pari Of IN t:Ot'IIIInt 01 tie tIIPOl'\ Of' CIDOY \hItW0111I'CI.Dng CXII"Cl.11oM1 u tl N CWDC*lY """. IN .,.....,., of N ~... ~ deIogN:tIOnI. ,.... tlany ~ IAl'UII orptIWI~ Of IN Arm "'" .ncn 'N"'WI"" ~I. "". beuted lOf'anypurp:lNlby 1II'jOMDu'l'Nd4tlttlCl4lClfled 1ft IN NDOn.N tlOl'rllwtt II 1fClPl1I1Ml1Mpt.d by 1&IM.1N~0f'1lI ~and...,.., moroao-"""" ~ ~ l&)CniUl OfVI(IlUllOl"4.OI'.",ItnIOf..,.,....~lIntnoal""""""'any~IQWCY.Of~ol,..~ b_ Of any ftI.. Of'''' o.nct 01 ~ WII'ICIU'lIN P'..-cIUI wnI'M CIOlW<<'II of N ofr(lpralNl': I"(ll' will be ~ by I/'IyOl'lI tllNrabIC ~~. ~ rtII\lOl'lI,...... ......OIOf'11tlMdll, IfIfD.IIN ,"*,CDl'lMnIand lfAll'O\"IloflN~. , On..IfClPl1I....~.,..OItIct)t'yClQmPlltl)n.,.,..,.,Of.IWnDl"4.N...iUl/'lPOf'l.IId.......~.... CJOnIl'lQent'-CJOll~OI N ..rnpnl.MT*.1I on. 'M)I\l'ft&tllQ"""'*". IH'mlOHMINTAL DCSCUlIII": The ...... InINlIIId lit .....,." II baNd 0f'I1N ~ Nt lit ~ .. /lOt 1"l4IOI"""y .fllCl*I by fit I~ 01 ~ LOItancM or dftWNmaIliI..~o."""" ~ The...4It.. I'IOt II' llIpW1"ll4IlCIIntf'cItlOI'lotPlU.lrdoul~OfOftlrMt'ltalltlo~.IflIrITl&lClOnlhOnl. ThI~.I'tlIWIt~ Of 1I'ld....".,...ltlCIu'lll4ltlbrlCt~ch:I J'101dewelop My ontomlIDOn Nt Iftda.. &nyfA)lt'f"t ~nuatOOuI ...."'* 01' ~ ...~<l>~.....lI.l c:onIMIonI ..rI(1t 1IIICIUld.1tIIc:t,.. ~ "'OI1WIy. It. ~ fII'''' ard ~ m* by. qJI~ I\&UIU:lui ~.1Id _..._~._.tIlI~ wcuId......... '" Id1ItU Of ~ INI\IIN. lI'ld~c:ondrtlorIIOI'lOfaroundNpnlpIt1yNtWOUld"'''''''Y.!ftctIll'''''''''' ADDmONAL CI"nACAT1OH: The IAn" ~ c:erIllII f\lt t. n,.flClC)'M&I~ tllN ~ ~rcIIOf~~lI&Il'rKtarusPAP1 ~byllt~1Ml SlaI"dltOl Board 01 'N ",""... Fo.niIllOl"I. '1CIPl 11I1 IN ~ PTtMIO'l olIN USPW' dotI not IAl'Y 2. Thell'~1IOI'l" J'101 ~t4lOIIlN rtIClOl'WlCJof. p..o-,ll,..._-d .......OfdnctlOr'l.,....... NlfI\IOt1I IN cauMotINCIoI"lL1M .l"QIntofN ""'..,.,,.....IIt.llIoMWItol. ........r-.,Il, orN~ot. ~ ~ :3 "...1ClP'tU/IIIq'IlNl'lt.....noltl&NdOl\.J;j~.................C..._...... _,..~m{~,6,.....,.......... ....._.1..., .. ,(',..,.... ......'................. George C. C... user -- ........ .u... "T'OT"".___.....".._.. 11ICIllI.... -- ,-.0I)II,u,. ",-"fty 0...".11." UNIFORM RI!SI'DE'NTlli.'IlPt>RA'SlL REPORT ""0., -"-~ -.. --- r ~~_ ',' h" -~~J..._'I/~:!...___._ ~~~ l"'. .t'''''' ~'l~, "f: o\1,..u.~ ,,,,''-~'..- ,1.1'. ~l' ...... :t ........ . :..."'., ....r.......[ :,. 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".t....:l .....T[oJI~ "'-'-.v.;,,,,. -...c~ .~. ... .w..;.... ~cn:IlM..... 'PIdl4'o:110 .",. ~.:.' tt':()l'I'ly ._, orrowu'\<CUy J<12...""'l!'{'......,, ~~~".u .:lol'J :)n ::...,....,... ::.:t..'.' .~, \01,. n ..... ""11"[)""00<1 .:..'OC'.'"~' ..... t........rw;.. at ,.I..., ....0 ""J'IC."';; .:.;nc.",c", .'':' t"('f ~"f ..'~) {',;fcff:'f,f ~:(~r!I'I' ':r:ljj'." .. "'(.I1T ...... ;~'-:'..~.. .....~'r"4(r ...; ".:.r' .i'''' . .,'1" ~ '.. r..': :._'.. ~. .........,. I; ....:..;. ":,C;. . 1..r:;.: :. ..'''' - ..lo..: ~ . .. .j.... '. . . ~'.:. ';". rnV ;~~ ~T .~~ ."" '~~["T.. ~~~I ~L ~~~~I"4'~~ ;;~'r: PIOfKI 1""OIm.11Of'l1ol PUO. , Ir.l.'oC~t...,. . ,.,.... ~ r..,.'1I'f '" C':)r!Tt:l''''~ o./WOI'\ A...uoo:iOl'o;)I'l ,...cA,~ _ 'et _ ~ ACt'~' ...."." ':'l' ""...toW :' ...,', ,. .~.. "'t...-.;' v:....... ",,",Oll<,.,..!1t 'Cl..1 """'OM ~l.."'" '01 \.I. .f'I"'" \I.oOPCf DtCtllCl ()oo',..r...:............._....,....-:..~...,'.......I.'I:....... O'''_\<VI' 1 ~ I 1.': ., "_ LEvEL 'vPI(~L fCQ ~~f~ ilECTA..GlJL~~ A"fQACF ~VEl;M;f' Ti,lCJOQ',aCl'y ''''...!...'-O 50Zft '$P1.aCII iCral"-lqlt .... Pt.1lIC p....,aIlIUrtOtc..U)1'Q r_p!r:'l .." :..r.lo r7i ;... ]~,_s..rf.ac. ,J,i,'Jf\l~<:';l..~t.' ~:: ..1~.~~~GNr . . "'" II'EW5of<:~FOOOOI'''UMa'''''' ~ "'.' ,7 ~IC I. _ FEW l.:Jne ... \UQ~!e .....,... ;=, I'EUA.....D~ 4.:'':11)7 .1ljO e C.;t"-.,I'..IUWf't'lle....,~uu-....,.." I"'ICro.acl'l""""" U)tK""UWOI~I, Sl()t...AI.~OI~ro-cOf'IQr""I'QZ~...... tIC I r..f;€: :,;r ..' AOOA~E"'T ~O",€g5:: ~A';E"ENTS OR €~C;;O~C'"'..f~T; ~..Ar M'.H' r..f' )1.'3JEC~ :lg(jPF:IH~ 50...1'..1 : l. v 11 :~. ;- ~ ;.:.....LOII .. I~ ~toC :"'''"l:Jn'<4'(:'''1''~ :.'~'CICt' ~€'5r:E..!t~L 1.;;,.'..... :;f"0'''''...... c.!.. ~"....,-== .~l.I' "V(""'::::"'t ~'I""""""'''' """ ..._~, \ to'., .,.. I' 1"(:'-"'" . ~.~1 _Sf' :._ ...w ....0l0t,1'I1 Ut,li"" ".[)tIC ':;1'" Off..It.lmorOY.m....l. ~.Dtt E""'.I('....:. St~l ~SP"'C.L T G.I,. c..'t!'Q>..I'.. CG'4(1:1f!F: - ~ S.,...... CONCQETf' ,::.c 'StTHl'"7t1 ELE.:T;'JI': . 'A'1py ljO"'E '- I......'.OC t:<"'r'IQ ""J'~ s.,,".IJ'Y"'_ S!::"-,,-- GE',E>lAl.. :E5CPIPT,O. EA.TERICR CEs.:RIP't;C~. '", :' (,;"'" O~f r""~11(ltI .~ . ~ "we :. ').~.,., 1)'4( e.,..'O' .....'" ~ ~')"'E, ; ~O. T,t.f"()ool "'lll C,ErAC...faRoots.....k~ ~...INC.l( ~wn'SI..,,", OANCI-f G..."","o--."~II _E~ E..w... PrOOCIN f'IST:...a"',~ f,t41 ;:IJ~'" C,tlt ~,''', 4') "IlL 'j'CO"'Sc""",, .~: E!'If'CI..... AQt!IV", M.'''''''xt.'1'<1,"""'''' ..' PQCVS r~.... \""I'Q ~.",~ . ,IC"""" - Don rcu"'O"'TIC"< . Slott! ""J,," 'CI~..I 5o.act ~014E BU~1 'ES So.lT(;Pu"'C NO 'OMT'(lf'lll"tI .f:' IStnIil'fnl'f"I ftprC:'l 1"lt"~!1(ltI "~W ~ ~N '1'1""""RmI RI'(: Rm I e...c1tlOl?'S I , BASEVE~'t 1N5\.A,AT;C'" RocI c..."" - -. - '- - '""",, - - ....... , , 'A,...SQrl ,'12 'Forosr.tI "I~ c;....rq ~oon I'''lalls ~lnc" riOot' .. ,:,~c'.Tr ().,fSQI e""v~O ".... A....s., r, .8.I!tt1IU~ 1:." l.....' L......1 , F,..,..,.., -1'1'.11 .ttov./}'J,,.. ee....',I'I, 1 RCQ'" 4 8fo<lroc.....'1 IN'tERiCR V.I1"Io1I',W1t!,II(ltI ,"EAT.M; ,I(ITCHENEuUIP lAne flOots CRPT . <JIN/A....G. '.D4t ''''A '~"OI ,.....,.~ ~~, PlASTER/AlJG. r,,",, ~R"I'lQl!'Qwof'I t!J 51.1>" T"""I''''''' .,OOO/PAINT /A\lG' ~,O"' ~\lfj O,1DOWl --J ()tlQ sUor B..lInh)()f 'J!NVlIMG. .:0Ct..h;J lo.st"IlW'ol'f .11 SQ."_ BJI"W3<f'SCOI CERAt1[C/A'.tfj. ,~.. -----.Jfl"'J-\XXJ b!j fb;lr Doot1 ~OOO/A\lG'- ~ 'VcrowlMl ""'IW!C\ ~.fO' ~~.Ct... ;ac,r:....VWOd A.)j.I.,.".,~..r....'II~""""t'I.."C~,......,,,:.)rOIOM ur.. S ..!lrO .j~\Jw;, , !l.I!f!I'1 ~::!~.rf04llC'.:t.:n:.......;A.f'J CAR STCRAGE ~~ :J ~ :; C1""""" ......... IAMENITES ~ f~"II. ..h!- ;,.,J PlIO I OK~ M Porcn CORCH H;:. - .:111:.\'\ : .i:lECL~I..E .'f "e l. "'l'llC; ..",,:,~. . Corll.'O'Iof.....""Cl'~' ~1IC...rlOf'l.~ '"nr::~O'I.lI ~rI(l..lPlt\All ~~ lJ.oJII",dCCI\Ilfue'C/' """""'JollW1,J,I()1'kIn' PIC HAS .,ATEO SEEPAi,E ~~ ~lL :UT~ta~ .Alli !~I) ~~08LE~ N(EDS to 8f ~OO-[S~fD. '.. :"t'" Ad"!"M _''''''''''''''1''' CO....l<!Cf'. .t.;(rI It Cl.l ~ .,,....to(l !o 1'I,IZMm4 "All" tole 1o,il1lM1c., 'IC' 0/....., ." I'W~" ""'... \Ill )f " l"e ..........,.,'..O:<Mo,d:....'Io.ICl...clplt'()<I'fTy T,.( :'~;:;;:':~fQ ..~~ '., .~I-il.l(nGf uF' ~"y ...AloliQ{'IOus (:..nIT:,Ioj' €'!;':..rJ Q 'f T...~ . r ;)Q Pf:;oTo ~.. .""4 ~..._ ; f!. .. ;...~ T.. V' foI T1 ,'r f.. pg pr~:. .__....~...,.....)~.I II... on .....,,,-..-.., ,......-.........................,'. ....,.,...., 1_' ..-.......-- ..... ... V."'.lIen s.cIIOft --~----_.- UNIFORM RESIDENTIAL APPRAISAL RIlPORT ......, '_,"" -------~--.:.':.;;:-.---:-;---::.;::;;-~. :'_~! ".(r,,~.~ ......~.I\ ,.r.. ;' .,;,. .,......... .,'.. ....... ...;...1'" '')0.' ;.........'..... .I'"J .~.. ..'.-0 .A ''''1 ~"'..A ". [.;....., ;,'f .A..~l [')....1. .(OU,:CtA',,:'. :'>' '.r....:. "'PIl, p..,."'"....~:: .:",.".~.~ 1 ~ : ...:"" l' -.J ~ J0 ~;:-~l:.:,..(r:, ;:tf;~~'~. ..(....Ie.."; "'.":.1 ..,.........',.I.....I......l................ ....,.,I'....rr-t......1 .:.:......- ~[;.,.....rr'"f'~. 'j',' :'t~i)(;"'Arr.'.. ...;,; '';'.f't ,,>.oj .__:..~~.- ...,',~ ..:.;,......" ....0 '""I~r ~,~:~[..;::.l .......;. ..';;. ~'. : 'jr " ~...... : ': '" ..;.,:r . .......... ..,';.." .;" " ~ . ,-, l " ... .1'" ~ '_ "...... , , :,r~, -..! ~ .;, "';' . Lt'n 1".'\--.1 ....__l_..~__ .''0.'''''.' . .',,,~ 1 ....~ '''' .,...,. . : ....~ '. -. , . '" ...: . ,- 1,,;- . . I'; .r wQ~ 0.,.,,,.' 1....1 ',1'" ' ...~.: ."~'..' '\ I.,., .L... ",'.. "T'-'''_~'', INOICATtO ...AWE 0.... COST' APPROACH 'E',I ; ~H~E _' iJ~ 1 ....\. "f', I :....E ~ ' ....t:f..!. ..,-;,.. "I'll:"''' ..... "';". :4;..,......I....r....._.I..:.t~ '.".AI.AI'll', ,-:'.WAllAfkl'.( . ;;;..'PtIlABLE'iC '," ,;...:,:.. ';':':',' 'I, .;,-'. ." '1;: I.- . ,';"j . ~.. ...:~,~" :,!",p.. :. ~... ...... ''; ....~..,. . ....;, ~, .:,..;, ..', ..!"''- ..\.: . , s.'''''''ro. , , '. . ~t. : ~.:~ ,.."..1....1 C.I'J j'lJ :' : 'j '.: ;::: € r ~ : :'. ;. ;~Fl :: ~ t ,". .toLZ ':"11 1.-... '<.1'(;" ...",.~.. .A~.r l:.~ ') ....i:... ~ 5.lotot,;,....J"c:.... =-~<X"H<'" CJ'..:, s.... ....... ~ES.;:~~. -:'. ".LI....... :ESC~;PT.C.. -:0'.... 'jr,..r ".--.i.iPO ..t,.. .', .... II'~....... :ESON:l.oC'. ':O'lY "I:"'t ..j,'.... ~ - ~, 11:..1'.... ,:j'.. LJ'.I'V' l..J'.....:.: ~_ :,..,.. .., ',~GL' '-t'i ". r.r .; f " , , ~~ I -, . ~"... .....r;; ",i; 0.-...;. n: .cc... ..t."-C.. ')....j, I, ;, ; ~.,.. .('C' .:...f;; :':',j t ':'.'.';:' :.. ..:':','r ;....,... :.r,;r'" .;;:.' " '..:l~:;' . -:...,'.. ;IJCf;;: :; 40 ... ~ j,100 .;; "" ..... c..;.,,-:..,... AtJo:,(',j'~~ R.:c'" ,~:",,! G'~" ~..... A'". 6.1.\(''''''''' t ~ ..,""" RC'C"",a...OC... ,j'.l:'" r."C'o::.J"J"", -.l'rw;':";,,,.~ E......~. E....;....I '...., G.l'J~C.l'X" Po:-'~" ,,~~~ c-:. F.*t)I.liCf"SI.,,= .1\,) .,.: , .1' ".1 j::;';2 '.>1n ',. ~ "'" O' ,:.., 'j" '. ':.. '...... ~ ,j., , , 1.1",,').:'" f'WLL ,), .....f;;.:.Gt '1.000 . t 'JOO '" : , ~ ; :~: ~, l l'J ~ Sol ~, jrULl -G. wlo'[_t,':f Ij..:.:, ~ '1'\;., .. ,'..Q:.:,,-,, ; P')~(H '.. ;:':-1 D.,~ $} t, .1 .... r','L:. "J- .:..f-....:;f 'jtol.. ~, . ClOI,.. ).. I .. '':'(;';':;' r'JLL .:.,rQ(j,-,r .j,.A,L.. : r ;,:;'" II', T ~ ..........~ iPor;r.. , "f.... 'j..w""" <.iCQ ~ ro,1" '.'" j ~-; "0"'-: ;C"C.. ,- .JQ_(.. r-':r;, ~:.: :I,.:.,' .' r..",-=~ ;..:~, ..: ........:,..;!oI.' '-, ~, , ~:"', - .. ..... "':",,\'~:i-d"'t;>'oC" ;1 '':;;'"c.1'~:''' s .. .. ~....~!S::..::..."'t..:,~...Col""'" '''Cl...IJ.rqlNo'lo.tll'l:lt'cc..r.t::'''C:l!tohl.!C!~''''''TOOr''oal1''1C1 "jIojSIOrI;EO :0.; "!A'q"'i '''r~ ~':PC:':':~':'l '..: ~"';"f ,....~.. r- r,.~~~, J'; ;''OJ Mo~r::J"pc..QABLE .:,.,tj '..r fE:-4 :..1""....:'..:.,; ,-:r ,,:. :.-" T.. t, 1 ,.T ::;, cr.;r.. to rr,,,,,c..;;o.P M AQ .OJ ,Tv r- ~....O :.,~ :,..,:- ('''' '(j Tl'lr<;T:.:,p r'c T.. I'l~ (1Q .':-.:':;rOfrr-~ ;-lc..T Jrp,', vo , ~EI,4 c.a~& ;>'oC' 1'"(1 001(, So.l..tt. '.;y:.n;. \oI~t "'~"'J/:IIWUal 5i..B..EC PQ(5r~T . OI.f~EQ S:.o;CE . !l.''-E ; ~"8 :':W'ARABLE..O' <;QN( :0.; ~~Sl '(A~ CCI.,lJ>.t.R,&SLE -.0 1 NO~E IN P~ST TE~~ ,:C1.IP4RASLE"Ol NONE IN w~~T 'EO.. "~..I..,.t:f """ :"'~w;,-....t :''1.1.. ;('01" ;1 .,'....:,..... ....t-.:tto'x.-') ,1.'"(1.11\&II,'\4 CI 0I"'r CI'IJI W~tcf UIl!'C1I'"(1Cor"'C.lrlOltl.~~ "II OI!rop ::.I!., !WI,... THERE IS ~o !"OIU,~!,;.. r;('1'l AN' ;:"RL!: ::.C "l.~ SfQVIC[ r"AT '.. ~ ;:~(~ .;"..:. or., ,'rrr:rl'l , .. SALE ~ITHIN rMf l~ir '~AQ. INOlC...TtO ......LUE BY SALES COMPARISON APPROACH I ~ ~ , ):.. A I .... <' .... . . .... p <;,~ ..'" ,..,,~ p ../A "f.':' T'~, oIC()1'~.,...~ ~ II t _ \l..o.ocT'~ ""oI!~., "'''''!o7It "'~?I CQt'Glont '5!f>d ~ '-- MIf>ClIC COt"CJII'I'O" PiP" N",,I."d \Cf'(,'oCJ!iCI"\ C:ffl,lqIS,jfAloJ..... T"IS APPC;Ar~:'L 'fPO'T ..AS BEEN ~I;[PAQEO ~ITH h'E PQOPEch I~ .~s I:' ('~~OI':.:'l. '. REPAIcS ARE NEEDED OR '"E~uI~ED, "0 cE;';C~Ql P'"OPEQT, :S I"ClUOEO ['l TM[S l,iwll'o:.T:O.. Fof\llR<<cn:"....t()r' rwf ~..".fr ~PPQI')tl(M :. ~;:..qCE..fO TO 8E 1ME BEST :~DICAt,J" i)r ...~LuE C','C T..I~ ',t:; PROPERTy A"O IS GI'.JE<; r..f GREATEST ""F:IGI1T [N rHIS ..FPORT. T.. C~PA"AR 'irf!'l cc,";..:"f . REASONABLE GOOD SuPPt'i", rl1P Toof rr,,"At ESr:r-:~rE 0F T.. P'lAQ..p 'JA I '''':v~t#OI-'\loor&.\.II 5 1O"'..........I'?........l'I.J... :,_...,,~ 11\I1 <I II'IP ~OI!114'ft01 CUOO\l<Y'!"lIO IDM-CM,.,.",..-"'J!"W';"........"QI't ::f'!'Vl"'I 0I"C ~:orelCf'S ,I."C"'\M'H._ ,......~II7',..oIll..'!I.!'Il...-l!'J(.....,r~.."""rClr"l.J9,r........l.WrOl~ tX'B'~ l'>-~ 1 IIMIUTIMrE MfIWI(lT~.A.SOUN:D.~ tMf: AULPROPERn' nw. M....cr 01 ntlllJEJIOIIT.Alc:I IWHICHlS TH! Doa't INSPECllONAIC) U:ef,fTtCTMDIJ'lC# ntSAlPORTlTOIIE. '1.000 APPRAISER ~ . / J /'-;//1 SUPEFMSOR'Y "'PPRAISER ,ONLY I' REOUIRfOL fw t,,(/ ~r;.. 5<1'\1',.... I(ICI-IA 0 \ii, (,ISNE' '41.... JULY ~. lqQ.. OJ'~~""'''~ Juj,; I::. :'H.. s,~'t' c,.."'-J'oC" oo;;l OOO"J') . ,,8 041'lf'>j , ..~,oo..... ...... "'I"~" OJ' =c.t -~~ "1N'ct~, Col'l!~<;IQ...-:1 ""l'''C" ;. , ~A <:C'J'~ ;"""oC'~IICf'lOO ~,~'" '. ,. <:c" 'o',~ +, ".....................- .' """" -. . ,.~oo ".oo..... ' .. ~ OJ .;.,.. ".:"~"I""'"'' , \:.\.'tl'IIII.I. PSt: AMi": .:.\; t 'lI.\I(I.L fI.Y.~j \1.~lT -rRHT ~.hf.RL\ta) :.--' ".... p.": ~-~~~'~~~_=,=i idTi- 14n "'J ~,:'\. h:- 'f,',~,' ~ FRONT OF SUBJECT PROPER REAR OF SUBJECT PROPERT STREET SCENE . '.", ~'h 'iQt4S ,..' -, I': .'.' I' ~ ^~ .... A,. '._ ..,.... ":l6~ I' .., R Q.... "''''.......,' ....c. HI .'H .-... r-.. urH 110 loon 1lO10ln IllCHln Olnln. urH lOOn ~~LLUI\'" 1\',\n,W CIUOl! 110 loon I101ccn ~IUlnG O"ICI ICCn 3421 WALNUT STREET CAMP HILL. PENNA, ,C::l 7-9-96 ..,-,-,..... ,......, .~i! ~ttb, _ob, ,he f ,. '... de, 01 in ,he ,.., ""'Nn lauwltad end al z '1/- t"'" (U62) , Jun~ 'rIIDre" II1CIlAEL ABRl.NAI/ a"d DOROTHY H. AS/lANAI/, ~I. ..If', of Ca..p H/ll, COU"tv of Cu..b,rla"d, a"d Stat' 01 P,nn'VlUa"la, Gra"torl all<J part/.. 01 t~, f/rlt part, -AND- CHARLES J. RYAN a"" EII1LY TILTON RYAN, ~h ..II', 01 t~. CIlV 01 Harr/.burg, COU"tv 01 Daup~/". 0"3 Stat' 01 P.n".vlua"/a, Gront',. ana part". 01 t~r B'e~nd part. WI/ntf_rlb. Thel in OOIlIidttaHon oj NINETEEN T!/OUSAND (IJ9,OOO 00)----________ .---.~--------~---.-~~--.----- --.....a._._~~-------.._------___D~/u~ 1ft Iwtd P.,d. tlw receIpt "twrtol i' "tfh, <<Jutowlrdl<<l. Ih. uid Irantor 8 do ^,,,~, Itw .tttl COn..., 10 IIv Mid IranI. . till tllat elrta/n p/,c. or parc.l Of la"a. sltuat. /" t~. BO/l(jug~ 01 Ca..p H/ll. COU"tv of Cwob.rland a"d Stat. 01 P'""'Vlua"/a, ..or, part-- leularlv bOund.d and d,.er/b,d a. follo~ c. wit: BEOIMWING at a .tak, at t~, .0ut~.rIV Sla. 01 'al"ut Str"t, ..~Ic~ .tak. I. four ~undr.d (400) f.,t ....t/IQrdly fro.. t~. .out~.t.rlv corn.r of t~. Int,r.,ctlon of T~/rtv-Fourt~ Str..t and 'alnut Str~~t ano ..~/c~ stak, /. a!.. at t~, dlu/d/"g II". betwe.n Lot. No.. 20 and 2J on t~, ~er./naft.r .,ntlon.d Plan of Lot.; T~ar at a r/g~t angl. to 'alnut Str"t and alo"g t~, la.t .a/d dividing lln, .out~ flu. (~) d'gr". f/ftV "u,n (57) ../n~t'. East on. ~undr,d t...ntV (J20) f,.t to a .tak., TRlWar along t~. nort~.rly 11". of land. of t~. C~urc~ of t~, Oood S~.p~.rd Sout~ "9~tY-four (84) o.gr... t~r.. (3) ../"ut.. ".t nln.ty-on. (9J) f..t to a .tak./ T~CS at a r/g~t angl. to '01. nut Str..t Nort~ flu. (5) d.gr... Ilfty-..u.n (57) ./nut,. ".t on, ~undr,d t...nty (J20) f..t to a stake at t~. .out~.rly .,d, 01 'alnut Str.'t; TnrNar along t~, .out~'rly std. of 'alnut Str,.t Nort~ '/g~ty- four (B4) d.gr.'. t~r.. (3) ../nut.. Ea.t "/n.ty-on, (9J) /..t to a .tak" t~. Plae. 01 BlGIMWlNO. All b.arlng. or, ...a.ur,d fro. t~, tru, ",.rid/an. BlINO Lot No 2J and t~. .a.t.rly .Izt,.n (J6) f,.t 0/ Lot Ho. 22 on !OIJ.lN ~O ;Ar,r oS L3 1 1 , I ; , ! tc', DEFINITION OF MARKET VAWEI The most probable pnet which. proptny Ihould bnn, In I compellll\1: Ind open markel under all condltlO"S RquiSllc 10 I rllr we, the buyer tnd Klier. each lelln, prudently, knO'A'lcd,clbl)' and anum,". the pncc is nol alTecud by undue lumulus. Imphclt In Ihll ddinluon is Ihe consummation of . ule II of . .premed dale and the pWUl' or title from Hiler 10 bU)'t1 under conditions whcn:b,. 01 buyer Ind &tiler In: tYPically mollVlted; (2) both panics In: Mil informed or well advllCd. and uch lelln, In Whll he consldcf\ hiS own bell Intcrnt. (J) I rtUOnablc lime 11 allowed (or tlpolUrt In the open martet; (4) payment Il made: In terms of ellh In U. S. dollan or In turns of financial amn,cmcnu comparable: theRlo. Ind (5) the pncc reprncnu the norm.1 considctlllon for the propcny sold unalTected by special or creative finlnelhl or Illes concessionS- aranud by anyone associated with the &ale. .Adjustmenllto the companbles must be made for special or crullve financlna or sales concessions No adJustmenu are necessary for thOle COlli which are normally paid by scUeB u a result of lradltlon or law In a muket alll. these casu alt rudily Idenliliabte smce the seller pays these costs In Virtually all saln uanSlCtlOnS SpeclIl or cruUvt: rmancln, adJusunenu can be made to the comparable property by compansons to financln, terms offered b). a third pany Instllullonal lender thll is not alrudy Involved in the property or trtnuclJon Any Idjustment should nOI be calculated on a mechanical dollar for dollar cost of the rmanciRJ or concession but the dollar amounl of any adjustment should approlJmate the market's reaction to the financan, or concessions baled on Ihe appraiser's Jud,ment. STA'lCMENT OF UMITING CONDITIONS AND APPRAISER'S CERTIFICATION CO~T1NGENT AND UMmNG CONDmONS: The appraiser's cerulicallon that appeaB In the appBlul repon IS subject to the followln' condillons, I. The appraISer will not be responSible for maileR of a lepl nature that afTect either the propeny beln,apprllled or (he litle to iL The appBlSer alsumes that the bile IS ,oad and mlrketable and. therefore. will not render In)' opinions about the Illle. The propeny IS appraised on the bulS of II bean, under respon5lble O\liRerUllp ~ The appraISer has proVided a skuch an the appttlul report to lbow approumate dImenSIons of the Improvemenli and the skeu:h IS included onl)' to asSist the reader of the report in visuahzlnl (he propeny and undentandln, the appralier's determlnallon of iu lilt. 1 The appraISer hal ellll1ined the available noed maps that are provided by the Feden.1 Emerlenc)' Mana,ement Alenc). lor other data sourtel) and hll noted In the apPl"llul repon whether the lubJect lIte Ii localed In an Idenulied Special Flood Haunt Aru. Btcauie the appraISer Ii not a IUMyor. he or she makes no ,uaranteu. npren or Imphed. reprdln, thll determlnallon. " The appralscr will nOI ,IVC tesllmon)' or appear In coun because he or Ihe made an apPfllul of the propeny In question. unless specific amn.emenu to do 10 have been made beforehand. S, The appooscr hu cltlmated the vaJue of the land in lhe cost approach at IU hi,hest and best use and the Improvcmenu at thm contnbulory value These separtIC vaJuatlolU of the land and Improvcmcnu mull nOI be' uled In cOnJuncllon With an). other appBiw and arc Invalid if the)' are 10 used. 6 The appBIlCf hn nOled In the appralul repon any advene conditions 'such u. needed rcpaln, depreCiatIon. Ihe presence of haurdous Willes, 10l" subsunces, etO obsCf\'td dunnl the IRspeCllon of the subject propcn}' or thai he or she becamc aware of dunn, the nonnal relClrth Involved an performln' the appraIsal Unless othe,...lsc slaled In the appratlal repon. the appraISer hll no knO\ll'led,e of any hidden or unapparen1 condlllons of Ihe propen~ or advene envlronmenul condmons hncludln. lhe prelCnce of hwrdous walles. touC subllances. etc.) thai \Io'Ould make the property more or less valuable, and hu assumed that (here are no Iuch condlllons and makes nCl luaranlees or ......mntles. elpress or Implied, reprdln, the condition of the propenr The apPT1t1er will nOI be responsible for any such conditions that do niSI or for any en,lneenn, or tubn, that mi.ht be reqUIred 10 dlsco\'er "'hether such condItions CIISt. Beause the appraiser IS not an upen In the field of environmental hazards. the appralul rtpon must nOI be conSldcred II an enVIronmental assusment of the propen) , The apprallCf obtained the lnformallon, estimates. and opinions thai wert expressed In the appraISal repon from sources lhal he or she cnnslden to be reliable and behevCl them 10 be true and correct The appraIser docs nOI assume responslblht), for the a((urac)' of such Ilems thai were fumtlned b) other panlu & The appralm will nOI disclose tne contents of the apprtllll repon Clcept II proVided for In the Umform Standards of ProfeSSional Appraisal Practice 9. The appraiser hll blled hli or her appfJlul Rllon and nluallon conclUSion for an appraisal thai II lubJCCI 1(\ satISfactory completIOn. rcpaln, or altmllons on the assumptIon thai completion of the Improvementi "111 be perfonned in I workmanlike manner 10 The appraller muit proVide hiS or her pnor ".nllen consent before the lender/chenl speclrled In the 'PPfllul repCln can dtl1nbute the appraisal report Ilnclud1M' conclUSIons aboul the propen~- ulue_ the appttlSCf I Idcnlll~ and profuslon,1 dUllnallons, and rderencCl 10 an) profuslon..1 appralul or,aM.ltlons or the firm "'llh ....hlch the apprallCr IS aSSOCiated 110 anyone other than the borrower, the mortla,ee or III successors and aSS1,nl. the mon,a,e Inlurn. consultlnts; proresslonalappralul Orpnll.lllons. any III1C or federall}" approved finanmllnsutullon. or In) department, lIenC)', or Instrumentahl). or the United Stalel or an)' suU or the Dlslnct of ColumbIa. except that the lender/chenl may dlllnbute the propen)' dncnptlon secllon of the repon onl) to data collection or repelnlnr servlceh) "'lthout hlvUlJ 10 oblaln the IPPIl1SCr's pnor 'A'nllen consenL The IpprllSer"s "'ntlCn conlCnl and a~proval mUll Ilso be obtaIned before the Ipprai5l1 can be conve}.ed bt anyone 10 the public Ihrou,h advenllln' publiC relatlonl. neWI. ules. or other medIa frcdihc Mac fClrm ""~l,j ,..9; hr,rac \t..~ Form loo.an t-.~ 1 P.,e I of : lSEC!\P ST A TEMENT OF ACCOUNT ..... P.Jqe ,....., 1 PENNSYLVANIA STATE EMPLOYEES CREDIT UNION MAIN OFFICE: I CREDIT UI/IOtl PLACE HARRISBURG, PA 11110-1190 MAllNG ADDRESS: PO BOK 61013 HARRISBURG, PA 11106 ,10 13 l\UTODRAn AND CARQUOTE WILL PUT IOU BEHIND THE WHEEL. ~ JOINT OWNERS ACCOUNT NUMBER 0198074836 SOCIAL SECURITY " I 198-07-4836 STATEMEKT PERIOD From To ! 0 50196!05 3196 1.1111111.111...11.1111.11111.11.111.1..1.1.111.1.11 CHARLES RYAN 3421 WALNUT ST CAMP HILL PA 17011-2745 0531 is 1 - REGULAR SHARES ,PREVIOUS 8ALANCE iDIVIDEND DIVIIDEND RATE: 3.25 \ ANNWAL PERCENTAGE RATE YIELD: 3.30 \ ANNUiAL PERCENTAGE YIELD EARNED: 3.30 \ ',NEW BALANCE I i 9~14 i , , FINANCE i FINES BALANCE CHARGE I ....._- i I I , , I \ I \ 3591606 I I ! 36011.20 I , IIrlCTI't DAft oeSClUPTION AMOUNT 0501 0531 3601720 I ! . i i ! , S 4 - CHECKING I I i I , , i IPREVIOUS BALANCE i I ! i , 0501 , , ! 799B55 , I , I 0531 \~IRECT DEPOSIT SR 72~741 I I 872~29 0531 DIVIDEND 13631 \ , 8737192 DIV1DEND RATE: 2.00 \ I I I I , ANNUAL PERCENTAGE RATE YIELD: 2.02 \ \ \ \ I , I , ! ANNUfL PERCENTAGE YIELD EARNED: 2.02 \ I 0531 NEW BALANCE : 1 ! 8737192 I I , I , ! I I I I , I I \ , i I , \ I , \ I I I I I I \ \ \ \ \ , i \ I \ , I , \ I I , I I I I I TOTAL DIVIlEHD YEAR-TO-OATE I I TOTAL FINANCE CHARGE YEAR- TO-OA TE for III Slvlngs ucept IRA. I 539.73 for ,II loans. 0.00 Dividends shown. .f $10 or over, Will I , be reported to tt'le Inlernal Revenue Service tor thiS calendar Vel', NOTtCE: See revene Side for ImpOr1.nt Intormltlon. ~ ~ CLAUDE C. WOLFE & ASSOCIATES AUCTIONEERS& ESTATE ,4PPRAISI:'RS 113 OLD FORD DRIVE . CAMP HILI, PA 1701 1 717.737.0734 Appraisal for the Estate of Charles J. Ryan 3421 Walnut Street, Camp Hill, PA 17011 JUly 2, 1996 LIVING ROO.!! Clothes basket . . . . . RCA Colortrak portable tv TV stand Emerson VCR Blue velvet stYle sofa Pair of brass stYle table lamps Large oil painting of relative Victorian sofa Floor lamp/table Tiffany Young & Ellis mantle clock Gentleman's Victorian chair Gateleg table With drawer . 2 Clear glass Whiskey decanters Heart shaped mirror With silver trim Firkin . . . . . Misc. live plants ROCking chair . . MagaZine Stand Misc. Contents of room 4.00 130.00 2.00 125.00 30.00 10.00 65.00 195.00 12.00 300.00 155.00 125.00 10.00 150.00 20.00 3.00 55.00 35.00 10.00 2 Blue painted bookcases Frankoma PitCher & 6 mugs Flower stands . . Misc. live plants 8 Piece Oak dining room SUite DINING ROOM Trunk . . . '. ...... 5.00 30.00 5.00 3.00 650.00 30.00 15.00 \ GE stereo With 8 track Player & speakers ---.. .. \ /"""\ 1"'::', CLAUDE C. WOLFE & ASSOCIATES AUCTIONEERS &. ESTATE APPRAISERS 113 OLD FORD DRIVE. CAMP HILL. PA 17011 717.737.0734 Ryan appraisal Page 2 I I I I I , DINING ROOM - continued Misc. 33 1/3 rpm records Sterling silver candleholders Large ceramic tureen with plate 2 Figurines . . Korean figurine Steak knife set 77 Pieces of misc. sterling silver flatware 3 Linen tablecloths . . . . Battery powered wall clock Drop leaf tea cart Sterling silver warmer 6 Piece sterling silver tea set Sterling silver bowl & plate Sterling silver pitcher. . . Gorham "Chippendale" sterling silver 10" plate Pair of sterling silver candleholders Sterling silver cereal bowl & plate Misc. pieces of sterling silver Misc. pieces of plated silver . IS silver plated vegetable dish Misc. silver plate on copper pieces Small chest . . Misc. pictures Misc. contents of room 10.00 30.00 20.00 5.00 5.00 5.00 675.00 60.00 3.00 135.00 60.00 1,500.00 65.00 85.00 65.00 15.00 175.00 150.00 75.00 15.00 100.00 25.00 10.00 25.00 'I I' I, , i i DEN 2 Drawer file cabinet Desk Floor lamp 30.00 10.00 5.00 ,~ , 1'*", CLAUDE C. WOLFE & ASSOCIATES AUCTIONF.ERS.I ESTATF. APPRAISF.RS 113 OLD FORD DRIVE. CAMP HILL PA 17011 717.737.0734 Ryan appraisal Page 5 MASTER BEDROOM Needlepoint stool upholstered chair Floor lamp - broken pineapple post double bed Floor lamp . . . Knick-knack shelf Framed needlepoint Marble top stand Humidifier Electric fan Misc. sterling silver jewelry Misc. costume jewelry 2 Chests of drawers Religious statue 3 Piece folding mirror 35.00 2.00 1.00 125.00 8.00 5.00 5.00 175.00 6.00 2.00 100.00 35.00 180.00 15.00 75.00 KATIE'S ROOM Mirror Wall mirror Table Trash can Smith Corona typewriter Table lamp Stand Chair Night stand Single bed Misc. contents of room 3.00 1.00 3.00 .50 10.00 3.00 2.00 2.00 1.00 1.00 10.00 r, CLAUDE C. WOLFE & ASSOCIATES AUCTIONf:ERS & f:STATf: APPRAISERS 113 OLD fORD DRIVE. CAMP HILL. PA 17011 717,737.0734 Ryan appraisal Page 6 SHALL BEDROOM Single bed Night stand Small chest Brass table lamp Straight chair Green chest of drawers Child's chair. . . . . 25.00 2.00 20,00 5.00 1.00 20.00 7.50 HALL Book stand Mirror - cracked Misc. bed linens Dirt Devil vacuum 10,00 1.00 25.00 65.00 CARPORT Hechinger lawn mower MTD 3/21 snow blower Misc. garden tools Charcoal grill Trash cans 35.00 150.00 25.00 3.00 5.00 APPRAISAL TOTAL $ 8,625.00 This appraisal is true and correct to the best of my ability as an auctioneer and appraiser with 25 years experience. CLAUDE C. WOLFE & ASSOCIATES \.JJt", \~. &\4-~~ Wilton K. Chapman oD M co .... I .... e I co '" .... i I ~ oD '" ..... co N ..... III e ,-, --, ! '-0 I .. ~ J 0- ~ 5!;: -0,( ~J~ 0- ~Q. B Cou ~ :II,,) S ~ ~ !i&' -Ill III --' .:l Q.Q => B &l -, ~ ! ~ ! j 8 - VI - I .~ i!5 ~ .. ~I ~.s ow . 0 B a 6 ~~ i~ ~ Z 0=: >< a: .., ......~ ~j ~ III tJl ~ a: 0=: :I: U .. i!5 ~ :2 I r-J l'- I .... ~ - m - j ~~ ""'~ ...~ ~~ ~~ ~~ 1t ... ~ ~ ~~ 1M 00 fl ~ ~~ ~~ ~ to-- ~ "<\ <1 ........ . - () '\'~ ]~ ~"' C'. ~ ..~ i~ 8 '.. ... ra ~'~ -l,lJ! ~~ ,S- ... > I ,Jj , I ... o ~ , ~ ~ * . ~' * ...c- - "- . :-N ::;) 0 . . . -::;) N N '" ::;)N CD c: CD - ';2 - 0 0 - oJ - \J ~~ ~ . N 0 0 0 ...:\ <:) ~ t'" ~ - -9 ~ !~ ow ~8 ...... l~ ~] ra . /i AtBNf\. A ,.. I " If"" ~ 7/1/f(, ~ ~ f-' t~ " ACCOUNT NUMBER ~0-09021&-3 MBNA AMERICA BANh, N.A. P. O. BOX 15103 WILMINGTON, OE 19850-5103 1-(800)-3~5-0397 CHARLES J RYAN 3~21 WALNUT ST CAMP HILL PA 17011 PNC BANI\ DO::"''-::''''''- ,IlJl 1 0 1996 FOR CHANGE OF ADDRESS. PLEASE USE THE REVERSE SlOE OF THIS FORM. rROA GOLDCERTIFICATE CD ACCOUNT iTATEMENT PERIOD FROM 4/01/96 THROUGH &/30/96 ACCOUNT NUMBER WMBER OF OAYS 91 PAGE 1 40-090216-3 ACCOUNT SUMMARY INFORMATION rERM ISSUE DATE ~ATURITY DATE I NTEREST RATE 12 MONTHS 061 q/~& 06/1f~b~ ACCRUED INTEREST CALENDAR YTD INTEREST PAID CALENDAR YTD WITHHOLDING CALENDAR YTD PENALTY 6~6:~~ 0.00 0.00 TRANSACTION HISTORY I NFORMATI ON EFF TRANSACTION TRANSACTION BALANCE DATE DESCRIPTION AMOUNT t!11 BEGINNING BALANCE 116.16 22,06i'0~ 4/1i INTEREST PAYMENT 22, 13 .1 m iH INTEREST PAYMENT 112 . ~2 n:f rH INTEREST PAYMENT 11 . RENEWED I MATURED DEPOSIT 22,40~. 3 22.40 . ENDING BALANCE 22,40 . 4114 FDIC INSURED i'.-. ._ ,. ... - 1/1'1(, ~~ ;1) I:.'k.-I(AA"'~ 0/ ACCOUNT NUIIBEF 40-090214-8 IIBNA AIIERICA BANK. N.A. P. O. BOX 15103 WILIIINGTON. DE 19850-5103 1- (800)-345-0397 CHARLES J RYAN 3421 WALNUT ST CAIIP HILL PA 17011 FOR CHANGE OF AOORESS. PLEASE USE THE REVERSE SIDE OF THIS FORII. TROA GOLOCERTIFICATE CO ACCOUNT STATEIIENT PERIOD FROII 4/01/96 THROUGH 6/30/96 ACCOUNT NUIIBER NUIIBER OF DAYS 91 PAGE I 40-090214-8 ACCOUNT SU/IIIARY INFORIIATION TERII ISSUE DATE IIATURITY DATE INTEREST RATE 12 IIONTHS 12/ 1 ~/~5 12/1 I D . 5~ ACCRUED INTEREST CALENOAR YTD INTEREST PAlO CALENDAR YTD WITHHOLDING CALENDAR YTD PENALTY 61.24 652.51 0.00 0.00 TRANSACTION HISTORY INFORIIATIDN 4/q m~ EFF DATE 4/01 4/1i ~~i~ TRANSACTION DESCRIPTION BEGINNING BALANCE INTEREST PAYIIENT INTEREST PAYIIEHT INTEREST PAYIIENT ENDING BALANCE TRANSACTION AIIOUNT BALANCE POST o ATE 110.17 107.14 111.25 22.181'12 22.2~1. i 22.~ 8. 22. . 22. O~. 4113 FDIC INSURED ~ ~n~on Fed, -'1 " . ~~~H,~tA~..~!~nv,,",.~ IIJUl1lll - CONSOLlDA TEe. J T A TEMENT QUESTIONS? CALL 800,241.5626 , ., '.1. I,' ,',... P,o/larod 10' Mombor Mamhor Numhor Slalomonl Pori ad CHARLES JOHN RYAN 206DJ4 OJI12/D6 THRU 04112/00 CHARLES JOHN RYAN J421 WALNUT ST CAMP HILL, PA 11011,2145 1",111",111"""11",11"1,11",1,1,,1,1,1,,,1,1,,,111,1,,1 REGULAR SHARE ACCOUNT Accounl Numbor 20B9J4.01.0 Doh D..cription Shar.. Paid In Dr Withdrawn Othor Charga. Share 8.1anea 03/12/9. PREVIOUS BALANCE 0~/12/9. DIVIDEND a.20 &..2~,70 &..~0.90 ANNUAL PERCENTAGE YIELD EARNED: JA4% DIVIDEND RATE: JAO% MARCH AND APRIL MONEY MARKET SAVINGS ACCOUNT Accoun. Number 915J5J.OJ.l Doh D..cription Shar.. Paid 1n or Wlthdrown Othor Charg.. Share a.lanc. 03/12/9. PREVIOUS BALANCE 0~/01/9. CHECK NUHBER 0~/12/9. DIVIDEND 11& -&00.00 110,2. 27.2~B.~. 2..7~B.~. 2..8&8.72 ANNUAL PERCENTAGE YIELD EARNED: 4,91 % BELOW $150: 1.65% MAR/APR;$150.$2499;2,65% MAR/APR;$2500 UP;4,85% MAR, 4,15% APR SEIZE THE DEAL! 6,99% APR NEW & USED CAR LOANS UP TO 60 MONTHS UNTIL JUNE JOTH, YEAR TO DATE DIVIDEND SUKHARY YEAR 10 DATE CERI!fICATE PENALTY IRA CONTRIBUTION FOR 199& &12,08 0,00 0.00 YEAR TO DATE .. FINANCE CHARGES .. IRA CONTRIBUTIDN FOR 199. 0.00 0.00 ] ] Contlnuod on noli page ~ . USAA USAA INVESTMENT MANAGEMENT COMPANY ~ ~. UJAA MUTUAL FUND STAHMt~T Page 2 of 2 ,.................................................................................................................. OATF. TRANSACTION Dally Account Activity OOl.LAR SHARF. AMOUNT PRICF. SHARF_~ THIS TOTAL SHARF_~ TRANSACTION OWNF.O MONF.Y MARKF.T FUNO Acet II 42902045461 A va 7-0A Y SIMP ANNLZO YLO AS OF 06/20/95: 5,80% 04/01/95 SHARF. BALANCF. FORWARO 10,055,56 1.00 10,055,560 04/28/95 RF.INV OlV 44,67 1.00 44,670 10,100.230 05/31/95 RF.INV OlV 52,63 1.00 52,630 10,152,860 06/30/95 RF.INV OlV 48,02 1,00 48,020 10,200.880 Total Y-T-O DivIdends Reinv <Ta.) 200,88 1IIIIDIIIIIIIIIIIIIUlIIIDn """I 1""', PNt:~ ,,( RF.r,- D Dauphin Deposit Bank and Trust Company JUl 1 8 1996 1,__1" I sept. MAIN OFFICE, 213 MARKET STREET, HARRISBURG, PENNSYLVANIA '710' 7172,U.2121 Decedent Confirmation , i Name: Charles J. Ryan Social Security No.: 198-07-4836 Dat e of Deat h (DOD): 05/28/96 Account No. 0073369918 0094255067 ------------------------ ------------------------ ------------------------ Type Checking Checking Date Opened or Issued ------------------------ ------------------------ ------------------------ 01/04/74 02/04/83 Date Closed or Matured ------------------------ ------------------------ ------------------------ Date of Death Balance $1,640.76 ------------------------ ------------------------ ------------------------ $5,000.88 ------------------------ ------------------------ ------------------------ PWS Date of Death Accrued Int. $.36 $6.09 Joint C>.vners (if any) Kate R. Reed ------------------------ ------------------------ ------------------------ Kate R. Reed Date of Joint C>.vnership 03/13/95 ------------------------ ------------------------ ------------------------ 03/14/95 ------------------------ ------------------------ ------------------------ ------------- ------------------------ ------------------------ ------------------------ Special Comments: NIA Add,tional informat'on ava,lable at $20.00 per hour. One hour minimum. Date Prepared: July 17, 1996 Prepared by: Carolyn A. Berkebile Customer Management Information Dept. (CMI) Telephone No. (717) 255-2054 Form 00-020-216 (REV 7/93) Page 1 of 1 ;::1- ,/(1,\: - // BUREAU Of INDIVIDUAL TAXES IHtf{AIUHC[ JAil DIVISION D[Pl. Z806DI IIARRJSaUAC. PI. 11I:I-D6Dl COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE '. L.- NOTICE Of INItERITANCE TAX APPRAISEMENT. ALLOWANCE OR DISALLOWANCE Of DEDUCTIONS AND ASSESSMENT Of TAX RONALO C KRAMER PNC BANK NA PO BOX 308 CAMP HILL DATE ESTATE OF DATE OF DEATH FILE NUMBER COUNTY ACN PA 17001 06-09-97 RYAN 05-28-96 21 96-0475 CUMBERLAND 101 Anaunt Ae.ttted *' '1"1'" II ~" 1I..tll CHARLES J MAKE CHECK PAYABLE AND REMIT PAYMENT TO: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE. PA 17013 CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ~ iIEV:i54'i-EiC"Fj'--iiiF97Y"iio;'-icEuoF-iNHEiiiiAiicE-YAX"iippRjiiiiEiiEiiT~--"i.rOWAN-CE-ijR----------------- DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX ESTATE OF RYAN CHARLES J FILE NO. 21 96-0475 ACN 101 DATE 06-09-97 TAX RETURN WAS: I X I ACCEPTED AS fILED RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE APPRAISED VALUE OF RETURN BASED ON: ORIGINAL RETURN 1. Roal Estoto ISchodulo Al 11) 2. stocks and Bonds (Schedule B) (2) 3. Closely Hald stock/Partnership lnt.ra.t (Schedule CI 131 4. Hortg.gaI/Not.. Rac.ivabl. (Schedul. D) (4) S. Cash/Sank Deposits/Hise. Parsonal Property (Schedule EJ IS) 6. Jointly Owned Property (Schedule FI (61 7. Transfers (Schedule GI (7) 8. Total Assats APPROVED DEDUCTIONS AND EXEMPTIONS: 9. Funeral Expanse./Ad.. Costs/Hi.c. Expanse. (Schedule HI 19. 10. Debh/Hadg.g. liabilities/Lien. (Schedule 1) 110) 11. Total Daductlons 12. Hat Value of Tax Return 13. Chariteble/Governnantal Baque.ts ISchedula JJ 14. Net Value of E.tat. Subject to Tex NOTE: I CHANGED 93.750,00 5.857,98 .00 24.934,93 233.766.05 8.400.27 202.703,55 181 43.597,50 9.28 Ill) 1121 (13) 114) NOTE: To insure proper cradit to your account, sUbnit tha upper portion of this for. with your tax paynent. 569.412.78 43,606 78 525,806,00 .00 525.806,00 If an assessment was issued previously, lines 14. 15 and/or 16. 17 and 18 will reflect figures that include the total of Abh returns assessed to date. ASSESSMENT OF TAX: 15. Anount of Line 14 at Spousal rate (IS) 16. Anount of Line 14 taxable at Lineal/CI..s A rata 1161 17. Anount of Lina 14 taxabla at Collataral/Cla.s D rate (17) 18. Principal Tax Due TAX CREDITS: PAYMENT DATE 08-28-96 02-28-97 RECEIPT NUMBER AA146668 AA185218 DISCOUNT 1+) INTEREST/PEN PAID 1-) 1,500.00 .00 ,00 X .00. 525.806.00 X ,06. ,00 X ,15. 1181 AMOUNT PAID 28.500.00 1.548,36 TOTAL TAX CREDIT BALANCE OF TAX DUE INTEREST AND PEN. TOTAL DUE o IF PAID AfTER DATE INDICATED, SEE REVERSE fOR CALCULATION Of ADDITIONAL INTEREST, ,00 31,548.36 .00 31,548,36 31,548.36 .00 ,00 .00 I If TOTAL DUE IS LESS TitAN II, NO PAYMENT IS REQUIRED. If TOTAL DUE IS REfLECTED AS A "CREDIT" ICR), YOU MAY BE DUE A REfUND, SEE REVERSE SIDE Of THIS fORM fOR INSTRUCTIONS.) , , I i I I ! " ) 1 i ! i i i ! .,.--. ..-....".. .... ---. ~, , ) c' 1 , c.: ,- (7\ ...:~ :J (.) (,j RESERVATION' E...... of dlcadent. dying on O~ bllor. Olc..bat Il, 1982 .. If any future lnt.r..t In thl I,'ata 1. tran.farrad In pa.....lon or .nJoy..nt to el,.. I (collat.ra1) blna,lel.rl.. of thl dlCldlnt a,t.r thl ..pltatlon of any I,'a', for 11" or for y..t., the COI.onw..lth hareby ,.pr"'IY r...rYI. thl right to appral.. and ...... tran".r I~rltanc' 'a.I' at thl lawful Cl... . (col1,'.ral) t.t. on any luch future Inl.r..t. PUIlPOSE Of JCITJCEI PAYtEHTI RUUHD eeAh OBJECTIONS, AOIIIH ISTRATlYE CORRECnDHSr , I OISCOUNTz PENAltY I INTEREST. To 'ul,111 thl requlta..nt. 0' Slctlon 2140 of thl Inherltanc. and E.tat, TI. Act, Act 21 of 1995. (72 P.S. SICtlon 9140). aetach thl top portion of thl. Hotlcl and tub.lt with your pay..nt to the Raol.tar of will. printed on tha ravar.. .Ida. --".k. chack or aonty order payable tal REGISTER OF MILLS, AGENT A refund 0' a taM cr.dlt, which wa. not r.que.tad on the TaM R.turn, aay be reque.ted by coapletlno an "Application for A.fund of Penn,ylvanla Inherltanc. and E.tate TaM" CREYallll). Appllc.tlon. are av.ll.bl. at the Offlc. 0' the Aeol.ter of Will., any of tha 21 Revanue DI.trlct Of' Ice., or by c.lllno the specl.l 24ahour an.warlno .arvlce nuaber. for far.. ordarlnOI In P.nn.ylvanla 1-800al62a2050, out.ldo p.nnsylvanla and within loc.l Harrl.burg .raa (717) 787-809~, TOO' (711) 772a2252 CHaarlng Iapalrad Only). Any p.rty In Intara.t not .atl.fl.d with tha appr.I....nt, allowanc. or dl.allowanc. of d.ductlon., or ........nt of taM Clncludlno dl.count or Int.r..t) a. .hown on thl. Natlc. au.t obJact within .IMty (60) day. 0' r.c.lpt of thll Notice by: a-wrltt.n prat..t to the PA O.parta.nt of R.v.nua, laard of App.al., D.pt. 211021, Harrl.burg, PA -a.l.ctlon to have the .att.r d.t.raln.d .t audit of the account of the p.r.onal r.pr..antatlv., a-app.al to the Orphan.' Court. OR 17128aIOZl, DR Factu.l .rror. dl.cov.r.d on thl. ........nt should b. addr.s..d In writing to: PA D.part..nt of R.v.nu., Bur.au 0' Indlvldu.l TaMe., ATTNt Pa.t A..e....nt R.vl.w Unit, Dapt. Z80601, Harrl.burg, PA 17128-0601 Phon. (717) 787-6505. S.. pag. 5 of the bookl.t "In.tructlon. for Inh.rltance TaM R.turn 'or a A..ldant n.cadant" CREY-ISOI) for an 'Mpl.n.tlon of .dalnlstr.tlv.ly corr.ct.bl. .rrar.. If any t,M due I. paid within thr.. C]) c.l.ndar aonth. .ft.r the d.cadent'. d.ath, a flv. p.rcent (5%) dl.count 0' the taM p.ld I. allow.d. Th. 15% taM .an..ty non-p.rtlclpatlon p.nalty I. coaputed on the total of the t'M .nd Int.re.t .......d, and not p.ld bafor. January la, .996, the flr.t day aftar the .nd 0' the taM aan..ty period. Thl. non-participation p.nalty I. app.alabl. In the .... ..nn.r and In the the .... tl.. p.rlod .. YOU would app..l tha t'M and Int.r..t th.t ha. b.an .......d a. Indlcat.d on thl. notlc.. Inter..t I. ch.rg.d b.olnnlno with flr.t d.y of dallnquancy, or nln. (9) .onths and on. Cl) d.y froa the d.ta of d.ath, to the data of pa,.ent. TaMa. which b.ca.e d.llnqu.nt b.for. January 1, 1982 b.ar Int.r..t at the rat. of .IM C6%) parc.nt p.r annua calcul.tad at . d.lly r.t. of .000164. All tax.. which b.c... dallnqu.nt on end aftar January 1, 1982 will b..r Int.r..t at . rat. which will vary fro. calandar y..r to cal.ndar yaar with th.t r.t. announced by the PA D.part.ant of Rav.nu.. Th. appllc.bl. Intar..t r.t.. for 1982 through 1997 ar.: '!!!! Int.r..t R.t. O.lly Inlernt ractor !!!r Int.rnt R.t. O.lly Int.rut ractor 1912 20X .0005'" 1987 9~ .00020 198] lOX .ooo..n 1988a1991 11% .000501 1984 Il~ .OOD.SOI 1992 9~ .00020 1985 13% .00D.S56 199]..199,. n .000192 1986 I'~ .00Ol" 1995al997 .~ .000ZO nJntere.t I. calcul.t.d .. followlI INTEREST = BALANCE DF TAX UNPAID X NU"BER DF DAYS DELINQUENT X DAILY INTEREST FACTOR a_Any Notlc. I..ued .ft.r the taM b.co... d.llnqu.nt will r.flect an Intar..t calcul.tlon to fl't.an (IS) d.y. b.yond the d.t. 0' the .......ant. If peya.nt I. .ed. aft.r the Int.ra.t co.putatlon det. .hown on the Notlc., eddltlonel Inter..t lIU.t b. celculet.d. /!J--/():V - II C- * COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE NOTICE OF DETERMINATION AND ASSESSMENT OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL ESTATE TAX RETURN BUREAU OF INDIVIDUAL TAXES INHERITANCE tAX DIYISION DEPf. za0601 HARAIsaUAC. PA 11121-0601 IIV.,UII"'III.'" RONALD C KRAMER PNC BANK NA PO BOX 300 CAMP HILL DATE ESTATE OF DATE OF DEATH FILE NUMBER COUNTY ACN 02-09-98 RYAN 05-28-96 21 96-0475 CUMBERLAND 201 J CHARLES Anount R."Ut.d PA 17001 MAKE CHECK PAYABLE AND REMIT PAYMENT TO: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE. PA 17013 NOTE: To insur. prop.r credit to your account, subntt the upper portion of this forn with your t.~ paynant. CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR FILES ..... Rifi:48i--EX--AFP--{oi::97j-----.-.-Niificif-OF--OETE-RHiiiAiio-N-Aiio-ASisESS-HENif---------------------------- OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL ESTATE TAX RETURN .. ESTATE OF RYAN CHARLES J FILE NO.21 96-0475 ESTATE TAX DETERMINATION ACN 201 DATE 02-09-90 1, Credit Far State Death Taxes as Verified 298,92 2. Pennsylvania Inheritance Tax Assessed (Excluding Discount and/or Intarest) 30.048,36 3. Inheritance Tax Assessed by Other States or Territories of the United States (Excluding Discount and/or Interest) ,00 4. Total Inheritance Tax Assassed 5. Pennsylvania Estate Tax Due TAX CREDITS: PAYMENT DATE DISCOUNT (+) INTEREST/PEN PAID (-) RECEIPT NUMBER AMOUNT PAID TOTAL TAX CREDIT ,00 BALANCE OF TAX DUE .00 INTEREST AND PEN. .00 TOTAL DUE ,00 -IF PAID AFTER THIS DATE. SEE REVERSE SIDE (IF TOTAL DUE IS LESS THAN fl. NO PAYMENT IS REQUIRED FOR CALCULATION OF ADDITIONAL INTEREST. IF TOTAL DUE IS REFLECTED AS A "CREDIT" (CRI. YOU MAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FOR" FOR INSTRUCTIONS. I PURPOSE OF HOTlCEI PAYttEHT: REFUND (CA) I aBJECTlONSI AD"IH- ISTAATlVE CQARf:CTIOHS: PEHAL TV I IHTERf:ST: To fulfill the requlre..nts of S.ctlon 21~S lbl of the Inharltanc' and Est.ta T.. Act. Act 11 of 1995. (11 P.S. S.ctlon 91~5). Datach tha top portIon of this Hotlc. and subalt with your ply.ant to the A.glst.r of Wills prlntad on the r.vars. slda. ._ "aka ch.ck or aon.y ordar payabl. to: REGISTER OF MILLS, AGENT. , r.fund of a ta. cr.dlt ..y b. r.qu.st.d by eoapl.tlng an ~Appllcatlon for R.fund of P.nnlylvenla Inharltanc. ~ Estat. T..~ (REV-IsIsI. Appllc.tlons .r. avallabl. at the O'flca of the R.gllt.r of Willi, any 0' the 25 A.vanua Dl.trlct Offlca. or frol the Departa.nt"s 2~-hour anlwarlng I.rvlca nuabar. for for.. ordering: In p~lylvanl. 1-100-S61-Z0S0, outllda P.nnlylvanla and within local Herrllburg ar.a (111) lI1-109~. TOOl (111) 111-Z1S2 (Haarlng lap.lr'd Only). Any party In Int.r'lt not latllflad with tha all..I..nt 0' t.. .s Ihown on this notlc. .ay object within sl.ty (60) dlYs 0' rec.lpt of thll Hotlc. byl u\Ilrltt.n protnt to tha PA Dap.rt.ant of R.v....,.. Board of Appu1s. n.pt. 211011. H.rrlsburg. PA 171ZI-UZl. OR --.l.ctlng to h.v. tha aatt.r dataraln.d at audit of tha plrlonal r.pr.lentatlv.. OR --applal to thl Orphan." Court. f.ctual .rrorl dllcov.rad on thl. a.I,...lnt lhould b. addr.'lad In writing to: PA D.part..nt of R.v.nu.. Bur.au of Indlvldu.1 T..... ATTH: po.t A.I.I..ant Ravl.w unit. n.pt. 110601. Harrllburg. PA 1712a-0601. Phon. (711) lal-6S05. s.. page 5 of the booklat ~Inltructlonl 'or Inh.rltanc. T.. R.turn for a Ralld.nt n.cad.nt~ (R[V-lS0l) 'or an ..planatlon of adllnlltratlv.ly corr.ctabl. .rror.. Th. ISX ta. aan'lty non-participation p.nalty I. co.put.d on the total of the tax and Int.r..t a...I..d. and not p.ld bafor. January la, 1996, tha flr.t day .ftar the .nd of the ta. a.n..ty plrlod. This non-partlclpltlon penllty Is app.alabl. In the .a.. .ann.r and In the the .... tl.. p.rlod I' you would appaal the tax and Intar..t that ha. b..n .......d a. Indlcat.d on thl. notice. for dat.. of d.ath on or .ft.r 10-5-91, Plnn.ylvanla E.tat. Ta. be..d on the F.daral Estat. ra. r.turn b.co... d.llnquent at the a.plratlon of nln. (09) .onths fro. the data 0' d.ath. For datas of da.th prior to 10-5-'1, P.nn.ylvanla E.t.t. ra. ba..d on thl F.d.ral [.tat. ra. r.turn b.co.a. dallnquant at the ..plratlon of .Ight..n CIa) aonth. frol thl d.t. of daeth. r.... which b.ca.. d.llnqu.nt b.for. January 1. 1912 b.er Int.r..t at the rat. of .1. (6X) p.rc.nt p.r annul calculat.d at a dally rat. of .000164. All t.... which baca.. d.llnqu.nt on or aft.r January 1. 1'12 will b.ar Int.ra.t at a r.ta which will vary fro. calandar y.er to cal.ndar y.ar with that rat. announced by the PA D.part..nt of R.v.nu.. Th. appllc.bl. Intar..t r.ta. for 1911 through 199a ar.: Vur Inter..t Rat. Oally Internt Factor V.ar Inter..t Aat. Dally Internt Factor 19IZ 20X .OODS4a 1987 .~ .000141 1915 16;( .ooooa 191a-1991 llX .000301 19a~ 11;( .000301 I99Z OX .0002~1 1915 U~ .000556 1995-199~ 7X .000192 1916 lOX .000274 1995-1991 .~ ,000241 ulnternt Is calculat.d .. follows: INTEREST = BALANCE OF TAX UNPAID X NUftBER OF DAYS DELINQUENT X DAILY INTEREST FACTOR .-Any Notlc. Is.u.d aft.r the t.. b.co... d.llnquent will r.fl.ct an Int.r..t calcul.tlon to flft.an (I~I d.y. b.yond the data of the ........nt. If pay..nt I. lad. .ft.r the Int.r..t coaput.tlon data .hown on the Hotlce, addltlon.l Intlrnt .....t be calculat.d. ??;;J ~ :ui?1 3~ en 0 (-; - (:' 0 r ~ ~.: - N ", d :,:.. :- (; Cl fii :oc W 0 )>~ - - PURPOSE OF NOTICE I To fulfill the requlre.ents of Section 21~S (b) of the Inheritance and Eltat. Tax Act, Act Zl of 1995. (72 P.S. Sectlan 91~S). PAYHENT: D.tech the top portion rever.. lid.. .. "aka check or .on.y of this Notlc. and subalt with your pay..nt to the A.gl.tar of Will. prlntad on the order payable tal REDISTER DF HILLS, ADENT, AEFUND (CA1: A r.fund of . tax credit .ay ba raqu.stld by co.pl.tlng an "Application for Refund of P.nnlylvanla Inh.rltanc. and E.tat. Tax" (REV.I]I]). Applications are avallabla at tha Offlc. of the R.glstar of Will., any of the Zl R.vanu. District Offlc.. or froa the Dapart.ent'. Z~.hour an.werlng .arvlc. nuab.r. for for.. ordlrlng: In Plnnsylvanll 1.800.]62.2050, out.ld. Plnn'Ylvanla and within local Harrl.burg ar.a (7171 787-809~, TDD. (717) 77Z.Z2SZ (Hearing I~alrld Only). OIJECTIONSI Any party In Int.rl.t not .atl.'led with the a'......nt 0' tax a. .hown on thl. notlc. .ay ObJlct within .Ixty (60J day. 0' r.celpt 0' thl. Notice bYI --wrlttln prot..t to the PA Depart.lnt 0' AIVenu., Board 0' Appeal., D.pt. 281021, Harrl.burg, PA 171Z8-10Z1, OR ..'I.ctlno to have the .att.r d.t.r.lned at audit of the par.onal rIPrl..ntatlve, OR ..apPI.l to thl Orphan.' Court AD"IN. ISTRATlVE CORRECTIONS: Factual .rrors dl.cover'd on thl. a'......nt .hould bl addr....d In writing tal PA Depart..nt a' Alvenu., Bur.au of Individual Taxe., ATTHI Po.t A""..ent Review unit, Dept. 280601, Harrl.burg, PA 171ZI.0601, Phone (7171 717-6S0S. See page S a' the booklet "In.tructlon. for Inhlrltance T.x Rlturn for . R~.ld.nt Dlcedent" (REV.lSOIJ for an Ixplan.tlon a' ad.ln..tratlvlly corrlctabl. error.. PENaL TV: Th. 15~ tax aan..ty non.partlclpatlon penalty I. co.putad on thl total of thl tax and Int.re.t a.....ed, and not p.ld blfore January 18, 1996, the 'Ir.t day .'ter the and of the tax aana.ty p.rlod. Thl. non-participation penalty I. app.alable In the .a.. .anner and In the the .a'l tl.e period a. YOU would appeal the tax and Intere.t that he. been ...e..ed .. Indlc.t.d an thl. notlcl. INTEREST: Addltlonel P.nn.ylvanla E.tat. Tax a..e"ld a. a r..ult 0' a Change on the Federal E.tatl rax clo.lng l.tt.r b.co.e. d.llnqulnt at the Ixplratlon of ani el) 'onth fro. the data thl 'In.l notlc. a' the Incr.... In F.dlrel E.tat. Tax I. r.c.lved. T.x.. which bec..e d.llnquent be'ora January I, 1982 baar Int.re.t .t the rate a' .Ix e6~) p.rc.nt par a~ calculatad at a dally rata a' .000164. All taxe. which baca.e dallnquent on or a'tar January 1, 198Z will baar Inter..t at a rata-which will vary fro. calandar Ylar to callndar Ylar with that rat. announc.d by the PA DIPart..nt of R.vlnu.. Th. appllcabl. Intar..t rat.. for 1982 through 1998 aral !!!! Intarllt Rat. Dallv Int.rllt Factor ~ Inter..t Alt. Dallv Int.rllt Factor 19az ZO~ .OOOSU 1987 9~ .01l0247 1981 16j( .000431 1911-1991 IU .OOUOI 191~ IU .0auoI 1992 9~ .000247 1915 U~ .000356 1993.1994 n .000192 1916 IO~ .OOOU" 1995-1991 9~ .ODD2~7 ulnt.rllt I. calculated a. 'allow. I INTEREST = BALANCE DF TAX UNPAID X NUNBER OF DAYS DELINQUENT X DAILY INTEREST FACTDR --Anv Notlcl I..u.d .,t.r the tax baCOI" delinquent will re'l.ct an Int.re.t cllcul.tlon to fl,tlan (15) dly. beYond the dete of the I..el..ent. If pay.ent I. .ad. after thl Int.rl.t co.putatlon det. shown on the Notlc., additional Int.r..t lU.t bl cllculatld. " STATUS REPORT UNDER RULE 6.12 Name of Decedent: (. ~\.kl., T Q..\~ Date of Death: S\;}-"~\'\Iv , Will No, Admin. No. ~\-\"<\Iv-O!\IS Pursuant to Rule 6.12 of the supreme Court Orphans' Court Rules, I report the following with respect to completion of the administration of the above-captioned estate: 1. State whether administration of the estate is complete: Yes No ~ state when the personal that the administration will be 2. If the answer is No, representative reasonably believes complete: ~ ~O~\\.'\-~ 3. If the answer to No. 1 is Yes, state the following: a. Did the personal representative file a final account with the Court? Yes No b. The separate Orphans' Court No. (if any) for the personal representative's account is: c. Did the personal representative state an account informally to the parties in interest? Yes No d, Copies of receipts, releases, joinders and approvals of formal or informal accounts may be filed with the Cerk of the Orphans' Court and may be attached to this report. ~ b~'L ....."'. ~~~C.L\.\OL. Date: \...Q\.\.\.\,G\.? ~ ~~ Signat.u~ ~,,6t\;.\.~ n \.-\~~'" "-l \.-u,.....:I')'5c.JLt,- Name (Please type or print) \;'0 ':>';;:)j- ,,~ L~~ \\\U- ~"" \'l0'\)\- u10? Address , - '. '-' ':; ~.::~ In ~ 5 -, (I \II '\ ),0 - ,)~1. l"~ Te 1. No, Capacity: ~personal Representative Counsel for personal representative C' c>cc a: 00 ?' - ;.::' ~5 '.JU (MAH:rmflAM3)