HomeMy WebLinkAbout03-0650KRAFT & KRAFT, P.C.
BY: Robert E. Cherwony,
Identification No. 17623
1311 Spruce Street
Philadelphia, PA 19107
(215) 546-5100
Esquire
Attorney for Plaintiff(s)
ALLSTATE INSURANCE COMPANY,
SUBROGEE OF MICHELLE KEPHART
3800 Electric Road
Roanoke, VA 24018
COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PA
vs.
LOUIS HARTZELL
19 Creekside Drive
Enola, PA 17025
CIVIL ACTION AT LAW
CIVIL ACTION COMPLAINT
"NOTICE"
"You have been sued in court. If you
wish to defend against the claims set forth
in the following pages, you must take
action within twenty (20) days after this
complaint and notice are served, by
entering a written appearance personally or
by attorney and filing in writing with the
Court your defenses or objections to the
claims set forth against you. You are
warned that if you fail to do so the case
may proceed without you and a judgment may
be entered against you by the court without
further notice for any money claimed in the
complaint or for any other claim or relief
requested by the plaintiff, you may lose
money or property or other rights important
to you.
"YOU SHOULD TAKE THIS PAPER TO YOUR
LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
"AVISO"
"Lc han demandado a usted en la corte.
Si usted quiere defenderse de este demandas
expuestas en las paginas siguientes, usted
tiene veinte (20) dias de plazo al partir de
la fecha de la demands y la notification.
Hace falta asentar una comparencia escrita o
en persona o con un abogado y entregar a la
corte en forma escrita sus defensas o sus
objeciones a las demandas en contra de su
persona. Sea avisado que si usted no se
defiende, la corte tomara medidas y puede
continuar la demanda en contra suya sin previo
aviso o notification. Ademas, la corte puede
decidir a favor del demandante y requiere que
usted cumpla con todas las provisiones de esta
demanda. Usted puede perder dinero o sus
propiedades u ostros derechos importantes para
usted.
"LLEVE ESTA DEMANDA A UN ABOGADO
IMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO
TIENE EL DINERO SUFICIENTE DE PAGAR TAL
SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO
A LA OFIICINA CUYA DIRECCION SE ENCUENTRA
ESRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE
CONSEGUIR ASISTENCIA LEGAL.,,
Court Administrator
Courthouse, 4th Floor
1 Courthouse Square
Carlisle, PA 17013
KRAFT & KRAFT, P.C.
BY: Robert E. Cherwony, Esquire
Attorney No. 17623
1311 Spruce Street
Philadelphia PA 19107
(215) 546-5100
Attorney for Plaintiff(s)
ALLSTATE INSURANCE COMPANY,
SUBROGEE OF MICHELLE KEPHART
3800 Electric Road
Roanoke, VA 24018
COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PA
Vo
LOUIS HARTZELL
19 Creekside Drive
Enola, PA 17025
CIVIL ACTION AT LAW
No.
CIVIL A___~CTION
1. Plaintiff is a corporation with an address as set forth
above.
2. Defendant is an individual who resides at the address set
forth above.
3. On or about 4/2/01 due to defendant's negligence and
carelessness, plaintiff,s insured sustained damages in the sum of
$55,480.99.
4. Although demand has been made, defendant has failed and
refused to compensate plaintiff.
WHEREFORE, plaintiff claims of the defendant(s) the sum of
$55,480.99 plus interest in the amount of $5,783.11, for a total of
$61,264.10 plus court costs, all of which are justly due and owing
from the defendant(s) to the plaintiff.
KRAFT & KRAFT, p.~
Attorney for Plaintiff
~ICHAEL HARTLEY
FAX
~/'/0' ~2g~,;~;¢~ :'
H.J.H. INVESTIGATIONS
P.O. Box 872
Stroudsburg, PA 18360
THOMAS JONES
(570) 629-6062
FAX
(570) 629-6062
Mr. Lawrence Miller
Allstate Insurance Company
Post Office Box 172
Millersville, Pennsylvania, 17551
April 11,2001
Fire Loss
Michelle Kephart
Claim # 5131440801
H. J. H. File # 01-F-33
Dear Mr. Miller:
Pursuant to instructions from Ms. Barbara Little of Allstate Insurance Company, received
during our telephone conversation of April 3rd, I arranged to meet with you at the loss site on
April 6th. As you will recall, this loss was the result of a fire event that caused substantial
damage to the mobile home owned and occupied by the insured.
At the conclusion of my time on-site, I was able to identify the origin and cause of this
fire. The origin was found to be in the stud cavity of the east wall, just to the fight of the
kitchen sink. The cause of this fire is a failure in the wiring at or near the point of connection
between a 10/2 romex cable and the 12/2 mobile home wiring. The purpose for this
connection was to supply power to a garbage disposal that had been installed on the left-hand
side than double sink bowl. This point of connection was made either at or in a plastic
electrical box that was used to house the garbage disposal switch as well as a typical duplex
outlet. This installation, according to the insured was done by her fiance's uncle who was
later identified as Mr. Lou Hartzel.
In order to allow for the examination of the suspect connection by other potential
insurance carriers, all of the pieces were tagged can left in their original locations.
Insured Kephart, as well as her fianc6, Mr. Brian Norris were advised that they should not
tamper with or otherwise alter the locations or conditions of the tagged pieces, They both
acknowledged that they understood this instruction.
The loss at issue in this matter is a single-family mobile home that serves as the primary
residence to the insured. Ms. Kephart has owned this particular mobile home for
approximally five years; the last three years while it was located in this particular trailer park
and the two years prior while it was located in a Duncansville Pennsylvania trailer park. The
mobile home is currently financed by Laurel Bank, Everett Branch, with the current
mortgage being $23,000. The monthly mortgage payment is $240.00 while the monthly
space rental is $295.00. Ms. Kephart purports to be current in all payments.
The last electhcal work to be performed in the mobile home was done by her fiane6, Brian
Norris. He installed a new light switch at the front door interior that controls the outside
light. According to the insured, prior to that, the only electrical work done was the
installation ora garbage disposal on the left-hand sink bowl of the kitchen sink. The insured
recalled this installation being performed by Brian's father. This statement is in conflict with
a statement made later by Brian Norris where he indicates that the garbage disposal
installation was done by his uncle.
The exterior examination of the mobile home loss resulted in an observation of fire
presence in the form of debris in the front yard as well as smoked stained windows and fire
line tape across the back or East side of the residence (see photograph #'s 1,2, 3 & 4).
The electrical service was seen as typical for a mobile home installation and was found to
be remotely attached to a post in the hackyard (see photograph #5). The master disconnect
was also typical for a mobile home installation and was found to contain spaces for cartridge
fuses overcurrent protection as well as 125 amp master disconnect breaker. Along with these
items, there were 2-240 volt receptacles (see photograph #6).
Evident during the walk around on the exterior was a pile of debris, both burned into
unburned that was found in the front yard (see photograph #7).
Entry to the interior was made through the front door (see photograph #8). Examination
of the general interior floor plan revealed heat and smoked damage throughout. Actual flame
contact damage was limited to the kitchen area (see photograph #'s 9, 10 & 119. When the
kitchen area was viewed from the living room, it was clear that the base of the fire (origin)
was on the right side of the kitchen when viewed from this perspective (see again
photographs #11).
Examination of the right side kitchen revealed the presence of the kitchen sink, a window
as well as a breakfast nook countertop that was perpendicular to be east wall of the mobile
home. The most severe fire damage and certainly the base of the flame generation was found
to be on the sink countertop extension that was part of the breakfast nook at a point that was
closest to the wall (see photograph #12 & 13). The countertop that formed the breakfast nook
had been removed and exposed the interior of the storage cabinets beneath. Immediately
T, the unders[qned, ~n ~y capacity as
o~ .. ~0~--(~ ~ _ , ~lalntlff here~n, certify that the
faots 8et forth in ~he foregoinq Co~plaLnt are ~rue and co~e~ to
~e ~s~ off ~y ~o~ledge or ~nffo~a~Lon and ~l[e~. ~ m~e ~h[s
V~f~t~on s~Je~ to the penalties of 18 Pa. C.S. Section 4904
relating to ~sworn falsification to au~or~t~ee, which provides
~at ~f I ~ow~ngly m~e false stat~ente, I ~ay be s~ject to
or~a[ penalties.
Signa~-u~e
Prin~ or ,~'~pe
ORDER FOR SERVIC]~
DATE ,,
PROTHY. NO..,
,19
TO: $1tEIII~F OF CLP~BERLAND COUNTY
FROM:
ROBERT E. CiIERWONY, ESQUIRE
1311 Spruce Street
Philadelphia, PA 191U7
A ~LSTAT~ INSUP~ANCE COMPANY,
;.~I,,, HELLE KEPHART
WRI'Z' ,A. ND OR
COMPLAZNT
,A~SUMPSIT
DW'ORC,E
LOUIS '~ ~'~
~RT,.mLL
AT: (If RD. Address muz'~ L~ctude spe~l~c Lcm~'u;fio..~, also must ~ve Apt. Number a.nd Ape.
Bld~. Number)
STI~EET 19 Creekside Drive~ Enola, PA 17025
POST OFFICE
TOWNSHIP
SPECIAL
S~-~:Uv'ICE WA~ NOT .MADE BECAUSE
SD-S0
DEANNA C. JOHNSON,
Plaintiff
· IN THE COURT OF COMMON PLEAS OF
· CUMBERLAND COUNTY, PENNSYLVANIA
v. · No. 02- 650 CIVIL TERM
DAVID L. KURTZ,
Defendant
IN CUSTODY
REQUEST FOR RESCHEDUL, ING
AND NOW, comes the Plaintiff, Deanna C. Johnson, by and through her
attorney, Lindsay Dare Baird, Esquire, and avers the following:
1. The parties to the above action have a custody hearing scheduled before the
Honorable Edward E. Guido on Friday, April 11, 2003, at 8:30 A.M. for which one-half
day shall be needed.
2. Plaintiff's counsel has just been made aware of a mandatory conference to
occur on the same date.
3. Plaintiff's counsel conferred with Judge Guido's chambers and learned that
Monday, April 14, 2003, at 8:30 A.M. is available.
4. Counsel for the Defendant, Charles E. Petrie, Esquire, is able to attend a
hearing that date and time and is not opposed to its being rescheduled.
WHEREFORE, Plaintiff respectfully requests that the hearing be rescheduled
accordingly.
Respectfully submitted,
/L/i'ndsay D. B~d, Esquire
L,// Attorney for the Plaintiff
37 S. Hanover Street
Carlisle, PA 17013
717 - 243-5;732
I verify that to the best of my knowledge and belief, the statements made in the
foregoing document are true and correct. I understand l~at false statements herein are
made subject to the penalties of 18 Pa.C.S.§4904 relating to unsworn falsification to
authorities.
Deanna C. ~oh~on, ~q'~ - - --
SHERIFF'S RETURN - REGULAR
CASE NO: 2003-00650 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
ALLSTATE INSURANCE COMPANY
VS
HARTZELL LOUIS
RICHARD SMITH , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania· who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
HARTZELL LOUIS the
DEFENDANT
at JAMES BAR
ENOLA, PA 17025
· at 1851:00 HOURS, on the 13th day of February , 2003
626 ENOLA ROAD
by handing to
LOUIS HARTZELL
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18 00
10 35
00
10 00
00
38 35
Sworn and Subscribed to before
me this ~ ~' day of
~ ~ A.D.
! P~rothonotary ' ~
So Answers:
R. Thomas Kline
02/14/2003
KRAFT AND KRAF~
By: ~-~
yepu~y Sheriff