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HomeMy WebLinkAbout96-00657 !)ETIT!ON Hm !)!mnATE und GHANT OF LETTEltS , Illt.!'l t...., , N",..,_8.1 -'1t. ~roS.'L____ t\, ,JX:,\'", <-, T,,: E,'II'" 0' ~1.., 1'1'" t'1 "'10 klll;"'1I ./1 fl.t ',,"" I _,_ .' ".' ..,' ,'_ ,.' /le.....IIll'd. ~~~;.:I~~~r II:: \~~:,~r(:I:r~hLL in I' "" ..' ""/ I' -II l' () " III II' I .111('11I .1('('lIrI1Y dU. . J .,__L____'"~_I_ _ .___ ,,-llllll11l1l1Wl'a 1 n' cnlls)' \'.mia Tho POlili"n "I' Iho IIn,kl,i~nodlo,poClluIlY 10plo'onl' Ihal: Ynur !lclitiol1l'I(\J, \\IHI j\/an: 11'\ y"'ar, l,r Ul!l.'llll,ldcr an tile C\l'~t1t__.f\'.'h- -.'" in Iho la'lwill "I' Iho al11l1o don'donl.dmod. ,li<:(' ..,.I.,., '-' /....,I'~/, allll ~",Iidll'l dalod ,,,' ,.---,--" Iho na1l10d .1932. ---..-. --' -+-.. -.----,,---..- ......-.--------------.....--- .._._--~-- -- _.._.._._-+~..__.,-- -~..,--,._._..._..~-~-,._- -_._-_..,-_...+._-_...~- j_I,lIl' ,dl'\;1II1 ~lh'nlll\l:lI1(l'''. l'.V, h'lllllll'I.IIIIIIl. \k.llh olc\cl"Uhll,l'h:.1 Ik~olllknlwa' d"1I1idkd aldoalh in __C,.Ll.,J!.~~~~,- ..- Conmy. I'onnsyll'llllia. wilh IL~l:'" la'l ral11ily "r prindl'all~,i'lf~~~ at ')('J.~,~..:.-,L~' " -'" I , ,', {, _c,?,Ij'fF1U;', JJ,ll..', 'j' "I.. .L. ___uu,uL,...a-, ' J.Jft'-L!I:..b..i-'.~ tll~1 'lll'l'I.IlUlllh,'! and Illtllll"II',I!'I'1 Ilo~olld~nl. Ih~1I ",:'l.I"" wa" 01' a~o. di~d" J",.,,-t!.. "._.~;:" . 19 'I (, . at ,C I\l' "..v f.t"JJ.'U .',~".'l:\.c''-r',d.!.'-L,._..---.,,-'--'' . h~ol'l a, 1',,11<1\1'. d~~od,nl did 110 l11a1'r)'. w,,, ""Illill"~od and did IInl haw a ~hild born or adollled aflor o'~~nlinn "I' Iho II ill ol'l'orod I'm p",halo; W'l' 1I"'lho I'klil11 01' a killing and W'l' nel'~r adjudicated il'~tll'l"l'Il'nl: ____..!t~/,.4- ----~---_.,._----_._------- nl'~l.ltlknl at death ll\\I1Cd prop..:rty with l'\tiI1Hllcd \'aluc\ a!'l follnws; (If d"l11idkd in I'a,) AlIl'or,ollal proPOllY (II' unl d"l11idlcd in I'a,) 1'~""n;,1 proporty ill Ponll\)'lsania (II ""1 d"l11kikd ill I'a.) l'er""",1 prnp~rty in C""l11Y Vahle lit' H.-OIl ""tatL' ill PCI1I1"I\ania ,ilual\.'d as h)llll\''': ..__..__;L_/J':t~__.____,_~__~_~___..- I S ~_J.' {'i J, t (1 S S S - -----.-..------. ----~---_. - ..-.-.-..--- - .---.... --..-.---. --...----------- \\ IILREI'ORL. 1'~lilinn~rlS) ro,p~"rlllly r,~"uo,I(\) lho p",hat~ 01' Iho la" will and codicills) pn:...cnh:d hCfC\\ilh allllll1C gralll of h.'llcr'._J_.c..:..;,_I,~l.-'.!.LJoJ..'.~LJ...:.....v: . , Ih"'I.lIll~lIl.ll\; alllllll\l'It:lllllll ~.I.;t.; ;IlJl11ini\triuion lJ.h.n,c.1.iI,) tlh.'IOI1. - 1:: - - x ~ ~g S!as i <I..\....[;?J"",Il.. -di(t.~l.'''': _~6/L"J-".L-,. /Y':5I'~7 I. u! . 1M; .__ "u. e II' t.""-~ .' l.-f /7.;;'/0... .--------- ~. .__._----~--_..__.- ---.-...-... -_.._--+--- '7~ - ; .__..-_._._._-_.,~-_._--- _.._.-.._---._---._~-- --.- OATH OF PEHSONAL UEPHESENTATIVE CO:\I!\IO:'<iWEALTII OF l'EI'I:'<iSYL\' AI'IIA ! '''; COl:'<in' OF ___C,UMBf:U.l'lt!D J <;. 'I h~ p~1Ition\.'rt..) a'Hl\\.'.l1am~d ,,\~.II("') or anirm("') thatlh\.' ~tatel1lenl~ in Ihe foregoing pelition arc nUl' ,tIld ~,'nl'~l 10 Ihl..' hl'''' of lhl' klH1\\ Icd~c ami hdid of p~tilioncrt\} and that a~ personal rcprescn- latin'I") of Ihl' ahuH' dl't.'C'dC'1lI pctilioltl'l'(o,,) will \\dl and truly .ldminjo",tl'r IhC' c...wtc according to law, . " ':;,;,:': 1-~~';~~'""" S\\(111l Itl \11' al'firlllC'J ami \uh...C'dhl..'d hor,'r,' 111<' Ihi, .20th .. da~ "I' 91fi~"~U~~:~_.~......~ I J,- _ I ;)., - rJ !L , ~ ' M t'l .;0' " " ;: ~ 0;- - No. 21-96-657 Estate of Mar.qar.et Hhlne . Deceased DECHEE OF PHOBATE AND GHANT OF LETTEHS AND NOW August 2 3 19_~,. in ~onsideration or lhe petilion on tho reve"o side horoof. s:Ui,faolory proof having hoen presonled hdore mo. IT IS DECREED 111111 tho inslrumolll(s) datod Der.embe r. ~ 1994 described Iherein be ad1l1i1lod to prolllllo and mod "f rocord as Ihe last will of Marqar.et Rhlne a/k/a ~ar.qar.et M.Rhine and Lelters Testamentar.v arc hereby gral1lod to stasia Rh lne c. va, )u> Register 01 Wills FEES JCP S 25.00 S 1. OD- S S-5....01L. TOTAL _ S 33.00 ,.. ..A.ugust. ,23 ,199,6...,....., ,~IlIlRESS Probate. Letle". Etc, .....,... Short Certificilles( 1) , , . . , . . . . . Ronunciation .""""......, "TTORNEY (Sup. 0. 1.1>. Nil., Filed PUONE 00 ::J c ;.-- ,,.; -, .., 'r i:~- , w f'"J a .~ -\1 U, , .. Vl T~ Thi... j, III H'rrify th.1l lilt. illlllllll.IIl,11l hell .1..:1\ I'll [" P II r I' I hi' 'I'lt ,I I r011l .'11 "II.l'IIl.t! u'/ t II I~ .1l1 III .11-,1111 dllh 11l1',1 wid, 1111' ,1\ 1.01'.11 Rq~i,tr.Jr The "rigHl.11 \I'nilll.lll' \\ rll ht. hIIW.lldl,lll' llw ....l.tfl. VII.d Ht'i 111'1-. {HIlIl Illr 1'1'1111;1111111 tillllg' WARNING: It Is IIlcgnlto dupllcnte lhls copy by pholostnt (If photogrnph, /J~I1{/L ~I(l"~"tr,or Fn' Itlllhi, (('llIlh'.Ilt'. S.' (J1l ~./? ~ /Y':.??-- I).lIl' 3535715 Nil, ,"'., COMMONWEALTH or PENNSYLVANIA. Df.PAftTMlHT OF H!ALTH . VITAL RECORDS CERTIFICATE OF DEATH ........ ("cc..n~""'~ ~..,." "~RG~Rl T M. --_.--~- -----.-..---.. '""'.....-. *t. Il(....'vo.........-" Jutu' ~. ,.,Q6 , r,mct.l.t 174 - II ,."', ..!f_.......... _.......--......,....... .ic:",,-',,- .n. .- ".'. _..'ll fM'Oooll.._:l ....,-./>(. '.., .."............1 ,""".....,.... ~ri;..;.. _.~ol.~'".":"._ ...... ! ...-... - .~ '. ......., A_....."..'I..........4.. &0 ... ~.. .,..... ,-....-., ........ Idlltl' ..,....., " ------ . ......... ..;...~.... ~ r..nUln ........."'.,cr~......_ __.1-- ~.,"'. . wtd(.'U,' , u.U......__.....______u~ 1.11" '" ( .1'" ";.~.:..~~:.:v':::j.~:'.. I lab(.I"""" uJ,i.J. "rOil Ct'. tJl'Ulll..,._......~'\r_,...'.....~-if'..... I"tr~..'.. tOI EClAt 811ltd St'H'Pt ,~~i"" Shlpp,n'bt&Jt9. p~ 172\7 ,-. '~~'.'!-,-_.c: flll,!~~'l_tfl_'t~ INK] :---:::.:::..____SJI( ~c tt~ b(J.~9_'_'__....:.;...;.=---.!."!..."":. ...",or..,......,.......__..,.......... '1 C/Vl.,a f. "'.<hbeU :.",.........,.II-"CI<oounl!M.......I..,.' _f,c"- 1424 Loo R,.ad Chlun(utl\4fm'l:l r4 11201 .. ."....111............"""....., .1 Wtt.ltt1.m 1. G~'I.'II' tt ",[W,""",,,1 ~""Wl ,'.'""'~... P.!i! ra.tm~!l Rhu1\' " . ~ _u _ll c-( 1 _-"'_. I ()Ileo1Lo.t.. .. -- <-. --.--.--..-.- " ..,-_. '" " r"~ "'''''',-' H."np Tu:p.. r'l.t,,':tol (,f.rA l'MllmAl'" M...OItl.t G.vtd,... .,//, ,I; 6112/96 t1L=t ----.- '.Ifr>M"~.(}OO"'.""UJ.""." ",'",,-" ~:::..... ____..____ ""._ ._.__~.U_E..~:.t ..-................." .... ......... ....., ",,,.-... 1't~8'llcJuo~.H.l~.,,,, p..,l; 336. Slu :\'ll~'U"'J. rA r7~r.,?+ ,.,....,..._,.. ~A"........." v,, ,......' ~..f...Il. .1'......."..."............" 'Ml J .. =:..:;;::.:~~ ~~"'~.~.~~~(~J:T,7i~.~.-;~. (i:;~~ir.-- .,""'" 1 ____.................-...""............--,...........--....,'..'........ ...-.....-......--...-'- ...""'-.-.......- ....I. ,-............-............................. .........~ ~-,,-'-'...."''''''--' ","', _UIA1'IUIIII"- -"',--......"" ~.._'- c....,..\o .. .,"H.."- 1'; ._--_...~..- ~ _.- (lIi'U"'. .. ,'" . r ... ~... ...-- !::::''=:: I ..--.--+-"-- .___.f , ..i ".........-- .....-....- ,_I_~"'INO C"..,.I............~. .....v__.. _~..-,\"" \: -- ~ -"'-~ ~ ('..~-_":'..., 0\..'1"..... ...,,,." ".. . 1 ~. r-.-i-';'.."...,.;:..... --'-1':":0;;' ' -I~ .~..~,,- '~'1~"':"'~" , f"'''= ,",'.',----- . _ __ JOIL__ ____ ,.. _ _ _ t... .... .......... .~_......._......,..... (V'I...... l::: ~_~.' _ ~ ..........-;~,.;'..- ...~I....lorr'I. "11"(_0" ""N ..,.....~......-.~ ......... "..~.". <.l_I'.lIo'.r..ov ,..,...... ........ .--- ". ,.-.."........~... _11...i, ...11 . ""~"'" ...~--.. ~ ,.- * .. " r] , 00___-' .~.f~,:w~] ~._-~~t-L. -- -)~::i'~;.~:.; ,-"I.';',; l! :,~~..~d~:,::~;~':;'~~';:~. I'P,~~ ." - ,.... , ....,.LffJ~.c.---. "f\OolIFlJOIIJ.'ot" tflll......r....'......., .c;t.,...."",""'...........,~.'...,,'....,._....... "'-' '. 1...._.............-...-....10....._.1-...-.......... .~aHOCf.I.'_'"'ICLlJt..".-...........,...,.,,_....-. ......... 0...._...............-.-.....---.-...4 __.._.._I,...._M.._ o..__....~-::zJ..-- ...............""..--~. .......... __I....f~.I.... ..:-::-:;==" rVL~~-~'~~=~='~'-' ,- Y;;N~ . '~? ../ . nn '0 :0 C"i-7 :"'!'lc, -, . G. t~ w N 0 ",; ::i - .- 0\ 21-69-657 Form R2J5 LAST WILL AND TESTAMENT BEITKNOWN,lhatl, MtriDM,C' !2J-/Je- St-t:t P f ~k)cS'B u g.( -,- . County of Co IYl f? t::7U...A--,J p in the State of vi. AJ being of snund mind. do makc and dcclnrc !his to be my Last Will an Tcstament expressly revnking all my prior Wills and Codicils at any time made. of J. PERSONAL REPRESENTATIVE: Jappoint S"TPrS I R I< t+ lt0e of CuM~E1eLA-t.,) 1) ~",.>,- '1' . as Personal Representative of this my Last Will aBTestament and p]'de if !his Personal R.'l!~s,en!ativc is unable or unwilling 10 servc then I appoint OU/tL\) H-- IN ~of ~ KL I,..) Calu oJ, 'T . as allemate Personal Represe a ve, My PCrsonal presentalivc shall be authorized to carry out all provisions of this Will and pay my just debts. obligalions and funeral expenses. I further provide my Personal Representativc shall not be required to post surety bond in this or any olher jurisdiction. and direct that no expert appraisal be made of my estate unless required by law, II, GUARDIAN: In the event I shall die as the sole pnrcnt of minor children. then I appoint . as Guardian of said minor children, If this named Guardian is unable or unwilling to serve. then I appoint as allematc Guardian. III. BEQUESTS: I direct that after payment of all my just debts. my properlY be bequeathed in the manner following: TO UO,uftl.:t) M.>l> 'SThS I A ~ H- '~b \0 KA'i PrkJ"D PAl R\-\ IN!:: "'"fl) UEL'D U::-S (Yl\ LLE?e.. 4 ,~ I 1l::R-PLY L.IJ-M P -ro r:1-UVl t;1(. e t+- fAJ t: $". (Jrr-uw11'- C~..y CuP ""TO PA-uYlCTL 12.H-lkJf::.- b , ~ C'1'I.H~,S () P CA-l'3 TO V I R..& I /oJ I A ;:= La rL'( 7 I CDo KI E"" ~ IV CtfA-R u>l"TE" R 1+ I tJ t I. C. \) R..tb CA-e \ f,) e:"T "2-. Mt>Tt\Eil.<::. '"":K It.:lClr , ...---. .2. 5MI+LL I 8-EVlSIO~ 8, c.C,,'Ll"C D \1,\c:,S( elf ,-) n i ( '/,-u, I~ E "lj-11-': iZ on c ;.;- , .,' ~ -.,-:' ,-, r....; -'" ,.. 0' IN WITNESS WHEREOF, I have hereunto set my hand this lit . , L , '\)l:C <:.1\ \ V,(;;'(C ' 19 'I~ ,to this my Last Will and Testament. day of AI 0 Signature I J ,0 ~ I /}.. '-L' ^ . /H-t/ III. WITNESSED: This Last Will and Teslllment of (lIIiKG 1\ kll +~ HI ,j c- was signed and declared to be hislher Last Will and Testament in our presence and at hislher request and in Ihe presence of each other, we do hereby witness same on this day of ' 19 Witness Signature Address Witness Signature Address Witness Signature Address State of , County of ss We, and ' he testator,and the witnesses, respectively, whose names are signed to the attached and foregoing instrument, were sworn lmd declared to the undersigned that the tesUlIor signed the instrument as hislher Last Will and Ihal each of the witnesses, in the presence of the teslator and each other, signed Ihe will as witnesses. , . , Witness Testator: Witness Witness Subs<:ribed and sworn before me by . , the testator, and by and the witnesses. on the day of ,19_. My Commission Expires: Notary Public o It.%. lApl Forms. Before)'ou use lhll form. read II. 8n in.1I blank" and IMkt Vl'h.llt\'tr chanIn art nt<<,W)' 10 your (Wtirulu ltln\ACtion. Con\ullll...yCt if you doubllhc fonn', ritntU for yourpwpo\C and use. n.z usnl Fonn\ anJ dM! r:I3iltf rroh no ft'pT\Cntllolionnr "'lIlTIInI)', flpn:" or Implle..J. ..lIh rtlrrd to the merchantability of this (onn fot an Inltnded u\c 01 DUrDOiC. 21-96-657 HEGISTER OF WILLS 01' COUNTY OATH 01' SUBSCRIBING WITNESS Sworn 10 or affirmed and subsoribod before ~ili~ ~ signod as a wilness althe ce of each olher) (in Ihe presence of Ihe oodicil (each) a subscribing 'ilncsS 10 thc will prcsontod hercwith. (oach) bcing duly law, depose(s) and say(s) at Ihe teslal , sign Ihe same an request of leslat_ in h other sllbscribing witness(es)), (Name) (Address __.. Register (Name) (Ae/e/ress) REGISTER OF WILLS OF CUMBERLAND COUNTY OATH OF NON.SUBSCRIBING WITNESS "I ...-)" t.. r_, I q . I)" . kIlt, 11 ' , (each) a subscribor herelo, (each) being duly qualified aocording to law, depose(s) and say(s) that We ar.e familiar with Ihe signalUre of Mar.qar.et Rhine :tlfdl<llb< will Ihal we presented herewith and codicil belicvcs thc signature on tho will is in the handwriting of lestat~ of (one of Ihe subscribing witnesses to) Ihe __,___ -1tilI.9ar..aLRhi-nP 10 the bosl of ~L-. knowkdgo and belicf. '. 1,1 'L' , , /.1.( 'If', ~ ,( ~) ( ( aJ/lt" , (!"al/t~) /" " Crt..,.,:1 nIl f':, \',..'1 , /73":?Y day of 19-2.L .' /.1 , ~ .). )1" _J R('R;Sler \ !1,1~e/re.;1'} / .1 fl. (,,, Il /J "'.1' .. 'iJNcIll/t') /,'~ I) I AI I _/ ./I{') 'f,' II r'to ,,,,'/, , (Ae/d,,'ss) }}! Il2'/() U"\ ..~ 4...... If) ~1'r: U '" ~ C_ i , 0 N <::I L.!J .", , , '. j (. <.:.1 p; - t: IDO: ~8 0: \: , ",J CERTIFICATION OF 1I0TICE UNDE!1.E1J!&. 5.:l!d1iJ. ' Name of Decedent :~a r ~ 0. r e l 'B h i n <2~,'". Date of Death:-.J u n I' ex- , C{ <] c;..., ' I Will No. 1'1910 - 0 0 t:. 5'" 7 Admin. 110. y.J) t~("), .7/ ']10 - orc ') 7 To the RegisLer: I certify that notice of beneficial interest required by Rule 5.6(a) of the Orphans' Court Rules was served on or mailed to the following beneficiaries of Lhe above-capLioned estate on AII3asN.b/ /Q9Go : Name o .J1...\ m H k. 1< ~ll n ~. ~C\t ~~I W. K"'i ne.- @'Ruebe.- ~hi"e.. (j) h r H Kine (~r;c\pr Address .9Y:JI/ L"'I' ft! (7/'d"'!Jr'/''''),'''''' 'P). 11 ;lo/ - /c';0'1jJlou41",,,, f?r;/ Clt'.{lr'1-51;.c,sb'''J/fJJ n~'v If. "C'2.(Ju"'&(,J~ l1.'vIJb/J''j,/~ J 72'(cJ SJ:i' /VJI)"".sptJI J) S)",) I' h""J.'P..1IP"7 Notice has now been given to all persons entitled thereto under Rule 5.6(a) except\Jrr~II\1d. f'~ -ShJf-w'""bur':) pft C:tem We,e, (L~srost'c\ (){ ~(,iOC-+0 de('t'c\~"i$d.~+h.J Da te : f/ ~ " / 9 Co .-J)O'~Cr- Y? WL.0 , I Signature G)1)cn~ 1 ('\ <-\- S1l\S I~K h; 1'(2 1" '2. i ... ., Kc\. Nt'wblJ,r'):PA 17;;ilJO ~ 'De) or e S \'f'i \1 e r Q,3 (/...lly."h"rC) ::;/-, A (t'loI/~ ",11,/ IN, 17 "'8 Name S -Je s '<'l '7? 7?), I n f? Address 1.-;' I ?..""J?ol. N .. w blA O' ~. -p jJ 17:J Cf 0 TelephonelZL7l <'1;;3 -I,' 0 CJ Capacity: X Personal Representative Counsel [or personal representative - ..L , . ~-.., ( ,) - ,) ,,,> ' REV""OO.",,,, INHERITANCE TAX RETURN ~~~c!':m~~fFDR~MmR 12/31/91 RESIDENT DECEDENT POVERTY CREDIT IS CLAIMED COMMONW'AlTtoOll"NNCoYLVANOA (TO BE FILED IN DUPLICATE FILE NUMBER mPAnlM[NT Of H[V[N\J[ 21 1995 toAnl"'~~:;~.':~~~~"''''u, WITH REGISTER OF WILLS) COUNTYCOOE YEAR DECEDENrs NAME (LAST, FIRST, AND MIDDLE INITIAL) DECEDENrs COMPLETE ADDRESS Erne, Mar B. 1665 Orrs Bridge Road SOCIAL SECURITY NUMBER DATE OF DEATH DATE OF BIRTH Enola, PI\ 17015 DECEDENT 166-32-5782 08/16/95 07/30/1939 Coun Cumberland '" A...."CA"l '5unV'V'Nll'"UU''''' NAM' (LA> , SOCIAL SECURITY NUMBER AMOUNT RECEIVED (SEE INSTRUCTIONS) I: IRS' AND MI(HJLr INITIAll 17. Amount 01 Uno 1418Jcnblo at 15% raiD (Includo valuc:) from Schedule K or Schedulo M.l 18, Pllncipallax duo (Add lax Irom Uno. 15, 16 and 17,) 19. Crodlt:J 5pouu1 PO'o'l!Ily Credit Prior Payments Discount + 19,676.00. 631.58- 20. 11 Uno 19 is roalor Hum Uno 10. ontor Iho dilloronco on Uno 20. This is tho OVERPAYMENT. A. Check hero If au are re uestln a rotund of our ove a em. 21, II linD 10 i. gloalar Ihan Uno 19, onlor Iho d,lIaronco on linD 21. Thi. '" Iho TAX DUE. A. Enler tho inturcst on tho balanco duo on Uno 21A. B. Enlor Iho lolal 01 linD 21 ond 21A on linD 21B, Till. '" Iho BALANCE DUE. Mako Check Pay.blolo: R~g19ler 01 Will., Agonl .. .. BE SURE TO ANSWER ALL QUESTIONS ON PAGE 2 AND TO RECHECK MATH" .. Undor penaltlos 01 perjury. I declare that I tlQ"O ollal1llnod Ihl:J rolurn, including accompanYing schodulos and slatomonls, and to tho bost of rTr/ knowlodgo end boliol, 11 iS1ruD. corroct Dnd completo. I ClJc!ilIQ lhat All ronl 0:>11110 has boon reportod ot truD markot valuo. Doclaratlon at proparor olhor than tho porsonal reprosontatlvD is bosed on nll inlormallon 01 :~!:~''plOoa'CT has Dny knowledgo. AOOn(5~ DATE CHECK APPRO- PRIATE BLOCKS CORRES- PONDENT RECAPIT- ULATION TAX COMPUTA- TION 0657 NUMBER 1. Ollgll1al Rolurn 3. Romalndor Roturn ,'a,dAluo1duthpllorto12-1J-UI 05. Fedora! Estato TIUl Roturn Rcqulred o 4 lImllod Estato 0 4a Futuro Inlorost ComprorTllso 1101 do'o. 01 doalh ollor 12-12-02) [B G. Decodant Diad Toslala 0 7. Decodent Mainlo.lnod D UVlng Trust (Alloch copy 01 Will) (Allacll copy 01 Tlu,1) ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: NAME COMPLETE MAILING ADDRESS Richard W. Stevenson c/o McNees, Wallace & Nurick TELEPHONE NUMBER P,O. Box 1166 (717) 237-5208 Harris PA 17108-1166 1 Roal Eslalo (Schodulo A) ( 1 ) None 2, Slock. ond Bond. (Schod"lo B) ( 2 ) None 3, Clo.oly Hold Slock/Pannurship InlOloS! (5ch. C) (3) 281,262.17 4. MOlIgogo. ond Nolo. Rocoivoblo (Schodulo D) ( 4 ) None 5, Co.h, Bank Dopo",l. & Miscollanoou. Po,"onal ( 5 ) 85, 962 . 98 P'oporty (Schodulo E) 6, Jointly Ownod Properly (Schodulo F) 7. TranslOl. (Schodulo G) (Schodulo L) 8, Tolal Gross Assol. (lolal Unos 1-7) 9. Funeral Expenses, Administrativo Costs, Miscellaneous Expenses (Schedule H) 10, Dobl', Mongogo Liabll,tro., Lion. (Schodulo I) 11 Tolal Doductlons (total Lines 9 & 10) 12. Not Value 01 Estllte (Uno 8 minus Uno '1) 13. Charitable nnd GovornmonlnlBoquosts (Schedulo J) O. Tolal Number 015010 Dopo.il Boxos (6 ) (7 ) None 0.00 ( 8) 367,225.15 (9) 17,350.52 (10) 12,290.73 29,641.25, 337,583.90 None (11) (12) (13) 14, Not Value Subcct to Tox (lIno 12 mmus uno 13) 15, Spall"'! Tran&llfl(lof dalllol onl" alter 6-30-94). 5u (15) Instrucllonstor Appll~biePelt.nt..g'DnPag.2.11nclud. ...alues from ScnelJule ll:. Ot Schedule M.l 16, Amounl 01 Lino14 laxoblo a16% ralo (16) (lncludo values tram Schodulo K or Schedule M.I 14 337,583.90 x . :; 337,583.90)( .08 :; 20,255.03 (17) O.OOx .15 : 0.00 . (18) 20,255.03 Inlorost (19) (20) 20,307.58 52.55 (21) (21A) (21B) See Schedule attached SIGNATURE or PRE PARER OTHER THAN R(PRES[NTATI [ "t. I PA15001' NTF 6619 AOOftES5 c/o McNees, Harrisburg , DATE wallace & Nurick, P.O. Box 1166 PI\ 17108-1166 Copyright Forms Solt""'JleOnty, 1994 Nelco, Inc. N94PAQOI PA AEV-HiOO EX (7-04) Pogo 2 Acl H4l! 011994 provldos lor Iho roducllon ollho lox rolollmposod on Iho nol voluo ollronllorllo or lor Iho UIO 01 Iho IpCUIO. Tho rotos os proscrlbod by Iho ItotUtO will bo: . 3% (.03) will bo appllcablo lor ostolol 01 docodontl dying on or ohor 7/1'94 and boloro 1/1/96 . 2% (.02) will bo oppllcablo lor ostotos 01 docodonts dyIng on or ollor 1/1/96 and boloro 1/1/97 . 1% (.01) will bo oppllcablo lor oslotos 01 docodonts dying on or aher 1/1/97 and boloro 1/1/96 . Spousollronslors occurrIng on or ollor 1/1/96 will bo oxompllrom Inhorllonco lox. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING A CHECK MARK (,,) IN THE APPROPRIATE BLOCKS. YES NO 1. Old docodont mako a tronslor and: 8. rolain tho usa or lncomo ollho properly 1ronsloHod, . . ... .......... ....................................... x b. rolaln tho rlghl to dosignata who shall usa tho proporty translorred or its Incomo,. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . X c. retain B rovorslonary Inlorost; or. . .. ................. .......... .............................................. X d. rocolvo tho promise for lira 01 either payments, benefits or cDro? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . X 2. II death occurrod on or boforo December 12, 1962. did decodont withIn two yoars procoding doath transfor property without receiving odoquolo consldorolion? II doolh occurrod ollor DocomOOr 12, 1082, did docodonllronslor proporty wilhln ono YOOf 01 doolh wilhoUI rocolving adequate consideration? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . X 3. Old docedent own an 'in trust lor' bank account al his or ht'~ d\Jalh? . . .. . . .. . . . . . . . . . . .. .. . . .. . . .. . . . . .... . . . . . . . . .. ... . . X IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. PAt5002 NTF 8080 Copyright Forms Soil.".'. Only. t99. Nelco.lnt. N9~PAOOi' " REV-l002 EX + (12'8~) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT EnATE OF FlU; NUMBER B. Erne 21-1995-0657 (Prop.11y 'olntlv'owned wllh Righi 01 Survlvor.hlp mUlt b. dllclolOd on Schedul. F) All '..,...... Ihould be 'eported II Illr mlrk., Vllu. whIch II d.nn.d II Ih. price .t which prop.11y would b. exchlnged b.twlOn . willing buver .nd . willing IllIer. n.'ther beIng compelled 10 b or lOll, both hlvln ro..onlble knowl.d .01 th. rol.vlnll.o", ITEM NO, SCHEDULE A REAL ESTATE I I~ i DESCRIPTION VALUE AT DATE OF DEATH None C\ PAI5021 NTF 171' TOTAL Also ontor on Ilnol. Roc llulshon (II moro spsco Is noodod, Inson eddlhonalshoota of sarno size.) s 0.00 COPyright Forma SOli""." Only, '89" N'lco,lnc. N'4PAD21 IIVlW>>lItllll11 ..~'~iCl .......;)tl...... COMMQNW(A"H Of "NN~W""'41A INHf'HlANC( IAI Af1UAt4 At$IDWIO(CIOfNI SCHEDULE C.2 PARTNERSHIP INTEREST REPORT ESTATE OF FILE NUMBER Marj' fl. Erne 1. Namo 01 Partno"h;p _I~hcils" n t.,.1I 11LI"(1 rilL L. 1'_. Address 1665 Orrs /lrid,g~_R_'2.ill:!.______._____ Fedoral L D. Numhor IA. por Form 1065) Dale BUlinen Commenced _.~_I}_1.j'_+l:. 4 , 1995 Enola, PA 17025 Bu,;no.. ACliv;ry,_.Pa rm Re Iii ted 2. Clanification of Partnership: OOono,al 00 limi'od OO,hor Decedent wal a -1..im.l-.t..~.d_ partner. If decedent was a limiled partner, provide initial inveltment S 281,262.17 3. PARTNER'S NAMES % OF INCOME % OF OWNERSHIP A, Mar B. Erne 97 97 8. Edward W. Erne, Jr. 1 1 c. Patrick M. Erne 1 1 0, Elaine M. Erne 1 1 Eltimated Value of decedent's intereSI: S 281 ,262.17 SALARY BALANCE OF CAPITAL ACCOUNT -0- 281,262.17 2,899.61 2,899.61 2,899.61 -0- 4, S. Amount and type of partnership indebtedness to decedent at dale of dealh: S - 0- 6. Was there life inlurance payable, upon Ihe dealh of decedent, to the partnenhipf DYel ~No If yes, Cash Surrender Value: S Net proceeds payable: S Owner of Policy: 7. Was there a written partnership agreement in effect at the time of the decedent's dealhf [l;1Yes DNa If yes, attach copy of agreement. B. Did the partnership have on inlerest in any other partnerships or corporation' DYes ~No If yes, report fhe necessary information on a separate sheet, including Schedule "C.1 II or "C.2" for each interest. 9. Did the decedent's inlerest in Ihe partnership change in the year before death if the date of dealh was on or after 12/13/82 or if dealh occurred prior 10 12/13/B2 in Iho 10.1 Iwa yoa..! Oyo. ~Na If yes, explain: Partnership created 7/24/95 10, Wa, Iho docodonl ,olalod 10 any of Iho a,ho, partn...! ooYo, DNa flyo"explain: Decedent was the Mother of the other Partners 11. Wa, Iho partno..hip di..alvod 0' Iiquidatod aho, docodonl" doath! Oyo, ~Na If yes, report all the related information, including copies of the Sales Agreement and/or Seltlement Sheet. 12, Wa, ,ho docodonl" ,lock ,old! Oyo. ~Na If yel, provide Q copy of the agreement of sale, etc. 13. Please submit the following information: A. A detailed description showing the melhod of computation utilized in the valuation of the decedent's interes'. B. Complele copies of financial statements or complele copies of the Federal Tax Returns (Form 1065) for Ihe year of death and 4 preceding years. C. If the Company awned Reol Estate, furnish a list showing the complele address/es and estimated Fair Marh, Value/s. II Real Estale Appraisals have been secured, please auach copies. U. ALL OTHER INFORMATION RELATIVETO AFFIXING THE TRUE VALUE OFTHE DECEDENT'S INTEREST SHOULD ACCOMPANY THIS SCHEDULE. I!! - ~CDNNDR~ 215911farket Slreel Camp /ltll, I'A 17011~/707 717 737-057-1 . FAX 737-3906 . REAL ESTATE APPRAISERS The property, in my opinion, has an estimated retrospective market value as of the date of death, August 16, 1995, of: TWO HUNDRED NINETY THOUSAND ($290,000) DOLLARS Employment in and compensation for making this appraisal are in no manner contingent upon the value reported, and I certify that I have no financial interest in the property appraised, present or contemplated, and that the appraisal assignment was not based on a requested minimum valuation, a specific valuation, or the approval of a loan. Very truly yours, oCi /-!;-+!-d I- ,)nJIJl.Y-ij Karen Darney, Broker, CRS, a(I PA State Certified General Appraiser Certification Number GA-001260-L File No. 5-136 ( , 2 PennS),lvanla Slate Certlfled General AppraIsers ( TABLE OF CONTENTS Letter of Transmittal..........,................ 1/2 Table of Contents ..,............................ 3 Summary of Salient Facts ....................,... 4 Subject Photographs .........................,... 5/9 Neighborhood Map ................................ 9A Narrative Section Location ........................................ Purpose of the Appraisal........................ Funotion of Appraisal........................... Property Rights Appraised ....................... Non .Real Property ............................... Hazardous Materials ............................. OWnership ....................................... Flood Data ...................................... Maps........................................... . Area Analysis ................................... Land..................... ....................... Legal Description ............................... Neighborhood Analysis/Trends .................... Building (s) Description ......................... Leases .......................................... Zoning .......................................... Taxes & Assessments ............................. Utilities ....................................... Highest and Best Use ............................ Final Valuation & Marketing Time Estimate ....... Valuation Process and Scope of Appraisal........ Cost Approach ................................... Income Approach ................................. Sales Comparison Approach/Market Approach ....... Reconciliation .................................. Appraisers' Certification ....................... Unapparent Conditions ........................... Assumptions and Limiting Conditions ............. Appraisers Qualifications ....................... Addendum: Location Map Property Tax/Plat Map Legal Description Survey provided by owner Zoning Map Zoning Ordinance So11 Map 10 10 10 10 11 11 11 11 11 12/13 13/14 14 14/15 16/17 17 17 17/18 1B 18/19 19/20 21 22 22 23/35 36 37/3B 39 40 41/44 3 sun.lloCI 1'1I010GIlAI'IlS ,> ~.-',. ". ....~ View of in ground pool to rear of subject residence. View of front of rental house and detached garage. 6 SUBJECT PIIOTOGIlAPflS " . r) View of rear of detached garage and rental house. View of bank barn. 7 SUBJECT PllOTOGIlAPllS ." " View of hog shed and paddock area to rear of bank barn. View of private driveway looking east. 8 -, SUBJECT P/lOIOGIlAP/lS View of Orrs Bridge Road looking south. View of Orrs Bridge Road looking north. 9 . ( . APPRAISAL OF PROPERTY SITUATED 1665 Orrs Bridge Road, Ha_pden Township, Cu.berland County, Enola, PA 17043 LOCATION: Subj ect is located on the western side of Orrs Bridge Road, Hampden Township, Cumberland County, Pennsylvania, known and numbered as 1665 Orrs Bridge Road, Enola, PA 17043. PURPOSE OF THE APPRAISAL: The purpose of this appraisal is to estimate the retrospective Market Value, as defined in the front page of the report, of the subject property as of the date of death, August 16, 1995. The market value will represent the . as is' physical condition of the property as of the date of appraisal. FUNCTION OF APPRAISAL: The function of this appraisal is its use in providing a market value estimate which is for the estate settlement purposes. PROPERTY RIGHTS APPRAISED: The property rights appraised assumes fee simple title which includes all of the rights and benefits inherent in the ownership of the subject property, subject to easements and restrictions of record. NON-REAL PROPERTY The Federal Reserve Board requires the appraiser to identify and separately value any personal property, fixtures, or intangible items that are not real property but are included in the appraisal, and discUSS the impact on their inclusion or exclusion on the estimate of market value. There is no non-real property include in the estimated market value of the subject. \ 10 HAZARDOUS MATERIALS: In this appraisal assignment, the existence of potential hazardous material used in construction or the maintaining of the building or the gases found in the environment (such as the presence of urea formaldehyde insulation, toxic waste, and/or radon gas) which mayor may not be pl'esent in the property, has not been considered. The appraiser is not qualified to detect such substances. We urge the client to retain an expert regarding these matters. The building is of an age where lead based paint may be present. The market does not penalize the property, but the client should be advised of its possible existence. It is assumed that it is not present. If the client has a concern than a qualified expert should be contacted. OWNERSHIP: The property is owned by Pheasant Hill Farm L.P., a Pennsylvania Limited Partnership, consisting of Edward W. Erne, Jr., Patrick M. Erne, Mary B. Erne, and Elaine M. Erne, conveyed from Mary Bridget Erne for a consideration of $1.00 on July 24, 1994, and recorded in Deed Book 125, Page 726. This transfer was among family members. 00 The subject property is not under current agreement or option and is not offered for sale on the open market. According to public records, the subject property has not changed hands since the establishment of the family partnership. FLOOD DATA: According to FMEA Community Flood Map #420360 0005 - Panel not printed: no special flood hazard areas, dated March 2, 1993, the property is not located in a flood plain. Federal flood insurance is not required. ,j MAPS: A copy of the Cumberland County tax map has been included in the addendum for the purpose of identifying the perimeter boundaries of the tract, its overall size and shape and its relationship to the surrounding parcels in the neighborhood. A location map has also been included in the appraisal for the purpose of identifying the locational features of the property as it relates to the existing road system. c 11 AREA ANALYSIS: The subject property is located in Hampden Township, Cumberland County which is part of the Harrisburg-Lebanon-Carlisle Metropolitan Statistical Area (MSA) , which consists of Cumberland, Dauphln, Lebanon and Perry counties. The hub of the area is Harrisburg, the area's largest city and the state capitol. The Harrisburg-Lebanon-Carlisle MSA is located in the South Central Pennsylvania region which consists of three MSA's, Harrisburg-Lebanon-Carlisle MSA, York MSA an Lancaster MSA. This five county region is one of the most strategically located areas in the Eastern United States and the major center for food distribution in the Middle Atlantic market region which contains over 40 million people, 1/5 of the national population. Baltimore and Philadelphia are close enough that their suburban populations are now impacting on southern York County and eastern Lancaster county. o Four interstates and five major state routes run through Central Pennsylvania. Convenience to major cities, ports and industrial centers is very good with highway distances as follows: Baltimore 85 miles, Philadelphia 103 miles, Washington 100 miles, New York City 185 miles, Pittsburgh 200 miles, Gettysburg 35 miles, Allentown 81 miles and Lancaster 38 miles. Within a day's drive over half of the nation's population and 45% of the nation's manufacturing income can be reached. Freight and rail services to the area are excellent. More than 38 trucking lines maintain terminals in Harrisburg which is located at the hub of the East- West and North -South lines of the Conrail Railway, making the area ideally situated for storage in transit benefits. The Conrail Railway also operates a large freight classification yard in the area. The freight yard, which can process 4,000 freight cars a day, is connected to all major U.S. cities for one and two day deliveries. Eight major airlines provide regular nonstop service to New York, Philadelphia, Pittsburgh, Washington, Chicago, St. Louis, Atlanta and Boston with connections to anywhere in the world. Every major air-package service is available through the Harrisburg International Airport. Employment opportunities in the area are good. The State of Pennsylvania employs 35,000 area workers. Harrisburg being the State Capitol and the U.S. Government employs another 14,000+, most of which serve the two large supply depots, the Army Supply Depot at New Cumberland and the Ship's Parts Control Depot in Mechanicsburg. ( According to information provided by the Central Penn Business Journal, December, 1994, some the largest employers in the Harrisburg Area include AMP, 12 AREA AN^LYSIS CONT'O: Inc., Hershey Foods Corporation, Pennsylvania Blue Shield, Giant Food Stores, Inc., Capital Health System, Herco, Inc., polyclinic Medical Center, and Harsco Corporation. The economic base of the area is diversified and extends from strong government, service related and transportation facilities to commercial and industrial uses. Unemployment rates are consistently some of the lowest reported in the area. This is due in the most part to high State and Federal Government Employment, as well as, expanding private sector uses of distribution and office facilities. In summary, the area's location with respect to the Eastern United States, the presence of convenient highway, air and rail transportation and the presence of State and National Employment opportunities have resulted in bright prospects for continued growth in the Harrisburg-Lebanon,Carlisle Metropolitan Statistical Area. LAND: An irregular shaped parcel containing 56.21 acres located on the southwest side of Orrs Bridge Road. Site inclines from the street and then is gently rolling. Land is subject to a deeded easement with the abutting land owners via a private driveway on the south of the property. The right-of-way is a 16 foot private alley (driveway) with the right to maintain a fence along one side of the driveway and includes the privilege of putting up a gate at each end (See enclosed deed). Pine Run stream runs along the eastern edge of woodland. According to the owners there are approximately 39 acres of tillable ground; 2-3* acres in erosion control; 7t acres in woodland; 7* acres in pasture; and, 2 acres designated to the homesite. The Cumberland County Tax office designates 2 acres as the homesite, 15.21 acres as Class III tillable acres, 19 acres as Class IV tillable; and 20 acres Class VI pasture. Soil is classified as Berks-Weikert-Bedington which is shallow to deep, gently sloping to very steep, well drained soils that formed in material weathered from gray and brown shale, siltstone, and sandstone; on uplands. According to Bill Noss, Cumberland County Soil Conversation Technician, this is a shale soil; a common soil type in approximately 1/3 of Cumberland County north of the Conodoguinent Creek. Hay grows well and drought resistant crops. This is considered a moderate to fair crop production soil type. This past year wheat was raised as a 'cash' crop and previous years small grains were raised. (, , ' 13 LAND CDNT'D: Soil Classification: BeC Berks shaly silt loam, 8-15% slopes BeB Berks shaly silt loam, 3,8% slopes BeD Berks shaly silt loam, 15-25% slopes WkF . Weikert and Klinesville very shaly silt loams, 25,75% slopes According to a conservation plan there are 2-3 acres of grass way for erosion control. The owners have received an estimate of $4,000 to $5,000 for selective hardwood trees from Weaver Lumber, Lebanon, PA, for timbering value. The site is served with two private wells supplying water to both houses and the barn. Only one well is in use and the other is not known if functioning. The well produces 60 gallons of water per minute per the owner. There are two private septic systems . one for each house. The closest public water line, per Todd Mohn, PA American Water Company, is located on Mountain View Road & Orrs Bridge Road approximately 1,500 feet south of the subject. The public sewer line, per Steve Campell, Hampden Township, is a 18' interceptor line which follows Sears Run creek located west of the subj ect. Neither utility is planned to be installed closer to the subject; any servicing to the site would be the developers expense. Orrs Bridge Road is paved for two lanes of traffic and does not have curbs or gutters. Kile Lane is a private lane which half is on the southern boundary of the subject property (easement as recorded in the deed). The land is improved with two houses, barn, and outbuildings. The pasture is partially fenced with wood fencing in fair condition. The improvements are discussed in the building section. LEGAL DESCRIPTION: See enclosed legal description and survey in Addendum. NEIGHBORHOOD ANALYSIS/TRENDS: The subj ect site is located in the northeastern quadrant of Hampden Township just west of the East Pennsboro Township line and south of Wertzville Road, aka Route 944. The surrounding uses include agricultural and residential. Farms have recently been purchased for residential development. The neighborhood is active with new residential development. New construction in the immediate (" 14 ( NEIGHBORHOOD ANALYSIS/TRENDS CONT'D: neighborhood includes Wyndham Place townhouses, Mountain View Village apartments, Governor's Glenn, Kingswood, and The Highlands, single family residential developments all located to the south of the subject. Several other new residential developments are located along Wertzville Road in both the east and west direction. The area along Wertzville Road has been actively developed in the past five years with conversion of farm land to residential developments as zoning permits. The location is in demand due to its convenient location to all major roadways and employment, including the State Capitol, U.S. Navy Depot and the expanding West Shore Area. Interstate 81 is located within one mile which provides easy access to both the east and west shores of the Susquehanna River. Harrisburg is located 3-4 miles east of the subjectj Carlisle is located 10-12 miles west of the subject. Routes 11-15, 581, and 76 are all accessed off of 181. Prices vary within the neighborhood and depend on the type of property and its existing use. Generally housing prices range form $65,000 to in excess of $300,000, with ages ranging from new to 100+, with typical age being 15-20 years. Residential rentals rage from $350 to $B50 per month. Commercial and industrial uses range in price from $90,000 to $1,000,000+. The area has been consistent in maintaining property values with the vacancy rate in the area of 5%,10%. Demand for properties in the neighborhood is good with most properties owner occupied. Planning, zoning and restrictions for the area permit a mixed blend of uses which are favorable to the neighborhood. Properties qualify for all types of financing with mortgage money available for residential, commercial and industrial/warehouse properties through numerous lending institutions. Physically the improvements in the area of the subject property are well maintained and in good condition. The subject property is currently being farmed and is compatible with other agricultural uses. Schools, shopping, transportation, churches and recreation is average for the area. Utilities within the neighborhood include electricity, telephone. In conclusion, neighborhood values are expected to remain stable. ( 15 BUilDINGS AND IMPROVEMENTS: -, Homestead: The homestead is a two r.tol'y single family, detached house containing 2,190 square feet. This aluminum sided house was built in 1935 with a second level addition added for additional bedrooms/bath and a one story addition was added on in 1975 and utilized as a family room (per owner). A concrete block foundation basement is located undor all except tho family room. Tho basement is unfinished and has a partial dirt floor which is located under one bedroom. The first levol consists of: a living room with stone fireplace, dining room, kitchen with minimal amount of knotty pine cabinets, dishwasher, electric range, vent, vinyl floor, stainless stoel double bowl sinki family room off dining room with four small skylights, wood floor, and four glass sliding doors. Ceiling damaged due to prior roof leak area covered with a piece of drywall which needs tapod and coiling repainted. Two bedrooms (one currently utilized as a study). Front bedroom has a hole in the ceiling and has a scuttle access to a floored attic (per the owner). Some ceiling tiles are missing and the interior needs painted. Full bath has a ceramic floor and ceramic tub enclosure, sink and toilet. c Second level has three bedrooms and one full bath. Bath has two sinks, tub and toilet. Bath has a vinyl floor, fiberglass tub enclosure and pocket door separating one vanity area. Second floor ceiling height is 7' which is lower than the typical house in the market area. Interior has plaster walls and drywall partitions, wall to wall carpeting vinyl floor coverings and wood interior and exterior doors. Three zoned, oil hot water heat, no central air conditioning, domestic hot water, shingle roofi wood double hung windows with storm units & partial screens. Inground concrete 20'x40' swimming pool with depths of 3' to 8' was added in 1985. Pool is fenced with a 4' chain link fence and has a diving board. There is a covered front porch; a four level wood deck in the process of being completed to the rear of the house. The exterior wood trim on the house needs painted. Home has average landscapingi home is in average condition with cosmetic repairs needed as described above. Second rental house: One story, aluminum sided home built in 1960 containing 1,000 square feet. 'New' shingle roof per owner, aluminum downspouts and guttersi concrete block, 3' crawl space foundation with dirt floor. Floor plan consists of large eat.in kitchen with center island/bar, wood cabinets, double bowl stainless steel sink, electric range with hood/venti living room, two ( 16 SKETCH/AREA TABLE ADDENDUM "I,No 5.136 S 801I0"",'/C\'ll'Il U Estate of M<lf n, Erne B PfoptrtyAddlU' J 1665 Orrs nrld . RO.1d E c.~ COllrtw 5"" LPCodI C n 7 T LlIl'ICIII eN s Wallace & NurlcK ~,~ MAlN HOJS( I 24' M P R 0 V E M E N T S S K E T C C H srr.cw::> LEvtL. 24' ~' ,Jd.:J "'.~~ S' '7 17 S' J6 nRST LML J6 S' 1 CO<I, Pcil~ S' 36.5 ...'....'~.;,_..:.. 17 SCAlE; 1 Inch. 151.., AREA CALCULATIONS SUMMARV LIVING AREA CALCULATIONS " R E " C " L C U L " T I o N S Are8 CO\...., GLAZ PO' Name 01 Area MAUl LlvtL S(COMO Llvn toytrld Porth Oeck D'tk DICk Det. 51.. TOt815 1311.,00 176.00 Broakdown 16.S0 . ]6.00 36.50 l 24.00 Subtotal. 131'.00 816.00 1]14.00 876.00 12.00 ]n.oe '4&0.00 96.00 81.00 773,00 ( TOTAL LIVABLE (rounded) 2190 2190 .- .t'''' .... , " 16A ( , SKETCH/AREA TABLE ADDENDUM r..,No 5-136 S 001'0""'1/0.'"' U E8tftte ot Mar a, Erna B PJOPfIIYMQlI", J 1 rl:S arid" Road E C,,, Col/nl)' 51111 lop Cod, e 7 T LInd., W I k 24' !I:J :lI1 Ca"l" ~ RW'1td t-tu. If :4' :4' I If M P :n If R If 0 2" V E :lI1 M E N u' .., T S S K PIg E 2B SC.., 2B 2B Ban 2B T e H ,.' .., SCAlE: 'Inch.. 151," A R E A AREA CALCULATIONS SUMMARY Arell Name 01 Ares Size TOlal. GU1 1t'""1 MOVIt 1000.00 1000.00 CIA II,." 126O.0C ,tg S/'led 192.00 e.,..,t 576.00 2111,0<) PO, Oed 64.00 Oect 160.00 224.00 Subtotal. 1000.00 LIVING AREA CALCULATIONS Br.akdown 50.00 II: 20.00 C A L C U L A T I o N S TOTAL LIVABLE (rounded) 1000 1000 U~.. ..,..... ,,1' .. U_'lt 16B TAXES & ASSESSMENTS CONT'D: Taxes: County Municipal School $ 364.61 44.67 1 ,712.35 Total Real Estate Taxes $2 , 121 .63 Common Level Ratio for Cumberland County: 7.3% Value Implied by Assessment: $203,972.60 The common level ratio is established by the State Tax Equalization Board each year and is used as a measure of the relationship between the assessment and market value. The market value implied by the assessment is derived by dividing the assessed value for the subject property by the current Common Level Ratio. If the implied market value is substantially (usually at least 15%) higher than the market value estimated in this report, prudent management would seek an adjustment in the assessment. If the implied market value is substantially lower than the market value estimated in this report, a review should be made of any additions and/or renovations which may have been made since the last assessment, which may prompt a reassessment if the property were sold. A note should be made that while the application of the Common Level Ratio to the assessed value of the property creates a market value indication for tax purposes, it may not be reflective of the actual market conditions which exist at the current time period. Therefore, the indicated market value through application of the Common Level Ratio to the assessed property value is provided as information only and is not one confirmed or supported by your appraisers. UTILITIES: Public utilities connected to the subject are: Sewer Private Septic systems Water Private well Electric Pennsylvania Power & Light Co. Telephone Bell of Pennsylvania HIGHEST AND BEST USE: The highest and best use of a property is that use to which the land can be put which will create the greatest utility for the land, be it in profit or in amenities, and that which is permitted or would be permitted by the local municipal or township authorities, and that which would not be unduly c 16 UIGHEST AND BEST USE CONT'D: objectionable to the character of the surrounding property, and keeping within the scope of the general neighborhood development. In estimating highest and best use, there are essentially three states of analysis: A. Possible use . uses to which it is physically possible to put the site in question. B. Permissible use . legal uses permitted by zoning and deed restrictions on the site in question. C. Feasible use . possible and permissible uses that will produce the highest net return or highest present worth. The highest and best use of the land (site), if vacant and available for use, may be different from the highest and best use of the improved property. This is normally true when the improvement is not an appropriate use and yet makes a contribution to the total property value in excess of the value of the site. c, G The following test must be passed in determining the highest and best use: A. The use must be legal. B. The use must be probable, not speculative. C. There must be a profitable demand for such use and it must return to the land the highest net return for the longest period of time. Based on the foregoing, it is our opinion, the highest and best use of the subject property is its existing use as continued agricultural uses until such time public water' and sewer is extended to the subj ect site. When the public water and sewer are extended, the highest and best use would be for residential development. VALUATION: Taking all of the foregoing factors into consideration, it is my opinion the property has an estimated retrospective market value as of the date of death, August 16, 1995, of: TWO HUNDRED NINETY THOUSAND ($290,000) DOLLARS ( 19 VALUATION PROCESS AND SCOPE OF APPRAISAL: The purpose of this appraisal is to estimate the market valuo of tho foe simple title to the subject property. The goal of the valuation process is a well documented and supported value conclusion that reflects the appraiser's study of all factors that influence the market value of the property being appraised. In order to do this, the appraiser usually studies a property from three different view points which are typically known as the three approaches to value. They are as follows: 1. Cost Approach whereby the current cost of reproducing or replacing the improvements less the loss in value from depre- ciation equals a depreciated cost of improvements, value of the land is added to arrive at an indication of value. 2. The Sale Comparison Approach is that approach to value whereby the subject property is compared to other recent sales of comparable properties to arrive at an indication of value. Of) 3. The Income Capitalization Approach looks at the earning power of the subject property, its income or anticipated future benefits and capitalizes this into an indication of value. Information for the application of the three approaches to value is ob- tained from the market through research and analysis and it should be noted that the approaches are interrelated. Separate indications of property value are usually derived from each approach. These approaches to value will be considered in the following section of this report. Market Analvsis and ~pecial Considerations: In the valuation process, market factors which relate directly to the marketability of the subject property were considered & included the following: 1. The current supply of new and used space of equal or superior quality which is currently available in the Greater Harrisburg area. 2. Rent concessions which are currently available in competing space presently for lease. 3. The availability of vacant sites which would permit construction of new facilities. ( 21 COST APPROACH: Approach through which an appraiser derivos a value indication of the fee simple interest in a property by estimating the current cost to construct a reproduction of or replacement for the existing structure, deducting for all evidence of accrued depreciation from the cost new of the reproduction or replacement structure, and adding the estimate land value plus an entrepreneurial profit. Adjustments amy be made to the indicated fee simple value of the subjeot property to reflect the value indication of the property interest being appraised. (Dictionarv of Real Estate Appraisal, Second Edition, Page 72). The Cost Approach will not be used. The Cost Approach will have limited reliability due to the large amount of functional obsolescence and physical deterioration attributed to the age and condition. INCOME CAPITALIZATION APPROACH: Approach through which an appraiser derives a value indication for income- producing property by converting anticipated benefits, Le., cash flows and reversions, into property value. This conversion can be accomplished in two ways: One year's income expectancy or an annual average of several years' income expectancies may be capitalized at market-derived capitalization rate or a capitalization rate that reflects a specified income pattern, return of investment, and change in the value of the investment; secondly, the annual cash flows may be discounted for the holding period and the reversion at a specified yield rate. (The Dictionarv of Real Estate Appraisal, Second Edition, Page 156). In this market, few farms are rented and there is insufficient data available to develop either an estimated market rent or a gross rental multiplier. Due to the lack of rental data, the Income Approach is not appropriate. Therefore, the Income approach was considered but not developed. for this type of property the Income approach is usually less significant than the Sales Comparison Approach. l 22 SALES COMPARISON APPROACIl/MARKEr APPROACIl: "" The approach through which an appraiser derives a value indication comparing the property to be appraised to similar properties that have boen sold recently, applying appropriate units of comparison and making adjustments, abased on the elements of comparison, to the sale price of comparable. In epplying the Sales Comparison Approach, the appraiser takes the following steps: 1. Researches the market and selects the sales and/or listings of properties most comparable to the property being appraised. Generally, the most current and similar comparable sales prove to be the best indicators of the value of the subject. 2. Collects and verifies data on each selected property's selling and listing prices, dates of sale, physical differences, locational characteristics and any special conditions. 3. Analysis and compares each property with the subject as to time of sale, location, physical characteristics, conditions of sale and other differences. ~, ~ 4. Adjusts the sales or listing price of each comparable for differences between it and the subject. Adjustments are based on market extractions and/or judgement. 5. Reconciles the adjusted prices of the comparable properties into an indication of valu9 for the property being appraised. In an effort to arrive at value indications by the Sales Comparison Approach, sales of reasonably similar properties in surrounding areas were studied. Numerous sales were studied, as well as, current listinga and properties under contract. Only the most comparable sales have been selected for inclusion in this report. Verification of sales information with realtor, grantor, grantee and/or courthouse record were conducted where possible. Special attention was given to terms of sale and special conditions to determine that the transactions were 'arms length.' ( Each comparable property was compared to the subject property and adjustments were made for significant differences. The adjusted price of each comparable indicated a value range for the subject which was then reconciled into a single value indication via the Sales Comparison Approach. 23 , . . .... -. ~.. - - .... .- .. SALE NO.: 1 GRANTOR: McCoy, John P. & Pearl GRANTEE: Diehl, Raymond E. & Genevieve A. LOCATION: W. Old York Road, South Middleton Township, TAX MAP NUMBER: 40-11-0290-004 DATE OF SALE: 8-4-95 DEED BOOK/PAGE: 126/283 IMPROVEMENTS: Stone house, 1240 sq.ft. and out buildings LAND: 115.95 acres ZONING: Agriculture CONSIDERATION: $475,000 UNIT PRICE: $4,097 per acrej $4,481 per tillable acre COIIIENTS: Stone farm house built in 1870j bank barnj shedj improvements in fair condition. Good soil quality: Soil Type: DuB - Duffield silt loam, 3-8% slope HaB _ Hagerstown silt loam, 3-8% olope HaC - Hagerstown silt loam, 8-15% slope EdC - Edom silt clay loam, 8-15% slope , I t ! i ( 24 ( Comparable Sales ) , '. '~~ ('" " 4 . 'C" . .', ",oj '"VI ......,:,....., ..' f If"','I.V> / "...... '1,- .-,dj~ ~. < ' , ,tJ'..: ':.:-r""""..o:"'W: . ' ,. 0",,, "~''''' .,-,' ~ (. '# A',. .,""'. ". ."" II. .~ . ..., l' ..... 0\ ,..~ " . .; ,.r- 2.A ~{:J ~ .-.- ~..JIJ !r" , . 'JO :2-C I- I - , . , .# It I e u,... , i .. .... ... i, ... .... .,,'" L- ., ~ . . W, 0I.0'fOllK liD. '2- - .... ,",I'~ 1"01 N. ~ J' "i\o, ,:a;., . c .... . , ! .: "', \ ~ ," .. . ~.,.~ ". . '. .; . ,~367 ~ 4J:''Ih , ," . ~. .' . A:~. . " . .. I " 'c..~ , , '. . : . , , ',i : "I ~ " , t ... } ... -'" :' ~ " . ,...,.(.:t'1 . . ( Comparable Sales ) .... , ., I " ,,, ',:" t ~ i ! i 11""1 i 1 I I I I I i'" ~ ~~ .... '\ I ~/ " \' I I ~(' " ,\ I' I, e I " f . I " " ~ . ... "I .. ... ..: p.' j to -:.{.' Lf,.. (.... " ,0"", ,'" 0"', .;,...;. ... eSE'E',,:, .:.~~' PHOTO 28:'~QI" r., # , " \: ~ '.. . III "'. .!.1. )' "..':' e , J '.,' ... ~ SEE Pl()fo :1I1-1!4(3) ,;.- .'. . . , .t tI' . .. ~ I '';', ...., . ,. ~. ,00.-, ~;.tJ.-.;, ',' ~ ",r,.. - ""I~I, '.,' '00', .... 0-' ~~.. 1:',',. ,0 }. ,Ii '.:, "I~'~, ,"~ . to: III .., I. I'" :"\,0,.. \ ".'"~. 'r' ~\"'~' l:. .f,'. .....:...t- ""'...j.. '1) ! ,f' Jc.I.~ 'il' .,', . ~ Ie: ...~ ~.. .".. ,.. . J ..,., .L.L "J",~~'.J:.".' I....... "7k",' .; \_ . 9.. '", .. '!' ~;I.. . ,~ ';.. l2.. ~ \, . " '", ,~ , ,I '. J: I , . \ .'r. o . , ........... .\ . 4.'1. III 1~307 Ac. ... '. SALE NO.: 3 GRANTOR: Spangler, Dale e. GRANTEE: Stamy, John F. III & Diane B. LOCATION: 1220 Baish Road, Monroe Township TAX MAP NUMBER: 22.11.2BO.23 DATE OF SALE: 1-22.91 DEED BOOK/PAGE: 34Y/414 IMPROVEMENTS: Brick house and out buildings lAND: 89.68 acres ZONING: Agricultural CONSIDERATION: $450,000 UNIT PRICE: $5,018 per acrej $5,252 per tillable acre COIlllENTS: Purchased by adjoining property owner to protect his interest in dairy farm and support his growing herd. This was a private sale with the grantor holding a second mortgage. Property was improved with a brick house, large brick barn, frame barn and outbuildings in average condition. Road front- age is along Baish Road. Area is known for its high productivity of the land. On site well and septic. No public utilities close by. , r Soil type: DuA Duffield silt loam, 0-3% slope DuB Duffield silt loam, 3-8% slope DuC Duffield silt loam, 8-15% slope EdC - Edom silty clay loam, 8 -15% slope HuA - Huntingon silt loam, 0-5% slope ( .,. 28 ( Comparable Sales ) ( ''', ,'-.. .' TIIAcr I 2Uos Ai ~ . Jl "'. , lcr 2 1",. Ac. 0 !2. ~. , 0 c c JI .... .. ".. ., .',. .2Z ( ~) , , ' '\ 1...,}.'1,. f ~ " ~I -J , - lJ JO~s.... .. - , . . . . .. SlsLE NO.: 5 GRANTOR: Arnold, Adam & Myrtle GRANTEE: Marks, Gary & Patricia LOCATION: North Lebanon Township, Lebanon County, PA TAX \lAP NUMBER: 27-70-540 DATE OF SALE: 5-11.94 DEED BOOK/PAGE: 303/555 IMPROVEMENTS: House and out buildings LAND : 82 acres ZONING: Agricultural CONSIDERATION: $300,000 UNIT PRICE: $3,456 per acre; $3,659 per tillable acre COIIlIENTS: On site well and septic; General farm purchased at public auction. The property is located in North Lebanon Township along the west side of Grace Avenue just past West Kercher Road. The buildings located on this property were in fair to poor condition. Soil type: BkB Berks shaly silt loam BeB Bedington shaly silt loam BkC Berks shaly silt loam These soil types are inferior soils when compared with the Hagerstown-Duffield.Clarksburg series. However, berks is capable of producing high crop yields somewhat equal to Hagerstown. l 32 SALES COMPARISON APPROACIl CONT'D: Adjustment Grid: Sale Price/ Soil Qual/Cond Topo/Road Loc, & Adjusted No. Acre Time Size Qualitv 2nd Home Frontallo Zoninll Price/Acre 1 $4,097 -0. +10% -20% +20% - 5% +15% $4,916 2 $5,039 -0. + 5% -25% +20% ,10% +15% $5,291 3 $5,018 +10% +10% -25% + 5% ,10% +15% $5,269 4 $4,010 + 5% +10% -25% +25% 5% +15% $5,013 5 $3,456 -0- + 5% - 5% +30% . 5% +15% $4,838 I~ i ! I i i 1 I I If":' i 1 I I 1(1 ($ 1 I I , 1 i 1 ~ I 1 COMMENTS: Sale #1 is the most recent sale. Sale had superior soil quality; house and outbuildings were in fair condition and considered inferior to the subj ect. Site had more road frontage and had superior topography which is more desirable and reflected in the location adjustment. Sale #2 was adj usted for superior soil quality; inferior condition of improvements; superior location having a corner location and level ground. Sale #3 was adjusted for time to bring it up to current market conditions; Sale had superior soil quality; condition of improvements was considered equal; comparable located on level land with superior road frontage. Sale #4 was adjusted for time; superior soil qualities; inferior condition of improvements; superior level topography. Sale had similar location and surroundings with new developments near by. Sale #5 had similar soil qualities; adjusted for inferior condition of improvements and superior topography and road frontage. The market sales of improved properties reflected unit value unadjusted, and with the land merged ranged from $3,456 to $5,039 per acre for farm ground. After considering the differences, the adj usted price ranged from $4,838 to $5,291 per acre. Most weight was placed on Sale 1/2 which is closest to the subject's size; Sales #2 and #3 had the least net adjustments. Estimated value was supported by Sale #4 which had the most similar location. ( 34 IIECONCILIATlON The indicationn of value an developed by the three approachen to value oro os follows: Value indicated by the Cost Approach Value indicated by the Income Approach Value indicated by the Market Approach NA NA $290,000 The cost factors used in the Cost Approach have been developed from local contractors, Marshall Valuation Service, as well as but not limited to my experience as an appraiser and Realtor, which reflects the local present cost of construction. t The Cost Approach generally will result in an excellent estimate of value if the building is new or reasonably new, and the improvements reflect the highest and best use of the land. However, when items of physical deterioration and obsolescence must be estimated, an area of judgement is involved which is subject to error. This approach was not used in this appraisal. Purchasers of farms are more concerned with the income the property will produce from crops than with its reproduction cost. Most purchasers of properties similar to the subj ect take into consideration the tax advantage accorded owner occupied properties through depreciation, as well as seeking a long term investment or retirement fund. An investor may also anticipate a profit to be realized through appreciation at the conversion. The Income Approach was not considered applicable since the majority of farms in this market area are owner occupied and not leased. The quality and quantity of income data is limited. Greatest weight is given to the Market Approach, which reflects the reactions of the typical buyers and sellers in the market place. Sales of 5 properties were documented and analyzed. A major segment of farms of this type is owner occupied. For this type of property the Income Approach is usually less significant than the Sales Comparison approach or the Cost Approach because owner occupants are not interested in leasing. Sales of five farms were documented and listed. Sales ranged in price from $3,456 to $5,039 per acre. After adjustments were made for the differences, the indicated estimated value is $5,100 per acre. The value of the timber on the property is estimated at $4,500. \ 36 111'1' I!AlSEII 'S-.!!f:IlTI F LeAl ION I have reoearchud the ollhject markut area and have oelected a minimum of three recent salen of pr'opel'lleo moot nimila,' and pl'oximate to the nubject property for consideration in the Daleo compal'ison analynio and have made adjustmants when appropriate to reflect the market reaction to thone items of significant variation. If a significant item in a comparable property is superior to, or more favorable than, the subject property, I have made a negative adjustment to reduce the adjusted sales price of the comparable and, if a significant item in a comparable property is inferior to, or less favorable than the subject property, I have made a positive adjustment to incl'ease the adjusted sales price of the comparable. I have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the appraisal report. I have not knowingly withheld any significant information from the appraisal report and I believe, to the best of my knowledge, that all statements and information in the appraisal report are true and correct. I stated in the appraisal report only my own personal, unbiased and professional analysis, opinions and conclusions, which are subject only to the contingent and limiting conditions specified in this form. I have no present or prospective interest in the property that is the subject of this report, and I have no present or prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or the estimate of market value in the appraisal report on the race, color, religion, sex, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or the present owners or occupants of the properties in the vicinity of the subject property. I have no present or contemplated future interest in the subject property, and neither my current or future employment nor my compensation for performing this appraisal is contingent on the appraised value of the property. I was not required to report a predetermined value or direction in value that favors the cause of the client or any related party, the amount of the value estimate, the attainment of a stipulated result, or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal. I did not base the appraisal report on a requested minimum valuation, a specific valuation, or the need to approve a specific mortgage loan. \ 37 APPRAISER'S CERTIFICATION (CONT'O) I performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Pr-actice that wern adoptnd and promulgated by the Appraisal Standards Board of The Ai'PI'aisal Foundation and that were in place as of the effective date of this appraisal, with the exception of the departure provision of those Standards I which does not apply. I acknowledge that an estimate of a reasonable time for exposure in the open market is a condition in the definition of market value and the estimate I developed is consistent with the marketing time noted in the neighborhood section of this report, unless I have otherwise stated in the reconciliation section. I have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as comparables in the appraisal report. I further certify that I have noted any apparent or known adverse conditions in the subject improvements, on the subject site, or on any site within the immediate vicinity of the subj ect property of which I am aware and have made adjustments for these adverse conditions in my analysis of the property value to the extent that I had market evidence to support them. Itwe have also commented about the effect of the adverse conditions on the marketability of the subject property. or.; \:.: I personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report. If I relied on significant pro- fessional assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal report, I have named such individual(s) and disclosed the specific tasks performed by them in the recon. ciliation section of this appraisal report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in the report; therefore, if an unauthorized change is made to the appraisal report, I will take no responsibility for it. The use of this report is subj ect to the requirements of the Appraisal Institute relating to review by its duly authorized representatives. I certify that I to the best of my knowledge and belief, the reported analyses, opinion and conclusions were developed I and this report has been prepared, in conformity with the requirement of the Code of Professional Ethics and the Standards of Professional Appraisal Practice of the Appraisal Institute. I certify that I, Karen Darney, personally inspected the property. ( /J, '//.l) lV ^Clt::'cl;.. rhq-'{, X Karen Darney, GRI, CR 38 . UUAI'PAnENT CONOI nONS It is assumed there are no hidden or unapparent conditions of the property, subsoil or structures including, possible existence of dry rot, fungus, termites or other vermin which might render it more or less valuable than an otherwise comparable property. No responsibility is assumed for such conditions nor for any engineering required to discover such things. Physical items described are to be used as a general guide for property valuation and not as a complete and detailed physical report. Conditions behind walls, above ceilings, behind locked doors, or under the ground which are not exposed to casual view, were not inspected. No warranty is given or implied on structural or mechanical items of the property. We suggest an expert be hired for a detailed investigation, if desired. A structural pest control report has not been obtained for this valuation. If such report would uncover necessary corrective work, which is normally performed at the expense of the current owner, this cost would be deducted from the estimated value. Subsurface rights such as minerals, oil and gas deposits were not considered in this report. The Appraisers have not been provided with a soil analysis offering evidence of the structural ability of the subsurface for support of improvements. Upon physical inspection, the Appraisers did not notice physical indications that supporting strata would be unsuitable for improvements. While the land surface has been inspected, as far as possible, by observation, it was not pos~ible to personally observe conditions beneath the soil. Therefore, no representatives are made as to these matters. The value estimate is subject to any soil conditions that would cause a loss in value. In this appraisal assignment, the existence of potential hazardous material used in construction or the maintaining of the building or the gases found in the environment (such as the presence of urea formaldehyde insulation, toxic waste, and/or radon gas) which mayor may not be present in the property, has not been considered. The Appraisers are not qualified to detect such substances. We urge the client to retain an expert regarding these matters. l 39 ASSUMPTI ONS AND LI M IT I NG COND IT IONS We assume no responsibility for matters legal in character' nor do we render any opinion as to the t1 Ue whlch is assumed to be good, existing liens and encumbrances have been disregarded and the property is appraised as though free and clear under responsible ownership and con,petent management. We believe to be reliable the information, identified in this report as being furnished to us by others, but we assume no responsibility for its accuracy. We assume that the utilization of the land and improvements is within the boundaries of the property lines of the property described and that there is no encroachment or trespass unless noted with the report. No survey of the property has been made by the appraiser(s) and no responsibility is assumed in connection with such matters. Any maps, plats, or drawings reproduced and included in this report are intended only for the purpose of showing spatial relationships. Possession of this report, or a copy thereof, does not carry with it the right of publication, nor may it be used for any purpose by any but the applicant, and in any event, only with proper qualifications. We have no present or contemplated interest in the property appraised. The distribution of the total valuation of this report between land and improvements applies only under the existing program of utilization. The separate valuations for land and building must not be used in conjunction with any other appraisal and are invalid is so used. We are not required to give testimony or to appear in court by reasons of this appraisal, with reference to the property in question, unless arrangements have been previously made therefor. Mathematical models are based on estimates and assumptions that are inherently subj ect to uncertainty and variation, we do not represent them as results that will actually be achieved. This report has been made in conformity with the Uniform Standards of Professional Appraisal Practice and the Appraisal Institute. ( 40 l!! - ~CDNNDR~ 2159 Market Street Ca"'JlIftIl,I'A 1701/..1707 7177.17.0,57.1 . FAX 737.3906 REAL ESTATE APPRAISERS QUALIFICATIONS KAREN DARNEY PROFESSIONAL EXPERIENCE: Aug~st, 1994 to Present: L.G. Connor Real Estate Appraisers. Broker/Ownor and feo ap,."sise,' of large and small commercial and industrial properties, farms, condemnations, tax appeals, vacant ground and one to four units and Gingle family inclUding new construction, condominiums and employer relocation. April, 1994 to August, 1994: Lester G. Connor, MAl, Fee appraiser. large and small commercial and industrial properties, farms, condemnations, tax appeals, and single family residential properties including new const,'uction, condominiums and ~mployer relocation. FelJruary, 1992 to April, 1994: K, Jesse ReHenbach Associates, LTD. Fee appraiser ' commercial and single family residential properties including new construction, condominiums and employer relocation. October, 1990, to January, 1992: Associate Broker doing residential sales for Jack Gaughen Realtor and Coldwell Banker MGM Realty, Inc.. Managed and sold new construction in nine developmentsj and, sold resale properties. September, 1985 to September, 1990: Associate Broker with Coldwell Banker MOM Realty, Inc.. Office manager for offices located in Hershey and Middletown, PA, December, 1979 to August, 19B5: Sales Associate for Owen'G.,oss, Inc" Partners, Real Estate Instructor for the Institute of Real Estate Studies t~nching in Harrisburg and York. EDUCATION: 1969 West Virginia University Morgantown, West Virginia Bachelor of Science in Nursing ( Post Graduate Academic Education: 1974 University of North Carolina Chapel Hill, North Carolina 1972.73 Temple University Harrisburg, Pennsylvania Pennsylvania State Certified Genera/ Appraisers EDUCATION CONTINUED: APPRAISAL COURSES: Real Estate Analysis, RA2 Appraisal Standards and EthiCS, RA5 Acceptable Residential and Commercial Appraisals Cost and Income Approaches, RA4 Appraisal Principals, 1110 Appraisal Procedures, 1120 Narrative Appraisal Report Residentisl Csse Study, 1210 Appraisal Reporting of Complex Residential Properties Income Approach to Appraisal Basic Income Capitalization, 1310 Advanced Income Capitalization, 11510 Appraising for FHA Insured Loans Standards of Professional Practice, Part A . 1410 Standards of Professional Practice, Part B . 1420 Report Writing and Valuation Analysis, 11540 Fundamentals of Relocation Appraising Marshall & Swift Commercial Cost Approach Highest and Best Use and Market Analysis, 11520 REAL ESTATE COURSES: Real Estate Law Investment Fundamentals and Practice Fair Housing & Law PROFESSIONAL DESIGNATIONS AND LICENSES: 1994 1994 1994 1992 1992 19BB 19BB 19B5 19B4 19B2 t 1979 Pennsylvania Broker License HRB.044264.L Appraisal Institute Affiliate, Candidate for MAl, HM940777 Pennsylvania State Certified General Appraiser, GA.001260.L Certified Commercial Real Estate Appraiser (CCRA), National Association of Real Estate Appraisers, H46120 Certified Dispute Settler in Dispute Resolution System Mediation, National Academy of Conciliators. Certified Residential Specialist (CRS), Residential Sales Council of the Realtors National Marketing Institute. H7636 Certified Code of Ethics Instructor, Pennsylvania Association of Realtors. Pennsylvania Real Estate Instructor, License HRI.0064B.A Pennsylvania Real Estate Associate Broker HAB,044264.A Graduate Pennsylvania Realtors Institute (GRII, a National Association of Realtors Designation. Pennsylvania Salesperson License HRS.122124.A PROFESSIONAL ORGANIZATIONS: Appraisal Institute, Affiliate Member Central Pennsylvania Chepter, Appraisal Institute Notional Association of Real Estate Appraisers National Association of Realtors Realtors Notional Marketing Institute Pennsylvania Association of Realtors Boord of Directors, 1995, 1994, 1993, 1992 Greater Harrisburg Association of Realtors President, 1995 COURTS OF TESTIMONY . EXPERT WITNESS: Cumberland County Lebanon County FEE APPRAISER AND CONSULTANT TO: Various bonks, mortgage companies, credit unions, employee relocation companies, broker trade programs. Approved appraiser for Pennsylvania Deportment of Transportation. ERRORS AND OMMISSIONS: Real Estate Errors & Omissions Insurance Policy Period: 3/16/95 to 3/16/96 Policy #: 506JA 6966 AR ( , ADOENDUM l --.. '__oft z 0 z " -< ~ z ~ JI-oC ~ = , \ ~ ;:J < ~ " I: Q. n:I ~ = (;) .,'C .- ',- ..., n:I U (;) ... Q Z < ..:l c=:: ~ ~ ~ ~ u ( r DEED This Deed is made the ot~ day of July, 1995, BET WEE N MARY BRIDGET ERNE, of Hampden Township, Cumberland County, Pennsylvania (the "Grantor"), AND PHEASANT HILL FARM L.P., (the "Grantee"): WIT N E SSE T H That the Grantor, in consideration of One Dollar ($1.00), paid by the Grantee to the Grantor, the receipt whereof is hereby acknowledged, does hereby grant and convey to the Grantee: ALL THAT CERTAIN tract of land situate in the Township of Hampden, County of Cumberland and State of Pennsylvania, more particularly bounded and described as follows, to-wit: BEGINNING at a stake in the public road at the junction of the line of lands of S.B. Moore and Ralph Earley; thence along said Moore lands, South 28 degrees 30 minutes West, 320 feet to a point; thence by the same South 16 degrees 14 minutes East, 38.6 feet to a point; thence along lands now or late of H.W. Arnold, and along the center line of a private driveway, South 76 degrees 34 minutes West, 535.07 feet to a point; thence by the same, South 64 degrees 18 minutes West, 263.16 feet to a point; thence by the same, South 88 degrees 45 minutes West, 659.33 feet to a point; thence by the 'same, South 87 degrees 17 minutes West, 553 feet to a point at line of lands now or late of W.L. Kile; thence by said Kile lands, North 08 degrees 24 minutes West, 806.65 feet to a point at line of lands of E.E. Eslinger; thence by said Eslinger lands, North 80 degrees 19 minutes East, 1059.3 feet to a black oak; thence by the same, North 47 degrees 04 minutes East, 205 feet to a stake; thence by the same, North 17 v r r degrees 45 minutes West, 409.2 feet to a stake; thence North 32 degrees East, 99 feet to a hickory; thence due East, 306.9 feet to an oak tree; thence South 81 degrees 25 minutes East; 610.53 feet to a stake at line of lands now or late of Ralph Earley; thence along said Earley lands, South 18 degrees 30 minutes East, 342.8 feet to a stake; thence by the same, South 40 degrees 30 minutes East, 543 feet to a point in the center line of the public road aforesaid; thence by said road, South 58 degrees 15 minutes West, 311.85 feet to a point, the Place of BEGINNING. THE FOREGOING description is in accordance with a survey made by D.P. Raffensperger, Registered surveyor, March 7, 1951, showing the area to contain 56.21 acres. TOGETHER WITH the improvements thereon erected which include a 1~ story frame dwelling house, frame bank barn, one story frame dwelling house, and other accessory buildings. ALSO UNDER AND SUBJECT, nevertheless, to the reservation in favor of Jacob Novinger, his heirs and assigns, and the owners and occupiers of the lands abutting said private driveway and adjoining the lands herein described on the South, in common with the owners and occupiers of the within described premises, of the free right of ingress, egress and regress over the 16 foot private alley now on the ground and mentioned above, subject to the duty of the above named Jacob Novinger, his heirs and assigns, and the owners and occupiers of the tract adjoining to the south, aforesaid, to maintain the fence along one side of said right-of-way; said owners and occupiers to have the right and privilege of putting up a gate at each end of said right-of-way. UNDER AND SUBJECT, nevertheless, to all easements, restrictions, encumbrances and other matters of record or that a physical inspection or survey of the premises would reveal. BEING the same tract of land which Edward W. Erne with the joinder of his wife, Mary Bridget Erne, by deed dated December 26, 1967, being recorded in the Office of the Recorder of Deeds in and for Cumberland county at Carlisle, Pennsylvania in Deed Book "P", Vol. 22, page 828, et seq., granted and conveyed to Edward W. Erne and Mary Bridget Erne, husband and wife, as tenants by the entireties. The said Edward W. Erne departed this life August 15, 1994 whereby title to the - 2 - ~",':' ~' ~. , 0, ',.,. II .J ~ ,;',' Wt;<'~: .' .' gi.;.?~' "ll~!/ ,f , r ~. ,7 .~ ... --/ I i"" ,"i 'I- 0 I ([~1:'1' , . ..../1 "0 ,:t ~ ,0, t>, .'l ' 'i. " I'C.:= :'..p . :r ~ 7','P. ,.... ., ., ,." I ~ / ."".. '" r :;:"\' .' I, I T~ en ;;\-,4,' ". \. ~'~ ~t..~~. .....,.C!.....~.. . :'tt~ ", . ."', r.~,'"", . 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"" "( '. ~ I ---' ~:~r-' ; . . ~ ,,~,t:~~'G ~~ L , ~ ~~J . '",., '.' ,.._\ Q.... \- ';' \-\ ; ,"'0 l. ~ I_ I '0 .. I" ~ ". , I.,. ~ ~.:.; . ~("Y':;"":".'l:' ;;....... .',",' .. .t',.r"J, -4 { .~.....iI !'! .. "J ".., i)4~, ,~ ''-'If.' ~.. .~.I ""';' - ....-. I.:' ....1 . ~'. ~ ,. :t. '. . .-;. ,.. ....--..- -., p . ~ ~ . '_. (J' - .....b' J"' ." ,.... \~ . I',.. r D. .. .....-"'\ r . , \ \ ',- ("."> . / '. ':~..:.~~.i.A ....f)J~, ~.it.tl!~I\'~!:;'1....: ...~~...\~." .t. . ':i;V-~ i'.'ifJ:3i.",.;J..l44.~...-.~ '''''''.. ] ,. .. , ., . "~:" . t. ,.:"",' . - .' ~ 't .. . " o ,,: ~ \ r .! ~ -I. .'. -- "" -"-:: " . -..---..,.- "~ J " ,. \..l' -' 0//; V t:"lh. -i-.r .. ( ~'; ---p.....---.---. ....I 'rJI~~ ';:; ".,1'. f'd ' .......>..y "'...-----. -. '~I ., / / / I" .. '. .. .: ..." "f , .. (' ~, "'"" lit! :-d '(,0 , " ~ \JP" _.\~'w .(~l'ri . .'; '" "" I ' A"", . i,,,,, C. " V. 0 ' ^' ' "" .' '1 ..oj IN._'.. ./ ' ~aL ", .. ,', . ',.. , , . " " 40, ..'* ,,,, .'..........". " , , r. ,r,,/\ ...... t ;(" ' '; .........'. III .".' " .. , ',' ifi' . ..... ,. , ,'-' . ' ". " ~: !,; )',. ~"";~ ~... .f""'-. 11" . . I. '.1 ..... &,:,", ....-.~-_. ;'(.~ '~s~; fit', ~',,'" ,~t~.. . ,.n _ '1-'?",.',7~ ,..."", , i~j, i~~ '. .'~ :~: :IJ .' 'I~...,. <t. . "OJ oil' --;K P, 1,' ! ',!(J O. E')~ ~' IN.. /" to,>... D.., 'f' . .'" "(f' : "'0..,,..., Dc;. H.t:'.". .'" . -J> ' .- ~~''''':''''.' .. k\;'. I'~~ .... 01:",'- I.. .r , . ... :: " lfi,i:,."w', ';.:~" . . ',';"", . ,.i.. ". 4-'\" L~"., , ~. '.0:- ., " ."_. ''', IF)/::: :'~J.r~'~ ..':.... ,\-I . o' " '. :"~ . .' . .. " ..... t ( Zoning Map ) lQflMENT I, ,I !! , il I: f I~ ~(lt. J--~ ---., ~ -- \ ~ ---- ;~ 5/ ':j/; 11 .,I[~ou;fAJN R-S '/.0']1 W /1\ =-.".J! :,. ;I' -'-='l '1" j <~- .11,Cc,~~~ C""I~'t IF I ~,!~~ "'t" ~,,{J ~.., ..... .'1 --~ I 0.. ~ I " ~II '~r~' i.-......,: t. . ". -""1.;/, ',"-' ~I ' _'1 ,4" , ~-O 3;~i:, . ---r-r"i [] 0 0 0 0 0 ' ~v ~ ~ ~ . ~O 0 0 0 0 0 0 0 0 0 0 q ;' JOOOOOOOOOOODi J 0 0 0 0 0 0 0 0 0 0 0 0 '," J rJ 0 0 0 0 I A-OJ 0 0 0 0 .' JrJOOOOOOOOOO J [J 0 0 q, - ". 0 0 0 0 , 0000 000 000 " ,.. ,'.- "".'.' /' . l ",. .. . ...111 ~,,, I. ........, " ('~~r.....,. " ..,.. . '. . '-- ~ O-P .~::::::-..~: . -, '- " "-. . --..... Q-P Q-P ir,i, ,. ~;, "'''''0 ',' ,-, ..... . .:::.. .",. .../ .' ".,.' 'i"E,0S~_:.._ ,.,' ,/~(.y~. ' ....'. ',_jl.,,'.'t.)l;--\~{: i.. ':~:.:;:,':' .-;::.=---..,f- ,,,,:, ,"'O' (/',":"1 :':"....,W:::.J_. ../.'"'-' c.;,;,;....., ..."............._~....... ,'_ , '\ \ , , \\ '\ ~ ',' u...............\;:\'. I ( 1 P.rt 8 R.T, Residenti.1 . Towne I S80!. Puqltl.e. The purpose of the R.T, Residemial. To""ne District is 10 provide for the orderly expansion of multi.family residential development in oreas which can ieasibly be supplied with essential public facilities; to provide for the public health and to prevenl the over.crowding of the land through the 'pplication of maximum housing densities; to provide standards which will encourage the installation of public bcilities and the preserv.tion of public open space; to exclude 'Clivities of. commercial or industrial nOlure and any 'Clivities not comp.tible with residential development; to provide for lhe public convenience and .void undue congestion on the roads, To provide for an equiuble shoring of the investment and maintenance for sewer, water, electric, gas and other utilities; to otherwise create conditions conducive to corrying out the purposes of lhis Ch'pter. (.Ord 82.2, 3/29/84, S8oo) 1 S802. Permitted Use.. A building m.y be erected or used and . lot may be used or occupied for any of the following purposes and no other: I. Singl..f:unily, dmched dwelling.. 2. Singl..f:unily, semi-det.ched dwelling., 3. Singl..f:unily, .tuched dwellings, 4. Two.f:unily, det.ched dwelling., S. Two.f:unily, semi-del.ched dwellings. 6. Public utilities and facilities. 7. Private nuning homes, hospitals and sanitoriums, 8. Club House (fraternal or lodge) 9. Family doy care home.(.Ord, 92-05, 2/4/92) 10, Accessory use on the same lot with and customorily incidental to any of the above permitted uses. (.Ord 82-2,3/29/1984,5801, as amended by Oed 94-01, 5/3/94)) , S803. Cnndition.1 Use.. The following conditional uses and no olher may be allo",'ed by the TO""n!hip Board of Commissioners aher recommendotions by lhe Planning Commission, pursuanl to lhe express standmls and criteria Set forth in Pan 18 of thi. Ch.pter, I. Mobile Home Pork, 2. Churches or similor places of worship, porish house. and convents, 3. School.,libraries, mu.eums .nd municipal buildings. 4, Municipal parks, playgrounds and recreation oreas including swimming pools, 8.1 ( 5, Private parks, playgrounds and recreation are.s including swimming pools when accessory to and incidental to residential development of the Jistrict and not operated for gain or profit, 6, PlilIlned residential development pUrluantto Pan 15 of the Hampden Township Zoning Ordinance. lOrd 84.2,3/29/84,S802;.s amended by Ord 8407.7/3/84, and by Ord 86,6,8/5/86,51) 5804. Buildin~ Hei~ht I imit. No building shall be erected to a height in excess of thiny.five (35) feet; provided, however, that this height may be incre.sed one (I) foot for each additional foot that the width of each yard exceeds the minimum required. All yards shall exceed the minimum by the number of feet proposed to be added to the maximum height of thiny.five (35) feet. Ord 84.2.3/29/84,5803) S80S. Lot Area and Width. I. For residential lots, the area shall be not less than reflected in the following table: Lot Area Lot Area Lot Area Per Dwelling Unit Per Dwelling Unit Per Dwelling Unit with with without Dwelling Public Water & Sewer Public Sewer Public Sewer Type ('q hI ('q hI (sq', h I Single,family detached 7,500 9,000 30,000 Single.family semi-detached 4,500 5,500 30,000 Single-family attached 2,000 3,000 30,000 Two.family denched 6,000 7,000 30,000 Two.family semi.attached 4,500 5,500 30,000 ( 8.2 f '~I I - I ( 1 I I I 2, For residentiallolS, the fronuge shall be not lesslhJn reflected in the following lable: Minimum Fronuge Minimum Fronuge at the at the Street Line Street Line per Lot per Lot Dwelling With Puhlic Sewer Without Public Sewer Type Interior (ft,) Corner (11-1 Ifd Single-family detached 75 8S 100 Single-family semi-deuched 45 60 100 Single-family attached 20 40 100 Two.family detached 60 75 ISO Two.family semi-detached 45 60 150 [fJbles amended by Ord 94-01,5/3/94) 3. For non.residentiallots with public sewer, the >rea Jnd frontJge requiremenlS shall be not 1m than ien thowand (10,000) square feet and lot width of not less than one hundred (100) feet at the street line. (Ord, 85-4) 4. For non.residentiallol.l without public sewer, each lot shall be not less than thirty thousand (30,000) square feet and lot width of not lell than one hundred fifty (150) feet along the street line, (prd 84.2,3/29/84, 5804: as amended by Ord 85.4, 4/2/85) S806. Mnimum Densil;)'. The maximum density in this District shall be no more than ten (10) dwelling units per acre. (Ord 84.2, 3/29/84, 5805) S807. lot Cnverare. I. The maximum lot coverage of any lot in this zoning district shall be fortr percent (40%) of the totJI >rea of said lot less any additional area required to be free of impervious material as part of the storm,,'ater management facilities required by this Township, 2. Any portion of a lot not covered with impervious mJterial Jnd not required to be otherwise developed as part of the stormwater management fadlities required by this Township shall be planted and maintained with vegetative material. (prd 84-2,3/29/84, 5806: as amended by Ord 85,4, 4/2/85) 8-3 ( o [I] o IT] N I [2] I":8::l L:.:...J . - .-_.._..__..__.~"---- LEGEND BERKS,WEIKERT'BEDINGTDN AssoclOI,on Shallow 10 deep, gently SloPIng to 'Jery steep. well dramed so.Is that tormed In material weathered trom eray and brown shale. 'llutane, and sandstone. on uplands HAGERSTOWN,DUFFIELD Assoc'allon Deep, nearly I.,el 10 moderately steep, well drained SOlIs that formed In material weathered trom Ilmutone; on uplands HAlLETON.LAIDIG.BUCHANAN Assoc,allon: Deep, nearly level to ...ery sleep, well drained 10 somewhat poorly drained SOlis thilt formed In maU~rliJl weathered Irom jra)' and brown QuartzIte. sandstone. sllhlone, and shale: on uplands MONONGAHELAATKINS,MIDDLEBURY Anoclal,on: D.ep nearly level and gently sloping. moderately well dramed to Poorly drained Salls thallormed 10 allUVium; on terrace5 and !load plalns MURRILUAIDIGBUCHANAN Assocl.lIon De.p. ne.rly le...el to moderately sleep. well draIned to somewhat poorly drained Salls Ihat tormed m collUVium trom gray sandslol"e. conglomerate. Quartzite. and limestone; on uplands ATHOL.NESHAMINY Associallon: Deep, gently Slop 109 end Sloping. well drained soils that tormed in matenal weathered tram conglomera1e, breCCias, and diabase; on uplands HAlLETON.CL YMER ASloe,al,on: De.p, nearly level 10 ,ery sleep, well draIned Salls that formed in matenal weathered tram gray sandstone and Quartzlte; on uplands HIGHFIELD.GLENVILLE ASSOCiation: Deep, nearly I.,ello moderately steep. well drained to somewhat Poorly dramed SOlis that formed In material weathered from sthlst and rhyolite; on uplands Comp,led 19B3 U,S. DEPARTMENT OF AGRICULTURE SOIL CONSERVATION SERVICE PENNSYLVANIA DEPARTMENT OF ENVIRONMENTAL RESOURCES, STATE CONSERVATION COMMISSION PENNSYLVANIA STATE UNIVERSITY, COLLEGE OF AGRICULTURE GENERAL SOIL MAP CUMBERLAND COUNTY, PENNSYLVANIA ( Scale 1:2~3,440 o 1 2 3 , I : ~ I 4 Mil" I o I, , 4 t I I 8 Km I i So.1 Survoy 148 TABLE 5,--YIELDS I'EII ACHE Of CRU~~ AIm PASTUHE [Held. aro thoBe thnt can Bo c~pecte,l unrj~r B hl;.tl le'Jel of l'Tlanogemfmt. Ab:Hmce of . yield f1guro lndicates thRt tho lSoH 1. not sut tl~J l" tt)l~ crop or '..1\1' cr'Jp ~\.'nerally In nol ~rown on the noli ] Soli name .nd \corn 1S11age\ Gruas- map lIymbol Corn CatlS Wheat Alfalfa hay legume hay Pasture lli! 12!! lli! lli! !2!! ~ A X. AbB----------------------- 100 \ 20 70 40 3.5 3.U 5.5 AlbrlghU AbC----------------------- 90 \ 16 65 40 3.5 3.0 5.5 Albrlghts AgA----------------------- 125 \ 25 75 45 5.0 3.5 6.5 Allegheny AgB----------------------- 115 I 23 75 45 5.0 3.5 6.5 Allogheny AnB----------------------- H5 17 60 2.5 5.0 Andover AoB----------------------- \ Andover AtB----------------------- 135 \ 27 HO 50 5.5 j.5 6.5 Athol \ AtC----------------------- 125 25 75 45 5.0 3.5 6.5 Athol I I A~~h~i--------------------\ 110 \ 22 65 40 4.5 3.0 5.5 Aw------------------------ 100 I 20 60 3.0 5.5 Atkins I Bb------------------------ 120 \ 24 HO 45 4.5 3,5 6.5 Barbour Be------------------------ 120 I 24 80 45 4.5 3.5 6.5 BaBher \ BdB----------------------- 130 26 75 50 5.0 3.5 6.5 Bedlngton BdC----------------------- 120 24 70 45 4.5 3.5 6.5 Bed1ngton BdO----------------------- 105 21 60 40 4.0 3.0 5.5 Bedlngton BoB----------------------- 80 16 60 35 3.5 3.0 5.5 Berks \ BeC----------------------- 75 15 55 35 3,0 2.5 5.u Berka BeO----------------------- 70 14 50 30 3.0 2.5 5.0 Berka BhB----------------------- 5.0 Berks BhO----------------------- 4.5 Berka BoA----------------------- 140 2H 80 50 5.0 3.5 6.5 ( Blrdsboro Soo footnote at end of table. ." " c> (j LIMITED PARTNERSHIP AGREEMENT OF PHEASANT HILL FARM L.P. ,. -_.. . .------. . . ---- -... , ...----.------. . . ._- ---- -' ~ - .-----.----. .- .-----.------. .. .._~.._..._._..--- ~ . ...-.-.--------- "'-".--~ '. _ h"__"_W__' -.. .. .--.......-. . . ARTICLE I 1.1. 1.2. 1. 3. 1.4. 1. 5. ARTICLE II 2.1. 2.2. 2.3. 2.4. 2.5. 2.6. 2.7. 2.8. 2.9. 2.10. ARTICLE III 3.1. 3.2. 3.3. 3.4. 3.5. 3.6. ARTICLE IV 4.1. 4.2. 4.3. 4.4. 4.5. 4.6. 4.7. 4.8. 4.9. 4.10. 4.11. 4.12. Management . . . . . . . . . . . Time Devoted by General Partners Conflicts of Interest . . . . Powers of the General Partners Restrictions on Powers . . . . ExpUlsion of a Limited Partner . Removal of a General Partner . .. . L~~~i:ki~y=-:.-. . -, . "=~'=','= ~ ~",::~_' =.'.' :":'"0--' ......- ..:~ ~=. .~~-=-=.8--:~ Indemnification of Partners . . 8 Indemnification in General . . 8 Divorce . ., ...... ., 8 Lawsuits . . . . . . . . . . . 8 rJ (j PHEASANT HILL FARM L.P. LIMITED PARTNERSHIP AGREEMENT TABLE OF CONTENTS BASIC STRUCTURE Formation . . . partnership Name . . Business and purpose . . . principal place of Business Term. . . . . . . I . FINANCIAL ARRANGEMENTS . . . Initial Capital contributions . Additional Capital contributions Return of capital contributions . . No Interest on Capital contributions Nature of Interests . . . . . . . . . . Partners' Share of the profits and Losses . Limitation on Liability for Limited Partners Rights of priority . . . . Distribution of Profits . . . Salary to General Partners . . . . ACCOUNTING FOR THE PARTNERSHIP Capital Accounts . Drawing Accounts . Accounting Year . . Method of Accounting Books and Records Annual Statements . ADMINISTRATIVE PROVISIONS . . 1'M.e. 1 1 1 1 1 . 2 2 2 2 2 2 2 2 2 3 3 3 3 3 3 4 4 4 4 5 5 5 5 5 7 7 . 7 . ..---------- .... . ----- - ------ _.---_. -----.--- - i - ARTICLE V 5.1. 5.2. 5.3. 5.4. 5.5. 5.6. ARTICLE VI 6.1- 6.2. 6.3. 6.4. 6.5. 6.6. 6.7. 6.8. 6.9. 6.10. ARTICLE VII 7.1. 7.2. 7.3. 7.4. (; {j ~ 8 MEETINGS OF PARTNERS . . . . 8 8 9 9 9 9 9 Annual Meeting of Partners . special Meeting of Partners . . . . Voting at Annual and special Meetings No Meeting or Vote Required if Written Consent General partner Meeting . . . . Telephone Conference . . . . . . TRANSFER OF PARTNERSHIP INTEREST 9 10 10 12 13 13 13 13 13 Transfers . . . . Events of Default Effect of Default Sale . . . . . . . Assignment . . . . Transfer of General Partner Interest Death or Incompetency of a Limited Partner cessation of a Legal Entity . . . . . . . Restriction on Transfer because of Tax Effect Restriction on Transfer because of Securities 14 Laws. . . . . . . . . . . . 14 SUBSTITUTED LIMITED PARTNER 14 14 14 15 conditions . . . . . . . . . . . Amendment only Required Quarterly consent Not Required voting Interests 15 . . ARTICLE VIII DISSOLUTION 8.1. 8.2. 8.3. 8.4. 8.5. 8.6. ARTICLE IX 9.1. 9.2. ,7..= :!;l.,3. 9.4. 9.5. . . Dissolution of Limited Partnership Non-Termination of partnership . . Liquidation of Assets . . . . . . Winding Up the partnership . . . . . . . Gains or Losses in Process of Liquidation Right to Demand property POWER OF ATTORNEY 15 16 16 16 16 17 . In~.e:r~~_;=-:: ..-.-:....--::. ,=. ~-_!:::-. p' .' . 17 17 17 .. 1_8== = 18 18 Documents .. . . property and Claims . powers~~oupl~~=~l~han Assignment . . . . . . . Notice . . . . . . . . . . . . . . . . . . . . . ..--------.------- - ii - o o ~ ARTICLE X MISCELLANEOUS . . . . 18 10.1. Execution in counterparts 18 10.2. Sole Agreement 18 10.3. choice of Law . . 18 10.4. Severability . . . 18 10.5. Agreement Binding . . 18 10.6. Titles and subtitles . 19 10.7. Words and Gender or Number 19 10.8. Partner . . . . . . . 19 10.9. Partnership Interest 19 10.10. Amendments . . . . 19 10.11. opinion of Counsel 19 10.12. Notice . . . . . . 19 10.13. Waiver in General . . . . 20 10.14. Waiver of Action for Partition . 20 10.15. Arbitration 20 10.16. Validity . . . . . . . . . 20 ~......... .. ...'.....a _0- _._ _ _ ,- -_._-- - -.-- ----.------. -------- -----_.~-- - - ._.- - -_._- ". -----.. ---.------------- - Hi - .' o (} LIMITED PARTNERSHIP AGREEMENT OF PHEASANT HILL FARM L.P. This of the following Limited partnership day of General Partners: Agreements made and entered into as , 19___, by and among the Edward W. Erne, Jr. patrick M. Erne and the following Limited Partners: Mary B. Erne Elaine M. Erne In consideration of the mutual covenants herein, the parties hereby form a Limited Partnership upon the following terms and conditions: ARTICLE I 1.1. Partnership partnership Formation. pursuant to Act. BASIC STRUCTURE The parties hereby form a Limited the pennsylvania Revised Uniform Limited 1.2. Partnership Name. The business of the Partnership shall be conducted under the name of PHEASANT HILL FARM L.P. 1.3. Business and purpose. The business and purpose of the partnership shall be to engage the business of owning and farming real estate, and in any other lawful act or activity in which a partnership may engage, including, but without limitation to engage generallY in any and all phases of the business of owning, holding, managing, controlling, acquiring, purchasing, disposing of or otherwise dealing in or with any interests or rights in any real or personal property, directly or through one or more other partnerships or other entities or arrangements. 1.4. principal Place of Business. The principal place of .~lis.triElf~si:l.f~,the partnersh~p~s,liaJ.l.:: be at 166,s::.Q.~iJ3'::Bdg~::RQad" , -=,=- Enola, CUmberland county, pennsylvania, or at such other place as the General Partners may from time to time designate. ~. ---..------.......--- -- - -----.--------...-- .------ -'- -....-.-... C, (j", , i' 1.5. Term. first above written as herein provided. The partnership shall commence on the date and shall continue until terminated by law or ARTICLE II FINANCIAL ARRANGEMENTS 2.1. Initial caoital contributions. The initial capital contributions of the Partners are shown on the attached Schedule "A". The percentage interests express the share of property shown on said attached schedule "A" contributed by and for the partners. The initial percentage share of capital of each Partner is therefore as follows: GENERAL PARTNERS: INITIAL PERCENTAGE SHARE OF CAPITAL Edward W. Erne, Jr. Patrick M. Erne 1% 1% LIMITED PARTNERS: Mary B. Erne Elaine M. Erne 97% 1% 2.2. Additional caoital contributions. There shall be no additional capital contributions to the capital of the Partnership unless otherwise agreed to in writing by all of the Partners. A Partner may assign his or her own interest to others but only as herein provided. 2.3. Return of caoital contributions. Each Partner irrevocably waives any statutory, equitable or other rights he or she may have to withdraw or demand the return of his or her capital contribution except as provided herein. 2.4. No Interest on caoital contributions. capital contributions to the partnership shall not bear interest. 'j 2.5. Nature of Interests. All property owned by the Partnership, whether real or personal, tangible or intangible, shall be deemed to be owned by the partnership as an entity. No Partner shall have any direct ownership of any Partnership property. 2 . 6:,,_~_ partners' Share. of the, prof,i ts and Losses:.Jaoh::':,,::-: Partner shall share in the profits and losses of the partnership according to their respective percentage share of capital. 2.7. ~imitation on Liabilitv for Limited Partners. No Limited Partner shal~ ~~~s~nallY be liable_~~~.~y of the debts - 2 - -..-......... - -, ,..... c>> (j. or losses of the Partnership beyond such Partner's capital interest in the Partnership. 2.8. Riqhts of Prioritv. individual Partners shall have no other as to the return of capital Except as herein provided, right to any priority over contributions. the each 2.9. Distribution of Profits. Distributions to the Partners of net operating profits of the Partnership shall be made at least annually except that earnings may be retained by the Partnership and transferred to Partnership capital for the reasonable needs of the business as determined in the sole discretion of the General Partners. Distributions as made shall be made to the Partners simultaneously. Net operating profit for any accounting period shall mean the gross receipts of the Partnership for such period, less the sum of all cash expenses of operation of the partnership, and such sums as may be necessary to establish a reserve for operating expenses. 2.10. Salarv to General Partners. Annually, the General Partners shall receive a reasonable salary for services rendered to the Partnership, which shall be in addition to their respective share of Partnership profits. The compensation for the General Partners shall be reviewed periodically and adjusted appropriately. ARTICLE III ACCOUNTING FOR THE PARTNERSHIP 3.1. Capital Accounts. Separate capital accounts shall be maintained for each Partner. The capital interest of each Partner shall consist of all such Partner's contributions to the capital of the Partnership, plus such Partner's share of Partnership profits transferred to capital, less distributions to such Partner in reduction of such Partner's Partnership capital, and less such Partner's share of Partnership losses if transferred from such Partner's drawing account. 3.2. Drawinq Accounts. An individual drawing account shall be maintained for each Partner. All withdrawals, other than salaries, made by a Partner shall be charged to such Partner's drawing account. Each Partner's share of profits and losses shall be;'cr.edited:,orcharged;'til :cSucli:'P.artner's :dX:cud,n9::- '.:. ::: ~ account. A credit balance of a Partner's drawing account shall constitute a Partnership liability to that Partner, it shall not _c..c?,,!stitute, ':!. ~art of such ~a_rtner~s_ c~pi1:..a!. acco~n_t _o~_ such_ _ _ _ __ - 3 - i' , , , , , : , , c'; (, Partner's interest in the capital of the Partnership. If, after the net profit or the net loss of the partnership for the fiscal year has been determined, a Partner's drawing account shows a deficit (a debit balance), whether occasioned by drawings in excess of such Partner's share of Partnership profits or by charging such Partner for such Partner's share of a Partnership loss, the deficit shall constitute an obligation of that Partner to the Partnership to the extent of the Partner's capital account. However, in no event shall any Limited Partner be liable for any amount beyond the balance in such Partners capital account. payment of any amount owing to the Partnership shall be made in a manner and time determined by the General Partners. Such obligations shall not be made payable on demand nor shall interest be charged thereon above the prime interest rate plus 3 percentage points. The Partnership's fiscal year of each year and shall end on 3.3. Accountinq Year. shall commence on January 1st December 31st of each year. 3.4. Method of Accountinq. maintain its accounting records in accepted accounting principles and purposes on the cash basis. The Partnership shall accordance with generally shall report for income tax 3.5. Books and Records. The Genera~ Partners shall maintain the books and records of the partnership at the principal place of business. Each Partner shall have access to such books and records and shall be entitled to examine them at any time during the partnership's ordinary business hours. 3.6. Annual Statements. At the end of the year, the General Partners shall cause the partnership's accountant to prepare a balance sheet setting forth the financial position of the partnership as of the end of that year and a statement of operations (income and expenses) for that year. A copy of the balance sheet and statement of operations shall be delivered to each Partner as soon as it is available. Copies of all income tax returns filed by the Partnership also shall be furnished to all Partners. Each Partner shall be deemed to have waived all objections to any transaction or other facts about the operation 9f the ~Pai.tiiei'liliJ.p, dis'c1osid":jji~tne~ baranee sheet~ s.ta.teme~~~=,:' ~ '':,-,-:~ operations and income tax returns unless he or she shall have notified the General Partners in writing of his or her objections within thirty (30) days of the date on which each such document is mailed. .. .._-- -- -'---'-- .. . .- -.. -..... - .---- .- -- _.._. - -- - - - _.. -. - -. -- -.. .._" _. - - .- - 4 - ('; c , I I ! j I ! [.... I I I I t,-, i I I.. I ARTICI,E IV ADMINISTRATIVE PROVISIONS 4.1. Manaqement. The business of the Partnership shall be under the exclusive control of the General Partners who shall act by a majority vote in all business affairs. For these purposes each General Partner shall have one vote. The Limited Partners shall not participate in the management of the business of the Partnership. 4.2. Time Devoted bv General Partners. The General Partners are required to devote to the busines~ of the Partnership such time as is reasonable and prudent. 4.3. Conflicts of Interest. Partners may engage in or possess interests in other business ventures of every kind and description for their own accounts. Neither the Partnership nor any of the Partners shall have any rights by virtue of this Agreement in such independent business ventures or to the income or profits derived therefrom. 4.4. Powers of the General Partners. The General Partners shall have the authority to exercise the powers reasonably necessary in order to pursue the Partnership's purposes including, but not limited to, the following: a. To engage in farming activities with respect to the property located at 1665 Orrs Bridge Road, Enola, Pennsylvania. b. To obtain, sell, convey, mortgage, encumber, lease, exchange, pledge, partition, plat, subdivide, improve, repair, surrender, abandon or otherwise deal with or dispose of any and all real property of whatsoever character and wheresoever situated at such time or times and in such manner and upon such terms as the General Partners deem expedient and proper. To give options therefore, to execute deeds, transfers, leases, pledges, mortgages, and other instruments of any kind. Any leases and contracts may extend beyond the term of the Partnership. c. To acquire any personal property for the use of the Partnership. d. To purchase, invest in, or otherwise acquire, and .to.;~t'ain:s, any and an~~t~qR~-';:-,lio.i)ds', ~ no~!iis7, c:~ft=oflier==-_~:~.'~':'P securities, or any variety of real or personal property, including stocks or interests in investment trusts and common trust finds operated and managed by a corporate trustee. _4_ __.. _. _ _ ._ ___ _.._. - ___ - -.~ ---- - 5 - (j, c M e. To sell, transfer, assigns convey, lease, exchange, or otherwise dispose of any or all of the assets of the partnership upon such terms and conditions as the General Partners deem advisable, including a deferred payment sale or an exchange for other assets of any kind. f. To place record title to, or the right to use, Partnership assets in the name of a General Partner or the name of a nominee for any purpose convenient or beneficial to the Partnership. ,., g. To open and to close checking accounts, savings accounts and safety deposit boxes in banks or similar financial institutions, with or without indication of any fiduciary capacity. To deposit cash in and withdraw cash from such accounts and boxes, with or without any indication of any fiduciary capacity. To hold such accounts and securities in bearer forms or in the name of a General Partner or in the name of a nominee, with or without indication of any fiduciary capacity. h. To borrow money upon terms acceptable to the General Partners from any person or entity, to pledge or mortgage any property as security therefore and to renew any indebtedness incurred by the General Partners. i. To employ brokers, consultants, attorneys, accountants, architects, engineers, property managers, leasing agents and other agents, persons or entities deemed appropriate to the conduct of the Partnership business, including, without limitation, a General Partner, any persons or entities related to a General Partner, or in which a General Partner has an interest. j. To adjust, arbitrate, compromise, sue, defend, settle, abandon or otherwise deal with any and all claims in favor of or against the Partnership. k. To acquire and enter into any contract of insurance which the General Partners deem necessary and proper for the protection of the Partnership, for the conservation or its assets, or for any purpose convenient or beneficial to the Partnership. 1. To execute and deliver on behalf of the Partnership such documents or instruments as the General Partners deem ,appi'opr~ra..t1!.ln~the conduct j:iJ::: t,hEl_-,li'ai;.thership :Dj~~i~rij!,it~..!.-":;;~9-~'.-:-':'~' person, firm or corporation dealing with the Partnership shall be required to inquire into the authority of the General Partners to take any action or make any decisions. - 6 - {;i (, .I m. To make employment contracts, to pay pensions and to establish pension and other incentive plans of any or all of its employees. n. To establish, invest and maintain reserves for the benefit of the Partnership in such amounts as the General Partners, in their sole discretion, shall determine, and to expend such reserves in such amounts and for such purposes as the General Partners shall determine. 4.5. Restrictions on Powers. No Partner, without the consent of all the other Partners, shall: a. Do any act in contravention of this Agreement. b. Do any act which would make it impossible to carryon the ordinary business of the Partnership. c. Confess judgement against the Partnership. d. possess partnership property, or assign his or her interest or rights in specific Partnership property for other than a partnership purpose. 4.6. EXDulsion of a Limited Partner. The General Partners may terminate the interest of a Limited Partner and expel such Partner for any of the following reasons: a. For interfering in the management of the Limited Partnership affairs or by holding themselves out to others as having the power to act for or bind the Partnership. b. For engaging in conduct which could result in the Partnership losing its tax status as a partnership. c. For engaging in conduct which tends to bring the Partnership into disrepute or such Partner's interest becomes subject to attachment garnishment, or similar legal proceeding. d. For failing to meet any commitment to a General Partner in accordance with any written undertaking. In each of the foregoing events, the termination shall not result in a forfeiture to the Limited Partner of the value of his or her interest in the partnership at the time of termination. . '_ __,"._.__._.___'" ._'~' ._._ _.,._h____._ -,---"-----. _ .. ____._.__________ __. _ __ ._ ______~ _ _ _. _ _ n. _____.___._____. - .' ..----..--.--.....- ---.-...-.- -- - + - _._-. .-..-- -.-'-'-' -. - .-..--...---.-- 4.7. Removal of a General Partner. A General Partner may be removed upon the written consent or affirmative vote of Limited Partners owning 89% of the then outstanding Partnership interests. However, if the General Partner that was voted to be removed is the only remaining General Partner, then before such ~ .__ _ _ ___'__'_ .______ _. _.._._~____~u____~_ .-. .' -.-----..--------.. - 7 -" ('~ (, ,--. removal is effective and simultaneously with such removal, a successor General Partner must be elected by the Limited Partners owning 89% of the then outstanding Partnership interests. 4.8. Liabilitv. No Partner shall incur any liability for any mistakes or errors in judgement made in good faith and in the exercise of due care in connection with the Partnership business. No Partner shall be deemed to have violated any of the provisions of this partnership Agreement for any such mistakes or errors in judgement. 4.9. Indemnification of Partners. The partnership shall promptly indemnify each Partner for payments reasonably made and personal liabilities reasonably incurred by such Partner in the ordinary conduct of partnership business or for the preservation of its business or property. 4.10. Indemnification in General. The Partnership shall indemnify, to the full extent permitted by law, any person who is made, or threatened to be made, a party to any action, suit or proceeding (whether civil, criminal, administrative or investigative) by reason of the fact that such person, or his or her testator or interstate, is or was a General Partner, employee or agent of the partnership or serves or served any other enterprise at the request of the Partnership. 4.11. Divorce. The Partnership shall not be terminated by the divorce of a Partner. , il' I , 4.12. Lawsuits. The partnership shall not be terminated by a lawsuit against the partnership or a Partner. ARTICLE V MEETINGS OF PARTNERS '. 5.1. Annual Meetina of Partners. Annual meetings of Partners, if actually held, shall be held on such date and at such time as shall be designated from time to time by the General Partners and stated in the written notice of the meeting. At the meetings the Partners shall transact such other business as may properly be brought before the meeting. , . 5.2. soecial Meetina of Partners. special meetings of the Partners, for any purpose or purposes, may be held by waiver , of::-ii6tiee.:a:rid, consent -an'd-'sh-all":lJe-caIled 1!Y.:t:.ne- uenetaJ. 1"'liytners - , at-the'.W'ri ften request-Of. partneI:s 'Ownfng not las's than-ten" - - - percent (10%) of the entire capital or profit interest of the Partnership. Such request shall state the purpose or purposes of the proposed meeting. -. - -_.-.-- ~._--- _.._.._-~--_.-_.__..._.-._-_..... .-.-- ..._.- -_.-- - --.-- - 8 - C;. () ... Business transacted at a special meeting of the Partners shall be limited to the purposes stated in the written notice unless all of the Partners agree to do otherwise. -, 5.3. Votinq at Annual and Special Meetinqs. All Partners shall have the right to vote at the annual meeting and any special meetings concerning business which may properly be brought before the meeting according to their respective percentage share of capital interest. Except as otherwise set forth herein, a majority of such capital shall control. 5.4. No Meetinq or Vote Required if Written Consent. Whenever the vote of the Partners at a meeting is required or permitted to be taken, the meeting and vote of the Partners may be dispensed with if the written consent to such action is obtained from Partners having no less than the minimum percentage of the vote required of such action. . . 5.5. General Partner Meetinq. The General Partners may hold meeting, both regular and special, either within or without the state of the Partnership's principal place of business. Regular meetings of the General Partners may be held without notice at such time and at such place as shall from time to time be determined by the General Partners. Special meeting of the General Partners may be called by a General Partner on one (1) day's notice to each General Partner, either personally or by mail or by telegram. At all meetings of the General Partners, a majority of the General Partner shall constitute a quorum for the transaction of business and the act of a majority of the General Partners present at any meeting at which there is a quorum, shall be the act of the General Partners. Any actions required or permitted to be taken at any meeting of the General Partners, may be taken without a meeting if the General Partners who have the necessary vo~es to take such action consent in writing. -C). ,", 5.6. Telephone Conference. Partners may participate in a meeting by means of telephone conference or similar communications equipment. All persons participating in a meeting pursuant to such equipment shall constitute presence in person at such meeting. , I " , .j ARTICLE VI ~, ':'_-" _..,TIDillSFER-OF PARTnr03R!1>-lNTERE'ST 6.1. Transfers. The Partners shall not sell, assign, pledge, or otherwise transfer or encumber in any manner or by any means whatever, their share in all or any part of their interests of the partnership now owned or after acquired to a non-partner, . .'_ ____._ ____._._ .." .~ _.. _. __ _ _ ._ _. _ _ .._ ~ _ _ _ ~.. _ _ _ _ .. _ 4" - 9 - ,""' . c (; " without having first obtained the consent of or offered such share to the other Partners and to the Partnership in accordance with the terms and conditions of this Agreement. 6.2. Events of Default. The following events shall be deemed to be default by a Partner: a. The violation of any provision of this Agreement and failure to remedy or cure that violation within ten (10) days after written notice from either General Partner. b. The making of an assignment for benefit of creditors or of an entry of an order for relief under any section or chapter of the Federal Bankruptcy Code, as amended, or under any similar law or statute of the United states or any of its states. c. The appointment of a receiver for all or substantially all of the Partner's assets and the failure to have the receiver discharge within thirty (30) days after the appointment. d. The bringing of any legal action against the Partner by his or her creditor, resulting litigation, that, in the opinion of a General Partner, creates a real and substantial risk of inVolvement of the partnership property that will probably result in: (1) the financial detriment of the other partners; or (2) the creditor, or the creditors assigned, succeeding in or to all or part of the interest of the Partner in the partnership. 6.3. Effect of Default. a. On the occurrence of an event of default by a Partner, the other Partners shall have the right to elect to terminate the interest of the defaulting Partner without effecting a termination of the Partnership. This election may be made at any time within one year from the date of that default, on giving the defaulting Partner ten (10) days' written notice of the election, providing that default is continuing on the date notice is given. In the event of termination of the defaulting Partner's interest, each nondefaulting Partner who voted to elect the option (the Purchasing Partners) shall be required to purchase the interest of the defaulting Partner, in the proportion that his or her interest in the Partnership bears to ~ '."--tlie' aggregate ,..Q!;".the.,..1nterests'ln ,Ehe~~al::.tner:slu.p, of,-aJ,l _"",_,~,____=,;" Purchasing Partners. b. The purchase price to be paid to the defaulting Partner shall be paid in cash or, at the option of the purchasing Partners, by the ~x~c~tj~n .and,delivery of notes of e~ch, , - 10 - . (, (j purchasing Partner, payable to the order of the defaulting Partner in the amount of the purchase price. 'I'hese notes shall bear interest at the Applicable Federal Rate pursuant to Code 51274 of the Internal Revenue Code of 1986, as amended, and shall be payable in fifteen (15) annual installments of principal and interest, the first installment being payable one year from the date of execution and delivery of the note. Each note shall provide for full payment privileges without penalty. The purchase price to be paid to the defaulting Partner under the election allowed by the paragraph shall be the fair market value of the defaulting partner's interest in the partnership. This purchase price shall be reduced by the aggregate amount of any outstanding debts of the defaulting partner to the Partnership and also by all damages caused to the Partnership by the default of the defaulting Partner. c. On tender to the defaulting partner of the cash or note from the purchase defined in b. above, or if no payment is due on the date the purchase price is determined, the defaulting Partner shall have no further interest in the partnership or its business or assets and the defaulting Partner shall execute and deliver any assignments and other instruments that may be reasonable to evidence and fully and effectively transfer the interest of the defaulting Partner to the nondefaulting Partners. If the appropriate instruments are not delivered, after notice by a General Partner that the purchase price is available to the defaulting Partner, the General partner may tender delivery of the purchase price to the defaulting Partner and execute, as the defaulting partner's irrevocable agent, any legal instruments to the appropriate continuing Partners. All parties agree that a General Partner shall not have any individual liability for any actions taken in this connection. d. No assignment or transfer of a defaulting partner's interest as provided in this Agreement shall relieve the defaulting Partner from any personal liability for outstanding indebtedness, liabilities, liens, or obligations relating to the partnership that may exist on the date of the assignment or transfer. Default of any Partner under this Agreement shall not relieve any other partner from his, her, or its agreements, liabilities and obligations under this Agreement. A defaulting Partner's interest in the partnerShip shall not be considered in any Partnership voting requirement. - -. . ~"~___ __.~ ".. "~... . ~t;aql1'::'~~rt:neL!!I~:g~!l,- qon~1<.l.tut:es~~nC1=l!PIl.Qtl}~ both General Partners as the partners' attorneys-in-fact in the event that the Partner becomes a defaulting partner whose interest in the partnership has been foreclosed in the manner provided herein. On foreclosure, the General partners are authorized and allowed to execute and deliver a full assignment - 11 - (', (, or other transfer or the defaulting Partner'D interest in the Partnership and the General Partners shall have no liability to any person for making the assignment or transfer. f. Within ten days after an appraisal of the value of an interest in the Partnership is required under any provisions of this Agreement, two appraisers shall be selected, one by each opposing party, whether consisting of a group of Partners or an individual Partner. If either party fails to name an appraiser within the specified time, the other party may select a second appraiser. The two appraisers selected shall proceed promptly to determine the fair market value of the Partnership interest, including a fair market valuation of the interest in equity in the Partnership of the Partner in question and taking into consideration any outstanding indebtedness, liabilities, liens and obligations relating to the Partnership property. The joint determination of the fair market value by the two appraisers shall be final and binding on all parties. If the two appraisers selected are unable to agree on the fair market value, the two appraisers shall select a third appraiser whose determination as to the fair market value shall be averaged with the appraisals of the other two appraisers. The average of the three appraisals shall be conclusive evidence as to the fair market value and shall be final and binding on all parties. The appraisers shall deliver a written report of their appraisal to the General Partners who shall provide copies of the report to all interested parties. 6.4. ~. A Partner may sell his or her Partnership interests but only after such Partner has first offered it to the Partnership and the other Partners as follows: a. The Partner shall give written notice to the Partnership that such Partner desires to sell his or her interest. The Partner shall attach to that notice the written offer of a prospective purchaser to buy the interest. This offer shall be complete in all details including the purchase price and terms of payment. The Partner shall certify that the offer is genuine and in all respects what it purports to be. b. For one hundred twenty (120) days from receipt of the written notice from the Partner, the Partnership shall have the option to retire the interest of the Partner at the price and on the terms contained in the offer submitted by the Partner. - " -.. -. --.--.---.-0..... _ _-~~..;-_.-.-- -- .....-.= c. If the Partnership does not retire the interest of the Partner, then the other Partner shall have the option to acquire such Partner's interests at the price and on the terms contained in the offer submitted by the Partner. The Partners who exercise this option may acquire such Partner's interest in . - . . - ~. - 12 - ,., ,,. (, -, proportion to their respective capital interests, unless they otherwise agree to a different percentage, within sixty (60) days after the termination of the Partnership's option to buy. d. If neither the Partnership nor any of the Partners exercise the option to acquire such Partners interests the Partner shall be free to sell his or her Partnership interest to the said prospective purchaser of the prices and on the terms contained in the certified of her submitted by the Partner. ~, 6.5. Assianment. Except as herein provided, a Partner shall not assign his or her Partnership interest. However, a Partner may assign his or her Partnership interest to other Partners without the consent of any other Partner. 6.6. Transfer of General Partner Interest. transferee of a general partnership interest shall interest in the capacity of a Limited Partner. The acquire such 6.7. Death or Incompetencv of a Limited Partner. Upon the death or legal incompetency of an individual Limited Partner, such Partner's authorized representative shall have all of the rights of a Limited Partner for the purpose of settling or managing such Partner's estate. The authorized representative shall have such power as the decedent or incompetent possessed to assign such Limited Partner's interest in the Partnership to an assignee and to join with such assignee in making application to substitute such assignee as a Limited Partner. 6.8. Cessation of a Leqal Entitv. Upon the bankruptcy, insolvency, dissolution or other cessation to exist as a legal entity, of a Limited Partner not an individual, the authorized representative of such entity shall have all the rights of a Limited Partner for the purpose of effecting the orderly winding up and disposition of the business of such entity. The authorized representative shall have such power as such entity possessed to assign such interest of the entity in the Partnership to an assignee and to join with such assignee in making application to substitute such assignee as a Limited Partner. 6.9. Restriction on Transfer because of Tax Effect. No Limited Partner or other person who has become the holder of interest in this Partnership shall transfer, assign or encumber all or any portion of such interest in the Partnership during any . t;lsc:a~-year,_it.~suCIL.1;raIls!e.r,. assignment "oJ:.._enC!lmbr_a!:1ca"wou~q,,= .lJ1 the sole discretion of the General Partners, result in the termination of the Partnership for purposes of the then applicable provisions of the Internal Revenue Code of 1986, as amended. .- --- '.'--.- - 13 - --, ., ,", .. () r) 6.10. Restricti_on on Transfer because of Securities Laws. No Limited Partner for other person) who has become the hOlder of interest in tho Partnership, shall transfer, assigns or encumber all or any portion of such interost in the Partnership Unless such Partner has obtained the prior written consent of the Director of the Securities Commission if required under the Commission's rules, and the written opinion of counsel for the Partnership that the transfer will not violate any federal or state securities laws. ARTICLE VI:( SUBSTITUTED LIMITED PARTNER 7.1. Conditions. No assignee or transferee of the whole or any portion of a Limited Partner's interest in the Limited Partnership shall have the right to become a substituted Limited Partner in place of such Partner's assignor unless all of the fallowing conditions are satisfied: a. The General Partners, in their sole and absolute discretion, have consented in writing to the admission of the assignee as a substituted Limited Partner. b. The fully executed and acknowledged written instrument of assignment sets forth the intention of the assignor that the assignee become a substituted Limited Partner and the assignment has been filed with the Limited Partnership. c. The Limited Partnership interest being acquired by the assignee consists of all of the assigning Limited Partner's interest. d. The assignor and assignee execute and acknowledge such other instruments as the General Partners may deem necessary or desirable to effect such admission, including the written acceptance and adoption by the assignee of the provisions of this Agreement and such assignee's execution, acknowledgement and delivery to the General Partners of a Power of Attorney, the form and content of which shall be provided by the General Partners. 7.2. Amendment Onlv Reauired Ouarterlv. The General Partners will be required to amend the Agreement of Limited Partnership only quarterly to reflect the substitution of Limited ~ srs...... n B-. ream m1. e 0.... _ amended, an--assi~jnee shalf" not be"come a- "substituted Limited-- ". Partner. 7.3. Consent Not Reauired. No consent of any of the Limited Partners is required to effect the substitution of a - 14 - .". , , c~ r.. Limited Partner, except that a Limited Partncr who assigns his or her interest must evidcnce his or her intcntion that the assignee be admitted as a substituted Limited Partner in such Partner's place and he or she must execute all necessary instruments. 7.4. votina Interests. In the event a vote of the Limited Partners shall be taken pursuant to this Agreement for any reasons a Limited Partner shall, solely for the purpose of determining the number of Partnership interests held by such Partner in weighing such Partner's vote, be deemed the holder of any Partnership interests assigned by such Partner in respect of which the assignee has not become a substituted Limited Partner. Provided that under no circumstances shall an assignee have such voting rights. ARTICLE VIII DISSOLUTION 8.1. Dissolution of Limited Partnership. The Limited Partnership shall be dissolved only upon the occurrence of any of the following events: a. The expiration of the term of the Partnership. b. Voluntary dissolution of the Partnership by agreement of all of the Partners. c. The written consent or affirmative vote to dissolve the Limited Partnership of Limited Partners owning more than 89\ of the then outstanding Partnership interests. d. The failure to elect a successor General Partner simultaneously with the removal of the only remaining General Partner as required herein. e. The bankruptcy or dissolution of a Corporate General Partner (except by way of merger, consolidation or corporate organization or reorganization) or the death, incapacity or bankruptcy of an individual General Partner when no other General Partners remain or succeed. Provided, that the Limited Partners owning more than 50% of the then outstanding Partnership interests may determine to reform the Partnership and elect a new General Partner and continue the Partnership's business. In such events the Partnership shall be dissolved and .~.L"l"'LO;'.~t:~.sset:fLaIlCC.L"l.abl._ll.t:l.e~~~na",-.L.lJe ~con"t:.J::l.but:eC1. t:o iLJlew==~,. _~ . Limited Partnership which shall be formed and all the remaining parties to this Agreement and such new General Partner shall become parties to such new Limited Partnership. - 15 - c (;. For purposes of obtaining the required vote to reform the Partnership, Limited Partners owning 10% or more of the then outstanding partnership interests may cause to be sent to Limited Partners of record a written notice setting forth the date and purpose of the meeting. Expenses incurred in the reformation, or attempted reformation, of the Partnership shall be deemed expenses of the Limited Partnership. For the purposes of this Section an individual General Partner shall be deemed to be incapacitated if he or she is disabled and unable to take an active part in the management of the partnership business for a continuous period of at least six (6) months. f. The entry of a dissolution, decree or judicial order by a court of competent jurisdiction or by operation of law. 8.2. Non-Termination of Partnership. The Limited Partnership shall not be terminated by the death, insanity, bankruptcy, withdrawal or expulsion of any Limited Partner, by the assignment of any Limited Partner of such Partner's interests or by the admission of a new Partner. 8.3. Liauidation of Assets. In the event of dissolution and final termination, the General Partners shall wind up the affairs of the Partnership and shall sell all the Partnership assets as promptly as it consistent with obtaining, insofar as possible, the fair value thereof. 8.4. Windina UP the Partnership. Upon dissolution of the Partnership, the General Partners shall immediately commence to wind up and liquidate the Partnership business. The Partners shall continue to share profits and losses during the period of liquidation in the same proportions as before dissolution. In liquidating the Partnership business, the General Partners may either sell all or part of the Partnership assets and distribute the proceeds or .may make distributions completely or partially in kind pro rata or non-pro rata as to specific assets. Such assets or proceeds therefrom, to the extent sufficient, shall be applied and distributed in the following order: a. Payment to creditors of the Partnership, other than Partners, in the order of priority provided by law. b. Payment to Partners for unpaid salaries and for the credit balances in their drawing accounts. ._..__ ..... .... ...., .. _ ..,_._._.._.__._~ '.. ..U'___' _.. _ _ ........._.... . -.-.------.-. .- -- _..- c. Payment to the Partners of credit balances in their capital accounts. 8.5. Gains or Losses in Process of Liauidation. Any gain or loss on disposition of partnership properties in liquidation - 16 - (; (" ... shall be credited or charged to the Partners in proportion to their interest in profits or losses of the Partnership. Any property distributed in kind in liquidation shall be valued and treated as though the property were sold and the cash proceeds were distributed. The difference between the value of property distributed in kind and its book value shall be treated as a gain or loss on sale of the property and shall be credited or charged to the Partners in proportion to their interests in profits and losses of the Partnership. 8.6. Riaht to Demand Property. No Partner shall have the right to demand and receive property in kind of his or her distribution. III ARTICLE IX POWER OF ATTORNEY 9.1. Documents. Each Partner hereby irrevocably constitutes and appoints each General Partner as his or her true and lawful attorney, in his or her name, place and stead, to make, execute, acknowledge and file: a. Any certificate of Limited Partnership or other instrument which may be required to be executed or filed by the Partnership or which the General Partners shall deem advisable to execute or file. b. Any and all amendments or modifications to the instruments described herein. c. All documents which may be required to effectuate the dissolution and termination of the Partnership. 9.2. prooertv and Claims. Each Partner does hereby appoint the first named General Partner as his or her true and lawful attorney, in his or her name, place and stead, to do the following: a. To purchase, deal with property and to mange the same including, without limitation, to sign, deliver or record all deeds, contracts of sale or other instruments conveying title to the property, either in the names of the Partners or in the name of the Partnership. and her D. "~o.estalJl..1.Sh. lJanK accoullts. 1: or. the PartnerShl.p. to deposit and withdraw funds therefrom, solely upon his or signature. r="""._.....-........_....::..= c. To demand, sue for, levy or recover all sums of money, debts, rents or other demands or claims of any nature - 17 - c. (" whatsoever which are or shall be due the Partnership in such manner as a General partner shall determine to be advisable. 9.3. Powers Coupled with an Interest. Each Partner expressly agrees and intends that the foregoing powers of attorney are coupled with an interest. 9.4. Assionment. The foregoing powers of attorney shall survive the delivery of an assignment by any of the partners of the whole or any portion of his or her Partnership interests. 9.5. Notice. From time to time, the General Partners may, at their sole discretion, send notice to the Partners of actions taken. If objection is not received by the General Partners within thirty (30) days of said notice, then said action shall be binding upon all of the partners. ARTICLE X MISCELLANEOUS 10.1. Execution in Counterparts. This Agreement may be executed in any number of counterparts with the same effect as if all Parties had all signed the same document. All counterparts shall be construed together and shall constitute one agreement. Each Party shall become bound by the agreement immediately upon affixing his or her signature hereto, independently of the signature of any other party. 10.2. Sole Aareement. This Agreement and the exhibits hereto constitute the entire understanding of the Parties with respect to the subject matter hereof and supersede all prior agreements and understanding pertaining thereto. 10.3. Choice of Law. This Agreement and all rights and liabilities of the Partners, assignees, substituted limited partners, the Partnership and the assets of the Partnership shall be subject to and governed by the internal laws of the Commonwealth of Pennsylvania -- not the laws pertaining to choice or conflict of laws. 10.4. Severabilitv. If any provision of this Agreement, or the application thereof, shall, of any reason and to any extent, be invalid or unenforceable, the remainder of this Agreement and the application of such provision to other persons --.- --:-or . c1rcums_tanc.eJi J;;!li1.l1_not_be~aU:"~cJ;"e_cLt_h~):"~bY , _ but; rattier shaU~__ be enforced to the maximum extent permissible under applicable law. 10.5. Aareement Bindina. This agreement shall be binding upon the parties hereto and upon their heirs, executors, - 18 - '"' c (.. I I'"' I i I I... i administrators, successors or assigns, and the parties hereto agree for themselves and their heirs, executors, administrators, successors and assigns to execute any and all instruments in writing which are or may become necessary or proper to carry out the purpose and intent of this Agreement. 10.6. Titles and Subtitles. Titles of the articles, paragraphs and subparagraphs are placed herein for convenient reference only and shall not to any extent have the effect of modifying, amending or changing the express terms and provisions of the Partnership Agreement. 10.7. Words and Gender or Number. As used herein, unless the context clearly indicates the contrary, the singular number shall include the plural, the plural the singular, and the use of any gender shall be applicable to all genders. 10.8. Partner. Unless the context requires otherwise, any reference to a General Partner shall include all General Partners and any reference to the General Partners shall mean any General Partner. Any reference to Partner shall include both General Partners and Limited Partners. 10.9. Partnership Interest. Unless the contest requires otherwise, any reference to an interest in the Partnership shall mean the capital interest in the Partnership. 10.10. Amendments. Except with respect to vested rights of the Partners, this Partnership Agreement may be amended at any time by an 89% vote as measured by the interest in the sharing of profits and losses. A copy of any amendment shall be promptly mailed or delivered to each Partner at such Partner's last known address. 10.11. Opinion of Counsel. The doing of any act or the f~ilure to do any act by any Partner (the effect of which may cause or result in loss or damage to the Partnership) if pursuant tp.opinion of legal counsel employed by the General Partners on behalf of the Partnership, shall not subject such Partner to any liability. Further, the General Partners shall not be liable for any error in jUdgement or any mistake of law or fact or any act done in good faith in the exercise of powers and authority conferred upon theme but shall be liable only for gross negligence or willful default. ."" -" ~..10.12.. "Notice~ _An~ and all notices_prOYidecLforJ1er.ein_ _ _ __ shall be given in writing by first class mail. The notice shall be addressed to the last address known to the sender or delivered to the recipient in person. Notice of a meeting shall be mailed not less than ten (10) nor more than sixty (60) days before the - 19 - ('>I (} SCHEDULE "A" Attached to PHEASANT HILL FARM L.P. LIMITED PARTNERSHIP AGREEMENT dated the day of , 19___. 1. The following real estate subject to the encumbrances owed thereon to wit: ALL THAT CERTAIN tract of land situate in the Township of Hampden, County of Cumberland and State of Pennsylvania, more particularly bounded and described as follows, to-wit: BEGINNING at a stake in the public road at the junction of the line of lands of S.B. Moore and Ralph Earley; thence along said Moore lands, South 28 degrees 30 minutes West, 320 feet to a point; thence by the same South 16 degrees 14 minutes East, 38.6 feet to a point; thence along lands now or late of H.W. Arnold, and along the center line of a private driveway, south 76 degrees 34 minutes West, 535.07 feet to a point; thence by the same, South 64 degrees 18 minutes West, 263.16 feet to a point; thence by the same, South 88 degrees 45 minutes west, 659.33 feet to a point; thence by the same, South 87 degrees 17 minutes West, 553 feet to a point at line of lands now or late of W.L. Kile; thence by said Kile lands, North 08 degrees 24 minutes West, 806.65 feet to a point at line of lands of E.E. Eslinger; thence by said Eslinger lands, North 80 degrees 19 minutes East, 1059.3 feet to a black oak; thence by the same, North 47 degrees 04 minutes East, 205 feet to a stake; thence by the same, North 17 degrees 45 minutes West, 409.2 feet to a stake; thence North 32 degrees East, 99 feet to a hickory; thence due East, 306.9 feet to an oak tree; thence South 81 degrees 25 minutes East; 610.53 feet to a stake at line of lands now or late of Ralph Earley; thence along said Earley lands, South 18 degrees 30 minutes East, 342.8 feet to a stake; thence by the same, South 40 degrees 30 minutes East, 543 feet to a point in the center line of the public road aforesaid; thence by said road, South 58 degrees 15 minutes West, 311.85 feet to a point, the Place of BEGINNING. THE FOREGOING. description is in accordance with a survey made by D.P. Raffensperger, Registered surveyor, March 7, 1951, showing the area to contain 56.21 acres. TOGETHER WITH the improvements thereon erected which include a 1~ story frame dwelling house, frame bank - 21 - , , ' () . c barn, one story frame dwelling house, and other accessory buildings. ALSO UNDER AND SUBJECT, nevertheless, to the reservation in favor of Jacob Novinger, his heirs and assigns, and the owners and occupiers of the lands abutting said private driveway and adjoining the lands herein described on the South, in common with the owners and occupiers of the within described premises, of the free right of ingress, egress and regress over the 16 foot private alley now on the ground and mentioned above, subject to the duty of the above named Jacob Novinger, his heirs and assigns, and the owners and occupiers of the tract adjoining to the south, aforesaid, to maintain the fence along one side of said right-of-way; said owners and occupiers to have the right and privilege of putting up a gate at each end of said right-Of-way. UNDER AND SUBJECT, nevertheless, to all easements, restrictions, encumbrances and other matters of record or that a physical inspection or survey of the premises would reveal. BEING the same tract of land which Edward W. Erne with the joinder of his wife, Mary Bridget Erne, by deed dated December 26, 1967, being recorded in the Office of the Recorder of Deeds in and for cumberland county at Carlisle, Pennsylvania in Deed Book "P", Vol. 22, page 828, et seq., granted and conveyed to Edward W. Erne and Mary Bridget Erne, husband and wife, as tenants by the entireties. The said Edward W. Erne departed this life August 15, 1994 whereby title to the above described property vested in Mary Bridget Erne, the surviving spouse and the Grantor herein. The above-described real estate is hereby conveyed to said Pheasant Hill Farm L.P. by Mary B. (Bridget) Erne, Grantor, with Grantor retaining the obligation to personally pay all obligations thereon if any presently exist. - 22 - Page 2 21-1995-0657 Estate of: Mny B. Erne Item No. SQlEOOLE E __ Cash, Bank D'lposits and Miscellaneoos Personal Ptqlerty Value at Date of Death D'lscription 16 - Net Value $2,601. 77 'fue New Englance Insurance Investrrent Policy Face J\lrOUllt 40,000 Insured: patrick Erne Cbntract No.: 8238670 $2,015.32 17 'fue Prudential Life Insurance - Proceeds of Policy on the Life of Edward W. Erne, Sr. 571. 00 'IUl'AL. (Carry forward to rrain schedule) . . . . . . 571. 00 ,,-, ~,-:,.__.,.... ~,,"-:,;..4_~,!'0$..irl. "c:~".;,'"":,, <> , , .', ~ . . ~.. ,., i,.... [.f~~!~;' APPRAISAL l-IARCIl 1996 l-IARY B. ERNE ESTATE 1665 Orr3 Bridge Road Enola, PA ITEH SUNROOH VALUE 20.00 20.00 150.00 100.00 10.00 Stereo Shelf Unit 7 Pc. Rattan Furniture Nordic Track 2 Lamps DINING ROOH 7 Pc. Dining Room Suite Black Forest Clock Depression Stemware China Baskets Spinet Piane 150.00 100.00 25.00 40.00 25.00 100.00 LIVING ROOM Floor Lamp Sofa 2 Blue Chairs Hexagonal Table 2 End Tables Coffee Table ) Table Lamps Yellow Chair/Ottoman Server Vacuum 10.00 50.00 40.00 25.00 40.00 25.00 )0.00 5.00 25.00 10.00 KERRY PAE AUCTIONEERS .Auctloneers .Appralsers .Consultants PENNSYLVANIA: P.O. Box 640, Douphln, PA 17018 . (717) 236.3752 flORIDA 961 Sundrop Court, Marco Island, Fl33937 . (813) 642.95Bl .ITID1 KITCHEN ~ Sharp Microwave 25.00 GE Refrigerator 100.00 PotG/Pano/diohe3 50.00 DBII Computer Syotem 150.00 LaGer Printer 100.00 Sofa Bed !IO.OO Book3 20.00 BookGhelf 10.00 Lamp 10.00 Mantle Clock 20.00 Chair 10.00 Kneehole Desk & Chair 20.00 HALLWAY Gilt Cesso Mirror 35.00 BEDROOM Oval Table 200.00 3 Section Bookcase 150.00 Chair 10.00 Dresser 10.00 SECOND FLOOR BEDROOM # 1 2 Single Beds 40.00 Chair 10.00 Bernina 930 Sewing ~mchine 150.00 Dresser 10.00 BEDROO~I # 2 6 Pc. Bedroom Suite 120.00 2 Lamps 10.00 19" Color TV 25.00 Wicker Shelf 10.00 BEDROOM # :3 2 Pine Dressers 20.00 Bed 10.00 Exercycle 10.00 HALLWAY Buffet 25.00 Fan 5.00 Lamp 5.00 Oak Mirror 20.00 .1 . . .' B~;3UI-m KERRY ALA1I FAE President/Owner Kerry Pac Auctioneern, Inc. P.O. Box 6110, Dauphin, 1'A 17018 717-2)6-)752 EDUCATIOlI Graduate Central Dauphin Eaot HiGh School Depauw University, Greencaotlc, Indiana Certificd Auctioncers Institute - Awarded Designation CAI Past Instructor Harrisburg Area Community College '. .. AUCTIOIl EXPERIEIlCE 20 Years full time Auctioneer Bankruptcy Auctioneer for U.S. Hiddle District Court Designated Auctioneer for U.S. Small Business Administration Designated Auctioneer/Appraiser for Resolution Trust' Corporation 18 ~ears as Automobile Auctioneer for: Chrysler Corporation General Motors National Auto Dealers Exchange Hatfield Auto Auction Harrisburg Auto Auction Newburgh Auto Auction Ford Motor Company Hertz Avio . PA Auto Dealers ~change Skyline Auto Exchange Lee County Auto Auction . OTHER EXPERIENCE Testified as an expert witness for Dauphin County District Attorney's Office and for appraisal work in the Federal Middle District Court. LICEllSES AND i1EI1BERSHIPS Licensed and BQnded as Auctioneer in Florida and Pennsylvania since 1975 Licensed Real Estate Broker in Pennsylvania Past President Pennsylvania Auctioneers Association Past Secretary/Treasurer Pennsylvania Auctionecrs Ansociation Past President Certified Auctioneers Institute Member National Auctioneers Association Member Pennsylvania Auctioneers Association Member Florida Auctioneers Association Hember Ilational Realtors Association \ " '" ., ~ . " AWARDS AND OFFICES , '" Stato Champion Auctionoel' 1986 12 Firut Place Mvortiuing Awardu since 1978 ,'. 2 :Jecond Place Allardn in Did Calling Conteot 1980 <<. 1981 Firot Placo in National Hembol'ohip of National Auctioneero Aooociation Third Place in National Nornberohip of National Auctioneero Aooociation 1985 National Convention Chairman for lIational Auctioneero AOGociation Chairman Doard of Governoro - Certified Auctioneers Institute Le!;iulative Chairman l'eoponoible for new Liconne Law in 1984 fer Commonwealth of Pennnylvania Auctioneers lIational Chairman of Ethico Committee of Certified Auctioneern Institute ";.." SOCIAL AlID POLITICAL OHGANIZA'fIONS Nember Jacob E. HcColly Lodge F &: AN 798 32' Hason in Harrisburg Consistory Vice Chairman Board of Directoro Dauphin National Bank Treasurer Independant American Investment Corporation Past Chairman Middle Paxton Township Board of Supervisors Former Dauphin County Deputy Coroner REFEREIICES Leon P. Haller, Trustee - U.S. Middle District Bankruptcy Court William King, Former Chairman of Board - Dauphin Deposit Trust Company Georgia Bear ~ Farmers Bank <<. Trust of Hanover Dick Johnson ~ Fulton Bank James Best, Trust Department - PNC Bank Nancy KlahOld, Vice President - Hamilton Bank Corestates Richard Bem, Vice President - Johnstown Bank &: Trust Comp~ny Thomas Ford - Commonwealth of PA Surplus Property Divisiori City of Harrisburg Bureau of Economic Development Charles Henery - Safari Club International .Jeffrey Piccola, Senator Keith Dalrymple, President - Dauphin National Bank Sally Klein, Commissioner - County of Dauphin John Purcell, Attorney Chris Cicconi, Attorney J. Joseph Hepford, Attorney LeRoy Zimmerman, Former Attorney General James Morgan, Attorney Walter W. Wilt, Attorney Jooeph Layman, Attorney Leslie Handler, Attorney Charles Schmidt, Attorney James Ronca, Attorney Thomas W. Scott, Attorney Todd Hoover, Dauphin County Judge Jeanine Turgeon, Dauphin County Judge .' ., " ; . , REV-l509 EX. (12-00) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE F JOINTLY-OWNED PROPERTY ESTATE OF MaIy B. Erne Jolnllenln~e): NAME ADDRESS JolnUy-owned property: I FILE NUMBER 21-1995-0657 RELATIONSHIP TO DECEDENT LETTER DATE DOLLAR VALUE OF ITEM FOR MADE DESCRIPTION OF PROPERlY TOTAL VALUE DECD'S DECEDENT'S NO. JOINT JOINT OF ASSET "INT, INTEREST TENANT None TOTAL (Also onlOl on IIno e. ROC811IIUleUon) S 0.00 (II moro spoco is noodod, Insort oddlUonal shools 01 s.... slzo,) PA15091 NTF 121eA COPYflOhl Forma 5011..,. Onlv. 1994 Nelce,lnc. N94PA09, REV-1510 EX . (2-071 COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF SCHEDULE G TRANSFERS PLEASE PRINT OR TYPE FILE NUMBER Mary B. Erne 21-1995-0657 THIS SCH. MUST BE COMPLETED & FILED IF THE ANSWER TO ANY OF THE QUESTIONS ON THE REVERSE SIDE OF COVER SHEET IS YES. DESCRIPTION OF PROPERTY DECO. DOLLAR VALUE ITEM lncludo nD.n1a 01 tho l,on510roo, tholr EXCLUSION TOTAL VALUE % OF DECEDENTS NO. rolotionshln to docodont, dolo 01 translof. OF ASSET INT. INTEREST 1 Meridian Bank IRA Certificate of 0.00 Deposit #3083603062 dtd 4/09/87 Date of Death Value: $3,259.11 (Primary Beneficiary: Edward W. Erne, deceased; a:mtingent Beneficiaries: Elaine M" Patrick M. andEdwardW. Erne, Jr,) Interest accrued to date of death 0.00 on above item $45,85 2 Meridian Bank IRA Certificate of 0.00 Deposit #3133641419 dtd 2/04/88 Date of Death Value: $4,359.89 (Primary Beneficiary: Edward W. Erne, deceased; Cbntingent Beneficiaries: Elaine M" Patrick M" andEdwardW, Erne, Jr.) Interest accrued to date of death 0,00 on above item $123,60 3 Meridian Bank IRA Certificate of 0.00 Deposit #3113543809 dtd 8/08/85 Date of Death Value: $5,416,61 (Primary Beneficiary: Edward W. Erne, deceased; Cbntingent Beneficiaries: Elaine M., Patrick M. and Edward W. Erne, Jr,) 4 Meridian Bank IRA Certificate of 0.00 Deposit #3133640759 dtd 3/06/86 Date of Death Value: $5,299,11 (Primary Beneficiary: Edward W. Erne, deceased; Cbntingent Beneficiaries: Elaine M" Patrick M. and Edward W. Erne, Jr.) Interest accrued to date of death 0.00 on above item $97.71 5 Meridian Bank IRA Certificate of 0.00 Deposit #3133640742 dtd 3/06/86 Date of Death Value: $4,027,80 TOTAL (Also onlor on Ilno 7. RocaolhJlaUonl S 0.00 (II mora spaco I. noadod, In.o~ addlUono/ shoalS 01 sarno slzo.) PA16101 NTF 1217A Copyright Form. Soil"",.,. Only. 1894 NelcD, Inc. N94PAtO' .."- Page 2 Estate of: Mazy B, Erne 21-1995-0657 SCJ.IEOOLE G -- Transfers Decedent I):)llar Value 'lbtal Value Percent of Decedent IS Description Exclusion of Asset Interest Interest - 5 (Primary Beneficiary: Edward W. IIll Erne, deceased; Cbntingent Beneficiaries: Elaine M" Patrick M. and Edward W, Erne, Jr,) Interest accrued to date of death 0.00 on above item $75,64 fit 6 Edward W. Erne, Jr. - Received a U 3,000,00 2,899.61 lOOt 0.00 Interest In Real Estate Which Was Mazy B. Erne Transferred to the Pheasant Hill Fann L, p,; Appraised Value $2,899.61 7 Patrick M, Erne - Received a l% 3,000.00 2,899.61 lOOt 0.00. Interest In Real Estate Mazy B. Erne Transferred to the Pheasant Hill Fann L.P,; Appraised Value $2,899.61 8 Elaine M. Erne - Received a l% 3,000.00 2,899.61 lOOt 0.00 Interest in Real Estate Mazy B. Erne Transferred to the Pheasant Hill Fann L.P.; Appraised Value $2,899,61 'lOmL. (Cany foIWard to main schedule) . , , . . . 0,00 , , R[V-I", n'l'-"I i , I'" COMMONW[ALT" OJ: I'["'NSYLVANIA INIURUANC[ TAl H[ rUIlN R[SIOUH o[cro[,.., SCHEDULE H FUNERAL EXPENSES, ADMINISTRATIVE COSTS AND MISCELLANEOUS EXPENSES Pl.... Prlnt 0' Type FILE NUMBER 21-1995-0657 , ESTATE OF B, Erne ITEM NO, A. Fune,el Expenl..: DESCRIPTION AMOUNT '" See Schedule attached '" 'Ibtal fran continuation page (s) B. AdmlnlllraUve COlli: 8,086.98 1. PorsonoJ Roprosontativo Commissions Soclel Seeurlty Number 01 Porsanel RoprosonlaUvo; Yoar Convnlsslons paid 0.00 .... 2. Anomoy Foes 3,500,00 3. Family ExompUan Clelmanl Edward and Partick Erne RolaUanship Sons 3,500.00 Addro.. 01 Clelmanl al deeodonrs doalh StrOOI Addro.. 1665 errs Bridqe Road City Enola Slale PA ZIp Code 17025 4. Prabalo Foes 340.00 C. Mlscellanoaus Exponsos: See Schedule attached 'Ibtal fran continuation e(s) PA15111 NT' 1210 CopyrIght Fo,m, Softw.,. Only. 1994 N.,co, 'nc:. Ng"PAIII TOTAL Also onlor on line 9. Roc itulatJon (II maro apacola noodod,lnsartaddlUanal Ihooll olsamo allo.) $ 1,923.54 17 350.52 R[V-15t~n'IIlIl]J COMMONWEAL '" Of P[NNSnVANIA INttEnUANCE fAx Il[lUI1N RESID[Nf DECEDENt SCHEDULE I DEBTS OF DECEDENT. MORTGAGE LIABILITIES AND LIENS Pi.... Pltnt or FILE NUMBER 21-1995-0657 ..... ESTATE OF B, Erne ITEM NO. DESCRIPTION AMOUNT 1 Andrews & Patel - ~cal Bill 160.85 2 McNees, Wallace & Nurick - Legal Fees for Estate Planning 3 MBNA J\rrerica - Credit Card Account 3,738,36 6,313.32 r:"'l 4 Samron Camu.lni.cations - Cable Bill 33,56 5 State Farm- Insurance Bill 288,00 6 Boscov's- Credit Card Account 149.80 7 D:Jnegal Mutual Ins, O:l. - CXltstanding Cleek 8 Donegal Mutal Insurance O:l. - Oustanding Chcck 9 Bell Atlantic - Telephone Bill- CXltstanding Olecks 10 Cbunty of C1tmberland - CXltstanding Cleek 11 PP&L - Electric Bill - CXltstanding Check 12 Oxm:lor House - Cookbooks - CXltstanding Cleek 13 AT&T - Telephone Rental 14 John Wanamaker - Credit Card Account 458.00 375,00 128.99 3.50 129,13 47.82 24.31 263.07 15 Ccmrol1lo.\:alth of Pennsylvania - 1994 Individual Incare Tax 167.02 16 Moffit, Pease and Associates 10.00 PA15121 NTF~allo TOTAL Also ontor on Ilno 10, Roc hulatlon (II mo'o spaco Is noodod, lnoon additional shools 01 same slzo.) $ 12 290,73 COpytlght Forma SoftwA'e Onlv. 1994 N.lcD.lnc. N94PA12t Register of Wills of CUMBERLAND county, Pennsylvania certificate of Grant of Letters Testamentary No. 1995-00657 PA No. 2195-0657 ESTATE OF ERNE MARY B I LA::;'!', r! Kb'!', M! UULt;) Late of HAMPDEN TOWNSHIP I.:UMtlt;KL..AfjU I.:UUfj'!'I, Deceased Social Security No. 166-32-5782 day of Auqust 19~ an instrument WHEREAS, .dated July was admitted on the 31st 24th 1995 to probate as the last will of ERNE MARY B (LA::;~, riK::;~, M!UUL..t;) late of HAMPDEN TOWNSHIP 16th day of Auqust ~ and, WHEREAS, a true copy of the will as probated is annexed hereto. THEREFORE, I, MARY C. LEWIS , Register of Wills in and for the county of CUMBERLAND in the commonwealth of Pennsylvania, hereby certify .that I have this day granted Letters TESTAMENTARY to EDWARD W ERNE JR and PATRICK M ERNE who ~ duly qualified as Executor(rixl and ~ agreed to administer the estate according to law, all of which fully ~appears of record in my Office at CUMBERLAND COUNTY COURT HOUSE, CARLISLE, PENNSYLVANIA. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal of my Office the 31st day of Auqust , CUMBERLAND County, who died on the 1995. '-lip, e .f~' tU'-P.~~rt\ gl.sr-eII:' of 1. i **NOTE** ALL NAMES ABOVE APPEAR (LAST, FIRST, MIDDLE) 7/24/95 ruJ. Qf: MARY B. ERNE CC~\PV I, MARY B. ERNE, of Cumberland County, pennsylvania, declare this to be my will and hereby revoke all prior wills and codicils made by me. 1. Personal tv. I bequeath all of my tangible personal property not used in business or for the production of income, including without limitation furniture, furnishings, clothing, jewelry, objects of art and decoration, and the like, together with the insurance thereon, to those of my children who survive me. If said children are not all competent adults, or if they cannot agree on the division, then my executor(s) shall make the division, and may sell any items passing hereunder and distribute the proceeds. 2. Residue. I bequeath, devise, and appoint all the rest of my property, of whatever nature and wherever situated, including property over which I hold a power of appointment, to my issue, per stirpes; provided, however, that if my daughter, ELAINE, is then living, her share shall be held for her in a separate trust hereunder under the terms of paragraph 3 below and if any issue (other than a child of mine) is then under the age of twenty-five (25) years, his or her share shall be held for him or her in a separate trust hereunder under the terms of paragraph 4 below. 3. Elaine M. Erne Trust. The income and principal of the separate trust for my daughter, ELAINE, shall be distributed as follows: (a) Income and Principal. The Trustee(s) shall payor apply to the benefit of my daughter, ELAINE, from time to time, such amounts from the principal or income, up to the whole thereof, as the Trustee(s), in the Trustee(s), sole discretion, may from time to time deem necessary or advisable for the satisfaction of my daughter's special needs, and any income not distributed shall be added to the principal. As used herein, "special needs" refers to the requisites for maintaining my ~ , I !n daughter'. good health, safety, and welfare when, in the di.cretion ot the Trustoe(s), such requisites are not being provided by any public agency, office or department ot any city, county, or .tate goyernmsnt, or by the federal governmsnt, or any other public or private agency. "Special nesds" shall include, but not be limited to, dental expenses; special equipment; programs of training, education and treatment; and necessary recreation and entertainment. It is my intent, as expressed herein, that because ELAINE is unable to maintain and support herself independently, the Trustee(s) shall, in the exercise of the Trustee(s), best judgment and fiduciary duty, seek support and maintenance for my daughter from all available public resources, including Supplemental security Income (SSI), Medicaid, Federal Social security Disability Insurance, and any other appropriate state or local agency. In making distribution to my daughter for her special needs, as herein defined, the Trustee(s) shall take into consideration the applicable resource and income limitations of the public assistance programs for which my daughter is eligible. No part of the corpus of the trust created herein shall be used to supplant or replace public assistance benefits of any city, county, state, federal, or other governmental agency that hae a legal responsibility to serve persons with disabilities that are the same or similar to the impairment(s) of my daughter. No part of the principal or undistributed income of the trust estate shall be considered available to the beneficiary. (b) Distribution. Upon the death of my daughter, ELAINE, any balance then held hereunder shall be distributed to her issue per stirpes, or, if none are then living, per stirpes to my issue, provided, however, if any such issue (of ELAINE or of mine, other than a child of mine) is then under the age of twenty-five (25) years, his or her share shall be held for him or her in a separate - 2 - trust thsretofore or then .created hereunder under the terms of paragraph 4 below. 4. SeDarate Truets, The income and principal of a separate trust for a beneficiary pursuant to the terms of paragraph 2 above shall be distributed aB followB' (B) Income. The income shall be distributed at least quarterly to or for the benefit of the beneficiary. ND payment Bhall be made under this eubparagraph (a) which would diecharge to any extent the legal obligation of any person for the support of the beneficiary. (b) Princioal. The Trustee(e) shall pay from the principal such sums to or for the benefit of the beneficiary as in the discretion of the Trustee(s) seem proper for his or her support, maintenance, health care, and education, taking into account the other sources of income, support and estate that are available to him or her. No payment shall be made under this subparagraph (b) which would discharge to any extent the legal obligation of any person for the support of the distributee. (c) Distribution of Seoarate Trust. (i) When such beneficiary shall have attained the age ,of twenty-five (25) years, the Truetee(s) shall distribute to him or her at his or her written request the entire balance held in his or her separate trust. (ii) If such beneficiary should die before making proper requeet for the entire balance in hie or her separate truet, then the entire balance in his or her separate trust shall at his or her death be distributed, outright or in trust, in such Bums or proportione as such beneficiary may direct in his or 'her last will, expressly referring to his or her - 3 - separate trust hereunder, but only among my isouel and to the extent that such beneficiary shall fail to exercise effectively hio or her limited power of appointment hereunder, the aforemsntioned balance in hi8 or her 8eparate trust 8hall then be distributed per stirpes to his or her issue, or, if no ouch issue survive him or her, per stirpes to my issue, with the ohare of any of such issue for whom property is then held in or payable to a separate trust under paragraph 3 or this paragraph 4 being added to such separate trust. (d) Disoosition Uoon Aoolication of Rule Aaainst Peroetuities. Notwithstanding subparagraph (c) above, if during the lifetime of a person for whom a separate trust under this paragraph 4 was established the intere6t of such person therein becomes void under the applicable rule against perpetuities, then the balance in such separate trust shall then be distributed outright to such person. S. Survival Clause. If any beneficiary hereunder should die within sixty (60) days after me or within sixty (60) days after any other person ths survival of whom determines his or her rights hereunder, then such beneficiary shall be deemed to have predeceased me or such other person for all purposes hereunder. 6. Powero. In addition to such other powers and duties as may be granted elsewhere herein or which may be granted by law, the fiduciarieo hereunder shall have the following powers and duties, without the necessity of notice to or consent by any Courtl (a) To retain all or any part of my property, real or personal, in the form in which it may be held at the time of its receipt, including any cl~se1y held business in which I have an interest and any stock of any corporate fiduciary hereunder, a8 - 4 - . (g) In dividing or distributing any property, real or personal, included herein, to divide or distribute in caeh, in kind, or psrtly in caeh and partly in kind. (h) To hold, manage, and develop any real estate which may be held by them at any time, to mortgage any euch property in such amounte and on such terms as they may deem advisable, to lease any such property for such term or terms, and upon such conditions and rentals as they may deem advisable, whether or not the term of any such lease shall exceed the period permitted by law or the probable period of retention under this instrument; to make repairs, replacements and improvements, structural and otherwise, in connection with any such property, to abandon any such property which they may deem to be worthless or not of sufficient value to warrant keeping or protecting, and to permit any such property to be lost by tax sale or any other proceedings. (i) To employ such brokers, banks, custodians, investment counsel, attorneys, and other agents, and to delegate to them such duties, rights and powers as they may determine, and for such periods as they think fit. (j) To register any securities at any time in their names as fiduciary, or in the names of nominees. with or without indicating the trust character of the securities so registered. (k) With respect to any securities held hereunder, to vote upon any proposition or election at any meeting of the person or entity issuing such securitiee, and to grant proxies, discrstionary or otherwise, to vote at any such meeting; to join .or bscome a party to any reorganization, readjustment, merger, voting trust, consolidation or exchange, and to deposit any such securities with any committee, depository, trustee or otherwise, and to payout of the trust created herein, any fees, expenses, and assessments incurred in connection therewith; to exercise - 6 - convereion, subscription or other rights, and to receive or hold any new securities issued as a result of any such reorganization, readjustmsnt. merger, voting trust, consolidation, exchange or exercise of conversion, subscription or other rights and gsnerally to take all action with respect to any such securities as could be taken by the absolute owner thereof. (1) To engage in sales, leases, loane, and other transactions with my estate, the estate of my husband, or any trust established by either of us, even if they are also fiduciaries or beneficiaries thereof. (m) To make all necessary proofs of death under the insurance policies of which they are the beneficiary, to execute any receipts for the proceeds and to institute any action to collect said proceeds and to make adjustments of any claim thereunder, provided, however, that they need not institute any action unless they shall have been indemnified against all expenses and liabilities to which they may become subject as a rssult thereof. If, however, they desire to institute such action without indemnification, they are hereby authorized to be reimbursed for all expenses and liabilities incurred as a result thereof from any amounts which may be held in trust hereunder then or thereafter. (n) To exercise all elections which they may have with respect to income, gift, estate, inheritance or other taxes, including without limitation execution of joint income tax returns, election to deduct expenses in computing one tax or another, election to split gifts, and election to payor to defer payment of any tax, in all events without their being bound to require contribution from any other person. (0) To operate, own, or develop any business or property held hereunder in any form, including without limitation sole - 7 - ,,", ,.. "" , I ,I I- I I ... ... , proprietorship, limited or general partnership, corporation, association, tenancy in common, condominium, or any other, whether or not they have restricted or no management rights, as they in their discretion think best. 7. SDendthrift Clause. No interest (whether in income or principal, whether or not a remainder interest, and whether vested or contingent) of any beneficiary hereunder shall be subject to anticipation, pledge, assignment, sale or transfer in any manner, nor shall any beneficiary have power in any manner to charge or encumber his or her said interest, nor shall the aaid interest of any beneficiary be liable or subject in any manner while in the possession of the fiduciaries for any liability of such beneficiary, whether such liability arises from his or her debts, contracts, torts, or other engagements of any type. 8. Facilitv of PaYments for Minors or IncomDetents. Any amounte or property whi~h are payable or distributable hereunder to a minor or incompetent may, at the discretion of the fidUCiaries, be paid to the parent or guardian of such minor or incompetent, to the person with whom such minor or incompetent resides, or directly to such minor or incompetent, or may be applied for the use or benefit of such minor or incompetent. 9. ~. I direct that all estate, inheritance, and succession taxes that may be assessed in consequence of my death, of whatever nature and by whatever juriSdiction imposed, other than generation-skipping taxes, shall be paid out of the principal of , mY general estate to the same effect as if said taxes were expenses of administration, except that any such'additional taxes (and interest and penalties thereon) imposed on account of my interest in or power over an~ trust established by my husband shall be paid out of the property held in such trust, and all other property includable in my taxable estate for federal or state tax purposes, whether or not passing under this will, shall be free and clear thereof I provided, however, that my executor(e) may in the discretion of the executor(s) request that any portion or all of said taxes (to be paid out of the principal of my general estate) shall - 8 - . - ".. .-- - \ , I . . instead be paid out ot the principal ot any trust established by me in this will or otherwise, to the extent expressly authorized under the terms ot said trust. 10. Fiduciaries. I appoint as executors hereunder my sons, EDWARD W. ERNE, JR. and PATRICK M. ERNE. It either of my sons should be unable or unwilling to s.rve or to complete the administration of my estate, no successor shall be appointed to serve in his place and if neither of them should be able or willing to serve or complete the administration of my estste, DAUPHIN DEPOSIT BANK AND TRUST COMPANY (or its successor), shall serve in their place. I appoint as Trustees hereunder my said sons. If one of my sons should be unable or unwilling to serve or to complete the administration of any trust hsreunder, then the other of my sons shall serve alone. If neither ot my sons should be able or willing to serve or to complete the administration ot any trust hereunder, then DAUPHIN DEPOSIT BANK AND TRUST COMPANY (or its successor) sh~ll serve in their place. My Trustee(sl shall serve as guardian of the property of any minor beneficiaries hereunder, under any instrument of trust executed by me, under any policies of insurance on my lite, and in any other situation in which the power to make such appointment exists under the laws of pennsylvania. No individual fiduciary shall be liable tor the acts, omissions or defaults of any agent appointed and retained with due care or of any co-fiduciary. No fiduciary shall be required to furnish bond or other security for the proper performance of his duties hereunder. 11. Gender. Unless the context indicates otherwise, any use of the masculine gender herein shall also include the feminine gender. IN WITNESS WHEREOF, I, MARY B. ERNE, herewith set my hand to this, my last Will, typewritten on eleven (1.11 sheets of paper including the - 9 - \ . , . . . . Of~ self-proving attestation clause and signatures of witne...., this ~ ~ day , 1995. Witnessed I ~rg~ku- residing at ~ J/J.t. jJ Ii residing at f-:1*OA-^ ,Pc. - 10 - (81^LI . , . . . COMMONWEALTH OF PENNSYLVANIA COUNTY OF h{{Of/:<"lA. SS: /1 . f ,., . / j Mary B. ~rne (the testatrix I , {",,2/.i'-<- 0 ,.(:..t.'f1,/J1..,(~(tltlt/oJ and II(lUI~ iJ !C.,'Lifll.r.<L (the witnesses), whose names are signed to tho! foregoing instrum~nt, being first duly sworn, each hereby declares to the undersigned authority that the testatrix signed and executed the instrument as her last will in the presence of the witnesses and that she had signed willingly, and that she executed it as her free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the testatrix, signed the will as witness and that to the best of his or her knowledge the testatrix was at that time eighteen years of age or older, of sound mind and under no constraint or undue influence. TESTATRIX: ~Qr.eAAv~ Mary B. ne WITNESS: ~rLA.i/~ Subscribed, sworn to and acknowledged before me by MARY B. NE the testatrix, and subscribed and sworn to before me by t?t2A,L( ,I. ~,~~.l,(qlq~ I. A ". and k.{l/t.r:L( ,P. ,I((.L/I.(/I ti, , the witnesses, this ..;It/Y day of . f /''l. I Vll...{Y , 1995. NOTARIAL SEAL JUOY A. BOMGARDNER, Notary Public Harrisburg, PA Dauphin County My Commission Expires Feb. 23, 1998 '- /,.--:) r. ....~l..l.d~ ri.. :tiJ"'''''1l1lli.uuv (" ') ~ tary Public-' I '. \~ !_.' ',~_/ (SEAL) - 11 - I.:, - I i_l- "I ... ,. w fil u w o fOR DATIS Of DIAIII AnlR 1"31191 CHICK HIRl ,,~:J~:9C\ INHERITANCE TAX RETURN ~o~::~yUWDIlI5CLAIMID [ I -.IffJ_ RESIDENT DECEDENT fill NUMBIR COMMONW[AllttOf ",""mAl'" (TO BE FILED IN DUPLICATE "' / (II ( O(PARtM[Nf Of Il(V(t4U[ ....... / V' tt..,,~~J:H~O'i'i.\180bOl WITH REGISTER OF WILLS) COUN1Y CODE YEAR U~O(t~'!t NAMlIlA!tl "I!lI. ANDMIOOll 'NIIIAII OllIOlllT.!1 (0""1(11 "'OOil'JI~ I. f _ 11 ULe-<-.._ttC1.LClA':'yv.T,o,' f1. I .m d,o IE, 'iJbllHI .s -r:Aeel7 -, .-7 'I ;':;(~"'I"i~~' II 7q.l ~F: 9.~. u~~o~~~~__l$" c~.":'ff~~/~'t'(u;tP,:l'_H_"_'~~_ ,,' ..."""" """.." ,~"" '....0 "'" '''' ":~::~~'_ _I 'O(..~'~~:~ N"M" ~ _ _ . ..... f A~O~N~'::"" D I'" """"("0"" IH"'I~OOB.I'Q~1 (, <)- 7 NUMBER w ... "'c'" ua:~ w"'" :z:09 ufm .. c 1f.J'- 04. 06. [] 3. []5, ..Q8 Remainder Return liar dole' of death prior 10 12.13.821 Federal E,loIB Tax Return Rvquired Total Number of Sofe Deposit 80xe, Original Return [OJ 2. Supplomenlal RelUon [] 40. Fulurft Inlcrest Compromise (for dates of death alter 12.12.82) Decedent Died Testate 0 7. Decedent Maintained a liying Trud (Alloch copy of Willi (Allach copy of Trust) ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: NAME ~ COMPIIt( MAILING ADDRUS So..,>",- t<,~\,,,-e 1}/7-U'11?dDQ "'''HOH' HUM": ~ 0 () N .p I.() b l( ( -p IJ limited Estate .... "''' Ww =0 =,. S~ :n \n ::Im /7 ).1.{ (.r~ .::-, ,. o ;:: :s => ... ;;:: c ... w = 1. Real edate (Schedule Al 2. Slack. and Bond. (Schedule B) 3. Closely Held Stock/Partnership Interesl (Schedule CJ 4. Mortgages and Notes Receiyable (Schedule D) 5. Cash, Bank Deposill & Miscellaneous Personal Property (Schedule E) 6. Jointly Owned Property (Schedule FI 7, T,anofon (Schedule GI(Schedule l) 8. Total Gran Anell (tolollines 1.7) 9. Funeral Expenses, Administratiye Cads, Miscellaneous Expenses (Schedule HI 10. Debll, Mortgage liabililies, liens (Schedule I) 11. Total Deductions (tolollines 9 & 10) Nel Value of Estate (line 8 minus line 11) Charitable and Goyernmantal Bequests (Schedule J) Net Value Subject 10 Tax (line 12 minus line 131 Spousal Transfen (For datel of death after 6.30.941 See Indrudions for Ar,p!icable Percentage on Reverse Side. (Include yalues rom Schedule K or Schedule M.l Amount of line 14 taxable at 6% role (Indude values from Schedule K or Schedule M.) Amount of line 14 taxable 01 15% role (Include values from Schedulo K or Schedule M.I Principal tax due (Add tax from lines IS, 16 and 17.1 Credils Spousal Poyerty Credit Prior Paymenll (I) ( 2) ( 3) (41 ( 5) '.' I ul l-:~ ..... ?.. i" (61. . (7) .....J....:L:;L'~~ 5" '1--.!...J..s. Lj I (8) 77},J"C;? (91 (10) ~ 1 ,/, 'I J ":~ 3 O~. S-S- (11) (12) (131 (14) 12, 13, 14, 15. 16, 17, ,. 0 ;:: 18, c ... 19. => .. '" 0 ... >< 20. c ... 21. ;l3oS-~5~ (15) x,____= (l6)_~_J_O ';r..c..._~ ~___x .06 = /3'ii-. ::)1 (171 ..__~_~__...,~__..____..___ x .15 = (18) J3.f/~=/_ Discount Intorest --------- + ----~-- ... (191 (20) IF line 19 is greater than Une 18, enter the difference on line 20. This is the OVERPAYMENT. iii 0 Check hero If you are requesting a refund o' your overpaymont. /38", SI 1211 (21A) 1218) uI3y,.5_L_u..____ If line 18 is greater than line 19, enter Ihe difference on Uno 21. This is the TAX DUE. A, Enter the interest on tho bolance due on line 21 A, a. Enler Ihe tala I olUne 21 and 21A on Uno 21B. This i, the BALANCE DUE. Make Check Payable 10: Register o' Willi, Agent ~ ~ BE SURE TO ANSWER ALL QUESTIONS ON REVERSE SIDE AND TO RECHECK MATH -0(-0( Under penalties of perjury. I declare that I hoye uomined this relurn, including accompanying sthedulf!s and statements. and to Ihe be,t of my lo.nowledge and belief, it is true, correct and complote, I declare thai 011 real ostoto has been reported at t'ue mor~et yolue Declarotion a. preparer other than tho personal repre,entotiye is based on 011 inlormation of which preparer has any knowledge. SIGNAIUlH Of PllISO,N RfSPON~J"1f~'O~~I~-r;A!TU-A~~--'AODii"~S-~----""-----------.---..-.,--.--~.- -.-- ~::;-_;-~--.._--_---__M-_ DATl ~..Li i.~<,<::~.C )_..I~.'-:<'("~" ~__.IJ./2.iO,' 7J'cl../l0::~L'p,-.'1_ /<4 1.7._.:{Y..L'. _u...?"' -97 ~ntfifE!OI PII(PUIR OtHl1 IIiAH lPAI\HHATIII! AOOln..., -, OA!t Act #48 011994 provldol lor tho roductlon of tho lax ralos imposod on tho not valuo ollronllors 10 or lor Ihe Ule of Iho spOUle, The ralel 01 prelcrlbed by Iho slalulo will bo: e 3% (,03) will bo applicable for ollales of decedonll dying on or aflor 7/1/94 and beloro 1/1/96 . 2% (,02) will bo applicablo for oslales of docedents dying on or afler 1/1/96 and boloro 1/1/97 · 1% (.01) will be applicable for ellales of decedenls dying on or alter 1/1/97 and before 111/98 . Spousal transfers occurring on or after 1/1/98 will be exempt from inherllance tax, PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING A CHECK MARK (...) IN THE APPROPRIATE BLOCKS. YES NO 1. Did decedent moke a transler and: a. retain the use or income 01 the property transferred, ....................................................... ,j ~ b. retain the right 10 designote who shall use the property transferred or its income, ............... ~I c. relain a reversionary interest; or ................................................................................... .I V d. receive the promise for life of either payments, benefits or care? ....................................... 2. If dealh occurred on or before December 12, 1982, did decedent within two years preceding deolh tronsfer properly without receiving adequate consideration? If death occurred after December 12, 1982, did decedent transfer properly within one year of deolh without receiving adequate consideration?........................................................... ........................................ II t/ 3. Did decedent own an 'in trust for' bank account at his or her death?..................................... .j IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. JlYI~I"IJ-,rl ESTATE OF ~'J~:9t\ ..;!ljI.... COMMONWfAtTH Of PfNNSYlVANIA INHllnANCI TAX InUIN IUIDINT DlelDINT .....:1)','. ~L'I_;L .,. i';hi SCHEDULE E CASH, BANK DEPOSITS AND MISCELLANEOUS PERSONAL PROPERTY (AIt pr.pert., lolntly-owned with the Right of Survlvo"hlp mUlt be dlu,...d on Schedule '1 ITEM NUMBER 1 EUl',Lil Ac(.~nlJtll. DESCRIPTION 5 ~"~-l~'~. 0 , t:{~ >_ .1. n,~, :_1.Pl)2..~.'el Household f.OOds and fu!'ni LUr't: s. HAinz 3enefi L Center (pcn:31o!1 CI1CC1{) 2 S:-1.~1 inr:~ /\(;C()!U: L J Chc(~\.lr1f, A(~(:UU~1 t. 4 ens tu::lt~ j QViC' 1'1;/ 6 Ploaso Print or Typo FilE NUMBER ./. I (:1 c-. c,)" 7 7 i,.ediCZ"11 In~:urrlnce .U:.in1JU!::~i2uent (i~.~ ~.lue .:ihil~ld.) 9 Everet t C::.1s!l j,..u tuaJ In~Ul'::;.:H.:r~ c. (rc?n tl'l" i:l~;Ul"':Hlet ~'"l:'" ~e) 10 t:n t I;cd 'I'ele:'Jh0ne of :A VALUE AT DATE OF DEATH - Ii, 1']4. 24 ~ 1 ,0 1 ~). 99 ~ 1,)'71.2'1 0 0 0 7!}.O7 37.49 2J.OO 2.89 TOTAL (Also onlor an lino 5, Roea ilulatian) S 7 . 7;:::> . S. (; IA"ach additional 8~" x 11" ,heeh iF mare 'pace is ne.d,d,) 11\1<1)11 lIt I'''' ESTATE OF , ~~:~" _!t.JlJJ'p COMMONWEAUH Of PENNSYLVANIA INtlEIUYANCE 'AX RETURN RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES, ADMINISTRATIVE COSTS AND MISCELLANEOUS EXPENSES ; Plea.e Print 0' Tvpe FILE NUMBER /).1 (If, 0)7 ~I,al'f,al'O t ,'d ~{hin'.~ ITEM NUMBER A. Funeral Expen.e.. B. 4. C, 1. 2. 3. 4. 5. 6. 7. 8. DESCRIPTION AMOUNT 1. l;'op.elsane.t:l' - EJ.'lc!-:c:!' l"1U'Il{~l':.l.1 E.O!:H~, Inc. funeral ;J.nu lJur'l;~ 1 C';': i)t-':lCP~; ;i';, 194. 21t 1. Admlnl.tratlve co.t.. Personal Represenlalive Commillions Social securily Number of Personal Represenlotive: Year Commissions paid 2. Allorney Fees 3. Family Exemption Claimant Addrell of Claimanl 01 decedenl's dealh streel Addrell City Stale Zip Code Relationship Probate Fees MI.eellaneous Expen.e.. Entt'avin:~, !;Ul-'l3.1 _'.lit'Y.(?f' 1 'I,'" . J.!; O:'i.1.. ,J ,::, .' ,~5'). 00 keeistcr or willA JJ.OO Ha!'risonbu)~ i.,cdicnJ. h;~SO. 74.02 United 'I'el."phone CO!:I;nn:' 27.95 u.s. Fost Office ( "L';" ",,) .> ""'.;.-" 10.24 ','/eis i,.:u'1\ct (ptln Lo co ;,i ,.:') .. ~")O .\ee.~ c: h',~' (l~~' d .LI I' , - r."", .1. ",. ,",,' TOTAL (Also enler an line 9. Recapitulation) (If more spaee Is needed. In.ert additional sheets of same size.) s 5'1./ I 'i, '1/ .---- + - - .-~.. - -.- -- .. - , . -. - . ....-..- - --.-----.------.-.--...-.- ".~ u, Ul tt II 'j :'1 Cl ... -. M .... -' N t' o. N 0 M , 0 M , , 0 " ... .... <.D ,I '" <.D ',' '" .... ,., m m ,. . 00 U"\ N .. 00 '" """ """ LO ~I LO ~I lO to r--- r--- '<t 0, '<t '" VI -l-' .:.' VI ::t ,., -I"'> .... ,., I)J ~, .... , L'-- OJ .'./1 OJ , " " -- :l :l . I:,) - .., ,!./I .., '>:,1 :t ; ,..- '::3 (J) 'd ell ...., , H C'- oJ - 0) - u ~ 0 - " 0 u .... ~I " " - .. .... .. , , OJ .> oJ . e 0 ~ '" ; OJ ~ 0 ,... '" e . :.: II) U OJ 0 (.) ee' " U'l :.: .... ... - , .. :51 .c - W .... W - " c>: 0 .. OJ - . " - . " :c .. OJ :J: ~ OJ cr . " " ~ ~ (.) .. 0 ~ (.) " 00 .. - ~" OJ " - ~,. " -" .. , z~ OJ , z:. u en :c , -" en ... u , ~~ " ~ I . ::(~ ... ~ co co 0:: " 0: N I .. co" co '" . " " - I '" - ~~i OJ w :l ~~I~ " w . .... 00 0 OJ "',., " u .... . ~ 0 ~~ .. - u - 0- Ul :J: ..: :r: - .... 00 OJ .... Ul " ~' (/) .. ~~ en 00... " 0 ... ,,-" l>< <C " <C ... u , :l > OJ . co . .. .c . W (.) , W (.) "'~: O~ xu. ::l-c:z O~ xu. ~~O 1-0 0-0 1-0 o II: :~:: o II: ~~~ I-'U \Ua:;' I-W ~~=' >0 $"':< >0 ",II: ~t;g ",II: :~8 <to otq=J <to cl!... ... \.o.~' .~~ ---- _._~--. -- IOn '00 . I I ) , I I I I :-IO(D Hflr I I I I I I I I I I I I I : I -, ...... - DNo. AA 185239 1"1142111""1 COMMONWEALTH OF PENNSYLVANIA DIPARTMINT OF RIVINUI OFFICIAL RECEIPT · PENNSYLVANIA INHERITANCE AND ESTATE TAX . RECEIVED FROM: i ACN ASSESSMENT r;I CONTROL ... NUMBER AMOUNT STASIA RHINE 131 ZION ROAD lu1 ~jae.~J. NEWBURG, PA 17240 lOtDH"! ESTATE INFORMATION, !II filE NUMBER ~ 21-1996'-0657 I:t NAME OF DECEDENT (LAST) SI RHINE MARGARET II DATE OF PAYMENT fa POSTMARK DATE COUNTY SSN 174-18-1179 (FIRST) IMII CUMBERLAND DATE OF DEATH REMARKS m TOTAL AMOUNT PAID $13B.51 VZ STASIA R RHINE SEAL CHECI<II 4310 ~)'I')/; . ,~. .' RECEIVED BY 1/"".'" 'I ( ../; ',..,..v ,b't- ,I SIGNATURE MAR V C. L~W I S '/.~~'J ' /.' ')- REGISTER OF WILLS REGISTER OF WILLS -- - - - - - _ _ ____M __ ._...... __ .n__ -.. -~- -.... -.. . --- --- -- h _. _.__ ___. _ _.. . .___ __. ~ __.'_ __ _ __ _. __ _ 1.'. ---' -~ , ---'-- ,.- .__d_ _.~..---.....llcI. ~4i '~1 -,:. IS /)1 '7 BUREAU OF INDIVIDUAL TAXES INlILRIfANC[ Ult DIVisiON D[Pf. (110601 IlARRISIUAG. PA 11l:a-ObDI COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE NOTICE OF INHERITANCE TAX APPRAISEMENT, ALLOWANCE OR DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX ~TASIA R 131 ZION NEWBURG RHINE RD DATE ESTATE OF DATE OF DEATH FILE NUMBER COUNTY ACN PA 17240 05-12-97 RIHNE 06-06-96 21 96-0657 CUMBERLAND 101 Anount R."H t.d -~- C- 1* 11'-1"'''1","..11 MARGARET M MAKE CHECK PAYABLE AND REMIT PAYMENT TO: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ~ liE Ii: iS47 -E'iCAFP--i 03":97 "i-NoT i CE-- OF - -itiHEiiiTAiicE- TAx-APPRA is EifiN"-'-- ALL" oWAiic E- oli- - _m_ n__ - -- - -- DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX ESTATE OF RHINE MARGARET M FILE NO. 21 96-0657 ACN 101 DATE 05-12-97 If an assessment was issued previously, lines 14, IS and/or 1&, 17 and 18 will reflect figures that include the total of ALL returns assessed to date. ASSESSMENT OF TAX: 15. AMount of lln. 14 at Spousal rat. (15) 16. AMount of Lina 14 taxable at Lin..l/Class A rat. (16) 17. Anount of Llna 14 taxable at Coll.t.ral/Class 8 rat. (17) 18. Principal Tax Oua TAX RETURN WAS. (X I ACCEPTED AS FILED RESERVATION CONCERNING FUTURE INTEREST . SEE REVERSE APPRAISED VALUE OF RETURN BASED ON: ORIGINAL RETURN 1. R..I Est.t. (Schedule Al (1) 2. stocks and Bonds (Schadule B) 12) 3. Closely Hald stock/Partnership Int.rast (Schadula C) (3) 4. Harig.ga./Hotas Racalvabla (Schedula OJ (4) 5. Cash/Bank Deposits/Hise. Personal Property CSchedule E) (5) 6. Jointly Owned Property (Schedule F) (6) 7. Trensfers (Schedule G) (7) 8. Tot.l Assets APPROVED DEDUCTIONS AND EXEMPTIONS: 9. Funer.l Expenses/Adn. Costs/Hisc. Expens.s (Schedule H) (9) 10. Debts/Hortg.ge liabilities/li.ns (Schadule I) (10) 11. Total Deductions 12. Net Value of Tax Return 13. Charitable/GoY.rn~ental a.que.ts (Schedule J) 14. Het Value of Estat. Subject to Tax NOTE: TAX CREDITS: PAVMENT DATE 03-05-97 RECEIPT NUMBER AA185239 DISCOUNT 1+1 INTEREST/PEN PAID 1-) ,00 ) CHANGED .00 .00 .00 .00 .00 .00 7.722.96 IB) 5,414.41 .00 Ill) 1121 1131 Ilit) ,00 X .00: 2,308.55 X .06: .00 x, 15: IlBI AMOUNT PAID 138.51 TOTAL TAX CREDIT BALANCE OF TAX DUE INTEREST AND PEN. TOTAL DUE HOTE: To insure proper cradit to your account, subnit tha upper portion of this forn with your tax pay.ant. 7,722.96 1;.414 41 2,308,55 .00 2,308.55 .00 138.51 .00 138.51 138.51 .00 .00 ,00 . IF PAID AFTER DATE INDICATED, SEE REVERSE FOR CALCULATION OF ADDITIONAL INTEREST. I IF TOTAL DUE 15 LESS THAN $1, ND PAVMENT IS REQUIRED. IF TDTAL DUE IS REFLECTED AS A "CREDIT" (CRI, YOU MAV BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORM FOR INsTRUCTIDNs,1 co' .. .-' ..J " . _,V RESERVAIION. E.t.t.. .f ..,...nt. .,Ing .n ., ..f.'. 0.'....' Il. \..l .- If .n, futu'. Int.,..t In tho ..t.t. I. t,.n.f.".. In .......I.n ., .nj.v..nt t. tl..' 0 (,.II.t.'." ..n.fl,I.,I.. .f tho ..,...nt .ft., tho .,.I,.tl.n .f .nv ..t.t. f.' llf. or for y.ar., the Co..onw..lth h.r.by .~pr...lY r...rv.. the right to .ppr.I.. and ...... tran.f.r Inh.rltanc. f.... .t the l.wful CI... B (coll.teral) r.te on any .uch future Inter..t. PURPOSE OF NOTICE I fa fulfill the r.qulr...nt. of S.ctlon 21~0 of tha Inh.rltanc. .nd E.tat. fax Act, Act 21 of 1995. (7Z P.S. s.ctlon 9IltO). PAV"ENt: O.t.,h tho t.. ..,tl.n .f thl. N.tl,. .n. .u..lt .Ith v.u' ..v..nt t. tho ..gl.t., .f Will. .,Int.. .n tho ,...,.. .1... --"aka check or .oney order payabl. tal REGISTER OF MILLS, AGENT REfUND (CA): A r.fund of a tax cradlt, which wa. not requ..t.d on the tax R.turn, .ay ba r.qu..t.d by co.platlng an -Application for Rafund of P.nn,Ylvanla Inh.rltanc. .nd E.tat. fa.~ IREY-I!I!). APplications ara avall.bla at the Offlca of tha A.gl.t.r of Will., .ny of tha Z! R.venua DI.trlct Offlc.., or by calling the .paclal Zit-hour an.warlng .arvlca nu.ber. for for.' ordering: In P.nnsylvanl. 1-600-!6Z-20S0, outsld. Pennsylvania and within local Harrl.bUrg .rea (717) 767-609~, TDOI (717) 77Z-ZZSZ IH.arlng Iapalr.d Only). OOJEtlION$. Anv ..,tv In Int.,..t n.t ..tl.fl.. .Ith tho ...,.I....nt, .11...n,. ., .1..II...n,. .f ...u,tl.n., ., ........nt of t.. I Including dl.count or lnt.r.st) .. Ihown on thl. Notlca aUlt obJ.ct within .Ixty (60) d.y. of rec.ipt of thh Notln by: ..wrltten protest to the PA Oepart..nt of A.v.nu., Board of Appeal., n.pt. Z610Z1, Harrl.bUrg, PA -.al.ctlon to hava tha .att.r d.t.ralnad .t .udlt of the .ccount of the parson.l r.pr.s.ntatlv., __.pp..1 to the Orphan" Court. 17Iza-UZI, OR ADKIN IstRATlVE CORRECTIONS: F.ctual .rror. discovered on this .....s..nt .hould b. addr..sad in writing to: PA D.p.rta.nt of A.v.nue, Buraau of Indlvlduai tax." Att": Po.t A.......nt Reviaw Unit, n.pt. Z60601, Harrl.burg, PA 171Z6-0601 Phone (717) 767-6505. S.a p.ga S of the bookl.t -In.tructlon. for Inh.rltanc. tax A.turn for a R..ld.nt D.c.d.nt" IREY-ISOI) for an .xpl.natlon of adalnl.trativ.ly correctable .rror.. DISCOUNT I If any tax due i. paid within thr.. (!) c.l.ndar .onth. aft.r the d.c.d.nt'. d.ath, . flv. p.rc.nt IS~) dl.count of the tax paid I. .Ilow.d. PENAL TV: Th. IS~ tax aan..ty non-participation p.nalty I. co.putad on the total of tha t.x and lnter..t .......d, .nd not paid bafore J.nuary 16, 1996, the flr.t day aft.r tha and of the tax ..ne.ty parlod. Thl. non-partlclp.tlon p.nalty I. .ppealable In the .... .annar .nd In tha the .... ti.a parlod .. yOU would app.al the t.x and Int.re.t that h.. b..n .......d a. Indlc.ted on thl. notlca. INTEREST I Int.r..t I. charg.d b.glnnlng with flr.t day of d.llnquency, or nlna (9) aonth. .nd one (1) day fro. tha data of d.ath, to the data of p.y..nt. tax.' which bacaa. d.llnqu.nt b.fora January I, 196Z b..r lnt.ra.t at tha rata of .Ix (6X) p.rcant p.r annu. calculated at a dally rat. of .OOOI6~. All ta... which b.c..e delinquent on and aftar January I, 196Z will b.ar Inter..t at a rat. which will vary fro. cal.ndar y.ar to cal.ndar y.ar with that rate announc.d by the PA n.part..nt of R.v.nu.. the applicable Intar..t r.ta. for 196Z through 1997 .ra: ~ Int.r..t Rat. DailY Interut FActor !2! tnt.ra.t Rat. OallY tnt.ra.t Factor 1962 2aZ .000S48 1967 .. .OODZ~7 196! 16:< .aOOltS8 1988-1991 11:< .OODSOI 1964 11:< .000301 1991 'X .ODOZlt7 1985 UZ .00DSS6 1995-1991t 7X .00019Z 1986 lOX . DODZ71t 1995-1991 'X .000Z47 ulnt.r..t II calculat.d .. followll INTEREST = BALANCE OF TAX UNPAID X NUNBER OF OAYS DELINQUENT X DAILY INTEREST FACTOR --Any Hotlc. l..u.d aft.r the tax b.Co..' dallnqu.nt will r.fl.ct an lnt.ra.t calculation to flft.en lIS) day. b.Yond the date of tha ........nt. tf pay.ant I. .ade aft.r the Int.r..t co.put.tlon data .hown on the Notlc., addltlonal Int.ra.t .u.t b. calculat.d. OR